BBH Mag May 2016 v2

May 2016

Your community magazine for

Broadbridge Heath VILLAGE COMMUNITY HALL FOR HIRE

Details on page 4 ————————————————————————————————————————————

BROADBRIDGE HEATH ANNUAL PARISH MEETING

Monday 16th May Details on page 12 BBH Mag is free to all households in Broadbridge Heath.

Published in the village, by the village and for the village. © BBH Community Publications To advertise email: advertising.bbh.mag@gmail.com Editor email: bbh.mag@gmail.com

Your local farm shop on a family-run farm just around the corner. www.facebook.com/westonsfarmshop

Westons Hill, Itchingfield, RH13 0BD

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@westonsfarmshop

01403 791228

BBH Mag Editorial column.

LETTERS TO THE EDITOR. We’ve received many kind and encouraging comments about BBH Mag. Readers have told us that they are glad that there is a magazine for the village community.

Others have responded to our recent campaigns. A few months ago we pointed out that there is no accurate map for the village now that the new houses have been built.

BBH resident Dan Gregory dan.anthony.gregory@gmail.com has lead a group of local map making volunteers and they have published a map on the web at OpenStreetMap, which can be found at www.openstreetmap.org/#map=16/51.0640/0.3660 . Well done, Dan. Keep up the good work.

Last month we featured the introduction of a new bus service for the village. Andrea Davies wrote to us at bbh.mag@gmail.com to say “Great news about bus service. But why are we not allowed out in the evenings? Why can't we get a service like Southwater, where you could go out for a meal and have a few drinks?” .

——————————— YOUR VILLAGE MAGAZINE. The BBH Mag is the community magazine for Broadbridge Heath published by local volunteers and distributed free to the whole village. That's nearly 2000 houses; and the village is growing fast with the new housing development, Wickhurst Green.

If you're a local resident, or a member of a village club or voluntary group; send us your news and your events. We’ll be delighted to include it in the magazine, free of charge.

Email: bbh.mag@gmail.com

It pays to advertise in BBH Magazine.

Our advertisers are pleased with the service we offer them. We deliver to every house in the village and we’re keen to encourage local businesses. Our advertising rates are very reasonable. Contact us for details…...

Email: advertising.bbh.mag@gmail.com Post: BBH Mag, 3, Pinewood Close, Broadbridge Heath, RH12 3TP BBH Mag is published by “BBH Community Publications” a non-profit making society run by volunteers for the benefit of the community of Broadbridge Heath.

Roger Stamp. Editor. The BBH Mag. Email: bbh.mag@gmail.com 3

St John’s Church, Broadbridge Heath Church Road, RH12 3LD 01403 274114 info@stjohnsbbh.org.uk

ST JOHN’S COMMUNITY HALL IS AVAILABLE FOR HIRE Since it opened in 2008 the hall has proved a popular venue for many local groups from puppies to Pilates as well as a perfect venue for meetings of various sizes and music rehearsals. If you are looking for a regular venue we currently have some daytime and evening availability and would love to try and accommodate you. Our rates are reasonable and our reviews excellent.

E-mail Sarah Tombling, who co-ordinates hall bookings, on info@stjohnsbbh.org ——————————————————————————————————————

News from Shelley Primary School We hope that all our children and their families had a peaceful and relaxing Easter break, they have certainly returned to school for the summer term ready to learn. Whilst May is a fairly ‘academic’ month in terms of the children’s activities in school, we still have plenty else to look forward to during the warmer months ahead.

We are happy to be taking part in the Broadbridge Heath Leisure Centre mini-sports festival and all year groups will have the chance to attend a morning or afternoon session. Our dedicated PTA, FOSS, is already beginning the task of organising our annual summer fete – please put the date in your diaries for a fantastic evening of family fun: Friday 24th June! We will also be busy in school preparing to welcome our new reception children for their first visits.

As you may be aware, our reception intake this year will be larger than in previous years and this will mean that our classes will be organised in a slightly different structure. Please be assured that we will keep parents and carers fully informed and that, as always, our staff are dedicated to providing a caring and stimulating environment for all the children in our care.

Shelley Primary School, Wickhurst Lane, Broadbridge Heath. RH12 3LU Tel: 01403 265343 Email: office@shelley.w-sussex.sch.uk

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Horsham Folk Dance Club The barn dance club meets monthly at the Broadbridge Heath Village Centre.

We are holding our annual summer dance on Saturday May 14th from 7.30pm to 10pm. We will be dancing to live music with our caller. He will walk us through the dances as well as calling while the dances are in progress. It is always a fun time as well as being an easy form of exercise!

The cost is £7 per head. You will not need a partner. Any age welcome. For more details please contact Jean on 01403 266457 email jmmitchell_123@hotmail.co.uk ——————————————————————————————————————

Broadbridge Heath Village Centre & Social Club Dates for your diary.

Tuesday 17th May at 8.00 p.m: Annual General Meeting.

Sat 28th May: Live music on with Bar Snacks featuring Brent Yeomans.

Wickhurst Lane, Broadbridge Heath, Horsham, RH12 3LY

“BBH Mag”.

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Broadbridge Heath Rainbows, Brownies, Guides and Rangers.

Sharon Newman Guide and Ranger leader and District 2ND Broadbridge Heath Guides and Rangers This week to celebrate Easter we made rice lavender bunnies out of socks which not only look great but smell fab! We also learnt how to make omelettes, but some turned into burnt eggy pancakesL. We had a competition to see who could protect a raw egg best, we covered them in bubble wrap and some groups even gave them a parachute. Finally we participated in an Easter egg hunt with a twist…We were all blindfolded *Gobsmacked!* It was both exhilarating and adventurous! It was a lovely way to end a brilliant term with fun, food and frenzies. Thanks Leaders and Happy Easter everyone.

Written by Megan, India, Laura and Sarah. 2ND Broadbridge Heath Rangers

With so many girls on the Rainbow waiting list we would like to start a new unit. We have a unit leader in place but need 3 volunteers to help her. If you would like to help can you contact us?

To join Girlguiding please visit girlguiding.org.uk

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1st Broadbridge Heath Scout Group Beavers Beavers meet on Tuesday evenings from 5pm-6.15pm during term time. Children, both boys and girls start at the age of six and then move up to cubs as they turn eight.

We have 3 adult leaders and 2 young leaders, all volunteers, who organise activities ranging from pond dipping to pizza making as well as the traditional scouting crafts.

Our aim is to have fun whilst learning new skills and making new friends as although most of the children live in the village several go to schools outside the area so don’t know each other before they join us. We encourage them to help each other and work together in small teams.

The children achieve badges as set out by the Scout Association in a variety of activities and challenges and we aim to spend at least one weekend away each year at a local campsite enjoying all that the outdoors brings.

There is a waiting list for children to join the group – please contact our group scout leader, Paula, on 01403 791453, if you would like your child to join us. This number applies to all sections.

Cubs Cubs meet on a Tuesday evening from 6.30pm and 8pm, term time only. They start at age 8 years until they progress to the Scout section. Currently we have three adult Leaders and one young leader.

We enjoy hiking, visiting local places of interest, wall climbing, camping, go karting, shooting, crafts, high and low rope climbing, sports and games. This year we have an exciting outdoor programme. Our Group Camp in May, is where all three sections come together to have fun and learn new skills. In July we will be taking part in Sussex 100 – a camp to celebrate 100 years of Cub Scouting in East and West Sussex. The theme is to be The Jungle Book Animals and the activities on offer are endless!

Scouts The scouts have been busy this term practicing putting up tents, in preparation for the upcoming Group Camp in May. We are a young troop, so they are all very keen to learn together all the many skills on offer. The late spring/early summer term will bring raft building and then, of course, racing them, kayaking and cooking on open fires and numerous other methods that always amaze the newer members that something edible can be cooked in hay boxes and ‘home-made ovens’.

All sections of the Group will be represented at St George’s Day Parade in the Carfax on Sunday 24th May. Photos – How Scouting has changed in 50 years!

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St John’s Church, Broadbridge Heath Events at St John's Church and Hall.

Sunday 1 May Café@Church. Open from 10.00 am.

For all the family. Coffee served all morning, papers, chill, craft activities, games for children.

St John’s Church, Broadbridge Heath Church Road, RH12 3LD Wednesdays 4 & 11 May Craft Social 9.30 – 12.00 am.

01403 274114 Bring along any craft you have and enjoy the refreshments and fellowship. info@stjohnsbbh.org.uk Tuesdays 3, 10, 17 & 24 May Early Bird Café 8.45 – 10.00 am. Come along for ‘free’ Fair Trade coffee/tea, toast, biscuits, read the papers and have a chat.

Children, families and people of all ages are welcome.

Wednesday 11 May Tea & Fellowship 2.30 pm. Open to all elderly folk in Broadbridge Heath. Contact Heather 01403 210996 Sunday 15 May ENCOUNTER Evening Service @ 7.00 pm. Worship with the Band Wednesday 18 May Village Lunch 12 for 12.30 pm Menu: Lamb Casserole followed by Trifle. Cost £4 per head. To book please call Charlotte on 01403 267673 by 15 May. Friday 20 May Family Film Night 3.30 – 6.00 pm with refreshments. Film showing ‘Inside Out’. Contact Donna 01403 581962

24hr Fire and flood restoration company with 18 Years of experience.

A family run business based in Broadbridge Heath. Our services include:

• • • •

Carpet and upholstery cleaning Leak detection Mould remediation Water damage restoration

Telephone: 01403 249143 or email info@regency-restoration.co.uk 8

Paddy’s Page Revd. Paddy Beresford Vicar of St. John’s Church Broadbridge Heath Church Road, RH12 3LD 01403 274114 A Royal 90th Shakespeare wrote: ‘Some are born great, some achieve greatness, and some have greatness thrust upon them’.

Queen Elizabeth II fulfils all those categories, born a princess and has achieved greatness through her reign after it was thrust prematurely upon her. She is now the longest serving British sovereign ever. So for most of us, she has always been there.

She has commissioned twelve Prime Ministers and has been a steady influence for this country in a world of change and uncertainty. She fulfils what “The Times” newspaper suggested in 1937 - that successful monarchy relies ‘not upon intellectual brilliance or superlative talent of any kind, but upon the moral qualities of steadiness, staying power and self-sacrifice’.

In a 2015 “YouGov” survey, the nation voted the Queen as the person who provided the best moral leadership. Which is interesting, as she beat the Archbishop of Canterbury and the Roman Catholic Archbishop of Westminster to the post. Even the cynical and opposers of the monarchy, have an obvious respect for her character, and staying power.

That moral leadership runs deep. In most of her Christmas broadcasts to the nation she has made mention of her faith. In 2014 she said: ‘For me, the life of Jesus Christ, the Prince of Peace… is an inspiration and an anchor in my life.’

It is said that her father, King George VI, was once interrupted by his butler as he was kneeling at his bed praying; the butler quietly withdrew. Later that day the King spoke to the butler saying something like: “Next time you find me praying - join me.”

In his now famous Christmas Day broadcast in 1939, the king helped build an attitude of courage and reliance on Almighty God with these words by a Missionary in India who wrote poems to support her work - Minnie Haskins: ‘And I said to the man who stood at the gate of the year: ‘Give me a light that I may tread safely into the unknown.

‘And he replied: “Go out into the darkness and put your hand into the Hand of God. That shall be to you better than light and safer than a known way.”‘ Our Queen, like her father and grandfather before her, looks to the King of Kings, Jesus Christ, for stability in life. It is prophesied of Jesus that: ‘Of the greatness of his government and peace there will be no end’ (Isaiah 9:7). And we are promised in that same book that ‘Jesus Christ is the same yesterday and today and forever’ (Hebrews 13:8).e may not be those that are born great, or achieve greatness or have it thrust upon us - but we’re human beings that need stability in a fast changing and increasingly insecure world. We can’t do better than find that stability in Jesus.

Paddy 9

BBH Mag Sport News from local sports clubs.

If you would like to publish your sports news in this magazine please contact the Editor by email: bbh.mag@gmail.com FOOTBALL

Broadbridge Heath Football Club As the season draws to a close we can look back on the most successful season the club has ever had, the first team who play in the Southern Combination Premier Division are playing at the highest level the club has ever reached, with one game remaining they have already exceeded their highest ever points total (60pts), they have won more games (18), scored more goals (72) and have a better goal difference (+16) than any previous season in the division.

Highlights have to be the 1-0 win over champions Horsham in March, there's no doubt the Hornets were the best team in the division, that's why they only lost to two teams all season and good luck to them next season back in the Ryman League. The 4-2 cup win over second placed Eastbourne Town was a notable victory as was the 2-1 away league win over 3rd placed Newhaven a few weeks ago. The first team used 50 players, 19 of whom came through the Junior ranks, many of which started out playing for the club at the age of 7.

The Juniors ran 11 teams this season, the youngest age group were the U7s and we ran two teams at U11 and two teams at U14. As well as the first team the Seniors also ran a Reserve team, an U18 team and two Veteran teams.

With that number of teams pitch availability has been a problem but we are very pleased to hear that Warnham Parish Council have agreed to allow us free use their pitch behind the primary school next season which is real bonus. In addition work is due to start on the clubs new facilities within the next few weeks, when complete this will allow us to bring the U15s and U16s back from playing on pitches in Horsham to play their football in the village on the new pitches on the land south of the existing Leisure Centre.

Staying with the Juniors, congratulations to the U15 team for winning the Sportsmanship Award' it's good to know that visiting clubs and officials have recognised the way the team behave on the field of play. Congratulation too to the U14 management team of Lee Cole and Matt Waller and the players for winning their division with two games remaining. Matt in particular started out himself as a 7 year old playing for Heath Juniors it's great that he's now putting something back into our community club.

In the next edition we hope to share some more information with you on our new facilities. For more information on Broadbridge Heath FC please visit our website at http://www.pitchero.com/clubs/broadbridgeheathfc 10

BBH Mag SPORT CRICKET

Broadbridge Heath Cricket Club Byfleets Lane Broadbridge Heath West Sussex RH12 3PB I had hoped to let you know that outdoor nets had started on the Top Common but I’m sorry to say that the weather continues to defeat us. However, I’m confident we are close so keep an eye on our web site for the start date for both adults and juniors.

So, we are in a bit of a lull at the moment with the indoor league and club nets now complete and waiting for the outdoor nets to start. That does, however, give us time to get the club pavilion and outground ready and for the players to get any new kit through the Club e-shop.

Our groundsman David Bridges reckons it’s going to be a cracking summer this year so let’s hope it’s not too far away. David has advised us that this will be his last season as Lead Groundsman so if there is anyone out there who would like to look after our square, supported by a number of ground staff, then please let our Chairman Tim Wells know on 07740101983.

Don’t forget to keep in touch at the Club’s website and on Facebook.

Colin Case http://broadbridgeheath.play-cricket.com/home/home.asp ——————————————————————————————————————

STOOLBALL CLUB Would you like to play a old traditional Sussex game in Broadbridge Heath? Stoolball Club would like to hear from you. We play league games on a Monday evening from May to August for the more serious players but arrange friendly games and tournaments for those that just want to have a bit of fun, our outdoor training starts Friday 13th May 6.15pm at Broadbridge Heath Cricket Club, Byfleets Lane, Contact Sally Booker at sallybooker1@btinternet.com HORSHAM CATS PROTECTION: Events Sunday 15th May Cats Homing Show: Cats Protection Horsham & District Branch will be holding a Homing Show at Broadbridge Heath Village Centre, Wickhurst Lane from 11am - 2pm. Why not come along and meet the cats looking for new homes - our fosterers know all about their characters so we can find the most suitable match for you. Refreshments will be available, plus there will be other cat related goodies on sale. Entry is free but donations (including cat food & litter) will be warmly received.

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BROADBRIDGE HEATH WOMEN'S INSTITUTE President: Pauline Scott 53 Corsletts Avenue Broadbridge Heath, RH12 3LQ

Secretary: Gill Axby 13 Church Road Broadbridge Heath, RH12 3LD Phone: 01403 266525 Email: gillian.axby@sky.com

Phone: 01403 211704 Email: pauline_scott@hotmail.co.uk

New members always welcome; contact Pauline or Gill on the above numbers.

DRY LOGS DELIVERED

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Locally grown Hardwood, Seasoned, Dry Stored

JONATHAN CARTER TREE SURGERY

07732 668518

Opening times: Monday 9.00 - 5.15 Tuesday 9.00 - 6.00 Wednesday 9.00 - 5.15 Thursday 9.00 - 6.00 Friday 9.00 - 5.15 Saturday 9.00 - 4.00

TREE SURGERY Felling Pruning Reductions

Climbing Stump Grinding

JONATHAN CARTER

Walk in service

Itchingfield NPTC City & Guilds Qualified & Insured

13c Old Guildford Road

07732 668518

Broadbridge Heath

DRY LOGS DELIVERED

RH12 3JT 14

Yoga Classes in Horsham Iyengar Yoga is a safe and accessible form of Yoga suitable for all levels, including beginners.

Teacher with 20 years experience More information & booking: www.annamacedoyoga.com hoveyoga@yahoo.co.uk

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At Audiologica we pride ourselves in a personalised service We offer high quality home audio systems as well as high end headphones and MP3 players. We specialise in computer based audio: rip your entire CD collection onto one of our systems to reduce clutter and hear your music as you’ve never heard it before!

We are based in Barns Green so happy to pop round to do a demonstration or discuss your needs.

tel: 01403 336339 mob: 07901 833128 web: www.audiologica.co.uk mail: richard@audiologica.co.uk

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Riding Lessons

Will matters Fully trained and insured Willwriters

We offer riding instruction for children and adults on privately owned, confidence giving horses at our yard in Barns Green.

Regulated by the Institute of Professional` Willwriters

We also offer fantastic hacking.

Livery sometimes available.

Full range of services with fixed prices

Fully Council Licensed, Insured and ABRS approved.

Appointments in your own home Evening and weekend appointments available

Please contact Chloe or Lynsey TOTAL EQUINE SOLUTIONS

Please call: Claire Gordon on 01403 791337 or 07551 303002 claire@willmatters.org www.willmatters.org

01403 734236 Email: tesashplace@gmail.com

Richard Lamb DipPFS Independent Financial Consultant.

Based in Christ’s Hospital.

Are your pensions and investments performing as you’d like?

Have they been reviewed in full within the last 12 months?

If the answer is NO we need to talk!

I will cover the cost of a full pension and/or investment review for all BBH Mag readers.

FOR A FREE INDEPENDENT REVIEW CONTACT ME ON 07766395559

rlamb@coreifa.co.uk Core Financial Services are authorised and regulated by the Financial Conduct Authority 19

Muntham House School’s Local Offer to the Community

Muntham House School, Barns Green, Horsham, West Sussex.

Is a specialist boarding and day school for boys aged 8-18 with emotional and social difficulties which affect their learning and behaviour.

The School has an excellent reputation and has been judged by OFSTED as Outstanding or Good for the last 15 years. Muntham has also picked up international awards from the British Council.

Muntham House has a history of successful partnership working with local schools, Care services, other public services and Further Education colleges.

Muntham House School has an excellent reputation with local and national employers, Further Education colleges and universities where our young people continue to thrive and become successful citizens and taxpayers.

Muntham House is a non-maintained boarding and day specialist school set up by the Ministry of Education in 1953 and has a long tradition of partnership working with all of the local authorities in the South and South East of England. We welcome the New Children and Families Act and the attendant SEND Code of Practice and in particular the new development of a Local Offer to Parents and others for the support of young people with Special Educational Needs and Disabilities.

Please call us for free advice on any challenging behaviour you may be experiencing with your child.

Muntham House School, Barns Green, Horsham, West Sussex, RH13 0NJ Tel: 01403 730302 Email: office@muntham.org.uk Web: www.muntham.org.uk

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LAWN MOWING & HEDGE CUTTING Please call for a free quotation.

Only the best equipment used.

Weekly or fortnightly service available.

Fully insured.

Ben Allen Garden Services Ltd. 07783 072314 or 01403 730347 21

Useful numbers.

AGE UK General enquiries Visiting Services Pensions & benefits

Cut out this page and keep it by your phone.

01403 260560 01403 260560 01403 274495

SAMARITANS 0845 790 9090 or 01403 276276 SOUTHERN WATER 0845 278 0845

www.ageuk.org.uk/horshamdistrict TRADING STANDARDS CHILDLINE 08454 040506 0800 1111 Approved Businesses 01243 642124 or CENTRAL & SOUTH SUSSEX CITIZENS www.westsussex.gov.uk/tradingstandards ADVICE 0344 477 1171 TRAINS (National Rail Enquiries) www.cassca.org.uk 0845 748 4950 National consumer helpline (on behalf of Trading Standards): 0345 404 0506 www.nationalrail.co.uk COMPASS BUSES 01903 690025 ELECTRICITY EMERGENCIES 0845 770 8090 ENVIRONMENT AGENCY FLOODLINE 0845 988 1188 GAS EMERGENCIES – SMELL GAS? 0800 111 999

WEST SUSSEX COUNTY COUNCIL 01243 777100 HIGHWAYS 01243 642105 www.westsussex.gov.uk WEST SUSSEX SOCIAL SERVICES 01243 777100 NEIGHBOURHOOD WATCH CO-ORDINATOR – David Trangmar bbhnhw@gmail.com

HANDYVAN SERVICE 01403 215100 HORSHAM DISTRICT COUNCIL 01403 215100 NATIONAL DOMESTIC VIOLENCE

For recycling and waste collection dates go to the Horsham District Council websitewww.horsham.gov.uk/ bins/bin_calendars

0808 2000247 NHS (NON EMERGENCY) 111 (calls are free) PENSIONS SERVICE 0845 606 0265 POLICE NON EMERGENCIES 101 (calls cost 15p)

Check your contact details!

If your local group is listed here please check that your details are correct and contact the editor with corrections by email bbh.mag@gmail.com If you would like your club or society listed here please send your details to us by email to bbh.mag@gmail.com 22

Village Contacts.

Cut out this page and keep it by your phone.

1st Broadbridge Heath Beavers/Cubs/Scouts Paula Flack (GSL) 01403 791453 or paulaflack63@gmail.com 1st BBH Rainbows Sally Carver geordiecarver@aol.com 2nd BBH Brownies Sharon Carver 01403 733702 2nd BBH Guides and Rangers Sharon Newman bbhguides@gmail.com St Johns Church sarah.tombling46@gmail.com Broadbridge Heath Parish Council Chairman – Mrs Viv Edwards 01403 240414 Clerk – Mrs Mary Burroughs 01403 785864

Kelly Brook Montessori Nursery School 01403 251221 Skylarks Pre-School 07825 603601 Kinderoo Parent & Toddler Group Meets on Thursday mornings at St Johns Church Hall Broadbridge Heath Village Social Club Phil Farrelly 01403 217177 The Shelley Arms 01403 253406 Broadbridge Heath W.I. Gill Axby 01403 266525 Pauline Scott 01403 211704 Newbridge Nurseries Garden Centre 01403 272686

Broadbridge Heath District Councillor Matthew French Broadbridge Heath Cricket Club 07740 101983 Broadbridge Heath Football Club 01403 211311

BBH Mag is the village magazine published by BBH Community Publications bbh.mag@gmail.com

Broadbridge Heath Tennis Club Ann Lines 01403 790503 Horsham District Indoor Bowls Club 01403 268346

Check your contact details!

If your local group is listed here please check that your details are correct and contact the editor with corrections by email bbh.mag@gmail.com

Broadbridge Heath Stoolball Club (Ladies) Sally Booker 01403 260036

Add your contact details to this list.

Shelley Primary School Administration Office 01403 271340

If you would like your club or society listed here please send your details to us by email to bbh.mag@gmail.com 23

Karen

MacDonald

The Financial Fairy Godmother of Broadbridge Heath Understanding the new State Pension Over the past few years, there have been so many changes to Pensions that it’s hard to keep up with them! One big change coming into effect this tax year is to the State Pension. The aim is to introduce a fairer system that makes it easier to calculate what you are entitled to so you can plan for retirement.

What are the changes?

From 6th April 2016, we moved onto a new Flat Rate Pension of £155.65 per week (2016/2017).

This is an increase from the maximum Basic State Pension of £119.30pw. It replaces the two-tier system whereby some people receive an additional pension related to employed earnings.

What this means for you If you start to draw your state pension after 6th April 2016, the amount you receive will be based on the National Insurance (NI) contributions you made during your working life.

If you have made at least 35 years of NI contributions or credits, you will get the full Flat Rate Pension, otherwise, you’ll get less. You’ll also get less if you have ever been ‘contracted out’ of the State Pension scheme. If you made under 10 years of NI contributions or credits, you will not be entitled to any State Pension at all.

There is a transition period and some exceptions to the rules. In addition, if you have fewer than 35 qualifying years, you could look into buying additional years to increase your NI record.

The State Pension you receive depends on when you became eligible for the payment, not when you first take receipt. Therefore, you will not be affected by the new changes if you were eligible before 6th April 2016 but deferred payment.

Planning how you are going to fund retirement is essential, and it’s important to know exactly how much you will receive.

To find out your State Pension entitlement, you can complete an online application form at gov.uk/ check-state-pension.

Karen MacDonald is an Independent Financial Adviser with Monetary Solutions. For a free initial consultation call 01403 288078 email: karen@monetarysolutions.co.uk Website: www.monetarysolutions.co.uk

BBH Mag is your village magazine for Broadbridge Heath.

Copyright: BBH Community Publications

To contact the Editor email: bbh.mag@gmail.com To advertise: advertising.bbh.mag@gmail.com —————————————————————— Printed by FinePrint 01293 851169 fineprint@southonmail.plus.com 24