50 Plus

Page 1

$ JXLGH WR JRRG OLYLQJ LQ WKH %UD]RV 9DOOH\

&" % ! &

% %

"QSJM t 7PM *TTVF t " NPOUIMZ QVCMJDBUJPO PG UIF #SZBO $PMMFHF 4UBUJPO &BHMF


9LVLRQ IRU WKH ZD\ \RX OLYH

6LW DQG )LW &KDLU ([HUFLVHV *HW D ZRUNRXW ZKLOH VLWWLQJ LQ D FKDLU 6HQLRUV PHHW DW 6RXWKZRRG &RPPXQLW\ &HQWHU 5RFN 3UDLULH 5RDG LQ &ROOHJH 6WDWLRQ HYHU\ 0RQGD\ 7XHVGD\ DQG 7KXUVGD\ IURP QRRQ WR S P )RU PRUH GHWDLOV FRQWDFW RU PURGJHUV#FVW[ JRY /LQH 'DQFLQJ 6RXWKZRRG &RPPXQLW\ &HQWHU 5RFN 3UDLULH 5RDG LQ &ROOHJH 6WDWLRQ KROGV OLQH GDQFLQJ IRU VHQLRUV RQ 7XHVGD\V IURP WR S P DQG RQ )ULGD\V IURP WR D P )RU PRUH LQIRUPDWLRQ FDOO RU RU HPDLO PURGJHUV#FVW[ JRY %OXHJUDVV -DP 6HVVLRQ ± %OXHJUDVV -DP 6HVVLRQ LV KHOG IURP WR S P RQ 7XHVGD\V DW 6RXWKZRRG &RPPXQLW\ &HQWHU 5RFN 3UDLULH 5RDG LQ &ROOHJH 6WDWLRQ $OO OHYHOV ZHOFRPH %ULQJ VWULQJ LQVWUXPHQWV DQG D IULHQG )RU PRUH GHWDLOV FDOO RU RU HPDLO PURGJHUV#FVW[ JRY )ULGD\ %ULGJH 6RXWKZRRG &RPPXQLW\

nɢȗʲŤDz̵ ɫžɢ̭ǜȄƽ ʔǑž ɢ¨̼ȗɫ ¨DzDzž̵ Ơȗɢ ṷ̑žɢ ʩƩ ̵ž¨ɢɫɈ ¨ʐ¨ɞ¨Ļʐ xĻɞźźȀǘȀƹ Ė xʮɞƹźɞ̱ ǘ¨ġźʐǘĻ ̱ź ̯¨ǹ sȓʮʐǘȀź ̱ź ̯¨ǹɧ 9Ȁǒ]ƞĻź L¨ɧźɞ xʮɞƹźɞ̱ L¨ɧǘǪʁnsI sźƜɞ¨Ļʐǘ̩ź xʮɞƹźɞ̱ ȓȀʐ¨Ļʐ LźȀɧźɧ Ė /Ǯ¨ɧɧźɧ ©ƮƮ ȡNjŃ©ʨ űNjȄ © 2ȄŖŖ ©ȡ©Ȅ©īȡ {īȄŖŖƾƘƾƃ

ǃȔǃƕȔȔșƕȔŸșž

NjȄ ǙƕŞʲʲƕȨȨŞƕȔŞșž

0$55 (<( &(17(5 :LOOLDP + 0DUU 0 ' 3 $ 'LSORPDWH RI WKH $PHULFDQ %RDUG RI 2SKWKDPRORJ\

&HQWHU 5RFN 3UDLULH 5RDG LQ &ROOHJH

-DPLH +RXVHU 2 '

(DVW WK DW 0HPRULDO 'ULYH %U\DQ

6 V n s9 V ] V xř ɛs 6 ]V x ] x

% &. . # / &42 2& 7( % 8&4. &. 9&%/ 6 2 % 7 2 % # % . & 5 %2/ / 4# .&4% 2&6% % .&4% 2 6&.# ) 8&4-. : &. 22 . 22 . 6 %2 2& $ 2 % 6 ( &(# # .% $&. &42 8&4. #2 2. 5 # % !4/2 5 4% 2 % % &. . # / &. 8&4) 4 / . !4/2 ' 8 .) " ' " ( & " " " "

% " # $ $( &4. # &.% .&$ 2 /2&. # &# 4/ 2& 2 6 %/( . % 6 # .% // & &/ $ 2 2 &% # ." 7( . % 2 &4%2# // % 2. /4. / $&% 2 $&/2 (&(4# . 2 / & &.2 .% # &.% ) 2&4. %/ % % . % / & 6 . 6 6 ## 7(#&. 2 42 4# + 28 8 2 8, 6 # 2/ 2 $&4/ # ./ 72 %/ 5 &# % 2 . % 2 5 6 .&$ 6 % "/) 4 5 %24. 6 ## 2 " 8&4 2 .&4 2 /2&. &# 4/ 2&6%/ % #4 %

&%&. % . $ %2& 6 2 % &((&.24% 28 2& 5 / 2 2 # &.% 2 2 #.& 4/ 4$ % 4% *4 / &(/ #&% 2 6 8) % 7( . % 2 (&(4# . 5 % 8 . / & &%&$ % ( ) &%&$ &4%28 / &$ 2& &% & # &.% -/ $&/2 .2 # 6 % .&6 % . &%/) # %2 ( ## 8 % . % % &4. / 8&4 2& . # 7 % %!&8 2 #474. &4/ 2$&/( . &$ % 6 2 $&4/ 5 % 8 . / % .8) & # .% $&. &42 2 / / % 5 %24. (# / 22 % 2 2. 5 # / &6 &% 4% 3:' 2 3 ::($ #& 2 2 '0 ' & " . . & . 2#8 .&// 2 /2. 2 .&$ 2 )

s


I = ,>,1) H* 1 J2F = C, C,G FC H2F/ = 200 1 J2F > * /C* 4=2$ >>,21 / $$2= J2F = >F0 I = ,>,1) 2= $F// C,G,CJ C, 7 2F 21<C H 1C C2 0 . C* 4=2 / 0 H2=> 7 F11,1) ,> $ G2 $ =,C 4*J>, / C,G,CJ C, $2= &D 0,//,21 0 =, 1> 1 02>C ,1-F=, > = / C C2 =F11,1) = >F/C $=20 2G =F> 7 F> > $2= 2G =F> ,1-F=, > ,1 /F 36 ,1 8F C ' I, ,/,CJ 2= 0F> / >C= 1)C* H2=1 2= 422= >F442=C,G C, C,G C*/ C, >*2 > * 1) > ,1 =F11,1) ,>C 1 2= >4 C22 8F, ./J 4=2 / 0 C, =F11,1) >F=$ > 5 F>,1) >F=$ C=,44,1) 2= $ //,1) 2= =F4C >C24>6 1 ,1 8F C *J = C,21 1 1FC=,C,217 1 4 ,1 ,> 20021 204/ ,1C H* 1 1) )

= 1 C* 1. J2F $2= ,1 =F11,1) 2= =F11,1) H=,C,1)7 * >J04C20> C,G,C, > >F * > C, J2F > =, 1 = >F/C >. C // $22C // H* 1 G = >20 21 >2 == G2// J // 1 * > 1 ,1-F=J C* C > //7 2H G = = H,C* ,>1<C = >2/G 7 > J2F = >C , 1 C,0 02>C 204 1> C FC .1 4 ,1 C2 G2, 1 = >2/G 4 ,1 H* 1 1 CF= //J7 =2 / 0> H /.,1) 20 2FC H* 1 >C 1 ,1) C* C*/ C C=, > C2 >,CC,1) 1 = CF=1 C2 C* >42=C >2 21 J2F C, C,G,CJ C22 8F, ./J 1 = C 2= $2= C22 /21) >C= >> 1 F= C,21 = C,1) >C= ,1 >C= ,1 21 C* .1 21 2C* = 1 2C* = = > 2$

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

,1 0 1J >,CF C,21> H* 1 /,1) H,C* .1 4 ,1 C* 4 ,1 ,> >J04C20 2$ 0F> / 2G =F> 2 F==,1) >20 4/ /> >F * > C* $22C 1./ *,4 2= * 0>C=,1) = 7 * 1 1 2F1C =,1) /,)10 1C * 1) > 2= 0F> / ,0 / 1 4=2 / 0> ,C ,> 12C F1F>F / $2= C* 4 ,1 C2 C= / $=20 21 /2 C,21 C= G C2 C* 1 IC7 *F> ,C ,> G =J ,042=C 1C C* C C* * /C* = 4=2G, = 0 1F //J I 0 C* 4 ,1$F/ = 1 211 C,1) >C=F CF= > /22.,1) $2= C,)*C 0F> / > 1 A2= C=,)) = 42,1C> 1 A2= ,0 / 1 >7

, C,21 1 * /4 ,1,C, //J FC J2F 21<C H 1C C2 F> C*,> $2= >F>C ,1 4 =,2 2$ C,0 7 *,> H2F/ ,1 , C C* 4=2 / 0 * > 12C 1 = >2/G 1 1 > C2 = >> $$2= C*,1)> ) C 02= 204/, C 7 * G * C*=

3OXV LV D PRQWKO\ SXEOLFDWLRQ RI %U\DQ &ROOHJH 6WDWLRQ &RPPXQLFDWLRQV ,QF %ULDUFUHVW 'ULYH %U\DQ 7H[DV &U\VWDO 'X3UH

#

6KDXQD /HZLV VKDXQD OHZLV#WKHHDJOH FRP

5RQ 3ULQFH

# #

/LQGD %ULQNPDQ

(ULND /LHVPDQ

)LQDQFLDO 0HGLFDUH KHDOWK FDUH FRYHUDJH )HDWXUH 5HVHDUFKLQJ IDPLO\ KLVWRU\

0HPRU\ 6HTXHQFH RI LQIRUPDWLRQ

+HDOWK :KHQ VRPHRQH \RX NQRZ LV LOO

/81&+ %8))(7

78(6'$ )5,'$< 78(6'$< )5,'$ $0 72 30 9LGGPËJ =8DFLJ 99H 8E; FK?<I ;8@CP @C <EKI<<J GCLJ J@;<J @CP J8C8; 98I 8JJFIK<; ;<JJ<IKJ 9 ;/ 9 9 ;/ " 3 / . " G 1 :

78(6 7+856 $'8/76 $'8/ .,'6 )5,'$ $'8/76 )5,'$< $'8/ .,'6

LE;<I * <8K <8 =I<< LE;<I * <8K <8 =I<<

681'$< %581&+ $0 ² 30

81'(5 ($7 ($ )5((

@E:CL;@E> 1 D8;< KF FI;<I FD<C<KJ# G8E:8B<J# N8==C<J# K8:FJ# G8JK8 JK JK8K JK8 JK @FE# >I<8K >I<8 9I<8B=8J 9I<8B= K CLE:? @K<DJ# J@;<J J8C8; 98I# ;<JJ<IKJ# 8 :FDGC@D<EK8I DGC@D<EK P D@DFJ8 =FI 8;LCKJ DGC@D<EK8I LC # ;I@EB 8E; K8O LCKJ

$" $"5&3*/( "/% 3&45"63"/5 &$7( &$ 5(5 <($56 ,1 $ 52:

51 %53 %"

,'- Jlcg_li Jgi`e^j 9ipXe 0.0%..0%-+(. nnn%Ylggpj%Zfd

ǖþǟÐʡǴþǖĺ»Ŝ ʡǴ ĵȈǖÛĵ ǖʡ»Ŝé þʠ»ǟ

2QH 3ULFH ,QFOXGHV (YHU\WKLQJ

.,'6

$'8/ $'8/76

<ĺǖǟǴ

ȈŜï»ʡ Ŝï» ĵȈǖÛĵ ÛĵŨŨŇ ķ ŠçȂʩ»Ŗ Ŝï»ʡ ȈŜï»ʡ Ŝï» «Ũǖǟĵĺƶ þǖʞĺÛþǟ ķ űʩçĥĞ»Ŗ Ŝï»ʡ $BSUFS $SFFL 1LXZ t ʟʟʟ ÛÐǖʡ»ŜǀŨǖĪ ʟʟʟǀĖƶ


, = 1=2//0 1C 1 F1C,1) $2= C* ,1 I4 =, 1 7 * = = / J => 2$ *2, > 12C C2 0 1C,21 / G /> 2$ F= F = J7 = 1C/J * /4 /, 1C 0 1 FG = C*,> ,042=C 1C ,>,21 C= 7 ),1> FC20 C, //J H* 1 J2F CF=1 ) @&7 * = ,> 12 4= 0,F0 2>C7 C 2G => ,14 C, 1C *2>4,C / = >.,// 1F=>,1) $ ,/,CJ ,/,CJ *2>4, = ,/,CJ 1 2C* =>7 2G => 2 C2=> 2FC4 C, 1C *2>4,C / F= / 0 , / 8F,40 1C 1 2C* = > =G, > 12C 2G = ,1 =C 7 * 4= 0,F0 2>C ,> F== 1C/J 3L& 4 = 021C*7 FC J2F= 4= 0,F0> 2F/ *,)* = ,$ J2F=

2 ,% -F>C =2>> 1 20 ,> 2G !& LLL7 * 11F / F C, / ,> F== 1C/J 3(? 1 J2F 4 J EL 4 = 1C 2$ J2F= * /C* = 2>C>7 *,> 2G = ) 2 > 12C ),1 FC20 C, //J C 1J ) 7 2F * C2 1=2//7 * = = 2F4/ 2$ * G 1=2//0 1C C,0 > FC C* %=>C 21 ),1> C*= 021C*> 4=,2= C2 C* 021C* 2$ J2F= @&C* ,=C* J 1 1 > C*= 021C*> $C = C* C7 $ J2F $2=) C C2 1=2// J2F H,// ) C *,C H,C* 3L 4 = 1C 4= 0,F0 ,1 = > $2= * 3E+021C* 4 =,2 C* C J2F 2F/ * G * 1=2// ,1 =C FC , 1<C 2 ,C7 F *# ,> C* , = G 1C ) 4/ 1 2= 4/ 1>7 * > = 4=,G 4=, C * /C* ,1>F= 1 4/ 1> C* C 21C= C H,C*

, = C2 4=2G, =C 1 7 $ J2F * G * , = G 1C ) 4/ 1 J2F 2 12C 1 ,) 4 42/, J 5> /2H67 J4, //J , = G 1C ) 4/ 1> /,0,C 11F / 2FC 2$ 42 . C 2>C>7 * = ,> 021C*/J 4= 0,F0 H*, * ,1 /F > C* =C 4= 0,F0 2$ 3L&7 * > 4/ 1> ,1 /F G,>,21 1C / = 1 * =,1) I 0>7 = ,1 =J , = 2 > 12C ,1 /F C*2> IC= >7 * >

, = G 1C ) 4/ 1> F>F //J = >C=, C C* *2, 2$ * /C* = 4=2G, => C2 C* ,= 1 CH2=. 2= 2= = 8F,= 2=. 2 C2=<> = $ == / C2 > >4 , /,>C7 * CH2 / =) >C 4=2G, => ,1 C* =J 1A 2// ) C C,21 = = F0 1 1 2CC *,C 7 2F 1 %1 /,>C 2$ C* ,= 4/ 1> C *CC4> AAHHH70 , = 7 )2GA%1 + +4/ 1A8F >C,21>A*20 7 >4I7 2F H,// * G * C2 %// ,1 >20 / 1.> 1 1>H = >20 8F >C,21> FC C* C ,> -F>C C2 ) C J2F C2 /,>C 2$ 4/ 1> C* C 20 /2> C2 0 C,1) J2F= 1 >7 J /, 1C

/22. C CH2 CJ4 > 2$ 4/ 1> C C*,> >,C

, = G 1C ) 4/ 1> H,C* 1 H,C*2FC =C 54= > =,4C,21 2G = ) 67 G = C* CH2 CJ4 > * /22. C E? 4/ 1>7 1 C24 2$ C* C , = 1C ) 4/ 1> 20 ,1 C* $2//2H,1) G ' =>7 ' G2 t ).0 NVTU SFDFJWF DFJ ESVH DPWFSBHF DFJWF C*=2F)* C*,> 4/ 16 t 110 NVTU SFDFJWF DFJ ESVH DPWFSBHF DFJWF C*=2F)* C*,> 4/ 16 t 1''4 GFF GPS TFSWJDF

t 4/1 TQFDJBM OFFET QMBO

,> C* 4= > =,4C,21 =F) 2G = ) 7 * 021C*/J 4= 0,F0> G =J7 2F H,// />2 4 J 1 11F / F C, F C,G 1 >* = 2$ C* 4= > =,4C,21 2>C>7

,) 4 42/, , > 4=2G, >20 4=2C C,21 $=20 F1/,0,C 2FC 2$ 42 . C 2>C> H*,/ , = 2 > 12C7

,) 4 42/, , > 2 12C ,1 /F G,>,21 1C / = 1 * =,1) C >C> H*,/

, = G 1C ) 4/ 1> 27 ,) 4 / 1> = F> C* /4* C C=, .7 * J DPNF JO " % ' ( BOE , / 8F EPO U * =220 * = C2 )2 ,1C2 1J C ,/ * G 2FC // C* > 4/ 1>7 >F)) >C J2F )2 C2 HHH70 , = 7)2G C2 204 = C* >

,) 4 24C,21>7 1 ) 1 = / J2F 2 12C 1 ,) 4 ,$ J2F ) C , = 1C ) 4/ 17 G

C* 44/, C,21 $2= , = 1C ) 4/ 17 * C2 )2 . 1 G >,)1 F4 $2= , = $$2= * 2F/ 1=2// ,1 C* , = G 1C ) 4/ 1 2$ *,> *2, 7

,1 C*,> =C, / 7 , H*, * J2F 4= $ = 1 1=2// 21/,1 7 J /, 1C 4= $ == C* , = G 1C ) 4/ 1> F> C* J 4=2G, G,>,21 = 1C / = 1 * =,1) I 0>7

" , H* C* = J2F H 1C C2 * 4= > =,4C,21 =F) 2G = ) 7 J * G /, 1C 2 > 12C * G * 1J 4= > =,4C,21> FC H21 = ,$ * >*2F/ ) C C* 2G = ) -F>C ,1 > * >C =C C2 1 4= > =,4C,217 1 /JK C* 2>C> 2$ C* , = G 1C ) 4/ 1> H,C* 1 H,C*2FC =F) 2G = ) 7 1 C* 1 * , C* C * 2F/ > /$+$F1 G 1 I4 1>, 1>,G =F)> F1C,/ C* 24 1 1=2//0 1C 4 =,2 H* 1 * H,// / C2 * 1) *,> 2G = ) 7 4 1 1=2//0 1C ,> C* 11F / 4 =,2 F=,1) H*, * , = 1=2// > 1 = + G /F C C* ,= 2G = ) H* C* = ,C ,> 2=,),1 / , = 2= , = 1C ) 2= 4= > =,4C,21 =F) 4/ 1 G C*=2F)* , = =C 7 * 4 =,2 ,> 0, C2 = C2 =/J = 0 =7

C F4 1 2F1C 21

J , = 7)2G $2= /,>C 2$ 4= G 1C C,G C, > =G, > $2= H*, * J2F C,G 0,)*C /,), / 7

! 204 = ,) 4 42/, J 2G = ) C2 , = G 1C ) 4/ 1> 1 C2 2= ,1 =J , = 2G = ) 7 > C* H >,C /,1.> 4=2G, = =/, =

'PSUVOBUFMZ NZ DMJFOU IBT GBJSMZ JS JSMZ >,04/ 1 >C= ,)*C$2=H >C= ,)*C$ = * /C* = 1 >7 >4 1C 2FC CH2 *2F=> H,C* 0 204 =,1) C* 4/ 1> 1 0 .,1) >20 204 = C,G C, / F/ C,21> C,G 2FC C* 4= 0,F0> 1 2FC+2$+42 . C 2>C>7 * 1 IC J * 4FC ,1 2FC DL 0,1FC > 21 C* 4*21 H,C* C* 4/ 1 4=2G, = 2$ *,> *2, 7 H 1C C2 2F / + * . C* 1=2//0 1C 4=2 >> $2= C* C 4 =C, F/ = 4/ 17 $ J2F * G * 02= 204/ I 1 > 1 A2= J2F 21<C H2=. H,C* >20 21 /,. 0 C*,> 4=2 >> H,// 4=2 /J C . J2F /21) = C2 ) C C*=2F)*7

% % # ! ! ! ### $ ###

$ $ "

$$2= 0J /, 1C 1 )2C >C =C * >. *2H C* $$2 $ = / = C 5 0 = 6 H2F/ $ $$ C *,> 1=2//0 1C C,0,1) 1 *,> *2, > ,1 * /C* = 2G = ) 7 > *,> 21 =1> H,C* C* $2//2H,1) ,1$ 0 C,217 ,1$2= t 0CBNB$BSF EPFT OPU SFQMBDF

, = 1 , = ,> 12C 4 =C 2$ 2F= >C C * /C* ,1>F= 1 0 =. 0 = C4/ 5>20 C,0 > // 1 I * 1) 67 2 ,$ J2F * G * , = . 4 ,C7 t *G ZPV IBWF IB .FEJDBSF 1BSU " 5*2>4,C / ,1>F= 1 6 2= , = =C 5 , = G 1C ) 6 J2F = 21>, = 2G = 1 H21<C 2H C* $ $2= 12C * G,1) * * /C* ,1>F= 1 ,1 EL3(7 FC * G,1) *

, = =C 50 , / ,1>F= 1 6 /21 2 > 12C 0 C C*,> = 8F,= 0 1C7 #

1=2// ,1 , = ,$ J2F = 12C = ,,G,1) 2 , / F=,CJ 1 %C>7 $ J2F = C* 1 J2F 2 12C 1 C2 1=2//7 J /, 1C 1 C2 * G *

, = 1F0 = H* 1 * 204/ C


, ä >ÞÞ /À > ä >

> ` } Ì> i>À } `iÛ ViÃ

5RQQ\ QQ %DNHU % 6 $ & $ QQ\ ʥƂ̼ƥ ¨ɞǮ sʮŠŠźɞ .ɞźź̪¨̱ xɄ $PMMFHF 4UBUJPO t ǃȔǃǮșŞʲǮŞŞʲŞ ɞŠ¨ġ¨ǪźɞĞ̱¨ǍȓȓɄĻȓǹ

%ìoÏ ßõ =oBÏÓ î·oÏ o£\o BÏ £ |¨Ï Ý o oBÏ £ "oofÓ ¨| Ý o ÏBó¨Ó :B oï

%XVLQHVV 3HUIRUPDQFH $ZDUG


$ VWHS EDF EDFN LQ WLPH

* ,CJ 2$ 2// ) C C,21 =.> 1 = C,21 4 =C0 1C XJMM PGGFS PG B HFOFBMPHZ DMBTT GSPN B N UP B N PO F > J> $=20 4=,/ ! C2 J 3D C C* 2FC*H22 200F1,CJ $FOUFS BU ,SFOFL 5BQ 3PBE 'PS NPSF JOGPS $FOUFS JOG NBUJPO WJTJU SFDUSBD DTUY HPW PS DBMM * ,CJ 2$ 2// ) C C,21<> I4/2=,1) ,>C2=J F1 * 21 ,1 4=,/ H,// $2 F> 21 C* F>*,1) , = =J 4 =2)= 07 4 . =

C*J ,0 = H,// >4 . $=20 33 DL 707 C2 3 4707 4=,/ 3@ C C* "MEFSTHBUF $IVSDI BU &BSM &BS 3VEEFS 'SFFXBZ -VODI JT BOE B SFTFSWBUJPO JT OFDFTTBSZ 'PS NPSF JOGPS JOG NBUJPO DBMM ?@(+@D?3 2= +0 ,/ 0=2 ) => >CI7)2G7 * ,CJ 2$ 2// ) C C,21 H,// />2 *2>C $= =,C,1) 2F= 'BNJMZ )JTUPSZ XPSLTIPQ GSPN B N UP B N PO "QSJM ED C 2FC*H22 200F1,CJ 1C =7 * H2=.>*24 H,// >*2H > 1,2=> *2H C2 4= 4 = 1 H=,C $ 0,/J *,>C2=J7 ),>C = C PS FNBJM NSPEHFST!DTUY HPW

& "% !

" -!

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

8ST TLSXS +ISVKI +ISV 7GL[IMX^IV IV [LS WTIGMEPM^IW MR +IVQER VIWIEVGL [EW XLI IV KYIWX WTIEOIV HYVMRK XLI 1EV] 'SPPMI 'SSTIV 0IGXYVI 0IGXYV 7IVMIW MR 1EVGL EX XLI &IWX ;IWXIVR %XVIE %XV MR &V]ER 0S[IV TLSXS ,IRV] ,ERWSR TVIWMHIW TV SZIV E 8I\EW 6IWIEVGL 6EQFPIV QIIX MRK PEWX ]IEV EV EV

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

*,/ 2// C,1) C*,> ,1$2= ,1$ 0 0 C,21 J > , ,C ,> />2 * /4$F/ C2 /2 C = 2= > >F * > ,=C* =C,% C > 0 ==, ) /, 1> > *F= * = 2= 2= > 2 ,CF =, > 1 G 1 2/ 4*2C2 22.>7 : * > = ,C 0> 4 24/ 1 4FC C* ,= * 1 > 21 H,C*,1 C* ,= 2H1 $ 0,/, > ;

J > , 7 : C ,> />2 * /4$F/ C2 ,1C =G, H C* 2/ >C 0 0 => 2$ J2F= $ 0,/J C2 %1 2FC H* = C* J 0 $=20 1 H* *2 C* ,= 4 = 1C> = 7; 1>21 > , >, ,1$2= ,1$ 0 0 C,21 " ,1 /F ,1) C* 4 ,)= * =C " ,> * /4$F/ C2 * G * 21 /,4 2 = C C* /, = =J H* 1 ),11,1) = > = *7

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

$

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

$ 0,/J = > = * =>7 1 ,C,21 C2 021C*/J 0 C,1)> I > > = * 0 / => />2 C . > G = / C=,4> C*=2F)*2FC C* 021C*7 1 C* %=>C 1 > J 2$ G =J 021C* C* )=2F4 C= G C= /> C2 C* 1C= / = 1 * /, = =J ,1 21=2 2= C* 0 0 =>< *2, 2$ /, = =J /, = =J 1 21 C* > 21 1 > J C* )=2F4 C= G C= /> C2 C* / JC21 , = =J ,1 2F>C21 0 C,1) ,1 C* 0<> /F 4 =.,1) 4 = /2C ,1 2// ) C C,21 C @ (& 707 * $ $2= C* 2F>C21 C=,4 ,> 3L $2= C* =,G =, = 1 4 =C, ,4 1C> >*2F/ =,1) > . /F1 *7 * 204FC = 1 /2)J > = =2F4 0 C> C* C*,= 8FEOFTEBZ PG FBDI NPOUI BU B N BU UIF $PMMFHF 4UBUJPO 8BUFS 5SFBUNFOU GBDJMJUZ DJMJUZ BU / 'PSFTU DJMJUZ =.H J ,1 2// ) C C,217 * I > > = * 0 / => />2 C . > G = / /21) USJQT UISPVHIPVU UIF ZFBS o UP UIF 'BNJMZ )JTUPSZ -JCSBSZ ,1 /C . ,CJ ,CJ C * C* // 1 2F1CJ F /, , = =J ,1 'PSU 8BZOF *OE BOE UIF /"3" 3FHJPOBM "SDIJWFT JO 'PSU 2=C*7 'PS NPSF JOGPS JOG NBUJPO WJTJU XXX UFYBTSFTFBSDISBNCMFST PSH PS DBMM # * =1 ), 1C == C 333 2FC* ,1 C7 ,1 =J 1 *2F> > 0 1J /2 / *,>C2=J 2// C,21> C* C 2G = 12C 21/J C* /2 / = FC />2 -2,1,1) 2F1C, >7 1 /2), / = > = * = >2F= > 04* >,K C*1, .)=2F1 > 1 = > $=20 H*, * 0 1J ,00,)= 1C> 0 C2 C* =J 1+ 2// ) C C,21 = 7 'PS NPSF JOGPS JOG NBUJPO WJTJU XXX CDTMJCSBSZ PSH PS DBMM * F>*,1) 02=, / , = =J 1 = *,G > 21 C* I > 1,G 1, =>,CJ 04F> ,1 2// ) C C,21 ,> C* = = 22.> >4 , / 2// C,21> 0 1F> =,4C> 1 = *,G / = 42>,C2=J $2= I > 1,G 1, =>,CJ , = =, >7 'PS NPSF JOGPS JOG NBUJPO WJTJU DVTIJOH MJCSBSZ UBNV FEV PS DBMM * / JC21 , = =J , = =J C &DLL =2/,1 C7 ,1 2F>C21 ,> 21 2$ C* / =) >C ) 1 /2), / /, = =, > ,1 C* 2F1C=J 2F1C=J 21C ,1,1) 0 C =, /> $2= // &L >C C > 1 0 1J $2= ,)1 2F1C=, >7 * 2// C,21 21C ,1> 44=2I,0 C /J 3LL LLL 22.> D LLL 4 =,2 , / C,C/ > ?L LLL = /> 2$ 0, =2%/0 1 0 1J / C=21, C > >7 'PS NPSF JOGPS JOG NBUJPO WJTJU XXX IPVTUPOMJCSBSZ PSH DMBZUPO PS DBMM

6SFIV 7GSXX (EZMW WTIEOW 1EVGL EW TEVX SJ XLI ERRYEP 1EV] 'SPPMI 'SSTIV 6SFIVX 0IGXYV 7IVMIW EX +ISVKI 0IGXYVI +ISV &YWL 4VIWMHIRXMEP 4V 0MFVEV] ERH 1YWIYQ


1,2=> 1 F> // C* * /4 C* J 1 ) C ,1 = 0 0 =,1) C*,1)>7 > C* C 1 ,1 0 1 C* C<> = >21 H=,C C*,> 2/F017 1 0 -2= >4 C 2FC $2=0,1) 1 = C=, G,1) 0 02=, > ,> C* 21C IC 2$ C* ,1$2= ,1$ 0 C,21 ,1) 0 02=,K 7 1 4 >C =C, / > * G * = $ == C2 C*,> 4=,1 ,4/ ,1 2/F01> 2FC >4 C, / /2 C,21 2$ G,>F / ,1$ 0 C,21 1 ,1 0 1C / >>2 , C,21>7 ,1$2=

J H,// 21>2/, C C* > , > ,1 $FCF= 2/F017 FC =,)*C 12H H 1C C2 C /. 2FC 1 H ,> 2G =J >*2H,1) C* C > 8F 1 ,> />2 1 ,042=C 1C $ CF= 2$ 21C IC7 1 1 H/J = 42=C >CF J J 7 7 >, *

* = 1 1) 1 C* 1 2// )F > C C* 1, =>,CJ 2$ /,$2= 1,G /,$ 1, C G,> *F0 1 / =1,1) H > $ $$ C J C* > 8F 1 2$ G,>F / 2 - C> C2 0 02=,K 7 = ,1 > 1> F=,1) C >. 4 =$ =$2=0 1 ,1 , C C* C C* *,442 04F> H > 02= C,G C, H* 1

> 8F 1 ,1) 24 = C,21> H = 04/2J 7 * J $2 F> C* ,= CC 1C,21 21 C* = ,1 >C=F CF= .12H1 > C* *,442 04F> +>* 4 >C=F CF= F1 =1 C* 1 21C,)F2F> H,C* C* = = / 2=C I7 * *,442 04F> ,> >> 1C, / $2= $2=0,1) 0 02=, > 2$ >2+ // / = C,G C, 0 02=, > 5H*, * C,G = // 0 02=, > 2C* = C* 1 02C2= 0 02=, > >F * > >.,// 02G 0 1C>67 * *,442 04F> ,> />2 .12H1 C2 0 4 >4 1 H* = 2 - C> 1 ,1$ 0 C,21 = /2 C ,1 >4 7 ,1$2= * 1 H ,> 2G =J ,> C* C / =1,1) 21C IC />2 ,1 /F > =2/ $2= C* *,442 04F> ,1 = C,1) 0 02=, > 2$ C* > 8F 1C, / 2= = 2$ ,1$2= ,1$ 0 C,21 ,1) / =1 7 F - C> 0 02=,K ,$ ,$$ = 1C 2= = 4 CC =1> 2= = 1 20 4 CC =1 > 21C=2/ C2 =,C =,21 / G / 2$ 4 =$ =$2=0 1 7 1 4 CC =1 H > %I $2= * = 4 C,C,217 H2 4 CC =1> 5 3 1 E6 >* = >20 20021 2 - C>7 H2

K_\ Dfjk @dgfikXek K_`e^ `e Xep I\cXk`fej_`g

RI WKH

:LQQHU

.ยงPlร ร lร ร ย ยขย a รกยป ยป

ยงZร ยงร ยงy รกcย ยงย ยงย รช

*'*' <% )0k_ Jki\\k# Jl`k\ ((. 9ipXe# KO ../') nnn%c`jk\e_\XiXl[`fcf^p%Zfd

!0 - 0 1 0 5 ' $

!0&1 !- !- ! 1 -! !) 2 4 !- 1 4!0' - 2 4 2 - ! 0 -4 ( 0(- !' 4!0% '! 3 #- ! -! (! 1 -( !' '' #'!1 4!0 2 - 4!0 -! ' - $$$ 4$

# - 1 (( (- 1

* $*."$".66

/. !! 1 $ '4 ** 6/ 222$' ( !' 1 $ !

( ".+


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

=,2F> , 1C> 1 ,//1 >> > 2 F= 2 F= 1 >20 C,0 > C* J * 44 1 C2 C*2> H .12H 1 /2G 7 > H,C* 1J /2>> H %1 2F=> /G > ,1 )=, $ 4=2 >> H , 1<C >. $2=7 =, $ ,> C* 12=0 / = >421> C2 C* /2>> 2$ >20 21 2= >20 C*,1) ,042=C 1C C2 F>7 C<> 1 CF= / 4 =C 2$ /,$ 7 * 1 C* %=>C >*2 . H *,C> F> H <= K 1 H G ,C C . > H*,/ C2 ) C 2F= =,1)>7 1 H 2 H 1 ) C 1)=J 2= G 1 4= >> >F * C*,1) 2F/ * 44 17 =* 4> H /22. . C C* = / C,21>*,4 H,C* >20 = )= C >C=F))/,1) H,C* H* C+,$ 1 ,$+ 21/J7 * ,= H2=/ * > * 1) = 0 C, //J 1 >,1 H = $2= C* 0 2F=> * > C227 4 2H1 H H 1C C2 * /4 FC H* C 1 H 29

2= C* 1 H C*,1.7 = = C*= C*,1)> C* C 1 0 . ,) ,$ ,$$ = 1 7 'JSTU PG BMM XF DBO TIPX VQ : 1 J2F ,1 C*,> H,C* 0 0J $=, 1 ; ,// > , 7 : .12H J2F<= $2F= >C C > H J J 1 J 21<C H 1C J2F C2 / G J2F= $ 0,/J 1 20 FC < /2G C2 * = J2F= G2, $=20 C,0 C2 C,0 7; ,// H > = 8F >C,1) 0J 4= > 1 ,1 *,> CC/ H,C* / F. 0, 7 H > >.,1) 0 C2 >*2H F4 1 H,C* *,07 F= 4= > 1 ,> 42H =$F/ " 0F * 02= C* 1 H = /,K 7

6WDWLRQ RIIHUV RI EULGJH IRU VHQLRUV HYHU\ )ULGD\ IURP WR D P )RU PRUH FDOO RU RU HPDLO PURGJHUV#FVW[ JRY GRPLQRHV 6HQLRUV PHHW 7KXUVGD\V WR SOD\ DW 6RXWKZRRG &RPPXQLW\ &HQWHU 5RFN 3UDLULH 5RDG IURP WR D P %HJLQQHUV ZHOFRPH )RU PRUH GHWDLOV FRQWDFW RU PURGJHUV#FVW[ JRY %LEOH VWXG\ ± %LEOH VWXG\ IRU VHQLRUV LV DW D P HYHU\ 7KXUVGD\ DW /LQFROQ &HQWHU (OHDQRU 6W LQ &ROOHJH 6WDWLRQ &RQWDFW RU DZLOOLDPV#FVW[ JRY IRU PRUH LQIRUPDWLRQ )ULGD\ %ULGJH 6RXWKZRRG &RPPXQLW\

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

&HQWHU 5RFN 3UDLULH 5RDG LQ &ROOHJH 6WDWLRQ RIIHUV RI EULGJH IRU VHQLRUV IURP WR D P HYHU\ )ULGD\ )RU PRUH GHWDLOV FRQWDFW RU PURGJHUV#FVW[ JRY

&RPSXWHU &OXE IRU 6HQLRUV ´L3DGV :KLFK 2QH LV %HVW IRU <RXµ ± $ VSHDNHU ZLOO SUHVHQW VHYHUDO RSWLRQV DQG GHPRQVWUDWH FKRLFHV RI L3DGV 0HHWLQJV DUH KHOG DW WKH &DUWHU¶V &UHHN 7UDLQLQJ 5RRP 1RUWK )RUHVW 3DUNZD\ LQ &ROOHJH 6WDWLRQ IURP WR D P )UHH DQG QR SUH UHJLVWUDWLRQ QHHGHG )RU PRUH LQIRUPDWLRQ FRQWDFW RU PURGJHUV#FVW[ JRY

GHVLJQHG WR H[SODLQ ORFDO UHVRXUFHV DQG VHUYLFHV DYDLODEOH IRU VHQLRUV ZLOO EH KHOG $SULO DQG WKH IROORZLQJ WKUHH 7KXUVGD\V IURP D P WR S P DW 6RXWKZRRG &RPPXQLW\ &HQWHU LQ &ROOHJH 6WDWLRQ /XQFK SURYLGHG ZLWK D UHVHUYDWLRQ 5693 IRU HDFK VHVVLRQ DW (PDLO PURGJHUV#FVW[ JRY IRU PRUH LQIRUPDWLRQ 'LJLWDO 3KRWRJUDSK\ &ODVV ± )RXU ZHHN FODVV IRU VHQLRUV ZLOO EH KHOG $SULO DQG WKH IROORZLQJ WKUHH 7KXUVGD\V IURP WR S P DW 6RXWKZRRG &RPPXQLW\ &HQWHU LQ &ROOHJH 6WDWLRQ :LOO WHDFK WKH EDVLF IXQFWLRQV RI GLJLWDO FDPHUDV DQG SKRWRJUDSK\ %ULQJ D FDPHUD &RVW LV 5HJLVWHU DW UHFWUDF FVW[ JRY RU

7UDQVLWLRQV RI /LIH 6HVVLRQV )UHH SURJUDP

C* 0 2H17 * J 1 > $ 121+-F )0 1C / => C2 * = C* ,= >C2=, >7 1 C*2> /,>C 1,1) =>7 *,= H 1 > =G 7 C<> >. C* 0 2= $ 0,/J 0 0 = H* C H 1 2 C2 * /47 * = = /H J> C*,1)> C* C 1 C2 21 $=20 4=2G, ,1) $22 C2 0 .,1) 4*21 //> C2 02H,1) / H1> 2= / CC,1) C* 2) 2FC7 =,1) $2= >20 21 > =,2F>/J ,// ,> C 0 $$2 $ =C 1 H 1 4/ J 1 ,042=C 1C 4 =C7 4 .,1) > * 4/ ,1 /, G 21 2$ C* 02>C 42H =$F/ H J> H 1 > =G ,> C2 4= J7 CF , > >*2H F> C* C 4 24/ H*2 = ,// 1 = 4= J $2= 2 CC = 02C,21 //J 1 * / $ >C =7 >*2H F4 ,1 C* H J> 2F/ $2= ,//7 > 2F/ <G 21 02= 7 H,>* * 7 FC />2 .1 H * * >0 // =0J 2$ 4 24/ /2> J CC 1 ,1) C2 *,> 1 >7 #JMM VTFE 'BDFCPPL UP 200F1, C H,C* 0 1J 2$ C* $=, 1 > * * // 2G = C* H2=/ 7 . 4C 04* >,K,1) * .1 H H H = ,1 C*,> H,C* *,0 %)*C,1) /21)>, *,0 1 C* C 0 // C* ,$$ = 1 7 ,$ *2H F47 *FC F47 =G 7 $ J2F<= = ),G = = J2F<= /= J 2,1) C*,> " // C* C,0 7 2F= * // 1) H,//

$ 0DWWHU RI %DODQFH ± )UHH FODVV RSHQ WR

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

DJHV DQG XS ZLOO EH KHOG IURP WR S P RQ 0RQGD\V IURP $SULO WR 0D\ DW 6RXWKZRRG &RPPXQLW\ &HQWHU LQ &ROOHJH 6WDWLRQ 3DUWLFLSDQWV ZLOO OHDUQ WR YLHZ IHDU RI IDOOLQJ DV FRQWUROODEOH VHW UHDOLVWLF JRDOV WR LQFUHDVH DFWLYLW\ FKDQJH WKHLU HQYLURQPHQW WR UHGXFH IDOO ULVN IDFWRUV DQG H[HUFLVH WR LQFUHDVH VWUHQJWK DQG EDODQFH 5693 DW 0LFURVRIW :RUG IRU %HJLQQHUV &ODVV VWDUWLQJ RQ $SULO ZLOO EH KHOG 0RQGD\ DQG :HGQHVGD\ IRU WZR ZHHNV IURP WR D P DW 6RXWKZRRG &RPPXQLW\ &HQWHU LQ &ROOHJH 6WDWLRQ &RVW LV 5HJLVWHU DW UHFWUDF FVW[ JRY RU


*HQHDORJ\ &ODVV ± +HOG 7XHVGD\V IRU VL[ ZHHNV VWDUWLQJ $SULO IURP WR D P DW 6RXWKZRRG &RPPXQLW\ &HQWHU LQ &ROOHJH 6WDWLRQ &RVW LV 5HJLVWHU DW UHFWUDF FVW[ JRY RU

1XWULWLRQ (GXFDWLRQ SUHVHQWHG E\ 7H[DV $ 0 $JUL/LIH 7H[DV $JUL/LIH SUHVHQWV QXWULWLRQ HGXFDWLRQ LQFOXGLQJ D GHPRQVWUDWLRQ RQ KHDOWK\ FRRNLQJ DQG UHFLSHV DW /LQFROQ &HQWHU (OHDQRU LQ &ROOHJH 6WDWLRQ DW D P )RU GHWDLOV FRQWDFW RU DZLOOLDPV#FVW[ JRY

2C* = 4 CC =1> 5 3 1 E6 H = C* > 0 F4 C2 C* $2F=C* 1 %$C* ,C 0>7 8F 1C, / 2= = 4 CC =1> 2$ G,>F / 2 - C> C* C >F - C> 0 02=,K 1 C* 1 / C = CC 04C C2 = //7 'SPN CSBJO TDBOT PG UIF *,442 04F> > C* G2/F1C => H = = //,1) C* 4=,2= / =1,1) C* ,1 >C,) C2=> , 1C,% 4 CC =1> 2$ ,1G C, C,G,CJ >4 ,% C2 * ,0 ) 7 FC H* 1 C* J >*2H C* G2/F1C => C* > 0 ,0 ) > ,1 ,$ ,$$ = 1C > 8F 1 C* J )2C ,$ ,$$ = 1C *,442 04 / 4 CC =1>7 ,442 04 / C,G,CJ C, 4 CC =1> ==, ,1$2= ,1$ 0 C,21 2FC C* > 8F 1C, / 2= = 2$ 2 - C> ,1 / =1 > 8F 1 > FC 12C 2FC 2 - C> 2= C 042= / 42>,C,21> ,1 = 1 20 > 8F 1 >7 ,442 04 / C, C,G,CJ 4 CC =1> ,$ ,$$ = 1C, C CH 1 2G =/ = 44,1) 2 - C > 8F 1 > 1 CH 1 C 042= //J - 1C 2 - C> C* C /21) C2 ,>C,1 C > 8F 1 21C IC>7 1 2C* = H2= > C* 2 ,1) 2$ C* 0 02=J ,1 C* *,442 04F> H > 4 1 1C 21 ,C> 21C IC 1 > 8F 1 7 : // H // 1 )22 ; J2F 0,)*C > J FC :H* C ,> C* 4= C, / 21> 8F 1 9; * = ,> G =J

TVHHFTUJPOT GPS ZPV 'JSTU EPO U HJWF HJ F4 F> J2F= 4 ,1 4=2 / 0 * > 12C 1 , 1C,% J C7 * $ C C* C J2F = >.,1) 8F >C,21> 1 H21 =,1) 2FC :0 , C,21; > C* 21/J 1>H = 0 1> J2F = 21 C* =,)*C C= .7 $ J2F= 2 C2= * > /,0,1 C

([SORULQJ +LVWRU\ /XQFKHRQ 7KH &ROOHJH 6WDWLRQ +LVWRULF 3UHVHUYDWLRQ &RPPLWWHH DQG WKH &ROOHJH 6WDWLRQ 3DUNV DQG 5HFUHDWLRQ 'HSDUWPHQW SUHVHQW PRQWKO\ OHFWXUHV ZLWK OXQFK RQ WKH KLVWRU\ RI WKH FRPPXQLW\ ([SORUH WKH GHYHORSPHQW RI 7H[DV $ 0 8QLYHUVLW\ ZLWK WKH &XVKLQJ /LEUDU\ 0DS 3URJUDP +HOG DW $OGHUVJDWH &KXUFK (DUO 5XGGHU )UHHZD\ 6 5HVHUYH IRU OXQFK E\ WKH )ULGD\ EHIRUH &RVW LV /XQFK LV VHUYHG DW D P 6SHDNHU ZLOO EHJLQ DW QRRQ 5HVHUYH DW RU PURGJHUV#FVW[ JRY

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

# 'PFS FS +PTIVB .PPOXBMLJOH FS XJUI &JOTUFJO /FX :PSL 1FOHVJO , 1)+ , 1 >, * 7+ 7 =F F ==

7 7 F > 7 1.,1> 7 7 1 1) 1 C* 77 5EL3(6 ,442 04 / C, C,G,CJ 4 CC =1> ==J ,1$2= ,1$ 0 C,21 2FC 2 - C> ,1 C 042= / 21C IC7 /FVSPO 02= > =,2F> ,1-F=, > >F)) >C J2F 0 . 1 442,1C0 1C H,C* 4*J>, / C* = 4,>C 2= >20 21 H*2 >4 , /,K > ,1 0F> F/ = 4=2 / 0>7 =C, F/ =/J , F/ = , F/ =/J >20 21 H*2 F> > 0 1F / C* = 4J G =>F> 4 >>,G 4 >>, 02 /,C, >7 21 /J .1 4 ,1 1 2G =F> ,1-F=, > = 8F,= 204/ C I 0,1 C,21 2$ J2F= /2H = C=F1. .1 1 / ) C2 , 1C,$J >C=F CF= / * 1) > 0F> F/ = ,0 / 1 > 1 C=,)) = 42,1C> C* C

5HJLVWHU DW UHFWUDF FVW[ JRY RU ,QWHUPHGLDWH &RPSXWHU &ODVV IRU 6HQLRUV ± +HOG RQ 0RQGD\ DQG :HGQHVGD\ VWDUWLQJ $SULO IRU WZR ZHHNV IURP D P WR S P DW 6RXWKZRRG &RPPXQLW\ &HQWHU &RVW LV 5HJLVWHU DW UHFWUDF FVW[ JRY RU

*OREDO 6HQLRU +HDOWK 3URPRWLRQ ,QVWLWXWH H[HUFLVH FODVV 6HQLRUV LQYLWHG WR D IUHH H[HUFLVH SURJUDP IURP WR D P DW 6RXWKZRRG &RPPXQLW\ &HQWHU LQ &ROOHJH 6WDWLRQ 5HJLVWHU DW RU PURGJHUV#FVW[ JRY

:ULWLQJ <RXU )DPLO\ +LVWRU\ :RUNVKRS ± )UHH ZRUNVKRS IURP WR D P DW 6RXWKZRRG &RPPXQLW\ &HQWHU 5RFN

3UDLULH 5RDG LQ &ROOHJH 6WDWLRQ 5HVHUYH DW RU PURGJHUV#FVW[ JRY

%,1*2 DQG %LUWKGD\ &HOHEUDWLRQ 6HQLRUV DUH LQYLWHG WR MRLQ DW S P RQ WKH ODVW )ULGD\ RI HDFK PRQWK WR FHOHEUDWH ELUWKGD\V IRU WKDW PRQWK ZLWK FDNH DQG ELQJR +HOG DW 6RXWKZRRG &RPPXQLW\ &HQWHU 5RFN 3UDLULH 5RDG LQ &ROOHJH 6WDWLRQ )RU PRUH LQIRUPDWLRQ FRQWDFW RU PURGJHUV#FVW[ JRY

6HQLRU $GYLVRU\ &RPPLWWHH 0HHWV WKH ODVW 0RQGD\ RI HDFK PRQWK DW 6RXWKZRRG &RPPXQLW\ &HQWHU LQ &ROOHJH 6WDWLRQ DW D P )RU PRUH GHWDLOV FDOO RU HPDLO PURGJHUV# FVW[ JRY

7IUYIRXMEP SVHIV SV TEXXIVRW SJ ZMWYEP SFNIGXW XLEX WYFNIGXW QIQSVM^IH ERH XLIR PEXIV EXXIQTXIH XS VIGEPP * * !) ")! **!) ! ! **!) ! .)!* - 1 * % 0) - * ) !)2 !) ! * !)

*2 ! ! 2 ! ! ! 2 ! ! 2 2 3 3 *

* - - - 2!. ) . ) % ! *"!-% ! * 0 * !! * !! * *. * - ! ! 2% ! ! 0 ! !0 - ) ) - %'

0 J * G * 1 0,>> 2= 2G =/22. = ,1 4=,2= I 0,1 C,21>7 *,> H,// = 8F,= * 1 > 21 44=2 * C2 1>F= C* F> 2$ C* 4=2 / 0 ,> /2 C 7 2F 21<C H 1C C2 C= C C* >J04C20> 1 0,>> C* F1 ==/J,1) 4=2 / 07 *,> H,// -F>C C,0 C2 J2F= = 2G =J 1 2F/ 0 . J2F GF/1 = / C2 ,C,21 / JOKVSJFT 'JOBMMZ JG ZPV BSF TUJMM =F11,1) " >C247 2F= , C,21 1 >,= C2 :4F>* C*=2F)* C* 4 ,1; H,//

21/J 0 . C* 4 ,1 4=2 / 0 H2=> 5,7 7 F> C* 4 ,1 C2 C= G C= / F4 C2 J2F= *,4 1 .67 1C,/ J2F * G * , )12>,> 2$ H* C ,> F>,1) C* 4 ,1 J2F 21<C H 1C C2 I = C C* F== 1C ,1-F=J J 2,1) C22 0F * 4*J>, //J7

# % % % % ### ###

" %

" % % % 7


# / )1 / ( # / ( )- )) ) )# ( 0 ( ") 0 ) 7KH FDXVH RI WKHVH V\PSWRPV &$1 EH WUHDWHG ' )- ( "0 (2 ' "0 ( 2 ")- ).( " # ) ' 2 0 ) 0 #(" .( )

$!*! **+ %

( ) ( ) )" 0 .( 1 2)& . - -" 0 -2&

*RUGRQ 0LWFKHOO · 0 ' ) $ & & ) & & 3 _ *ORULD -HDQ 0D\V 0 ' ) $ & & 5LFDUGR *XWLHUUH] · 0 ' ) $ & & ) 6 & $ ,

ŒǸâ‫׌‬հ˾ɶ‫˾ͤ ͙׌‬ɶǷԝհ͙ٚǷ ãշ

:$/. _ ZZZ %UD]RV9HLQ FRP

NճӍԝ ã

)XOO\ HTXLSSHG NLWFKHQ 3ULYDWH SDWLR PHDOV D GD\ /LJKW KRXVHNHHSLQJ /LQHQ VHUYLFH 7UDQVSRUWDWLRQ DQG DFWLYLWLHV

"33"/(& " 13*7"5 *7 & 5063 #: $" *7"5 $"--*/( 8*--*". ".

.&.03*"- %3*7& r #3:" #3 / 59 r ǽ ǽ


$ $ # " " $ & #& # ! ( $ ! $ & $# ! # % # !#% & !# # & ! ! # ! # # !#% & # & ! ( $ ' # $#$ & # ! $ # #( ! !#% & ! !# ! # ! $! # % !# ! ! % ! ( $ # !#! # $!# ! ( $ # ! ( ( # # ! & ( ! ! % ! $ & # ( # # ! ! # # $ #( !! #! ##( ! %

! # $#


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.