Parade of Homes

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spring ‘17

april 29 - 30 May 6 - 7

saturday 10aM - 5pM • SUNDAY 1pM - 5pM

FREE TO THE PUBLIC

10798 LONESOME DOVE TRAIL, BRYAN • BUILT BY SOUTHWEST HOMES • PHOTO BY MICHELLE WAGNER-YEATTS

proud sponsors of the spring parade of hoMes

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gold sponsors

JAMES CONNETT: INSULATION & FIREPLACE • GUARANTY BANK & TRUST silver sponsors SUNSPACE TEXAS • BCR REALTORS • PITMAN CUSTOM HOMES

OFFICIAL

Parade Home

www.gbvbuilders.org


spring ‘17 6

homeownership benefits extend well beyond your property boundaries

3 Chairman’s Letter 4 President’s Letter 6 Homeownership Benefits 7 Tips for Buying Celebrating New Homes 8 Month 9 Simple Steps 10 Top 10 Tips 11 Top 5 Reasons 12 A Closer Look 13 Homeownership can bring savings

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Crystal duprÈ PUBLISHER sean lewis ADVERTISING DIRECTOR linda brinkMan ADVERTISING MANAGER shauna lewis SPECIAL PROJECTS EDITOR aaron beagle SECTION DESIGNER

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create some drama in your homewith bold paint colors

14 Empty Nesting

15 Index 16/17 Map 18 Stay safe 18 Create Drama

19 Lawn damage 20 Avoid aches and pains 21

Helpful & Harmful insects

26 24 25 26 27 28 29 30 30

is it time to update your home’s electrical system?

Energy Efficient Windows Choosing Carpeting Time to update? Storing tools properly Home safety checks Transform a fixer-upper Prevent DIY injuries An Appraiser’s visit

Keep animals out of your 22 garden 23 Garden for all senses

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More than 40 hoMes in 2017 spring parade of hoMes™ By Dennis McMillin

chairMan of the ParaDe of hoMes™ coMMittee for the Greater Brazos Valley BuilDers association

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n behalf of all the members of the Greater Brazos Valley Builders Association, I want to cordially invite you to attend the 2017 Spring Parade of Homes ™. This fantastic fourday event is held the weekends of April 2930 and May 6-7. This spring’s parade is one of the largest we have ever held with more than 40 homes and 26 different builders participating. This great event showcases the finest work from the Brazos Valley’s best builders. The opportunity to come see the latest trends in new construction and interact with our local home builders is not to be missed.

current neighborhoods continue to develop at a rapid pace. With this new development comes restaurants and store fronts opening locations throughout our community. All these factors work together to provide the residents of Bryan, College Station and surrounding communities more options to choose from when deciding on where to live, work and play. For the 2017 Spring Parade of Homes™ we are pleased to once again offer an interactive map. This can be viewed on your desktop or your mobile device and will help guide and direct you to all the participating homes in the parade throughout all the

subdivisions. Included on the site is a gallery and descriptions of each home, as well as a biography of the builder. This can be accessed through our website at www.gbvbuilders.org, or text BCSHomes to 313131 for the link. As a builder participant in the 2017 Spring Parade of Homes ™, and on behalf of the hardworking Parade of Homes Committee members, we thank you in advance for taking the time to visit our homes. We appreciate the opportunity to display our product and answer questions about the building process. Each home participating has a unique story to tell, and we look forward to sharing them with you.

The Brazos Valley and the surrounding area continue to see amazing growth. These opportunities continue to challenge local builders to incorporate the latest construction science and technology into their new homes. New neighborhoods and new sections of T H E B RYA N - C O L L E G E S TAT I O N E A G L E

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CheCk out various styles, trends in parade of hoMes By JiMMy PitMan

builder involved with the Spring Parade of Homes is a member of our local Greater here is nothing Brazos Valley Builders like springtime Association. Members in the Brazos of the GBVBA Valley. This time are committed to of year hosts some of responsible growth my family’s favorite by providing safe, activities to attend, quality and costlike T-ball games, effective housing while Aggie sporting events, promoting a positive crawfish boils and economic future for the Spring Parade of our area. Members of Homes. the GBVBA are deeply rooted in the Brazos The Spring Parade Valley, and many of of Homes offers a great opportunity to see the latest products and technologies that are being used in the construction of new homes in our community. On hand at the homes this weekend will be the home builders and real estate professionals to answer questions and share ideas. With 48 homes participating this year, there will be a wide range of styles and trends on showcase. PresiDent of the Greater Brazos Valley BuilDers association

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our members team up with charities and organizations that give back and support our local community. We appreciate the opportunity to open our doors this weekend and thank you for coming out and supporting our local real estate community. All the best.

did you know? Metro creatiVe connection

If you think that the only way to exercise and burn calories involves gym equipment, think again. Yard work can be just as challenging as a thorough aerobics workout at a nearby fitness club. To reap the greatest benefits, gardeners should use as little motorized machinery as possible. Manual tools will get you moving and can burn a substantial amount of calories. Try to vary positions and alternate which hands you use to reduce strain and get an even workout. Fitness experts say that gardening can improve strength, increase endurance and assist with flexibility. According to a report in the UK publication, The Telegraph, clearing a pond or weeding can burn some 300 calories in an hour. Forty-five minutes worth of yard work burns as many calories as 30 minutes of aerobics.

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New Subdivision in Bryan off FM 1179. In front of Riverstone. 6 lots currently avail in Phase 1. Phase 2 coming fall of 2017. Lots offered at $69,000.

4687 S Stonecrest • Bryan

7300 Riverstone Dr • Bryan

Price $362,500

Price $429,900

Exquisite patio home built by Court & Son Construction with his usual attention to detail. This 3 bedroom, 3 bathroom, 2,208 sf home is one of his most popular floorplans featuring corner gas fireplace, laundry room with counter space, custom cabinetry and woodwork, granite throughout, open kitchen with eating bar, stainless appliances, walk in pantry, ample counter & cabinet space, jacuzzi tub, tankless water heater, blinds, insulated garage door, extra garage space & extended back patio perfect for entertaining -- this is one AMAZING HOME!! This home will not last!! Wickson Water/BTU utilities & sewer/Atmos Gas/ Rise Broadband for internet

Custom Home on .498 Acre Lot! This custom 5 bedroom, 4 bath home exudes elegance and craftsmanship. Exposed beams, beautiful chandeliers, and a herringbone tile floor welcome you into the home. Built-in bookshelves grace both sides of the stone fireplace. High-end features of this kitchen include double pantries, KitchenAid appliances, granite countertops, and custom pull-out cabinets. The large island with an eating bar overlooks the spacious living room and wet bar with a built in wine cooler. The master suite is complete with a large garden tub, separate vanities, walk in closet, and a double head walk-in shower with a custom rustic, tile surround. Relax on the covered backporch overlooking a serene, wooded setting. This home also features a tankless, Renai water heater and built in cubbies for organization in the mudroom. Call to set up a showing today!

Court & Son Construction Monica Van Nest 979.574.4118

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Stacy Paulson 979.446.2858

Homes available to view on April 29-30 and May 6-7! Parade of Homes

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hoMeownership benefits extend well beyond your property boundaries By the Greater Brazos Valley BuilDers association

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ost Americans consider homeownership to be the single best long-term investment and a primary source of financial security, especially as home values continue to strengthen. Despite the economic roller coaster during the recession, homeownership has endured as the foundation of the American dream. For that reason, the home-building industry is celebrating National Homeownership Month in June. Owning your home provides numerous benefits. It not only helps

build financial strength and emotional well-being for you and your family, but it also leads to increased stability for the surrounding community. We would like to take this opportunity to reinforce some of the many advantages homeownership can bring.

financial Benefits: It’s nearly impossible to talk about homeownership without mentioning its most widely recognized benefit: financial fortitude. Beyond the appreciation factor (home values were up 6.3 percent nationally in the first quarter of 2016, compared to the first quarter of 2015), the monetary advantages of owning a home become

most evident around tax time. American homeowners saw their tax bills trimmed by a total of more than $100 billion in 2014. Those who itemize their federal income tax deductions can deduct 100 percent of their mortgage interest payments on a first or second home, up to a maximum mortgage amount of $1 million. Other deductions include the interest paid on up to $100,000 of home equity loans, state and local real estate taxes, and any potential mortgage insurance premiums.

sense of coMMunity: Homeowners’ commitment

to their community is often expressed through a higher level of civic participation – via volunteer programs, church and school activities, and property maintenance – resulting in a positive impact on their “social capital.” Recent studies also have consistently shown homeowners are significantly less likely to become the victims of a crime. Stable neighborhoods with a predominant structure of homeownership consistently display stronger social ties among the residents. This generates added motivation to maintain a safe environment for themselves, their families and their neighbors.

Quality-of-life enhanceMents: Above all else, having full control of one’s own home can be the most satisfying benefit. There’s an intangible sense of accomplishment that comes from being a homeowner. The freedom to personalize and make improvements to the home helps build equity in the home and increase satisfaction for the owner.

to learn More aBout the Benefits of hoMeownershiP, Visit nahB.orG/forconsuMers.

THE MOST DIVERSE REAL ESTATE SERVICES IN THE BRAZOS VALLEY

Residential, Commercial, Auction, Farm, Ranch, Land & Development Departments 979.694.8844 Property Management/Leasing 979.694.2747 HOA Management 979.703.1819 Relocation Department 979.255.7033 700 UNIVERSITY DRIVE E SUITE 108 COLLEGE STATION,TEXAS 77840

bcrbcs.com 6 |

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tips for preparing to buy a hoMe in 2017 By JiMMy PitMan

PresiDent of the Greater Brazos Valley BuilDers association

i

f 2017 is the year you’ve decided to purchase a new home – whether as a firsttime or move-up buyer – it’s wise to start preparing now. Following a few simple tips will help put you in a better position to find a home that’s right for you.

Prioritize your Must-haVes First-time home buyers should take the time to determine what their needs are, especially regarding size, location and amenities. But even seasoned homeowners will find that having a must-have list can save significant time by helping them avoid listings that may look great in the

photos, but in reality, won’t meet their needs. Home buyers should always prioritize the items on their checklists, as most will need to compromise on some items to fit within a realistic budget.

on credit reports. Borrowers with scores in the low 600s and even high 500s can still find lenders who will qualify them, but borrowers should strive for scores in the midto upper-700s to land the best rate.

check your creDit score

DeterMine what you can afforD

Even if you’ve purchased a home in the past, stricter credit requirements are making it more challenging for some buyers to find home loans. Having a favorable credit score can make a difference in your ability to be approved for a loan. Even if you think nothing has changed recently on your credit report, it’s good to check periodically to ensure you aren’t being unfairly penalized for old debts, which can sometimes linger

Don’t let your maximum loan approval amount dictate what your homebuying budget should be. You are the best person to judge what you can realistically afford. Experts say that your total monthly home expenses should not exceed more than onethird of your gross monthly income. You’ll also need to determine how much you’ll need in order to cover any loan fees and closing costs.

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sell your current hoMe

If buying a new home is contingent on the sale of your current home, it’s a good idea to start the process by reaching out and consulting with your realtor. Ask him or her about your best strategy to sell your home quickly, but at the right time and for the best price possible. You’ll want to identify any maintenance issues your home has, and determine if, how and when each one will need to be addressed. You can also ask your realtor if making any upgrades to your current home

Parade of Homes

would be worthwhile and result in a favorable return when it comes time to sell.

For more information about the home-buying process, contact GBVBA at 979-696-0272 or visit gbvbuilders.org or visit nahb.org. The Bryan-College Station Home Builders Association, dba Greater

Brazos Valley Builders Association, is a not-for-profit trade association, affiliated with the Texas Association of Builders and the National Association of Home Builders, chartered in 1967 to promote and protect the building industry and its customers in Brazos County and its contiguous counties. Our mission is to cultivate a positive business environment in the building industry. We are committed to responsible growth by providing citizens with safe, quality and cost-effective housing while promoting a positive economic future for the counties the association serves.

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Celebrating new hoMes Month: the advantages to owning a new hoMe

By the Greater Brazos Valley BuilDers association

i

t’s no coincidence that people are generally happier in springtime. Compared to the colder, darker days of winter, spring is the opportunity for a fresh start – from planting a new flower bed to starting a new baseball season. And for many Americans, it’s when they plan on buying a new home. As the momentum of home-buying season continues to grow, the home building industry celebrates New Homes Month in April. At this time of year, millions of people are starting their search for the new home that’s perfect for

their lifestyle. That is why we want to take this month-long opportunity to showcase the many advantages of owning a newly constructed home.

Many home buyers are seeking a unique new home that offers energy efficiency, spaciousness and warranties. They also want the ability to select their favorite appliances, flooring, paint colors and other design elements to give their home a personal touch from the day they move in. But those characteristics are just some of the countless advantages of buying a new home. There are many other benefits of owning a new home that

might be less obvious, but are often found to be just as valuable.

stronG sense of coMMunity One of the builtin benefits of many new homes is the new neighborhood. When families move in to a new community at the same time, lasting bonds of friendship and neighborliness often form right away. Many home builders will host community block parties in these developments to help neighbors of all ages meet and connect.

aBility to entertain Older homes are often

smaller and therefore more challenging in which to host gatherings with friends and family. Today’s home builders are creating more open spaces with higher ceilings, larger windows and expansive great rooms for added convenience and modern living.

a clean slate When moving into a new home, you won’t have to spend hours stripping dated wallpaper or painting over an ugly wall color. There are no oil stains to remove in the garage, no windows to replace, no walls to be torn down. Everything is already just the way you want it.

Building a new home or have you experienced a large rate increase on your home & auto coverage after several years with the same company? Try our independent agents for a quote and be surprised.

Peace of MinD

Building standards have changed a great deal over the decades, almost as fast as technology has evolved. New homes can accommodate today’s advanced technology and be customized to meet the individual homeowner’s needs. And knowing that the home was built to the latest safety codes gives the owner added assurance. Mark your calendars for the 2016 Spring Parade of Homes™ to be held April 30, May 1, May 7 and May 8. Visit www. gbvbuilders.org for more information. For more information on the benefits of a new

home, contact GBVBA at info@gbvbuilders.

org or visit the National Association of Home Builders online at nahb. org. The Bryan-College Station Home Builders Association, dba Greater Brazos Valley Builders Association, is a not-for-profit trade association, affiliated with the Texas Association of Builders and the National Association of Home Builders, chartered in 1967 to promote and protect the building industry and its customers in Brazos County and its contiguous counties. Our mission is to cultivate a positive business environment in the building industry. We are committed to responsible growth by providing citizens with safe, quality and cost-effective housing while promoting a positive economic future for the counties the association serves.

Business • Personal rental ProPerties • Bonds

Obtain free home or auto quotes in minutes at sigbcs.com/quotes. rodney Hurt ‘77 • Bradley Hurt ’00 • nick lutz • ryan carr Gary Griffin • donna P Beeler • katHy savell

3840 Corporate Center Dr. • Bryan 774-3900 • Fax: 774-3955 • www.sigBCs.Com 8 |

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siMple steps to finanCing your first hoMe By JiMMy PitMan

PresiDent of the Greater Brazos Valley BuilDers association

a

s the economy continues to grow and consumer confidence steadily rises, many first-time home buyers – including millennials – are gearing up to become homeowners. Yet, the abundant amount of paperwork involved in the home financing process can intimidate even the most eager of prospective home buyers. Fortunately, with advanced preparation and a personalized to-do list, new home buyers can easily stay on top of the financing process. You need to decide how much to spend on your home and which type of mortgage will work best for you, as well as

understand the settlement process.

Before you visit a sales office, model home or open house, you should take advantage of the many sources that can help ensure you’re in the best possible financial situation.

Be realistic aBout what you can afforD Figure out what you can comfortably pay on a monthly basis. Write down all your monthly expenses, including loan payments, utilities, insurance, credit cards and don’t forget food, clothing and entertainment expenditures. When determining the monthly payment that’s within your reach, remember that in addition to the monthly principal

and interest, you will also be paying into escrows for property taxes, hazard insurance and possibly mortgage insurance or a homeowners or condominium association assessment. Many real estate-focused websites have mortgage calculators that are a great way to figure out what your monthly payments would be based on current interest rates and down payment amounts.

Pay Down your DeBts Debt that you carry on your credit cards will limit the loan amount that your lender will approve. Lenders typically want to see a total debt service ratio that is less than 40 percent of your monthly income.

Get oBJectiVe aDVice

Attend a first-time home buying seminar or talk to a credit counselor who does not work for a lender. The U.S. Department of Housing and Urban Development (HUD) offers free housing counseling and seminars. You can find more information by visiting hud.gov or calling HUD’s interactive voice system at 800-569-4287.

Pre-Qualify for your hoMe MortGaGe To ensure the financing process goes smoothly, buyers should consider prequalifying for a mortgage and having a financing commitment in place before shopping for a new home. Buyers also may find that some home builders have arranged favorable financing

for their customers or offer financial incentives. Preapproval also enables you to quickly make an offer when you find a home, and is attractive to sellers who are considering multiple offers. A lender’s preapproval would still be subject to a final verification of your credit and a satisfactory appraisal.

Qualifying for a mortgage and saving for a downpayment remain primary obstacles to homeownership. To address these issues, Fannie Mae and Freddie Mac offer low-downpayment mortgage programs geared primarily toward the firsttime home buyer market. These lenders will now offer mortgages with 3 percent downpayments, allowing more creditworthy borrowers who lack

the funds for a large downpayment to obtain a home mortgage.

After taking these steps to get your financing in order, finding your first home will be a much more enjoyable experience. For more information to help ease the first-time homebuying stress, contact info@ gbvbuilders.org or look for mortgage lenders at www. gbvbuilders.org. The Bryan-College Station Home Builders Association, dba Greater Brazos Valley Builders Association, is a not-for-profit trade association, affiliated with the Texas Association of Builders and the National Association of Home Builders, chartered in 1967 to promote and protect the building industry and its customers in Brazos County and its contiguous counties. Our mission is to cultivate a positive business environment in the building industry. We are committed to responsible growth by providing citizens with safe, quality and cost-effective housing while promoting a positive economic future for the counties the association serves.

did you know? Metro creatiVe connection

Just like certain exercises, home improvement projects may involve heavy lifting, bending, moving and stretching. After spending much of the winter indoors and largely sedentary, some homeowners may be tempted to jump into projects with gusto when the warm weather returns. But that can be a recipe for injury that can sideline DIYers for a while. Instead, homeowners can start slowly and then gradually work longer hours, just as they might do when returning to exercise after some time off. Homeowners can see how their muscles feel after an hour or two while not concentrating on one task for too long. Homeowners who vary the tasks they tackle will use different muscle groups, which can reduce strain and limit injury risk. Whenever possible, opt for ergonomic tools that can reduce users’ risk of repetitive stress injuries.

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top 10 tips for getting your hoMe sold By JiMMy PitMan

PresiDent of the Greater Brazos Valley BuilDers association

i

f you’ve made the decision to put your house on the market, there are a few more steps you need to take before you put the “For Sale” sign in your front yard. In fact, by taking the time to carefully go through your house from the perspective of a potential buyer, you’ll see the potential problem areas that could prevent offers from coming in. Following these suggestions – which include some simple, commonsense items and more timeintensive tasks – will pay off in the long-run when the perfect buyer walks through your door.

1. the Power of Paint. If your home needs to be

painted, this is the time to do it. The interior paint job should be fresh and clean and in a single, neutral color throughout. The same goes for the exterior. And, don’t forget shutters and windows. If your home has vinyl or aluminum siding, be sure it’s clean. Moldy, dirty siding will tell a buyer that your home has not been taken care of properly.

2. clean the carPets. If your carpets are in decent condidtion, a professional cleaning can help refresh them. But old, matted carpeting will be a detriment to your home selling. If you have hardwood floors under old carpet, tear up the carpet to expose them.

3. check off the rePair list. Make a list of all those little repairs you’ve let go.

Then make a plan to fix each one. The hole in the screen, the loose doorknob, the doorbell that doesn’t work and the leaky faucet must all be repaired before buyers start looking at your home.

4. consiDer new aPPliances. If your home’s appliances, like the dishwasher, oven, refrigerator and washer and dryer, are old and outdated, it could pay to replace them. Buyers do not want to be faced with the possibility of having to replace appliances upon moving in to a new house. Shiny, new appliances already in place will be a big selling point.

5. De-clutter to create More sPace. Clear your house of clutter and debris. Get rid of piles of old newspapers and magazines, the old clothes that don’t fit, the closet full of small appliances

that don’t work, dust-filled collections of knickknacks, etc. Clean, open spaces make your home look bigger to prospective buyers.

6. not so Personal. Minimize the amount of personal items and mementos in your home. Prospective buyers want to imagine themselves living in the home. Too many family pictures will make them feel that they’re invading your home, not inspecting their future home.

7. Back-to-Basics cleaninG. It may go without saying, but you need to clean your house top to bottom including walls, floors, furniture and tabletops. Everything should be sparkling clean when a buyer makes that allimportant first visit. Don’t leave dirty dishes in the sink, crumbs on the counter

or laundry stacked in the bedroom.

8. create curB aPPeal.

Take a fresh look at your home from the street. Does it have curb appeal? Is it warm, inviting and well-kept? Make sure by mowing the lawn, weeding garden areas, trimming unruly bushes, resealing the driveway and sweeping the porch.

9. Don’t forGet the closets.

Clean out closets so they appear more spacious. Closets are an important feature to today’s buyers so make yours look as roomy as possible. If they’re still cluttered after cleaning them out, remove items you don’t need now and put them in storage.

10. first iMPression.

Pay particular attention to your front door. Repaint

it if necessary. Polish the doorknob and knocker and clean the glass and screen door. When a buyer waits at the front door to enter, make sure he or she sees that your home was cared for lovingly.

For more tips on how to get your house sold, contact bcsrealtor.com or gbvbuilders.org The Bryan-College Station Home Builders Association, dba Greater Brazos Valley Builders Association, is a not-for-profit trade association, affiliated with the Texas Association of Builders and the National Association of Home Builders, chartered in 1967 to promote and protect the building industry and its customers in Brazos County and its contiguous counties. Our mission is to cultivate a positive business environment in the building industry. We are committed to responsible growth by providing citizens with safe, quality and cost effective housing while promoting a positive economic future for the counties the association serves.

did you know? Metro creatiVe connection

One of the ways homeowners can keep their lawns looking lush and green is to aerate the turf when the need arises. Aerators perforate the soil with small holes. These holes allow air, nutrients and water to penetrate all the way to the roots, helping them grow deep and strong. Deep, strong roots are essential to healthy, lush lawns. While aeration can help many lawns, not every lawn will necessarily need to be aerated. Lawns that get heavy use, such as those that are often played on by children or pets, will likely benefit from periodic aeration. Feeling the lawn also can help homeowners determine if it needs to be aerated. Lawns that dry out quickly or feel spongy may be overcome with thatch, which can prevent lawns from getting the air, water and nutrients they need to thrive. Lawncare professionals recommend aerating lawns that contain thatch that is more than one-half inch. Thatch also can foster grub infestations, providing another benefit to removing it and aerating a lawn. When to aerate depends on the type of grass. Homeowners should consult with a lawncare professional about the best time to aerate their particular lawns, but it’s generally recommended that cool-season grasses be aerated in early spring or fall, while it’s best to aerate warm season grasses in late spring. 10 |

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top 5 reasons why Millennials should enter the housing Market now

By the Greater Brazos Valley BuilDers association

w

ith the economy and

housing market still recovering, some potential first-time home buyers may be hesitant to invest in a new home. Yet there are several reasons why now is a great time for Millennials and other first-time home buyers to start building their American dream.

interest rates are low. Today’s historically low interest rates are helping firsttime home buyers find affordable housing options. Average weekly interest rates for a 30-year fixed mortgage remained under 4.0 percent for most of 2016. But it’s important to keep in mind that interest rates are sensitive to market forces and can change quickly. There’s no indication that rates will suddenly surge upward, but even a slight

rate increase can push monthly payments to the point that a buyer might miss out on their first choice for a new home.

new hoMes are Built to fit your lifestyle.

huGe DownPayMents are not necessary.

Designed to accommodate today’s busy lifestyles, new homes – including urban condos and single-family homes – feature open floor plans, flexible spaces, low-maintenance materials and other amenities that appeal to younger buyers.

While lenders are looking more closely at borrowers today than in recent years, there are options for purchasing your first home without a 20 percent downpayment. For example, the Federal Housing Administration (FHA) offers loans to first-time home buyers with downpayments as low as 3.5 percent. However, these loans require mortgage insurance. To ensure that the financing process goes smoothly, buyers should consider pre-qualifying for a mortgage and having a financing commitment in place before shopping for a new home. Buyers also may find that some home builders have arranged favorable financing for their customers or offer financial incentives.

With energy costs near the top of consumer concerns, it’s good to know that new homes can be more energy efficient than ever. Innovative materials and construction techniques mean that today’s new homes are built to be much more energy efficient than homes constructed a generation ago. Not only can they be more affordable to operate, new homes also are significantly more resource efficient and environmentally friendly.

technoloGy Makes house shoPPinG fun

anD easy.

Today’s tech-savvy home buyers use mobile apps to quickly gather all of the key information on a property and to see extensive photos from their cell phones or tablets. For example, Homesnap allows you to snap a picture of any home and get all the relevant property details, including any interior photos for homes on the market. If you’re just beginning your search, Realtor.com is a popular app because it generally contains the most accurate information gathered from more than 800 local MLSs (multiple listing services). Other real estate apps like Redfin also allow you to save your favorite listings and create auto text/email notifications to instantly receive updates about those listings or similar ones that meet your search criteria. If you’re checking out homes in an unfamiliar area, AroundMe helps you get a quick sense of the neighborhood by telling you the location of local restaurants,

supermarkets, other businesses and attractions.

There also are several free mortgage apps to help you determine how much you can afford and to compare real-time rates from multiple lenders. Popular mortgage calculator apps include Zillow and Trulia.

owninG a hoMe can helP younG faMilies BuilD wealth anD coMBat risinG rents. For most Americans, homeownership is a primary source of net worth and is an important step in accumulating personal financial assets over the long term. As the housing market continues to recover, property values have begun to grow again. In fact, home values up 6.3 percent nationally in the first quarter of 2016, compared to the first quarter of 2015. At the same time, rental vacancy rates dropped to their lowest point since 1985, pushing rent prices to climb 3.5 percent per

year in real terms, according to a recent report from Harvard University’s Joint Center for Housing Studies. That makes now a great time to start investing in your future – instead of your landlord’s.

For more information on resources for first-time home buyers in the Brazos Valley, contact info@gbvbuilders.org or visit nahb.org/forconsumers. The Bryan-College Station Home Builders Association, dba Greater Brazos Valley Builders Association, is a not-for-profit trade association, affiliated with the Texas Association of Builders and the National Association of Home Builders, chartered in 1967 to promote and protect the building industry and its customers in Brazos County and its contiguous counties. Our mission is to cultivate a positive business environment in the building industry. We are committed to responsible growth by providing citizens with safe, quality and costeffective housing while promoting a positive economic future for the counties the association serves.

CONTACT:

Bryan and Jennifer Reece 979.635.4800

INFO@REECE-HOMES.COM WWW.REECE-HOMES.COM T H E B RYA N - C O L L E G E S TAT I O N E A G L E

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a Closer look at the Cost faCtors of building a new house By the Greater Brazos Valley BuilDers association

the second largest factor at 18.2 percent.

i

Survey respondents broke down construction costs into eight major construction stages:

f you’re in the market for a new home, you may be wondering about the factors that contribute to the total cost of the home. The National Association of Home Builders recently published a Cost of Construction Survey, which details the various costs of building a typical new single-family home. Many of the results show that costs have remained consistent in recent years. According to the 2015 survey, the biggest single component of a home’s price is construction costs, which accounts for 62 percent of the cost. The cost of the finished lot is

interior finishes: 30 PERCENT fraMinG: 18 PERCENT exterior finishes: 15 PERCENT MaJor systeM rouGh-ins: 13 PERCENT founDations: 11.6 PERCENT final stePs: 6.8 PERCENT site work: 5.6 PERCENT other costs: 0.5 PERCENT

The survey reaffirms the steady progress of our economy since the Great Recession, as home values have gradually risen. And, in each year since 2009, the size of single-family homes has grown, as well. The average home in 2015 had 2,802 square feet of finished space, compared to 2,402 in 2009.

The size of the lot has increased significantly, too, jumping to 20,129 square feet (nearly half an acre) in 2015, from 14,359 square feet just two years ago. Though building practices and the cost of labor, land and materials can vary widely across the country, these national averages provide an encouraging snapshot

of the building industry and our nation’s housing recovery. The upward trend of home buyer confidence and home price appreciation is inspiring more and more consumers to build the home of their dreams.

org for more information.

The Bryan-College Station Home Builders Association, dba Greater Brazos Valley Builders Association, is a not-for-profit trade association, affiliated with the Texas Association of Builders and the National Association of Home Builders, chartered in 1967 to promote and protect the building industry and its

customers in Brazos County and its contiguous counties. Our mission is to cultivate a positive business environment in the building industry. We are committed to responsible growth by providing citizens with safe, quality and costeffective housing while promoting a positive economic future for the counties the association serves.

To learn more about the home building process in the Greater Brazos Valley area, contact info@ gbvbuilders. org, or visit gbvbuilders. org or nahb.

Did you know? Metro creatiVe connection

Hiring a landscape architect may be a smart move for homeowners who are planning major overhauls of their properties. “The Operational Outlook Handbook” defines a landscape architect as “a person who designs parks, outdoor spaces of campuses, recreational facilities, private homes, and other open areas.” Landscape architects typically must be licensed and many hold degrees in landscape architecture from accredited schools. Architects who work on residential spaces often work with homeowners to design gardens, plantings, stormwater management and pools. Landscape architects design spaces to do more than merely look good. Designs also are about functionality and meeting the needs of the homeowner. Outdoor spaces are designed after considering what the homeowner wants to experience and how homeowners want to use a given space. Landscape architects often do not plant and maintain these spaces. Rather, architects collaborate with other landscaping professionals to produce the final results.

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Residential & Commercial Services Title Insurance Real Estate Closings • Escrow

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www.ltc-bc.com 1450 Copperfield Parkway • CS

979.776.3600

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hoMeownership Can bring about Major savings at tax tiMe

By the Greater Brazos Valley BuilDers association

a

s tax season approaches, homeowners are reminded that their investment can mean big savings during this time of year. Homeowners who itemize their federal income tax deductions can deduct 100 percent of their mortgage interest payments on a first or second home, up to a maximum mortgage amount of $1 million. They can also deduct the interest paid on up to $100,000 of home equity loans. The ability to deduct home mortgage and home equity loan interest isn’t the only tax benefit for homeowners. They can also

deduct the state and local real estate taxes they pay each year on an owneroccupied home.

And when they decide to sell their home, many homeowners don’t have to pay capital gains tax on profits from the sale. Married couples who have owned and occupied their principal residence for at least two of the past five years do not have to pay any taxes on the first $500,000 in profits from the sale of their home. Single filers earn up to $250,000 tax free. Mortgage insurance premiums offer another potential deduction for homeowners. Generally, people who purchase a home without putting 20

percent down must buy mortgage insurance, and those premiums can also be deducted from taxable income.

Even homeowners who don’t use the home as their principal residence and rent it out may be able to enjoy some tax benefits, including interest and depreciation deductions.

interest deduction, which has been included in the tax code for more than 100 years – have been key in developing the American dream and supporting the aspirations of countless families at all income levels who want to become established homeowners.

Contact GBVBA at 979696-0272 or email info@ gbvbuilders.org to find out about homeownership opportunities in the Brazos Valley area. Visit www. gbvbuilders.org for more information.

The Bryan-College Station Home Builders Association, dba Greater Brazos Valley Builders Association,

is a not-for-profit trade association, affiliated with the Texas Association of Builders and the National Association of Home Builders, chartered in 1967 to promote and protect the building industry and its customers in Brazos County and its contiguous counties. Our mission is to cultivate a positive business environment in the building industry. We are committed to responsible growth by providing citizens with safe, quality and costeffective housing while promoting a positive economic future for the counties the association serves.

Buying and owning a home offers tax savings that can add up to thousands of dollars. Many homeowners rely on these benefits to help offset the costs of homeownership, while prospective buyers take them into consideration as a huge advantage over renting. Tax benefits like these – particularly the mortgage

Did you know? Metro creatiVe connection

Many homeowners have lofty goals for their homes. Such plans may include extensive renovations or even additions. While many of these projects create beautiful changes in a home, it’s important to consider the impact that renovations can have on property value before beginning a project. Many home improvement projects do not add as much value as homeowners may think they do. In fact, some homeowners “overbuild” for their neighborhoods. This means the amount of money invested in improvements can likely never be recuperated because the house value simply exceeds those around by too much money. To avoid overbuilding, homeowners can ask themselves several questions before beginning a renovation project. Will my house be the largest house in the neighborhood? Larger homes tend to have a lower price per square foot, so you may not want to improve to this extent. Will the house blend with others in the area? If your house will stick out like a sore thumb, it will detract from its own value and could impact the value of other homes in the area. Have I examined the cost vs. value of the project? Many home improvement resources analyze the cost of a project versus the overall value of that project with regard to property value. For example, a $100,000 basement remodel may not add $100,000 to the value of the home in the event you choose to sell down the line. It’s important to know which projects provide the best return on investment. T H E B RYA N - C O L L E G E S TAT I O N E A G L E

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baby booMers’ guide to eMpty nesting By JiMMy PitMan

PresiDent of the Greater Brazos Valley BuilDers association

a

large number of baby boomers are reaching the point where their children have grown up and moved out of the house. Though the transition from full house to empty nest can be filled with excitement, it can also be filled with stress. Among numerous questions that may come to mind, you might be wondering if this is an opportunity to move and downsize to a smaller, more manageable home. Or perhaps you want to stay in your current home and repurpose the extra space. The answers to these questions depend on your unique circumstances. But

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for those who decide to stay put — at least for the time being — now is a great time to begin considering which, if any, modifications your home may require to better suit your needs as you get older.

Rather than waiting until an incident occurs, be proactive about making alterations to your home that will help you avoid potential injury. Here are a few things to keep in mind if you are planning to “age in place.”

Prioritize your wish list With the kids out of the house and more free time on your hands, you might have the urge to dive right in and tackle many of the DIY projects on your list. But first, take another look at the rooms in your house

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to determine which ones fit your new lifestyle and which ones need some work. Some areas of the home might only need minor changes. Others might need to be repurposed altogether. Take the time to create a general plan and prioritize the items on your list.

focus on iMProVinG liVaBility Many empty nesters hire expert remodelers to adapt their home to make it easy to use and maintain. Stairs can sometimes become a problem, but moving the master bedroom and the laundry room to the ground floor can be part of a solution. Doing so can give homeowners many more years in the home they love without a sense of urgency to move

to a one-story home. Building professionals who have earned the National Association of Home Builders’ Certified Agingin-Place Specialist (CAPS) designation have received training on how to build or renovate a home so that the occupants can live in the home safely, independently and comfortably, regardless of their age.

exPanD your sPace Depending on the age of your home, you may find that, for example, your master bedroom or bath is too small for comfort. Look for opportunities to expand those rooms into adjacent, unused or underutilized spaces. A remodeling professional is the best person to help you determine what your options are to build your

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dream master bathroom or bedroom. They can also help you find ways to create a more open floor plan that is easier to navigate for those with mobility concerns. Incorporating these changes will not only create a home that suits a changing lifestyle. They also may increase the value of your home when you eventually decide it’s time to sell.

Association of Builders and the National Association of Home Builders, chartered in 1967 to promote and protect the building industry and its customers in Brazos County and its contiguous counties. Our mission is to cultivate a positive business environment in the building industry. We are committed to responsible growth by providing citizens with safe, quality and cost-effective housing while promoting a positive economic future for the counties the association serves.

For more information on the most effective ways for empty nesters to remodel their home, contact GBVBA at 979-696-0272. The Bryan-College Station Home Builders Association, dba Greater Brazos Valley Builders Association, is a not-forprofit trade association, affiliated with the Texas

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how to stay safe when gardening in hot weather Metro creatiVe connection

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ardening is widely considered as relaxing a hobby as it is rewarding. Although gardening when temperatures are mild, such as in spring and fall, can be relaxing, gardening can be much more physically taxing and even dangerous when temperatures rise during the dog days of summer. Gardens need tending even when temperatures outside are especially hot, so gardeners must take steps to protect their health when working in their gardens during the summer.

stay hyDrateD. Staying hydrated by drinking plenty of water is something gardeners must do to stay safe when gardening in summer. Water carries heat away from internal organs, helping to prevent heat stroke along the way. Water takes heat through the bloodstream to the skin, resulting in sweat. Gardeners who notice they are not sweating despite the heat should drink more water and even head indoors to cool down. In addition, the American Heart Association notes that keeping the body hydrated helps the heart pump blood more easily, making gardening less taxing on the 18 |

heart on hot days.

take freQuent Breaks inDoors or in shaDy areas. Limit marathon gardening sessions to spring and fall when the weather permits. When gardening in harsh summertime heat, the U.S. Centers for Disease Control and Prevention advises gardeners to take frequent breaks. Head inside to air conditioned rooms, if necessary, or find shady areas to sit, relax and drink some water. Sitting in the shade will give the body’s thermostat a chance to recover from exposure to extreme heat.

take note of your Physical conDition. Many people garden alone, so it’s important that gardeners learn the symptoms of heatrelated illnesses. The CDC notes that elevated body temperatures, headache, rapid pulse, dizziness,

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nausea and/or confusion are some common symptoms of heat-related illnesses. Gardeners should go indoors the moment any such symptoms appear.

GarDen DurinG the cooler Parts of the Day. Lawncare professionals advise against watering lawns between the hours of 10 a.m. and 4 p.m. in the summertime, as water is more likely to evaporate during this time, which tends to be the hottest time of the day. Gardeners should avoid working in their gardens during these hours as well. Garden in the early morning hours when the sun is not burning as hot or in late afternoon or early evening hours when temperatures are less threatening. Gardening in summer requires gardeners to exercise caution and assess their physical conditions routinely and honestly.

Create soMe draMa in your hoMewith bold paint Colors Metro creatiVe connection

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ainting is one of the easiest and least expensive ways to transform the look of a space. Paint colors can dramatically change the mood and the design of a home. And depending on a homeowner’s goals, paint can make a statement or blend into the background.

Many people are now looking to bold colors to make spaces stand out. But choosing a paint color can be challenging. Homeowners looking to update walls and complement decor may want to look at some of the more impactful colors that Pantone indicates will be popular for the 2017 season. Primrose Yellow, Lapis Blue, Flame, Pink Yarrow and Greenery are some of the more eye-catching selections. Once colors are selected, consider these guidelines for using bolder colors in room designs. Decide how big an impact you want to make. Are you looking for color overload or just a small focal point of vivid color? Remember, using bold color doesn’t mean every wall must be lathered in that hue. Instead, select one wall to serve as an accent point and use that spot as your bold color display. Otherwise, rely on bold colors to dress up

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otherwise mundane areas, such as the back wall of a cupboard or moldings and trim. Try bold in a small space. Many people are surprised at how well bold colors work in small spaces. Powder rooms can be an ideal spot to experiment with paint colors. Try deep colors that can make the area seem intimate and even exotic. Dark, bold hues can be toned down by different accents, such as neutral colored fixtures and towels. Go bold in the kitchen. Incorporate a splash of color in the kitchen without going overboard. Try an appliance or design fixture in a bright shade. Or paint the inside of the cabinets in your favorite color and install glass inserts in the cabinet doors so that everyone gets a peek of the color beyond. A neutral kitchen also can be brightened up with the use of silverware, dishes, pots and pans, and other kitchen items featured in bold hues. Stick to boldness on interchangeable items. Those who like to

experiment with color may find that they like to switch out the colors now and again. Instead of having to repaint every few months, use decorative items in bright shades to make swapping out color that much easier. For example, replace area rugs, throw pillows and draperies. Paint over terra cotta flower pots when the mood strikes. Establish balance. Rely on neutral furniture, rugs, moldings and baseboards if you decide to take bold colors up a notch. This will help create a sense of balance in the room. Painting is a fun way to experiment with color. Many homeowners are not hesitant to use bold shades of color when they learn the right techniques. And because paint is an inexpensive option for making over a room, homeowners who find they do not like a particular color can easily paint over it with a new color.

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probleMs that Can lead to lawn daMage Metro creatiVe connection

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A beautiful lawn is a goal for many homeowners. Some homeowners may find that lovely lawns may last momentarily, only to disappear when damage — be it pest-, weather- or child-related — sets in. While well-established turf can be resilient, even the most well-maintained lawns can be vulnerable. Preventing lawn damage first involves getting to the root of the problem.

lack of sunliGht: All plants need the proper ratio of sunlight to grow. Too much sunlight and plant blades can scorch. Too little sunlight and grass may turn brown and die. Although there are shade-tolerant varieties of

grass, homeowners also can explore alternative landscapes. Work in a garden bed or create a design that utilizes gravel or mulch. Avoid aggressively pruning back trees to give the lawn more sunlight in that area, as this may just damage the trees.

cheMical sPills: Gasoline and fertilizer spills and pesticide applications in high concentrations can cause the lawn to yellow or brown in spots. Carefully refill lawn gas tanks and fertilizer spreaders on the sidewalk or driveway to avoid overflow onto the lawn. If spills occur, flood the area promptly with water to dilute.

foot traffic: Lawns can take a

pounding from foot traffic, leading to compaction and spots of dead lawn. Try to redirect the traffic elsewhere to give worn down areas a break. Aeration can relieve soil compaction. If a certain area has become the de facto pathway, install a paver, gravel or concrete walkway in that spot.

DeBris:

direction on consecutive cuts. Avoid mowing on very hot days or when the lawn is soggy. Both can cause tracks to form in the lawn.

Mowers: Dull lawn mower blades can damage lawns, as can mowing too fast. Grass blades can be torn, snapped and more,

resulting in brown spots.

wilDlife: Animals and insects can destroy turf roots. Animals or insects may feed on the grass from underneath its surface, compromising the lawn’s ability to procure nutrients and water. Animals like moles or raccoons may feed on grubs in the lawn,

and treating for grubs can alleviate torn-up turf. Lawns can be hearty, but they’re also highly susceptible to damage. Even seemingly harmless things can compromise the integrity of a lawn. Understanding the causes of lawn damage can help homeowners protect their lawns.

Leaving a tool, kids’ toys, piece of wood, or any debris on the lawn can quickly suffocate the grass beneath and cause the lawn to die quickly. Make sure that no items are left on the lawn for an extended period of time.

MowinG Patterns: Running the mower in the same pattern over and over can cause ruts in the grass that lead to damage, so avoid mowing in the same

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Home improvements can add value and aesthetic appeal to a home. However, to reap the rewards of a remodeled room, home addition or any home improvement project, homeowners will have to invest both their money and their time. Establishing a project budget can be helpful and prevent overspending. According to Visually, a marketing information service, nearly half of the homeowners surveyed said the cost of their renovation projects did not exceed their budgets. However, more than one-third of those surveyed reported going over budget on their projects. To keep costs down, consider hiring a contractor. He or she will have industry contacts and may be able to get materials at a lower cost. While you will pay for labor, working with a contractor greatly reduces both the time spent on the project and the risk of costly mistakes being made. In addition, think about the way you finance the renovations. Industry experts have found that homeowners who finance their home improvement projects with lines of credit end up spending more money on average than those who use their savings to fund projects. While it may be tempting to take out a line of credit for a home improvement project, spending only money you already have may be the more responsible route to take. T H E B RYA N - C O L L E G E S TAT I O N E A G L E

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avoid aChes and pains when gardening Metro creatiVe connection

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eople who have not spent much time in a garden may not consider this rewarding hobby much of a threat to their health. But as veteran gardeners can attest, gardening can contribute to nagging aches and pains that can force even the most ardent greenthumbers indoors.

Gardening is a physical activity that, despite its peaceful nature, can be demanding on the body. Thankfully, there are several ways that gardening enthusiasts can prevent the aches and pains that can sometimes pop up after long days in the garden.

use erGonoMic GarDeninG tools. Ergonomic gardening

tools are designed to prevent the types of aches, pains and injuries that can cut gardeners’ seasons short. Gardening injuries can affect any area of the body, but injuries or aches and pains affecting the back, wrists and hands are among the most common physical problems gardeners endure. Look for ergonomic tools that reduce the strain on these areas of the body. Even arthritis sufferers who love to garden may find that ergonomic tools make it possible for them to spend more time in their gardens without increasing their risk for injury.

alternate tasks. Repetitive-strain injuries can affect gardeners who spend long periods of time performing the same activity in their gardens.

By alternating tasks during gardening sessions, gardeners can reduce their risk of suffering repetitive strain injuries. Alternate tasks not just on muscle groups worked, but also level of difficulty. Remember to include some simple jobs even on busy gardening days so the body gets a break.

take freQuent Breaks. Frequent breaks can help combat the stiffness and muscle aches that may not appear until gardeners finish their gardening sessions. Breaks help to alleviate muscles or joints that can become overtaxed when gardening for long, uninterrupted periods of time. When leaning down or working on your hands and knees, stand up to take

breaks every 20 minutes or the moment aches and pains start to make their presence felt.

the onset of muscle aches and strains when spending

time in their gardens.

Maintain GooD Posture. Back injuries have a tendency to linger, which can keep gardeners indoors and out of their gardens. When gardening, maintain good posture to prevent back injuries. Gardening back braces can protect the back by providing support and making it easier for gardeners to maintain their posture. Tool pouches attached to gardening stools or chairs also can be less taxing on the back than gardening belts tied around the waist. Gardening might not be a contact sport, but it can cause pain if gardeners do not take steps to prevent

did you know? Metro creatiVe connection

Nearly everyone has experienced a sticking door that just will not close properly. This problem may become more noticeable when temperatures rise and humidity contributes to the swelling of wood doors and frames. According to The Family Handyman, a home improvement resource, the standard remedy for alleviating a sticking door is to remove the door and pare down the edges that are rubbing so that the door will once again swing freely. While this can solve the problem, it can be a hassle, as it requires refinishing the pareddown edge and rehanging the door. Try these shortcuts first before creating more work than might be necessary. Identify the problem area and rub it with a dry bar of soap. This should reduce friction and allow the door to close more easily. Remove humidity with a dehumidifier or by running an air conditioning unit. Check for loose hinges or sagging around the hinge. Tighten the fasteners to sure up the door and create better alignment. Spray the hinges with lubricant if you suspect sticking is originating because of squeaky hinges. Look for obstructions at the bottom of the door. Is the door dragging on carpeting or being caught on something on the floor? It may be a matter of simply clearing away the obstruction. 12/31/17.

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helpful and harMful inseCts Metro creatiVe connection

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lthough it’s virtually impossible to count them, insects are the most diverse group of organisms on the planet. Nine hundred thousand different kinds of insects are known to exist. At any given time, it is estimated that there are around 10 quintillion individual insects living.

Gardeners grow frustrated when seeing their gardens infested with insects. In an effort to restore their gardens, homeowners might be tempted to eradicate any bug that moves in their yards. But gardeners would be wise to first learn which insects are hurting their gardens and which can actually help gardens in the long run.

harMful

Certain insects can be dangerous to animals and plants. The following are a handful of insects that can threaten the vitality of gardens. Aphids: These insects suck on the juice needed to sustain plants, particularly when they congregate. Bald-faced hornet: Hornets tend to be an aggressive species that can sting repeatedly. Should you find a nest near an entertaining space or garden, it can cause trouble. Carpenter ants: These ants will burrow into wood causing damage. They may compromise any wooden structure in and around a home. Locusts: Various species of locust can damage plants

and crops due to their voracious appetites.

Treehoppers: These small, green insects mimic the look of leaves, and their appetites can affect crops and gardens. Red pavement ant: As they feed on all manner of human food, these ants can quickly overtake areas with their staggering numbers and deliver painful bites. Grasshoppers: Certain grasshoppers, like the redlegged grasshopper, can decimate food crops and transfer parasites to birds when eaten as prey. Caterpillars: Many caterpillars, the precursor to adult moths, will feed constantly on leaves, stems and other parts of plants. The tobacco hornworm moth caterpillar can damage potato and tomato plants.

helPful

Plants depend on insects to transfer pollen as they forage, and many insects are quite beneficial to have around. While some pollinate, others are predators of other pests. Antlion: A foe of ants, they’ll help eat and control ant populations and pollinate flowers. They pose no threat to humans, either.

venomous, many are quite handy to have around the garden. They’ll help control pest populations that can damage plants and crops.

Blue-winged wasp: This wasp attacks the larvae of Japanese beetles, helping to control beetle populations.

Dragonflies: These arial artists that zip around the yard are consuming smaller insects that would otherwise pester plants and humans.

Bees and butterflies: Butterflies and bees are some of the best pollinators out there, and each can add whimsy to gardens.

Big dipper firefly: These colorful insects feast on earthworms, slugs and snails during the larval stage. Fireflies add drama to evening gardens with their twinkling lights. Garden spiders: Although some spiders can be

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how to keep aniMals out of your garden Metro creatiVe connection

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any gardeners understand the frustration that stems from seeing a garden destroyed by wildlife. While protecting wildlife is a cause that’s near and dear to many gardening enthusiasts, even the most ardent wildlife supporter does not want to see his or her garden trampled, eaten or adversely affected by animals. Safeguarding gardens from local wildlife can require some trial and error. Animals may find ways to circumvent gardeners’ initial efforts to protect their gardens, but the following methods might just do the trick the first time around.

erect Physical Barriers arounD GarDens.

Barriers may not be gardeners’ first choices, as some people feel barriers such as wire cages or mesh coverings make it more difficult to tend to gardens and rob gardens of some of their aesthetic appeal. But coverings and wire cages can effectively prevent wildlife from trampling or eating plants while still allowing the gardens to get adequate sunlight. Make sure barriers extend to the ground so animals cannot access gardens by entering beneath the barricades.

fiGht intruDers with oDor. Stray cats may mistake gardens for litter boxes and enter them to relieve

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themselves. Preventing such intrusions can be as simple as placing items around the garden to reduce the likelihood that gardens will be mistaken for litter boxes. Peels from oranges and lemons or coffee grounds can be placed in the garden and can emit odors strong enough to deter cats.

install Motion DetectinG liGhts arounD GarDens.

gardens can put up posts instead, attaching aluminum cans or wind chimes to the posts that will make noise when animals come near. Much like light, noise can be enough to deter animals.

consiDer raiseD GarDen BeDs. When small critters, such as moles, are the main problem, then raised

garden beds with wood or plastic bottoms and sides can be enough to safeguard gardens. Raised garden beds might not be accessible to small critters, though such beds likely won’t deter larger animals from getting into gardens that are not barricaded.

erect fencinG arounD the yarD.

Though fencing is expensive, fencing in a backyard or side yard where gardens are located can deter wildlife big and small from trampling or eating gardens.

Wildlife is worth protecting, but gardeners must also take steps to protect their gardens from animals looking for something to eat.

Motion detection technology might be enough to deter nocturnal wildlife from trampling or eating gardens. Animals might be spooked and run away when lights suddenly turn on. A similar approach can be taken using noise instead of lights. Gardeners who hope to avoid erecting barriers around their

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design a garden for all senses Metro creatiVe connection

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ardens add visual appeal to a yard, but gardens also can appeal to individuals’ senses of smell, taste, touch and sound. Gardeners who want to create gardens that appeal to various senses can do so in the following ways.

siGht Aesthetic appeal is one of the most sought-after benefits of gardening. However, many homeowners put in so much effort planting for one particular season that they may not give thought to ensuring the garden looks vibrant no matter the time of year. Gardeners can research planting zones to find plants that will blossom at

different times of the year so they can enjoy impressive, aesthetically appealing gardens year-round. Spring bulbs can bloom early on, while annual and perennial summer favorites will thrive under the summer sun. Beautyberry and caryopteris will fill out in the autumn, while holly or mahonia can look lovely in the winter.

sMell Gardeners can dot their landscapes with aromatic trees, shrubs and flowers that will make stepping out into the garden that much more special. Some of the more fragrant plants include gardenia, dianthus, calendula, lavender and jasmine. Shrubs such as fragrant pineapple broom, Anne Russell viburnum and Christmas box can add fragrance as well.

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sounD

the accommodations.

The lively sounds of the garden are created by the wildlife that come to pollinate and enjoy the environment gardeners have created. By choosing indigenous plants, gardeners can be sure that insects and small critters will seek refuge within the foliage. Songbirds also will add character to a yard. The Audubon Society suggests including a water source and a songbird border of shrubs along your property’s edge. Provide food sources and make sure they are located a fair distance from the main action of the yard so as not to scare off birds. Wait for musical chickadees, goldfinches, orioles and cardinals to arrive and enjoy

taste Gardeners can expand their gardens to include fruit-bearing trees and rows of vegetables. Produce can be harvested from early spring through late fall depending on the crops planted.

moss, mulch and other accents have varied textures that can stimulate the sense of touch in various ways. Don’t forget to include a sitting area so that you can immerse yourself fully in the

garden.

Go beyond visual appeal when designing a garden. When gardeners tap into all five senses, they can enjoy their landscapes even more than they already do.

touch Apart from including trees and shrubs of various textures in the garden, look for other ways to stimulate a tactile response. Water features add relaxing sound and beauty. Stones,

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soMe ways to Make a hoMe’s existing windows More energy effiCient Metro creatiVe connection

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rafty windows make homes less comfortable by allowing cold air in during the winter and warm air in when temperatures rise. But comfort is not the only concern associated with leaky windows, as such fixtures also can have a negative impact on the environment. Leaky windows require heating and cooling systems to work harder to keep home interiors comfortable during times of the year when temperatures can be extreme. In the dead of winter, a leaky window will force a home’s inhabitants to turn up

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the thermostat, which only increases energy consumption and energy bills. The same scenario plays out in summer, when leaky windows allow hot air in, leading homeowners to lower the temperature of air conditioning units so everyone inside is cool and comfortable.

Thankfully, making windows more energy efficient does not necessarily require homeowners to replace existing windows. Before going that potentially expensive route, homeowners can consider the following strategies to improve the energy efficiency of their windows.

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hanG curtains.

Curtains can help homeowners cut down on heating and cooling costs. According to the U.S. Department of Energy, properly hung draperies can reduce heat loss by as much as 25 percent. In the summer, curtains can block the hot rays from the sun from entering a home, reducing the need to turn up air conditioning units. While curtains won’t fix leaks or block hot or cold air from entering a home, they can serve as a buffer between a home’s inhabitants and the air seeping in through leaks.

caulk or aDD weatherstriPPinG.

Small cracks and gaps around windows, which are most often found around windows in older buildings, might not seem like a big deal, but such breaches can lead to considerable energy loss. The DOE recommends using caulk to seal cracks that are less than 1⁄4-inch wide on the parts of the window that do not move (i.e., frames and where the trim meets the wall). Caulk might be less effective at fixing leaks larger than 1⁄4 inch in width. Employ weatherstripping to address leaks on movable parts of the window. Properly applied weatherstripping should adequately seal windows when they are closed

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without making it difficult to open or close them later on. Weatherstripping is available in various materials, and homeowners can visit www.energy. gov/energysaver/ weatherstripping to find the material that’s most suitable for their situation.

install winDow filMs. Plastic window films are another option for homeowners looking to improve the energy efficiency of their windows. Heat shrink film can be cut to fit each individual leaky window in a home and then attached to windows using double-sided tape.

A hair dryer can then be used to shrink the film and remove any wrinkles. Low-emissivity, or Low-E, coatings are a more expensive alternative to heat shrink film, and they can be equally effective at improving energy efficiency. Installation of Low-E coatings can be more difficult, as they do not provide as much leeway for mistakes during application as heat shrink film. Leaky windows are bad for homeowners’ energy bills and the environment. But homeowners have options other than full window replacements to fix leaks and improve efficiency.

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faCtors to Consider when Choosing Carpeting Metro creatiVe connection

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hen the time comes to choose flooring for their homes, homeowners may be overwhelmed by the vast array of options at their disposal. The choice between carpet and hardwood flooring, laminate or tile is a matter of personal preference. People have long extolled the virtues of hardwood flooring, but carpeting can be just as stylish and provides a host of other benefits as well. Carpeting insulates rooms in the summer and winter, adding that extra level of protection against the elements. Carpeting also absorbs sound in a home. Many appreciate the warmth and cozy feeling of carpet, especially

when stepping out of bed. Carpeting also can increase the level of safety at home. According to the Carpet and Rug Institute, carpeting makes areas of play safer and may also reduce the severity of an injury in the event of a fall.

Today, there are many different types of carpeting available. Selecting the right carpeting for a room comes down to identifying the level of traffic in a particular room, the attributes homeowners would like the carpet to have and any other needs that fit with their lifestyles. The following guidelines can make carpet shopping a bit easier.

tyPe of carPetinG There are many different types of carpeting, some of which are best suited to certain situations. For

example, plush and saxony carpets are better in lowtraffic areas. These carpets may show footprints and also vacuum tracks and dirt, but they’re higher on the comfort spectrum than other types of carpet. Berber, which is more flat and dense, helps mask stains and tracks. It is durable in high-traffic areas. Textured carpets like frieze are cut from fibers of different heights, so they mask stains and are also softer on the feet than berber.

PaDDinG

selecting and one that

aligns with how you plan to use the room. You may be able to go with a thinner pad in low-traffic rooms and beneath dense carpeting like berber. In high-traffic

installation

Select a reliable carpet retailer and installer for your business. Competent installers will lay the carpeting in the correct manner so that it will look beautiful and maintain its durability for the life of the

product. Shop around to find the right installer or even do the work yourself if you feel capable. Take time when shopping for carpeting, which is a substantial investment that can last for many years if the right material is chosen and installed correctly.

rooms, choose a thicker, more durable padding. Padding prevents carpet backing and fibers from

Padding can impact the way carpeting feels and how long it lasts. It isn’t always necessary to purchase the most expensive or thickest padding. However, it is wise to pick a pad that matches the type of carpeting you’re

coming apart over time. It pays to invest in a padding that will last as well.

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ny homebuilder can advertise quality and craftsmanship, but it takes the hard earned reputation of a company like Borski Homes building for 2 generations and 52 consecutive years of building experience, to really make a name for yourself in this industry.

As a family owned and operated company, we know the value of a good name. This is why we personally attend to each home we build and choose only the finest craftsmen and materials available. We strive to provide the newest and most innovative products that meet the highest standards...ours. At Borski Homes, we are ready and willing to work closely with you and / or your architect to make sure your custom home is the home you’ve always dreamed of. If a custom home is in your future, let us show you why Borski homeowners are our best advertising.

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is it tiMe to update your hoMe’s eleCtriCal systeM? Metro creatiVe connection

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he invisible systems in a home often are taken for granted. When such systems are working as expected, daily life moves along smoothly. However, when a system goes awry, it can negatively impact routines and may create a dangerous home environment. This is especially true when something goes wrong with a home’s electrical system. Faulty wiring is a leading cause of residential fires. Many homeowners, particularly those who live in older homes, might be living in properties that have outdated electrical systems. The experts at Lowes ProServices state that having old wiring and/

or insufficient amperage in a house can endanger residents. It also may damage appliances and make it difficult to sell a property in the future.

It can be difficult to gauge exactly when to overhaul an electrical system. Unless circuits routinely trip or lights often dim, homeowners may put off the work. But degrading wires or overextended circuitry can pose a fire risk, so it is best to address electrical systems promptly. Home inspections may uncover electrical problems. Some homeowners may discover potential trouble while making renovations that require opening up walls or tearing them down, exposing the wires. Still

other homeowners learn about electrical systems when they’re adding new, large appliances or other gadgets that consume more power than existing items. These devices may continually cause power outages in the house, such as tripping the circuit breaker or popping a fuse.

When it comes time to update the electrical system, it is always best to work with licensed and bonded electricians who have the expertise to work with electrical wiring without getting injured. This is not a do-it-yourself type of job since it requires specialized training. Electricians likely will recommend upgrading the electrical panel to bring

more power from the utility poles into the home. This can include replacing the existing meter and circuit breaker box to allow it to handle more power or replacing items that are obsolete or dangerous.

Many older homes are only capable of handling a minimum number of amps, utilizing just a few circuits. But nowadays, when homeowners have far more electronics in their homes than they once did, increased demand on electricity can overload a circuit (all of the outlets linked on one wire). Tripping a circuit breaker is a safety measure to prevent the wire from becoming overheated and causing a fire. However, in some old systems, the

circuit breaker will not trip, and this can be problematic.

Rewiring a home is another step. Wire insulation can deteriorate over time, and new wires may be needed. This can be messy and time-consuming, but it’s a small price to pay for safety. When rewiring an electrician also may suggest new outlets. Many home building codes now require outlets with ground fault interruptors, or GFIs, in kitchens, bathrooms and other rooms exposed

to moisture. Some older homes may not even have three-pronged outlets, so this will necessitate an update as well.

Electrical systems are the heart of a home, delivering power where it is needed. It is essential to keep such systems up-to-date so they can handle the power demands of everyday life.

did you know? Metro creatiVe connection

Home improvement projects range from major construction overhauls like bathroom remodeling jobs to smaller renovations that may entail something as minor as painting the walls. Smaller projects can often be conquered in a typical weekend but still provide a strong sense of accomplishment. The following are five projects tailor-made for weekend warriors. 1. Improve storage in the entryway. Home entryways are the first places many people drop mail, shed their shoes and toss their keys upon arriving home. As a result, entryways can quickly be overrun with clutter. Storage solutions can include putting in a desk or hutch with baskets underneath to store umbrellas and backpacks. Or hang a coat rack and create a shoe rack to store shoes until the time comes to leave the house once again. 2. Shed new light. Add some design appeal to your home by replacing an old lighting fixture with something more modern. Such a task is relatively easy, and you need not possess the skills of a trained electrician. 3. Add molding for a finishing touch. Dress up spaces with crown molding or a decorative chair rail that goes around a room. You can even use molding to frame new or existing artwork. Find a molding style that complements the architectural style. 4. Update hardware in the bath and kitchen. Switch the handles, draw pulls and knobs on cabinetry with new hardware. The time commitment is practically nil, but you might just give rooms a whole new feel. 5. Patch and paint walls. Spend a weekend filling in holes left behind by since-removed wall hangings. If the patches dry quickly, paint over them. If not, resolve to do your patchwork one weekend and paint the ensuing weekend. 26 |

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storing tools properly reduCes injury risk and proMotes organization Metro creatiVe connection

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hether homeowners have a handful of tools or an entire collection of equipment, proper storage of these items means the difference between staying organized and safe or having to waste time looking for tools and running the risk of injury. Tools often gravitate to other rooms of the house or become misplaced. When they’re brought out for use, tools may not be returned to the toolbox or shed, taking up residence in drawers or closets or just being left out in the open. Improper storage of tools also may create safety risks for the persons

doing the renovation and other members of the household. The Consumer Product Safety Commission warns that hundreds of thousands of injuries treated at emergency rooms are related to power tools and workshop equipment. While the majority of these injuries occur while using the tools, improper tool storage can still cause injury. By taking care of tools and keeping them orderly, homeowners can lengthen the life expectancy of their tools and reduce the likelihood of tool-related injury.

reaD the Manufacturers’ instructions. In addition to providing

operational guidance, owner’s manuals or product packaging may give insight on tool care and storage. Following the directions regarding cleaning and storage can prolong the life of tools.

sharp blades, saws and chemicals, can be safely stored. This helps keep these items out of the curious hands of children, as well as away from pets who may sniff around at new smells.

keeP oriGinal cases anD laBels.

store tools Vertically.

Many tools come in hard cases to protect the tools and reduce users’ injury risk. Paints, varnishes, stripping agents and other chemicals should be stored in their original containers with labels intact.

Avoid tripping over large tools, including shovels or rakes, by storing these items on the walls of garages or storage sheds. Small tools can be placed on shelves or hung on pegboards or magnetic boards on the wall over workbenches.

Get a caBinet that can Be lockeD. Shop for a secure cabinet that can be locked so more dangerous items, such as

keeP iteMs Dry. Address any moisture issues or leaks so that tools

do not suffer water damage. Never operate power tools if cords are running through water.

Buy sturDy containers. If your space is limited but you still want to organize your tools, rely on sturdy, clear containers. Tools can be placed inside and easily transported from project area to project area. Clear containers enable you to see inside and know

which tools are being stored within. Ensuring tools are stored away properly means they’ll be easy to find when they’re needed again, and they’ll be kept in a manner that promotes the safe use and longevity of the tools.

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hoMe safety CheCks to CoMplete today Metro creatiVe connection

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new kitchen or a bathroom remodeling job might be dream projects for many homeowners, but the right home improvement project at a given moment is not necessarily the most glamorous project. Sometimes safety upgrades around the house must take precedence over more popular projects.

Accidents or injuries can occur in any part of the home, but homeowners who take certain preventative measures can greatly reduce their injury risk. The security resource A Secure Life points out that more than 18,000 Americans die every year from injuries that take place in the home. Unintentional

injuries account for millions of medical visits each year. Home injuries also are prevalent elsewhere in the world. In the United Kingdom, the Royal Society for the Prevention of Accidents reports that there are approximately 6,000 deaths every year that result from accidents at home.

To help prevent falls, make sure that staircases feature sturdy railings and that there is ample lighting in walkways. Remove obstructions from frequently used paths inside and outside the home. In addition, insert nonslip padding beneath runners or throw rugs.

Periodic inspections for potential hazards can keep everyone safe. The following are a handful of ways for homeowners to ensure their homes are as safe as possible.

check for frayeD wires or faulty outlets.

check for sturDy hanDrails anD PreVent triPPinG hazarDs. Falls are one of the leading causes of home injuries. Falls can be a particular threat for youngsters and the elderly.

Address any electrical problems around the house, including frayed wiring and faulty outlets. Sparks can lead to fires, and poor wiring may cause unforeseen problems behind walls. Repair or replace any loose or frayed wires on all electrical devices. Be sure that cords do not run under doorways or rugs. Replace outlets that are in

disrepair and install ones with ground-fault current interruptors as an added precaution. If small children live in the home, use plastic safety covers over unused outlets.

Practice winDow safety. Young children are curious and do not always recognize the inherent dangers around them. Children excited to see the great outdoors may climb up to peer out windows, and open windows are falling hazards. Screens do not offer an adequate barrier against falls. Consider locking windows or use safety bars to guard against falls. Test to see how easily screens can be pushed out, replacing any that do not provide adequate resistance to curious youngsters’

hands.

check sMoke anD carBon MonoxiDe Detectors. Replace the batteries in smoke alarms and carbon monoxide detectors at least twice per year, and test them to make sure they’re in good working order at least once per month. The National Fire Protection Association recommends replacing hard-wired smoke alarms

every 10 years. Batteryoperated alarms may need to be replaced even sooner. Many carbon monoxide detectors work for five to seven years. Check the back of alarms for a date stamp that indicates how old the product is and when it expires. Safety checklists are an important part of home maintenance. A proactive approach can prevent both injuries and damage to the home.

did you know?

Metro creatiVe connection Composting is an eco-friendly activity that can also save homeowners money on fertilizer and pesticides. Organic material that can be added to soil to help plants grow, compost reduces the amount of waste that would otherwise end up in landfills, reducing the amount of methane gas that such landfills produce. But the U.S. Environmental Protection Agency notes that not everything can be added to compost piles. The following are some items homeowners should not add to their compost piles or bins, courtesy of the EPA. Black walnut tree leaves or twigs: Leaves or twigs from black walnut release substances that might prove harmful to plants. Coal or charcoal ash: Coal or ash from charcoal, such as the ash that builds up in the bottom of charcoal grills, may contain substances that are harmful to plants. Dairy products: When added to compost piles, dairy products, including butter, milk, sour cream, yogurt and eggs, can be malodorous and may attract pests, including rodents and flies. Diseased or insect-ridden plants: The diseases and insects that plague plants may survive being transferred to compost piles. When the compost is ultimately distributed, these diseases and insects might then plague other plants. Fats, grease, lard or oils: Fats, grease, lard or oils also may attract rodents and flies, and that might be due to the unpleasant odors such substances can produce when added to compost piles. Meat or fish bones and scraps: Like fats, grease, lard or oils, scraps from meat and fish and fish bones can smell unpleasant, potentially attracting rodents and flies. Pet waste: Pet waste, including soiled cat litter, may contain parasites, bacteria, germs, pathogens and viruses that can be harmful. Grass trimmings treated with chemical pesticides: Trimmings from grass that was treated with chemical pesticides can negate the effects of composting by killing beneficial organisms produced within compost piles or bins. 28 |

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how to transforM a fixer-upper Metro creatiVe connection

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he real estate market will always have its ups and downs, but real estate is an oft-profitable investment. Real estate investors do their investing for various reasons. Some see a house as a place to hang their hats for years and years, while others look at properties as nothing more than investments. Buying a home with the intent to fix it up and resell it is called a “fix and flip.” In such situations, investors buy homes at below-market prices before refurbishing the homes with the goal of recouping their initial investment and then some when the homes are ultimately put back on the market. Flipping has become

popular for both expert remodelers and novice investors. RealtyTrac®, the nation’s leading source for comprehensive housing data, noted in its “Year-End and Q4 2015 U.S. Home Flipping” report that 5.5 percent of all single family home and condo sales during the year were flipped properties. This marked an increase from the same time the previous year. Investing in a fixer-upper requires a leap of faith and a vision of what the home can look like in the future. Turning a real estate lemon into lemonade requires certain skills and a good measure of patience. The following are some guidelines to get anyone started. Don’t bite off more than you can chew. Make an honest assessment of

your abilities and which renovations, if any, you can handle. If you are unskilled or inexperienced working with your hands, then it can be easy for an investment property to quickly become a money pit. Before purchasing a property, hire a trained home inspector to tour the home with you and point out all of the areas that will need renovation. With this list, begin getting estimates on how much money the work will entail. Determine if this fits with your budget or not. You do not want to invest so much that it exceeds what you could feasibly recoup when it comes time to sell. Overlook cosmetic things when visiting properties. Cosmetic issues include all of the easily replaceable items in a home, such as carpeting, appliances,

interior paint colors and cabinetry. Focus on the bones of the house — the architectural integrity and those little touches that you envision having a “wow” factor.

Seek the help of experts. Some flippers think they’ll save the most money by doing all of the work themselves. This isn’t always the case. Professional architects, designers and contractors may help you save money. Contractors have an intimate knowledge of where to buy materials and may be able to negotiate prices based on wholesale or trade costs. In addition, experts can help you avoid common pitfalls because they’ve already done this type of work time and again. It’s smart to rely on expert advice, even if it means

investing a little bit more.

Save money by doing some work yourself. While the pros may tackle the more complex parts of a given project, such as rewiring electricity or changing the footprint of a home, you can still be involved. Ask to participate in demolition, such as taking down walls or removing old materials from the home. Such participation may be fun, and it can save you substantial amounts of money on labor. Recognize that not everything must be completely redone. Realize that, in some instances, a coat of paint and some new accents may be all you need to transform a space. For example, if kitchen cabinets are in good condition, see if they can be refaced or painted instead of replaced

entirely. Install new door pulls/handles to add visual interest. Look for some ready-made items, such as bookshelves, instead of installing custom carpentry.

Think about what the buyer wants and not what you want. Renovate with an eye toward prospective buyers’ needs. Keep things neutral and accommodating. Research the latest trends to understand what buyers might be seeking in a home. You want potential buyers to envision themselves moving right in. Renovating a fixer-upper takes time, but it can be a worthwhile project, and one that can help anyone turn a profit in a booming real estate market.

did you know? Metro creatiVe connection

According to Realtor.com, spring is the busiest and best season to sell a home. While a good home can find a buyer any time of year, homeowners might find the buyers’ pool is strongest in spring and into summer. The reasons for that are many, ranging from parents wanting to move when their children are not in school to buyers wanting to move when the weather is most accommodating. Because spring is such a popular time to sell a home, homeowners who want to put their homes on the market should use winter as an opportunity to prepare their homes for the prying eyes of prospective buyers. The following tips can help homeowners during the pre-selling preparation process. 1. Address the exterior of the home: Winter can be harsh on a home’s exterior, so as winter winds down, homeowners who want to sell their homes should make an effort to address anything that might negatively affect their homes’ curb appeal. A study of homes in Greenville, S.C., from researchers at Clemson University found that the value of homes with landscapes that were upgraded from “good” to “excellent” increased by 6 to 7 percent. If it’s in the budget, hire professional landscapers to fix any problematic landscaping or address any issues that arose during the winter. Homeowners with green thumbs can tackle such projects on their own, but hiring professionals is akin to staging inside the home. 2. Conquer interior clutter: Clutter has a way of accumulating over the winter, when people tend to spend more time indoors than they do throughout the rest of the year. Homeowners who want to put their homes on the market in spring won’t have the luxury of waiting until spring to do their “spring” cleaning, so start clearing any clutter out in winter, even resolving to make an effort to prevent its accumulation throughout winter. Just like buyers are impressed by curb appeal, they are turned off by clutter. The Appraisal Institute suggests homeowners clear clutter out of their homes before appraisers visit, and the same approach can be applied to open houses. Buyers, like appraisers, see cluttered homes as less valuable. In addition, a home full of clutter might give buyers the impression, true or not, that the home was not well maintained. 3. Eliminate odors: A home’s inhabitants grow accustomed to odors that might be circulating throughout the house. Pet odor, for instance, might not be as strong to a home’s residents as it is to guests and prospective buyers. Because windows tend to stay closed throughout the winter, interior odors can be even stronger come late-winter than they are during the rest of the year. A thorough cleaning of the house, including vacuuming and removal of any pet hair that accumulated over the winter, can help to remove odor. In the weeks leading up to the open house, bathe pets more frequently, using a shampoo that promotes healthy skin so pet dander is not as prevalent. Open windows when the weather allows so more fresh air comes into the home. Spring is a popular and potentially lucrative time to sell a home, and homeowners who spend winter preparing their homes for the market may reap even greater rewards. T H E B RYA N - C O L L E G E S TAT I O N E A G L E

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learn how to steps to take before prevent diy injuries an appraiser’s visit Metro creatiVe connection

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housands of people try their hands at do-it-yourself home improvement projects every year. Whether working indoors or outdoors, wearing safety gear and exercising caution is a necessity when undertaking any home remodeling project. According to the Home Safety Council, one in five consumers will need medical attention this year as a result of home improvement projects. A 2013 survey by 3M TEKK Protection and the National Safety Council found that more than one-quarter of DIY home improvement projects ended with injuries to homeowners or someone else in the household. Falls from ladders, cuts from power tools and injuries from thrown debris account for many emergency room visits. Accidents involving chemicals and cleaning agents also can occur. Safety should be the utmost priority when renovating, and that means utilizing appropriate safety equipment.

footwear Wear solid shoes that provide considerable traction during home improvements. A firm, reinforced toe is helpful as well. Should any items fall, they’ll be less likely to cause injury if your foot is encased in a protective boot or sturdy shoe. Soles that grip surfaces will help safeguard against slips and falls.

eye Protection Safety goggles and glasses are a must-have for any do-it-yourselfer. 30 |

They will provide a barrier between the eye and flying debris. According to VisionWeb, an eye education resource, most of the 110,000 eye injuries that occur each year in homes within the United States result from splashes with household cleaners, flying debris such as wood chips, or getting hit by branches. Many of these injuries can be prevented by wearing eye protection.

ear Protection Power tools can be quite loud. When operating loud, powered machinery, use earplugs or safety earmuffs to reduce the risk of damage to hearing and potential hearing loss.

Ventilation anD resPiratory Protection When working with chemicals and other products that have strong odors and/or emit particulates into the air, make sure you do so in well-ventilated areas. This will help dissipate the smell and prevent inhalation of concentrated chemical substances. Masks guard against dust, pollen and some other microscopic particles and may not provide enough protection, depending on the job. The Home Depot suggests using particulate or filtration

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respirators when performing tasks, such as sanding, where you might be exposed to particles. Gas and vapor respirators offer protection against additional substances.

create a safe enVironMent When working at home, make sure to use tools in the manner in which they were designed. Keep power cords tidy so they do not pose a tripping hazard. Falls from ladders often occur when climbing above the recommended rung or engaging in risky behavior while on the ladder, such as reaching or hanging over too far. When outdoors, exercise caution in inclement weather, which can make it harder to work safely. Be sure there are no bystanders too close when using power tools or tools that can kick up debris. The right safety gear and some smart do-it-yourself techniques can help DIYers avoid injury.

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omeowners unfamiliar with the appraisal process might not know if there is anything they can do to make the process go more smoothly. While certain variables involved in the appraisal process, such as location of the home and the value of surrounding homes, are beyond homeowners’ control, the Appraisal Institute recommends homeowners take the following steps before an appraiser visits their home.

clean the house. A dirty home that is full of clutter will not make the best impression on appraisers. Dirty homes may be vulnerable to insect infestations that can lead to structural problems with the home. While a dirty home is not necessarily an indicator of infestations or a reflection of a home’s value, a clean home will create a stronger first impression with the appraiser.

issues. Though repairs can be costly, investing in home repairs will likely increase both the appraisal and resale value of the home.

oBtain all necessary DocuMents Before the aPPraiser Make any necessary rePairs arriVes. aheaD of the Homeowners who have aPPointMent. certain documentation at

Homeowners who have been putting off repairs should make them before the appraiser arrives. Homes with repairs that still need to be made will likely be valued less than similar homes with no such repair

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the ready can speed up the appraisal process. Such documentation may include a survey of the house and property; a deed or title report; a recent tax bill; if applicable, a list of items to be sold with the house;

purchase history of the home; and the original plans and specifications of the home.

inforM the aPPraiser aBout recent iMProVeMents. Homeowners can inform appraisers about any recent improvements to the home and the cost of those improvements. The value of home improvements with regard to a home’s appraisal value vary depending on a host of variables, but having such information at the ready can help appraisers make the most informed appraisal possible.

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