Volume 10, Issue 06: December 2017
BRINGING FUN & AFFORDABLE TO BOERNE!
TIME TO REVIEW YOUR INVESTMENT STRATEGY
BOERNE PERFORMING ARTS 2018 SEASON
LOCAL NEWS AND INFO
for home. for school.
Boerne is wired
for business. for healthcare. for safety. for life.
As part of the GVTC GigaRegion®, Boerne is wired with an extensive network of fiber optics connecting home, business and city agencies with the ultimate technology. It’s blazing fast. It’s revolutionary.
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210.526.0057
1.888.511.1211
Eggerss Capital Management (ECM) is a fee-only Registered Investment Advisory firm specializing in financial planning and wealth management for individuals and institutions. Stocks Bonds ETFs Retirement & Social Security Analysis
Mutual Funds Alternative Investments Roth Conversion Analysis Education Planning boernebusinessmonthly.com
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What a wonderful time of the year! Our town looks absolutely stunning all lit up for Christmas! I just love driving down Main Street and seeing it all aglow! As you shop ‘til you drop this holiday publisher LAUREN TUTTLE STUMBERG art direction DISTINCT MEDIA, LLC for more information 210.219.6735 LAUREN@DISTINCT-GRAPHICS.COM
WWW.BOERNEBUSINESSMONTHLY.COM
season, don’t forget to shop local when you can! Boerne has so many fun and unique shops that are sure to have something for everyone on your list. Turn to page 12 to see why your dollar goes so much further when spending locally. This issue we feature one such local store, Dang Sassy! If you have not yet shopped this fun shop you are truly missing out. Check out what they have to offer on page 16, but more importantly be sure to stop in and check off some of the names on your gift list. Have you gotten your tickets for the Boerne Performing Arts 2018 shows yet? Turn to page 8 to see what fantastic performances will be coming to Boerne this year! I hope you all enjoy the December issue of BBM! May each of you have a happy holiday season and a blessed New Year!
Lauren Stumberg Publisher
“The Only Accredited Compounding Pharmacies in Kerr & Kendall Counties!”
Essential Oils Blends Set 10% off in December!
VISIT US AT WWW.ANNIESRX.COM 830-981-4774 31007 IH 10 W Ste 108 Boerne, TX 78006 M-F 9-5:30 Closed Sat & Sun
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B oerne B usiness M onthly | December 2017
Well Wishes for the Holidays! We are thankful to you – our clients, colleagues, and friends – for the many opportunities and blessings you bring to us.
Locally Owned and Operated Competence & Integrity
Allen & Associates, L.L.P. A Real Estate and Energy Law Practice
B.R. “Randy” Allen, III Attorney/Escrow Officer
Tyler Flynn
Attorney/Escrow Officer
Brian Clepp
Law Office: (830) 443-4900
Attorney/Escrow Officer
www.allenlawllp.com
Alamo Title Company Fee Office
alamotitleboerne@allenlawllp.com Title Office: (830) 357-5088 12 Upper Balcones Rd. Boerne, Texas 78006 Cathy Spain
Business Development
Martha Montemayor Escrow Officer
Over 10 years experience as an Escrow Officer & Bilingual
boernebusinessmonthly.com
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contents
December 2017
Creative and Customized Health Plan Solutions
Hill Country Health Plans • Major Medical Health Plans • Individual & Small Group • Medicare Supplemental Plans
11 08:
the arts
11:
calendar
12:
shop local this Christmas
16:
cover feature
Richard D. Sena
830-428-0018 rsena@gvtc.com
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08
Boerne Performing Arts 2018 Season
The Benefits of Supporting Local Businesses Dang Sassy: Bringing Fun and Affordable to Boerne by Lauren Stumberg
21:
emergency training
Tourniquet Training is Essential and Available by UT Health San Antonio
22: YO U D E S E R V E A B A N K T H AT ’ S A L E A D E R I N T E C H N O LO G Y, S E C U R I T Y A N D I N S I M P LY PICKING UP THE PHONE.
accounting
Have Yourself A Merry Little Gift Tax by Wayne B. Bachman, CPA – ADKF
24:
ribbon cuttings
26:
wellbeing
Essential Oils: Man’s First Medicine
article courtesy of Annie’s Apothecary
29: We do what’s right by people no matter how they connect with us. And we’d like the opportunity to do right by you.
finances
Time to Review Your Investment Strategy for the Year article courtesy of Edward Jones
Visit us at 1300 South Main Street or call (830) 249-6663. frostbank.com
facebook.com/boernebusinessmonthly
MEMBER FDIC
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B oerne B usiness M onthly | December 2017
Boerne Business Monthly is published by Distinct Media, LLC, copyright 2017. Reproduction is strictly prohibited without prior consent of the publisher. Opinions expressed in Boerne Business Monthly are those of the writers or sources and do not necessarily represent the views of the publisher, nor do they constitute the endorsement of products or services herein. Although the information and recommendations in this publication have been compiled from sources believed to be reliable, Boerne Business Monthly makes no guarantee as to, and assumes no responsibility for, the correctness, sufficiency or completeness of such information and recommendations.
Krista Upham
Serving Real Estate Buyers and Sellers in the Texas Hill Country! RANCHES ★ RESIDENTIAL ★ COMMERCIAL
(210) 884-5276 krista@lonestarboerne.com
222 South Main Street – Boerne, Texas 78006 (830) 249-7979 • Voted Best of the Best 2016 Ranch Sales • Voted Best of the Best 2015 Residential and Farm & Ranch Sales
ARE YOU SAVING ENOUGH FOR RETIREMENT? Our team of seasoned professionals can help you meet your financial goals. Contact us today for a free consultation! 830.816.5131 616 E. Blanco, Suite 201-A Boerne, TX primecap-ia.com
Securities offered through Cambridge Investment Research, Inc., “Cambridge,” a Broker/Dealer, Member FINRA/SIPC. Advisory services offered through Prime Capital Investment Advisors, LLC. “Prime Capital,” a Registered Investment Advisor. Prime Capital doing business as Qualified Plan Advisors, “QPA,” 6201 College Blvd., 7th Floor | Overland Park, KS 66211 | p: 913.491.6226 f: 913.491.3214 | primecap-ia.com | Cambridge and Prime Capital are not affiliated.
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Hearing loss can affect your health and quality of life, but it can also take a toll on the people around you. Listening and being heard in our relationships allows us to build trust, strong bonds and memories. Experiences shared with those we love are some of the most precious things we have. It’s never too early to get tested for different types of hearing loss and start protecting your hearing health. Our five Central Texas locations make it easy and convenient for you to Hear Life Again and the people you love. Schedule your comprehensive hearing evaluation at a location near you.
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the arts
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SOMETHING UNUSUAL, SOMETHING NEW, SOMETHING FOR KIDS, AND SOMETHING FOR YOU! BOERNE PERFORMING CELEBRATES SEASON NUMBER SEVEN!!!
Boerne Performing Arts continues to bring exceptional professional international performing arts to the hill country with the announcement of their 2018 season. In their continued efforts to provide a broad spectrum of performing arts, they have searched the globe for variety and quality that will appeal to every aage ge group…from the FOR KIDS student shows…to the master classes…to the eevening vening performances! Board President Carol Schultz exclaims, “Our goal is to ffind ind something for everyone!” The 2018 season tag line describes the upcoming shows as “Something unusual, Something new, Something for KIDS, and Something for you!” Something unusual you say? Perhaps the highest level of musicianship that has been presented by Boerne Performing Arts will be a total of 35 virtuoso musicians performing a full concert ranging from Broadway – to Ragtime – to full orchestration of the classics. Get ready for this! These extraordinary musicians are the acclaimed
Tango Fire
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B oerne B usiness M onthly | December 2017
The Ten Tenors Accordion Virtuosi of Russia! The accordion is a very highly regarded, respected and revered instrument in Russia, and Boerne will get to enjoy this amazing performance by an ensemble that began in 1943, during the siege of Leningrad. The Virtuosi amaze and delight their audiences with daredevil feats of keyboard and button prowess as they tackle music from Khachaturian, Scott Joplin, Strauss, and Bernstein. Thursday, February 15, will feature this 30-piece ensemble, which has performed at the Olympics in Munich, Montreal and Moscow. Something new! Boerne Performing Arts has presented artists from North America, Europe, Russia, Asia, Australia…
Serving our Friends and Neighbors of the Hill Country Since 1916
Accordian Virtuosi of Russia and for the first time they will be introducing artists from a new continent…South America! Direct from Buenos Aires, Tango Fire will sizzle on stage with their twelve spectacular dancers and a quartet of brilliant musicians, as their show promises an electrifying evening that showcases some of the speediest footwork and tightest twirling in the dance business! If you think Dancing with the Stars is amazing… wait until you experience this Argentinean troupe live, on stage, on Tuesday, January 23. Something for THE KIDS! The overwhelming favorite show that has been experienced by the FOR KIDS programs offered by Boerne Performing Arts is the TAO drummers from Japan. With an all-new show, Drumheart, the internationally acclaimed percussion artists who have transfixed audiences worldwide, will be back to mesmerize another 1,000 students (plus 1,000 concertgoers at the evening show) with their modern, magical and mystifying performance hallmarking the ancient art of Japanese taiko drumming. Don’t
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VISIT US AT WWW.KCAC.NET
Local students, pictured above with the artists of TAO during a previous Boerne performance, will once again have the opportunity to experience an in-school performance by three visiting artists this season. TAO has been a favorite of the students, as well as our adults, with their exhilarating and physical contemporary productions highlighting the ancient taiko drumming tradition. These FOR KIDS programs are made possible through the generosity of individual donors, corporate/business sponsorships, grants and ticket sales. Photo courtesy of Linda Rukavina
miss this show on April 13th. And last but not least, Something for You! - The enthusiastic and supportive audiences that have been attending Boerne Performing Arts events for the first six seasons. With numerous requests for a repeat performance by the vocal wonders from down under, a special event has been added to the three concert series that will feature The Ten Tenors in their brand new show, “Wish You Were Here!” This musical tribute is a celebration of musical legends lost before their time. Honoring artists from David Bowie to Amy Winehouse to John Lennon, The Ten Tenors will take you on a feel-good excursion through some of the world’s greatest hits. The Tenors kick off their 2018 North American Tour in Boerne, Texas…so make sure you save your seat now for this Tuesday, February 20 event. Thanks to the continued financial support by Boerne Performing Arts’ patrons and corporate sponsors, season ticket prices will remain at the same price level for the 2018 season. Season Ticket packages for the 3-concert series are available as follows: continued on page 10
boernebusinessmonthly.com
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Tao
Tao
continued from page 9
• Patron: $170 (individuals wanting to purchase premium seating that includes a donation). • Subscribers: $100 - $75 - $50 (student). • Corporate Sponsorships: Include marketing and advertising opportunities for local businesses. Single tickets for all four events went on sale November 1, 2017. The City of Boerne provides funding for Boerne Performing Arts, along with The Kronkosky Charitable Foundation. They have also recently received a grant from Bandera Electric Cooperative. This year’s GOLD sponsors include: Frost Bank The GVTC Foundation Majestic Ranch Arts Foundation
Tango Fire
SILVER sponsors include: Cordillera Ranch Hearts’ Home Acoustics Jennings Anderson Ford Lone Star Properties - Carol Schultz Sonora Bank Morningside Ministries at Menger Springs BUSINESS AFFILIATES include: Jefferson Bank JR Mellard Dentistry Kendall County Abstract Mike’s Vapor Shop Peterson Regional Medical Center Sendero Assets Sauced Sing Bar Ultimate Classic Cars
Accordian Virtuosi of Russia
The Ten Tenors
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B oerne B usiness M onthly | December 2017
Previews of these world-class performing artists are available at www.BoernePerformingArts.com, where you can download a 2018 Season Ticket Order Form for the three-concert series and special event. If you would like a 2018 season ticket packet mailed to you, please call the Boerne Performing Arts Message Line at 830-331-9079, or request one at info@BoernePerformingArts.com. All performances will be at 7:30pm at the state-of-the-art Boerne Champion Auditorium. Boerne Performing Arts is proud to partner with Boerne ISD in these presentations and will be offering outreach programs to the students of Boerne ISD with each visiting artist. Boerne Performing Arts is a 501( )3 non-profit organization whose mission is to bring the world of performing arts to Boerne by presenting concerts that feature internationally acclaimed artists, educating through student outreach programs, and enriching the quality of life in the community.BBM
calendar
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DECEMBER 4 - 23 HOLIDAY BOOK DRIVE FOR ARANSAS PASS ISD 9:00am to 6:00pm | Patrick Heath Public Library The middle school at Aransas Pass ISD lost their entire library collection during Hurricane Harvey. During the month of December. Please drop off age-appropriate new or like new books to the Library or the Bookshop Under the Windmill, through December 23rd. Books can also be purchased at the Bookshop Under the Windmill, for the book drive. In return for your donation, receive a cookie coupon courtesy of Bear Moon Bakery (while supplies last). DECEMBER 6 GBCC RIBBON CUTTING FOR THE PEO LINK INC. 5:00pm to 6:00pm | The Shops at La Cantera 15900 La Cantera Parkway Ste. 20255 – San Antonio DECEMBER 8-17 ELF,THE MUSICAL, JR. Boerne Community Theatre 907 E Blanco Rd. – Boerne Based on the beloved holiday film, this hilarious fish-out-of-water comedy follows Buddy the Elf in his quest to find his true identity. Visit boernetheatre.org for ticket information and showtimes. DECEMBER 9 MELE KALIKIMAKA, HAWAIIAN CHRISTMAS 10:30am to 11:30am | Patrick Heath Public Library Community Room 451 N. Main – Boerne Make it a Hawaiian holiday with the amazing Aloha San Antonio dancers and traditional Hawaiian treats to sample.
continued on page 19
boernebusinessmonthly.com
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shop local
SHOP BOERNE THIS CHRISTMAS
T
THE BENEFITS OF SUPPORTING LOCAL BUSINESSES
‘Tis the season for giving…and that means shopping! So where do you plan to purchase the presents for your friends and family this year? Maybe you plan to shop online or are you headed to San Antonio to hit the big box stores? Well, before you send your money m oney out of town, STOP! Here are some great reasons to keep yyour our Christmas shopping local this year: 1. Keep Dollars in the Local Economy: On average, money spent in locally owned businesses has three times the impact on our local community as dollars spent at national chains. When you choose to shop local, you are simultaneously helping to create jobs, fund more city services through sales tax, investing in community improvement and promoting community development. 2. Protect Boerne’s Character and Charm: People come from far and wide to experience the charm of our town. Boerne’s unique mix of local businesses is part of what makes our town so attractive. By supporting these independent, small businesses you are helping Boerne retain its distinctive local flavor. 3. Community Well-Being: Locally owned businesses help strengthen towns by sustaining communities, linking neighbors
and contributing more to local causes and charities. Additionally, local ownership means that important decisions are made by people who live and work in our community, and by those who will be affected by the impacts of those decisions. 4. Customer Appreciation & Personalized Service: Small business owners value your business. Local shops survive by their reputation and repeat business, which means you are likely to get a higher standard of service and customer care. Having the owner close by also means that they often personally know their customers and cater to their needs. 5. Product Diversity: Have you shopped Boerne lately? Our town has some pretty cool stores! Small businesses sell products based upon their own interests and the needs of their local customers, guarantying a much broader range of products and services. So, this holiday season, why not hit the streets of Boerne and find some unique gifts for those on your list? oh, and don’t forget that gift certificates to local restaurants, spas, stores and fitness studios make for well received gifts too! Happy shopping! BBM
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Representing Stewart Title Guaranty and First American Title Insurance
COMMERCIAL ~ RANCHES ~ RESIDENTIAL PROPERTIES 12
B oerne B usiness M onthly | December 2017
newsworthy
Gifts for the Holidays! TICKETS: $20-$60
2018 SEASON
PENGUIN SUITS MENTORS SMALL BUSINESS FOR ALAMO COLLEGES’S BUSINESS EMPOWERMENT PROGRAM
JANUARY 23
T
The City of San Antonio's Economic Development Department, in its commitment to the development of the small business community in San Antonio, partners with Alamo Colleges C olleges for the Business Empowerment Plan ccalled alled BE San Antonio. A graduate of the program and an instructor for the marketing component at Alamo Colleges Debi Burrows, Owner, Strategist and Head Storyteller at Penguin Suits, is excited to be mentoring her second small business, Best Lead Generation, Khadijah Abdul-Hakeem, Owner. “Working with the program is a great way to learn about the city's system for contracts, network with other businesses and explore business opportunities. Teaching the other protégés and watching them grow their business is very rewarding,” said Burrows of Penguin Suits. Penguin Suits is a local advertising and marketing company in Boerne and a graduate of the Business Empowerment Plan. Best Lead Generation is a business that focuses on digital lead generation. The Business Empowerment Plan is structured in two phases. Phase I is the Small Business Education Boot Camp. Phase II consists of two programs: the Mentor Protégé Program and the Bonding Assistance Program. Abdul-Hakeem has graduated from Phase I and is starting the 2-year Mentor Protégé Program with Burrows. The Mentor Protégé Program provides guidance and advice to qualifying businesses in areas such as administration, organizational structure and operations management. The Bonding Assistance Program helps small businesses build or repair their credit in order to become bondable, thus increasing their likelihood of being awarded city contracts.
ACCORDION
VIRTUOSI OF RUSSIA
FEBRUARY 15
DRUM HEART
APRIL 13
SPECIAL EVENT
FEBRUARY 20 All performances at 7:30 pm Boerne Champion Auditorium
www.BoernePerformingArts.com
830.331.9079
Interested businesses can visit the Business Empowerment Plan's new website, www.BeSanAntonio.com, to find course descriptions and information about the Bonding Assistance and Mentor Protégé programs including applications. Penguin Suits is an award-winning agency with over 15 years of experience. It specializes in custom marketing plans including websites and SEO, brochures, billboards and more. By developing individualized marketing plans, Penguin Suits instills clients with the confidence needed to grow their business. Clients can expect a results-oriented relationship that is creative, daring, ethical, transparent, collaborative, and devoted to consistent and effective lead generation. Professional affiliations include: Public Relations Society of America, American Marketing Association, Hill Country Women in Business, San Antonio Women’s Chamber of Commerce, Greater San Antonio Chamber of Commerce, and the Boerne Chamber of Commerce. Reach Penguin Suits at www.penguinsuits.com or visit its new office at 106 Austin Dr. S, Boerne, TX 78006. BBM boernebusinessmonthly.com
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Bluebonnet Realty Since 1989
Offering Leasing, Property Management, Sales and Listings! Check out our properties on our website:
www.BoerneTexasHomes.com (830) 816-2288
Properties for Sale: PRICE REDUCED!
364 Menger Springs
Gated community, Custon home on 1.37 acres. Separate quarters. Total 4 bedrooms, 3.5 baths, over 4422 s.f. of living area. $917,000
314 Schweppe Street
Old World Charm in this rare find in Boerne! 3/2 home is one block off Main Street. Approx, 2400 s.f. of living area. .66 acre lot. $479,000
PRICE REDUCED!
English Oaks
Immaculate 3 Bedroom/2.1 bath Hill Country home. Walking distance to Boerne Schools and close to Main Street. $365,000
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106 Lehmann Street
3 bed, 2 bath with approx. 1400 s.f. of living area, plus storage and 2 car garage in great location! Recent updates to the house. $245,500
B oerne B usiness M onthly | December 2017
PRICE REDUCED!
100 Roadrunner Trail
4 bed, 2 bath with approx. 1292+ s.f. in Ranger Creek on beautiful lot. $208,000
JUDY FILINGERI (830) 816-2288 Leasing & Prop. Mgt.
ANGELA TURNER, BROKER (210) 912-8221
CAREY STEWART (210) 551-2883
Sales & Listings
Sales & Listings
Properties for Lease: PRICE REDUCED!
PRICE REDUCED!
326 Canyon Trail
Beautiful custom home in gated Coveney Ranch. Over 3500 s.f. in the main house and another 900 s.f. in quarters over 3+ car garage. Home includes 3 bedrooms, 3.5 baths, media room, separate dining room, all on 3.01 acres. Available for immediate occupancy. $3,800
NEW LISTING!
29412 Ridgeview Trail
Fair Oaks Ranch garden home. 2 bed, 2 bath approx. 1836 s.f. $2200
NEW LISTING!
253 Winding Path
Kendall Creek Estates, 1 story, 3/2/2 approx. 2068 s.f. $2100
7449 Paraiso Point
NEW LISTING!
109 Sage Canyon
1 story 3 bed, 2 bath approx 2068 s.f. in Kendall Creek Estates. $2100
PRICE REDUCED!
NEW LISTING!
The Bluffs of Lost Creek, 3 bed, 2 bath approx. 1672 s.f. of living area newly upgraded. $1750
129 Mustang Run
4 bedroom, 2.5 baths, separate study and large loft. Master bedroom downstairs, other 3 bedrooms upstairs. Trails of Herff Ranch home. $2,375
112 Hampton Way
3 bed, 2.5 baths, approx. 1955 s.f. in excellent condition. Convenient location. $1500
108 Hampton Run
3 bedroom, 2.5 bath with approx. 1600 s.f. of living area. $1,300 boernebusinessmonthly.com
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cover feature
BRINGING FUN & AFFORDABLE TO BOERNE! by Lauren Stumberg | photos by Ron Pritchett
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B oerne B usiness M onthly | December 2017
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Just as the name says, this fun Boerne boutique is pretty Dang Sassy! A quick glance around the store will surely put a smile on your face. Everything from the T-Shirts to the drinkware and even the dish towels have a sassy flare and exude plenty of attitude! The store is filled with unique finds, great gifts and even custom creations. Owner of Dang Sassy, Michelle Edge, said, “My goal is to bring fun and affordable to Boerne! We carry everything from womens apparel, shoes, accessories, gift items, a small selection of girls apparel and so much more.” One of the main things that sets Dang Sassy apart is their customization service. “We do both vinyl and stich monograming, and it is all done in-house. Customers can have items that they buy in our store customized, or they can also bring in outside items as well,” said Edge. “Customized items make for great gifts! One of our most popular gift items are our customized Swig tumblers, and don’t forget that we have Christmas stockings that can be personalized or bring in your own to have your names added!” Currently Edge has filled her store with a great selection of funny Christmas shirts, ornaments and humorous holiday home items, but this selection is very indicative of what you will find all year round. “We keep our items fresh with new arrivals coming in all the time. We always have fun things for every holiday and season. As we get closer to spring we will have spring break t-shirts and customized Easter baskets are always a big hit. As wedding season approaches, we will have fun bridesmaid and wedding gifts. Our customers know that we have great finds for each season and holiday,” Edge stated. Dang Sassy has also established itself as the local school spiritwear headquarters! “We want to be your one stop shop for school spiritwear. We have jerseys, t-shirts and hats for the Champion Chargers, Boerne Greyhounds, Geneva Eagles and Comfort Bobcats,” said Michelle. The store even creates custom continued on page 18
continued from page 17
mums for homecoming and custom spirit shirts for local elementary schools! Edge added, “We had a huge response to our homecoming mums and plan to add even more schools next year!” The store also has quite the selection of fashionable clothing and shoes. They carry Yellowbox and Not Rated shoes, Kut Jeans, Pink Panache Jewelry and a vast array of on trend clothing items that are sure to please. “Our clothing runs true to size, if not even a bit large, so it is sure to flatter and we even carry a small selection of plus size items as well,” said Michelle. “We have a large selection of jewelry and accessories for both women and girls.” There is also a great selection of bath products and artisanal soaps. “One of the product lines we carry is NuLuv, which is a line of locally made soaps, skin products and lotions made of goats milk,” said Edge. Dang Sassy has a VIP Customers Facebook group that is very popular. “On here we post our new arrivals
and secret sales. Also, if our customers see something they love on there and can’t make it to the store we can ship it to them,” Edge said. Michelle feels blessed that the store has been such a success. “I started this journey way back in 2010 making bows for my daughter at my kitchen table. That led to me opening a small store in Blanco. In August of last year I renamed the store Dang Sassy and we moved to Boerne and in January we moved to our current location. Boerne has been very welcoming to us and our store just keeps growing! I feel like we have been able to meet a need within the local retail community and am excited for what’s to come!” BBM
BE SURE TO STOP IN & SHOP DANG SASSY!
1109 S. MAIN, SUITE 100 – BOERNE TUESDAY – FRIDAY 10:00AM TO 5:30PM SATURDAY 10:00AM TO 4:00PM (830) 331-9171 LIKE DANG SASSY ON FACEBOOK & INSTAGRAM!!
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B oerne B usiness M onthly | December 2017
DECEMBER 2017 CALENDAR OF EVENTS | cont’d DECEMBER 9 SECOND SATURDAY AUTHOR SIGNING 11:00 am to 1:00pm | Patrick Heath Public Library 451 N. Main – Boerne Second Saturday Author Signing, featuring area author Geraldine Guadagno. Her new picture book for children is titled "A Christmas Story with St. Joseph." Geraldine Guadagno is the author of several books including the children's story "Irene the Elephant." Stop by to meet the author, and take a look at her beautiful new book.
May the Christmas season fill your home with joy, your heart with love and your life with laughter.
CHRISTMAS AT THE FARM 10:00am to 2:00pm | Herff Farm 33 Herff Road – Boerne Christmas at the Farm is a community event to celebrate the winter holidays. Families will enjoy hay/sleigh rides, hot cocoa, singing carols, meeting Santa, family photos, traditional holiday crafts, and decorating trees for wildlife. $10.00 per person/$30 per family SECOND SATURDAY ART BEAT 4:00pm to 8:00pm | Various Locations in Boerne Does the Love of Art Make Your Heart Beat Faster? Boerne shops and art galleries are teaming up to bring you a heart-racing fine art experience.Take a walk on the art side every second Saturday of the month. Look for the flashy banners displayed throughout Boerne. THE CHRISTMAS TOWN 6:00pm | 43360 IH 10 West – Boerne The Christmas Town is bringing back the true spirit of the season.This event is fun for the entire family with a walk through Bethlehem on the night Christmas began, live music, beautiful lights, hayrides, a gingerbread forest, shopping, kid's activities, great food, and so much more!! Start a new Christmas tradition and create lasting memories at The Christmas Town! A RANDOM CHRISTMAS PARTY 6:00pm to 11:00pm | RANDOM 11 Upper Cibolo Creek Road – Boerne Cookies, hot cocoa, ornament painting and SANTA for the kiddos! A photo booth with props by Take A Pic With Me Photo Booth will be available to capture some amazingly festive memories. Live Music!
sonorabank.com
Boerne 122 W. Bandera • 830-331-9118 Bulverde 512 Singing Oaks • 830-438-0416 San Angelo 5710 Sherwood Way • 325-949-0099 2502 Southland Blvd. • 325-947-2100 Sonora 102 E. Main • 325-387-3861
Member FDIC
DECEMBER 9-10 CHRISTMAS MARKET DAYS 10:00am to 5:00pm | Main Plaza 100 N. Main – Boerne Main Plaza comes alive with great shopping in an outdoor setting.
DECEMBER 11 KENDALL COUNTY COMMISSIONERS COURT 9:00am to 11:00am | Kendall County Courthouse 201 E. San Antonio Ave. – Boerne
DECEMBER 10 BOERNE CONCERT BAND CHRISTMAS CONCERT 6:00pm to 8:00pm | Boerne High School Auditorium 1 Greyhound Lane – Boerne A variety of your favorite holiday tunes!
DECEMBER 12 CITY COUNCIL MEETING 6:00pm to 8:00pm | City Council Chambers 124 Old San Antonio Road – Boerne continued on page 23
boernebusinessmonthly.com
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www.HomeSweetHomeBoerne.com 103 E. KRONKOSKY #3 BOERNE, TEXAS | CELL: 210-535-1355 | OFFICE: 830-331-2666
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B oerne B usiness M onthly | December 2017
emergency training
TOURNIQUET Have a Blessed TRAINING IS ESSENTIAL Christmas!! AND AVAILABLE
C
Churches, schools and workplaces are not immune to the horrific violence that results in mass casualties and loss of life, as recent events have sadly proven. If the unthinkable occurs again, will you as a bystander be prepared to help critically injured people before medical help arrives? UT Health San Antonio trauma faculty members are engaging the community to educate as many people as possible on the basics of applying a tourniquet to stop extremity bleeding. The program is called Stop the Bleed. BUSINESSES ARE GETTING INVOLVED Recently, about 75 employees from a midsize realty company met to receive the training. Participants in the course receive a certificate and information on where to purchase bleeding control kits including tourniquets, said Ramon Cestero, M.D., FACS, FCCM, associate professor of trauma and emergency surgery in the Joe R. & Teresa Lozano Long School of Medicine at UT Health San Antonio. Dr. Cestero and other UT Health San Antonio trauma faculty teach the course, with logistical support from the University Health System, which has been very active in Stop the Bleed. TOURNIQUETS SAVE LIVES Military experience has repeatedly shown that lives are saved by the application of tourniquets to extremity wounds, said Dr. Cestero, a U.S. Navy veteran and current reservist. He completed multiple combat surgical deployments in Iraq and Afghanistan. A tourniquet saved as least one life at Sutherland Springs, Dr. Cestero said. “We are looking for employers in San
Antonio to step up and offer this training on site for their staff,” he said. “In the civilian sector, tourniquets are usually applied by paramedics, but the more individuals we can train to do it on site, before paramedics arrive, the more lives we can save.” CALL 911, BUT ALSO BE READY ON THE SPOT He reminds the public to always call 911 when faced with such a situation, and control the bleeding as quickly as possible. “Most students in the Stop the Bleed course find it to be very simple,” Dr. Cestero said. “It’s a matter of finding the source of bleeding and applying pressure. If a tourniquet is not available, then a provisional dressing with manual compression can provide enough pressure to limit the bleeding.” A tourniquet is not just more wrapping, he said. It is designed to completely stop blood flow in an extremity and has undergone several design changes, mainly stemming from experience in Iraq and Afghanistan. HAVE A TOURNIQUET HANDY “I recommend that everyone have a tourniquet available,” Dr. Cestero said. “I personally carry one in my car so that I know where one is at all times.” Most adults carry about 5 liters of blood in their circulatory system. Symptoms can begin when half a liter of blood is lost. “The more blood loss you have, the more severe the symptoms—loss of consciousness, low blood pressure and, eventually, death,” Dr. Cestero said. “The earlier the bleeding can be stopped, the more lives can be saved.” “If a company or other organization wishes to provide Stop the Bleed training to its staff, information is available at stopthebleedtx.org,” Dr. Cestero said. BBM
The University of Texas Health Science Center at San Antonio, with missions of teaching, research and healing, is one of the country’s leading health sciences universities and is now called UT Health San Antonio™. UT Health’s schools of medicine, nursing, dentistry, health professions and graduate biomedical sciences have produced more than 33,000 alumni who are advancing their fields throughout the world. With seven campuses in San Antonio and Laredo, UT Health San Antonio has a FY 2018 revenue operating budget of $838.4 million and is the primary driver of its community’s $37 billion biomedical and health care industry. For more information on the many ways “We make lives better®,” visit www.uthscsa.edu.
*Tiffany Joslin (210) 394-4399
Jim Campbell (210) 838-1896
*Rene Campbell (210) 542-0148
Naomi Weckesser Steven Karam (830) 688-0282 (210) 414-0105
Wiley & Kathy Cloud, Brokers (830) 755-8693 | (210) 710-6601
Real Estate Office:
(830) 755-8693 Career Inquiries (830) 755-8693 boernebusinessmonthly.com
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accounting
E
by Wayne B. Bachman, CPA
Everyone enjoys giving something of value to another individual, especially around the end of the year and the holiday season. When individuals transfer property and control over the property to another individual for less than fair market value (FMV), or full consideration, the transfer is considered a gift by the Internal Revenue Service. Performance of service is not considered a gift. This article discusses various forms of gifting and general taxation, which should assist you when seeking professional advice on your unique situation.
EXCLUSIONS
Certain gifts are excluded from gift taxation. Gifts by one spouse to another, who is a U.S. citizen, are excluded entirely. If the donee spouse is not a U.S. citizen, there is an annual limitation of the amount excluded from taxation, which is $149,000 for 2017 and $152,000 for 2018. In addition, gifts to charitable organizations, direct payments to donee’s medical and education (i.e., tuition) service providers, payments that satisfy an obligation for support (under state law), and payments to qualifying political organizations qualify for exclusion from gift taxation. There are also annual gift exclusions available, $14,000 for 2017 and $15,000 for 2018, for gifts to any one individual. This annual exclusion may be applied to one or more transfers in the same year. Any unused annual exclusion is forfeited. However, neither future property interests transfers nor non-income producing property transfers to a trust are eligible for this annual exclusion. Gifts above these annual limits are subject to gift taxation imposed on the donor. Married couples may elect to make combined gifts, allowing them to double the annual gift eligible for exclusion. The election requires the consent of both spouses and the filing of annual Gift Tax Returns by both spouses.
CONTROL AND PROPERTY VALUATION
A gift is considered complete when the donor no longer has any control over the property. Property transferred to a revocable trust where the grantor retains the right to revoke the trust before the property is distributed to the beneficiary, is not considered a gift. Whereas in an irrevocable trust, the grantor generally retains no control over the trust and transfers to the trust are considered gifts. Naming another person as a joint owner of property may be deemed to be a gift if one of the co-owners is a non-contributing individual. This would not apply to business transactions covered by other tax laws. Valuation of the property transferred should be based on fair market value (FMV), on the date of the gift. Appraisals are recommended for gifts of property, and may be attached to annual gift tax returns.
GIFT TAXATION
Gift taxation applies to all gifts made by U.S resident donors and by nonresident alien donors that gift real or tangible property located in the U.S. to a U.S. resident donee. Annually, gifts whose value exceed specified exclusion amounts and gifts from
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B oerne B usiness M onthly | December 2017
a donor and spouse who elect to combine their gifting must be reported on Form 709, U.S. Gift Tax Return, due on the same day as the Individual Income Tax Return. Donors are entitled to a lifetime unified credit that can be applied to taxable gifts during the donor’s life and to property transferred through their estate. The current lifetime credit allows for donor gifts up to $5,490,000 for 2017 ($5,600,000 for 2018) to be transferred without tax being assessed. Gift tax rates range from 12% to 40%, depending on cumulative gifts during one’s lifetime. The donor is liable for gift tax, but if he/she is unable to pay, then the donee may be required to pay the tax.
DONEE’S BASIS AND GAIN OR LOSS
The donee receives the donor’s (carryover) tax basis, plus a portion of any gift tax paid, and retains the donor’s holding period for computing short-term or long-term capital gain or loss. For capital gain or loss purposes, gain is limited to the excess of proceeds over the higher of FMV (on gift date) or the donee’ s basis; no gain or loss is recognized when proceeds are between FMV and basis amounts; and loss is limited to the lesser of FMV and basis amounts that exceed proceeds. BBM Wayne B. Bachman, CPA is a Tax Manager at Akin, Doherty, Klein & Feuge, P.C. (ADKF) ADKF is a fullservice accounting firm with offices in San Antonio, Boerne and New Braunfels. Wayne graduated from the University of Texas at Austin and 15 years of industry experience and over 20 years of public accounting experience. He is a member of AICPA, TSCPA and the San Antonio CPA Society. He enjoys spending his free time golfing, hiking and fishing.
DECEMBER 2017 CALENDAR OF EVENTS | cont’d DECEMBER 14 PAINTING WITH PIZAZZ AT THE HERFF FARM 6:30pm | 33 Herff Road – Boerne An evening of creative, festive activities! You will be able to customize your painting with the letter of your choosing and you can also select your ornament decor! BYOB and snacks. Registration for this event will close at noon on Wednesday, December 13th. Pre-registration is required. Due to limited space, all reservations are final. Program size limited to 25. Cost is $40
The partners and entire staff at ADKF wish you a very
Merry Christmas 616 e. blanco, suite 300e, boerne, tx | 830-815-1100
| www.adkf.com
DECEMBER 14 GBCC RIBBON CUTTING CEREMONY FOR CREST HOME HEALTH 11:30am to 12:00pm | 604 N. Main St., Ste. 300 – Boerne DECEMBER 16 THE CHRISTMAS TOWN 6:00pm | 43360 IH 10 West – Boerne The Christmas Town is bringing back the true spirit of the season.This event is fun for the entire family with a walk through Bethlehem on the night Christmas began, live music, beautiful lights, hayrides, a gingerbread forest, shopping, kid’s activities, great food, and so much more!! CONCERT IN THE CAVE:: WINTER SOLSTICE 7:00pm | Cave Without a Name 325 Kreutzberg Rd. – Boerne Celebration Circle presents a thrilling and eclectic concert of contemporary acoustic songs, soaring vocals, ancient instrumentation, improvisation, and contemplation celebrating the Winter Solstice in the Queen's Throne Room down in the Cave Without a Name.Ticket info at cavewithoutaname.com.
'tis the season for beautiful skin!
Come in for a complimentary consultation and learn about our skin treatment packages.
DECEMBER 16-17 COWBOY CHRISTMAS MARKET DAYS 10:00am to 5:00pm | Main Plaza 100 North Main – Boerne Finish your last second Christmas shopping at the Cowboy Christmas Market Days! Arts, crafts, antiques, collectibles, chic clothing, jewelry, accessories, vintage, decor & more. DECEMBER 19 AMBLESIDE SCHOOL OF BOERNE CHOIR PERFORMANCE 11:30am to 12:30pm | Patrick Heath Public Library Main Lobby 451 N. Main – Boerne Merry Melodies in the Lobby!
103 E. Kronkosky #1 – Boerne (210) 570-5416
DECEMBER 21 GBCC RIBBON CUTTING CEREMONY FOR Z'S WOOD FIRED PIZZA LLC 11:30am to 12:00pm | 118 Old San Antonio Rd. – Boerne
Gift Certificates Available
DECEMBER 25 Christmas Day – Merry Christmas!!
for all services and products
www.TheBeautyCottageofBoerne.com
DECEMBER 31 New Year’s Eve – Happy New Year! BBM boernebusinessmonthly.com
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ribbon cuttings
GREATER BOERNE CHAMBER OF COMMERCE NOVEMBER 2017 RIBBON CUTTINGS
Raising Cane’s Chicken Fingers, the popular Louisiana-based restaurant company known for its ONE LOVE® – quality chicken finger meals – celebrated its first restaurant in Boerne with a GRAND Opening on Tuesday, Oct. 31, at 1406 South Main St. The San Antonio Spurs mascot Coyote, Rampage mascot T-Bone and the Boerne High School cheerleaders and choir members were also on-hand keeping spirits high. Doors opened to the public at 10 a.m. Long time Boerne resident Jeffrey Golsch is the store’s General Manager. Raising Cane’s is one of the YMCA’s Annual Turkey Trot and they’re working with Boerne ISD to support the athletics department. They also provided community support by volunteering and making a substantial donation to Hill Country Daily Bread Ministries. You can check out Raising Cane’s Chicken Fingers' website raisingcanes.com for more information.
M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. When their co-founder Irving Schottenstein was asked what he thought was their most important core value, he replied, “Always remember to treat our customers right”. As a result, honesty, integrity and treating their customers right guide all of their actions. Johnathan Fink and his team at M/I Homes care about their quality, about design, about community, about their customer. Since 1976, they have built over 100,000 homes focused on building a better home. In Boerne, M/I Homes is keeping up the tradition in Regent Park where the single-family homes are tucked into the heart of Texas Hill Country, just off Interstate 10. At Regent Park, you’ll only feel like you’re out in country! Everything is within reach, thanks to the convenient location. Come visit Johnathan of Perry Homes In Regent Park at 113 Kingston Court in Boerne. You can also call him at (210) 723-9111 and visit the website mihomes.com/communities/greater-san-antonio/boerne/regent-park.
101 Mobility has moved in San Antonio to 4815 Quarry Run, Suite #013. They are the ultimate source for your mobility needs. From stairlifts to auto lifts, wheelchair ramps to automatic door openers, owners Jill Taylor, Bernie Rodriguez and their team’s goal is to always provide their clients with superb solutions and a superior level of service and support. Additionally, they are sensitive to the duration of one’s mobility needs and are happy to lend some of their products for short- or long-term use to homes, businesses, events and other local applications. Their Rental Program is available for terms as short as one day, and includes setup and take-down of the rental product. Please feel free to contact Jill or Bernie atn 101 Mobility San Antonio (210) 314-6451 and visit their website sanantonio.101mobility.com for more information.
BHS Physicians Network has opened a new center in Boerne located at 116 W. Blanco Road, Suite #301 in the Mercantile building between Ye Kendall Inn and the Dienger Trading Co. Dr. Rick Schilling, his associates and support staff strive to provide patient-centered healthcare and invite their patients and families to be a part of the care team, as equal members in the decision-making and treatment process. Their distinguished network of providers are committed to providing their patients with outstanding care and service at every encounter. Their modern, comfortable facilities are equipped with advanced diagnostic and treatment technologies. Please call BHS Physicians Network in Boerne at (830) 443-9029 to make an appointment and visit their website bhsphysiciansnetwork.com for more information.
At Perry Homes, they are committed to providing exceptional value, quality and customer service. Family-owned and operated, they’ve spent over 50 years building a sterling reputation as one of the largest and most trusted affordable homebuilders in Texas. Erik Viereck and his team continue Perry Home’s commitment to excellence in the new Ranches at Creekside development in Boerne, Texas. Their continued loyalty to their customers and their distinguished reputation is why the demand for our homes are unrivaled. You can find Erik and Perry Homes - The Ranches at Creekside model home at 111 Coleto Creek, Boerne. His phone number is (830) 981-8280 and you can also visit their website www.perryhomes.com/Texas/New-Homes-SanAntonio/The-Ranches-at-Creekside for more information.
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Boerne Taco House has just recently opened it’s doors at 209 Lohmann Road in Boerne. Owner Carlos Gurrola and his family provide authentic handmade tacos and quesadillas. One of their mottos is “Appreciating the tastier things in life”. They invite you to come and try the newest tacos in Boerne, your taste buds will thank you for it. The phone number for Boerne Taco House is (830) 331-2874 and you can keep up with their menu and specials by liking and following their facebook page facebook.com/boernetacohouse.
B oerne B usiness M onthly | December 2017
The Mangus Realty Group’s Managing Partners Tony Mangus and Armando Muzquiz have expanded and moved to a new and more spacious location. Their new offices are located at 140 E. Bandera Road in Boerne (formerly Boerne Cooking Cottage). They have renovated the building so they can better serve their clients. Both Tony and Armando specialize in commercial properties and new addition, Michelle Buchanan, specializes in residential properties in Boerne and Fair Oaks Ranch. You can contact Tony, Armando and Michelle at The Mangus Realty Group at (830) 331-1028 and be sure to visit their website www.mangusrealty.com.
Vaughan’s Funeral Home started 25 years ago under the guidance and ownership of Dr. David Vaughan. New owner, William Holt, purchased the funeral home earlier this year. The funeral home is a family-owned business and has been serving families in and around Boerne. They take care of everything, their family is here to serve your family. William Holt offers professional care and affordable services to all segments of the community. Their experienced, dedicated, and professional staff is ready to serve their customers with every detail in the comfortable and spacious facilities they provide. Vaughan’s Funeral Home is located at 319 E. San Antonio Avenue in Boerne and their phone number is (830) 249-9128. You can also find more information on their website vaughansfuneralhome.com.
Cibolo Family Medicine Dr. Sara Stuart, DO Lina Villarreal, LHC
Learn more about Direct Primary Care www.CiboloFM.com
Convenient Quality Personal
Relaxed, Extended Visits Round-the-Clock Access Same Day Service No Waiting Quality care at your convenience: a practice without time constraints, with a doctor who is accessible when you need her.
(830) 428-2500 Hill Country Women in Business (HCWIB) is a local non-profit organization created to promote, encourage and support women in business. HCWIB seeks a diverse and active membership and community support without regard to age, national origin, or race. President Janet Baker and her fellow members are proud to serve as the voice of women business owners and women in business in the Texas Hill Country since 1985. Hill Country Women in Business meet on the third Tuesday of every month at the Kronkosky Center in Boerne. You can contact Hill Country Women in Business at (210) 685-1361, mail them at P O Box 1574, Boerne, TX 78015 or become a member or sponsor by joining online at hcwib.net.
Ultimate Classic Cars creates beautiful GT-427 Roadsters and other component cars. These are the most comfortable, highest-quality, attractive and reliable roadster kits on the market. Owners Shirley and Dennis Cahill and their team can deliver the GT-427 Roadster as a kit for you to assemble or they can do a partial or complete assembly for you. As an enhancement to the original, their GT-427 Roadster is fitted with a larger cockpit to accommodate a 6 foot driver. They ask you to sit in their competitors’ cars first and then come sit in their GT-427. They know you will agree that Ultimate Classic Cars has the most comfortable and aesthetically pleasing cockpit in the marketplace. They are the top manufacturer of component cars and make their replicas using the highest quality name brand components. No used parts are ever used. They provide excellent service, in a timely manner and to your satisfaction. Call Ultimate Classic Cars at (830) 249-0041 or (877) 572-2277 to schedule a tour. Their showroom and shop are located at 40500 IH-10 West in Boerne. You can also visit their website www.ultimateclassiccars.com for more information.
Se Habla Español
We care for all ages Discounted labs & imaging Health & wellness planning Group plans for business
THE DODGING DUCK BREWHAUS 402 River Road - Boerne, Texas 78006 (830) 248-3825
WWW.DODGINGDUCK.COM boernebusinessmonthly.com
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wellbeing
Essential Oils
H
MAn’s First Medicine courtesy of Annie’s Apothecary
Have you ever noticed how smell can evoke memories and different emotions? Have you ever walked through a lavender field and felt a wave of relaxation and feeling of calmness? Have you ever smelled an orange and felt a spark of energy? Aromatherapy is the art and science of using essential oils to enhance health and well-being. These aromatic, small, and volatile liquids, when inhaled, or applied to the skin, travel quickly through the capillaries into the circulatory system, which carries them around the body, and causes the nervous system to send signals to the area of the brain that houses emotion and memory. The brain then responds by initiating various physiological functions, such as release of hormones, relief from pain, or a positive boost in energy. Essential oils are usually extracted through steam distillation from nature - trees, flowers, seeds, shrubs, roots, and bushes. One drop of an essential oil goes a long way; one drop can be used to help relieve symptoms, improve your current mood, and they may be a natural alternative to common over the counter medications. Some commonly used essential oils include Eucalyptus to potentially help with respiratory congestion. Lavender to possibly alleviate allergies, eczema, psoriasis, and itchy, dry skin. Frankincense might be used to help calm anxiety and balance mood swings. Joy might be used to relieve stress and help with depression. With the wide variety of applications of essential oils, such as diffusers, topically, compresses, or perfumes, and the hundreds of different plants available in the world to make essential oils out of, the uses for these oils is limitless. Let the experimenting begin! Essential oils have been used for centuries, they have been the building blocks for many of our modern day medicines, and now they are reappearing at Annie’s Apothecary! Annie’s Apothecary carries Young Living essential
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B oerne B usiness M onthly | December 2017
oils. These 100% pure, therapeutic-grade oils are produced using only the highest standards for growth, cultivation, distillation, and testing. At Annie’s, we understand that for essential oils to be truly effective, they must be absolutely pure, genuine, and authentic, meaning that the oils do not contain synthetic fragrances, and they are not altered or reconstructed in a laboratory. With Young Living’s high-quality oils, you can be sure that you are only using the very best for yourself and your family. For more information, or to start trying essential oils today, come to Annie’s Apothecary and speak with one of our pharmacists to learn which oils would most benefit you, or give us a call at 830-981-4774. We look forward to helping guide you on your journey to better health. BBM
Merry Christmas & Happy New Year!! LOOK YOUR BEST FOR THE HOLIDAYS!
B CUTS • COLOR • STYLING Appointment booking available online at
BOOK YOUR APPOINTMENT NOW!
barbiesinboerne.com (210) 330-6676 725 N. Main Street – Boerne, Texas
STYLIST SPACE AVAILABLE!!
Veronica “Barbie” Loehr, Owner/Stylist
Are you a licensed hair stylist? Do you want to be your own boss and manage your own clients? Barbie’s Salon & Spa has an opportunity for you. We’re looking for a few excellent stylists who can call our salon home! Call (210) 330-6676 for More Info!
BO E RNE M U LT I- U SE S PAC E CAS CADE CAVERNS ROA D LOCATION
11,406± SF HVAC • 10± AC RES • NO Z ONI NG • ADJ ACENT TO BOERNE CI TY LIMITS EASY AC C ES S : 1. 5 MI L ES EA S T OF I -1 0 • LEVEL TO GENTLY SLOPI NG TERRAI N AVA ILABLE FOR $1 , 9 9 0 , 0 0 0
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L ARRY LEST ER
L A RRY.L E S TE R@S OTHE B YS RE ALT Y. CO M 2 1 0 .3 4 7 .4 5 4 6 boernebusinessmonthly.com
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P B
& A.,
• ENERGY EFFICIENT • WATER CONSERVATION
PHILLIP BELL
REALTOR®, GREEN/Consultant
210.415.8483 pbell@texas.net
phillipbell.net
AVAILABLE FOR RESIDENTIAL DEVELOPMENT
614 FREY STREET
16.5 Ac Land For Sale:
Pre-Development Annexed & Zoned – Utilities Available
8 to 10 AC COMMERCIAL IH-10 FRONTAGE (out of 33 ac estate)
2 miles west of Boerne city limits located in the ETJ. Contiguous to North Forty Business Park. IH-10 access road frontage. Ideal for commercial development. Exposure to IH-10 traffic.
This listing consists of two properties contiguous to each other presently zoned R “residential.” The property is 3.1 ac. offered for sale for potential multifamily development with request and approval for zoning change. Located on Frey St and Bandera Rd., next to Franklin Place Assisted Living Center and across from the Rainbow Senior Center. Each lot is approx.1.5 ac. There is a house located on each lot. The properties are offered for the value of the land. Both houses have little or no value and sold “as-is.”
probate the will
real estate transactions for executors & families private and confidential phillip bell | (210) 415-8483
OTHER UNLiSTED COMMERCiAL PROPERTiES AVAiLABLE! 28
B oerne B usiness M onthly | December 2017
finances
A
Time to Review Your Investment Strategy for the Year article courtesy of Edward Jones
As the year draws to a close, it’s a good time to review your progress toward your financial goals. But on what areas should you focus your attention? Of course, you may immediately think about whether your investments have done well. When evaluating the performance of their investments for a given year, many people mistakenly think their portfolios should have done just as well as a common market index, such as the Standard & Poor’s 500. But the S&P 500 is essentially a measure of large-company, domestic stocks, and your portfolio probably doesn’t look like that – nor should it, because it’s important to own an investment mix that aligns with your goals, risk tolerance and return objectives. It’s this return objective that you should evaluate over time – not the return of an arbitrary benchmark that isn’t personalized to your goals and risk tolerance. Your return objective will likely evolve. If you are starting out in your career, you may need your portfolio to be oriented primarily toward growth, which means it may need to be more heavily weighted toward stocks. But if you are retiring in a few years, you may need a more balanced allocation between stocks and bonds, which can address your needs for growth and income. So, assuming you have created a long-term investment strategy that has a target rate of return for each year, you can review your progress accordingly. If you matched or exceeded that rate this past year, you’re staying on track, but if your return fell short of your desired target, you may need to make some changes. Before doing so, though, you need to understand just why your return was lower than anticipated. For example, if you owned some stocks that underperformed due to unusual circumstances – and even events such as Hurricanes Harvey and Irma can affect the stock prices of some companies – you may not need to be overly concerned, especially if the fundamentals of the stocks are still sound. On the other hand, if you own some investments that have underperformed for several years, you may need to consider selling them and using the proceeds to explore new investment opportunities. Investment performance isn’t the only thing you should consider when looking at
your financial picture over this past year. What changed in your life? Did you welcome a new child to your family? If so, you may need to respond by increasing your life insurance coverage or opening a college savings account. Did you or your spouse change jobs? You may now have access to a new employer-sponsored retirement account, such as a 401(k), so you’ll need to decide how much money to put into the various investments within this plan. And one change certainly happened this past year: You moved one year closer to retirement. By itself, this may cause you to re-evaluate how much risk you’re willing to tolerate in your investment portfolio, especially if you are within a few years of your planned retirement. Whether it is the performance of your portfolio or changes in your life, you will find that you always have some reasons to look back at your investment and financial strategies for one year – and to look ahead at moves you can make for the next. BBM
Ron Warden is a financial advisor for Edward Jones. 830.249.8286, www.edwardjones.com 215 W Bandera Rd Ste 113 B Boerne, Texas 78006
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. boernebusinessmonthly.com
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B oerne B usiness M onthly | December 2017
O: 210. 494. 7878
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urrey Creek – 132 Latigo Ln – Boerne Great family home that boasts both a great location and affordability! This 3 bedroom, 2.5 bath home is located on a quiet cul-deac in the conveniently located in Currey Creek subdivision. An open floor plan, corner fireplace, inviting paint colors, eat-in break ast area, breakfast bar, spacious game room, covered patio and large oversized backyard make this property a must see! Within alking distance to both elementary & high school. MLS# 1223855 $238,750 ontact Shannan Gleason 210-379-8063
222 S. Main | Boerne, Texas
830.249.7979
www.LoneStarBoerne.com
TAPATIO SPRINGS - BOERNE 137 Paradise Point - Long range views from 2 covered patios! All baths have ensuites. Luxury extras thru-out! 4BR, 4.5BA w/3761 SqFt. MLS#1246885 - $695,000
TRAILWOOD - BOERNE 8813 Fox Briar Lane - 5Br, 3.5BA on almost 1.5 acres in Boerne ISD. Mature trees, recently remodeled ktichen, large outdoor living space. MLS#1275216 - $410,000
MOUNTAINTOP HILL COUNTRY VIEWS - PIPE CREEK 230 Wild Oak Lane - 5+ acres w/no HOA or city taxes. Barndominium w/kitchenette, full bath, well, RV parking & great build sites. MLS#1276673 - $235,000
SOLD!
PRICE IMPROVEMENT!
NORTHEAST SAN ANTONIO 3507 McCormick St. - 4BR, 2.5BA priced to sell. Features 2 living & 2 dining rooms. All bedrooms up. Lots of storage. Recently replaced roof. MLS#1277277 - $172,500
LIVE IN BOERNE! HALF ACRE! 123 Becker St. - Walking distance to restaurants, shopping, parades & walking trail. Great build site! MLS#1264259 - $165,000
ANAQUA SPRINGS LOT 11114 Anaqua Springs - 2.1 acres in gated community ready to build your dream home. Level lot, mature trees, utilities in place! Close to city. MLS#1241432 - $165,000
SONOMA RANCH LOT - SAN ANTONIO 422 Candelaria - 2.48 acres on cul-de-sac ready for your dream home. Well treed & close to Neighborhood amenities. MLS#1276833 - $164,900
BURNING TREE CONDO - BOERNE 623 Oak Park Dr. - Updated 3BR, 2BA condo. Refrigerator included and covered parking. MLS#1276885 $139,900
LANTANA RIDGE LOT - SPRING BRANCH 219 Lantana Valley - Beautiful 2.15 acres in gated community. Comal ISD. Perfect spot for your dream home! Secluded but easy access. MLS#1214465 - $139,900
Experience • Skill • Dedication