South Sefton · Summer 2014
The Champion
on
Carers Week
9–15th June 2014
Carers Week is an annual awareness campaign celebrating and recognising the contribution made by the UK’s 6.5 million carers who look after an ill, frail or disabled family member or friend. All of these great organisations have joined together to make Carers Week happen in 2014.
£500
Your Champion has made a donation in support of this fantastic initiative.
From care at home to making a will your Champion pull-out-and-keep guide ANOTHER
SUPPLEMENT
Stunning New Care Home in Banks, near Southport Show Suites Now Open! Mon–Fri, 10am–5pm • Sat–Sun, 10am–4pm
Greaves Hall Ave, Banks, near Southport, PR9 8BL • 01704 741 420
www.barchester.com
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Nursing care • Residential care • Dementia care Tailored activities programme • Delicious and nutritious menus
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FOCUS ON CARE & INDEPENDENT LIVING
Sefton Pensioners’ Advocacy Centre is a respected, thriving small charity providing one-to-one casework advocacy and self advocacy services to the older citizens of Sefton
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The Champion • Wednesday 28 May 2014
Visit a local care home
Do YOU have a decision to make? on to make?
The first ever National Care Home Open Day (NCHOD) in 2013 was a huge success, so they decided to do it again! For some time now the care home sector has been marred by the negative press associated with a small number of badly run homes. One bad report or TV program about one poorly run home affects the public consciousness deeply and NCHOD is determined to show people what care homes are really about. Their aim is to enrich the lives of the UK’s care home residents by reminding people that the care homes in every community are filled with unique, intelligent and charming characters, and run by special people who really do care. June 20th 2014 will see UK care homes organising events, activities and welcoming the public to help in creating connections between care home residents and their local communities.
Do YOU wish you had more information? formation? Would YOU like support to access services?
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Would you like someone to help YOU get your voice heard? elp meone to h ? oice heard We are a free, conďŹ dential service that is available to all older people living in Sefton. If you would like more information please contact us: Phone 01704
538411 Email info@spacadvocacy.org.uk SPAC, 4th Floor Shakespeare Centre, 43/51 Shakespeare Street, Southport PR8 5AB
Together we can all help in building friendships, to change long-held perceptions and to have a wonderful day that will enrich lives.
Journalist and broadcaster, Gloria Hunniford, is a great supporter of issues concerning older people. She has been announced as the ambassador of National Care Home Open Day. Gloria’s aim is to raise the profile of the event to encourage people from across the country to visit their local care home on the 20 June 2014. As part of her appointment to NCHOD Gloria plans to challenge MPs to visit as many care homes in their constituency as possible. Go to their bright and breezy website www.nationalcarehomeopenday.org. uk for more information and find a home near you that you may want to visit to see what the reality of UK Care homes is really about.
“The staff are really lovely to both myself and my husband who visits me every day. My room is really homely and I love that I can have my hair done every week.� June, resident at a Bupa care home*
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HELPING TO GUIDE YOU THROUGH YOUR AGED CARE OPTIONS IN MERSEYSIDE
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From helping you understand your ďŹ nancial options through to choosing a care home, our friendly team of specially trained advisors are here to help, 7 days a week. To talk to an expert today:
0151 909 3346â€
Search ‘Bupa Care Homes’
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YOUR LOCAL BUPA CARE HOMES Stonedale Lodge Residential and Nursing Home, Croxteth, L11 9DJ
Ennerdale Nursing Centre, in the grounds of Fazakerly Hospital, Longmoor Lane, L9 7JU
Rowan Garth Nursing Home, AnďŹ eld, L6 0AE
†Calls from any line to 03 numbers are charged at no more than UK national rates and count towards any inclusive minutes from mobiles.
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St Nicholas Nursing Home, Netherton, L30 2RG
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Call
The Champion • Wednesday 28 May 2014
There are a number of legislations to which care homes must adhere to, including registration and inspection, buildings management, human resources and standards of care. There are many publications, web links, and organisations which can provide information, support and guidance relating to the management and operation of care homes.
The Care Quality Commission (CQC) is the independent regulator of health care and adult social care services in England. It is responsible for maintaining standards in health and adult social care in England. All care homes are types of service providers required to be registered with the CQC. A booklet outlining the National Minimum Standards Care Homes Regulations can be obtained from The CQC or by contacting your local Department of Health. If you do not already have a home in mind and are not sure of how to find one, these points may help: • The (CQC) provides details of registered care homes in every area.
FOCUS ON CARE & INDEPENDENT LIVING
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Care home guidelines
You can also see copies of their inspection reports for homes you are interested in on their website • Social workers at your local authority social services department or the hospital may also be able to provide a list of homes • Telephone directories will contain addresses of homes • There are an increasing number of independent websites aimed at assisting people to find care homes and other services, it is always advisable to check the ‘About us’ section on these sites to find out who they may be tied to or owned by in terms of the actual independence of their information.
Care homes can be owned and run by local councils, private companies or voluntary organisations.
Private care homes are run for profit by private organisations and individual proprietors.
Voluntary homes are non profit making and run by registered charities, religious organisations and housing associations, sometimes for particular groups of people. Both types of home can choose to whom they offer accommodation. Some care homes are run by the social services department of the local authority.
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Each home should produce a statement of purpose, setting out its aims and objectives, the range of facilities and services it offers to its residents and the terms and conditions on which it does so in its contract of occupancy. This should be made available to prospective residents along with copies of the home’s most recent CQC inspection reports. If you can’t find a care home that provides the sort of care you need, ask your local council to help. It has a responsibility to find a suitable home for anyone it has assessed as needing a care home place.
Springfield Court celebrate their 25th Anniversary We are holding a Dinner and Dance on Saturday, 21 June 2014 when we will be entertained by The Memphis Bell Orchestra. All residents are invited and tickets are available for guests - if you would like further information, please contact Linda Burrows, Manager or Pauline Lunt.
Springfield Court boasts an open-door policy. We welcome guests to come and visit anytime without the need for an appointment. We look forward to seeing you and thank all the families and friends of Springfield Court who continue support us through the years.
Springfield Court • Springfield Road • Aughton • Lancashire • L39 6ST Tel. 01695 424344 • www.springfieldcourt.org
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Springfield Court is a 56 bed, purpose-built private care home catering for those who require general nursing care. We pride ourselves on providing a warm and homely environment with friendly, knowledgeable, caring staff whose primary concern is the well-being of our residents, giving their family and friends peace of mind. The home offers luxury hotel-style accommodation, with delicious menus prepared by our 2 chefs and offers entertainment and activities in our living room areas and conservatories, including our main activities hall, The Theatre of Dreams.
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FOCUS ON CARE & INDEPENDENT LIVING
Support to live your life the way YOU want to …
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Help at home
INDIVIDUAL SOLUTIONS
Many people can live at home and get along fine with some help. The range available is quite comprehensive and help can be tailored to an individual need.
• Approved by Sefton MBC • Local to you • An established and trusted team
For example, you may find that a mere thirty minutes a day is sufficient to assist with morning breakfast, washing and dressing.
• Over 19 years experience • Specialist support
This sort of help can be tailored from 15 minutes to full day support for those who may need a live-in carer.
• Independence and choice always your way
The Champion • Wednesday 28 May 2014
If you find yourself being able to live quite an independent life but requiring help for specific tasks such as going out to shop or walking the dog or even cleaning windows, there are solutions for you too.
You also may find that assisted living aids such as a stair lift, a downstairs bathroom or a wheelchair can make all the difference with continuing to live at home. Check out our adverts in this Focus section for more details about your local providers.
• Regional Dementia Carer Winner 2013 at The Great British Care Awards
“ The carers make my day … everyday!” 73 Liverpool Road, Crosby L23 5SE Tel: 0151 924 1999 • info@warrencare.co.uk 1129699
www.warrencare.co.uk
HOME HELP • Domestic cleaning and laundry • Help around the home • Shopping and cooking • Convalescent assistance We are a local family business working in the area for 9 years helping people in their own homes If you think we could help you, call Nicola for a free, no obligation chat
Chores UK Ltd Southport 01704 547251 or 07950 876365 email: chores.ukltd@btinternet.com
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...Do you need a little extra help?
CARER SOLUTIONS If you are a carer yourself there are ways of ensuring that you can get valuable assistance in what you do. Care workers can also be known as care attendants or personal assistants. Home help can provide services such as Domiciliary care for the person you’re looking after. This includes help with getting up and going to bed, bathing, dressing, meals and medication and help with shopping. Sitting with the person you’re looking after to allow you to have a break. Helping the person you’re looking after to go to the cinema, pub, shopping or to enjoy any other community activity. Practical tasks around the home such as cleaning and cooking. Being a carer or becoming one can be daunting, not least physically. If, for example, you are required to physically lift someone you must ensure that you can do so safely. Your local authority has a responsibility to consider your needs as a carer and the needs of the person you care for. Simply contact your local authority and ask for a community care assessment for the person you look after, as well as a carer’s assessment to help you. For advice and guidance on moving and handling, ask for an occupational therapy assessment. You may be given free specialist equipment to help you, such as hoists,
stand aids, transfer boards or slide sheets. You may also be able to find free training courses, which will teach you safe handling methods. BUDGET You may worry at how to fund any of the above solutions but there is help available there too. The main sources of support are the NHS and your local social services department but, depending on your circumstances, help may also be available from charitable organisations such as the Family Fund for example. Your GP should be able to guide you through the maze of available support and he or she should be your first step. ASSESSMENTS An assessment will be arranged in most cases to ascertain what level of financial help can be obtained and also what level of aid you will need. Check with your GP or local authority. Don’t assume you will not be helped, especially if you are to become a carer.
The Champion • Wednesday 28 May 2014
FOCUS ON CARE & INDEPENDENT LIVING
Helping the carer
Caring for an another person who may be ill, elderly or disabled, a relative or a friend, without the right support can sometimes prove difficult but it can also be a rewarding experience.
Not all carers are trained professionals, many are just caring for someone they love. If you’re a carer, there are many organisations that can provide practical and financial help, as well as short breaks from caring.
Most carers have a legal right to an assessment of their own needs.
Visit us @ www.champnews.com • 5
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Take this opportunity to discuss with the social services department of your local authority any help you may need. You can ask for any help that would assist in maintaining your own health and balance caring with other aspects of your life, such as work and family. Social services then use the assessment to decide what help to provide. Below are a number of ways that you can take a break from your caring role and this is something that you can also discuss with a social worker or care manager, they may also be able to suggest other ways that might suit you better:
1. Residential respite: the advice on a subject that people don’t person you care for is looked after like to discuss, money. by someone else for a short period, You may need financial support either in residential or nursing care, for extra expenses that come within or on holiday. the caring role. Carer’s Allowance is 2. Domiciliary care: someone can the main state benefit for carers, so come into your home for a few hours it’s important to find out if you are or sometimes overnight, so you can eligible. go out or have some time to yourself. You can get a claim form from 3. You can sometimes get a your local Jobcentre Plus office or the break when the person you care for is Department for Work and Pensions. involved in other activities, for instance For more information on what benefits at school or at a day care centre. you’re entitled contact or visit your As well as the practical and local Citizen’s Advice Bureau. emotional support that you may If you’re working as well as caring require as a carer, you may also need for someone, you have the right to
ask your employer for flexible working arrangements to help you. This could be working part-time, flexi-time (when you choose your working hours), compressed hours (working your contracted hours over fewer days), job-sharing or homeworking. You have the right to make one request for flexible working and your employer must consider it but does not have to agree to it. Your health and wellbeing is most important for yourself and the person you are caring for and we all need a little help some time.
Sefton Pensioners’ Advocacy Centre is a respected, thriving small charity providing one-to-one casework advocacy and self advocacy services to the older citizens of Sefton
Sefton Pensioners Advocacy Centre
Volunteer Advocates Wanted! Do you have a few hours to spare to help make a difference to Older People across Sefton?
4.5 7-1252143 53-8 /5005.70
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As a Volunteer Advocate you would have a wide ranging and interesting role and can make a real difference to the lives of Older people. We have a number of specialised advocacy projects that you might be interested in working with: • Advocacy with Older People affected by Cancer • Dementia Advocacy • Advocacy in Residential & Nursing Care Homes • General Advocacy
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Although this is not a paid role, full out of pocket expenses will be paid.
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Full Training will be given, Disclosure and Barring Service (DBS) checks are done and references will be required.
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If you are interested in the volunteering role or want further information, please contact
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Margaret Lambert on 01704 538411 or email margaret@spacadvocacy.org.uk
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Sefton Pensioners Advocacy Centre are looking for Volunteer Advocates, whose role will be to give Older People a voice and make sure their wishes and choices are respected and listened to.
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6 • Visit us @ www.champnews.com
FOCUS ON CARE & INDEPENDENT LIVING
Living independently
Around one in five adults in the UK is disabled, and more than one million of those live alone. With the right support and facilities, leading an independent life with a physical or learning disability is now more achievable than ever. Living independently doesn't mean that you're not entitled to support from social services, and it doesn't mean that family and friends aren't important. Wendy Gross of the National Centre for Independent Living, an organisation that helps disabled people live independently, says: "Even though you want to live independently, it's still important to have support from friends and family nearby in cases of emergency, and also for company." What will I need in my home? If you're going to live independently, a suitable home is the single most important step. Ask yourself: is your home adequate for your needs, or will it need adjustments before you can live in it? "The social services department of your local council will conduct a health and social care assessment to establish your specific needs," says Gross. This could include an assessment by an occupational therapist to instruct on the various types of equipment you need. The Disabled Living Foundation
(DLF) has a handy tool that will help you compile a list of your requirements.
The DLF also offers advice on how to choose the equipment that's right for you. www.dlf.org.uk Once I know what I need, how can I adapt my house?
According to the DLF, social care services can offer financial support to give you more freedom of movement around your home and provide essential facilities within it. This may include:
• widening doors and installing ramps
• providing or improving access to rooms and facilities – for example, by installing a stairlift or providing a downstairs bathroom
"Financial help will depend on your needs," says Gross. This financial help is intended to help you pay for your rent, equipment, house improvements or essential adaptations. You can get money directly from social services to arrange the social care that you're entitled to through the direct payment scheme, instead of letting social services arrange it for you. This gives you more control over the care you receive. Find out more on GOV.UK about financial help if you're disabled. How can I arrange a health and social care assessment?
You can find more information and arrange a health and social care assessment from your local social services through GOV.UK.
• improving access to and movement around the home to enable you to care for another person who lives in the property, such as a child
A home improvement agency (HIA) will also give you free advice about what work needs to be done, and can even recommend builders that can carry out the adjustments.
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A Poem by Mrs M of Formby Bluebird Carers are so kind, If i moan, they don’t mind. When, on time each day they come, Down the path I hear them run. To get me up, washed and dressed without fuss, Then tea and toast for both of us. Bluebird carers are the best, So say goodbye to all the rest
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What financial help can I get to help me live independently?
• adapting heating or lighting controls to make them easier to use
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To find a HIA near you, go to the Foundations website at www. foundations.uk.com ‌ it will give you a list of organisations that supply disability equipment. Can I live independently in provided accommodation? Living in accommodation provided by an external organisation doesn't necessarily mean the end of independent life. There are various housing types available to you if you have special needs. Supported or sheltered housing enables people to live independently but with extra daily support. You can apply for sheltered housing through GOV.UK. Care homes offer a level of support that can't be provided in your own home. Some offer full-time nursing care, while others support people with a specific disability or medical need.
• improving or providing a heating system that suits your needs
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The Champion • Wednesday 28 May 2014
FOCUS ON CARE & INDEPENDENT LIVING
Independent living something we all want
The longer anyone can live independently, the happier the person will remain. However, sometimes, help will be needed to continue living well and without problems. STAY AT HOME
We have explored some of the help offered in our HELP AT HOME Section and though for most this is, by far, the most preferred solution it is important to have other possibilities to fall back on, if needed. ADAPTING YOUR HOME
If you are a carer, you may be entitled to some help to adapt your home to the needs of the person you will be caring for. These changes can be vital for both carer and charge. Grants and financial help may be available to you and your local authority will guide you through what you need to do. RETIREMENT HOMES
In the past, couples where one of the partners developed memory loss had no alternative but to separate. Today,
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Visit us @ www.champnews.com • 7
thankfully there are many resources to avoid heartbreaking decision such as a forced separation, enabling people to still be together, fully helped by care teams. And if you live on your own or together, there are other solutions, offering not only care but friendships, activities and general looking after in a hotel-like environment. Check out our advertisers messages through this section. CARE AND RESIDENTIAL HOMES Care homes for older people may provide personal care or nursing care. A care home which is registered to provide personal care will offer support, ensuring that basic personal needs, such as meals, bathing, going to the toilet and medication, are taken care of. Some residents may need medical care and some care homes are registered to provide this. These are often referred to as nursing homes. Some homes specialise in certain types of disability, for example, dementia.
Sefton New Directions employs over 300 dedicated, enthusiastic and caring staff working across a wide range of services, meeting the needs of several thousand people across Sefton Borough and beyond. We are key partners to a number of Commissioners. New Directions staff support people to get the best out of life; our record of exemplary service is reflected by the Care Quality Commission in their inspection reports which can be viewed at www.cqc.org.uk. Our commitment to providing personalised services means that we deliver care where and when it’s needed – and we work with commissioners to transform and improve services to ensure that we continue to provide the support that people want. Our plans for our future focus on creating further life enriching opportunities for people including, for example, meeting vocational and employment needs through appropriate training and dedicated support. WHAT SATISFIED CUSTOMERS HAVE TO SAY ABOUT THEIR SEFTON NEW DIRECTIONS EXPERIENCES: “I would like to thank all the carers who’ve been so kind to me since I came out of hospital. They have encouraged me and made me feel that I’m really improving. They have been pleasant and it’s been a pleasure to know them. I think you are invaluable and I’m very grateful to you all.” “I can leave my son…knowing he is well looked after. I have total respect and a very high regard for the members of staff. ”
www.ndirections.co.uk
1129459
Please contact us if you want to know more about our services for people aged 18 and over who have a variety of needs due to age related conditions, learning disabilities, Autism Spectrum Disorder, mental health diagnosis and physical disabilities. Telephone: 0151 934 3726 Email: Info-ND@ndirections.co.uk
8 • Visit us @ www.champnews.com
FOCUS ON CARE & INDEPENDENT LIVING
The Champion • Wednesday 28 May 2014
CMBA
BRIGHTER FUTURE A multi-award winning charity that exists to help people with disabilities by providing new and recycled mobilty equipment and aids at a cost effective price. Q FREE IN-HOUSE TUITION ON ALL SCOOTERS & POWERCHAIRS WITH 3 MONTH FREE INSURANCE Q SERVICE & REPAIR FOR ALL MOBILITY EQUIPMENT Q NHS PRESCRIPTION PROVIDER Q HONEST, RELIABLE, QUALITY ASSURED SERVICE EVERYTIME from
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The Champion • Wednesday 28 May 2014
FOCUS ON CARE & INDEPENDENT LIVING
Keeping mobile
It is important to keep mobile as long as possible but it is not always easy to do so. However there are many solutions available today to help. STAIRLIFTS
For as low as £ 599 you can get a stairlift in your home and still use your house on all levels.
Did you know that you can also rent a stairlift? For a very reasonable yearly premium you can even choose to have the maintenance included, 365 days each year. MOBILITY SCOOTER
Joining a Motability scheme will enable you to drive a mobility scooter anywhere you need to.
You don’t always have to have a licence and there are many other benefits to enjoy in joining such schemes (low prices, delivery of the scooter, etc.) WHEELCHAIRS Today, wheelchairs exist in all manners of shape and size from lightweight to electric. The list is almost endless and you are sure to find a solution to your requirements. In truth, mobility can continue for much longer than you may think with the hundreds of solutions available today. Our advertisers will guide you and help you in your quest to remain mobile. With their professional experience and approach at your service, you can only benefit from calling on them.
Visit us @ www.champnews.com • 9
CMBA
STAIRLIFTS £ £599
FROM ONLY
FOR PRICE, QUALITY & SERVICE
YOU CAN’T BUY BETTER
0151 289 0022
The Motability Scheme
In fact, since the Scheme was set up in 1978, Motability has helped over 3 million people get mobile with a new vehicle.
• Insurance, servicing and maintenance
• Full breakdown assistance • Annual vehicle tax
•Replacement tyres (and batteries for scooters and wheelchairs)
AND OTHER LEADING MAKES
ALSO MOBILITY • SCOOTERS • BATHLIFTS NEW & RECONDITIONED RECLINE CHAIRS • HOISTS • WALKERS • WHEELCHAIRS
• 60,000 mileage allowance over three years for cars; 100,000 for WAVs
• Many adaptations at no extra cost • Two named drivers for your car
“Our reputation is built on over 30 years experience in the healthcare industry. We can offer advice and supply a wide range of products that can assist with your mobility and independence.”
• SCOOTERS • WHEELCHAIRS • BATHLIFTS • RISE/RECLINE CHAIRS • ADJUSTABLE BEDS • STAIRLIFTS • SPECIALIST COMFORT SHOES AND SLIPPERS • DAILY LIVING AIDS • HEALTHCARE ITEMS • CONTINENCE CARE PRODUCTS • WALKING FRAMES AND STICKS • PRESSURE CARE CUSHIONS • COMMODES • NEBULIZERS AND LOTS MORE.....
There are currently over 620,000 people enjoying the benefits of Motability.
• A brand new car, powered wheelchair or scooter every three years, or Wheelchair Accessible Vehicle (WAV) every five years
• BISON • ACORN • STANNAH
• Windscreen repair or replacement
If you receive either the Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA), the Enhanced Rate of the Mobility Component of Personal Independence Payment (ERMC PIP), the War Pensioners’ Mobility Supplement (WPMS) or the Armed Forces Independence Payment (AFIP) you may be eligible to join the Motability Scheme.
The following are included in the worry-free package:
New & Reconditioned Straight & Curved Speedy Installation Full Guarantee Slimline for Narrow Stairs
The Motability Scheme is directed and overseen by Motability, a national charity that also raises funds and provides financial assistance to customers who would otherwise be unable to afford the mobility solution they need. Motability Operations is a notfor-profit company responsible for the finance, administration and maintenance of Motability cars, scooters and powered wheelchairs. www.motability.co.uk
WE OFFER:• • • • •
Quality Customer Service Experienced Friendly Advice Free Home Demonstrations Full Warranty and Backup Service Free Local Delivery
15 Union Street, Southport PR9 OQF
Tel: 01704 532567
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The Motability Scheme enables disabled people to use their government-funded mobility allowance to lease a new car, scooter or powered wheelchair.
• • • • •
24 HOUR CALL OUT SERVICE 365 DAYS
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10 • Visit us @ www.champnews.com
Useful contacts
Association of Independent Care Advisers (AICA)
An association with a code of practice whose agency members offer advice about staying at home, short/long-term stays in care homes and help identify the most suitable care homes and care providers. 01483 203066
FOCUS ON CARE & INDEPENDENT LIVING
Elderly Accommodation Counsel
A registered charity that maintains a nationwide database of all forms of specialist accommodation for older people. It also gives guidance, advice and information to help choose and pay for the accommodation most suited to their needs.
www.aica.org.uk
020 7820 1343
Care Fees Advice
www.housingcare.org
An independent financial adviser that specialises in helping people to find the best and most appropriate solution to the problem of funding long term care fees. Please call us to discuss your situation. There is no charge for your initial consultation. 0800 078 7430 or 01903 550 184 www.carefeesadvice.com
Care Quality Commission (CQC)
info:firstopadvice.org.uk
Housing Care
A charity run site providing free advice on elderly care, including specialist directories & information on nursing homes and residential care homes, as well as sheltered housing, extra care housing and retirement villages, across the UK. www.housingcare.org
The national regulatory body of care homes in England, which can provide inspection reports and care standards for care homes. 03000 61 61 61
enquiries@cqc.org.uk www.cqc.org.uk
Carers UK
Provides support to anyone who is a carer and undertakes a variety of work to support the needs of carers. 020 7490 8818
www.carersuk.org
Cinnamon Trust
Specialist charity for older people and their pets. They can help to rehouse your pet if you are unable to take it with you into a care home. Arrangements are made between owners and the Trust well in advance, so owners do have peace of mind in the knowledge that their beloved companion will have a safe and happy future. 01736 757 900
www.cinnamon.org.uk
English Community Care Association (ECCA)
The largest representative body for community care in England. 020 7220 9595
www.ecca.org.uk
Independent Age
A charity that provides free and impartial advice on home care, care homes, NHS services, housing and other issues for older people, their families and professionals on community care. 0845 262 1863 (lo-call rate)
charity@independentage.org www.independentage.org
Relatives & Residents Association
Charity that supports care home residents and their relatives, operates a helpline and has a network of local groups. 020 7359 8136 info@relres.org
www.relres.org
CMBA
The Champion • Wednesday 28 May 2014
Making a Will
Everyone agrees that writing a will is one of the most important things you will ever do. However, advice differs on the best way to do it. Simple DIY efforts are cheap but can be sorely lacking and the best, surest way is using the services of a solicitor. First of all, you will be protected if something goes wrong. Solicitors are regulated. You can make complaints if anything goes awry, to the solicitor’s firm and then to the Legal Ombudsman if you are not getting anywhere. You are reassured that all is done properly. Silly but common problems with wills, like using the wrong witnesses or forgetting to have it signed, could mean it’s useless when you die. Don’t leave it to chance. The law surrounding inheritances
(including Inheritance Tax and trusts) is complicated – solicitors will be familiar with the law and will be able to help you make the most effective choices. If a solicitor helps you write your will, they’ll usually store the original for you in a fireproof safe free of charge. THE COST
A will may cost between £200 to £400, sometimes rising to £600 if your affairs are more complex. See it as an investment for your inheritors. Your solicitor is your best bet. They will give you advice and draw your will as it should be. If you prefer, a solicitor can also become executor. Whatever your age, make your will as soon as you can.
The Champion • Wednesday 28 May 2014
FOCUS ON CARE & INDEPENDENT LIVING
Final arrangements
When you lose someone, however prepared you may think you are, the reality is that you feel helpless and generally unable to think straight for a while.
A funeral director will help and it pays to choose a firm as soon as possible. Furthermore with so many prepaid funeral plans available, the earlier you decide on what you want, the easier it will be on your relatives. Because a funeral director’s responsibility is to ensure that a funeral meets the wishes of the family, he or she will ensure that the funeral is appropriate, dignified and carried out in a professional manner.
In short a good funeral director will ensure the funeral is handled with total dignity and make it an occasion to fulfil the last wishes of the person who died. PREPAID FUNERAL PLANS There are many variations available with prepaid plans. A reputable funeral director will guide you through your best options and reassure you that you are making the right decision.
Visit us @ www.champnews.com • 11
CMBA
We perform a unique and indispensable role in society. A family concern of 37 years experience As funeral directors, we are here to help and advise in whatever way we can. We are dedicated professionals who provide a personal service.
He will also ensure that each element of the funeral complies with the law. At a time of loss, the funeral director will also be on hand to help with the many practicalities that a funeral demands.
For example, a funeral director may assist in moving the person who has died to their premises or your home, provide facilities to view the person who has died, order floral tributes, help you arrange a time and date for the funeral, ensure paperwork is in place, offer caskets to your budget, arrange music at the funeral itself, provide appropriate cars and staff on the day.
Our devotion assisting the bereaved and our attention to detail is everything. Our staff are trained to look for ways
and services that will improve and help to lift the burden the family suffers at such times. From the moment you contact us, whether by phone or by calling personally, our trained staff are committed to providing you with a first class professional service to the point beyond when the deceased is finally laid to rest. The arrangements can be made at our premises or at your home. Should you have any questions or require information, please do not hesitate to contact us.
7 Dover Road, Maghull, Liverpool Merseyside, L31 5JB
William Charles Family Funeral Directors Save £100 by applying today
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FOCUS ON CARE & INDEPENDENT LIVING
The Champion • Wednesday 28 May 2014
CMBA
Barringtons
Barrington's Funeral Service
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THE INDEPENDENT FUNERAL SERVICES
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• Reassurance for your family – no uncertainty or difficult decisions • Complete flexibility to choose the funeral you want
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Barrington's Funeral Service are proudly supporting the Memory Mile on Saturday 17th March, ToJospice find out more about Independent Way funeral plans from 2012 see www.jospice.org.uk for details. Barrington's Funeral Service please return this coupon to the address above, phone us, or call in. To find out more about Independent Way funeral plans from Mr / Mrs / Ms Initial: Barrington's Funeral ServiceSurname: please return this coupon to the address above, phone us, or call in. Address: Mr / Mrs / Ms
Initial:
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In association with
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The price of funerals, like everything else, keeps rising with a 61% increase in the past seven years the cost is projected to be £5,000 by 2018*