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GLOBAL PANDEMIC. ECONOMIC SHUTDOWN. ARE YOU INSURED?

CIT YANDSTATENY.COM

@CIT YANDSTATENY

May 4, 2020

Our goal is to improve the health of every New Yorker At Empire BlueCross BlueShield our mission is to measurably and materially improve the health of all New Yorkers. In the midst of the COVID-19 pandemic, fulfilling our mission is more important than ever.

New York is the epicenter of this crisis. We are no strangers to being at the forefront of events that have profound and lasting impacts. We have deep roots in New York. For 86 years, we have been serving this state. We are New Yorkers serving New Yorkers, and as before, we are responding to this crisis with agility and humanity.

I am continually inspired by my colleagues at Empire. They have quickly adapted to ensure we were taking care of our members and customers at a time when they need us the most.

In addition to promoting access to COVID-19 testing and care, at no cost to our members, we are seeing some interesting things for the future spurred on by technology. Usage of telehealth has increased dramatically and shown us a clear path to scaling cost-effective ways for our physicians and other health care providers to safely deliver care to those who need it. To further expand our efforts to make it easier for providers to manage resources and capacity we were able to rapidly develop and deploy a COVID-19 symptom checker on Sydney Care, our app powered by artificial intelligence.

The deep financial impact of this crisis is hurting our employer customers — large and small — and their employees. Our relationships with our customers are something we cherish. To our customers, we will continue to work with you through these difficult times so you can continue to provide essential coverage for your employees.

We’re dedicated to keeping our customers and members front and center as we help them navigate this very challenging time in a way that meets their individual needs.

Responding to COVID-19 truly takes all of us, working together.

During this time, Empire remains focused on being there for New Yorkers in all the communities we serve. Being a good community partner is essential to our mission. We’re supporting response and recovery efforts by directing funds to food banks across New York that are fighting food insecurity caused by COVID-19. Empire is providing its mobile health units to the Chinese American Independent Practice Association (CAIPA), allowing them to travel throughout the community and enhance its efforts to offer safe, convenient access to testing.

But we couldn’t be more thankful for what we have seen here in our city and state. Thankful first and foremost for the people on the front lines of the health care system, putting the health and safety of others above their own. Thankful for our first responders, again and again putting the call of duty above themselves. There are so many everyday heroes who are part of this great effort: grocery store and food bank workers, delivery drivers, teachers and city, county and state workers serving our kids and communities under unprecedented circumstances.

We’re working to address today’s immediate needs, but at Empire we have not lost sight of creating a simpler, more affordable and more effective health care experience for those who count on us. There is one thing that is certain – we are in a ‘new normal’ but now is our chance to shape what that new normal looks like.

The data is showing us that the impacts of disease are not the same on all of us – physically, mentally and socioeconomically – showing us we can and have to do better. We have become more agile in our approach to problem solving as we adapt to this rapidly evolving situation in order to improve access and health equity.

We must not lose sight of this, and Empire is excited to lead as we embrace these learnings and leverage the good to measurably and materially improve the health of all New Yorkers.

Alan Murray President & CEO Empire BlueCross BlueShield

©2020 Empire. Services provided by Empire HealthChoice HMO, Inc., Empire HealthChoice Assurance, Inc., and/or HealthPlus HP, LLC, Independent licensees of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans.

May 4, 2020

City & State New York

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CELESTE SLOMAN; OLEKSII ARSENIUK/SHUTTERSTOCK

EDITOR’S NOTE

JON LENTZ Editor-in-chief

A FEW WEEKS AGO I was scanning Netflix when I ran across “The Rainmaker,” a 1997 film starring Matt Damon. Like many of us who are stressed out and stuck at home, I was looking for escapist fare – something simple and straightforward, with clear heroes and villains. The movie’s storyline about a scrappy young attorney who takes down an unscrupulous insurance company fit the bill.

In real life, it’s usually more complicated. Private insurance has come under attack in the midst of the coronavirus pandemic, but a closer examination shows that the industry is not the one-dimensional bad guy its critics make it out to be. In this week’s magazine, City & State digs into several key policy debates that insurers are confronting. Zach Williams reports on the pressures – massive payouts, loss of customers, new state requirements – placed on health insurance companies, who might have to raise premiums to stay afloat. Rebecca C. Lewis reports on a state legislative push to make other insurers provide a payout to small businesses, even if they didn’t have a policy covering pandemics.

In the end, it will likely be up to the federal government to bail out both the insurance industry and those who are insured – or there might not be a happy ending for anyone.

CONTENTS CORONAVIRUS … 8

We are in the “Between Times.”

UNEMPLOYMENT … 10 Why the state’s site failed New Yorkers HEALTH INSURERS … 13

The industry pleads with Washington

SMALL BUSINESS … 16

What to do when your insurance doesn’t cover pandemics?

CHILD VICTIMS ACT … 22

Will lawmakers extend the look-back period?

WINNERS & LOSERS … 30

Who was up and who was down last week

CityAndStateNY.com

May 4, 2020

workers who need to travel while the subways aren’t running.

A ROADMAP TO REOPENING

THE CITY THAT SOMETIMES SLEEPS

In an unprecedented move, Gov. Andrew Cuomo announced that the New York City subway system will shut down between 1 a.m. and 5 a.m. every night, beginning May 6, so that workers can clean and disinfect the trains and stations. The governor and Metropolitan Transportation Authority officials made the decision

after New York City Mayor Bill de Blasio called for 10 terminal stations to be closed between midnight and 5 a.m. as a way to help get homeless New Yorkers off the trains just days earlier. At the time, MTA officials had resisted de Blasio’s proposal. Although overnight train service will be suspended, buses will still run, with plans to run more if necessary. The MTA also said it would provide free, alternative transportation to essential

Cuomo provided the clearest set of guidelines to date for when different regions of New York state may be able to begin reopening. Parts of upstate could see the reopening of some low-risk businesses as soon as May 15, the current date the governor’s stay-at-home order is set to end. Among the requirements is 14 consecutive declining days of new coronavirus hospitalizations. Officials will also monitor hospitals to ensure they remain below 70% capacity, with at least 30% of intensive care beds available. This way, there is at least some hospital capacity if there is a resurgence of the virus. And if more than 70% of hospital

CECI N’EST PAS UN MASQUE If you were one of thousands of concerned citizens who sent face masks to Gov. Andrew Cuomo’s office over the past two months, you might have thought those masks would be used to protect essential workers. But some of the donated cloth masks ended up tacked together to create what one reporter called a “postmodern art piece.”

Cuomo showed off his masterpiece this week, to the bewilderment and frustration of Twitter.

“Governor, thank you. I think this is a partnership.

You’re right, it’s not going to be easy.”

– New York City Mayor Bill de Blasio, on joint efforts with Cuomo to improve public transit

“It’s getting a little much, so we’re going to have to figure out a new approach to hair management, the longer hair’s day, I think, is coming to an end.”

– New York City first lady Chirlane McCray, on de Blasio’s grown-out quarantine hair, via the Daily News

beds do become filled, it could provide a warning sign that a second wave of the virus is emerging, and an area might have to be shut down again.

Another indicator is the rate of transmission. If that number is 1.1 or above – in layman’s terms, if one sick person is transmitting COVID-19 to more than one other person – then the area cannot reopen.

Cuomo said that regional cooperation between neighboring counties will be critical, adding that local leaders will set up “regional control rooms” that have an “emergency switch that we can throw” if any of the indicators signal trouble.

However, this doesn’t mean schools will reopen.

Cuomo announced that schools will remain closed statewide for the remainder of the academic year and continue with remote learning.

STATE CANCELS DEMS’ PRESIDENTIAL PRIMARY

Several weeks after U.S. Sen. Bernie Sanders suspended his presidential campaign, leaving former Vice President Joe Biden as the presumptive Democratic nominee, the state Board of Elections has removed Sanders and every other candidate that ended their campaign from the ballot. With just Biden left, the primary was canceled. The decision

TETIANA.PHOTOGRAPHER, LEV RADIN, GEORGIOS ANGELIS/SHUTTERSTOCK; ED REED/MAYORAL PHOTOGRAPHY OFFICE; MIKE GROLL/OFFICE OF THE GOVERNOR

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May 4, 2020

will keep polling places in 20 counties closed, saving the state and localities money and protecting poll workers in affected areas.

The cancellation will also likely reduce the stress on local boards of elections at a time when they may receive a surge of absentee ballot applications. The move was met with anger by the Sanders campaign and his supporters since Sanders had intended to stay on the ballot to amass enough delegates to influence the Democratic Party’s platform at the Democratic National Convention. Former presidential candidate Andrew Yang also sued the state Board of Elections over the decision to cancel the primary. Every other state and congressional primary scheduled for June 23 in New York is still happening.

The state will mail an absentee ballot application to every registered voter so people can avoid going to the polls, which will be open, amid the pandemic.

THE

WEEK AHEAD

City & State New York

NYC STREETS SET TO CLOSE

After initially resisting the idea, de Blasio announced he and the New York City Council had reached an agreement to close 40 miles of city streets to vehicular traffic in order to give pedestrians more space to walk while social distancing. The plan is to eventually close up to 100 miles of streets across the five boroughs. Originally, de Blasio had, under pressure, closed portions of one street a piece in Queens, Manhattan, Brooklyn and the Bronx.

But after just two weeks, the mayor declared the initiative a failure, saying that police didn’t have the manpower to enforce it. New York City Council Speaker Corey Johnson then introduced legislation to close up to 75 miles of streets, and even called on Cuomo to close them. Not long after that, de Blasio changed his tune.

TUESDAY 5/5 How has local government handled the coronavirus?

City & State hosts a webinar with NYC Emergency Management Commissioner Deanne Criswell and others at 2 p.m.

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Will immigration be Trump’s leverage over New York?

Last week, President Donald Trump suggested that a federal COVID-19 bailout for states could be contingent upon states abandoning “sanctuary city” policies that limit cooperation with federal immigration enforcement.

“I think there’s a big difference with a state that lost money because of COVID and a state that’s been run very badly for 25 years,” he said at a meeting with Florida Gov. Ron DeSantis on Tuesday.

“We’d have to talk about things like sanctuary cities, as an example. I think sanctuary cities is something that has to be brought up where people who are criminals are protected, they are protected from prosecution.”

The threat to deny aid to some of the hardest-hit states such as New York, its neighbors in the Northeast and counterparts on the West Coast is not the first time the president has used the resources of the federal government to punish New York for not sharing his anti-immigration ideology. Earlier this year, Trump, through the Department of Homeland Security, banned New York residents from using Trusted Traveler Programs – a move attributed to the state’s passage of the Green Light Law, which allowed undocumented immigrants to obtain driver’s licenses and which keeps the Department of Motor Vehicles sharing records with the federal government to protect their identities.

One immigration advocacy group suggested Trump’s sanctuary city comments were just another attempt to rile up his base and win the news cycle amid criticism of his leadership during the pandemic. “Whenever it backfires on him, he always goes into his anti-immigrant grab bag of attacks to distract and spin,” said Murad Awawdeh, the

WEDNESDAY 5/6 The New York City Council kicks off executive budget hearings. The Committee on Finance and Capital Budget Subcommittee hold a joint hearing live streamed online starting at 10 a.m.

INSIDE DOPE

executive vice president of advocacy and strategy at the New York Immigration Coalition. Just a few days earlier, Trump came under withering derision after his baseless, dangerous musings that common household disinfectants might be used inside the human body to fight the coronavirus. “This is another ploy to really get folks to forget how insane he’s been,” Awawdeh said.

While Trump’s comments about sanctuary cities weren’t explicitly directed at New York or Gov. Andrew Cuomo, New York is the state with by far the most per capita cases of coronavirus, and Cuomo is arguably making more noise than any other state officials across the country about the need for aid to states to pay for services amidst the extra costs and economic contraction caused by the virus. New York faces an estimated $13 billion budget deficit, and Cuomo has lashed out at some lawmakers who push back on the notion that states should receive a federal bailout.

Senate Majority Leader Mitch McConnell last week suggested that the states in need of aid be left to declare bankruptcy, though he has since walked those comments back a bit. Meanwhile, Cuomo has chastised DeSantis and U.S. Sen. Rick Scott of Florida for suggesting that “poorly run” states like New York shouldn’t be bailed out with federal funds. Scott cited concern that federal aid would be used for the state’s pension fund, and suggested Florida taxpayers shouldn’t be on the hook for bailing out New York.

On Wednesday, Cuomo fired back.

“They’re not bailing us out,” Cuomo said of Florida. “We bail them out every year.”

- Annie McDonough & Zach Williams

The Council is holding remote hearings for the first time as it debates the most difficult budget in recent history while the mayor proposes $6 billion in cuts and savings.

WEDNESDAY 5/6 Starting this day the New York City subway will shut down every night from 1 a.m. to 5 a.m. for cleaning – a seismic change for the proudly 24-hour system.

sex thecityand state

BY CAITLIN DORMAN

CityAndStateNY.com

May 4, 2020

and

ANDREW CUOMO AS BIG Have you ever been a LuvGuv? Abso-fuckinglutely.

BILL DE BLASIO AS BERGER

ALEXANDRIA OCASIO-CORTEZ AS STEVE

Each morning before his car departs for Prospect Park, he leaves Emma Wolfe a Post-It that reads, “I’m sorry – I can’t – Don’t hate me.”

WHO’S THE MR. BIG OF NEW YORK POLITICS?

AS NEW YORKERS continue to #stayathome, many have taken to streaming beloved TV shows from decades past – and arguing about SCOTT STRINGER them online. So while AS AIDAN we all throw down over Are nice guys always what the heck really doomed to finish last? happened at the end We’ll have to wait until of “The Sopranos” and 2021 to find out. whether Don Draper would ever buy anyone a Coke, there’s been a resurgence in the debate over which “Sex and the City” love interest reigns supreme. As we saw Twitter mutuals argue over Big, Aidan and Steve, we couldn’t help but wonder … don’t these guys remind us of anybody?

Never underestimate a bartender, you might just end up marrying them … or electing them to Congress.

MICHAEL BLOOMBERG AS “THE RUSSIAN”/ ALEKSANDR PETROVSKY Rich, older, and obviously problematic.

HAKEEM JEFFRIES AS SMITH JERROD

Those eyes. Those cheekbones. Enough said.

LEV RADIN, FEATUREFLASH PHOTO AGENCY, EVERETT COLLECTION, DFREE, RBLFMR, KATHY HUTCHINS, S_BUKLEY/SHUTTERSTOCK

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NEW YORK’S MOST VULNERABLE TO THE CORONAVIRUS PANDEMIC MAY 12, 2020 - 2:00-3:00PM EST What is the plan to provide for New York’s most vulnerable populations—senior citizens, school children, the homeless?

Where does the government need to step up? Hear from public and elected officials in our upcoming webinar.

PA N E LI STS I N C LU D E

DR. OXIRIS BARBOT Commissioner, NYC Department of Health and Mental Hygiene

LORRAINE CORTÉS-VÁZQUEZ Commissioner, NYC Department for the Aging

COUNCIL MEMBER FRANCISCO MOYA Representing one of NYC’shardest hit regions

RSVP at CityAndStateNY.com/Events .For more information on programming and sponsorship opportunities, please contact Lissa Blake at lblake@cityandstateny.com

WE ARE NOW IN THE ‘BETWEEN TIMES’

by Z A C H W I L L I A M S

Y

OU COULD SAY that the “Between Times” are beginning now that the worst of the coronavirus pandemic appears to be over. Some areas of New York could begin to reopen in two weeks. People are getting antsy. The political storm clouds are gathering in more ways than one.

A rare joint appearance on April 30 by Gov. Andrew Cuomo and New York City Mayor Bill de Blasio showed that the political rivals were still looking to work together to tackle problems like homelessness and public transit that are normally politically difficult to resolve. “Governor, thank you. I think this is a partnership. You’re right, it’s not going to be easy,” said de Blasio, on joint efforts with Cuomo to improve public transit.

A cameo by de Blasio’s predecessor – former Mayor Michael Bloomberg, who is leading the state’s effort to trace the virus’s spread – underscored how political unity is helping mitigate the pandemic, but the window of opportunity might not last for long.

With the presidential race looming and a June 23 state primary not far off, it’s fair to assume that it will only become more difficult after mid-May to decide some big political issues with what remains of the relative bipartisanship

MICHAEL APPLETON/MAYORAL PHOTOGRAPHY OFFICE

Two weeks remain to determine the new normal once social distancing begins to end.

City & State New York

that arose during the pandemic. In other words, the next two weeks could define the new normal in New York.

Some areas of upstate will begin easing social distancing restrictions on May 15, and New York City would likely follow weeks later. With public health and an economic recovery on the line, decisions made

by Cuomo and other political leaders in the next two weeks will have an outsize impact on everything from businesses to social etiquette in the years to come.

Issues like education, health care and job training have been mentioned by the governor when he has addressed the larger questions presented by the pandemic and the upcoming reopening. “We have to learn and grow from the experience,” he told reporters during a daily press briefing last week.

“We have to build back, better than before, as a society and as a community.” This call for unity, however, will be tested by how the governor’s message is received by the public, local officials and a range of special interests.

Businesses of all types want leeway with reopening. Some people want to use the streets as makeshift parks. People may turn to driving personal cars in greater numbers. Restaurants and gun stores are eyeing zoning changes to use outdoor space as a socially distanced storefront. On a larger

scale, the futures of political forces like Big Tech, the hotel industry and real estate are in doubt. Even our wardrobes could change.

Given the scope of a crisis on par with the Great Depression, more than a few elected leaders and activists have sensed that there is a fleeting chance to enact transformational changes of one type or another. Some people want to make the Green New Deal really have a global impact. Others are focusing on rejuvenating small businesses, including oil companies in some cases.

While Democrats could enact many of their priorities at the state level, Cuomo is in a unique situation to get some support from political independents and the quarter of New Yorkers who remain registered Republicans. His approval rating is at a record 71%, and that means the governor has some political capital to use, however quickly it might depreciate among Republicans who currently trust Cuomo more than President Donald Trump.

There is not much time to consider how new data from the pandemic can factor into recovery decisions that are now being decided by the governor and his various task forces and regional czars. Sweeping state budget cuts to education, local aid and health care could come down in the next

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few weeks, and it is hard to believe that the governor would retain his high levels of support among Republicans, independents and Democrats after that.

A substantial X-factor in reopening downstate is how well the governor will work in conjunction with de Blasio, who has named his own task forces and leaders. Media reports have shown throughout the crisis how the intermittent dysfunction between the two leaders has undermined them both – though Cuomo has arguably got the best of it.

Then there is Trump. The governor has continued to avoid attacking the president in recent weeks as he tries to keep Trump from welching on his support for billions in new federal aid for the state. The governor has had something to show for his efforts by saying nice things about the president, but that can include ironic twists. As of publication time, Trump was leveraging state aid to get concessions on “sanctuary” policies for undocumented immigrants.

Trump moved his focus toward his reelection campaign on April 29 with a dubious declaration of victory over the coronavirus.

“We did all the right moves,” Trump told reporters. “The federal government rose to the challenge, and this is a great success story.” The slow slide out of social distancing restrictions has begun nationwide as electoral politics begin to get louder.

“I’ve heard this music before,” Cuomo told reporters. “This is the music of campaign season.” While he was specifically referring to the political divisiveness caused by opposition of some congressional Republicans to a bipartisan effort to get billions in federal aid for states. It’s clear the governor is sensing something very real about the importance of the upcoming weeks.

With the president now declaring victory against the coronavirus, his appetite for helping New York could also diminish in ways more concrete than writing a few critical tweets. With infections mostly decreasing across the state, there is a case to be made that many businesses will be allowed to reopen in the next few weeks. No one can say just how “normal” things will be after that. Social distancing will still be a thing.

Drive-ins could make a real comeback.

Plexiglass, masks and hand sanitizer could start to feel normal. There will be fierce debates over how to balance public health with personal liberties.

Yet, for the time being, most people are still stuck at home. Whether they are Democrats, political independents or Republicans, they are all looking for a way out of quarantine. “The crisis brings out the best and the worst,” Cuomo said on April 29 while whipping up ire against U.S. Senate Majority Leader Mitch McConnell.

And the political winds are only going to get stronger in the critical weeks ahead.

■

CityAndStateNY.com

Pac Man NYS DEPT. OF L ABOR

STONE AGE SYSTEM The state knew its ancient unemployment website needed to be upgraded years ago.

Now New Yorkers are suffering.

by A N N I E M C D O N O U G H

May 4, 2020

L

OSING YOUR JOB IS HARD. Trying to file for unemployment insurance in New York can feel even harder.

More than 1 million New Yorkers have applied for unemployment insurance since the coronavirus pandemic shut down much of the state’s economy in midMarch, leading to mass layoffs, furloughs and cutbacks. In that time, many of those New Yorkers have grown intimately familiar with an unemployment insurance system run on technology that is nearly half a century old and an overloaded call center unequipped to handle the volume of new calls.

Applicants for unemployment insurance have been caught in a kind of maddening tech purgatory in which the state Department of Labor’s website crashes or times out on them before their application can be completed – or, if they were able to complete it, the website times out when they try to claim their benefits. Many applicants were told to call the department’s phone lines in order to complete their application, but they couldn’t get through.

The result was hours wasted on reloading the website and restarting the application or calling the department constantly, trying to get hold of someone who can help.

All the while, the bills still come, rent is still due and the futile search for work in the middle of a global crisis continues.

By late March, the Department of Labor was struggling to keep its head above water to process the hundreds of thousands of claims, and the resulting complaints from those unable to complete applications. A relaunch of the unemployment website in early April – branded as a “tech surge” – aimed to patch some of the system’s issues with new servers to handle increased web traffic, along with a sleeker application designed by Google.

Three weeks into that relaunch, the Department of Labor is touting $3.1 billion in unemployment insurance distributions since the crisis began. But some New Yorkers still appear to be in unemployment purgatory. Tweets from the Department of Labor’s Twitter account are met with hundreds of replies from people complaining that their applications are still pending or that they’ve yet to receive benefits. A Facebook group named “HELP US - NYS Unemployment Issues” has 35,000 members and 1,000 new posts a day, and news articles are still proclaiming the unemployment insurance process a “Kafkaesque mess.”

So how did we get here? State officials have pointed repeatedly to the unprecedented volume of applications to explain why the system has failed some New Yorkers, but while the sudden surge in traffic

LUBA SHUSHPANOVA/SHUTTERSTOCK

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May 4, 2020

City & State New York

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But a deeper look at that RFP from 2017 cutbacks. is certainly unheard of, some observers As users filled out the application, it say the issues with the state’s unemploy- suggests that it’s not just the web application that’s an issue, but the en- might stall or time out. Take too long to ment system are rooted in New tire architecture of the outdated answer a question – many of which are not York’s lack of long-term insystem that is responsible for easy to answer – and you could be kicked vestment in crucial IT systems. processing claims and actually off and forced to start from scratch. Some “The question to ask is, why is making payments. That RFP applicants dug around and found that the architecture old, why is the THE INCREASE IN reads: “... the State has faced they were having issues because their web application old, and why are we TRAFFIC TO THE the pressing problem of main- browser was incompatible with the applihaving the problem? It’s beSTATE LABOR taining, modifying, and ex- cation. One of the recommended browscause the state, in my humble tending outdated and expensive ers for the application was Netscape 6.0 opinion, has starved out techDEPARTMENT SITE mainframe-based UI benefits – a discontinued browser first introduced nology,” one tech consultant and contributions systems that were writ- in 2000. Other users who knew enough to told City & State.

To be sure, the coronavirus crisis and ten in the 1970s and 1980s and remain con- experiment and try to load the application on Safari instead of Chrome, for example, ensuing economic shutdown is causing strained by the technology of that era.”

The entire unemployment benefits site experienced some success. But fixes and people across the country to lose work – not just those in New York. States includ- is built on a mainframe computer sys- patches like that aren’t going to work for – ing North Carolina and Texas are receiving tem – basically giant computers tasked or even occur to – everybody. “That pre100 times their normal load of unemploy- with processing data and transactions. supposes that the person that’s applying ment claims, and others are taking the That mainframe system, with its underly- for these benefits has the technical savvy to make the distinction between same steps New York has, including boost- ing technology from the days the browser technologies,” the ing staffing and building new web serv- of bell bottoms and platform tech consultant said. “A lot of ers. A recent Pew study found that 71% of shoes, is what the state has the people who are applying Americans who filed for unemployment had its eye on modernizing for these benefits are not in the in March still hadn’t received benefits by for years. Upgrades to the sysMILLION technology space.” late April. The state Department of Labor tem might, for example, allow The department’s “tech has argued that despite the problems, it has it to be used 24/7, instead of UNEMPLOYMENT surge” in early April was taroutperformed other states in being able to the current situation, in which APPLICATIONS geted at ironing out both the distribute over $3 billion in benefits so far. New Yorkers can only apply PROCESSED BY THE issue of increased traffic and But New York has known that its un- for benefits between 7:30 a.m. the clunky application. The Deemployment insurance system has needed and 7:30 p.m. Overnight, the STATE DURING THE partment of Labor brought in an upgrade for years. The state in 2017 is- information from the appliCRISIS Google to build a new, sleeker sued a request for proposals for a “system cations has to be processed application for filing for benesolution” to completely revamp the website by the mainframe computers. and its underlying system that allows New Why the state only awarded a contract to fits, which is supported by the tech giant’s Yorkers to apply for and receive unemploy- a tech company to start that work in 2019 cloud infrastructure. Cloud servers – as opposed to in-house physical servers – are ment benefit payments and submit employ- is unclear.

And while that system may be tested in online data centers that are able to adapt er contributions and appeals, as others have reported already. In 2019, that contract was the coming weeks, as more claims are dis- to changing traffic loads and the needs of awarded to Tata Consultancy Services, a persed, so far, the bottleneck has been the whatever website or system they’re hosthundreds of thousands of peo- ing. A system that relies mostly on inglobal IT leader based in India, ple trying to get their foot in house physical servers, meanwhile, has to for $57 million. The Departthe door of the unemployment be able to maintain or build its own data ment of Labor did not comment system. Think of the applica- storage when traffic spikes – as was the on how far along that work is tion for unemployment like a case when the state scrambled to build new now. “While DOL is undergoBILLION front door to accessing benefits. servers when users on the Department of ing a multi-year top-to-bottom A recently unemployed person Labor’s application spiked. overhaul of its unemployment UNEMPLOYMENT So far, the department reports, the new goes to the department’s webinsurance infrastructure, the INSURANCE site, creates a government login Google-backed application has had no state and Google developed and PAYMENTS and begins to fill out questions “unscheduled downtime,” suggesting that launched a new web application about their employment sta- it’s working for now. So why are some peoso New Yorkers would be able THE STATE tus, plugging in personal de- ple still not receiving benefits? Outlets like to file for the COVID-19 related DISTRIBUTED tails including their name and Gothamist have reported that New Yorkbenefits they need in a reliable DURING THE CRISIS Social Security number, as well ers are still having issues connecting to the and streamlined way during as facts about the circumstanc- Department of Labor’s call center. As part this unprecedented time,” department spokeswoman Deanna Cohen es of their unemployment, such as the last of the tech surge, the department also imtime they worked or whether they are out plemented a new procedure in which apsaid in an emailed statement.

A spokesperson for the state said that of work because of coronavirus-related plicants don’t have to call the department’s the primary issue with the unemployment system was the actual web application that users went through to file a claim: As layoffs began across the state, hundreds of thousands of people were suddenly trying to access the application at the same time. The Department of Labor reported a 1,600% increase in web traffic during some of the worst weeks.

1,600%

1.4

$3.1

THAT MAINFRAME SYSTEM ... MEANS NEW YORKERS CAN ONLY APPLY BETWEEN 7:30 A.M. AND 7:30 P.M.

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CityAndStateNY.com

May 4, 2020

often behind the technology curve when it’s only behemoth companies winning contracts. “It’s the companies that are just coming into the market that are pushing the big companies in a (new) direction.

That’s why you see so many acquisitions, buying little companies up and using their technology to move forward.”

The state rejected the notion that it has neglected its tech. “Since day one, we have been laser-focused on modernizing the Empire State’s technology infrastructure,” Scott Reif, spokesman for the state’s Office of Information Technology Services, said in an emailed comment.

“And from critical upgrades to nearly two dozen state agency websites, to new cloudbased solutions that safely store more data at lower costs, we have vastly improved how state government uses technology and how New Yorkers interact with state government online.”

New York is not alone in finding itself ill-equipped to handle this unprecedented caseload of claims. New Jersey, for example, has received criticism for operating its unemployment system using a 60-yearold programming language called COBOL that few programmers are still trained in – though it’s not clear that COBOL is to blame the state’s unemployment delays. But what this crisis has brought to light is just how critical the underlying tech systems of state services like unemployment are. When they’re left to age without regular, significant upgrades, people suffer.

Richard Blum, a staff attorney in monitored, and the need for continuous in- the employment law unit of the Legal Aid vestments in these systems as technology Society, said that one of the problems with evolves. “They’ve not done that,” the con- the original unemployment application sultant said. “They’ve not upgraded any of process was not just the technology, but the fact that the questions themselves can be those core systems.”

Some experts suggested that the issue hard to answer, leaving people to pull their gets back to the process of IT procurement hair out figuring out whether to answer “yes” or “no” to surprisingin the state, and that contractly complicated questions like ing can be a long and burdenwhether they’re prepared to some process – especially for take a job immediately. A persmaller companies that don’t son in quarantine because they meet the state’s qualifications.

YEARS SINCE THE have the coronavirus might anSome of the requirements laid STATE STARTED swer “no” and be denied, for out in the 2017 RFP for the reexample. vamp of the unemployment LOOKING FOR HELP The fact that taking more system, for example, included TO UPDATE ITS than two minutes to answer specifications about the years SYSTEM a question could result in the of experience everyone from session timing out and forcing the vendor’s project manager to lead programmer had to have had in sim- users to start the application all over again ilar IT projects. From government’s per- just makes it harder. “I think it’s important spective, strict requirements are built into to look at it not only as a technology issue,” RFPs to ensure that the vendors hired to Blum told City & State. “The technology build $50 million IT systems know what reflects values and policies. If you design a they’re doing. But that might come at a system that is difficult to navigate in good cost. “Innovation in technology occurs on times, that means some number of people the bleeding edge,” another tech consul- just get screwed. In bad times, it means a tant said, suggesting that government is lot of people get screwed.”

phone lines and to wait on hold for hours to Yorkers are still stuck in the purgatory of complete an application but instead receive timed-out sessions and other frustrations a call within 72 hours of filing to fill in any every subsequent week.

As part of the “tech surge” in early April, outstanding information the department needs to process their claim. The call cen- new physical servers were built to support ter got hundreds of new staff to support the the older part of the system and the website as a whole. There are now more effort, with plans to add more. than 60 servers supporting the Nevertheless, some users still website, as opposed to the four report having issues, including that supported it before the not getting a call back or vercoronavirus crisis. Theoretiifying their information over THE NUMBER OF cally, the addition of new servthe phone but still not being HOURS EVERY ers means that the website and able to claim benefits, as some DAY THE STATE the portal used to certify claims applicants told Gothamist. can handle the increased load Gov. Andrew Cuomo has UNEMPLOYMENT of users more easily. also said that the state could WEBSITE WORKS Why the existing website run out of funds to pay out unwas not migrated to the cloud employment benefits, depending on how long the coronavirus crisis or even upgraded before the crisis is not clear, but some suggested that it’s anothdrags on.

A spokesperson for the state estimated er result of the state’s lack of investment in that while every claim is different and has IT. “This should be so bloody simple, it’s its own set of extenuating circumstances, not funny,” the tech consultant said, laythe average applicant might receive pay- ing out three issues with the entire unemments two to three weeks after first claim- ployment insurance system: user design ing benefits. But some applicants report and functionality, the need for the architecture of the system to be upgraded and waiting longer.

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ONE OF THE RECOMMENDED BROWSERS FOR THE APPLICATION WAS NETSCAPE 6.0 – A DISCONTINUED BROWSER FIRST INTRODUCED IN 2000.

One potential source of delay is the process of applying for Pandemic Unemployment Assistance – an insurance program in the federal CARES Act for those not covered by traditional unemployment, like independent contractors or gig workers.

Until recently, those workers had to apply and be rejected for traditional unemployment before being allowed to apply for the program. New federal guidance allows the application to be combined, and the state Department of Labor released a streamlined application that aims to cut down on that backlog.

But that doesn’t describe everybody who is still waiting on payments or experiencing holdups in having their applications completed. One other remaining sticking point is the fact that once your application is completed, you still have to go back to the website to certify your claim each week to note how many hours you worked in the previous week and testify that you are looking for work. That process is still running on the old website, not the new Google-designed and cloud-based one. So even though the process of getting your foot in the door has been streamlined, many New

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HEALTH INSURERS CRY UNCLE An unpopular industry turns to Washington for help.

by Z A C H W I L L I A M S

ENNIFER M. MASON/SHUTTERSTOCK

T

HE BUSINESS MODEL for insurance companies depends on one central dynamic: customers pay more for their coverage than they receive, overall, in benefits.

As long as that remains in place, insurance companies make money.

Major disasters, such as losses from forest fires, have the potential to rattle the industry. A global economic shock following a deadly pandemic is the type of event with no comparison, for society at large and insurers alike. Companies that offer everything from business interruption insurance to travel insurance are on the hook. “I think it’s going to be horrendous, and I worry about that in terms of New York state in my parochial area of insurance,” said state Sen. Neil Breslin, the Insurance Committee chairman.

One projection estimates that the pandemic will cost health insurance companies between $34 billion and $251 billion this year. Health insurers could also lose a portion of their customer base as employers struggle to stay in business and the ranks of the unemployed grow. In the end, it could be up to federal lawmakers to decide how much the pandemic is going to hurt health insurers. In New York, billions of dollars in future profits depend on keeping millions of people covered. Otherwise, insurance premiums will increase, industry leaders warn.

With direct help from the state and federal governments unlikely, health insurance companies are pushing for the federal government to spend billions of dollars to subsidize private health insurance for small businesses and the unemployed. It is a strategy that positions an unpopular industry in a more favorable light as it confronts an array of political and social uncertainties – a nightmare for any insurer.

“There’s obviously a range of pressures that are put on the plans,” said Eric Linzer, president and CEO of the New York Health Plan Association, which represents health insurers. “Certainly more

could be done to ensure and maintain the stability of the marketplace.”

No one knows how long the pandemic will last. Data shows that more people have been infected with the coronavirus in New York than the next four highest states combined, as of the end of April. The state has tested more than 875,000 people, at least 200,000 more tests than the next closest state, California. Plus, there are the tens of thousands of people who have required hospitalization throughout the crisis. The cost of treating all these people runs into the billions of dollars. Do insurance companies have money to cover all these costs? “Certainly they do,” Linzer said. Insurers have saved money because expensive elective surgeries have been canceled, and customers are pursuing less medical attention during the pandemic for non-COVID-19 treatments.

But those temporary reprieves from some costs might not help the industry keep its market share in the coming months.

More than 60% of New Yorkers have private health insurance, and 95% of people in the state are insured overall. More than 1.4 million New Yorkers have completed their unemployment benefit applications since early March, and the closure of many small

May 4, 2020

ASKING INSURERS TO PAY WHAT’S DUE LINDA LACEWELL SUPERINTENDENT, STATE DEPARTMENT OF FINANCIAL SERVICES

Where do things stand with the insurance industry?

Now is the time for government to be not reactive but proactive. We have to act quickly and with agility to adjust to this new world that we’re in. And insurers are a big part of that. That’s why early on we said that mortgage servicers needed to suspend payments for a period of time until people get back on their feet. We followed that with suspending a whole range of insurance premiums: life insurance, auto insurance, property insurance and health insurance, which we did together with Connecticut.

What has that meant for health insurers?

We need every health care worker in a hospital working on the clinical needs of patients. They cannot be spending time on paperwork for insurers. There’s no reason that you need preapproval for emergency services. We need the hospitals on the front lines to be strong and have all the energy and resources at their disposal to deal with this life-and-death situation. So we talked to them before we acted. We tried to forge agreement and do it in partnership. And many of them have really stepped up and wanted to do exactly that.

But some companies in the industry say that they have to dip into their reserves, which means premiums could go up.

The regulator with respect to approving premium increases for commercial health insurance for consumers is DFS – and the superintendent of DFS. So of course, as we go along the way, and we take whatever action or forge whatever agreement that we forge, we always have in mind, essentially, the consumer and what the impact is going to be for the consumer. A lot of the things that we asked the health insurers to do was not handing over money. It’s paying what’s due. You got a bunch of bills. You know that they’re right. Don’t hold on to them for 30 days so you can get the interest. Pay the hospitals so the health care heroes can operate for the benefit of all of us.

businesses means that insurance companies stand to lose a lot of customers. Even without a second big wave of infections, and any additional economic damage that might bring, health insurers face a tough situation. There are rumblings that some people might even give up on buying insurance given the economic pinch.

To make matters worse for insurers, Gov. Andrew Cuomo has issued emergency orders that have placed additional requirements on insurers. They now have to waive cost-sharing for COVID-19 testing and waive copays for telehealth visits.

There is a moratorium on canceling plans held by small businesses and individuals who cannot pay their premiums. The state also helped hospitals gain an upper hand on insurers by ordering in late April for them to immediately pay outstanding claims by hospitals, which are struggling to maintain their own fiscal health during the pandemic. “If the insurers withhold payments to the hospitals, and they’re in financial trouble, (the hospitals are) more likely to accept a lesser amount in negotiations,” Breslin said.

Health insurers have their own way of saying the state has not been on their side, including on the hospital order.

“There is a need to balance the interests of those New York hospitals in need of assistance during the COVID-19 crisis with the interest of individuals, businesses and union members who are struggling to afford premiums and making ends meet,” reads an April 22 statement from the New York Health Plan Association. “Regrettably, this guidance upsets that delicate balance. At the end of the day, it will be New Yorkers with private health coverage who have to pay the price with unnecessarily higher premiums.”

Raising insurance premiums, however, is not a cut and dried process. Health insurers are barred from incorporating their 2020 losses by raising rates next year unless the pandemic continues into the new year. “Nowhere in those calculations can they say, ‘We’re going to lose this much money in 2020,’” Cynthia Cox, of the Kaiser Family Foundation, told Vox. But there is a loophole that allows for charging higher premiums if insurers have to dip into their reserves to cover claims, according to Vox’s reporting. “With the downturn in the economy and in the stock market, it has obviously had an effect on health claim reserves that are intended to be there to pay for claims at moments like this,” Linzer told City & State.

Even if insurers can raise premiums, that will take time, especially to overcome any resistance from the state. “The regulator with respect to approving premium increases for commercial health insurance for consumers is (the state De-

partment of Financial Services),” said department Superintendent Linda Lacewell, who added there is a “need for health insurers to step up” considering how the pandemic is slamming hospitals and everyday New Yorkers alike.

The insurance industry needs to move fast if it wants to keep its customers. While the industry hasn’t been included in any of the recent federal stimulus bills, that could change in the upcoming weeks.

“Employers need more support,” reads an April 28 letter to congressional leaders from groups including America’s Health Insurance Plans, the Council of Insurance Agents and Brokers and the U.S. Chamber of Commerce. “Workers need to be able to continue their stable, secure coverage.”

This complements calls at the state level by business groups. “A federally funded premium assistance program earmarked and targeted to small and midsize businesses and individuals is the best opportunity to keep people insured,” the New York Health Plan Association and business groups said in an April 10 letter to U.S. Senate Minority Leader Charles Schumer, who has been credited with helping the industry as recently December. A spokesperson for the senator could not be reached for comment.

But the state’s most powerful member of Congress has limited sway on both the federal and state levels. More than 100 state lawmakers would just as soon abolish the whole industry and replace it with a state-level single-payer health care system rather than help them in their current predicament. “It just seems like every single time there’s any instance of a large disaster, this is what they say, and I don’t totally buy it,” Assemblyman Robert Carroll said. But like other state and federal lawmakers – including those like him who back single-payer – Carroll wants to help small businesses. “They provided health care,” Carroll added.

“What happens if they come back as a shell of their former selves?”

The state’s declining finances mean the answer to that question will most likely depend on the federal government.

The U.S. Supreme Court ruled on April 27 that health insurers can recover $12 billion because of losses incurred during the early days of Obamacare.

There is still hope within the industry that the government could also help the industry by subsidizing private insurance for businesses and the unemployed.

Despite the efforts of the business community to make federal lawmakers see things that way, it remains uncertain whether they will buy what these insurers are selling.

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May 4, 2020

City & State New York

HOW COVID-19 WILL TRANSFORM INSURANCE KEVIN CAHILL CHAIRMAN, ASSEMBLY INSURANCE COMMITTEE

How is the state Legislature going to approach insurance in the upcoming weeks?

We are in discussions with our colleagues to conduct joint hearings and roundtables on a variety of issues that have surfaced because of the COVID crisis. We may be doing them with other committees, but we are certainly going to follow up in this instance as we did after Hurricane Sandy and as was done after the 9/11 attacks. We’re in discussions with leadership right now about how they want to roll out the hearings

in a world where we will probably have to do it virtually, and how we do that by making sure we comply with Open Meetings Laws.

What is one topic of discussion that could have a big impact on New Yorkers?

We have some of the highest automobile insurance rates in the country, but unlike other states, companies cannot voluntarily reduce premiums because of antiquated anti-rebating laws. If you’re not using your car, you are not imposing any liability that needs to be insured. The risk has gone down and the very ideas upon which you paid for an annual insurance policy for your car have changed. We did hear back from the (state Department of Financial Services), but this is new territory for the superintendent.

How might people change their approach to life insurance?

As a result of COVID, we will see a spate of early retirements. Those early retirements may in fact mean that people will be tapping into their annuities sooner rather than later. And we want to know whether that changes the economics of it.

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Besides health, property and life insurance, what else has to be done?

We have to arrive at a permanent fix for medical malpractice and its unaffordability. We want to resolve the limousine safety issue. We want to rationalize the payment system for outpatient substance abuse treatments. We want to bring ambulances and other medical transportation services into the area of independent dispute resolution – and take the consumer out of that. We have title insurance issues that are lingering from last year.

Is there any hope to get back to regular legislative work in the upcoming months?

Any individual member who sponsors the bill can insist on committee consideration and we are required to consider it. That invariably means that the bill gets held in committee, but it has to be brought up for a vote. I believe there are about 20 (bills) in the Insurance Committee and probably a similar number in other committees. We have to find out how we deal with them if we are not meeting in regular session or a regular committee session.

From the home front to the front lines, we thank all New Yorkers who are doing their part to win the fight against COVID-19.

Some of the shuttered storefronts across New York will likely never open again.

COVERAGE A FOR THE CORNER STORE Some New York lawmakers think insurance companies should pay out to small businesses shuttered due to the pandemic – regardless of what their policies say.

S THE CORONAVIRUS pandemic rages in New York, more and more businesses are shuttering, both temporarily and permanently.

The federal government has been providing relief across multiple aid packages, but for some struggling small-business owners, it hasn’t been enough.

Some owners are turning to their business interruption insurance policy for a payout to keep them afloat, only to find out that type of insurance doesn’t cover pandemics. Lawmakers in New York say insurance companies are trying to game the system during an unprecedented crisis. The state Legislature is considering legislation that would force insurance companies to make claim payments even when the contract doesn’t include, or even explicitly excludes, pandemics. But members of the insurance industry say business interruption insurance was never intended for the kind of situation the country is facing, and forcing payments would be an illegal move that could bankrupt the industry.

RBLFMR, QUIGGYT4/SHUTTERSTOCK

by R E B E C C A C . L E W I S

City & State New York

Business interruption insurance is one type of policy that small businesses can purchase to help safeguard them against tough times. As the name implies, policyholders can make a claim when their business operations get interrupted due to some form of natural or man-made disaster. Following the SARS outbreak nearly two decades ago, most policies began to say that pandemics and viral or bacterial outbreaks were not covered. And even when the contract doesn’t mention pandemics, insurers are still refusing to pay out claims.

Assemblyman Robert Carroll, the sponsor of legislation that would make small-business policyholders retroactively covered, said this is unconscionable. “The reasonable small business purchases this insurance for times just like this when, at no fault of their own, because of a natural disaster, their business is interrupted,” Carroll told City & State. He said even though many policies exclude pandemics, these small-business owners have no negotiating power to change the terms of their contracts. Carroll added that even if someone asked for additional coverage in the case of a viral or bacterial outbreak, such a policy doesn’t exist. In other words, small-busi-

ness owners who have been paying premiums for years are now being blindsided by a disaster that their insurers say they have no responsibility to cover, Carroll said.

But the insurance industry believes those arguments are flawed, and that Carroll’s

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damage to a business as the result of a natural disaster like a hurricane. This is explained clearly on the website for the state Department of Financial Services, the state agency that regulates insurance. In an FAQ for small-business owners about the coro-

“HOW CAN YOU IMPOSE UPON THEM AN OBLIGATION TO PAY FOR CLAIMS FOR WHICH THEY NEVER ACCEPTED A PREMIUM?”

– DAN KOHANE, HURWITZ & FINE P.C. SENIOR PARTNER

legislation could have dire consequences for the industry. Laura Foggan, who leads the insurance group at the law firm Crowell & Moring LLP, said that business interruption insurance is specifically intended for when there is physical or structural

navirus, the agency wrote that “any claim would still need to be related to your property damage for coverage to be triggered,” even if the contract doesn’t explicitly exclude pandemics. Foggan said that when that language was added following the

May 4, 2020

REWRITING THE FINE PRINT

“When you purchase business interruption insurance,” Assemblyman Robert Carroll argued, “you reasonably expect that if your business is closed down by the government … you’re going to get paid.”

NEIL BRESLIN CHAIRMAN, STATE SENATE INSURANCE COMMITTEE

Some of your colleagues are proposing that pandemic coverage apply retroactively to small businesses, what do you think?

If this were ever allowed to happen, and it passed the muster challenge in court, it could cost upwards of $25 billion to $30 billion. I feel very sad for small businesses who obviously didn’t expect this to happen. We have to make sure that there’s state, local and federal intervention to make sure they can bridge the gap. But I don’t think you can do it by attacking insurance contracts to change it retroactively.

What lessons do past disasters have for making pandemic coverage affordable moving forward?

After the World Trade Center, construction just stopped in New York City because insurance companies were reluctant to insure the construction of the new high-rise buildings. That’s when the federal government stepped in and said: “OK, let’s work out an arrangement where you’ll cover the first $1 million and we will cover you for the remainder. We will be the backstop.” It worked out well. ... I don’t think that businesses want to continue unless they have some coverage in that area. And I think the government is going to have to come in with a backstop.

SARS outbreak, it was more for clarification – she argued that business interruption insurance would never have covered such a situation since it doesn’t cause property damage. “It is not designed to respond to the risk of bodily injury,” Foggan said. “That’s a different kind of risk and a pandemic is, by its nature, a very different kind of exposure.”

While sympathetic to the plight of small-business owners that Carroll’s legislation would help, Foggan said that forcing insurance companies to pay claims for situations that are not covered is not the solution. “These kinds of bills definitely present serious constitutional questions,” Foggan said. “And enacting a bill that would retroactively alter the terms of coverage to force insurers that didn’t insure these claims to pay them would have very serious implications.” She suggested it could bankrupt the industry because it’s not prepared to make payments for claims it never intended to insure.

Carroll pushed back on that assertion, saying that the industry is sitting on $900 billion in reserves, so it can afford to pay these claims. “Just because this natural disaster is gigantic, doesn’t mean we should let the insurance industry off the hook,” Carroll said. His legislation would also create a fund to help insurers if the companies encounter financial hardships

as a result of the new coronavirus-related payments. Carroll added that there are legal arguments that the coronavirus constitutes property damage because it rests on surfaces, even if it’s invisible. “When we look at contracts, one of the standards we look at is what did the parties reasonably expect to get from that contract,” Carroll said. “And when you purchase business interruption insurance, you reasonably expect that if your business is closed down by the government because of some natural disaster … that you’re going to get paid.”

Foggan said that the insurance industry’s reserves are there to pay the thousands of other claims it receives, and that if it gets depleted under this legislation, other policyholders requesting payouts would be punished. She also dismissed the argument that the virus is causing physical damage, saying that advocates’ arguments are a stretch that existing case law does not support.

Foggan also said that existing policies don’t offer coverage for forced government closures in any sort of situation.

Even with something called contingent business interruption insurance, which covers businesses forced to close without sustaining property damage, there must be damage to nearby businesses that has caused the interruption.

QUIGGYT4/SHUTTERSTOCK, DEMMER S

How has the pandemic affected small businesses?

A lot of businesses have fire insurance, flood insurance, and if those things happen then it interrupts their business (and) there’s an insurance policy. There’s been over the last number of years discussions about pandemic insurance, but that really hasn’t had any traction. Most insurance policies would specifically say viruses are excluded in contracts because most insurance companies were unable to really measure that risk. When they did, it was so expensive it would preclude anybody from carrying it.

May 4, 2020

City & State New York

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Bookstores like the Strand were already having a tough time before the crisis.

GONE FOR GOOD

SOME OF NEW YORK CITY’S MOST BELOVED BUSINESSES MAY NOT SURVIVE THE CORONAVIRUS. Dan Kohane, a senior partner at the law firm Hurwitz & Fine P.C., said that legislation like Carroll’s is trying to solve a massive problem with no easy solution by laying it unfairly at the feet of the insurance companies. “How can you impose upon them an obligation to pay for claims for which they never accepted a premium?” Kohane asked. He said that all policies sold in the state needed approval from the state Department of Financial Services, which has known for years that many business interruption contracts explicitly exclude pandemics. Carroll said that this is a problem the agency should have addressed long ago, but said the regulators who “allowed” that to happen had “no idea” a situation like the one we’re facing now would happen. The department did not return a request for comment about why it did not previously take action on this issue and whether it would step in with new regulations now.

Carroll’s legislation, first introduced in March, recently gained a sponsor in state Sen. Andrew Gounardes to carry the bill in that chamber and has support from members of the hospitality and nonprofit industries. But given the potential legal implications and strong opposition from the insurance industry, small-business owners looking for relief may not find it through his bill.

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SMALL BUSINESSES in New York City are fighting for their survival amid the COVID-19 outbreak. After over a month without earning any revenue, many, including long-standing icons like Manhattan’s Strand bookstore, have laid off the majority of their staff. The independent bookseller has filed a request to be designated an essential business, so that it could take and fill online orders.

The Strand is just one of many wellknown businesses and cultural institutions that may not survive COVID-19 pandemic and its economic repercussions – or that have already announced their closure, leading many New Yorkers to fret about a potentially devastating blow to the city’s character.

Here are some of the city’s icons that may permanently shutter as a result of the coronavirus.

COOGAN’S The Irish pub, a multiethnic gathering spot in Washington Heights, Manhattan, recently announced it would not be reopening due to the pandemic. The bar and restaurant, which first opened in 1985, was a sanctuary in a neighborhood

tormented by violence and the illegal drug trade during the 1990s. Its guests included Dominican Americans, African Americans, Caribbean Africans, Irish Americans, Jewish-German refugees, off-duty NYPD officers and medical workers from nearby Columbia University Irving Medical Center, the largest campus of NewYork–Presbyterian Hospital.

However, now the time has come for New Yorkers to bid farewell to Coogan’s. According to The New York Times, the bar’s owners convinced a beverage supplier to take back cases and kegs of beer to meet the last payroll.

FORBIDDEN PLANET NYC One of the oldest and biggest comic book stores in New York City, a few blocks from the Strand, Forbidden Planet may close permanently. Since its opening in 1981, the science fiction emporium has occupied three different locations on the same block, just south of Union Square.

Due to its closure amid the pandemic, the store has not made any revenue in a month, according to Jeff Ayers, Forbidden Planet’s general manager.

May 4, 2020

the upscale American restaurant, marked by chef Adam Portale’s 34-year tenure, hired a new chef, Victoria Blamey, hoping to attract younger diners. However, despite good reviews, including Michelin stars and James Beard Awards, Gotham Bar & Grill experienced financial hardship. A spokesperson for the restaurant told Eater, “The situation created by the coronavirus has made the operation of the restaurant untenable.”

UPRIGHT CITIZENS BRIGADE The 30-year-old improv group, which has long served as a home to up-and-coming comedians, is planning to close its permanent theater in Hell’s Kitchen and its training center on Eighth Avenue. The organization formed in the 1990s and soon grew into a comedy hub and launching pad for A-list comedians, including Ellie Kemper, Aziz Ansari and Kate McKinnon. The pandemic closure is the final straw, after years of successive struggles to pay rent, property taxes and other expenses.

NEIR’S TAVERN Saved by Mayor Bill de Blasio in January, the historic 19th-century bar in Woodhaven, Queens is once again on the cusp of death. The mayor facilitated a handshake deal for a new five-year lease between bar owner Locyent Gordon and building owner Henry Shi. With the closure of restaurants mid-March, Neir’s Tavern began offering take-out

and delivery service. However, Gordon decided to close the business for the month of April, to protect guests and staff. According to Gothamist, Gordon applied for relief funds and asked Shi for two months’ rent forgiveness.

GOTHAM BAR & GRILL The fine dining restaurant in the West Village closed after 36 years of service. Last summer,

For many establishments, online orders alone can’t sustain the business. The Tenement Museum, for example, makes 75% of its budget from admissions and gift shop sales.

MARCIN WICHARY; READING TOM

TENEMENT MUSEUM Many museums are housed in former mansions, displaying the art and furniture of the rich and famous. Few are in decrepit, dimly lit apartments, documenting the lives of the poor and anonymous – but that’s what the Tenement Museum on Manhattan’s Lower East Side does.

According to a report published by the public policy think tank Center for an Urban Future, the Tenement Museum is among the cultural institutions hardest hit by the virus. Its loss would be significant to many New Yorkers – especially the millions who trace their lineage to the Irish, Italian and Jewish immigrants whose first New York homes were tenements in Lower Manhattan. But, according to The New York Times, with 75% of its $11.5 million annual operating budget coming from admissions and gift shop sales, the museum will struggle to survive the pandemic.

LUCKY STRIKE After 31 years in business, SoHo restaurant Lucky Strike is closing. Keith McNally, the owner of the French-American bistro, who himself had COVID-19, told Grub Street that the COVID-19 pandemic made its financial situation impossible to fix. According to a statement on its website, the restaurant stopped offering take-out and delivery options as of March 22 in the “interest and well-being of its customers and staff.”

– Amina Frassl

May 4, 2020

SHUT OUT OF THE STIMULUS Fighting for the money that should have gone to small businesses THE FEDERAL GOVERNMENT’S rollout of another $310 billion in small business aid was hampered by more delays and confusion last week, adding to concerns that mom and pop shops on the verge of financial ruin are still being shut out. In New York, officials are raising alarms that the federal program needs more than just additional money – it also needs more oversight, more transparency and more flexibility for small businesses relying on the aid, they say.

City & State New York

The federal Paycheck Protection Program was established under a federal coronavirus relief bill passed in March, offering forgivable loans to businesses and nonprofits with 500 or fewer employees.

But the program’s initial rollout last month was marred by confusion from lenders and business owners over vague guidance put out by the federal government, and the $349 billion allotted ran out within two weeks. The deluge of applications from businesses overwhelmed the system shortly after it reopened on April 27.

“The issue that we have right now is that in order to address whether or not there is sufficient money – and my educated guess is not, this is too deep, too many businesses are suffering – we need data and transparency, and I’ve been asking that from Treasury and the Small Business Administration,” Rep. Nydia Velázquez, the chair of the House Committee on Small Business, said during a City & State webinar on April 28.

While there have been reports of small employers struggling to get funding, a number of publicly traded companies have collectively gotten hundreds of millions of dollars through the program. Shake Shack, the Los Angeles Lakers and Ruth’s Chris Steak

THANK YOU to all of New York’s first responders, health care workers, state leaders, health plans and providers for your extraordinary efforts during these challenging times.

21

House are among some of the recipients who have now pledged to return the loans.

Large banks such as JPMorgan Chase, Citibank and U.S. Bank have drawn criticism for prioritizing wealthier clients applying for the loans over small businesses, as The New York Times reported last month.

“Banks are not focused on small businesses,” Gregg Bishop, who heads New York City’s small business agency, said during the webinar discussion. “They are not interested in providing technical assistance, the level of lending is just not worth it.” Manhattan Borough President Gale Brewer, another panelist in City & State’s webinar, agreed. “I think the banks are the bad guys,” Brewer said.

“The big banks, in this particular scenario … because that’s where I got the most complaints.”

The second round of $310 billion allocated to the Paycheck Protection Program includes $60 million in additional funding to smaller lenders such as community banks and credit unions, which officials say better prioritize smaller organizations.

It’s difficult to understand how much of the funding actually went to small employers because the U.S. Small Business Administration has yet to make the information public. - Kay Dervishi

Serving the needs of our clients since 1932

121 STATE STREET, ALBANY, NY 12207 HINMANSTRAUB.COM 518-436-0751 @hinmanstraub

The courts aren’t hearing Child Victims Act cases. Will sexual abuse plaintiffs get more time to sue?

I

N AN AUGUST INTERVIEW, Gov. Andrew Cuomo said, “Child sexual abuse is a real epidemic. It’s been in the corners and in the shadows, but it is much more widespread than people want to admit.”

Now that epidemic has been eclipsed by a global pandemic, whether some victims of childhood sexual abuse will have the chance to take their alleged abusers to court is uncertain. Beginning in August, many adults who were the victims of sexual abuse as children had a one-year opportunity to take legal action against their alleged abusers and related institutions. But the coronavirus crisis has scrambled legislative priorities and closed the courts to all but the most urgent matters, and the survivors who were given a grace period to press charges or seek damages outside the normal statute of limitations now find themselves unable to make those claims.

“The COVID-19 pandemic has effectively shut down the civil justice system, causing confusion and worry among survivors,” Ariel Zwang, CEO of victim services organization Safe Horizon, wrote in an email to City & State.

Under the Child Victims Act, which passed in January 2019, people seeking to press charges for felonies in criminal cases can now do so until the victim turns 28, rather than 23. In civil cases, people now have until they are 55 to bring a suit. In addition to those extensions, the Legislature created the one-year look-back window for anyone who otherwise would have been ineligible due

to age or other factors, allowing them to pursue civil cases regardless of the statute of limitations. That window began on August 14, 2019, and it is set to expire this August, but advocates fear court closures due to the pandemic may shorten the window by several months.

“There’s no clear answer,” state Sen. Brad Hoylman, who sponsored the original legislation, told City & State. “I think it is incumbent on Albany to provide some clarity for survivors and the courts as to whether we’re going to add more time.”

On March 20, Cuomo issued an executive order temporarily pausing statutes of limitations for one month, later extending that pause through at least May 15. Advocates and attorneys have noted that it remains unclear whether that pause applies to the Child Victims Act look-back window. Cuomo spokesman Jason Conwall did not offer further clarity: “This is an issue we’re looking at and we will continue to discuss how we can address it,” he said in an email to City & State.

The coronavirus pandemic halted much of the state’s legal activity when, on March 22, state Chief Administrative Judge Lawrence Marks issued an order stopping the filing of all cases except those deemed essential, such as temporary orders of protection, some child protection matters and landlord lockouts. Child Victims Act claims were not deemed essential.

There have been 1,700 Child Victims Act filings since August, according to the state Office of Court Administration. Many were filed under the look-back window, and the number of cases caused

NY SENATE MEDIA SERVICES

by H O L L Y P R E T S K Y

City & State New York

a backlog in the courts. Advocates say there are still many more people who hope to bring suits before the window ends.

“This will certainly be a hotly litigated issue that defendants try to use to their advantage in court,” wrote attorney Jason Berland of Lewis Baach Kaufmann Middlemiss PLLC in a recent New York Law Journal op-ed, encouraging lawmakers to clarify the situation and extend the window.

Legislators had an opportunity to address the look-back window during this year’s budget negotiations in early April, but they did not.

The Child Victims Act has also caused a financial strain on many institutions, such as the Roman Catholic Church, Boy Scouts of America and public and private schools. The cascade of cases has inundated those institutions with legal fees, settlements and expensive investigations into old insurance policies.

“Insurance companies have to have proper reserves. They have to know what kind of claims are coming, and certainly they did not expect to have these claims suddenly appear on their financial radar,” said Dan Kohane, a senior partner at the law firm Hurwitz & Fine P.C. “So that’s a hardship there.”

Before the pandemic reached New York, a new bill was introduced in the state Legislature to extend the look-back window an additional year to allow more people the opportunity to come forward. That bill was in committee when the pandemic arrived, and it is unclear whether lawmakers will revisit it this session.

23

Lawmakers were originally scheduled to reconvene on April 20, but have yet to meet since passing the state budget at the beginning of the month.

“This important legislation will be discussed by the Majority Conference and we will move forward accordingly,” state Senate Democratic spokesman Gary Ginsburg wrote in an email. Kerri Biche, a spokeswoman for Assembly Speaker Carl Heastie, wrote in an email that the Assembly remains in session at the call of the speaker.

While there has been support for a look-back window extension in the state Senate, some have said the one-year extension is unnecessary. The existing look-back window has already been widely publicized, Kohane said, and the law passed six months before the lookback window opened, giving survivors extra time to prepare a lawsuit.

“It’s really a year and a half to consider whether or not they want to bring a claim,” he said. “The reason for a statute of limitations is so that people who could be sued can have some closure.”

Members of State Senate Insurance Committee the Legislature Chairman Neil Breslin has also said he who spoke out about their opposes extending the window another own experiyear, though he said he is open to makences as vicing up for time lost during the pandemtims of abuse ic. “That seems to me that I could be mark the first anniversary convinced that that’s very reasonable,” of the Child he said.

Victims Act. Assemblyman Kevin Cahill, who chairs the Insurance Committee in that chamber, said, “We certainly didn’t expect that the last few months of the Child Victims Act (look-back window) would have people barred from courtrooms. I would be inclined towards supporting an extension.”

Advocates are continuing their calls for a yearlong extension of the look-back window this session despite the coronavirus pandemic.

Child victims advocate Tom Andriola said getting the tone of advocacy right during this unprecedented time was important. “People just want to be respectful, but they also want to make sure that folks know it’s really important to take some action on this,” he said.

Since people have been confined to their homes and isolated from resources outside of their families, issues of abuse and domestic violence become even more urgent, according to Gary Greenberg, a state Senate candidate for a district outside Albany and the founder of the Fighting for Children Political Action Committee. Survivors’ plans to file their cases may have also been disrupted due to the coronavirus, he said, meaning additional time is needed even more. Greenberg said he expects the look-back window to be extended to make up for the pandemic-related court closures.

He said he is committed to advocating for a one-year lookback window extension, but acknowledged that it may not happen during this legislative session. “The priorities are, I’m sure, going to be coronavirus and getting businesses back open, helping in those areas,” Greenberg said. “So, it may not happen this year.

That is a distinct possibility.”

■

Zach Williams contributed reporting.

24

CityAndStateNY.com / PUBLIC and LEGAL NOTICES

May 4, 2020 For more info.

212-268-0442 Ext.2039

Email

legalnotices@cityandstateny.com Notice of Formation of JB Capstone Enterprises, LLC, filed with SSNY on 2/4/14. Office: NY County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to LLC: 12 East 37th St, 2nd Floor, NY, NY 10016. Purpose: any lawful act or activity.

Notice of Formation of 5hndred Autohaus, LLC filed with SSNY on March 3, 2020. Office: NY County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to LLC: 615 Manor rd, Staten Island, NY. Purpose: any lawful act or activity.

NOTICE OF FORMATION of a limited liability company (LLC). The name of the limited liability company is 1321 EAST 7TH STREET LLC. The date of filing of the articles of organization with the Department of State was January 21, 2020. The County in New York in which the office of the company is located is Kings. The Secretary of State has been designated as agent of the company upon whom process may be served, and the Secretary of State shall mail a copy of any process against the company served upon him or her to 1321 East 7th Street, Brooklyn, New York 11230. The business purpose of the company is to engage in any and all business activities permitted under the laws of the State of New York.

Notice of Qualification of HOUSING IS A HUMAN RIGHT LLC Appl. for Auth. filed with Secy. of State of NY (SSNY) on 03/27/20. Office location: NY County.

LLC formed in Delaware (DE) on 03/03/20. Princ. office of LLC: c/o The Hudson Companies Inc., 826 Broadway, NY, NY 10003. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC at the princ. office of the LLC. DE addr. of LLC: 251 Little Falls Dr., Wilmington, DE 19808. Cert. of Form. filed with Secy. of State, 401 Federal St., Ste. 4, Dover, DE 19901.

Purpose: Any lawful activity.

Notice of Qualification of PQOZ FUND MANAGER LLC Appl. for Auth. filed with Secy. of State of NY (SSNY) on 03/11/20. Office location: NY County.

LLC formed in Delaware (DE) on 11/07/18. Princ. office of LLC: 75 Broadway, Ste. 230, San Francisco, CA 94111. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC at the princ. office of the LLC. DE addr. of LLC: 251 Little Falls Dr., Wilmington, DE 19808. Cert. of Form. filed with Secy. of State, DE Div. of Corps., John G. Townsend Bldg., 401 Federal St., Ste. 4, Dover, DE 19901. Purpose: Any lawful activity.

Notice of Qualification of PGF1 SPE JV1, LLC Appl. for Auth. filed with Secy. of State of NY (SSNY) on 03/11/20. Office location: NY County.

LLC formed in Delaware (DE) on 12/17/18. Princ. office of LLC: 75 Broadway, Ste. 230, San Francisco, CA 94111. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC at the princ. office of the LLC. DE addr. of LLC: 251 Little Falls Dr., Wilmington, DE 19808. Cert. of Form. filed with Secy. of State, DE Div. of Corps., John G. Townsend Bldg., 401 Federal St., Ste. 4, Dover, DE 19901. Purpose: Any lawful activity.

Notice of Formation of Somerset 2020 LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 01/21/20. Office location: NY County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The Baker Law Firm PLLC, 1175 York Ave., #15D, NY, NY 10065, Attn: Brett R. Baker, Esq. Purpose: any lawful activities.

Notice of Formation of CLUBSTAR NYC DESIGN, LLC filed with SSNY on November 07, 2019. Office: NY County.

SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to LLC: 80 Varick St, 7F, NY, NY 10013. Purpose: any lawful act or activity.

DANIELLE SROOR MANAGEMENT LLC, Arts. of Org. filed with the SSNY on 03/12/2020. Office loc: NY County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: D. Sroor, 110 Wall Street, Apt 1704, NY, NY 10005. Purpose: Any Lawful Purpose.

Move it, Baby! LLC Filed 2/13/20 Office: New York Co. SSNY designated as agent for process & shall mail to: 120 Riverside Blvd, Apt 16J, New York, NY 10069 Purpose: all lawful

May 4, 2020

Notice of Qualification of ZAPPOS.COM LLC Appl. for Auth. filed w i t h Secy. of State of N Y (SSNY) on 03/19/20. Office location: NY County.

LLC formed in Delaware (DE) on 11/10/09. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to c/o Corporation Service Company, 80 State St., Albany, NY 122072543. DE addr. of LLC: 251 Little Falls Dr., Wilmington, DE 19808. Cert. of Form. filed with DE Secy. of State, 401 Federal St., Dover, DE 19901. Purpose: Any lawful activity.

Notice of Formation of PSYK LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 03/11/20.

Office location: NY County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 600 West 138th St., Apt. 63, NY, NY 10031. Purpose: any lawful activities.

Notice of Qualification of RM781 LLC. Authority filed with Secy. of State of NY (SSNY) on 03/12/20.

Office location: NY County. LLC formed in Delaware (DE) on 02/21/20.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 810 7th Ave., NY, NY 10019. Address to be maintained in DE: Corporation Trust Center, 1209 Orange St, Wilmington, DE 19801.

Arts of Org. filed with the DE Secy. of State, John G. Townsend Bldg., 401 Federal St., Ste. 4, Dover, DE 19901. Purpose: any lawful activities.

Notice of Formation of Cow Hill Realty Holdings LLC name amended to: Cowhill Realty Holdings LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 03/10/20.

Office location: NY County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: the Company, c/o Sachs Companies, 155 East 55th St., Ste. 5F, NY, NY 10022. Purpose: any lawful activities.

LEGALNOTICES@ CITYANDSTATENY.COM

Venn Media Holdings LLC Appl. for Auth. filed with Secy. of State of NY (SSNY) on 3/16/20. Office location: NY County.

LLC formed in Delaware (DE) on 3/12/20. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to c/o Lemery Greisler LLC, 60 Railroad Place, Suite 502, Saratoga Springs, NY 12866. DE addr. of LLC: c/o United Corporate Services, Inc., 874 Walker Road, Suite C, Dover, DE 19904. Cert. of Form. filed with Secy. of State of the State of DE, Div. of Corps., P.O. Box 898, Dover, DE 19903.

Purpose: General.

Notice of Qualification of HOURS NEW YORK LLC Appl. for Auth. filed with Secy. of State of NY (SSNY) on 03/18/20. Office location: NY County.

LLC formed in Delaware (DE) on 03/25/19. Princ. office of LLC: 530 7th Ave., M1, NY, NY 10018.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to c/o Corporation Service Company, 80 State St., Albany, NY 12207-2543. DE addr. of LLC: 251 Little Falls Dr., Wilmington, DE 19808.

Cert. of Form. filed with Secy. of State, 401 Federal St., Dover, DE 19901.

Purpose: Clothing.

Roll & Hill Furniture, LLC. App. for Authority filed with the Secretary of State of NY (“SSNY”) on 1/29/2020. LLC formed in DE on 1/29/2020. Office location: Kings County.

SSNY desig. as agent of LLC upon whom process against it may be served.

SSNY mail process to 87 34th Street, Unit 11, Brooklyn, NY 11232. Cert. of Form. on file: DE SOS, Delaware Div. of Corporations, P.O. Box 898, Dover, DE 19903. Purpose: any lawful business.

Notice of Qualification of LIRIO MANAGER LLC Appl. for Auth. filed with Secy. of State of NY (SSNY) on 03/27/20. Office location: NY County.

LLC formed in Delaware (DE) on 10/07/19. Princ. office of LLC: c/o The Hudson Companies Inc., 826 Broadway, NY, NY 10003. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC at the princ. office of the LLC. DE addr. of LLC: 251 Little Falls Dr., Wilmington, DE 19808. Cert. of Form. filed with Secy. of State, 401 Federal St., Ste. 4, Dover, DE 19901.

Purpose: Any lawful activity.

Venn Media Holdings LLC Appl. for Auth. filed with Secy. of State of NY (SSNY) on 3/16/20. Office location: NY County.

LLC formed in Delaware (DE) on 3/12/20. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to c/o Lemery Greisler LLC, 60 Railroad Place, Suite 502, Saratoga Springs, NY 12866. DE addr. of LLC: c/o United Corporate Services, Inc., 874 Walker Road, Suite C, Dover, DE 19904. Cert. of Form. filed with Secy. of State of the State of DE, Div. of Corps., P.O. Box 898, Dover, DE 19903.

Purpose: General.

BKauf, LLC. Filed with the SSNY on 2/14/202.

Office: Kings County.

SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to LLC, United States Corporation Agents, INC. 7014 13th Avenue, Suite 202 Brooklyn, NY 11228.

Purpose: Any lawful purpose.

App. for Auth. (LLC) Solid & Striped LLC. App. for Auth. filed w/ the Secy. of State of NY (SSNY) on 4/1/20. LLC formed in DE on 6/7/12. Office Location: NY County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: c/o The LLC, 529 W. 20th St., #7E, NY, NY 10011, registered agent upon whom process may be served. Purpose: All lawful purposes.

Notice of Formation of Galen Botanicals, LLC filed with SSNY on January 17, 2020. Office: Kings County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to LLC: 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. Purpose: any lawful act or activity.

PUBLIC and LEGAL NOTICES / CityAndStateNY.com

May 4, 2020

Notice of Formation of AR Practice Management Firm, LLC filed with SSNY on March 5, 2020. Office: NY Dutchess County. SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail copy of process to LLC: 59 Hudson Heights Drive, Poughkeepsie, NY 12601.

Purpose: any lawful act or activity.

BKauf, LLC. Filed with the SSNY on 2/14/202.

Office: Kings County.

SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to LLC, United States Corporation Agents, INC. 7014 13th Avenue, Suite 202 Brooklyn, NY 11228.

Purpose: Any lawful purpose.

NOTICE OF FORMATION of limited liability company (LLC). Name: MO WELLNESS FOUNDATION, LLC. Articles of Organization filed with Secretary of State of New York (SSNY) on 04/01/2020. Office location: Bronx County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail copy of process to: MAURICE HURD 3410 DE REIMER AVE APT 7J BRONX, NY 10475. Purpose: any lawful purpose.

NOTICE IS HEREBY GIVEN THAT A LICENSE, SERIAL # 1327838 FOR LIQUOR, WINE, & BEER HAS BEEN APPLIED FOR BY THE UNDERSIGNED TO SELL LIQUOR, WINE, & BEER AT RETAIL UNDER THE ALCOHOLIC BEVERAGE CONTROL LAW AT 156 COLUMBUS AVE NY, NY 10023 NY COUNTY, FOR ON PREMISE CONSUMPTION.

Notice of Qualification of Epyllion Industries LLC. Authority filed with Secy. of State of NY (SSNY) on 02/19/20. Office location: NY County.

LLC formed in Delaware (DE) on 02/18/20. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Matthew Ball, 1325 Avenue of the Americas, Ste. 2822, NY, NY 10019. Address to be maintained in DE: 9 E. Loockerman St., Ste. 311, Dover, DE 19901.

Arts of Org. filed with the Secy. of State, John G. Townsend Bldg., 401 Federal St., - Ste. 4, Dover, DE 19901. Purpose: any lawful activities.

ZNK, LLC Art. of Org filed with the SSNY on 4/17/20.

Office: New York County. SSNY designated as agent of the LLC upon whom process against it may be served.

SSNY shall mail copy of process to the LLC, 47 E 30th St., Apt. 5, New York, NY 10016. Purpose: Any lawful purpose.

LEGALNOTICES@ CITYANDSTATENY.COM

BOTANICUS COLUMBUS INC

LEGALNOTICES@ CITYANDSTATENY.COM

NOTICE IS HEREBY GIVEN THAT A LICENSE, SERIAL # 1327766 FOR LIQUOR, WINE, & BEER HAS BEEN APPLIED FOR BY THE UNDERSIGNED TO SELL LIQUOR, WINE, & BEER AT RETAIL UNDER THE ALCOHOLIC BEVERAGE CONTROL LAW AT 1407 NOSTRAND AVE BROOKLYN, NY 11226 KINGS COUNTY, FOR ON PREMISE CONSUMPTION. DWEL U INC NOTICE IS HEREBY GIVEN THAT A LICENSE, SERIAL # 1327932 FOR LIQUOR, WINE, & BEER HAS BEEN APPLIED FOR

BY THE UNDERSIGNED TO SELL LIQUOR, WINE, & BEER AT RETAIL UNDER THE ALCOHOLIC BEVERAGE CONTROL LAW AT 167 NASSAU AVE BROOKLYN, NY 11222 KINGS COUNTY, FOR ON PREMISE CONSUMPTION. SAINT ELLIE LLC

PUBLIC NOTICE AT&T proposes to modify an existing facility (new tip heights 77.5’) on the building at 455 E 77th St, New York, NY (20200474).

Interested parties may contact Scott Horn (856-8091202) (1012 Industrial Dr., West Berlin, NJ 08091) with comments regarding potential effects on historic properties.

PUBLIC NOTICE AT&T proposes to modify an existing facility (new tip heights 76.2’) on the building at 715 Saint Marks Ave, Brooklyn, NY (20200546).

Interested parties may contact Scott Horn (856-8091202) (1012 Industrial Dr., West Berlin, NJ 08091) with comments regarding potential effects on historic properties.

PUBLIC NOTICE Cellco Partnership and its controlled affiliates doing business as Verizon Wireless (Verizon Wireless) proposes to collocate wireless communications antennas at a top height of 81 feet on an 82-foot building at the approx. vicinity of 2954 Brighton 12th Street, Brooklyn, Kings County, NY 11235, and at a top height of 70 feet on a 67-foot building at the approx. vicinity of 2439 38th Street, Astoria, Queens County, NY 11103.

Public comments regarding potential effects from this site on historic properties may be submitted within 30 days from the date of this publication to: Trileaf Corp, Morgan Rasmussen, m.rasmussen@trileaf.com, 1395 S. Marietta Pkwy, Building 400, Suite 209, Marietta, GA 30067; 678-653-8673 ext. 657 Notice of formation of MikeGeez Fitness Boutique, LLC. Filed with SSNY Richmond County on 1/20/2020. SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail copy of process to LLC: 4131 Hylan Blvd, SI, NY 10308.

Purpose: Any lawful act or activity.

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PUBLIC NOTICE NOTICE OF NAMES OF PERSONS APPEARING AS OWNERS OF CERTAIN UNCLAIMED PROPERTY HELD BY VENERABLE INSURANCE AND ANNUITY The persons whose names and last known addresses are set forth below appear from the records of the above named company to be entitled to abandoned property in amounts of fifty dollars or more: JEFFERSON KRAFT, DAVID 22285 COUNTY ROUTE 57 THREE MILE BAY, NY 13693-7232 ONONDAGA ESTATE OF DOROTHY BARLOW C/O JOHN COLLINS 104 MEADOW LN SYRACUSE, NY 13212 ORANGE PUGH, MARK 25 FOXWOOD DR NEWBURGH, NY 12550 RICHMOND SOFIA, VINCENZA 471 CORREL AVE STATEN ISLAND, NY 10309 SARATOGA MASTRIANNI, PAUL 17 WHEELER DR CLIFTON PARK, NY 12065-1818 DURST, IRENE 907 COBURG VILLAGE WAY REXFORD, NY 12148-1466

A REPORT OF UNCLAIMED PROPERTY HAS BEEN MADE TO THOMAS P. DINAPOLI, THE COMPTROLLER OF THE STATE OF NEW YORK, PURSUANT TO SECTION 701 AND/ OR SECTION 1316 OF THE ABANDONED PROPERTY LAW. A LIST OF THE NAMES OF THE PERSONS APPEARING FROM THE RECORDS OF THE SAID INSURANCE COMPANY TO BE ENTITLED THERETO IS ON FILE AND OPEN TO THE PUBLIC INSPECTION AT THE PRINCIPAL OFFICE OF THE CORPORATION LOCATED AT 699 WALNUT ST #1350, DES MOINES IA 50309-3042 WHERE SUCH ABANDONED PROPERTY IS PAYABLE. SUCH ABANDONED PROPERTY WILL BE PAID ON OR BEFORE THE THIRTY-FIRST DAY OF AUGUST NEXT TO PERSONS ESTABLISHING TO OUR SATISFACTION THEIR RIGHT TO RECEIVE THE SAME.ON OR BEFORE THE SUCCEEDING TENTH DAY OF SEPTEMBER, SUCH UNCLAIMED FUNDS STILL REMAINING UNCLAIMED WILL BE PAID TO THOMAS P. DINAPOLI, THE COMPTROLLER OF THE STATE OF NEW YORK. UPON SUCH PAYMENT THIS COMPANY SHALL NO LONGER BE LIABLE FOR THE PROPERTY. VENERALBE INSURANCE AND ANNUITY COMPANY

Notice of Qualification of ReVased, LLC Appl. for Auth. filed with Secy. of State of NY (SSNY) on 01/23/20. Office location: NY County. LLC formed in Maryland (MD) on 10/16/18. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to c/o ReVased, LLC, 1829 Reisterstown Road, #425, Baltimore, MD 21208.

Cert. of Form. filed with Director of State of MD Dept of Assessments and Taxation, 301 West Preston Street, Baltimore, MD 21201. Purpose: Any lawful activity.

LEGALNOTICES@ CITYANDSTATENY.COM

NOTICE OF FORMATION of YL Partners LLC. Arts of Org filed with Secy. of State of NY (SSNY) on 1/10/20. Office location: NY County. SSNY designated as agent upon whom process may be served and shall mail a copy of process against LLC to the LLC, 145 East 48th Street, # 29B, New York, NY 10017. Purpose: any lawful act.

PUBLIC NOTICE AT&T proposes to modify an existing facility on the 87’ building at 351115 Broadway, New York, NY (20200552). Interested parties may contact Scott Horn (856-8091202) (1012 Industrial Dr., West Berlin, NJ 08091) with comments regarding potential effects on historic properties.

AT&T proposes to modify an existing facility (new tip heights 99’) on the building at 99 Lafayette Ave, Brooklyn, NY (20200514). Interested parties may contact Scott Horn (856-8091202) (1012 Industrial Dr., West Berlin, NJ 08091) with comments regarding potential effects on historic properties.

PUBLIC NOTICE AT&T proposes to collocate antennas (tip heights 39’) on the building at 338 8th Avenue, New York, NY (20200492).

Interested parties may contact Scott Horn (856-8091202) (1012 Industrial Dr., West Berlin, NJ 08091) with comments regarding potential effects on historic properties.

PUBLIC NOTICE AT&T proposes to collocate antennas (tip heights 154’) on the building at 119 West 23rd Street, New York, NY (20200449).

Interested parties may contact Scott Horn (856-8091202) (1012 Industrial Dr., West Berlin, NJ 08091) with comments regarding potential effects on historic properties.

PUBLIC NOTICE AT&T proposes to collocate antennas (tip heights 145’) on the building at 888 Main Street, New York, NY (20200505).

Interested parties may contact Scott Horn (856-8091202) (1012 Industrial Dr., West Berlin, NJ 08091) with comments regarding potential effects on historic properties.

PUBLIC NOTICE AT&T proposes to modify an existing facility (new tip heights 75’) on the building at 2023 Lexington Ave, New York, NY (20200547).

Interested parties may contact Scott Horn (856-8091202) (1012 Industrial Dr., West Berlin, NJ 08091) with comments regarding potential effects on historic properties.

26

CityAndStateNY.com / PUBLIC and LEGAL NOTICES

NOTICE OF NAMES OF PERSONS APPEARING AS OWNERS OF CERTAIN UNCLAIMED PROPERTY HELD BY COLUMBIAN MUTUAL LIFE INS. CO. BINGHAMTON, NY, 13902 The persons whose names and last known addresses are set forth below appear from the records of the above-named company to be entitled to abandoned property in amounts of fifty dollars or more.

ABREU,TERESA 1801 CLINTON AVENUE BRONX,NY,10457 ACEVEDO,SANTA,C/O EVELYN ACEVEDO APT C7,12406 HILLSIDE AVENUE RICHMOND HILL,NY,11418 ADAMS,DORLETHA 81 NORTH PORTLAND AVENUE BROOKLYN,NY,11205 ADAMS,ERIC 425 PROSPECT PL APT 1K BROOKLYN,NY,11238 ADAMS,GERTRUDE 995 MYRTLE AVENUE APT 2A BROOKLYN,NY,11209 ADAMS,WILLIE 83 GRANDVIEW AVENUE GREAT NECK,NY,11020 ALEXANDER,BERYL, 2569 ADAM C POWELL BLVD 17G,, NEW YORK,NY,10039 ALEXANDER,GRACE, 27 ELDER STREET,, BROOKLYN,NY,11207 ALLEN,ELIZABETH, 46 01 67 STREET,, WOODSIDE,NY,11377 ALSTON,HAROLD, 110 WEST 144TH STREET,, NEW YORK,NY,10030 AMISAH,ALBERTA, 425 E 96TH ST APT 2F,, BROOKLYN,NY,11212 ANDERSON,A, 550 GREENE AVENUE BROOKLYN,NY,11238 ANDREWS,RALPH, 445 FIRST STREET ALBANY,NY,12206 ARMSTEAD,ESA, 567 PUTNAM AVE BSMT BROOKLYN,NY,11221 ARMSTRONG,ELIZABETH, 1368 PRESIDENT STREET BROOKLYN,NY,11213 AUPONT,ANNE MARIE, 479 NEW YORK AVENUE BROOKLYN,NY,11225 AUPONT,PAUL EDDY, 479 NEW YORK AVENUE BROOKLYN,NY,11225 AUPONT,TED EMMANUEL, 479 NEW YORK AVENUE BROOKLYN,NY,11225 BAILEY,JAMES, 164 W 130TH STREET APT 2 NEW YORK,NY,10027 BAILEY,MARY, 301 W 146TH STREET NEW YORK,NY,10039 BAILEY,MATTIE,BAYCHESTER STATION, PO BOX 606, BRONX,NY,10469 BAIN,DAHLIA, 1017 FREEMAN STREET APT 4E,, BRONX,NY,10459 BAKER,GEORGE, 800 CONCOURSE VIG W APT 17N,, BRONX,NY,10451 BAKER,MATT, 4 WEST 4TH STREET APT 1A,, MOUNT VERNON,NY,10550 BANES,EST OF VIRGINIA, 1430 REDFERN AVE APT 3F,, FAR ROCKAWAY,NY,11691 BANKS,RALPH, 146 49 LAKEWOOD AVENUE,, JAMAICA,NY,11435

BARNES,DOROTHY, 554 S 7TH AVENUE,, MOUNT VERNON,NY,10550 BARNES,MARY, 128 ODELL CLARK PL,, NEW YORKQ,NY,10030 BARROW,EDGAR, 245 NEW JERSEY AVENUE,, BROOKLYN,NY,11207 BARZEY,MARY, PO BOX 200665,, S OZONE PARK,NY,11420 BATSON,ROBERT, 535 MONROE STREET,, BROOKLYN,NY,11221 BECKETT,RUFUS, 215 BERRIMAN STREET PVT,, BROOKLYN,NY,11208 BELL,MABLE, 818 HOME STREET APT 8V1,, BRONX,NY,10459 BELL,ROSALEE, 24 W 116TH STREET,, NEW YORK,NY,10026 BENJAMIN,WILLIAM, 23 WEST 129TH STREET,, NEW YORK,NY,10027 BENJAMIN,WILLIE, 865A GATES AVENUE,, BROOKLYN,NY,11221 BIRCHETT,THELMA, 242 WEST 104 STREET APT 4EW,, NEW YORK,NY,10025 BLACK,NANCY, 342 HUDSON WALK,, BROOKLYN,NY,11201 BOLAN,NANCY, 1072 HAVENMEYER AVENUE,, BRONX,NY,10462 BOLTWOOD,CHARLES, 117 SEAGER STREET,, NEW YORK,NY,10001 BORDEN,HOWARD, 1259 LORING AVE APT 4 D,, BROOKLYN,NY,11208 BOWENS,LOTTIE, 2011 AMSTERDAM AVENUE,, NEW YORK,NY,10032 BOWMAN,BESSIE, 56 WEST 139TH STREET APT 1,, NEW YORK,NY,10037 BOYCE,OPHELIA, 3F 815 EAST 152ND STREET,, BRONX,NY,10455 BOYD,EST JACQUELINE, 3417 AVENUE J APT 2R,, BROOKLYN,NY,11210 BOYD,WILHELMENA, 696 HANCOCK STREET,, BROOKLYN,NY,11233 BRADHAM,MALIK, 1371 EASTERN PKWY APT 4D,, BROOKLYN,NY,11233 BRANCH,EDWARD, 3863 WARBURTON AVENUE,, YONKERS,NY,10701 BRIGGMAN,HERMAN, 519 WILLOUGHBY AVE APT 2,, BROOKLYN,NY,11206 BROCK,KATHERINE, 630 LENOX AVENUE APT 10F,, NEW YORK,NY,10030 BROCKINGTON,LINDSAY, 114 25 167TH STREET,, JAMAICA,NY,11434 BROWN,ANNIE, 111 B WAVERLY STREET APT 3G,, YONKERS,NY,10701 BROWN,GENEVA, 61 EAST 118 STREET APR 4R,, NEW YORK,NY,10035

BROWN,GERTRUDE, 1416 WASHINGTON AVENUE,, BRONX,NY,10456 BROWN,MICHELLE, 458 BEDFORD AVENUE GROUND,, MOUNT VERNON,NY,10553 BROWN,WILLIAM, 129 MALCOM X BLVD APT 8,, BROOKLYN,NY,11221 BROWN SR,BENJAMIN, 1825 AMSTERDAM AVENUE,, NEW YORK,NY,10003 BRUMFIELD,JACKIE, 700 MIDDLE NECK RD APT D1,, GREAT NECK,NY,11023 BRYANT,ANNE M, 10 AMBOY ST APT 14F,, BROOKLYN,NY,11212 BRYANT,SARAH, 304 WEST 151ST STREET APT 2,, NEW YORK,NY,10039 BUGGS,LAVINIA, 68 EAST 130 STREET BSMT APT,, NEW YORK,NY,10035 BURNS,ETHEL, 1061 LONGFELLOW AVENUE,, BRONX,NY,10459 BURNSIDE,THERESA, 6585 BROADWAY,, BRONX,NY,10471 BUSH,LEON M, 733 GEORGIA AVENUE,, BROOKLYN,NY,11207 BUTLER,ETHEL, PO BOX 109,, NEW YORK,NY,10030 BUTLER,NELLIE, 3435 12TH STREET APT 3A,, ASTORIA,NY,11106 BYES,MERION, 305 EAST 102ND STREET APT 2A,, NEW YORK,NY,10029 CAESAR,INGE, PO BOX 440,, NEW YORK,NY,10108 CAGGIA,SALVATORE, 511 GRANT AVENUE,, BROOKLYN,NY,11208 CALDWELL,BLANCHE, 102 13 183 PLACE,, JAMAICA,NY,11423 CAMPBELL,BESSIE, 85 LORAINE STREET APT 1D,, BROOKLYN,NY,11231 CARR,BEULAH, 991 MYRTLE AVE APT 7B,, BROOKLYN,NY,11206 CARRUTH,WENDY M, 21939 ALECIA AVENUE,, LAURELTON,NY,11431 CARTER,BEVERLY, 605 W 156TH ST APT 64,, NEW YORK,NY,10032 CARTER,ELLEN, 55 LASALLE STREET,, NEW YORK,NY,10027 CARTER,JOHN, 732 FRANKLIN AVENUE,, BROOKLYN,NY,11238 CARTER,PATRICIA, 1350 5TH AVE APT 4B,, NEW YORK,NY,10026 CASSIDY,ANNIE, 254 W 121ST ST APT 1,, NEW YORK,NY,10027 CASTILLO,JUANA, 642 E224TH STREET B,, BRONX,NY,10466 CASTLEBERRY,CLYDE, 658 WEST 151ST STREET APT 2F,, NEW YORK,NY,10031 CERRONE,PASQUALE, 1275 1ST AVENUE APT 296,, NEW YORK,NY,10065 CHANDLER,WILLIE, 325 ROEBLING STREET,, BROOKLYN,NY,11211 CHAPPELL,PEARL, 109 LEWIS AVENUE APT 9L,, BROOKLYN,NY,11206 CHARLES,ANNIE MARIE, 479 NEW YORK AVENUE,, BROOKLYN,NY,11225

May 4, 2020

CHASE,CHARLES, 260 STUYVESANT AVENUE,, BROOKLYN,NY,11221 CHASE,MARY, 260 WEST 143RD ST APT 14A,, NEW YORK,NY,10030 CLANTON,WILHELMINA, 465 WEST 148 STREET APT 1C,, NEW YORK,NY,10031 CLARK,EARNESTINE, 271 QUINCY STREET APT G,, BROOKLYN,NY,11216 CLARK,MATTIE PEARL, 127 WEST 141 STREET APT 23,, NEW YORK,NY,10030 COBB,MILDRED, PO BOX 479 308,, BROOKLYN,NY,11235 CONDON,EDWARD V, 33 OAKCREST LANE,, HASTINGS ON HUDSON,NY,10706 COOPER,EDNA, 1851 FULTON ST APT 6C,, BROOKLYN,NY,11233 COOPER,HAROLD, 518 W 151ST STREET APT 5D,, NEW YORK,NY,10031 COOPER,LUCILLE, 540 MANHATTAN AVENUE,, NEW YORK,NY,10027 CORNELIUS,ANN U, 1565 INWOOD AVENUE APT B,, BRONX,NY,10452 CORNEY,JOHN, 442 STERLING PLACE,, BROOKLYN,NY,11434 CRAWFORD,ESTELLE, 20A QUARRY DRIVE,, ALBANY,NY,12205 CRAWFORD,JULIA, 201 WEST 121ST STREET APT 33,, NEW YORK,NY,10027 CRAWLEY,MARY, 299 MACDOUGAL ST 2ND FLOOR,, BROOKLYN,NY,11233 CROWELL,FRANCES R, 228 WEST TREMONT AVE APT 11M,, BRONX,NY,10453 CUMBERBATCH,CECIL, 1091 WILLHOUR AVENUE,, BROOKLYN,NY,11212 CURETON,LILLIE, 1260 NOBLE AVENUE,, BRONX,NY,10472 CURRY,ZEKE, 109 30 160TH STREET,, JAMAICA,NY,11433 DAVID,SARAH, 218 E 115TH STREET,, NEW YORK,NY,10029 DAVIS,LULA, 30 W 116 STREET,, NEW YORK,NY,10026 DELPIT,EDGAR, 635 WEST 137TH STREET,, NEW YORK,NY,10037 DONADELLE,MARIUS, 9454 199TH STREET,, HOLLIS,NY,11423 DONALDSON,ANNA, 349 CHAUNCEY ST APT 3R,, BROOKLYN,NY,11233 DORSEY,WILLIE, 581 EAST 178TH STREET,, BRONX,NY,10457 DOTY,VIRGINIA J, 7 TOMPKINS ST APT E18,, BINGHAMTON,NY,13903 DOUGE,DAVID, 114 48 212TH STREET,, CAMBRIA HEIGHTS,NY,11411 DOUGLASS,DOROTHY L, 12813 CARVER ROAD,, BROOKLYN,NY,11233 DUBOIS,MATTIE, 805 SAINT MARKS AVENUE APT B1C,, BROOKLYN,NY,11213 DUNN,AGNES, 3246 BAYVIEW AVE APT 5C,, BROOKLYN,NY,11224

EDWARDS,LULA BELLE, 208 W141ST STREET,, NEW YORK,NY,10030 EDWARDS,ROSALEE, 2949 FREDERICK DOUGLASS BLVD APT 8F,, NEW YORK,NY,10039 EDWARDS,WILSON, 458 GATES AVENUE,, BROOKLYN,NY,11216 ELDER,JAMES, 496 PUTNAM AVENUE,, BROOKLYN,NY,11221 ELLERBE,BENJAMIN, 10324 168TH PLACE,, JAMAICA,NY,11433 EVANS,EARL, 705 PENNSYLVANIA AVE APT 1,, BROOKLYN,NY,11207 EVANS,ROBERT, 725 GREENE AVENUE,, BROOKLYN,NY,11221 EVANS,RUTH, 300 VERNON AVENUE,, BROOKLYN,NY,11206 FAHEY,SUSAN J, 10 STAYA WAY,, WILLSBORO,NY,12996 FELDER,INEZ, 544 W 150TH STREET,, NEW YORK,NY,10031 FIELDS,LESTER, 1436 CLAY AVENUE APT 1J,, BRONX,NY,10456 FISHER,HATTIE, 148 E GREENWICH AVENUE,, ROOSEVELT,NY,11575 FOLK,BEATRICE, 590 EAST 141 STREET APT 1W,, BRONX,NY,10454 FORBES,RAYMOND, 212 THROOP AVENUE,, BROOKLYN,NY,11206 FORD,CLEO, 345 DUMONT AVENUE,, BROOKLYN,NY,11212 FORD,PHYLLIS C, 150 MANHATTAN AVENUE,, NEW YORK,NY,10025 FOWLKES,NORA, 149 W 132 STREET APT 1R,, NEW YORK,NY,10027 FRANKLIN,MARTHA, 545 W 126TH ST APT 4D,, NEW YORK,NY,10027 FREEMAN,RONALD, 24 RUMSEY ROAD,, YONKERS,NY,10705 FRIESON,ESSIE, 292 CLIFTON PLACE,, BROOKLYN,NY,11216 GANTT,ARTHUR, 250 W 131ST STREET,, NEW YORK,NY,10027 GANTT,RALPH,C/O NY POOLED SPECIAL NEEDS TR, PO BOX 1531, LATHAM,NY,12110 GARCIA,MILDRED, 217 E 70TH ST UNIT 823,, NEW YORK,NY,10021 GARNER,RUTH, 100 15 BELLAMY LOOP BDG 21A APT 15D,, BRONX,NY,10475 GARY,SADIE, 105 24 159TH STREET,, JAMAICA,NY,10433 GENERAL SCREW INC,, PO BOX 431,, GREAT NECK,NY,11022 GENTRY,ETHEL, 2798 EIGHT AVENUE APT 3,, NEW YORK,NY,10039 GILLIARD,KATIE, 1879 AMSTERDAM AVENUE,, NEW YORK,NY,10031 GIVENS,LUCILLE, 863 LAFAYETTE AVENUE,, BROOKLYN,NY,11221 GLADDEN,PATRICIA A, 2430 7TH AVE APT 19F,, NEW YORK,NY,10030 GLOVER,AVIE, 1288 BERGEN STREET 3 BELLS,, BROOKLYN,NY,11213

GOLDEN,CORNELIA, 2783 EIGHTH AVE APT 4,, NEW YORK,NY,10039 GONDER,LATONIA, 1325 FRANKLIN AVENUE APT 3L,, BRONX,NY,10456 GOODMAN,GOLEAN, 201 W 144 STREET APT 43,, NEW YORK,NY,10030 GOODSEN JR,ROOSEVELT, 754 EAST 169TH ST AT 1N,, BRONX,NY,10456 GOODWIN,THOMAS, 216 PUTNAM AVENUE,, BROOKLYN,NY,11216 GRAHAM,ROSE, 1041 EAST 224 STREET,, BRONX,NY,10466 GRANT,JAMES, 412 20 W 148TH ST APT 1G,, NEW YORK1,NY,10031 GRANT,LEOLA, 60 E 104TH STREET APT 1G,, NEW YORK,NY,10029 GRAY,PHILLIP, 211 OCEAN AVENUE,, FREEPORT,NY,11520 GRAY,SAGE, 875 MORRISON AVE APT 19,, BRONX,NY,10473 GREEN,ELIZA, 400 WEST 147TH STREET APT 2A,, NEW YORK,NY,10021 GREEN,ESSIE, 2157 MAPES AVENUE APT 9,, BRONX,NY,10460 GREEN,LILLIAN, 101 NORTH CENTRE MALL APT 6A,, BROOKLYN,NY,11231 GREEN,OLDA, 639 OSBORN STREET,, BROOKLYN,NY,11212 GREEN,RACHEL, 4048 DURYEA AVENUE APT 1PH,, BRONX,NY,10466 GREEN,STANLEY,C/O FREEMAN, 296 SUTTER AVE APT 1C, NEW YORK,NY,11212 GURLEY,MYTHELINE, 400 HERKIMER STREET,, BROOKLYN,NY,11213 HAIR,VANESSA, 1350 FIRTH AVE APT 8H,, NEW YORK,NY,10026 HALL,ESTHER, 2949 8TH AVE APT 13A,, NEW YORK,NY,10029 HAMMOND,SAADIA, 1314 GRAND CONCOURSE APT 2H,, BRONX,NY,10456 HANCOCK,GLADYS, 2217 FREDERICK DOUGLASS BLVD,, NEW YORK,NY,10026 HANKS,ANNIE MAE, 10717 154TH STREET,, JAMAICA,NY,11433 HARDING,BERNICE, PO BOX 1381,, BINGHAMTON,NY,13902 HARDING,JOSEPH C, 835 STEBBINS AVENUE APT 88,, BRONX,NY,10459 HARDY,CLARENCE, 462 JEROME ST APT 1,, BROOKLYN,NY,11207 HARRIS,GLADYS, 111 39 147TH STREET,, JAMAICA,NY,11435 HARRIS,HAZEL, 35 WEST 131 STREET,, NEW YORK,NY,10027 HARRIS,IRENE, 7115 BEACH CHANNEL DR APT 3K,, ARVERNE,NY,11692 HARRIS,WILLIS, 109 W 104TH STREET APT 1A,, NEW YORK,NY,10025 HARRISON,ANNIE, 164 ST ANNS AVENUE,, BRONX,NY,10454

PUBLIC and LEGAL NOTICES / CityAndStateNY.com

May 4, 2020

HASKINS,DORIS, 26 GREENWICH AVENUE APT 3F,, NEW YORK,NY,10011 HAWKINS,MELVIN, 105 14 150 STREET,, JAMAICA,NY,11435 HAYNES,MATTIE, 135 W 129 STREET,, NEW YORK,NY,10027 HAYNES,OLGA A, 305 LINDON BLVD APT F27,, BROOKLYN,NY,11226 HAYWOOD,LOUISA, 633 MILLER AVENUE,, BROOKLYN,NY,11207 HAYWOOD,SPURGEON, 666 ST NICHOLAS AVENUE,, NEW YORK,NY,10030 HECHAVARRIA,CLARICE E, 424 163RD STREET APT 12,, NEW YORK,NY,10032 HEMSLEY,CARLEASER, 360 STONE AVE APT 10B,, BROOKLYN,NY,11212 HENDERSON,CLARA, PO BOX 1381,, BINGHAMTON,NY,13902 HERNANDEZ,ALICIA, 1781 BRUCKNER BLVD APT 2E,, BRONX,NY,10472 HEWLIN,LILLIAN, 3455 KINGSLAND AVENUE,, BRONX,NY,10469 HICKS,ESTHER, 430 DUMONT AVE APT 8B,, BROOKLYN,NY,11212 HILL,MARGARET, 1948 AMSTERDAM AVE APT 2,, NEW YORK,NY,10032 HOBSON,BURNELL, 3967 MONTICELLO AVENUE,, BRONX,NY,10466 HOLLAND,DORA, 14 W 119TH ST APT 3,, NEW YORK,NY,10026 HOLMES,ELIZABETH, 80 VAN CORLTAND PARK APT 7A 12,, BRONX,NY,10463 HOWARD,GLADYS, 2410 8TH AVENUE APT 13,, NEW YORK,NY,10027 ISAAC,LEVI, 725 DECATUR STREET,, BROOKLYN,NY,11233 ISBELL,MARIE, 1062 PROSPECT AVENUE,, WESTBURY,NY,11590 JACKSON,ARNESE, 158 38 75 ROAD,, FLUSHING MEADOWS,NY,11367 JACKSON,CORNELIUS, 651 CLEVELAND STREET,, BROOKLYN,NY,11208 JACKSON,HERBERT, 330 WILSON AVENUE,, BROOKLYN,NY,11221 JACKSON,THELMA, 1518 BRONX AVE 256,, BRONX,NY,10457 JAMES,HORACE, 35A PROSPECT PLACE,, BROOKLYN,NY,11217 JAMES,THEODORE, 180 TROY AVENUE,, BROOKLYN,NY,11213 JARVIS,EST OF LORETTA, 1027 DITMAS AVENUE,, UNIONDALE,NY,11553 JEFFERSON,WILLIE, 811 FLUSHING AVE APT 4J,, BROOKLYN,NY,11206 JENKINS,THELMA, 477 CHAUNCEY STREET APT 1L,, BROOKLYN,NY,11233 JENNINGS,FANNIE, 211 CHRISTOPHER AVENUE,, BROOKLYN,NY,11212 JETER,SADIE, 380 TOMPKINS AVE APT 2X,, BROOKLYN,NY,11216 JEUNE,ALEXANDRA, 1094 NEW YORK AVENUE,, BROOKLYN,NY,11203 JOHNSON,BARBARA, 17 VANDALIA ST APT 3P,, BROOKLYN,NY,11207

JOHNSON,CHARLIE, 1409 WOOD ROAD APT 5D,, BRONX,NY,10462 JOHNSON,CORA, 479 W 146TH ST APT 27,, NEW YORK,NY,10031 JOHNSON,EDWARD, 545 W 126TH ST APT 4D,, NEW YORD,NY,10027 JOHNSON,FRED, DO NOT MAIL,, BRONX,NY,10456 JOHNSON,JOSEPH, 399 POWELL ST APT 5C,, BROOKLYN,NY,11212 JOHNSON,KEITH, 728 EAST NEW YORK AVENUE,, BROOKLYN,NY,11203 JOHNSON,MARY LOU, 7169 ROSEWOOD CIRCLE,, NORTH SYRACUSE,NY,13212 JOHNSON,RICHARD, 192 HENRY STREET,, BROOKLYN,NY,11201 JOHNSON,SUZETTTE, 1710 CARROLL ST APT E12,, BROOKLYN,NY,11213 JONES,ELIZABETH, 99 NORTH CENTER,, ROCKVILLE CENTER,NY,11570 JONES,HAMPTON, 300 W 140TH ST APT 6,, NEW YORK,NY,10030 JONES,HUGH, 246 SIEGEL STREET,, WESTBURY,NY,11590 JONES,LEONARD, 143 W 116TH STREET,, NEW YORK,NY,10026 JONES,MARY, 128 ROCHESTER AVENUE,, BROOKLYN,NY,11213 JONES,WINNIE, 2111 SOUTHERN BLVD APT 17D,, BRONX,NY,10460 JORDAN,RUTH, 310 W 143RD STREET APT 8B,, NEW YORK,NY,10030 JORDAN,WILLIE, 200 W 143RD STREET APT 19H,, NEW YORK,NY,10030 JUNIOR,ESTELLE, 229 NORTH PEARL STREET,, ALBANY,NY,12207 KASONOFSKY,BARBARA, 19670 69TH AVENUE APT 1,, FRESH MEADOWS,NY,11365 KEENE,THEDA, 171 29 119 AVENUE,, JAMAICA,NY,11434 KITCHEN,JESSE, 50 EAST 119 ST APT 3A,, NEW YORK,NY,10035 KUCKER,STEPHEN A, 4 LEONARD DRIVE,, E ROCKAWAY,NY,11518 LAING,DELORES, 2110 NEWKIRK AVE APT 1F,, BROOKLYN,NY,11226 LAWTON,LUCILLE, 317 LENOX AVENUE,, NEW YORK,NY,10027 LEE,JAMES, 393 POWELL STREET APT 23C,, BROOKLYN,NY,11212 LEMONZS,ARCHIE, 3736 10TH AVENUE APT 2J,, NEW YORK,NY,10034 LOCARIO,MONIQUE, PO BOX 130111,, BROOKLYN,NY,11213 LOGAN JR,EST OF WILLIE, 34 HUNTERFLY PLACE 2B,, BROOKLYN,NY,11233 LYONS,COURTLAND, 767 GREENE AVE APT 1C,, BROOKLYN,NY,11221 LYTCH,HAROLD,C/O TURNER, 108 16 NEW YORK BLVD, JAMAICA,NY,11433 MACK,MARGARET, 1954 1ST AVE APT 3AA,, NEW YORK,NY,10029 MACKEY,DOLORES, 13445 166TH PL APT 13A,, JAMAICA,NY,11434

MACKEY,MILDRED, 9 11 EAST 107 STREET APT 5G,, NEW YORK,NY,10029 MACKLIN STEPHENS,ERNESTINE, 991 MYRTLE AVE APT 6F,, BROOKLYN,NY,11206 MALLOY,BESSIE,C/O DAVIS, 56 NORTH OXFORD STREET, BROOKLYN,NY,11205 MARSHALL,ANNIE, 23 WEST 131ST STREET APT 3,, NEW YORK,NY,10037 MARTIN,MARTHA, 435 GRAND AVENUE,, BROOKLYN,NY,11238 MATHEWS,EDMOND, 314 E 143RD STREET,, BRONX,NY,10451 MAULL,BETTY, 494 MANHATTAN AVE APT 5,, NEW YORK,NY,10027 MAXWELL SR,JOSEPH, 1436 HARROD AVE BSMT,, BRONX,NY,10472 MAYE,JOE, 160 NAVY WALK,, BROOKLYN,NY,11201 MCCLELLAND,EVELENA, C/O SYLVIA WRIGHT, 1270 WEBSTER AVENUE 21F, BRONX,NY,10456 MCCLYMONT,LATANYA RODGERS, 2257 WEST 11TH ST APT 3C,, BROOKLYN,NY,11223 MCCOY,JOHNNIE, 363 EAST 163RD STREET APT 1G,, BRONX,NY,10451 MCKAITHAN,LUCILLE, 1200 EAST 221 STREET,, BRONX,NY,10469 MCKEE,GWENDOLYN, 6516 THURSBY AVENUE,, ARVERNE,NY,11691 MCKENZIE,LLOYD T, 11628 192ND STREET,, SAINT ALBANS,NY,11412 MCKINNEY,CLIFFORD, 145 W 127TH STREET,, NEW YORK,NY,10027 MCMULLIN,JESSIE, 109 47 133RD STREET,, SOUTH OZONE PARK,NY,11420 MEADOWS,NATHAN, 1 GLENCAR AVE APT 3C,, NEW ROCHELLE,NY,10801 MEDDEN,BENNY, PO BOX 836,, NEW YORK,NY,10026 MERCADO,NELIDA V, 235 IRVING AVENUE APT 2R,, BROOKLYN,NY,11237 MILLER,MARIES, 721 WALTON AVENUE APT C10,, BRONX,NY,10451 MITCHELL,ROBERT, 8848 207TH STREET,, QUEENS VILLAGE,NY,11427 MOLINA,FRANCIS, 304 E 156TH ST APT 9H,, BRONX,NY,10451 MONROE,ARTHUR, 754 GREENE AVENUE,, BROOKLYN,NY,11221 MONTERO,ANA, 312 LYNN COURT,, UNIONDALE,NY,11553 MOORE,DAPHNE, 205 W 112 STREET APT 4E,, NEW YORK,NY,10026 MOORE,GEORGE, 102 22ND AVE NEW YORK BLVD,, JAMAICA,NY,11436 MOORE,MICHAEL, 18 CATON DRIVE,, SYRACUSE,NY,13214 MORALES,VICTOR, 905 TINTON AVE APT 10G,, BRONX,NY,10456 MORGAN,ROBERT, 2845 WICKHAM AVENUE,, BRONX,NY,10469

MORRIS,EDNA, 804 LAFAYETTE AVE 2ND FLOOR,, BROOKLYN,NY,11221 MORRIS,JEAN, 1150 ST MARKS STREET,, BROOKLYN,NY,11216 MOSS,GLADYS, 684 ST NICHOLAS AVENUE 3S,, NEW YORK,NY,10030 MURPHY,LOUISE, 342 CHAUNCEY STREET,, BROOKLYN,NY,11233 MURPHY,WESLEY, 255 W 122 STREET,, NEW YORK,NY,10027 MYERS,SADIE, 153 SUMNER AVE APT 4D,, BROOKLYN,NY,11206 NAIRNE,HYACINTH, 3228 104TH STREET,, EAST ELMHURST,NY,11369 NDAMA,ALAIN R, 221 KINGSTON AVENUE,, FLORAL PARK,NY,11001 NEGRON,DORIS, 946 KELLY STREET APT 14,, BRONX,NY,10459 NELSON,QUEEN, 380 BELMONT AVE APT 5K,, BROOKLYN,NY,11207 NEWKIRK,DORA, 3514 HOLLAND AVENUE,, BRONX,NY,10467 OLIVER,CORINE M, 559 WEST 149 ST APT 10,, NEW YORK,NY,10031 OLIVER,QUEEN, 254 EAST 165TH STREET,, NEW YORK,NY,10456 PAGE,KRAIG, 20 WAMPUM DRIVE,, SARATOGA SPRINGS,NY,12866 PAON,HEREIBERTO, 7 CLIFF ST APT 2,, YONKERS,NY,10701 PARIS,FRIMANCE, 1079 E 93RD STREET,, BROOKLYN,NY,11236 PATTERSON,CARRIE, 821 E BRIGHTON AVE APT 317,, SYRACUSE,NY,13205 PATTON,CR, 323 REID AVENUE,, BROOKLYN,NY,11233 PEARSON,GARY G, 14523 175TH STREET,, JAMAICA,NY,11434 PEREZ,GUILLERMINA, 64 KOSCIUSZKO ST A,, BROOKLYN,NY,11205 PERKINS JR,ALFRED, 115 WEST 141ST STREET APT 4L,, NEW YORK,NY,10030 PERRY,MARGARET, 365 FORD STREET APT 7DD,, BRONX,NY,10457 PHILLIPS,ABBOT H, 1157 CENTRAL AVENUE,, ALBANY,NY,12205 PICKNEY,JAMES,C/O JONES, 382 CHAUNCEY STREET, BROOKLYN,NY,11233 PINCKNEY,ALLEN, 301 WEST 121ST STREET APT 32,, NEW YORK,NY,10027 PINCKNEY JR,LONDON, 2003 MADISON AVE APT 1,, NEW YORK,NY,10035 PINKNEY,RUBY, 926 FULTON ST APT 1F,, BROOKLYN,NY,11238 POELL,RUTH, 664 EAST 170TH STREET,, BRONX,NY,104336 POPPLEWELL,BARBARA, 1440 EAST NEW YORK AVE 4R,, BROOKLYN,NY,11212 PORTER,ENID, 2050 VALENTINE AVE APT 7C,, BRONX,NY,10457 POUGH,ROSE, 101 REID AVENUE,, BROOKLYN,NY,11221

POWELL,THEODORE, 2101 MADISON AVE APT 11D,, NEW YORK,NY,10037 POWERS,BESSIE, 846 ST JOHNS PLACE,, BROOKLYN,NY,11216 PRATT,ANNIE, 990 FULTON ST,, BROOKLYN,NY,11238 PRESSEY,JAMES, 63 HAMILTON TERRACE APT 45,, NEW YORK,NY,10031 PRICE,MELVIN, 3349 FENTON AVENUE,, BRONX,NY,10469 PUGH,DANIEL Z, 32 COLIGNI AVENUE,, NEW ROCHELLE,NY,10801 PUGH,QUEEN, PO BOX 1381,, BINGHAMTON,NY,13902 PULLEY,TERRENCE, 2050 BARTOW AVE APT 5C,, BRONX,NY,10475 PUREFOY,NOLLIE, 281 MCDONOUGH STREET,, BROOKYN,NY,11233 PURVIS,CHARLES, 216 WEST 144TH STREET,, NEW YORK,NY,10030 PUTNAM,SHEILA A, PO BOX 183,, MINEVILLE,NY,12956 RAASCH,EARL, 111 MCCLURE AVENUE,, SYRACUSE,NY,13205 RAMES,ADELL, 198 WEST 134TH ST APT 5C,, BRONX,NY,10030 RAMIREZ,NERALDA, 1404 JESUP AVE APT 2K,, BRONX,NY,10452 RAMSURE,EST OF HELENA, 804 GREEN AVE APT 2,, BROOKLYN,NY,11221 RANDOLPH,RADELL, 331 ALABAMA AVENUE APT 2H,, BROOKLYN,NY,11207 RAVENELL,MARY, 719E 96TH STREET,, BROOKLYN,NY,11236 REAVES,FLETCHER, 619 W 163RD T APT 33,, NEW YORK,NY,10032 REAVIS,LUCY, 285 ST NICHOLAS AVE APT 33,, NEW YORK,NY,10027 REED,HELEN, 2372 8TH AVENUE,, NEW YORK,NY,10027 RETTA,JAMES, 29 30 138TH ST APT 4F,, FLUSHING,NY,11354 REYNOLDS,ROSE, 25 50 98TH STREET,, EAST ELMHURST,NY,11373 REYNOSO,SONIA, 425 E 102 STREET,, NEW YORK,NY,10029 RICHARDSON,ELENORA, 939 ST MARKS AVE APT 1B,, BROOKLYN,NY,11213 RICHARDSON,ELENORA, 861 ST MARKS AVENUE,, BROOKLYN,NY,11213 RILEY,WILHELMINA, 400 CEDAR AVENUE,, MOUNT VERNON,NY,10553 RIVERA,JESSENIA, 62 26 MYRTLE AVENUE,, GLENDALE,NY,11385 RIVERA,PETRA, 330 EAST 100 STREET APT 5C,, NEW YORK,NY,10029 RIVERS,JOHNNIE, 424 E 139TH STREET APT 7,, BRONX,NY,10454 RIVIERE,CLAIRE, 120 WEST 94TH STREET,, NEW YORK,NY,10025 ROBERTS,OSCAR, 206 W 120 STREET APT 3B,, NEW YORK,NY,10027 ROBERTS,POLINA, 50 W 129 STREET APT 1,, NEW YORK,NY,10027

27

ROBINS,WILLIAM, 531 EAST 51 STREET,, BROOKLYN,NY,11203 ROBINSON,ANNIE, 113 WEST 124 STREET,, NEW YORK,NY,10027 ROBINSON,EST OF SYLVIA, 110 HUMBOLDT ST APT 7G,, BROOKLYN,NY,11206 RODGERS,MARSHA A, 745 GATES AVE APT 3A,, BROOKLYN,NY,11221 RODGERS,PINCKNEY, 161 ROQUETTE AVENUE,, ELMONT,NY,11003 RODRIGUEZ,EMILIA, 97 25 125TH STREET,, RICHMOND HILL,NY,11419 ROSARIO,MIRIAM, 353 WHITE PLANES RD APT 1,, BRONX,NY,10473 ROSCOE,MARION, 249 W 137TH STREET APT 6,, NEW YORK,NY,10030 ROSMAND,WILLIE E, 174 WEST 136TH ST APT 5,, NEW YORK,NY,10030 ROSS,ELLIS, 187 AMSTERDAM AVENUE,, NEW YORK,NY,10032 ROWE,TREVOR, 1367 STERLING PL APT 5E,, BROOKLYN,NY,11213 RUFF,CORINDA, 274 STANLEY AVE APT 3B,, BROOKYN,NY,112207 SALTERS,ALEX, 166 WEST 123RD STREET,, NEW YORK,NY,10027 SAMUELS,HAROLD, 10505 134TH ST MB,, SOUTH RICHMOND HILL,NY,11419 SAVAGE,MARIAN, 327 EASTERN PARKWAY APT L,, BROOKLYN,NY,11238 SHEFFIELD,JAMES, 203 GATES AVENUE,, BROOKLYN,NY,11238 SHEPHERD,ANDREA M, 114 05 109TH AVENUE,, JAMAICA,NY,11435 SHEPPARD,ISAAC, 208 E 122ND STREET,, NEW YORK,NY,10035 SHULER,ANNIE, 410 ST NICHOLAS AVE 7H,, NEW YORK,NY,10027 SIMMONS,CATHERINE, 50 E 104 STREET APT 15C,, NEW YORK,NY,10029 SIMMONS,DANNIE, 2725 8TH AVENUE APT 2C,, NEW YORK,NY,10030 SIMMONS,HENRY,C/O GUNTHER, 391 CUMBERLAND STREET, BROOKLYN,NY,11238 SIMMONS,LAWRENCE, 68 WEST 118TH STREET APT 5W,, NEW YORK,NY,10026 SINGLETON,NONAME, 1455 HARROD AVENUE,, BRONX,NY,10460 SLATER JR,WILLIAM, 249 W 123 STREET,, NEW YORK,NY,10027 SLAUGHTER,MABEL, 1357 EASTERN PARKWAY APT 2C,, BROOKLYN,NY,11233 SMALLS,CHARLES B, 2073 DAVIDSON AVE APT 2E,, BRONX,NY,10453 SMITH,BENNIE, PO BOX 1381,, BINGHAMTON,NY,13902 SMITH,DOROTHY, 2325 WILLIAMSBRIDGE ROAD,, BRONX,NY,10469 SMITH,JOHN, 316 WEST 142ND STREET APT 9,, NEW YORK,NY,10030 SMITH,SYLVIA, 300 MONTGOMERY STREET,, BROOKLYN,NY,11225

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CityAndStateNY.com / PUBLIC and LEGAL NOTICES

SMITH,TAWANA, 227 38 113TH DRIVE,, JAMAICA,NY,11429 SOTO,PABLO, 25 AVENUE C,, NEW YORK,NY,10009 SPENCER,CLARA, 201 CROWN STREET APT 3G,, BROOKLYN,NY,11225 STANFORD,MERCY, 820 COLGATE AVE APT 8B,, BRONX,NY,10473 STATON,ANNA, 139 E 53RD ST APT 4C,, NEW YORK,NY,11203 STEED,GRADY, 14718 111TH AVE FR,, JAMAICA,NY,11435 STEPHENS,CONSTANCE, 280 FROST ST APT 2E,, BROOKLYN,NY,11222 STEPHENSON,RUBY, 133 WEST 14TH STREET APT 5F,, NEW YORK,NY,10030 STINSON,CYNTHIA, 210 W 147TH STREET APT 25,, NEW YORK,NY,10039 STOREY,MILDRED, 725 HALSEY STREET APT 2A,, BROOKLYN,NY,11233 STORMS,ARCHIE LORENZE, 803 EAST 166TH STREET APT 6,, BRONX,NY,10456 STUBBS,IVADELL, 437 MANHATTAN AVENUE APT 86,, NEW YORK,NY,10026 SUMMER,ESTHER, 1035 EAST 219TH STREET APT GF,, BRONX,NY,10469 SUMPTER,PEARL, 2185 RYER AVENUE,, BRONX,NY,10457 SWAN,LLOYD, 371 EDGECOMBE AVE APT 1A,, NEW YORK,NY,10030 SYKES,FRED, 271 W 150TH STREET APT A,, NEW YORK,NY,10039 SYLVESTER,FERDINAND, 2542 8TH AVE APT 2,, BROOKLYN,NY,10107 SYLVESTER,HELEN L, 2542 8TH AVENUE APT 2,, NEW YORK,NY,10030

TAVERAS,MERCEDES, 2300 G CONCOURSE UNIT 5,, BRONX,NY,10458 TAYLOR,AARON, 795 HICKS ST APT 2A,, BROOKLYN,NY,11231 TAYLOR,ASHLEY, 795 HICK ST APT 2A,, BROOKLYN,NY,11231 TAYLOR,RODERICK, 795 HICKS ST APT 2A,, BROOKLYN,NY,11231 TAYLOR,ROY, 401 MACON STREET,, BROOKLYN,NY,11233 TAYLOR,VIVIAN E, 245 SOUTH 6TH AVENUE,, MOUNT VERNON,NY,10550 THOMAS,CLEO, 38 CLAVER PLACE,, BROOKLYN,NY,11238 THOMAS,GRACE, 970 ST MARKS AVENUE,, BROOKLYN,NY,11213 THOMAS,IMOGENE, 201 WEST 118 STREET APT 7,, NEW YORK,NY,10026 THOMAS,MIRIAM, 238 W 134TH STREET,, NEW YORK,NY,10030 THOMAS,RUBY LEE, 1 KOSCIUKSO ST APT 1,, BROOKLYN,NY,11205 THOMPSON,WILLIAM, 170 HART STREET,, BROOKLYN,NY,11206 THOMPSON,WILLIE M E, PO BOX 1381,, BINGHAMTON,NY,13902 TINSLEY,CLARA, 437 MANHATTAN AVE APT 4B,, NEW YORK,NY,10026 TINSLEY,WILLIAM, 1182 CLAY AVENUE,, BRONX,NY,10456 TOMPKINS,PERCY, 272 STANLEY AVE APT 1B,, BROOKLYN,NY,11207 TURNER,LAURA, 133 31 148TH ST,, SOUTH OZONE PARK,NY,11436 TYER,JOHN, 204 ST NICHOLAS AVENAUT APT 2S,, NEW YORK,NY,10027 TYER,ORA, 204 ST NICHOLAS AVE APT 2S,, NEW YORK,NY,10027

May 4, 2020

UNDERWOOD,SALLY, 755 S BOULEVARD 4K,, BRONX,NY,10455 VAZQUEZ,ROBERTO, 500 E 171ST STREET APT 14D,, BRONX,NY,10457 WADE,ALICE, 130 EAST 91ST APT 1,, BROOKLYN,NY,11212 WALDEN,JULIA, 180 BELMONT PARKWAY,, HEMPSTEAD,NY,11550 WALKER,EMANUEL, 162 3RD AVENUE APT B,, ALBANY,NY,12202 WALKER,MARGARET, 127 LEFFERTS PLACE,, BROOKLYN,NY,11216 WALKER,RISHER, 575 HANCOCK STREET APT 3C,, BROOKLYN,NY,11233 WALKER,ROS L, 105 34 REMINGTON,, JAMAICA,NY,11435 WALLACE,HENRY, 478 WEST 158TH STREET APT 23,, NEW YORK,NY,10023 WARING,DOROTHY, 1558 HOE AVE APT 1B,, BRONX,NY,10460 WARNER,GEORGE, 120 DEKRUIF PLACE APT 9K,, BRONX,NY,10475 WARREN JR,HARRISON, 50 ESPLANADE,, MOUNT VERNON,NY,10553 WASHINGTON,GRACE G, 1590 E 102ND ST APT 4H,, BROOKLYN,NY,11236 WASHINGTON,WILLIAM, 1107 EAST 229TH ST 1B,, NEW YORK,NY,10466 WASSER,RONALD, 1745 GEROSE CT,, EAST MEADOW,NY,11554 WATSON,ADDIE BELL, 547 W 168TH STREET APT 4C,, NEW YORK,NY,10032 WATSON,KEVIN J, 101 W 147TH ST APT 12D,, NEW YORK,NY,10039 WATSON,MARY E, PO BOX 1381,, BINGHAMTON,NY,13902

PUBLIC NOTICE

PUBLIC NOTICE

AT&T proposes to modify an existing facility (new tip heights 76.4’) on the building at 90-11 Northern Blvd, Queens, NY (20200491). Interested parties may contact Scott Horn (856-8091202) (1012 Industrial Dr., West Berlin, NJ 08091) with comments regarding potential effects on historic properties.

AT&T proposes to modify an existing facility (new tip heights 56.5’) on the building at 11261128 Fulton St, Brooklyn, NY (20200568). Interested parties may contact Scott Horn (856-8091202) (1012 Industrial Dr., West Berlin, NJ 08091) with comments regarding potential effects on historic properties.

Notice of Formation of Family Love Loyalty LLC filed with SSNY on March 11th, 2020. Office: Richmond County. SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail copy of process to LLC: 101 Jamie Lane, Staten Island, NY 10312. Purpose: Any lawful act or activity.

PUBLIC NOTICE

PUBLIC NOTICE

AT&T proposes to collocate antennas (tip heights 131’) on the building at 310 East 55th Street, New York, NY (20200488).

Interested parties may contact Scott Horn (856-8091202) (1012 Industrial Dr., West Berlin, NJ 08091) with comments regarding potential effects on historic properties.

AT&T proposes to modify an existing facility (new tip heights 76.4’) on the building at 90-11 Northern Blvd, Queens, NY (20200491). Interested parties may contact Scott Horn (856-8091202) (1012 Industrial Dr., West Berlin, NJ 08091) with comments regarding potential effects on historic properties.

PUBLIC NOTICE AT&T proposes to modify an existing facility (new tip heights 54.7’, 54.8’, 55’, and 62.2’) on the building at 1116 Avenue H, Brooklyn, NY (20200542).

Interested parties may contact Scott Horn (856-8091202) (1012 Industrial Dr., West Berlin, NJ 08091) with comments regarding potential effects on historic properties.

WEBB,HOSEA, 153 MARCUS GARVEY BLVD APT 1E,, BROOKLYN,NY,11206 WEBB,NINA, 269 BAINBRIDGE STREET GR FL,, BROOKYN,NY,11233 WHITE,EDITH,C/O HELNE MYERS, 1370 VIRGINIA AVE APT 1H, BRONX,NY,10462 WHITE,JAMES, 1035 E 127TH STREET,, BRONX,NY,10469 WHITE,JOHN, 167 04 110TH AVE 2ND FLOOR,, JAMAICA,NY,11433 WHITE,ROBERT, 976 TINTON AVENUE 41,, BRONX,NY,10456 WHITE,THOMAS, 400 WATKINS STREET,, BROOKLYN,NY,11212 WIGGINS,CLARANCA, 38 WEST 131ST STREET,, NEW YORK,NY,10037 WILLEY,HEATHER J, PO BOX 1381,, BINGHAMTON,NY,13902 WILLIAM,GRAHAM, 720 RIVERSIDE DR APT 2K,, NEW YORK,NY,10031 WILLIAMS,CHARLES, 1205 COLLEGE AVE APT 5F,, BRONX,NY,10456 WILLIAMS,CURTIS, 111 MCDONOUGH STREET,, BROOKLYN,NY,11216 WILLIAMS,DWIGHT E, 1428 WEBSTER AVE APT 3E,, BRONX,NY,10456 WILLIAMS,ELIZABETH, 1162 STANLEY AVE APT 1,, BROOKLYN,NY,11208 WILLIAMS,JAMES, 25 W 110 STREET APT 34,, NEW YORK,NY,10026 WILLIAMS,JAMES, 1325 PARK AVENUE APT 2,, NEW YORK,NY,10029 WILLIAMS,LYNN ROBINSON, 626 RIVERSIDE DR 19F,, NEW YORK,NY,10031 WILLIAMS,MARGARET, 936 BOYNTON AVENUE,, BRONX,NY,10473

WILLIAMS,PATRICIA, PO BOX 719,, NEW YORK,NY,10002 WILLIAMS,SUSAN, 1151 SAINT MARKS AVENUE,, BROOKLYN,NY,11213 WILLIAMS,VINCENT, 1579 PACIFIC ST BSMT,, BROOKLY,NY,11213 WILLIAMS,WILHELMINA, 251 E 3RD STREET APT 3C,, NEW YORK,NY,10009 WILLIAMS JR,JAMES, 454 W 152ND STREET APT 34,, NEW YORK,NY,10031 WILLIAMSON,EDWARD, 210 EAST 166TH STREET APT 6A,,BRONX,NY,10458 WILSON,DORIS, PO BOX 176 BREEVORT STATION,, BROOKLYN,NY,11216 WILSON,HELEN, 1970 AMSTERDAM AVENUE,, NEW YORK,NY,10032 WILSON,PAULINE, 480 ST NICHOLAS AVE APT 5G,, NEW YORK,NY,10030 WILSON,PETER,AMBER COURT OF BROOKLYN, 650 E 104TH STREET, BROOKLYN,NY,11236 WILSON,WALTER, 1980 LEXINGTON AVENUE APT 8D,, NEW YORK,NY,10035 WINGATE,BERTHA, 110 LENOX AVE APT 2N,, NEW YORK,NY,10026 WITHEY,SUSIE, 204 W 148TH STREET APT 14,, NEW YORK,NY,10039 WOODS,EVELYN, 31 FLEET WALK APT 6D,, BROOKLYN,NY,11201 WOODS,ROSALIE, 31 20 105 STREET,, EAST ELMHURST,NY,11369 WRIGHT,ARTHUR, 1315 AMSTERDAM AVE APT 14G,, NEW YORK,NY,10027 WRIGHT,BEATRICE, 64 W 131ST STREET,, NEW YORK,NY,10037

WRIGHT,CURTIS, 1114 WASHINGTON AVENUE,, BRONX,NY,10456 YAGER,GARY, 8306 SABINE ROAD,, BALDWINSVILLE,NY,13027 YAROSACK AND SHEPPARD ARCHT PC,, 220 WESTCHESTER AVENUE,, WHITE PLAINS,NY,10604 YOUNG,HATTIE, 53 W 131 STREET, ,NEW YORKN,NY,10037 ZIGLER,WILLIAM, 277 W 117 STREET,, NEW YORK,NY,10026

A REPORT OF UNCLAIMED FUNDS HAS BEEN MADE TO THE COMPTROLLER OF THE STATE OF NEW YORK PURSUANT TO SECTION 702 OF THE ABANDONED PROPERTY LAW OF THE STATE OF NEW YORK. A LIST OF THE NAMES OF THE PERSONS APPEARING FROM THE RECORDS OF THE SAID COMPANY TO BE ENTITLED THERETO IS IN ON FILE AND OPEN TO PUBLIC INSPECTION AT THE PRINCIPAL OFFICE OF THE CORPORATION LOCATED AT VESTAL PARKWAY EAST, BINGHAMTON, NY, 13902 WHERE SUCH ABANDONED PROPERTY IS PAYABLE. SUCH UNCLAIMED FUNDS WILL BE PAID BY US ON OR BEFORE 08/31/2020 TO PERSONS ESTABLISHING TO OUR SATISFACTION THEIR RIGHT TO RECEIVE THE SAME. ON OR BEFORE 09/10/2020, SUCH FUNDS STILL REMAINING UNCLAIMED WILL BE PAID TO THE COMPTROLLER OF THE STATE OF NEW YORK. UPON SUCH PAYMENT, THIS COMPANY SHALL NO LONGER BE LIABLE FOR THE PROPERTY.

LEGALNOTICES@CITYANDSTATENY.COM

PUBLIC and LEGAL NOTICES / CityAndStateNY.com

May 4, 2020

NOTICE OF NAMES OF PERSONS APPEARING AS OWNERS OF CERTAIN UNCLAIMED PROPERTY HELD BY VOYA INTSTITUTIONAL TRUST The persons whose names and last known addresses are set forth below appear from the records of the above named company to be entitled to abandoned property in amounts of fifty dollars or more: KINGS HEALTH SCIENCE CENTER AT BROOKLYN ATTN: DORIEL FORDE 450 CLARKSON AVENUE BROOKLYN, NY 11203 START ATTN ZAWNIA DEHANEY 22 CHAPEL ST BROOKLYN, NY 11201 RYAN E ROBERTS 502A ATLANTIC AVE APT 1 BROOKLYN, NY 11217-1813 TROY W BURBANK 286 S 2ND ST APT 3E BROOKLYN, NY 11211 VOLPE JOSEPHINE ESTATE OF 1331 80TH ST BROOKLYN, NY 11228 SAMUEL L HOLLOWAY 580 FLATBUSH AVE APT 8 BBROOKLYN, NY 11225 ERIK LIU 176 BAY 43RD ST BROOKLYN, NY 11214 J P MORGAN SECURITIES FBO JAY DYER ATTN: CASHIERS MONEY DEPT 4 CHASE METROTECH CENTER ERD FL BROOKLYN, NY 11245-0001 ONONDAGA JAVIER PABON PO BOX 181 MATTYDALE, NY 13211 FIDELITY FBO DARA GUERIN 4085 SESAME PATHLIVERPOOL, NY 13090 SUFFOLK ANDREE P HENAULD 467 AMERICAN BLVD BRENTWOOD, NY 11717 BILLIE B BRIGGS 22 WOODBROOK DRIVERIDGE, NY 11961 KLEYLA MARIANNE 7 READLEAF LNCOMMACK, NY 11725-5508

A REPORT OF UNCLAIMED PROPERTY HAS BEEN MADE TO THOMAS P. DENAPOLI, THE COMPTROLLER OF THE STATE OF NEW YORK, PURSUANT TO SECTION 702 OF THE ABANDONED PROPERTY LAW. A LIST OF THE NAMES OF THE PERSONS APPEARING FROM THE RECORDS OF THE SAID INSURANCE COMPANY TO BE ENTITLED THERETO IS ON FILE AND OPEN TO THE PUBLIC INSPECTION AT THE PRINCIPAL OFFICE OF THE CORPORATION LOCATED AT 699 WALNUT ST #300, DES MOINES IA 50315, WHERE SUCH ABANDONED PROPERTY IS PAYABLE. SUCH ABANDONED PROPERTY WILL BE PAID ON OR BEFORE AUGUST 31, 2020, TO PERSONS ESTABLISHING TO OUR SATISFACTION THEIR RIGHT TO RECEIVE THE SAME.ON OR BEFORE THE SUCCEEDING SEPTEMBER 10, 2020 SUCH UNCLAIMED FUNDS STILL REMAINING UNCLAIMED WILL BE PAID TO THOMAS P. DENAPOLI, THE COMPTROLLER OF THE STATE OF NEW YORK. UPON SUCH PAYMENT THIS COMPANY SHALL NO LONGER BE LIABLE FOR THE PROPERTY. VOYA INTSTITUTIONAL TRUST

NOTICE OF NAMES OF PERSONS APPEARING AS OWNERS OF CERTAIN UNCLAIMED PROPERTY HELD BY MIDSTATE MUTUAL INSURANCE COMPANY The following persons appear from our records to be entitled to unclaimed property consisting of cash amounts of fifty dollars or more: NAPOLI DON, LLC 1614 CENTRAL AVENUE ALBANY, NY 12205 KG SONS, LLC 9718 MAIN STREET MACHIAS, NY 14101 PRM HOTEL, LLC D/B/A GRANT MOTEL 255 GRANT AVENUE AUBURN, NY 13021 PRM HOTEL, LLC D/B/A GRANT MOTEL 255 GRANT AVENUE AUBURN, NY 13021 JT JACOB ENTERPRISES, LLC 7901 SENECA STREET EAST AURORA, NY 14052 FADEL’S CAB, INC 27 ORANGE STREET LACKAWANNA, NY 14218 RONALD E HAWK 11630 OLEAN ROAD CHAFFEE, NY 14030 DANIEL J JOHNSON AND REBECCA L JOHNSON 18871 ALLEN ROAD WATERTOWN, NY 13601 LUELLA R BALL APT 9 SANDY LANE CANASTOTA, NY 13032 JAYME RESNICK PO BOX 10785 ROCHESTER, NY 14610 JONAH A INIKORI 20 CASTLEMAN ROAD ROCHESTER, NY 14620 LOIS F IRWIN AND WILLIAM IRWIN 33 OAK MEADOW TRAIL PITTSFORD, NY 14534 THOMAS W FRUTCHEY 3909 EAGER ROAD JAMESVILLE, NY 13078 BRADLEY P HILL D/B/A EMPIRE TIMBER FRAMING 137 BRYANT AVENUE SYRACUSE, NY 13204 JOHN AND BEATRICE R SUSINO 276 LAKESHORE ROAD OSWEGO, NY 13126 DENNY/BROWN, LLC 3839 STATE ROUTE 13 PULASKI, NY 13142-2491 THAI ROSE, LLC D/B/A THAI ROSE RESTUARANT 278 WALNUT STREET OSWEGO, NY 13126

LEGALNOTICES@CITYANDSTATENY.COM

BRIANNE OLSSON 189 FAIR STREET KINGSTON, NY 12401 JOSHUA LANDSBERG D/B/A JL SERVICES 401 BUCK ROAD STONE RIDGE, NY 12484 YUKON WH PROPERTY MANAGEMENT, LLC 509 LANDON HILL ROAD CHESTERTOWN, NY 12817 JAMIE K CRAIG AND LAURA C CRAIG 326 STUART AVENUE NEWARK, NY 14513 LYONS MART, LLC 93 GENEVA STREET LYONS, NY 14489

A REPORT OF UNCLAIMED PROPERTY WILL BE MADE TO THE COMPTROLLER OF THE STATE OF NEW YORK, PURSUANT TO ARTICLE VII AND/OR SECTION 1316 OF THE ABANDONED PROPERTY LAW. A LIST OF THE NAMES CONTAINED IN SUCH NOTICE IS ON FILE AND OPEN TO PUBLIC INSPECTION AT THE PRINCIPAL OFFICE OF THE INSURANCE COMPANY, LOCATED AT 5612 ROUTE 34 AUBURN, NY 13021, WHERE SUCH ABANDONED PROPERTY IS PAYABLE. SUCH ABANDONED PROPERTY WILL BE PAID ON OR BEFORE AUGUST 31 NEXT TO PERSONS ESTABLISHING TO ITS SATISFACTION THEIR RIGHT TO RECEIVE THE SAME. IN THE SUCCEEDING SEPTEMBER, AND ON OR BEFORE THE TENTH DAY THEREOF, SUCH UNCLAIMED PROPERTY WILL BE PAID TO THE COMPTROLLER OF THE STATE OF NEW YORK, AND SHALL THEREUPON CEASE TO BE LIABLE THEREFORE. MIDSTATE MUTUAL INSURANCE COMPANY

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CITY & STATE NEW YORK MANAGEMENT & PUBLISHING CEO Steve Farbman, President & Publisher Tom Allon tallon@cityandstateny.com, Comptroller David Pirozzi, Business & Operations Manager Patrea Patterson, Administrative Assistant Lauren Mauro

Who was up and who was down last week

CREATIVE Art Director Andrew Horton, Senior Graphic Designer Alex Law, Graphic Designer Aaron Aniton

LOSERS RICHARD DEARING New York has some of the strictest gun-control laws in the nation, but when he had to defend them, Richard Dearing came out with metaphorical guns blazing. The New York City assistant corporation counsel squared off against the New York State Rifle & Pistol Association in front of an increasingly conservative U.S. Supreme Court.

But in its first Second Amendment case in nearly a decade, SCOTUS ended up siding with Dearing and New York City, dismissing the case.

OUR PICK

OUR PICK

WINNERS

May Day means different things to different people. To many, it simply marks the beginning of spring. To others, it’s International Workers’ Day – and it’s time to strike. And for an unlucky few – like the cast of “Airplane!” – it means something else entirely. To celebrate the holiday, we’ve got May baskets for our winners – and we’re sending out a distress signal for the losers.

EDITORIAL editor@cityandstateny.com Editor-in-Chief Jon Lentz jlentz@cityandstateny.com, Managing Editor Ryan Somers, Senior Editor Ben Adler badler@cityandstateny.com, Special Projects Editor Alice Popovici, Deputy Editor Eric Holmberg, Senior Reporter Jeff Coltin jcoltin@cityandstateny.com, Staff Reporter Zach Williams zwilliams@cityandstateny.com, Staff Reporter Rebecca C. Lewis rlewis@cityandstateny.com, Tech & Policy Reporter Annie McDonough amcdonough@ cityandstateny.com, Staff Reporter Kay Dervishi, Associate Copy Editor Holly Pretsky

DIGITAL Digital Marketing Director Maria Cruz Lee, Project Manager Michael Filippi, Digital Content Manager Amanda Luz Henning Santiago, Digital Marketing Strategist Caitlin Dorman, Digital Marketing Associate Chris Hogan, Web/ Email Strategist Isabel Beebe

BERNIE SANDERS & ANDREW YANG New York’s Bernie Bros and Yang Gang have been enraged over the state’s decision to cancel its Democratic presidential primary. They’ve called the move “voter suppression” and “Machiavellian.” Yang filed a lawsuit against the state’s Board of Elections and Sanders’ flack suggested the state should lose all of its delegates. But it sure beats increasing the number of coronavirus infections caused by overcrowded polling sites. Right?

ADVERTISING Vice President of Advertising Jim Katocin jkatocin@ cityandstateny.com, Account/Business Development Executive Scott Augustine saugustine@cityandstateny.com, Vice President, Advertising and Client Relations Danielle Koza dkoza@cityandstateny.com, Sales Associate Cydney McQuillan-Grace cydney@cityandstateny.com, Legal Advertising Executive Shakirah Gittens legalnotices@ cityandstateny.com, Sales Assistant Zimam Alemenew EVENTS events@cityandstateny.com Sales Director Lissa Blake, Events Manager Alexis Arsenault, Event Coordinator Amanda Cortez

Vol. 9 Issue 17 May 4, 2020

>APPLY FOR UNEMPLOYMENT

THE BEST OF THE REST

THE REST OF THE WORST

SETH MYERS

BILL DE BLASIO

No, not that one. Though New York City is tightening its belt, the expansion of the NYC Ferry, which Economic Development Corporation bigwig Seth Myers oversees, is still sailing ahead. After all, yuppies are going to need a public transit option where they can sip wine after this crisis ends.

YARON OREN-PINES

When the Silicon Valley electrical engineer responded to Trump on Twitter promising ventilators, New York promptly gave him its largest payment during the coronavirus crisis. A month later, hasn’t produced a single ventilator, but he’s $69 million richer.

Hizzoner finally got serious about enforcing social distancing, only to face accusations of anti-Semitism. Appointing future Brooklyn Borough President – umm, we mean, first lady – Chirlane McCray to chair a coronavirus task force didn’t earn him any good press, either.

SEARCHING...

CANNOT BE COMPLETED >COLLECT UNEMPLOYMENT SEARCHING...

GLOBAL PANDEMIC. ECONOMIC SHUTDOWN. ARE YOU INSURED?

CIT YANDSTATENY.COM

@CIT YANDSTATENY

May 4, 2020

Cover Andrew Horton

ANDREW CUOMO

The governor fancies himself an artist, but the reviews of the “Self Portrait of America” he made with donated masks weren’t so hot. His handling of nursing homes and that data breach at the state Department of Labor didn’t exactly inspire awe, either.

WINNERS & LOSERS is published every Friday morning in City & State’s First Read email.

Sign up for the email, cast your vote and see who won at cityandstateny.com.

CITY & STATE NEW YORK (ISSN 2474-4107) is published weekly, 48 times a year except for the four weeks containing New Year’s Day, July 4th, Thanksgiving and Christmas by City & State NY, LLC, 61 Broadway, Suite 1315, New York, NY 10006-2763. Periodicals postage paid at New York, NY and at additional mailing offices.

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READY

NOMINATIONS OPEN THOUGH MAY 15TH City & State's Regional Heroes RECOGNIZING NEW YORK’S PANDEMIC HEROES Lists Recognizing New York's pandemic heroes

REGIONAL HEROES LISTS NOMINATIONS MAY 15TH Nominations are now openOPEN for CityTHROUGH & State's Regional Heroes Lists!

As New York is battered by COVID-19, New Yorkers have responded in As New York is battered

by COVID-19, Newcare Yorkers have responded remarkable ways: first responders and health professionals tendin to the ill, remarkable ways: first responders and health care professionals tend to the ill, nonprofit workers carecare forfor the government officials go above nonprofit workers themost mostvulnerable, vulnerable, government officials go above and beyond, business leaders theircommunities—and communities—and countless and beyond, business leaderssupport support their countless contribute to pullingour ourstate state and thisthis difficult time. time. othersothers contribute to pulling andcity citythrough through difficult In honor of these exceptional weare are publishing a series of special In honor of these exceptionalindividuals, individuals, we publishing a series of special to highlight their workinindifferent different regions New York, in lieu ourof our issuesissues to highlight their work regionsofof New York, in of lieu traditional POWER traditional POWERlists. lists.

To begin, we are looking LongIsland, Island, Westchester, Upstate NY, NY, andand the five To begin, we are looking atatLong Westchester, Upstate the five boroughs of New York City. Do you know a local hero who deserves to be boroughs of New York City. Do you know a local hero who deserves to be recognized? Nominate a regional hero here recognized? Nominate a regional hero here https://www.cityandstateny.com/content/city-state-regional-heroes-2020 or https://www.cityandstateny.com/content/city-state-regional-heroes-2020 email lblake@cityandstateny.com or email lblake@cityandstateny.com

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