Banking

There is currently an increase in fintech entities that offer credit products, accounts and other services very similar to those of traditional banks but in a digital version. Challenger banks are financial institutions with a banking license

Users in this sector have increased significantly due to the numerous advantages they have, among them are the low (or even zero) costs of these entities, as well as the minimum requirements for the creation of an account.

Since they are entities without branches, all transactions and operations are carried out through the app and customer service is online. In general, the account opening is done in a matter of minutes and without the usual bureaucracy of traditional entities.

One strategy they use is the offer of accounts with lower commissions and no linkage, in addition to the fact that international transfers are usually cheaper or free. By having a banking license, customers have an account and not only cards, although in general most transactions and procedures are carried out through the app

An additional benefit that has been seen is the possibility of reaching agreements with certain businesses and companies so that customers may receive discounts and promotions. This speaks of an evolution to adapt to the requests and needs of customers, so that, in the case of the cultural and creative sector, these banking options could be a better alternative than traditional banking, offering generic and standardized financial products.

Links to public funding sources

Support for The Cultural Infrastructure Of The States (PAICE)

Source:https://www.cultura.gob.mx/gobmx/co nvocatorias/detalle/3399/paice-2022 (QR2)

Budget: $35,000,000

Organization: Secretaría de Cultura del Gobierno de México

Beneficiaries: State and municipal governments, Labor Unions, SMEs, Large companies, third sector

Description: Secretaría de Cultura, through its Dirección General de Vinculación Cultural, in order to contribute to

Art and culture facing covid

Source:https://www.gob.mx/cultura/prensa/art e-ycultura-frente-al-covid-convocatoria-que- contribuye-ala-reactivacion-economica-del- sector-culturalsudcaliforniano?idiom=es

Budget: Undefined

Organization: Secretaría de Cultura del Gobierno de México / Instituto Sudcaliforniano de Cultura / Apoyo a Instituciones Estatales de Cultura (AIEC)

Beneficiaries: Creators, artistic community and cultural agents of Baja California Sur with at least five years of artistic trajectory art creation or strengthening of cultural infrastructure with the aim of reducing the existing inequality in cultural development, and to take advantage of or to create spaces dedicated to art and culture, calls for state and municipal governments and mayors' oces of Mexico City, state public universities, as well as all those Civil Society Organizations that have among their constituent objects the promotion and encouragement of the arts and culture

Description: Artisans, visual artists, performing artists, cultural managers and agents of legal age, with a minimum residence and artistic trajectory of five years in the state of Baja California Sur, may participate, for the realization of a social retribution project in one of the two proposed formats: virtual (video of 10 to 20 minutes that will be disseminated through the social networks of the Instituto Sudcaliforniano de Cultura) and on-site (to be executed when permitted by the state health authority), according to their artistic performance framed in the following disciplines: performing arts, visual arts, literature and literary promotion and popular art.

Function bank

Source: https://www.gob.mx/cultura/prensa/l asecretaria-de-cultura-mantiene- apoyospara-elsector-durante-contingencia- por-covid-19

Budget: Undefined

Organization: Secretaría de Cultura del Gobierno de México

CNDCI/ "Alas de lagarta" Call for Submissions (Children's and Youth Literature)

Source:https://sic cultura gob.mx/ficha.phpta ble=convocatoria&table_id=1172&disciplina (QR3)

Budget: Undefined

Organization: Secretaria de Cultura

Folk art contests

Source: https://www gob.mx/fonart? tab=program-v3program-v3-concursos-de-arte-popular (QR4)

Budget: Undefined

Organization: Fondo Nacional para el Fomento de las Artesanías

Beneficiaries: Individuals, SMEs, third sector.

CONTIGO EN LA DISTANCIA / Culture from home / Calls for artists and creators

Source: https://contigoenladistancia. cultura.gob.mx/detalle/convocatoria-para creadores-yartistas (QR5)

Budget: $27,020,000

Organization: Secretaría de Cultura del Gobierno de México

Call for proposals for the Support of Cultural Infrastructure in the States Program (SCISP)

Source:https://sic.cultura.gob.mx/ficha.phptable=convo catoria&table_id=807&disciplina= (QR6)

Budget: Undefined

Agency: Comisión Nacional de Ciencia y Tecnología

Beneficiaries: State governments, municipal governments, mayors' oces in Mexico City and state public universities.

DGCP/ Municipal and Community Cultures Support Program (PACMYC)

Source:https://sic.cultura.gob.mx/ficha.phptable=convo catoria&table_id=215&disciplina= (QR7)

Budget: Undefined

Agency: Secretaria de Cultura

Beneficiaries: Individuals

Beneficiaries: Individuals, SMEs, third sector

Descripción: The "Function Bank" was announced so that artists, creators, lecturers, etc., contracted for the dates between March 20 and April 20 can receive their payments on time and make up their presentations at another time of the year, or perform them remotely.

Beneficiaries: Individuals

Description: Authors of Mexican nationality may participate with no more than two works of their own authorship, unpublished and with a free theme.

Description: Through these contests, it seeks to recognize artisans who are distinguished by the preservation, rescue or innovation of handicrafts, as well as those who improve work techniques and recover the use and sustainable use of materials.

Beneficiaries: Individuals

Description: Secretaría de Cultura has prepared for its public a digital culture space with free access to information on tours of museums and archaeological sites, films, books, concerts, conferences, documentaries, plays, audios, applications, among other things.

Description: The purpose is to contribute to giving life to the cultural infrastructure that is unused or in disuse and to create spaces dedicated to art and culture in districts that do not have a sucient cultural infrastructure.

Description: This program serves indigenous people, Afro-descendants, vulnerable groups, or communities belonging to rural and urban areas interested in implementing an intervention or cultural project.

DGSMPC/ Support to Communities for the Restoration of Monuments and Artistic Heritage Fund (FOREMOBA)

Source:https://sic cultura gob.mx/ficha.phptable=convo catoria&table_id=658&disciplina= Budget: Undefined

Agency: Secretaria de Cultura

Beneficiaries: State and municipal governments, Mexico City mayor's oces, Civil Society Organizations (CSOs),

Independent stage spaces in resilience

Source: https://contigoenladistancia.cultura.go b.mx/detalle/espacios-escenicos- independientes-enresiliencia (QR8)

Budget: Undefined

Agency: Secretaría de Cultura

Beneficiaries: Established companies, theater collectives and independent scenic spaces with verifiable experience of three years of continuous work. Independent stage spaces that do not have a resident and organized communities. company may participate in this call for proposals by forming a working group or expressly inviting a group as a resident.

Description: FOREMOBA will participate with up to one third of the economic support to tripartite projects between FOREMOBA and two additional entities (state government, municipalities, municipalities, CSOs and/or communities), as long as the counterparts contribute an equal or greater amount.

Description: The main objectives of this program are to support the activity of the country's independent stage spaces during the health contingency derived from the spread of COVID-19 and to promote the creation and development of creative strategies for pre-production, rehearsal, and presentation through digital media and information and communication technologies.

Fiscal stimulus for investment projects in national film production and distribution (eficine).

Source:https://www estimulosfiscales.hacien da.gob.mx/es/efiscales/eficine (QR9)

Budget: Undefined

Agency: Secretaria de Hacienda y Crédito Público

Beneficiaries: SMEs, Large companies

Description: A benefit granted to the film industry for the production and distribution of feature films consists of applying a tax credit for the amount contributed to an investment project in production or distribution by an Income Tax taxpayer.

Fiscal stimulus for investment projects in cultural productions (efiartes)

Source:https://www estimulosfiscales.hacien da.gob.mx/es/efiscales/efiartes (QR10)

Agency: Secretaría de Hacienda y Crédito Público

Beneficiaries: Individuals, SMEs

Description: It is a benefit granted to the creation and

Creative Europe

Source: https://culture.ec.europa.eu/creative- europe

Budget: 2.440 million euros (QR11)

Agency: European Union/Commission European production of the different arts, such as visual arts, dance, music, and theater; and in the edition and publication of national literary works, consisting of applying a tax credit for the amount contributed by an Income Tax taxpayer to an investment project.

Beneficiaries: Cultural and creative organizations from member and non-member states of the European Union, as well as the countries of the European Economic Area, its potential candidate countries, and those belonging to the European Neighborhood Policy ( these last three cases are subject to various conditions).

Description: This program seeks to invest in actions that reinforce cultural diversity and respond to the needs and challenges of the cultural and creative sectors. The main objectives of the program are to safeguard, develop and promote European cultural and linguistic diversity and heritage and to increase the competitiveness and economic potential of the cultural and creative sectors, in particular the audiovisual sector.

FONCA/ Conacyt Culture Scholarships: Creators of the Future (scholarships for study abroad)

Source: https://sic cultura gob.mx/ficha.php?

table=convocatoria&table_id=1184&disciplina= (QR12)

Budget: Undefined

Agency: Comisión Nacional de Ciencia y Tecnología

Beneficiaries: Individuals

FONCA/ Verbal Arts Call for Proposals

Source:https://sic cultura gob.mx/ficha.php?

table=convocatoria&table_id=1176&disciplina= (QR13)

Budget: Undefined

Agency: Secretaría de Cultura

Beneficiaries: Members of communities where an indigenous language at high risk of disappearing is spoken

FONCA/Scenic creators

Source: https://sic.cultura.gob.mx/ficha.php?

table=convocatoria&table_id=285&disciplina= (QR14)

Budget: Undefined

Agency: Secretaría de Cultura

Description: This program was created to offer economic support for the training of Mexican professionals at the doctoral and master's levels, in the modality of training scholarships in full-time face-toface programs abroad.

Description: Interested parties must submit projects to form records of oral, literary, or artistic expressions of languages at risk of disappearing. Up to 23 grants for $100,000 will be awarded to each project.

Beneficiaries: Mexican citizens and foreigners who, by means of documents issued by Secretaría de Gobernación, prove their status as immigrants or immigrants in the country

Description: Awarding up to 90 economic incentives of different amounts according to the category in which the participant has enrolled.

FONCA/ Promotion of Cultural Projects and Co-investments

Source: https://sic cultura gob.mx/ficha.php?

table=convocatoria&table_id=284&disciplina= (QR15)

Budget: Undefined

Agency: Secretaría de Cultura

Beneficiaries: Creators, performers, researchers, managers, promoters, educators, curators, groups,

FONCA/ Young Creators

Source:https://sic.cultura.gob.mx/ficha.php table=convocatoria&table_id=6&disciplina= (QR16)

Budget: Undefined

Agency: Secretaría de Cultura

Beneficiaries: Individuals between 18 and 34 years of age

FONCA/ Mexico on Stage. Artistic groups

Source:https://sic.cultura.gob.mx/ficha.php?

table=convocatoria&table_id=490&disciplina= (QR17)

Budget: Undefined

Agency: Secretaría de Cultura independent cultural spaces, among others.

Beneficiaries: Professional artistic groups of the country in one of the following disciplines: circus, dance, music, opera, interdisciplinary scenic and theater.

Description: Up to $250,000 Mexican pesos offered to initiatives that do not have other financial contributions. Co-investment: up to $750,000 Mexican pesos are offered to projects with other contributions in cash or in kind.

Description: Up to 225 grants will be awarded. The selected individuals will receive a monthly economic amount of $8,532.20, for a period of twelve months.

Description: 10 grants will be awarded to artistic groups with a minimum trajectory of five years, constituted as legal entities that present projects whose realization requires and justifies financing of $1'740,000; in turn, 48 economic incentives will be awarded to artistic groups with a minimum trajectory of five years, constituted as legal entities, that present projects whose realization requires and justifies financing of $1'200,000.

FONCA/ Translation Support Program (PROTRAD)

Source: https://sic.cultura.gob.mx/ficha.php?

table=convocatoria&table_id=1&disciplina= (QR18)

Budget: Undefined

Agency: Secretaria de Cultura

FONCA/ Artistic Residencies

Source: Sistema de Información Cultural

Budget: Undefined

Agency: Secretaría de Cultura

FONCA/ National System of Art Creators

Source:https://sic cultura gob.mx/ficha.php? table=convocatoria&table_id=461&disciplina= (QR19)

Budget: Undefined

Agency: Secretaría de Cultura

Beneficiaries: Artists dedicated to creation in the following disciplines: lyrics, lyrics in indigenous

Beneficiaries: Both Mexican and foreign publishers. Description: This program aims to contribute to the international promotion and dissemination of national culture and to promote cultural exchange

Beneficiaries: Individuals languages, choreography, dramaturgy, audiovisual media, visual arts, musical composition, and architecture

Description: Delivery of economic stimuli and provision of stays.

Description: Delivery of incentives for up to 200 projects in the form of a monthly grant of $32,173.00 , which will be maintained for up to three years.

IMCINE/ Calls for Production Support of the Budgetary Program for the Promotion of Mexican

Cinema FOCINE/IMCINE: New routes, new stories

Source:https://sic.cultura.gob.mx/ficha.phptab le=convocatoria&table_id=1164&disciplina= (QR20)

Budget: Undefined

Agency: Secretaria de Cultura

Beneficiaries: Individuals and legal entities

Description: These calls seek to boost the development of the industry and the economy of the sector in all its modalities, you can participate in the following

Covid-19 impact survey on the cultural and creative economies sector

Source:https://mexicocreativo.cultura.gob.mx/i nicio/observatorio/sondeo-020/ (QR21)

Budget: Undefined

Agency: Secretaría de Cultura

Beneficiaries: All audiences.

Description: Through a series of public dialogues, we seek to put into perspective the information gathered in the survey, along with other surveys and studies that modalities: financial consolidation of feature films; production of fiction feature films, production of documentary feature films; pre-production and production of short and feature animation films; film production for children and adolescents; production of debut films from film schools or with a film specialty; production of short films by region and with a trajectory; post-production of feature and short films; production of feature films in collaboration with the states. have been applied in Mexico, in other countries and initiatives of international organizations. Starting with a dialogue on the diversity of results obtained with these tools, we wanted to focus on the significant findings that can account for the complex issues we face. Confronting, comparing and seeking complementarity of data as the way to build new solutions, strategic lines of action for a near future.