Contact Magazine

PLEASE TAKE ONE

Contact Guernsey’s bi-monthly business magazine

|

A P R / M AY 2 0 1 3

PROPERTY ONTHERISE RECORD BREAKING NUMBER ONE

Page 36

My business life Glyn Smith from Insurance Corporation PAGE 28

APR MAY CONTACT 2013.indd 1

Budget talk

Osborne’s striding on with the aspiration budget PAGE 46

Malaysia

Guernsey’s growing reputation in the Far East PAGE 22

25/3/13 17:35:35

“It’s so refreshing to receive a prompt and professional service which saves us time and money.”

works for me Leanne Dean Cenkos

BusinessPlus from aurigny.com is the perfect solution for corporate travel, covering inter-island flights as well as a comprehensive network of routes to UK destinations. This ‘total travel package’ particlarly appeals to Leanne Dean at Cenkos.

Leanne explains, “BusinessPlus gives Cenkos the flexibility we need. Flight bookings can be changed at the touch of a button essential in our busy industry. I wouldn’t hesitate in recommending Aurigny’s BusinessPlus to other companies.”

Call our Business Support Team on 01481 822 058 or email businessplus@aurigny.com 6 WEEKDAY FLIGHTS GUERNSEY - GATWICK - GUERNSEY • INTER-ISLAND BUSINESS TRAVEL • ACCESS TO MAJOR UK BUSINESS CENTRES ONLINE TRAVEL BOOKING SYSTEM • FREQUENT FLYER REWARDS • FREE BAGGAGE ALLOWANCE* • FREE TEA & COFFEE & AFTERNOON NEWSPAPER** *Free baggage allowance up to 20kgs checked-in, 10kgs hand luggage. 15kgs checked-in on Dinard and Southampton services. 6kgs hand luggage on all Trislander services. **UK flights only.

APR MAY CONTACT 2013.indd 2

25/3/13 17:35:39

Welcome PLEASE TAKE ONE

Contact Guernsey’s bi-monthly business magazine

|

A P R / M AY 2 0 1 3

PROPERTY ONTHERISE RECORD BREAKING NUMBER ONE

Page 14

My business life Glyn Smith from Insurance Corporation PAGE 28

Budget talk

Osborne’s striding on with the aspiration budget PAGE 18

Malaysia

Guernsey’s growing reputation in the Far East PAGE 44

GUERNSEY CHAMBER Guernsey Chamber of Commerce, 16 Glategny Esplanade, St Peter Port, Guernsey GY1 1WN Tel: 01481 727483 Email: office@guernseychamber.com The Chamber office is open from Monday to Friday 9.00am - 4.00pm and a meeting room with facilities is available for a small charge.

CHAMBER ONLINE For all the latest news and events, visit www.guernseychamber.com If you would like to become a member of Chamber application forms are available online to download.

PUBLISHERS If you would like to appear in Contact, have a story to tell or simply want to receive a copy, then get in touch with the publisher: LIGHTHOUSE MEDIA GUERNSEY C/O GUERNSEY HERALD LIMITED Braye Road Industrial Estate Vale Guernsey GY2 4WX EDITOR Jon Taylor DESIGN AND PRODUCTION Lighthouse Media Guernsey PHOTOGRAPHY Chris George Stacey Upson Please recycle this magazine.

Contact can be downloaded at issuu.com

“In these economically challenging times, the blame game remains as UK public criticism continues to grow against those that are regarded as not paying their fair share. As a result, we are now seeing measures such as naming and shaming of both users and promoters of tax avoidance schemes.”

Once again our attentions were drawn to another Chancellor’s Budget that focused on addressing tax evasion and avoidance.

The Budget coincided with the release of a progress report on tackling avoidance entitled ‘No safe havens’ by HMRC’s new centre of excellence on offshore tax evasion.

In these economically challenging times, the blame game remains as UK public criticism continues against those that are regarded as not paying their fair share. As a result, we are now seeing measures such as naming and shaming of both users and promoters of tax avoidance schemes. The distinction between legal tax avoidance and illegal tax evasion can no longer be seen as the divide between what is acceptable behaviour and what crosses the line - the line, according to local tax experts PWC, has moved.

‘The UK is leading the charge on international automatic information exchange, and the Budget announced that an Intergovernmental Agreement has been reached with all three Crown Dependencies is an important step for the UK towards this cause. Cayman has also announced that it will enter into a UK IGA. The spotlight on tax evasion has not been limited to the UK but can be seen in other higher tax jurisdictions, and the idea that automatic information exchange will quickly become the international standard looks very credible,’ announced PWC following the Budget release.

Alongside the UK IGA is a disclosure facility. The UK expect to raise a startling £1 billion from the Jersey, Guernsey and Isle Of Man disclosure facilities over the next 5 years. Given the Lichtenstein disclosure facility (with more generous

terms) raised only £140 million in its first two years, and in light of the fact that the three Crown Dependencies are highly regulated, this target looks highly ambitious. Perhaps in time the failure of the Jersey, Guernsey and Isle Of Man facilities to raise significant amounts will finally dislodge the perception of the Islands as tax havens.

There were other aspects of the Budget that will raise concerns for Guernsey’s finance industry. In particular the changes affecting UK and offshore funds including measures to enhance the attractiveness of UK funds and closing loopholes in the offshore fund regime. The UK Government will also consult on measures to deal with offshore employment intermediaries being used to avoid UK NIC and income tax.

The spotlight on offshore finance continues unabated but as our contributors to Contact demonstrate, we do have an industry of experts who we can entrust to keep Guernsey a stable and well respected jurisdiction for a generation to come.

In this edition of Contact we identify the challenges facing the property investment sector, two of Guernsey’s bright young legal minds report from their sectors and we feature the opportunities for Guernsey in Malaysia. Once again our chamber is at the forefront of setting the business agenda in the Islands having hosted MATRADE during a recent visit to Guernsey.

I hope you enjoy this latest edition of Contact.

Jon Taylor Editor.

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 3

APR MAY CONTACT 2013.indd 3

25/3/13 17:35:41

Contents News ................................................................................................ 06 - 13 People ............................................................................................. 14 - 15 High hopes for Malaysia ............................................................. 22 -27 Striding on with the aspiration budget............................28 - 29 Guernsey property investing ..................................................... 30 - 31 First time buyers: Stimulating the market............................................... 33 Number One: Breaking records in St Julian’s Avenue ........................... 36 - 37 Economical with the truth: Sark’s troubled economy

................... 38 - 41

Introducing: With Sydney Charles...................................................... 42 - 45 My business life: With Glyn Smith................................................... 46 - 47

20

Image rights: ........................................................................................ 49 Case file: With Anthony Williams ........................................................ 50 - 51 Company profile: 1st Central.......................................................... 52 - 55 Chamber Directory listings ....................................................... 56 - 70

The Guernsey Chamber of Commerce accepts no responsibility for the views expressed by the editor or contributors to Contact magazine. The publisher (Lighthouse Media) accepts no responsibility for errors or copyright in articles supplied by contributors or advertisements in Contact magazine.

04 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 4

25/3/13 17:35:44

Full pag

NUMBER

ADDRESS IN GUERNSEY

One St Julian’s Avenue is a prestigious development in the heart of St Peter Port, Guernsey, comprising 32 luxury apartments – 29 local market one, two and three-bedroom apartments and 3 open market penthouses – all with exceptionally large living spaces that are light, airy and modern.

If you are looking for urban apartment living at its best, contemporary architecture, sleek interior design, and breathtaking views across the East coast or Candie Gardens, then One St Julian’s Avenue is the number one address for you.

Phase one is now available. To reserve your apartment today contact one of the sales agents or visit www.one.gg Joint sole agents

T: 01481 711766 E: sales@swoffers.co.uk

APR MAY CONTACT 2013.indd 5 Full pag Contact Mag.indd 1

T: 01481 233008 E: simont@livingroom.gg

25/3/13 17:35:47 22/03/2013 16:01

News

GOT NEWS?

Email us at: info@lighthouseci.com or write to: News Desk, Contact, Guernsey Herald Group Limited, Braye Road Ind Estate, Vale, GY2 4WX

Ogier acts on HarbourVest’s US$1.2 billion portfolio acquisitionwins Silver Trowel Award

Caroline Chan

Ogier recently acted as Guernsey legal adviser to HarbourVest Partners, LLC in the purchase of the investment portfolio of Conversus Capital, L.P. by HarbourVest Structured Solutions II L.P. Debevoise & Plimpton LLP in London and New York and Ogier in Guernsey have advised HarbourVest Partners, LLC (HarbourVest) in connection with the acquisition by HarbourVest Structured Solutions II L.P., a newly formed Guernsey limited partnership managed by HarbourVest, from Conversus Capital, L.P. (a Guernsey investment fund listed on NYSE Euronext in Amsterdam) of Conversus’ portfolio of private equity fund interests and direct co-investments. HarbourVest Structured Solutions II L.P. acquired the portfolio for approximately US$1.2 billion, after adjustments for certain capital calls and distributions.

HarbourVest is an independent global private equity firm that invests in venture capital, buyout, mezzanine debt and distressed debt through primary partnerships, secondary purchases and direct investments. HarbourVest Structured Solutions II L.P. is a Guernsey authorised closed-ended investment fund.

The Ogier team was led by Guernsey partner Caroline Chan, with managing associates Andrew Munro and Andy Lowe.

Caroline Chan commented: “We have been delighted to work with HarbourVest and their lead advisers Debevoise & Plimpton on HarbourVest’s latest project in Guernsey.

This has been an interesting transaction involving Ogier lawyers providing fund, regulatory, M&A and financing advice.

Coutts Guernsey hosts client investment dinner In-house investment specialists outline the five key risks and ten opportunities for 2013 Guernsey – Last week Coutts hosted a client investment dinner at the prestigious Fermain Valley Hotel in Guernsey. The discussion centred on Coutts’ 2013 investment outlook: 5&10, highlighting Coutts’ view of the five risks and ten opportunities within the investment landscape this year. Opportunities include: a revival in the US oil and gas industry, Japanese equities and the property market. Risks highlighted include political tensions and the prospect of inflation being re-ignited over the course of the year.

Alan Higgins, Chief Investment Officer, UK; Niamh Wylie, Director within Coutts’ Investment Team; Richard Tribe, Director, Coutts Channel Islands and Maya Prabhu, Managing Director, Head of Philanthropy, discussed their latest insights following which the panel took Q&As from guests.

Alan Higgins comments: “Although the markets continue to be challenging, we see at least ten reasons to be optimistic.

Progress is being made in the Eurozone as we begin to see the positive effects of austerity, we continue to see opportunities in India and China and have already seen some reward from the rise of equities.

However, risks remain inherent in financial markets and never more so than with politics. We believe the impact of political events and decisions, which have grown in the wake of the financial crisis, remain a key risk.”

He continues, “This year could be a seminal year marking the reversal of recent trends; bonds are no longer the safe-haven asset they were perceived to be and equities are seeing a comeback.

As bond valuations reach extreme levels, we are mindful of the real prospect of

investors losing money. Risk management is all the more essential and we continue to place this at the heart of every asset allocation decision we make.”

Richard Tribe added: “We have a strong team in Guernsey and it was great to see our clients so engaged. We were delighted to be able to give them access to the intellectual insights of our investment team. This dinner was held in response to client demand as the current economic climate continues to raise questions, especially around protection against inflation. I am in no doubt that Alan and Niamh were able to instill our investors with renewed confidence and spark some consideration to the opportunities for 2013.”

06 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 6

25/3/13 17:35:48

Corporate & CommerCial / trust & FiduCiary / Funds / insuranCe / property / dispute resolution / insolvenCy

Refreshing

po Box 69, 18-20 smith street st peter port, Guernsey Gy1 4Bl Tel +44 (0)1481 713371

www.babbelegal.com

APR MAY CONTACT 2013.indd 7

25/3/13 17:35:48

News Aquitaine and Goethe Trust Companies Merge Two of Guernsey’s most respected independent trust companies, Aquitaine Group Limited and Goethe Management Limited have announced their merger on 1 January 2013. The two ownermanaged businesses began formal discussions mid-way through 2012 and very quickly agreed that a merger would bring benefits to the combined businesses and their clients. The newly merged business has come together under the Aquitaine brand and its 22 employees are based at Mill Court, La Charroterie, St Peter Port.

The owners and management of Aquitaine and Goethe have known each other professionally for many years and quickly saw that their common goal of providing a consistent high quality, personalised client service could be best achieved in the future by combining their respective expertise, resources and infrastructures.

All existing staff, many of whom have worked together for a considerable time, have been retained. The merger gives critical mass to the business and the new company structure creates the ideal mix of operational staff and directors.

Aquitaine’s new Chairman is Chris Legge and its Directors are Adrian Pickering, Sarah Parkes, Paul Le Poidevin, Steven Ward, Simon Brooks, Nigel Robins, Paul Gaudion and Ciara Gurney. Adrian Pickering will assume the role of Managing Director when Sarah Parkes retires in April.

Goethe Management Limited opened for business in 1982 and latterly has been managed by former partners and staff from a big four accountancy firm while Aquitaine began life in 2008 and was formed by a team of individuals who previously managed the Channel Islands Fiduciary Services business for an international

private bank.

Adrian Pickering says: “The merger was designed to bring an enhanced capability and efficiency to the businesses. We believe that retaining true independence in a fiduciary services business is of paramount importance when considering the requirements of our clients. We work hard to build long term relationships with our clients and intermediaries and that is only possible through the loyalty and the continuity of our people.

The merger means that existing clients can continue to receive the high level of service that they have grown to expect and we have the infrastructure and skilled resources to service new business to that same high standard.”

08 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 8

25/3/13 17:35:49

ATTRACTIVE RETURNS WITH SAVINGS ACCOUNTS FROM SKIPTON INTERNATIONAL, MADE WITH YOU IN MIND

When investing your money in a deposit account, attractive interest rates and friendly, efficient service is a winning combination. Skipton International Limited is an award winning local bank dedicated to providing high levels of service and backed by the peace of mind provided by the UK’s fourth largest building society.

For more information on our attractive range of savings accounts, call our friendly and dedicated team at Skipton International.

CALL 01481 727374

www.skiptoninternational.com PO Box 509, Fairbairn House, Rohais, St Peter Port, Guernsey GY1 6DS

Skipton International Ltd is registered in Guernsey (30112) and is licensed under the Banking Supervision (Bailiwick of Guernsey) Law 1994, as amended. Skipton International Limited is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for ‘qualifying deposits’ up to £50,000, subject to certain limitations. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details are available on the Scheme’s website www.dcs.gg or on request. To help maintain service and quality, telephone calls may be recorded.”

104141 Skipton BBrief ad A4.indd 1

16/01/2013 13:40

GOT NEWS? Email us at: info@lighthouseci.com or write to: News Desk, Contact, Guernsey Herald Group Limited, Braye Road Ind Estate, Vale, GY2 4WX

Cycling Challenge Gives Teenage Cancer Trust in Guernsey a Fundraising Boost The Teenage Cancer Trust Guernsey Appeal has been boosted by the cycling and fundraising efforts of the head of Deutsche Bank in the Channel Islands.

Having initially raised a total of £3,700 in aid of the local charity through his own fundraising efforts as part of the Ride Across Britain cycle challenge last year, Andreas Tautscher, Chief Country Officer for Deutsche Bank Channel Islands, was recently successful in receiving an additional £1,000 as part of Deutsche Bank’s national ‘Matched Giving’ scheme.

He also raised a further £3,700 in aid of the Children’s Cancer and Leukaemia Group.

The Ride Across Britain took place between the 8th and 16th September, covering the 960 miles from Lands End to John O’Groats, with nine cyclists from Guernsey forming part of the 600-strong field of participants. The route was broken down into nine daily stages averaging over 100 miles per day, with cyclists climbing over 65,000ft over the course of the challenge.

Deutsche Bank’s ‘Matched Giving’ scheme provides an incentive for staff who undertake sponsored challenges. Under the scheme, if an employee raises money for a Channel Islands or a UK charity,

Deutsche Bank can match their fundraising efforts up to a certain amount.

Andreas Tautscher said: “The generosity of people who had initially sponsored me to undertake this challenge was fantastic, but to receive this additional boost from Deutsche Bank in the UK in aid of such a good local charity makes it even more special. It was a gruelling challenge for me and all the Guernsey cyclists who took part, but having the opportunity to see so much of the beautiful English and Scottish countryside and raise money for such worthy causes at the same time made it a particularly amazing experience.”

Claire Hermann-Smith, Assistant Treasurer, Teenage Cancer Trust Guernsey Appeal, added: “Being the beneficiary of fundraising initiatives like this is always fantastic and we really appreciate Andreas’ amazing achievement and Deutsche Bank’s additional generosity. These funds are extremely welcome as part of our on-going work in raising awareness about cancer locally and in supporting young people diagnosed with cancer in Guernsey.”

Further information about the Ride Across Britain cycle challenge can be found at www.rideacrossbritain.com.

Companies warned to be aware of opportunists MORE than 80% of breaches into a company’s IT system will be opportunistic.

Speaking at a seminar organised by Cable & Wireless Communications, Colin Whittaker, vice-president of payment system risk for VISA Europe, warned that just 17% of security breaches were targeted and the rest were opportunistic. He added that the sophistication of breaches now meant that it could sometimes be up to 18 months before they are discovered and that often it was impossible to identify what data criminals could make money from.

‘The threat will never go away, technology is not standing still,’ he said.

‘For data security to be meaningful, it needs to be applied sensibly. A security and compliance policy that relies on a single solution, a single approach and a single correct answer is not likely to succeed in its objectives.’

Mr Whittaker was joined on the panel by lawyer Tim Ryan, partner at Clarke Willmott LLP; Matthew Tyler, CEO of security, risk and compliance consultancy Blackfoot; and Frank Jennings, a lawyer ranked number for technology and media & entertainment by the independent legal directory Legal 500, who also holds the position of chairman of the UK Cloud Forum.

‘The seminar provided a fascinating insight into the complexities of collating and storing data, how best to release its full value and looked at how forthcoming changes to EU legislation will increase the level of penalties for breaches in data security. Although we are not part of the EU, that legislation will have an impact on the way we all do business and it would be foolhardy of us not to follow best practice and comply with European standards,’ said Justin Bellinger, business development of Cable & Wireless Communications who joined the off-island speakers on the panel.

The EU currently has a working party called W29 looking at data protection legislation but it has differing views to the UK’s Information Commissioner’s Office. Regardless of those views, it looks likely that from 2014, regulators could have the power to fine companies 2% of its annual global turnover if a data breach occurs.

‘Guernsey is in a unique position and can cherry pick the best of data protection legislation from around the world to ensure that our name is at the top of list. If we raise the bar then we can use that to attract business to the island. E-gaming and image rights are proven examples of Guernsey taking the initiative for the benefit of Guernsey and we could do the same with data protection,’ he said.

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 09

APR MAY CONTACT 2013.indd 9

25/3/13 17:35:50

News Guernsey to agree package of tax measures with the UK Guernsey’s Chief Minister announced in March Guernsey’s intention to finalise a draft agreement on a proposed ‘tax package’ with the UK that will reinforce Guernsey’s commitment to tax transparency and its status as a leading and respected mainstream international finance centre The proposed ‘package’ comprises: • agreement in principle to enhanced reporting of tax information along FATCA principles through an Intergovernmental Agreement (‘IGA’), with alternative reporting arrangements for nondomiciled UK tax residents (non-doms); • agreement to negotiate a revised Double Taxation Agreement; and • agreement on a disclosure facility.

The announcement comes as Guernsey also moves towards concluding an IGA with the US on FATCA. Both IGAs will be subject to the proper decision making process of the States and thus will be presented to the States for approval later this year.

The proposed package of measures would further reinforce Guernsey’s position as a tax transparent, co-operative jurisdiction and best positions Guernsey’s finance sector for long term growth opportunities.

Chief Minister Deputy Peter Harwood commented: “Guernsey is fully committed to combating tax evasion and the principle of automatic exchange and our twin IGA approach to US / UK reporting will

Latest residential property prices bulletin released by the States

provide our industry with a very strong platform to compete on the world stage against weaker, less transparent and compliant jurisdictions. The agreement that we are working towards with the UK will be consistent with our belief that Guernsey’s long-term sustainable economic future is best served by safeguarding our position and reputation as a respected, well regulated, tax transparent jurisdiction. With such a UK agreement, automatic exchange under the EU Savings Directive and importantly an IGA arrangement with the US for FATCA now almost concluded, we believe Guernsey business will have both certainty and a competitive advantage.”

Guernsey’s Treasury & Resources Minister, Deputy Gavin St Pier added: “Securing a proportionate and workable nondom reporting regime is clearly pivotal. The arrangements we have negotiated are nonintrusive and respect non-doms’ different status under UK tax laws. We are confident that they will secure Guernsey’s attractiveness for non-dom business, not least as they were devised in close consultation with industry groups and practitioners.

“We will also agree to a disclosure facility as part of a wider agreement between our two jurisdictions. Given our long-standing commitment to transparency, including our extensive network of tax information exchange agreements and the fact that we already exchange information

The mix adjusted average purchase price for local market property was £442,508 in the fourth quarter of 2012, 0.9% higher than the same quarter of the previous year.

Dr Andy Sloan, States Economist said: “The latest figures point to continued softening of the local property market over the last quarter of the year - this is unsurprising given the subdued economic conditions experienced during 2012. Prices remained fairly flat and volumes of transactions for the fourth quarter were slightly weaker than a year previously. Looking forward, we should see a slight increase in both transaction numbers and the rate of property price inflation later in the year if economic conditions improve towards the middle of

automatically under the EU Savings Directive, we don’t expect the facility to be used much, if at all.”

Guernsey’s Commerce & Employment Minister, Deputy Kevin Stewart said: “Our industry asked for long-term certainty, and this proposed agreement and package of measures will give them that. That certainty will give them greater confidence and a competitive edge, as Guernsey will now be even better placed to capture future growth opportunities in finance as a mainstream tax neutral and transparent jurisdiction. The international finance sector has changed and Guernsey has not just changed with it, but has continued to influence that change. Our leadership on the international tax transparency agenda marks us as a mainstream and cooperative place to do business, and sets us apart from weaker, less transparent and co-operative jurisdictions. That will help our firms attract more business.”

The final terms and details of the enhanced reporting agreement and the alternative non-dom reporting arrangements will be published in due course and will be subject to consultation with industry on implementation issues. It is presently intended to publish both the US IGA and the UK IGA concurrently to provide for a streamlined consultation and implementation process.

the year, as is the current forecast. However, given high relative prices (to earnings) and limited potential for real earnings growth in the short term any pick up in general conditions is unlikely to see a return of rapid rates of house price growth as experienced just a few years ago.

10 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 10

25/3/13 17:35:50

GOT NEWS? Email us at: info@lighthouseci.com or write to: News Desk, Contact, Guernsey Herald Group Limited, Braye Road Ind Estate, Vale, GY2 4WX

Commercial property company reports promising first quarter after sluggish 2012 Montagu Evans CI Ltd who specialise in all things commercial property-wise have reported a promising first quarter to 2013.

Tony Rowbotham, Managing Director says that, following a sluggish period over the last 12 months, the first quarter of 2013 has produced an uplift in enquiries regarding sales, lettings and valuations.

The company’s core business is commercial property management however Montagu Evans are pleased to report they have recently sold three well known and substantial local properties.

This can be demonstrated with the sale of an attractive investment property at 13 High Street, let

to HSBC, with the sale going through in the order of £2.5m. The company has also recently completed the sale of St Clare Court which fronts Brock Road, St Peter Port. This 35 bedroom property lodging house was snapped up by The Liberation Group for an undisclosed sum.

Conditions of Sale for a very well known local landmark in the form of the Channel Island Tyres site in La Charrotterie have been signed this week.

Montagu Evans, having obtained outline permission for 16 local market apartments and 3 townhouses with car parking, sold the site on behalf of its owner to a local developer. This is a particularly exciting

development and once finished will contribute to the on-going regeneration of the Charrotterie area.

Tony stated that following the banking crisis and ensuing recession in 2008, Guernsey experienced a time lag prior to this affecting the commercial property sector in the Island. However, having experienced this upsurge of interest in the early months of 2013, he is quietly confident that Guernsey is experiencing the first green shoots of recovery and gradually emerging from this lacklustre period.

200+ hear Guernsey’s position on AIFMD More than 200 fund managers and advisers attended a Guernsey AIFMD Masterclass in London this week to hear how the Island’s plans for a dual regulatory regime mean it is perfectly positioned to continue to service clients in the wake of the EU’s Alternative Investment Fund Managers Directive (AIFMD).

Held at the Grand Connaught Rooms in London on Tuesday 19 March, the event, ‘Navigating AIFMD’, examined how Guernsey’s funds sector is preparing to introduce a regime that is AIFMD compliant, while also maintaining existing regulations for those investors and managers who are not obliged to follow the AIFMD route.

Fiona Le Poidevin, Chief Executive of Guernsey Finance, the promotional agency for the Island’s finance industry, said: “We are very pleased that the event was so well attended. The strong turnout shows the continued high level of interest not just in AIFMD itself, which remains a hot topic, but in particular Guernsey’s dual regulatory regime. The audience included many managers and advisers who are familiar with Guernsey and want to keep up to date with our plans regarding AIFMD. However, we also had a significant number of attendees who do not currently use Guernsey but are interested in our model in relation to AIFMD and the opportunities this might present for them.”

The event’s panel comprised Guy Rainbird, Public Affairs Director at the Association of Investment Companies (AIC); Jonathan de Lance-Holmes, Partner at Linklaters; Stephen Foster, Chief Operating Officer at Credit Suisse;

and Neale Jehan, Executive Director at KPMG and Chairman of the Guernsey Investment Fund Association (GIFA) Technical Committee. Jarrod Cowley-Grimmond, Director of Finance Sector Development for the Guernsey Government, moderated the panel discussion.

The event began with a short presentation by Mr Jehan on Guernsey’s proposed dual regime.

He concluded: “We believe that embracing AIFMD, while recognising that we have a duty to our non-EU clientele and developing a regulatory regime that reflects this, will position Guernsey almost uniquely in the global fund industry in the years to come.”

Guernsey intends to operate dual regimes from July 2013, which is the deadline for the AIFMD rules to be transposed into EU law. At a basic level this will enable distribution of Guernsey products intoboth EU and non-EU countries via normal marketing routes, including EU national private placement regimes where they remain available. In addition Guernsey is examining the possibility of operating a Guernsey “opt in” AIFM regime in order to access (on a bilateral basis) EU member states that align their private placement rules with AIFMD. In addition, Guernsey will be engaged in future consultations in relation to how third country ‘passporting status’ will operate from July 2015.

Ian Garrett, Partner at FGG LLP, was one of those in attendance. He said the event was extremely informative.

“The quality of the panel was excellent - they provided depth and have got experience which is just what we need. Guernsey is like a friendly port

in a stormy sea of financial services and it is stable,” said Mr Garrett.

“We are often approached to form funds and we need to stay abreast of where the world is going in terms of regulation. Arenas and platforms like this are invaluable. They bring Guernsey to London which is a good thing, they keep the profile of Guernsey as a financial centre high and are user-friendly.”

Charles Fox, a member of the funds and financial services team at Mishcon de Reya, was impressed to hear how Guernsey was approaching AIFMD. “Many other talks have been on the premise that you are in AIFMD. It was refreshing to hear the options and approaches available to managers to determine what market you want to approach and take an active decision about whether you want to be in AIFMD or not. It was interesting to take a step back and have an overview about how an offshore jurisdiction is approaching this in a pragmatic way,” he said.

Guernsey is hosting a further funds event in London in May. The Guernsey Funds Forum 2013 will examine the future shape of the global funds industry.

The event will be held at the Grange St Paul’s Hotel in London on Thursday 2 May and will culminate in a keynote debate featuring industry experts Nigel Vooght, PwC’s Global Financial Services Leader and head of its future-focused initiative ‘Project Blue’, and Better Capital’s Jon Moulton. The debate and the preceding panel sessions will be moderated by ITV News Anchor, Alastair Stewart.

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 11

APR MAY CONTACT 2013.indd 11

25/3/13 17:35:50

News WIP bursary increased to £1,500 A BURSARY aimed at giving young women in Guernsey the chance to develop essential life skills has been increased to £1,500.

Women in Professions, which provides networking and support for professional women in the Bailiwick, launched its bursary scheme in 2011 and is offering a bursary to enable a local woman between the ages of 18 and 25 the opportunity to broaden their skills by working with a voluntary organisation.

‘We know from our own membership that women in the Bailiwick possess outstanding skills, expertise and experience. Women are contributing at the very highest level but in order to do that effectively, we recognise that education is not enough,’ said Women in Professions’ president Elaine Gray.

‘Life experience develops skills which cannot be

learnt in the classroom but which are essential for moving organisations, in whatever industry, public or private. The aim of the Women in Professions bursary is to provide a future female bright star with the opportunity to develop and broaden those all important life skills which are invaluable at all stages of a career.’

The £1,500 will used for the cost of travel and living expenses during the placement which must be a minimum of four weeks, in any country and working with any organisation providing they are a registered charity.

‘We have tried to keep the criteria as broad as possible in order to allow applicants to choose charities which are close to their hearts and which they feel passionately about. By giving the

opportunity to experience something they may not ordinarily be able to do, we are investing in the future generation of the island,’ said Advocate Gray.

Applicants need to complete an application form, which includes questions about why the charity has been chosen, what they hope to achieve and why they think they should be chosen. Applications will be considered by a panel comprising of Advocate Gray, Women in Professions’ immediate past president Fionnuala Carvill and Magistrate Cherry McMillen who will shortlist three women for interview and then chose the successful applicant.

Client data: Manage the risk, avoid the crisis …

Advocate Bedell Cristin hosted a seminar last week at John Barclay the Old Government House Hotel in Guernsey on the subject of data management and, in particular, electronic data management.

Chaired by Jersey Litigation partner David Cadin and with an expert panel comprising Dr Stephen Chiang, Head of Group ICT at Bedell, Advocate Jon Barclay from Bedell Cristin in Guernsey and Kelvin McGregor-Alcorn, a Director leading the Electronic Disclosure Group at Deloitte London, the seminar covered a large number of the challenging issues presented by electronic data management.

The amount of information in paper and

electronic format produced by and available in organisations has had, and will continue to have, profound consequences.

According to Kelvin McGregor-Alcorn, director leading the Electronic Disclosure Group at Deloitte London and speaker at the Bedell Cristin seminar on data management, the average amount of data now being found in users’ corporate mailboxes on average is between 300,000 and 500,000 documents.

‘Multiply that by the number of users, and even small businesses are sitting on huge amounts of ever-increasing data that you probably cannot easily delete,’ he said.

Under the provisions of the Data Protection

(Bailiwick of Guernsey) Law, 2001, personal data must be ‘not kept longer than is necessary’.

For a business, however long data is kept there is a risk that at some stage that data might be required to be disclosed. If a business cannot comply with such a request, it may be subject to penalties.

‘Data is anything that contains information which includes paper and electronic documents, emails, texts and voice records and also the metadata that goes with those documents.’ said Bedell Cristin Advocate Jon Barclay, adding that ‘how you manage and store your data now will ultimately dictate the cost, timescale and effort required to search and to produce any information required.’

According to the panel, there are four key questions to ask yourself: • What data do we hold?

• Where do we hold it?

• In what format?

• What do we actually need to keep?

As Advocate Jon Barclay said: ‘If you have a policy and apply it then you may legitimately be able to limit the extent of requests for data that has passed its destruction date, however if you do not have a policy then there is a risk that at some stage you might have to roll up your sleeves and delve in to examine enormous amounts of data.’

Proactive risk management is therefore the best and most cost-effective form of defence.

12 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 12

25/3/13 17:35:51

GOT NEWS? Email us at: info@lighthouseci.com or write to: News Desk, Contact, Guernsey Herald Group Limited, Braye Road Ind Estate, Vale, GY2 4WX

Guernsey based company assists in Kate Nash album launch On the 4th of March, Kate Nash’s third album, ‘Girl Talk’ launched at St Martins Lane in London, with the assistance of Guernseybased company Oliver Twist Gin. The celebrity-packed event ushered in the platinum selling, singer/songwriter’s highly anticipated third album, where Oliver Twist Gin cocktails were sampled by a fashion, music and TV crowd. Peter Silvester, director of Oliver Twist Gin said: “It’s great to be involved in such a high profile event and have Oliver Twist Gin sampled by some of London’s taste makers.”

Kate’s friends, industry insiders and some of Kate’s most avid followers celebrated the new album with a party at London’s exclusive St Martins Lane hotel. The official ‘Girl Talk’ cocktails included the OTT (Oliver Twist and Tonic) and Oliver Twist Gin and Rhubarb cocktails in the hotel’s famous Light Bar. Canapés were provided from Asia de Cuba, including Mini Fish & Chips for a thoroughly British event.

Oliver Twist managing director Keiran WyattNicole explained how a Guernsey company

was asked to be involved: “The Oliver Twist Gin, which is managed from Guernsey, is brewed next to the River Thames in the heart of London. It has been recognised recently as a quintessentially English brand, particularly

by Kate Nash’s PR company because of our work promoting it on Twitter and our search engine optimisation for “London distilled gin”.

Mr Wyatt-Nicole’s working relationship with Radio 1’s Gemma Cairney was also a factor in creating the synergy between the two brands, as the event’s DJ lineup included The Broken Hearts and Gemma Cairney.

Attendees included Chris O’Dowd and Dawn Porter, Gizzi Erskine, Sheridan Smith, Made in Chelsea’s Ollie Locke, XFactor competitor Adam Burridge, actor Russell Tovey, Damian Jones, and PPQ’s Percy Parker.

CICRA launches pan-CI groceries study CICRA (the Channel Islands Competition and Regulatory Authorities) has formally announced its plans to review the cost of groceries in the Channel Islands today.

The aim of the study is to investigate the costs involved in the supply and retailing of groceries in both Guernsey and Jersey and to provide consumers with greater transparency as to the reasons for higher prices. If higher prices are not commercially justified, CICRA will make recommendations to Commerce & Employment in Guernsey and Economic Development in Jersey as to measures that would achieve better outcomes for consumers.

The study will focus on all products sold at supermarkets (i.e. groceries), and not just food and drink.

CICRA Chief Executive, Andrew Riseley, cautioned that consumers should not expect prices to fall as a direct result of the study.

“There is a general perception that prices for groceries in the Channel Islands are too high. Our study will undertake a comprehensive comparison of prices for a range of groceries in Guernsey, Jersey, the UK and the Isle of Man. We intend to

focus on investigating what causes differences in prices and to examine the extent to which these differences can be explained and justified.

“The main aim of the study is to provide more transparency to consumers; it is important to note that CICRA does not have the powers, under the competition laws in either island, to require that retailers reduce their prices. However, if there are steps that we can identify that may increase competition in this sector, then we would make recommendations to the relevant government departments.”

CICRA will be meeting with, and collecting information from, wholesalers, retailers and suppliers throughout the course of the investigation and will seek to publish the results in October once they have been shared with the States of Guernsey and Jersey. The Authorities will also be seeking the views of local consumers in Jersey and Guernsey and the launch of these surveys will be announced in the media in due course.

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 13

APR MAY CONTACT 2013.indd 13

25/3/13 17:35:52

News CUSTOMER SERVICES AWARDS

The importance of good customer service is a hot topic in Guernsey at the moment as the debate between ‘buying locally’ versus ‘embracing the online revolution’ continues to heat up. Local organisations such as the Institute of Directors and the Chamber of Commerce have been getting behind local companies and doing all they can to retain business within the island.

One key element in retaining customer loyalty is offering a service that’s second to none. Human nature is such that we all moan about a bad customer experience making silent (or perhaps not so silent) vows never to shop or do business with that company again. Equally, of course, we will remember an example of service excellence.

Either way these experiences have significant influences on our future buying decisions. Our island is too small for a bad reputation not to spread like wildfire and offering a fantastic service to customers is crucial in ensuring business survival – particularly in today’s pretty tough business environment.

Guernsey has a vast number of employees and businesses who excel in this area but there had never been a process to give them the public recognition they deserved.

“Being polite, helpful and efficient is vital to any business organisation in today’s economic climate and that can be hard to attain when office bureaucracy and business red tape can often get in the way,” explained Julie. “ But there are so many people who seem to have a true vocation in helping others to ensure all their expectations are met. Customers leave with a smile on their face and a spring in their step as a result. ”With the full support of Guernsey Chamber, it seemed only natural to create an event to showcase Guernsey’s best customer

service professionals and the awards are the perfect vehicle for doing just that.”

Now in their third year, the Guernsey Customer Service Awards has a new title sponsor for the 2013 event – leading estate agents Livingroom, last year’s winner of the Innovation in Customer Service Award.

Livingroom director, Simon Torode, explained why he was keen to get the organisation involved with the event.

“We’re delighted to be headline sponsor of the Livingroom Guernsey Customer Service Awards. Customer service is at the heart of everything we do so it was a natural fit to support these awards which recognise and celebrate businesses and individuals who do more than the norm for their customers. We’re excited and looking forward to seeing a broad range of entrants,” Simon said In addition to Livingroom, each individual category has its own sponsor – local businesses who fully understand the need to excel in this most underrated of skills. These include The Bella Group, Hawksford, HSBC, JT, B & Q, SURE (Batelco), Island FM, The Channel Island Skills Academy and Visit Guernsey.

While the awards continue to focus on individuals there will again be a number of corporate categories which enable businesses to showcase strategies and innovations they have successfully introduced to develop a customer service culture.

“The awards are an ideal platform for a business to demonstrate how it has excelled in embracing a customer-focused ethos for real competitive advantage,” Julie said.

The four corporate categories are:Customer service innovation of the year Customer service strategy of the year Customer commitment award Best use of social media Rupert Dorey, President of the Guernsey Chamber of Commerce, said: “The Guernsey Chamber of Commerce is delighted to support this year’s Livingroom Customer Service Awards. This is a great opportunity to showcase some of the quality work undertaken by the customer-facing sector of our business community. I hope to see lots of submissions from across the various sectors of our business community.”

The final word goes to Julie. ”I am excited at the way the awards are growing in importance and thoroughly enjoy every aspect of working with Chamber to produce such a prestigious event. “ There are other customer service-related initiatives we are now putting in place to assist all entrants – including a series of customer service training sessions for those who want their staff to ‘brush up’ their skills – and details of these will be released very soon. In the interim, I would encourage all businesses to get involved, as the importance of good customer service having a dramatic effect on the financial figures of any organisation can never be underestimated.”

Key Dates: Corporate entries open Wednesday 1 May - forms and guidelines will be available on the awards website.

Public voting for individuals opens Monday 3 June and continues throughout the month.

Awards ceremony takes place on Friday 5 July in Market Square.

Updates and more information can be found at www.thecustomerserviceawards. com If any business is interested in supporting the event please contact Julie on 07781 116713.

14 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 14

25/3/13 17:35:53

GOT NEWS? Email us at: info@lighthouseci.com or write to: News Desk, Contact, Guernsey Herald Group Limited, Braye Road Ind Estate, Vale, GY2 4WX

Guernsey fund to target student accommodation in Europe A new Guernsey regulated fund has been launched to target the potential of the European student accommodation market.

The Victus European Student Accommodation Fund will invest in a blend of mature existing properties and new developments in major university cities across Europe. It has already raised more than £10 million of initial investment prior to its first dealing day.

The fund will work with joint venture partners and local developers within the university locations to gain regional insight, complementing Victus’ property and investment expertise. The expected annual return will be 10-12% pa.

Mourant Ozannes advised on the Guernsey legal and regulatory aspects of the fund launch, while Pinsent Mason LLP were UK

legal advisers. Ardel Fund Services Limited in Guernsey has been appointed as administrator to the fund, with Royal Bank of Canada (Channel Islands) as the custodian.

James Metcalf, of the Crosslane Group which is the property adviser for Victus, said: “After extensive research we’ve found that the European student accommodation market is around 10-15 years behind the UK. There are few open market transactions at the moment which means there are huge opportunities for growth. At Crosslane, we have gained a great deal of experience in this sector, having already created two UK student accommodation funds.”

The first acquisitions by the fund are expected to complete imminently.

Commenting on the launch, John Green-

wood, CEO at Creechurch Advisory Services, said: “The property market presents pockets of opportunity at present and European student accommodation is one attractive option that we’re incorporating into our clients’ portfolios.”

ENGAGING DESIGN

Stay connected:

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 15

APR MAY CONTACT 2013.indd 15

25/3/13 17:35:53

News

GOT NEWS? Email us at: info@lighthouseci.com or write to: News Desk, Contact, Guernsey Herald Group Limited, Braye Road Ind Estate, Vale, GY2 4WX

Homelife Show returns As the current economic climate provides even more challenging times for the majority of businesses, exploiting new marketing opportunities can prove the key to achieving extra growth in sales.

The first consumer show to take place in Guernsey for over five years could provide previously untapped business for local companies.

About 10,000 people are expected to visit the Guernsey Press Homelife Show to be held over three days at Beau Sejour Centre in November. It will provide a unique opportunity to meet face to face with potential customers.

The event is managed by Julie Settle of Effective Communications, the company which has successfully run its sister event, the Jersey Evening Post Homelife Show, since 2008. Guernsey-based Show Executive Marguerite Talmage is heading up local sales and coordination.

‘Our aim is to bring consumers together with sellers of goods and services,’ said Marguerite.

‘Consumers benefit from a varied mix of products,

expert advice, education and entertainment all under one roof.’

Julie explains that for sellers this event is an opportunity to showcase products or services to people who are keen to spend money on themselves and their homes. She said, ‘For some the benefit may be instant sales. Whereas for others product and brand awareness is the objective, gathering valuable leads to follow up at a later date. Businesses looking to explore a market can carry out targeted market research or test new products. Others will see participating as a valuable public relations exercise.’

Exhibitors at last year’s Homelife Shows in Jersey reported excellent results with higher than anticipated sales and 80% of leads converted to sales.

Both the Sir John Loveridge and David Ferguson Halls will be given over to exhibition stands. Already businesses from Jersey and the UK have signed up along with local companies who booked early to make sure they reserved the ‘space’ of their

choice’.

Daniel Green, head chef at The Auberge, will be leading a full programme of cookery demonstrations and tastings in the Quayside Stage Kitchen located in the Concourse. This new initiative will be free to watch, with show visitors paying to enter the two exhibition halls.

With the Guernsey Press as headline sponsor this show is guaranteed a high level of media exposure throughout the year with monthly features in the paper’s House and Home supplement as well as regular news items in the paper itself.

The Guernsey Press Homelife Show takes place Friday 8 – Sunday 10 November at Beau Sejour Centre. For further information telephone Julie Settle on 07797 740913, Marguerite Talmage on 07911 719081 or go to www.homelifeshow.co.uk

Contact: Marguerite Talmage on 07911 719081 or email homelife@cwgsy.net

16 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 16

25/3/13 17:35:55

Wherever you are on your journey...

If you’re based on the Islands, Lloyds TSB has the local know-how, as well as the international expertise, to help with your finances. From everyday banking and saving, to mortgages and investments, we have local branches and experienced teams right where you need them.

Wherever you are on your journey, Lloyds TSB can help take you where you want to be.

To find out more, visit www.lloydstsb-offshore.com Lloyds TSB Offshore Limited is a Jersey registered company that is a wholly owned subsidiary of Lloyds TSB Bank plc. Lloyds TSB Bank plc is incorporated in the United Kingdom, regulated by the UK Financial Services Authority and is part of the Lloyds Banking Group. Lloyds TSB Offshore Limited places funds with Lloyds TSB Bank plc and thus its financial standing is linked to that of the group. Depositors may wish to form their own view on the financial standing of Lloyds TSB Offshore Limited and its parent based upon publicly available information. Lloyds TSB Offshore Limited’s latest annual financial statements are available on our website at www.lloydstsb-offshore.com

APR MAY CONTACT 2013.indd 17

25/3/13 17:35:55

People Paul Burnard Celebrating 25 years with BDO

After more than 25 years, BDO Limited director Paul Burnard is still celebrating his perfect career move.

The director of local business services at Guernsey accountants BDO Limited is celebrating 25 years with the island firm. When Paul Burnard joined the company in the late 1980s it was part of the Reads Group and in the year 2000 he was part of the management buyout that resulted in its re-launch with the BDO name.

Paul has focused on assisting Channel Island businesses with their financial affairs and he has never been tempted to stray away from his dedication to this line of work.

‘I like the personal side of the work I do, building good close relationships with my clients.

Day to day we are dealing with a wide range of owner-managed businesses, from one man window cleaners and taxi drivers through to large retailers, and long may it continue.’

‘Just over a year ago I decided to change my work life balance and reduce my hours, a change with which the firm was very supportive and

flexible.’ he said. ‘After 25 years this is the perfect arrangement for me and it also helps when you have such great people alongside you, including one or two members of the team who have been here as long or even longer than I have!’

‘I now have a team of eight providing a variety of services to local businesses. We do the traditional accounts preparation, assist clients with their income tax and company secretarial filings, annual validations and audit waivers, and with preparing business plans and cash flow forecasts for when they need to raise finance.

We also help with their financial management, computerised accounting and payroll systems.’

In 1987 when he was approached by one of the then partners to join Reads, Paul had been working as a partner with another local accountancy firm. ‘I resigned my partnership’ he revealed because ‘I just knew it would be the right job because the work on offer was right up my street.’

During his time at the firm, Paul has seen BDO undergo some huge developments in the range

of services it can offer, as well as several changes of address, but the firm’s core values have been constant throughout.

‘BDO’s focus has always been on delivering exceptional client service whatever the job. That is the ethos underpinning everything the company does and that’s what I enjoy. Every single job we do in my department we send out a feedback form and we generally get a very positive response. And we have always offered a free initial consultation to any potential new client.’

After 25 years at BDO Limited, Paul is confident his team will continue its good work – even on the days when he is not there. ‘When you get that level of experience behind you I know that I can trust them to do a good job for the client,’ he concluded, ‘but more importantly I know the clients trust them as well.’

Richard Searle, Managing Director says: “We are delighted that Paul, a well respected member of the local community, continues to enjoy his role here and be of service to many local businesses.”

18 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 18

25/3/13 17:35:56

GOT NEWS?

Email us at: info@lighthouseci.com or write to: News Desk, Contact, Guernsey Herald Group Limited, Braye Road Ind Estate, Vale, GY2 4WX

Willian Mason Appointment of new Director General of the Guernsey Financial Services Commission

The Guernsey Financial Services Commission is pleased to announce that William Mason will be appointed the Director General upon Nik van Leuven’s retirement.

William Mason will join the Commission from the position of Head of Risk at the Central Bank of Ireland, where he has led the development and implementation of its PRISM supervisory methodology. Most recently he has been working with the European Central Bank helping it plan for the Eurozone’s proposed Banking Union. Before that Mr Mason worked for the UK Financial Services Authority, joining shortly before the financial crisis, and led teams supervising a range of credit institutions, insurers and investment firms throughout the financial crisis.

Prior to becoming a financial regulator, Mr Mason worked as a strategy consultant and latterly at the UK Cabinet Office where he helped write Regulation – Less is More, a report to the Prime Minister. His other publications include: Freedom for Public Services; The Costs of Regulation; and PRISM Explained – Implementing Risk Based Supervision.

Commission Chairman Cees Schrauwers, who led the selection process, said: “There was substantial interest in the role and the search for the right candidate has been rigorous. The Commission appointed a UK executive search company, Hanson Green, and a long list of 16 was drawn up from

applicants arising from a candidate pool of some 150 people, with four making the final interview shortlist.

“The recruitment specialist consulted widely with representatives of Guernsey’s financial services industry and other relevant parties before commencing with the process.”

The nomination panel comprised Mr Schrauwers, two Commissioners, and Commerce and Employment Minister Deputy Kevin Stewart, while final interviews were conducted by all the Commissioners.

Mr Schrauwers said that Mr Mason’s career history and track record made him an excellent candidate for the role. Mr Mason will take up his post within the next few months.

Mr Mason said: “Guernsey is a mature and highly regarded financial services jurisdiction.

I very much look forward to leading the Commission at a time when global financial services and markets continue to face many pressures and challenges. My wife and I are much looking forward to making our home on the Island, and moving there as soon as practicable.”

Nik van Leuven said: “I have come to know William recently through our consulting him on the PRISM project being undertaken for the Central Bank of Ireland. I am certain his knowledge and experience will be of great value to the Commission in these times of threat and change.”

Matt Birch Appointed to the Board of Swoffers Commercial Limited

Swoffers Commercial Limited, one of Guernsey’s leading commercial property consultants, has appointed Matt Birch MRICS to the Board of Directors.

Jonathan Harris, Managing Director of Swoffers Commercial commented, “With his vast knowledge and experience in the UK both in Private Practice and in his own business, Matt has become a valuable asset since he joined us back in 2011. He has a wealth of experience in rent reviews, valuations, dilapidations and lease advisory work and is particularly adept at managing mixed commercial / residential investments.”

He adds: “Matt’s appointment to the Board is testament to his skills and achievements and we are delighted that he’s now joined our team of Directors.”

Matt is a Chartered Surveyor and Registered Valuer and holds an RICS accredited honours degree in Real Estate Valuation.

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 19

APR MAY CONTACT 2013.indd 19

25/3/13 17:35:58

The Jewel in Guernsey’s crown A

church might not seem the obvious “first choice” venue for a business gathering, but then go back a few decades and you wouldn’t have expected to see people living in them

either.

Most of us have probably been into St James at one time or another – a visiting music artist, a wedding or for those ex-Elizabethans the daily school assembly some years ago – the main “Whittaker Hall” is a pretty well established venue for some of the Island’s more lavish events. This is however the tip of the iceberg.

The full extent of the additional facilities and opportunities on offer at St James is something less known to the Guernsey business

Community and the public at large – unless you happen to belong to one of our many choirs and orchestras who get to see “back stage”.

In 2002, following an impressive fund-raising campaign by a group of dedicated individuals, St James three storey Dorey Centre was opened offering meeting rooms, a café and administration offices. This achievement demonstrated the seemingly endless generosity of the Guernsey public and the local business sector.

The buildings are now run by a small dedicated and enthusiastic team, supported by The Friends of St James Association.

20 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 20

25/3/13 17:36:05

With separate access away from the main hall, the Dorey Centre can cater for any type of “off-site” business event. The largest – The Dorey Room - caters for up to 90 people (theatre style) the smallest offers boardroom facilities for eight. The Dorey Room also benefits from an external terrace area. From breakfast briefings to board meetings, staff presentations to drinks receptions, the accommodation is versatile and can be configured to individual specifications. The first floor meeting facilities when hired en bloque create the additional option of offering breakout rooms – often useful for training sessions. All rooms are equipped with data communication and patch-bay facilities.

Whilst room hire rates are already extremely competitive St James also has a Corporate Membership scheme, the benefits of which a number of well known local businesses have found extremely appealing. The three-tier system offers a range of benefits including free and discounted seats, preferential room hire rates and recognition on the members’ board in the Centre foyer and the monthly newsletter distributed to the Friends of St James (numbering around 2,000 in total). For Gold and Silver Corporate members, free ticket vouchers can be exchanged for free room hire instead.

Too good to be true? Well in this case seemingly not!

St James is undoubtedly one of the jewels in Guernsey’s crown. Its fascinating history means that its regular visitors have included soldiers and schoolboys, choirs and corporations.

Today the building is at the very heart of the Island’s cultural life, but offers so much more. A pleasant contrast from some of the characterless conference rooms we have all had the dubious pleasure of using in city centres, St James’ corporate facilities are well worth a look.

Who would have thought a church could be so versatile?

For further information on conference facilities, corporate membership or any other area of interest, email info@stjames.gg or visit www.stjames.gg Staff would be delighted to show you around the facilities at any point

.

Capacities at a glance Whittaker Hall

Dorey Room

Founders Room

Walter Room

NM Rothschild Room

Theatre

576

90

35

n/a

n/a

Classroom

217 (round tables) 35 60 (round tables)

25 40 (round tables)

n/a n/a

n/a

Boardroom

n/a

24

12

8

30

.

The History Lesson

It was at a public meeting on 30 October 1815 that Admiral Sir James Saumarez, later Lord de Saumarez, conceived the idea of building St James.

The church was to provide a place of worship for the British garrison in Guernsey , where services could be held in English. At that time, services in the Town Church were held in French.

The building was completed in 1818.

After a full life, which included its use as the Elizabeth College chapel for many years, the building finally became redundant in 1970 and fell into partial decay.

In 1981 The Friends of St James Association was formed to achieve St James’ restoration and then to administer the building as a concert and assembly hall. The States agreed to pay for this restoration in 1983 and the building was officially re-opened on 5 July 1985 by HRH the Duke of Kent.

Following intense fund raising the single storey tin-roofed annexe, built during the 1930s, was demolished and in 2002 Dorey Centre was completed.

www.guernseychamber.com |APR / MAY 2013 | CONTACT | 21

APR MAY CONTACT 2013.indd 21

25/3/13 17:36:09

H Recognition of Guernsey’s expertise as a highly respected business centre continues to build in the Far East, following the recent visit of the Malaysian High Commission as Contact reports

.

T

he opportunity to develop trade links between Malaysia and Guernsey was evident during MATRADE’s (Malaysia External Trade Development Corporation) time in the island. The high commissioner for Malaysia, His Excellency Dato Sri Zakaria Sulong, and the Malaysian trade commission, were visiting Guernsey for the first time and held a number of meetings with individual businesses, trade bodies and the Island’s government.

During the visit the Malaysian delegation were hosted by Guernsey’s Chamber of Commerce and Kevin

Stewart, the Commerce and Employment Minister, held a reception for the visiting dignitaries at OGH Hotel where they met with representatives from Guernsey’s government. During their visit, MATRADE also spent time with numerous local businesses with interests in the Far East.

‘The visit of the Malaysian delegation to Guernsey is credit to the work undertaken by Chamber members in developing businesses in the region. We intend to work closely with MATRADE to provide Guernsey companies with a platform to move into this exciting economy,’

said Chamber director Barry Cash.

Guernsey already has a number of businesses operating in the region with the likes of Louver Group, Ogier, CollasCrill, Mourant Ozanne, Marine Electronics and Newhaven Trust developing trade with this important market.

‘It is extremely pleasing to see the progress that these firms are making in the Far East. They are helping Guernsey to build strong relationships with Asia and lay the foundations for future business growth between the regions. Guernsey has a very strong heritage in using structures such as

22 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 22

25/3/13 17:36:11

HIGH HOPES FOR MALAYSIA trusts and companies and of course our new foundations legislation will be relevant to the Asian market,’ said Guernsey Finance’s Fiona Le Poidevin.

Guernsey has made steady progress in establishing its reputation for financial services in Asia in recent years. In 2010, the Island signed a Tax Information Exchange Agreement (TIEA) with the Chinese central government tax authorities and a Memorandum of Understanding (MoU) for exchange and cooperation with the Shanghai Financial Services Office, while last year saw the Island given approval for companies incorporated in Guernsey to list on the Hong Kong Stock Exchange (HKEx) and Guernsey’s financial services regulator, the Guernsey Financial Services Commission (GFSC), sign a statement of cooperation with the China Banking Regulatory Commission (CBRC), moves that suggest the island are well on their way to embedding routes for a sustainable and long term relationship with the region. This has now extended to Malaysia and the visit is a significant development for Guernsey.

In a similar way in which Guernsey Finance promote the Island’s interests overseas, so too MATRADE’s mission is to promote Malaysia’s export.

‘MATRADE has enabled many local

companies to carve new frontiers in global markets. Today as we continue to put the spotlight on capable Malaysian companies on the international stage, we are helping make the phrase ‘Made-In-Malaysia’ synonymous with excellence, reliability and trustworthiness,’ said Malaysian trade commissioner Raja Badrulnizam.

MATRADE’s mission is unsurprisingly focused on increasing Malaysia’s presence in a global economy but the expertise required to enter these markets is something the delegation are keen to learn more about. ‘The world is a global village today and getting smaller. There are plenty of opportunities and we have a government transformation programme looking into how Malaysia can be relevant on the international scene.

In this regard, the expertise available to our industries from Guernsey is of genuine interest to us,’ said His Excellency Dato Sri Zakaria Sulong.

Leading Guernsey legal professional, Sean Cheong who is Malaysian by birth and first qualified as a lawyer in Kuala Lumpur, believes the two jurisidictions can work closely together.

‘At CollasCrill, we currently service our Malaysian clients from our base in Singapore (Ms Cheong set up the office in August 2012). Malaysia is a

sophisticated market; indeed the market leader in Islamic finance offerings in Asia,’ said Ms Cheong. ‘Guernsey, with its highly developed funds industry and in-depth Shariah knowledge can offer its funds expertise to managers looking to access European markets with their Shariah compliant funds. There are also opportunities for Malaysian companies raising capital in London on the Alternative Investment Market (AIM) using a Guernsey holding company.’

Britain has also been working hard to increase trade relations with Malaysia.

British Prime Minister David Cameron recently visited Malaysia to attend a bilateral meeting with Malaysian officials as well as witness the signing ceremony of Malaysia-United Kingdom Joint Statement in Higher Education.

‘Our relationship with Malaysia is hugely important to the UK but quite frankly it’s one that has been neglected in the past. Malaysia is becoming one of the great emerging powers of the 21st century with the 26th largest economy in the world. But the UK only accounts for 1% of Malaysia’s total imports and I want to change that. We already have strong educational ties with Malaysia but I want our commercial ties to match this,’ said Prime Minister Cameron.

With some 14,000 Malaysian students

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 23

APR MAY CONTACT 2013.indd 23

25/3/13 17:36:12

in the UK, education ties are seen as the opportunity to build sustainable and long-term relations. Many British universities are also setting up campuses in Malaysia. From Newcastle to Nottingham, the Prime Minister believes this represents a real example of the high quality education the UK can offer Malaysia. ‘We have signed a new agreement which commits both countries to an enhanced partnership in education and skills training, alongside the doubling of Chevening scholarships as a result of support from BAE Systems. In the field of energy, British technology is playing a key role in supporting the further development of Malaysia’s oil and gas industry,’ said the Prime Minister Cameron.

And as Malaysia invests in its

infrastructure to keep up with its economic development, Guernsey can offer its world-class experience in more than just financial services. One company that is already trading with Malaysia is Guernsey business Marine Electronics. Marine Electronics Limited was established in Guernsey in 1983 and design and manufacture sonar and acoustic products for the offshore oil and gas industry. Over the years the company has diversified into other areas using its skills in electronic and acoustic design for the medical industry, the water industry, the mining industry, Customs and The Ministry of Defence and are now exporting their range of products to Malaysia and the Far East including a pipe profiling sonar. This particular product provides an acoustic

method for profiling the interiors of liquid filled pipes or boreholes.

The company’s managing director Mr Brian Evans met with the Malaysian delegation during their visit. ‘Marine Electronics has a client base in the far east including Malaysia and the MATRADE visit was a great opportunity to meet with delegates from the region. Our products are bought by various sectors in Asia and we will be attending a major exhibition later in the year to build on our existing business in the region,’ said Mr Evans.

Malaysia share many objectives with Guernsey and the UK. Apart from competing at cricket in most recent times, the Island and Malaysia are also Commonwealth members.

In international affairs the UK and

16 | CONTACT | JUNE 24 APR / /MAY JULY2013 2012| |www.guernseychamber.com www.guernseychamber.com

APR MAY CONTACT 2013.indd 24

25/3/13 17:36:15

711.12-

Make doing business a pleasure at Fermain Valley Hotel in Guernsey

Leave it all in our capable hands – everything from flights and accommodation to arranging your annual AGM or team building weekend – we have it covered.

The four star Fermain Valley Hotel has a dedicated conference, banqueting and events suite providing bespoke corporate hospitality in an environment that is both calming and sophisticated with views out across Fermain Bay. t Corporate rates from £80 per room t Vista Plus reward scheme available to business partners t 43 luxuriously appointed bedrooms t A choice of 2 excellent restaurants and dedicated on site catering services t Luxurious dining and banqueting room with welcoming bar t Versatile meeting rooms with projector and conference call facilities t Private cinema with bar lounge t Sea view balcony, terrace and gardens t Complimentary shuttle service t Complimentary Wi-Fi throughout the hotel t Access to coast steering and kayaking within Fermain Bay

Call our dedicated Events Team to see how we can cater for all your business needs on +44 (0) 1481 213281 or email events@fermainvalley.com

APR MAY CONTACT 2013.indd A 25 711.12-VISTA FVH 'BUSINESS PLEASURE' CONTACT MAG.indd 1

www.fermainvalley.com A member of the Vista Hotels Group

25/3/13 17:36:17 25/03/2013 12:38

that evolves naturally Join the growing number of clients at the centre of our world who trust us to create and build their brands

Contact us T: 01481 735450 www.coast.gg

B 16 | CONTACT | JUNE / JULY 2012 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 26

25/3/13 17:36:18

.

The facts

Malaysia is the EU’s second trading partner inside ASEAN, behind Singapore.

In 2010 the Malaysian Government presented the New Economic Model and the 10th Malaysian Economic Plan to facilitate Malaysia’s transition to become a high-income economy by the year 2020. This economic model advocates the need to enhance the role of the private sector and re-focus the Government’s role in the economy as a facilitator and enabler.

Malaysia’s policy of liberalisation with regard to its services sector, has led to increased opportunities for trade in services.

Malaysia enjoys trade preferences with the EU under the current Generalised Scheme of Preferences.

In 2011, Malaysia was the EU’s 23rd largest trading partner in goods. Bilateral trade between the EU and Malaysia is dominated by industrial products. The EU mainly imports machinery and appliances and mainly exports electrical equipment and machinery (both ways industrial products account for more than 90% of trade). Other sectors of relevance in terms of EU imports from Malaysia are plastics and rubber and animal and vegetable fats and oils and in terms of exports, mechanical products.

‘‘

EU imports from Malaysia have gradually increased since 2003, experiencing a significant decrease in 2008-2009 (16% fall). With the exception of fisheries, EU exports have also seen a growing trend since 2000, with an 18% decrease in 2008-2009 due to the economic downturn.

Although Malaysia has not been a major trading partner in services so far, opportunities have already been increasing due to its liberalisation policies and would even further advance with a Free Trade Agreement. In 2009 Foreign Direct Investment outflows to Malaysia were €1.1 billion.

Malaysia both want to ensure the security of the region and the world is maintained. Malaysia are committed members of the Commonwealth and argued strongly at the Commonwealth Summit in Perth last October 2012 for a reinvigorated organisation that is more relevant to its citizens. Malaysia and the UK’s respective monarchies provide stability that many other countries envy.

If you would like more information about MATRADE or wish to speak to the Guernsey Chamber about the recent visit then please call 727483.

And as Malaysia invests in its infrastructure to keep up with its economic development Guernsey can offer its world-class experience in more than just financial services. One company that is already trading with Malaysia is Guernsey business Marine Electronics

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 27

APR MAY CONTACT 2013.indd 27

25/3/13 17:36:20

➜

STRIDING ON WITH THE ASPIRATION BUDGET BUDGET. The Channel Islands received a specific mention in the Chancellor’s March Budget COMMENTARY KINDLY PROVIDED

BY ERNST & YOUNG GUERNSEY

T

he Channel Islands received a specific mention in the 2013 Budget. Not surprisingly, in an effort to promote tax transparency and combat tax evasion, the Chancellor announced the agreement by the Isle of Man, Guernsey and Jersey to a package of tax measures with the UK government.

The packages comprise intergovernmental agreements with the UK, which introduce obligations for the automatic exchange of information regarding assets held in the Islands

by UK tax residents. UK residents who are not domiciled in the UK may also be affected by the reporting arrangements. A disclosure facility has been agreed in principle, which allows UK investors with assets in the Islands to come forward and regularise their past tax affairs prior to information on their accounts being automatically exchanged. It is expected

that limited information for 2013 and 2014 will be exchanged, with further and more detailed information being provided from 2015.

The Chancellor advised that approximately £1billion in tax will be raised over the next five years due to these agreements with Jersey, Guernsey and the Isle of Man. The intergovernmental agreements with the Islands are part of a larger, tough package of tax avoidance and tax evasion measures to raise money. This package includes a consultation on naming and shaming promoters of aggressive tax avoidance schemes, the introduction of a General Anti Abuse Rule and leading international action on profit shifting.

The Budget confirmed much of what had already been proposed and consulted on.

Legislation on the Statutory Residence Test (with some minor changes), the UK Resi-

dential Property Taxes (CGT and the ARPT, now renamed ATED, annual tax on enveloped dwellings, with some additional reliefs included) and the General Anti Abuse Rule (now confirmed to include ATED) will be introduced by the Finance Bill 2013.

Other measures which may be of interest to those in the islands’ finance industry are: - Confirmation of the changes to legislation regarding the transfer of assets abroad; - amendments to the offshore funds rules with a view to making aspects of the legislation fairer for UK investors in offshore funds; - the abolition of stamp duty on the transfer of units in onshore unit trusts and the removal of stamp duty in respect of all shares listed on growth markets such as AIM and the ISDX Growth Market; and - the introduction of legislation to limit the

28 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 28

25/3/13 17:36:28

.

IN SUMMARY

KINDLY PROVIDED BY KPMG Tax Agreements with Isle of Man, Jersey and Guernsey The UK has agreed a comprehensive package of measures with the Isle of Man, Guernsey and Jersey governments to clamp down on those who choose to hide their money offshore. This demonstrates the commitment of all parties to tackle tax evasion.

The package consists of: • agreement to automatically exchange a wide range of financial information on UK taxpayers with accounts in the Isle of Man, Guernsey and Jersey which will significantly enhance HMRC’s ability to crack down on those who do not declare their offshore affairs; • a disclosure facility to allow people to come forward to disclose their previous tax affairs in advance of the information being automatically exchanged.

HMRC has signed Memoranda of Understanding with each of the Crown Dependencies.

HMRC has also published its offshore evasion strategy ‘No safe havens’. This strategy sets out a coherent and coordinated framework for HMRC’s approach to tackling offshore evasion.

deduction of liabilities when calculating UK inheritance tax.

The usual increases on alcohol duty and tobacco were announced, except for beer, which the Chancellor confirmed would see ‘a penny taken off the pint’. Any fuel duty increase expected in September has been cancelled and this will be good news for our neighbours in the UK. As in prior years, the UK has been confirmed as being ‘open for business’ with the corporation tax rate dropping to 20% from April 2015. However, the banks will not see the benefit of this rate drop as the bank levy will increase from 0.13% to 0.142%.

UK tax residents and others including certain Channel Islands residents will see the benefit of an increase in

Offshore employment intermediaries The Government will consult on strengthening obligations to ensure the correct income tax and NICs are paid by offshore employment intermediaries, with a view to legislating in Finance Bill 2014. This is a result of the review announced in Autumn Statement 2012.

Stamp Duty Land Tax (SDLT) avoidance Legislation will be introduced in Finance Bill 2013 to put beyond doubt that certain SDLT avoidance schemes that abuse the transfer of rights rules do not work. These changes will have retrospective effect to 21 March 2012.

Stamp duty land tax avoidance: Retrospective changes to section 45 of the Finance Act General anti-abuse rule (GAAR) Legislation will be introduced in Finance Bill 2013 for a GAAR to counteract tax advantages arising from abusive tax avoidance schemes. The GAAR will apply to income tax, corporation tax (and amounts treated as corporation tax), CGT, inheritance tax, SDLT, the annual tax on enveloped dwellings and petroleum revenue tax.

personal tax allowances. A promise was made by the current government to increase the allowance to £10,000 by the end of the governments term.

However, it was today confirmed that the increase to £10,000 will apply from 6 April 2014.

So overall, rather a flat Budget, reflecting the lack of room for manoeuvre with some heavily trailed announcements seeking to stimulate the economy with what little he had to give in a fiscally neutral Budget.

And little of concern for us locally. A Budget that was more aspirational then inspirational.

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 29

APR MAY CONTACT 2013.indd 29

25/3/13 17:36:29

IS THE BUBBLE ABOUT TO BURST FOR GUERNSEY PROPERTY INVESTMENT?

By Steve Houchen, Investec Specialist Bank

I’ve heard it said that the best time to buy property was 20 years ago. But when is the second best time? Well many property professionals and investors in the property sector would say…now.

Whilst Guernsey has not been completely immune from the turmoil that has beset the global economy over the past five years, it was fared considerably better than most domestic economies and despite the uncertainty in the local housing market and tightening of lending as a consequence of the dislocation of the credit markets, property continues to be viewed as one of the better long-term investments as investors recognise the benefits of a tangible asset.

Furthermore, the increase in rental demand in Guernsey property has corresponded with the growth in the number of first-time landlords purchasing buy-to-let properties who see bricks and mortar as a preferred investment compared with other asset classes.

At the end of December 2012, the total number of domestic property units on the island was 26,172 of which 27% was rented. This is up from 26% in December 2011.

This demand has also contributed to the continued increase in property values with the mix adjusted average purchase price for local market properties rising to £442,508 in the fourth quarter of 2012. This is

0.9% higher than the same quarter of the previous year and up from £411,074 in December 2010.

So is residential property a good investment? Well in the long run, the value of property almost always rises and so this therefore offers capital appreciation. In the meantime, investors can benefit from the letting income and rental yields on buy-tolet are stronger and generally more stable than in other asset classes.

There are downsides to consider before investing: • Putting all your eggs in one basket - Investing in a property breaks the investment ‘rule’ to spread risk and have a ➜ diversified portfolio of investments

30 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 30

25/3/13 17:36:32

with different risk profiles; • It is an illiquid asset A property can be difficult and expensive to sell should you need to release capital quickly; • Transaction fees are high When you invest in a savings account, it’s rare that it will cost you anything to set up. Even when investing in stocks and shares, the transaction costs are usually quite low as a percentage of the amount you invest. When you invest in property you may have to spend money on legal fees, valuation fees, mortgage lending fees etc.

• Income can be

inconsistent and property can cost you money - Other than property, there are few investments that might actually cost you money. For example, if you have periods without tenants you not only lose income but you still need to fund the maintenance costs.

This may mean having to pay these property expenses from your own resources whilst the property is empty.

• It can take a long time for the value of your asset to recover - Stock markets can be volatile although they can often recover much quicker than other forms of investment.

• Property Management is time

consuming - Do you have you the time and resources to manage the property?

Other types of investment do not require such pro-activity and are unlikely to give you as many sleepless nights.

There are however, good reasons to invest and why increasing numbers of investors have turned to property in recent years. These include: • Real returns – the continued low interest rate environment has resulted in low savings rates which rarely keep pace with rises in the cost of living; • Stable investment – Stock market volatility has eroded the value of many investments; • Safety - Property is still regarded by many as a ‘safe and secure’ asset class as there is always a demand for housing; • Control – acquiring property is a direct investment where you retain ownership and control of the underlying asset. If you invest in the stock market there is always the potential that you could lose all your capital if for example, the company in which you have invested goes out of business.

Based on a survey carried out by Investec Bank (Channel Islands) Limited, the majority of respondents considered residential property to be one of the safest investments and whilst there may be fluctuations in value from time to time, given the continued demand and limited availability of stock, the general opinion would appear to be that residential property remains a sound investment over time.

At Investec Specialist Bank we are committed to offering mortgages that provide flexible terms within our chosen market; that being wealthy clients with high earnings or a solid net worth in excess of £1m. In addition, we are able to cater for clients with irregular income flows, which may take the form of bonuses, and who find it difficult to obtain larger mortgages, despite having significant personal wealth.

In terms of flexibility, we determine the client as being the key rather than the property and therefore we look to provide bespoke mortgage facilities.

This allows such terms as the ability to repay the debt when the client chooses within a given period without penalty or providing a higher level of debt by bringing in other assets as security such as other property, deferred shares, investment holdings and deposits.

Structuring the mortgage on the terms of the individual rather than the property is, we believe, the most important determinant.

Whilst the second best time to buy property was 20 years ago, there are many good reasons why the second best time to invest in Guernsey residential property is now.

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 31

APR MAY CONTACT 2013.indd 31

25/3/13 17:36:34

$GYHUWLVHPHQW )HDWXUH

Manage your business on the move Sir Peter Bazalgette Tim Rawles from Strong Signal introduces us to their mobile database product CoRunner PDQXDO QRWHV DQG WKHQ UH HQWHU WKH LQIRUPDWLRQ EDFN DW WKH RÉ?FH WKH\ FDQ HQWHU WKH LQIRUPDWLRQ into the system there and then. People in WKH RÉ?FH ZKR DUH XVLQJ H[DFWO\ WKH VDPH application, can see any updates immediately.

6R WKH V\VWHPV UXQ RQ 3&V WRR" Yes, and Macs. The systems can be used by any number of people concurrently, whether they are at a desk or on the road.

Can you tell us what Strong Signal does?

7HOO XV PRUH DERXW WKH &R5XQQHU SURGXFW

There is a growing demand for database V\VWHPV WKDW FDQ EH XVHG ERWK LQ WKH RÉ?FH DQG on the move. Strong Signal provides specialist services and products to meet that need.

As well as developing bespoke systems for individual clients we also have our CoRunner SURGXFW ZKLFK LV DQ RÎ? WKH VKHOI VROXWLRQ IRU job management and invoicing.

&DVKČľRZ LV ZKDW NHHSV D EXVLQHVV UXQQLQJ DQG FDVKČľRZ GHSHQGV RQ HÉ?FLHQW LQYRLFLQJ However, if your job records are incomplete or scattered across the passenger seat of a van, then invoicing becomes a nightmare!

CoRunner helps you keep a track of all of your MREV DQG OHWV \RX UHFRUG WLPH VSHQW H[SHQVHV materials etc against each one. Because you FDQ GR WKLV ERWK LQ WKH RÉ?FH DQG DW DQ\ WLPH RQ WKH PRYH WKHQ LWV PXFK HDVLHU WR NHHS up to date – and accurate – records.

:KR ZRXOG EHQHČ´W IURP XVLQJ D PRELOH GDWDEDVH V\VWHP" $Q\ FRPSDQ\ ZKHUH PHPEHUV RI VWDÎ?

VRPHWLPHV ZRUN DZD\ IURP WKH RÉ?FH EXW QHHG to keep up to date records of their activities.

Anyone who currently uses a clipboard or notebook could use a Strong Signal system on their iPad or iPhone instead. Rather than take

'RHV &R5XQQHU DXWRPDWLFDOO\ SURGXFH WKH LQYRLFHV WRR" Yes, that’s right. As the job records are completely up to date the invoices can be generated at the click of a button. This can be

done either individually as each job completes or as a batch at the end of the month. The invoices can be printed or immediately emailed to the FXVWRPHU &R5XQQHU FDQ DOVR H[SRUW LQYRLFH information in a format that can be imported into Sage and other accounting systems.

7KH ZKROH SURFHVV VHHPV YHU\ HÉ?FLHQW Not only does it save hours of paperwork but the ability to record your activities immediately means you don’t ‘lose’ hours of chargeable time and materials over an invoicing period. &DQ &R5XQQHU EH FXVWRPLVHG" 7KH V\VWHP LV YHU\ ČľH[LEOH )RU H[DPSOH the invoice layout can be changed to suit each company’s needs. And the lists of SURGXFWV DQG WLPH FRGHV DUH DOO FRQČ´JXUDEOH We provide full training but CoRunner is very easy to use, so it doesn’t take long! +RZ FDQ SHRSOH Č´QG RXW PRUH DERXW &R5XQQHU RU 6WURQJ 6LJQDO" They can visit our website VWURQJVLJQDO FR XN, or email me on WLP#VWURQJVLJQDO FR XN to arrange an informal meeting or demonstration at a time and place that suits them. Even if people are just curious about how this technology can help them, we’re always happy to talk.

Stay in control, wherever you are! ΖPSURYH \RXU HÉ?FLHQF\ DQG FDVKČľRZ ZLWK &R5XQQHU WKH MRE PDQDJHPHQW DQG LQYRLFLQJ VROXWLRQ GHVLJQHG IRU ERWK 3& DQG WDEOHW (QDEOH \RX DQG \RXU WHDP WR FDSWXUH WLPH VSHQW PDWHULDO FRVWV DQG RWKHU H[SHQVHV Č‚ LPPHGLDWHO\ DQG DFFXUDWHO\ 6D\ JRRGE\H WR KRXUV RI SDSHUZRUN DQG WKH VWUHVVIXO HQG RI PRQWK VHDUFK IRU PLVVLQJ MRE VKHHWV (QMR\ DXWRPDWLF JHQHUDWLRQ RI LQYRLFHV WKDW FDQ EH HPDLOHG GLUHFWO\ WR \RXU FOLHQWV

strongsignal.co.uk

)RU D )5(( demonstration

Call 01481 700616 CoRunner is developed by 6WURQJ 6LJQDO LV D WUDGLQJ QDPH RI 7LDUD 6RIWZDUH &RQVXOWDQWV /LPLWHG

TDN2081-CoRunner Contact Advert (Feb 2013)(P).indd 1 APR MAY CONTACT 2013.indd 32

06/03/2013 13:05 25/3/13 17:36:36

13 13:05

Helping first time buyers will stimulate all layers of the property market in Guernsey.

BY JULIAN WOODCOCK, BARCLAYS WEALTH

‘As well as the launch of the ‘Funding for Lending Scheme’ which has helped reduce the cost of mortgages in the UK the government is offering incentives to banks to lend to first time buyers through the New Buy scheme’

There is a great deal of confidence in the Guernsey property market at the moment. House prices are stable and relatively buoyant and the island has avoided the peaks and falls seen in the UK and even in Jersey.

The number of transactions is falling however: 166 in the fourth quarter 2012 compared to 205 in the same period the previous year. It is clear then that despite confidence in the value of property fewer people are moving and the question should be asked, as it has been in the UK and indeed in Jersey, whether the States should be looking to intervene in the market and provide a stimulus to aid those looking to get on the property ladder.

Firstly, it is important to understand the barriers preventing people from making the decision to buy a home, or to move into a new home; whether that is to upgrade or to downsize.

In Guernsey, the cost of moving is relatively high; not just the cost of housing

and agents fees; loan bonds and legal fees also play a part. It is often seen as more cost effective to stay put and develop extra living space than it is to move to a larger property. Homeowners are also more likely to look for what banks call ‘rate switching’, where new deals are made on the basis of the loan to value percentage being reduced over time, or through increases in market value thanks to gradual price inflation or from home improvements.

The incentives to sit tight are well known, however the States of Guernsey have already intervened in part of the process by approving a review of conveyancing fees, encouraging competition in the market which should drive down prices and potentially encourage more people to move.

Getting a mortgage can still be difficult for many however. The lending environment is very different compared to four or five years ago, particularly for first time buyers. Banks in Guernsey are often

subject to criteria that are applied by a UK parent. At Barclays for example we are able to loan up to a maximum of 85% of the value of a property. This is seen as prudent in the UK, where there is more uncertainty in the market, but can be seen as frustrating in an island where property prices, and the job market, are much more stable.

What it does mean is that buying a house is not as simple or affordable as many people would like. Deposits are large, with £50,000 to £60,000 very common for a typical first time property such as a two bedroom flat. With fewer first time buyers coming into the market there is a lack of buyers at all levels; those in the middle looking to move on can’t, as there is no-one to buy their current property, and those at the top that might be looking to downsize, or even retire abroad, are stuck with a property that is too big for them.

Already in the island steps are being taken to help people onto the property ladder. Partial ownership is largely seen

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 33

APR MAY CONTACT 2013.indd 33

25/3/13 17:36:38

Banking that’s out of the ordinary Julian Woodcock - Kay Parnwell on what makes a good client relationship Barclays Wealth

‘‘

as having been successfully introduced as part of the States social housing programme. But wider measures could be introduced, as they have been in the UK and now in Jersey. As well as the launch of the ‘Funding for Lending Scheme’ which has helped reduce the cost of mortgages in the UK the government is offering incentives to banks to lend to first time buyers through the New Buy scheme. In Jersey a new scheme has been introduced for new developments led by the parishes. In St Brelades for example a new development is in place and the parish is helping homebuyers by effectively offering to pay their deposits for them. The house prices are discounted by 20% and thanks to some flexibility in our criteria Barclays, as a lender, is able to offer the remaining 80% as a mortgage, without the need for a further deposit. The deposit is paid back to the parish on the sale of the property but with the buyers retaining some of any profit made when they come to sell.

This has the potential to boost the number of people on the housing ladder, effectively helping those that can afford to make payments on a mortgage, but who cannot spend years saving the necessary deposit. This influx of buyers would stimulate movement at all levels. This

would obviously be good news for the property sector, but it is also important to remember the knock-on effects on related industries, with retail, building trades, removals, gardens and other lifestyle sectors seeing benefits from people investing in new properties.

Any changes to the market need to be introduced with caution however. The last thing anyone wants or needs is to create an imbalance that would negatively affect house prices. A ‘glut’ of new buyers, all arriving in the market at once would potentially have this affect, so the right approach would be to provide the means to get onto the housing ladder for many people and let market forces manage the rest of the process to ensure a steady flow.

Property is a critical part of the island’s infrastructure. Its availability determines whether people, young people in particular, choose to make Guernsey their permanent home. A situation where options are reduced and people are driven away by a lack of opportunity to own their own home would be detrimental to the island’s economy so there is an incentive for the States to consider a stimulus package to help the market keep moving.

Property is a critical part of the island’s infrastructure.

Its availability determines whether people, young people in particular, choose to make Guernsey their permanent home

34 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 34

25/3/13 17:36:40

APR MAY CONTACT 2013.indd 35

25/3/13 17:36:40

PHASE ONE OF PRIME LOCATION DEVELOPMENT LAUNCHED WITH RECORD NUMBER OF RESERVATIONS FOR LUXURY APARTMENTS.

S

trong demand for modern apartment living in St Peter Port shone through last week as 50% of the apartments in the initial phase of a luxury development were reserved within hours of being released.

Six of the 12 apartments in the first phase release of the 32 apartment and penthouse development, One St Julian’s Avenue, in St Peter Port were reserved in less than two hours. The development includes 29 local market loftstyle one, two and three-bedroom apartments, and three open market penthouses. They have exceptionally large living spaces that are light, airy and modern, and some of the best balcony views towards Candie Gardens and across to Herm, Sark, Jethou and Castle Cornet.

Although the apartments and penthouses

are not due for completion until May 2014, the developers, Vauxlaurens Property Holdings Limited, have worked closely with local advocates to create a reservation fee format to enable prospective buyers to secure an apartment or penthouse now. The reservation fee is based on a percentage of the total sale value of the apartment or penthouse and the effect is that the developers agree not to sell the reserved apartment or penthouse to any other party.

The developer’s advocates, Babbé says: “We are delighted to be associated with such a prestigious development. The reservation fee arrangement means that interested purchasers can reserve their preferred apartment or penthouse at a very early stage of the

development. The reservation fee will be rolled into the purchase price so they would not ultimately be paying anything for this advantage.”

Vauxlaurens Property Holdings Limited have appointed two leading local estates agents – Swoffers and Livingroom – who are now handling all sales enquiries for the apartments and penthouses.

Spencer Noyon, a Director at Swoffers, said the strong demand for the apartments and penthouses was due to a number of factors.

“Firstly this development is a prime address in a prime location, it is being built to the highest standards and will have some of best balcony views you are going to get.

Secondly these apartments and penthouses

36 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 36

25/3/13 17:36:45

are modern and very spacious – something you don’t get that often in Guernsey,” said Mr Noyon.

“We have seen an increase in the number of people looking to down-size and upgrade to a convenient, low-maintenance way of living, and these apartments certainly satisfy that need.”

Simon Torode, Founding Director of Livingroom Estate Agents, said they are delighted to be associated with such an iconic development in the heart of St Peter Port, which will boast impressive dual aspect views over the East coast to the islands beyond together with views over the beautifully tended Candie Gardens at the rear.

“The One St Julian’s Avenue development

demonstrates a need for carefully conceived, luxury accommodation in the heart of central St Peter Port. We have recently noted a trend of buyers wanting to walk to amenities within minutes from their home and One St Julian’s Avenue certainly offers this. We look forward to watching the development evolve and can offer buyers experienced advice and guidance at every step of the process,” he said.

Those interested in securing one of the prestigious apartments or penthouses should contact either of the joint sole agents Living Room or Swoffers. For further information visit www.one.gg.

www.guernseychamber.com www.guernseychamber.com| |JUNE APR / JULY MAY 2013 2012 | CONTACT | 37 43

APR MAY CONTACT 2013.indd 37

25/3/13 17:36:47

CSR PROFILE

A further reality is that of Sark’s aging and diminishing population, due in part to a weak economy and lack of job opportunities for the young

A

ttempting to make sense of the current situation in Sark is challenging enough but as one who has spent a lifetime enjoying the Island’s pleasures and investing the family’s holiday kitty in doing so, I do feel I have sufficient insight to present what I believe to be a rationale for hope.

Back in 1993 when the Barclay’s arrived in the Bailiwick, Guernsey businesses rubbed their hands in excitement. Fortunes were spent on a skilled Guernsey workforce and to this day they are still employed to carry out work on Brecqhou and Sark. In Sark itself however, certain sections of society saw it as an invasion – not an opportunity.

My recollection of Sark in the early nineties was of a well-loved neighbour who should be taking more pride in itself. Yes, the island was charming, quintessentially unique in a way that only the Bailiwick can be but it was in desperate need of investment.

Very few appeared to be willing to help create an industry fit for purpose in today’s competitive economic landscape. There was no Mark Warner resorts or Hoseasons clambering on the ‘toast rack’ to make Sark’s economy thrive. It was in the hands of the few with access to considerable resources who could afford to avoid economic pressure from outside the island but reluctant to pump the necessary funds to build a tourist economy fit for modern purpose. In bygone times there were sufficient people with

wealth to cushion the island against the problems created by increasing pressure on its subsistence economy.

In today’s world there are insufficient wealthy people to maintain Sark’s traditional way of life with all its anomalies and sustain an economy for the new generation of young Sark residents. The expectations of the well travelled tourist did not appear to be recognised as a priority for the Sark authorities back in the nineties. ‘Sark is the antidote to modern living’ was the promise to all visitors. It is, if managed correctly but Sark in my opinion took it for granted. The lack of official building regulations, fire regulations and little if any concern for health and safety or the management of waste do not sit comfortably in the minds of the modern and well informed visitor. It was inevitable that when, an organisation so familiar with the requirements of a 21st century hospitality industry, arrived on a rural idyll so blindingly ignorant to the standards required for a modern holiday destination, i.e. safe, comfortable and value for money tourism, the place was going to change forever.

Such is the quiet almost secretive nature of the Feudal system pre Barclay Brothers; any new moneyed incumbent was likely to ruffle a few feathers. However, such is the huge investment made by Sark Estate Management (SEM) within the island, the community is now completely divided between those that have seen the potential in the

Eco

with

52 || CONTACT CONTACT || APR JUNE/JULY 2011| |www.guernseychamber.com www.guernseychamber.com 38 / MAY 2013

APR MAY CONTACT 2013.indd 38

25/3/13 17:36:48

conomical

ththetruth

By Jon Taylor

www.guernseychamber.com | DECEMBER 2011/JANUARY 2012 | CONTACT | 23

APR MAY CONTACT 2013.indd 39

25/3/13 17:36:50

They want to be free of stress without being denied the external connectivity should it be required

.

era changing environment created by SEM and those that reject any kind of outside intervention.

A further reality is that of Sark’s ageing and diminishing population, due in part to a weak economy and lack of job opportunities for the young. This, Colin Kniveton, Sark’s former temporary chief secretary believes, could eventually threaten its ongoing viability as a self-governing Crown Dependency.

Before leaving his post Mr Kniveton urged Sark’s authorities to be ‘proactive’ not ‘reactive’ in safeguarding the Island against changing economic pressures.

Michael McBride and Luke Wheadon ‘Jobs are drying up as tourist numbers are dropping, the construction sector has stopped as there is currently limited investment in hotels – all these things have a knock-on effect. If there are less people coming in and out and less freight, that has a knock-on effect on shipping,’ he said. ‘Some people may say that’s fine, Sark may be quieter but that’s the way we like it. But if you’re a younger person in Sark, you may be thinking what are my kids going to be doing when they finish their education?

Educating the Island about diversifying its economy is also vital.

We talk at length about diversification in Guernsey and I presume we include our Bailiwick neighbours in this. In Guernsey, the business community knows that diversification is not a reality. History demonstrates that the small available labour force can sustain only one major industry. Diversification has to happen within that major industry. Our finance industry is a conglomeration of lots of separate and discrete activities. The thought of not relying on one major industry fills us with optimism but it is far from any kind of reality in the short or medium term. The actual reality is that in a small community educated to the ways of international finance, it is likely to take a generation to truly diversify our economy and we simply need to keep our finance industry relevant and seek out opportunities to support it whether that’s ITC or tourism.

In Sark the pressure is even greater.

I can’t visualise a broader/mainstay industry outside of tourism that would suit Sark so surely it’s time to get the one sector that stands a chance, working to its maximum. The anti-Barclay feeling should not cloud the fact that tourism is Sark and will be for years to come. In business parlance the island has a lot going for it and numerous ‘Unique Selling Points’ to think of. Most are focused on the age-old promise of ‘Sark is the antidote to modern living’. The tourist that this promise is most likely to attract is wealthy, busy, stressed and ultimately familiar with the finer things in life. This target audience expects a higher degree of hospitality than your norm. I have fond memories of sleeping on my father’s small cabin cruiser in Dixcart Bay but expectations for ‘modern city dwellers’ means the combination has to be a break from the modern world but in quality and comfort. They want to be free of stress without being denied the external connectivity should it be required.

Quality and comfort in Sark’s accommodation has not been the norm but the investment in Dixcart, Aval de Creux, La Moinerie, Petit Champs and Stocks means the Island now compliments its stunning scenery with stunning hospitality venues. Investment is also something that is required in promoting the island. The Sark authority’s tourism budget is not small, close to £100,000. This goes towards off island promotion but is dwarfed by the amount spent by the new generation of Sark hotels. The tourist experience is also now enhanced with coasteering and outdoor activities organised by Sark Adventures along with Sark’s Folk Festival and other activities. Everything would appear to be going in the right direction in terms of ‘Sark the Brand’ but once again it’s the Sark authorities who fail to grasp the opportunity.

The lack of a customs office means all passengers must arrive via Guernsey or Jersey and without such a department you could argue visiting pleasure/

private vessels are also unchecked unless they have arrived from Guernsey or Jersey. There is only one licence granted to Isle of Sark Shipping to bring visitors to the Island via Guernsey.

Visitors can arrive via Jersey through La Manche Isle Express but the service is infrequent and often criticised for unreliability by Sark hoteliers. Retaining a lifeline service outside of the summer months has been the mainstay argument for keeping a status quo or monopoly with Isle of Sark Shipping but this is cutting off the huge potential of attracting visitors direct from France and Jersey. Travel Trident tried for a licence a few years ago but failed in an attempt to provide an alternative service. My observation would be to encourage Isle of Sark Shipping to run a licence service between France and Jersey during the summer months only, with some kind of guarantee of business from the Hotels. If Isle of Sark Shipping aren’t interested then give it to someone else such as Travel Trident, Condor or other regional ferry services. They would see the potential investment from the new generation of Sark hotels and their business experience as a viability for introducing a service. Let the hotels build demand and then the implication of a lack of passengers is irrelevant.

Guernsey residents have been relied upon to keep Sark’s economy viable over the years because ultimately we eat the fish they catch, we enjoy lazy lunches at the ‘Sablonnerie’ and share a pint with locals in the Mermaid and Bel Air. I doubt this will ever change and although some argue arable land should never have been altered to accommodate vines, the serenity of Sark has been enhanced by the investment made in the creaking hospitality venues. Certain sections of the Sark community may never resolve a dispute with its immediate neighbours but the investment made in its key economic generator should be leveraged for the future health of Sark’s economy.

26 || CONTACT 40 CONTACT || APR DECEMBER / MAY 2013 2011/JANUARY | www.guernseychamber.com 2012 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 40

25/3/13 17:36:51

History demonstrates that the small available labour force can sustain only one major industry.

Diversification has to happen within that major industry

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 41

APR MAY CONTACT 2013.indd 41

25/3/13 17:36:55

TOURISM SECTOR REVIEW: GUERNSEY’S VISITOR ECONOMY

Jody has worked in the industry for almost 20 years and joined Sydney Charles in 2008. He leads several key areas of Sydney Charles Insurance Advisers in addition to managing his portfolio of clients. Jody was made director in 2010 and has been instrumental in overseeing the expansion of the group. Jody is the man to speak to if you have complex insurance requirements, where others fall by the wayside he will find solutions.

( Jody Bisson, Director)

18 | CONTACT | JUNE / JULY 2012 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 42

25/3/13 17:36:59

INTRODUCING:

SYDNEY CHARLES Sydney Charles tailors insurance, investments and pension arrangements for clients. The company is led by Group Chairman and Managing Director Philip Lepp. Sydney Charles Group comprises four main trading companies: Sydney Charles Insurance Advisers Limited, Sydney Charles Financial Services Limited, Sydney Charles UK LLP and Sydney Charles Aviation Services. ➜

For more information please visit: www.sydneycharles.co.uk

APR MAY CONTACT 2013.indd 43

25/3/13 17:36:59

TOURISM SECTOR REVIEW: GUERNSEY’S VISITOR ECONOMY

INTRODUCING:

OFFSURE PROFESSIONAL WHAT YOU NEED TO KNOW ABOUT OFFSURE PROFESSIONAL Market leading insurers Sydney Charles are the only brokers in Guernsey to be able to offer the Offsure Professional policy. Such comprehensive coverage, offering an all-inclusive solution to a business’ operational risks, has long been awaited by the offshore financial services sector. The ground breaking policy covers:

Professional Indemnity Directors’ and Officers’ liability Investigation costs and expenses Mitigation costs Crime Reputational risk Employment practice liability

Marilyn says: “This is the first time that such a competitively priced and comprehensive product has been provided to the offshore financial services sector. Our aim is to provide our customers with an all inclusive solution for their corporate and personal liability exposures with an assurance of a professional and efficient service at all times”.

Get in touch:

For more information call Marilyn or Jody on 01481 739970 or email: marilyn.greening@sydneycharles.co.uk or jody.bisson@sydneycharles.co.uk

For more information please visit: www.sydneycharles.co.uk

18 | CONTACT | JUNE / JULY 2012 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 44

25/3/13 17:37:00

‘Marilyn joined Sydney Charles in 2006. As an Insurance Broker her expertise lies in financial insurance programmes, including Professional Indemnity, Directors & Officers, Tax Planning, Fee Insurance and Commercial Packages. She is pioneering the Offsure Professional policy for Guernsey’

(Marilyn Greening, Associate Director)

‘Sydney Charles Insurance Advisers are licensed and regulated by The Guernsey Financial Service Commission’

APR MAY CONTACT 2013.indd 45

25/3/13 17:37:05

MY BUSINESS LIFE:

GLYNSMITH We speak to Glyn Smith, MD of Insurance Corporation about his life in business. Glyn Smith has worked in the

world of insurance since he left Grammar School in 1977 after studying A levels. He is quietly ambitious and admits to targeting roles which gave him a wide breadth of experience in the various aspects of his chosen career, then moving on when he felt the time was right. He was delighted to be asked to take on his dream role as MD of Insurance Corporation in

2009 - a company he says, that he has been a part of for much of his early career path.

A keen sportsman, and coach of Begrave Wanderers FC first team, Glyn admits that his competitive spirit, stamina and the ability to motivate on and off the pitch past and present has stood him in good stead for what has been a positive climb up the corporate ladder.

46 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 46

25/3/13 17:37:10

“I started out as an A level trainee for Commercial Union and ended up as a Local Manager. After ten years I became an insurance broker for two years and in 1989, I then joined Insurance Corporation for the first time and worked for them for 11 years ending up as their Operations & Claims Manager.”

By this time Glyn had also studied for his MBA and was ready for new horizons.

“I decided that it was time to move on as, regretfully, at the time I had gone as far as I could within the organisation. My next roles were in captive insurance management at HSBC and Heath Lambert.

But Glyn explains, he had always enjoyed the company culture within Insurance Corporation and believed strongly in the local business model centred on local underwriting, leadership, decision making and service.

“There is no doubt that our strength comes from the fact that we are a local company, operating independently with an acute awareness of how things operate in the Channel Islands. This does give us an edge as a lot of our competitors are UK insurers doing business from the UK. We are in a position to be able to work closely with our local brokers and clients - both in Guernsey and Jersey - and be literally on hand to react to whatever may be happening. Take for instance the recent snowfall and the problems that resulted. The phone lines were busy and many of our staff had braved the snow and ice, walked in and knew exactly what support the local brokers needed. It’s all about local knowledge, local relationships and being totally customer focused.”

He says that when he was approached by the Chairman to take on the role of MD he was aware that there were challenges ahead.

“The company’s growth had not been what it should have been over the previous three years and the culture had shifted and was a bit in disarray because the team had lost a bit of focus on who our customers actually are. We have two sets of customers, insurance brokers and the people and businesses who are or want to insure with us. We chose to distribute our products through local insurance brokers that provide impartial and professional advice. It was clear to me that we had lost sight of the need to continue to build value adding relationships with our broker friends. An experienced ex-Island Junior and Senior Muratti player, and now a well-respected senior coach

at Belgraves FC, Glyn likes to think that he is able to transfer his sporting strengths into the workplace.

“Yes, it’s about being competitive and results driven, but it’s also about working together as a team and being committed to being the best you can be. I am also very aware of the need to give something back to the community and Insurance Corporation is involved in many charitable and community based projects like our Conservation Awards across the Islands, Les Bourg’s Hospice in Guernsey and Durrell in Jersey. We like to support a balanced cross section of local causes spread across heritage, sport, the arts, education, conservation and charitable organisations.”

Sport has certainly taught me many things that I have been able to take with me into my working life. Team work, professionalism and friendships are extremely important; we all draw on these throughout our life in our family life and in business.”

Insurance Corporation has just finished a three year sponsorship deal with the Channel Islands under 18 football Muratti – and recently signed a new three year deal to be the sponsors of the Channel Islands Senior football Muratti which takes place in May. “In some ways that has resulted from both business and sporting relationships. Chris Schofield is MD of Hepburn’s Guernsey, one of the brokers we do business with, but is also president of the Guernsey Football Association, and like me, he shares a love of football. It was he that approached us to see if we would be interested in sponsoring the Channel Islands Muratti Vase. For us, we see it as a great opportunity, particularly because of the pan-Island nature of the competition, our objective being to keep the Muratti at the pinnacle of local sport and to keep the competition an exciting advert for both Channel Islands football and Insurance Corporation Where Belgraves is concerned, I feel it is important for the club to move forward every season and I see my job as coach being a three to five year project, provided of course my players and the club officials continue to be happy with my performance!

I am similarly focused when it comes to business and in all areas of my life. I always believe that there is only one way of doing things and that means being positive, leading by example and putting everything into it.

ABOUT THE COMPANY. Insurance Corporation is the Channel Islands’ leading insurer with over thirty thousand policyholders insuring a wide range of risks from houses, cars and yachts to department stores, power stations, farms and ferries.

Insurance Corporation was established

by Peter Walpole in 1982 with a share capital of £500,000. Within 18 months Insurance Corporation had won the States of Guernsey business, and later added the States of Jersey and Alderney accounts, all of which it still holds, alongside the business of many of the Islands’ leading companies and organisations.

The Channel Islands presented an ideal environment in which to set up the business because until that time insurers tended to treat the island as just another English county. As a result the island’s brokers had no local insurer to whom they could look. Insurance Corporation was able to offer a local service providing policies and premiums geared purely towards the local risk environment, rather than that in the UK. One of its underlying beliefs was that, on the political and regulatory fronts, there was less bureaucracy and more encouragement for the entrepreneurs in the Channel Islands than in the UK, enabling Insurance Corporation to quickly produce more innovative and flexible products. In 1985, now with a team of 10, Insurance Corporation was granted a permit to operate in Jersey. A year later, the Company was sold to Royal Insurance plc and today continues to operate as an autonomous subsidiary of RSA Insurance Group plc. Since then the local, domestic insurance business of Royal Insurance, Sun Alliance Insurance and Generali have been integrated into its portfolio.

The Guernsey operation is based at Dixcart House, St Peter Port, with an underwriting room in Queen Street, St Helier and, to maintain its strong position, the organisation places a high emphasis on its 40 strong pan-island staff attaining professional qualifications and keeps its focus on customer service backed by local knowledge and commitment. to maintain its strong position, the organisation places a high emphasis on its 40 strong pan-island staff attaining professional qualifications and keeps its focus on customer service backed by local knowledge and commitment.

The company is also very active in the islands’ communities both on education, heritage, sport, the environment, the arts and charitable fronts.

We speak to Glyn Smith, MD of Insurance Corporation about what marks his company out from the rest.

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 47

APR MAY CONTACT 2013.indd 47

25/3/13 17:37:10

FEATURE | Guernsey’s waste strategy

Blue Sky Meetings Outdoor Catering

The Harry Bound Room

Lounge Meeting Room

With spectacular views and a variety of facilities Les Cotils is a versatile venue for business meetings and conferences where beautifully appointed rooms cater for 2 to 200.

With a choice of 10 meeting rooms Les Cotils can cater for events from conferences, seminars, exhibitions, examinations, formal or informal meetings. Whatever the occasion, we can find something to suit your needs.

There’s plenty of parking and should you require any catering, we can supply you with anything from sandwiches to a 3 course gourmet meal.

The Reading Room The Carol Hindes Room The Guernsey & Alderney Rooms The Sark Rooms The Upper Room

Les Cotils Conference and Retreat Centre St. Peter Port, Guernsey, Channel Islands GY1 1UU Les Cotils Christian Holiday, Conference & Retreat Centre T 01481 727793.

F 01481 701062.

E reception@lescotils.com St. Peter Port, Guernsey, Channel Islands GY1 1UU www.lescotils.com Tel 01481 727793. Fax 01481 701062. Email reception@lescotils.com

APR MAY CONTACT 2013.indd 48

25/3/13 17:37:14

It is hard to imagine twenty or thirty years ago that dead celebrities would be being used in this way.

Now it is commonplace the currency of image is all prevailing and is something we all associate with

Advocate David Evans

Ol’Blue Eyes is Back.

No, it’s not Sinatra making a posthumous comeback but rather the launch of an advertising campaign by Jack Daniels using a multitude of images of the dead star.

The Jack Daniels ‘Sinatra Select’ campaign features a series of iconic images of the singer together with his signature and the campaign is very much along the lines that Jack and Frank were great pals during the singer’s lifetime and now you can enjoy some of that same magic.

The use of the imagery is all powerful.

Sinatra still resonates a degree of cool and there is a nostalgia for a more relaxed time.

Whilst this is clearly designed to entice the bourbon drinking Jack Daniel’s audience, the commercial reality is one of the licensing of a dead man’s image rights to sell product.

It is hard to imagine twenty or thirty years ago that dead celebrities would be being used in this way. Now it is commonplace - the currency of image is all prevailing and is something we all associate with to a degree. If we didn’t, corporates would not be falling over themselves to have these brand associations. This follows a whole host of similar brand tie-ins such as James Dean with Lee Jeans and even Audrey Hepburn for Galaxy chocolate.

This shift in how image rights are treated, valued and managed has not escaped Guernsey. In fact, last December it became the first place in the world where it is possible to register an image right - and you don’t even have to be famous.

In the past, famous or well-known personalities would endeavour to protect their images with a combination of trade mark rights and rights of privacy. Both of these options have their drawbacks and have certain limitations when it comes to celebrity rights. In the case of trade marks, for instance, no one actually believes that the goods or services protected come from the celebrity concerned, which ultimately undermines the very function of the trade mark system.

Guernsey recognised these limitations and has introduced a law allowing the registration of personality rights and their

associated image rights.

These rights effectively identify the personality and the various component images which go to make up their overall image. Such image rights can include still images, video, voice, gestures, mannerisms, computer images and any other identifiers such as nicknames.

The initial personality rights are split into five categories - individual, joint, group, fictional characters and legal entities. Each of these categories has the following distinct qualities.

Individual - this can be any human who is alive or for whom the application is made up to 100 years after the date of death. This clearly has many applications for the type of celebrities mentioned above.

Joint - this can be two or more people who are inextricably linked together and can not be separated. Examples of this would be Morecambe and Wise, or Laurel and Hardy.

Group - this relates to two or more people who are in a group but the component parts of that group are able to change - think pop groups such as Queen, the line up of which has changed over the years, or any sports team.

Fictional character - this can be any character, whether it relates to a human or otherwise.

Legal entity - this final category is designed for corporate registrations for businesses whose main assets are the images associated with them. Examples of this would include Disney or Marvel Comics.

As can be seen from the above examples, just about anyone can register for a Guernsey Image Right and it gives great potential to be able not only to recognise these rights formally for the first time, but also to then deal with and manage these rights on an ongoing basis.

In the United Staes there are, varying from state to state, various provisions for the protection of what they call a Right

of Publicity. Such rights only extend to famous people and have terms of between zero and 100 years after death. The difficulty with these rights is that they are not based on a formal registration system and they have a finite life to them.

The Guernsey rights are, subject to their renewal (personality rights last 10 years and image rights 3 years), able to last in perpetuity. As a result of this, any owner of the rights is able to deal with them knowing that they can be managed just like any other form of property. The rights can be licensed, assigned, and willed to anybody and it is this final part that perhaps offers the greatest interest to image rights owners.

The ability to leave such rights in a will is a very powerful one and also means that any income producing image rights assets can be left to whomsoever the holder decides. Before the introduction of these rights it was a difficult thing to be able to determine and therefore leave to another.

This is especially true when, under English law, the whole existence of image rights has not even been recognised.

As the market for celebrity and image matures, as it already has and will continue to do so, so brand tie-ins like the Sinatra one will become ever more popular.

Whereas once it was impossible to easily protect such images as a signature, a trilby hat, a 50’s style microphone, even the image of a cigarette and a stiff drink, this has all been made possible by the introduction of the Guernsey Image Rights.

We see these rights as becoming the subject of widespread registration. Already in the few months since the registry opened for business, we have seen registrations from people as diverse as international DJs and a top London hairdresser. As these registrations grow and the acceptance of the rights becomes more mainstream we see great scope for all manner of celebrities and entertainment personalities.

www.guernseychamber.com | APR / MAY 2012 | CONTACT | 49

APR MAY CONTACT 2013.indd 49

25/3/13 17:37:17

INTERVIEW | DEPUTY KEVIN STEWART

CASEFILE: Rubin v Eurofinance The Enforceability of Foreign Insolvency Judgments in Guernsey Introduction In its recent judgment in Rubin v Eurofinance S.A.; New Cap Reinsurance Corpn. v Grant [2012] UKSC 46 (Rubin), the UK Supreme Court considered the extent to which the English courts should recognise and enforce a judgment made in non-EU foreign insolvency proceedings. The Supreme Court ruled that there is no separate rule at common law in England for foreign insolvency judgments, and that the English courts will not enforce a foreign insolvency judgment where the English creditor was not present in nor had submitted to the foreign court.

As a result of this decision (which will be persuasive in the Guernsey courts), Guernsey businesses with foreign counterparties may breathe a sigh of relief. Foreign insolvency judgments against Guernsey businesses, including funds and other investment companies that carry on investment activities in foreign jurisdictions, may only be recognised and enforced in Guernsey under the statutory regime relating to the reciprocal enforcement of foreign judgments or traditional common law principles.

The Supreme Court Decision in Rubin The Supreme Court judgment dealt with two conjoined appeals, namely Rubin v Eurofinance S.A and New Cap

Reinsurance Corpn Ltd v Grant. The main issue for consideration before the Supreme Court was whether, and to what extent, a judgment of a foreign insolvency court in relation to avoidance claims available in that jurisdiction (e.g. claims to claw back unfair preferences or transactions at an undervalue) would be enforced in England where the defendant had not submitted to the jurisdiction of the foreign court. In particular the Supreme Court was asked to consider whether, following the decision of Lord Hoffman in the Privy Council in Cambridge Gas Transportation Corporation v Official Committee of Unsecured Creditors of Navigator Holdings plc [2006] UKPC (Cambridge Gas), such a judgment constituted a special category which fell outside of the scope of traditional English common law rules relating to the enforceability of foreign in personam judgments (i.e. judgments against the person, as opposed to an in rem judgment attaching to property).

Under the English common law, a foreign court has jurisdiction to give judgment in personam capable of enforcement where the person against whom it was given was present in or submitted to the jurisdiction of the foreign court. The precise circumstances in which such a person will be held to have submitted to the jurisdiction of

the foreign court is beyond the scope of this article; however submission will typically involve voluntarily participation in the foreign proceedings or being present in the foreign country where the proceedings are instituted.

In Cambridge Gas, the Privy Council (on appeal from the Isle of Man Court of Appeal) stated that bankruptcy proceedings did not constitute judgments in rem or in personam but instead constituted a special category of judgment peculiar to insolvency proceedings. Ultimately, the majority of the Supreme Court in Rubin held that the decision in Cambridge Gas was wrong and stated that there was no reason to adopt a more liberal rule as regards foreign insolvency judgments in avoidance proceedings in the interest of universality.

The Supreme Court held that there was no difference in principle between a foreign judgment against i) a debtor on a substantial debt due to the company in liquidation based on normal contractual and tortious principles, and ii) a creditor based on avoidance type claims. Secondly, the Supreme Court held that such a distinction would in any event require the court to develop new jurisdictional rules determining the nexus between insolvency and the foreign court and the judgment debtor and the foreign court. Lord Collins, in the

50 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 50

25/3/13 17:37:17

As a result of this decision (which will be persuasive in the Guernsey courts), Guernsey businesses with foreign counterparties may breathe a sigh of relief.

Anthony Williams Senior Associate at Appleby

leading judgment, stated that “There is a reason for the limited scope of the Dicey rule and that is that there is no expectation of reciprocity”. The Supreme Court stated that a change in the settled law of enforcement of foreign judgments is properly a matter for the legislature.

Therefore there is no separate rule at common law in England for foreign insolvency judgments (whether in rem or in personam). It is likely that the Guernsey court, which has in modern jurisprudence adopted English principles of private international law and accords considerable weight to decisions of the UK Supreme Court where Guernsey law follows the English common law, will see the decision in Rubin as persuasive absent public policy considerations peculiar to the Island. A test case is eagerly awaited.

The Guernsey Cross-Border Insolvency Regime in light of Rubin Guernsey is neither part of the UK nor a member of the EU. Therefore the English Cross Border Insolvency Regulations and the EC Regulation on Insolvency Proceedings do not apply in Guernsey. Guernsey has not adopted the UNCITRAL Model Law and does not have a specific statutory regime dealing with cross-border judicial co-operation in insolvency proceedings. It should be noted that neither Rubin nor New Cap

concerned any issues arising under the EU law.

The Insolvency Act 1986 (Guernsey) Order 1989 extended the operation of sub-sections 426(4), (5), (10) and (11) of the English Insolvency Act 1986 (the 1986 Act) to the Bailiwick of Guernsey, the effect of which is that Guernsey’s Royal Court may assist courts of the UK, the Bailiwick of Jersey and the Isle of Man having jurisdiction in relation to insolvency law.

Importantly, the majority of the Supreme Court in Rubin held that subsections 426(4) and (5) of the 1986 Act are not concerned with the enforcement of judgments but are restricted to facilitating the provision of assistance to designated foreign courts exercising jurisdiction in relation to insolvency proceedings. It is submitted that the Guernsey courts may be persuaded to adopt a similar interpretation.

In light of the above, a party who has obtained a judgment in foreign insolvency proceedings may either enforce it in Guernsey at common law (following English principles of private international law) or under The Judgments (Reciprocal Enforcement) Law, 1957 (the 1957 Law).

If the foreign judgment is made by a prescribed court of one of the jurisdictions approved by the 1957 Law, then

the 1957 Law must be applied (i.e. there is no option to use the common law).

In circumstances where the 1957 Law does not apply, the foreign insolvency judgment must be enforced at common law. An analysis of those principles is beyond the scope of this article. Expert advice should be obtained from a qualified legal practitionerConclusion Conclusion The extent to which foreign insolvency judgments will be enforced against Guernsey businesses by the Guernsey courts will necessarily have strategic implications as regards the extent to which those businesses elect to participate in foreign insolvency proceedings.

Guernsey businesses can draw comfort from the Supreme Court decision in Rubin as foreign officeholders should have no expectation that a judgment obtained in foreign insolvency proceedings will be enforced on the basis of universal reciprocity, in circumstances where the Guernsey business was not present in or had not submitted to the jurisdiction of the foreign court.

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 51

APR MAY CONTACT 2013.indd 51

25/3/13 17:37:18

COMPANY

PROFILE: 1st Central, the trading name for First Central Group’s UK private motor insurance products, was established in Guernsey in 2008 and is quietly emerging as a successful market leader despite highly competitive conditions within the motor insurance market and the economic downturn.

1st Central, has shown strong year on year growth and is one of Guernsey’s lesser known real success stories. The company is now positioning itself for sustained and substantial further expansion.

As one of the founding shareholders of the First Central Group, Mike Leonard, Deputy Group Chief Executive Officer tells Contact Magazine the philosophy behind the company and the vision for the business, which remains committed to its Guernsey roots.

As an online provider of private motor insurance, selling predominantly through UK price comparison sites, 1st Central has seen phenomenal growth in its first five years. Having started

with just 50 staff in Haywards Heath, West Sussex and with Mike alone representing the company in Guernsey, it now has over 500 UK based staff and 14 Guernsey based employees.

The company is now one of the top ten sellers of private motor insurance through the top four comparison sites.

It is not just the staff numbers which have grown, but with around 300,000 customers and one million policies sold since launch, the First Central Group has laid some strong foundations upon which it plans to build in the next five years. After the usual hockey stick business start up, profits of £4.5m were realised in 2011 and £8m in 2012. 1st Central is now looking to move into its next phase,

linked to its strategy of reinforcing a sustainable growth business model.

So what will this business model look like and what are the main areas of focus for 1st Central now solid foundations have been established?

Due to the online nature of the business, revolutionising its IT infrastructure to support further business growth is a key priority for 1st Central in the coming year. We live in an increasingly virtual world, in which customers’ expectations have changed dramatically since the early days of selling insurance policies online. Many other industries are further advanced in their online trading capabilities and the insurance sector is now starting to catch up. Customers demand a

PHOTOGRAPHY: STACEY UPSON

38 || CONTACT 2012 | www.guernseychamber.com 52 CONTACT || DECEMBER APR / MAY |2011/JANUARY www.guernseychamber.com

APR MAY CONTACT 2013.indd 52

25/3/13 17:37:20

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 53

APR MAY CONTACT 2013.indd 53

25/3/13 17:37:24

Prior to joining the First Central Group in 2008, Mike Leonard was Managing Director of Diagonal Underwriting Agency Limited, a Lloyd’s managing agency which established a new Syndicate for the Far Eastern market. process which is quick, intuitive and above all easy to interact with. The focus for 1st Central is to enhance and optimise every element of its online presence to ensure every customer is delivered the right policy at the right price.

All the IT development capability is being led by an IT team in Guernsey demonstrating the talent and skills available in the area.

Insurance fraud never seems to be far away from the headlines. With fraud costing the insurance industry over £19 Million every week, and honest customers around £50 per policy, 1st Central has identified this as a key area where it can differentiate itself and truly lead the market with an innovative anti-fraud strategy, supported by unique in-house IT systems and processes. 1st Central’s flexibility and sophisticated approach to fraud detection and prevention ensures fraudsters are tackled right at the start, not just when claims are made, as fraud is often committed when applying for insurance by not fully disclosing previous claims or convictions, or using false addresses. 1st Central’s intention is to ensure that it can provide very competitive rates for honest customers, but it does also strengthen its underlying business performance by focussing its efforts on those customers 1st Central values rather than those who are trying to obtain cover or claims falsely. 1st Central is committed to staying at the forefront of the industry fight against fraud and is in regular dialogue with the UK police force’s Insurance Fraud Enforcement Department (IFED). The Department made over 260 arrests relating to insurance fraud during 2012, its first year in action.

Alongside its leading fraud defences, 1st Central is dedicated to tackling the rising issue of cyber crime. With one in three people falling victim to online crime last year, and businesses footing the estimated £21Billion cost implications, this is an area 1st Central believes

every online organisation should be committed to tackling, and this applies to insurance groups as well as other leading financial institutions . As an online business, protecting customers’ personal data, and reporting any suspect information to the authorities, is a top priority for 1st Central. Investment in its IT infrastructure means it has the resources to identify, stop and report this activity in real time, whilst many in the market, although aware of the threat, struggle to combat it effectively. Recently, 1st Central highlighted the issue of “Ghost Brokers” with an appearance on the BBC’s One Show. These “Ghost Brokers” in the UK are not regulated but manage to buy insurance policies online, sometimes for innocent individuals, using false identities and stolen credit cards.

By tackling this particular aspect of cyber crime, 1st Central wants to ensure that the innocent are not shocked to find they are not covered when they do have to make a claim.

Motor insurance is often regarded as a grudge purchase driven by a regulatory requirement for cover. Insurers are typically accused of applying blanket rules to cover vast segments of a community. 1st Central likes to look beyond traditional stereotypes and views its customers as individuals. An effective website and IT interface, combined with skilled underwriting capabilities, means 1st Central can view and analyse risk and remain competitive in markets where others struggle.

Further ambitious growth plans for the business aim to service around 3-5% of the UK motor insurance market within the next 5 years, generating as a result circa £0.5 Billion income per annum. Guernsey, as the base of the Group’s holding company will be the conduit for building capital and leveraging opportunities.

As well as strengthening the Guernsey business community, 1st Central is also committed to investing in and being

involved with the local community.

2013 is looking to be another exciting year, with the Guernsey calendar of events already filling up. 1st Central is pleased to join in celebrating Guernsey’s culture, history and community through involvement in a range of events, including Liberation Day, the Air Show and Proms on the Pier.

1st Central is also particularly proud to be a sponsor and supporter of the Guernsey College Football Academy. With the aim of starting in the 2013 autumn term, the Academy supports the development of the best young footballers in Guernsey in the 16-19 age groups not only through a sports coaching programme but also by developing their educational needs providing opportunities to continue studies at University and beyond. The Academy represents a natural fit with 1st Central’s business philosophy of nurturing talent and investing in the next generation for sustainable growth.

Ask anyone in the insurance market how they got into the job, and the reply that they ‘just kind of fell into the role’ will dominate responses. Insurance, despite its reputation, is however a highly rewarding and dynamic career path. As such, 1st Central is committed to promoting the diverse range of roles and careers available within a forward thinking insurance organisation. It is with this belief in mind that it is also due to announce the launch of its new graduate recruitment scheme, designed to preserve and cultivate the talent available in Guernsey and offer strong and sustainable career prospects.

In summary, 1st Central believes Guernsey is an ideal location for its headquarters and looks forward to building its business here further, whilst immersing itself in the thriving commercial and local community.

54 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 54

25/3/13 17:37:26

INSIDER VIEW | IAN BERESFORD

.

MIKE LEONARD

Deputy Group Chief Executive Officer Mike is one of the founding shareholders of the First Central Group. The Group was formed in 2008 and began trading in October 2008, selling motor policies via price comparison sites.

Prior to joining the First Central Group in 2008, Mike Leonard was Managing Director of Diagonal Underwriting Agency Limited, a Lloyd’s managing agency which established a new Syndicate for the Far Eastern market. Diagonal was wholly owned by IAG based in Australia. Mike joined Diagonal in 2006 having previously been the Managing Director of the Zenith UK group of companies, a group which

underwrote car insurance in the UK via a network of brokers.

Mike is a qualified CIMA accountant and has a degree in International Business & German.

Mike and his family love living near the beach at Port Soif and he really enjoys being entertained by his four children. Mike is a keen rugby fan, following not only Guernsey’s rather decent rugby team but also London Wasps and England whenever he can. Mike can sometimes be found at Footes Lane supporting Guernsey’s incredibly successful football team as well!

www.guernseychamber.com | DECEMBER 2011/JANUARY 2012 | CONTACT | 41

APR MAY CONTACT 2013.indd 55

25/3/13 17:37:32

Guernsey Chamber of Commerce Directory of Members

Private members NAME

TEL No

EMAIL

Mr Jon Bridel

714609

jonbridel@cwgsy.net

Mr Peter Budwin

716134

thewins@guernsey.net

Ms Fionnuala Carvill

f.carvill@gfsc.gg

Mr Geoff Colclough

239372

Mr Mike Collins

243434

gccolclough@yahoo.co.uk mcollins@guernsey.net

Mr Robert Cooney

256720

cooney@guernsey.net

John Curran

07781 125047

johnnycurran@hotmail.com

Mr Roger Dadd

245401

dadd@cwgsy.net

Mr Rupert Dorey

230711

rupertdorey@mac.com

Mr Fergus Dunlop

07781 117980

dunlop@guernsey.net tour.leader@birdmanofguernsey.com

Mr Tim Earl

266562

Mr Keneth Finch

259738

kenfinch58@hotmail.com

Mr Bernard Flouquet

254326

bernard@flouquet.com

Mr Julyan Gardener-Wheeler

266188

jgw@consultant.com garrett@cwgsy.net

Mr Mike Garrett

258227

M John Gollop

715099

Mr Stephen M Jones

235851

jonessm@guernsey.net

Mr Ronald Knight

715150

rgknight@cwgsy.net

Mr Jan Kuttelwascher

726312

jankuttelwascher@yahoo.co.uk

Mr Paul Luxon

07911 103460

pluxon@gmail.com

Mr Rhoderick Matthews

729642

rhodmat@aol.com

Mr Nick McCathie

266808

nick.mccathie@mccathie.gg

Ms Carla McNulty Bauer

723276

carlamcnultybauer@cwgsy.net

Mr Andy Morgan

258451

anmo75@hotmail.co.uk

Mr Steve Park

247592

stevepark@guernsey.net

Mr Tim Robins

256625

robins@cwgsy.net

Mr Roy Sarre

263930

madroy@cwgsy.net

Mr Norman Silvain

242173

norman@efaze.com

Mr Jeremy C S F Smithies

246675

smithies@guernsey.net

Mr John Stares

232790

j_stares@hotmail.com

Mr Martin John Storey

736917

martin.msci@cwgsy.net

Mr Carl Symes

724290

jardincache@cwgsy.net

Mrs Jenny Tasker

701528

jenny@taskeronline.com

Mrs Gillian Tidd

258402

sassafras@guernsey.net

Mr Jeff Vidamour

267048

jvidamour@cwgsy.net

Mr Tony Webber

07781 166349

anthonywebber@cwgsy.net

Mrs Ann – Margaret Whitaker

700386

offshore.properties@cwgsy.net

56 | CONTACT | APR / MAY | www.guernseychamber.com

APR MAY CONTACT 2013.indd 56

25/3/13 17:37:32

Guernsey Chamber of Commerce Directory of Members CONTACT

COMPANY NAME

TEL

CATEGORY

EMAIL

WEB

Ms Lauren Smyth

!OBAC

07766 518091

Mr Rene Brun

2E2

737000

COMPUTING

sales@2e2.gg

www.2e2.gg

Mr Sean Martin

2mi FINANCIAL SERVICES LTD

726277

FINANCIAL SERVICES

sean@2mi.gg

www.2mi.gg

Mr Paul Meadowcroft

A E MEADOWCROFT ENGINEERING 727715

ENGINEERING

aemengineering@cwgsy.net

Mrs S Lesbirel

A 1 DISTRIBUTORS LTD

748433

CLEANING SUPPLIES

sue@a1distributorsguernsey.com

Mrs Louise Hall

A O HALL ADVOCATES

723723

ADVOCATES

enquiries@aohall.com

www.aohall.com

Ms Viola Nyari

A+ ACCOUNTING LTD

246404

ACCOUNTANTS

info@aplusguernsey.co.uk

www.aplusguernsey.co.uk

Mr Jamie Falla

ABM LTD

728886

ARCHITECTS

atelier@mooarc.com

www.mooarc.com

A lauren@loughtoncontracts.com

Mr Graham Thoume

ABN AMRO (GUERNSEY) LTD

751000

BANKING

graham-thoume@gg.abnamro.com

www.abnamroprivatebanking.gg

Mr Frank Moon

ABN AMRO ASSET MGMT (GSY) LTD 751000

BANKING

frank.moon@gg.abnamro.com

www.abnamroprivatebanking.gg

Mr Wayne Bulpitt

ACTIVE GROUP LTD

711822

FINANCE

info@activeoffshore.com

www.activeoffshore.com

Mr Derek Knowles

ADMIRAL TRAINING & DEVELOPMENT CORP

251095

TRAINING

admiral@guernsey.net

Ms Georgette Scott

ADVANTAGE HR

730737

CONSULTANTS

info@advantagehr.gg

www.advantagehr.gg

Adv Mark Ferbrache

AFR ADVOCATES

743999

ADVOCATES

info@afradvocates.com

www.afradvocates.com

Mrs K Newman

AIRCRAFT SERVICING GSY LTD

265750

ENGINEERING

info@flyasg.co.uk

www.flyasg.co.uk

Mr Ian Campbell

AIRTEL-VODAFONE LTD

230030

TELECOMS

ian.campbell@airtel-vodafone.gg

www.airtel-vodafone.gg

Ms Kari Longan

ALBANY CHAMBERS

715105

ADVOCATES

info@albanychambers.co.uk

www.albanychambers.co.uk

Mr Anthony Holt

ALBANY TRUSTEE COMPANY LTD 724136

ADMINISTRATION

info@albanytrustee.com

www.albanytrustee.com

Mr Bruno Kay-Mouat

ALDERNEY SHIPPING CO LTD

724810

SHIPPING

bruno@aldshp.co.uk

Mr Christopher Fish

ALLIANCE CASH & CARRY LTD

246827

WHOLESALE

alliance@cwgsy.net

Mr David Ingrouille

ALPHA ESTATES LTD

729891

ESTATE AGENTS

david@alphaestates.net

www.alphaestates.net

Mr Jason Hunt

ALTERNATIVE SOLUTIONS LTD

701234

COMPUTING

info@asl.gg

www.asl.gg

Mr Chris Leach

AMALGAMATED FACILITIES

252111

PROPERTY

chris.leach@amalgamatedfm.com

www.amalgamatedfm.com

Mr Dennis Steer

AMYSONS (1978) LTD

245713

RETAIL

Mr Richard Ogier

ANNANDALE LTD

253088

BUILDING

richardo@annandale.gg

Ms Anne Drury

ANNE DRURY

722113

RETAIL

annedrury72@yahoo.com

Mr John Le Prevost

ANSON GROUP LTD

722260

FUND MANAGEMENT

reception@anson-group.com

www.anson-group.com

Ms Denise Fallaize

APAX PARTNERS GUERNSEY LTD 810000

FUND MANAGEMENT

den.gg.ggise.fallaize@apax.com

www.apax.com

Ms Gina Le Prevost

AP GROUP LTD

715757

EMPLOYMENT

gina@apgroupglobal.com

www.approvedpersonnel.com

Mr Gavin Ferguson

APPLEBY

755600

ADVOCATES

gferguson@applebyglobal.com

www.applebyglobal.com

Ms Tracey Van Zanten

AQUARIUS ACCCOUNTING SERVICES LIMITED

715611

ACCOUNTANTS

tracey@aquariusaccounting.gg

Mr G P J Wilson

AQUA-STAR LTD

244550

MARINE

aquastar@guernsey.net

Mr Jonathan Skillet

ARBORCRAFT LTD

265296

GARDEN/LAND

durango95@cwgsy.net

Mr David Archer

ARCHER

265650

MANAGEMENT CONSULTANCY darcher@cwgsy.net

Mr Bryan Smitheram

ARCHIVIST

251484

ARCHIVE SERVICES

trishsmitheram@cwgsy.net

Ms Sarah Nicholls

ARDEL HOLDINGS LTD

723573

TRUST & COMPANY ADMIN

enquiries@ardeltrust.com

www.ardelholdings.com www.argyllinvestment.com

www.aquastar.gg

Mr Mark MargettsSmith ARGYLL INVESTMENT SERVICES LTD 740044

FUND MANAGEMENT

argyll@argyllinvestment.com

Mr Hugh S E Roe

ARROWSMITH MARLOWE LTD

CLEANING CONTRACTORS

maria@arrowsmithmarlowe.com

Mr Robert Sinclair

ARTEMIS TRUSTEES LTD

729466

FINANCE

info@artemisci.com

www.artemisci.com

Mr Tim Booth

ASA RECRUITMENT

711133

EMPLOYMENT

tim@asa-recruitment.com

www.asa-recruitment.com

Ms Clare Tee

ASHTON BARNES TEE

724124

ADVOCATES NOTARIES

cat@guernseylegal.com

Mr Gary Naftel

ASLETT NAFTEL

736441

ARCHITECTS and surveyors

admin@aslettnaftel.com

www.aslettnaftel.com

Mr Patrick Wheeler

ATLANTIS MARINE LTD

258514

MARINE

info@atlantismarine.biz

www.atlantismarine.biz

Mr David Thompson

ATLAS CONSULTING GROUP

730500

CONSULTANCY

dt@atlas.guernsey.com

www.atlas.guernsey.com

Mrs Gee Marsh

AU CAPRICE

729721

RETAIL

gac@ocapel.com

Mr Clive Acton

AURIGNY AIR SERVICES

266444

AIRLINES

clive.acton@aurigny.com

www.aurigny.com

Mr Nick Martel

AVANT GARDEN GUERNSEY LTD

230566

RETAIL

avantgarden@cwgsy.net

www.avantgardenguernsey.com

Ms Alison Lythgoe

AVENUE FLOWERS & DESIGN

724442

RETAIL

florist@avenueflowers.net

www.floristguernsey.co.uk

Mr Arthur Pugh

AWS DESIGN & SIGN GROUP

728283

SIGNS

awsgroup@cwgsy.net

www.awsgroup@cwgsy.net

728801

www.guernseychamber.com | APR / MAY | CONTACT | 57

APR MAY CONTACT 2013.indd 57

25/3/13 17:37:33

Guernsey Chamber of Commerce Directory of Members CONTACT

COMPANY NAME

TEL

CATEGORY

EMAIL

WEB

B Mr Michael Penney

B & Q (RETAIL) LTD

713005

RETAIL

moneypenney@cwgsy.net

Mr Barry B Singleton

B & S BUILDERS

240138

BUILDING

Adv Simon Howitt

BABBE

713371

ADVOCATES

Odette Duerdon

BAILWICK OF GUERNSEY GUILD OF ACCREDITED GUIDES

07781 103808 CHARITY HOSPITALITY

o.i.duerden@gmail.com

Mr Tony Crawley

BANK JULIUS BAER & CO LTD

726618

tony.crawley@juliusbaer.com

BANKING

mail@babbelegal.com

www.babbelegal.com

www.juliusbaer.com

Mr Andrew Dempster

BANK OF CYPRUS (CI) LTD

716026

BANKING

andrew.dempster@gg.bankofcyprus.com

Mrs Nicolla Tanguy

BANK SARASIN & CO Ltd, GUERNSEY BRANCH

739801

BANKING

nikki.tanguy@sarasin.gg

Mr Garry Dayes

BARCLAYS WEALTH

755367

BANKING

garry.dayes@barclayswealth.com

www.barclayswealth.com

Mr Martyn Torode

BARRAS CAR CENTRE LTD

249915

MOTOR GARAGE

martyn@barrascarcentre.co.uk

www.barrascarcentre.co.uk

Mr Peter Baudains

BAUDAINS TRADE SUPPLIES

248822

MERCHANT

peter@btsgsy.com

www.btsgsy.com

ra Wild

BDO LIMITED

724561

ACCOUNTANTS

lara.wild@bdo.gg

www.bdo.gg

Ms Jane Duquemin

BECKFORDS FUNERAL SERVICES LTD 264202

FUNERAL DIRECTORS

enquiries@beckfords.com

www.beckfords.com

Mrs Annie Zunino

BEDELL CRISTIN ADVOCATES

812812

ADVOCATES

mark.helyar@bedellgroup.com

www.bedellgroup.com

Mr Luke Wheadon

BELLA LUCE HOTEL

238764

HOTEL AND CATERING

luke@bellalucehotel.com

www.bellalucehotel.com

Mr G Macrae

BEGHINS SHOES LTD

720981

RETAIL

Mr Colin E Langlois

BEST BOOKS LTD

253332

BOOK KEEPING

admin@BestBooks.gg

www.BestBooks.gg

Mr Chris Betley

BETLEY WHITEHORNE

725115

ADVERTISING&MARKETING

hello@betleywhitehorne.com

www.betleywhitehorne.com

Mr R J Dutnall

BETWAY LIMITED

746410

INTEENET LEISURE MARKETING bob.dutnall@betway.com

Mr B J Le Prevost

B K S LTD TRADING AS BEEKERS 200370

RETAIL

Mr Phil Le Cheminant

BLACK HORSE OFFSHORE LTD

710411

FINANCE

phillip.lecheminant@blackhorse.co.uk

Ms Jade Hall

BLACK VANILLA

729229

ADVERTISING MARKETING

jade@black-vanilla.gg

Ms La

www.betway.com

www.black-vanilla.gg

Mr James Roberts

BLANCHARD BUILD SUPLLIES

822722

BUILDING

jamesr@blanchard-ald.com

Mr Peter Howe

BLENHEIM GROUP

715200

ADMINISTRATION

info@blenheimgroup.com

www.blenheimgroup.com

Matt Le Huray

BLEUIT LTD

715200

COMPUTING CONSULTING

info@bleuit.com

www.bleuit.com

Dominic Bennett

BLIX LTD

706740

DESIGN INTERNET MARKETING dom@blix.co

www.blix.co

Mr Alan Roper

BLUE DIAMOND LTD

210280

GARDEN CENTRES

alan@bluediamond.gg

www.bluediamond.gg

Mr Mark Nightingale

BOATWORKS +

714224

MARINE

boatworks@cwgsy.net

www.boatworksguernsey.com

Mr Matthew Rolfe

BONSAI (MAL TRADING LTD)

200011

MANUFACTURING/RETAIL

info@bonsaigroup.gg

www.bonsaigroup.gg

Mr John Merrien

BOOKS & COMPANY LTD

07781 106688 CHARTERED ACCOUNTANT

john.merrien@cwgsy.net

www.booksandcompany.gg

Mr Luke Huntley

BOOTS THE CHEMIST LTD

723565

RETAIL

luke.huntley@boots.com

Mr Martyn C Renouf

BORDAGE MONUMENTAL WORKS LTD

721415

BUILDING & MONUMENTAL MASONS

Mr Peter Radford

BORDEAUX SERVICES (GSY) LTD 715167

FUND MANAGEMENT

peter.radford@bordeauxservices.com www.bordeauxservices.com

Mr Matt Watson

BROOKS MACDONALD

815555

INVESTMENT SERVICES

matt.watson@brooksmacdonald.com www.brooksmacdonald.com

Mr R Karim

BOULANGERIE VICTOR HUGO

714714

HOTEL & CATERING

boulangerievh@cwgsy.net

www.boulangerie.gg

Miss Rowena Morris

BPP PROFESSIONAL EDUCATION 266176

TRAINING

rowenamorris@bpp.com

www.bppoffshore.com

Mrs Sarah Hancock

BREHON LTD

233009

ACCOUNTANTS

Accountants@brehon.co.uk

www.brehon.co.uk

Mr Adrian Clayton

BREWIN DOLPHIN LTD

736682

BANKING

adrian.clayton@brewin.co.uk

www.brewin.co.uk

Mr Barry Le Pelley

BRIDGEWATER LIMITED

722221

ACCOUNTANTS

barry@bridgewater.co.gg

www.bridgewater.co.gg www.brittain-hadley.com

Mr Graham Hollingsworth BRITTAIN HADLEY PARTNERSHIP

713573

SURVEYORS

graham.hollingsworth@bhg.eu.com

Adv Adrian Brown

Browns Advocates

740002

ADVOCATES

adrian.brown@brownsadvocates.com www.brownsadvocates.com

David Clarke

BSG RESOURCES LTD

812020

ADMINISTRATION FINANCE

david.clak@bsgresources.gg

Mr Stephen J Jacobs

BUILDING & TECHNICAL SERVICES C.I. LTD

715530

BUILDING

steve@airconditioning.je

Mr John Robinson

BUTTERFIELD BANK (GUERNSEY) LTD

711521

BANKING - PRIVATE

john.robinson@gg.butterfieldgroup.com www.butterfieldbank.gg

Mr Stephen Ainsworth

BWCI GROUP

728432

ACTUARY

mail@bwcigroup.com

www.bsgresources.com

www.bwcigroup.com

58 | CONTACT | APR / MAY | www.guernseychamber.co4

APR MAY CONTACT 2013.indd 58

25/3/13 17:37:33

Guernsey Chamber of Commerce Directory of Members CONTACT

COMPANY NAME

TEL

CATEGORY

EMAIL

WEB

C Mr Marc Laine

C5 ALLIANCE LIMITED

07781 1011145 COMPUTING/IT/COMMS

marc@c5alliance.com

www.c5alliance.com

Ms Jess Bisson

CABLE & WIRELESS GSY LTD

757501

jess.bisson@cw.com

www.cwguernsey.com

Mr Nick Barton

CAMPBELL & BLOESE LTD

244433

CONSULTANCY

admin@campbell-bloese.com

www.campbell-bloese.com

Mr Andy Le Flem

CAPELLES BUILDING STORES LTD 245897

BUILDING SERVICES

andy@capelles.co.uk

www.capelles.co.uk

Mr Andre Lenormand

CAPITAL PVC BUILDING SUPPLIES LTD

MERCHANT

capitalpvc@cwgsy.net

726151

TELECOMMUNICATIONS

Mr Eric Caplain

CAPLAIN GLASSHOUSE LTD

244159

BUILDING

caplainglass@guernsey.net

www.caplainglass.com

Mr Tim Bush

CAREY GROUP

737203

PENSION PROVIDERS

tim.bush@careygroup.gg

www.careygroup.gg

Ms Emma Mauger

CAREY OLSEN

727272

ADVOCATES

emma.mauger@careyolsen.com

www.careyolsen.com

Mr A Bran

CARPET SELECTION CENTRE (C.I.) LTD

725156

RETAIL

tony.carpetselection@cwgsy.net

Mr P Freeman

CATHERINE BEST

237771

JEWELLERS

paul@catherinebest.com

www.catherinebest.com

Mr Philip Smith

CBO PROJECTS

07781128208

COMPUTING CONSULTANTS

philip.smith@cboprojects.com

www.cboprojects.com

Mrs Allison Forman

CELARO LTD

724721

RETAIL

celaro@cwgsy.net

Mr Carl Ceillam

THE CHAIN LIMITED

257008

COMPUTING

carl@chainci.com

www.chainci.com

Mr Martyn Mahe

CHANDLER BACKER & CO

254550

ACCOUNTANTS

info@chandlerbacker.com

www.chandlerbacker.com

Mr Alex Lindsay

CHANNEL INSURANCE BROKERS LTD

726971

INSURANCE

cib@channelinsurancebrokers.co.gg

www.channelinsurancebrokers.co.gg

Mr John Litchfield

CHANNEL ISLAND CERAMICS

234000

DISTRIBUTION

mail@channelislandceramics.com

www.channelislandceramics.com

Mr Stuart Ayres

CHANNEL ISLAND DATA SERVICES LTD 720028

DEBT RECOVERY

stuart@offshorecreditcheck.com

www.offshorecreditcheck.com

Mr Derek Tomlin

CHANNEL ISLAND POSTAL BID SALES

MAIL ORDER

dtomlin@cipostalbids.co.uk

727353

Mrs Susie Andrade

CHANNEL ISLANDS SKILLS ACADEMY 244904

TRAINING

susie@cisa.gg

www.cisa.gg

Mr Andrew Deane

CHANNEL ISLAND TOYS

EMBROIDERERS

citoys@channel-teddy.co.uk

www.channel-teddy.co.uk

Mr Colin Macleod

CHANNEL ISLANDS CO-OPERATIVE 245802 SOCIETY LTD

RETAIL

colin@ci-coop.com

Mr N Robert

CHANNEL ISLANDS MOTOR FACTORS LTD 248411

MOTOR GARAGE

nigel.cimf@guernsey.net

Ms Gillian Smart

CHANNEL TELEVISION LTD

241888

TELEVISION BROADCASTING

gillian.smart@channeltv.co.uk

Mr Toni Clayton

CHANNEL WELDERS LTD

246262

ENGINEERING

toni.clayton@channelwelders.gg

Mr David Corson

CHATEAUX ESTATE AGENCY LTD

244544

ESTATE AGENTS

david@chateaux.gg

www.chateaux.gg

723871

www.guernsey.net/mcimf/index.html

Mr David Cherry

CHERRY GODFREY FINANCE LTD

711666

BANKING

dcherry@cherrygodfrey.com

www.cherrygodfrey.com

Mr David Cherry

CHERRY GODFREY INSURANCE SERVICES LTD

711666

INSURANCE

insurance@cherrygodfrey.com

www.cherrygodfrey.com

Mr Philip Collinson

CHRISTIES LEISURE GROUP

724379

HOTEL & CATERING

manager@christiesrestaurant.com

www.christiesrestaurant.com

Mr Nick England

CIA LIMITED

725020

FUND MANAGEMENT

nick@cia.gg

www.cia.gg

728911

WHOLESALE

cilighting@cwgsy.net

Mr Roy Rogers

C I LIGHTING LTD

Ms Claire Bosq Scott

CLAIRE BOSQ SCOTT 4 STAR SERVICES 07797 828950

Mr Karl Richards

CLEGG GIFFORD & CO LTD

728987

Mr A H G Dick-Cleland

CLELAND & CO LTD

Mr B H Bisson

CLIMATE CONTROLS LTD

contact@cbs4starservices.com

www.cbs4starservices.com

INSURANCE

gsy@cglloyds.co.uk

www.cglloyds.co.uk

740205

ACCOUNTANTS

info@cleland.gg

713588

ENGINEERING

mail@climate-controls.com

www.climate-controls.com www.closdevaulcreux.co.uk

Ms Leigh Gibbins

CLOS DE VAUL CREUX

832527

CATERING

leighgibbins@cwgsy.net

Mr James Blower

CLYDESDALE BANK INTERNATIONAL 754929

BANKING

james.blower@clydesdalebankinternational.gg www.clydesdalebankinternational.com

Ms Anna Woodall

COAST MEDIA

735450

ADVERTISING & MARKETNG

katie@coastmediaci.com

www.coastmediaci.com

Mr Nick Ferris

COGENT LTD

706789

TRUST & COMPANY ADMIN

nick.ferris@cogentlimited.com

www.cogentlimited.com

Mr Iain Beresford

COLLAS CRILL GROUP SERVICES (GUERNSEY) LTD

734212

ADVOCATES

iain.beresford@collascrill.com

www.collascrill.com

Mr Gareth Nicolle

COLLENETTE JONES LTD

246324

ACCOUNTANTS

gareth@cjco.gg

www.cjco.gg

Mr Charlie Roger

COLLINS STEWART WEALTH MANAGEMENT

712889

WEALTH MANAGEMENT

croger@collinsstewart.com

www.collinstewartwealth.com

Mr Steve Marie

COMPROP (C.I.) LIMITED

01534 631409

PROPERTY

Mr Jan Milner

CONDOR FERRIES

729666

FERRY OPERATOR

jan.milner@condorferries.co.uk

www.condorferries.com

Mr Richard Bush

CONTINUITY SOS LTD

266799

COMPUTING CONSULTANTS

richard.bush@continuity-sos.com

www.continuity-sos.com

Mr Trevor Cooper

COOPER BROUARD LTD

236039

ESTATE AGENTS

trevor@cooperbrouard.com

www.cooperbrouard.com

enquiries@compropci.com

www.guernseychamber.com | APR / MAY | CONTACT | 59

APR MAY CONTACT 2013.indd 59

25/3/13 17:37:33

Guernsey Chamber of Commerce Directory of Members CONTACT

C

COMPANY NAME

TEL

CATEGORY

EMAIL

WEB

Mr Jonathan Coyde

COPPOLO & COYDE LTD

247248

CONSULTANCY

jonathan@copcoy.com

www.copcoy.com

Mrs Corinne Joy

CORINNE JOY

710615

TRANSLATOR & INTERPRETER

corinne.joy@cwgsy.net

Mr Paul Elliot

CORPORATE INVESTIGATIONS GUERNSEY

07781 106629

PRIVATE INVESTIGATORS

pec@cwgsy.net

www.corporateinvestigations guernsey. com

Mrs Corrine Bacon

CRANFORD ESTATE AGENCY LTD

243878

ESTATE AGENTS

sales@cranfords.co.uk

www.cranfords.co.u www.guernsey-cream.com

Mr P Kluyver

CREAM SERVICES (GSY) LTD

246324

IMPORT/EXPORT

p.kluyver@guernsey-cream.com

Mr A Creasey

CREASEY’S LTD

720203

RETAIL

anthony.creasey@creaseys.com

www.creaseys.com

Mr James Barker

CREATE LIMITED

259333

ARCHITECTS

info@create-architecture.com

www.create-architecture.com

Mr Roy McGregor

CREDIT SUISSE (GSY) LTD

719000

BANKING

guernsey.location@credit-suisse.com

www.credit-suisse.com/guernsey

Ms Anne Bigeard

CREDIT SUISSE TRUST LTD

719100

TRUST & COMPANY ADMIN

anne.bigeard@credit-suisse.com

www.cstrust.com

Ms Alyson Finer

CRESCENT BUILDINGS LTD

790109

COMMERCIAL PROPERTY LANDLORD alysonfiner@yahoo.co.uk

Mr Andrew Dyke

CRESSWELL,CUTTLE & DYKE

726461

ARCHITECTS

Ms Jo Porritt

CROWD MEDIA LTD

07911 711114 MEDIA CONSULTANTS

mail@ccd-architects.com

www.ccd-architects.com

jo@crowdmedia.co.uk

www.crowdmedia.co.uk

D Mr J B Kempson

D.D.S. ARCHIVE STORAGE LTD

720113

ARCHIVE SERVICES

ddsarchive@cwgsy.net

Mr Tim Vidamour

DA NELLO LTD

721552

HOTEL & CATERING

admin@danello.gg

Mr B R De Jersey

DE JERSEY, B R

247356

FRENCH POLISHER

bdejersey@cwgsy.net

Mr Rick Garrard

DELOITTE LLP

724011

ACCOUNTANTS

rgarrard@deloitte.co.uk

www.deloitte.co.uk

Mr David Inder

DESIGN VILLAGE LTD

232773

MANUFACTURING

dave.inder@designvillage.gg

www.designvillage.gg

Mrs Carol Kilby

DEXION CAPITAL (GUERNSEY) LTD 743940

FUND MANAGEMENT

jayne.robilliard@dexioncapital.com

www.dexioncapital.com

Mr Andreas Tautscher

DEUTSCHE BANK INT LTD

702000

BANKING

andreas.tautscher@db.com

www.dboffshore.com

www.danello.gg

Mrs DianaThompson

DIANA THOMPSON - NOTARY PUBLIC 730959

NOTARIES

diana@guernseynotary.com

www.guernseynotary.com

Mr Colin S Le Conte

DIGIMAP LTD

700321

MAPPING

colin@digimap.gg

www.digimap.gg

Mr Roger Seaforth

DIRECT SOCIAL SERVICES LTD T/A DPS LOCUMS

255588

AGENCIES

rseaforth@guernsey.net

www.dpslocums.com

Mr John Nelson

DIXCART TRUST CORP LTD

723996

FIDUCIARY

john.nelson@dixcart.co.gg

www.dixcart.com

Mr Martyn Duquemin

DOMESTIC HEATING SERVICES (WHOLESALE) LTD

725460

MERCHANT

martyn@dhs.gg

www.dhs.gg

Mrs Mandy Trotter

DOMINION FUND MGMT LTD

734344

FUND MANAGEMENT

mandy.trotter@dominion-funds.gg

www.dominion-funds.com

Mr Adrian Ashman

DOREY LYLE & ASHMAN LTD

258123

CONSULTANCY

dlashman@cwgsy.net

Mr Pierre J Payne

DOYLE MOTORS LTD

724025

MOTOR GARAGE

pierre@doylemotors.co.uk

Mrs Anne Drury

DRURY (ANNE)

722113

RETAIL ANTIQUE DEALER

annedrury72@googlemail.com

www.doylemotors-honda.co.uk

Mr Magnus Piffl

DUKE OF NORMANDIE HOTEL

721431

HOTEL & CATERING

enquiries@dukeofnormandie.com

www.dukeofnormandie.com

Mr H B Sarre

DWA (ARUNDELL, D W & CO LTD)

246844

RETAIL

dwa@dwaflooring.co.uk

www.dwaflooring.com

E.A. CAREY (EUROPE) LTD

747751

MAIL ORDER

marcus@eacarey.co.uk

www.eacarey.co.uk

E Mr Marcus Jones Mr Jonathan Guillemet

EAST HARBOUR ASSOC LTD

712826

MANAGEMENT CONSULTANTS

jonathan@east-harbour.com

www.east-harbour.com

Mr Andy Allen

ECOSCREED (CI) LITD

457217

BUILDING

andy@ecoscreed.com

www.ecoscreed.com

Mr O E Faborsky

EATON PLACE INVESTMENTS LTD

721069

INVESTMENT SERVICES

centrumgsy@aol.com

Mr Chris Rowe

EFG PRIVATE BANK (C.I.) LTD

723432

BANKING

info@efgci.com

Mr Adam Turberville

E I STURDZA STRATEGIC MGMT LTD 707139

Ms Emma Mauger

ELM COMPLIANCE CONSULTANTS LIMITED

www.efggroup.com

FUND MANAGEMENT INVESTMENT ADVISERS & MGRS a.turberville@eisturdza.com

www.eisturdza.com

07781 109289

CONSULTANCY

www.elmcompliance.com

emma@elmcompliance.com

Mr Graham Parrott

ERNST & YOUNG LLP

717400

ACCOUNTANTS

eyguernsey@uk.ey.com

www.ey.com/channel_islands

Mr Paul Fletcher

E-Si LIMITED

200388

MECHANICAL & ELECTRICAL

paul@e-si.com

www.e-si.com

Mr Brian Evans

EVANS OFFICE INTERIORS

253277

OFFICE & BUSINESS EQUIPMENT info@evansofficeinteriors.com

Mr Andy Ogier

EXECUTIVE CAR SERVICES

07781 155545 TRANSPORT

executivecars@cwgsy.net

www.evansofficeinteriors.com www.executivecarsguernsey.com

60 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 60

25/3/13 17:37:34

Guernsey Chamber of Commerce Directory of Members CONTACT

COMPANY NAME

TEL

CATEGORY

EMAIL

WEB

Adv Felicity Haskins

F HASKINS & CO

721316

ADVOCATES

haskins@haskins-co.com

www.haskins-co.com

Mr David Falla

FALLA ASSOCIATES INT. LTD

728020

ARCHITECTS

dfalla@falla.com

www.falla.com

mlanglois@ferryspeed.com

www.ferryspeed.com

www.firstcall.co.gg

F Mr Martyn Langlois

FERRYSPEED (GUERNSEY) LTD

249094

FREIGHT DISTRIBUTION

Mr D J Finnigan

FINIGAN & GIBSON

247290

BUILDING

Miss Tina Quertier

FIRSTCALL RECRUITMENT LTD

714634

EMPLOYMENT

info@firstcall.co.gg

Mr Terry Ferbrache

FLETCHER SPORTS LTD

724114

RETAIL

fletchersports@hotmail.com

Mrs Becky Machon

FOCUS HR SOLUTIONS LTD

728824

HUMAN RESOURCES

katie@focushrs.com

www.focushrs.com

Mr K Bienvenue

FOREST STORES LTD

238395

RETAIL

foreststores@cwgsy.net

Mr J Brache

FRAMECRAFT LTD

254184

ART GALLERIES

framecraft@cwgsy.net

Ms Lisa Davey

FRENCH ACCENTS

248500

RETAIL

french.accents.plus@cwgsy.net

Mrs S Garbutt

FUEL SUPPLIES (C.I.) LTD

200800

FUEL & ENERGY DISTRIBUTION s.garbutt@fsci.co.uk

www.fsci.co.uk

Mr Alex Fuller

FULLER GROUP LTD

730702

PROPERTY

contact@fullergroup.co.uk

www.fullergroup.co.uk

Mr Steve Vowles

FULTURA LTD

710047

COMPUTING

info@fultura.net

www.fultura.net

Mr Richard Fleming

FUMOTO ENGINEERING OF EUROPE LTD 716987

AGENCIES

sales@fumoto-valve.com

www.fumoto-valve.com

Mr Paul N Briggs

FUSION SYSTEMS LTD

721031

COMPUTING

enquiry@fusion-systems.com

www.fusion-systems.com

266281

BUSINESS SERVICES

enq@fws.gg

www.fws.gg & www.guernsey-jobs.com

Mrs Andrea Dudley-Owen FWS LTD

G Mr Bob Le Bargy

G4S Secure Solutions (Guernsey) Ltd 265133

FACILITIES MANAGEMENT

bob.lebargy@gg.g4s.com

www.g4s.gg

Mr Richard Jones

GARENNE CONSTRUCTION GROUP LTD 254262

BUILDING

enquiries@garenne.gg

www.garenne.gg

Mr Richard Mahy

GENERALI INTERNATIONAL LTD

714108

INSURANCE

richardmahy@generali-guernsey.com

www.generali-gi.com

Ian Robinson

GENERALI WORLDWIDE INSURANCE COMPANY

715400

INSURANCE

josmeed@generali-guernsey.com

www.generali-worldwide.com

Mr Ian Gilmour

GEOMARINE LTD

201015

ENGINEERING

chris.wrench@geomarine.gg

www.geomarine.gg

Rebecca Traynor

GIROSCOPE EMPLOYMENT & PAYROLL SERVICES

729020

EMPLOYMENT

rebecca@giroscope.gg

www.giroscope.gg

Mr Les Bichard

GLOBAL COMPUTING LTD

817000

COMPUTING

info@globalcomputing.co.uk

www.globalcomputing.co.uk

Mr Kelvin Seeds

GOLDRIDGE ESTATE AGENTS LTD

715600

ESTATE AGENTS

sales@goldridgeestateagents.com

www.goldridgeestateagents.com

Mr Graham Scott

GRAHAM SCOTT & CO

259380

MANUFACTURING

gscott@cwgsy.net

Mr Phil Le Roy

GRANITE LE PELLEY LTD

257610

BUILDING

phil.leroy@granitelepelley.gg

www.granitelepelley.gg

Mr Dave Clark

GRANT THORNTON SERVICES (GUERNSEY) LTD

753400

ACCOUNTANTS

dave.clark@gt-ci.com

www.gt-ci.com

Mr Greg Forino

GREG FORINO FLOORING LTD

259989

RETAIL

gregforino@cwgsy.net

Mrs C Goodlass

GRISNOIR GUEST HOUSE

727267

HOTEL & CATERING

office@grisnoir.co.uk

www.grisnoir.co.uk

721555

TRAINING

fiona.naftel@gta.gg

www.gta.gg

Ms Fiona Naftel

GTA UNIVERSITY CENTRE

Mr P R Sandwith

GUERNSEY AUTO & ELECTRICAL SUPPLY CO LTD

726644

MOTOR SERVICES&SUPPLIES

autoelec@cwgsy.net

www.guernseyautoelec.co.uk

Mr Alun Williams

GUERNSEY CAREERS SERVICE

733044

EDUCATION

awilliams@education.gov.gg

www.careers.gg

Mr David Meeks

GUERNSEY COAL

249858

MERCHANT

jo.guernseycoal@cwgsy.net

Mr Trevor Wakefield

GUERNSEY COLLEGE OF FURTHER EDUCATION

737500

EDUCATION

college@gcfe.net

www.cfe.edu.gg

Mr Dave Hollingsworth

GUERNSEY CONSERVATORIES

244789

BUILDING

gcs@conservatoryspecialist.com

www.conservatoryspecialist.com

Ms Shelaine Green

GUERNSEY DISABILITY ALLIANCE

07781 467316 CHARITY

info@disabilityalliance.org.gg

www.disabilityalliance.org.gg

Mr Alan Bates

GUERNSEY ELECTRICITY LTD

200700

FUEL & ENERGY DISTRIBUTION admin@electricity.gg

www.electricity.gg

Mr John Stares

GUERNSEY ENTERPRISE AGENCY

710043

COMPANY ADVISER

info@gea.gg

www.gea.gg

Mr Peter Niven

GUERNSEY FINANCE LBG

720071

FINANCE

info@guernseyfinance.com

www.guernseyfinance.com

Mrs Bridget Foss

GUERNSEY FLOWERS LTD

251929

MAIL ORDER

bridget@stanbrouard.com

Mr John Davies

GUERNSEY GAS LTD

724811

FUEL & ENERGY DISTRIBUTION jsd@i-e-g.com

www.sendabunch.co.uk www.i-e-g.com

Mr Rob Gill

GUERNSEY GLASS & WINDOW CO LTD 243535

MANUFACTURING

info@guernseyglass.gg

www.guernseyglass.gg

Mr Steve Williams

GUERNSEY HOUSING ASSOC

SOCIAL HOUSING

steve.williams@gha.gg

www.gha.gg

245530

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 61

APR MAY CONTACT 2013.indd 61

25/3/13 17:37:34

Guernsey Chamber of Commerce Directory of Members CONTACT

COMPANY NAME

TEL

CATEGORY

EMAIL

WEB

G Mrs Celia Allen

GUERNSEY LIFEBOAT GUILD

720414

SERVICES

Mr Gordon Snell

GUERNSEY OCCUPATIONAL SAFETY&HEALTH ASSOCIATION

cla@cwgsy.net

255774

EDUCATION

jcoyde@newtelsurf.com

www.gosha.org.uk

Mr Andy Ison

GUERNSEY PEARL LTD

07781138288

JEWELLERS

andyison@hotmail.com

www.guernseypearl.co.uk

Mr T Harland

GUERNSEY PHOTOGRAPHICS

724001

RETAIL

arcade@gsycomp.guernsey.net

Mr Boley Smillie

GUERNSEY POST LTD

733540

POSTAL SERVICES

rchilton@guernseypost.com

www.guernseypost.com

Mr J Marquand

GUERNSEY PRESS CO LTD

240240

PUBLISHING

jmarquand@guernsey-press.com

www.guernsey-press.com

Mr Alan Crowe

GUERNSEY RECYCLING LTD

245402

ENGINEERING

guernseyrecycling@cwgsy.net

Ms Emma Walton

GUERNSEY REGISTRY

743800

ADMINISTRATION

enquiries@guernseyregistry.com

Mr A R Vaudin

GUERNSEY SHEET METAL CO (1993) LTD

723617

ENGINEERING

gsmco@cwgsy.net

Ms M Falla

GUILLE-ALLES LIBRARY

720392

EDUCATION

maggiefalla@library.gg

www.library.gg

ged@hamiltonbrooke.com

www.hbgroup.com

www.guernseyregistry.com

H Mr Ged Kelly

HAMILTON BROOKE

714437

ADVERTISING & MARKETING

Miss Sally Wilkinson

HARBOUR TRUSTEES LTD

704800

TRUST & COMPANY ADMINISTRATION

mail@harbour.co.gg

Mr Brian Rice

HARBOUR VIEW CONSTRUCTION

714193

BUILDING

info@HVC.GG

www.harbourviewconstruction.co.uk

Mr Russell Adams

HARSCO INFRASTRUCTURE

723771

BUILDING

radams@harsco.com

www.harsco.com

Mrs Philippa Stahelin

HEADWAY GUERNSEY

07781 451310

CHARITY

shelaine2000@yahoo.co.uk

Mrs Ann Outram

HEALTHSPAN GROUP LTD

711321

MAIL ORDER

headoffice@healthspan.co.uk

www.thisisguernsey.com/ headwayguernsey www.healthspan.co.uk

Mr John Dodsworth

HERALD PRINT

737100

PRINTING

di@heraldprint.gg

www.heraldprint.gg

Mr Karl Bradley

HERITAGE GROUP INSURANCE BROKERS LTD

740000

INSURANCE

heritageib@heritage.co.gg

www.heritage.co.gg

Mr Richard J Tee

HERITAGE GROUP LTD

716000

FINANCIAL SERVICES

info@heritage.co.gg

www.heritage.co.gg

Mrs Margaret Spencer

HFL LIMITED

722066

TRUST & COMPANY ADMIN

admin@hfl.co.gg

www.hfl.co.gg

jamie.ashington@hmv.co.uk

www.hmv.com

Mr Jamie Ashington

HMV GUERNSEY LTD

749360

DISTRIBUTION

Mr John Hodder

HODDER LANDSCAPES

238128

GARDEN & LAND PREPARATION hodder@cwgsy.net

Mr Marc Maubec

HOLESHOT LTD

721313

RETAIL

holeshot@cwgsy.net

Mr Tim Holmes

HOLMES LTD

728806

ARCHITECTS

office@holmes.gg

Mrs Coryn Le Clerc

HOTEL REPRESENTATIVE A.G. GUERNSEY BRANCH

700132

MARKETING

hrag@cigsy.com

Mr Vince Colfer

HSBC BANK PLC

717705

BANKING

vince.colfer@hsbc.com

www.hsbc.co.uk

Mr Gary T Miller

HSBC PRIVATE BANK (GSY) LTD

759000

BANKING

gary.miller@hsbcpb.com

www.hsbcprivatebank.com

Mrs Beverley Griggs

HSSD OCCUPATIONAL HEALTH DEPARTMENT

707411

HEALTH

BGriggs@hssd.gov.gg

www.holmes.gg

Mr S F Champion-Smith

HUELIN-RENOUF SHIPPING (GSY) LTD736366

FREIGHT DISTRIBUTION

steve.championsmith@huelin-renouf.com www.huelin-renouf.com

Mr Julian P Hunt

HUNT BREWIN

728236

SURVEYORS

peter@huntbrewin.com

Mr Ian Brown

IAN BROWN’S CYCLE SHOP

721581

RETAIL

admin@ianbrowns.net

Mr Richard Lowe

ICONSULT LTD

724924

COMPUTING

richard.lowe@iconsultci.com

Mr S Argo

IDEAL FURNISHINGS LTD

736249

RETAIL

steveargo@cwgsy.net

Mr R Berry

ILEX LODGE LTD

237491

HOTEL & CATERING

berry@selfcatering.co.gg

Mr Stephen Gillman

IMAGE GROUP LTD

723456

ADVERTISING & MARKETING

info@imageci.com

www.imageci.com

Max Croughley

IPS ULTRA PRINT LTD

259188

INTERNET PRINTING

max@ipsultraprint.com

www.ipsultraprint.com

Jose Luis Romanillos

ISLA LTD

07781 146898 AGENCIES PUBLIC RELATIONS

enquiries@isla.gg

www.isla.gg

www.huntbrewin.com

I www.iconsultci.com

www.selfcatering.co.gg

62 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 62

25/3/13 17:37:34

Guernsey Chamber of Commerce Directory of Members CONTACT

COMPANY NAME

TEL

CATEGORY

EMAIL

WEB

I Mr David Noakes

IMMUNO BIOTECH LTD

722787

PHARMACEUTICAL MANUFACTURERS davidjnoakes@yahoo.co.uk

www.gcmat.eu

Mr Russell Isabelle

INDULGE MEDIA LTD

740073

ADVERTISING & MARKETING

russell@indulgemedia.com

www.indulgemedia.com

Mrs Sheila Innes

IN STEP

720586

RETAIL

sheila@instep.gg

www.instep.gg

Mr Glyn Smith

INSURANCE CORPORATION (C.I.) LTD 713322

INSURANCE

glyn.smith@insurancecorporation.com www.insurancecorporation.com

Mr Matthew Polson

INTEGRATED SKILLS (GSY) LTD

TECHNICAL CONSULTANCY

info@integrated-skills.com

Mr John Henry

INTELLIGENT MERCHANT SERVICES LTD

0844 2728361 BUSINESS CHIP & PIN PROVIDER j.henry@imerchantservices.co.uk

Mr Neil Alexander

INTERACTIVE SPORTS (CI) LTD

735900

Mr Michael Strachan

242700

www.integrated-skills.com www.intelligentmerchantservices.co.uk

INTERNET

angela.lowe@sportingbet.com

INTERNATIONAL ASSET MONITOR LTD 716575

INVESTMENT ADVISERS & MANAGERS

michael.strachan@international assetmonitor.com

www.internationalasset monitor.com

Mr Neil Shaw

INTERNATIONAL ENERGY GROUP

715634

FUEL & ENERGY DISTRIBUTION

energy@i-e-g.com

www.i-e-g.com

Mr Chris Meinke

INTERNATIONAL LAW SYSTEMS LTD

723494

MANUFACTURING

info@ils-products.com

www.ils-products.com

Mr Nigel Hurford

INTERSPORT

200091

RETAIL

intersportguernsey@newtelsurf.com

Mr Mark Levrier

INTERSURGICAL (GSY) LTD

710767

MANUFACTURING

mol@intersurgical.co.uk

Mr M Cahill

INTERTRUST (GSY) LTD

211000

ADMINISTRATION

mick.cahill@intertrustgroup.com

www.intertrustgroup.com

Mr Ian Clarke

INTERTRUST FUND SERVICES (GSY) LTD 211000

TRUST & COMPANY ADMIN

ian.clarke@intertrustgroup.com

www.intertrustgroup.com

Mr M Cahill

INTERTRUST INT MANAGEMENT LTD 211000

TRUST & COMPANY ADMIN

mick.cahill@intertrustgroup.com

www.intertrustgroup.com

Mrs Jane A Le Maitre

INTERTRUST READS PRIVATE CLIENTS LTD

211000

TAX ADVISERS

jane.lemaitre@intertrustgroup.com

www.intertrustgroup.com

Ms Lauren Le Feuvre

INTRANSIT LIMITED

700066

HIRE

info@intransit.gg

www.intransit.gg

Mr Grant Cameron

INVESTEC ASSET MANAGEMENT

710404

FUND MANAGEMENT

grant.cameron@investecmail.com

www.investecfunds.com

Mr Steven Henry

INVESTEC BANK (CI) LTD

723506

BANKING

stephen.henry@investec-ci.com

www.investec-ci.com

Ms Avril Galsworthy

INVESTEC TRUST GUERNSEY LTD

711500

TRUST & COMPANY ADMIN

avril.galsworthy@investectrust.com

Mrs Helen Dyke

ISABELLE VETS LTD

723863

VETERINARY SERVICES

hdyke@isabellevets.co.uk

www.isabellevets.co.uk

Mr Chris Brock

ISLAND ANALYSIS LIMITED

716227

RESEARCH

call@islandanalysis.com

www.islandanalysis.com

Mrs Hannah Beacom

ISLAND COACHWAYS LTD

720210

TRANSPORT

hannah@icw.gg

www.icw.gg

Mr Richard Cowling

ISLAND ELECTRICS LTD

263598

BUILDING

ric@cwgsy.net

Mr Martyn Parr

ISLAND FM LTD

242000

RADIO STATION

martyn.parr@islandfm.com

Mr Trevor Mahy

ISLAND LOCK & SAFE CO LTD

714050

SECURITY INSTALLATIONS

trevor@ilsg.co.uk

Mr Ian Moxon

ISLAND MARINE CRAFT LTD

249294

MARINE

islandmarine@cwgsy.net

Richie McCurdy

ISLAND POSTURE CENTRE

07781 146007 HEALTH SERVICE/OFFICE SUPPLIERS info@islandposturecentre.com

Mr Dan Hubert

ISLAND WASTE LTD (Skips R Us/Circuit Skips/RF Mills)

235762

SERVICES

circuit@cwgsy.net

Mr P Rowe

ISLANDS INSURANCE

710731

INSURANCE

insure@islands-insurance.com

www.islands-insurance.com

Sarah Roberts-Byrne

ISLE OF SARK SHIPPING CO LTD

724059

AGENCIES

manager@sarkshippingcompany.com

www.sarkshippingcompany.com

Jodie Baker

ITCHYFEET RECRUITMENT AGENCY 722817

BUSINESS SERVICES

jodie@itchyfeet.gg

www.itchyfeet.gg

Mr R Parker

ITEX (GUERNSEY) LTD

710881

COMPUTING, IT/ TELECOMMUNICATIONS

richard.parker@itexoffshore.com

www.itexoffshore.com

Mr Colin H Bond

IT’S MURDER (CI) LIMITED

07781147688

EVENT MANAGEMENT

c@cwgsy.net

Mr Peter Campbell

JACKSONS (CI) LTD

235441

MOTOR GARAGE

petercampbell@jacksons.gg

www.jacksonsci.com

Mr Kevin Philp

J K WINDOW BLINDS

725911

RETAIL

jkwindowblinds@cwgsy.net

www.jkblinds.com

Mr Cato Johansen

JOHANSEN EXECUTIVE COACHING 736215

COACHING & MENTORING

cato@johansenexecutivecoaching.com www.johansenexecutivecoaching.com

www.islandfm.com

www.islandmarinecraft.co.uk www.islandposturecentre.com

J Mr John Gocher

JOHN GOCHER COMPUTING

740046

COMPUTING

sian@gocher.cc

www.gocher.cc

Miss Joanna Watts

JONES WATTS LTD

740071

ESTATE AGENTS

jo@joneswatts.com

www.joneswatts.com

Mr Peter Joy

JOYS PRODUCTION SERVICES

727117

CONFERENCE ORGANISERS

info@joys.com

www.joys.com

Mr Paul D Taylor

JT (GUERNSEY) LTD

888134

TELECOMMUNICATIONS

pauldtaylor@jtglobal.com

www.jtglobal.com

www.guernseychamber.com |APR / MAY 2013 | CONTACT | 63

APR MAY CONTACT 2013.indd 63

25/3/13 17:37:35

Guernsey Chamber of Commerce Directory of Members CONTACT

COMPANY NAME

TEL

CATEGORY

EMAIL

WEB

K Mr Alan Tacon

K DE P GLASS LTD

246861

MANUFACTURING

alant@kdep-glass.com

Mr Angus Kemp

KEMP LE TISSIER

253050

ACCOUNTANTS

angus@kempletissier.com

www.kempletissier.com

Mr Ian Walker

KINGS MILLS HOTEL LTD

257996

HOTEL & CATERING

info@fleurdujardin.com

www.fleurdujardin.com www.kleinwortbenson.com

Mrs Rachel Parrott

KLEINWORT BENSON

727111

FINANCIAL SERVICES

rachel.parrott@kbci.com

Mr Colin Knight

KNIGHT`S FLOORING SERVICES

714100

RETAIL

knightsflooring@cwgsy.net

Mr Chris Marquis

KOSANGAS (GUERNSEY) LTD

728844

FUEL & ENERGY DISTRIBUTION accountkgas@i-e-g.com

www.gsygas.com

Mr Mark Thompson

KPMG CHANNEL ISLANDS LTD

721000

ACCOUNTANTS

www.kpmg.com/channelislands

mrthompson@kpmg.guernsey.gg

L Mr A Chambers

LA COLLINETTE HOTEL LTD

710331

HOTEL & CATERING

reservations@lacollinette.com

www.collinette.guernsey.net

Mr S Dufty

LA FREGATE HOTEL

724624

HOTEL & CATERING

s.dufty@lafregatehotel.com

www.LaFregateHotel.com

Mr K Gallichan

LA POINTE FARM

267169

HOTEL & CATERING

lapointefarm@guernsey.net

www.lapointefarm.com

Ms Lisa Lechner

LA TRELADE HOTEL

235454

HOTEL & CATERING

reservations@latreladehotel.co.uk

www.latreladehotel.co.uk

Mr G A Power

LA VILLETTE HOTEL & LEISURE CLUB

235292

HOTEL & CATERING

reservations@lavillettehotel.co.uk

www.lavillettehotel.co.uk

Mr Jim Delbridge

LANGLOIS ROBERTSHAW & DELBRIDGE

246668

ADVERTISING & MARKETING

jim@lrandd.com

Mr Stephen Glencross

LAW AT WORK (C.I.) LTD

727155

BUSINESS SERVICES

enquiry@lawatworkci.com

Mel Norman

LE CACHE ACCOUNTING

252520

ACCOUNTANTS

lecacheaccounting@cwgsy.net

Mr S L Le Le Prevost

LE COIN TROPHIES

713277

SERVICES

lecoin@cwgsy.net

Mr T Ingrouille

LE FRIQUET PLANT CENTRE

259220

RETAIL

tony.ingrouille@lefriquetgardencentre.gg

Mr David Beausire

LE MONT SAINT GARAGE

264811

MOTOR GARAGE

dave@lemontsaint.co.uk

Mr G Botzenhardt

LE NAUTIQUE RESTAURANT

721714

HOTEL & CATERING

lenautiquerestaurant@msn.com

Mr Robert W Le Page

LE PAGE ROBERT W. ARCHITECTS & CHARTERED SURVEYORS

725239

ARCHITECTS

architect@rwlp.co.gg

www.rwlp.co.gg

Mr Chris Gnapp

LEAPFROG LTD

711188

EMPLOYMENT

jobs@leapfrogjobs.com

www.leapfrogjobs.com

Mr Stuart Platt-Ransom

LEGIS GROUP LTD

726034

TRUST & COMPANY ADMIN

stuart.plattransom@legisgroup.com

www.legisgroup.com

info@lesbuttes.com

www.lesbuttes.com

www.lescotils.com

Mr M Ozanne

LES BUTTES HOLIDAY COTTAGES

266363

HOTEL & CATERING

Mr & Mrs R T Pipet

LES COCQUERELS

254468

HOTEL & CATERING

Ms Nicky Terry

LES COTILS CHRISTIAN CENTRE

727793

CONFERENCE CENTRE

nickyt@lescotils.com

Mr Michael de Garis

LES GRANGES DES FLEURS

256879

HOTEL & CATERING

lesgrangesdesfleurs@cwgsy.net paine@cwgsy.net

www.lawatworkci.com

www.lemontsaint.co.uk

Mrs S A Paine

LES MERRIENNES SELF CATERING 263262

HOTEL & CATERING

Mr J Laine

LES VAUGRATS CAMPSITE

CAMPING SITES & EQUIPMENT enquiries@vaugratcampsite.com

www.vaugratcampsite.com

257568

Mr Steve Kail

LIBERATION MANAGEMENT LTD

740145

FINANCIAL SERVICES

steve@liberation.gg

www.liberation.gg

Mr Gregory Robert

LINCE SALISBURY LTD

735000

ACCOUNTANTS

grobert@lince-salisbury.com

www.lince-salisbury.com

Mr Andrew Morley

LINDUM CONSULT

264526

CONSULTANTS

lindumconsult@gmail.com

Mr Richard Bird

LINKS COMMUNICATIONS

248360

TELECOMMUNICATIONS

links@guernseynet

Miss Katrina Bray

LIQUID

728841

PUBLIC RELATIONS

katrina@weareliquid.com

www.weareliquid.com

Mr Simon Torode

LIVING ROOM LTD

233008

ESTATE AGENTS

info@livingroom.gg

www.livingroom.gg

Mr Mike Starkey

LLOYDS TSB OFFSHORE LTD

708023

BANKING

mike.starkey@lloydstsb-offshore.com

Mr Charles S Billson

LONG PORT PROPERTIES LTD

728721

PROPERTY

steve.brehaut@long-port.com

Mr Colin Bridle

LOUVRE GROUP LTD

727249

TRUST & COMPANY ADMIN

info@louvregroup.com

www.louvregroup.com

Mr C M Lovell

LOVELL & PARTNERS LTD

723630

ESTATE AGENTS

info@lovellsproperty.com

www.lovellsproperty.com

Mr Andrew Ozanne

LOVELL OZANNE & PARTNERS LTD

235397

ARCHITECTS

admin@lovellozanne.com

www.lovellozanne.com

Mr Adam Prosser

LUCAS FREIGHT LTD

724480

FREIGHT DISTRIBUTION

mail@lucasfreight.com

www.lucasfreight.com

64 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 64

25/3/13 17:37:35

Guernsey Chamber of Commerce Directory of Members CONTACT

COMPANY NAME

TEL

CATEGORY

EMAIL

WEB

M Mr Adrian Machon

MACHON ACCOUNTING LTD

252800

ACCOUNTANTS

adrian@machonaccounting.com

Mr Robert Read

MAPPIN AND WEBB

723621

RETAIL

m&wguernsey@mappin-and-webb.co.uk www.mappin-and-webb.co.uk

www.machonaccounting.com

Mr David Coleman

MARINE & GENERAL LTD

245808

ENGINEERING

gcc@mge.gg

Mr Alan Green

MARINE ELECTRONICS LTD

253181

MARINE

sales@marine-electronics.co.uk

www.marine-electronics.co.uk

Mr Giles Shepherd

MARKETING ASSIST LTD

08456 521922 MARKETING

marketing@marketingassist.co.uk

www.marketingassist.co.uk

info@marlboroughtrust.com

Mr Nick Hannah

MARLBOROUGH TRUST CO LTD

713100

TRUST & COMPANY ADMIN

Mr Paul Martel

MARTEL DESIGN LTD

258244

ARCHITECTURAL TECHNOLOGIST marteldesign@cwgsy.net

www.marteldesign.net

Mr P J Le Cheminant

MARTEL MAIDES ESTATE AGENTS

713463

ESTATE AGENTS

info@martelmaides.co.uk

www.martelmaides.co.uk www.martel-dunn.com

Mrs Sandra Martel-Dunn MARTEL-DUNN RECRUITMENT

730565

EMPLOYMENT

recruit@martel-dunn.com

Mr D J Chamberlain

MARTIN O’MEARA LTD

734444

WHOLESALE

davec@momeara.co.uk

Mr D Mauger

MAUGER D P, ELECTRICAL CONTRACTOR

265892

BUILDING

davemauger@cwgsy.net

www.marlboroughtrust.com

Mr Ray Blakely

MAYFIELD INVESTMENT S LTD

239075

ARCIVE SERVICES/PROPERTY

ray.blakely@cwgsy.net

www.guernseyselfstore.com

Mr Michael Grime

MAYSIDE RECYCLING

247599

RECYCLING

mayside.recycling@cwgsy.net

www.maysiderecycling.co.uk

Mr Ian Basforth

McCATHIE ASSOCIATES LTD

714334

CIVIL ENGINEERING

i.bashford@malgsy.com

www.malgsy.com

Mrs Ann Robilliard

MEDIATION SOLUTIONS

263176

CONSULTANCY

envcons@guernsey.net

Mr Stuart Le Maitre

MEDICAL SPECIALIST GROUP

238565

HEALTH

stuartlemaitre@msg.gg

Mrs Natasha Tostevin

MELODY PRESS PRINTERS

245596

PRINTING

natasha@melodypress.com

Mr Mark Gill

MERCATOR TRUST COMPANY LTD

234200

ADMINISTRATION

sharon.mcmillan@mercatortrust.com

CATERING EQUIPMENT SUPPLIERS jgreening@mercurydistribution.com

www.medicalspecialistgroup.gg

www.mercatortrust.com

Mr James Greening

MERCURY DISTRIBUTION LTD

721122

Ms Michelle Hilton

MICHELLE HILTON DESIGN

07781 464600 INTERIOR DESIGN

Miss A Collins

MICOL & PARTNERS

724136

ACCOUNTANTS

contact@micol-partners.co.gg

Mr Tim Millard

MILLARD & CO LTD

720777

MOTORCYCLE

millards@cwgsy.net

Mrs Mary L Le Poidevin

MISS NOB LADIES’ INT. FASHIONS 721800

RETAIL

lepoidevinlaforge@cwgsy.net

Mr Stefan Jordaan

MOMENTUM WEALTH INT LTD

INVESTMENT ADVISERS MGRS stefan.jordaan@momentum.co.gg

Ms Toni Elderfield

MONARCH VULCANISING SYSTEMS LTD 241024

MANUFACTURING

Mr Phil Soulsby

MONDOMUNDI

07781 132686

RETAIL

phil.soulsby@mundigroup.com

www.mondomundi.com

Rachel Le Flock

MONTAGU EVANS CI LTD

742280

ESTATE AGENTS

rachel@montagu-evansci.com

www.montagu-evansci.com

Mr L E Spurrier

MOORE STEPHENS

721769

ACCOUNTANTS

lance.spurrier@moorestephens-guernsey.com

Mr Nello Ciotti

MORA RESTAURANT AND GRILL

715053

RESTAURANT

mora@cwgsy.net

www.mora.gg www.morgansharpe.com

735480

info@michelehilton.com

www.michellehilton.com

www.millards.org

www.momentum.co.gg

toni.elderfield@monaflex.com

Ms Serena Tremlett

MORGAN SHARPE ADMIN LIMITED 735540

FINANCIAL SERVICES

serena@morgansharpe.com

Adv Robert Shepherd

MOURANT OZANNES

739344

ADVOCATES

robert.shepherd@mourantozannes.com www.mourantozannes.com

Martin J Sandle

MS&CO

701521

ACCOUNTANTS

MJS701521@aol.com

Mr Simon Golland

MSD INTERNATIONAL LIMITED

265999

CONSULTANCY

simon.golland@msdinternational.com www.msdinternational.com

Mr Steve Le Poidevin

MUSE

727101

CATERING

steve.lepoidevin@cwgsy.net

Mr M Paint

N ST J PAINT & SON LTD

721096

RETAIL

paint@guernsey.net

Mr Clive Le Tissier

NASHCOPY C.I. LTD

712808

OFFICE & BUSINESS EQUIPMENT i@nashcopy.com

www.nashcopy.com

Mr Robin H Smith

NERINE TRUST COMPANY LTD

701300

TRUST & COMPANY ADMIN

robin.smith@nerine.com

www.nerine.com

Mrs June Goater

NETWORK DIRECT LTD

701400

INSURANCE

admin@network.gg

www.network.gg

Mr Jason Connolly

NEXT GENERATION I.T. LTD

750750

INTERNET/COMPUTING

jason.connolly@ngit.co.uk

www.ngit.co.uk

Mr Nick Brett

NICK BRETT PROPERTY LTD

720123

PROPERTY SERVICES

nick@brettproperty.com

www.brettproperty.com

Mr Nigel Duquemin

NIGEL DUQUEMIN & CO LTD

233144

ARCHITECTURAL TECHNOLOGIST nigel@duquemin.com

Mrs Sue Garrett

NORDBEN LIFE & PENSION INSURANCE CO LTD

702903

INSURANCE

www.muse.gg

N

sue.garrett@nordben.com

www.nordben.com

www.guernseychamber.com |APR / MAY 2013 | CONTACT | 65

APR MAY CONTACT 2013.indd 65

25/3/13 17:37:35

Guernsey Chamber of Commerce Directory of Members CONTACT

COMPANY NAME

TEL

CATEGORY

EMAIL

WEB

N Mr Tony Gallienne

NORMAN PIETTE LTD

245801

BUILDING

tonyg@np-group.com

www.norman-piette.com

Mr C Schofield

NORMANDIE GROUP LTD

253953

INSURANCE

chris.schofield@hepburns insurance.com

www.normandie-group.com

Mr Ross Preston

NOVA INVESTMENT MGMT LTD

235335

INVESTMENT ADVISERS & MANAGERS

info@novagroup.com

Mr Tony Gallienne

NP HOLDINGS LIMITED

244383

BUILDING

tonyg@np-group.com

Mr Mark Graves

NSEW

247500

COMPUTING

mark.graves@nsew.com

www.nsew.com

Mr David Willis

OAK TRUST (GUERNSEY) LTD

749273

FINANCE

dwillis@oaktrust.co.uk

www.oaktrust.co.uk

Mr M de Laune

OCS–ONE COMPLETE SOLUTION LTD 244048

CLEANING CONTRACTORS

mikedelaune@ocs.co.uk

www.ocs.co.uk

ODEY WEALTH MANAGEMENT CI

INVESTMENT ADVISERS & MANAGERS

fundresearch@odey.com

www.odeywealth.com www.regutil.gg

O Mr Geoff Marson

743601

Ms Lisa White

OFFICE OF UTILITY REGULATION

711120

UTILITIES REGULATOR

info@regutil.gg

Mr Tony Veron

OFFICE PROJECTS

234490

OFFICE SUPPLIES

tonyveron@officeprojects.gg

Mr Matthew Sirett

OFFICE SOLUTIONS (GSY) LTD

722992

OFFICE & BUSINESS EQUIPMENT matt@osguernsey.com

Mr Sean Conlan

OFFSHORE BUSINESS FOCUSED SOLUTIONS LTD

07781 105494

CONSULTANCY

www.osguernsey.com

sean.conlan@obfsl.com

Mr Will Morgan

OFFSHORE CONSULTING LTD

236509

CONSULTANCY

will.morgan@ocgsy.co.uk

Mr Steve Marshall

OFFSHORE ELECTRONICS LTD

712721

MANUFACTURING

steve@offshore-electronics.co.uk

www.offshore-electronics.co.uk

Mr Peter Grange

OFFSHORE INT ADVERTISING LTD

716606

ADVERTISING & MARKETING

denise@oi-you.com

www.oi-you.com

Mr Gary Hill

OFFSHORE LOGIC LTD

728334

COMPUTING - SOFTWARE SERVICES gary@offshorepayroll.com

www.offshorelogic.co.uk

Mr Jason Cook

OFFSHORE MONEY MARKETS (CI) LTD

720193

BROKERS

jasonc@cwgsy.net

Ms Claire Long

OGIER

721672

ADVOCATES

gsy@ogier.com

www.ogier.com

Mrs Val Benoist

OGIER’S OF ST MARTINS

237331

RETAIL

thebenoists@cwgsy.net

Mrs Clare McArdell

OHCI LTD

713330

HEALTH

clmcardell@cwgsy.net

www.oh-ci.co.uk

Mrs Michelle Morley

OGH HOTEL & SPA

724921

HOTEL & CATERING

mmorley@rchmail.com

www.theoghhotel.com

Mr Chris Oliver

OLIVER & COMPANY

251683

MANAGMENT CONSULTANTS

chris@oliver-company.com

www.oliver-company.co.uk

Mr Peter Mills

OPTIMUS GROUP LTD

755690

CONSULTANTS

peter.mills@optimusgrouplimited.com

www.optimusgrouplimited.com

Mr Shane Giles

OPUS PRIVATE LTD

754700

TRUST & COMPANY ADMIN

info@opusprivate.com

www.opusprivate.com

Mr Steve Falla

ORCHARD PRESS & PUBLIC RELATIONS LTD

240600

PUBLIC RELATIONS

steve@orchardpr.com

Mrs Jill Dawe

ORION INSURANCE MGMT LTD

728864

INSURANCE

jan@orion-insurance.co.uk

www.orion-insurance.co.uk

Mr Nick Graham

OSA RECRUITMENT

712891

EMPLOYMENT

nick@osa.gg

www.osa.gg

Mr M B Gallienne

OUNSWORTH DECOR LTD

266194

BUILDING

ounsworth@cwgsy.net

Mr Rob Kerry

OUTDOOR GUERNSEY LIMITED

267627

LEISURE

ant@outdoorguernsey.co.uk

P & C DALEY (GSY) LTD

724000

CONSULTANCY

peter_daley44@hotmail.com

www.outdoorguernsey.co.uk

P Mr P K M Daley Mr C Ryan

PANDORA HOTEL

720971

HOTEL & CATERING

pandora@cwgsy.net

www.pandorahotel.co.uk

Heidi Soulsby

PARISH GROUP LTD

729002

TRUST ADMINISTRATION

info@parish-group.com

www.parish-group.com

Mr Denis O’Malley

PARTNERS GROUP (GSY) LTD

711690

FINANCE

denis.omalley@partnersgroup.net

www.partnersgroup.net

Mr Nigel Dutson

PAUL DAVIS FREIGHT SERVICES +44 845 5196995 FREIGHT DISTRIBUTION

nigel.dutson@pdfs.com

www.pdfs.com

Mr Paul Jonkmans

PAUL JONKMANS FINANCE LTD

267647

FINANCE

paul@pauljonkmansfinance.co.uk

Mr Mike Comerford

PAVILLION INTERIORS

256572

RETAIL

mike@pavillion.gg

www.pavillioninteriors

Mr Geoff Warren

PENTAGON HOME IMPROVEMENTS (GSY) LTD

714774

RETAIL

pentagon@guernsey.net

www.pentagonconservatories.com

Mr P N Vaudin

PERKINS CHARTERED CERTIFIED ACCOUNTANTS

724966

Mr Chris Blin

PERSONNEL APPOINTMENTS (1993) LTD 723221

ACCOUNTANTS

perkins@guernsey.net

BUSINESS SERVICES

recruit@pa.gg

www.pa.gg

66 | CONTACT |APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 66

25/3/13 17:37:35

Guernsey Chamber of Commerce Directory of Members CONTACT

COMPANY NAME

TEL

CATEGORY

EMAIL

WEB

P Mr David Chamberlain

PET PORTE LTD

265359

MANUFACTURING

Paul J Ninnim

PJ WEB DESIGN LIMITED

230966

INTERNET

Ms Lynda Sims

PLACING PEOPLE 1st

736444

RECUITMENT

vicky@placingpeople1st.co.uk

www.1strecruit.co.uk

Mr Nigel Mann

POLAR INSTRUMENTS LTD

253081

MANUFACTURING

nigel.mann@polarinstruments.com

www.polarinstruments.com

Mr David Inglis

POS INTERIORS

244718

DESIGN

info@posinteriors.com

www.posinteriors.com

Mr Mel Carvill

PPF PARTNERS LTD

754951

INVESTMENT SERVICES

info@ppfpartners.com

www.ppfpartners.com

Mr Paul Martin

PRICE BAILEY LTD INCORPORATING 715669 COLIN PICKARD & COMPANY

ACCOUNTANTS

paulm@pricebailey.gg

Mr Steve Le Page

PRICEWATERHOUSE COOPERS C.I. LLP

752000

ACCOUNTANTS

steve.le.page@gg.pwc.com nicklg@cwgsy.net annie@profseconline.com

Mr Nick Guillemette

PRIME PRACTICE

07781 156118

HEALTH SERVICES & OFFICE SUPPLIERS

Annie Le Cheminant

PROFSECONLINE.COM

257634

ADMINISTRATION

david@petporte.com

www.petporte.com Mr Robert Mr www.pjwd.net

www.pwc.com

Mr Tony Gallienne

PROJECT HIRE & SALE (GSY) LTD

242047

BUILDING

tonyg@np-group.com

Ms Amanda Groves

POLYGON GROUP LIMITED

704657

FINANCIAL SERVICES

amanda.groves2polygon.co.gg

Mr Mark Addlesee

QUANTUM CABLING INSTALLATIONS LTD

263224

DATA, VOICE & ELECTRICAL CABLING INSTALLATIONS

support@quantum.gg

Mr R J A Piper

QUANTUM-MED MARINE LTD

715399

MARINE

npiper@quantum-medmarine.com

www.quantum-medmarine.com

Mr Russ Fossey

QUAYSIDE LTD

245881

RETAIL

admin@quayside-gsy.com

www.quaysidedirect.com

Mrs Jo Stoddart

QUINTESSENTIAL RELOCATION CONSULTANTS

257200

RELOCATION SERVICES

jo@grcci.com.

www.quintessential-relocation.com

www.polygon.co.gg

Q

R Mr P Gregory

R G FALLA LTD

256585

BUILDING

enquiries@rgfalla.gg

Mrs Jayne Langlois

R W RANDALL LTD

720134/5

BREWING

ianrogers@rwrandall.co.uk

Mr Gary Rouget

RABEYS GROUP LTD

244551

MOTOR GARAGE

gary.rouget@rabeys.com

Mr Robin Ayres

RADIO AND ELECTRONIC SERVICES LTD

728837

RETAIL

res@cwgsy.net

Mr Jeff Fox

RAY & SCOTT LTD

244610

MANUFACTURING

ray.scott@cwgsy.net

Mr B Le Noury

RAY ANTHONY (MENS WEAR)

723514

RETAIL

www.rgfalla.gg

www.resguernsey.co.uk

Mr Jason Le Ray

RBS INTERNATIONAL

703873

BANKING

robert.girard@rbsint.com

Mrs N Swan

REGENCY BEDDING LTD

249544

RETAIL

regencybedding@cwgsy.net

www.rbsinternational.com

Mr Olly Duquemin

RESOLUTION IT LIMITED

267338

COMPUTING

info@resolution-it.co.uk

www.resolution-it.co.uk

Mr Dean Hollingsworth

REVOLVE THEATRE CO LTD t/a Revolve Business Intelligence

07781 130573

BUSINESS SERVICES

deanh@cwgsy.net

www.revolveco.com

Mr Richard Stapley

RICHARD STAPLEY LTD CHARTERED ACCOUNTANTS 267460

ACCOUNTANTS

rs@richardstapley.com

www.richardstapley.com

Mr Ivan Rihoy

RIHOY, F W & SON LTD

245231

BUILDING

rihoyelectrics@cwgsy.net

Mr Matt Collas

ROCK & SMALL LTD

724705

ADVERTISING & MARKETING

matt@rockandsmall.com

www.rockandsmall.com

Mr Peter Van de Velde

ROCK COMMERCIAL LTD

728559

ESTATE AGENTS

peter@rockcommercial.co.uk

www.rockcommercial.co.uk

Mr James Meller

ROCQUETTE CIDER CO LTD

232501

CIDER MAKER

jrmeller@cwgsy.net

Mr Peter de Garis

RONEZ LTD

256426

BUILDING

peter.degaris@aggregate.com

Mr Ian Stewart

ROSSBOROUGH, R A (GSY) LTD

241555

INSURANCE

istewart@rossboroughgroup.co.uk

www.rossborough.co.uk

Mr Chris Hubbard

ROSS-GOWER GROUP LTD

722222

CONSULTANCY

ddelarue@rossgower.com

www.rossgower.com

Mr Nick Piper

ROTORSWING UK LTD

07781 126267

MARINE

nick@rotorswing.co.uk

www.rotorswing.co.uk

Mr David Oxburgh

ROTHSCHILD BANK INT. LTD

713713

BANKING

david.oxburgh@rothschild.com

www.rothschild.gg

Mr Alan Pearce

ROYAL BANK OF CANADA (C.I.) LTD 744143

BANKING

alan.pearce@rbc.com

www.royalbankci.com

Mr PLF Paul

ROYAL LONDON ASSET MGMT C.I. LTD 711261

INVESTMENT ADVISERS & MANAGERS

info@rlam.co.gg

www.rlam.co.uk

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 67

APR MAY CONTACT 2013.indd 67

25/3/13 17:37:36

Guernsey Chamber of Commerce Directory of Members CONTACT

COMPANY NAME

TEL

CATEGORY

EMAIL

WEB

Mr R J Bach

SAFEHAVEN INTERNATIONAL LTD

723925

TRUST & COMPANY ADMIN

marine@safehaveninternational.com

www.safehaveninternational.com

Mr Roy Angliss

SAFFERY CHAMPNESS

S Mr Jamiel Achhab-Kandili SAHARA - CI

721374

ACCOUNTANTS

roy.angliss@saffery.gg

www.saffery.gg

07781 109774

COMPUTING

jamiel@sahara-ci.co.uk

www.sahara-ci.co.uk

Mr Brian Vohmann

SAIL OR SURF

712621

RETAIL

sos@guernsey.net

www.rip101.com

Mr David Whitby

SAMUEL PEPYS

727616

RETAIL

info@samuelpepys.com

www.samuelpepys.com

Mr Tony O’Neill

SANDPIPERCI LTD

708528

RETAIL

tonyo’neill@sandpiperci.com

www.sandpiperci.com

Mr Kevin Delaney

SARK ESTATE MANAGEMENT LTD

832704

CATERING HOSPITALITY SERVICES pa@sarkestatemanagement.com

www.sarkislandhotels.com

Mr A Sendlhofer

SARNIA HOTELS LTD

724452

HOTEL & CATERING

moores@sarniahotels.com

www.moores.sarniahotels.com

Mrs Lisa Davey

SARNIA MANAGEMENT CORP LTD

728444

ADMINISTRATION

sarnia@smcl.co.gg

www.smcl.co.gg

Mr Vernon Etherington

SARNIA MUTUAL LTD

723501

FINANCE

spectrum@cwgsy.net

Mr Gary Gavey

SARNIAN ROOFING LTD

715475

BUILDING

andy@sarnianroofing.com

www.sarnianroofing.com

Mr Peter De Sausmarez

SAUSMAREZ MANOR

235571

CONFERENCE ORGANISER

sausmarezmanor@cwgsy.net

www.sausmarezmanor.co.uk

Mr Julian Winser

SCHRODERS (CI) LTD

703700

FINANCIAL SERVICES

julian.winser@schroders.com

www.schroders.com/channelislands/home

Mr A J Bourgaize

SCOPE FURNISHING LTD

723197

RETAIL

sales@scopefurnishing.co.uk

www.scopefurnishing.co.uk

Mr R Bailey

SEAQUEST MARINE LTD

721773

RETAIL

seaquestmarine@cwgsy.net

www.seaquestgsy.com

Mr K A Allen

SERVICE SOLUTIONS & CONS. LTD (T/A SERVSOL) 0207 515 5661 CONSULTANCY

Mr Mark Didcott

SG HAMBROS BANK & TRUST (GSY) LTD

Mr Brendan Wyatt-Nicolle S G SPIRITS GROUP LIMITED

ken.servsol@hotmail.co.uk

726521

BANKING

mark.didcott@sghambros.com

726681

WINE & SPIRITS

b.wnicolle@sgspirits.com

Mr Roy Kilpatrick

SIDLOCKS OF GUERNSEY

713883

HOTEL & CATERING

roy@sidlocks.co.uk

Mr Robert Sillars

SIGMA GROUP, THE

241111

COMPUTING

robert.sillars@sigmagroup.gg martynguille@cwgsy.net

Mr Martyn Guille

GOLD & SILVER WORKSHOP

236161

MANUFACTURING

Mr S Larbalestier

SIMON LARBALESTIER OPTICIANS

710781

RETAIL

www.sgspirits.com

www.sigmagroup.gg

Mr Simon Lovell

SIMON LOVELL INTERIORS

728695

RETAIL

simonlovellinteriors@cwgsy.net

Mrs Melissa Campbell

SITUATIONS RECRUITMENT AGENCY LTD

710639

EMPLOYMENT

team@situations.gg

www.situations.gg

Mr Jim Coupe

SKIPTON INTERNATIONAL LTD

727374

BANKING

jim.coupe@skiptoninternational.com

www.skiptoninternational.com

Mr Dan Smith

SMITH SIGNS LTD

247749

PRINTING

enquiries@smithsigns.co.uk

Ms Susan Watson

SOFSYNC LTD

07781 122449

COMPUTING

information@sofsync.co.uk

Mr Richard Allisette

SOMMELIER WINE COMPANY LTD

721677

IMPORT/EXPORT

rallisette@cwgsy.net

Mrs Julia Martin

SOURCE RECRUITMENT SPECIALISTS LTD

701616

RECRUITMENT

julia@source

www.source.gg

Mr Rob Shipman

SOVEREIGN TRUST (C.I.) LTD

729965

TRUST & COMPANY ADMIN

rshipman@sovereigngroup.com

www.sovereigngroup.com

Mr Kevin Boscher

SPEARPOINT LTD

815555

INVESTMENT ADVISERS & MGRS kevin.boscher@spearpoint.com

www.spearpoint.com

Mr D J D Perkins

SPECSAVERS OPTICAL GROUP

232458

DISTRIBUTION

mauraf@gg.specsavers.com

www.specsavers.net

Mr Rod Goldsborough

SPECSAVERS OPTICIANS

723530

RETAIL

rod.goldsbrough@hotmail.co.uk

Mr Pierre V Blampied

SPF PRIVATE CLIENT (C.I.) LTD

715234

FINANCE

pblampied@spf.gg

www.spf.gg

Mrs S Mason

SPICER & PARTNERS GUERNSEY LLP 710315

SOLICITORS

smason@spicersllp.com

www.spicersllp.com

info@srmc.co.uk

www.srmc.co.uk

sofsync.co.uk

Ms Carol Harvey

SPORTS & REMEDIAL MASSAGE CLINIC 724723

HEALTH LEISURE

Mr N Cirigliano

ST EMILION LTD

726059

HOTEL & CATERING

Mr Steve Durey

ST GEORGE’S HOTEL

721027

HOTEL & CATERING

stgeorges@guernsey.net

www.georges-guernsey.com

Mr Andy Bisson

ST JOHN TRAINING SERVICES GSY 247979

HEALTH

training@sja.org.gg

www.sja.org.gg

Mr M R Priest

ST PETERS TRUST COMPANY LTD

723674

TRUST & COMPANY ADMIN

info@stpeterstrust.com

www.stpeterstrust.com

Ms Dina Le Lacheur

ST PIERRE PARK HOTEL

728282

HOTEL & CATERING

reservations@stpierrepark.co.uk

www.stpierrepark.co.uk

ST SAMPSONS CONSTABLES & DOUZAINE

244130

PARISH AUTHORITY

stsampsonsconstables@gov.gg

Mrs Bridget Foss

STAN BROUARD GROUP

252521

RETAIL

bridget@stanbrouard.com

www.sbpi.co.uk

Mr Harry O’Neill

STANHOPE HOUSE LEISURE (GSY) LTD 710444

LEISURE

harry@stanhope.biz

www.theislandbowl.com

Mr Mike Hall

STANLEY GIBBONS (GUERNSEY) LTD708277

INVESTMENT SERVICES

mhall@stanleygibbons.co.uk

www.stanleygibbons.com

Mr Gerald Hough

STATE STREET TRUSTEES (GSY) LTD 734700

FINANCE

ghough@statestreet.com

www.statestreet.com

68 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 68

25/3/13 17:37:36

Guernsey Chamber of Commerce Directory of Members CONTACT

COMPANY NAME

TEL

CATEGORY

EMAIL

WEB

S Mr Steven Ferbrache

STEVE FERBRACHE & CO LTD

700889

BUILDING

steveferbrache@cwgsy.net

Mr Steve Ford

ST JOHN TRAINING SERVICES

247979

HEALTH TRAINING

training@sja.org.gg

Mr J R Herschel

STONELAKE LTD

720053

RETAIL

hersch@guernsey.net

Mr David Holt

STOPCOST LTD

07781 413083

PAYMENTS SOLUTIONS

dh@theexchange.co.uk

Ms Paul Watson

STYLE OFFICE

737044

OFFICE & BUSINESS EQUIPMENT office@stylegroupguernsey.com

www.stylegroupguernsey.com

Mr Keith Wilen

SUAVE MEDIA

736515

MARKETING

keith@suavemedia.co.uk

www.suavemedia.co.uk

Mrs Sue Wilson

SUECO OUTSIDE CATERING LTD

720969

info@suecooutsidecatering.com

www.suecooutsidecatering.com

Mr Anthony Dundon

SUNNYDENE COUNTRY HOTEL

236870

OUTSIDE CATERING/ COOKERY SCHOOL HOTEL & CATERING

info@sunnydenecountryhotel.co.uk

www.sunnydenecountryhotel.com

www.sja.org.gg

Mr F D Mawson

SUNWIN LIMITED

257726

Mr M Hesse

SWALLOW APARTMENTS

249633

HOTEL & CATERING

swallowapt@aol.com

mawson@cwgsy.net www.swallowapartments.com

Mr Matthew Henry

SWOFFERS

711766

ESTATE AGENTS

sales@swoffers.co.uk

www.swoffers.co.uk

Mr Philip Lepp

SYDNEY CHARLES INSURANCE ADVISERS LTD

739970

INSURANCE

info@sydneycharles.co.uk

www.sydneycharles.co.uk

T Ms Gail F Batiste

TECHNICAL FIELD SERVICES INT LTD 729298

HUMAN RESOURCES

tfsi@tfsi-ltd.com

www.tfsi-ltd.com

Mrs Kate Heywood

THE BEST OF GUERNSEY

246822

ADVERTISING & MARKETING

guernsey@thebestof.co.uk

www.thebestof.co.uk/guernsey

Ms Tamara Menteshvili

THE CHANNEL ISLANDS STOCK EXCHANGE LBG

713831

FINANCE

admin@cisx.com

ww.cisx.com

Mr P S Purtill

THE DUKE OF RICHMOND HOTEL

726221

HOTEL & CATERING

manager@dukeofrichmond.com

www.dukeofrichmond.com

Mr Jos Ensink

THE FORT GROUP

724016

INDEPENDENT FINANCIAL ADVISERS info@thefortgroup.com

www.thefortgroup.com

Mr Jeff Barnett

THE GOWER GROUP LTD

700155

FINANCIAL SERVICES

lorna.barnett@gowerfinancial.com

www.gfs.gg

Mr Andrew Tabel

THE GUERNSEY DAIRY

237777

FOOD PROCESSING

andrew.tabel@guernseydairy.com

www.guernseydairy.com

Ms Alex Bridle

THE GUERNSEY EVENT CO LTD

728686

EVENT MANAGEMENT

alex@eventguernsey.com

www.eventguernsey.com

Ms Kathy Tracey

THE LEARNING COMPANY LTD

730598

EDUCATION

kathy@thelearningcompany.ws

www.thelearningcompany.ws

Mr David Robilliard

THE LIBERATION GROUP LIMITED

724444

HOSPITALITY

daverobilliard@bucktrouts.com

www.liberationgroup.com

Mr David Brown

THE MALLARD

264164

BUSINESS SERVICES

david@themallardcomplex.com

www.themallardcomplex.com

Mr Phillip Morgan

THE PAPER BOX

712877

RETAIL

pmorgan@ukonline.co.uk

Mr Tony Tostevin

THE PARTNERSHIP LTD

700070

ADVERTISING & MARKETING

tony.tostevin@tpagency.com

www.tpagency.com

Mr Jay Aylmer

THE POTTING SHED

727699

ADVERTISING & MARKETING

jay@thepottingshed.gg

www.thepottingshed.gg

Mr Mike Allisette

THE SMALL IT COMPANY

722333

COMPUTER CONSULTANCY

Mike@smallit.co.uk

www.smallit.co.uk

Mr T Fernandes

THE TASTE OF INDIA RESTAURANT

723730

HOTEL & CATERING

joyce@cwgsy.net

Mr Tim Rawles

TIARA SOFTWARE CONSULTANTS LTD 07781 443475 COMPUTING-SOFTWARE SERVICES timr@tiara-ci.com

www.tiara-ci.com

Mr Alan Mason

TIMELY DESIGNS (CI) LTD t/a WOODWORKS

246568

woodworks@cwgsy.net

www.woodworksguernsey.com

Mrs Julie Todd

TODD & ASSOCIATES

07781 116713 FREELANCE SALES

julie@toddandassociates.co.uk

www.toddandassociates.co.uk

Mr Anthony Harding

TOTAL CHANNEL ISLANDS LTD

249151

Deputy Jack Honeybill

TOWN CENTRE PARTNERSHIP LTD

07781 113464

jackhoneybill@hotmail.com

www.towncentrepartnership.com

Mrs Suzanne Rouxel

TRAFALGAR TRAVEL LTD

728121

TRAVEL AGENT

suzanne@trafalgarleisure.com

www.trafalgarleisure.com

Mr Vaughan Davies

TRAVEL COUNSELLOR VAUGHAN DAVIES

726837

TRAVEL AGENT

vaughan.davies@travelcounsellors.com www.travelcounsellors.co.uk/ vaughan.davies

Mrs Debbie Freestone-Roberts

TRAVEL COUNSELLORS

712549

TRAVEL AGENT

d.freestoneroberts@ travelcounsellors.com

www.travelcounsellors.com /d.freestoneroberts

Mr Fred Eulenkamp

TRAVEL SOLUTIONS

715145

TRAVEL AGENT

fred@travelsolutions.uk.com

www.travelsolutions.uk.com

Mr K Le Poidevin

TRINITY TRUST CO LTD

727429

TRUST & COMPANY ADMIN

info@trinitytrust.co.uk

www.trinitytrust.co.uk

Mr Andrew Troalic

TROALIC A J & SONS LTD

245363

RETAIL

ajtroalics@cwgsy.net

Ms Mary Masnari

TTC Travel Group Ltd

754773

TRAVEL CONSULTANTS

guernseyfinanceteam@bookttcuk.com www.thetravelcorporation.com

Mr Paul Dowinton

TYRRELL DOWINTON ASSOC LTD

259959

ARCHITECTS

pdowinton@tda.gg

JOINERY

FUEL & ENERGY DISTRIBUTION anthony.harding@total.co.uk

www.tda.gg

www.guernseychamber.com | APR / MAY 2013 | CONTACT | 69

APR MAY CONTACT 2013.indd 69

25/3/13 17:37:36

Guernsey Chamber of Commerce Directory of Members CONTACT

COMPANY NAME

TEL

CATEGORY

EMAIL

WEB

V Mr Gordon Dutton-Queripel VALLEY COMPUTER SERVICES LTD

239460

COMPUTING

sales@valley-computers.co.uk

www.valley-computers.co.uk

Mr Lance Vaudin

VAUDIN STONEMASONS LTD

248316

BUILDING SERVICES

vaudinstone@cwgsy.net

www.vaudinstone.com

Dr David Robson

VAZON ENERGY LTD

729981

CONSULTANCY

vazon@vazon.gg

Ms Fleur Curzon

VAZON PR & EVENTS (METASIS LTD)

722424

CONSULTANCY

fleur.curzon@vazon.co.uk

www.vazon.co.uk

Mr Peter Watson

VETS4PETS LTD

239200

VETERINARY SERVICES

peter.watson@vets4pets.com

www.vets4pets.com

Mr Chris Brazier-Creagh

VICTORIA FINE JEWELLERY

740050

RETAIL

jewellery@cwgsy.net

www.victoriafinejewellery.com

Mr Julian Box

VIRTUSTREAM LIMITED

08703 453525

TECHNICAL CONSULTANCY

julian.box@virtustream.com

www.virtustream.com

Mr Bill Mead

VISION NETWORKS LTD

255414

SECURITY INSTALLATIONS

sales@cctv.gg

www.cctv.gg

Ms Yvonne Scott

VISTA HOTELS LTD

213570

HOTEL & CATERING

yvonne@vistahotels.co.uk

www.vistahotels.co.uk

Mr Nigel Robson

VORTEX PR

233080

PUBLIC RELATIONS

nigel@vortexpr.com

www.vortexpr.com

W Mr R S Waite, FRICS

WAITE RS CHARTERED SURVEYOR 722121

ARBITRATOR

waiteprop@cwgsy.net

Mr Allen Edwards

WAITROSE

RETAIL

manageradmiralpark@waitrose.co.uk

www.waitrose.com www.websiteguernsey.co.uk

729222

Ms Carol Railton

WEBSITE GUERNSEY

246973

MARKETING SPECIALIST

c_railton@yahoo.com

Mr P Conway

WEIGHBRIDGE TRUST LTD

720581

TRUST & COMPANY ADMIN

paul@weighbridge-trust.co.uk

Mr S Hammer

WHITE & COMPANY PLC

736868

REMOVALS

whiteandcompany@cwgsy.net

Mr Jonathan Watson

WHITE HOUSE HOTEL

722377

HOTEL & CATERING

jonathan@herm-island.com

www.herm-island.com

Mr Dominic Wheatley

WILLIS MANAGEMENT (GSY) LTD

735630

MANAGEMENT CONSULTANTS

parissmithr@willis.com

Mr Mark De la Rue

WINDOW SERVICE CENTRE LTD

248743

MANUFACTURING

wsc.ltd@cwgsy.net

www.windowservicecentre.com

Mr Richard Sherrington

WINE & BEER IMPORTERS (GSY) LTD

246430

IMPORT/EXPORT

richardsherrington@rwrandall.co.uk

www.wineandbeerimporters.com

Mr Ken Baker

WORLD TRAVEL

252211

TRAVEL AGENT

ken@worldtravel.gg

Mr Tony Mealing

XTEC LTD

700004

COMPUTING

info@xtecltd.com

Mr Barry Pitfield

X-WARE LTD, T/A JCS

08450 049 599

X www.fortress.gg

barry.pitfield@talkjcs.com

Y Mr Hugh Bygott - Webb

Y LTD

252505

BUSINESS SERVICES

hbw@yltd.co.uk

Mr Peter J Symes

YORKSHIRE GUERNSEY LTD

710150

BANKING

pjsymes@ygl.gg

www.ygl.gg

Zing Ltd

236490

HEALTH

dave@zingpainrelief.com

www.zingpainrelief.com

Z Mr Martin Whittet

70 | CONTACT | APR / MAY 2013 | www.guernseychamber.com

APR MAY CONTACT 2013.indd 70

25/3/13 17:37:37

corpo

APR MAY CONTACT 2013.indd 71 corporate Ad for chamber outlinesindd 1

25/3/13 17:37:39 25/03/2013 10:53

What’s on the tellies tonight?

New Sure TV gives you your favourite channels, HD and catch-up TV, on-demand and great local content on TVs all around the house.

Get TV FREE when you combine it with our mobile, broadband and home phone Go in store or online www.surecw.com

Sure TV requires a box priced at £59. Free monthly rental for Sure customers with home phone 1 or 2, broadband and Pay Monthly mobile. Prices vary £6 or £12/mth for customers with fewer services. See www.surecw.com for full T&C’s.

Contact 4th Jan Sure ad.indd 1 APR MAY CONTACT 2013.indd 72

15/1/13 11:24 am 25/3/13 17:37:44