Best Buy July 2015

COVER STORY

Recent NSO figures show that property prices, particularly for apartments, are on the rise. Sarah Micallef speaks to President of Malta’s Federation of Estate Agents Douglas Salt to find out more about the future of this booming sector. PAGE 3 >

BEST BUY YOUR MONTHLY SHOPPING GUIDE DISTRIBUTED WITH THE TIMES

Issue 98

July 2015

IN THIS ISSUE...

INTERVIEW Jo Caruana catches up with sprinter Charlotte Wingfield who has recently returned from the Games of the Small Nations in Iceland with two gold medals for Malta.

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Mapfre Middlesea:

A new corporate name for Malta’s leading insurance company Middlesea Insurance p.l.c has announced that it will be changing its corporate name to Mapfre Middlesea in order to benefit from the advantages that a prestigious international brand such as Mapfre can provide in today’s globalised market. Mapfre Group has been Middlesea’s majority shareholder since 2011.

Mapfre Middlesea will continue being a leading provider of all types of insurance products, both non-life and life, in the latter case mainly through MSV Life, which Mapfre Middlesea own jointly with BOV. The company’s products range from personal insurance, such as motor, home, health and travel, to corporate insurance, which caters for the needs of all types of companies, be they small or medium enterprises, or the larger organisations. Mapfre Middlesea is also a multi-channel provider of insurance services. Clients can opt to buy their insurance products online, through tied insurance intermediaries, agents or brokers, or by visiting the company’s head office or regional offices.

Speaking about the corporate name change, Alfredo Munoz,

President and CEO of Mapfre Middlesea stated that the company “can tap into the expertise of a global company which operates in 47 countries worldwide and has more than 27 million clients with over 38,000 employees, for the benefit of our clients, who will always have the opportunity to acquire the most innovative products and services delivered by means of the latest technology.” He added, “our brand promise of offering an excellent service to our clients will be substantiated by the introduction of new products and services, and by our determination to go that extra mile to ensure that we retain the loyalty of existing clients and win over new ones.”

Mapfre Middlesea p.l.c. (C-5553) is authorised by the Malta Financial Services Authority to carry on both Long Term and General Business under the Insurance Business Act, 1998.

HOMES Interior designer Vera Sant Fournier offers expert tips to Sarah Micallef on converting and renovating a house or apartment to meet modern demands.

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SUMMER With frequent exposure to intense sunlight, summer quickly takes its toll on our well-being. Martina Said discusses simple tips to stay healthy in the heat.

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COVER STORY

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A bright future for local property Sarah Micallef speaks to President of Malta’s Federation of Estate Agents Douglas Salt about Malta’s excellent property climate, what the future holds for the sector and why more and more people are choosing to invest in property locally.

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ecent figures from the National Statistics Office have shed light on Malta’s property climate, revealing that property prices, particularly for apartments, are on the rise. With an overall rise of 2.8 per cent compared with the corresponding period last year, the Property Price Index stood at 104.76 in the first quarter of this year, with the main driver behind the rise being the Apartments Index, which went up 4.5 per cent.

Consequently, the value of transactions in the first quarter of this year increased by 11.9 per cent compared to the same period last year, with the largest increase in sales again being recorded in the Apartments

Index – a sizeable 15.4 per cent. In fact, apartment sales accounted for an impressive 73.2 per cent of the total transactions recorded in the past year.

Referring to the current climate as excellent, with healthy demand across all property

types and price ranges, President of Malta’s Federation of Estate Agents Douglas Salt points to the strength of Malta’s economy as the reason behind the property market’s performance. “All indicators are showing that the Maltese economy is doing well, especially when taken within the context of the rest of Europe,” he says, highlighting the strong tourism sector and the encouraging growth in exports in particular.

Mr Salt goes on to mention other factors contributing to Malta’s economy, including Government’s current fiscal deficit, which is within the Euro area ceiling of three per cent of GDP and the lowest it has been in 15 years; unemployment, which is the lowest it has

been in 20 years; as well as the strong performance of sectors like financial services and iGaming. The latter, he considers especially important, stating, “these sectors attract foreign investment as well as foreign nationals interested in working and living in Malta.

This, of course, increases real estate demand which has also seen considerable growth, particularly over the last two years.”

Indeed, as Mr Salt maintains, a strong economy attracts more foreign investment, both in the form of direct investment in property, and also as foreign nationals look at relocating to Malta. It also means greater local wealth, with property being one possible investment option.

Moving on to what the future holds for the local property sector, he believes that “there is a renewed confidence in the performance of property as an investment over time, after years of it being talked down,” asserting that buy-to-let, which was until recently a niche market, is being acknowledged as a good investment.

“With more than 24,000 foreign nationals from 150 counties currently living in Malta, the demand for rental properties has soared,” he states. While many of these foreign nationals actually invest in their own property, others opt for a rental property, according to Mr Salt.

“This has fuelled demand for rental properties. Combined with a very limited supply, this makes it a very attractive

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COVER STORY the asset itself is appreciating on an annual basis,” he maintains.

The demand for properties is also more spread out than it used to be, he continues, both in terms of location and type of property. “People who cannot afford the rents of traditional areas are turning to San Gwann, central Malta, Msida and Swatar among other areas, with rental returns in these areas improving significantly,” he maintains. Supply is also an issue when it comes to more popular areas however, as Mr Salt continues, “we have reached the stage where in certain areas of the island demand is getting very hard to satisfy and more incentives to regenerate existing housing stock need to be created so as to make it viable for developers to take up the challenge.”

investment opportunity,” he continues, explaining that when looking at the investment potential, compared to a financial investment, the return on a rental property is superior.

“Interest rates on deposit accounts are at an all-time low, while rental properties fetch an average of four to six per cent return. Over and above that, you have to keep in mind that

As for popular property types, Mr Salt has seen a strong demand for villas and properties with outside space, as well as a continued demand for luxury apartments. Houses of character meanwhile, have seen mixed demand, with some years seeing them doing well and others not. Having said this, he affirms that “it is

far easier to sell a house of character converted well with a modern element mixed with the old features.”

“We have reached the stage where in certain areas of the island demand is getting very hard to satisfy and more incentives to regenerate existing housing stock need to be created so as to make it viable for developers to take up the challenge.”

Offering a word of advice to those looking to sell a property within the current favourable market, Mr Salt believes that when faced with the decision to sell a property unconverted or invest in converting it for a better return on investment, it very much depends on the vision and resources of the owner, yet asserts that it is often the case that a property that has been converted will fetch a

better return, and will also help it sell faster.

Following a conversion, Mr Salt explains, “the monies invested in the conversion works are recouped, often with a considerable return.

This is because it saves the new buyers the need to do the necessary works themselves, as well as the time involved.”

Apart from this, converting an older house or apartment will also enable the owner to exhibit the property at its best, making it more attractive to potential buyers. This advice, according to Mr Salt, applies not only to unconverted properties, but to all properties: “an element of staging a property, including a face-lift, even as much as a fresh coat of paint and better organisation of the space available can make all the difference for a quick and rewarding sale.”

All things considered, Mr Salt believes that the future looks very bright for the local property sector, with the help of “some very exciting projects in the pipeline that will continue to improve the level of quality and lifestyle valueadded in the local market.” BB

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INTERVIEW

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On The Run

In the past few weeks, 20-year-old sprinter Charlotte Wingfield won two gold medals for Malta at the 16th Games of the Small Nations in Iceland, making her the local darling of the competition. She chats to Jo Caruana about her driving passion for the sport, and her plans for the future.

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harlotte Wingfield may only have been competing for Malta since May, but she’s already made her mark. This season she has broken the Maltese national records for the 100m, 60m and indoor 200m races, while also winning two gold medals at the Games of the Small Nations in Iceland.

She then went on to set a new national 100m record and placed second in her race at the European Athletics Team Championship Third League in Azerbaijan, at the European Games sports programme in Baku.

“It’s been such an exciting year already and I am very proud of what’s been achieved so far,” she says with a smile. “Another highlight was winning the 4x100m race with the other girls at the Games, and setting a new national record together.

I am thrilled to wear the Maltese National Kit as I was born in Malta and am proud

of my local heritage. I plan to keep performing well for the island.”

"I relish the excitement and how much fun I have when I’m running. I never go into a race determined to hit a particular time; I go into it to have fun and let the outcome happen on its own."

How did you get into athletics?

I started athletics training when I was 10, competing in primary cross-country competitions in the UK. In Year 4 at school I raced against the Year 7s and won, which is when a club called Barnet and District asked me to join; that’s where

it all began. My mum used to be a runner too but, back in those days, the facilities weren’t great and treatment for injuries wasn’t really available, so she decided to quit.

What is your earliest memory of the sport?

My earliest memory of athletics is also of my first major achievement in the sport – winning a bronze medal in the 200m race at the All English Schools Championships in 2009. After that I became the UK record holder for the 300m, and placed fourth on the all-time ranking for the 400m. Looking back, athletics has always been a big part of my life. I have had quite a few injuries along the way and many people have told me I wouldn’t make it but I have always made it my aim to prove them wrong. I could never face giving up.

Can you remember the day you knew athletics would be the career path for you?

It was the day when I got my first international kit for England, after winning silver at the All English Schools Championship. Once I’d achieved that I just wanted more and more, and became very eager to go to the Olympics. Thankfully the achievements kept on coming and I realised running for Malta would give me lots of opportunities to run in bigger competitions and compete on a larger scale. I am very proud to represent the island.

Is there anyone who inspired your career?

In secondary school I had a teacher called Miss Thomas and she was always so supportive of me. She would take me to local competitions so that I could race, and always made sure I was signed up – I will always remember her for that. My mum is my main inspiration. I knew she enjoyed athletics and, when she couldn’t achieve the standards she hoped to, I wanted to make

her proud and show her that I could do it for her. Completing the trio of people who inspired me is my sixth form teacher Mr Roberts; he always believed in me and taught me to believe in myself.

What have been the highlights of your career?

I’ve been really lucky to have some amazing highlights so far. Among them I have fond memories of winning the 100m and 200m races at the Games of the Small States of Europe in Iceland recently, as well as being selected to represent Malta at the European Under-23s races. I was also really pleased to place second in the 100m and 200m races at the British University Championships.

How do you spend your down time?

When I have time to myself away from the track I like socialising and spending time with my friends. I work parttime for Nike and study

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INTERVIEW

sports management at Cardiff Metropolitan University in Wales. I also enjoy listening to music.

What do you love most about running?

I relish the excitement and how much fun I have when I’m doing it. I never go into a race determined to hit a particular time; I go into it to have fun and let the outcome happen

on its own. If the result is good I never stop smiling.

Is ‘style’ an important part of your life, whether for running or not?

Yes absolutely. I love looking good when I’m training and competing, which is why working for Nike is great – their kits are amazing and very stylish.

What's your favourite thing in your whole house?

My sofa – after training and work I walk straight through the house and collapse onto it until I’m absolutely ready to get up.

What’s your favourite item that you have collected on your travels?

That would have to be the two gold medals I got at the Small States Games in Iceland.

If you could spend time at any sports venue in the world, where would it be and why?

I would love to spend time at the Sun Angels Stadium in California, USA. It’s an amazing venue with a very fast track.

What three things would you take with you to a desert island?

My boyfriend, lots of water to

drink, and my phone – even though it would probably be useless on a desert island!

What would be your last meal?

A cheeky Nandos (a UK food franchise serving speciality chicken dishes).

What would you never buy?

My way to success; it has to be earned. BB

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HOMES

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BEST BUY RECOMMENDS

The renovation project: doing your homework

Whether you’re giving an apartment you live in a new look or upgrading a property which you bought as an investment, there are plenty of ways to improve your space, and numerous things to keep in mind too. Martina Said provides some tips.

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partments have become the property of choice for many in recent years – be it for young couples who cannot afford something bigger or older couples looking for something smaller and more manageable.

Either way, renovating an apartment requires an altogether different approach to, for instance, renovating a house, and some things are a little less obvious than others.

The internal works you’re likely to carry out in an existing apartment are cosmetic – often, there is little to be done structurally as most purposebuilt apartments were well-laid out when conceived and built. If not, however, it is important to bear in

mind that apartments are subject to specialised design and planning regulations, where issues of privacy, fire and noise separation, and private/common areas come into play. Therefore it is important that before you start pulling down walls and fitting new elements, to check whether the changes you are after are permissible (with an architect and with the relevant governing bodies).

White, light and bright

Generally speaking, apartments are smaller spaces than standalone houses – you must design the space wisely to maximise each room and make it look as roomy as possible, which is why white or off-white paint

for the walls and ceilings is likely to be your best option, opening up the space and giving the illusion of light.

If you’re keen on colour, it is best to stick to a neutral palette for the walls, and use accent colours for finishing and furnishing. This is especially applicable if you’re looking to re-sell or rent out the apartment a few years down the line. Using good-quality paint and materials to give the place a new look will go a long way and ensure that the apartment looks smarter for a longer period of time.

This will also save you from having to refresh the interiors more regularly and save you money in terms of materials, tradespeople and time.

Keep window treatments as simple and clean as possible, with sleek

CME Finishes

The family behind CME Finishes has a long and proud tradition within the building industry, having worked within related trades for over four decades. All of our installers and fitters have received extensive training on all the flooring, doors and apertures that we install – this way, you can be sure you’re getting a craftsman's expertise when you select our company for your home or office.

We have now added garage doors, window roller shutters and wooden windows to our range of products which all fit in the aperture category, making CME Finishes your onestop-shop.

CME Finishes, Triq San Tumas, Fgura.

T: 2180 7000; E: info@cmefinishes.com

The Home Market

The Home Market provides premium quality UK-made skirting in white, mahogany, natural oak, beech and golden oak as 2.92m long strips, available in 10cm or 14cm height.

The material is totally waterproof, making it perfect for humid walls and for cleaning. It is available in long lengths (less joints) and its flexibility makes it ideal for imperfect walls too.

It can be glued, nailed or screwed, is very easy to install and is a paintable product. Grooves on the back enable wires to be covered. It is easy to store and transport.

The Home Market, 9, F.S. Caruana Street, B’kara.

T: 2148 3431; E: info@thehomemarket.com.mt; www.thehomemarket.com.mt

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HOMES place for yourself primarily and not for would-be buyers – in the end, there is most fun to be had when you design and decorate according to your tastes first and foremost. But if you plan on moving out sooner, treat the renovation project with a little more objectivity and without obsessing about replacing everything. It’s important to carry out such cosmetic changes as washing all appliances, apertures and nooks and crannies well, but rather than replacing all the furniture, consider smaller alterations such as statement walls or new flooring.

roller blinds that are neat when retracted and consider block out fabric if some rooms receive excessive amounts of light at certain times of the day. However, be careful not to block out all light – covering every window with blinds or curtains can make a small room feel smaller and closed-in too.

Adapt to your budget

As with everything else, you’ll need to adjust the extent

and style of your renovations according to your budget or to that of your likely tenants. If you think the place is likely to attract better rent and more careful tenants, then it warrants a little extra expense. But bear in mind the overall standard of the apartment building before investing too much time and money for the latest of everything: if the block itself has an outdated feel, scruffy common area and old lift, then there is little point of an

expensive renovation, and if you're seeing them as turn-offs for prospective tenants, then it’s probably best to contact the owner of the block about the maintenance of the common areas.

When deciding whether or not to renovate, consider the ‘fiveyear rule’ to evaluate just how much detail you want to get into. If you plan on remaining in the apartment for more than five years, then design the

You could also paint kitchen cabinets if they’re still in good condition rather than buy an entirely new set, and change the knobs for a wholly different look. Unless something is broken and completely unfixable, it is suggested to work with what there is and adapt it accordingly, but this is not to say that you should go too cheap or down-market.

Remember that you may be competing for tenants with other landlords in your block, and what you offer in terms of clean, bright and cool interiors may set you above the rest. BB

Renovating for resale Those who love a good renovation project are increasingly on the lookout to purchase new apartments with the intention of re-selling them. With relatively little expense, an outdated space can be given a new look fairly quickly and sold for a neat profit. This trend is on the rise both locally and overseas, and one can choose to spend as little as €5,000 or as much as €25,000 to renovate an apartment, depending on your target buyer.

If you’re considering buying property for this purpose, be sure to do your homework before – be choosy in terms of location, size, the age of the building and how much work and money renovating it requires as, in the end, you want to guarantee a return on your investment.

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HOMES

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Interior décor: what you need to know

A huge trend within the property market at the moment is buying an older house or apartment and renovating it to meet modern needs and desires. Sarah Micallef looks into the process of converting and designing a property, and gets some expert advice on how to dress up a new conversion from interior designer Vera Sant Fournier.

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part from being cost-effective (particularly if you get a good deal on a property that’s in need of some TLC), renovation projects can be great fun while giving you a chance to put together the home of your dreams based on your tastes and needs.

The first step to embarking on any renovation project is working out your budget.

Knowing exactly what you can afford to achieve will enable you to choose a property within the right price bracket, as renovation costs (depending on how far you plan on taking it) will raise the bill considerably. Because of this, it is essential to have a renovation budget laid out beforehand.

Interior designer Vera Sant

Fournier, who has ample experience, has one word of advice when it comes to setting your budget: “be realistic. Do not expect to get your fantasy dream home done without the budget it needs. Quality costs money, so make sure you do all your homework, and plan at least an extra 20 per cent for inevitable issues that will spring up as a contingency.”

Once your budget has been set and you’ve got your hands on a property that’s ripe for conversion, it’s time to call in the appropriate professionals, and this is another area where it is essential to do your homework. Vera believes that the best contractors are often found through word of mouth, but that you should always ask to see past projects. Apart from this, she maintains, “make

sure that you work with the appropriate tradesmen who are licensed, and consider hiring an architect who can monitor and certify that the works are being done as they should – to standard and in accordance with the law – unless you have a project manager who will then call in the architect as required.”

Following a structural renovation, the next step is finishing, furnishing and soft furnishings. It is for this phase that you may consider enlisting the help of an interior designer, whose job is to bring your vision to life. An interior designer will professionally prepare plans, working drawings and the overall décor concept, says Vera. “Be prepared to bring your ideas and visions to the table. Your interior designer will prepare

the necessary plans and images, which will be crucial during the renovation project.”

“Less is more, so look for a few ‘wow factor’ pieces or features. These could include a statement piece of furniture, a feature wall or an attention-grabbing light fixture.”

When it comes to choosing your interior designer, Vera’s advice is to once again, do your

research. “Today, you can find most portfolios online – see which appeals to you most and make an appointment to meet the designer even before asking for a quotation,” she says, explaining that apart from the price tag, chemistry is also important. “Be clear with your requirements and how far you need your interior designer’s services. You are about to embark on a journey that will help you materialise your dream space.”

Speaking of the interior design process, Vera explains that for her projects, the first step is sensing the energy of the individuals involved. “The initial feel of that first meeting must be one where we connect as human beings,” she maintains, explaining that as a client, “you are ultimately trusting a

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HOMES the required feedback, Vera will then go to the drawing board and start brainstorming to begin the design stage, from proposed structural layouts which are overseen by the architects, to proposed furniture layouts and then on to the creation of CGI imagery, which will enable the client “to see the magic that has been created around who they are, what they need, what they love and what they hate.”

stranger with your space.

This is why initial chemistry is important – to us, it is one of the most important elements of the project.”

In fact, according to Vera, interior designers need to be

excellent judges of character.

She goes on, “we proceed by asking a series of questions ranging from ‘what do you need?’ and ‘what is your lifestyle?’ to ‘is there anything in particular that you love, or hate?’” After acquiring

Moving on to current trends within the interior design world, Vera reveals that modern design is very much in vogue, featuring clean lines, large spaces and a minimalistic approach to furnishings.

Looking into what makes such trends popular, Vera explains that it is no coincidence: “decorative trends reflect the world’s economy – the average person’s income, the material cost and productions, and so on. As part of the constant search to be innovative and create beauty, there is the need to create alternatives to manifest beauty, and the minimalist trend has evolved at a time where less is more.”

Needs have changed within today’s lifestyle, she says,

and this reflects our need for changes in our personal environment. “Life has become fast and busy, so we search for that safe and comfortable haven which does not keep our minds racing or thinking – a place to switch off. The minimalistic approach serves this energy on a silver dish.”

As for specific elements that make up a modern design, and how this style is achieved through furnishings, finishing and décor, Vera maintains that it is made up of the simple ingredients of style, form and function. “Less is more, so look for a few ‘wow factor’ pieces or features,” she says. These could include a statement piece of furniture, a feature wall or an attention-grabbing light fixture.

Other elements that make up a modern space, according

to Vera, include “clean lines, plenty of hidden storage, light colour schemes and neutral palettes, all mixed together to create a calming and serene environment.”

In addition, lighting plays a major role within modern décor, Vera advises, asserting, “with proper planned lighting – again with the help of professionals – you can create a stunning modern ambience.”

Lastly, she suggests tying it all together with a neutral canvas, linen fabrics and stunning bright or monochromatic largescale works of art, featuring both collectible posters and original artwork. Used together, these elements will help you achieve the coveted modern feel that is so popular today.

BB

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BEST BUY RECOMMENDS Il Camino

CINI MARBLES

Experience the Italian art of home cooking in your garden, terrace or other outdoor area, with Alfa Pizza’s ready-to-use wood or gas-fired oven and grill. It offers a perfect solution for cooking pizzas, bread, roasts and mixed grills under the stars.

Marble is one of the most beautiful and timeless materials one can choose for a truly stylish home. And not only is it stunning; it is also highly durable and strong. At Cini Marbles, we specialise in offering quality marble, granite, quartz, travertine and other materials that are carefully chosen from trusted sources.

We also stock a vast range of products for the care of marble and granite.

Other models and sizes can be viewed at Il Camino Showroom, B’kara.

T: 2144 1689; M: 7988 8999; www.ilcamino.net/www.alfapizza.it

Cini Marbles, Triq tal-Handaq, Qormi. T: 2147 2714; M: 9928 3131; www.cinimarbles.com

Duru Clean & White Soap

Funky Shades Hair & Beauty

Tired of dealing with tough clothes stains with no success? Then try Duru Clean & White Soap – it removes the toughest of stains in no time.

Take advantage of the current limited offer – Duru Clean & White is currently being sold at a reduced price. So ask for Duru Clean & White – the soap that removes tough stains easily.

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Whether you are after a kitchen top, staircase, flooring or any other requirement, call or visit us for a quote.

We are a group of hairdressers who have been entrusted with the hair and beauty care of our loyal clientele for over 10 years. We specialise in hair and beauty care – including a variety of hairstyles and upstyles, hair extensions and beauty treatments, as well as nail care and make-up, all under one roof. We are also proud to have taken care of the overall look of countless brides and their bridal parties.

Funky Shades Hair & Beauty, Triq l-Indipendenza, Zebbug. T: 2146 4448; M: 7746 4448.

YOUR One-sTOp SHOPPING GUIDE GOZO POOLS LTD Gozo Pools Ltd specialises in everything related to swimming pools and spas.

Petrolea

At Gozo Pools, the customer always comes first and we will endeavour to reach your expectations with a high quality service.

Grill and flavour all your favourite food in record time with the incredible cook-air wood-fired BBQ grill. Priced at only €169, the cook-air is transportable, allowing you to cook everything you want throughout the year, whether at home or outside home. Cook-air is very safe to use, as neither gas nor explosive fuels are used during operation and its base always remains cold. It can therefore be used on any surface and will not cause any damage.

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Available at Petrolea, Valley Road, Msida. T: 2123 4501/2123 5487; E: showroom@petroleamalta.com

Petrolea

Acheck

This is the no.1 boltless BBQ on the market, adjustable in four positions and easy to assemble and disassemble. This BBQ can be used both free-standing and table-top.

Save on fuel costs (nearly half the price) and reduce emissions and road license fees (terms apply). We use the latest OBD with adaptive fully sequential autogas electronic control unit for continued self-tuning and sealed maintenance-free injectors for low maintenance and smooth engine running, with zero performance losses. Two years warranty on both electrical and mechanical components of the autogas system including parts and labour. Installation is ready in two days.

Whether you require top of the range spas, infra-red cabins, pool tiles, equipment or chemicals, we have all that you need at prices you can afford. At Gozo Pools, our goal is to provide you with courteous, expedient, professional service of the highest level.

Perfect for those long summer lunches and evening barbecues, whether at home or at your favourite outdoor spot.

To view this item and many more, visit the Petrolea showroom in Valley Road, Msida. T: 2123 4501/2123 5487; E: showroom@petroleamalta.com

We are authorised by the Malta Resources Authority to install LPG conversions and issue certification. Sole agents for AG Centrum, PRINS and Autogas Italia.

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Foreword

Editor’s Letter The property industry in Malta has been enjoying a wild ride in recent years, and one of the main drivers behind an overall rise in property prices is the spike in demand for apartments. The demand could be split into two brackets – there are those looking to buy a property to move into, and those looking to buy a property, convert it and resell it or rent it.

This month’s edition of Best Buy delves into this trend and various aspects relating to it, including the latest statistics from the Property Price Index, whether or not it’s best to convert a property before trying to re-sell it, the homework one should carry out before going ahead with a renovation project and the kind of work this involves, as well as the latest trends in finishing and

Best Buy is the leading shopping guide distributed with The Times every month on a Wednesday.

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Publishers

furnishing apartments, with professional insight from interior designer Vera Sant Fournier.

A renovation project is no small job, but done right and with a healthy dose of realistic expectations, it could turn an average place into well-above average – and certainly increase your chances of a better return on investment.

NEXT ISSUE:

05.08.15 DOn'T MISS IT

Content House Group Mallia Buildings, 3, Level 2, Triq in-Negozju, Mriehel.

T: +356 2132 0713 F: +356 2132 0714 E: info@contenthouse.com.mt www.contenthouse.com.mt EDITOR Martina Said Contributors Sarah Micallef, Jo Caruana Advertising Publication Sales Manager Mark Barbara Advertising Sales Executive Caroline Gauci Advertising Sales Coordinators Lindsey Ciantar, Marvic Cutajar DESIGN Nicholas Cutajar Printer Progress Press Ltd

Resin flooring

diversity, innovation and art

The all new Mazda2 It may be a small car, but there is no doubt that it’s a clever, comfortable and confident one: the all-new Mazda2 is set to take the B segment by storm. The all-new Mazda2 combines the complete range of SKYACTIV Technology with a stunning KODO – Soul of Motion design very similar to the Mazda Hazumi concept unveiled in Geneva in March. The cabin itself, meanwhile, is surprisingly spacious and comfortable, particularly for the driver but also with top-class rear legroom.

The Mazda2 is a likeable car, with easy handling and an amiably unpretentious image. It's slightly longer than the car it replaces - mostly in the wheelbase and while its overall shape is nigh on identical, there's way more elegance and complexity to its front end.

View it at GasanZammit Motors Ltd, Mriehel Bypass, Mriehel.

roofs, terraces and balconies; they are UV resistant, elastic and resistant to heavy traffic and concrete movements.

A very innovative resin product is the Guaina Reflex; it is a fibre reinforced liquid resin membrane with thermal properties able to deflect 91 per cent of sun heat and UV rays.

Resin flooring is a unique expression of art; it shows the style, quality and taste of its designer. Resin flooring can satisfy any design demand. It is greatly recommended where a high standard of hygiene is required such as in homes, hospitals, clinics, shops or any other premises. Resins can be used where resistance to oils and acids is a must, particularly in garages and industrial premises. Resin floors come in a variety of colours, they are effortless to clean, scratch-resistant and visually appealing. Resin floors are seamless, easier and faster to finish, unique and can never be recreated, thus giving you the possibility to create an exclusive noteworthy environment.

Resins are also used to waterproof

The Resin and Membrane Centre, 264, Old Railway Track, St Venera.

T: 2747 7647; M: 7707 7647; www.theresincentre.com; fb: The Resin and Membrane Centre

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MOTORING

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BEST BUY RECOMMENDS

Lepo Garage

Caring for your car Taking good care of your car will not only keep it in great working order for longer, but could also ensure your safety, as well as saving you a pretty penny in damages that can easily be avoided. Sarah Micallef sheds light on the importance of car maintenance for the long life of any vehicle.

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hecking and servicing your car regularly can make all the difference between a small glitch caught just in time and a larger problem that is far costlier to fix. Rather than putting off any niggling problems before it is too late, there are a number of measures you can take to ensure your vehicle is safe and well cared for.

The first step to a reliable and well cared for car is regular servicing. The manufacturer’s service manual that came with your car when you first purchased it should give you a good indication of how and when to service it, but a general rule of thumb is to take it in for a service every 20,000km or 12 months (whichever comes first).

A service will generally consist of a check-up and lubrication of all working parts, an oil change, oil filter change, new spark plugs or fuel filter, as well as safety checks on ball joints, tyres, steering and suspension.

There will also be extras depending on your particular vehicle and its requirements, which could include replacing anti-freeze and brake fluid, as well as other checks like lights, fan belt tension, fluid levels and wipers.

Apart from having your car regularly serviced, you’d

do well to pay attention to any unusual noises, leaks or warning lights, as well as popping the bonnet from time to time to check liquid levels. If you do notice any warning lights around your dashboard, such as the oil sensor or temperature gauge, do not ignore them.

Having them seen to before they cause any damage could prevent major costs. Besides keeping an eye on fluid levels, you should also periodically check the depth of tread of your tyres (the minimum should be 1.6 millimetres) by placing a coin into the lowest tread depth – if you can easily see the outer rim, the tyre needs to be replaced.

On a surface level, your car’s paint needs your attention too. You can protect the spray by polishing and waxtreating your car twice a year – ideally before and after the hot summer months. On a day-to-day basis, you can help care for your car’s paint by parking in the shade or indoors whenever possible, as well as avoiding leaving your car under trees for long periods of time – sap and bird droppings can damage the paint. Another place to be wary of leaving your vehicle is along the waterfront or close to the sea – sea salt in the air can cause rust, which is costly to repair and can be very damaging. BB

Lepo Garage is an independent distributor of quality car parts and accessories, specialising in Opel/Vauxhall/European imports auto parts. All our parts are original factory parts and we stock both brand new and used parts.

We keep thousands of items in stock, and all orders are processed swiftly – once we receive your details, we will get back to you with our quote as soon as possible. Our prices are highly competitive and you're sure to find what you're looking for.

Warehouse No 35, Hardrocks Industrial Park, Triq il-Burmarrad, Naxxar. T: 2137 8809; F: 2138 5553; E: lepogarage@gmail.com

HILLTOP GARAGE With over 40 years experience, Hilltop Garage offers a wide range of services under one roof. From oven-baked spray, panel beating and spray painting to supplying of parts, repairing of plastic bumpers, replacement of windscreens, A/C refilling and vehicle polish, you can find it all at Hilltop Garage. MCCAA Approved.

Leave your vehicles in their safe hands – Hilltop Garage can guarantee to fix your vehicle from A to Z! Hilltop Garage Car Accident Repair Centre, Triq Gharram, Haz-Zebbug. M: 9987 3827; E: htp@maltanet.net

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SUMMER

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A guide to summer well-being From caring for your hair and skin to staying hydrated, Martina Said highlights the simplest methods (and often the most overlooked) to stay healthy and happy this summer.

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s long summer days lure us outdoors for hours on the beach or by the pool, for sipping cocktails in the sun or BBQs on the sand, it’s easy to forget that the summer weather can take its toll on our overall well-being.

While protecting your skin from the sun is of utmost importance and should never be undermined, there is more to staying healthy in summer than sunblock and other skincare products. Here are

some tips that will help you breeze through the summer while staying in top health.

Nourish and hydrate

Contrary to the heavy and hearty meals we crave during the cold weather, summer is all about lighter, flavourful and earthy meals that keep us energetic without getting too full. Nature’s bounty is at its best here, with plenty of seasonal fruits and vegetables that are cooling and nourishing, making it possible

for us to feast on a vast range of fresh fruits, vegetable juices, raw salads and smoothies.

Complement organic meals with a bit of protein, some of which don’t even require cooking, such as nuts, seeds, beans, soy products, yoghurt and cottage cheese, all perfect accompaniments to fruit and vegetables. It is also fundamental to stay cool and hydrated in summer with plenty of water and refreshing liquids, even more so if you’re outdoors a lot and exercise frequently. Carry a hard plastic

flask with you wherever you go so that you’ve always got water at hand if you need it.

The right shoes

Wearing the right shoes in summer is as important as anything else – do not mistreat your feet in favour of style and fashion, or at least, alternate between comfortable and stylish pairs to give your feet a break. Alternating between your top pairs of shoes is also important to air them properly and to avoid triggering foot odour or infections. It’s

important that your feet do not hurt you in shoes – tight or ill-fitting pairs can worsen bunions, distort the toe shape and cause painful growths.

If you must wear high heels, however, look for ones with a wide toe box and wide heel that is stable and not too high, and for any summer shoe, look out for a pair with breathable linings and insoles that can absorb sweat. Flip flops and completely flat shoes don’t provide much support and neither does walking barefoot – to keep feet strong and

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SUMMER

healthy, minimise the amount of time you spend in shoes that lack supportive arches.

Radiant skin and hair

That sun-kissed look is sometimes taken a little too far without the appropriate protection, and what results from hours (instead of intervals) of sunbathing is red skin and utter soreness. Cool down sunburnt skin effectively with ice-cold compresses, which help soothe the pain and reduce the heat, and if you want that glowing effect without the redness, then you need a different plan of action. The trick to radiant skin is that it’s beautified from within – consume foods with vitamins A and C, and plenty of leafy greens which are packed with the good stuff, as well as broccoli and sweet potatoes, and if you still want a hint of a tan, get it gradually. Since summer starts early here, it can also take its toll on healthy hair: humidity wreaks havoc on frizz-prone hair, heat from the sun degrades the protective protein in hair and chlorine and salt water can dry it out.

Start by protecting your hair with a wide-brimmed hat and

spraying a protective product, or leave-in conditioner, before heading to the water. After swimming, use a clarifying shampoo which has residueremoving properties or rinse your hair with ¼ cup cider vinegar mixed with a pint of water to remove a dulling film off your hair.

Shade your eyes Short-term damage to the eyes is difficult to detect, but over the long term, it can cause irreversible harm to all structures of the eye, which is why it’s important to get maximum protection from an early age. Wear UV-blocking sunglasses that cover the eye completely together with a

wide-brimmed hat to shade your eyes when you’re in the sun. If you use contact lenses, check with your eye specialist about UV-blocking lenses for extra protection, which you could wear under your favourite pair of sunglasses.

The time of the day and year most harmful to the eye differs to that of, say, the skin

– because the eye is naturally shaded by the brow ridge when the sun is high in the sky, the highest ultraviolet radiation exposure for eyes is in the morning and mid-afternoon, and also tends to be more constant in spring, summer and autumn, when the sun is lower in the sky. BB

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WINDOW SHOPPING

CASAFORM FURNITURE

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One of the few remaining companies in Malta that still offers locally-made furniture, created by highly skilled craftsmen.

Our speciality is that the owner himself will take care of your kitchen from the measurements stage to the final installation process.

With more than 30 years of experience in the furniture industry, we provide outstanding quality kitchens, each of which is custom-made, unique and affordable.

CASAFORM specialises in solid wood, veneered, laminate and lacquered kitchens, ranging from classic, to modern and contemporary designs.

Complementing our kitchens are matching living and dining rooms. There is also a wide selection of bedrooms and sofas.

Our designers will guide you to create your dream kitchen, which you will see in 3D full colour format before placing your order.

At CASAFORM you can get your kitchen complete with top, appliances, mixer and sink.

We are not participating in any fairs – we invite you to visit our showroom and take advantage of our special offers and view our newly-launched range of sofas, kitchens and bedrooms.

CASAFORM FURNITURE, Mdina Road, Zebbug.

T: 2744 7266; E: casaform@onvol.net; www.casaformfurniture.com

Stem Cells MAKE THE MOST OF THE SEA THIS SUMMER Malta skippered boat charters, the possibility of entering the caves of Comino, as well as an extensive list of different trips around the Maltese archipelago.

Now that summer is here, make the most of it and organise activities that take advantage of our glorious weather and long days. Why not gather your friends, family or colleagues together to spend a fun day out at sea?

Yellow Fun Water Sports organises daily trips from Bugibba and offers good prices for group bookings. M: 9942 3162; E: info@yellowfunwatersports.com; www. yellowfunwatersports.com

Yellow Fun Water Sports offers a wide range of well-organised trips across Malta, Gozo and Comino, including the idyllic Blue Lagoon. They also organise banana rides, boat rentals, water skiing, paragliding, Ringo rides, canoeing, windsurfing, sailing, power boats boat trips,

Waste generated when refurbishing and building Refurbishing a house, apart from creating a discomfort to the tenants, especially if still living in it, also creates an amount of waste. The type of waste generated depends on the works being carried out and some of the resulting waste streams need to be tackled in an environmentally friendly manner. Packaging is one of the waste streams that can be handled easily and materials recycled. Although voluminous in nature, it is lightweight – if the delivery person offers to take it away, it will save you some expense.

Construction waste, such as rubble, construction dust, gravel and similar material fall under the inert waste category. If ordering a skip, make sure to inform the

company about the type of material you are placing in the skip, since landfill charges for mixed waste are much higher than those for a skip full of inert waste only.

Together with this material you can place ceramics from your bathroom refurbishment project. Electrical parts, metal pieces, wood, furniture, etc, should not be placed in this inert waste skip, if you are opting for waste separation.

Consult your service provider for advice.

Green Skip Services Ltd. T: 2142 2010; M: 9942 2544; E: sales@ greenskipgroup.com; www. greenskipgroup.com

Give the gift of life to your newborn baby by storing their cord blood and cord tissue stem cells. They provide a unique biological insurance which one day might prove a life saver. Cord blood is currently used to treat blood disorders and cord tissue has shown to regenerate a number of these tissue types.

Samples are a 100 per cent match for your child and may even be used to treat other family members. Future Health Biobank, locally represented by Stem Cells Malta, is leading the way in cord blood, cord tissue and tooth stem cell collection.

We are fully accredited by the industry’s leading regulatory agencies, having preserved over 80,000 samples from 54 countries. Gift vouchers available.

To find out more about our services and flexible payment plans speak to our customer care team on M: 7977 6278; E: info@stemcellsmalta.com; fb: stemcellsmalta.

Energy-efficient and practical window, door and curtain walling systems REHAU uPVC window, door and curtain walling systems boast major benefits from both an environmental and practical point of view, offering a range of stylish double-glazed and energy-efficient systems which reduce heating costs. Our uPVC systems include hinged apertures, tilt and turn and sliding, and can achieve an ‘A’ rating – the highest energy rating when installed with the appropriate glazing unit, making the REHAU profile compliant with the latest building regulations. REHAU systems can also accommodate triple glazing which can help towards improved noise reduction.

Security for you and your home is paramount, so all REHAU systems are made from only the highest quality uPVC and have been designed to provide rigidity and strength. This allows

the highest performance handles, hinges and locking mechanism.

REHAU uPVC window, door and curtain walling systems are very low maintenance, containing a unique compound resulting in a smooth gloss finish – guaranteeing that they will retain their pristine appearance. It also means that they will never warp, rot or need re-painting. REHAU uPVC profiles hold accreditations and certificates for their products and standards.

For more information about our products: T: 2169 2917; M: 7949 4438; E: info@ andrewvassallo.com; fb: Andrewvassalloltd

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WHERE TO DINE

YOUR RESTAURANT GUIDE Ta’ Cenc il-Kantra Lido, Gozo Hotel Ta’ Cenc & Spa T: 2219 1000; Kantra Lido M: 7987 3787; E: info@tacenchotel.com

DE ROBERTIS Open: Monday-Sunday 12-2.30pm, 7-10pm.

Castille Hotel, Castille Square, Valletta.

T: 2124 3677/ 2124 3678/2122 0173; F: 2124 3679; E: info@hotelcastillemalta. com; www.hotelcastillemalta.com

Known for hundreds of years as ‘il-Kantra’ because of its natural beauty and clear waters, the rocky fjord inlet of Mgarr ix-Xini is home to Il-Kantra Lido Bar and Restaurant that forms part of the Ta’ Cenc territory.

This spectacular area was recently discovered by Angelina Jolie and Brad Pitt who chose a large part of the stunning Ta’ Cenc terrain as the setting for their new movie ‘By the Sea’, while making full use of the Kantra Lido as their hideout and safe haven.

While enjoying breath-taking views of the other Maltese islands, you can enjoy an excellent lunch or dinner at Il-Kantra Restaurant, which offers the very best of Sicilian as well as local cuisines, using the finest offerings of fresh fish and the most tender cuts of meat. A truly unique dining experience awaits you in one of nature’s most beautiful settings. Make a promise to yourself right now to visit and experience this true Maltese gem. Il-Kantra is waiting to indulge you.

De Robertis is one of the longest established restaurants in Valletta.

Located across the road from Auberge de Castille, the restaurant is well-known for its refined cuisine at affordable prices. The open-air terrace dining area enjoys spectacular views of Valletta, the Grand Harbour and surrounding towns, providing a very romantic setting at night with the glimmering lights of the towns beneath.

The menu includes a fusion of Italian, Mediterranean, French and local cuisines, all beautifully presented to patrons in a lavish way by our friendly staff, making De Robertis one of the best venues for an informal business lunch or romantic dinner in Valletta. We also cater for group lunches and staff parties with set menus, tailor-made to the clients' tastes and budget.

Booking ahead is recommended.

The Oracle Casino Bistro Entry requirements: Maltese must be over 25 years old and foreign nationals must be over 18 years old.

Proof of ID/Passport will be required on the first visit.

Oracle Casino Bistro has the Quality Assured Restaurant seal.

Take time out to enjoy the Oracle Casino Bistro, a place to relax and catch up with friends. The Bistro is a modern, city-style restaurant within the casino itself. We have created an à la carte menu which blends the flair of international dining with the distinct colours and flavours of the Mediterranean. Choose from a variety of antipasti, pasta dishes and fresh fish to a selection of contemporary specialties and grills. With regular themed evenings and nightly live entertainment, the Oracle Casino Bistro provides a unique combination of two nights out in one, offering the fun of the casino and the pleasure of dining.

Oracle Casino Bistro, Islet Promenade, Qawra.

T: 2157 0057; E: win@oraclecasino.com; www.oraclecasino.com

The Oracle Casino Bistro is open daily for dinner from 7pm till midnight. Reservations are recommended. Look out for special promotions given regularly at the Bistro. The Bistro is also open daily for lunch from 12pm till 3pm. The lunch set menu is only €5 between Monday and Saturday while the Sunday buffet lunch is only €10. On Wednesday we serve our fabulous buffet for €7.

Il-Veduta

Unparalleled views

Open: daily 11am-11.30pm.

Il-Veduta, Is-Saqqajja, Rabat.

T: 2145 4666/2145 3656; Deliveries: T: 2145 5500; E: info@veduta.com.mt; www.veduta.com.mt

As the name implies, Il-Veduta is blessed with unparalleled views of two-thirds of Malta, directly overlooking the countryside and distant sea. Situated just outside the fortifications of Malta’s old capital, Mdina, the restaurant has become a household name among families looking for the perfect Sunday lunch venue. The spacious establishment, with indoor and outdoor seating, is split on three levels that can cater for large groups of up to 300 people. The third floor can be used for private functions of up to 100 people. The diverse menu consists of a vast selection of delicious Mediterranean fare, with a variety of starters, pizzas, pastas and grills, all modestly priced. Il-Veduta also offers a delivery service, for customers to enjoy the enticing menu from the comfort of their homes. Delivery menus can be viewed on Veduta’s accessible website.

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