d-mars.com Business Journal 33

aug. 25 - sept. 25 2009

33

Inspire, Inform & Educate

Edition

It’s A

Family Affair

Donald Lewis & Marcus Brown The Fly Watch

Script Source Pharmacy

Larry D. Richmond Richmond’s Complete Electrical

CONGRATULATIONS! Pastor Reggie Devaughn Silverlake Church

Monique Sanders

Dr. Randal Pinkett SEASON 4 WINNER OF “THE APPRENTICE”

“Together We Stand Divided We Fall”

Dr. Randal Pinkett & MR. D-MARS

(left to right) MR. D-MARS & Trent T. Daniel

Elvia Lynn Valdez d-mars.com Contributing Writer

Dr. Adams Tran & Bernard Schultz, Yuliana Nunez, Tawney Carter, Joe C. Schultz, Karen Brooks Josie Gomez, Sofia Elwin & Rodrigo Suarez Grace Prepaid Legal Group, Inc. Schultz & Schultz

See Pg. 5

Wendy Richard Richard Management Group, LLC

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Publisher’s Message

Keith J. Davis, Sr. SR. PUBLISHER Keith J. Davis, Sr. JR. PUBLISHER Keith J. Davis, Jr. VICE PRESIDENT Kevin Davis EDITING CONSULTANT ReShonda Tate-Billingsley ADMINISTRATIVE ASSISTANT Joi Terez Coleman ACCOUNTING MANAGER Eugenie Doualla PHOTOGRAPHY Leon Galbreath MARKETING CONSULTANTS Lenore Benoit Johnny Ray Davis, Jr. MULTIMEDIA DIRECTOR Andrea Hennekes LAYOUT & GRAPHIC DESIGNERS Ghuzzala Malik (Faith) Myron Davis DISTRIBUTION Booker T. Davis, Jr. Rockie Hayden CONTRIBUTING WRITERS Carla Lane Christina Robinson Grochett Charlotte Jackson Elvia Lynn Valdez Dr. D. L. Jones Bernard Schultz Joe C. Schultz Rodrigo Suarez Justin Frazier Wykesha C. Hayes, M.Ed Johnny Ray Davis, Jr. Eileen Peters Franklin Diedria B. Joseph Monique H. Sanders, RPh Ron Reynolds, Esq. Victor Walker

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One only needs to pick up any copy of the Dmars Business Journal to know that I believe in keeping it in the family. My son works closely with me, and has even started his own company, K. Jer’Rod Enterprises. My brother is Vice-President of D-Mars. And my father and cousin also play vital roles in the company and contribute to its success.

By seeing that you might think that I’m all about family – and I am. But it’s not just my family in the standard sense of the word. See, I’m of the mindset that family isn’t always bound by blood. You can find a family in a group of people that have never met, yet come together for a common goal – further the success of a particular business.

Family is what you make it and can be found in employees, co-workers and others who share in your dream to make your company or business be all that it can be.

I’m so proud of my family – both the one that God blessed me to be born into and the one that He brought into my life here at D-Mars.com.

That’s why the theme of this issue comes so naturally. Success means nothing if you don’t have loved ones there to share it. Of course, it is my dream to build my business and lay a foundation for my son, leaving a legacy to make him proud. But also important to me is building a business where I can take other “family members” along for the ride.

I’m not the only one who shares this mindset. In this issue you will meet some dynamic entrepreneurs who are all about keeping it in the family and creating a family to make your dreams come true. Read their stories, learn from their experiences, and discover how you, too, can make your business A Family Affair.

As always, we have stories to boost your business - everything from how working moms can have it all, to learning how to break through barriers and achieve power results… fast (you won’t want to miss the exclusive interview with Madeline Alexander). There’s something in this issue for everyone!

Of course, I can’t leave you without once again asking that you support the advertisers in this, and all the D-Mars Business Journals. Because of their support, as well as yours, we’re able to continue to bring you a product that makes us proud!

CONTENTS Building a Business Family....................................................................4 One on One with Randall Pinkett...........................................................5 How to Break through Barriers and Achieve Power Results...FAST......9 Working Moms, can we really have it all?.............................................12 Building a Community with Employees.................................................13 Richard Management Group, LLC.........................................................14 Ask Carla Lane......................................................................................16 Blood Thicker than Mud: It’s a Family Affair .........................................17 In the Family: Family Founded and Run Law Firms..............................18 Young Entrepreneurs Command Your Attention...................................23 5 Tips for Effective Business Planning..................................................25 Making sure money is still there when you can’t work..........................27 Educating Youth the Family Way...........................................................28 Making it on One Income......................................................................29 Becoming a Team Player on the Job....................................................30 The Importance of Family for Entrepreneurial Success........................36

MR. D-MARS D-MARS.com Business Journal Tip of the Month Together we stand divided we fall

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7322 Southwest Fwy, Suite 806 Houston, Texas 77074 713-272-9511 . Phone 713-272-6364 . Fax 1-800-453-8752 . Toll Free www.d-mars.com 3.

B usiness F amily

W

hen Trent Daniel received a call from CBS in Houston requested that he make his popular magazine, Makeover Houston, into a TV Show, he was ecstatic. There was just one problem, he didn’t have the fi-

nances to make it happen.

“I started educating myself on a system called Business Credit reporting in order to get the financing in order to successfully put my show on air,” Daniel said.

Now, the Praire View graduate and his partner, are taking the knowledge they acquired and sharing it with others. They’ve started Imagine International, a networking firm that teaches entrprenuers how to get business credit without using their social security number.

“Once I saw how successful business credit worked for me, we wrote a software program to teach people about business credit and how businesses utilize it. We launched a networking markting company so people could take advantage of what business credit could do for them by helping them get approved for credit without using their social security number,” Daniel said.

“With a Dun and Bradstreet business credit profile there are hundreds and hundreds of thousands of dollars in financing that business owners can get without the use of their personal

Imagine International T e s timoni a l s to help business owners across the country obtain financing for their business without using their personal credit or social security number. A recipient of many major credit cards, including a major $25,000 MasterCard, and a beautiful home acquired through business credit, Loranda educates over 100 business owners a week on the power of establishing a solid Dun and Bradstreet business credit profile.

LORANDA SHAW MANNEY Loranda Shaw Manny is the Director of Marketing for Imagine International. After a successful 19 year Sales and Marketing career with a major New Jersey Fortune 100 Pharmaceutical company, Loranda found herself severed due to a recent acquisition and merger. At that point in 2007, Loranda made the decision to start her own business and joined forces with the founders of Imagine International LISA ROSS august 25 - september 25 2009

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credit,” Daniel added.

Daniel said the Business Credit reporting is nothing new, it’s just that only about one in every ten Black entreprenuers know about it.

“They don’t know about it because nobody is teaching them about it,” Daniel said. “The upper class and elite know about the system. The average person, the common person, we don’t have concept that it exists. The reason most business owners don’t know is because the education is not out there. I feel like this company has been divinely chose to bring this information to the world,” Daniel said.

Daniel and his partner hold weekly seminars to educate entreprenuers. He understands that some people are skeptical, but that is what typically hold so many business owners back.

“Rich people are risk takers. They are wisely skeptical. People who don’t have a lot of money are scared skeptical.

Being skeptical just means that there is more information and more data that you need to get in order to make a qualified decision,” Daniel said. “I’ve never allowed my skepticism to make my deicisions. Unfortunatley, a lot of African Americans make decisions on non-rational skepticsm.”

Daniel, who has been working as an entreprenuer since he was 16, says For the past 21 years, I have had a successful law practice and familyowned dry cleaning franchise service.

Within this time, I have helped numerous small to medium size businesses set up their corporate structures and develop the corporate foundations in which they managed and ran their businesses.

I was aware of business credit, but it wasn’t until I became affiliated and educated by Imagine International, through its products & services, as to what business credit could do for the growth and financial stability of a business owner that I established a true appreciation for this awesome opportunity.

This company has embarked on unchartered territory of educating the American business owner & consumer through the power of education into the business credit world and true personal credit improvement. This Nationwide phenomenon has information for everyone regardless of your status in life. In a few weeks, this journey has been amazing for me, and each day brings something new and fresh, the opportunity to meet , encourage and educate others to reach beyond their perceived limitations and enjoy the American dream. ®

he and his partner have created a nontraditional family-styled working environment.

“I make it a point that I don’t hire personal family members,” Daniel said.

“My partner is my best friend. We are family. We are focused on similar goals.

Our business is a family.”

And it’s his motto that holds that family together.

“My motto is, if excellence is possible, good enough just won’t do. I live by that.

Most people don’t succeed because they don’t adhere to a standard of excllence.”

For more information on Imagine International, call 713-272-9511.

LENORE BENOIT I was introduced to Imagine International two months ago, and I immediately made the decision to take advantage of the products, services, training and income opportunity.

After being in business for 7 years, I had no clue of what Dun & Bradstreet was. Once introduced to the Business Credit Blueprint, I was amazed to find out that I had a perfect Business Credit Score. For the first time, I was approved for credit with Office Depot WITHOUT using my Social Security Number and felt empowered.

This is one of the most revolutionary businesses in existence. Imagine International has changed my life and 4.

I stand ready and excited to accept the a business vision without any realistic many blessings I envision for my future. solutions to start it, I was introduced to Imagine International. Imagine International has educated me to be an empowered consumer and entrepreneur with simplistic yet dynamite products and services. Application of the principles of Imagine International has enabled me to develop a company and secure business credit without a personal guarantee. I have become a more confident entrepreneur knowing that my family doesn’t have to suffer from the needs of my business. Moreover, I am making an outstanding income as an Imagine InterRICHARD HARPER national Advisor while developing my At the point of frustration of having own company, the right way.

Winner, “The Apprentice,” Season Four

Dr. Randal Pinkett & MR. D-MARS Most people know Dr. Randal Pinkett as the man who took everything real estate mogul Donald Trump dished out (and then some) to emerge victorious in the fourth season of the popular business show, “The Apprentice.”

But Pinkett, a successful executive within his own right is definitely leaving a legacy of his own. Pinkett has established himself as an entrepreneur, speaker, author, scholar and community servant. As co-founder, chairman and CEO of BCT Partners, a multimillion-dollar management, technology and policy consulting firm based in Newark, New Jersey, he works with corporations, government agencies and nonprofit organizations in the areas of housing and community development, economic development, human services, government, healthcare and education.

A “serial entrepreneur,” with five academic degrees, Pinkett stopped by the D-Mars office to get up close and personal and share his journey to becoming one of the most sought-after business speakers in the country.

Mr. D-Mars: Thank you for taking the time to share your journey with our readers. Most people know you from “The Apprentice” but you have a pretty impressive record both before and after the show.

Dr. Randal Pinkett: Yes, as you know, I was the winner of the fourth season of “The Apprentice” in December, 2005.

The show was a really great opportunity for me because it opened up doors. It gave me a platform. I was already an entrepreneur, running my own firm. But since the show, it’s really allowed me to expand in some of the work that we do into new markets. It’s also allowed us to really work with charitable organizations. I’m getting involved with groups like the National Black MBA. It’s been a long-standing relationship. There are a lot of things that I do that, were not for the show I wouldn’t be able to do.

Mr. D-Mars: What was it like working with Donald Trump?

Pinkett: It was a good experience.

I worked for Donald for a year. I was responsible for managing a renovation

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LISA BROWN

is funding out of pocket, we were taught to use our own money & personal credit.

With the educational products & services of Imagine International, my eyes have been opened to the possibilities of what business credit can do for business owners. In just a few short weeks I was able to become one of Imagine International’s top earners..

I currently have an organization of 40+ advisors, have been able to get approved for my home without using my social security number and am excited about what it to come.

Imagine International became a breath of fresh air for me & my company, BBB Ministries Inc. Early this year the ministry was facing financial hardships with just enough to maintain an overhead of over $4,000 a month. Thank you Sarah and Trent Daniel, Like any other business or Ministry that Pastor Lisa Brown project. It was a $110 million renovation across three resorts in Atlantic City and truthfully, my background is in technology and engineering so I’m not well suited, nor am I that passionate about renovation. But the assignment was to facilitate. I was able to get a behind-the-scenes view on how the organization runs, how that operates.

Mr. D-Mars: You previously had tremendous success with your first book, Campus CEO: The Student Entrepreneur’s Guide to Launching a Multimillion-Dollar Business. Now, you’re back with your latest book, The No-Money Down CEO: How to Start Your Dream Business with Little or No Cash. Why did you decide to write this book?

Pinkett: The book is a reflection of my own business because I started my company with little or no cash. In fact, let’s just say, no cash. I learned through the process that it’s more common for people to start with no money than people believe. The perception is that people go out and get money, grants, investors, venture capitalists, etc, and they have hundreds of thousands of dollars, or they get the money then they go off and they spend it. But the fact is most companies started with little or no money.

So the book is really a guide. It’s a how to, a step-by-step process on how you can get a company launched without having the resources.

Mr. D-Mars: In this arena, if you start with no money, you have to be very educated, right?

Pinkett: That’s a good point. What I talk about in the book is that there are five forms of capital that you bring to the table. People tend to focus on one of those, which is financial capital - the money. But you can also bring social capital, the people that you know. You can bring intellectual capital, which is the kinds of ideas you can generate with your team. That means if you and I were working together we could create certain ideas that we generated together that we couldn’t generate independently. You bring human capital, which is your skills, your education, your training, your background. You bring all of that to the table and then you bring ®

cultural capital,insight to a particular industry. You might have insight into publishing, marketing, the Internet, so you bring a certain insight to that industry that no one else can bring. So when you put all that capital on the table, then you begin to paint a picture for the resources you have at your disposal. My advice for entrepreneurs is look at your team, look at that capital, look at the needs of the company and where your gaps are. What are you missing that you may need to get through relationships, through training, through education, so that you can have a well-rounded team that can be successful in whatever you pursue. The problem is we get four people together and say what do you bring and you realize there is something over here that nobody brings that is necessary if not mandatory for the company and that ends up being a blind spot.

Mr. D-Mars: How important is to understand the concept of family when it comes to succeeding in your business?

Pinkett: Particularly for our community, we have a tradition of making things a family affair. We look out for each other. We support each other. We call each other, brother and sister. That’s not by accident. There’s a spirit of community, mutual support and I believe that is actually the cornerstone of what has enabled us to be successful in this country and as a people. So looking beyond your biological family, I look at my business partners as brothers. We’ve been through thick and thicker and they’re like brothers to me. If we can continue to maintain and always continue to embody that spirit then we tend to look beyond what I call success, what you do for yourself and begin to focus on what I call greatness, which is what you do for other people. Success is what you do to make a difference in your life and greatness is what you do to make a difference in someone else’s life. And we focus a lot of our attention and effort on being successful. I tell young people I want you to focus on being great. I want you to walk away from this world and say what did I do to help someone else.

You can learn more at www.randalpinkett.com.

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How to Break through Barriers and Achieve Power Results… FAST

An Exclusive Interview with Madeline Alexander, The Power Coach ™

Taking the coaching industry by storm, Madeline Alexander, The Power Coach™, is delivering explosive, measurable results with businesses across America.

Madeline, how did you become “The Power Coach™”?

I’ve helped a lot of people break through barriers and achieve power results fast. I have a track record of helping entrepreneurs, executives, and corporate leaders overcome the barriers - the limiting beliefs, faulty business strategies, productivity traps, poor success habits, missing components, and the debilitating blind spots - that are holding them back from success.

What advice would you give business owners on overcoming the current economic conditions?

If your business is struggling, you should understand the current economic conditions are not your only problem. The current conditions are exposing pre-existing and underlying weaknesses and vulnerabilities in the way you work and in your business that were previously masked. Many of your current challenges are being revealed by the economy, but they were not caused by the changes in the economy. You just didn’t see them in better economic times. For example, if you have a weak customer satisfaction focus, you are losing customers now at a faster rate than a company who was better prepared with a strong customer satisfaction program, even though both companies are facing the same economic trends. Here’s the

good news! I can help you correct this so that you and your organization are positioned for peak performance and success, no matter what is happening externally. Don’t wait – many companies are growing and prospering right now because they are proactive, not reactive.

Excellent points. Why is coaching so important?

Getting the right coaching is critical to your success. All successful people have coaches because it works! Think of Michael Jordan, Tiger Woods, the Williams sisters, Kobe Bryant, etc. I work with three coaches myself!

What is Power Coaching™?

I created Power Coaching™ – a revolutionary system that combines teaching, tools, and strategies that get rapid results. I use a completely different paradigm than traditional coaching.

If you go to the doctor, she first diagnoses the problem, and it doesn’t take months to do it. That’s why my Power Coaching™ programs start with a proprietary breakthrough phase, where I diagnose your underlying barriers and we fix those first.

You emphasize rapid results.

Why is that?

In sports, the best football coaches can go into the locker room at halftime, and in 15 minutes they can adjust the game plan and come out with a winning strategy mapped to the competitive threats. A basketball or football coach can call a 60 second time out, assess the situation, and diagram a game-winning play. In today’s challenging environment, you must respond quickly and decisively. When you invest your hardearned money with someone to help you with your business and your life, they need to be able to rapidly read the landscape and quickly give you the right play to WIN. That’s exactly what I do.

How do you respond to people who say, “I don’t have time” for coaching?

It comes down to priorities. All of us are busy - but successful people make time for the things that are most important and produce results. Cut down on the time you spend watching TV, web surfing, and chit-chatting on the phone, or cut out some unnecessary meetings, and you will have time to Power Coach™, transform your thinking, and build a recession-proof business with multiple income streams.

Wow, that’s fantastic. So what

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would you say to someone that thinks coaching is expensive? I’ve heard people say, “I’d love to do it, but I can’t afford it.”

Again, it’s priorities. We spend money unconsciously that we should invest more effectively. Get conscious of what you’re spending on gourmet coffees, movie tickets, CDs, sneakers, designer purses, consumer electronics, etc.! If you just cut down on some of those consumer purchases that are not putting any money back in your pocket, you will easily be able to invest in a Power Coaching™ program. Cutting out $3.25 for a latte each day will cover your entire investment in the Power Coach™ Audio CD Program!

Is Power Coaching™ a lot of work?

Struggling on your own is a lot of work! Getting The Power Coach™ in your corner with the right system and

strategies will make things so much easier. You will finally fix the real problem, you will see rapid results, and you will dramatically accelerate your success.

I’m ready!

That’s great! Let’s make it happen.

What is the first step to connect with The Power Coach™?

First, visit my web site at www. madelinealexander.com and sign up for my free e-zines, Straight Talk News and Today’s Power Tip for Success.

You will receive a free MP3 download, “The Three Myths You’ve Been Led to Believe about Jobs, Careers, & Money that Keep You from Achieving What You Really Want....No Matter How Hard You Work!” Second, email info@ madelinealexander.com and request an application for my Power Coaching™ programs. Please call 832-598-2234 with questions or for more information.

Power Coaching™ Gets

Results!

Latisha Bell Built Five Income Streams!

Latisha Bell, Atlanta, GA Real Estate Agent and Investor Platinum Real Estate & Platinum Property Managers www.belllatisha.georgiamls.com

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am so excited and blessed to coach with Madeline. When I started, I thought, what could she possibly tell me that I haven’t heard before? Well, I was in for a big surprise. After the initial consultation, I was absolutely amazed at how much I did not know. Our coaching sessions are powerful. Madeline is insightful and she gets to the root of the problem. When I started coaching with her, I had negative beliefs, limiting beliefs, time wasters, energy drainers, you name it…I had it. Through the few short months she and I have been working together, I have eliminated ®

those things. My limited beliefs are shattered and I know that I can do whatever I put my mind to do because of coaching with Madeline. Words cannot express how gifted and skillful Madeline is. I now have more confidence and I am getting results. When I started with her, I had one source of income.

Now I have built five solid sources of income. I am enjoying the fruits of my labor, I am less stressed, I have more energy, and more time to do the things that I absolutely love to do. I tell you, Madeline was born to be The Power Coach! She is a coach like no other. Through her coaching programs, I have redefined my life and I am now beginning to live the life I imagined.

My life has been transformed. During one of our sessions, she identified the lack of confidence I had and within two weeks, my business was growing in leaps and bounds. Everything is flowing wonderfully. I am so blessed to have her as my Power Coach. I am telling you, if you don’t have her as your coach, you are missing out on literally a lifetime opportunity. Working with her gets you excited and motivated, and you will accomplish more in less time.

Listen to Latisha Bell’s story at www.madelinealexander.com.

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Grace Prepaid Legal Group, Inc. (“Grace” or the “Company”) is a ground floor business in the Prepaid Legal Service Contract Industry. It is Grace’s purpose and mission to provide Legal Service Contracts (primarily individual and family legal service plans and business legal service plans) to its members via affordable payment plans ($25 per month for individual and family plan and $75 per month for business plan ). Grace’s plans allow access to legal representation in a manageable and predictable manner. Grace is not a law firm, and its owners, directors, and employees do not provide legal services or advice.

Rather, by connecting the Company’s members to its experienced Provider Attorneys at lower, negotiated rates, Grace helps members, their families, and their businesses prepare for unforeseen legal needs much in the same way health insurance, home coverage, and automobile insurance allows insureds to plan and pay for unforeseen circumstances. Because Grace’s Provider Attorneys are selected from experienced law firms, members can expect effective and responsive service.

For law firms to be considered for Grace’s Provider Attorney, they must: • Be in good standing with the state bar association.

• Have a service philosophy that comports with the standards of Grace Prepaid Legal Group, Inc. • Understand and appreciate the legal needs of Grace’s Members.

The engine of Grace runs on a home-based business model that utilizes “word-of-mouth” advertising— one of the most effective and wellproven marketing strategies in the world. This method allows a company to recruit a sales force of independent distributors who have the opportunity to start their own home-based business with very little investment up front and yet enjoy virtually unlimited earning potential. Both Grace and its

independent sales distributors have interests and goals that are perfectly aligned, in that motivation and profits are shared to enhance the sales of leDr. Adams Tran & Karen gal service contracts.

Direct sales are serious business in to manage today’s economy. Recently, top com- 3. Minimal Out-of-Pocket Expenses panies have chosen direct sales as the • Low initial investment most cost-effective method for market• Little or no overhead ing their products and services. Ac- 4. Simple Training System cording to Neil Offen, president of the • Grace provides Sales and Direct Selling Association, the direct Leadership and Ethics training sales industry has outperformed all • Grace provides Product and other forms of retailing. Each week, Services training more than 13,000 individuals become 5. Lucrative Compensation Plan independent distributors for different • Residual Income companies across America. Precisely • Bonuses due to the effectiveness of direct selling, as well as its democratic and entrepreneurial spirit, Grace has adopted direct selling as one of its primary marketing strategies. By joining our sales force, you will have a special and rare commodity in this economy—the opportunity to succeed. And because the sales force of any company is a reflection of the company itself, Grace will provide the training necessary to its sales distributors to take advantage of that opportunity in the most effective and ethical manner possible so that the Company’s members can receive what Grace seeks to offer: peace of mind.

Brooks

Sign Up on Our Online Mailing List @ d-mars.com

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Top Five Reasons to Join Grace Prepaid Legal Group, Inc. 1. Distributors can decide when and where to work • No specific time commitment required • Spend your time as you choose • Operate in the environment that meets their needs 2. You have full control • Be your own boss • Set your own goals • Reach a huge marketplace • No employees or inventory

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Working Moms, can we really have it all?

By Carla Lane, Contributing Writer

C

an we really have the life of our dreams? Loving husband, well behaved kids, thriving business? As women, we often struggle with feeling bad for not putting enough time into our business, or to the kids, or partner—or just as importantly, ourselves.

If you relate to this, you are in good company. Even our First Lady, Michelle Obama struggles with work/family balance and while campaigning for our president, was quoted by NPR as telling a mainly female audience: “I’m always living with the guilt that if I’m spending too much time at work, then I’m not giving enough time to my girls.

And if I’m with my girls, then I’m not doing enough for work — or you name it. It’s a guilt that we all live with in this room. Can I hear an amen?”

Like many of my women friends and colleagues, I’ve tried on varying sizes of career and motherhood at different times. I have a husband who is a wonderful father and a true parenting partner. I love my kids and I don’t regret one moment I spent with them instead of chasing career goals. I love my job and owning a business and feel as if I am walking in my purpose. I am very much grateful for all of these blessings and don’t want to come off as a complainer. BUT!! I am so tired of trying to do it all.

It’s very much like riding a playground seesaw. Sitting in midair with feet dangling, knowing how careful you need to be to maintain that all important teetering balance. The slightest move could send you catapulting skyward or crashing down. The only

difference is our attempts at achieving balance centers around the workplace instead of the playground. Balance is not a steady state of being. It’s a position one can maintain only through constant vigilance.

So back to the initial question, “Working Moms, can we really have it all?” Of course you can! The question is, “Can you really have all it all at the same time?”

I didn’t know how to verbalize my philosophy until I had a moment of epiphany. Oprah calls it an “Aha! Moment”. While reading a book about a woman struggling and failing to juggle family and work it occurred to me, the secret is not more hours in the day, or cloning (wouldn’t that be wonderful?) but, to just be the best you can be each day and to say, “NO!” We can’t do everything or be everything to everyone.

For most of us, it is the hardest thing in the world is to say: “I’m going to do my best and I’m going to keep the long term in mind and know that it’s not always going to be this hard to balance. I just have to get through it, and know it does get easier as the kids get older.”

Focus on what you want and figure out how you want your life to be. Then choose the action or actions that lead to your goal. One of my goals is to have a daughter who feels good about herself.

Her grades are tied very closely to her confidence. Thus, no matter what WE study together and Thursday nights are spent drilling spelling words.

No matter what all important mixer is scheduled for Thursday, if on Wednesday at bed time she has not mastered each word, then alternative plans have to be made for the mixer.

Maybe I spend only an hour at the mixer or instead of personally attending I send a member of my staff. But we will know each word by bed time on Thursday. It’s important to her, so it’s important to me.

At the heart of the work/family balance challenge is regret. Every choice leads to action and inaction. Sometimes those actions benefit our families more than our careers. Other times we put our lives and families on hold and

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focus on work. But instead of focusing on balance, perhaps we should consider regret and making decisions that we don’t regret.

Maybe the more relevant questions are these: • In the long run, what decisions will lead to greater regret?

• Will there ever come a time in my life when I look back on a given decision and wish I had a do-over?

• What can I do now to minimize regret down the road?

My best advice is to keep your eye on the long run and know that if you have to say no to something, you have to say no. I have to remind myself of this often, when I’m feeling guilty about some phone call I didn’t return or email I failed to read. We have to let go of the guilt! And I am first to admit letting go can be tough, due to unrealistic societal expectations and unrealistic expectations we have of being “Su-

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per Woman”. Letting go means that we acknowledge what we accomplished at the end of the day and let go of the rest.

For me, sometimes closing the deal takes precedence over a homemade dinner. Always, my daughter’s volleyball games, my son’s soccer games and listening to my husband’s long stories over margaritas at Pappasitos usurp the networking mixer. I don’t have it all, all of the time. But the parts I do have ... mean everything!

Let us Promote your Business, Your Event, or You! Advertise today in D-MARS Business Journal

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12.

Building a Community with Employees

By Christina Robinson Grochett, University of Phoenix – Houston Vice President of the company.

Keeping employees happy is integral to a satisfying work environment and below are a couple of tips to help build a positive community:

Offer Flexible Schedules.

group goals. Planning fun team building activities helps employees build their communication skills as well as their trust in each other. These activities can be as simple as volunteering at a non-profit organization, bowling and golf tournaments or as creative and elaborate as team skydiving, learning how to line dance and going to Six Flags together. These entertaining, outof-office activities improve employee morale and encourage more intimate relationships between team members.

One of the most common and hardest obstacles for employees is balancing job responsibilities with family commitments. Companies that offer flexible schedules and summer hours that allow individuals to come in early, work late or telecommute a couple days a week help make a guilt-free work- Allow Business Casual place for parents. The convenience Attire. helps cultivate a positive atmosphere Businesses that offer full-time dress s the unemployment rate that increases morale and encourages casual attire in the office and provide in Houston jumps to 8 employees to work harder. branded apparel often discover that percent in June from 6.9 their employees are more productive. In percent in May, employees Provide Health and Wellness addition, the casual dress eliminates the either fear losing their jobs or are cur- Programs. need for employees to purchase more Workplace health and wellness formal clothes and therefore saves them rently looking for one. In this tough economy, it is more important than programs improve employee attitudes, money. If an informal dress code is not ever to build a positive environment reduce company healthcare costs and an option, then try to implement dressincrease productivity. Businesses that down guidelines for Fridays and fun for your workforce. offer discounted gym memberships, wardrobe competitions on holidays.

As a 2009 winner of The Hous- on-site fitness classes such as yoga and ton Business Journal’s Best Places to strength-training, team walks during Celebrate as a Family.

Show employees they are appreciWork and a 2008 winner of the Alfred lunch breaks, bike riding groups and P. Sloan Awards Business Excellence in online support that provides exercise ated by celebrating their achievements.

Workplace Flexibility, which is part of instruction and nutrition tips pro- Hosting fun events for company milea national effort to recognize compa- duce highly motivated and high energy stones, birthdays and holidays makes nies that make work manageable and workers who are more loyal and enthu- employees feel as though they are part of a team and that their work is making successful for both the employer and siastic about their jobs.

A

a difference. the employees, the University of Phoenix – Houston campus has had a lot Plan Fun Team-Building My Community. of success in creating a positive atmo- Activities.

A successful team shares responsiHave you ever seen teams of adults sphere for employees. In fact, many people have been with the campus for bility and knowledge as they work to- compete furiously in a Wii competiseveral years and are proud to be part gether to achieve their individual and tion? With arms flying and employ-

Let us Promote your Business, Your Event, or You! Advertise today in D-MARS Business Journal august 25 - september 25 2009

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ees shouting at the top of their lungs, sometimes it seems more like an Olympic audition than a fun team-building activity. For University of Phoenix, which has six locations in the Greater Houston area that includes the two newly launched learning centers in Sugar Land and the Woodlands, this is just part of the reason employees love their jobs.

These fun team building Wii activities during lunch as well as flexible schedules, a Healthy U program, fulltuition reimbursement, and monthly off-site employee outings have built a strong sense of family among the 300 + team. Being a great place to work is an essential part of the University’s goal to create a positive community that encourages family-like bonds. With fun activities and working with people they trust, our employees are passionate about their jobs and are committed to helping students reach their personal and professional goals.

As a result of our family-oriented environment for employees, the University of Phoenix – Houston campus has experienced positive growth, outstanding customer service, business leadership and a tremendous support from local community and professional organizations.

Christina Robinson Grochett is the State Vice President/ Director of South Texas for University of Phoenix.

An accomplished leader and champion of higher learning, she was named one of the Top 10 business women by the American Business Women’s Association in 2008 and led the Houston campus to receive the 2008 Alfred P. Sloan Award from the city of Houston for Workplace Flexibility and Innovation.

Call US TODAY!!!

713.272.9511 ®

13.

By Charlotte Jackson Contributing Writer Each one of us has an obligation to give back to where we came from.

If a community was good enough to provide an education for us; then we need to volunteer our time, talents or

other resources back to that community. If you now live in a different community, find a community organization that needs you. I find it frustrating when employees feel like a community is good enough to earn their paycheck there, yet they won’t support the other businesses in the community. Examples, many people who do not live in my school district yet earn exceptional salaries; want to complain about the “ghetto” community in which they work. If it is good enough to pay your salary, it is good enough to support the businesses here. If you do not like the way the children arrive in your classroom or office, do your part in being a mentor to help change those traits in those that need help. Instead of criticizing, do something positive.

Find some coworkers or friends and work on one of the many needed fundraisers to help with school uniforms, supplies, campus beautification, Project Graduation and others. If you have been guilty of only returning to the neighborhood for football playoffs or reunions, step up this year and get involved. Call the school and ask how you can help. Perhaps your ser-

vice organization, church, or even your old football team wants to step up and raise scholarship money for these youth to someday attend college? Check with schools and see if they have a Career Exploration Day or maybe an organization such as Gents or Men of Honor, who need your gifts as well. Maybe they just need you to play in a golf tournament to help raise funds.

If you know you have a gift for decorating, why not volunteer to decorate for fundraising events or the Senior Prom? Offer to organize a personal development workshop and if the school doesn’t have the facilities to host it, check with the local community college or one of the churches. Someone will say yes.

Research the needs of the community, pray and offer to serve on a board, run for an elected position, volunteer to drive senior adults to the voting location, just do your part in making it a better community.

Richard Management Group, LLC

Wendy Richard, “The Fundraising Expert”

I

f you’re looking to make an impact and improve your busines, then you need look no further than Richard Management Group, LLC.

Richard Management Group, LLC, founded in 2004 by Wendy Richard, is a diverse event management company where innovation and creativity are utilized to positively impact and improve business processes, marketing strategies, communication methods, and financial benchmarks for clients.

Through adept skills in fundraising, ideation, coordination, negotiation and leadership, Richard Management Group, LLC is committed to identifying breakthrough solutions capable of lifting any organization, large or small, to new heights.

Designed to provide fundraising, event planning, and political and nonprofit development consulting services, Wendy Richards has hands-on experience in fund development and event planning.

“I also contributed to planning/ implementation of a full-scale fund rais-

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ing event that attracted high profile patrons, and as a result successfully raised over $1.5 million dollars in the event’s inaugural year,” Richards said.

The company has worked with a number of partnerships, including Interfaith Ministries for Greater Houston, the Susan G. Komen Breast Cancer Foundation, the C. O. Bradford Campaign, Yellowstone Academy, Dress for Success, Texas Youth Commission, and many more.

“Through my experience, I identify and communicate political and community concerns that are affecting the community, with solutions to those issues,” Richards said.

Richard Management Group, LLC also partners with local/national

Fundraising * Event Planning * Non-Profit & Political Development

organizations to provide general community awareness, teaches those organizations how to maximize your involvement within the political process and to get others involved, and advises persons how to give back with an impact and the importance of giving back.

For more information please contact Wendy Richard @

281.460.9808 wendynrichard@gmail.com

®

14.

A Sign of the Times- Then & Now…

By: Elvia Lynn Valdez

Growing up, in the early nineties and wanting to be like the rest of the crowd I would often ask my mother for things I knew she would not agree to. For instance, I would ask if I could spend the night at a friend’s house knowing way in advance the answer would be “NO”. I would then followup by telling her how un-cool and oldfashioned she was, as a result of growing up in the fifties.

She grew up when root beer was the drink and penny loafers were the ultimate shoe. Some forty plus years later her daughter was growing up in a time where beer was the norm and instead of wanting loafers the kids in my class were asking for Nike’s. Ma-

jor differences of the times would lead me to always tell my mom that times had changed, she would often remind me that it wasn’t the times that had changed, but instead people’s mindsets.

Now as an adult I get it, I must admit I didn’t quite get it then. As the days go by we get older with every minute of every day (this sounds scary, and it is), there has to come a point where we have to realize that we can’t do the things we used to. Not because we don’t want to, but because we’ve had to adjust our minds to accept our current realities.

By no means am I advocating that one can’t have a young spirited mind over a certain age, heck I’m a woman

and I’m all about doing whatever you can to stop the hands of time. But, by all means we have got to come to grips with where we are when we stand in front of the mirror and know that it takes a special person to adjust the sails of our boats, even though we know we can not adjust the direction of the wind.

Staying positive may seem a lot easier said than done, given the circumstance, but the truth is there is something to be said about a happy person. Ask yourself, if you have ever seen a miserable person walking this earth and remember how terrible they made you feel. If you’re a happy person with a great attitude you probably felt happy that you had a chance to smile at them, in hopes they’d smile back!

Ed’s World, Inc.

Dr. Queen Martin The Martin Family of Acres Homes uses community service as an avenue to work together to address educational needs of young people, emphasize the responsibility of giving back, and keep alive the memory of their loved one.

Dr. Queen Martin, Assistant Professor at Prairie View A&M University, and daughters, Angela and Adrian, established a non-profit organization to honor the memory of their son and brother, Edward Darnell Martin.

Edward passed away in May of 2003 because of an automobile accident while driving home from Clark Atlanta University. Edward’s genuine love and concern for others was always exemplified in his cheery words, “What It Do?” Ed’s World, Inc. (the organization they founded) celebrates the life and

fulfills Edward’s vision regarding his concern for young people who were not reaching their potential. The organization is dedicated to encouraging youth and young adults to love themselves and take advantage of the opportunities available to them. Edward’s family members, friends and volunteers of the organization want to be a resource to help people accomplish milestones in their lives, continue to grow, and work to be positive role models to others along the way. Other family members who are involved in the organization include Rodney and Maryellen Martin (uncle and aunt-board members), Herman and Glenda Frazier (uncle and aunt-college prep volunteers), Taylor Jones (16-year-old niece) and Kenneth L. Jones (17-year-old nephew of Edward’s), both students at Klein Forest High School.

The focus of the organization is that we must “be the change we want to see in the world.” The fact that everyone has gifts and potential is emphasized. The organization serves as a power booster for family, friends and volunteers also. Individuals receive encouragement, support and a sense of direction to move toward achieving their best, as well as helping others. Working with the organization, people from all walks of life learn to value each other.

The organization shows that family is not just blood relations as several mem-

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bers of the Booker T. Washington class of 1999 (who were classmates of Edward) are volunteers, including Michael Powell, Diondre Cooper and DeShonda Washington.

Ed’s World was established in De-

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cember 2003 and provides annual scholarships to graduating high school seniors, college preparation sessions, and business start-up workshops. To learn more about the organization visit the website at www.eds-world.org.

15.

By Carla Lane, Contributing Writer

I was told by a potential employer that the initial interview would be over the phone. I have never had a phone interview; do you have any tips to help me get through?

One of the parts of my job that I love the most is conducting phone interviews with candidates. This past week I’ve conducted more than 50 of these interviews, with other members of the staff team conducting at least 70 more! Regardless of your feelings about phone interviews, you can develop techniques and skills that will maximize your phone interview’s impact on the hiring staff. Here are some phone interviewing tips to get you going: last names, or telephone numbers 1. It’s important to prepare for a sucon their voicemail greetings. My cessful phone contact even as you are recommendation is usually to leave applying for positions. When providone of these identifiers in the mesing your phone contact information, sage. Again, each job seeker must it’s important to list the number(s) at determine what is comfortable. which you can be reached, indicating whether or not it is acceptable to be 5. If someone other than you may ancontacted at your current position. swer the phone, it is important to Also include your email address if work out a system of message-takyou check it often. ing. Twice this week, I have called a candidate only to be greeted by a 2. In certain circumstances it may be toddler who told me, “Daddy’s in important to give additional conthe shower” before she hung up. tact information. For example, if If you anticipate a “season” of job you are currently working, you may searching, it might be a good idea to include something like, “Between invest in a personal voicemail. the hours of 8am-5pm, I can be reached at this number” or “ I check 6. Create a mini-job log to have near messages frequently throughout the the phone. Make a list of the comday and can usually return calls durpanies at which you’ve applied and ing breaks.” Finally, if you will soon the titles of the positions applied be moving, include “until” dates for, also include the qualifications with your phone, email and mailing requested for each position. This information. way when you are called, you will have some idea of which job they’re 3. A trend observed by many recruitcalling about. Ideally, the interers is voicemails that treat incomviewer would like to think his or ing callers to the jobseeker’s favorite her company is the only employer song of the moment. When I was to which you’ve applied. But this 20-something, and going through a hope dies quickly when you say break up, I felt that two-minutes of something to the effect of “now “She’s Out of my Life” by Michael what job is this again; I’ve applied Jackson was a unique expression for so many….?” At best, it makes of my coolness and grief over the you look disorganized and at worst breakup; as a staffing professional, I as if you are sending out hundreds am mildly annoyed by the concert. of resumes desperately.

As a rule, I’d say cut the music.

4. It is helpful if recruiters can be sure 7. If you receive a message from one of they’ve called the right number. For the decision makers, return the call privacy and security issues, many as soon as you can. As you are repeople do not list their first names, turning the call, remember that the august 25 - september 25 2009

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recruiter may have called 10 other call you back later this afternoon?” people that day about the same or a This way, you are expressing your different position. When you return interest, being clear about the time the call, give your full first name you have, and suggesting a time to and last name and indicate that you connect later. are returning the recruiter’s call re10. While you are talking, make sure garding the xxx position. that your phone battery is not 8. If the message was left for you about to run out, that your chilat 1 pm, and you didn’t get it until dren are not screaming in the backyou returned home at 7:30, call and ground, and that you will be able leave a voicemail then. Give your to concentrate. It may help to have full first name, last name, specific your notes and resume in front position and your contact inforof you, and to have a pen in your mation for the next business day. hand to take notes. If the entire Be prepared, in case the recruiter hiring committee is on the other is still there at 7:30 and wants end in a conference call, you will to do a phone interview right want to write down each person’s then! name/role down so that you can refer to it later.

9. Ok, now here we go, the moment comes! The phone 11. It’s important that you are clear rings, and you are there about whether or not you can hear to answer! Our standard the interviewer clearly. Don’t say, recruiting rap goes some“Can you speak up?” Do say “I’m thing like this “Hi having trouble hearing you. Can James, this is Carla callyou hear me clearly?” The latter ing from LaneStaffing in Houston, is slightly less confrontational and TX. I’m calling regarding our waclarifies whether the connection ter quality position and would like between you is bad or if the probto spend about 10 minutes on the lem is on the recruiter’s end. phone with you asking some prelim12. As with any interview, be prepared inary questions. Is this a good time to ask questions at the end. You to talk, or could I arrange a time to want to have the recruiter(s) hang call you back?” Many interviewers up with a good impression of your like to make sure that interviewing interest in the company. now is convenient for the candidate.

Most recruiting professionals will 13. Immediately after the call, write a short thank-you note. I suggest give candidates this courtesy, parsomething like, like “Thank you ticularly when calling a candidate for spending time with me on the at her current place of employment. phone today talking about the enWhere there is less universal agreerollment management position. I ment among recruiters, however, is enjoyed the conversation and have your answer. Many recruiters want a better understanding of the job. you to talk to them when they call, I am very interested in an on-site and may not want to call again latinterview, and would welcome the er. They may have only one or two opportunity to further discuss the clarifying questions that would take position.” just a few minutes. Or they may want to do the full 10-60 minute The phone interview is the second phone interview with you, and they want to have you do it immediately. step in the process for many recruiters.

Other recruiters want the candidate During a phone interview, interviewers to feel composed and settled and can check out whether you are as good have a quiet place to talk and think, as you sound on paper, if you are articand may not mind making a later ulate and if you’d be a good fit for the appointment. If you are good on position. Most importantly, a phone the phone and quick on your feet, interview serves a way to narrow down you may want to go ahead with the the pool to finalists and semifinalists. interview. If you are in the middle Few people are hired solely on the basis of something, running out the door, of a phone interview. The phone interor can’t remember what the job is, it view is a way for both the candidate may be best to suggest an alternate and the interviewer to test the waters. time. A good way phrase is “I’m so So, relax, be professional, and be yourhappy you called. I have about 10 self! Remember, the best thing about minutes before I have to run out the phone interviews is that you don’t have door. Is that enough time, or can I to wear a suit! ®

16.

Blood Thicker than Mud: It’s a Family Affair

Dr. D. L. Jones Contributing Writer The early seventies produced the musical “funk” legend Sylvester Stewart, better known as Sly Stone and the Family Stone. Among the many legendary songs that Sly Stone produced include I Wanna Take You Higher, Everybody is a Star and You can Make it if You Try. But my most memorable Sly Stone song is “It’s A Family Affair.”

It was years after hearing this song played repeatedly over the radio stations and in the privacy of my home

that I began to listen closely to the lyrical stanza that said “One child grows up to be somebody you just love to learn, another child grows up to be somebody you just want to burn, momma loves the both of them; blood thicker than the mud, it’s a family affair.”

Amongst all the nationalities in America, how thick is our blood?

More importantly, how thick is your immediate family’s blood? Has it diluted to a level of non-concern or apathy when it comes to what really matters? Has your trust in America or your biological family diminished to the level of distrust? Are you keeping score and tallying the ‘record book of hurt’ in your mind to justify your absence from the spiritual and physical blood tie; the family?

Our national and biological family is very important as it plays a major role in the development of the person you become. One cannot argue that many of the goals a person desires to achieve are very much dependent on the experience he has with his family.

Think about it, children who belong to families that have a rich educational background tend to learn more. They are interested in learning more and

9th Annual Pink on the Green Golf Tournament

On Monday, October 12, 2009, golfers will tee off to help fund scholarships at the 9th annual Pink on the Green Golf Tournament. Players from across the Houston area and as far as California will take to the challenging, Timber Creek Golf Course located at 4554 F.M. 2351 in Friendswood, Texas. In addition to a great day of golf, players will have the opportunity to make a difference in the lives of Fort

Bend and Harris County youth. Julia F. Thompson, Inc., a Texas nonprofit corporation, is a tax-exempt, Section 501(c)(3) charitable organization. Julia F. Thompson, Inc. awards scholarships in conjunction with the Mu Kappa Omega Chapter of Alpha Kappa Alpha Sorority, Incorporated on an annual basis. These awards are given to both incoming college freshmen and continuing students pursuing their col-

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thus it is easier for their parents to get them educated. Similarly, children who belong to a family where becoming a professional athlete is a priority are more focused on sports and channel their aspirations accordingly.

Thus, it is the effect of your family life that many times guides you to decide who you want to be or what you want to accomplish.

Now, do you see how important the family is? A good and healthy family gives you your basic strength as a person. People who have experienced a solid and healthy family life are generally less scared of life.

Those who experienced a broken family union are generally less confident about who they are and what they can do or become. Many times they expect the worst in life. The way a mother or father treats their kids is actually the deciding factor to what those kids will be like when they grow up.

As important as family life is, it is a big problem in America today where many families, communities, governmental agencies, and national leaders are in a state of chaotic turmoil and the spiral continues downward and out of control.

With all the madness that we see lege degrees. In honor of Julia Faye Thompson, (“JFT, Inc.”) was established in 1997 to continue her legacy of service to the community. Julia’s lifestyle, career and outreach exemplified the motto, “Service to All Mankind”.

JFT’s fundraisers and donations have provided more than $175,000.00 in support to the community. The organization recognizes more than ever that learning is a lifelong process requiring funds long before the traditional college years. Yolanda Green is a supporter of this charitable organization. Ms. Green has supported this organization for five consecutive years. During this time, her involvement has proven to be invaluable to the organization and the mission of Julia F. Thompson, Inc. She realizes the impact the programs of this group has had on the Fort Bend community, and is now one of its greatest supporters. Donated funds also allow JFT’s volunteers to help elementary ®

in American family life, one can easily forget that the first institution that God ordained was the family. God established the family constitution!

God’s plan was to put solidarity in the family. Yes, before the church was established God established the constitution of family in the Garden of Eden. Since that time just about every institution that man has designed is primarily patterned after God’s constitution of family, i.e., government, church, and city halls for the orderliness and perpetuation of a civilized people for the betterment of life and the world in which we live.

This constitution of family can be seen in the White House of America to the British Parliament.

The family constitution is the original, primary, and therefore the simplest form of society. All public communities, whether civil or ecclesiastical, are composed of families. The forms of national and international societies and their modes of government continue to undergo great and important changes but the constitution of family remains stable amid all these revolutions, essentially the same as when originally constituted.

In view of the diverse forms of governments around the world, there is one common denominator to Divine structure that can not be question or denied: It’s a Family Affair.

school students enhance their reading skills and secondary students to increase their math and science skills. This tournament will also provide the golfers an opportunity to win $5,000.00 in a putting contest sponsored by Keller Williams Realty, and the Hole-in-One prize offers the chance to win a 2009 automobile donated by Bayway Lincoln-Mercury. All tournament net proceeds benefit the programs and services of the 501(c) (3) organization, Julia F. Thompson, Inc. With the support of combined resources, families, and individuals in our community are given opportunities to overcome barriers that might infringe on their ability to live successful and productive lives. Please visit our website at www.jftcharities.org and review the attached literature to see how you, as a supporter, can make a difference in the lives of so many in our community.

17.

IN THE FAMILY -

Family Founded and Run Law Firms Provide Better Quality Legal Services

left to right By, Bernard Schultz, Joe C. Schultz & Rodrigo Suarez

T

he injury of a loved one is a family affair. The effects of an injury surpass that of the person in pain, it affects everyone around him or her. This is especially true when the injured person is the sole breadwinner or in-charge of the family home, everybody suffers.

Be it adult or a child, the effects ripple through all loved ones and can endanger the family unit. An accident can cause the loss of a job, defaulting on your house payments, car payments, the happiness of a child or even their entire future.

Nobody ever expects an accident, but they happen every day. You hear it on the news; you see on T.V.; you might even witness one while on the road. People never think it might happen to them, they never see themselves inside an ambulance or surrounded by emergency room doctors, but it happens. It can happen to you, it can happen to me, it can be happening to a loved one while you’re reading this sentence. Regardless of the circumstances, you should be prepared and know what to do.

At Schultz & Schultz we are involved in the practice of several areas of law, but we specialize in personal injury litigation. This father and son law firm is a family, just like yours. Our attorneys have a combined of more than Forty (40) years of personal injury litigation experience. We have been there; we have seen it and we have experienced it. Although your health is the first concern, based on our experi-

ence, the injury is just the first part of the ordeal you will face. Lost wages, permanent injury, disfigurement, an insurance company that wrongfully denies your claim or that offers to settle your case for an obscenely low amount of money; these are just some of the effects that derive from an injury. This is where Schultz & Schultz can help you.

We have seen many instances where bad things happen to good people, and to add insult to injury, get mistreated by an insurance company. Therefore, there are a few things that you should know in case you are ever in an accident, no matter if big or small: 1) Obtain as much information as possible of the accident. If you are able to, take pictures (use your cell phone) of the accident scene, of the damage, of your injuries. Take down names, location, weather conditions, street conditions, time of day, etc; anything that will help in a reconstruction of the accident scene. If you get called into an accident scene because a loved one was hurt, do it for them. Most of these can be done with the use of a simple cell phone.

2) Take the ambulance. It doesn’t matter if you think you need it or not.

Some injuries, even big ones, cannot be felt immediately because of the adrenaline rushing through your body caused by the accident. One of the biggest excuses an insurance company uses to deny an insurance claim is the lack of an ambulance. See, sometimes the insurance company will allege that they

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can’t be sure if you were hurt at the accident or someplace else and the lack of ambulance helps their case. The use of an ambulance from the scene will serve as evidence that you were hurt at the accident. Down the road you will regret not having taken an ambulance and could severely affect your claim.

3) Get immediate medical attention, or at least, follow up with a Doctor.

Gaps in treatment for an injury are also severely frowned upon by insurance adjusters. It is reasonable for a human being to feel a pain and, like my father told me when I played football, “walk it off;” thinking it will go away. Then a week goes by, or two, then a month and the pain has just gotten worst. Then you go to a doctor and realize you are really injured. But guess what? an insurance adjuster will deny your claim, why? because, they can’t be certain you hurt yourself in the accident or during that month you did not seek medical attention.

4) Contact an attorney as soon as possible and do not give recorded statements to the insurance company without counsel. More often than not, your rights on a claim are directly

dependent on how fast you act. A good attorney will help safeguard your rights and assure you and your loved ones wellbeing in the aftermath of the accident. There have been countless times where a client’s recorded statement has been used against them, either in settlement negotiations or at trial. Insurance adjusters are trained individuals and know exactly what to ask and how to phrase questions. In these cases, the truth will not always set you free, the form of the question is of key importance and will determine whether you have a good case or result in the denial of your claim. Only a trained attorney can identify these and protect you.

These are just some of the basic things you should know and will assure the protection of your rights. At Schultz & Schultz we have brought smiles after the storm and obtained the best recovery possible for our clients.

You should not feel alone in your time of need. I always tell my clients to store my cell phone number in their cell phones and save it as “Attorney Joe”. That way, if they need me they will be able to find my number quickly by storing my contact information in their phone.

This is our specialty, and there is no fee for consultation, give us a call.

Tear the square below and put it in your wallet, use it in case of an accident. Let our family take care of yours in your time of need.

SCHULTZ & SCHULTZ ATTORNEYS AT LAW

(713) 839-1403 (OFFICE)

(713) 703-4872 (CELL)

TOLL FREE (877) 21-WRECK WEBSITE: WWW.SCHULTZLAWYERS.COM E-MAIL: JOE@SCULTZLAWYER.COM

PROTECT YOUR RIGHTS – KNOW WHAT TO DO IN THE EVENT OF AN ACCIDENT: FIRST: CALL 911 AND REPORT THE ACCIDENT – MAKE SURE THE POLICE COME OUT IF THE EMS/AMBULANCE RECOMMENDS YOU BE TAKEN TO THE HOSPITAL, DO NOT RESIST, GO. NEXT, GET THE FOLLOWING INFORMATION: Date and Time of the Accdent: Location:

Name of driver: Other Driver’s Insurance Information: The Policy Number for their Insurance: Their License Plate Number: Contact information of driver: Name and address for all witnesses: Get all passenger names (in both cars): DRAW A DIAGRAM OF THE ACIDENT:

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spoke of their favorite year round vacation spot, Miami,” said Lewis, “Marc and I decided we should look into renting Miami Luxury Lofts during the Spring Break season and year round for young professionals who wanted to “live the life” while on vacation.”

To date, they have rented some of the most exclusive properties in the South Beach area.

Recently, AARJ became the only large level U.S. distributor of “The Fly Watch,” a touch screen cell phone watch, which has been featured on MTV and BET. “This is a modern-day Dick Tracey technology advancement, this is the perfect item for the person who is always on-the-go,” said Lewis, “it’s easy accessible and can rarely be forgotten on the wrist.” The Fly Watch works with service providers that use SIM cards, like AT&T and T-Mobile.

The bite size device has Internet, video camera, text messaging capabilities and more.

AARJ, does not want to be known as solely a business venture, but also aims to make a philanthropic impact Marcus Brown in the community and created The City of Houston’s Annual Alicia Keys planning events for the mature-crowds Keep A Child Alive Houston AIDS and philanthropy efforts in Houston Benefit Week. AARJ also created the and Miami, we wanted to make sure we maintained a diverse portfolio.”

AARJ creates, manages and produces world-class events, in conjunction with leading production companies and non-profit organizations across America. “Our focus is to enhance the ‘vision of our clients with creative and well executed marketing techniques, through our strategic and innovate planning process,” said Lewis.

During their early business days, Addison and fashion partner Brandon Williams made a mark on fashion with Addison Allen Fashion Group by designing custom clothing. Their exclusive brand is worn by entertainer Kanye West, hip-hop mogul Russell Simmons and rapper Lil’ Wayne, Jim Jones and more. After the fashion venture, Addison and Lewis opened AARJ Entertainment Management. “By marketing our entertainment clients and also pairing them in our clothes, we were double marketing our brand,” said Addison.

Currently AARJ Entertainment Management, oversees the careers of Houston- R&B sensation Prince AJ.com and actor Kendrick “Kay” Brown.

“As we began to travel more extensively and meeting young professionals who also enjoyed traveling, they often

YOUNG, POWERFUL & DRIVEN

Donald Lewis

H

ouston childhood friends Marc Addison and Donald Lewis, planted the foundation to create a strong enterprise early in life by establishing a solid friendship over 20 years ago. At 25 years old, Addison and Lewis are the owners of AARJ Worldwide Investments and have established a successful enterprise in Miami, Houston, DC, Los Angeles, Chicago and New York. By 2011, the duo will begin business in Paris, Dubai, Africa and Hong Kong.

As alum of Historically Black Colleges and Universities, Addison an alum of Hampton University and Lewis an alum of Howard University, the two friends knew they needed to work extra hard to prove to corporate America they are the next moguls to work with. In 2004, while still in school, Lewis and Addison established Addison Allen Robert John Worldwide, a multi-faceted investment group with concentrations in technology, education, fashion, real estate, marketing, branding and event planning.

“We wanted to create a lifestyle brand compiled of an array products and services, ranging from technology, education to fashion, while targeting our demographic and empowering generations to come,” said Addison, “By

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®

Mobile Collegiate Tutorial Service, a tutorial service geared toward helping students pass the TAKS test and is a Houston Independent School District Supplemental Education Supplier provider. The service has helped increase test scores of elementary to high school students at Houston schools.

“Although we are at great start early in our careers, this isn’t the end, its only the beginning”, said Addison.

Through regional marketing tactics, understanding the importance of networking and their precisely written and executed business plans, AARJ is well on their way to enterprise status.

“We don’t plan on stopping, our success thus far is what motivates us everyday to continue to work hard towards the enterprise of AARJ Worldwide.”

For more information about AARJ Worldwide or The Fly Watch, Contact Marc Addision and Donald Lewis at AARJWorldwide@yahoo.com or info@TheFlyWatch.com Marcus Brown Owner ADDISON WORLDWIDE HOLDINGS P.O. Box 770772 • Houston, TX, 77071 Tel: 713.208.7752 • Fax: 713.272.9506

23.

Want to learn skilled investing strategies?

By Justin Frazier Contributing Writer People invest their money through many different avenues, some being a little more risky than others. It is up to each individual to examine their own appetite for risk in order to know what they should work with.

I have two sayings that I quote

regularly: No risk No reward & Fortune favors the Bold! I also have a strong belief that people perish for a lack of knowledge so it should be important to learn what you can while the opportunity is available and while your mind still functions properly!

When it comes to investing in the stock market specifically, some have suggested that it is a form of gambling and should be avoided. If that is your belief as well, then you should never start a business and request a loan from any source because according to that logic the creditor would be a gambler since they are investing in the future earnings potential of your business! If you fail, then they risk losing that particular investment. If you succeed then they profit along with you.

The difference between your company and the ones traded on Wall Street is that yours is private and theirs are public. Many more people are able to invest in the public companies, which will allow each com-

Give in Order to GAIN

I

f you’re trying to gain more in life – money, time, etc., then one way to accomplish your goals is to give more!

Take your time for example. Some people are always running out of time - like it was cash or something. They run out of time and they’re always in a panic to get things done. If you’re always out of time, then do the sensible thing - give your time away. Does that sound crazy? Well, it might to the left side of your brain, but really give it some thought.

Some people don’t give away their time because they don’t think there is “enough time” to give. And when you’re not giving away your time, it’s a signal that you’re coming from lack.

And that lack keeps you stuck in the scarcity mindset.

The interesting thing is that when lack shows up; it shows up everywhere.

The way you do anything is the way you do everything.

It’s no different with money. Maybe you’re one of those people who holds onto every penny you’ve got - for a rainy day sort of thinking. Maybe you’re really frugal, and there’s nothing wrong with that. But holding onto your money doesn’t bring more of it to you. Admittedly, holding onto or hoarding your money is evidence that you don’t think you have “enough.”

So, how do you break the pattern?

How do you truly create the abundance mindset? You’ve got to be willing to give from where you are. To create the abundance mindset, you have to be willing to give.

Here are some ways to create the abundance mindset: • Cash Shortage? Give some away.

Don’t sell the farm, but consider giving money to a friend or family member to help them out.

Givers gain.

• Are you short on time? You don’t

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pany to raise capital through selling stock, which basically gives the company money to expand, pay bills and make deals for the benefit of each person owning a share. If the company’s value increases then so will the share price.

When you purchase shares of a company, you are left to decide when you will sell it based on your understanding of the market. If you know nothing, then you will obviously be tossed to and fro and have a greater chance of losing some or all of that investment. If you learn how to read the market cycles then your chances for success will skyrocket which means that your ability to earn extra money will also.

I have been actively creating DVD’s that will teach you how

to understand the market and alert you of the entry/exit points for any stock. I urge you to visit my website and get your copy today! By learning this now, you will have prepared yourself for success when the next bull market arrives. I also teach you how to make money when stocks are going down, so don’t wait…go there now.

always have to give your money.

You can give your time too. You don’t have to dedicate 90 percent of your day to serving others - that’s not what I’m saying. Just find that balance between giving and receiving.

come flowing abundantly to you.

• Short on Creative Ideas? Give them away! Give others creative ways to increase profits to their business, find a new stimulating career or improve their health. Freely give away ideas away and ideas will always flood right back to you.

• Stuck with a Problem? Help others first. Think of someone you know that is having a similar problem. And think of a way that you could help them. You don’t need to know all the answers, but just start helping someone else and help will come to you. Write down what you plan to do to help this person and then go out and do it. When you help others wholeheartedly, help will always come back to you.

• Lacking Confidence? Yup, you know it. Give it away! Find someone you know who is lacking in self-confidence and give them a boost. Spend some time with this person and tell them how much you believe in them. Put positive ideas in their mind. Instill confidence in others and confidence will ®

www.rapidstockprofits.com

You have to start with where you are. You can’t give what you don’t have.

Be willing to give what you got from where you are and abundance will flow into your life.

Let us Promote your Business, Your Event, or You! Advertise today in D-MARS Business Journal

713.272.9511 24.

Tips for Effective Business Planning • Clearly define your business idea and be able to succinctly articulate it. Know your mission.

• Examine your motives. Make sure that you have a passion for owning a business and for this particular business.

• Be willing to commit to the hours, discipline, continuous learning and the challenges of owning your own business.

Analysis

• Conduct a competitive analysis in your market, including products, prices, promotions, advertising, distribution, quality, service, and be aware of the outside influences that affect your business.

• Seek help from other small businesses, vendors, professionals, government agencies, employees, trade associations and trade shows.

idea

Innovate

Refresh

Quality

Products

Advertising

Promotions

Prices

Starting a Home-Based Business - Is it right for you?

Hundreds of thousands of individuals decide to start a home-based business each year. Many succeed. About 70 percent of all home-based businesses are in operation after two years. Before entering this venture, entrepreneurs should consider several key questions:

• Can you operate the business alone or with little help?

• Can the business really be operated from the home?

• Can a business in the home compete with similar brick-and-mortar businesses?

can reach it without difficulty?

• Do you have enough start-up and operations capital available for the • Do you have adequate space for any equipment, supplies or inventory first year? you’ll need?

• Do you have contact with buyers for Source: Score.org your services?

• Is the location such that distributors, sales staff, clients and others

Smart Advice for Starting a Small Business

A

n upside of a down economy is that it inspires entrepreneurial creativity.

Many well-known companies, such as Microsoft and The Walt Disney Company, were founded during economic recessions.

“It’s the old adage that necessity is the mother of invention,” says Amy Cosper, editor-in-chief of Entrepreneur magazine. “Oftentimes, a layoff or other economic challenges are the nudge budding entrepreneurs need to take that initial step toward turning their dreams into reality.”

It’s something former high-tech worker Karen Singer knows first hand.

When the dot-com bubble popped in 2002, Singer began to rethink her career path and decided to go into business for herself. Today, as a The UPS Store owner, Singer finds herself providing real-world advice to both experienced small-business owners and budding entrepreneurs.

“That entrepreneurial spirit creates a strong bond,” says Singer. “While we’re taking care of business, we’re also sharing thoughts and ideas and dis-

cussing challenges and opportunities.”

Some experts anticipate the next few years will produce some of the most innovative thinking since the dot-com era. A driving force could be outsourcing, which typically increases during a recession and provides new small-business opportunities.

“Entrepreneurial thinking is a key component of the American Dream,” says Cosper. “There are a lot of people who think they have the idea for the next big business breakthrough.”

Getting Started So, if you think you could be the next Bill Gates or Richard Branson, where do you start?

“You must have a solid business plan to begin,” says Ken Yancey, CEO of SCORE, a nonprofit association dedicated to offering free advice and education to entrepreneurs.

In addition to its national network of business counselors, SCORE provides numerous online tools and workshops for novice and experienced owners alike. At SCORE.org, there is an online assessment tool to help you

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determine if you’re truly ready.

Yancey also encourages smallbusiness owners to take advantage of small businesses near their homes and offices, where they can find many of the services they’ll need as well as the opportunity to network and to build a support system.

“Small-business owners understand the entrepreneurial perspective,” says Yancey. “They thrive on the exchange of ideas and out-of-the-box thinking. They see a niche and they’re eager to fill it.”

Yancey cautions budding entrepreneurs not to bite off more than they can chew. “Early on there’s that tendency to want to be a one-person-show and save money,” he says. “It’s usually not long before they become completely overwhelmed and throw in the towel.”

That’s where people like Singer come in.

“Start-up owners are thrilled when they discover that they can outsource a lot of their day-to-day activities to us, above and beyond shipping,” Singer says. “When we show them how we can handle their printing, document ser®

vices, shipping and receiving, and mail services, there’s always a look of relief.”

That’s when the connection is really made.

“It’s wonderful to witness that moment when an idea moves beyond the dream stage to one within reach,” says Singer. “From that point on the relationship takes on a new dimension.

Before long they’re networking and making other local connections that will help turn their dream into reality.”

Cosper adds that the small-business world is a dynamic community of people with tenacity and determination.

“Spend five minutes with an entrepreneur and you’ll understand why small businesses are a key driver of our economic health,” she says. “If history is any indication, it will be small business that jump starts our economic recovery.”

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ÂŽ

26.

Making sure money is still there when you can’t work protect their income and cash flow needs if a disability should occur.

By Victor Walker, Contributing Writer Managing risk is a focus for many of us today. We think about our investment portfolio as protecting us against significant losses in a volatile market. We take steps to protect our family financially in the event of an untimely death by using life insurance. But there is another form of protection that can have far-reaching implications if you fail to take it seriously – offsetting the potential loss of income if you are faced with a long-term disabling injury or illness.

Statistics from the Social Security Administration show that three out of 10 workers entering the workforce today will become disabled at some point.

According to a study by the Health Insurance Association of America, one in seven workers can expect a disability to last for at least five years prior to retirement.

This is a risk that many overlook. If you haven’t already, you should consider a disability income protection policy to help you replace wages (and other forms of income) that could be lost in the event of an illness, or injury takes you away from the job for an extended period of time.

When it comes to disability coverage, there are three types of situations for people: 1. Those who have sufficient coverage in place.

2. Those who have coverage, but probably not enough to replace all of their income needs in the event of a disability.

3. Those who have not taken steps to

Unfortunately, too many people fall into the second and third categories, and are either underinsured or uninsured. It is important to assess the situation in a realistic fashion to make sure you are adequately protected from unforeseen events.

You may have some disability coverage through your workplace. If premiums for the policy are paid by your employer or taken out of your paycheck before taxes, this means any disability benefits received will be considered taxable income. Typically, workplace benefits provide enough coverage to replace 60 percent of their regular income. If the benefits you receive are subject to taxation, the net amount you keep after tax could, in effect, represent half or less of your current income. It is important for you to determine whether such a policy provides enough protection for you in the event of a disabling injury or illness.

If you purchased a policy on your own, paid for with after-tax dollars, the benefits would be tax-free if you receive them. But even in that situation, you need to determine if the level of coverage is adequate for your needs. Consider the impact on your expenses if you are unable to work for an extended period of time.

Along with expected expenses that need to be paid each month, such as a mortgage, food or household utilities, you may incur other unexpected costs associated with your condition, such as increased medical expenses or the cost of modifications to your home, depending on the type of disability you face. In addition, you may need to hire people to perform tasks you would normally do yourself.

Most people who buy coverage will use their base salary as a guideline to determine replacement income. However, if a large portion of your annual income is derived from bonuses, commissions, overtime pay or employer contributions to your retirement plan, you may find your current policy comes up short.

Consider whether, in reality, your life-

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style would require a higher benefit if not longer. payout should you become disabled.

If you do have coverage, take a close look at how much it would truly provide for you and your family if you were forced to rely on it. Planning ahead while you are healthy is the best strategy to prevent a serious financial setback if The Social Security Administration you should become disabled.

Please visit your financial advisor to estimates that 70 percent of individuals discuss your insurance plan. Protection in the private workforce have no longterm disability insurance. If you are in is a critical element of a comprehensive this group, it puts you in a precarious financial planning approach.

For additional questions or advise, situation. While many perceive that contact: the greatest risk of disability can come from an accident on the job, in realVictor Walker, CPA, JD ity, the causes are far more widespread.

Financial Advisor Among the most prominent reasons Ameriprise Financial Inc. that people miss work for an extended 10375 Richmond Avenue, Ste. 600, period are back injuries, car accidents Houston, TX 77042 or serious, unexpected illnesses. If you 713-260-1358-O, 713-724-5300-C ever are confronted with a health conEmail: Http://ameripriseadvisors.com/ cern (such as cancer or other diseases Victor.D.Walker or ailments) it is very likely you will be forced to miss work for a few months,

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27.

Educating youth…. the family way

By Wykesha C. Hayes, M.Ed, Contributing Writer

As the daughter of a 30-year veteran in Special Education, the importance of education was implanted within the very core of my being early on. I was always taught that Education was not an option but a mandate…NO EXCUSES. So today, with over nine years of experience in general and special education, I stand firmly with that same philosophy. As owner and CEO of Keey 2 Kids, a four-year-old multi service educational firm, our mission is simple: “We are dedicated to Kreating Educationally Enriched Youth!”

Through tutorial services, enrichment programs, professional development trainings, summer camps, consulting and education advocacy services, it’s been important as a family and staff to stay focused on our mission. We realize that as educators, what we do is imperative to the very fabric of our Country. Together, we provide students, their families and educators with the preparation and opportunity to be successful contributors to our society.

It is exciting to journey through life, fulfilling a divine purpose alongside

family members. My mother is my advisor, my husband, Steven Hayes is my business partner, my cousin, owner of Kollege 4 Kidz in Houston is a client, another cousin is a contracted Math Specialist and together we are changing the face of education within communities.

When I’m not working with my firm, I’m serving patients at the Children’s Cancer Hospital in Houston as a Pediatric Teacher. My colleagues and I are charged with ensuring that the educational needs of our patients are meet.

Our purpose is far larger than any individual on the team. Clearly, our work impacts individuals who are in for the fight of their lives.

I’ve learned that working together as a family: 1) consistently renews the vision for everyone to follow 2) creates an atmosphere of support, encouragement and continued professional growth 3) establishes a foundation for generational empowerment and wealth.

4) defines significant expectations and link, meaning we are more powerful as a drives everyone to reach their GREAT- UNIT than a SINGLE. EST POTENTIAL and 5) reminds us Continuing to operate in this type that we are only as strong as our weakest of environment is paramount to the

In the last segment we discussed presentation. Now let’s focus a little on closing out a sale.

First and foremost you have to understand that the word close means the

final act after you have persuaded and convinced the customer to say “Yes, I’ll buy.”

Secondly, you have to know your product from inventory to prices to facts about your company before you can persuade a customer to buy from you.

Knowing all this will make you feel more relaxed and confident when trying to close a deal. Without full knowledge of the product, the closer will be vulnerable to any kind of trick questions the customer can come up with and that will help kill the sale.

You have to remember you are in control when trying to lead a customer toward the sale and you should think nothing but victory.

You should never get distracted with side conversation and let the customer get you of balance. Every customer is different, so you have to change your sales pitch every now and then (Remember never use the same sales pitch on everyone).

You may run into customers that

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are down, depressed, divorsed, short on money or any of the negative factors, but you have to remember that at this time you are the company and your company is successful and in the business to make money. You have to keep a positive attitude because that will help you succeed in getting the customer uplifted and ready to close the deal.

The closer should be able to make judgement about the customer’s financial ability and capabilities after talking with them to some extent.

You should always direct the customer to the smaller priced items then allow them to go up the price scale if they want to. Once he travels up the price scale you should show that you are flexible and willing to make adjustments to fit there needs. Always remember to boost the customers ego along the way, this will give the customer self confidence in making a buying decision.

One of the things I’ve learned is never sell a person a product they don’t need. But if you sell them a product that is just right for them they will return. ®

success of Keey 2 Kids and any organization that I am a part of. It’s the first step toward reaching the pinnacle of UNDENIABLE SUCCESS! (Remember to never oversell yourself, it will destroy the relationship in the long run).

There are all types of ways to close a deal, every person is different in making their final pitches, but you have to remember once you’ve sold the customer on the product, don’t be afraid to talk about money. Too many times we can have the product sold and oversell ourselves by over talking and the customer may lose interest. “You have to know when to hold them and when to fold them.”

One thing I’ve learned in the business of sales is the word “NO” doesn’t always mean that, but it could mean, not at this time or right now we just don’t have the money.

You should always keep in contact, because you’ll never know when things can take a turn for the better and they’ll always remember you keeping in contact with them.

For more Information please call J.D. @ 832.675.3146

28.

Making it on One Income

T

he thought of moving from a two-income family to one can be frightening for many couples, but it is possible to reduce your expenses to make the transition easier.

Here are the top money saving tips for families who find themselves facing one income, whether it’s by necessity or choice.

cell phones; do you really need two cell phones, or even one? Cable or satellite subscriptions can also be reduced by changing plans, or eliminated altogether.

Examine Your Grocery Budget

Groceries are another expense that most families can reduce with some work. Plan a weekly or monthly menu, make a shopping list, and stick to it.

Refinance Your House Try to cut out prepared foods and eatConsider refinancing your house ing out. at a lower interest rate. Also consider lengthening the terms of your mort- Consider working at home Ask your current employer about gage; going from a 15-year to a 30-year the possibility of telecommuting from mortgage will reduce your payments. home. You might also consider opening Sell Or Trade Your Second Car a home daycare or some other business If you have two car payments, con- you can do from home. sider selling or trading one car. This can Use Coupons save you a considerable amount of monYou can use coupons for more than ey both in the car payment and in rejust groceries. You can save on hotels, duced insurance and maintenance fees. diapers, gas, computer products and many other items. With a little work Eliminate Unnecessary Luxuries There are many ways to save $50- and organizing, using coupons can save $100 a month just by eliminating some you a substantial amount of money each unnecessary expenses. For instance, month.

Stress Induces Illness

By Eileen Peters Franklin, LMFT, LCDC Aplomb Counseling, Inc. You may feel stress is everywhere, this is the way many of us view the stress in our lives. Even when you cannot identify specific stressful events in your life, you may still feel stressed inside, in your thoughts, your emotions, and your muscles. It’s as if you cannot escape from stress. We experience daily standing in lines, checking out your groceries, waiting to log into your computer, waiting for telephone recorded messages, road rage, the war in Iraq, time schedules (appointments), or just juggling an average day. Stress is a powerful force that induces mental and physical health problems and the quality of your life.

What is stress? Glad you asked.

Stress is a nonspecific response of the body to any demand, known as a “stressor”. Stress is common in everyday life, but there are many different kinds of stress. (1) Burnout is a state of mental and physical exhaustion. (2) Distress is a negative dysfunctional force which may lead to disease and health deterioration.

(3) Traumatic stress is stress as a result of trauma.

What is stress? Do you try to do as much as possible in the least amount of time? Are you impatient with delay, interruptions? Do you have to win at games to enjoy yourself? Are you unlikely to ask for help with a problem?

Do you constantly seek the respect and admiration of others? Are you overly critical of the way others do their work?

Do you take on too many responsibilities? If you are concerned about your yes answers to the questions you may not be handling stress well.

Yes answers to these questions can lead to stress and how you are affected.

• Know the symptoms of stress.

• Know how much stress you can handle.

• Be able to identify the reasons for your stress.

• Find ways to cope with stress better.

• Be patient. Don’t try to solve all of your stress problems at once.

• Realize that stress management is an ongoing, never ending process.

• Be optimistic.

• Seek professional help.

for many, the ability to effectively channel stress into positive avenues becomes impaired. Even young children experience a change in behavior due to their inability to deal with stress. With proper treatment, stress can be reduced allowing healthier, more fulfilling life.

Everyone experiences stress. Changes in our lives- such as marriage, divorce, a new baby, a new job, loss of a loved one, job loss or marital problems cause stress and we all must deal with it in our own way. But

Five Affects of Stress:

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Physical: Physically manifested Behavioral: Change in behaviors Emotional: Change in emotions Cognitive: Change in thinking or concentration Spiritual: Change in beliefs (faith)

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Helpful hints in dealing with stress:

713.272.9511

• Be responsible for managing your own stress.

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®

29.

A Dream

BECOMING A

Fulfilled!

On the job well-thought out and will achieve the purpose for communicating it.

Offer Assistance.

All employees should be an expert at their job description. Many businesses and organizations have diversified job positions. Become a resource to other co-workers who may need help within your field of expertise, as long as it does not hinder your workload. For example, as a secretary, you may teach a counselor, who is unfamiliar with computer programs, how to complete a mail-merge.

By, Diedria B. Joseph Topp Knotch Personnel, Inc.

W

hile at the office, everyone has experienced that person who does not want to carry their own weight, let alone help anyone else. Often, this is the first person you avoid and hope that you do not pull their name for the Kris Kringle during the office holiday party. Are you this person?

Though the above story was a light-hearted stab at an individual who does not have a communal mindset, being a team-player at work is very important to creating a positive and productive work environment. Consider the following steps to become a team player on the job:

Listen.

Listening to (not just hearing) others on your job is essential to working as a team. When you take the time to listen, especially before speaking, you can complete your tasks more accurately and effectively.

Communicate Effectively.

Communication is key when working with others. Effective communication requires clearly stating your message using the appropriate means. For example, shouting in an office is not an appropriate means to get your message to co-workers, in most cases. Communication is more than just verbal. Make sure that all correspondence, whether verbal, written, or through body-language, is

Demonstrate Flexibility.

By Monique H. Sanders, RPh. When working with others, it is of- Script Source Pharmacy

ten important to be flexible. Flexibility often increases productivity, as an individual may not see the most efficient way to complete a task, but a group can quickly identify it. Your plan may not always be the best, and it is important to work with others to get the job done.

Exhibit the “Golden Rule.”

At the end of the day, we all want to be treated with respect, especially in a professional environment. “Do to others what you would like to be done to you,” works as a general rule of thumb as how to treat your co-workers to facilitate a positive work environment.

Working as a team while in your current job position will not only help your workday pass more smoothly, it can also open the door for advancement. When you are seen as an effective team player, your supervisors may promote from within based on teamwork.

When transferring to a new career, you can be confident that you will receive a positive reference check, because you worked well with others.

Overall, we need each other to be successful at any task.

Diedria B. Joseph is President/ CEO of Topp Knotch Personnel, Inc. Topp Knotch Personnel offers various services such as Executive Recruiting/ Direct Hire, Temporary Placement, Temp to Hire, and Contract Staffing nationwide. We are the link between companies seeking diverse talent and skilled candidates looking for jobs. For more information, please visit our website at www.toppknotchpersonnel.com.

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Opening Script Source Pharmacy has been an incredible journey, filled with the twist and turns of a thrilling rollercoaster ride. Once the ride was over, God had blessed me with a business in a prime location, minutes away from home, surrounded by other supportive business owners, and a staff that actually enjoyed coming to work.

Because my staff enjoys working with Script Source, our customers feel the warm, friendly, family atmosphere with each visit.

In 1993, I graduated from TSU and began my career as new pharmacist. Over the next 10 years, I worked in several areas of pharmacy as Staff Pharmacist, Pharmacy Manager, Pharmacist in Charge, and Pharmacy Director; gaining the knowledge of pharmacy operations. I loved all of my career opportunities because they allowed me to perfect my craft and develop lasting relationships with colleagues that have aided me in this venture.

I attempted to purchase my own pharmacy in 2004, but God knew that it was not my season. In 2008, He al-

lowed me to accidentally bump my head on my kitchen counter and revealed to me that I had a brain tumor that required immediate surgery. I buried myself in his covering; knowing that I was already healed. While talking to God, I told Him that I needed Him to carry me through this challenge. I let Him know that I expected to come thru this challenge victorious; I had a little one depending on me. He did not let me down; and I received everything I needed to triumph. My family and friends were eager to help in any way that I needed. My dad, Joe N. Hornbeak, Jr., made sure my son, Gerald, was cared for while I recuperated. His wife, Mildred, took care of me for three weeks; what a blessing it was to have someone drop everything and come to my aid. My most blessed memory was when I opened my eyes the day after my surgery; I remember thinking: “Wow, I still have my memory and I felt like myself; just had some pain.”

As each day went by, I became stronger and stronger. I shared my testimony with anyone who would listen.

By the end of the year, God reawakened my desire to become a pharmacy owner. This time, I knew that it was my season. He allowed Dr. Milton Moore to cross my path. After sharing my testimony with Dr. Moore, God led him to extend the offer to sub-lease one of his examination rooms in his Pearland “Moore Unique Dermatology &Spa” location. God also sent another angel my way. Michael Robinson Sr., my special cousin. Mike designed my pharmacy workstation and installed my computer system. What a blessing to have him in my life!!! I always kept God first and all of my challenges and obstacles were overcome. Everything fell into place. With God’s grace, I opened Script Source Pharmacy on June 8, 2009; a year from the date of my surgery.

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The Importance of Family for Entrepreneurial Success

By Ron Reynolds, Esq. Contributing Writer Much has been written about the importance of the entrepreneur’s access to financial capital, as well as educational achievement, to the ultimate success of his or her enterprise. But an often overlooked aspect of success is the family background of the entrepreneur.

I work in a family law firm that was started by my parents.

The children of business owners are two to three times more likely to own businesses than those whose parents don’t own a business. Clearly, business ownership runs in the family. But does it lead to success?

When entrepreneurs work in a family business before starting their own, their businesses are 10 to 40 percent more successful than they would be otherwise. Informal learning and apprenticeship that occurs while working in a family business gives valuable experience for the would-be-entrepreneur.

Working in family business provides an excellent way to learn the “nuts and bolts” of running a business—who better to learn from than your parents?

Family businesses provide an important opportunity for family members to acquire human capital related to operating a business. This experience does not even have to be in the same industry, probably because general business experience is what counts.

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Interestingly, less than 2 percent of businesses are inherited from family members. The main channel by which families transfer business success across generations is through work experience.

These findings are especially important for African-American business owners. During the 20th century, the black rate of business ownership was substantially lower than the white rate.

A relatively low marriage rate and high incidence of single-parent households limit black youths’ exposure to family businesses. Indeed, roughly one-third of black business owners have a family member who owned a business, compared to slightly more than half of white business owners.

Most importantly, among current business owners only 13 percent of blacks had prior work experience in a family business, roughly half the national average.

Concerns about the negative consequences of weak family ties on business opportunities among African Americans are not new. In fact, nearly four decades

®

ago Nathan Glazer and Daniel Patrick Moynihan made the argument in their seminal book, Beyond the Melting Pot, that the black family “was not strong enough to create those extended clans that elsewhere were most helpful for businessmen and professionals.”

More recently, research by Michael Hout and Harvey Rosen notes a “triple disadvantage” faced by black men in terms of business ownership. They are less likely than white men to have self-employed fathers, to become selfemployed if their fathers were not selfemployed, and to follow their father in self-employment.

To break the cycle of low rates of business ownership and relatively worse business outcomes being passed from one generation of African Americans to the next, we need to address the lack of opportunities to work in family businesses. Government contracting programs and related loan programs for minority-owned or disadvantaged businesses are targeted toward alleviating financial constraints. But these programs do not provide opportunities for obtaining relevant work experience. Lacking that, our hopes for these programs must be tempered.

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Charlene Taylor

Alpha Compliance Consulting Helping People in Healthcare & Business Management

I

f you’re looking to start a business in the healthcare field, then Charlene Taylor is the woman to know. Taylor makes it her business helping others start theirs.

“Every single thing you’re going to need to start and provide your business, we’ll provide for you,” Taylor said. “A lot of our clients have full time jobs so they can’t track anything.

We track everything for them.”

Her company, Alpha Compliance Consulting, has over nine years of experience in healthcare and business management. She incubates individuals interested in establishing home health, hospice, PAS, adult day, assisted living and DMA facilities. Alpha Compliance Consulting is known for its fail proof provider startups and compliance review services.

“Basically we have four or five packages we give them. We can actually start an agency, they can walk into an agency that’s already up and running for them or we can help them get license, accredidation, certification, or help them develop their policy and

procedure,” she said.

The full service-consulting firm has in-depth knowledge and connections in the healthcare industry.

“We provide a OneStop shop to accommodate all your business needs.

We specialize in policy development and consulting services for healthcare providers. Alpha Compliance Consulting provides a fail proof system to starting a new agency. We will lead you from beginning to end,” said Taylor.

According to their website, www.alphacomplianceconsulting.com some of their services provided include:

an exact replica of what the State Surveyors do upon agency arrival and exit.

Mock Surveys are great training tools for new Administrators & Supervising Nurses (DON). An entrance interview, exit interview and a deficient report are provided to the agency. (Vital for all New Agencies)

QUALITY ASSURANCE PROGRAMS

ADMINISTRATIVE CONSULTING Fast In Fast Out The more forms you have, the longer it takes for the surveyors to audit your files. We have a proven system that is highly recommended by members of the State Surveyors. Our staff is available to audit and setup your company personnel files and clinical chart for easy auditing.

MANAGEMENT CONSULTING

Alpha Compliance Consulting can implement a quality assurance program and assist agencies in implementing comprehensive and efficient compliance tools.

Pass State Survey--Use Alpha Compliance Consulting All clients seeking help from Alpha Compliance Consulting have PASSED STATE SURVEY since 2001. Our system is fail proof. Join our team of successful Health Care Clients.

Alpha Compliance Consulting assist all agencies on their various levels CHART AUDIT & ASSISTANCE develop and maintain an efficient and WITH CORRECTIONS Experience the difference. Healtheffective organizational structure. We care consulting with a personal touch! are the incubator for new agencies.

State and Federal Regulations require agencies to conduct quarterly audits.

Services Include Alpha Compliance Consulting skilled • State Application Process staff will audit personnel and clini• Medicare Application Process cal files for accuracy and compliance.

• Medicaid Application Process Upon request, our staff will also assist • Structural Office Development POLICY & PROCEDURE the agency in correcting errors and • General Office Setup The policies and procedures deimplementing plan of corrections.

• Corporation Setup veloped by Alpha Consulting are de • Human Resource Management veloped by an individual whom actuSTAFF EDUCATION ally owns an agency. Therefore, you Commitment to excellence-Join can rest assured that systems, forms PRE-SURVEY AUDITS Skilled clinicians & our highly us for a fun interactive learning expeand policies are implemented to eliminate paperwork and maximize trained Administrative staff will re- rience. Our staff provides training in a efficiency. “Remember a good house view the agency’s programs, human fun and flexible environment.

We offer comprehensive compecan not be perfected without a good resource setup, clinical charts, patient tency evaluations for blue print.” Let Alpha Compliance notes and all policies to ensure comskilled nurses and Consulting provide you the up to pliance with both State & Federal home health aides. date blue print (foundation) for your Regulations. The Staff will also assist Send all your staff company needs. Our setup is highly agency with necessary corrections and to be well trained. recommended by the members of the tools.

State Surveyors.

STATE MOCK SURVEYS

CLINICAL CONSULTING We have highly trained staff available to evaluate your agency’s clinical operations. Our staff provides confidential clinical assessment of notes, charts and program setup. Agencies are provided with day to day resolutions through root cause analysis and effective, efficient tracking tools.

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Let Alpha Compliance Consulting find your mistakes not the State. The word “Mock” means practice. All of our staff conducting mock surveys are trained by an ex-State Surveyor. Our trained staff will conduct a survey for your agency and staff. The mock survey will be ®

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Join the D-MARS.COM Community Partners Program to receive one Full COLOR ad in the Community Partners

section and receive

**The 2 E-Blasts sent to the d-mars.com database will consist of the entire Community Partners section for that month**

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