august
Please submit your nominations for the Top 30 Influential Women of Houston Awards. The nomination deadline is March 31, 2025. Please send bios and Word documents, 400-450 words (include the nominee’s contact information).
Top 30 Influential Women of Houston Awards Nomination Process: Candidates may nominate themselves or be nominated by others. We seek a diverse group of candidates who share a commitment to business growth, professional excellence and the community--women who are shaping the economic future of large and small corporations or independent firms. The awards are open to women who are business owners or senior executives in the public, private or nonprofit sectors. EMAIL NOMINATIONS TO OPERATIONS@TOP30WOMEN.COM BY MARCH 31, 2025 If there are any questions, please call 713.373.5577 or email operations@top30women.com
BEHIND THE JOURNAL
PUBLISHER & CEO
Keith J. Davis, Sr.
CHIEF FINANCIAL OFFICER
Eugenie Doualla
CHIEF OF STAFF & MANAGING EDITOR
Kimberly Floyd
VICE PRESIDENT
BUSINESS DEVELOPMENT
Donald R. Rawls, MBA
EDITOR
Erica Ponder
OPERATIONS COORDINATOR
Ronda Damon
CREATIVE MANAGER
Em Aguiñaga
SENIOR GRAPHIC DESIGNER
George Gustin
WEB DESIGNER & DEVELOPER
Shahzad Shahab
SR. BUSINESS DEVELOPMENT MANAGER
Chivon Jones
PHOTOGRAPHY
Grady Carter
DISTRIBUTION
Carneal Addison
CONTRIBUTING WRITERS
d-mars.com
Dawn Paul a.k.a. The Dr. Dawn®
Frenetta Tate
Stacy M. Brown
“NEVER BE LIMITED BY OTHER PEOPLE’S
LIMITED IMAGINATIONS.”
– Dr. Mae Jemison
In this issue of the d-mars.com Business Journal, we are reflecting on the incredible time we had honoring the 2025 Top 50 Black Professionals & Entrepreneurs of Texas honorees on Saturday, February 15. This was our 13th year hosting this annual awards gala dedicated to celebrating Black excellence, innovation, and the remarkable achievements of professionals and entrepreneurs across the state of Texas.
Besides recognizing Black History Month, February is very special to me because myself and the d-mars.com staff come together to honor the trailblazers who have excelled in their respective fields and have used their tenacity, unwavering commitment, and vision to inspire others to dream bigger dreams and work harder for the things they desire to achieve.
The Top 50 P&E awards gala is not just about fun and celebration—it is a time to honor Black leaders for the legacies they are leaving behind in their respective fields. It is an acknowledgment of what it means to reshape different industries, transform lives, and impact people for the better.
In addition to recapping our Top 50 event, we are celebrating the strength of women this Women’s History Month, tips to bookmark if you’ve been thinking about pursuing a new business venture, goals for those looking to retire soon, and so much more.
As always, we are thankful for your continued support. As you read this month’s journal, we hope you’re inspired and that you can take away something that will help you in your everyday life.
CONTENTS
OUR SERVICES
• Business Journal • Health & Wellness Journal
• Community Weekly Report
• Black Pages Online Expert Directory
BUSINESS
4 Apple Opening New Manufacturing Facility in Houston
5 The City of Houston Awards $100K to Projects Amplifying Artistic Creativity, Innovation COMMUNITY
6 The Strength of Women: Leadership, Elevation, Thriving, and Building a Legacy
7 Old Folks Saying: Every Tub Must Sit on it’s Own Bottom EDUCATION & CAREER
8 Don’t Forget These 6 Things on the Day of Your College Entrance Exams
15 Did You Know? Black Cowboys in Rodeo History REAL ESTATE
10 5 Easy Steps to Create Your Homebuying Budget ENTREPRENEURSHIP
11 Top Tips for Starting a New Business HEALTH & WELLNESS
14 Maternal Mortality Remains Alarmingly High for Black Women Despite Overall Decline
14 5 Ways to Prepare for Out-of-Pocket Health and Wellness Costs
15 Alvin F. Poussaint, Civil Rights Advocate and Leading Voice on Black Mental Health, Dies at 90
16 Understanding Traumatic Brain Injury: Causes, Impacts, and the Jorden Family’s Life-Changing Story
18 Tips to Support Your Digestive Health
18 An Annual Exam Can Help Older Adults Stay Healthy
19 How to Know if You Can Trust Your Supplement: Things to Look For
20 How to Care for a Loved One with Alzheimer’s FINANCE
29 4 Ways Financial Professionals Recommend You Spend Your Tax Refund
30 How to Boost Your Savings: Smart Strategies to Save with Intention 31 Strengthen Your Relationship with These Financial Tips
31 Retiring Well: 68% of Americans Say it’s ‘Living a Little’ by Affording Experiences that Bring Joy TECHNOLOGY
32 Over 50 Child Advocacy Groups Unite to Demand App Store Accountability
33 Houston Ranked as One of the South’s Best Metros for Tech in 2024 TRAVEL
34 Houston Airports to Open New IAH Terminal E Ticketing Lobby Just in Time for Spring Break
RECIPE OF THE MONTH
38 Spinach & Artichoke Stuffed Chicken
• Top 50 Black Professionals & Entrepreneurs
• Top 30 Influential Women of Houston
• Business Connection
• Business Development
• Business Consulting • Graphic Design
Photography
Printing
Web Design
Online & Email Marketing
Public Relations
Social Media
Advertising
Writing
Promotional Marketing
Apple Opening New Manufacturing Facility in Houston
By d-mars.com
News Provider
s part of its new United States investments, Apple will work with partners to begin production of a manufacturing facility in Houston later this year.
According to a news release, a 250,000-square-foot server manufacturing facility, slated to open in 2026, will create thousands of jobs.
"Previously manufactured outside the U.S., the servers that will soon be assembled in Houston play a key role in powering Apple Intelligence, and are the foundation of Private Cloud Compute, which combines powerful AI processing with the most advanced security architecture ever deployed at scale for AI cloud computing," the release stated. "The servers bring together years of R&D by Apple engineers, and deliver the industry-leading security and
performance of Apple silicon to the data center."
Teams at Apple designed the servers to be energy efficient, reducing the energy demands of Apple data centers, which already run on 100% renewable energy.
The expansion is a part of the company’s broader efforts to increase domestic production. The facility is a step toward producing more high-tech manufacturing jobs in the city, further boosting Houston’s growing reputation in the artificial intelligence (AI) and tech sectors.
Houston has made significant strides in becoming a top tech hub in the United States. The city’s presence in energy, aerospace, and manufacturing, all while integrating AI, cybersecurity and biotech, is fueling the city’s reputation for being a popular center for tech.
Source: Apple
The City of Houston Awards $100K to Projects Amplifying
Artistic Creativity, Innovation
The City of Houston Mayor’s Office of Cultural Affairs (MOCA) is awarding $100,000 in grants to 40 individuals and nonprofit organizations for specific programs that amplify artistic creativity and innovation in the city.
“Through this significant investment, we are not only sustaining but strengthening Houston’s dynamic arts community. These grants ensure that innovative programming, performances, and exhibitions will continue to enrich our city’s cultural and economic landscape in 2025 and beyond,” stated MOCA Director Necole S. Irvin.
The funds were awarded through Let Creativity Happen, a competitive grant program administered by the Houston Arts Alliance (HAA) and funded by a portion of the city’s Hotel Occupancy Tax (HOT). The program opens three times annually and encourages artists, creative individuals, and organizations to take creative risks that may not qualify for more traditional funding opportunities.
Grantees of the final round of Let Creativity Happen in 2024 for 2025 projects are listed below:
Adam Castaneda
Ashley Hoskins
Britt Thomas
Carlie Thompson
Chris Becker
Chukwunonso Ofili
Community Music Center of Houston
Deeper Than Dance
Deus Lee
Dominika Dancewicz
Dr. Lindsay Gary
Erin Rodgers
Foreign Studio
George Villanueva
Idris Grey
Indo-American Association of Houston
Jerrian Herd
Julia Claire Wallace
Katie Creeggan-Ríos
Kenya Anais
Loren Holmes
Marc Newsome
Michele Brangwen Dance Ensemble
Oni Chambers
Outspoken Bean
Partnerschools, Inc.
Philip Karjeker
Pluto Soundz
Rachel Dickson
Ronnie Self
Steven Saltsman
The Jung Center
The Re-Education Project
Tian Qin
Toba Atkins-Montana
Toni Leago Valle
Violet Moon
Vitacca Ballet
Weston Twardowski
What It's Like Project
Round one of the 2025 Let Creativity Happen applications will open this March 24th and will close on April 22, 2025.
For more information, visit https://www.houstontx.gov/culturalaffairs/.
Source: City of Houston
The Strength of Women:
Leadership, Elevation, Thriving, & Building a Legacy
There is a force that has shaped history, an unyielding power that has defied the odds, pushed past barriers, and redefined what is possible. It is the strength of a woman—a legacy of resilience, leadership, and transformation. From the quiet revolutionaries who shift culture with their words to the bold visionaries who reshape industries, women have been the architects of progress, the pillars of society, and the changemakers of every generation.
Women of all backgrounds—Black, Brown, Indigenous, Asian, and beyond—have stood at the forefront of history, refusing to be silenced, challenging the status quo, and lifting as they climb. From the fearless abolitionists who fought for freedom to the educators who built schools when access to knowledge was denied, from the entrepreneurs who created wealth against the odds to the political leaders who demand justice—women have stood at the intersection of struggle and triumph, refusing to be erased.
March is Women’s History Month, a time not just to reflect on the past but to recognize the ongoing journey— the evolution of a powerhouse that continues to rise. The strength of a woman is an ever-expanding force, one that fuels economies, reshapes industries, and births revolutions of thought and action.
THE SPIRIT OF STRENGTH: LEADERSHIP IN MOTION
The power of a woman is not simply in what she endures but in what she builds. She is the entrepreneur who turns ideas into thriving enterprises, the executive who redefines corporate leadership, and the innovator who carves out space in industries that once excluded her.
Women-led businesses continue to be among the fastest-growing sectors of entrepreneurship. They are creating jobs, closing financial gaps, and redefining wealth, proving that success is no longer limited to gatekeepers who once denied them access. Whether in tech startups, fashion houses, finance, or health care, women are stepping into spaces once deemed off-limits and making them their own.
Leadership is no longer confined to traditional power structures—women are building their own tables, launching ventures that disrupt industries, and proving that the future of business is bold, inclusive, diverse and female-driven.
Corporate leadership, once a domain with a tightly shut door, has seen women push through with unwavering resolve. They now sit at the helm of some of the most powerful companies in the world, bringing fresh perspectives to the boardroom and proving that expertise, strategy, and vision are not limited by gender or race.
By Frenetta Tate Contributing Writer
In technology, where innovation shapes the future, women continue to break barriers. Despite systemic challenges, they are pioneering advancements, leading groundbreaking research, and mentoring the next generation to ensure that diversity in innovation is not just an aspiration but a reality.
EMPOWERMENT IN ACTION: LIFTING AS WE CLIMB
The essence of empowerment is not only in personal success but in collective elevation. The strength of a woman is in her ability to uplift others, to create networks that foster growth, and to ensure that progress is shared.
Financial literacy has become a cornerstone of empowerment, as more women take control of their wealth, break cycles of economic dependency, and build legacies that span generations. Whether through real estate, stock investments, or entrepreneurship, women are securing their futures and teaching others to do the same.
Education, too, remains a powerful tool, as women continue to surpass historical barriers, earning degrees, acquiring skills, and stepping into leadership positions that once seemed out of reach. The fight for access to knowledge has always been part of the struggle—and today, women are not just students, but professors, deans, and founders of institutions that shape future leaders.
Oh yes! The strength of women!
Beyond personal achievements, women remain at the forefront of activism, advocacy, and social justice. From fighting for pay equity to ensuring representation in decision-making spaces, their voices continue to shape policies, dismantle inequalities, and push societies toward a more just and equitable future.
A LEGACY OF POWER: THE STRENGTH TO LEAD, THE WILL TO TRANSFORM
Throughout history, women have risen as forces of political change—shaping laws, leading movements, and redefining leadership itself. Today, more women hold positions of power in government than ever before, proving that representation is more than symbolism; it is power in action.
Yet, beyond the elected officials and visible leaders, there are countless women—unsung, unrecognized—who are leading revolutions in their communities. They are the organizers, the strategists, the educators, the healers, the spiritual guides. They are the ones who shape culture, influence policies, and redefine possibilities without the spotlight, but with an impact that is just as profound.
The strength of a woman is both historic and futuristic. It
is found in the past—in the pioneers who fought battles so others wouldn’t have to. It is found in the present—in those who continue to break barriers and expand opportunities. And it is found in the future—in the young girls watching, dreaming, and preparing to lead.
RISE, THRIVE, AND KEEP BUILDING THE LEGACY
For too long, society has tried to dictate the terms of a woman’s existence. Told what is acceptable, what is professional, what is too much or not enough. The way we wear our hair, the way we speak, the way we lead—analyzed, scrutinized, and deemed unworthy by standards we never agreed to. Our confidence mistaken for arrogance; our assertiveness mischaracterized as aggression. The weight of expectation placed upon us, the demand that we shrink to make others comfortable.
NO MORE.
The strength of a woman is not up for negotiation. The brilliance of women—of all backgrounds, of all walks of life—cannot be minimized. The voices of Black women, Latina women, Indigenous women, Asian women, and women of every identity will not be muted, ignored, or erased. We are unapologetic, unshaken, and unbothered by outdated narratives. We refuse to be defined by the limitations others place upon us.
We show up in spaces where decisions are made, not asking if we belong but knowing that we do. We walk into boardrooms, courtrooms, classrooms, and platforms with confidence, authority, and grace. We are not just a seat at the table—we are the architects of the table itself.
We will not be policed by outdated beauty standards, by coded language, by veiled discrimination disguised as "company culture" or "tradition." We own our voices, our identities, our full range of emotions, and our capacity to lead. We step into roles of power without intimidation, without fear, and without apology.
The strength of a woman is immeasurable, undeniable, and unstoppable. It is the force that rises, thrives, and never stops building the future.
Here’s to the past, the present, and the future of unstoppable women.
We are the moment. We are here. We are now. We are women!
Frenetta Tate is a five-time author, certified women’s empowerment coach, entrepreneur coach, business consultant and thought leader on leadership and personal development.
Don’t Forget These 6 Things on the Day of Your College Entrance Exams
WBy d-mars.com
News Provider
hile every institution weighs college entrance exam scores a little bit differently, one thing is certain: doing well can only boost your application to the school of your choice. That’s why you don’t want to leave anything to chance on the day of your test. Pack these items the night before so you can grab extra sleep in the morning:
1. An extra layer of clothing
There is nothing more distracting than being hot or cold. Remember, you’ll be sitting still in the test site for a long time, so you want to make sure you’re prepared. Dress in layers so you can stay comfortable, no matter what temperature the room is.
2. A snack and water bottle
Bring a snack and a water bottle so you can stay focused on the test questions, not a growling stomach. The college entrance exam is a marathon, not a sprint, so opt for brain-healthy snacks that will keep you fueled to think straight for hours, such as nuts, dark chocolate or berries, and avoid options that will make you sluggish or cause your blood sugar to spike and crash.
3. A calculator
Ace the math portion of the exam with a calculator you can count on. Make sure you have a graphing calculator that is approved for the SAT, PSAT, ACT and AP tests, and features an intuitive icon menu, making it incredibly easy to use, even when your work is being timed. It can be a reliable choice for a long day of testing.
4. Writing utensils
While some college entrance exams are now being administered digitally, you’ll still want to make sure you’re equipped with several pens or freshly-sharpened pencils for scratch work. And if you are taking the test on paper, be sure to bring No. 2 pencils with erasers.
5. A testing device
If you’ll be taking the test digitally, bring a fully charged, approved testing device and charger. The device should also have any needed testing software already installed.
6. Your identification and test ticket
Most exams require you to bring an admissions ticket and photo identification. For a smooth test day, don’t leave these items at home.
Tests like the ACT and SAT are important pieces of the college admissions puzzle. Being prepared for test day with all the items you need can help you stay focused and perform your best.
Source: StatePoint (Edited by d-mars.com)
By d-mars.com
ne of the most important steps to take while house hunting is to create an intentional budget that accounts for both upfront costs and recurring expenses. Doing so will help you find a home that meets both your lifestyle needs and financial situation. Here’s how:
1. Assess What You Can Afford: A common way to generally estimate the price range of a home you can afford is to multiply your annual gross income (what you earn before taxes) by three to five, according to Fidelity. Understand that mortgage rates will have a big impact too. Lower rates can substantially increase your purchasing power. Lenders set an interest rate for each person based on several factors, such as credit score. A higher credit score could mean a lower interest rate or a better loan term.
2. Account for Upfront Costs: When budgeting, account for these one-time upfront costs you’ll pay after your offer is accepted:
The down payment: This is typically between 5% and 20% of the home purchase price. However, qualified borrowers can put down as little as 3% with some mortgage options. Both require private mortgage insurance, which is an additional expense to consider.
Earnest money deposit: Earnest money, also known as a good faith deposit, amounts to approximately 1%-2% of the purchase price of the home and is a sum you submit with your offer to show the seller you’re serious. During closing, the amount you pay in earnest money can be applied toward your down payment or closing costs.
Home inspection: The home inspection, which will be your responsibility, typically costs between $300 and $450, according to recent estimates, and will tell you about the home
and its potential issues. Your realtor should be able to recommend several well-qualified inspectors.
Closing costs: Closing costs are what you will pay to the people representing your purchase, such as your lender and real estate agent. Also known as settlement fees, closing costs typically amount to 2% to 5% of the purchase price, and you may be able to roll them into your loan. Work with your lender to find the approach that best fits your financial situation.
Moving expenses: Whether you hire professional movers or DIY your move, online resources can help you estimate potential costs. When hiring movers, get quotes to ensure you are getting a fair price and to avoid moving fraud.
3. Plan for Ongoing Expenses: Once you’re in the home, you’ll be responsible for making monthly payments. These may include your mortgage principal, interest, property taxes, homeowners insurance, private mortgage insurance, escrow payments and homeowners association fees. Most lenders agree that you should spend no more than 30% of your gross monthly income on these expenses, though this number will depend on your financial situation. You’ll also need to save for regular maintenance expenses, such as appliance upkeep.
4. Leave Room for Flexibility: Be sure to factor in savings for repairs or replacements of big-ticket items, such as your roof or HVAC system. Such flexibility in your budget can also help you weather financial emergencies, such as job loss, illness and other unexpected circumstances.
5. Use Tools to Guide Your Decision: To help you answer the critical question of how much home you can afford, use home affordability calculators found online.
As you hunt for the home of your dreams, stay prepared and informed. One essential aspect of doing so is to set a realistic budget that accounts for the true costs of homeownership.
Source: StatePoint (Edited by d-mars.com)
By d-mars.com
Starting a small business is an exciting journey, and one that many Americans hope to make a reality. More than six in 10 U.S. adults say they would prefer to be their own boss, according to a Shopify-Gallup Entrepreneurship study.
However, in an ever-changing landscape, the prospect of launching and sustaining a business can feel intimidating.
Here are some impactful tips to put your entrepreneurial ideas into action:
1. Refine Your Idea: Coming up with an idea is the first step toward establishing a successful business. This phase involves recognizing market needs and determining how you can fill a gap. Refining your concept will help establish a solid groundwork for everything that follows, ensuring that your enterprise aligns with your vision and values.
2. Identify Your Passion, Skills and Purpose: Your passion and purpose are what will fuel your entrepreneurial journey, and your unique skills will allow your business to stand out in a crowded marketplace.
3. Evaluate the Competition: Having a thorough understanding of the competitive landscape is crucial. By evaluating other small businesses, you gain valuable insights into their strengths, weaknesses and the strategies they employ. Start by identifying your direct and indirect competitors. Take note of their product or service offerings, pricing strategies, marketing and SEO tactics and customer reviews. This information can illuminate gaps in the market and highlight opportunities for positioning your business. Remember, competition isn’t inherently negative. It can provide motivation and inspiration.
4. Research Market Demand: To validate your business idea and ensure its viability, you’ll need to gather information about your target customers, competitors and overall industry trends. This market research will ensure your busi-
ness idea resonates with potential customers, help you refine your offerings, and prepare you for market ups and downs. Remember, informed decisions today pave the way for a successful business tomorrow.
5. Utilize Available Resources: Find resources that will help in making your business easier to manage. Whether you need to print marketing materials or have documents notarized, faxed or scanned, these resources should offer time-saving services so you can focus on the big picture.
Though the entrepreneurial journey can be intimidating, hard and even unsure, we encourage you to stay committed and resilient! Remain persistent and celebrate your small wins. You can expect challenges and setbacks, but by staying consistent while continuing to refine your business strategy as you go, you are sure to succeed.
Source: StatePoint (Edited by d-mars.com)
BMaternal Mortality Remains Alarmingly High for Black Women, Despite Overall Decline
By Stacy M. Brown News Provider
lack women in the United States continue to face the highest maternal mortality rates, dying at a rate more than three times higher than white women, according to a newly released report from the National Center for Health Statistics.
The report, published on Feb. 6, 2025, found that 669 women died from maternal causes in 2023, down from 817 in 2022. The overall maternal mortality rate declined from 22.3 deaths per 100,000 live births in 2022 to 18.6 in 2023. However, for Black women, the rate remained disproportionately high at 50.3 deaths per 100,000 live births—far exceeding the rates for white (14.5), Hispanic (12.4), and Asian (10.7) women.
Despite national efforts to address maternal health disparities, the mortality rate for Black women showed little change from the previous year, when it stood at 49.5. The data highlight persistent systemic inequities in healthcare access, quality of care, and medical intervention for Black mothers, who continue to experience higher rates of pregnancy-related complications and a greater likelihood of receiving inadequate medical attention.
Age remains a major risk factor, with maternal mortality rates significantly higher among women 40 and older. In 2023, the mortality rate for this age group was 59.8 deaths per 100,000 live births—nearly five times the rate for women under 25, which was 12.5. Among Black women aged 40 and older, the crisis is even more severe, with a mortality rate of 132.9 per 100,000 live births—more than twice the rate for white women in the same age category (56.6). For Black women between the ages of 25 and 39, the rate was 53.6, compared to 13.8 for white women.
While the report indicates a statistically significant decline in maternal mortality rates for white and Hispanic women, no such progress was observed for Black women. Researchers and public health advocates continue to point to long-standing racial disparities in maternal healthcare, calling for stronger policy measures to expand access to quality prenatal and postpartum care, increased funding for maternal health initiatives, and more comprehensive training for medical professionals to address implicit bias in treatment.
The 2023 maternal mortality statistics represent the most recent data available for researchers and were compiled from the National Vital Statistics System.
Source: NNPA Newswire
5 Ways to Prepare for Out-of-Pocket Health and Wellness Costs
ABy: d-mars.com
News Provider
ccording to McKinsey & Co., 82% of U.S. consumers consider wellness a top priority, with more than half saying they prioritize it more than they did a year ago. However, rising healthcare costs pose significant challenges to consumers, and an unpredictable healthcare payment landscape can leave them with substantial out-of-pocket expenses.
These expenses can force people to forgo the care they want or need, leading to poorer health outcomes.
Given these realities, it's important to consider the following steps to inform financial decisions about potential out-ofpocket health and wellness costs.
Research the cost of your procedures or services in advance. Many websites provide estimated costs of various procedures by region or provider. You can also get estimates by calling your insurance company or the provider directly in advance of your appointment.
Check if you qualify for subsidized coverage or financial
assistance. People with incomes below certain levels may be eligible for health coverage at reduced or no cost. Hospitals may offer free or discounted care, known as charity care, to people not able to pay.
Confirm with your provider and insurance company that you are maximizing health plan coverage. Take advantage of your annual benefits, including getting recommended preventive screenings and visiting in-network providers that usually cost less than those who are out-of-network.
Enroll in an employer-based program that uses pre-tax dollars. Flexible Spending Accounts (FSA) and Healthcare Spending Accounts (HSA) allow employees to set aside money from their pay for qualified medical expenses.
Consider promotional financing options. Health and wellness credit cards, such as CareCredit, that offer deferred interest financing, enable you to pay for care over time with the opportunity to avoid interest charges, making out-ofpocket costs more manageable. Here are a few things about deferred interest financing to consider:
Deferred interest: No interest is assessed if the balance is paid in full by the end of the promotional period.
How deferred interest promotional financing works:
Deferred interest financing allows consumers to avoid charges on larger expenses if they are paid off before the promotional period ends. If you don't pay off the full balance before the promotional period ends, you will have to pay interest that has accrued as of the transaction date.
The required minimum monthly payments: Understand the required minimum monthly payments and if those payments will pay the balance off in time. Online calculators are valuable resources to estimate possible monthly payments needed to pay off the balance within a given promotional period. Those payments may be more than the lender's monthly minimum payment requirement.
Mark your calendar for when the promotional period ends. It is important to track and pay the balance of the purchase before the end of the promotional period to avoid paying the deferred interest that has accrued on the purchase.
In the end, it's important that people have access to health and wellness care for themselves, their family and pets. As healthcare costs continue to rise, it is critical consumers be aware of the various benefit programs and payment options to plan for health and wellness costs. Financial literacy is key!
Source: Brandpoint
Alvin F. Poussaint,
Civil Rights Advocate and Leading Voice on Black Mental Health, Dies at 90
By Stacy M. Brown News Provider
lvin F. Poussaint, a psychiatrist who provided medical care to civil rights activists in 1960s Mississippi and later became a national authority on the effects of racism on Black mental health, died Monday, Feb. 24, 2025, at his home in Chestnut Hill, Massachusetts. He was 90. His wife, Dr. Tina Young Poussaint, confirmed his death.
A
Born May 15, 1934, in East Harlem, New York City, Poussaint graduated from Stuyvesant High School before earning a bachelor’s degree from Columbia College in 1956 and a medical degree from Cornell University in 1960. He completed his residency at the University of California, Los Angeles Neuropsychiatric Institute, where he was chief resident from 1964 to 1965.
Driven by the fight for racial equality, Poussaint served as the southern field director for the Medical Committee for Human Rights from 1965 to 1967, providing care to civil rights workers in Mississippi and working to desegregate hospitals throughout the South. He later joined the faculty at Tufts University Medical School, where he directed a psychiatric program in a low-income housing development. In 1969, Poussaint began teaching at Harvard Medical School, ultimately serving as a professor of psychiatry and the faculty associate dean for student affairs.
Poussaint’s research spanned topics such as grief, parenting, violence, and the experiences of children from interracial families. His 1972 book, Why Blacks Kill Blacks, examined how systemic racism affects Black psychological development. He also co-authored Raising Black Children and Lay My Burden Down: Suicide and the Mental Health Crisis Among African Americans, highlighting issues often overlooked in mainstream mental health discussions.
Beyond academia, Poussaint became a prominent cultural advisor. From 1984 to 1993, he worked as a consultant for The Cosby Show and its spinoff, A Different World. His role was to ensure that the programs portrayed Black families in a positive and realistic light, free from harmful stereotypes. While often cited as the inspiration for the character of Dr. Cliff Huxtable, Poussaint denied the claim but acknowledged his influence on the
show’s direction.
“I don’t rewrite,” he told The Philadelphia Daily News in 1985. “But I indicate what makes sense, what’s off, what’s too inconsistent with reality.”
His collaboration with Bill Cosby extended to co-writing the 2007 book Come On, People: On the Path from Victims to Victors and contributing the introduction and afterword to Cosby’s best-selling book, Fatherhood. Although Poussaint worked closely with Cosby on various projects, there is no evidence he was aware of the allegations that later emerged against the entertainer.
A firm believer in addressing racism’s profound psychological impact, Poussaint was known for challenging conventional views. In a 1999 opinion piece, he wrote, “It’s time for the American Psychiatric Association to designate extreme racism as a mental health problem. Otherwise, racists will continue to fall through the cracks of the mental health system, and we can expect more of them to act out their deadly delusions.”
Poussaint’s influence extended into politics, serving as Massachusetts co-chairman for Reverend Jesse Jackson’s 1984 presidential campaign. Over his career, he received numerous awards and honorary degrees, including a New England Emmy for Outstanding Children’s Special in 1997 for his work on Willoughby’s Wonders. He was a member of several organizations, including the American Psychiatric Association, the American Academy of Child & Adolescent Psychiatry, and Sigma Pi Phi fraternity.
Poussaint is survived by his wife, Dr. Tina Young Poussaint, and their children.
Source: NNPA Newswire
Did You Know?
Black cowboys have played a significant role in rodeo history. They’ve been part of Western culture since the 1800s, making up nearly one in four cowboys in the post-Civil War era. Despite segregation, Black cowboys held their own rodeos and competitions, showcasing their skills in roping, steer wrestling and bronc riding.
Understanding Traumatic Brain Injury: Causes, Impacts, and the Jorden Family’s LifeChanging Story
Latrice Jorden shares the importance of bike helmets and preventing TBI at a community event.
From left to right: Paris, Seanton, Latrice, and Devon Jorden.
Braving the toughest battle with unwavering spirit—Seanton Jorden, March 2024.
Seanton Jorden before enduring a traumatic brain injury.
By Dawn Paul a.k.a. The Dr. Dawn® | Contributing Writer
Each March, we recognize Traumatic Brain Injury (TBI) Awareness Month. The goal is to help people understand TBI—what causes it, its symptoms, and how recovery works—while offering support to those living with its effects. Every nine seconds, someone in the U.S. sustains a brain injury. A TBI happens when an external force disrupts the brain’s normal function. These injuries can range from mild (like a concussion) to more serious levels, such as moderate or severe. A TBI can occur in many ways—falling (which is the most common cause of concussions), car accidents, being hit during sports, assaults, and more.
MARCH is brain injury awareness month
A TBI can change how someone thinks, feels, and acts. When interacting with someone who has a TBI, here’s what to keep in mind: First and foremost, they’re a person, not just their injury. Every brain injury is different, and its effects are unique to each individual. The impact of a TBI can vary, depending on factors like how it happened, where the injury occurred, and how severe it is. A TBI doesn’t just affect the person who has it—it also impacts their loved ones.
The Jorden family experienced the devastating impact of a TBI on June 11, 2010. Fifteen-year-old Seanton Jorden was at a friend’s house playing video games when another friend, who had come over to join them, shot him in the head with a pellet gun. The gun had been left unsecured in the room, and the incident left Seanton with a TBI.
Q&A WITH THE JORDEN FAMILY:
Can you describe the emotional journey that you've been through as a family since the incident?
It’s been an emotional roller coaster, to say the least. From the shock and disbelief to the harsh reality of the injury, we’ve felt extreme grief. Our faith has had its highs and lows along the way. Now, our thoughts are filled with hope and anticipation as we focus on the success of the 2023 stage production and recent book. We dream of a world where people think about gun safety and TBI in a new way because of our story.
What have been some of the biggest challenges you've faced in caring for your son with a TBI?
The toughest part is that our son can’t communicate with us, which makes taking care of him hard. We’ve been handling everything mostly on our own, with hardly any nursing support. Keeping him healthy is a daily challenge because his condition is so delicate. We deal with things like preventing bedsores, pneumonia, and sepsis, managing spasticity, and ensuring his tube feedings go smoothly—it’s all part of our routine. By God’s grace, we’ve managed to get through it so far.
How has your son's injury affected your family dynamics and relationships?
It’s changed everything. Our son requires 24/7 care, so someone always has to be with him. Everyday things, like Latrice and I going to dinner or even running errands together, have to be planned, which can be tough. The dynamics of a brother and sister relationship, and even our relationship with Seanton, have changed. It’s hard to accept that the future I hoped for—him having a
family of his own and carrying on my name—is no longer possible.
Can you share an estimate of the medical costs that come with caring for a loved one with a TBI?
The costs are overwhelming. Within the first year after the injury, the expenses were close to a million dollars. Now, almost 15 years later, with countless hospital stays, ER visits, home medical supplies, nursing help in the home, and administrative costs, the total is likely in the millions.
What do you wish others knew about TBI and its impact on individuals and families?
I wish people understood how important it is to take care of yourself. It’s easy to put yourself last when you’re focused on caring for a loved one with a TBI. But your spiritual, mental, and physical health matters too. Staying connected to your faith, leaning on your church or support groups, going to therapy, exercising, and eating well are all essential. Taking care of yourself helps you take better care of your loved one.
Since their experience, the Jorden family has made it their mission to promote gun safety and responsibility. They’re not against gun ownership, but they firmly believe in their message, "Secured Guns Are Safe Guns," encouraging responsible storage to prevent tragedies. By sharing their personal story, they hope to spare other families from facing a similar situation.
The Jordens are also raising awareness about the importance of helmets for our young people. Thousands of children suffer from a TBI or facial injury each year from activities like cycling, snowboarding, and other recreational sports. At community events, the Jordens emphasize the need for properly fitting helmets to keep children safe.
To access helpful resources and support for TBI, visit www.biausa.org. If you’d like to read the Jorden family’s story of resilience and faith, check out Devon Jorden's book, Waiting Room: The Seanton Jorden Story. You can order it at www.seantonsstory.com or through Amazon, Barnes & Noble, and Walmart.
Source: biausa.org, healthychildren.org
Dawn Paul, also known as The Dr. Dawn®, is an award-winning media personality, public speaker, certified life coach, author, and entrepreneur. She has extensive experience in writing, reporting, and editing for the Black press.
Ever have that feeling of sluggishness that you can’t seem to shake? Did you know that it could be because your digestive system isn’t working optimally? For better digestive wellness, consider the following tips:
Hone Your Diet: Eat a diverse diet and limit processed foods and added sugars. A well-rounded diet that prioritizes whole foods is typically high in fiber and other nutrients that promote a healthy gut. Some great choices include beans, seeds, fruits, broccoli, kimchi and avocados.
Stay Hydrated: As you increase your fiber intake, be sure to drink plenty of water to support regularity and keep everything moving through your system. Your digestive system will thank you!
Get Moving: Daily activity is a natural digestive aid. Exercise boosts circulation to deliver blood and oxygen to your digestive tract, helps you maintain a healthy metabolism, and keeps your digestive muscles strong. For greater digestive wellness, be sure to incorporate some movement into your routine.
TIPS TO SUPPORT YOUR DIGESTIVE HEALTH
By d-mars.com
Manage Stress: The mind-body connection is powerful, and poor digestive health is just one of the many potential side effects of too much stress. Common stress management techniques include meditation, self-care, exercise and reaching out to loved ones.
Get Quality Sleep: High-quality sleep is needed to keep all
AN ANNUAL EXAM CAN HELP OLDER ADULTS STAY HEALTHY
One of the best ways to prioritize your vitality is with an annual health exam. That’s especially true for older adults, who tend to have more health issues to manage, according to Cigna Healthcare’s Medicare business.
Annual exams can vary and go by different names, depending on your coverage. Generally, they are offered at no cost to you through Medicare or Medicare Advantage (MA) and there are a host of reasons to get one, including the following:
Having a health care team leader. It’s important to have a trusted advisor leading your health care team. That is the purpose of a primary care physician (PCP). A PCP knows your family and treatment histories and concerns. They play an important role keeping a broad view of all your care needs and can help you navigate them. By visiting your PCP at least annually, you maintain a critical relationship that will
the systems of your body in tip-top shape, and your digestive system is no exception. Experts recommend that adults get more than seven hours of sleep per night.
Get a Massage: According to research, abdominal massage is a safe, easy remedy for occasional constipation that most people can do themselves.
Take Fiber Supplements: Less than 10% of Americans get enough fiber from diet alone, making a fiber supplement an excellent way to boost your intake.
Stay Consistent: New habits can be hard to adopt. To kickstart your commitment to digestive health and to stay motivated, try creating a two-week challenge where you’re focusing on implementing a better diet that will benefit your digestive system. Be sure to talk to your doctor or nutritionist before doing so.
Try these simple steps to help support your digestive wellness so you can feel your best!
Source: StatePoint (Edited by d-mars.com)
serve you well when you need it.
Putting a plan together. Your annual exam is the time to discuss which health screenings and immunizations could be important for you based on your age, gender, and medical and family history. These include such things as a flu shot, a mammogram, or a colorectal screening. Talk to your doctor about what preventive care activities are right for you and put together a plan to get them. Most are covered at no extra cost through Medicare or MA.
Addressing conditions before they worsen. Aging increases the risk of certain chronic illnesses such as hypertension, heart disease, diabetes and arthritis. Ignoring these conditions won’t make them go away. Always tell your healthcare provider about any recent changes you are experiencing. Working with your provider to proactively manage a chronic condition before it worsens helps you to maintain your independence and vitality.
Reviewing medications. If you take one or more medications, an annual exam is a good time to review them with your PCP. You may even want to take your prescriptions to your appointment. Are these medications effective? Are you
taking them as prescribed? Are there any undesirable side effects? Are there potential harmful interactions, including with over-the-counter drugs? You also can secure your refills and maybe even shift to home delivery for convenience or to save money.
Making lifestyle adjustments. Even small changes can help you live longer and better. Talk honestly with your healthcare provider about your lifestyle. They may recommend changes, such as exercising, stopping smoking, or eating healthy.
Checking on your mental health. Your emotional health impacts your physical health. Depression doesn’t have to be a part of aging. Let your health care provider know if you are feeling sad, anxious or hopeless. They may recommend increasing your social interaction. Additionally, treatments, such as talk therapy, medication or both, may be covered by Medicare or MA.
For more tips on how to make the most of your annual exam, visit https://www.cigna.com/medicare/ member-resources/#media-resources.
Source: StatePoint (Edited by d-mars.com)
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A mulA-
multivitamin. Calcium. Vitamin C. Chances are, you've taken at least one of these today, along with three-quarters of American adults.
There are hundreds of brands and thousands of products to choose from. So, how do you choose a quality vitamin, mineral or botanical supplement, and how do you know whether it will do what you hope?
You may be shocked to learn that the FDA does not approve dietary supplements that are on your store shelf. In fact, according to the new "Habits and Healthspan" survey sponsored by Amway, 47% of U.S. adults ages 18 to 70 mistakenly believe their supplements are FDA-approved.
The good news? Thanks to the internet, it's easier than ever to research products and there are easy ways to ensure you are putting a high-quality product into your body.
Do you recognize the ingredients?
Do you understand where the ingredients are grown?
Over half (60%) of consumers agree it's important to know the seed-to-production path to ensure quality.
Consumers are looking for products they can trust. It’s now easier than ever to dig into product ingredients and
About 78% say they're concerned about how pollution and chemicals can affect their health, with 29% "very" concerned.
With that, consumers are opting for products that are both good for their health and well-being, as well as the planet.
One way companies can be more environmentally conscious is by practicing regenerative agriculture and using farming methods that conserve water and protect the soil.
Does the product have a certification or seal of approval?
Having an objective, third-party assurance that the product you are using meets quality standards is another way to ensure reliability.
About 87% of Americans want to know exactly what they're putting into their bodies.
Although manufacturers are legally required to use safe ingredients, the FDA does not approve dietary supplements. The bottom line? It's up to consumers to research and know what they're putting in their bodies. This is where ingredient traceability - the process of tracing the origin and journey of ingredients through the supply chain to ensure safety, quality and transparency - comes in.
About 67% are more likely to purchase dietary supplements that are traceable from the seed to the shelf.
see the seed-to-supplement pathway. This has led to consumer demand for product transparency where companies are being pushed to be more open not just about their ingredients, but their production practices as well. This extends beyond supplements, too:
About 87% of consumers agree that clean and sustainably made skincare and cosmetic products are superior. Is the company you're purchasing from environmentally conscious?
In addition to what's in the products they consume, there is a growing concern amongst Americans about how products are made and what impact is made on the environment.
Only 6% of consumers do not prefer using a sunscreen that is certified with a third-party assurance. When it comes to personal care products like sunscreen, you can check the packaging to note which ones have certifications such as the Seal of Recommendation from the Skin Care Foundation, which provides assurance that the product meets a third-party's criteria for safe and effective protection.
Setting the bar for quality, sustainability and integrity
Ultimately, consumers are driving the shift toward higher quality, more sustainable products. The expectation falls on companies to change their ways and meet expectations. Americans want products that not only work but also align with their sustainability values.
Source: BrandPoint (Edited by d-mars.com)
How to Care for a Loved One with Alzheimer’s
WBy: d-mars.com
News Provider
hen you have a loved one with Alzheimer's or dementia, it's normal to worry about their well-being. However, adults with these conditions can continue living positive, fulfilling lives, especially in the familiar environment of their own homes. Research suggests living at home as long as possible is associated with a better quality of life for anyone with dementia or Alzheimer's.
According to the Alzheimer's Association, nearly 7 million Americans live with Alzheimer's, and it's estimated nearly 13 million will be diagnosed with the condition over the next 25-30 years. For families of those affected, that can mean many years of caring for their loved one. While caregiving can be challenging, there are also silver linings.
Here are tips to help you make the most of your time with your loved one - and to bring more joy into your lives.
CONSIDER SAFETY FIRST
To help improve safety and reduce your worry, these steps can make their home environment safer.
Keep the home well-lit: Hallways, stairs, bathrooms, kitchens and bedrooms benefit from nightlights for seniors who are more active at night.
Identify tripping hazards: Excess furniture, throw rugs and other tripping hazards should be removed.
Lock outer doors/secure hazardous materials: Areas of the home containing anything hazardous should be kept locked, and locks on exterior doors can help prevent nighttime wandering.
Provide handrails: Bathrooms, showers, hallways and stairs are safer with rails or grab bars at an appropriate height.
OFFER OPPORTUNITIES FOR JOYFUL CONNECTIONS
Alzheimer's adults can continue to live happy, fulfilling lives. Maximize your time together by engaging their senses and exploring memories from their amazing lives.
For example, provide visual reminders of beloved people and places through framed pictures, photo albums, videos and artwork, listen to favorite music, explore com-
forting textures through hobbies like crafting, and enjoy tastes and smells they love through home-cooked meals and baked goods.
Focusing social interactions around these sensory activities with family members, friends, neighbors and empathetic caregivers also helps boost the joy in your daily lives.
ENCOURAGE RELIABLE ROUTINES
Maintaining a schedule is crucial. It reassures your loved one that days are predictable rather than confusing, helps you know what to expect on a daily basis so you can be there when needed, and also assists others, including professional caregivers, to know when their help is needed or anticipated.
DON'T BE AFRAID TO ASK FOR HELP
Many people in your family and social circle may want to help but may not know how. Ask for specific assistance with well-defined limits. For example, ask a neighbor to pick up certain grocery items, or call a family member to visit for an hour at a given time.
You can also benefit from well-trained, empathetic and experienced assistance from Comfort Keepers caregivers, who understand the struggles you may face caring for a loved one with Alzheimer's disease or dementia at home. Their caregivers engage seniors in intellectual, physical and emotional interactions complementing their medical treatment and improving their quality of life.
THE SUPPORT FAMILIES AFFECTED BY ALZHEIMER'S NEED INCLUDE:
• Specially trained caregivers
• Family education to better understand dementia and Alzheimer's
• Tasks geared to your loved one's interests to engage them physically, mentally and emotionally
• In-home services including personal care, companionship, medication reminders and family respite care
• In-home safety technologies including medical alert systems and motion detectors Make a commitment to learn how you can be supported in the joyful care of the senior who means so much to you.
Source: Brandpoint (Edited by d-mars.com)
“ What an extreme honor it was to be recognized by d-mars, Attorney Ricky Anderson and Congressman Al Green at the Top 50 Black Professionals and Entrepreneurs of Texas Awards Gala. It was a wonderful evening and a signature first-class d-mars event! In these strange times we are experiencing, it is extremely reassuring to see how our community continues to acknowledge, uplift and celebrate excellence! I also want to thank the d-mars team for their commitment to creating a path to success for our young professionals and entrepreneurs. I’m already looking forward to celebrating the new class of Top 50 P&E next year!”
– Pamela B. McKay, VP/Market Manager of Urban One/Radio One Houston, Super Trailblazer and Attorney Ricky Anderson Entertainment Legacy Award Recipient
Kimberly Bizor Tolbert City Manager, City of Dallas
DeAndre Sam President, A-Rocket Moving & Storage
McKay
Jane E. Cheeks, PSHRA-SCP Director of HR, City of Houston
Middleton
Traci A. Gibson, Esq. Houston Lawyers Association
Brian
Fort Bend County District Attorney
Durwyn B. Williams, Jr., PGA NEWGeneration Golf
Pamela B.
Vice President, Market Manager, Urban One/Radio One Houston, Ricky Anderson Entertainment Legacy Award
COMMUNITY HEROES
Dominique Hamilton and Candess Tucker Johnnie Means Aquatics
Tiffany Thibodeaux Thibodeaux Realty Group
Erin D. Prince, MD NeuMinds Behavioral Healthcare
State Representative Ron Reynolds District 27
JB Thibodeaux
JB Thibodeaux Homes & Properties
U.S. Congresswoman Jasmine Crockett Member of Congress District 30
Rodney Jones Rodney Jones Law Group P.C.
Council Member Reverend Willie Davis At-Large, Position 2 Houston City Council
Warren Broadnax She’s Happy Hair
Dr. David L. Jones, Ed.D. Wellspring Family & Community Institute
Michael L. Davis, Sr. & Gaytha F. Davis PAN Foundation
Celebrating a Night of BLACK EXCELLENCE
BOTTOM ROW, LEFT TO RIGHT: Gaytha F. Davis; Nori Johnson; Tiffany Thibodeaux; Marian K. LeDoux, MBA, RN; Shana Bailey-Scott, MBA, CCUC; Dr. Michelle Howze Moore, DPT, WCS, CLT; Patience Edwards, M.Ed.; Tonie Punch; Alexia Brooks; Kimberly Bizor Tolbert; DeAndre Sam; Pamela B. McKay; Danielle Swiney; Dr. Tayray Jasmine, Ph.D., MSN; Sharifa Glass, MD, IBCLC; Johnquel E. Neal, Esq.; Teresa D. Hudson; Christeen Friend; Erin D. Prince, MD; Dr. Sonia Renay White; Chelsea Ball-Booker
MIDDLE ROW, LEFT TO RIGHT:
Dr. Agnes Usoro-Umoh; Michael L. Davis, Sr.; Kellie Thomas; Candess Tucker; Jane E. Cheeks, PSHRA-SCP; Angela A. Downes; Melanie L. Hafford, MD, FACS; Richard Solomon; Christa Stoneham; Durwyn B. Williams, Jr., PGA; Karl Mayes, MA; Congressman Al Green; Keith “Mr. D-MARS” Davis, Sr., Attorney Ricky Anderson, Kenneth E. Morris, Dr. David L. Jones, Ed.D.; Dr. Sterling L. Carter, PT, DPT, MS, CSCS; Stephen Levi Carter, MBA, PMP; Nicole Wilson; Tracy D. Freeny; Dr. Shamieka Thomas; Warren Broadnax; Traci A. Gibson, Esq.
TOP ROW, LEFT TO RIGHT: D. Dewayne Nichols, Esq.; Rep. Ron Reynolds; Anton Arnett; Michael L. Montgomery; JB Thibodeaux; Dominique Hamilton; Sheryl Joubert Jimerson, CPA ; Marisa Williams; Brent Law; Byron Bimage; J.D. Garnier, Sr.; Kevin H. Hoffman; Councilmember Reverend Willie Davis; Robert L. Southers, Jr.; Natriez “Nate” Peterson; Attorney Rodney Jones; Jonathan Brame; Brandon Edwards; William H. Merrick; Dr. James Justin Ridley; Herb Gray; Erica Littlejohn Burnette, Esq.
“I am truly honored to be recognized by d-mars as one of the Top 50 Black Professionals and Entrepreneurs of Texas. This prestigious celebration of Black excellence was nothing short of extraordinary— an event only d-mars could curate, bringing together some of the most accomplished Black professionals and entrepreneurs in the Greater Houston area. The atmosphere was both professional and welcoming, making everyone feel like family. My team and I were deeply inspired by the caliber of individuals in the room, and we will forever be grateful for the experience. I look forward to future events and the continued impact of d-mars in our community.”
– Warren Broadnax, Co-Founder of She’s Happy Hair, Community Hero
“I am incredibly honored to be recognized as a 2025 Top 50 P&E honoree by Keith ‘MR. D-MARS’ Davis, Sr. This award is a testament to the dedication and hard work of our team at A Hug Away as we continue our mission to provide compassionate care to those in need. Being surrounded by such inspiring leaders at the event was truly humbling, and I am grateful for the opportunity to contribute to our community in a meaningful way. Thank you to d-mars. com for this recognition and for celebrating excellence in business and service!”
– Marisa Williams, Owner of A Hug Away, Inc., Top P&E
SUPER P&E
“Being part of this unforgettable night of Black excellence was an honor beyond words. We are truly humbled and grateful to have been recognized in such a remarkable way. It was an evening that celebrated greatness, and we are proud to have been a part of it.”
– Tiffany Thibodeaux, CEO of Thibodeaux Realty Group, Up & Coming P&E
Dr. Shamieka Thomas Oceans Behavioral Hospital Pasadena, LLC
Johnquel E. Neal, Esq. The Johnquel Neal Firm, LLC
Teresa D. Hudson Munck Wilson Mandala, LLP
Erica Littlejohn Burnette, Esq. Ascent Emergency Medical Center
Tracy D. Freeny Novartis
Alexia Brooks Alacrity Specialty and Auto Solutions Division
Christeen Friend The Essentials Face & Body Spa
D. Dewayne Nichols, Esq. Cigna Legal and Corporate Affairs
Kevin H. Hoffman Prairie View A&M University
Angela A. Downes UNT Dallas College of Law
Brent Law Dexterity Talent Company
Byron Bimage LP Building Solutions
Chelsea Ball-Booker Bridging The Gap Pediatric Occupational Therapy Services, Inc.
Jonathan Brame Coca-Cola
Dr. Alison Scott Cuillier Lasting Impressions
Dr. Sonia Renay White Sonia R. White Enterprises, LLC
Dr. Sterling L. Carter, PT, DPT, MS, CSCS Sterling Physical Therapy & Wellness
Stephen Levi Carter, MBA, PMP Sterling Staffing Solutions
Dr. Tayray Jasmine, Ph.D., MSN Precisive Care
Kevin A. Murray, Esq. Kevin A. Murray, LLC
J.D. Garnier, Sr. Wealth Management Advisor, Community Leader & Corporate Sales Trainer
TOP P&E
Michael L. Montgomery Heart of Michael Foundation
Natriez “Nate” Peterson Prairie View A&M University Extension
Nicole Wilson On The Go Medical Supply
Nori Johnson The Nori Sold It Team LLC
Patience Edwards, M.Ed. BrainBuzzed Tutoring, Inc.
Richard Solomon WFAA Channel 8
Robert L. Southers, Jr. NASA Shana Bailey-Scott, MBA, CCUC The Holiday Soul Nutcracker Market
Sharifa Glass, MD, IBCLC The Vine Pediatrics and Lactation
Tonie Punch Punch Logistics, LLC
William H. Merrick Empower Community Development Corporation & Whitestone Developments
Sheryl Joubert Jimerson, CPA Jimerson Advisory Group
Pilot Kenneth E. Morris R’Air Vision Advisory Group, LLC
Karl Mayes, M.A. Karl Mayes Enterprises, LLC
Agnes Usoro-Umoh, MD River Oaks Galleria Medspa
Brandon Edwards BioScan USA
Anton Arnett Arnett Mechanical
Christa Stoneham Houston Land Bank
Dr. James Justin Ridley PAN Foundation
Danielle Swiney New York Life
Dr. Michelle Howze Moore, DPT, WCS, CLT
Distinctive Physical Therapy and Wellness Center
Herb Gray Life Enhancement Services
Kellie Thomas Camps by KT
Marian K. LeDoux, MBA, RN Accurate Security Inc.
Melanie L. Hafford, MD, FACS UT Southwestern Medical Center – Frisco
Marisa Williams A Hug Away
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4 Ways Financial Professionals Recommend you Spend Your Tax Refund
By d-mars.com News Provider
eceiving a tax refund this year? While it can be tempting to impulse spend, if you want to really treat yourself, financial professionals recommend using the payout for practical expenses.
According to finance experts, here are smart ways to spend your tax refund that will improve your life:
1. Build an emergency fund: Unexpected circumstances, such as illness or job loss, can leave you with more bills and less income. Not having an emergency fund puts you at risk of having to take on high-interest debt to meet expenses. Use your tax refund to create some peace of mind for yourself and your family. And now that you’ve started the emergency fund, consider using direct deposit to funnel a portion of each paycheck into this account.
2. Reduce debt: Paying down debt can feel like an insurmountable challenge. And if it’s a challenge you’ve been avoiding, you can use your tax refund to kick-start your journey. Not sure where to start? A finance professional can help you identify which debt to prioritize first, as well as help you
craft a repayment strategy moving forward.
3. Save for retirement: No matter your age or stage in life, a tax refund offers a great opportunity to give your retirement account a boost. Thanks to compounding, the money you set aside today in an investment account, such as a 401(k) or Roth IRA, will exponentially grow between now and when it’s time to tap your nest egg.
4. Set financial goals: From planning a vacation or wedding to becoming a homeowner, your goals are worth investing in. Put your tax refund toward something that matters to you.
The best thing you can do may be to avoid future refunds. While it feels great to receive a big check during tax time, a tax refund is effectively an interest-free loan you have made to the government. You’re much better off keeping more of your money throughout the year so you can invest it or use it on things you need. Consult a finance professional on how to adjust your withholdings to get closer to breaking even next year.
With an actionable plan and the help of a qualified financial professional, you can ensure your tax refund is put to good use.
Source: StatePoint (Edited by d-mars.com)
By d-mars.com
avings can help meet unexpected expenses, fund short-term spending goals and protect against unanticipated life events. At the same time, leaving too much of your money uninvested can jeopardize longterm financial goals like retirement. Set a goal to be more intentional with your savings by getting clear on your savings goals, ensuring your savings earn a competitive return and putting excess cash to work for your long-term financial goals.
Set savings goals
To determine your personal savings goals, consider your ability to withstand savings shocks and potential income loss, as well as any short-term spending goals such as buying a car or taking a vacation.
• Step 1: Start by ensuring you have a buffer for unexpected expenses. Aim to have at least $2,000 or about half a month's household expenses, whichever is greater, set aside in a cash savings account. If you've navigated any changes in the last year that impact your income or spending, it's also worthwhile to revisit that emergency savings goal.
• Step 2: You might also have additional short-term financial goals. Perhaps you're planning a home renovation or saving up for a wedding. Money to fund these goals that are a year or two away probably shouldn't be exposed to much risk of loss and may be best kept in a cash savings account.
• Step 3: Think about building a more substantial financial safety net that can cover three-to-six months of living expenses. This fund will help you manage financial disrup-
tions, such as job loss or other longer-term income interruptions. This fund might also be used to help with longer-term goals like retirement savings, but such money, however it is invested, should be easily accessible if needed to bridge periods of income loss. Certain accounts like a 401(k) or traditional IRA with limited ability for early withdrawals likely won't be the best homes for these funds.
Get specific about why you're saving and create an action plan. Start small and build. Saving something is better than not saving at all, especially when saving in an account with a competitive yield. Yield, or annual competitive yield (APY), indicates how much interest or return you can expect to earn on your savings in a given account over a year. Put simply, the higher the APY, the more your savings can grow.
Earn what you deserve
Many Americans aren't getting the return they deserve on their savings. Whether you're just starting to set aside funds for an emergency or you already have substantial cash saved, make sure you know how much that cash is "earning." Saving with intention means selecting the best savings vehicle for your personal savings goals. Consider whether you value FDIC insurance, ease of money movement or if you're simply looking for the highest return on your savings.
Letting your money sit in an average bank savings account might mean your money doesn't have much chance to grow. The average bank savings account yield as of Dec. 16, 2024, was 0.42% according to the FDIC National Rate and Rate Caps. That means for each $100 you save, you'll earn 42 cents annually.
The cash you keep easily accessible does not need to sit idly on the sidelines. It can work for you in a high-yielding account. Keeping your hard-earned money in a low-yielding account could mean leaving money for short- and long-term
goals on the table.
Build on your savings foundation
A well-funded emergency savings account can prevent you from taking on high-interest debt, tapping into a retirement account or turning to other sources that could slow your long-term financial progress.
While crucial for funding short-term financial goals, an intentional savings plan can also create the foundation for a longer-term financial plan. Once you have a solid savings plan in place, consider whether you can move excess cashbeyond the amount needed to meet your identified savings goals - into higher-earning-potential asset classes like stocks and bonds for long-term goals like retirement.
When you're intentional about your savings goal and seeking out the best home for your savings, even the cash you choose to keep more readily accessible, outside of stock and bond investments, has the opportunity to grow.
Whether your savings goal is to start your first rainy-day fund or shop around for higher returns on your well-funded piggybank, ensure you have clear goals and a plan for reaching them.
All investing is subject to risk, including the possible loss of the money you invest.
Investments in bonds are subject to interest rate, credit, and inflation risk.
Source: BrandPoint (Edited by d-mars.com)
STRENGTHEN YOUR RELATIONSHIP WITH THESE FINANCIAL TIPS
By d-mars.com
News Provider
Issues around money can put a strain on any couple. However, financial experts say that a strong relationship can be cultivated with financial habits that prioritize communication and shared values.
To help you and your partner get a handle on your financial health and happiness, financial professionals are sharing their best money tips for couples.
Be open, honest and respectful: Whether discussing debt or other financial commitments, credit scores or shared goals for the future, being transparent with one another is absolutely essential to building trust. At the same time, it’s important that conversations are conducted with respect and empathy. Understanding each other’s financial histories, starting with lessons taught in childhood, can lead to more productive discussions.
Communicate regularly: Having one conversation about money is not enough. Keeping the dialogue open helps ensure you remain on the same page over time. You may find it helpful to schedule a weekly appointment to touch base on issues such as cash flow, savings and goal setting.
Build a shared budget: Collaborating on a budget is a great
RETIRING WELL:
way to identify your individual and shared financial priorities and can help you avoid spending surprises down the line. A professional can review your finances and help you select a budgeting strategy that you both can live with. Once in place, consider using budgeting software to seamlessly share updates.
Prepare for rainy days: Too many Americans have zero savings, leaving them unprepared for financial emergencies such as job loss, unexpected home repairs and long-term illness. Give your relationship the gift of a robust emergency fund. This will offer you everyday peace of mind, and help you avoid some stress and heartache in the face of unexpected circumstances.
Make a holistic financial plan: Work together to create an overarching financial plan that helps you meet your short- and long-term financial goals, such as buying a home, saving for your children’s education or preparing for retirement. Specially trained to provide guidance on all aspects of financial planning, including estate planning, retirement planning, investing and insurance, a professional can take a holistic look at your overall financial picture to help you fine-tune your strategy.
For a happy, healthy relationship, keep an open dialogue with your partner about money. Doing so will strengthen your bond, build trust and help you reach your goals.
Source: StatePoint (Edited by d-mars.com)
hat makes for retiring well?
For most Americans, it's living a little by affording experiences that bring joy (68%) and enjoying a high quality of life (49%), balanced by the security of reaching savings milestones (68%), according to new Empower research.
Big and little joys
Most agree satisfaction in retirement includes the ability to pay bills on time and in full (68%) and living debt-free (63%) - including owning a home outright (55%). Some 42% of people say it comes down to experiences, like the ability to travel the world, and to give back by volunteering (25%).
Everything in its time
Having a clear timeline brings peace of mind for many - 66% say they have a goal retirement age in mind, including 73% of men and 61% of women.
Over two-thirds of Americans (67%) have savings milestones to reach before retirement -
Experiences that Bring Joy
goals that they're striving for - including setting aside funds for emergencies (57%), travel (33%) and leisure activities like starting a new hobby (32%). About the same number (68%) say their happiness in retirement depends most on reaching their retirement savings goal. Many Gen Xers emphasize leaving behind an inheritance for their children (42%).
Travel and leisure
When choosing a place to retire, most people (86%) prefer to live where they can maintain their lifestyle without stressing about money, and low cost of living (38%) factors high on the list. For many that means relocating, with 42% saying they plan to move to a different city or state to retire.
Some 37% prioritize proximity to family and friends, although 43% say they prefer to retire where it's more affordable, even if it means being far from their loved ones. For others, home is where happiness already exists - 23% describe their current location as their happy place.
Many see retirement as an opportunity for a fresh start; 16% of people imagine retiring in a different country altogether, seeking adventure and change in their golden years. Nearly two in five Gen Zers have set a goal for a travel fund (44%) in retirement.
Methodology: Empower surveyed 1,013 Americans on Dec. 5, 2024.
Source: StatePoint (Edited by d-mars.com)
OVER 50 CHILD ADVOCACY GROUPS UNITE TO DEMAND APP STORE ACCOUNTABILITY
ore than 50 child advocacy organizations have joined together to form the Digital Childhood Alliance to urge lawmakers to help parents protect children online by passing new legislation that prioritizes children’s safety on apps.
The coalition is calling for the passage of the App Store Accountability Act across the country and represents a broad consensus among experts, parent advocates, and child protection groups who see the bill as critical for online youth safety.
"This is a turning point," said Dawn Hawkins, senior advisor to the National Center on Sexual Exploitation
(NCOSE). "For years, app stores have turned a blind eye to child safety, allowing kids to download apps, enter into exploitative contracts they don't understand, and share personal data—all without parental consent. Lawmakers now have a clear path forward, backed by a coalition of experts who agree: The App Store Accountability Act is vital to creating a safer online environment for American youth."
The App Store Accountability Act is advancing in Utah and Alabama right now, with bills also introduced in Alaska, South Carolina, Kentucky, and Hawaii. Several other states are expected to introduce similar legislation in the coming months.
The App Store Accountability Act is designed to restore parental oversight, improve transparency, and hold app stores accountable for "misleading families," according to a news release.
"The App Store Accountability Act brings us closer to a future where digital gatekeepers are held to the same standards as any responsible institution," said Joel Thayer, President of the Digital Progress Institute. "Imagine if a bank let 14-yearolds take out high-interest loans, sign up for investment schemes, or connect with foreign business partners, while hiding the risks from parents. That would be unthinkable. But in the digital world, this is exactly what's happening every day. It's past time to hold app stores accountable."
For more information about the Digital Childhood Alliance and the App Store Accountability Act, visit www.digitalchildhoodalliance.org.
Source: Digital Childhood Alliance
HOUSTON RANKED AS ONE OF THE SOUTH’S BEST METROS FOR TECH IN 2024
HBy d-mars.com News Provider
ouston has a growing reputation for being one of the top technology hubs in the United States’ Southern region.
According to a report by CommercialCafe, Southern metros are attracting investment, companies and talent. A study that ranked the top 20 Southern metro areas with populations of more than 200,000 by evaluating factors like tech job density, median earnings and overall quality of life revealed that Houston took the number nine spot for having a growing presence of tech companies.
The report revealed that Houston led in tech patent output, which was almost 8,700 within five years. Tech employment in the Houston area grew by 32.2% with median tech earnings being about $95,990 on average. According to data, the median tech earnings grew by 17.6%.
Other Texas cities that were mentioned included Austin, which was ranked number two and reported 48.6 tech businesses per 1,000, and Dallas, which was ranked number four and moved up from sixth in last year’s rankings, reportedly driven by a 25.9% growth in tech company presence.
“For small to medium-sized tech companies, these markets offer opportunities to build their brand quickly and tap into local talent pools not yet dominated by larger, household-name firms,” the report stated. “It also means talent doesn’t have to leave smaller metros for bigger destinations, which creates a win-win for companies seeking skilled workers and professionals looking to build careers closer to home.”
The complete list from one to 20 was as follows: Washington, D.C.
Austin, TX
Raleigh, NC
Dallas, TX
Huntsville, AL
Baltimore, MD
Durham, NC
Atlanta, GA
Houston, TX
Charlotte, NC
Source: CommercialCafe
Charlottesville, VA
Fayetteville, AR
Wilmington, NC
Richmond, VA
Palm Bay, FL
Roanoke, VA
Crestview, FL
Tampa, FL
Jacksonville, FL
Orlando, FL
Houston Airports to Open New IAH Terminal E Ticketing Lobby
By d-mars.com
eorge Bush Intercontinental Airport’s new Terminal E Ticketing Lobby opened on Monday, February 24, and just in time for Spring Break.
This state-of-the-art facility, temporarily exclusive to United Airlines passengers, streamlines check-in and restores the Terminal E TSA and the terminal's Departures Curb.
HERE’S WHAT’S CHANGING:
• United Airlines passengers flying from Terminal E will no longer need to check in at Terminal C.
• 10 TSA security lanes make screening faster and more convenient
• A new 11-lane Departures Curb restores drop-off access at Terminal E for the first time since 2021.
"This is a big win for travelers," said Jim Szczesniak, director of aviation for Houston Airports. "Passengers flying out of Terminal E will now have more space, faster security and a better check-in experience. This opening also helps relieve congestion at Terminal C, improving the passenger experience at Bush Airport."
In August 2021, Houston Airports closed the old Terminal E Ticketing Lobby. That closure required United Airlines passengers flying out of Terminal E gates to check-in with the airline at Terminal C and then take the Skyway to Terminal E. The new Terminal E Ticketing Lobby restores the efficient and intuitive check-in process for flights out of Terminal E gates.
Later this year, the Terminal E Ticketing Lobby will evolve into the new International Central Processor (ICP). This means:
• Foreign flag carriers will relocate from the Terminal D Ticketing Lobby.
• TSA screening expands to 17 lanes with next-gen security technology.
• A new baggage handling system and concessions will open.
The ICP will replace both the old Terminal E Ticketing Lobby and the current Terminal D Ticketing Lobby, simplifying international departures and arrivals into one seamless, functional, intuitive experience.
By the Numbers
• 325,000 sq. ft. – Three times the size of the NRG Stadium floor.
• 21 million bags are able to be processed annually via the advanced baggage system.
• 3,500 vehicles can be accommodated during each peak hour on the Departures Curb.
With 1.8 million passengers expected to travel via IAH between March 6 and March 17, the Terminal E Ticketing Lobby opening comes ahead of two major new flights: ZIPAIR to Tokyo-Narita (March) and United Airlines to Puerto Escondido, Mexico (April).
“We’re excited about the opening of the new Terminal E Ticketing Lobby at IAH, which will significantly enhance the travel experience for our customers. With five dedicated gates and a streamlined check-in process, this is a big step in ensuring faster, more convenient travel for the more than 500 United flights we operate daily from Houston. As we continue to grow and expand our services here, we’re proud to be part of an airport transformation that’s built with the traveler in mind,” said Phil Griffith, vice president of airport operations for United Airlines.
Source: Houston Airports
Spinach and Artichoke Stuffed Chicken
Iby d-mars.com
News Provider
ndulge in rich and flavorful Spinach & Artichoke Stuffed Chicken smothered in a luscious Parmesan cream sauce. Juicy, golden-brown chicken breasts are generously filled with a creamy blend of sautéed spinach, tender artichoke hearts, melty mozzarella, and tangy Parmesan. Each bite delivers a perfect balance of savory, cheesy goodness with a hint of garlic and spice. As if that weren’t decadent enough, the dish is topped with a silky, buttery Parmesan cream sauce that adds an irresistible layer of richness. Serve it alongside roasted vegetables, buttery mashed potatoes, or a crisp side salad for a restaurant-quality meal that will impress anyone at the table. Here’s a delicious recipe that’s perfect for a comforting meal!
INGREDIENTS FOR THE CHICKEN:
• 4 boneless, skinless chicken breasts
• 1 teaspoon salt
• ½ teaspoon black pepper
• ½ teaspoon garlic powder
• ½ teaspoon onion powder
• ½ teaspoon paprika
• 1 tablespoon olive oil
INGREDIENTS FOR THE SPINACH & ARTICHOKE FILLING:
• 1 cup fresh spinach, chopped
• ½ cup canned or jarred artichoke hearts, chopped
• ½ cup cream cheese, softened
• ¼ cup shredded mozzarella cheese
• ¼ cup grated Parmesan cheese
• 1 teaspoon minced garlic
• ½ teaspoon red pepper flakes (optional)
• Salt & pepper to taste
INGREDIENTS FOR PARMESAN CREAM SAUCE:
• 1 tablespoon butter
• 1 teaspoon minced garlic
• 1 cup heavy cream
• ½ cup grated Parmesan cheese
• ½ teaspoon Italian seasoning
• Salt & pepper to taste
DIRECTIONS
1: Prepare the Filling:
1. In a bowl, mix together the spinach, artichokes, cream cheese, mozzarella, Parmesan, garlic, red pepper flakes, salt, and pepper.
2: Stuff the Chicken:
1. Using a sharp knife, cut a pocket into each chicken breast without slicing all the way through.
2. Stuff each chicken breast with the spinach-artichoke mixture and secure with toothpicks if needed.
3. Season the outside of the chicken with salt, pepper, garlic powder, onion powder, and paprika.
3: Cook the Chicken:
1. Heat olive oil in a large skillet over medium heat.
2. Sear the stuffed chicken breasts for 3–4 minutes per side until golden brown.
3. Lower the heat, cover, and cook for another 8–10 minutes, or transfer to a 375°F oven and bake for 15–20 minutes until fully cooked (internal temp: 165°F).
4: Make the Parmesan Cream Sauce:
1. In a small saucepan, melt butter over medium heat.
2. Add garlic and sauté for 30 seconds until fragrant.
3. Pour in the heavy cream and bring to a simmer.
4. Stir in the Parmesan cheese and Italian seasoning, cooking until the sauce thickens slightly (about 3 minutes).
5. Season with salt and pepper to taste.
5: Serve & Enjoy:
1. In a small saucepan, melt butter over medium heat.
2. Add garlic and sauté for 30 seconds until fragrant.
3. Pour in the heavy cream and bring to a simmer.
4. Stir in the Parmesan cheese and Italian seasoning, cooking until the sauce thickens slightly (about 3 minutes).
5. Season with salt and pepper to taste.
SERVE AND ENJOY THIS RICH AND FLAVORFUL DISH!
