08-10-2010 Lowcountry Military Retiree News

Lowcountry Military

RETIREE NEWS T

VOL. 2 NO. 7 • FREE • S ERVINg M ILITaRy R ETIREES & V ETERaNS IN ThE L OWcOuNTRy • auguST, 2010 Courtesy of Diggle Publishing - Publishers of the Airlift Dispatch & Navy Shoreline

Naval Weapons Station NEX brings home Bingham Award

By Eric Sesit Joint Base Charleston Public Affairs Naval Weapons Station (NWS) Charleston’s Navy Exchange (NEX) management and employees were presented the prestigious Bingham Award at a ceremony held at the NWS Charleston NEX, June 15. Charleston placed first in the 20 to 40 million dollar category with more than 24 million dollars in sales for 2009.

Rear Admiral Steven J. Romano, Commander, Navy Exchange Service Command, was the guest speaker at the ceremony. “This award demostrates that you are one of the best Navy Exchanges in the world; only nine other stores out of 103 can claim this award,” Romano said to the crowd of NEX employees. “This is like winning an Olympic gold medal.”

Romano added that as he walked through the facility, he noticed four qualities that led to the Charleston NEX’s success: “You do the basics right, you make a mature facility look great, you are managed by extraordinary leadership and you

have great training.”

General Manager Beth Munoz gave credit to the employees who operate the store on a daily basis. “This team has always had the necessary skills and teamwork in them to win this award,” Munoz said, “and they show it everyday.”

The team includes long time employees Willie Ellis and Bernice Mac. Mac has been working at the NEX for 20 years while Ellis has been with the company for 37.

Looking to retire in the near future, Ellis was thrilled to see all the hard work put in by him and his fellow employees has paid off. “It’s a very prestigious award for us,” Ellis said.

Mac added, “This took a lot of team effort, but in the end, it was worth it. This award is just great for morale and makes us want to keep working hard.”

The Bingham Award recognizes Navy Exchanges that have demonstrated excellence in customer service, operations and management. The award is named after the late Captain W.H. Bingham, SC,

USNR, who was the chief executive of the R.H. Macy’s Company and in 1946 was appointed by the Secretary of the

Navy to lead an advisory board for the establishment of the Navy Exchanges system.

Photo by MC1(SW/AW) Jennifer Hudson

A happy group of NEX employees, winners of the 2009 Bingham award, pose in front of their award-winning exchange along with RADM Steven Romano, Commander, Navy Exchange Service Command (center). The NEX achieved first place in the 20 to 40 million dollar category with more than 24 million dollars in sales during 2009.

Rewards issued for military pets in shopping sprees and prizes Courtesy of Army & Air Force Exchange Service Public Affairs DALLAS – The Army & Air Force Exchange Service is "throwing a bone" to military pets and their owners in the "Patriot Pet Just Say Treat" photo contest.

From Aug. 1 through Sept. 30, authorized exchange shoppers can submit a photo of their pet along with a short

description of their four-legged friend.

"Based on the success of our last pet photo contest, with more than 800 entries received, it's apparent that pets play a huge role in the lives of military families," said AAFES' Senior Enlisted Advisor Chief Jeffry Helm. "I expect this competition to be even more 'dog eat dog' than the last."

Submissions will be judged on creativ-

ity, uniqueness, quality and effectiveness in conveying the loyalty and companionship of pets belonging to military members.

The grand prize winner will "fetch" a $1,000 AAFES shopping spree.

Additional prizes include a $500 shopping spree for first place and eight runners up will receive either an aquarium, pet bed, pet's view eye cam, pet gate or a

portable pet crate.

To participate in the Patriot Pet contest, military shoppers can send entries to PatriotFamily@aafes.com with "Patriot Family Pet" in the subject line. Entries must include name, address, phone number, rank/occupation and pet's information (name, breed or type of pet) as well as a brief description. Additional details are available at www.aafes.com.

Published by Diggle Publishing Company • Publishing the Charleston Area’s Military Newspapers Since 1973

www.CharlestonMilitary.com • 843-972-2356 • Email: Chuck@CharlestonMilitary.com

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Editorial

August 2010

Lowcountry Military Retiree News

Candidates’ supporters can offer real support another way

Politicians love to cloak themselves in Patriotism, with one of their favorite ways of doing so post 9/11 being to show how much they "Support the Troops." This years race for South Carolina's 2nd Congressional District is no different, with both candidates (and their supporters) trying to one-up each other with just how much a patriot they truly are.

No one is doubting the Patriotism of either candidate.

Both men are veterans. Rob Miller is a combat veteran from Iraq, and Joe Wilson has four children who are currently serving in the military. Both candidates sacrifices are significant and worthy of respect.

However, rather than be bombarded with "Support the Troops" rhetoric from each camp until election day, I'd like to offer both campaigns with the opportunity to do something meaningful and provide some of the most severly wounded troops from Iraq and Afghanisan with Real Support right here in the 2nd District.

This October, The Independence Fund is bringing in well

known entertainer Gary Sinise and his Lt Dan Band to Beaufort to perform a free concert in honor of the military at this years Shrimp Festival. This will be Mr. Sinise's (who has become this generation of warriors Bob Hope) first return to Beaufort since filming his memorable role of Lt Dan in the film Forrest Gump. The cost of flying in the Lt Dan Band is significant for our non-profit, but one our Board felt was well worth the expense.

In addition to Mr. Sinise and the Lt Dan Band, we have one-hundred severely wounded veterans and caregivers who wish to attend the four day event. Their cost is significant as well. We are currently doing everything we can to raise the necessary funding for this goal.

Some of you have may have seen the Parris Island Young Marines selling t-shirts and wrist bands at the 4th of July celebration. More recently, Congressman Wilson highlighted the efforts of Jack Carter, an 8yr. old resident of Beaufort County, on his campaign blog. Jack Carter raised $1500 for bringing in the troops for the event with a lemon-

ade stand. But we still have a long way to go to meet the total goal.

With this in mind we have created a fun way in which the supporters of each 2nd District candidate can provide meaningful support for the troops and show how patriotic their political camp is in the process. Simply visit the event website, (www.ltdanweekend.com) where you can make a donation in your candidates name. We have no paid staff, our Board is comprised entirely of combat veterans, and 100% the donations will be used to cover the travel, meals and lodging expenses of the wounded veterans and caregivers attending the Lt Dan Weekend.

Now that's real support we think both candidates will gladly embrace.

Steve “Luker” Danyluk www.independencefund.org 434.409.0506

Kitchen Tune-Up gives over $400,000 in franchise fees to Veterans

Investing in a franchise can cost anywhere from $7,000 to over a million dollars. To invest in Kitchen Tune-Up, a home remodeling franchise, the cost is $40,000. In an unprecedented move, Kitchen Tune-Up is offering 10 FREE franchises to honorably discharged veterans. This includes the franchise fee, exclusive territory, training and the start-up package for a total offering to waive $400,000 in initial fees.

Kitchen Tune-Up founder and president, Dave Haglund. Haglund had four brothers serve in the military, therefore, he understands what it is like to have loved ones overseas fighting for our country. He has put

together this giveaway to honor his family and military personnel.

“We are providing veterans with a unique opportunity to start their own business with no initial fee,” said Kitchen Tune-Up founder and president, Dave Haglund. “Instead of paying an initial fee to us, we are encouraging these new franchisee’s to invest in developing a marketing strategy and possibly hiring employees and subcontractors” Haglund continued. “I feel strongly that we need to do our part in showing appreciation of our military veterans. Service men and women have proven their leadership and teamwork skills, and we know they will do a fantastic job of stimulat-

ing their local economies by utilizing this unique home improvement business.

The program will run until all 10 franchises are awarded. Kitchen Tune-Up’s Veterans Program is offering one free franchise in the following territories: Savannah, Georgia; Mobile, Alabama; Biloxi, Mississippi; Baton Rouge, Louisiana; Kansas City, Missouri; Memphis, Tennessee; Tallahassee, Florida; Omaha, Nebraska; Tulsa, Oklahoma; and San Antonio, Texas. If interested, applicants should contact Craig Green by phone at 800.333.6385 or email at craig@kitchentuneup.com

Fact sheet outlines new rule for PTSD claims

The Veterans Affairs Department has posted a fact sheet including questions and answers about the new rule governing post-traumatic stress disorder claims.

This new rule, to be published in the Federal Register, relaxes the evidence requirement of certain PTSD stressor claims by veterans. The fact sheet is available online at www.va.gov/PTSD_QA.pdf.

Veterans of any era or conflict can file a claim

The Lowcountry Military Retiree News is published every month by Diggle Publishing Co., (843) 4125861, a private firm in no way connected with the U.S. government or U.S. military. Diggle Publishing Co. also publishes the base newspapers for the Charleston Air Force Base and the Naval Weapons Station.

Contents of the Lowcountry Military Retiree News are not necessarily the official views of, or endorsed by

under the new rule. The rule covers claims received

by VA on or after July 13; before July 13, but not yet decided by a VA regional office; and in other specific instances outlined in the fact sheet.

"This nation has a solemn obligation to the men and women who have honorably served this country and suffer from the often-devastating emotional wounds of war," Veterans Affairs Secretary Eric K.

Diggle Publishing Co. or any branch of the U.S. military services. The appearance of advertising in this publication, including inserts, does not constitute endorsement of the products or services advertised.

Everything advertised in this publication shall be made available for purchase, use or patronage without regard to race, color, religion, sex, national origin, age, marital status, physical handicap, political affiliation or any other non-merit factor of the purchaser, user or patron.

Editorial content is edited and prepared by Diggle Publishing Company. Sourced articles are provided by The Baguio RAO Bulletin. Other articles are submitted

Shinseki said in a statement issued July 12. "This final regulation goes a long way to ensure that veterans receive the benefits and services they need."

The new rule relaxes the evidence requirement of certain PTSD stressor claims by veterans.

For more retiree news and information, please visit www.retirees.af.mil.

by the Retiree Activities Office of the CAFB or NWS. Some articles are reprinted by permission of the Public Affairs Offices of CAFB and NWS. The deadline for submitting stories for space-available publication is ten (10) days before the end of the month for the following month’s publication. Our staff reserves the right to edit all copy submitted for publication.

Advertising space deadline: Ten (10) days prior to the end of the month for the following month’s publication. Advertising materials deadline: Five (5) days prior to the end of the month.

For more information, call 843-412-5861.

Advertising / Editorial Contacts Classified and display advertisements may be referred to Diggle Publishing Company, P.O. Box 2016, Mount Pleasant, S.C., 29465. To find out display ad rates, go to www.CharlestonMilitary.com or visit www.Diggle Pub.com. Phone: 843-412-5861 • Fax: 843-856-0358. Email: Chuck@CharlestonMilitary.com Publisher: Charles Diggle Editorial Advisors: Charles W. Short, CMSgt, USAF (ret), Retiree Affairs Office, CAFB / Art Foster, Volunteer Director, Retired Activity Office, MCAS Beaufort Editorial & Sales: Chuck Diggle Sales & Distribution: Sam Diggle

lowcountry nEws

Lowcountry Military Retiree News

August 2010

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Support the Troops; Rock Out with ‘Lieutenant Dan’ This October, The Independence Fund, in conjunction with Main Street Beaufort, USA and the 16th Annual Beaufort Shrimp Festival will host well known entertainer and supporter of the troops, Gary Sinise, when he leads his “Lt. Dan Band” in a FREE concert for the troops and general public in Beaufort, SC. This will be the Emmy Award winning and Oscar nominated actor’s first return trip to the Lowcountry since filming his memorable role in the 1994 hit movie, Forrest Gump.

In addition, the weekend’s festivities will include a family 5K run/walk through historic downtown Beaufort, a fully supported bicycle ride for the veterans at the Marine Corps Air Station, and “Battledress,” a Veteran’s Art Exhibit featuring the dramatic works of our female warriors that will be hosted by Lt. Dan Band co-founder, Kimo William’s, at the Charles Street Gallery.

IMPoRTANT NUMBERS FoR RETIREES & VETERANS Defense Finance and Accounting Service - 800-321-1080 Casualty Assistance - 877-353-6807 Social Security Administration - 800-772-1213 Veterans Affairs - 800-827-1000 *All numbers are toll free

If you are a severely injured vet with a 30% or greater disability rating or a Purple Heart recipient your registration fee will be waived. For everyone else, by registering early you will help us fund the airfare, meals and four days of lodging for the seventy-five severely injured vets and their caregivers who will form the nucleus of the Lt. Dan Weekend.

That the event is even possible is due to the support and dedication of the inmates who make up Veterans Group Ironwood, (VGI) in California. VGI is a veterans organization unlike any other. Comprised entirely of inmates and guards in the California penal system, VGI was started by James “Sneaky” White, a highly decorated Marine and former Army Helicopter pilot who served multiple tours in Vietnam.

By selling pizzas in the prison canteen and recycling aluminum cans, VGI raised $15,000 that allowed the Independence Fund to provide numerous grants for deserving veterans and the seed money necessary to begin planning the Beaufort event. More than any individual or corporation, VGI understands how these rides and the love and support that the injured vets receive from the community over the course of the weekend can be life changing experiences for the participants. The VGI inmates, (many Vietnam Veterans) are motivated to do everything they can to help prevent the current generation of warriors from making some of the same decisions that resulted in their own incarcerations.

Their dignity and honor is exemplary.

For more information or to sign up for the 5K run/walk, please visit www.ltdanride.com or www.independencefund.org/ Or follow on Twitter at http://twitter.com/LtDanWeekend.

Actor Gary Sinise will be headlining the 2010 Beaufort Shrimp Festival in october with his Lt. Dan Band.

Navy Capt. Queen takes charge of Naval Hospital Beaufort

By Cpl. Ed Galo, USMC MCRD Parris Island, S.C. - Public Affairs Office

Marines and sailors in the Tri-Command area gathered at the Depot Lyceum for Navy Capt. Mark Bernier’s retirement ceremony and the Naval Hospital Beaufort change of command ceremony July 23.

Bernier, the outgoing commanding officer for NHB, retired and Navy Capt. Joan Queen took command during the same ceremony.

Bernier, of Lancaster, N.H., spent 32 years in the Navy and served at NHB for two and a half years.

“When you’re a [commanding officer,] it’s hard to find a follow on job that’s as rewarding as this one,” Bernier said.

Bernier said he really enjoyed his time while working at NHB and living in the Lowcountry area.

“I loved the people here, both in the community and in the command. I didn’t like the bugs,” Bernier added with a smile.

“I love the Beaufort Water Festival. I’ll always remember that about my time here.

“Beaufort has been fabulous,” added Bernier. “I can’t think of a better place to be a [commanding officer]. I wanted to come to Beaufort because Marines take care of other Marines and sailors, it’s just what they do.”

Queen, comes to NHB from Washington, D.C., where she was the executive assistant to the deputy surgeon general of the Navy at the Bureau of Medicine and Surgery.

“When you work for a two-star admiral you are very

busy,” Queen said. “I’m really fortunate to be a [commanding officer] again.”

Queen has been in the Navy for almost 27 years, and she said loves what she does.

Working closely with Marines is nothing new to Queen, who was the commanding officer of the Naval Health Clinic Quantico and worked at Naval Hospital Camp Lejeune.

“I like working with Marines,” added Queen. “I’m looking forward to providing excellent care to the Marines, sailors and their families.”

“The leadership and management opportunities are the most rewarding,” said Queen. “I see it as a challenge.

“It’s nice to be a leader and a mentor to the young officers and help them be successful.”

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VEtErans nEws

August 2010

Lowcountry Military Retiree News

official Reminds Troops, Vets to Submit 'Stop Loss' Claims

By Ian Graham Emerging Media, Defense Media Activity

WASHINGTON – Defense Department officials want to ensure that anyone whose military enlistment was involuntarily extended under the so-called "stop loss" provision applies to receive a stipend by the Oct. 21 deadline.

An estimated 145,000 servicemembers are eligible to receive $500 for each full or partial month served in stop loss status.

During a "DoD Live" bloggers roundtable yesterday, Lernes J. Hebert, the department's acting director of officer and enlisted personnel management, said tens of thousands of applications have been processed, but the department is far from having received claims from every eligible servicemember. As a result, he said, officials are trying to get the word out so eligible people can apply by the deadline.

One concern, Hebert said, is that some current or former servicemembers assume they're ineligible, or that they don't want to spend time applying for what may turn out to be no return at all. But turnaround is quick and the form takes very little time to complete for what could turn out to be a significant payoff, he added.

"If there's any question if you're eligible – go ahead and apply," Hebert said. "Most of the individuals who have gone through the process say [the form] takes about a half

hour to complete. The average pay out is between $3,000 and $4,000, so that's a pretty good return on your investment."

All servicemembers, veterans and beneficiaries of servicemembers whose service was involuntarily extended between Sept. 11, 2001, and Sept. 30, 2009, are eligible for the special pay.

"This is to get the word out, so that nobody is left wondering come Oct. 22," Hebert said. "It's a full-court press."

Army Maj. Roy Whitley, the Army's project manager for Retroactive Stop Loss Special Pay, also participated in the roundtable. Whitley said the Army has processed about 44,000 claims, adding that he believes there are more troops are out there who don't know to apply for their stop loss special pay. But without that application on hand, he added, the Army can't do anything for the soldier.

"We can always pay you," Whitley said. "We have plenty of time to look at claims.

We just need to get you in."

Hebert said the Defense Department's stop loss website at http://www.defense.gov/stoploss has all the information about the special pay and includes the application form. He emphasized that servicemembers who aren't certain about eligibility may qualify despite their memory or knowledge of the situation.

"Whether you think you're eligible or not, submit the application," Hebert said.

Seven WWII Airmen buried at Arlington National Cemetery

By Michael Tolzmann Defense Media Activity ARLINGTON NATIONAL CEMETERY, Va. – The remains of seven Airmen missing in action from World War II were buried July 15 at Arlington National Cemetery with full military honors.

The Airmen are Capt. Joseph Olbinski, Chicago; 1st Lt. Joseph Auld, Floral Park, N.Y.; 1st Lt. Robert Anderson, Millen, Ga.; Tech. Sgt. Clarence Frantz, Tyrone, Pa.; Pfc. Richard Dawson, Haynesville, Va.; Pvt. Robert Crane, Sacramento, Calif.; and Pvt. Fred Fagan, Piedmont, Ala.; all

Army Chaplain (Capt.) John Gabriel salutes a folded American flag that was presented to Virginia Doolittle (seated), a surviving family member of 1st Lt. Joseph J. Auld, one of the seven Airmen who were interned July 15, 2010 at Arlington National Cemetery, Va.

U.S. Army Air Forces.

According to information provided by the Defense Prisoner of War/Missing Personnel Office, the Airmen were aboard a C-47A Skytrain which departed Dinjan, India, May 23, 1944, on an airdrop mission to resupply Allied forces near Myitkyina, Burma. When the crew failed to return, air and ground searches found no evidence of the aircraft along the intended flight path.

Fifty-eight years later, a missionary provided U.S. officials a data plate from a DOD photos by Michael Tolzmann C-47 crash site, located approximately 31 A casket containing the remains of six Airmen, who perished in 1944 in a Cmiles northwest of Myitkyina. And in 47 aircraft crash in Burma, is removed from a horse-drawn caisson July 15, 2003, a Burmese citizen turned over 2010 at Arlington National Cemetery, Va. The downed aircraft had a crew of human remains and identification tags for seven - all of whom where interned here in two caskets following repatriation. three of the crewmembers.

A Joint POW-MIA Accounting casket contained remains that were positively identified to Command team excavated the crash site in 2003 and 2004, be Anderson along with co-mingled group remains that recovering remains and equipment. Among other forensic could not be individually identified. A marker with the identification tools and circumstantial evidence, scientists names of all crewmembers will be placed at the gravesite. from the Joint POW-MIA Accounting Command and the Family members from six of the seven Airmen were Armed Forces DNA Identification Laboratory also used present for internment that took place in Section 60, an mitochondrial DNA, which matched some of the crew active burial section of Arlington National Cemetery. The members' families, as well as dental comparisons in the section is approximately two-thirds full, with burials taking identification of the remains. place there almost daily. Veterans from many different eras, Two caskets were used. Lieutenant Auld's remains were including World War II, Korea and Vietnam, are buried in individually identified and buried separately in a gravesite this section, alongside the service members killed in the adjacent to a group burial site for all of the others. Another recent wars in Afghanistan and Iraq.

The Lowcountry Military Retirees News is online and can be viewd or downloaded as a PDF at www.CharlestonMilitary.com

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Lowcountry Military Retiree News

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August 2010

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VA obligates $1.8 billion to help veterans WASHINGTON – The Department of Veterans Affairs committed the last of its $1.8 billion in Recovery Act funds July 31, one of the first federal agencies to achieve that milestone. Projects at more than 1,200 sites in all 50 states, the District of Columbia and Puerto Rico will increase access to health care and services to veterans, while creating jobs and stimulating the economy.

"Veterans across the nation are benefiting from these Recovery Act funds," said Secretary of Veterans Affairs Eric K. Shinseki. "Recovery Act projects are improving medical care, speeding claims processing, enhancing our national cemeteries, advancing our energy efficiency, and generating jobs for Americans."

VA rapidly put American Recovery and Reinvestment Act funding to work to improve its medical facilities, revitalize its national cemeteries, hire claims processors, upgrade technology systems and assist states in acquiring, building or remodeling state nursing homes and domiciliary facilities for veterans.

Using Recovery Act funds, VA entered

into 1,521 contracts with 696 contractors. Three-quarters of the contractors are veteran-owned businesses, either service-disabled veteran-owned businesses or veteran-owned small businesses.

Health Care Services Enhanced VA obligated $1 billion to improve VA medical care facilities across the country through building renovations, roadway and walkway repairs, and high-cost equipment replacement. Other upgrades include security improvements, new construction, replacement of steam lines and boiler plants, upgrades in emergency power distribution, and purchases of additional emergency generators among others.

To help veterans access care, Recovery Act projects in VA medical facilities will add or improve more than 26,000 parking spaces, and 39 elevator banks are being built or upgraded. VA will upgrade nearly 14,000 inpatient bed spaces, while 16 pharmacy renovation projects will help

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Funds are also helping ensure VA health care facilities function more efficiently (by reducing annual recurring maintenance and upkeep cost) and are equipped to provide world-class care to veterans.

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VA serves 5.5 million veterans annually in its hospitals, outpatient clinics and rural health programs.

Energy Conservation VA is promoting energy conservation and reducing its environmental footprint by investing $200 million in Recovery Act funds for renewable energy generation technologies, metering systems, and energy conservation and water-saving measures. In total, the renewable energy systems awarded represent more than 9 megawatts of planned power generating capacity from solar, wind, and cogeneration technologies.

Two national cemeteries, in Bourne, Mass., and San Joaquin, Calif., anticipate producing enough electricity to supply nearly all of their energy needs.

VA is installing solar photovoltaic systems at facilities in Albuquerque, N.M.; Tucson, Ariz.; Dublin, Ga.; Calverton, N.Y.; San Joaquin, Calif., and Riverside, Calif.

VA is erecting a wind turbine in Bourne, Mass., and is constructing a geothermal system at its medical center in St. Cloud, Minn.

In addition, VA is building renewably fueled cogeneration systems at five medical facilities: Togus, Maine; White River

Junction, Vt.; Chillicothe, Ohio; Loma Linda, Calif.; and Canandaigua, N.Y. VA is installing metering systems at all VA-owned facilities to monitor energy utilities, including electricity, water, chilled water, steam, and natural gas consumption.

VA is also investing $197 million in energy and water infrastructure improvements. VA facilities across the country are upgrading their facilities to reduce energy consumption and water usage and better manage related costs.

Claims Processing Improvements VA is working to improve the systems for processing claims to more quickly and efficiently deliver benefits to veterans. VA has obligated $150 million to hire, train and equip new employees to improve claims processing and speed the delivery of benefits to veterans. VA has hired approximately 2,700 temporary and permanent employees to assist with processing veterans' claims for VA benefits.

National Cemeteries Revitalized Throughout VA's system of 131 national cemeteries, 391 improvement projects are underway using $50 million in Recovery Act funding. VA is restoring and preserving 49 historic monuments and memorials, becoming more energy efficient by investing in renewable energy sources (solar and wind), moving forward on nine energy conservation projects, and improving access and visitor safety with 49 road, paving and grounds improvement projects.

Recovery Act funds are also being used to raise, realign, and clean approximately 200,000 headstones and markers, repair sunken graves, and renovate turf at 22 VA national cemeteries.

One-time Benefit Payments The Recovery Act provided one-time $250 economic recovery payments to eligible veterans, their survivors, and dependents to help mitigate the effects of the current economy. Although $7.1 million were intended for administrative support of the one-time benefit payments, VA was able to successfully administer the program with a savings of approximately $6.1 million, and may return the remaining funds to the U.S. Treasury.

(Courtesy of VA News)

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August 2010

FEaturE story

Lowcountry Military Retiree News

Do-It-Yourself Careers For Military Retirees

By Mark Cantrell Military Officers Association of America (MOAA)

When former Air Force Lt. Col. Rob Waldman left active duty in 2000, he stayed close to his roots by working for an Israel-based jet fighter simulation company. When that job ended after Sept. 11, 2001, he went to work for a mergers and acquisitions firm, but it didn’t feel quite right. What Waldman really craved was autonomy and a chance to be creative, so after speaking at several networking events about his combat experiences in Iraq and Serbia, he decided to start his own public speaking business.

After the financial meltdown in 2007 and subsequent loss of jobs in many sectors, entrepreneurship began to look like a viable alternative for many, including former servicemembers. The SBA Office of Advocacy reveals small firms employ more than half of all private-sector employees and have generated more than 64 percent of available new jobs in the past 15 years. Those who are successful in going it on their own often report a greater sense of fulfillment in their work, although — at least in the beginning — self-employment generally is less secure than working for an employer.

The franchise route Curt Maier spent five years in the Navy as a submariner, serving aboard the USS Robert E. Lee (SSBN-601) during the Navy’s last Polaris patrol in the Pacific. When he left the service as a lieutenant, a headhunter helped him land a job at Air Products and Chemicals Inc. Maier spent his next few years in sales and marketing, got married, and earned a Master of Business Administration. Eventually, he became head of the company’s North American health care business.

By this time, his children were in school, and, with both he and his wife working full-time, “it became obvious one of us should think about doing something different,” says Maier. His wife challenged him to do something entrepreneurial, and after doing some networking and speaking to a franchise broker, he settled on adult day care, a growth industry if there ever was one — and a place where he could put both his health care and command experiences to good use. “[Choosing a franchise] took the risk factor out,” Maier says. “The franchise company helped me bring my business up to speed faster and more efficiently, with fewer mistakes.

There’s nothing intimidating about becoming a franchise; it’s a good option for people who aren’t knowledgeable about a particular industry or don’t yet have the confidence they need.”

DoD contracting Lani Hay, a former Navy lieutenant, is another entrepreneur who was able to leverage her military experience and contacts into a successful business. In 1975, when Hay was a child, her family left Saigon just two days before the city fell to the North Vietnamese. They eventually settled in Virginia.

“My dad used to take us kids to air shows at the Patuxent River NAS, and I decided I wanted to be a Blue Angels

pilot,” Hay remembers.

Hay entered the U.S. Naval Academy in Annapolis, Md., and after the ban on women serving in combat was lifted in 1993, she became part of the first class of women at the academy who had an option to train to serve in a combat capacity.

Unfortunately, her dream of becoming part of the Blue Angels died when, a month before graduation, she found she was allergic to bee stings. “I don’t know if they thought one would get trapped in the cockpit and sting me and I’d crash or what,” Hay says ruefully. “I don’t think they were so worried about me as the plane. But it opened up another avenue I was actually better suited for, in the intelligence community.”

Hay began flying intelligence missions in Lockheed P3 Orion aircraft, including a six-month tour of the Middle East during Operation Desert Fox, a stint in Kosovo for Operation Noble Anvil, and a tour in the Far East.

“I had a wonderful time in the Navy,” Hay says. “I helped define the new mission of the P3 community as it shifted from antisub warfare to recon. But, eventually, I wanted to do something else.”

As Hay neared the end of her tour, some of her colleagues in the Middle East asked if she could continue working with them on a consulting basis, planting the seed for her next career. After she was released from active duty in 2002 and finished her Master of Business Administration, she became a full-time consultant.

“I thought it was a great opportunity to learn how to structure a company and do business with the government, as well as using it as an R & D tool to get a business plan together,” she says.

Today, Hay’s business, Lanmark Technology Inc., “provides expertise on asymmetric warfare and counter-IED techniques and tools to help support the warfighter in the rapidly changing environment we’re encountering right now,” Hay says. The company is involved deeply in weapons-technology intelligence and biometric identification, with scientists and engineers on staff vetting new antiIED solutions as they come online.

Flying solo — with wingmen Waldman is only semiretired: he’s still a part-time admissions liaison officer for the Air Force ROTC program at the Air Force Academy in Colorado Springs, Colo. But under his call sign, “Waldo,” the professional leadership speaker now helps businesses and individuals succeed by overcoming adversity and learning to work together toward common goals. He wrote a book called Never Fly Solo (McGrawHill, 2009) that applies the lessons he learned during his 65 missions as a fighter pilot to the business world.

“A lot of it deals with how to overcome fear and be able

to take action despite it [and] how to be more courageous in your life,” says Waldman. As his book title indicates, he thinks entrepreneurs should never hesitate to ask for help from mentors, [even if they have to pay for it]. “You have to know the industry you’re going for and become an expert at it, so I think it’s important to reach into your pocket and get that consulting,” he says.

Entrepreneurial guidance Hay thinks military experience really can pay off for entrepreneurs, especially when contracting for the government. “Being able to understand how the military is organizationally structured and how agencies work together has given me an incredible leg up,” she says. “My experience serving overseas in a wartime environment really gives me an understanding of how to support the men and women who are serving there.”

For those contemplating becoming self-employed, Hay suggests being “really clear about what your personal and professional goals are and stay laser-focused on them.”

Then, says Hay, it’s just a matter of investing prudently in overhead, having a mentor at every stage of growth, and working hard. “That’s the magic recipe,” she says.

Franchise owner Maier thinks there’s a good fit for every entrepreneur, provided one key element is in place: “It’s important you find something you have some amount of passion for,” Maier says. “Then you’ll find that you’re more innovative and capable than you ever imagined. The main [things are] to not be intimidated or worry about a lack of private business experience and learn to leverage the fact that you’re [former] military. For instance, I got a 10-percent discount on the cost of my franchise because I was a veteran.”

Then, says Waldman, be willing to help others on their journey. “On the ladder of success, sometimes you have your hand down helping others up. I call it ‘giving your wings away’ — and sometimes you have your hand in the air a bit more,” Waldman says. “But I have no problem asking for help, because I know it will be returned 10-fold.

And that helps us all fly even higher.”

Resources for Veteran Entrepreneurs Office of Veterans Small Business Development http://www.sba.gov/aboutsba/sbaprograms/ovbd/index.html The Center for Veterans Enterprise - http://www.vetbiz.gov/ Veteran-Owned Small Business (DoD) http://www.acq.osd.mil/osbp/programs/veterans/index.htm Veterans’ Business Outreach Center http://www.vboc.org/ VetFran - http://www.vetfran.com/

Lowcountry Military Retiree News

tricarE nEws

August 2010

7

Track Hurricane Season with Up-to-Date TRICARE Information FALLS CHURCH, Va. – Hurricane season is here! The 2010 Atlantic Hurricane season begins in June and the National Oceanic and Atmospheric Administration (NOAA) is forecasting an “above-normal” season. NOAA predicts 814 hurricanes with 3-7 of them major.

Being prepared is the best way for TRICARE beneficiaries and their families to stay safe in the event of a natural disaster. Even for beneficiaries not among the more than 35 million people who live in the regions most affected by hurricanes, being prepared for emergencies or disasters is a smart bet.

Be sure to have a complete emergency kit on hand. Keep it up to date and make sure everything works and that food and water have not expired. Along with food and water, the kit should contain a battery operated weather radio, flashlights and first aid supplies, include any medical necessities.

Keep in mind that medical assistance may not be immediately available after a disaster.

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Below is a checklist of health-related items to include for each family member: • Copies of each family member’s uniformed services ID card (or sponsor’s name and Social Security number), Medicare card or other health insurance card, if applicable • Copies of family members’ names, addresses, phone numbers, etc.

• Copies of medical records • Primary care managers, other doctors’ names and phone numbers • Emergency contact names and phone numbers • TRICARE Regional and pharmacy contractors and Medicare contacts • Known prescription medications and doses • A list of allergies • A properly stored, 30-day supply of prescription medications

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• Non-prescription drugs such as pain relievers, antidiarrhea medication, antacids, laxatives, itch control creams, etc.

• Style, model and serial numbers for any medical devices • Extra batteries for wheelchairs and hearing aids • Any personal items such as eyeglasses and other special equipment In case of an emergency, TRICARE provides beneficiaries with up-to-date information electronically.

TRICARE’s disaster relief Web page at www.tricare.mil/disasterinfo provides all the information you need before, during and after a hurricane.

Downloads on the page include a wallet card with critical contact information and a disaster preparation flyer. Critical information on TRICARE and Department of Defenserelated matters that may affect your health benefits is available via e-mail, Twitter and Facebook. Sign up to receive disaster e-mail updates at www.tricare.mil/subscriptions.

Connect with TRICARE on Facebook and Twitter at www.facebook.com/tricare and www.twitter.com/tricare.

For more information and more valuable tips on disaster preparedness please visit the Department of Homeland Security’s preparedness Web page at www.ready.gov.

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tricarE / Va HEaltH

Lowcountry Military Retiree News

Federal rules published for Tricare Retired Reserve

FALLS CHURCH, Va. – The interim final rule for the Tricare Retired Reserve, or TRR, program has been published. That brings the opportunity for members of the Retired Reserve who are not yet age 60, the so-called "gray-area" retirees, to purchase Tricare Standard coverage one big step closer to a planned program launch expected as early as September 2010.

At that time, instructions about how to qualify for and purchase TRR coverage will become available. If purchased, TRR coverage is expected to go into effect as early as Oct. 1.

The statute that established TRR requires that qualified retired reservists pay premiums equal to the full cost

of the coverage without government subsidy. According to the interim final rule, monthly premium rates for 2010 will be $388.31 for TRR member-only coverage, or $976.41 for TRR member and family coverage. Rates will be adjusted annually.

This year's premiums are based on the actual costs during 2007 and 2008 for providing Tricare benefits to people in the same age categories as the retired reserve population. The 2011 premiums will be adjusted based on 2008 and 2009 costs.

Beneficiaries can read the entire interim final rule on line at http://edocket.access.gpo.gov/2010/pdf/201019313.pdf. A 60-day comment period will allow for pub-

lic input before the final rule is issued. Those interested may submit comments through the Federal eRulemaking Portal -- www.regulations.gov -- or by mail to the Federal Docket Management System Office, 1160 Defense Pentagon, Washington, DC 20301-1160.

Retirees who may want to purchase TRR coverage should make sure their eligibility information is correct in the Defense Enrollment Eligibility Reporting System.

To get more information about TRR as it becomes available, visit www.tricare.mil/subscriptions and sign up for "Benefit Changes" for "Retired National Guard and Reserve Member." (Courtesy of Tricare)

A Year Later, H1N1 Flu and Your Summer Travel Plans

By Sharon Foster TRICARE Management Activity

Last summer the H1N1 flu dominated the news. It was described by the World Health Organization (WHO) as the first pandemic of the 21st century. The Centers for Disease Control and Prevention (CDC) estimate that between 7,880 and 16,460 H1N1-related deaths occurred between April 1 and Dec. 12, 2009.

A year later, the H1N1 flu has fallen off the public’s radar but the WHO reports it’s still a global problem.

There could be danger in believing the risk is gone, especially for TRICARE beneficiaries traveling internationally or going on cruises.

It is important to think about how the seasonal and H1N1 flu may affect vacation and travel plans. Many people associate flu or influenza with cold weather.

Indeed, influenza generally occurs during the winter months, but in some regions, it is most active from April through September or throughout the year, according to the CDC. Traveling to areas where seasonal and H1N1 flu activity is higher than in the U.S. can put vacationers at risk.

So can taking a cruise or visiting a resort with travelers from areas where influenza activity is higher. Any traveler who wants to reduce the risk of getting sick with influenza should get the vaccine. It is best to get the vaccine at least two weeks before the start of a trip, according to the CDC. “In years past, the elderly represented most of those

who died from the flu,” said Col. Wayne Hachey, DO, MPH, director, Preventive Medicine, TMA. “With the emergence of the 2009 H1N1 flu, everyone is at risk.

Young, healthy people die from the flu. If you have not been immunized, you place yourself and your loved ones at unnecessary risk.”

TRICARE covers the following vaccines for the seasonal and H1N1 flu for all beneficiaries: • Flu shot: an inactivated vaccine containing a killed virus and given with a needle. This form of the vaccine may be used in all age groups.

• Flu mist: nasal-spray flu vaccine made with live, weakened flu viruses. This form of the vaccine is limited for use in people who are between the ages of 2 and 49

years, and who are not pregnant when they receive the vaccination.

Flu vaccines are provided by select TRICARE-authorized providers or through a network pharmacy that participates in the vaccination program at a zero co-pay to TRICARE beneficiaries. No referral or prior authorization is required when this benefit is obtained at one of these pharmacies, but state laws may have specific requirements for a prescription or required minimum age limits. To locate a participating pharmacy, beneficiaries can go to (www.express-scripts.com/TRICARE) or call Express Scripts, the TRICARE pharmacy program contractor, at 877-363-1303.

All active duty and National Guard and Reserve personnel should follow the Department of Defense’s guidance. Non-active duty Prime beneficiaries must have a referral and authorization from their primary care manager to receive the seasonal or H1N1 vaccine from a nonnetwork provider who does not accept TRICARE’s allowable charge as payment in full. Without authorization, the beneficiary is responsible for the bill.

For more information about the seasonal and H1N1 flu and to learn about preventing the flu, visit the TRICARE Flu Resources Web page at www.tricare.mil/flu/ or the TRICARE Novel Influenza A (H1N1) Web page at www.tricare.mil/flu/fluh1n1.aspx.

TRICARE beneficiaries can always help in the global fight of controlling the spread of influenza by staying at home if they are sick, washing their hands frequently and covering coughs and sneezes.

VA offers faster application process for veterans WASHINGTON – As part of Secretary of Veterans Affairs Eric K. Shinseki's effort to streamline access to benefits, Department of Veterans Affairs officials removed the signature requirement for veterans who electronically submit an online 10-10EZ "Application for Health Benefits."

"This singular action will reduce days, if not weeks, for veterans who apply online to access their hard-earned medical benefits and upholds the promise to reduce access barriers to needed care for this nation's veterans," Secretary Shinseki said.

Previously, veterans filling out the online application were required to print a copy, sign it and send to their local medical center, or wait for a copy to be mailed to them for signature and mailing before enrollment into the VA health care system could occur.

For additional information, go to www.va.gov/healtheligibility or call VA's toll-free number at 877-222-8387. The online form is available at https://www.1010ez.med.va.gov/sec/vha/1010ez/. (AFRNS)

rEtirEE FEaturE

Lowcountry Military Retiree News

August 2010

9

Retired Marines look out for Corps forever

By Lance Cpl. Justin M. Boling The Jet Stream Staff - MCAS, Beaufort, S.C. The Marine Corps depends on new Marines to carry the torch, keeping the spirit and fight going. The urge to pick up and run with the flame in the name of the Corps does not fade after a Marine is no longer on active duty.

Many retired veterans still work toward making the Corps better in some way. Arthur Foster, the volunteer director of the Tri-Command Retired Activities Office, manages many veteran affairs and also volunteers in other programs to improve the Corps.

“I believe, myself and veterans have an important duty to the younger generation of Marines and that is to keep the ball of tradition rolling smoothly,” Foster said.

Besides retaining tradition, some retired Marines work to preserve the military installations in the Beaufort community. Since 2003, the Beaufort County Chamber of Commerce’s Military Affairs Committee, has been working to ensure that all three Tri-Command installations remain here in full capacity. Many of the MAC members are veterans and the retiree council also has representation at the meetings.

The Beaufort Military Retiree Council, which repre-

sents approximately 10,000 retirees, sprinkled throughout four counties of the Lowcountry, according to Steve Illis, the president of the BMRC. The council is designed to serve in many capacities to aid in the lives of active duty service members and their families.

According to Foster, many retired veterans still aid their Corps in away that active duty members cannot. In the politically charged world of today many retired Marines aid in the legislative processes, including the issue of the new Joint Strike Fighter and also in organizing events like raising money for the wounded warriors to travel to the Air Station to compete in Lt. Dan Independence Ride and 5K Run, Oct 1 and 2.

Beside the tangible benefits retired Marines also aid in continuing tradition and keeping an eye on their fellow active-duty Marines.

“The Marine Corps is a culture you need fresh new people to continue its growth, you also need the veterans, people who can give guidance on how to do so,” Foster said.

Despite aging, the experience that accompanies years lived within the Corps, retirees use their strength and understanding to keep the culture of the Marine Corps alive and rich with tradition.

Military Retirees News is online and can be viewd or downloaded as a PDF at www.CharlestonMilitary.com

Criminals Use Romance, Patriotism to Steal Money

By Elaine Wilson American Forces Press Service Shelly is a smart, successful business owner, but a brief liaison with a man claiming to be a servicemember nearly cost her everything.

Shelly was thrilled to meet a handsome Marine on a dating website she frequented.

Although her contact with the military was limited, she was deeply patriotic and had a great admiration for servicemembers.

After just a few days, the man began professing his love for her via e-mail and instant messaging. He said he was deployed to Iraq, and was looking for love after he had lost his wife in a car crash about two years prior. His 5-year-old boy was staying with his sister while he was deployed, he told her.

Shelly was enthralled but, as a single mom, remained cautious. She began to notice some idiosyncrasies: his birth date on one website didn't match another and the picture with dark hair and eyes she

originally saw didn't match the blondhaired, blue-eyed man on a different profile.

About three days into their relationship, the man told her his bank account had been hacked into and $37,000 had been taken. He couldn't check his bank account from Iraq, he claimed, asking her for some money to get by. Suspicious, Shelly asked him for his military address and phone number.

"I'm so disappointed you don't believe me," he said, and gave her a number that connected her to a fax machine. Fed up, Shelly called him out. Angry and defensive, he blew up at her and threatened to "get her" and "go public with who you are."

"What bothers me is he has my information," said Shelly, a successful media professional from the West Coast whose name has been changed to protect her privacy.

"He knows I have a son, knows the name of my company and my address."

See Scamming, Page 13

Photo by Lance Cpl. Justin M. Boling

Arthur Foster, volunteer director of the Tri-Command Retired Activities office, volunteers at the Beaufort Water Festival selling bracelets, July 22. The proceeds will pay for wounded warriors to attend the Lt. Dan Independence Ride and 5K Run in Beaufort, which is slated for oct. 1 and 2.

10

August 2010

Annual Retire Day planned for Joint Base Charleston Joint Base Charleston will be hosting the Annual Retiree and Spouses Appreciation Day and Information Fair on Saturday, 6 November 2010 at the Charleston Club starting at 0900 to 1300.

Complete information will be forthcoming and full agenda published.

US Submarines Veterans to meet The United States Submarine Veterans Inc. Charleston Base will meet on 12 August 2010 at the Fleet Reserve Association on Wisteria Drive in Goose Creek SC. Dinner will be available at 5:30 PM, Social Hour at 6:00 PM and the meeting will start at 7:00 PM. Point of contact is MMCM(SS) Edward Stank, Retired @ 843 569-6012 or stanke@bellsouth.netj15

US Submarines Veterans award scholarships The United States Submarine Veterans Inc, Charleston Base recognized four outstanding students during the June meeting with scholarships in support of furthering their academic goals. The Scholarship Program in named in honor of Admiral James B. Osborn Admiral who was selected to command our Navy’s first ballistic missile launching submarine, the USS GEORGE WASHINGTON. Two years later, in July 1960, this submarine launched the first POLARIS missile from below the ocean surface off Cape Canaveral.

These students were awarded the scholarships based not only on a strong academic record but demonstrated participation in extra curricular activities that benefit their school and/or community.

The scholarships were awarded to: • $2,000 to Maisie Wilson, granddaughter of TMCM(SS), USN, RET Barry Wilson who served on the USS Thornback (SS 418); USS Theodore Roosevelt (SSBN 600); USS John C. Calhoun (SSBN 630) and the James K. Polk (SSBN 645). Maisie graduated from Wilson Academy Homeschool in Florida and will attend Florida State University. Maisie’s award was received by

Answers to Puzzle on Page 15

BriEFs & EVEnts her father Barry Wilson Jr. • $500.00 to Elisabeth Kilroy, Stepdaughter of Russ Moser who served on USS Casmir Pulaski (SSBN 633); USS Sam Rayburn (SSBN 635) and the USS Bergall (SSN 667). Elisabeth will be attending Wake Forest University.

• $500.00 to Autumn Oakley, Stepdaughter of Eric Ramsey who served on the USS Spadefish (SSN 668) and USS Parche (SSN 683). Autumn graduated from Berkeley High School and will attend the College of Charleston.

• $500.00 to Ashleigh Van Metre, daughter of Christopher Van Metre who served on the USS L. Mendel Rivers (SSN 686); USS Omaha (SSN 692); USS Rhode Island (SSBN 740) and the USS Hartford (SSN 768). Ashleigh graduated from Bishop England High School and is accepted to Notre Dame University, University of North Carolina-Chapel Hill, Wofford, Clemson and the College of Charleston.

“One Shirt”- A National Awareness Campaign Focuses on Veteran Support Services Due to the overwhelming success of the “One Shirt” Campaign, Armed Forces Racing, LLC has extended the campaign through Veteran’s Day. AFR teamed up with Sam Bass Galleries of Concord, North Carolina on this program to benefit military veterans and their families all across the country.

The “One Shirt” campaign was developed with the help of Sam Bass, a long time supporter of our men and women in uniform, to help bring national awareness of the many issues our veterans face as they return to the home front. “I am excited to be a part of this program,” said Sam. “The men and women of our Armed Forces stand ready to do their part to protect the freedoms we all enjoy, so now it’s our turn to show them how much we appreciate their service,” he added.

Funds raised from the “One Shirt” campaign will go to launch Veterans’ Hope, a non- profit, grass-roots mobile information command center. The command center will harness the efforts of hundreds of veteran-based charity and veteran-owned businesses across the nation. Through this network, Veterans’ Hope will connect our service men and women all across the country with organizations that can provide the assistance they need, where they need it.

The concept of the campaign is simple: One Shirt Can Change a Veteran’s Life...Two Shirts Can Change a Nation. “If everyone in this country bought a “One Shirt” Sam Bass original t-shirt, the money raised can help change a veteran’s life,” said Rick Ecker, President and CEO of Armed Forces Racing and Veterans’ Hope.

“If families bought two shirts, then we would be well on our way to changing the nation with regards to the quality of support our veterans and their families could receive,” he added.

The “One Shirt” campaign in full swing and will conclude on Veterans Day in November. You can make a difference in a veterans’ life by ordering “One Shirt.” You can purchase your shirt on our website at www.armedforcesracing.com..

On-line yard sale 437services.com at Charelston AFB has gone electronic and are hosting their own e-saling site. Here you can post your own items for sale, provide seller information, name your price, and upload photos of your items. Buyers can peruse the photos and contact you, the seller, directly. It's free to all active duty, reservists, retirees, DoD civilians, contractors, and their family members. To get started, go to www. 437services.com and look under Quick Links, and click on e-sale.

Healthcare Center Receives Five Star Rating Eric Hadley, Chief Operating Officer of California based Premier Senior Living, today announced that Sandpiper Rehab and Nursing located in Mount Pleasant has received a 5-Star rating

Lowcountry Military Retiree News from the federal Medicare rating system. The rating system devised by Medicare is intended to guide consumers when researching and assessing the quality of healthcare facilities.

Sandpiper Rehab and Nursing is one of very few in the state to receive this recognition.

“We take very seriously our mission of providing care and services to our patients and this ranking is a strong indicator to us that we are successful in that mission,” remarked Hadley. “We are pleased that Medicare has developed this tool for consumers and we are proud to be recognized as an exceptional organization.”

Ratings are published each quarter and the data is based on health inspections, staff ratios, staff skill level, measurable quality indicators and outcomes. These areas of criteria provide a means to measure the quality of care for each certified nursing facility. A 5-Star rating means that a facility ranks “much above average.” A 1-Star rating is the lowest and means a facility ranks “much below average.” Achieving a 5-Star rating is no easy task and is an accomplishment that results from steady improvement and maintaining quality over a period of time.

Sandpiper Rehab and Nursing specializes in short term rehabilitation services, offering a dedicated rehabilitation unit with all private accommodations.

FRA Launches Online Education Survey In its ongoing effort to gauge the concerns of military personnel, the Fleet Reserve Association (FRA) is conducting a survey about online education opportunities. The brief survey, available at www.fra.org/survey, asks active duty and Reserve service members and veterans to share their views about distance learning and the impact it’s had on their pursuit of their educational and professional goals.

“Frequent and lengthy deployments, demanding operations tempos and family responsibilities often make it difficult for service members and their family members to attend traditional colleges or universities,” explains Joe Barnes, FRA’s national executive director. “Distance learning is making college degrees more accessible for many, and we’re interested in hearing service members’ perspectives in order to strengthen the relevance of FRA’s Education Foundation and its scholarship program.”

The survey asks participants why they chose online education and invites respondents to share the benefits and challenges of pursuing higher education online. The survey is conducted in conjunction with the Association’s online quarterly publication, OnWatch, that highlights issues of interest to those serving in today’s military. The most recent edition discusses service members’ access to social networking sites and recaps the results of FRA’s recent survey on the subject. FRA also shares survey results with senior enlisted leaders, as well as lawmakers on Capitol Hill.

FRA is a congressionally chartered, non-profit organization representing the interests of current and former enlisted members of the U.S. Navy, Marine Corps and Coast Guard. In addition to its advocacy work on Capitol Hill in support of enlisted personnel, FRA also sponsors a national Americanism Essay Contest and assists its members with disaster relief grants. The Association has recently established an Education Foundation www.fra.org/foundation) that awards scholarships to deserving college students.

The Association is celebrating its 85th anniversary and was named after the Navy's policy of transferring personnel to the Fleet Reserve or Fleet Marine Corps Reserve after 20 or more years of active duty, but less than the 30 years required for retirement purposes. Although the membership requirements have changed as the Association has evolved, our purpose – to preserve and enhance military pay, benefits and quality-of-life programs – is as important today as it was in 1924. As the collective voice for all Navy, Marine Corps and Coast Guard enlisted personnel, FRA speaks on behalf of its members on Capitol Hill. There is no law protecting military benefits, so FRA is here to stand guard.

Lowcountry Military Retiree News

HONOR FLIGHT LOWCOUNTRY

rEtirEE nEws August 2010 11 Tricare available for ‘gray area’ retirees

www.HonorFlightLowcountry.com What is Honor Flight? The Honor Flight Network was created with the mission of ensuring that each WWII veteran be given the opportunity to see THEIR memorial in Washington DC. The “ordinary people who saved the world” are provided this one-day trip at no charge to them.

What happens after the flight? Honor Flight veterans are treated to a well-deserved heroes welcome when they return to the Charleston International Airport.

Is medical support provided on the flight? Honor Flight Lowcountry does provide medical support on each flight to Washington DC. There are doctors, nurses and other medical professionals who’ve donated their time to serve on the flight.

Who pays for the Honor Flight? The Honor Flight Network receives NO government funding.

Trips cost around $50,000. All funds come from corporate and private sponsors. 100% of all donations go directly to the veterans and their Honor Flight.

What provisions are available for the veterans? Veterans are provided with t-shirts, meals, snacks, and a deluxe tour bus in addition to wheel chairs, oxygen and scooters as needed.

How can I get my friend/family member on the flight? Visit www.HonorFlightLowcountry.com to download a veteran’s application.

What’s an Honor Flight Guardian? Guardians play a significant role on each Honor Flight trip.

The responsibility of the guardians is to ensure that each veteran has a safe and memorable experience. A primary duty of a guardian is to assist the veteran in getting to and from the airport and physically assisting the veteran during the flight and at the memorials. Guardians pay their own way on the Honor Flight and the trip is included with a $500 donation.

What can I do to help the Honor Flight Network? The best thing you can do to help the Honor Flight Network is to spread the word! If you know a WWII veteran, please, get them registered for the next Honor Flight. Of course, your donations, no matter how small, are always welcome and needed to cover the costs associated with the flight. Honor Flight Lowcountry is a 501(C)(3) organization.

Honor Flight Lowcountry PO Box 12308 Charleston, SC 29422 (843) 906-0399

FALLS CHURCH, Va. (AFRNS) -- Tricare Retired Reserve, a new program being launched in the fall, will allow certain “gray area” retired National Guard and Reserve personnel, who are not yet age 60, the opportunity to purchase Tricare health coverage.

Passage of the National Defense Authorization Act for 2010 provided retired National Guard and Reserve personnel with new Tricare health coverage options before they reached age 60. Under Tricare Retired Reserve, Tricare Standard and Extra coverage will be available for purchase to “gray area” retirees.

Other details involving specific eligibility rules, coverage and costs are still being coordinated and finalized. Potential beneficiaries who would like to be among the first to know about final details for Tricare Retired Reserve are encouraged to sign up for e-mail updates from Tricare.

Visit www.tricare.mil/subscriptions and sign up for “Benefit Changes” for “Retired National Guard and Reserve Member.” (Courtesy of Tricare) For more retiree news and information, please visit www.retirees.af.mil.

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Your brain and back are some of the most delicate areas of your body. If you had to have surgery on either, who would you trust?

All of the doctors on the Charleston Neurosurgical Associates team are board certified neurosurgeons. The nursing staff at the St. Francis Neuro-Spine Center has gone above and beyond to earn extra credentials including Certified Nurse Operating Room (CNOR) and Medical-Surgical Nursing Certifications. And just this year, our Center was awarded the Blue Cross/Blue Shield Blue Distinction Center of Excellence award. The choice is clear when it comes to choosing a place for your back surgery.

Don’t wait, get back to the lifestyle you love. To make an appointment with one of our neurosurgeons, call 727-DOCS.

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August 2010

summEr FEaturE

Lowcountry Military Retiree News

Time to test your energy I.Q.

By Bruce Miller Resource Efficiency Manager Everyone uses energy every day, but how many people think twice when flipping a light switch or turning a key to start a car? Does anyone ever think where that energy comes from and how everyday activities became so intertwined with fossil fuels?

Man first harvested natural energy sources though burning wood and inventing devices to tap into the power of wind and water. The Industrialization Age of the 19th century began to shift the use of natural energy to the newly discovered resources of fossil fuels and the 20th century created technologies to harness these new fuel sources at an unprecedented speed. The world now moves on coal, natural gas, petroleum, hydroelectric and nuclear power without a thought about how it all came about.

In this modern world, we have become reliant on the technologies these discoveries provided, and now conservation of these fuel sources is at the forefront. Billions of dollars and valuable natural resources are wasted each year through simply not thinking or not knowing how much energy is used during everyday activities.

Test your energy awareness savvy by answering the following true or false questions, then compare your answers.

Think about making some of these conservation ideas a part of your daily routine.

Energy quiz: True or False 1. Buildings cool down faster by setting the thermostat lower than the desired temperature.

Answers: 1. False: Setting the thermostat lower than the desired temperature does not cool the house down quicker. The inside temperature will cool down just as quickly with the desired thermostat setting.

2. True: Freezers operate better when filled.

3. False: Fluorescent lights produce 3.5 times more light than incandescent bulbs of the same wattage.

4. True: Garbage disposals are designed to operate with cold water. Letting the water run until it gets hot wastes both the water and the energy it takes to heat the water.

5. False: The higher the speed, the more fuel is burned regardless of how long the trip takes.

6. False: Broiling and roasting do not require preheating.

7. True: Using the oven is a costly way to heat the kitchen.

8. False: When on, computers and monitors use energy constantly. Turning off and powering down is much more energy efficient.

9. True: Every time the refrigerator door is opened, cold air escapes and the compressor has to work to keep the temperature constant.

10. True: Up until recent reports that China has now surpassed us, the United States has been the largest user of energy in the world, accounting for about 35 percent of the world's total energy consumption. The federal government is far and away the largest consumer of American energy, and the Department of Defense is the largest user within the federal government.

2. Freezers are more efficient when filled to capacity.

3. Fluorescent and incandescent bulbs of the same wattage produce the same amount of light.

4. Always use cold water when running a garbage disposal.

5. Driving faster uses less fuel since the car is running for a shorter period of time.

6. Always preheat the oven for broiling or roasting.

7. Never turn on the oven and open the door for a quick warm-up of a cold kitchen.

8. Leave computers and monitors on continually since it takes more energy to power up than to leave on.

9. Opening the refrigerator door costs money and energy.

10. The federal government is the largest consumer of energy in the world.

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tHE rEst oF tHE story August 2010 13 Scamming ... praying on romance and patriotism - from page 9 Lowcountry Military Retiree News

The man never admitted it was a scam, but unable to verify he was who he said, Shelly walked away. She'd like to report him but is scared of what he'll do. And the worst part, she said, is his profile is still on that site.

"It's so awful that he impersonates a military man," she said. "I have deep respect for the military, and he's using these guys to scam people."

Shelly is not alone in her Internet-based scare. Many people, from various backgrounds and in locations around the world, are falling victim to a wave of military-related Internet romance scams.

Special agents from the U.S. Army Criminal Investigation Command recently warned the American public of this scam. "We are seeing a number of scams being perpetrated on the Internet, especially on social, dating-type websites where females are the main target," Chris Grey, Army CID's spokesman, said in an Army News article.

These cyber criminals, posing as military members, prey on patriotic women seeking love online, as well as others with a soft spot for military members. In many cases, they say they're deployed, whether to Iraq or Afghanistan, and claim to need money for everything from leave papers to a flight back home.

They may pose as an Air Force lieutenant or an Army general, and even a fake profile of retired Army Gen. Richard A. Cody, former vice chief of staff of the Army, has popped up on several dating sites.

Army Gen. Raymond T. Odierno, commander of U.S. Forces Iraq, recently discovered that cyber criminals have been using his picture to ask people to send money.

Odierno fought back using his Facebook page, on which he has nearly 10,000 fans.

"I have never solicited [personal] information from anyone, here or elsewhere, nor will I ever," he wrote July 17. "Thank you for your concern about those posing as me; our investigators are looking into all allegations."

The Internet Crime Complaint Center received nearly 340,000 complaint submissions in 2009, according to the center's 2009 Internet Crime Report. The vast majority of cases referred to local, state and federal law enforcement agencies contained elements of fraud and involved a financial loss by the complainant. The total dollar loss from all cases of fraud in 2009 that were referred to law enforcement by the center was $559.7 million, the report said.

Some women, like Shelly, realized early that they were being scammed, but others are left with empty bank accounts and broken hearts.

"It's not a bad thing to be patriotic, but people are trying to distort that for personal gain," Paul Sternal, the acting cyber crimes program director for the Defense Criminal Investigative Service, said during an interview with American Forces Press Service.

Sternal likened this wave of romance scams to a scam commonly seen within the Defense Department: the Nigerian scam. In this scam, a person sends an e-mail claiming to be overseas and in financial trouble. The person tries to entice someone to send money by promising a

huge reward in return; in some cases money, or in Shelly's case, love and eventually marriage.

There's a lesson to be learned from Shelly's Internet-based troubles, Sternal said. People, particularly within the Defense Department, need to be on alert for online threats.

Each day, criminals ranging from individuals seeking personal gain to foreign governments looking to compromise national security, are mining the military for information, Sternal said. The networks, he said, are scanned millions of times per day and probed thousands of times per day, with increasing frequency and sophistication.

"The Defense Department, by the very nature of what it does, makes it an obvious target for people who want to exploit it for information about operations, technology, and what we do to defend the nation," Sternal said.

These threats can be presented in a variety of ways, from scams similar to the one Shelly faced to widespread and sophisticated phishing scams. Phishing scams are when people attempt to gain sensitive information, such as passwords and user names, by posing as a trustworthy source in an e-mail. These scammers may pose as a bank or credit card company and ask for information that the company normally wouldn't ask for, Sternal said.

In a recent phishing scam, numerous fraudulent e-mails were sent to financial customers of USAA and Navy Federal Credit Union. The e-mails, which appear to originate from USAA and the credit union, ask the recipient to provide or verify personal information such as name and rank, account numbers, date of birth and mother's maiden name.

"While these e-mails may appear to be legitimate, it's important to remember USAA and Navy Federal Credit Union will never ask for [personal identification] or to verify financial institution data via e-mail," a U.S. Strategic Command news release issued in response to this scam said.

In some cases, the e-mail may include a link that, when clicked on, installs a malicious code.

"The end game, in those instances, is not to compromise identity, but [not] to compromise information you have available to you as a Defense Department military member, civilian or contractor," Sternal said. He advised people to keep an eye out for e-mails that arrive "out of the blue."

"Know what your established relationships are," he said.

People need to use the same wisdom online that they use at home, Sternal said. People normally toss out junk mail, particularly when it's not personally addressed or from a trusted source. This same scrutiny needs to be applied to e-mails that arrive over the Internet, he said.

Additionally, people should keep an eye out for suspicious computer activity that can signify a virus, including

a suddenly slow-running system or programs that suddenly start popping up without being opened, Sternal said.

Increasingly sophisticated adversaries are using the Internet to their full advantage, he said. They've gone from trying to physically smuggle a part or computer chip out of the country to trying to smuggle the design schematics online, which can have a major impact on national security.

"The Internet is a great resource, and look how the Defense Department uses it to communicate the good we do, to recruit, to get information out to help people," Sternal said. "There are tremendous benefits, but we need to be smart about how we do this."

To ensure the best protection of the military's information and networks, the Defense Department established the U.S. Cyber Command in May. But while the Defense Department has sophisticated protections in place, each employee has a personal responsibility to protect information as well.

Sternal passed on some tips for all computer users: -- Use caution: Whether it's surfing the Internet, reading e-mail or downloading files, a savvy user exercise caution in where he goes, who he communicates with and what he accepts from other users.

-- Stay smart: It's important to pay attention to security bulletins and alerts, press reports on new cyber attacks, and even the department's INFOCON levels.

-- Expect it: All Defense Department employees are targets by affiliation. When deciding what to put out on the Internet â&#x20AC;&#x201C; whether it's an e-mail or social networking site â&#x20AC;&#x201C; consider the impact if that information ends up on the public domain or in the hands of a criminal. And if information is compromised, have a plan to respond and recover.

-- Take responsibility: The Defense Department offers employees free antivirus software for home use, and people should take full advantage of firewalls, strong passwords and encryption.

"If you have a home network, secure it," Sternal said.

These days, he said, users have grown clever and many now hit delete rather than open suspicious e-mails.

However, as computer users become wiser, so do the adversaries, Sternal said. They're using increasingly sophisticated programs that will move them beyond the delete button, he said, making it even more important for people to stay alert.

As in Shelly's case, "I think people let their guard down on the Internet," Sternal said. "The thing to remember is that if it looks too good to be true, it probably is."

To report a cyber crime, visit the Internet Crime Complaint Center at http://www.ic3.gov/default.aspx, the Federal Trade Commission at http://www.ftc.gov/bcp/edu/microsites/idtheft or On Guard Online at http://www.onguardonline.gov.

14

August 2010

RETIREE RESoURCES Arlington National Cemetery For general information call 703-607-8000. Contact the Interment Services Branch at 703-607-8585 regarding funeral arrangements and eligibility requirements. Please note that the Arlington National Cemetery staff does not make pre-arrangements. Visit the Web site at www.arlingtoncemetery.org Armed Forces Retirement Home-Washington Campus Phone toll free 800-422-9988 or fax 202-730-3492. For general questions send an e-mail to publicaffairs@afrh.gov and specify “DC” in the subject line. Visit the Web site at www.afrh.gov.

Armed Forces Retirement Home-Gulfport Campus Closed because of Hurricane Katrina, the Gulfport campus was severely damaged and is currently being rebuilt. Phone 228-604-2205. For general questions, send an e-mail to publicaffairs@afrh.gov and specify “Gulfport” in the subject line.

Visit the Web site at www.afrh.gov.

Armed Forces Vacation Club The Armed Forces Vacation Club is a space-available program offering Department of Defense-affiliated people affordable condominium vacations at more than 3,500 resorts worldwide.

For more information, visit www.afvclub.com/default.asp.

Delta Dental Plan for Retirees For inquiries, call 888-838-8737 or visit www.ddpdelta.org.

DOD Lodging Reservations Air Force, 888-235-6343 (AFLODGE) -- after the prompt, dial first three digits of base name -- or visit http://dodlodging.net/; Army, 800-462-7691 (GOARMY-1) or visit www.armymwr.com/portal/travel/lodging/; Navy, 800-628-9466 (NAVY INN) or visit www.navy-lodge.com; Marine Corps, visit www.usmc-mccs.org/lodging Medicare Call 800-633-4227 or visit www.medicare.gov.

Pay Matters Call the Defense Finance and Accounting Service-Cleveland Center toll free at 800-321-1080; fax 800-469-6559. SBP annuitants may use the same voice toll-free number, but the fax is 800-982-8459.

Social Security Call toll free 800-772-1213 or visit the Web site at www.ssa.

Tricare The Web site is www.tricare.mil. Choose from one of three regional numbers: West, 888-874-9378; North, 877-874-2273; South, 800-444-5445; overseas, 888-777-8343. If you are a Tricare for Life member, you can call 866-773-0404. Call the Tricare Information Center at 877-363-6337. For Tricare Retiree Delta Dental Plan inquiries, call 888-838-8737 or visit www.ddpdelta.org.

Tricare Mail-order Pharmacy Program (Express Scripts, Inc.) In United States, call toll free 866-363-8667; or overseas, call 866-275-4732. Visit the Web site at www.expressscripts.com/TRICARE. VA matters For benefit inquiries, call 800-827-1000; life insurance 800-6698477; status of headstones and markers, 800-697-6947; special issues such as Gulf War/radiation/Agent Orange/Project Shad call 800-749-8387; and GI Bill and education matters call 888-442-4551. Visit the Web site at www.va.gov.

Lowcountry Military Retiree News s.c. nEws Kid Rock and Jim Beam Bourbon Place the Military Centerstage with Patriot Day Concert

Rock Star to Play Live in Columbia, S.C. on September 11 As part of their ongoing support of America’s service members, Kid Rock and Jim Beam® Bourbon will host a concert on Patriot Day, Sept. 11, in Columbia, S.C., to honor our nation’s heroes.

The special concert event, called "Kid Rock Salutes the Troops presented by Jim Beam: Patriot Day 2010," will feature opening act Blackberry Smoke and will be free to all service members and their families who present their valid government issued military identification card. Tickets will be available to the general public through a pre-sale on August 4 and to the public starting August 6 at Ticketmaster outlets or ticketmaster.com.

“Kid Rock is an American music staple, and Jim Beam is ‘America’s Native Spirit,’ so it’s only fitting that the two of us are continuing to stand by our nation’s heroes,” said Kevin George, global chief marketing officer, Beam Global Spirits & Wine. “The Patriot Day concert in Columbia is just one way for Jim Beam to honor our service members, and we look forward to toasting the men and women in our armed servic-

es with an unforgettable performance by Kid Rock.”

The Patriot Day concert is one of a series of initiatives that the musician and the world’s No. 1 Bourbon have activated in support of America’s troops. These efforts include: This year, the rock star teamed up with Operation Homefront® and Jim Beam to distribute exclusive music and encourage consumers to donate to Operation Homefront on special edition gift cartons of Jim Beam and Red Stag by Jim Beam™.

Kid Rock is slated to host a deserving service member at an upcoming concert as part of the Jim Beam and Operation Homefront “Salute Soldiers with the Spirit of America” program.

Last year, Kid Rock donated 50 cents from every ticket sold at select shows of his “Rock ‘N Rebels” concert tour hosted by Jim Beam to Operation Homefront, provider of emergency financial and other assistance to the families of our service members and wounded warriors.

To purchase tickets or learn more about "Kid Rock Salutes the Troops presented by Jim Beam: Patriot Day 2010," visit kidrock.com. To donate to Operation Homefront, please visit http://bit.ly/dyXEEJ.

Hurricane Tip of the Month Hurricane season will continue through November, with the highest probability of a major hurricane occurring between mid-August and October. Due to a hurricane's capacity for damage, preparation is the key. Weekly hurricane tips provide need-to-know information for staying ahead of the weather.

This month’s hurricane tip is: Be aware that the calm "eye" of the storm is deceptive; the storm is not over. The worst part of the storm will happen once the eye passes over and the winds begin to blow from the opposite direction. Trees, shrubs, buildings, and other objects damaged by the first winds can be broken or destroyed by the second winds.

Lowcountry Military Retiree News is published by Diggle Publishing Company P.O. Box 2016, Mt. Pleasant, SC 29465 843-412-5861 • www.CharlestonMilitary.com

EntErtainmEnt

Lowcountry Military Retiree News

August 2010

August Crossword CLUES ACRoSS 1. Chick sound 5. Islamic pilgrimage 9. Yeddo 12. Scottish hillside 13. Arm bones 15. The bomb ____ up 16. Pouches 17. Sandy seaside area 18. Abba ____, Israeli politician 19. The woman 20. Inhabitants of Seoul 22. Restaurant bill 25. Big man on campus 26. Ethiopian lake 28. Produces acorns 29. Founder of Babism 32. Sound of a hound 33. Evil spirit 35. Every 36. Household god (Roman) 37. Lips 39. Cease living 40. ___ Lilly, drug company 41. Churns 43. Talk 44. No. Am. republic 45. An athlete who plays for pay 46. Satiates 48. Netherlands river 49. A lyric poem 50. Military quarter 54. Basics 57. Largest known toad species 58. Helicopters 62. Dove sounds

64. Americaâ&#x20AC;&#x2122;s eagle 65. 4th Hindu month 66. Tangelo 67. They __ 68. Variant of Hui 69. 100 = 1 kyat CLUES DoWN 1. Non-commercial TV network 2. Periods of time 3. Those considered individually 4. Prior currency of Spain 5. The center of a city 6. Brew 7. Genetic map 8. Purple clematis group 9. Italian Island 10. Doyen 11. Has title to 14. Trembled 15. Spelling contest 21. Red cross 23. Not or 24. Yellow edible Indian fruit 25. Baby mistakes 26. Afrikaans 27. Itâ&#x20AC;&#x2122;s capital is Damascus 29. Emblem of identification 30. False name 31. Small blister 32. Cheese containing mold 34. City in Morocco 38. As well 42. Not happy 45. A civil authority in Turkey 47. Tempest in a ______

Joke s of the Month Where Do You Live?

Two police officers saw this old woman staggering down the street, stopping her they can tell she has had far too much to drink and instead of taking her to jail they decide to just drive her home.

They loaded her into the police cruiser one of the officers gets in the back with the drunk woman. As they drove through the streets they kept asking the woman where she lived, all she would say as she stroked the officers arm is "Your Passionate" They drove awhile longer and asked again, again the same response as she stroked his arm "Your Passionate".

The officers were getting a little upset so they stopped the car and said to the woman, Look we have driven around this City for two hours and you still haven't told us where you live.

She replied I keep trying to tell you: "Your Passin It!"

Card Game Two elderly gentlemen are playing cards on Saturday evening just as they have done for the past 50 years.

Gus, the elder, had been having problems remembering what cards were what, and usually needed help from his wife. At the end of the card game Red said to Gus, "You did very good tonight.

You didn't need any help at all. Why is that?"

Gus replied, "Why, ever since my wife sent me to that memory school, I haven't had any problems at all."

"Memory school? What memory school?"

Gus thought for a moment, "Oh, what's that flower that's red with thorns? A really pretty flower . . . " "A rose?" asked Red. "Yeah, that's it!" Gus turned to his wife and mumbled, "Hey, Rose! What's the name of that memory school you sent me to?"

See the Answers on Page 10 48. Cellist Yoyo 50. A leavened rum cake 51. A culture medium 52. Playing guideline 53. Radioactivity unit 55. An unidentified aircraft

56. Carbonated soft drink 59. Jurisprudence 60. A mined mineral 61. Chinese term for poetry 63. Female sibling

15

16

Lowcountry Military Retiree News

August 2010

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