Gulf Coast Woman by DWilson & Associates

Complimentary

July â&#x20AC;˘ August September October2014 2013

WOMEN in

FINANCE & INSURANCE

JOHNSON:

Small-town girl to big-time banker

He cheats;

so now what? Make over that bath! TOP

10 Volume 15 Issue 5

MAKEUP FIXES

Michael J. Christie, M.D., F.A.C.O.G.

BOARD CERTIFIED OB/GYN

Do You Have Pelvic Pain?

Do You Have Painful Periods? Robotic Assisted Laparoscopic Hysterectomy and other minimally invasive outpatient surgeries to treat pelvic pain and ovarian cysts

Benefits:

• Significantly shorter recovery time • Much less pain • Three or four tiny incisions

Large incisions are no longer necessary for a hysterectomy, even if you have had prior c-sections.

Dr. Christie specializes in minimally invasive Laparoscopic surgery in the treatment of gynecologic pelvic pain. Michael J. Christie, M.D.

Normal and High Risk Obstetrics Gynecology Laparoscopic Surgery Diplomate of the American Board of OB/GYN Quality Care - One Patient at a Time Michael J. Christie, M.D. Dr. Christie will take the time to Board Certified OB/GYN address your health care needs

Ocean Springs

(228) 818-0025

2113 Government St. Bldg I-4 2

JULY~AUGUST 2014

Biloxi Office

(228) 374-3749

147 Reynoir St., Suite 102

Serving the Gulf Coast for over 10 years

Hungry for fresh, wild-caught Gulf seafood? Then this summer, itâ&#x20AC;&#x2122;s time to take a hike on the Mississippi Gulf Seafood Trail. 40 restaurants. 62 miles of coastline. One great, seafood adventure.

JUNE 21-AUGUST 15 Daily seafood specials Contests and prizes Share your favorite #seafoodselfie to win!

Itâ&#x20AC;&#x2122;s time to

dine out and dive in!

www.mississippiseafoodtrail.com

ReaderOpportunities

Vacation pics! Hope you’re having a great time on vacation and hanging out with friends and family. Let’s see how many places we can print summer fun photos from! Send yours to dorothywilson@gulfcoastwomanmagazine.com or post it on our Facebook page. We’d love to see yours.

Articles and columns Gulf Coast Woman is the voice of women on the Mississippi Gulf Coast. If you’d like to share expert tips and advice or you have a great story idea, let us know! This is your magazine, and that means we want to hear from you. Just shoot and email to the editor at dorothywilson@gulfcoastwomanmagazine.com or drop a note in the mail to our offices at 15431 O’Neal Road, Suite A, Gulfport, MS 39503.

More copies!

228-539-5858 15190 Community Road, Suite 350 • Gulfport www.gulfportsurgeryclinic.com 4

JULY~AUGUST 2014

Gulf Coast Woman is growing each issue — thought we’d mention that … as if you haven’t noticed! (smile). With our growth spurt, we have to keep up, so we’re printing more copies than ever and placing them in more locations than ever before. Look for GCW in more than 400 locations on the Coast from Diamondhead to Jackson County. Copies are free; pick them up at coffee shops, doctor’s offices, hospitals, boutiques, etc. If you’d like to have them delivered to your business or if you’re a reader and would like for us to add a location, just let us know. Send distribution requests to angelabruni@gulfcoastwomanmagazine.com.

For Shopping And Dropping

FROM THE PUBLISHERS

Summertime. Vacation. Afternoons splashing in the pool. Cookouts. This is one of the most fun family times of the year. But yet, it can be bittersweet — at least for those who recently saw their child walk across the graduation stage, whether it is in high school or college. We’re so proud of them! It’s hard to believe they’ve been able to accomplish so much. We think back to when they just couldn’t keep up with their house key or needed help making their bed. And now, they’re on the launching pad, taking off! It’s interesting that Angela and I somehow are at the same stage. Her oldest child, Catie Lee, recently gave the commencement address at Gulfport High as valedictorian. My youngest son, Patrick, is finishing up as a top math scholar at Belhaven University. He soon will be teaching classes and coaching football at Hartfield Academy in Jackson. Many of you may be experiencing a similar season of change and hope. As mothers, it’s difficult to not just want to keep grabbing and holding our graduates tight. But really, when you think about it, we’ve spent 18-22 years readying them for this day; it’s time to let go. My pastor mentioned something several years ago that really helped me in raising my children. He said, “Whatever you do, maintain influence with your children.” Today, I pass that great advice along to other moms, especially those with preteens and teens. Influence has to do with gaining their respect and honor. It has to do with helping to hold them accountable. It has to do with believing in them, even when no one else does. It also means shutting up sometimes when you want to yell — because maintaining influence also means setting a good example. And now, it’s time for us to see how we did. Will our children model the values we worked so hard to teach them? I believe so. Great job, mom!

pleASe Support

All South MS

GooDwill StoreS Helping People Help Themselves – through the Power of Work Our Mission: To assist persons with disabilities and those who are otherwise vocationally disadvantaged to achieve full participation and integration into society. This is accomplished by developing and delivering effective services that enable clients to attain their personal and economic goals.

In other words, we provide employment counseling, training, and jobs!

www.shopgoodwill.com

2411 31st St GulFport, MS 228-863-2323 ext 21

oceAN SpriNGS, MS

2200 Bienville Blvd

12100 hwy 49 GulFport, MS 228-832-0696

901 palestine rd picAyuNe, MS 601-798-8677

228-215-1507

Mon-Sat 9-6, Sun 1-6

Mon-Sat 9-6, closed Sun

Mon-Sat 9-7, Sun 1-6

FOUNDER & PUBLISHER Angela Bruni EDITOR & PUBLISHER Dorothy P. Wilson

2403 Denny Ave pAScAGoulA, MS 228-938-0111

CONTRIBUTING PHOTOGRAPHER William Colgin

Mon-Sat 9-6, closed Sun

GRAPHIC DESIGNERS Jon Chambers Cheryl Fishman MARKETING CONSULTANTS Angela Bruni ~ (228) 760-8887 Valerie Cushman ~ (228) 617-0492 Tiffany Bell ~ (228) 365-8887 Kerri Richardson ~ (228) 324-0842 AVAILABLE IN 400 LOCATIONS HOW TO REACH US P.O. Box 9011 ~ Gulfport, MS 39506 ~ (228) 760-8887 or (228) 697-5676

www.gulfcoastwomanmagazine.com Advertising services: angelabruni@gulfcoastwomanmagazine.com Editorial services: dorothywilson@gulfcoastwomanmagazine.com

Mon-Sat 9-6, Sun 1-6

Mon-Sat 9-4, closed Sun

CONTRIBUTING WRITERS Ellis Anderson Janet Pattison Meaghan Artigues Rebecca Ritchey Mallory Fitzgerald Kathy Rogers Denise Howell Rae Anne Ryan Nathaniel Huckins Suzie Sawyer Nikki Johns Nancy Sleger Cheryl Johnson Angelyn Treutel Philip Levin, M.D. Andrea Yeager Karen Morgan

CREATIVE DIRECTOR Stacy Wadsworth

Diamondhead plaza 4407 e. Aloha Dr DiAMoNDheAD, MS 228-222-4663

BArGAiN BArN 2407 31st St GulFport, MS 228-863-2323

10109 central Ave D’iBerville, MS 228-392-0569 Mon-Sat 9-6, Sun 1-6

Mon-Sat 9-6, closed Sun

1989 pass rd Biloxi, MS 228-701-0043

2707 hwy 90 GAutier, MS 228-522-6737

Mon-Sat 9-6, Sun 1-6

19 Glen oaks Dr, luceDAle, MS 601-947-7119

zuppardo’s plaza 603 hwy 90, Ste 600 BAy St. louiS, MS 228-467-9202

Mon-Sat 9-6, closed Sun

Mon-Sat 9-6, Sun 1-6

the wiggins plaza

Morgantown plaza 436 hwy 61 N NAtchez, MS 601-897-0382

(next to walmart)

1045 e Frontage rd wiGGiNS, MS 601-928-9399

Mon-Sat 9-7, Sun 1-6

Mon-Sat 9-6, closed Sun

www.goodwillsms.org

Drop off at our collection centers.

Monday thru Sunday from 8am to 6pm

19094 pineville rd

loNG BeAch, MS • 228-697-0021

6425 washington Ave

oceAN SpriNGS, MS • 228-697-6386

2029 popps Ferry rd

Biloxi, MS • 228-861-4074

#2 Seargent S. prentiss Dr

NAtchez, MS • 601-443-7271 *opeN Mon-Sat - 8am - 6pm*

www.gulfcoastwomanmagazine.com 5

Contents JULY~AUGUST

Shared!

TOP DESIGN Bath Remodels

SHOPPING Amish Market

JULY~AUGUST

DINING OUT The Shed, Gulfport 5 Publisher’s note 9 Women in finance & insurance 23 Seafood museum 26 Audiologists 32 IMPACT 2014 grandparents 33 Back to school adult style 34 Mom’s the word 40 Infidelity series part 1 41 Braille magazine 43 Caregiver’s guide 44 Outerglow 45 Wisdom Talks 46 Downtime 47 Healthy you 48 Food for thought 52 Take note 53 Save the date

534 Courthouse Rd. Gulfport, MS 39507 228-604-0070 www.travelaffiliates.com

Occasionally, we run into obstacles that keep us from living our best lives, and could use some assistance getting through those tough times. We realize every person, every situation is different – which is why we offer specialized programs at every level of care. How can we help you or someone you know? For more information, call 228-388-0600.

Intensive outpatient care Partial hospitalization Adult programs Adolescent programs Seniors Harbor (seniors in crisis)

GulfOaks.com

BiloxiRegional.net

HURTING DOESN’T ALWAYS SHOW, BUT

THERE’S ALWAYS HELP.

Buying the Bayou and is currently available!

Donna Alexander. M.D.

Featured on

104 Spanish Point - Executive Estate on Deep Water, Insurance confirmed at $800 per year and grandfatherable. Concrete walls underneath, Amenities to include stainless steel appliances, gas range, double sided fireplace, Salt water pool with fountains, built-ins throughout. Master suite has extra room for nursery. $1,200,000

I am dedicated to providing the finest service available.

Summer Davis Inman REALTOR, ABR, GRI

Direct: (228) 217-9099 Office: (228) 875-1272

www.summerdavisinman.com

American Board of Obstetrics and Gynecology

1721 Medical Park Drive Suite 102 Biloxi, MS 39532 Phone (228) 207-0408 Fax (228) 207-0409 /DrDonnaEAlexander

Women's health issues are personal. Dr. Alexander gives the personal attention you deserve.

specialties obstetrics

• Prenatal care • High risk obstetrics • Incompetent cervix management • Chronic illnesses during pregnancy • 4D ultrasound • Postpartum depression • Pre conception counseling

gynecology

• Annual wellness exams • Family planning • Pelvic pain • Pre cancerous changes • Infectious diseases • Menstrual anxiety and depression • Peri menopause and menopausal disorders • Sexual dysfunction (libido) • Pediatric & Adolescent gynecology • Minimally invasive surgery • Urinary incontinence • Osteoporosis

Fellow of the American Board of Obstetrics and Gynecology. Serving the Mississippi Gulf Coast for over 10 years. 8

JULY~AUGUST 2014

WOMEN in

FINANCE & INSURANCE

INSIDE

Country girl from small town living a big dream in the city

Watch out for thieves among us

Windstorm insurance and wind mitigation primer

Failing to plan is preparing to fail

Simple steps can go a long way in preventing fraud gulfcoastwomanmagazine.com

WOMEN in FINANCE & INSURANCE

Country girl

from small town living a big dream in the city

By Meaghan Chapman Artigues

s a young girl, Cheryl Johnson’s mother told her often that she could be whatever she wanted to be in life. Johnson, who says she was born into a family of “strong, hardworking Southern women,” believed her mother’s encouraging words. While growing up on a farm in rural Moselle, Miss., near Laurel, she learned early from her parents the value of hard work, determination and the satisfaction of accomplishing a task well. Johnson’s mother, Thelma Beeson, worked in banking and helped Johnson get a summer job the year before she graduated high school. She attended Jones Junior College before moving on to the University of Southern Mississippi. There she met her future husband, Gulf Coast native Bobby Johnson, in a forensic science lab class.

JULY~AUGUST

Let us help plan for your future. Schedule a consultation with us today.

Managing Director Investment Advisor Representative

Suzie Pierce Sawyer

Managing Director Investment Advisor Representative

(228) 864-4460 | (877) 896-4664 www.sawyerteam.com 2304 14th Street | Gulfport, Mississippi 39501

ut tr

Just as barbecues and fun times fit a hot summer evening, so do saving and investing fit planning for your future.

Robert J. Sawyer

rin

Summer is a great time to relax and reflect.

“I believe men and women have definable strengths and challenges. A smart company provides an environment that fosters and promotes leadership skills regardless of the gender,” she says. Johnson says being in the position to make a positive difference in the lives of those in her community keeps her motivated. “I think helping others ... is what life is all about,” she says. “Helping someone to realize a financial dream of owning a business, mentoring young associates to achieve career goals or spearheading a fundraiser for a worthwhile community project. That’s a powerful (feeling),” Johnson says. She also gives back outside of her work by donating her time and goods to local food banks. “I have been very blessed, so I have a huge heart for the food pantries of our area,” she adds. “I think everyone can spare a bit.” The Long Beach resident stays centered by balancing her time with family: her college sweetheart and husband of nearly 30 years, and sons, Rob and Zack. A favorite pastime is watching her “beloved” Atlanta Braves play baseball at Turner Field. Johnson credits her personal values, which are based in biblical principles, for her success, professionally and personally. “My friends, associates and customers know that they can count on me to be honest and do the right thing, regardless of the situation,” she says.

She was able to continue working through college because Magnolia Federal Bank in Hattiesburg (which later became Regions Bank) worked around her schedule at USM. After graduating USM with a criminal justice degree in 1984, Johnson began her full-time career in banking. Though she began as a self-described “shy” teller, she knew she had found her niche and was highly motivated by the thrill of earning money. In 1985, she and Bobby moved to the Gulf Coast, where she was quickly propelled into various positions, with each one further readying her for the responsibility to come. By 1987, she had made the substantial leap to branch manager. “By that time, I was truly in love with banking and still have that same passion 37 years later,” she says. Johnson, now 54, holds a leadership position typically held by a male. She became president of Regions Bank, Gulf Coast area, in 2006. According to the 2013 Catalyst Census: Fortune 500 Women Executive Officers and Top Earners, which counts the number of women in upper management in Fortune 500 companies, 17.6 percent of executive officers in the finance and insurance industries are women. While Johnson says she never worried about whether she, as a woman, fit the role of a traditional banker, she feels fortunate to work for Regions Bank, a company that has been supportive of her ambitions.

integrity

Securities offered through Century Securities Associates, Inc. Member SIPC & FINRA | A subsidiary of Stifel Financial Corp. Home Office: 501 North Broadway, St. Louis, Missouri 63102 | (314) 342-4050

gulfcoastwomanmagazine.com

WOMEN in FINANCE & INSURANCE

Watch out for the thieves among us By Denise Howell

As I walk into the office my first day on a new audit, I notice the safe, door wide open, with a lot of cash. The employees, in this small town, were well versed in Southern hospitality. Everyone welcomed me, the new auditor, with cool cautiousness. The office was very busy all day, with numerous employees from various departments freely coming in and out — some with business reasons and others just “dropping in” to say, “Hi.” Let’s not forget the Howell safe, full of cash and wide open. Not all risks are as blatant as the one just described. Maybe the cash box, containing only a couple hundred bucks and a key long missing, does not seem like a big deal. Most “misplaced” property is merely dismissed as immaterial. Businesses of all sizes, with more than one employee, are exposed to some level of risk of theft. The question is: What is your business’ risk level? In order to assess the risk of property being misappropriated, management must review procedures, evaluate how effective and efficient the procedures are, update and/or create procedures to reduce risks, and communicate the procedures to all personnel. Procedures, and their counterpart manuals, are often viewed as a nuisance and misunderstood as to their relevance. A business without formal procedures, preferably written, could be exposed to misappropriation of property with little to no legal remedy. Who is responsible for the oversight of the property involved, whether it is cash, supplies, component parts, or how

JULY~AUGUST

about intellectual property? How secure is your database and the proprietary or personal data that it contains? What procedures are in place to mitigate the risk of these being “misplaced”? Procedures need to be created that not only mitigate risks, but that are clearly understood in the operation and intent. Management should be cognizant of the effectiveness and the efficiency of the procedures. If the procedures are cumbersome, the likelihood of them being circumvented is high, the risk is once again increased, and the procedure is ineffective. The procedure itself should not hinder production or increase costs to such an extent that the growth and profitability goals cannot be attained. There is a delicate balance between effectiveness and efficiency that must be maintained. Once the procedures have been designed, they need to be properly communicated. Many regulatory agencies are now requiring that certain procedures be written. Not only does the business require protection, but also the employees and their rights must be covered. Time spent educating those involved is a small investment with a potentially large return in the amount of deferred losses. The process of reviewing procedures, evaluating their effectiveness and efficiency, creating and recreating procedures, and communicating them to all personnel is a continuous cycle that is constantly evolving. When everyone is on board, risks have been reduced just simply by understanding what the risks are and how the procedure mitigates those risks. So what happened to the safe full of cash? That is a story to be continued another day. Howell, a CPA licensed in Louisiana and Mississippi and a member of the American Institute of Certified Public Accountants, owns and operates Howell CPA • PA in Biloxi. Reach her at (228) 396-2996 or denise.howell@cpa.com.

It’s easy to join! (Civilian or Military)

Not military? Not a problem. Enjoying Keesler Federal benefits and great service is much easier than you think! Make the switch and save. You’re already eligible for membership if you:

 Live, work, worship or attend school in Harrison, Hancock, Pearl River or parts of Jackson County  Work at one of the select employee organizations located in Mississippi or Louisiana  Are an immediate family member of a current Keesler Federal member

There are many ways to join! To see if you’re eligible, apply online at gcw.kfcu.org or call 1-888-KEESLER.

Federally Insured by NCUA Membership eligibility required.

WOMEN in FINANCE & INSURANCE

Windstorm insurance and wind mitigation primer By Angelyn Treutel Zeringue

Sometimes different types of windstorms, such as hurricanes and tornadoes, are not covered in standard homeownersâ&#x20AC;&#x2122; insurance policies. Those who live in areas susceptible to this type of peril must purchase separate coverage in order to protect themselves or be exposed to much higher deductible options. Residents of coastal states (and some midwestern states where tornadoes are common) fall into this category. Windstorm insurance is a specific type of property-casualty insurance that protects policyholders from property damage caused by windstorms (and sometimes specifically named storms or hurricanes). Some homeowner insurance policies provide limited coverage for wind and hail damage, or require that a higher deductible be specifically identified for these named perils. Most states with risk of loss from these perils have government mandated insurance plans that make the necessary coverage available to property owners who are unable Treutel to obtain insurance through the voluntary market. There also may be excess and surplus lines carriers in your area who will cover the wind-only peril. While tornadoes may not be specifically mentioned as a covered form of loss, tornado losses are one event covered typically covered under the broader term windstorm. Windstorm includes tornadoes, straight-line winds and hurricanes. Windstorms are damaging to a home for several reasons. The incredibly strong winds assault your home using a number of forces. Strong winds create uplifting, shearing and lateral forces that can cause massive destruction to a home. Oftentimes they also will destroy windows and doors, allowing water to enter the structure, which could cause severe damage to the interior of a home. The high winds also can blow debris onto and into the home, further destroying the property. Worst of all, in the event of a breach of the homeâ&#x20AC;&#x2122;s outer shell, the high-powered winds can cause the roof to lift up as the combination of forces at play wreak havoc on an unprotected structure.

JULY~AUGUST

Zeringue, a CPA, is president at SouthGroup Insurance - Gulf Coast, which has offices in Bay St. Louis, Biloxi and Diamondhead. Reach her at (228) 466-4498.

How to be the smartest in the class: Open a Student Direct Checking account! Community Bank has a special account for students–Student Direct Checking.* Open it with $50, and you can get mobile deposit with a convenient smartphone app,** plus loads of free features.

A+ Like no other bank you know.

If you live in an area that requires separate windstorm insurance, you are well aware of the higher insurance premiums we all pay to insure our homes from wind damage. In order to mitigate this expense, an effective tactic for reducing your premium is to consider windmitigation enhancements to your home. With wind mitigation, your wind premiums may be reduced by almost half! There may be grants available in your area to retrofit your home to quality for the wind mitigation credits. To determine if you qualify, a certified inspector will come to your property and look for key features of your home that show that it will be less likely to be damaged during a strong wind storm or a hurricane. Features such as concrete block construction, the presence of gable end bracing, a hip roof, the presence of a single or double roof straps, the presence of a secondary water resistance barrier, or shutter and opening protection will all qualify a home for wind mitigation certification. This allows the inspector to give your home a certificate stating that it is better equipped to endure such an event and because these types of structures suffer less wind damage, the insurers are willing to lower their fees. You could even qualify for a refund check from your insurer once you have had your home inspected. There is typically a nonrefundable fee for the inspection. When purchasing separate policies to cover the same dwelling (for example, dwelling insurance, flood insurance and windstorm insurance), it is recommended (and sometimes required) that you carry the same amount of coverage on each policy. Some consumers feel that they can cover their home for less on certain policies, under the notion that one peril can cause more damage than another. Remember that a loss will be settled based on either a replacement cost or actual cash value basis (which reduces the value based on depreciation of the structure), and you should ensure that your coverage levels are adequate to avoid a penalty on a claim settlement. You will want to discuss this with your agent. Replacement cost is not the market value of your home, nor is it the tax-assessed value. It is the cost to rebuild and/ or replace the damaged property, with no reduction for depreciation of the damaged property. In order to qualify for replacement cost coverage, you will be required to insure your property to at least 80 percent or more of the replacement cost. As long as this requirement is met, and if you have a total loss, your insurance policy will cover the cost of replacing your home up to the coverage limits included on your policy. Further, if the property is not insured to at least the 80 percent value, then the payment for partial losses may be reduced.

*Age Requirement: Community Bank customers enrolled in Student Direct Checking and are under the age of 25, will pay no service charge other than a paper statement fee, if applicable. Any Community Bank customer that does not meet the age requirement will have their Student Direct Checking account converted to the Direct Checking account product and is subject to the stated monthly service charge(s) of that account. **Mobile Deposit app limits deposits to one item per deposit. $1.00 service fee for each deposited item. Mobile Deposit only available on non-business checking accounts. Online Banking enrollment required to receive Mobile Banking and Mobile Deposit. Message and data rates may apply.

CommunityBank.net

Bay St Louis: 412 Hwy 90 228-466-4498

Biloxi:

2505 Pass Rd 228-385-1177

GULF COAST

ȧ :H RIIHU Personal, Business, Life and Health Insurance

Diamondhead: 5400 Indian Hill 228-467-2272

ȧ :H KHOS RXU FOLHQWV save money and get more value. ȧ :H DUH Trusted Choice DQG KDYH EHHQ DZDUGHG WKH Best Practices Designation. A

Angelyn S Treutel, CPA

SouthGroup Insurance President oast

SouthGroup Insurance -Gulf Coast

For more information, please visit our website: www.southgroupgulfcoast.com

central fax: 888-415-8922 gulfcoastwomanmagazine.com

WOMEN in FINANCE & INSURANCE

Failing to plan is preparing to fail By Kathy Rogers

When I was growing up, I spent a lot of time around older people: My Granny, Granddaddy, Mamaw Gee and my Great Uncle Mitt. My mother was my Uncle Mitt’s favorite sister, and when he could no longer live alone, he came to live with us. My parents taught me, by both their words and their example, to serve, honor and take care of my elders. Your parents also probably did. What my parents failed to teach me was how to plan to provide financially for my “future” self. Rogers Many others find themselves in a similar situation. Mississippi is the least financially literate state in America, according to a new study released by WalletHub.com. Some of the factors used to determine state’s rankings were, education, personal budget, spending more than is earned and whether or not people had a rainy-day fund. These days, the only consideration many people give to their financial future is wondering about whether or not Social Security will be available to them when and if they are able to retire. What about you? Consider these 10 questions and you’ll see why you need a good plan.

1: How long do people in your family live? Do you have parents, grandparents, aunts or uncles who lived to 80, 90 or even 100? 2 : How long do you desire to work, or at what age would you like to retire? 3 : If people in your family live to be 100 and you plan to retire at 65, that means you will have to stretch your retirement income for 35 years. What is your plan to accomplish this? 4 : What about rising taxes and health-care costs after retirement? How much will they decrease your pot of money and therefore your monthly retirement income? 5 : Do you have a plan to cover the cost of long-term care, should you need it? About 70 percent of people over age 65 will need some type of long-term care services and support during their lifetime. 6 : How much will your Social Security income be when you retire? Can you live on it? Do you have other sources of retirement income besides Social Security? On average only 4 percent of people are able to retire in the same lifestyle they had before retirement. 7 : Are your other sources of retirement income invested in the stock market? Can you afford to absorb the loss if the market takes a downturn? 8 : Will you still have debt when you retire? 9 : What do you want to leave, financially, to your children or heirs?

10 : Do you have a financial advisor to review your plan? Your plan, whatever it is, must include the flexibility to change based on your life situations. According to Benjamin Franklin, “By failing to prepare, you are preparing to fail.” If you haven’t started a plan, now is the time, no matter your age.

JULY~AUGUST

Rogers is operations manager at Marston Rogers Group in Gulfport. Reach her at kathy@marstonrogers.com.

Your tomorrow is our priority today

Lee Rogers*, Kate Lawler, Steve Berger, Kathy Rogers

On average only 4% of people are able to retire in the same lifestyle they had before retirement. Our priority is to assist you in retiring with the independence and security you desire. Join us for an upcoming informational webinar or set up an appointment.

15429 Oâ&#x20AC;&#x2122;Neal Road Gulfport, MS 39503 (228) 832-9313 www.marstongrogers.com lee@marstonrogers.com steve@marstonrogers.com kathy@marstonrogers.com kate@marstonrogers.com

Get a quote! Now offering homeowners insurance including wind coverage.

15429 Oâ&#x20AC;&#x2122;Neal Road Gulfport, MS 39503 228-832-9313 krogers@rogersinsurance.net Hours: 8:30am - 5:00pm Like us on

*Securities and investment advisory services are offered solely through Ameritas Investment Corp. (AIC) Member FINRA/SIPC. AIC and Marston Rogers Group are not affiliated. Additional products and services may be available through Lee Rogers and Marston Rogers Group that are not offered through AIC. gulfcoastwomanmagazine.com

WOMEN in FINANCE & INSURANCE

Start getting answers to your financial questions my name on the door; “ It’s people count on me. When it comes to taxes and finances, I need to find someone who cares as much about my business as I do.

“

A Certified Public Accountant is uniquely qualified to help you deal with a wide range of personal and business finance issues. In fact, CPAs bring an unmatched level of knowledge, experience and education to the process of tax planning and managing your money.

Call 228.396.2996

Denise Howell

15506 Lemoyne Blvd., Ste D | Biloxi, MS 39532 Howell CPA • PA is owned and operated by Denise Howell, CPA. Howell is licensed in Louisiana and Mississippi and is a member of the AICPA (American Institute of Certified Public Accountants).

Get home health benefits to supplement TRICARE for Life. Call today for rates.

Call Justin O'Keefe, financial professional, to get started today. Contact Justin B. O’Keefe O 228.875.1266 C 228.209.0442 E jokeefe@okeefefs.com

Justin B. O’Keefe

Founder and CEO

911 Porter Ave. Ocean Springs, MS 39564 Visit us on the web at www.okeefefs.com

Retirement planning | Long-term care insurance | Health insurance | Life insurance

JULY~AUGUST

With technology,

managing finances so much easier By NIKKI JOHNS

With close to 60 percent of U.S. women currently in the workforce, females are wearing many more hats these days. Some are juggling families and careers or may even be business owners themselves. This means that a lot of life’s decisions, including financial ones, are now being made by women. They are not only making financial decisions for their households, but also for their businesses, and doing so can be quite stressful. Luckily, in today’s fast-paced world, we also have remarkable technology that allows us to make these decisions wherever we may be at any time, day or night. Technology has come a long Johns way since the days of having to go to the bank during the hours of 9 a.m. and 4 p.m. MondayFriday to deposit a check or take money out of a savings account. These solutions are now right at your fingertips, and it is important to know what is available to help you better manage your time, your money, and most of all, your family. Most financial institutions now offer electronic solutions for business owners so that they may never have to take time away from their business to step into the bank. Online banking is available to check balances, make transfers between accounts, and even pay monthly bills. By setting up recurring bill payments, you can save time, money on postage, and avoid late payments. Business owners also can use ACH services for direct deposit of payroll or collections from their customers. This is an easy, cost- effective way that eliminates hours of processing payroll the old-fashioned way. And, no more expensive checks! Lastly, remote deposit capture is a solution that allows business owners to deposit checks directly to a bank account without ever having to leave their desks. Once the workday is completed and busy women are hurrying home to bring their kids to soccer games or gymnastics, the last thing they have time for is worrying about their household finances. In most cases, the bank already is closed by the time we even have a chance to think about it. This is where the growing capabilities of smartphones and tablets can be a real lifesaver. Most financial institutions now have apps that allow consumers to manage their money at the touch of a button. These apps provide the capabilities of a desktop computer while sitting on the sidelines watching the game. Not only can you transfer funds and pay bills, but also you can even deposit checks using the camera on your phone. Life just got a whole lot easier! The most important thing to know is that convenience does not always have to come at a cost. Some of your larger institutions may put a hefty price tag on these services, but this does not always have to be the case. Some of these can be found at little or no cost. As a woman in charge of these financial decisions, do your research. Visit your local community bank and find out what options are best for you, your business, and your family! Nikki Johns is assistant vice president of business development for Community Bank, Coast.

FINANCIAL HEALTH

Develop a strategy for your financial goals We all have our own desires for how we want to retire, plan for our children’s education, or pass on our assets to future generations. BY SUZIE P. SAWYER But where do you start, and how do you know which goals to pursue first? Preparing for the future can be intimidating, which is why it can be beneficial to work with a financial advisor to develop a comprehensive investment plan that’s unique to you and your needs. When you meet with your advisor, you’ll want to first determine your present financial position and discuss your goals for the future. Based on your age, income, and tolerance for risk, your advisor can work with you to develop a strategy for pursuing your objectives. Topics you’ll want to discuss may include retirement, education, insurance, and estate planning. Each of these areas fit together to form your full

financial picture. Let’s take a closer look at them individually: Retirement Finding out how your retirement outlook fares early on can help you determine if you need to alter the course of your retirement planning. You’ll want to consider all possible sources of retirement income, including pension, personal earnings, qualified plans, and Social Security, and examine how inflation can affect your goals. Education Whether you are planning for your children’s education, retirement, or the dream of starting your own business, accumulating assets is an important part of your investment strategy. For example, if college funding is one of your goals, the report will detail projected tuition and related expenses and offer a look at various saving vehicles that can help you reach your goal. Insurance Insurance is another important element of your financial picture. You’ll want to

discuss whether your existing life and disability insurance coverage is sufficient to help provide for your family should something happen to you or your spouse. Estate planning After working hard for what you’ve earned, you will want to preserve your assets for future generations. Estate planning can help your distribute your assets to the loved ones and charities you choose while easing your family’s burden during a time of stress. Working with a financial advisor to develop a comprehensive investment plan is a great way to establish your priorities, determine which steps need to be taken, keep you on track, and help you see the big picture as you work toward your important financial goals. Suzie P. Sawyer is a managing director/investment advisor representative of Trinity Investment Services, LLC and can be reached at (228) 864-4460. Securities offered through Century Securities Associates, Inc. Member SIPC and FINRA. A subsidiary of Stifel Financial Corp. Home Office: 501 North Broadway, St. Louis, Missouri 63102, (314) 3424051

LOAN FROM REGIONS IS THE SMART WAY TO KEEP UP WITH YOUR CHANGING LIFE.

At Regions, we take the time to provide informed advice and guidance to find the right loan for your unique situation. Whether you’re adding a bedroom, remodeling your kitchen or converting your basement, we make it easy to give life the green light. Ready to move your life forward? Switch today and see the difference between borrowing and intelligent borrowing. To apply, visit a branch, call 1.888. in.a.snap or go to regions.com/loans. Cheryl B. Johnson Gulf Coast City President 228.897.7802 Flexibility | Variety | Expertise | Room To Grow Thursday 12:10 pm

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Seafood museum project brings architect home

By MEAGHAN CHAPMAN ARTIGUES

aria Pizzetta’s day-to-day view may have changed from shrimp boats and sunsets on the Gulf horizon to the sparkling lights of the New York City skyline, but her connection to her beloved hometown and its charms have never been stronger. The proud Biloxi native, her husband, Charlie, and teenaged daughters return to the Coast three times a year to visit, but her childhood home is never far from mind. In recent years, she has worked closely with the board of Biloxi’s Maritime and Seafood Industry Museum to design a new 20,000-square-foot home Daria Pizzetta at her New York office for what Hurricane Katrina destroyed nearly nine years ago. The long-anticipated museum reopens to the public July 19. Pizzetta helped define the spaces needed to house all the artifacts and photographs of South Mississippi’s seafood culture and designed the galleries to show them off. Museum Executive Director Robin David, who worked closely with Pizzetta on the project, says, “Daria was a godsend to the museum with her seafood industry upbringing and her expertise as an architect.” David says Pizzetta’s passion for the project matched that of

the board members. “She knew each artifact as we spoke about it’s possible location, she knew how heavy it might be, she understood the weather climate, and the desire to showcase The Nydia and other wooden craft indigenous to our area,” she notes. Pizzetta credits her grandparents for much of her connection to the seafood industry. Growing up, many of the people she knew made a living in this industry. That included her grandfather, a commercial shrimper and Biloxi’s 1972 Blessing of the Fleet Shrimp King. She spent many holidays and Sundays surrounded by family and friends on Myrtle Street in Point Cadet. Pizzetta fondly remembers the days she once knew who lived in each house in her grandparents’ neighborhood and how everyone was interconnected. Working on a museum that recognizes her family’s heritage has been an honor, she says. “It is certainly not every day that Please see MUSEUM ON PAGE 52

MARITIME AND SEAFOOD INDUSTRY MUSEUM

The three-story 20,000 square-foot home of artifacts and photographs is set to open for public viewing beginning July 19-20. There’s even a display of the more than 100-year-old Biloxi-made ship, The Nydia. The opening boasts activities for kids, storytellers and light hors d’ oeuvres from 9 a.m. to 4 p.m. Saturday and noon to 4 p.m. Sunday. The museum is located at 115 E. 1st St., Biloxi. For more information, call (228) 435-6320.

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The JOYof SOUND By MEAGHAN CHAPMAN ARTIGUES

For most, it’s difficult to imagine missing out on the bright sound of a bird’s chirp, the pure joy in a baby’s laugh or the tender words of a loved one. Karen Slater, a partner and doctor of audiology at Coastal Hearing Doctors of Audiology with Charlene McJenkin Center, says some Taylor, Karen Slater and Jade Garrard at Coastal Hearing Center, LLC. people are reluctant to face a hearing loss for fear they will have to wear a noticeable hearing aid, while others might not be aware their hearing has sharply declined. Many hearing-loss issues, however, can be treated without hearing aids, says Slater, and constantly evolving technology continually improves options. Slater and Dr. Jason Smith, an ear, nose and throat physician, are co-owners of Coastal Hearing Center in Biloxi. Slater also has been the director of the audiology department at Coastal ENT in Gulfport since 1991. At Coastal Hearing, Slater, along with audiologists Charlene Taylor and Jade Garrard, assess patients’ hearing concerns with comprehensive hearing tests designed for all ages. The audiologists say testing is an important part of assessing a patient’s needs, as hearing loss typically happens gradually. So, the decline in hearing clarity may be barely noticeable for some. Because the field of audiology is progressing each year, Slater says staying up to date with continuing education is a priority. “There’s been a lot of new technology on making (hearing aids) more discreet and manageable for patients, and they get better every year,” she says. When a hearing aid is recommended, Slater suggests patients obtain them from a clinic like Coastal Hearing, where doctors are properly certified and can educate patients about their specific hearing diagnoses. Coastal Hearing’s goal is to ensure patients get all the help they need from testing and diagnosis to covering the costs. Patient Coordinator Nisha Clinkscale, a certified medical coder at Coastal Hearing, helps patients understand their insurance policies’ benefits and helps them navigate payment plan options. “I love to communicate with patients and help them in any way I can,” Clinkscale says. The reward for Clinkscale and everyone at the clinic is to see people get the treatment they need. “It’s such a joyful experience for many people (when) they realize what they’ve been missing,” Slater says.

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prnstaf@aol.com www.gulfcoastwomanmagazine.com 27

SHARED! Shared!

Shared! is Gulf Coast Woman’s newest feature. It’s all about sharing your life with your GCW friends on the Coast. Like us on Facebook and share your great times and accomplishments — no need to be dressed up at a party! We’ll publish as many as we can in each issue of the magazine.

5 6

1. Lola Hernandez - grandson, Aden 2. Samuel Burke - family at Disney 3. Nancy Barrett - son, Ryan, graduate 4. Janine Harges - grandson Cameron in fishing hat 28 JULY~AUGUST 2014

5. Melissa Williams - son, Maurice and his daughter, Aleyssa 6. Angelyn Treutel - South Group team and friends at W.E.

SHARED! 1

1. Tanya Malley - son, Chance at graduation 2. Wilma Fishman - Swinging Starlets 3. Shereen Kostmayer

4. Hannah Bell Silkman - her children 5. Ashley Hamner - son, center

gulfcoastwomanmagazine.com 29

SHARED! 1

4 5

6 7

1. Becky Finch - granddaughter and daughter 2. Melinda Walters - graduate Gabriel Williams 3. Lola Hernandez - softball teammates 4. Rebecca Fandal - son, Brandon, center, with friends Breezy and Hannah 30 JULY~AUGUST 2014

5. Cathy Tims - husband Ken at retirement 6. Jaimee Dorris - Kaytlin Dorris at graduation 7. Jessica Williams - son, Jude 8. Trevor Sowers - son, William Chen

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1. Kim Fritz - friends at party 2. Hancock Chamber - Kerri and Jessie Loya, Tourism Persons of the Year 3. Shelley Hanson - with friends at Gulfport Music Festival

4. Rebecca Fandal - MS Hurricanes at state tourney 5. Hancock Chamber - Tish Williams and Jane Alford

gulfcoastwomanmagazine.com 31

IMPACT 2014 >> A call to action Volunteers sought

A communitywide Adopt A Grandparent Day is being planned on Sept. 6, the day before the national holiday of the same name. Volunteers are needed to visit the elderly in South Mississippi nursing homes and senior living facilities. Many seniors, particularly those in nursing homes, feel lonely and isolated, says Lee Rogers, the event organizer. Rogers and his wife, Kathy, operate two Gulfport businesses, Rogers Insurance and Marston Rogers Group. The National Center for Health Statistics

says 50 percent of nursing home residents have no close relatives and 46 percent have no living children. “There is a real need here,” Rogers says. “Our elders have made many sacrifices for their children, employers and community, and they should be honored for that.” Rogers says this point hit home with him as he began to include his father, Keith, in company events celebrating Rogers Insurance’s 40th year in 2014. “I feel so blessed to have my dad still living. His values are a legacy to the business and our family.”

WHEN: For one hour, either 10 a.m. or 3 p.m., on Saturday, Sept. 6. WHERE: Nursing homes and senior living facilities in Harrison, Hancock and Jackson counties WHAT’S INVOLVED: Volunteers will spend one hour interacting (talking, playing games, etc.) with seniors. SIGN UP: www.Marstonrogers.com or at United Way’s Volunteer Center, volunteerunitedwaysmorg, through Interfaith Partnerships. MORE INFO: Call Kate at (228) 832-9313.

Biloxi Main Street Biloxi Main Street continues it’s highly successful “Drive-in Movie” Series on the Town Green on Saturday July 12, 2014 feature showing “The Pirates”. The festivities begin at 6:00 pm with the door prizes, contest and lots of FAMILY fun. The Beau Rivage Casino & Resort along with City of Biloxi Parks and Recreation Department Co-Sponsors of the event in conjunction with Parks and Recreation Month. Fun pirate activities featuring giant water slide along with door prizes. Wear your favorite Pirate Costume for a prize! The movie will be shown at dark. The movie will be shown on the Biloxi Town Green, located on HWY 90 between Lameuse and Main Streets across from the Hard Rock Casino. Admission is one can of food or laundry detergent for the Salvation Army, so grab the blankets and lawn chairs and bring the whole family. Biloxi Main Street is a volunteer driven organization dedicated to the revitalization of downtown Biloxi. For more information contact Kay Carter 435-6339 or email kmillercarter@biloxi.ms.us or visit the Biloxi Main Street web site at www.mainstreetbiloxi.com.

United Way for Jackson & George Counties United Way for Jackson & George Counties is a non-profit organization whose mission is, “To increase the organized capacity of people to care for one another.” That mission is carried out every day in the programs and partnerships we have built, whether through assistance in childcare, help with medications or even mental health assistance. We support 21 local agencies and programs through the communities’ donations and we continue to assess what unmet needs there are in our area and how we can help to fulfill those needs.

Carolyn E. Moore, CEO

Each year we hold a campaign in order to raise awareness and funding to ensure that our agencies can continue to offer a hand up to those in need. The campaign officially kicks off on July 1 each year. Over 80 businesses in the Jackson and George county area generously donate to our United Way through many forms, including workplace campaigns, corporate donation or corporate sponsorship. If you work for a company in the Jackson or George county area and would like to get involved, please contact us. There are so many ways to give back to your community and your support is needed. Through United Way, you can give money, you can use your voice to advocate or you can volunteer your time. No matter how you decide to give, we can all do our part to LIVE UNITED. 3510 Magnolia St. Pascagoula, MS 39567

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6 tips for adults considering college Since I’m 57 years old, most of my college classmates could technically be my grandchildren. Yet, apparently I have lots of company. According the American Council on Education (www.acenet.edu), adult learners now make up an astonishing 40 percent of people attending college. By ELLIS ANDERSON Older adults enrolled in college are usually called “nontraditional” students and we attend for a variety of reasons. While most are seeking career advancement or new job skills, some are embracing continuing education as a way to stimulate their minds. Others are pursuing passions that jobs or parenthood pushed to the back burner. A few, like me, want the satisfaction of getting a degree they began pursuing earlier in life. In my case, I impulsively quit college in 1978, only a few months before obtaining my degree. Over the next three decades, I never found time or money to return to school.

1. DO YOUR HOMEWORK:

Make a list of potential college choices and explore their adult-education programs online. Don’t be deterred by distance. If you have previous credits from a college, start there. Some colleges with adult degree programs have admissions recruiters. Make a list of questions and then schedule an appointment in person or by phone.

2. FIND WAYS TO GET FINANCIAL ASSISTANCE:

The college financial-aid office is a great place to start your search for assistance before you consider taking out loans. The adult education department at my college offered a program that saved me thousands of dollars. Other national online resources are available, like Scholarships For Women, which has a special section especially for older women listing several financial-aid possibilities (http://www.scholarshipsforwomen. net/older-students/). If you’re continuing your education solely for a bigger paycheck, do your own cost analysis before borrowing money. You don’t want to be paying off college loans with Social Security checks!

3. LEVERAGE YOUR EXPERIENCE:

Many schools offer class credit for your career and/or military experience. It’s called Prior Learning Assessment (PLA). In some cases, you can take college level tests (like the CLEP – College Level Examination Program). At certain schools, you’ll also be able submit a “portfolio” for college credit consideration. In a portfolio, you’ll detail your work experience and pull together evidence of your mastery of a subject. Expect to submit work samples, certificates of training or letters of recommendation. It’s not an easy or a fast process, but it can save hundreds of hours and thousands of dollars. You can also learn more at www.acenet.edu.

I reasoned that I did well enough without it — owning and operating two different and fulfilling businesses. Yet, in the background lurked the niggling sense that an important life milestone hadn’t been reached. Last year, a college friend suggested that I look into “distance learning” classes. After a few phone calls, I drove to Nashville and met with advisors at my former college. I was thrilled to discover that I could finally complete my degree online. A financial-aid program designed to encourage returning students made the idea both affordable and irresistible. I began classes in January 2014. By August this year, I hope to have my degree in hand. The past months have been challenging and exciting and sometimes downright scary as I’ve juggled my studies, my business and my family. Would I do it again? Absolutely. Here are a few things I learned along the way — outside the virtual classroom.

4. ATTEND TOP SCHOOLS FOR FREE:

If you’re looking to learn for self-improvement, and obtaining a degree isn’t important, the Internet offers an incredible array of free classes in every imaginable subject. Explore Coursera (coursera.org) or I-Tunes U. Sometimes classes offer certificates of “official recognition” (imagine hanging a certificate from Yale or Duke on your office wall). In some cases, college credit can also be earned.

5. KNOW THERE’S NEVER A PERFECT TIME:

Don’t wait for circumstances to align perfectly before you begin — because they’re probably won’t. An honest assessment of how you spend each day will probably reveal several hours you can redirect toward studies. For instance, consider a Facebook fast or swapping out television time for study time. After a few days of a healthy diet, your brain won’t miss the “junk food.”

6. REALIZE AGE IS AN ADVANTAGE:

Research shows that adult students make better grades and graduate at a much higher rate than young students (80 percent compared to 50 percent). As a mature adult, choices like studying versus partying at a frat house are pretty easy. Our lives aren’t nearly as dramatic either, giving us lots of energy to redirect in positive ways. As an adult, you’ll also be entering college with an irreplaceable asset — your life experience. Combining education and experience is a sure-fire recipe for success. So get cooking!

www.gulfcoastwomanmagazine.com 33

MOM’S THE WORD

Keep your cool for back to school It’s that time of year again: Back to school. This year, I have one child in third grade, one child in kindergarten and one child beginning preschool. I must admit it is a bittersweet season. As excited as I am for them, I will miss them during the school day. For the first time in almost nine years, I will be at home without a child during the day. Oh, I need a tissue now! Getting prepared for back to school can be hectic, but stay calm, mom, and be prepared. INCORPORATE A SCHOOL-LIKE SCHEDULE About two weeks before school starts, start a schedule that mimics a school day. Start by having the kids go to bed and wake up at regular school times. Then incorporate other get-ready-for-school steps and check to make sure everything is done for the morning. This is something my parents did with me and my siblings, and it helped me have more energy the first few weeks of school. Getting in the routine helps me to be a better prepared and less stressed mom. Taking a little time for a couple weeks will make you feel like a beginning of the school year pro. ORIENTATION, ORIENTATION, ORIENTATION Most schools offer an orientation at the beginning of the year. Take advantage of it and take your child with you. It’s important, even if your child is past kindergarten. Orientation gives you and your child a chance to meet the teacher. You will most likely have an opportunity to meet the principal

and assistant principal as well. My children’s school has a Kindergarten Round-Up. The two half days allows children to become oriented, meet their classmates and, hopefully, bond with their teacher. At orientation, make a good first impression. Take a few extra minutes to get ready before orientation. Trust me, I understand what it is like trying to take a few extra minutes for yourself with your children with you, but it will be worth it. Let the teacher know you are willing to volunteer in the classroom, if it is something you can do. If you cannot volunteer in the classroom, let the teacher know that you would be willing to help throughout the year in some other way. SCHOOL SUPPLIES It still excites me to see school supplies this time of year; it indicates a fresh start to me. However, if you wonder how in the world you are going to find everything on the school supply list, have no fear. There are ways to do this without a lot of

See KEEP YOUR COOL on page 52.

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TOP

Design Décor

Plan before you

SPLASH

Bathroom makeover requires homework By NATHANIEL HUCKINS

hen starting any remodeling project, especially in a bathroom, you need to have a good plan: The look desired, functionality required and budget afforded. A bathroom makeover is no small undertaking, so you should be sure you do your homework before starting. A good place to start is on Houzz, which is a very easy-to-use website/ app that allows you to see thousands of completed projects. Save the styles and ideas you like to show your contractor. The contractor can then discuss the costs and practicality of what you have chosen.

The budget Laying out a budget early in the design phase of your project can save a lot of time and hassle. Having a budget provides guidelines for choosing materials and finishes. A basic bathroom (new tub, tile surround, vanity, flooring, toilet, granite countertops) can typically cost $13,000, according to regional studies. Remodeling a full master bathroom (tile shower, Jacuzzi tub, tile flooring, upgraded vanity and sinks) averages $30,000. The flooring Tile is king when it comes to floor surfaces in bathrooms. It’s durable and easy to clean. The most cost-effective tile is ceramic. The most durable is porcelain. Porcelain has come a long way over the years; in most cases you can’t tell the difference between porcelain and real stone. It is 36

JULY~AUGUST 2014

the go-to choice for mid-to higher-priced remodeling projects. Of course, there is always natural stone, which includes travertine, marble and granite. Natural stone has a beauty that can’t be matched by manmade products. The trends Because of the real estate market has slowed, more people are choosing to remodel rather than purchase a newer home. The master bathroom is one of the top remodeling requests. Customers are asking for large custom showers with multiple showerheads, frameless shower doors and upgraded countertops. Linear tile drains and glass mosaic tile are two of the hottest new trends. The linear drains allow for different types of shower-floor designs

The contractor Bathroom remodeling requires an acute attention to detail. Find a contractor who specializes in this type of remodeling job to avoid possible issues. Make sure the contractor is licensed. City permits for pluming and electrical work should be obtained. Also make sure the contractor is insured. If your contractor has an accident, you don’t want your homeowner’s policy to have to cover the expenses. The contract

Get a signed contract with a detailed scope of work and clear financial schedule. This can save you a lot of headache and hassle, and it also helps to hold contractor to the plan.

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available at

Photographs courtesy of Nathaniel Huckins

Huckins operates N Huckins Construction of Gulfport. Reach him at (228) 224-4122 or info@huckinsconstruction.com.

9434 Three Rivers Road Gulfport, MS 39503 (228) 864-5969 PAINT & DECORATING Fax (228) 864-5973 RESIDENTIAL • COMMERCIAL • INDUSTRIAL • FLOORING

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1912 21st Ave, Gulfport, MS 39501 (228) 243-3271 www.facebook.com/pages/ John-D-Folding-Associates/ 219839152853 Event planning • Weddings • Interior design • Staging

Audubon Lake Boulevard Gulfport, MS 39503 (228) 547-1042 sales@myelliotthome.com www.myelliotthome.com www.facebook.com/ ElliottHomesLLC Custom homes • Affordable luxury • Superior construction

3040 Suzanne Drive D’Iberville, MS 39540 228-282-3463 www.facebook.com/ Brandiedesigns www.dreamingandscheming blog.com Farmhouse Tables • Tables • Home Staging • Interior Design

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Lûxe Furniture & Design

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Fritz Development, LLC

P.O. Box 407 Ocean Springs, MS 39566 (228) 872-5724 www.fritzhomes.com Custom homes • Design • Construction • Decorating

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John D. Folding & Associates 1912 21st Ave, Gulfport, MS 39501 (228) 243-3271 www.facebook.com/pages/ John-D-Folding-Associates/ 219839152853 Event planning • Weddings • Interior design • Staging

D. Batia Interiors LLC, dba Merchiston Hall Galleries 2400 Pass Road, Biloxi, MS 39531 228-385-2677 www.facebook.com/ merchistonhallgalleries www.merchistonhall.com

Negrotto’s Gallery & Custom Framing 2645 Executive Place, Biloxi, MS 39531 (228) 388-8822 www.negrottosgallery.com Art • Jewelry • Pottery • Framing

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558 East Second Street • Pass Christian - Beautiful older home in the heart of Pass Christian- lots of charm throughout! Large Living Room/ Dining Room combo area that opens to the large sunroom overlooking the courtyard. Beautiful hardwood floors, crown molding, 2 fireplaces, private office that could be 3rd bedroom. Lots of French doors across the entire front of the home opening to the front porch. Walking distance to the beach, park and downtown Pass Christian. Listed at $359,500. MLS# 276160

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When you are thinking about hosting an event — be that an employee picnic, company Holiday event or a simple dinner party, there’s no doubt about it, you are out to impress your guests. There’s no better way to impress than by having your event designed and executed by the team at John D. Folding & Associates. Planning an event is more than just checking off a list of logical steps: • Got the caterer - check • Got the entertainment - check • Got the venue - check For your event to meet your goals, be they impressing a new client or strictly throwing a fun bash for your friends, every detail should be addressed. One of those details — and we believe the key ingredient for any successful event — is to choose the right person to help you design your event. So what would an event designer help you do? A great event designer helps you keep your focus on the theme and ultimate goals and objectives of the event. You want to have your guests leaving the party wondering what you’re going to come up with next! And of course, our white glove service guarantees you will absolutely satisfied.

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Standing in the Rain : How I survived my husband’s affair {Part 1 }

This South Mississippi woman decided to share her journey to healing with other women who may be struggling with infidelity in their marriage. She offers her story to help others. n September 2007, I heard the words no wife wants to hear from her husband: “I’ve been having an affair.” I cannot begin to adequately express the devastation those words brought into my life. My life and heart were shattered instantly, and from that day forward, my life would never be the same. There were so many emotions that washed over me that day and in the months to come: anger, hurt, profound sadness, depression, desperation, rejection, hate, fear, uncertainty, insecurity, loneliness, disappointment and immense pain. At first, I was in shock, numb from the sting of my husband’s confession. In time, I gradually began to get past the shock and numbness, and that is when the other emotions began to come in full force, one after another, like a series of tidal waves. During the days and weeks that came afterward, I was so enveloped by the pain that there were days when getting out of bed was hard. I felt like a large piece of my heart had died, and the pain of my husband’s betrayal was agonizing. I had to keep living. Actually, it was more like existing. I just tried to survive, hour by hour, day by day. The weight of my husband’s treacherous act hung on me so heavily that at times I could hardly breathe. Living was so excruciating, and I begged God for a way out. There were times when the pain was so consuming that I contemplated suicide. I just wanted the pain to end. Those were dark, lonely, tiring days. The storm was raging, the winds were blowing harder than they had ever blown, and the rain was coming down so thickly that I could not see. When a spouse commits adultery, it is the ultimate betrayal. Trust is destroyed; dreams are shattered. Everything you have poured into your marriage dies. Hope fades fast. The whole foundation of your life is shaken to

JULY~AUGUST

the core, and you are left to wonder if your life can ever be rebuilt. Your self-esteem is seriously damaged as you wrestle with feelings that somehow the whole ugly ordeal is your fault. You have experienced the most severe form of rejection, and you feel ugly, unlovable, unwanted and worthless. Your mind keeps reminding you of the betrayal, and you struggle against vivid images and torturous thoughts of your husband with the other woman. Over and over they come, unrelenting; the nagging little thoughts that threaten to take your sanity. It seems as if the images and thoughts will never end. I know it seems hard to believe, but the images begin to fade little by little. The nagging thoughts come less frequently. The pain begins to subside. You don’t feel the emotions as intensely anymore. Slowly, you are beginning to live again. You are daring to hope again. You are desperate to trust again. Gradually, you are healing. It is possible. I have been there. No, it is not easy. It is hard work that demands much commitment, and it takes a lot of time, but it can happen. Here are some things you can do in order to heal and move forward with your life: Realize that your husband’s affair is not your fault! Yes, you have made mistakes as a wife; we all have. No matter what you may have or have not said or done, there is never a good reason for cheating on a spouse. Never. You are a beautiful, worthwhile and valuable woman because God says you are. Your worth is not in how your husband treats you or what he says about you and to you. God made you just the way you are, and He makes no mistakes. You are in no way inadequate, or lacking, or not good enough, pretty enough or smart enough. The list goes on.

Never let your husband nor anyone else subtly imply or outright tell you that his affair was your fault. Do not accept the blame for his actions. You are the innocent one, regardless of what you may have done. Allow yourself time to grieve When your spouse has an affair, an enormous trauma is thrust upon you. It is by far one of the most devastating things that can happen to a person. I know that a part of me died the day my husband made his confession. I had so many hopes and dreams for my marriage, and it felt like those things died right along with me. The man I married was not the man I was now confronting. My belief and faith in him died that day, also. Anger, shock, numbness and sadness are all emotions common to grief. You will experience these feelings with great intensity in the months after you learn of your spouse’s infidelity. In your anger, you may feel like you cannot ever trust your husband again, that your marriage is utterly destroyed, and that divorce is your only option. It is very important that you give yourself some time to get past the initial shock and numbness, as well as the intense anger and sadness, before you make a decision about your marriage. Often, when we make decisions out of strong emotions, we come to regret our choices. In the first three to six months after learning of your husband’s adultery, you will have many thoughts and emotions to process and work through. It will take a few months to really be able to deal with your thoughts and feelings with any amount of clarity and perspective. Once the numbness and shock begin to fade and once you are able to think about the situation without anger and pain ruling your emotions, then you will be able to start making the tough choices about your marriage. Read PART 2 in the next issue.

Braille magazine intended to bring hope, help Brenda Ramsey’s experience as the mother of a child who was blind helped her to see the need for a magazine to help teach braille. Family First Braille Magazine’s first issue was released in May. “The magazine provides resources and inspiration for people with visual impairments and their families,” Ramsey says. “Each issue of the magazine contains a braille tutorial. I wanted to show people that braille is not frightening and it is not difficult to learn. There are also craft ideas and other projects for families to work on together.” The Biloxian has distributed the magazine to parents of children with visual impairments, professionals and volunteers. Ramsey’s son, Tyler, was born blind in 1998 from retinopathy of prematurity, which is abnormal blood vessel development in the retina of the eye.” He had other health problems as well and passed away in 2005,” Ramsey says. “It was a very difficult time for our family. I saw other families struggling also, and I wanted to do something to help. I started Family First Braille in 2011, and added Family First Braille Magazine to the products and services I offer.” Ramsey has gained strength to overcome through the years by remembering her grandmother, Doris James, who passed away in 2010.

Evelyn Ford

REALTOR 228-697-6641 - Direct Evelyn@EvelynFord.com www.EvelynFord.com

My mission is to provide impeccable service ... through skill set and dedicaton!

Home & Lake - Cape cod style home on 1.8 acres; 4 beds, 3 baths; Peaceful and quiet neighborhood, includes partial ownership of the 24 ac Landon Lake; Covered front porch with rocking chairs; Gorgeous tray ceilings in family room; Huge workshop w/bathroom, Efficiency apartment upstairs w/kitchen and full bath; W. Harrison County. Price $289,000

“She was the oldest of 10 children, and the family did not have many resources,” Ramsey recalls. “She married at 15 years old, and had an eighth-grade education. She was widowed with four children at the age of 40. She earned her GED and an associate’s degree at the community college, and then found a job to support her family. She walked four miles a day and was in excellent health until the last three weeks of her life.” A phrase she often spoke inspires Ramsey: “ ‘You can always do what you have to.’ ” While it may not be grammatically perfect, it is certainly accurate. Her words definitely helped me when I found out I would be raising a child who was blind. I felt like I couldn’t do it, because I didn’t know how. But I had to do it, and, sure enough, I could.” Ramsey hopes her magazine will send a similar positive message to other families dealing with sight impairment. “If you have to learn braille, you can do it. If you have to adjust to visual impairment, you can do it,” she says. GET A COPY Family First Braille Magazine is free and is published quarterly, in May, August, November and February. To receive a copy, email your request to BrendaRamsey@ familyfirstbraille.com.

GULFPORT

BILOXI

832 Woodward - A REAL GEM! Wonderful primary residence or second home. Walking distance to beach. Old fashioned neighborhood feel. Completely renovated w/neutral colors beautifully updated eat-in kitchen w/dining area updated bathrooms. Screened porch, deck, & brick patio. Fenced w/ storage shed.

2317 Sunkist CC Rd. - Awesome Millwork in the Randy Cofield built home. All the upgrades including extensive millwork, triple crown molding, granite countertops, custom built-ins in great room, designer colors, brick and hardwood flooring. Fabulous split bedroom plan. Easy access to Keesler, Casinos, schools, I-10.

GULFPORT

53 53rd St. - Family home in the HEART OF BAYOU VIEW 2 living areas, original hard wood flooring . Wonderful, large corner lot with alley access. Needs TLC to make it your own. No Katrina damage or flooding. Blue Ribbon Schools. Easy access to school, church, retail, Pass Rd & I-10.

4709 Kendall Ave. - Heart of Bayou View! Spacious family home. Original hardwood floors. Multiple living areas. Double car carport. Fenced yard w/fruit trees and deck - additional HAV/AC single car garageplenty of room for expansion. Huge lot. Rear alley access.

Doris Randall Beautifully Designed - Arched walkways in open living areas. 3 beds, 2baths, Gourmet kitchen, extended granite counter-tops; Remodeled interior is breathtaking! Eff. Age 4; Long Beach. Price $129,900

Home Sweet Home - Front circular driveway and covered front porch, Kitchen has huge bay window in breakfast area! Florida room is light & airy, 24’x12’ . Brick fireplace in Den. Long Beach. Price $182,000

REALTOR 625 Courthouse Rd Gulfport, MS 39507 228-287-1000 - office 228-697-0401 - cell Doris.Randall@coldwellbanker.com

SHOPPING

Amish market

A new conscious choice for Gulfport

By Meaghan Chapman Artigues

ore people are concerned about the origin of their food, hence organic food markets are sprouting all over metro areas. But Sidney Olson noticed that markets offering grass-fed beef, free-range chickens and goat dairy products are scarce in South Mississippi. With his Amish food products and unique inventory, Olson is hoping to provide what he thinks the Gulf Coast still is largely missing out on. Since opening Sidney’s Market Place on Pass Road in Gulfport this year, Olson says “more and more people” are discovering his business and he’s proud to be creating a new healthy option. Olson previously owned a marine supply company for nearly 30 years. The Amish market is his post-retirement passion. He touts his Amish dairy products, which are regularly shipped from Wisconsin, Illinois, Ohio and Pennsylvania, as having no additives or preservatives. The grass-fed beef come from cows fed only high protein non-genetically modified grain and grass. “People are becoming aware and conscious of what they eat,” he says. “You can absolutely tell the difference.” Long Beach resident Betty Rowe is a regular at Sidney’s Market. She shops there weekly to get goat cheese, peach jam and pepper jelly, among other items and says its worth the trip. Sidney’s carries everything from practical cooking ware to locally crafted wood carvings to nautical items and quirky bird houses. And of course, there are organic dairy and meat selections, gluten-

JULY~AUGUST

free products and snacks. Todd Wentworth, a lifelong Gulfport resident, is Olson’s right hand at the market. Though they work hard to fill a niche with their unusual products, he says he enjoys it. “I love working here ... and meeting all the different people who come in.” While curiosity brings residents and tourists alike into the market, Olson says the products keep people coming back. Customers order products to be shipped back home to them in several states. Since he’s often running the register himself, Olson has an opportunity to converse with shoppers about what they’d like to see at Sidney’s.

Sidney’s Market Place Hours: Location: More info:

8 a.m. to 6 p.m. Monday-Saturday; noon-5 p.m. Sunday. 1026 E Pass Road, Gulfport (228) 896-7979 or (228) 326-0232

CAREGIVER GUIDE

When is senior living the best option? As our parents, grandparents or loved ones age, many will need a helping hand perhaps managing multiple medications, preparing meals, or sometimes being in a safer place. Deciding whether or not to By KAREN MORGAN move from a home to a senior living community is never easy. It’s a decision usually based on the individual’s needs and family or friend’s availability to help with the care needed. If you’re finding that you or a loved one are becoming increasingly dependent on others for support, it may be time to see if senior living can help. Ask yourself these questions:

DO YOU OR A LOVED ONE: • Spend most of your/their times alone? • No longer socialize or are showing signs of depression? • Forget to take medications? • Have difficulty doing household chores such as laundry, cleaning and shopping? • Need help with dressing, bathing, or other personal needs? • Express fear of falling or have a history of several falls? • Have difficulty cooking meals or have no desire to prepare meals any longer? • Have a history of numerous hospital stays in the past year? • Require regular assistance from a family member or caregiver? If you answered “yes” to any of these questions, it may be time to see if senior living can help. SOME BENEFITS TO SENIOR LIVING: • Three nutritious, meals prepared each day. • Medication management. • Housekeeping and laundry. • Transportation to shopping, doctor’s appointments, banking and outings. • Social, recreation and educational activities.

Senior living can offer an individual or a couple, a rich, rewarding and independent life. Karen Morgan is community relations director at Emeritus Senior Living. Reach her at Biloxi-CRD@emeritus.com.

2336 Bayou View Cir - Luxurious custom built home located on a double lot in the heart of an upscale golfing community. Home features beautifully stained concrete flooring, separate master suite, surveillance system, screened in patio/porch, detached workshop, and so much more. This hidden treasure is truly a must see!! $265,000

3201 Shell Landing, Gautier, MS This home has it all! Elegant mahogany and beveled glass doors open to the stunning brick floors, rich custom cabinetry in this exceptional French Country home. Chef’s delight kitchen with over-sized island, extensive crown molding and features hand-painted art work. $365,000

12 Beautiful Lots Listed in the Shell Landing Subdivision-Gautier Prices starting at $29,000

10732 E Bay Tree Dr., Gulfport, MS This cute 3br 2ba has tile floors throughout. Big back yard with a privacy fence, and patio. A few personal touches and this will be an awesome first home, or investment property. This is a must see! Price just reduced to $87,000

www.ListSellandbeMerry.com Merry Gutierrez

REALTOR 2003 Bienville Blvd. Ocean Springs, MS 39564 228-875-1098 - office Merry.Gutierrez@coldwellbanker.com

“Results That Will Move You!”

OUTERGLOW

Top 10 makeup mistakes And how to avoid them

No. 1 ~ Not grooming or filling in your eyebrows. By MALLORY FITZGERALD

No. 4 MAC Fix+

Urban Decay all nighter Setting spray

Evian facial spray

No. 8

This is a common mistake I see with many women. Your eyebrows frame your eyes, and they can actually change the shape of your face. Brows should be trimmed, groomed and, if needed, filled in lightly with a proper color. The flip side of this is a problem with over tweezing. A big no-no! It’s better to have extra hair to shape your brows than barely any at all. Ask a professional to give you a lesson on perfecting your brows. It doesn’t need to be complicated; even plucking those stray hairs is a step in the right direction!

No. 2 ~ The SPF monster. Have you ever looked at a photo of someone (maybe even of yourself) and noticed their face was glowing super white? Or perhaps just under their eyes was so light it looked like reverse raccoon eyes? This is due to the combination of SPF (specifically zinc-oxide- in makeup) and flash photography. Light reflecting particles in the makeup are catching the light from the camera flash resulting in an otherworldly glow (and not in a good way). One way to avoid this is if you know you’ll be photographed (i.e. at a wedding or event) then opt for a foundation, concealer and powder sans SPF. No. 3 ~ Not utilizing a

proper skincare regimen.

Urban Decay Eyeshadow Primer Potion

JULY~AUGUST 2014

Do you have problems with oily or dry skin? How about texture? Large pores? Or fine lines developing earlier than you think they should around your eyes? These are issues we all deal with, but not using proper skincare exacerbates your issues. Every single woman from 14 to 94 should be

using an exfoliator 1-2 times a week, face wash and moisturizer every morning and night, and an eye cream. What types of these products you need depends on your specific skin type and skin issues. Take this advice and you will see a huge difference in your skin.

No. 4 ~ Over-powdering. This is a fairly common mistake, and it doesn’t take much to overdo it. If you’ve found yourself in the unfortunate situation of overpowdering, here’s what you do. Take a glycerin, water or setting spray and spritz, about 6 inches away, 3-6 sprays all around the face (evenly and lightly coating your makeup). This instantly brings your skin back to life without compromising the coverage you’ve built up. Great sprays to use are MAC Fix +, Urban Decay All Nighter Setting Spray, or plain old Evian Facial Spray. No. 5 ~ Using a cheap prim-

er or no primer at all.

Foundation primer has multiple benefits. It smoothes the surface of the skin, gives the foundation a great base to hold it on and extend your foundations wear by hours more, and can also control oil and shine. It’s one of the coolest things since sliced bread; really. But if you’re using a particularly cheap primer, it can actually create a slipping effect where it repels your foundation and creates a shiny, unhealthy look to the skin. If you can find and purchase the right primer for you, it is so worth it.

No. 6 ~ Mismatched foundation. Think about this: If

you can’t try before you buy, do you think that foundation is something you should be

investing in? The answer is no. Also, don’t color test on your hand or wrist thinking you can get a proper match. This is what usually leads to mismatched foundation. Match to your neck and chest area, and always try it on your face before you buy it. The shade should blend in seamlessly with your skin.

No. 7 ~ Too much blush/ incorrectly applied blush.

Too much blush can be overwhelming. Blush should be a soft wash of color blended over the apples of the cheeks, a little bit at a time. Slowly build the product until it mimics a slight flush. Never take your blush all the way back to the hairline; it looks fake and completely overdone. If you feel you may have overdone it, you can go back over it with your face powder to tone down the color.

No. 8 ~ Skipping eye primer before eye shadow. Most women underestimate this step. Does it really make a difference? Yes! How many times have you applied your eye shadow and liner in the morning and by lunch time, it’s all a jumble, bunching up into the crease of your eyelid? The answer to all of your eyelid woes lies in a simple, good quality eye primer before you apply your eye makeup. This is hands down a product that every woman should own.

No. 9 ~ Not cleaning your makeup brushes. This can

cause a slew of problems, first being the amount of bacteria that will build up in your brush and cause breakouts on your face. Also, your makeup may start to look strange, dirty, different or off. You

See MAKEUPMISTAKES on page 52.

WISDOM TALKS

Love yourself! God created women, and somewhere in that monumental moment of creation and time, I think He must have said, “And thou shalt multitask!” We are mothers, daughters, businesswomen, bankers, entrepreneurs, sales associates, teachers, preachers, housekeepers, professionals and neighbors. The By NANCY SLEGER list goes on. In every area of our relationships, both professionally and personally, we are often called upon to dole out wisdom as currency. However, when it comes time to make a withdrawal from the account of our own soul, we find we have insufficient funds. Women are by nature nurturing and are caretakers. We normally serve out of creation, purpose, gifting, design and (hopefully) love. God has made and equipped us with discernment and a unique measure of wisdom. What is wisdom? It is knowledge that is gained by having many experiences in life. It also is the natural ability to understand things that most other people cannot understand. Wisdom is knowledge of what is proper or reasonable. It is a good sense of judgment. What I have noticed from my own experience is that in our capacity to function and serve our families, church, communities, government and jobs, women often forget or deprive ourselves of the need for nurturing our own soul. I think of the scripture found in Mark 12:31 where Jesus said, “Love your neighbor as yourself.” This is such a profound, and yet such a simple message. I think as women, we have the first part of the scripture down, but we forget the second part: “Love yourself.” I am finding the importance of, and learning how to love myself. This is wisdom. Nurture yourself, nurture the gifts within you, meditate, and maybe find a hobby. Someone once said that a hobby is unique to one’s inner passions. It may be reading, painting, quilting or kayaking. Who knows? But that’s the beauty of it. Discover your inner passions and that will lead to fulfillment in many areas of your life. Take a stroll, enjoy yourself and, yes, even love yourself. Let go of the negatives and the things that are out of your control, and above all, make regular deposits into the account of your own soul. Nancy Sleger and her husband, Bill, are pastors of Gulf Coast Community Church in Gulfport. She may be reached at nancysleger@gmail.com.

Event

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salon bleu Hair Salon

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DOWN TIME

Fall is a beautiful

season for travel

By RAE ANNE RYAN

all can be the most visually beautiful of all the seasons. Clear skies and cooler weather signal the perfect time for a road trip. Considering that only a day’s drive to the northeast will put you into the Great Smoky Mountains National Park, what are you waiting for? Gatlinburg and Pigeon Forge offer all the typical tourist attractions including live shows like Dixie Stampede and Black Bear Jamboree. But if you want natural beauty, there’s plenty. Among the top must-see spots inside the park include Cades Cove and Laurel Falls. There are a variety of options on accommodations: RV parks and camp grounds, log cabins and chalets to rent, as well as motels and inns in the towns and cities on the outskirts of the park. Restaurants are plentiful throughout the region with many locally owned eateries offering traditional Southern cooking to make you feel right at home. Savannah is another destination I think is best in the fall. Lower humidity and cooler temperatures call for a jazz festival, film festival and other delightful outdoor experiences. Beautiful architecture and more of that Southern comfort food will help you decide that you really need to

stay a little bit longer. What about taking the train up to Charleston for the day or maybe two? For about $26 each way, you can board the train in Savannah at 8:20 a.m. and be in Charleston by 10 a.m. Quaint Charleston ranks No. 1 for its notable historic neighborhoods and antique shops. The evening train departs Charleston about 7:30 p.m. and your back in Savannah by 9:30. Just in case you’ve already “been there and done that,” let’s leave the driving to someone else and travel a bit farther. There are some wonderful low air fares to the East Coast and the West Coast when you plan ahead with a three- or four-week advance purchase. New York, Boston and Philadelphia are terrific cities to visit in the fall of the year. Low fares to San Francisco for visits to Napa and Sonoma are delightful off-peak when the tourists are gone. And what about the rugged coast of the Pacific Northwest? From Seattle, you can catch a ferry to an island of piney woods and your romantic bed and breakfast with a crackling fire to warm the evening chill. Fall will become your favorite time of the year to travel. Rae Anne Ryan, CTC, is president/owner of Travel Affiliates in Gulfport. Reach her at (228) 604-0070 or raeanne@travelaffiliates.com.

46 JULY~AUGUST 2014

HEALTHY YOU

Tips for treating pain the natural way By JANET PATTISON, HHC

Pain comes in all shapes and sizes. Pain, both emotional and physical, can slow us down or stop us in our tracks. Some pain is acute, and other is chronic and becomes part of our lives. Acute pain from a sudden injury is hard to manage. Here some alternative ways to treat acute pain that do not require lots of heavy medication. These are all part of basic first aid and can tide you over until you can seek medical attention. These suggestions are not intended to be a substitute for professional medical advice, diagnosis or treatment. Acute pain

Ice: Sprain an ankle or get a large bruise? Ice controls swelling and eases the pain by numbing the area. Heat: Get a back strain or other time of muscle cramps? Heat helps to bring blood to that area of the body to help with pain. Elevation and compress: With a break, strain or sprain, elevating the limb helps with pain by keeping the swelling in check. Wrapping a strained joint, applying ice and elevating it can reduce pain and speed healing.

Chronic pain

Most chronic pain in the body has a root cause of inflammation. Many times, pain can be reduced and eliminated by not consuming foods and drinks that cause inflammation (proteins you may be allergic to, artificial sugars, colors and preservatives and toxins like dyes and pesticides) and adding some of the natural remedies found below. Turmeric: This spice is widely used in the Mediterranean and Indian dishes and is scientifically shown to reduce inflammation in the entire body. You can get turmeric powder in the grocery store or in capsules at a health food store. You can even get an extract called curcumin, which is the part of the tumeric that targets inflammation. Start with 4 capsules (2 teaspoon) and add more if pain persists. Apple cider vinegar: A daily dose of this vinegar is shown to work wonders on arthritis pain and joint pain. You can mix a teaspoon in water or just have 1-2 teaspoons as your salad dressing. Mix it with a little oil and turmeric, and you have a great zesty dressing. Fish oil: Filled with good Omega-3 fatty acids, this supplement works well to reduce inflammation and rid your body of fat-soluble toxins. Other positive side effects are increase mental clarity and reduced blood pressure. Essential oils: Basil and cypress are two essential oils that work well to relieve chronic joint pain and stress. For muscle pain, wintergreen, camphor and peppermint work well to give you that “icy hot” feeling and works well on sensitive skin.

Acupuncture

Lastly, acupuncture is a great way to manage acute and chronic pain. Acupuncture can redirect and block pain from an area. It can also speed healing by increasing blood flow to an area of the body. The Air Force now uses acupuncture on wounded warriors as they are flown for medical treatment in war zones. Morphine and other strong drugs that are hard to manage, no longer have to be used.

Joseph Sam Owen, Jr., M.D. joins Coast Cardiovascular Consultants, P.L.L.C.

´b | +8 Èb V ±¡V ¡ ¡V |8´ bY ¼|b bY O8 staff of Coast Cardiovascular Consultants. He received | ´ bY O8 Ybt±bb n± ¼|b - Çb±´ ¼Ê n ´´ ´´ bY O8 b ¼b± È|b±b |b 8 ´ O b¼bY 8 ±b´ Yb OÊ internal medicine. Dr. Owen completed a fellowship in electrophysiology at the University of Florida Academic Health Center and a cardiovascular fellowship at Ochsner Heart and Vascular Institute. He is board certified in internal medicine, cardiovascular disease and cardiac Joseph Sam Owen, Jr., M.D. electrophysiology. Dr. Owen has received numerous awards including Cardiology Fellow of the Year and Chief Cardiology Fellow from Ochsner. He is a member of the American College of Cardiology and the Heart Rhythm Society. Dr. Owen specializes in pacemakers, YboF± 8¼ ±´V O8±Y 8O 8F 8¼ ´V 8 Y 8F ± 8 |b8±¼ ±|Ê¼| ´¡ ±¡ Èb ´ ¼|b Ê nÁ ¼ b F 8±Y Ob±¼ obY O8±Y 8O b bO¼± |Ê´ t ´¼ ¼|b ´´ ´´ Á n 8´¼¡ Appointments can be made by calling Coast Cardiovascular Consultants at (228) 392-7429 or (228) 863-8868

Janet Pattison, a health coach, can be reached at janetjpattison@gmail.com or (228) 334-2382. DISCLAIMER: These suggestions are not intended to be a substitute for professional medical advice, diagnosis or treatment.

www.gulfcoastwomanmagazine.com 47

FOOD FOR THOUGHT

Try a sweet-potato hummus By ANDREA YEAGER

Middle Eastern food ranks as one of my family’s favorites. My 2-year-old granddaughter loves hummus with or without pita chips or pita bread and has been known to get a big fingerful. Most hummus is made with chickpeas or garbanzo beans, but I found a Betty Crocker recipe that has become a go-to one. It’s made with sweet potatoes, which Coast farmers grow so well, and, yes, chickpeas. Sweet-potato hummus has more power and fiber and a touch of sweetness. I like to keep a container of hummus in the fridge at all times since it is a low-fat, healthy snack. If I can get my granddaughter to eat vegetables by making hummus, I certainly will. An essential ingredient of hummus, tahini, is a bit pricy, but the recipe calls for only one-fourth cup. Tahini should be

kept in the fridge after opening. It can be found at most Coast supermarkets or in Middle Eastern markets. This dish can be served as an appetizer, a spread on quick-fix gyros or a snack. I usually serve it with gyros and pita bread along with tzatziki, a cool dip or sauce made with yogurt and fresh cucumbers. If you’re looking for something fresh and new and low fat, give this Middle Eastern meal a try. The hummus does need to be made in advance, a couple of hours or so, to let the flavors marry, but you can’t miss with a Betty Crocker recipe. The gyros are my own creation. It’s a cool meal for these still hot days.

SWEET POTATO HUMMUS 1 large sweet potato (12-14 ounces) 1 can (15 ounces) chickpeas, drained and rinsed 1/4 cup tahini (could use almond butter as a substitute) 1/4 cup fresh lemon juice 3 tablespoons extra-virgin olive oil 1 small garlic clove, halved 1 1/2 teaspoons fine sea salt 2 teaspoons smoked paprika 1 teaspoon ground coriander 1 teaspoon ground cumin

TOPPING: 1/4 coarsely chopped toasted blanched almonds 2 tablespoons coarsely chopped finely Italian flat-leaf parsley 1 tablespoon extra-virgin olive oil Pierce skin of sweet potato with fork. Microwave on high 6 to 8 minutes or until tender. Let cool 1 minutes or until cool enough to handle. Peel and cut up cooked sweet potato. To make hummus, place cooked sweet potato and remaining hummus ingredients in large food processor. Cover and process until smooth. If needed, add water 1 tablespoon at a time to desired consistency. Cover and chill at least 2 hours to allow flavors to blend. To serve, spoon hummus onto serving platter. Top with almonds, parsley and 1 tablespoon of olive oil. Serve with pita, pita chips or fresh vegetables such as baby carrots and cucumber.

Recipe from Betty Crocker on www.tablespoon.com.

48 may ~ june 2014

Kelly Mask, FNP-C

Board Certified Nurse Practitioner Treatment of Women’s Health Concerns with an emphasis on preventative care and wellness. • Women’s Health Care • Weight Management • Most Acute Medical Concerns • Birth Control • Gynecology TZATZIKI 1 cup plain Greek yogurt 2 teaspoons fresh mint leaves 1-2 cloves of garlic, minced 1 teaspoon sugar 1 cucumber, peeled and chopped

Kelly Mask, FNP-C Board Certified Nurse Practitioner

Main Office

Ocean Springs (228) 818-0025

Squeeze of fresh lemon juice. Place yogurt in mixing bowl and add remaining ingredients. Stir. Can chill or serve immediately.

Quality Care, One Patient at a Time Biloxi Office

2113 Government St., Bldg. I-4

(228) 374-3749

147 Reynoir St., Suite 102

I often spread the sweet potato or regular hummus inside the pita bread before adding the meatballs. I like all the flavors together in one sandwich.

QUICK-FIX GYROS 1 small package frozen Italian-style meatballs Pita bread, warmed Tzatziki, recipe follows Sliced fresh tomatoes Sliced Vidalia or sweet onion

Heat meatballs in a microwave-safe container. Takes only 6-7 minutes on high. Warm pita bread in toaster oven or on griddle. Slice tomatoes and onions. Place 5-6 meatballs in pita half, add sliced tomatoes and onions and top with tzatziki.

Left to Right: Dr. Rector, Max Wade & Dr. Brice

Pediatric Dentists Dedicated To The Oral Health Of Infants, Children, Teens, And Children With Special Needs.

www.gulfcoastwomanmagazine.com. 49

DINING OUT

The Shed, Gulfport, touts award-winning

barbecue

By Philip L. Levin, M.D.

ashboards, defunct refrigerators, license plates, dangling jukebox records. The Shed, Gulfport’s decorations make an eclectic proclamation that “Here is a FUN family place.” Indeed, with blues and country music, toy decorations for kids, and tasty award-winning barbecue, you can’t help but smile from the moment you see the place. The original Shed, opened by Brad Orrison in Ocean Springs, set the theme in 2001. He outfitted the eatery with junk he’d collected while in college. In 2008, The Shed Gulfport opened as the first and currently is the only franchise. The two couples who own it, Dean and Laurie Holleman and Clay and Traci Easterling, have followed the original’s blueprint, what Orrison describes as “The Shed Way. Serving award- winning barbeque in a family atmosphere with live blues, hugging your kids around the fire. It’s an experience. It’s a destination.” Getting fed at the Shed! A trip to The Shed is a trip to wonderland. Ludicrous license plates, porcine porcelain and antique appliances create delightful décor. To add to the creative ambience, The Shed has a tradition of customers signing their names, and writing “The Shed” on dollar bills and stapling these to the ceiling and walls. The Gulfport restaurant is located on Mississippi 53, just a few miles west of U.S. 49. From there, it caters the western half of Harrison County, Hancock County, and into Louisiana. Beth Burdeshaw, The Shed, Gulfport’s, general manager, has worked at the franchise since its opening in 2008, originally as the 50 JULY~AUGUST

catering manager. The Gulfport location follows the same menu as the original Biloxi location, though it has its own identity. Gulfport, for example, mixes country music in with the blues. On July Fourth, it hosted the Gulf Coast Jam with 10 country bands sponsored by Pepsi of Allen Beverages. “Catering and vending is huge in this business,” Burdeshaw says. You can find The Shed, Gulfport, at many local festivals, she adds. The Shed’s national fame kicked off in 2008 when Guy Fieri presented the restaurant in “Diners, Drive-ins, and Dives.” It then won the All American Pork Contest. In 2012, it won 29 International Scovie Awards. One of the highest honors came in May 2013 with achievement of first place in the super bowl of barbeque, the Whole Hog contest in Memphis. The Shed won Best in Whole Hog and Championship Whole Hog. Selena Keyes has been the pit master since the franchise opened in 2008. She creates the magic that brings smiles to the face and satisfaction to the tummy. While pork is the key to barbeque, everyone looks to the sauce for distinction. The Shed’s famous barbeque sauce was created by “Poppa Jack” Jackson, who shared the secret recipe with Orrison. The sauce is so popular it currently sells at more than 5,000 retail establishments across the country. However, if you want some of the specialty sauces, you’ll have to visit The Shed in person. It’s the only place where you can get

the real spicy stuff, like the new Sunset Orange Spicy, which, I can personally promise, delivers to its name. The Shed, Gulfport, gives special care to the military, with a 10 percent discount to military personnel every Thursday and a military honor wall where veterans post memorials. One of its fundraisers is for the Wounded Warriors Project. On Tuesday nights, one child eats free for every adult entrée purchased. Those looking for souvenirs will love the selection of T-shirts, sauce bottles and other Shed memorabilia. Enjoy the live music every Saturday night, the junkadelic artifacts, and best of all, the tastiest award-winning barbeque in the country. Bring an appetite and leave a dollar on the wall.

We Cater The Shed, Gulfport Hours: Monday, closed; Tuesday-Thursday and Sunday, 11 a.m.-9 p.m.; Friday-Saturday, 11 a.m.-10 p.m. Location: 15094 Mills Rd., Gulfport, MS 39503 More info: theshedbbq.com, (228) 832-1147

big time!

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more SHED GPT info? call 228-832-1147 www.gulfcoastwomanmagazine.com 51

TAKE NOTE

Keep your cool Continued from page 34.

Resource guide available Disability Connection has made its MS Gulf Coast Community Resource Guide available to the public. The guide is a 77- page booklet designed to assist individuals and families in finding assistance for food, clothing, employment, health, housing, entertainment, veteran and disability support and other needed resources that provide assistance during times of unemployment or underemployment. A free downloadable copy of the resource guide and additional resource information is located at www. DisabilityConnection.org.

Garden Park to add PTS unit for military Garden Park Medical Center has been approved to implement a nine-bed Post Traumatic Stress and Substance Abuse Wellness Program for active-duty military. Initially, the program will be specific to active-duty military. The treatment plans and referrals will be initiated by the commanding officer and base military personnel, who will subsequently partner with board-certified clinical psychiatrist, former active-duty Air Force psychiatrist and Garden Park’s Medical director of Behavioral Health, Jeremy Owens, M.D. Also on staff is Ralph Burroughs, APRN-BC, a psychiatric nurse practitioner. Garden Park will begin serving patients beginning August 2014. For additional information concerning processes and referrals, please contact Chonne Tyndall at (228) 575-7193.

GCW>>

Submit your news briefs to the editor at dorothywilson@ gulfcoastwomanmagazine.com by July 10.

stress. First, try to spread out your school supply shopping over a period of weeks. Because I have three school supply lists this year, I will wait until things like crayons and markers are on sale closer to the school year. You also can use layaway if the store you shop at offers the service. Some places like Northwood Church and Coastal Women for Change have a school supply giveaway each year to help with basic items. Make sure you look at stores and take ad matches to get the lowest price. Let school supply shopping be a fun experience for you and your children. Savor this time with your child and keep calm. Remember that school is a short time in your child’s life. Treasure it! Ritchey is CEO of the Ritchey household, the mother of three children and wife to Jonathan. Reach her at rebeccaritchey@ymail.com.

Top 10 makeup mistakes Continued from page 44.

can’t properly apply makeup with dirty, makeup-caked tools. Shampoo your brushes at least once every two weeks, cleaning all product out of the hairs and laying them out to dry. You will be glad you did.

No. 10 ~ Eyeliner only applied to your bottom lash line. There’s definitely something to be said about sticking to an approach that works, but this is a rookie mistake. It drags down your eyes making them look droopy and small. If you’re lining the bottom lash line, always line the top as well. If you’d like to master the art of eyeliner or want to find out the best way to line your eyes to compliment the shape, make an appointment with a professional makeup artist or a reputable makeup counter for a lesson. By avoiding these most common mishaps, you can use makeup to flatter and accentuate your unique beauty. You wear the makeup; it doesn’t wear you. Mallory Fitzgerald is a freelance makeup artist on the Mississippi Gulf Coast. She has been a makeup artist and consultant for magazines and cover models and participated in fashion weeks and runway shows. Reach her at malloryfitzgerald@yahoo.com.

Museum work ‘an honor’ Continued from page PAGE 33

you get to think about what is the best way to display a shrimppicking machine or a room full of boat building tools.” “Each project has its difficulties,” Pizzetta notes. “It is great to design beautiful spaces that function, as they need to for the client’s needs.” The museum project stands out in her architecture career because of its personal connection, but she has seen other fulfilling highlights: a platinum-rated LEED building for the Botanical Research Institute of Texas, the U.S. Federal Courthouse in Jackson, and speaking at a conference for the American Library Association Annual Conference in San Francisco, which her parents were able to attend.

JULY~AUGUST 2014

Pizzetta says her father is surprised and amazed at her increasingly vast knowledge of the field of architecture. “It made me proud that I had his admiration.” Though busy with career and family, she finds ways to nod to her coastal roots. She hosts Mardi Gras parties for northern friends. Spreadsheets are employed to plan the order for beads and king cakes, and all the Southern fare is systematically prepared and frozen weeks ahead of the revelry. She also has raised her daughters, Stephanie and Charlotte, with Southern sensibilities. “My girls address our adult friends as ‘miss’ and ‘mister’ ... never just their first name,” she muses. “This is most definitely a remnant of my southern upbringing.”

Save the DATE MISSISSIPPI DEEP SEA FISHING RODEO July 3 - 6. Billed as the largest family-friendly fishing rodeo in the world, this successful yearly event includes fun for the entire family. The event features fireworks, fishing, fellowship, vendors, and fun for all ages. Contestants fish the Gulf waters for days, competing for cash and prizes in 30 categories of both saltwater and freshwater fish. In previous years, records for tuna, shark and flounder have been broken at the Mississippi Deep Sea Fishing Rodeo. The fishing rodeo attracts an average of 50,000 people every year, and even made the cover of Sports Illustrated! Gates open at noon daily. $5 admission includes all four days, children ages five and under enter free. Jones Park, US 90, Gulfport, (Barksdale Pavilion). (228) 863-2713. For vendor information, call Michael Casano: (228) 255-0035. RINGLING BROS. & BARNUM & BAILEY SUPER CIRCUS HEROES July 3-6. Ringling Bros. and Barnum & Bailey Presents Super Circus Heroes. Action-packed super circus, filled with super-human athleticism, power and pageantry. Elephants, horses, camels, acrobats, aerialists and some over-the-top clowns. Thursday, 7 p.m., Friday, 5:30 p.m., Saturday, 2 p.m. and 6 p.m. and Sunday, 2 p.m. Mississippi Coast Coliseum, 2350 Beach Blvd., Biloxi. Tickets: (800) 726-2781 or (228) 594-3700. OUR LADY OF THE GULF CRAB FESTIVAL July 4-6. Food, live music, 100 arts and crafts booths, rides, raffles, crab races. Free admission. Festivities from 11 a.m. to 10 p.m. daily. Our Lady of the Gulf Church Grounds, 228 South Beach, Bay St. Louis. Contact Jo Sharp or Kathleen LeBlanc: (228) 467-6509. WESSON MEMORIAL RUN July 4. Registration begins at 7 a.m. Race begins at 8 a.m. Two-mile health run/walk and ¼ mile children’s run. Awards and refreshments provided. Proceeds benefit the Wesson Memorial

See the fireworks! BILOXI 4TH OF JULY FIREWORKS DISPLAY July 4. 9 p.m. Huge annual Fireworks Display, shot from Deer Island, over the Mississippi Sound. Hosted by the City of Biloxi. Biloxi Small Craft Harbor, US 90, Biloxi. Contact Biloxi Visitor Center, (228) 374-3105. GULFPORT 4TH OF JULY FIREWORKS DISPLAY July 4. 8:45 p.m. Celebrate Independence Day with a huge fireworks display hosted by the City of Gulfport - Leisure Services Department. Gulfport Harbor, US 90, Gulfport. (228) 868-5700 or (228) 868-5881. OCEAN SPRINGS 4TH OF JULY FIREWORKS DISPLAY AND SUMMER CONCERT July 4. Festivities begin at 7 p.m., fireworks begin at 9 p.m. Bring your blankets, chairs, and BBQ grills. Kids will enjoy the splash pad and everyone will enjoy an evening of live entertainment featuring performances by local musicians throughout the state. Do not miss celebrating America’s Independence Day - the Ocean Springs way. Fort Maurepas Park, Front Beach, Ocean Springs. City of Ocean Springs, (228) 875-6722.

PASCAGOULA 4TH OF JULY CELEBRATION AND FIREWORKS DISPLAY July 4. Festivities begin at 6:30 p.m., fireworks begin at 9 p.m. Come celebrate our nation’s history with this family event in the park, featuring a musical concert and huge fireworks display hosted by the City of Pascagoula. Beach Park, Pascagoula. (228) 938-2356. WATCH FIREWORKS FROM ABOARD THE SCHOONER July 4. 7-9 p.m. Watch all the festivities aboard the best seat in town - sailing on a schooner. Bring food and refreshments - we supply the ice and ice chest. Reservations are required (held with credit card, cash or check only.) Schooner Pier Complex, 367 Beach Blvd., Biloxi.

Permanent Cosmetic Clinic

permanent brows ~ eyeliner ~ areola repigmentation ~ lips

r m u o y a n i k e p u u p ! e k a w by Felicia Philpot RN, CDT @ 228.547.1195 & Gina Sawyer CDT @ 228.233.8335

Ocean Springs www.permcosclinic.com | permcosclinic@cableone.net

FREE BROWS for Cancer survivors

www.gulfcoastwomanmagazine.com 53

Save the emium Extra Come sample Ultra Pr estates Virgin Olive Oils from d Balsamic around the world an a Italy Vinegars from Moden

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IN D

OW N

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Gym to better serve area youth. Hosted by the MS Gulf Coast YMCA & Gulf Coast Running Club. Admission is registration fee. Location: YMCA, 1810 Government St., Ocean Springs. Contact: Leonard Vergunst, Race Director, (228) 380-7037 or (228) 875-5050.

DATE

HORN ISLAND HOP July 5-6. A multi-hull regatta launching from Ocean Springs Yacht Club and racing out to Horn Island. The sailors lunch then race back. The final leg is the next day when there is another opportunity to beat the time around Deer Island. Free for spectators. Ocean Springs Yacht Club, 100 Beach Blvd., Ocean Springs. (228) 8751915. BLUES AT THE BEACH July 11. 6-8 p.m. Come out for an evening of music, food and fun. Bring your lawn chairs or blanket, kick back and relax under the beautiful Oak trees near the beach - one of Pascagoula’s most scenic spots. The Beach Park concession stand offers food and drinks available for purchase. Hosted by Emerge Pascagoula. July 11: Delta Reign brings together Bluegrass, Blues, Jazz, and Western Swing; August 8: Pascagoula’s own Yazoo Bayou Band will bring the concert series home. Admission is free. Pascagoula Beach Park, Beach Blvd., Pascagoula. (228) 938-6639. CROAKER CLASSIC July 12-13. Join in on this fun fishing tournament, featuring prize money, bikini contests, live music and more. Free for spectators. Entry fee for fishing tournament. Dock Bar & Grill, 13247-C Seaway Road, Gulfport. Call (228) 265-1121 for more information.

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JULY~AUGUST 2014

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sure to temp everyone’s taste buds. So come out, help a great cause and get bubbling over with non-stop excitement to make wishes come true. Proceeds benefit the Make-AWish Foundation. Beau Rivage Casino, 875 Beach Blvd., Biloxi. (228) 575-8691. Call for tickets.

MARTINI SHAKEDOWN July 12. 7-11 p.m. Come shake things up, get down to some happening tunes from ‘2 Hipnotic’ and enjoy this magnificent event. A silent auction will feature Martini gift packages from both local & national artists, vacation getaways, unique one of a kind items and an array of tempting food prepared by the Beau Rivage’s resort chefs that are

LONG BEACH LIVE OPEN-AIR CONCERT SERIES July 17. 6:30-9 p.m. Featuring a variety of local and regional musicians, this monthly openair concert series is presented by Island View Casino Resort in Gulfport. July 17, The Eves perform. Harper McCaughan Town Green, 301 Jeff Davis Ave., Long Beach. Admission is free. (228) 863-8535. GULF COAST BLACK RODEO July 26. 7:30 p.m. If you enjoy calf-roping, barrel racing, bull riding, and bull dogging (steer wrestling), then you don’t want to miss “The Baddest Show on Dirt.” MS Coast Coliseum, 2350 Beach Blvd., Biloxi. (800) 726-2781 or (228) 5943700. Call for more information about ticket availability.   BLUES AT THE BEACH CONCERT Bring your lawn chairs or blanket. The Beach Park concession stand offers food and drinks available for purchase. Hosted by Emerge Pascagoula. Pascagoula Beach Park, Beach Blvd. Pascagoula. 6 p.m. -8 p.m. Free admission. (228) 938-6639.July 11 - Delta Reign brings together bluegrass, blues, jazz, and western swing. Aug. 8 - Pascagoula’s own Yazoo Bayou Band will bring the concert series home. CARL LEGETT MEMORIAL FISHING TOURNAMENT Aug. 1-3. Huge fishing tournament with anglers competing for cash prizes. In addition, bring the kids for the Annual Kids Fishing Rodeo, Saturday from 8am-10 a.m. The event is free to kids ages 5-13. Experienced anglers will be on site to assist the kids. Food, drinks, goodie bags and bait is provided for all kids who participate. Miss Gulf Coast Bikini Contest at 7:30 p.m. Shrimp Boil from 1-5 p.m. Sunday. Bring the family for

STEAK & STAKE DINNER & SILENT AUCTION July 9, 5:30 p.m. This fundraising event features an excellent dinner, raffle, silent auction, and entertainment (where the youth highlight their talents through a Broadway style performance.) Proceeds benefit the Boys & Girls Clubs of the Gulf Coast. Hosted by the IP Casino Resort & Spa. IP Casino Resort Spa, 850 Bayview Ave., Biloxi. Contact: Michelle Wilson, Director of Development, 228) 896-3770 or (228) 348-3204. Call for tickets. this fun filled weekend! Hosted by the Home Builders Association of the Mississippi Coast. Point Cadet Marina, Behind Golden Nugget, U.S. 90, BIloxi. Entry fee for participants. Spectators free. (228) 896-7646. WES ANDERSON ART SHOW Aug. 6. WAMA will be hosting an all local art show featuring Wes Anderson inspired artwork. Opening reception for participating artists on Aug. 6 complete with a Wes Anderson themed party. Costumes encouraged. Time: TBA. Walter Anderson Museum of Art, 510 Washington Ave., Ocean Springs. (228) 872-3164. KREWE OF ATHENA GOLF TOURNAMENT Aug. 9. Fundraising golf tournament. Green fee, cart, lunch, beer, soft drinks, T-shirt, awards, a 19th Hole Party & fun. Mulligans and red tees available on day of tournament. Prizes for 1st, 2nd & 3rd place teams and prizes for closest to the pins & longest drive! Portion of Proceeds Benefit Pink Heart Funds. Presented by Mississippi Orthopedic Institute. Registration and lunch at 11:30 a.m. Tee times at 7 a.m. and 1 p.m. Sunkist Country Club, 2381 Sunkist Country Club Road, Biloxi. Tournament entry fee. Reservations required. Deadline July 27. (228)-257-6303

SONNY JOHNSON MEMORIAL FISHING TOURNAMENT Aug. 15-17. Huge fishing tournament where anglers converge on the MS Gulf Coast for prizes, fun and fishing. Hosted by the Mississippi Big Game Fishing Tournament. Gulfport Small Craft Harbor, U.S. 90, Gulfport. (228) 617-3112 or (228) 432-2563. ATLAS ULTIMATE MMA CAGE FIGHTS Aug. 16. MMA All Professional Cage Fighting Championships Live. 8 p.m. Golden Nugget, 151 Beach Blvd, Biloxi. 8 p.m. (888) 745-3000. Admissionstarts at $30 BILOXI GUN & KNIFE SHOW. Aug. 23-24. Saturday: 9 a.m.-5 p.m.; Sunday 10 a.m.-4 p.m. Buy, sell, trade, browse at this show featuring hundreds of displays and vendors with new and old guns, ammo, gun parts, reloading supplies, books, knives, coins, camouflage and related items. Admission $8; $2 for ages 6-11. Mississippi Coast Coliseum, 2350 Beach Blvd., Biloxi. (985) 624-8577. Submit your calendar items to the editor at dwilson@dwilsonandassociates.com.

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