the November 5, 2009 • Volume 106, No. 7
Etownian elizabethtown college
On the Web: www.etownian.com
One Alpha Drive • Elizabethtown, PA 17022-2298
on campus
Health insurance concerns reach fevered pitch for all Brittany V. Daiutolo Staff Writer
I
nsurance concerns are currently being raised not only at Elizabethtown College but all over the country. Many students with insurance are shocked to find that they still receive medical bills, and a number of these charges are outrageous. Some are finding out that just having health insurance isn’t enough: one type of insurance may not cover a particular service, leaving patients with bills that they may not have expected. Junior Nancy Briscoe recently had a disappointing experience concerning the new health care system for Etown students. Previously, allergy shots would cost Briscoe roughly $12 per semester, but she was shaken to find out she would now pay $33 for one allergy shot. Although Eileen Wagener, Registered Nurse and College Health Liaison, had warned students that the rate of allergy shots would go up, Briscoe was not expecting the large increase in price for a single allergy shot. This jump in price occurred because Penn State Hershey Medical Group Elizabethtown does not accept Briscoe’s insurance. She was told Etown’s supplemental insurance, Bollinger, is recommended for students who have insurance that is not taken at PSHMG, but Briscoe was unable to find the cost of this insurance policy. The outrageous price of allergy shots has forced Briscoe to stop getting them. The closest place accepting her insurance is 20 miles away, which makes it difficult for Briscoe to get her shots. Briscoe also points out that students with busy schedules may be inconvenienced by the new location of the health center, and in the winter months, many will decide not to visit the health center due to the long walk they must take if they are without a car on campus. Briscoe is just one student who has had a problem with the new health center at PSHMG, and, like most students, she has valid questions. To help answer these questions, Sandy
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Spayd, Director of Student Wellness and Campus Health, offered some insight. Bollinger insurance costs $365 per year, the equivalent of a dollar a day. Spayd stressed that all students need medical insurance, whether they are using a family plan or the school’s supplemental insurance. Bollinger is an Accident and Sickness Policy, so the insurance held by most Etown students’ families is much more comprehensive. For more information on the Bollinger policy, visit http:// bollingercolleges.com/elizabethtown/. Spayd also stressed that despite the type of insurance you have, there are still three variables every student must consider: who you see, what they charge and what your insurance will cover. Last year there was no co-pay for office visits at the health center — you were billed for the service performed (throat culture, antibiotics administered, etc.). For students using the school’s insurance, the bill was sent directly to Bollinger. Students under other insurance policies received a bill and had to send that to their insurance company. The cost was placed on their student charges. Now students who visit the health center are treated as they would be at home. Co-pays are required for students who do not have Bollinger. One glitch in the system is that the list of students who use Bollinger is not usually received until early- to mid-October, so anyone under Bollinger who visited the health center prior to its arrival may have been billed. A way to fix this problem, Spayd says, is to re-submit the bill to Bollinger, so that those students probably will not have to pay for those services. “It can’t be as easy as it was,” Spayd said. “Anyone with Bollinger who has a bill should bring the original or a copy of the bill, even if it’s an EOB (Explanation of Benefits), to me to help resolve the issues.”
Rachael Ray digs granola
Glee gets happy!
Sarah Lanphier creates a granola snack that Rachael Ray has taking a liking to!
Glee is dancing it’s way in to America’s hearts. Find out why!
Features, page 5
Campus Life, page 6
See HEALTH on page 3
World Series Conclusion The culmination of the battle between Yankees and Phillies comes down to two games.
Centerfold, pages 8 & 9
Death of Love Guys are settling for convenience over true love. Read all about it!
Opinion, page 11