October 2014 everythinglake.com
Chef Alexander Gandia of Pisces Rising Page 12 - 13 Lake County Events Page 16 - 17 Farm & Pet Outlet Page 22 - 23
The 40th Anniversary of the Mount Dora Bicycle Festival
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INSIDE THIS ISSUE 7 Well-heeled: Tips for picking high heels that are better for your feet
18 - 19 Turn over a new leaf with your diet this fall to achieve healthy, glowing skin
8 - 9 Pet-proofing your home in preparation for adopting a shelter animal
20 - 21 Learn how to exercise smarter, not harder
10 - 11 Favorite Fall flavors and activities guaranteed to enhance your autumn 13 -14 Chef Spotlight Chef Alexander Gandia of Pisces Rising
24 - 25 Change-ofseason checklist for lowering home energy costs
14 Wrinkle-busting skin care tips for boomer women
26 - 27 Change-ofseason checklist for lowering home energy costs
16-17 Lake County Events
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22 - 23 Business Spotlight: Farm & Pet Outlet
28 - 29 The real cost of delaying retirement savings will shock you
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from the publisher’s desk Al Asghar Our cover this month marks a great event in the county. The 40th Anniversary of the Mount Dora Bicycle Festival promises to be the best one in AGES! Having undergone an extreme make over of the physical property that encases the Chamber of Commerce, adjacent park and fresh new faces at the Chamber there is much excitement surrounding the big anniversary. In addition local cyclists have been involved in the planning. Also, October also officially starts the festival season in the county. Check our calendar on pages 16 and 17 for more details on festivals. There is a lot going on all over the county. So go out and enjoy!
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Al Asghar al@everythinglake.com
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We are featuring Chef Gandia from Pisces Rising in this issue. It was a pleasure visiting with him and trying some of his food. A really talented man. Holiday season is right around the corner. We are going to feature some great stories in those months.
The goals of the writers at EverythingLake Magazine is to provide great stories that are true and accurate from beginning to end. Please be forgiving if we make a mistake. We will make it right.
As always, keep your feedback coming in, that is how we improve ourselves.
EverythingLake is a monthly publication and can be located in various Schools, Chamber of Commerce, Businesses, Restaurants, etc.
Al Asghar Everything Lake Magazine www.everythinglake.com www.facebook.com/everythinglake 407-697-7933
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Any comments can be sent to EverythingLake Magazine at al@everythinglake.com or call 407-697-7933. PO Box 606, Eustis, Florida 32727 EverythingLake Magazine assumes no responsibility for claims made by their advertisers. All letters and their contents sent to EverythingLake Magazine become property of EverythingLake Magazine and maybe reproduced at any time. All views expressed in our magazine are those of the writers and may not be of EverythingLake Magazine. Use of the material in our magazine is prohibited unless written approval is given by EverythingLake Magazine
Well-heeled: Tips for picking high heels that are better for your feet (BPT) - Few relationships in a woman’s life are as lovehate as the one she has with her high heels. We love them because they look great and make legs appear longer and leaner, helping petite women appear taller and tall women statuesque. The hate, however, comes when the pain begins. High heels are the No. 1 culprit of foot pain for women, according to an American Podiatric Medical Association survey. Nearly half of all women wear heels, and 71 percent of heelwearers say those shoes hurt their feet, the APMA reports. “With many types of heels, like very high stilettos, foot pain is hard to avoid,” says Dr. Matthew G. Garoufalis, a podiatrist and immediate past president of the APMA. “But it is possible for women to find a happy midpoint between great looks and great pain.” The APMA offers some basic guidelines for choosing better-for-you heels: * Nearly half of heel-owners admit to wearing heels 3 inches or higher. That height, however, shifts body weight forward and puts great pressure on the ball of the foot and the toes. Avoid heels higher than 2 inches. * A high stiletto with a pointy, closed toe is the worst type of shoe for your feet. Instead, choose heels with a generous toe box area and extra cushioning at the front of the shoe. A slight heel or wedge encourages your arch to lift. * Consider wearing supportive shoes during your commute and changing into high heels after you arrive at the office. This will help minimize the time your feet spend in heels. * Kitten heels are a good-looking, footfriendly option for heel wearers. With a heel height typically less than 1 inch, kitten heels deliver a bit of height without the pressure that higher heels can cause.
* Be extra careful when wearing platforms or wedges, as these styles can compromise your balance and stability. Very high shoes may lead to ankle rolls and falls. Choose lower platforms and wedges that secure with ankle straps. * During warm weather, peep toes tempt women to show off pretty pedicures. Be aware, however, that peep toes can cause toes to slip forward or overlap, and may even push nail edges into skin, causing an ingrown toenail. * Visit the APMA’s website, www.apma.org, to review a list of podiatrist-approved women’s footwear that has earned the organization’s Seal of Acceptance. * If you experience persistent foot pain, see a podiatrist. Feet shouldn’t hurt all the time, and if they do it may indicate injury, irritation or illness. You can search for a podiatrist in your area by visiting the APMA website. Finally, even if you’re like the average American woman and own nine pairs of high heels, don’t wear them every day. Daily heelwearing can cause the Achilles tendon (the strong tendon at the back of your ankle) to shrink, increasing your risk of an injury while doing activities in flat shoes, including exercise. “Treat heels like dessert,” Garoufalis says. “Don’t wear them all the time, just on special occasions.”
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Pet-proofing your home in preparation for adopting a shelter animal (BPT) - The addition of a new pet to the family is always a cause for celebration. Stress can occur, too, no matter how welcome the new addition. When you’re thinking about adopting a pet from an animal shelter, some preparation can help ensure he or she is as safe and happy as possible. “Pet adoption saves a life and enriches the lives of the family who adopts,” says Seth Estep, vice president and divisional merchandising manager for Tractor Supply Co., which sells pet supplies and coordinates pet adoptions at locations throughout the United States. “It’s such a rewarding way to bring a pet into your home when you adopt, it’s also important to do everything you can to make the adoption a success.” If you’re thinking about bringing a pet into your home, keep these tips in mind: * More than 350,000 pets from more than 13,000 animal shelters and rescue groups nationwide are looking for homes, according
to Petfinder.com, a searchable database of pets that need homes. Twenty-five percent of dogs in animal shelters are purebred. Shelters accept dogs and cats of every size and age, as well as other small companion animals like birds, rabbits and ferrets. Whatever type of pet your family is looking for, chances are you can find your ideal forever friend through adoption. * It’s easy to find a pet-adoption resource. In addition to shelters, many businesses and organizations sponsor pet adoption events. For example, Tractor Supply Co. is sponsoring pet adoptions Saturday, Sept. 20 at its stores through a partnership with Petfinder. com. The event, part of Tractor Supply’s Pet Appreciation Week, Sept. 17 to 21, celebrates the joy of owning pets. On Sept. 20, all locations will host adoptions, pet nutrition demonstrations, giveaways and in-store drawings. In addition, Petfinder.com can also help you find a shelter or adoption
FOR ALL YOUR “OUT OF THE BOX” REAL ESTATE NEEDS KAREN RISCINTO, PA, CDPE 352-250-3166 • realestateoutofthebox@gmail.com
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Pet-proofing your home in preparation for adopting a shelter animal organization near you anytime. * Before you bring your new pet home, consider your storage of foods that are dangerous to pets, such as avocado, coffee grinds, artificial sweeteners, grapes or raisins, chocolate, onions, garlic and pills that may fall on the floor. Take steps to ensure pets do not come in contact with these substances, such as immediately disposing of coffee grinds in outside trash bins, and storing potentially harmful foods in sealed containers where pets can’t reach them. * Be aware of plants that are potentially toxic to pets. Indoors, poinsettias can be harmful, especially to cats. Outdoors, hydrangeas and azaleas can make animals sick if they chew on leaves. * Coach all family members, especially young children, on how to interact with a new pet. Shelter animals may be shy at first, so it’s important for everyone to treat them with patience and love. Never allow children to pull an animal’s ears or tail, take food away from the animal, act aggressively toward the pet or disturb them when they’re sleeping.
* Discuss how your family will reward and encourage good behavior in your pet. For example, when a dog remembers not to jump on visitors, reward him with a treat or praise and petting. * Prepare a pet emergency/first aid kit. It should include treatment for common ailments such as bee stings, bumps, abrasions and upset tummies. If you’re not sure what to include in your kit, consult your veterinarian or check out Petfinder.com’s guide on pet first aid kits. * Pet proof your home as much as possible. Don’t leave out shoes (or other leather items like wallets) that could tempt dogs to chew. Be aware of stringy items that cats or dogs may swallow, such as hair ties, yarn or ribbon. Purchase a sturdy, tip-resistant trash can with a secure lid. Store cleaning supplies in a secure location where your pet can’t access them. “There’s no question that having a pet can make you happier and healthier, and bring your family closer together,” Estep says. “With the right preparation, you can ensure your adoption goes smoothly for everyone - especially your new pet.”
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Favorite fall flavors and activities guaranteed to enhance your autumn (BPT) - The air is crisp, kids are back in school and leaves are beginning to change color - fall has arrived! With it comes many possibilities for making amazing memories. From favorite fall flavors to awesome autumn activities, everyone has something to look forward to as the season changes. So what types of things are high on Americans’ to-do lists this year?
a fall wish list. Have everyone in the family include ideas for what they would like to do before winter arrives. Such ideas could include family crafts, pumpkin picking at a local farm, a romantic couple’s walk by the river, a hike and
Americans embrace everything autumn - from baking to pumpkin carving Americans are embracing the autumn spirit with fun family activities. In a recent Hershey survey, 59 percent of Americans said they plan to bake fall treats and 45 percent plan to carve pumpkins. Other popular activities planned for fall include crafting, going on hayrides and apple picking. Planning a day at an orchard and then going home to bake with the fresh picked ingredients is an ideal way to spend time with the family. When deciding which flavor trends should inspire your baking, consider this: the survey found pumpkin spice is the top flavor Americans associate with the fall season. From coffee to cake, pumpkin spice is a sure winner. Other favorite falls flavors include candy corn and caramel apple. Fall flavored treats like HERSHEY’S KISSES Pumpkin Spice Flavored Candies, new TWIZZLERS Caramel Apple Filled Twists and new HERSHEY’S Candy Corn Snack Size Bars - white creme bars dotted with sweet candy bits - bring these flavor trends to candy form. Be sure to bring them to your fall events, whether you’re relaxing at a backyard bonfire or exploring the local orchard. Fall always seems to fly by, so to get the most out of this fleeting season, consider making
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scavenger hunt, or baking new fall-themed recipes. Then each weekend, select one or two activities to enjoy together. Do you plan to bake this fall like 59 percent of Americans? Consider adding these recipes to your fall rotation for autumn-inspired, delicious treats. HERSHEY’S KISSES Pumpkin Spice Cookies Ingredients: 36 HERSHEY’S KISSES Pumpkin Spice Flavored Candies 1 cup (2 sticks) butter or margarine, softened 1/2 cup sugar 1/2 teaspoon vanilla extract 2 cups all-purpose flour 1 cup finely chopped pecans Powdered sugar Additional granulated sugar
Favorite fall flavors and activities guaranteed to enhance your autumn Directions: 1. Remove wrappers from candies. Place in freezer several hours or overnight. 2. Beat butter, sugar and vanilla in large bowl until well blended. Add flour and pecans; beat on low speed of mixer until well blended. Cover; refrigerate 1 to 2 hours or until dough is firm enough to handle. 3. Heat oven to 350 F. Roll dough into 36 balls (about 1 tablespoon dough for each ball). Roll in granulated sugar. Place on ungreased cookie sheet. 4. Bake 10 to 12 minutes or until cookies are set but not browned. Cool 4 minutes; press frozen candy into center of each cookie; cookie will crack around edges. Remove from cookie sheet to wire rack; cool completely. Makes 36 cookies. Hidden pumpkin spice cookies alternative: Make cookie dough as above. Using about 1 tablespoon dough for each cookie, shape dough around one candy piece (candy does not need to be frozen for this variation); roll in hand to make ball. (Be sure to cover each candy piece completely.) Roll in granulated sugar. Bake 10 to 12 minutes or until cookies are set. Cool slightly; remove from cookie sheet to wire rack. While still slightly warm, roll in powdered sugar. Cool completely. Roll again in powdered sugar just before serving. HERSHEY’S KISSES Acorn Treats Ingredients: Royal Icing or Decorator’s Frosting (recipe follows) 6 HERSHEY’S KISSES Milk Chocolates
6 HERSHEY’S KISSES Pumpkin Spice Flavored Candies 12 Mini vanilla wafer cookies 12 REESE’S Peanut Butter Chips or HERSHEY’S Butterscotch Chips Directions: 1. Prepare Royal Icing and place in pastry bag with small tip. Remove wrappers from candies. 2. Place mini vanilla wafer cookies on tray or plate with flat side of cookie towards the top. Squeeze small amount of icing onto bottom of HERSHEY’S KISSES candy piece. Immediately press candy bottom onto vanilla wafer cookie. Allow icing to set. 12 candy acorns. 3. Place small dab of icing on bottom of peanut butter chip or butterscotch chip; immediately attach to top of cookie to finish acorn. Royal Icing: Stir together 1/2 cup plus 1 tablespoon powdered sugar, 1-1/2 teaspoons warm water and 3/4 teaspoon pasteurized dried egg whites (meringue powder). Beat until spreadable. Add additional water, 1/2 teaspoon at a time, to get desired consistency. Tint with food color, if desired. Cover icing with damp paper towel to keep icing from drying out. About 1/4 cup icing. Editor‚Äôs note: Phone survey of 1,014 adults 18 and older living in the continental United States conducted from August 21-24, 2014 by ORC International for The Hershey Company.
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Chef Spotlight
Chef Alexander Gandia of Pisces Rising Story and Photos by Al Asghar
For the last eight years he has been tweaking the menu to satisfy a larger spectrum of people. “Every dish has my signature on it. We taste and tweak them to make sure what we present our patrons is the best. That is why we are so popular” stated Chef Gandia. “We use a lot of locally grow ingredients. Freshness is a key to what we want to present. What I want to do is make people remember the meal and come back for more” explained the chef.
the Tuna and mix into the sauce mixture. Array onto a plate nicely and spread Micro Greens on top of dish. Garnish plate with Siracha Sauce & Pickled Ginger.
Chef Gandia had prepared a couple of his signature dishes. Sweet Potato Bites which are roasted sweet potato infused with ginger and vanilla balsamic with a corn salsa. Every bite was flavored well with a lot of different good flavors. The Tuna Tartare Salad featured chopped ahi grade tuna tossed with green onions and a soycilantro emulsion. This dish is finished with black sesame seeds and topped with locally grown greens. The tuna was fresh and deeply flavored and had a kick from the pepper from the greens and the under laying streaks of hot sauce on the plate. “We are always going to tweak and enhance the flavors. I take a lot of pride in what comes out of the kitchen”. Here are the recipes to these dishes: Tuna Tartare: > 4oz Sushi Grade Blue Fin Tuna > 2oz Scallions > 1/2 oz Micro Wasabi Greens > Pinch of Fresh Grated Ginger > Pinch of Black & White Sesame Seed > 1/2 oz Soy Sauce > 1/2 oz Sesame Oil > 1oz Pickled Ginger for Garnish Finely Chop Scallions & mix with Ginger, Sesame Seeds, Soy Sauce & Oil into large bowl. Mince
Sweet Potato Bite > 4oz Sweet Potato Chopped > 1/2 oz Tuscan Herb Infused Oil > 1/2 oz Vanilla Balsamic Vinegar > 1oz Black Beans > 1oz Diced Red Onion > 1oz Diced Green Bell Pepper > 3oz Corn off the cob > 1/2 oz Garlic Minced > 1/2 Lemon > 1oz Extra Virgin Olive Oil > Salt & Pepper to taste Roast Sweet Potato and chill. Slice into small cubes. Marinate Cubes in mixture of Infused Oil & Vanilla Balsamic. In a separate bowl mix other ingredients to make a fine salsa. Arrange cubes of sweet potato in small separate spaces on a long plate or on decorative Chinese spoons. Top with Salsa and enjoy. You can come try these and all of Chef Gandia’s dishes at: Pisces Rising , 239 W Fourth Ave Mt Dora 352-385-2669 everythinglake.com 13
Wrinkle-busting skin care tips for boomer women (BPT) - Time brings plenty of changes, yet the desire to have healthy, goodlooking skin transcends age. While some skin-care tactics - sunscreen and moisturizing - apply to skin of any age, baby boomers need to update their skin care and makeup strategies to ensure their skin stays healthy and youthful-looking as long as possible. “Fine lines, wrinkles and discoloration are only the most visible symptoms of aging skin,” says Anna De La Crus, a skincare expert for glo therapeutics. “Others are less obvious but every bit as damaging. Dehydration, loss of elasticity and slower cell regeneration also affect skin health, and how good you look at any age.” If you’re a baby boomer, it’s important to update your skin care and makeup regimen to keep your skin healthy and looking its best. Here are four skin care secrets every boomer woman should know: 1. It’s not the number of years, it’s how well you’ve cared for your skin during them. Age causes certain changes in the skin; cell turnover and renewal slows down, skin cells become less adept at retaining moisture, and skin becomes more sensitive. Taking care of your skin throughout your life - moisturizing, exfoliating and using sunblock - can help skin stay healthier and more youthful longer. “As we age, lifestyle habits start catching up to us, some of which have been decades in the making before we see the visible proof,” says De La Cruz. “While it can seem as if a wrinkle appears overnight, there is no fountain of youth or instant cure.” It’s also never too late to start taking better care of your skin, and it is possible to enhance skin health at any age. For wrinkles and fine lines, look for products that contain firming ingredients that will help stimulate collagen production, antioxidants to help protect 14 everythinglake.com
against free radical damage, and smoothing ingredients to encourage cell renewal. 2. Your clothing and hair style have changed in the past 20 years; your skin care products should, too. The moisturizer you used in your 20s may not be a good fit for your skin’s needs when you’re in your 50s. Baby boomers should look for skin care and makeup products specifically designed to address common concerns of aging skin, such as wrinkles, fine lines and hyperpigmentation. The leading edge in addressing the appearance of wrinkles and fine lines is phytostem technology. Plant stem cells and firming active ingredients in the Cytoluxe collection by glo therapeutics work to lift and tighten skin, as well as promote healthy cells and collagen production to reduce the appearance of wrinkles. Two new formulas, Vitamin C+, which contains 20 percent L-ascorbic acid, and Hydration+, address the top two causes of aging: sun damage and moisture loss. To learn more about this luxury line of 10 products, visit www.gloprofessional. com. For boomer women concerned about hyperpigmentation, daily sunscreen should provide protection of 30 SPF or higher, and include ingredients that brighten and lighten skin, such as retinol and glycolic acid. Continued on page 30
Lake County Events 1st Annual Aloha Festival in Minneola When: Saturday, October 04, 2014 Time: 10 a.m. - 8 p.m. Where: Trailhead Park 315 Madison Street, Minneola Cost: $2 donation Description: 1st Annual Aloha Festival in Minneola! Live entertainment, delicious island food, merchandise vendors, cultural demonstrations, world champion Fire Knife Dancer, special kids area, all-day fun and enjoyment for the whole family! Contact: Call Lynn Anoa’i at 352-272-2806 or email usosfoundation@aol.com. 3rd Annual Lake County Wings & Wildflowers Festival When: Friday, October 03, 2014 - Sunday, October 05, 2014 Time: 9 - 4 a.m. Where: Venetian Gardens 109 E. Dixie Ave., Leesburg Cost: Free (cost for various programs) Description: The Festival will include Keynote speakers related to birding and wildflowers. Festivalgoers will learn about the charismatic Florida Scrub-jay and the unique Florida scrub habitat. Other specialty field trips will be offered to area preserves and pristine public lands. Unique birding programs will be available by kayak, pontoon boats and seaplanes. For your dining experience, food trucks will be available. With Lake County’s reputation as a premier birding location, it is the goal of this festival to enhance 16 everythinglake.com
awareness and appreciation of Lake County’s quality of life, and support environmental initiatives on behalf of citizens and visitors alike. We hope you can join us. Contact: Call Yvonne Powers at 352-742-3925 or email ypowers@lakecountyfl.gov. Categories: Festivals and Events Hollywood Tea and Luncheon When: Saturday, October 04, 2014 Time: 10:30 a.m. - 2 p.m. Where: Wesley Center at the First United Methodist Church of clermont 715 W. Junita St., Clermont Cost: $25 Description: Join us for our 9th Annual October Tea bringing awareness to breast cancer. Doors open at 10:30 a.m. so you may shop in our boutique with lunch served at noon. We will raffle off items donated by local businesses and community members. Contact: Call Phyllis Hutcheson at 352-394-8401. Terror on the Lake Haunted House When: Friday, October 10, 2014 - Sunday, October 12, 2014 Friday, October 17, 2014 - Sunday, October 19, 2014 Thursday, October 23, 2014 - Sunday, October 26, 2014 Wednesday, October 29, 2014 - Saturday, November 01, 2014 Time: 7 - 11 p.m. Where: Terror on the Lake Hunted House Cagan Oaks , Clermont
Lake County Events Cost: $13. Description: Terror on the lake presents Fear Manor. Spend a Fear Filled evening at Cagan Town Center. Have dinner at a local restaurant and take a tour of Fear Manor. Doctor Bloodmoors old manor house appears Oct. 10 will vanish Nov. 2. Don’t miss this haunt. Contact: Call Mike Ganley at 863-420-0234 or email mike@terroronthelake.com. 15th annual Florida Black Bear and Wildlife Conservation Festival When: Saturday, October 11, 2014 Time: 9 a.m. to 4 p.m. Where: Cadwell Park, Cassady Street 3 Cassady Street, Umatilla Cost: Free Description: The Partners of the festival include the City of Umatilla, Umatilla Chamber of Commerce, U.S. Forest Service, Florida Fish and Wildlife Conservation Commission, Defenders of Wildlife, Florida Black Bear Scenic Byway and Lake County. The Partners intend to increase awareness and promote safe coexistence of humans and wildlife by fostering community appreciation of the Florida black bear and other native Florida species, as well as, Florida’s unique ecosystems that serve as wildlife habitat. The festival includes free field trips to bear habitat, educational presentations, hand on children’s activities, arts and crafts and more!
2nd Annual Clermont Music Festival When: Saturday, October 18, 2014 Time: 2 - 10 p.m. Where: Downtown Clermont Montrose St., Clermont Cost: Free Description: A community celebration of music, this free event features musicians donating their time for the Greater Clermont Cancer Foundation. Bring your chairs and blankets and enjoy fabulous music on three stages, plus vendors and food. VIP passes are available. Contact: Call Marie Howd at 407-538-3461 or email clermontmusicfest@hotmail.com. Tavares Chamber Howl-O-Fest When: Friday, October 24, 2014 Time: 7 to 10 p.m. Where: Tavares Chamber of Commerce 300 E. Main St., Tavares Cost: $5/per person Description: Haunted Hay Ride Contact: Call 352-343-2531 or email director@ tavareschamber.com.
Contact: Call Susan R. Martin at 352-669-3511 or email umatilla@umatillachamber.org.
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Turn over a new leaf with your diet this fall to achieve healthy, glowing skin
(BPT) - As schedules pick up and temperatures drop, fall is a natural time for women to rethink their skincare routine. Yet the right products are just one piece of the puzzle in being kind to skin. A healthy diet, rich in leafy greens, and a holistic approach to skincare can also have complexionbeautifying benefits. You can turn over a new leaf this fall by incorporating more skinloving “power greens” (full of vitamins and minerals) like kale, spinach and bok choy into meal time. Registered dietician nutritionist Ellie Krieger, a New York Times bestselling author and host of the Food Network and Cooking Channel’s hit show, “Healthy Appetite,” is a member of the Simple Advisory Board - a panel of lifestyle experts that educate others on the benefits of adopting a holistic approach to skincare. As kitchens across the country prepare for a healthy reset to mark the start of fall, Krieger offers these easy ways to sneak more leafy greens into your daily dishes.
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Start the day with a smoothie Breakfast smoothies and pressed juices are an increasingly popular choice for onthe-go types. These liquid meals deliver an assortment of health benefits since they’re chock-full of fruits and vegetables. Add kale to a breakfast smoothie or juice (without even knowing it’s there) to experience the superfood’s nutrients - such as antioxidants, calcium and potassium - and beauty benefits like healthy skin and hair. “If you’re looking for an energizing way to start the day, try my superfood smoothie recipe,” says Krieger. “Blend 1/2 frozen ripe banana, 1/2 cup frozen blueberries, 1/3 cup chopped fresh kale leaves, 1/4 cup sliced almonds , 1 cup nonfat milk, 1 teaspoon honey and 1/4 teaspoon vanilla extract until smooth.” Elevate the lunch salad The lunch hour offers a great opportunity to pack a meal that includes several distinct leafy greens - iceberg, be gone.
Turn over a new leaf with your diet this fall to achieve healthy, glowing skin Arugula, which belongs to the mustard family of plants, is a salad staple that adds a lovely peppery flavor and plenty of vitamin C. Up the ante with nutrient-dense spinach, which contains lots of beta carotene shown to promote healthy, glowing skin. Top off the health benefits with radicchio which is rich in lutein and antioxidants known to help preserve vision and protect skin from sun damage. Make a savvy salad by combining these three leaves (arugula, spinach and radicchio) and tossing with a can of light tuna in olive oil (drizzling in some oil from the can). Add the juice from half a lemon and some salt and pepper for flavor. End the day with a skin-benefitting routine A healthy spinach dinner dish doesn’t need to take a million years to prep. Buy
prewashed baby spinach, toss into storebought pasta sauce after it’s heated and serve over whole grain pasta for a dish that’s quick, delicious and good-for-skin. Spinach contains vitamin C, which is important for collagen production. The result is skin that’s smooth, supple and elastic. Post-dinner, it can be tempting to hit the sheets immediately, but supplement the overnight benefits of a healthy diet by taking a moment to remove makeup with kind-to-skin cleansers and facial wipes from Simple Skincare before heading to bed (so skin starts with a glowing base in the morning). Try Simple Moisturizing Facial Wash - it contains vitamins B and E (the same skin-loving ingredients found in leafy greens). It cleanses gently, removing dirt and oil without drying skin and contains no dyes, artificial perfumes or harsh chemicals that can upset skin. For more recipes from Krieger and information on how to be kind to skin, visit www.simpleskincare.com.
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Learn how to exercise smarter, not harder
(BPT) - Contrary to what most people believe about being active, it’s not only about how many times you visit your health club each week or even what you do when you’re there. Instead, you must understand how your body responds to a variety of workout intensities and train your body to be metabolically flexible while using fat and carbohydrates at the right times during exercise. Teaching your body how to use these fuels at the right times during exercise helps get the most out of your exercise program, thus working smarter rather than harder. But how do you do this? Many people use 220 minus their age to calculate maximum heart rate in beats per minute and then do not surpass this heart rate during exercise. Unfortunately, formulas such as this one and popular heart rate training guide charts you might see at most typical gyms don’t apply to most people.
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That’s why Life Time - The Healthy Way of Life Company has developed a scientifically supported method of monitoring intensity during exercise. The company’s personalized Active Metabolic Assessment helps individuals find their personalized heart rate zones and calorie burn rate within each zone. “Completing an assessment such as the Active Metabolic Assessment identifies the optimal heart rate zones where your workouts are most effective. It measures key cardiovascular training markers, including anaerobic threshold, aerobic base and VO2 max, and lets you know how many calories you burn during exercise to develop a customized cardio plan designed just for you,” says Jen Keskey, national program manager for assessments and devices at Life Time. “By understanding your own unique heart rate zones, you can change how your metabolism functions and burns fat and sugar, ultimately leading to greater results (usually in less time) - whether trying to lose weight or training for an athletic event.”
Learn how to exercise smarter, not harder Heart rate zones are very unique, just as how an individual responds to different exercise intensities is, Keskey says. “The results we see from people who have an assessment and train according to their own unique program prove results time after time. Not only will you see changes in how your body responds relative to different exercise intensities but you can track your progress and calorie burn over time to better manage your workout time.” Once people know their heart rate zones, using a heart rate strap is key. However with the fitness technology industry saturated with heart rate monitors, straps and devices, monitoring and getting connected to your heart rate can be a daunting task.
So what does all of this mean? Many, upon an initial assessment, only burn fat efficiently up to a heart rate around the top of zone three (otherwise known as Anaerobic Threshold or AT). At intensities beyond AT the activity becomes too hard to fuel with fat as the main fuel source and instead the body will use mostly stored carbohydrates to complete the work. “Heart rate training can condition the body’s ability to prefer a certain type of fuel, regardless of the total number of calories burned in the workout,” says Keskey. “Once we find your zones, the methods are fairly simple.”
Life Time has introduced a new, exclusive heart rate training system called LT Connect, which includes an LT Connect Mobile app that allows members to track heart rate zones, workouts, distance and map via GPS all while staying connected to Life Time experts whether in the club working out on a piece of cardio equipment or running around their neighborhood. The app syncs directly with assessments such as the Active Metabolic Assessment so users can train using their customized heart rate training plan in base, interval, peak and freeflow workouts. It also allows for coachcustomized workouts to be uploaded based on your weekly workout schedule and your goals.
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Farm and Pet Outlet, located in Eustis, has brought you the high end solution to your farm and pet needs. “We have always worked on bring the highest quality of farm and pet feed to our customers at the lowest prices out there. That is what separates us from the others” stated owner Mr. Ali. The Eustis store is one of many that the family owns in the Central Florida area. They are a family run store with a keen eye for details. The store carries a wide array of products for all your farm and pet needs. Their product line is massive and fulfilled with the clients need in mind. “We are always looking to improve what we have in stock. Our customers appreciate that and suggest what kind of products they are looking for. And if we do not have a certain product, we will be more then happy to get it for you at the best price” explained Mr. Ali. The staff is trained in all aspect of product knowledge from various suppliers and they go through continuous training. “I want our customers to come in and have a wonderful experience. That is why we take pride in what we offer them from product knowledge to great customer service”. The massive store contains a vast line and products and services. They also offer grooming services on premises. Farm & Pet Outlet is located at 19814 Florida 44 in Eustis. You can reach them by calling (352) 589-1746.
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Business Spotlight
Farm & Pet Outlet Story & photos by Al Asghar
Farm and Pet Outlet, located in Eustis, has brought you the high end solution to your farm and pet needs. “We have always worked on bring the highest quality of farm and pet feed to our customers at the lowest prices out there. That is what separates us from the others” stated owner Mr. Ali. The Eustis store is one of many that the family owns in the Central Florida area. They are a family run store with a keen eye for details. The store carries a wide array of products for all your farm and pet needs. Their product line is massive and fulfilled with the clients need in mind. “We are always looking to improve what we have in stock. Our customers appreciate that and suggest what kind of products they are looking for. And if we do not have a certain product, we will be more then happy to get it for you at the best price” explained Mr. Ali.
The staff is trained in all aspect of product knowledge from various suppliers and they go through continuous training. “I want our customers to come in and have a wonderful experience. That is why we take pride in what we offer them from product knowledge to great customer service”. The massive store contains a vast line and products and services. They also offer grooming services on premises. Farm & Pet Outlet is located at 19814 Florida 44 in Eustis. You can reach them by calling (352) 589-1746.
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Change-of-season checklist for lowering home energy costs
(BPT) - The change of season creates a need for many adjustments around your home, from switching over wardrobes to warmer clothes, to completing necessary yard work and home repairs. You can also make adjustments to ensure you get the most out of your heating and cooling dollars as temperatures change. When you consider that space heating is the largest energy expense in the average U.S. home - accounting for 45 percent of energy bills, according to energy.gov - it makes sense to take steps to improve heating efficiency. Tackle this change-of-season checklist to help lower home energy costs now, before the long, cold winter sets in. Program your thermostat An easy first step is to turn down the temperature on your thermostat, particularly while you’re away from home. You can save roughly 10 percent a year on your heating and cooling bills by turning your thermostat back 10 to 15 degrees for eight hours, according to energy.gov. And, since fall temperatures can fluctuate quickly, from warm and balmy during 24 everythinglake.com
one part of the day to cold and blustery during another, consider a programmable thermostat that you can adjust remotely as weather conditions change. For example, the Trane XL824 Smart Control Wi-Fi thermostat lets you program seven days of temperatures, with up to six schedules per day, as well as monitor temperatures and make adjustments remotely from a smartphone, tablet or computer. Compatible with Nexia Home Intelligence, the control enables you to receive temperature alerts via text and email. You can even view systemgenerated charts to determine how much energy you’re using, so you can immediately make adjustments to save money. Change your furnace filter When your HVAC system circulates and filters the air in your home, dust and dirt particles build up on the filter. Excessive accumulation can block the airflow, forcing the system to work harder to maintain the desired
Change-of-season checklist for lowering home energy costs temperature. And the harder the system works, the more energy it uses. Your system will have to work less, use less energy and last longer if you clean or replace your filter monthly, or at least every three months. Take steps to keep cold air out Small cracks and holes throughout your home can be a source of heat loss. To help keep cold air out and warm air in, add weather-stripping around windows and doors. Consider adding insulation to your attic or crawl space. Even closing your drapes at night can help keep heat inside. Protect outdoor HVAC equipment Take some time to care for your outdoor HVAC unit, too. Clean off any fallen and decaying leaves from the fan grill so they won’t affect its
operating efficiency. Schedule annual HVAC servicing Now is an ideal time to schedule an annual servicing checkup for your heating and cooling system. A qualified dealer can inspect your system and recommend any adjustments to ensure it is working properly and make any necessary repairs. To find an expert Trane Comfort Specialist near you, visit www.trane. com. These steps will better prepare your home for the season change, and also keep your family more comfortable, no matter what the weather brings. So check off all the items on your list and watch those lower energy bills come in.
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Flu fighters: Busting six sickening flu myths (BPT) - Ready for this year’s flu season? You may think you know a lot about flu prevention and treatment - but being wrong about the flu can make you downright ill. Here are six myths about the flu, and the truth behind them. Myth 1: Cold weather will give you the flu. Fact: Although flu cases commonly peak in January or February, and the “season” usually lasts from early October to late May, it is possible to get the flu at any time of year. During cold weather, people are inside in confined spaces for greater amounts of time. This, combined with bringing germs home from work or school, creates more opportunities for the flu to spread. Myth 2: If you’ve had a flu shot, you can’t get sick. Fact: It takes about two weeks for the flu vaccination to fully protect you, and you could catch the virus during that time, according to the Centers for Disease Control and Prevention. Since the flu vaccine protects against specific strains expected to be prevalent in any given year, it’s also possible for you to be exposed to a strain not covered by the current vaccine. Finally, the vaccine may be less effective in older people or those who are chronically ill, the CDC says.
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Myth 3: Once you’ve treated a surface with a disinfectant, it is instantly flu free. Fact: Disinfectants don’t work instantly to kill germs on surfaces. In fact, some antibacterial cleaners can take as long as 10 minutes to work. And they have to be used correctly. First, clean the surface and then spray it again, leaving it wet for the time specified on package directions. Anything less and you may not kill the flu virus, exposing yourself and others to illness. If you’re including antibacterial cleaning in your flu-fighting efforts, look for a product that works much faster, like Zep Commercial QuickClean Disinfectant. Available at most hardware and home improvement stores like Home Depot, Quick Clean Disinfectant kills 99.9 percent of certain bacteria in just five seconds, and most viruses in 30 seconds to two minutes. To learn more, visit www.zepcommercial.com. The flu virus can live up to 24 hours on surfaces such as counters, remote controls, video game controllers, door knobs and faucets. Use a household cleaner that disinfects to clean these high-touch surfaces to help prevent your family from spreading the cold and flu. Myth 4: You got vaccinated last year, so you don’t need a shot this year.
Flu fighters: Busting six sickening flu myths Fact: Like all viruses, flu viruses are highly adaptable and can change from year to year. Also, the strains vary each year, so the vaccination you got last year may not be effective against the flu that’s active this year. In fact, it most likely won’t be effective. The CDC recommends that people who are eligible for the vaccine get a flu shot by early October. Myth 5: You got the flu shot, wash your hands frequently and disinfect religiously - you’ve eliminated your risk of flu exposure. Fact: We don’t live or work in sterile environments. Germs are brought home every day on items like messenger bags, cell phones, notebooks, shoes - even on your clothes. If someone in your home gets sick, or is exposed to someone with the flu, cover coughs and sneezes with a tissue, and discard the tissue in the trash right away. Wash hands often with soap and water or an alcohol-based
hand sanitizer. Remember that germs spread through touch, so avoid touching your eyes, nose or mouth. Myth 6: Getting the flu isn’t that big of a deal. Fact: It could be. Last year was the worst flu season since 2009, the CDC said, and during the week of Jan. 6 to 12, 2013, more than 8 percent of all deaths nationwide were attributable to flu and flu-related pneumonia. In addition to making you miserable, flu can make existing medical conditions worse, lead to sinusitis and bronchitis - even pneumonia. Bottom line: if you are not feeling well, avoid making yourself and others around you sick by staying home.
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The real cost of delaying retirement savings will shock you
(BPT) - Recent graduates have a lot on their minds: moving, finding a job and the looming repayment of school loans. Retirement is typically low on the list of priorities, but ignoring the issue entirely can literally cost young professionals hundreds of thousands of dollars. “It’s difficult to think about retirement when you’re just starting your career and trying to make ends meet,” says Lule Demmissie, managing director of retirement guidance for TD Ameritrade, Inc. (“TD Ameritrade”), a broker dealer subsidiary of TD Ameritrade Holding Corporation. “It sounds counterintuitive but retirement planning should really be the first thing on a recent graduate’s mind.” Why? Demmissie offers this example of how retirement planning can unfold when funds have the longest time possible to grow: $100 a month for 20 years starting at age 21 = $468,236 A new grad invests $100 per month beginning at age 21, and continues that monthly investment for the next 20 years, stopping at age 41. Their total investment is $24,000. 28 everythinglake.com
Assuming an 8 percent annual return, compounded monthly, that $24,000 will become $468,236 by the time the grad retires at age 67. $100 a month for 20 years starting at age 41 = $95,039 Wait until age 41 to begin investing $100 per month for the next 20 years, stopping at age 61. Their total investment is, again, $24,000. However, assuming the same 8 percent annual return, compounded monthly, the nest egg will only total $95,039 by age 67. In this scenario the total cost of delaying retirement is $373,197. “These numbers are jarring, but losing out on thousands of dollars does not have to be your reality,” says Demmissie. “No matter your age, starting to build your retirement now can help you maximize your options and retirement assets.” Demmissie shares these expert tips for new grads to get a head start on saving for retirement:
The real cost of delaying retirement savings will shock you Save regularly Save a portion of each paycheck. Even a minimal amount, when compounded over time, adds up. Use savings as your emergency fund or toward major purchases, such as a new car or a down payment on a house. Budget Track your monthly income and expenses and plan accordingly. Differentiate needs from wants and prioritize wants by happiness, rather than cost. Cut the items that don’t provide long-term happiness. That way, it won’t feel like as much of a sacrifice. Then, set short and long-term goals. This will show what you can realistically afford now and help you avoid racking up credit card debt that will affect your future ability to save and invest. Use employer-sponsored retirement plans If your employer offers a retirement plan, enroll as soon as you are eligible. An employer-sponsored retirement plan, like a 401(k), deducts money from your paycheck before taxes. Many employers match your contributions, so take advantage of this important benefit at the highest match possible. This is essentially “free” money, so if you don’t take it now, you’ll lose the match and the potential tax breaks.
and develop an action plan to pursue your financial potential. Talk it out Parents, trusted family and peers can provide great insight into financial matters based on their own successes and mistakes. Use their experience to your advantage to make smart money decisions. Of course, financial decisions today do not set in stone what will ultimately happen in the market. Rather than traced back to a good or bad decision about this stock or that industry, the final results of investing are always going to be unpredictable. If you are looking for an example of the past not predicting the future, investing is just such a place. Also, no matter your age, it’s never too soon to meet with a financial advisor to go over your goals and create a plan for retirement. Be sure to consider the tax aspects of your retirement options as well, discussing these with your tax advisor is an important part of a serious look at retirement planning. Provided by: TD Ameritrade Holding Corporation, brokerage services provided by TD Ameritrade, Inc. member FINRA/SIPC /NFA
Continue your education Understanding important money topics and available resources can help you become financially savvy. Subscribe to an investing magazine or podcast, visit a financial website like www.tdameritrade.com or follow a credible financial blog. Get a reality check Ignorance is not bliss when it comes to your personal finances. Determine your longterm goals and use free calculators like TD Ameritrade’s Cost of Waiting Calculator or WealthRuler(TM) to help assess your situation everythinglake.com 29
Wrinkle-busting skin care tips for boomer women 3. Update your diet to include the nutrients skin needs to age more gracefully. Good nutrition is important throughout life. Healthful nutrition is good for overall health, and it can help improve the skin’s appearance. Vitamins A, C and D are vital for skin health, and topical applications of A and C are also good for the skin. De La Cruz recommends boomer women stay on top of hydration by drinking lots of water. Incorporate plenty of fresh fruits and vegetables, too - especially those containing key vitamins. 4. Your look has matured and so should your makeup routine.
The wrong makeup application can actually amplify the appearance of fine lines, wrinkles and pores. As skin matures, a “less is more” approach is often more flattering. “I advise women in their 50s and 60s to explore a clean, classic look,” says Janeena Billera, National Makeup Artist for glo minerals. “To achieve this, use natural foundations that illuminate and hydrate the skin. Choose neutral shades of matte to satin eye shadows, apply eyeliner tight to the lashline, maintain well-groomed eyebrows and add a natural flush to the cheek.” Finally, Billera advises, growing older doesn’t mean you have to give up being trendy and fun. “Use current trends as an inspiration and simply tweak or tone down the look, always keeping placement and blending in mind.”
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Amy Sellers Art Gallery
Book Signing Event Saturday Nov 1st Free Sing Along CD’s with the purchase of a set at the Book Signing Event
5 Star Ratings from Readersfavorite.com
Amy Sellers Art Gallery 411 North Donnelly Street Mount Dora 352-735-7411