Insurance

1

1+ 2

2+ 3 4

WALKING

1

LEISURELY

Suitable for anyone who is reasonably fi t and healthy, enjoys the occasional weekend walk and can walk for 2-5 hours on any given day. Trails are seldom totally fl at so you should be prepared for gentle ascents and descents but a head for heights is not necessary.

SNOW

Gentle cross-country skiing and winter activities suitable for relative beginners. Skiing is mostly on well prepared tracks. While it’s not possible to always be precise about how easy or diffi cult an activity will be, our activity ratings have been carefully designed to give you a practical guide as to what you can expect. When assigning an activity level to a holiday we consider factors such as gradient, length of walk as well as the terrain or route conditions.

2

MODERATE

Suitable for anyone looking for walks of 4-6 hours and confi dent with daily ascents/descents of up to 700m. You don’t need specifi c walking experience; however, good health and reasonable fi tness are important. There may be some sections on uneven terrain where scrambling is required. A head for heights may be required on some routes.

Suitable for more experienced skiers with a good level of fi tness. Routes will include more ascents and descents and may include sections through virgin snow. Customers should have controlled technique and ability to get up swiftly and easily after a fall.

3 4

CHALLENGING

Fitness is important as you can expect to be walking for over 5 hours a day (5-8 hrs for level 3, 6-8 hrs for level 4) including ascents/descents of up to 1,000m for level 3, and up to 1,200m for level 4 walks. High altitudes, climate and remoteness can also be factors depending on your chosen destination. Compass reading skills and experience of walking in mountains is important, and you should have a reasonable head for heights. There is likely to be some scrambling required, although not rock climbing. Not suitable for under-12s.

These are more demanding trips that require a high level of fi tness and good technique. Routes may include high snowy peaks, long ascents and faster paced sections. Suitable for experienced skiers only.

1+ 2+ These trips have some small sections of the route that are more challenging than the overall grading.

HEADWATERTRAVEL INSURANCE POLICY

Travel Insurance is an important part of any booking. At Headwater it is a condition of booking with us that everyone has travel insurance which includes cover for all activities featured as part of the trip. Please note we will require confi rmation of your valid policy number together with the 24 hour medical emergency contact number for all bookings. The Headwater policy includes extensive COVID-19 cover for cancellation prior to travel, curtailment of your trip, medical quarantine and emergency medical expenses whilst overseas if you are diagnosed with or directly exposed to the virus. For further details on Headwater’s specialist travel insurance, or to obtain a quotation, please contact us on 01606 828515 or visit headwater.com/insurance.

WORLDWIDE ANNUAL MULTITRIP INSURANCE:

PLEASE CALL US FOR A QUOTE.

• Any number of trips permitted within one year, including travel booked independently of Headwater

This annual policy is not available to persons aged 66 years and over at the time of arranging the insurance. Please note that there are a maximum number of days for any single journey. EUROPEAN & WORLDWIDE SINGLE TRIP INSURANCE:

PLEASE CALL US FOR A QUOTE.

• Competitive rates available for trips of varying durations; please call us for more information

Please contact Headwater for details of all additional charges which apply for persons aged 66 years or more. SUMMARY OF COVER:

COVER PER PERSON UP TO:

• Medical Expenses £10,000,000 • Personal Liability £2,000,000 • Personal Accident £25,000 • Cancellation or Curtailment £3,000 • Cancellation due to Delayed Departure £2,000 • Personal Effects £2,000 • Legal Expenses £25,000

PLEASE NOTE:Full details of the cover provided are shown on your policy document which will be sent to you upon receipt of payment of premium. Please read it carefully to ensure you understand the cover provided as this insurance is being offered on a Non Advised basis from a single insurer. Certain terms, conditions, exclusions and excesses apply, in particular cover is excluded for any pre-existing medical condition from which you or any person upon whom travel depends are suffering. If in doubt please contact our medical helpline in confi dence on 01702 427 237. The policy document contains a 21 day Cooling Off Period, and includes details of how to claim and who to contact in the event of a medical emergency. Details correct at time of going to print. This insurance is arranged by Campbell Irvine Ltd who are authorised and regulated by the Financial Conduct Authority (FCA). Headwater is an Appointed Representative of Campbell Irvine Ltd. Their registration numbers can be checked with the FCA’s by visiting www.fca.org.uk or by contacting them on 0800 111 6768.

TRAVEL AWARE  STAY SAFE & HEALTHY ABROAD The Foreign, Commonwealth & Development Offi ce and the NHS have up-to-date advice on staying safe and healthy abroad. For more on security, local laws, plus passport and visa information, see travelaware.campaign.gov.uk/ Keep informed of current travel health news by visiting travelhealthpro.org.uk/

ADVICE CAN CHANGE SO CHECK REGULARLY FOR UPDATES For further information, please visit us at headwater.com/travel-advice