Reception Office Hours: Monday to Friday 08:15 to 16:00
Body Corporate Trustees
Chairman: Peter Dixon
Vice Chairperson: Trish Brouwer, Jim Barrow, Margie Brown, Dave Gibbon, Lesley Heger, David Martin, Neville Rudman, Grant Weston
Key People & Contacts
Estate Manager
Frances Mans estatemanager@bcld.co.za
PA to Estate Manager
Jo La Réservée | ext 8025 emassist@bcld.co.za
Financial Manager
Lesley Clark
financemanager@bcld.co.za
Finance Admin
Susan Zaayman | ext 8021 admin@bcld.co.za
Jo-Anne Hounsom | ext 8022 accounts@bcld.co.za
Maintenance Call Centre
Glenda Coetzee callcentre@bcld.co.za
All maintenance, irrigation and gardening on common property requests to be logged on | ext 8017
For any after hours maintenance emergencies dial | ext 8998
After hours means: Monday to Friday from 16:00 to 08:00, as well as weekends and public holidays
Lifestyle Co-ordinator
Lydelle Goddard | ext 8018 lifestyle@bcld.co.za
Residents Information Desk
Zietske de Villiers | ext 8000 reception@bcld.co.za
Services
Care Centre | ext 8450 wendy@ledomainecare.co.za
Laundrette | ext 8699
Lodge | ext 8450
Digital - supersonic
Marc Chapman | ext 8005 supersonic@ledom.co.za
Security Services, Excellerate & Main gate ext 8998 or 071 475 3664
Clinton Botha - clint@ledom.co.za
Health Hydro | ext 8056
thehealthhydro@gmail.com
Hairdressing Salon | ext 8054 talitha200@gmail.com
Mode de Vie - Bar and Restaurant | ext 8089 catering@ledom.co.za
Medical Emergency Assistance
Please call Security on | ext 8998 Or 071 475 3664 who will contact MEDITECH Emergency Services
Victoria Falls
Tembe Elephant Park
The Springbok Lodge
Cape Flowers
Hermanus Thula Thula Private Game Reserve
Babanango Game Reserve and much more!
Editor From The
As we sit in our comfortable homes within this beautiful estate, sipping on a delicious cup of tea or the perfectly aged whiskey on the rocks, it may be easy to forget the fight we’ve faced to enjoy this wonderful stage of our lives.
As young men, you may have fought in wars or stood up for your beliefs. As young women, you may have participated in rallies and protests, or spent tireless hours teaching your children to fight for change. Whatever it may have been, I am sure you have experienced what it means to fight for your rights or for those of whom you love. Some of you may even say, “Well, I played my part, I did my time. Now it’s the turn of the younger generation,” or “I don’t like to get involved in the politics of today.” But did you know that Human Rights Day can be observed without a political connection?
By focussing on the universal principles of human dignity, respect, and equality, it’s a day to celebrate the inherent rights every person is born with, regardless of nationality, ethnicity, gender, or background. How can you honour this day?
Fostering Empathy and Compassion: Encourage kindness, understanding, and respect for others. Simple acts of care can make a difference. We have so many opportunities on this estate
to do so. Invite a lonely neighbour for tea, offer to start a support group amongst friends, or pop in and spend a few minutes with widows and widowers. Promoting Equality and Non-Discrimination: Celebrate the diversity of the residents around you. As we see the culture and personalities of the estate growing and changing, let’s embrace and contribute to this change in a positive way. Supporting Local Communities: Volunteer your time or donate to organisations that work to improve the lives of those who are marginalised or disadvantaged, like supporting the many NPOs and initiatives that the estate supports, such as the SPCA, Paw Prints Animal Rescue, and the Jes Foord Foundation and many more.
Human Rights Day is a celebration of humanity’s shared values and a call to work towards a more just and inclusive world. As Eleanor Roosevelt once said, “Where, after all, do universal human rights begin? In small places, close to home— so close and so small that they cannot be seen on any maps of the world. Unless these rights have meaning there, they have little meaning anywhere.” Let us make a difference on the Le Domaine map. Contact your village councillor to see how you can help in a small way today.
Lifestyle Co-ordinator lifestyle@bcld.co.za
Arthritis
Chronic
Back Pain & Sciatica
Neck Pain & Headaches
Muscles & Joints
– sprains & strains
Post Surgery
Oncology Physio
Poor mobility
Neurological Conditions (eg. Stroke/Parkinsons)
From The Estate Manager
Hello Le Domaine Family,
As we reflect on the past few months, it’s truly amazing to see how much we’ve achieved together in such a short time.
In November 2024, the roll out of the Smart Meter project commenced and it is progressing well. It is expected to be completed by the end of April 2025. Funded by the Levy Fund, the R2.5 million purchase of smart meters was approved at the Special General Meeting held early in 2024. These smart meters will revolutionise our energy management by providing real-time data, helping you save on electricity costs and improve energy efficiency.
The solar installation project, approved at the SGM last year, began in mid-January 2025 and is on track for completion by the end of April 2025. This initiative will help us move toward a greener future by reducing our carbon footprint and reliance on non-renewable energy sources.
The Water Harvesting Steering Committee has
been diligently investigating the best water supply solutions for our estate. We have engaged with a service provider to present various suitable solutions, including improvements to water pressure and ensuring a reliable two-week supply of potable water. This initiative will not only secure our water supply but also promote sustainable water management practises, benefitting our community and the environment. Owners will continue to be updated as these investigations progress.
Our financial position remains sound, as will be seen in the audited Annual Financial Statements for 2024, which will be circulated 14 days before the Annual General Meeting (AGM) scheduled for 7 April 2025. This will be our 20th AGM. To meet the projected expenses for 2025, the proposed budgeted levy increase of 7% took effect on 1 January 2025. This levy increase is to be approved at the upcoming AGM. The Levy Stabilisation Fund (LSF) will contribute R8 million, which is 21% of the budgeted expenditure,
allowing the Trustees to keep the levy increase at 7% for 2025. We are very fortunate that our LSF assists in keeping the levy increases to a minimum.
This year, we are planning to celebrate Le Domaine’s 21st Birthday in the months of June and July. Residents should look out for the respective communications regarding these celebrations. If residents have any special memories to share about Le Domaine over the last 21 years, please feel free to email them to lifestyle@bcld.co.za
I look forward to seeing everyone out and about on the estate, enjoying the sunshine and making the most of our beautiful surroundings. Let’s hope for some rain-free days ahead so we can all soak up the good vibes and create wonderful memories together!
With warmest regards,
Audiologist
Mandy Pillay B. SP & H (UDW) Cert. Vest Disorders (UCT)
Audiologist Louise Molina B. Comm. Path (Audiology) (UKZN) Additional Training in Cochlear Implant MAPPING and Rehabilitation (UP)
• Diagnostic audiology for Adults and Children
• New born hearing assessment in Nursery NICU and outpatient
• School hearing screenings
• Hearing Aid evaluations and fittings (Signia, Oticon, Widex, Phonak)
• Auditory Processing Disorders - Assessment and management
• FM systems
• Swim Plugs, Earmolds, Ear Protection
Busamed, Hillcrest Private Hospital, Suite 10 Life, The Crompton Hospital, Suite 53 Central bookings – 031 701 8429
We are a Hillcrest based independent Optometry Practice devoted to the highest standards of quality eye care with over 40 years of expert knowledge and experience. We have a wide range of designer and nondesigner spectacle frames and high quality lenses to suit all needs. We are contracted in to most Medical Aids, however, we are happy to discuss a discounted rate if a Patient does not belong to a one.
OUR SERVICES INCLUDE:
• Comprehensive Eye Tests
• Glaucoma Tests
• Contact Lens Consultation and Fitting
• Free Driver’s Licence Screening
Snippets
Le Domaine Snippets
Sikudansela
We dance for you! Our BCLD maintenance team danced and sang their hearts out for the residents. Months of rehearsals culminated in a show that sparked thunderous laughter, applause, and even tears, resonating throughout the amphitheatre and Club de Vie. This was indeed a highlight of the year. Thank you to our wonderful residents who donated generous tips towards the maintenance team. We look forward to Sikudansela 2025.
“Moments Like These”
Special moments of Grandad reading to little fouryear-old resident Eren (of Nice Village).
The World’s Largest Open Water Swim
A shining example for us all. Max Botha just completed his 47th Midmar mile swim (along with his son Chris Botha) in February 2025. This was the 52nd Annual Midmar Mile. What an amazing show of dedication!
Let’s Talk About Bats
The Bird and Bug Club boasted a “full house” at their last meeting, with guest speaker Dr Leigh Richards of the Durban Natural Science Museum. Pictured here, is a baby bat who had to come along with Dr Richards for the talk as she needed to be hand-fed every two hours.
Snippets
Continued Continued
Men’s Social Group
Every Wednesday morning, the Men’s Social Group gathers at the Club de Vie Cinema for lively discussions, laughter, coffee, and camaraderie. A great chance to meet new people and build lasting friendships. If you’re interested in joining this good old-fashioned social group, please contact Max Botha at Ext. 8659
Bingo - SingO-your Hearts Out
February Bingo was a hit, with many thanks to our cosponsors Phonak and HearClear Audiology. We tried our hands at musical bingo and the residents loved it. Don’t forget to book for the monthly Bingo, held on the last Thursday evening of every month.
We Love YOU
The BCLD admin team shares the love they have for their Colleagues and residents on Valentine’s Day.
A Musical Treat
Le Domaine audiences were mesmerised with another outstanding performance with Andew Young and guest pianist Shem Mahabeer on Thursday 06 March 2025. Andrew performed his heart out for audiences while on his coast to coast tour. We look forward to his next performance!
Enters The World Of Technology Le Domaine Bridge Club
WORDS LOUISE GIBBON
After not being able to play the game that so many people love during the COVID years, the Le Domaine Bridge Club is once again thriving and Friday mornings at the bridge club offer a very vibrant and happy activity to our members. It has grown as a number of bridge players have bought into the estate and are able to play bridge on their doorsteps.
Duplicate bridge is a very competitive game and originally the scoring of tournaments was done manually as players wrote down their scores, from which results were produced. This was a rather laborious task. However, last year our scorer very sadly passed away and we no longer had anyone who could operate the scoring system.
Our club then took an enormous step into the technological world by introducing a cell phone-based scoring app called BriAN Bridge Scorer. This process involved many Wednesday afternoon workshops where we all got together to do training sessions on how to operate this new technology.
This was a huge and very challenging learning curve for all of us as an older generation who were not accustomed to the digital world. We were stretched way beyond our comfort zones. We are so proud of our club members for being willing to learn how to master such an advanced cell phone scoring app and we are all benefitting from this learning curve. For a younger generation, this transition would have been easy but for our older
generation that are not familiar with modern technology, this has been no small feat.
We have had many ups and downs in the learning process, we have had total failures when no scores were available, and we have wiped out entire tournaments when the wrong buttons were pressed, but in just three months through everyone’s perseverance, we are now very proud to be the first bridge club in KZN to be using this modern technology. We also had much fun and laughter as many of our members got to know each other
much better as we laboured together on this project. We are pleased to say that we are keeping up with the modern trend as other sports clubs are also starting to introduce cell phone apps for scoring.
HUGS The Science & Beauty of
Watching people’s faces light up as they spotted the “hugging spot” sign was a truly heartwarming experience. As they looked around for someone to give a hug to, or received an invitation to join a group hug, their delight was visible. The joy and happiness it brought to so many people was more than just a hug,
it gave comfort and reassurance, brought giggles to groups and created a moment to pause in many people’s busy lives as it forced them to stop just for a minute and enjoy the little things.
Did you know that hugs can increase serotonin and dopamine levels,
neurotransmitters linked to mood and well-being? Hugs also release endorphins, natural painkillers that produce feelings of happiness. These positive effects can enhance self-esteem and promote a positive self-image.
Neighbours
Seemingly nestled in a giant Umdoni tree, sitting in the beautiful home of Kim and Ingrid Elgie, it is obvious that this is not just the final “resting place” the couple have chosen to retire and spend the rest of their days, but also a welcome
“watering hole” for many friends and neighbours alike, as their home bustles with visitors.
Ingrid demonstrates natural warmth as a gracious host, offering tea and biscuits, and welcoming everyone who pops in with open arms.
We live in a remarkable community filled with amazing residents; take a minute to get to know someone new
Kim and Ingrid have lived on the Estate for eight years and have a reputation that precedes them. Loved and respected by so many, Ingrid gleefully tells us of their famous book clubs that became wine clubs, nights filled with laughter and companionship. Married in 1987, with six children and 13 grandchildren. Kim is 92-years-old and Ingrid is a youthful, bubbly 78-year-old. I have to keep glancing at their ages in my notes as I sit and listen to them talk about their lives, past and present.
It’s hard to believe that this couple sitting in front of me are as old as they say they are, I feel like I am sitting in front of my energetic peers. A testament to this was the famous “Jerusalema” challenge put on by the estate. Ingrid put in countless hours of hard work and co-ordination to assist Les Heger in the preparation. Her role was to communicate with the dance instructors, manage the registration forms during line
KIM AND INGRID ELGIE
dancing and communicate with a huge group of dancers. An excerpt from the Jerusalema editorial of Ingrid said, “Communication with such a large number of participants was tricky, but this was achieved through mass e-mails, the co-operation of Village Councillors and a massive WhatsApp Group created and managed by Ingrid Elgie.”
Talking about energy, have you met Kim in person? Kim stands 6ft tall, athletic and well-poised, making his years of sportsmanship and activity obvious to anyone who sees him. Although we live in an estate with lots of active people over 50, I would like to share some interesting facts about this remarkable couple.
Kim is one of only a handful of men in the world who have represented not one, but two international sports teams. He played cricket for South Africa as well as rugby for the Scotland National Rugby Union. (He played three test matches in the 1961–62 series against New Zealand, and
Rugby for Scotland eight times as a centre while he was studying at the University of St Andrews in the 1950s).
When I asked Kim what some of his career highlights were, he failed to mention his top firstclass score of 169 not out (in cricket), which I had to look up on Wikipedia and ESPNcricinfo because as tall and as proud as he stands physically, he equals that in humility. “How did he manage to maintain his physical health and strength?” I asked. His wife glances at me with a smile and says, “42, every day Kim goes for a walk for 42 minutes, not 40 or 45 but 42.” “Why 42?” I asked. He looks at me, shrugs and explains that the first time he ever walked around the estate it took him 42 minutes, which he then set as his regular target and where possible daily goal. Talk about discipline and routine.
A well-known healthcare provider says this about the benefits of routine in our retired years. “Life’s unpredictability
can be particularly stressful for seniors, especially those dealing with cognitive decline or physical limitations. A wellstructured daily routine removes the uncertainty from their day, reducing anxiety and stress. Knowing what to expect and when provides a comforting sense of order and control.” Kim seems to have known this all along.
There is so much more I could write about this wonderful couple, but time (and word count) prohibits me. But do yourselves a favour, stop and say “hello” to them the next time you see them, I guarantee you will be amazed and equally energised. The same is true about getting to know any of your neighbours on the estate.
We live in a remarkable community filled with amazing residents; take a minute to get to know someone new. Not only will you make a new friend, and learn something new, but you will brighten their day by showing personal interest too.
Oh So
Lovely
Luxury Homemade skincare recipes
Lemongrass Sugar Scrub
WHAT YOU WILL NEED
• 1 cup sugar
• 1/2 cup coconut oil or avocado oil
• 5 to 20 drops essential oils
• food colouring (optional)
• container or glass jar
METHOD
1. Put your sugar in a large bowl.
2. Heat your oil in the microwave until it’s runny (about 30 seconds).
3. Add the oil to your sugar. Add a few drops of the food colouring if you are using it. Mix well. You can add more food colouring until the scrub is your desired colour.
4. Add the drops of your favourite essential oils. We suggest geranium, neroli or lemongrass, but vanilla essence is also a great option if you want a sweet smell!
5. Transfer the scrub to a container or glass jar with a tight and sealed lid. If you want to go the extra mile, you can add some ribbon and pretty label.
Lavender Bath Salts
WHAT YOU WILL NEED
• 750g Epsom salt
• 375g Himalayan salt
• 375g bicarbonate of soda
• 125ml coconut oil
• 25 to 30 drops essential oil
• dried rose petals, lavender, rosemary or other dried elements (optional)
METHOD
1. Add the Epsom salts, Himalayan salt, and bicarbonate of soda in a large bowl.
2. Melt the coconut oil in the microwave until it’s runny (about 30 seconds). Add the coconut oil to the dry mixture and mix well
3. Drop in your favourite essential oil - geranium, lavender or neroli are great options! Add in as much as you want, depending on the strength of the oil. Mix well.
4. If you want to, add your dried decorations and mix evenly.
5. Transfer your bath salts to a jar or container with a tight and sealed lid. Add some ribbon to make it extra cute!
Get to Know Your Birds
The adult white-breasted cormorant is identifiable by its large size, glossy dark brown plumage, and white underparts from the throat to the breast. Immature birds are entirely off-white below and are much whiter than immature reed cormorants. Their diet consists mainly of fish, which they catch by diving for up to approximately 82 seconds, although this duration is considerably less in freshwater. The jaw is adapted to handle bottom-dwelling, slow-moving fish, but they may also catch faster fish that live closer to the surface.
The white-breasted cormorant breeds throughout the year in South Africa, with peak periods in August or January in the Cape and March to October inland. The nest, built in roughly a week by the female using materials collected by the male, is a flat platform of sticks, twigs, and feathers. The female lays 3-4, occasionally five, chalky-white eggs with a greenish-blue tinge when fresh. Both parents incubate the eggs.
PHOTO FRANK KIHN
WHITE-BREASTED CORMORANT AND TILAPIA ON MARSEILLES LOCK AND DAM
The Executor’s Role in a Deceased Estate
Only the appointed executor has the legal authority to sell assets out of the estate. A sale agreement signed before the executor’s official appointment is legally void from inception. The executor is responsible for administering the estate according to the law and following the deceased’s instructions in the will, if there is one, and must act in the best interest of the deceased’s beneficiaries. The executor must produce Letters of Executorship or Authority to third parties to prove his capacity to act on behalf of the estate.
Selling Property - The Beneficiaries’ Consent
South African law allows the deceased’s beneficiaries to sell the property directly from the estate. This is often a preferred approach, as long as it doesn’t go against the deceased’s wishes and the beneficiaries don’t plan to keep the property after the estate administration. Selling the property from the estate generates cash flow into the estate, which helps to pay any debts and meet other financial obligations during the administration process. Obtaining written consent from all beneficiaries is mandatory, failure to secure unanimous consent will invalidate the sale.
The Master’s Approval
Finally, the sale needs approval from the Master of the High Court. The executor must submit a formal application, which the Master reviews to make sure it is in the estate’s and the beneficiaries best
BUYING & SELLING PROPERTY
FROM A DECEASED ESTATE
interest. Outstanding debts must be covered by the sale proceeds or approval may be denied.
Community Schemes & Deceased Estates
Owning a property in a community scheme offers numerous benefits, including enhanced safety, maintenance of common areas, and a sense of community. However, it also requires membership in the body corporate or homeowners’ association and adherence to its rules. Prospective buyers should carefully review these rules to ensure they align with their lifestyle and goals.
When buying or selling property within a community scheme, additional considerations apply. Standard “offer to purchase” templates often include schemespecific clauses, which buyers and sellers must thoroughly understand to avoid surprises. Certain clauses, such as resale levies or moving-out fees, can have significant implications.
Consult with Estate & Property Professionals
Buyers should consult with a conveyancer experienced in attending to transfers within such schemes to avoid unexpected challenges. This expert guidance will ensure a smooth and informed property transaction. Furthermore, owners of property in community schemes should consult with a fiduciary professional to ensure efficient estate planning.
Property Estate Planning Tips
Simplify your estate planning with a ‘Life File’, a centralised document
storing vital information about you, your loved ones, and assets. This ensures your executor can efficiently administer your estate. Additionally, property owners in community schemes can maintain a ‘Property File’ with essential documents.
By working with professionals in estate planning and conveyancing, you can better navigate the process and achieve a smoother and more effective outcome.
Marsh Fidelity is a team of deceased estate and trust experts based in KwaZulu-Natal. We specialise in will drafting, deceased estate administration, estate planning and family trust formations and management. You can find out more about our services on www.marshfidelity. co.za or follow us on social media @marshfidelity
HSG Attorneys is a specialist environmental law firm with extensive experience in the conveyancing and the land-legal sector. We offer solutions that take the entire conveyancing and property-development process into account. We also have significant experience in property transfers both from deceased estates and within community schemes, or sectional title complexes. You can find out more about our services on www.hsgattorneys.co.za
Le Domaine THE VICENARIAN TIMES
Looking back 21 Years
Did You Know
This year we have decided to celebrate our 21-year milestone. We would like to take this opportunity to reflect on the journey of the estate while looking ahead to the future. Look out for our monthly planners for June and July as we celebrate our 21st birthday.
Be Part of the Celebration
If you have anything you would like to share with us in celebrating this special occasion, whether it’s a photo, a story or a memento, please email Lydelle on lifestyle@bcld.co.za
Amateur Theatre Revival
As part of our birthday celebration, we will be showing some of the original pantomimes and shows put on by our residents over the years. The last one, “Le Dom’s Got Talent” in 2019, which is a series of videos from our Amateur Theatre, will be shown once a month in the conference room. A huge thank you to Brian Kelley for helping us air them and for the many tireless hours it has taken to convert these archives into a viewable format.
Save the dates for the following showings and be sure to book your seat with Zietske on Ext 8000
1. Tuesday 11 March, In Search of A King (2007)
2. Tuesday 01 April, Love and Laughter (2008)
3. Tuesday 06 May, The Empty Throne (2009)
4. Tuesday 03 June, A Never Ending Tale (2014)
5. Tuesday 08 July, The Sound of Muesli (2015)
6. Tuesday 12 August, Le Dom’s Got Talent (2017)
All of this is in anticipation of a special revival performance in August/September called “Our Colourful History”. If you would like to be involved in the show (acting, singing, dancing, backstage, volunteering or anything else) please contact the Colourful History Committee chaired by Lesley Heger on 031 716 8434
What’s on your mind?
What’s on your mind?
How sure am I that my carefully drafted Will won’t be declared invalid?
I’m a South African with assets overseas. What factors do I need to consider for my estate planning, and do I need more than one Will?
I’m a South African with assets overseas. What factors do I need to consider for my estate planning, and do I need more than one Will?
Too often, it’s the little things that trip you up.
a costly High Court application just to validate your Will?
Owning assets abroad adds complexity, but here’s what you need to keep in mind:
Owning assets abroad adds complexity, but here’s what you need to keep in mind:
Should I Have More Than One Will?
Should I Have More Than One Will?
The Master’s Office, already under-resourced, spends much of its time dealing with family feuds—typically because a loved one has passed away without a valid Will. The Master’s office adheres strictly to a checklist to determine a Will's validity. If your Will doesn't meet every requirement, it is simply declared invalid. This necessitates a High Court application to have it validated and it’s not always successful.
Did your son- or daughter-in-law witness your Will?
Having a foreign executor familiar with local probate rules can make the process smoother, especially if you have multiple or valuable assets overseas.
Having a foreign executor familiar with local probate rules can make the process smoother, especially if you have multiple or valuable assets overseas.
Inheritance Taxes and Duties
Inheritance Taxes and Duties
If your foreign assets are limited to a small bank account, one South African Will may be enough, as many banks recognise it for worldwide assets. But if you own substantial assets or own foreign property, separate Wills can help by aligning each with local laws, which may speed things up for beneficiaries.
If your foreign assets are limited to a small bank account, one South African Will may be enough, as many banks recognise it for worldwide assets. But if you own substantial assets or own foreign property, separate Wills can help by aligning each with local laws, which may speed things up for beneficiaries.
Additional Costs and Fees
Additional Costs and Fees
If your child’s spouse was a witness, your child could be disqualified from inheriting under the Wills Act. Are you certain your witnesses have no vested interest in your estate?
Could one of your Wills accidentally cancel the other?
“If you think small things don’t matter, try spending the night with a mosquito.” - Dalai Lama
Your foreign assets might be subject to foreign inheritance taxes on top of South African estate duties. These taxes can add up and reduce the total inheritance for beneficiaries.
Your foreign assets might be subject to foreign inheritance taxes on top of South African estate duties. These taxes can add up and reduce the total inheritance for beneficiaries.
You need to make provisions for additional costs as other countries don’t always cap executor fees like South Africa does (3.5% plus VAT). In some places, probate fees are much higher.
You need to make provisions for additional costs as other countries don’t always cap executor fees like South Africa does (3.5% plus VAT). In some places, probate fees are much higher.
If you have an offshore and local Will, have you checked that one doesn’t unintentionally revoke the other due to a poorly worded revocation clause?
Preventing Conflicts Between Wills
Preventing Conflicts Between Wills
Is a joint Will really the best option for you?
Understanding Probate Abroad
Understanding Probate Abroad
BELOW ARE A FEW COMMON MISTAKES THAT YOU COULD BE MAKING:
Is your signature too far from the last paragraph?
Foreign assets often require a local probate process (similar to South Africa’s executorship). If this is needed, the South African estate can’t be finalised until it’s completed abroad, potentially causing delays.
Foreign assets often require a local probate process (similar to South Africa’s executorship). If this is needed, the South African estate can’t be finalised until it’s completed abroad, potentially causing delays.
A small gap could cost your heirs dearly. In Kidwell v. Master of the Supreme Court, a Will was declared invalid because the testator signed 9 cm below the final paragraph. Would your family be able to afford
Forced Heirship, Marital Property Rules and trusts
Forced Heirship, Marital Property Rules and trusts
Would your Will still be valid if your health declines?
Some countries, like Italy, Portugal, and France, have “forced heirship” laws that dictate how assets are distributed, regardless of what your Will says. Additionally, marital property regimes may impact distribution, and testamentary trusts are not always recognised.
Did you know that if someone is diagnosed with a condition like Alzheimer’s, they may no longer have the legal capacity to draft a valid Will? In such cases, their last legally sound Will is the one that will stand.
Some countries, like Italy, Portugal, and France, have “forced heirship” laws that dictate how assets are distributed, regardless of what your Will says. Additionally, marital property regimes may impact distribution, and testamentary trusts are not always recognised.
Consider the potential risks of a joint Will. If the original document is lodged with the Master's Office after the first spouse passes away and it gets lost by the Master’s Office, the surviving spouse may inadvertently die intestate (without a valid Will), leading to unintended consequences.
Final Thought
Don’t let simple mistakes or outdated documents derail your wishes. When was the last time you reviewed yours? Speak to us.
If you decide on multiple Wills, make sure each one applies only to assets in that specific country to avoid accidental revocation. This is why an experienced estate planner is invaluable—they ensure your intentions are honored without any legal conflicts across borders. Working with a specialist familiar with international laws can help lower these taxes as well as foreign probate fees through strategic planning. If you would like a ‘Health Check’ carried out on your Will at no cost, contact us.
If you decide on multiple Wills, make sure each one applies only to assets in that specific country to avoid accidental revocation. This is why an experienced estate planner is invaluable—they ensure your intentions are honored without any legal conflicts across borders. Working with a specialist familiar with international laws can help lower these taxes as well as foreign probate fees through strategic planning. If you would like a ‘Health Check’ carried out on your Will at no cost, contact us.
Let’s Talk
Let’s Talk
083 384 4873
083 384 4873
Estate Planning Challenges for Blended Families: Navigating the Complexities
WORDS BY MELLA FIDUCIARY
Blended families, which often include stepchildren, biological children, and children from new marriages, present unique challenges in the estate planning process. To ensure fairness, prevent disputes, and protect the financial well-being of all family members, thoughtful planning is required.
Defining Fairness in Inheritance
Addressing differences upfront is crucial, as it can prevent conflicts and ensure that assets are distributed as intended, ultimately reflecting each family’s unique circumstances and values.
Risks Associated with Blended Families
Even when both spouses intend to treat biological and stepchildren equally, there is no certainty this will be honoured without proper legal safeguards. In our experience, this rarely happens as planned. Common risks include accidental disinheritance and unintended asset distribution as mentioned in the three examples below:
1. The Danger of Joint Wills
If one spouse dies first, the entire estate passes to the surviving spouse, and the joint Will may be misplaced or lost. This can lead to intestacy, where only biological children inherit, potentially disinheriting stepchildren.
2. Risk of Changing Wills Over Time
Even if spouses initially
agree on a fair estate division, circumstances can change, leading to a re-evaluation of their Will. Without proper safeguards, the original agreement may not be honoured.
3. Divorce Orders
Divorce orders can be overlooked until the deceased’s estate is settled, potentially leading to a substantial portion of the estate being claimed by the ex-spouse, leaving insufficient assets for the surviving spouse and other intended beneficiaries.
Considerations For Blended Families
Blended families must carefully structure their estate plans to protect all loved ones and minimise potential disputes. Consider the following strategies:
1. Structuring Inheritance Fairly
Clearly define how assets should be distributed among children from previous and current relationships, to ensure alignment and prevent future conflicts.
2. Utilising Testamentary Trusts
Estate plans should balance the financial needs of a surviving spouse with the inheritance rights of children. A testamentary trust can:
• Allow a surviving spouse to benefit from the estate during their lifetime while ensuring that remaining assets pass on to the intended beneficiaries.
• Ensure stepchildren and biological children receive their designated shares.
• Prevent a surviving spouse from redirecting assets away from intended beneficiaries.
• Protect inheritances for minor children and dependents with special needs.
3. Regularly Updating Your Estate Plan
Regularly review and update Wills, trusts, insurance policies, and retirement funds to ensure that they align with your current family structures and wishes. A well-structured estate plan can lead to significant cost savings when managed efficiently.
Consider drafting a Letter of Wishes to provide guidance to your beneficiaries, spouse, or children. This document can help explain specific bequests and inheritance decisions, offering clarity and reducing potential disputes.
4. Planning For Sentimental Assets
Clearly outline who should inherit sentimental items such as jewellery, artwork, or family heirlooms. This helps prevent emotional disputes and preserves family harmony.
Ensuring Long-term Family Harmony
By incorporating trusts, updating legal documents, and fostering open communication, blended families can successfully navigate estate planning challenges.
Rediscovering Identity and Purpose
A Journey of Hope
As the sun begins to set on a lifetime of commitments, it’s common for those in their golden years to experience a sense of loss. Suddenly, the familiar routine of a busy existence has turned into a quiet stillness that can feel quite unsettling. You might find yourself wondering, “Who am I now? What’s my purpose?” Although this is normal, it doesn’t make it any less daunting.
Let’s take Sally as an example, someone who could be your neighbour. After raising three spirited children to adulthood, volunteering at many charities and working a fulfilling career, she finds herself alone, wondering how to fill the hours in a home that now only echoes with memories. Sadly, Sally’s story is all too familiar as many of us struggle to find our identity and purpose.
In the early days of her retirement, Sally enjoyed the freedom to sleep in, travel, and spend time with her husband and her family. However, as the novelty wore off and her husband passed on, she began to feel a void. The sense of purpose that had driven her for so many years seemed to have vanished. One afternoon, Sally bumped into her
neighbour Helen, a warm and approachable retired teacher, and found herself opening up about her feelings. Helen shared her own experience. “I felt the same way when I retired,” she said. “But I found a new sense of purpose through volunteering and reconnecting with my love for reading by joining a book club. It helped me reconnect with myself and others.”
Inspired by Helen’s story, Sally remembered the thrill her hobbies used to give her. In particular, she used to love gardening, which led Sally to join a gardening club. This activity not only filled her days but also started to rekindle her sense of purpose.
Sally’s journey of self-discovery was not without its challenges, though, there were still days when she felt unsure of her path; but she learned to embrace these moments as part of the process and found it really helpful to talk to her now good friend, Helen, who always listened patiently.
But what if you don’t have a “Helen” in your life? The simple step of reaching out and sharing what is on your mind can be intimidating, in such situations, consulting a counsellor can provide a valuable perspective.
Using the steps below is one way to embark on the journey:
• Embracing new interests: Exploring hobbies and activities that you may not have had time for during your working years can bring joy and fulfillment.
• Staying connected: Maintaining social connections by joining clubs or volunteer organisations. Building new relationships can provide a sense of community and support. Le Domaine is the perfect place to do this!
• Seeking professional help: Don’t hesitate to talk to a counsellor if you’re feeling overwhelmed or lost. Counselling can provide valuable insight to help you navigate this transition. This is where I can help.
• Reflecting on your values: Identify what truly matters to you and discover meaningful activities and roles that align with your core values.
• Being patient with yourself: Retirement is a new beginning. Embrace the journey of selfdiscovery and reconnect with what brings you joy.
Charmaine Kelly General Counsellor
Home Hacks
Get ready to fire up your grill with confidence!
A clean grill can enhance the flavour of your food, making regular grill maintenance an essential part of your outdoor cooking routine.
Grills, especially those exposed to the elements, can accumulate dirt, rust and food residue that can affect performance and safety. Plus, residual char and grease can impart unwanted flavours and even lead to flare-ups. Once you've gathered the right tools—a sturdy grill brush with stainless
steel bristles, a scraper, a bucket of soapy water, microfibre cloths and grill cleaner or degreaser—consult this step-by-step guide to keep your grill in pristine condition, ensuring delicious meals every time.
1. Preheat the grill for 15 minutes to loosen any stuck-on residue then turn it off and let it cool slightly.
2. Ensure the gas supply is turned off before cleaning.
3. Remove the grates and scrub them thoroughly with a grill brush and warm, soapy water. Rinse and let dry.
4. burners by wiping them with a damp cloth.
5. Scrape the inside of the grill to remove any debris and use a vacuum to collect loose dirt and ash.
6. Wipe down the exterior of the
grill with a microfibre cloth and grill cleaner.
7. Reassemble the grill once all parts are dry and give it a final wipe down.
In between deep cleanings, remember to clean your grill grates immediately after cooking while they are still warm to remove food particles and grease.
YOU HAVE THE POWER TO TRANSFORM COUNTLESS LIVES WITH A SINGLE ACT OF KINDNESS AND LEAVE A LASTING LEGACY. you can support vulnerable children
By including a charitable bequest to the Community Chest in your Will, you become a beacon of hope for those in need. Your legacy will provide essential care and support to vulnerable children and elderly individuals across KwaZulu-Natal. Together, we can create a brighter future, filled with compassion and opportunity for all.
Contact Rashilla Francis on 031 303 3890 or Email: rashilla@communitychest.co.za
EasyEasterChocolate Cake
WORDS AUTHOR EB GARGANO
Have a Happy Easter
The spirit of Easter is all about Hope, Love, and Joyful Living
A delicious chocolate sponge cake, decorated with chocolate buttercream, Cadbury’s Creme Eggs, and Mini Eggs! This Chocolate Easter Cake is quick and simple to make and requires no special equipment. Perfect for Easter celebrations and an ideal cake to make with kids!
Prep Time: 20 minutes
✓
Cook Time: 20minutes Servings: 12 slices
Ingredients:
Cake:
• 225g butter or margarine, softened
• 225g caster sugar
• 4 large eggs
• 225g self-raising flour
• 1 teaspoon baking powder
• 50g cocoa powder
• 4 tablespoons milk
Buttercream:
• 200g butter or margarine, softened
• 400g icing/confectioner’s sugar, sieved (for a smooth icing with no lumps!)
• 50g cocoa powder, sieved (for a smooth icing with no lumps!)
Decoration:
• Cadbury’s Mini Eggs (I used 100g)
• Cadbury’s Creme Eggs (I used two large and three mini eggs)
• Or any other decoration you like!
Method:
For the cake:
1. Preheat your oven to 180°C / 160°C fan / gas mark 4 / 350°F. Grease two 7in. (18cm) round cake tins with butter or margarine. Put a circle of baking paper on the bottom of each tin and grease the baking paper. (There is no need to fully line the tins.)
2. Beat the butter and sugar together until light and fluffy.
3. Add one egg and beat until combined. Repeat with the other eggs, adding them in one at a time.
4. Fold in half of the flour gently.
5. Stir in the baking powder and cocoa powder.
6. Fold in the remaining flour gently.
7. Stir in the milk to loosen the cake batter slightly.
8. Divide the batter into the cake tins and spread evenly with a spoon or spatula.
9. Bake for 20-25 minutes. When they are ready, the cakes should be pulling away slightly at the sides. To be sure they are done, insert a skewer into the cake, if it comes out clean, the cake is done. If not, pop the cake back in the oven for a few more minutes.
10. When the cakes are done, remove them from the oven and leave to cool in their tins before handling.
For the icing:
1. Whip the butter with an electric beater or with a whisk/wooden spoon, slowly adding in the icing sugar and cocoa powder until creamy.
2. When the cakes are cool, trim the top off so it’s flat.
3. Using a knife or spatula, spread half of the buttercream all over the top. Then put the other cake on top. Cover with the remaining buttercream and decorate with mini eggs and/ or creme eggs and/or whatever else you fancy!
Enjoy!
Estate Management vs. Managing Agents: A Crucial Distinction
WORDS JUSTIN SCOTT
While reading a recent article in a magazine, I found myself reflecting on a letter I had received from the administration team of the estate I call home. Their website proudly proclaimed expertise in estate management, yet it quickly became clear that their foundation lies more in managing agent duties.
The distinction may seem subtle, but its implications are profound—especially when the letter revealed fundamental shortcomings in data management, professionalism, and process adherence. This is not a complaint but rather an observation that underscores a critical truth: understanding the nuanced difference between a managing agent and an estate manager is pivotal to an estate’s community wellbeing, growth, and longterm success.
An estate manager is not merely an administrator; they are the heartbeat of the estate. Their role extends far beyond operational tasks—it includes fostering a living
ethos that enhances both the lifestyle and investment potential of the estate. This requires a unique blend of traits: discernment, attention to detail, adaptability, and a deep well of empathy, all coupled with essential administrative skills. These attributes enable an estate manager to navigate the diverse needs of homeowners, tenants, and other stakeholders with confidence, diplomacy, and a vision that aligns with the estate’s long-term prosperity.
The right estate manager understands the importance of clear and professional communication, the need for consistent rule enforcement without alienating residents, and the value of building strong personal relationships. They act as the bridge between the estate’s vision and the lived experiences of its residents, ensuring that every decision aligns with the community’s ethos.
Unfortunately, when estates rely too heavily on managing agents without recognising the broader skillset required of estate managers, they
risk undermining their own brand and community spirit. Managing agents may excel at transactional tasks, but estate management demands a more holistic approach—one that prioritises people as much as processes.
For an estate to truly thrive, it must invest in leadership that embodies both competence and care. This is the foundation upon which strong, resilient communities are built. Having worked alongside some exceptional estate managers over the past 20 years, I can attest to their invaluable role. If you’ve ever had the privilege of working with an estate manager who truly embodied the ethos of your estate—only to see them move on—you’ll know the void they leave behind is not easily filled.
I invite you to reflect on the qualities that define exceptional estate management and the role each of us plays, alongside estate managers and managing agents alike, in fostering communities we are proud to call home.
Across:
1. An official document given by the government to a business or other group. The charter explains the group’s responsibilities.
Across
4. To support or decide in favour of, when faced with a challenge.
5. To order a punishment to be given.
6. To state or declare as true.
9. One’s sense of worth; pride or self-respect shown in one’s appearance or behaviour.
11. Provided with a certain ability or quality.
1. an official document given by the government to a buisness or other group. The charter explains the gruops responsibilities.
12. Unable to be taken away or given away.
13. To affect another in some way.
4. to support or decide in favor of, when faced with a challenge
14. To defend or keep safe; shield from danger or harm.
5. to order a punishment to be given
15. Spoken or expressed in a clear way.
Down:
6. to state or declare as true
2. Basic; of central importance.
3. The sense that allows a person to decide between right and wrong actions.
7. To give a right or legal claim to.
9. one ' s sense of worth;pride or self-respect shown in one ' s appearance or behavior
8. To support the growth of; to help move forward.
10. The members of a community or group together.
WORD SEARCH
11. provided with a certain ability or quality
12. unable to be taken away or given away
13. to affect another in some way
14. to defend or keep safe; shield from danger or harm
15. spoken or expressed in a clear way
10. the members of a community or group together Name:
basic; of central importance
3. the sense that allows a person to decide between right and wrong actions
7. to give a right or legal claim to 8. to support the growth of; to help move forward
