HCS_182-27

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Established in 1929

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Health City Sun

The

Published by Defined Publishing, Inc.

New Mexico’s Legal & Financial Weekly

July 1, 2011

Vol. 1.82 No. 27

FORECLOSURE SALES: 3

PROBATE:19

STORAGE AUCTIONS: 3

NOTICE OF SUITS: 10

OTHER: 18

OTHER AUCTIONS: 1

Tourism Department Encourages New Mexicans to Celebrate Independence Day Safely

T

he New Mexico Tourism Department is encouraging all New Mexicans and their visitors to celebrate this Fourth of July weekend safely by seeking alternatives to setting off of backyard fireworks. “New Mexico’s Independence Day weekend calendar is filled with safe and exciting events,” said Monique Jacobson, Secretary of the New Mexico Tourism Department. “This is also a great time to create new family traditions. My family likes to gather for banana splits for breakfast on the morning of the Fourth. Why not enjoy your ice cream at one of our 33 state parks still open and visit a stop or two along our Green Chile Cheeseburger Trail on your way home? We can exercise caution and still have a great time this weekend.” Leading the list of family getaway contenders are Rio Rancho’s eighth annual Pork & Brew BBQ State Championships- named one of the best 100 events in the nation by the American Bus Association – at the Santa Ana Star Center. Activities include live entertainment, fun jumps, pig races, kids’ corral, and, of course, food galore. With more than 30,000 in attendance last year, Pork & Brew has become one of the largest two-day events in New Mexico. And if you haven’t traveled to Roswell for the annual UFO Festival, your timing could not be better. You know the legend; now experience the fun. The Roswell Incident is now celebrated with the annual Roswell UFO Festival, which annually attracts doubters, believers, scholars, scientists, authors, astronauts, tourists and children of all ages – from this world and beyond - to this small Southeastern New Mexico city in search of a little truth and a whole lot of fun, foolishness and entertainment. Roswell will entertain thousands of visitors again during the festival this year. Guests can visit the crash site, alien attractions and attend lectures about one of the most infamous cover-ups in history. If you want to stay a little closer to home and still enjoy a special time of year with your special friends, consider: • Freedom Days Celebration in Farmington • Wild West Days at the Rodeo Grounds in Grants • Santa Fe Wine Festival at El Rancho de las Golondrinas. • The Mescalero Apache Ceremonial in Mescalero • Smokey Bear Stampede in Capitan • Fourth of July Electric Light Parade in Las Cruces • The Red River Parade • The World’s Greatest Lizard Race and Party in Lovington • Pancakes on the Plaza in Santa Fe • Silver City Museum’s Ice-Cream Social.

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The Department also encourages folks to support their local, communityand industry-based fireworks displays. A few are listed below: • Fourth of July Fiesta at Plaza Park in Las Vegas • Fourth of July Street Dance in Clayton • Fireworks Display at Ute Lake State Park • Fourth of July Extravaganza at Eagle Nest • July Fourth Fireworks Extravaganza in Alamogordo • Freedom Fourth at Balloon Fiesta Park in Albuquerque • Fire on the Fourth Classic Car and Motorcycle Show in Angel Fire • Fourth of July Celebration in Artesia • Fourth of July Celebration at Valle del Sol Golf Course in Carrizozo • Fourth of July Parade in Clayton • Smoke on the Water at Greene Acres Park in Clovis • Fourth of July Parade and Family Fun Day in Corrales • Fireworks at the Southwestern New Mexico Fairgrounds in Deming • Fourth of July at Daniel Fernandez Park in Los Lunas • Fourth of July Bash at the Greyhound Arena in Portales • Fourth of July Fun in Ripley Park in Raton • Fireworks Show at Santa Fe High School • Fourth of July Park Festival at Gough Park in Silver City • Concert and Fireworks Display on NM Tech Campus in Socorro • Fourth of July Celebration in Taos For a complete list of all upcoming activities, visit www.newmexico.org.

Beware of Business Credit Cards

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he Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009 was supposed to protect consumers from changing interest rates, unreasonable fees and the insecurity from not knowing from one month to the next what new fees and penalties the creditcard companies would come up with. The Pew Charitable Trusts, a branch of the nonpartisan, civic-minded Pew Research Center, has released a Safe Credit Cards Project report warning about the ways credit-card companies are getting around the rules. To get around the restrictions of the CARD Act, credit-card companies have simply changed the name of the cards they’re issuing. They’re now

Dollars & Sense by David Uffington called “business” or “corporate” credit cards. Business credit cards were never intended to be covered by the act, so none of the new rules apply. Far too many consumers have been taken in, assuming they’re protected when they’re not. Getting one of these cards isn’t hard: Business or commercial cards are being promoted not only to businesses and corporations, but to consumers, just as the regular consumer cards were. According to the Pew report, some 10 million offers for business credit cards are sent out every month. Here are some comparisons, with “Protected” indicating the coverage of personal credit cards under the Act. Protected: Terms cannot change during

the first year, and 45 days notice must be given before terms change. Business: Terms can change at any time. Protected: Penalty interest rates cannot be applied to existing balances. Business: Penalty interest rates can be applied at any time, effective immediately, with no notice, to any balance. Protected: Penalty fees must be reasonable, and cannot exceed the violation itself. Business: Penalty fees are unrestricted. Protected: Payments over the minimum must be applied to the highest rate balance first. Business: Payment may be applied to

lowest rate balances, which lets highrate balances accrue interest. If you receive a mailing or application offering one of these credit cards, read the fine print -- twice. Go online a pull up a copy of the CARD Act and compare item for item what your new card would offer versus the protections of regular cards. Remember: With business credit cards, your interest rate could change overnight, and you can’t do a thing about it -- except pay the debt. David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2011 King Features Synd., Inc.


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