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Published by Defined Publishing, Inc.
New Mexico’s Legal & Financial Weekly
Aug 26, 2011
Vol. 1.82 No. 35
FORECLOSURE SALES: 11
PROBATE:12
STORAGE AUCTIONS: 3
NOTICE OF SUITS: 7
OTHER: 21
OTHER AUCTIONS: 3
Daizy’s 2nd Birthday Bash on August 27
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LBUQUERQUE, NM— Daizy the Asian elephant is turning 2 years old! You’re invited to celebrate with us at Daizy’s Birthday Bash, a part of Elephant Conservation Day on Saturday August 27, from 10 a.m. to 2 p.m. Enjoy hands-on discovery stations, food, entertainment, crafts, birthday cake and much more. Take a behind-the-scenes tour of the new Elephant Bull Barn during a special open house. Learn martial arts moves from the bull elephants and yoga from local instructors. Watch Daizy as she explores the yard searching for her birthday presents. Guests will also sing happy birthday to Daizy as she receives a custom-made birthday cake.
Prepaid copy provided by:
Timo Haugen - Northwestern Mutual 2011
(From left) Daizy and her grandmother Alice. Photo courtesy of ABQ BioPark
“Daizy is one of our guests’ favorite animals,” said Megan Lanigan, Zoo Education Coordinator. “We’re planning a birthday celebration that is fun and provides many chances for guests to discover and learn more about our favorite pachyderms.” As part of Elephant Conservation Day, stations throughout the zoo will teach guests elephant facts and green actions to help preserve these gentle giants and their habitat. Zookeepers also will answer guests’ questions about Asian elephants and the BioPark’s herd. Daizy’s Birthday and Elephant Conservation Day are sponsored by 1250 AM JENNiRADIO. Daizy was born on September 2, 2009. She is the second elephant born at the Zoo. Her mother, Rozie, was born at the Zoo in 1992. The BioPark is an accessible facility and a division of the Cultural Service Department, City of Albuquerque, Richard J. Berry, Mayor. For more information, visit www.cabq.gov/biopark or call 311 locally or (505) 768-2000 (Relay NM or 711).
Do-It-Yourself Credit Repair
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f you’ve been through a rough financial patch, it’s likely that your credit has suffered. Late payments, minimum-only payments, credit-card balances that are too high and maybe even auto repossession could have drastic impacts on your credit score. If you’re in a better position now, possibly with a new or better job, your credit can be repaired. It will take time, but it can be done.
Dollars & Sense by David Uffington
credit limit listed and accounts that you have already paid off showing a current balance. Notify the credit bureaus in writing (certified mail, not online) about any errors, and ask for an investigation. They have 30 days to respond. If they can’t verify the accuracy of the item, they have to remove it. Once the repairs are made, get another batch of credit reports and do a line-by-line comparison. Next, make a plan to hone down Here’s how: your credit. Determine which of First, find out how bad the your credit cards has the biggest damage is. Send for your credit debt-to-availability ratio. A card reports from all three of the major with $1,000 availability and a credit bureaus. Go over them $900 balance is worse than a card carefully. Look for mistakes, such with $10,000 availability and only as accounts that aren’t yours, wrong $2,000 owed. The reason is that
nearly maxing out a card counts more heavily against you because a larger percentage of your available credit is used. Don’t cancel any cards, for the above reason. When you get a card down to a zero balance, that availability helps your overall percentages. (History helps: Keep old accounts open, if only for the longevity they show.) Pay more than the minimum on each card, on time, every month, with more money going to the ones with higher percentages of available credit used. Look at the credit report: You’ll see a column indicating whether you have been making minimum or better payments. Even $10 extra takes
you out of the “minimum only” category. Don’t take on any new credit until the current problems are resolved. Full credit repair will take time, but it’s worth the aggravation. The biggest benefit to taking steps to repair your credit is that future credit will be cheaper. You won’t be in the “likely to default” category anymore, saddled with high interest rates. David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2011 King Features Synd., Inc.