HCS Issue 1.82-36

Page 1

Established in 1929

Health City Sun

The

www.healthcitysun.com

Published by Defined Publishing, Inc.

New Mexico’s Legal & Financial Weekly

Sept 2, 2011

Vol. 1.82 No. 36

FORECLOSURE SALES: 9

PROBATE:20

AUCTIONS: 10

NOTICE OF SUITS: 6

OTHER: 18

SPANISH NOTICES: 4

New Mexico Rail Runner Express running special Labor Day Weekend Service to Wine Festival for 6th Year!

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ernalillo, NM-August 30, 2011 - For the sixth year, visitors to the New Mexico Wine Festival will have another transportation alternative to get to the wildly popular affair. The New Mexico Rail Runner Express is once again offering special train service over the upcoming long Labor Day weekend. And just as in years past, people taking the train can catch a free shuttle bus from the U.S. 550/ Sandoval County station to the festival, or they can opt to take a short walk from the station to the annual event. “Using the Rail Runner to get to the Wine Festival has been a big success the past five years”, said Dewey Cave, Executive Director for the Mid-Region Council of Governments. “This is a great opportunity to avoid traffic and parking hassles and leave the driving to someone else. “ This year’s New Mexico Wine Festival will be held in the Town of Bernalillo over Labor Day Weekend: Saturday, September 3rd, Sunday, September 4th, and Monday, September 5th. Wine Festival hours are noon to 7:00 pm daily. (See accompanying train schedule) ”The Rail Runner offers Wine Festival-goers a real convenience”, said Maria Rinaldi, Executive Director, NM Wine Festival. “There’s been a significant increase in ridership to the Wine Festival. Riding the train has become a part of the tradition of attending the festival.” Celebrating its 24th year, the New Mexico Wine Festival attracts more than 25,000 people. 20 wineries from across the state offer up free tastings and sales by the glass, as well as the purchase of bottles and

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Timo Haugen - Northwestern Mutual 2011 cases for home consumption. There’s also a variety of food vendors, live entertainment, and a juried art show. Once again, the festival also showcases some of New Mexico’s finest agriculture. There is even a dedicated area for kids called the “Kid’s Zone”. ”People come from all over the state and out-of-state to attend what has become the premier wine event of the Southwest”, says Bernalillo Mayor Jack Torres. “Being able to offer Rail Runner service to those attendees in the metro area is a big plus for the event”. Like last year festival-goers can avoid the lines and purchase their Rail Runner tickets in advance on-line at nmrailrunner.com. However, they should make note that they must purchase the Rail Runner ticket for the specific day that they are planning to attend the festival. NM Wine Festival tickets can also be purchased in advance on-line at newmexicowinefestival.com

Debit-Card Changes

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short five years ago, banks were pushing us to use our debit cards. Rewards programs with points, flyer miles, cash back -- it all added up in our favor. Now, however, if you have a debit card that’s part of a rewards program, you might have a limited amount of time to cash in those rewards. If your debit card is with a big bank, your rewards program is probably going to be cancelled -- if it hasn’t been already. The reason for these changes, say the banks, is the Durbin Amendment. The legislation puts a cap on the per-transaction cost that banks charge merchants for

Dollars & Sense by David Uffington each swipe of a debit card, down from 44 cents to 21 cents per swipe, plus a percentage of the transaction total. No more massive millions moving into card issuers hands in the form of swipe fees means no more rewards-program benefits for you. Banks are looking for new ways to recoup the lost money. If you get an information leaflet in your bank statement, read it. You could learn that your free checking account will no longer be free, or that you’ll need to maintain certain balances for it to be free, or that you’ll be limited to a certain number of debitcard transactions per month, or that your ATM transactions are no

longer free, or that you’ll no longer receive a paper statement without paying for it. However, that same problem for card issuers might get you a discount from merchants, especially for big-ticket items. If you shop locally at smaller businesses, you have a better chance of asking for and getting a discount, since the merchant won’t be paying high swipe fees and percentages of the purchase cost. Always ask. Banks and credit unions with assets less than $10 billion are exempt, and if you switch to a smaller bank, you might get a better deal on the fees that the big banks will surely impose.

Before you let yourself be pushed toward putting purchases on your credit card because of a potential rewards program, rethink your plan. While new laws are in place for credit-card fees, you still have to pay the money back. The new debit card law takes effect in October, just in time for holiday shopping.

David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2011 King Features Synd., Inc.


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