Orange Wealth Solutions

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Achieving your financial freedom and security is a journey. You’ll need a navigator.

Orange Wealth Solutions SIMPLIFYING YOUR LIFE.



You dream of what you’ll do with your time and money. Whether you want to travel the world, pay for college, build your wine collection, fund your favorite charity, take flying lessons—or do all of it—the possibilities are endless. But dreams without a plan are just wishes. Now, turn them into reality with a thoughtfully developed plan that will simplify your financial life and: • Accelerate and increase your savings and investments. • Give you peace of mind. • Reach your goals so you can live comfortably.


Orange Wealth Solutions We chart your future. We’re a fee-based service to assess your needs and implement a plan to help you achieve your dreams through financial security. Our financial planners and advisors develop defined strategies including: • Savings and Investments • Retirement Planning • Education and other Major Purchases • Tax and Cash Flow Planning • Emergencies

We know the way. We’re in the business of making your financial life easier by getting to know you and cultivating a deep relationship. It is a legacy of service that dates back to our founding well over a century ago, when 14 public-spirited citizens started our bank, then known as Orange County Trust and Safe Deposit Company. Even then as a depository for money and valuables, our founders’ long-term vision was to counsel and guide our customers to achieve their financial goals. Today, we continue to deliver a customer relationship experience that is appreciated, memorable, and different.


Advice and planning from our expert team can help you organize your finances in ways you may not have considered.


Are you controlling your finances or are your finances controlling you? Let’s explore alternate approaches—together.


Orange Wealth Solutions We start with a conversation. Perfect for executives, business owners,

you can do differently to move forward.

physicians, attorneys and other profes-

Next, we develop a comprehensive and

sionals, your Orange Wealth Solutions

strategic plan with specific, near and

team of expert planners and advisors

long-term goals and objectives for savings

begins by asking what wealth and

and investment portfolios that incorporate

financial security means to you. We learn

cash flow requirements, income tax

about your wants, needs, desires. Then

considerations, and risk tolerance. When

we dig a little deeper to understand as

appropriate, we consult with our Private

much as possible about your life, career,

Banking, Investment Advisory and Trust

and financial position. Are you spending

and Estate Administration teams to plan

wisely? Is your money going toward your

for banking, borrowing, investing, living

priorities? Do you spend too much and

wills, trusts, special needs trusts and more.

save too little? All questions you may

Investment Advisory, through Hudson

have asked yourself over the years.

Valley Investment Advisors (HVIA), a SEC Registered Investment Advisor*, provides

Through this process we’ll discover if your

disciplined, data-driven investment plans

fiscal behaviors are in alignment with your

targeted at long-term growth.

goals. If they’re not, we talk about things *Registration with the SEC should not be construed as an endorsement or an indicator of investment skill, acumen or experience. Financial planning and account aggregation provided by third party partners which are not affiliated with Orange Bank & Trust Company or Hudson Valley Investment Advisors.


All your finances—all in one place— with Orange Wealth Navigator. Do you have multiple investment

It also allows you to use the interactive tools

accounts in numerous places?

and charts to collaborate with us and your

When you become an Orange

family members.

Wealth Solutions client, you can

• Enjoy one consolidated view of all your

add Orange Wealth Navigator—

accounts from all institutions

an online financial planning tool that houses all your assets in one, secure online portal so

• Review interactive charts and detailed views of your investments

you have a complete picture of

• Use tools to track spending

everything you own.

• Access a secure online vault where you can safely store important documents

This personalized portal provides you and your Orange Wealth Solutions financial advisors a

• See multi-generational wealth views of a family’s entire balance sheet

complete view of your overall net

• Easily set-up complex wealth structures

worth via a single password. The

and invite next-generation family

customizable dashboard pulls

members to view and interact with their

together all your accounts and

specific interests.

updates them on a daily basis.


Orange Wealth Navigator lets you view all your finances in one location making it easier to see all your assets and make informed decisions with your advisors and family members.

CLEAR. SIMPLE. COLLABORATIVE.


SIMPLIFY YOUR LIFE AND FUND YOUR DREAMS. Call the experts at Orange Wealth Solutions for a free consultation.


Let’s make the map to your dreams. There’s no time like the present to plan for the future. Make an appointment today. We’ll show you how Orange Wealth Solutions can help you make dreams come true and put you on the path to financial freedom.

845-341-5030 orangebanktrust.com Trusts, securities, and insurance products are not FDIC insured or insured by any Federal Government entity. Not bank guaranteed. Not a deposit. May lose value. Registration with the SEC should not be construed as an endorsement or an indicator of investment skill, acumen or experience. Financial planning and account aggregation provided by third party partners which are not affiliated with Orange Bank & Trust Company or Hudson Valley Investment Advisors.


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We provide financial planning services as a chartered trust company for a separate fee pursuant to a written agreement, which details the terms, conditions, fee and scope of the engagement. In addition, if we partner with a third party provider in the delivery of financial planning services, an additional agreement with said third party provider may be required. Third parties may be broker/dealers that are unaffiliated with Orange Bank & Trust Company (“OBTC”) or Hudson Valley Investment Advisors, Inc. (“HVIA” and, together with OBTC, the “Company”). Note that financial planning does not alter or modify in any way the nature of a client’s Company accounts, their rights and our obligations relating to these accounts or the terms and conditions of any Company account agreement in effect during or after the financial planning service. Clients are not required to establish accounts, purchase products or otherwise transact business with the Company to implement their financial plan. Should a client decide to implement their financial plan with the Company, we will act as either a chartered trust company, commercial bank or an investment adviser, depending on the service selected. Neither the Company nor any of its employees provide tax or legal advice. You should contact your personal tax and/or legal advisors regarding your individual situation.


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