More Agency Tips ‘n Tools at www.Aggressive.Rocks
“What You Don’t Know Can’t Help You!” … Eddie K. Emmett, Editor
If It’s Free, It’s For Me! Agent Appreciation Day at the Ball Park They “Google” it. Try this experiment …. Type into your Internet browser one of the insurance products offered by your agency. If you don’t appear on Page #1, you don’t exist as far as they are concerned. We’ll show you how to appear on Page #1. How? By updating Local Listings in Google, Yahoo & Bing.
I ask agents in every seminar the same question, “What do you think you need to be more successful?”
We will give you free software and video tutorials on how to update your Local Listings.
And the #1 Answer is always:
By creating a YouTube video.
More customers! So we have put together a tutorial that is guaranteed to get you more customers. And we’ll be demonstrating each of the techniques at the “Agent Appreciation Day at the Ball Park” on nd Thursday, July 2 at Frisco Rough Riders. Here’s a sample of what you’ll learn:
Google is the #1 search engine, YouTube is #2, and YouTube is owned by Google. We will give you free software and video tutorials on how to create your own YouTube videos. But appearing on Page #1 is just the first step. You need a Specific Landing Page for clients with a specific need.
How to digitally market any product or service We’ll show you how to take any product or services offered by your agency and attract prospective clients who are ready to buy.
Prospective clients do not care how long you have been in business, how many carriers you represent or your claim of “Excellent Service”. They want information about a specific insurance need.
It’s really very simple when you think about it. How do most folks who do not know of your agency find it when they have a specific insurance need?
Aggressive Rocks!
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Continued on page 2
June 2015
More Agency Tips ‘n Tools at www.Aggressive.Rocks If It’s Free, It’s For Me!
YouTube Video Your own agency’s YouTube Channel is free. All you need is free video software and video tutorials. You’ll get it at Aggressive’s Agent Appreciation Day at the Ball Park.
Continued from page 1 If they are looking for “Motorcycle Insurance in Frisco, TX”, they want to be taken to a web page that quickly answers their need. They want an idea of how much it will cost. And they do not want to fill out a form just to get an agent to call and ask all of the same questions all over again The very first Google listing for “Motorcycle Insurance in Frisco, TX” earned that spot simply by including the words “We have the right solution to help you with all of your motorcycle insurance needs. Our coverage is designed with you in mind. Serving Frisco, and all of Texas." in their page description.
Here’s one I created last year for Joe & Helen Tipton of Aardvark Insurance in Dallas, TX. It took less than 5 minutes to create and went to #1 in Google Search in less than 1 hour. It’s still in the #1 spot. Check it out at https://www.youtube.com/watch?v=MgyoiuxHO5U. That southern drawl is mine! We’ll also teach you all about: Consistent Client Communication
It wasn’t a very compelling page, filled mostly with text that no one will read.
Touched by an Agent
It would have been a lot better with a motorcycle video explaining coverage instead of all that text.
E-mail harvesting
And showing three real examples of premiums / coverages would have been the icing on the cake!
eNewsletter
Digital Greeting
Incoming Lead Generator
We can show you how to be on Page #1 for free.
Video Referrals Customer Comments
Facebook Ad Campaign
How to get into your client’s cellphones How to create a QR Code Hope to see you at the Ball Park. It’s free to all Aggressive Insurance Agents and their staff. Online registration is mandatory so we will have enough CE Training Material, seating and dinner refreshments on hand. Register at https://frr15.eventbrite.com Play Ball with Aggressive Insurance!
Writing about Motorcycle Insurance in Frisco, TX got me to wondering just how many folks in Frisco, TX are interested in motorcycles. The answer is approximately 74,000 within 10 mile radius of Frisco. We will show you how to target specific markets that gets your message out for free and only costs pennies if an interested prospect clicks your Facebook ad. Aggressive Rocks!
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June 2015
AGENT APPRECIATION EVENT!! JULY 2ND
YOUR SEAT HAS BEEN RESERVED ON THE DIAMOND DECK FRISCO ROUGH RIDERS Dr Pepper Ballpark 7300 Roughriders Trail ∙ Frisco, TX 75034
CLASSES Held at the Ballpark
• 5 Hours of CE starts at 12:00p.m. • County Mutual Class & Exam starts at 12:00p.m. Open Bar & Dinner at 5:00p.m. Game Starts at 7:05p.m. Free to all Aggressive Agents REGISTER NOW AT AGGRESSIVE.ROCKS FOR CLASSES OR TO JUST ATTEND THE DINNER
See You There!
PROGRAMS Aggressive Elite (TXE) Standard Policy Aggressive Select (TXS) Limited Policy (All Programs offer 1, 3 & 6 month terms) BENEFITS • TX ID not accepted on this program • Matricula/International License (copy required)
Insured Web
Customers have access 24/7 to their insurance policy information. https://aggressiveinsured.com • • • •
Print Dec & ID Cards Make Payments Report Claims Policy Detail
• • • •
• Out of state drivers license accepted (No Surcharge) • No Medical Statement required • Up to 40 years for liability • Up to 20 years for Comp/Coll • Salvage Title accepted with Liability only • One Ton's (No more than 4 wheels) • Automatic 25 miles into Mexico AGGRESSIVE SELECT PROGRAM DISCLOSURES WARNING: A NAMED DRIVER POLICY DOES NOT PROVIDE COVERAGE FOR INDIVIDUALS RESIDING IN THE INSUREDS HOUSEHOLD THAT ARE NOT NAMED ON THE POLICY • TXS policy does not provide liability coverage: o For damage to rental vehicles o To any family member or household resident who is not listed on the declaration page; o For any person under any agreement, contract or bailment. • TXS policy does not provide physical damage coverage: o For any gross vehicle weight in excess of 10,000 lbs; o For a covered vehicle not in the care of an authorized driver. • TXS gives the insured 10 days to report a newly acquired vehicle. • TXS does not provide out of state coverage for first party coverages
SCAN TO SMARTPHONE ACCESS TO MAKE PMT & ID CARD
Live Chat Go Paperless Upload Documents 24 hour access Celestite Policy Scan
Photo Upload Made Easy Upload photos in 1 simple step Celestite Policy Scan is available for both Iphone and Android devices. Text Alerts / Email Alerts
Sign your customers up today to receive text and email alerts for payment reminders. Once signed up, we will send your customer alerts for the following: • Welcome Text or Email for new customers • Payment / Renewal reminder the day prior to their due date • Payment / Renewal reminder the day prior to cancel or expiration. Agency Fees
Upload your agency fees in a single transaction. When binding a policy or simply posting a payment, you can add your agency fees and eliminate the duplicate transaction. How does it work? When posting both Credit Card & E-Check payments you will be prompted “Are you charging additional fees”. Once posted the premium payment is applied to the policy and the agency fee will be added to your next commission statement. You will not receive a 1099 for your agency fees.
PAYMENT PLANS Pay # of 1st Due Plan Inst Date 15% 5 15 days 16.67% 5 20 days 19.5% 5 25 days 24% 4 30 days
1st Cancel Date 26 days 30 days 33 days 42 days
FEES 1 Month Policy Fee $12.85 SR-22 $10 Late Fee N/A Return Check $25 Installment Fee N/A
3 Month $36 $12 N/A $25 N/A
Future Due Date 30 days 30 days 30 days 30 days 6 Month $72 $25 $10 $25 Rule 14
Credit Card Processing Fee $2.95 (Primoris charge) Recurring Credit Card $2.95 E-Check – Single payments or recurring No Charge Non-Owners - Not written DISCOUNTS Homeowner Multi-Car Safe Driver Prior
5% 20% 15% 20%
Maximum policy discount is 40%. Prior Insurance qualification is named insured provides at least proof of six-month’s of continuous coverage with no more than a 30-day lapse in coverage. PROHIBITED VEHICLES • Any vehicle with a ISO symbol greater than 22 for Model Years 1991 to 2010 or 49 for 2011 and newer for OTC/Collision • Any vehicle with an ACV of $45,000 or more; • Any vehicle with a salvage title for OTC/Collision; • Any vehicle older than 40 years; • OTC and collision coverage on vehicles over 20 years old; NO LOSS PROCEDURES Agents have the ability to accept a no loss up to 10 days from the cancellation date. Only a company generated no loss will be accepted. A company generated no-loss is provided in the memo section of the policy. REWRITE PROCEDURES Policies that have cancelled for nonpayment may be eligible to be rewritten. A new policy number is assigned with the rules and rates that are in effect at time of the rewrite. The policy will be issued with the same drivers, vehicles and coverage’s as the prior policy. The rewrite option is located in the status tab of the policy.
CONTACT INFORMATION MAILING ADDRESS P O Box 143249 Irving, Texas 75014 CUSTOMER SERVICE Monday – Friday 8:00am – 6:00pm CST Saturday 10:00am – 2:00pm Phone - (866) 424-9511 Fax - (866) 424-9510 PAYMENT SERVICES Automated Inquiry – (877) 634-8533 (24 x 7) CC & E-Check Payments – (877) 634-8533 (24 x 7) Online – www.Policy-Service.com CLAIMS SERVICE Monday – Friday 8:00am – 6:00pm CST Phone - (877) 754-9534 Fax - (877) 754-9537 MARKETING Supplies: Marketing@Aggressiveusa.com Phone (866) 424-9511 Fax (866) 424-9510 HELPFUL CONTACT INFORMATION Texas Department of Public Safety Attn: Safety Responsibility Bureau P O Box 15999 Austin TX 78761 TDI - http://www.tdi.state.tx.us/
TDI 800-252-3439 ITC 800-383-3482 QQ 800-940-6600
VALUE ADDED SERVICES Cash Payment Location ® www.IsoPay.com (location search)
10,000 Locations Nationwide Including IPP & Ace Cash Express $8.00 Per Month Per Policy Add to Liability & Physical Damage Policies Nation Safe Driver CS – (855) 548-5630 Towing Dispatch – (800) 745-5791 • Towing up to 15 Miles • Run out of gas • Lost or Keys locked car • Flat Tire • Dead Battery
More Agency Tips ‘n Tools at www.Aggressive.Rocks
Benefits of Representing Aggressive Aggressive is committed to the Independent Agent. Well over a thousand agencies appreciate our loyalty and dedication to serving them. We hope you will join us. We strive to provide leading edge technology tools to improve the management of our business and yours. We use the most advanced techniques available so we can deliver accurate service. Here are some of the benefits Aggressive offers to you and your customers:
https://es.sba.gov/ The best tip for cross-selling & x-dating
Commissions Paid Twice Monthly
John Carroll shared with me the best tip for cross-selling & x-dating.
Down-Payments accepted with Credit Card or E-Check
It's a very simple question to ask while you're gathering information to provide a quote for auto insurance. It's probably not important for determining the quote price, but prospects won't know.
Collect Agency Fees by Credit Card Monthly and Semi-Annual Automobile Programs
When a client tells you they own a truck, van, or SUV ask them this question:
Multiple payment options for customers
"Do you have a hitch on that thing?"
Recurring EFT
As long as you squeeze it into your normal questions (mileage, year, model, etc.) they'll just think it's relevant to the quote.
Nation Safe Driver – Increased commissions on Policy Premium
If they say no just move on but when they say "yes" ask this follow up question:
Web enabled Point-of-Sale and Policy Administration System
"What do you tow with it?"
Real time Agency Reporting
That's it. Now you know whether they own a boat, a travel trailer, ATVs, snowmobiles, motorcycles, and a bunch of other cool stuff that's probably expensive enough to need insurance.
Real Time Endorsements Point-of-sale Endorsement Issuance Competitive Rating Structure
In addition to uncovering more quote or x-date opportunities, you'll also have more things to talk about, you'll open the door for a conversation about the complexities of insurance when towing, and you'll remind them how important it is to buy insurance from an expert like you! Insurance is not a commodity and a subtle reminder to your prospects that they occasionally tow expensive and heavy things that could cause a lot of damage is a good idea. Are there any questions you ask during a quote that help you sell? I'd love to hear about it if you do.
Fast and Friendly Customer Service Reliable In-Office Claim Service 100% Reinsured by an A++ A.M. Best Rated Company Producer meetings include Continuing Education Unit sessions.
To request an appointment, please contact us at 866-424-9511.
eke Aggressive Rocks!
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June 2015
AGGRESSIVE MOTORCYCLE INSURANCE
The Aggressive Motorcycle Insurance program is written on the American Reliable Insurance Company - an "A-rated" member of the Assurant Group.
We offer an annual term with monthly payment plans along with credit card, EFT, E-check and even cash payment options.
Here's what we cover: • • • •
Bikes valued up to $35,000 Cruiser Motorcycle Sport Motorcycle Harley Motorcycle
• Standard Motorcycle • Tour Motorcycle • High Performance Motorcycle • ATV & Scooters
Our discount packages include credits for: • • • •
Motorcycle safety training programs • Over 55 driver training Motorcycle association • Theft alarm Multi-unit policy • Claim free renewal Transfer insurance from another insurance carrier [restrictions apply)
Our coverage options include: • • • • • •
Bodily Injury Liability Guest Passenger Liability Uninsured Motorists Property Damage Collision Medical Payments Safety Clothing
• Property Damage Liability • Uninsured / Underinsured Motorists • PIP • Other Than Collision • Accessories and Add-On Equipment • Towing
Ineligible Units Please review our guidelines for a complete list • • • •
Motorcycles with more than two wheels Units used for racing Physical damage on units 20 years or older Units over $35,000
Ineligible Operators Please review our guidelines for a complete list • Operators who do not have a valid US license • Operators who do not have a valid International license
Accessories Accessory coverage starting at $3,000 Marketing · 866-424-9511
More Agency Tips ‘n Tools at www.Aggressive.Rocks
RULES FOR BAD CUSTOMERS IS BAD CUSTOMER SERVICE
He gave me the following explanation: “We no longer offer our hamburgers as a carryout item. We had a customer come several times and order a lot of them at once. We decided at that point not to have that item available as carryout.” I was surprised. This restaurant prides themselves on customer service, but they just informed me of a very bad customer service decision. It wasn't that they decided to not make their hamburgers available as carry out. It was that they made a rule based on one customer’s bad behavior. After all of that, there is a happy ending to the story. The manager could tell I was disappointed. I offered to sit down at the bar and eat and said to him, “It is disappointing that you would punish all of your customers because one customer took advantage of you.” He thought about it and said, “You’re right.” And he sold me a burger and fries to go. He also told me that I could order it as carryout anytime. So, here’s the lesson, and it’s a good one. It’s important to have standards, and in some cases policies – oh, how I hate that word policy. So, consider this: Don’t make a rule because just one or two customers (out of hundreds or even thousands) abuse your system. In other words, don’t penalize all of your honest customers for the sins of a few. Okay, the word sins might be a strong word, but I think you get the point. Make your rules for good customers, not bad ones. Copyright ©MMXV, Shep Hyken – www.Hyken.com
The other night I had just returned from a trip and was hungry. I wasn't sure what I wanted for dinner, so I went to the refrigerator, opened up the door, and stared into a somewhat empty box. Other than some beverages and condiments, the “fridge” was pretty much empty. I thought about what I wanted for dinner and I didn't feel like having a pizza delivered. Instead I felt like something much healthier; a big, thick, juicy hamburger and fries. Okay, not so healthy. But since it wouldn't be delivered, I would try and be a little bit healthy and walk to a local restaurant and order it to go.
Shep Hyken is a customer service expert, keynote speaker and New York Times bestselling business author. For information contact (314)692-2200 or www.hyken.com. For information on The Customer Focus™ customer service training programs go to www.thecustomerfocus.com.
I walked in the restaurant and asked to place a to-go order. “No problem,” said the hostess – until I ordered the hamburger and French fries. By the way, I must tell you that this restaurant has one of the best burgers I've ever tasted; big, thick and juicy – prepared just right. And it is very reasonably priced, which is one of the reasons people like to order it. I was then informed by the hostess that they no longer do carryout service for their hamburger. About that time the manager came over and heard what was transpiring. Aggressive Rocks!
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Follow on Twitter: @Hyken
www.Georgia-Agents.com
June 2015
More Agency Tips ‘n Tools at www.Aggressive.Rocks
When are you contacting your E&O carrier regarding claims? Ask this question of most agency execs and it would be common to hear that the E&O carrier is contacted when the agency is served with some type of legal papers, a/k/a summons and complaint. While this is definitely a time to contact your E&O carrier, there are actually numerous other times where it is not only appropriate to contact your carrier but you may be somewhat obligated to do so. Let’s talk a look at the following scenarios to see when it would be appropriate and beneficial to make contact with your E&O claims representative. Let’s say a customer is irate at a member of the agency alleging that the agency did not provide the customer with the proper type / limits of insurance. They storm out of your office with comments such as “I am going to talk to my attorney. “Should the E&O carrier be notified? Even though this may not technically meet the definition of a claim under your E&O policy, there is certainly a benefit to contact the E&O carrier. By discussing the matter while it is fresh in everyone’s mind, the E&O carrier will be able to provide some guidance on what steps should next be taken, if any. In addition, virtually all E&O policies have language that provides benefit to the agency for disclosing facts or circumstances that may give rise to a claim. How about a situation where one of the agency companies calls and indicates that they would like to come visit you to discuss a problem on a recent claim? Is the meeting essentially just a gathering of the respective parties or is there the possibility that the carrier may be looking to see to what degree your agency contributed to the problem in the claim. These occur more often than one might think. In this scenario, it is advisable to contact your E&O carrier and to seek their guidance and advice. At times, I have seen where E&O carriers have actually assigned counsel to be there with the agent to observe the line of questioning and to provide direction on how to respond to questions or request for policy information.
In these 3 scenarios, discussing the matter with your E&O carrier will give your agency some peace of mind. If the carrier feels it is appropriate, they may assign defense counsel to interact with you to get the facts and recollections of the various parties. When an agency buys E&O, they should look to utilize that E&O carrier as a resource. Don’t ever hesitate to contact your E&O carrier – a good E&O carrier will appreciate the inquiry. More E&O Tips at http://www.agentseotips.com
Aggressive Insurance E&O Express Quote & Binding For assistance in our E&O quote/bind process contact Affinity Insurance at 877-843-4553. If coverage cannot be placed through Aggressive, Affinity can place coverage with one of their many carriers. Office hours from 9am - 5pm Mon – Fri EST. Affinity Insurance - Brandi Baggett - Kristin Howland - Martha Klocke Robert Hansen - Joan Mobley Underwriting Referrals For underwriting referrals and/or special acceptances please contact Bruce Jones at 972-827-3681 during office hours from 9am - 5pm Mon - Fri CST. Here's what we offer:
Another scenario might involve your agency being asked to appear before some regulatory authority. This is an area where many of the E&O carriers have expanded their coverage, essentially providing some defense coverage. The meeting with the regulatory authority may be “nothing” but getting the advice and guidance of your E&O carrier would be advised.
Aggressive Rocks!
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Competitive prices
We focus on the small to mid-sized personal lines agency
Limits up to $ 1 million per claim/ $2 million aggregate
Retroactive coverage available.
One Month Down-payment with 11 equal monthly payments
Automatic EFT from your operating account.
No premium finance charges
Minimum $1,000 deductible
Automatic Renewals
June 2015
PROGRAMS Tejas Seguros Elite (TSE) Standard Policy Tejas Seguros (TEJ) Limited Policy (All Programs offer 1, 3 & 6 month terms) BENEFITS • Texas ID Accepted
Insured Web
Customers have access 24/7 to their insurance policy information. https://tejasinsured.com • • • •
Print Dec & ID Cards Make Payments Report Claims Policy Detail
• • • •
• Undocumented Foreign Drivers • Matricula/International License • Out of state drivers license accepted (No Surcharge) • Medical Statement required for operators 79+ • Up to 40 years for liability • Up to 20 years for Comp/Coll • Salvage Title accepted with Liability only • One Ton's (No more than 4 wheels) TEJAS SEGUROS PROGRAM DISCLOSURES WARNING: A NAMED DRIVER POLICY DOES NOT PROVIDE COVERAGE FOR INDIVIDUALS RESIDING IN THE INSUREDS HOUSEHOLD THAT ARE NOT NAMED ON THE POLICY • TEJ policy does not provide liability coverage: o For damage to rental vehicles o To any family member or household resident who is not listed on the declaration page; • TEJ policy does not provide physical damage coverage: o For any gross vehicle weight in excess of 10,000 lbs; o For a covered vehicle not in the care of an authorized driver. • TEJ does not provide out of state coverage for first party coverages • TEJ policy does not provide coverage for delivery of goods.
SCAN TO SMARTPHONE ACCESS TO MAKE PMT & ID CARD
Live Chat Go Paperless Upload Documents 24 hour Access Celestite Policy Scan
Photo Upload Made Easy Upload photos in 1 simple step Celestite Policy Scan is available for both Iphone and Android devices. Text Alerts / Email Alerts
Sign your customers up today to receive text and email alerts for payment reminders. Once signed up, we will send your customer alerts for the following: • Welcome Text or Email for new customers • Payment / Renewal reminder the day prior to their due date • Payment / Renewal reminder the day prior to cancel or expiration. Agency Fees
Upload your agency fees in a single transaction. When binding a policy or simply posting a payment, you can add your agency fees and eliminate the duplicate transaction. How does it work? When posting both Credit Card & E-Check payments you will be prompted “Are you charging additional fees”. Once posted the premium payment is applied to the policy and the agency fee will be added to your next commission statement. You will not receive a 1099 for your agency fees.
PAYMENT PLANS Pay # of 1st Due Plan Inst Date 15% 5 15 days 16.67% 5 20 days 20% 5 25 days 24% 4 30 days
1st Cancel Date 26 days 31 days 33 days 41 days
FEES 1 Month Policy Fee $12.85 SR-22 $10 Late Fee N/A Return Check $25 Installment Fee N/A
3 Month $36 $12 N/A $25 N/A
Future Due Date 30 days 30 days 30 days 30 days 6 Month $72 $25 $10 $25 Rule 14
Credit Card Processing Fee $2.95 (Primoris charge) Recurring Credit Card $2.95 E-Check – Single payments or recurring No Charge Non-Owners - Not written DISCOUNTS Homeowner Multi-Car Safe Driver Prior
2.5% 20% 15% 20%
Maximum policy discount is 40%. Prior Insurance qualification is named insured provides at least proof of six-month’s of continuous coverage with no more than a 30-day lapse in coverage. PROHIBITED VEHICLES • Any vehicle with a ISO symbol greater than 22 for Model Years 1991 to 2010 or 49 for 2011 and newer for OTC/Collision • Any vehicle with an ACV of $45,000 or more; • Any vehicle with a salvage title for OTC/Collision; • Any vehicle older than 40 years; • OTC and collision coverage on vehicles over 20 years old; NO LOSS PROCEDURES Agents have the ability to accept a no loss up to 10 days from the cancellation date. Only a company generated no loss will be accepted. A company generated no-loss is provided in the memo section of the policy. REWRITE PROCEDURES Policies that have cancelled for nonpayment may be eligible to be rewritten. A new policy number is assigned with the rules and rates that are in effect at time of the rewrite. The policy will be issued with the same drivers, vehicles and coverage’s as the prior policy. The rewrite option is located in the status tab of the policy.
CONTACT INFORMATION MAILING ADDRESS P O Box 143249 Irving, Texas 75014 CUSTOMER SERVICE Monday – Friday 8:00am – 6:00pm CST Saturday 10:00am – 2:00pm Phone - (877) 754-9530 Fax - (866) 424-9510 PAYMENT SERVICES Automated Inquiry – (877) 634-8533 (24 x 7) CC & E-Check Payments – (877) 634-8533 (24 x 7) Online – www.Policy-Service.com CLAIMS SERVICE Monday – Friday 8:00am – 6:00pm CST Phone - (877) 754-9534 Fax - (877) 754-9537 MARKETING Supplies: Marketing@TejasSeguros.com Phone (866) 424-9511 Fax (866) 424-9510 HELPFUL CONTACT INFORMATION Texas Department of Public Safety Attn: Safety Responsibility Bureau P O Box 15999 Austin TX 78761 TDI - http://www.tdi.state.tx.us/
TDI 800-252-3439 ITC 800-383-3482 QQ 800-940-6600
VALUE ADDED SERVICES Cash Payment Location ® www.IsoPay.com (location search)
10,000 Locations Nationwide Including IPP & Ace Cash Express $8.00 Per Month Per Policy Add to Liability & Physical Damage Policies Nation Safe Driver CS – (855) 548-5630 Towing Dispatch – (800) 745-5791 • Towing up to 15 Miles • Run out of gas • Lost or Keys locked car • Flat Tire • Dead Battery
More Agency Tips ‘n Tools at www.Aggressive.Rocks
Daily Facebook Post Ideas The Free and Easy Way to Make Your Insurance Agency Facebook Page Cool and Engaging. Too busy selling insurance, running a business, and making money to waste time finding interesting content to post to your agency Facebook page? We hope so! That's why we added the FB Content for Insurance Agents link to our Member Benefits. Just take a minute a few times a week to find great content to copy and paste or upload to your Facebook page. It's updated daily so bookmark it in your browser and visit the page anytime you want to update Facebook! Join Agents First! for only $99.00 per year at www.AgentsFirst.org.
Aggressive Rocks!
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June 2015