GAM BINO RE ALTORS
HOME GUIDE
ISSUE TEN | 2021
C O NTEN T S
4 61
42 67
4
The Main Key to Understanding the Rise in Mortgage Rates
6
Residential Single Family Homes
42
YUMMY by Gambino: Pumpkin Cheesecake Bars
52
Vacant Land
56
Residential Condominiums
61
Don’t Tackle Selling Your Home on Your Own An Agent Can Help
64
Commercial Real Estate
67
Gambino Cares: United Way of Rock River Valley
“Home, the spot of earth supremely blest, a dearer, sweeter spot than all the rest.” -Robert Montgomery
I’ve written quite a bit recently about the strength of the current real estate market and the opportunities that exist. It is tempting to continue to review market trends, but as we approach Thanksgiving and Christmas, I think it is time to pause and briefly reflect on what home means to us. While at its most basic level, a house serves to provide shelter from the elements and outsiders, it is more commonly thought of as a place that conjures feelings of comfort, familiarity, and belonging. Home is where children are raised, friends are entertained, and memories are made. There is simply no substitute for your own home! Take a look through our latest gallery of beautiful homes and see if perhaps you can picture yourself comfortable in a new home.
GAMBINO REALTORS HOM E GU I DE VOLUME TWO ISSUE TEN | 2021 Publisher: Gambino Realtors Editor: Kathy Heeren-Ellis Design: Sarah E. Diamond Photo Editing: Derek Stone The Gambino Home Guide is a presentation of properties for sale in the Northern Illinois region. Since 1923, Gambino Realtors has navigated buyers and sellers through real estate transactions. www.GoGambino.com 3815 N. Mulford Road Rockford, IL 61114 815.282.2222 5330 Williams Drive Roscoe, IL 61073 815.623.3333
Jonathan R. Krause President Gambino Realtors www.GoGambino.com | 3
THE MAIN KEY TO UNDERSTANDING THE RISE IN MORTGAGE RATES Every Thursday, Freddie Mac releases the results of their Primary Mortgage Market Survey which reveals the most recent movement in the 30year fixed mortgage rate. It was the first time in three months that the mortgage rate surpassed 3%. In a press release accompanying the survey, Sam Khater, Chief Economist at Freddie Mac, explains: “Mortgage rates rose across all loan types this week as the 10-year U.S. Treasury yield reached its highest point since June.” The reason Khater mentions the 10-year U.S. Treasury yield is because there has been a very strong relationship between the yield and the 30-year mortgage rate over the last five decades. 4 | GRHG | VOLUME TWO | ISSUE TEN | 2021
The graph in Exhibit A on the following page shows that relationship. The relationship has also been consistent throughout 2021 as evidenced by the graph in Exhibit B on the following page. The graph also reveals the most recent jump in mortgage rates was preceded by a jump in the 10-year Treasury rate (called out by the red circles). So, What Impacts the Yield Rate? According to Investopedia: “There are a number of economic factors that impact Treasury yields, such as interest rates, inflation, and economic growth.”
Exhibit A
Exhibit B
Since there are currently concerns about inflation and economic growth due to the pandemic, the Treasury yield spiked last week. That spike impacted mortgage rates.
still be historically low. The National Association of REALTORS forecasts the 30-year fixed mortgage rate to reach 3.5% by mid2022.”
What Does This Mean for You?
Bottom Line
Khater, in the Freddie Mac release mentioned above, says:
Forecasting mortgage rates is very difficult. As Mark Fleming, Chief Economist at First American, once quipped:
“We expect mortgage rates to continue to rise modestly which will likely have an impact on home prices, causing them to moderate slightly after increasing over the last year.” Nadia Evangelou, Senior Economist and Director of Forecasting for the National Association of Realtors (NAR), also addresses the issue: “Consumers shouldn’t panic. Keep in mind that even though rates will increase in the following months, these rates will
“You know, the fallacy of economic forecasting is don’t ever try and forecast interest rates and or, more specifically, if you’re a real estate economist mortgage rates, because you will always invariably be wrong.” That being said, if you’re either a first-time homebuyer or a current homeowner thinking of moving into a home that better fits your current needs, keep abreast of what’s happening with mortgage rates. It may very well impact your decision. www.GoGambino.com | 5
12135 Caledonia Road Belvidere $725,000 5 BD | 5/2 BA | 3,757 SQ FT With beautiful grounds, a great location, and custom woodwork throughout, this stately manor is sure to please. The long circular drive welcomes you to sit back, relax and settle right in. Enjoy a cup of tea on the gorgeous deck listening to nature’s sounds before you tend to your hobbies - made easier with the spacious attached and detached garages. Inside the home, you will find cathedral Through The Eyes ceilings, cove molding, and an of Ginny Meyer extensive amount of customized woodwork throughout. Each of the five bedrooms include walk-in closets. The kitchen is complete with lots of room to cook while enjoying the company of family and friends. Nestled on half an acre, privacy surrounds you, but you are still close to all the conveniences and amenities one could ask for.
LIFE ON THE FARM
Jim Grindle 815.637.0104
STATELY MANOR
Title Underwriters Agency it’s not a closing it’s an opening to relationships to finding answers to getting solutions Waterside Center 126 North Water Street Rockford, IL 61107 815.964.9800 Mulford Office 1235 North Mulford Road Rockford, IL 61107 815.227.9800 Roscoe Office 4908 Hononegah Road Roscoe, IL 61073 815.623.3400 Belvidere Office 417 South State Street Belvidere, IL 61008 815.544.2222 www.TitleUnderwriters.com
LIGHT AND BRIGHT 11709 Galloway Lane | Belvidere | 3 BD | 3/1 BA | 4,224 SQ FT | $495,000
CUSTOM FINISHES THROUGHOUT
Custom Country French home designed by Architect David G Hagney and built by Gary Oehlberg in Aberdeen. Enter through the massive front foyer and gaze directly into the great room with cathedral ceiling, fireplace, built-ins, and a fantastic view of the private backyard. Formal dining room with two-story ceiling, cove lighting, and wood floors. Expansive, nine-foot ceilings throughout main level. Library with French doors, wood floors, and builtins. Main floor master suite with benched storage window seat. Light and bright kitchen with island, Dacor cooktop, and dual oven/convection. Enjoy the afternoons in the sunroom featuring a dry bar. Open staircase leads to full walk out lower level with two bedrooms, two baths, family room with beamed ceiling, limestone fireplace, built-ins, and recessed lighting. Office with closet and wet bar, additional full bath, workshop, and storage area with garage access. The wrap-around deck and lower-level patio are great for entertaining.
Kathy Heeren-Ellis 815.708.4061 kheerenellis@GoGambino.com
www.GoGambino.com | 9
Residential Single Family
11132 Oxbow Drive Roscoe $799,000 4 BD | 3/1 BA | 3,285 SQ FT
Team Lunde 815.985.9522
2730 Newbury Lane Caledonia $569,500 4 BD | 3 BA | 3,500 SQ FT
Karl Gasbarra 815.975.4218
148 Titleist Trail Poplar Grove $489,900 6 BD | 5/1 BA | 4,428 SQ FT
12401 Tweed Drive | Loves Park 4 BD | 3/1 BA | 4,207 SQ FT Welcome to Inverness, a countryside community conveniently located near I-90, Rock Cut State Park, Mercy Health Sports Center, plenty of shopping, and local eateries to enjoy. This four-bedroom, three-and-a-halfbath custom-built home boasts large bedrooms, first-floor laundry off the kitchen, a bonus/office/playroom, a beautifully landscaped yard, and a professionally crafted brick patio. The 150 square foot mudroom will greet you after a hard day at work and lead you into a modern kitchen and dining area. The two-story vaulted ceilings in the living room showcase the open staircase, which leads up to the three bedrooms and full bath. Come and see your future home.
Ashley Vuong 815.980.0197
Mark Fiorello 10 | GRHG | VOLUME TWO | ISSUE TEN | 2021
815.670.4129 mfiorello@GoGambino.com
$369,900
Residential Single Family
1050 E. Main Street Rockton $475,000 5 BD | 5 BA | 4,215 SQ FT
Sandy Basel 815.494.4132
16961 Comly Road Pecatonica $399,900 3 BD | 2/1 BA | 1,746 SQ FT
Ginny Meyer 815.262.8082
731 E. Philhower Road Beloit, WI $329,900 4 BD | 3 BA | 3,000 SQ FT
1514 E. Plum Hill Road | Leaf River
$325,000
3 BD | 2 BA | 2,648 SQ FT Your slice of heaven. A custom-built log cabin awaits as you meander down the long tree-lined drive. 10+ gorgeous acres include wildlife, a five-acre fenced pasture, 36x36 horse barn with loafing shed, heated water, and yard. 45x60 six-car detached garage with new concrete floor. The gorgeous cabin has hardwood floors, two updated baths, a vaulted ceiling with log beams, and a Benson Stone wood-burning fireplace. Kitchen with center island and all stainless appliances. 35-year roof completed in 2020. Garage roof completed in 2018. The exterior was just stained in July of 2021. Pressure tank replaced in 2020. Radon mitigation done in 2020. Updated electric and more. Private and tranquil.
Donya Bundy 608.295.5181
Cheryl Jacobs 815.494.4956 cjacobs@GoGambino.com
www.GoGambino.com | 11
1652 Lancaster Lane Caledonia $699,000 5 BD | 4/1 BA | 5,741 SQ FT Stunning, two-story home with five bedrooms, four and a half baths, and a four and a half car heated garage. Gourmet maple kitchen with custom granite, stainless-steel appliances, wine fridge, cooktop with overhead exhaust, wall oven, microwave and warming drawer, butler’s pantry, wet bar, and snack bar. The spacious great room has a wall of windows overlooking the private deck and a beautiful Eyes of Ginny Meyer inground Through pool with The a privacy fence. A first-floor master is sure to please with a sitting area, cozy fireplace, and ensuite with a whirlpool tub, walk-in shower, double vanity sinks, private toilet, and bidet. The fully exposed walkout lower level features a wet bar, theater area, a fifth bedroom, full bath, and sliders to the lower covered deck and paver patio. This home is well fitted with all the extras.
LIFE ON THE FARM
Barb Key 815.494.9626
STUNNING TWO-STORY
Residential Single Family
12520 Tweed Drive Loves Park $319,000 5 BD | 3/2 BA | 4,007 SQ FT
Cheryl Jacobs 815.494.4956
4405 Ridgeview Lane Byron $309,900 4 BD | 3/1 BA | 3,122 SQ FT
Penny Edwards 815.703.0586
1918 Eden Place Rockford $309,000 4 BD | 3/1 BA | 3,962 SQ FT
Jean Campbell 815.505.8336
www.GoGambino.com | 13
CLASSIC FEDERAL DESIGN
1833 National Avenue | Rockford | 4 BD | 3/1 BA | 4,264 SQ FT | $489,000
BEAUTIFUL GROUNDS ALONG THE RIVER
This classic Federal designed residence was built for Burrell and Jessica Treat in 1910; Jessica Treat was Rockford’s premier interior designer. This Rock River residence showcases one of the city’s most gracious staircases and balustrades along with other traditional appointments such as new crown molding, French doors, hardwood floors, freshly painted interior throughout, new electrical overhead lighting, custom window treatments, new gutters/downspouts, enlarged clay paver driveway/ walkway, and blue stone front stoop. An expansive window-filled sunroom overlooks your 95 feet of Rock River frontage. The kitchen opens into a second adjoining family room with a brick fireplace, wet bar/butler’s pantry, and family gathering/dining space. A spacious master suite with spectacular river views features an adjoining library/sitting room on one side, and on the other side, a dressing room, walk-in closet, and private bathroom. Landscape Architect Jim Wojtowicz designed the grounds.
Diane Meltmar 815.540.3259 dmeltmar@GoGambino.com
www.GoGambino.com | 15
UNIQUE DETAILS
702 Greenlee Court | Winnebago | 5 BD | 3/1 BA | 3,461 SQ FT | $385,000
PREMIER HOME IN GREENLEE ESTATES
Nestled on a cul-de-sac, this traditional two-story home has nearly 3,500 square feet of living space on two floors. The soaring foyer welcomes you with an open staircase and massive front hallway leading to an office with French doors, formal living, and a dining room. Main floor ceilings are nine feet throughout. The large kitchen features loads of custom cabinets, an island, quartz counters, a planning area, and a separate pantry. The kitchen is open to the family room with a stone fireplace. Guest half bath and laundry conveniently located on the first floor. The master suite has trayed ceiling and bath complete with double vanities, a separate tub and shower, and a large walk-in closet. Down the hall from the master are four additional bedrooms. Two bedrooms share Jack and Jill bath, and the other two share a hall bath with a separate shower and vanity area. Basement egress window for more living space. The back yard is perfect for games and entertaining.
Kathy Heeren-Ellis 815.708.4061 kheerenellis@GoGambino.com
www.GoGambino.com | 17
Residential Single Family
25 Country Club Beach Rockford $299,000 2 BD | 2 BA | 2,220 SQ FT
John Weiland 815.494.6214
4004 Eaton Drive Rockford $295,000 4 BD | 3/1 BA | 4,004 SQ FT
Vita Locarno 815.637.0705
308 Bellaire Drive Winnebago $289,900
6448 Weaver Road | Rockford 4 BD | 2/1 BA | 3,035 SQ FT Welcome home to this spacious, move-in-ready, two-story conveniently located near excellent dining options, shopping, and many other city amenities. The updated kitchen boasts a large slider that opens to the gorgeous composite deck overlooking the fenced yard. With four bedrooms and two and a half baths, there is an ample amount of space for everyone to enjoy their privacy or gather for a delicious meal and game night. This home is a true gem and ready for you to create lasting memories.
4 BD | 3/1 BA | 2,992 SQ FT
Barb Key 815.494.9626
Kevin Fisher 18 | GRHG | VOLUME TWO | ISSUE TEN | 2021
815.494.9595 kfisher@GoGambino.com
$220,000
Residential Single Family
2002 El Rancho Lane Rockford $275,000 4 BD | 2/1 BA | 3,465 SQ FT
Ann Brady 815.298.4683
2203 Cerro Vista Court Rockford $260,000 3 BD | 3/1 BA | 2,488 SQ FT
Robert Jones 815.509.4248
6951 McCurry Road | Roscoe
$215,000
3 BD | 1 BA | 1,751 SQ FT Revel in the spacious layout of this three-bedroom ranch nestled on approximately ¾ of an acre. Beautiful hardwood floors grace the main living area and bedrooms. The kitchen boasts an ample amount of cabinet space and an excellent workspace for meal preparation. The updated bathroom is neutral and bright. Relax in the vast sunroom and enjoy the views throughout the seasons. With a new roof in 2017 and other beautiful updates, this home is move-in-ready.
5115 Hamlet Circle Byron $249,900 4 BD | 3 BA | 2,959 SQ FT
Connie Paris 815.637.0165
Heather Porter 815.988.7443 hporter@GoGambino.com
www.GoGambino.com | 19
Carolyn Anderson
Ray Arco
Tony Badaluco
Brenda Baney-Tufly
Karen Barbagallo
Sandy Basel
Pat Bellinghiere
Brad Benedict
Halina Borowski
David Bowers
Ann Seigel Brady
Carson Breed
815.291.6383
815.985.1441
815.985.4190
815.988.3476
815.988.5577
815.494.4132
815.871.1745
815.988.4286
815.621.8507
815.520.4091
815.298.4683
815.871.5131
Allan Brillman
Mike Bumbard
Donya Bundy
Dawn Butcher
Jean Campbell
Brad Carlson
Stefanie Carlson
Barbara Carstens
Heather Carter
Judy Clossey
Donna Cox
Scot Craig
815.494.2605
815.289.4924
608.295.5181
815.670.6446
815.505.8336
815.871.6333
815.742.2265
815.871.3604
815.519.2969
608.290.1924
815.742.5092
815.985.8806
Pam Cunningham
Kathleen Davis
Chrissy Dawson
Kristel Despot
Michelle Dollak
Jay Dowthard
David Edwards
Penny Edwards
Linda Elliott
Mark Fiorello
Kevin Fisher
Rose Gagnon
815.289.6323
815.978.0606
815.985.5649
815.871.6610
815.988.4363
815.289.7530
815.543.5688
815.703.0586
815.988.8954
815.670.4129
815.494.9595
815.262.7766
Frank Gambino
Michael Gambino
Karl Gasbarra
Jim Grindle
Michael Hakanson
Brent Hammack
Carol & Andy Harkin
Laura Haynes
Kathy Heeren-Ellis
Bob Hendershot
Claudia Hernandez
Bryan Holder
815.637.0113
815.978.0845
815.975.4218
815.980.5908
815.509.8518
815.509.5101
815.540.8908
815.985.1115
815.708.4061
815.988.7094
815.262.7472
815.543.1232
Mikhaele Howell
Cheryl Jacobs
Jill Jarek
Karen Johnson
Robert Jones
Dawn Karns
Debbie Kenny
Barb Key
Matt Koch
Terri Koester
Jonathan Krause
Angie Leiva
815.871.6787
815.494.4956
815.621.5255
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815.509.4248
815.494.6507
815.218.3268
815.494.9626
815.543.7945
815.540.8600
815.262.5226
815.742.6010
20 | GRHG | VOLUME TWO | ISSUE TEN | 2021
Miguel Lobato
Vita Locarno
Team Lunde
Katie Matherly
Lyle McKinney
Diane Meltmar
Lilia Mendoza
Ginny Meyer
Gonzalo Montoya
Bonnie Moore
Trena Morse
Craig Olafson
815.494.7905
815.742.0825
815.985.9522
815.218.8151
815.543.2008
815.540.3259
815.323.8904
815.262.8082
815.540.0003
815.243.4502
815.980.4892
224.229.8258
Olivia Olson
David Palmer
Connie Paris
Minesh Patel
Heather Porter
Ruth Premo
Juanita Rinaldo
Keith Ruiz
Luis Sancho
Benjamin Schulz
Kimberly Schwartz
Team Schwartz
815.209.6393
815.566.2437
815.222.6076
646.284.2875
815.988.7443
815.978.5613
815.979.2877
815.985.0870
815.494.4536
815.527.2100
815.977.1919
815.914.7576
Mary Shreve
Teresa Shreve
Jayson Shull
Tracy Suyko
John Sweeney
Jackie Tabor
Jessica Tabor
Vikki Turnmire
Barbara Urycki
Lan Vaughn
Pat Versack
Ashley Vuong
815.262.7726
815.289.3362
815.978.6489
815.289.1130
815.262.5769
815.520.6134
815.980.1879
815.608.7229
815.505.2064
815.608.6137
815.262.4999
815.980.0197
Tracy Wallschlaeger
Mike Weerda
John Weiland
Carol Williams
Dale Williams
Marcia Williams
Melody Williams
Marj Wollschlager
Stefanie Yarber
Team Zarembski
Brad Zimmerman
815.988.5281
815.985.2895
815.494.6214
815.494.7812
815.519.2243
815.298.1098
815.505.9284
815.621.3124
815.995.0836
815.218.9210
815.985.2830
Find AN AGENT TODAY At www.GoGambino.com 3815 North Mulford Road Rockford, IL 61114 PH 815.282.2222 5330 Williams Drive Roscoe, IL 61073 PH 815.623.3333 www.GoGambino.com
www.GoGambino.com | 21
10001 N Hoisington Road Byron $650,000 4 BD | 4 BA | 5,450 SQ FT A breathtaking home nestled in the outskirts of Byron, offering seclusion, recreation, and agriculture options. The 10+ acres of property include a quality, energy-efficient brick walkout ranch with over 5,000 square feet of living space, a private stocked lake, three outbuildings, and wooded grounds. This gracious home features spectacular views, remodeled kitchen and baths, a recently finished lower-level ideal The Eyes of Ginny Meyer for in-law Through setup or short-term rental, expansive decking to enjoy the views, two fireplaces, plus a wood burner in the four-season room. If you desire privacy and plenty of space to roam, all while feeling comfort and warmth, this is the home for you.
LIFE ON THE FARM
Team Lunde 815.985.9522
SECLUDED BEAUTY
Residential Single Family
7306 Ashton Villa | Rockford
$191,999
3430 Trainer Road | Rockford
$184,900
3 BD | 1 FULL BA | 1 HALF BA | 1,704 SQ FT
4 BD | 2 FULL BA | 1 HALF BA | 1,711 SQ FT
Enter into the living room with a gas fireplace. The newly updated eat-in kitchen is complete with stainless steel appliances, granite countertops, and space for a lovely sized dining room table. First-floor laundry right off the kitchen. Enjoy your days in the large backyard with a freshly stained privacy fence and garden box. The basement is complete with a possible fourth bedroom with built-in speakers and is wired for an entertainment system. This wonderful home is close to I-90, shopping, and restaurants.
Revel in the spacious grounds with no backyard neighbors in this spotless and updated home. Updates throughout the home include the family room, bedroom carpet, stair carpet, master bath that is HGTV worthy, siding, gutters, roof, windows, garage door, furnace, and central air. The spacious deck overlooks five acres of green space. A yearly HOA fee of $100 covers subdivision signage, creek maintenance, annual picnic, and garage sale. Conveniently located near Rock Valley College, Perryville Road, and I-90.
Heather Carter
Brenda Tufly
815.519.2969 hcarter@GoGambino.com
815.988.3476 bbaney@GoGambino.com
www.GoGambino.com | 23
2508 Oakridge Lane Rockford $625,000 4 BD | 2/2 BA | 6,479 SQ FT Warmth and charm permeate this property despite its grandness, providing plenty of indoor and outdoor living space. Located in a private subdivision near Anderson Gardens. You will have the luxury of seclusion yet the convenience of an urban lifestyle just minutes away. The floor plan bas been modernized, and is energy efficient. The kitchen features granite and butcher block counters with a huge The Eyes island, dual Through Sub Zeroes, and Wolfof Ginny Meyer double oven. Upstairs provides a luxury bath and radiant floor heat, a second-floor laundry, and study space perfect for home learning/office. The lower level is a full basement that has been partially finished with a second staircase. Outdoor is host to an entertainer’s dream patio with an impressive stone fireplace. Bring your finishing touches and make this your home for years to come.
LIFE ON THE FARM
Team Lunde 815.985.9522
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222 Jones Way Poplar Grove $419,900 5 BD | 3/1 BA | 3,862 SQ FT Quality construction throughout this one-owner ranch. Over 3,800 square feet featuring Brazilian cherry hardwood flooring, six-panel oak doors, closets everywhere, nine-foot ceilings, large walk-in kitchen pantry, updated stainless steel kitchen appliances, massive brick fireplace, three-car garage, and brick patio with unique canvas cover. Four bedrooms, including the master with a beautiful Through The Eyes ensuite. The fully finished lower of Ginny Meyer features a huge workshop, second kitchen, and rec room. All nicely situated on over half an acre near Timber Pointe Golf Course.
LIFE ON THE FARM
David Bowers 815.520.4091
EXCELLENT LOCATION
Jackie Tabor
815.520.6134 jtabor@GoGambino.com
Gonzalo Montoya
815.540.0003 gmontoya@GoGambino.com
Katie Matherly
815.218.8151 kmatherly@GoGambino.com
Jackie was great to work with, she was on top of everything throughout our entire buying process. She was a good communicator and made sure the experience was smooth & enjoyable for my wife and I. I would highly recommend her, Thanks Jackie! - Luke J.
This was our first time purchasing a home so we were nervous about finding the right agent. After doing some research and talking to several friends we decided to give Gonzalo a shot. Right from the beginning Gonzalo was very professional, he was easy to get in touch with and accessible all times of the day. Long story short he was able to get us into our dream home. My family and I thank you for everything you did for us. - O. Saldana
Katie did a first rate job of helping me find a house. She actually paid attention to the small details that were extremely important to me. If she didn’t know the answer to one of my questions, she would admit she didn’t know, then find the answer for me. Overall, a five star job. Robert A. www.GoGambino.com | 27
FLORIDIAN FLAIR
110 Wenlock Place | Rockton | 3 BD | 3/1 BA | 2,928 SQ FT | $384,900
ONE OF A KIND CUSTOM HOME
Impressive, custom-built, oneowner home in the Woodlands of Rockton. The style is contemporary with a Floridian or Californian flare boasting a drivet (stucco) exterior. You are greeted with 20’ ceilings and a stunning fireplace with inset lighting that shines light above the fireplace as you enter the home. The rest of the house has nine-foot ceilings and 96 recessed lights. The kitchen has stainless steel appliances, chrome hardware on the white cabinets, and halogen lighting. The master en suite features a gas fireplace, a glass walk-in shower with European Grohe faucets, and a 10’ x 10’ closet. On the second floor, glass is embedded in the partial wall that overlooks the great room. The lower level boasts two sets of sliders to the wooded natural backyard. All this is within walking distance to downtown Rockton, parks, restaurants, and the library. There are three golf courses close by, along with walking and biking paths.
Sandy Basel 815.494.4132 sbasel@GoGambino.com
www.GoGambino.com | 29
IMPECCABLE RESIDENCE
10473 Lismore Road | Roscoe | 3 BD | 2 BA | 2,746 SQ FT | $277,700
LARGE FENCED AND PRIVATE BACKYARD
Well-maintained beautiful home in the Hononegah/Rockton School district. Cherry floors in the kitchen, dining room, family room, and foyer. New carpet in the three bedrooms and the entire interior has fresh paint. Vaulted ceiling in the family room along with a gas fireplace. The eat-in kitchen has a breakfast bar island, a large pantry with pull-out shelves, and oak cabinets. The master bedroom is roomy, and the bath includes a jacuzzi and step-in shower, along with a walkin closet. The lower level is finished with a rec room featuring a large bar that includes a wine and beer refrigerator, a weight room/exercise room, and a storage room. There is a privacy fenced backyard, poured cement patio, and large deck to enjoy the seasons.
Sandy Basel 815.494.4132 sbasel@GoGambino.com
www.GoGambino.com | 31
VACATION LIFESTYLE
12349 Meadow Drive | Winnebago | 3 BD | 2/1 BA | 1,790 SQ FT | $179,000
GEM IN WESTLAKE VILLAGE WITH AMENITIES
The urban farm appeal of the fireplace in the living room will capture your attention the moment you step inside this charming three-bedroom, two-and-a-half-bath, two-story. Cozy covered front porch, light open feel floor plan makes for great entertaining. Rustic engineered wood floors throughout the main level, a bright white kitchen with stainless appliances, modern lighting, dining room, half bath, and first-floor laundry. Spacious bedrooms up with main ensuite and second full bath. Partially finished lower level with plush carpet adds to the living space. Tons of storage in both the lower level and spacious three-car garage. Relax on your patio, cook out, and enjoy the large backyard. Enjoy Westlake Village, where you have access to a lake, pool, tennis, walking paths, clubhouse, and more.
Juanita Rinaldo 815.979.2877 jrinaldo@GoGambino.com
www.GoGambino.com | 33
207 Sanctuary Place Rockton $320,000 4 BD | 2/1 BA | 3,233 SQ FT Welcome to elegance in the Woodlands of Rockton, where you’ll find a pond, walking path, and golf course nearby. This beautiful oneowner, two-story home has the wow factor. A grand foyer leads to an office/dining room with newer French doors, a formal living room plus new woodwork, wood doors, and kitchen sliding doors. This gorgeous home was professionally painted three months ago. The large eat-in kitchen features stainless appliances Throughand Thegranite Eyes of counters and is open to the family room with built-in shelving around the wood-burning fireplace and hardwood floors. You can relax or entertain in your serene twotiered deck with a pergola and gazebo with screens and power for a hot tub. The lower level game room with an egress window was a fifth bedroom and can easily be converted by putting the wall back and add a door. Don’t miss this one.
LIFE ON THE FARM
Ruth Premo 815.978.5613
Ginny Meyer
METICULOUS TWO-STORY
Residential Single Family
3215 Thelma Street
$155,000
713 E. Marshall Street | Belvidere
$125,000
5 BD | 3 FULL BA | 2,066 SQ FT
2 BD | 1 FULL BA | 768 SQ FT
Like new five-bedroom, three full bath home. The kitchen and all three baths are updated. Beautiful flooring includes new ceramic in the kitchen and laminate on the main level. The fully finished basement boasts lots of space for gathering with family and friends, as well as a full bath. Recently painted interior. The two-car detached garage has a shop attached with storage so you can enjoy your hobbies.
A fantastic two-bedroom, one full bath home is ready for you to move in. Shining hardwood floors create a clean, modern feel. The spacious kitchen is excellent for preparing dinner for family and friends. After your delicious meal, feel free to spend some relaxing time in the three-season room filled with light. Or, enjoy a cup of coffee on the composite deck. The central air and furnace were replaced in 2021.
Miguel Lobato
Heather Porter
815.231.4129 mlobato@GoGambino.com
815.988.7443 hporter@GoGambino.com
www.GoGambino.com | 35
913 Gregory Way Winnebago $289,900 4 BD | 2/1 BA | 2,760 SQ FT Move right in this immaculate well maintained two-story located in Greenlee Estates. A large foyer with hardwoods opens to the formal dining room and office. Lightfilled office with a 10-foot ceiling, transom windows, and crown molding. The family room has a gas fireplace, 10-foot ceilings, and a wall of windows with transoms. Enormous eat-in kitchen with Bosch stainless appliances opens to sizeable four-season sunroom. Main floor laundry/drop zone withof Through The Eyes entrance to back yard. Upstairs has four bedrooms, two with window seats, and a massive master ensuite with cathedral ceiling, separate toilet and shower area and walk-in closet. Enjoy your days outdoors on the covered front porch or the Trex low-maintenance deck. There is plenty of room for your toys in the heated and insulated threeand-a-half-car garage. There are many updates, so you can move in without worry and start creating memories today.
LIFE ON THE FARM
Kathy Heeren-Ellis 815.708.4061
Ginny Meyer
FILLED WITH WINDOWS
Residential Single Family
4 BD | 2/1 BA | 2,164 SQ FT | $239,000
4 BD | 2 BA | 2,439 SQ FT | $235,000
3 BD | 3 BA | 2,803 SQ FT | $229,900
3120 Kregel Drive | Rockford
4085 Shorewood Drive | Rockford
3187 Kregel Drive | Rockford
Gleaming hardwoods in family room with wood burning fireplace. French doors to the den. Formal dining room space for entertaining. Large eat-in kitchen with pantry, and sliders to deck surrounding 24’ round pool.
Lakeside home in private Lakewood Hills Subdivision. Home sits on 1-1/2 lots with 160+ feet of frontage on Monoa Lake. The association allows private lake access, a swimming beach, and clubhouse rental. County taxes.
Equipped with a great room, large eat-in kitchen, master suite, and first floor laundry/mud room, this home is sure to delight. Finished lower-level rec room, full bath, partial exposure, and office/4th bedroom. Koi pond and deck.
Mary Shreve | 815.262.7726
Karl Gasbarra | 815.975.4218
Barb Key | 815.494.9626
3 BD | 2 BA | 3,150 SQ FT 3 BD | 2 BA | 1,938 SQ FT | $220,000
3 BD | 2 BA | 1,684 SQ FT | $210,000
3 BD | 3 BA | 2,500 SQ FT | $200,000
10084 Jesters Row | Roscoe
5615 Ryegrass Drive | Rockford
2520 Larry Street | Rockford
Spacious tri-level on .81 acre park-like setting. Loads of cabinets and counter space in the eat-in kitchen. All new windows, carpet, and freshly painted. Two car garage and additional detached two and a half car garage.
Ranch with split bedroom floor plan. Great room has vaulted ceiling and gas fireplace. Dining room plus eatin kitchen with sliders to patio. Main floor laundry. Easy highway access and Winnebago schools.
Nestled on .5 acre corner lot. Main floor features master suite, laundry/mud room, eat-in kitchen with access to huge deck, and fireplace accented living room. Newly finished lower level provides even more living space.
Angie Leiva | 815.742.6010
Karen Barbagallo | 815.988.5577
Team Lunde | 815.985.9522 www.GoGambino.com | 37
3757 Page Place Rockford $269,000 4 BD | 3 BA | 1,830 SQ FT
LIFE ON THE FARM Through The Eyes of Ginny Meyer
CAPE COD OASIS
Retreat to your own oasis with a private stocked pond on nearly three acres of land with outbuilding. Charming home with four bedrooms and three full baths. The main level has an open concept kitchen, dining, and family room. The kitchen has painted cabinets and granite with an island. The living room has a brick fireplace, and all rooms have a fantastic view of the pond. Step out sliders onto the wraparound deck and cast a line to catch a fish. Unique layout with large master on the main floor with office, closet area, and bath. Upstairs has three generous-sized bedrooms and a full bath. Perfect space to enjoy your toys and store them with an attached heated garage and 40x40 outbuilding with electric and concrete floors. In addition, this property is zoned rural agricultural/residential.
Kathy Heeren-Ellis 815.708.4061
Residential Single Family
3 BD | 3 BA | 2,532 SQ FT | $200,000
3 BD | 2 BA | 1,590 SQ FT | $194,900
3 BD | 2 BA | 3,150 SQ FT 3 BD | 2 BA | 2,460 SQ FT | $194,000
3261 Hidden Trail Road | Rockford
326 Pebbles Avenue | Belvidere
7408 Russett Wood Trail | Cherry Valley
Beautifully redone kitchen. Large living room with wood burning fireplace. Lower level with family room, laundry room, and lots of storage. Three decks to enjoy the outdoors on almost an acre (.98) corner lot.
Close to park and downtown. Nice back yard with many flower beds and paths. Patio and deck with gazebo. Great room with vaulted ceiling and gas log fireplace. Tile and wood floors. Home warranty included.
Ranch in Cherry Valley with full wakout, nice deck, and gracious patio overlooking the beautiful yard. First floor laundry. County taxes. Easy access to I-90 makes this the perfect home for you.
Barbara Carstens | 815.871.3604
Jim Grindle | 815.637.0104
Mike Hakanson | 815.509.8518
3 BD | 2 BA | 2,000 SQ FT | $193,900
4 BD | 2/1 BA | 2,986 SQ FT | $191,500
4 BD | 1/1 BA | 2,219 SQ FT | $189,000
614 Winfield Drive | South Beloit
316 Beacon Drive | Belvidere
201 W. Winnebago Street | Winnebago
Ranch with finished lower level boasting a good sized bar and family room. First floor great room and private fenced back yard. Updated bath. Easy access to I-90 via Rockton Road exit.
Living room with built-ins. Large kitchen wrapped in cabinets and granite. Dining/family room with vaulted ceilings, skylights, and stone wood burning fireplace. Lower level rec room, fourth bedroom, and 3/4 bath.
All brick traditional two-story with gleaming hardwoods, and natural woodwork throughout. Beautiful sunroom on east end of house for reading and/or relaxing. 57 windows welcome in the light on a huge corner lot.
Brad Carlson | 815.871.6333
Matt Koch | 815.543.7945
Mike Weerda | 815.985.2895 www.GoGambino.com | 39
4878 E Ashelford Drive Byron $239,900 4 BD | 3 BA | 2,656 SQ FT
LIFE ON THE FARM Through The Eyes of Ginny Meyer
TRANQUILITY ON THE RIVER
Welcome home to this exceptional all brick fully exposed ranch with an attached brick four-car garage (24.10’ x 50’). The enormous great room featuring a floor-to-ceiling brick fireplace, cathedral ceiling, and skylight is open to the kitchen, creating that wow factor. French doors to an impressive front room boasting two walls of windows and two sliders where you can enjoy the river views. The lower level is spacious and offers a second kitchen, gathering space, third bath, two bedrooms, storage, wall of windows, and slider to the yard. Watch an eagle catch a fish on a sunny afternoon, and in the spring or fall, the white pelicans put on quite a show. Loads of wildlife to observe, boating, and fishing. Convenient main floor laundry. Located on a dead-end road, this property exudes privacy and tranquility.
Ginny Meyer 815.262.8082
Residential Single Family
4 BD | 2/1 BA | 1,652 SQ FT | $185,000
3 BD | 2 BA | 1,812 SQ FT | $184,900
4 BD | 2 BA | 2,374 SQ FT | $180,000
808 Arnold Avenue | Rockford
5224 Brookview Road | Rockford
603 SW Marquette Drive | Poplar Grove
Move-in-ready tri-level with an open floor plan and remodeled kitchen with island. All new granite counters. All new flooring. Skylight in both newly remodeled bathrooms. Fully exposed lower level with French doors.
Beautifully maintained brick ranch. Master with bath. Family room with access to large, beautiful back yard. Eat-in kitchen off family room. Dining room. Patio off screened room to fenced back yard.
Open concept bi-level on a lot with no further building at rear. Cathedral ceilings plus two skylights offer Newer laminate floor, windows, and slider. Lower level with fourth bedroom, office, and wonderful family room.
Claudia Hernandez | 815.262.7472
Judy Clossey | 815.623.4007
Jean Campbell | 815.505.8336
3 BD | 2 BA | 3,150 SQ FT 4 BD | 2/1 BA | 2,880 SQ FT | $180,000
3 BD | 3 BA | 1,817 SQ FT | $180,000
3 BD | 2 BA | 3,276 SQ FT | $179,900
410 Douglas Street | Belvidere
339 Burr Oak Avenue | South Beloit
1650 Arnold Avenue | Rockford
This great two-story has ample space for family and friend gatherings. Close to schools, restaurants, shopping, and many places of interest. There are solar panels and many updates. Landscaping redone and welcoming.
Custom quality-built brick ranch home. Solid six-panel doors, trim, and cabinets. Wood casement windows and all high efficiency newer mechanicals. Lots of care and attention in this home.
This ranch delivers convenient location, solid construction, nice floor plan with new roof, water softener, dishwasher, and refrigerator. Mature landscaping, manicured lawn and maintenance free exterior.
Ruth Premo | 815.978.5613
Keith Ruiz | 815.985.0870
David Bowers | 815.520.4091 www.GoGambino.com | 41
YUMMY by Gambino
42 | GRHG | VOLUME TWO | ISSUE TEN | 2021
PUMPKIN CHEESECAKE BARS PRESENTED BY KATHY HEEREN-ELLIS Whether you want to have the most popular taste of fall or you’re thinking of a different treat for your Thanksgiving meal, these cookie bars are the best of both worlds! From the cookie base to the cream cheese middle and finally the pecan topping, this dessert is the perfect blend of fall flavors.
INGREDIENTS BASE: 1 pouch (1 lb 1.5 oz) sugar cookie mix 1 tablespoon pumpkin pie spice 1/2 cup cold butter 1/4 cup canned pumpkin (not pumpkin pie mix) CREAM CHEESE LAYER: 2 packages (8 oz each) cream cheese, softened 1/2 cup sugar 2 tablespoons all-purpose flour 1 teaspoon vanilla 1 egg
PECAN PIE LAYER: 1/3 cup butter, melted 1 cup packed brown sugar 3 tablespoons all-purpose flour 3 eggs 1 1/2 cups chopped pecans 1 teaspoon vanilla 1/2 teaspoon salt Caramel topping, whipped cream, and pecan halves, if desired
DIRECTIONS Heat oven to 350°F. Spray 13x9-inch pan with cooking spray. In large bowl, mix cookie mix and pumpkin pie spice. Add 1/2 cup cold butter and the pumpkin; mix with pastry blender or fork until crumbly. Press in bottom of pan. Bake 10 minutes. Meanwhile, in another large bowl, beat cream cheese layer ingredients with electric mixer on medium speed until smooth. Spoon over cookie base, and carefully spread to cover. For pecan pie layer, in large bowl, stir together 1/3 cup melted butter, the brown sugar, 3 tablespoons flour and 3 eggs until well blended. Stir in pecans, 1 teaspoon vanilla and the salt. Pour evenly over cream cheese layer. Bake 35 to 40 minutes or until set. Cool 30 minutes. Refrigerate to chill, about 2 hours. To serve, cut into 6 rows by 3 rows. Drizzle each serving with caramel topping, and top with a dollop of whipped cream and a pecan half. Drizzle whipped cream with a small amount of caramel.
www.GoGambino.com | 43
5336 Nottingham Drive Loves Park $220,000 3 BD | 2 BA | 2,186 SQ FT This mid-century modern gem is nestled just south of Rock Cut State Park. Its architecturally significant design mimics that of Frank Lloyd Wright. Vaulted ceilings throughout the home feature lighted soffits and skylights. Redwood is blended into every aspect of the home, including its many built-ins throughout. Large custom windows allow enjoyment of the Through The Eyes of Ginny Meyer gardens surrounding the home while also drawing in plenty of natural light. Extended overhangs and custom sliding panes keep the house cool in the summer and allow natural air circulation throughout the house. A large wood-burning fireplace features a stone wall that acts as a heat sink, capturing and emitting heat during the winter. Don’t miss out on this truly one-of-a-kind property that will wow you.
LIFE ON THE FARM
Luke Schwartz 414.722.9773
MID-CENTURY DELIGHT
Residential Single Family
6377 Green Needle Drive Loves Park $179,900 4 BD | 2 BA | 2,630 SQ FT
Barb Key 815.494.9626
611 Valley View Drive Pecatonica $179,900 3 BD | 2 BA | 3,426 SQ FT
129 Northway Park Road Machesney Park $175,000 4 BD | 1/1 BA | 1,680 SQ FT
Laura Haynes 815.985.1115
2812 New Milford School Road Rockford $165,000 3 BD | 2 BA | 1,580 SQ FT
Ginny Meyer
Mikhaele Howell
815.262.8082
815.871.6787
301 E. 10th Street Pecatonica $177,000 3 BD | 2/1 BA | 1,700 SQ FT
1121 Taylor Street Pecatonica $163,500 2 BD | 2 BA | 2,080 SQ FT
Mike Weerda
Mike Weerda
815.985.2895
815.985.2895
www.GoGambino.com | 45
Residential Single Family
$162,900 3 BD | 3 BA | 1,144 SQ FT
$160,000 3 BD | 1/1 BA | 1,448 SQ FT
$155,000 3 BD | 2 BA | 1,799 SQ FT
$153,600 4 BD | 2/1 BA | 1,894 SQ FT
$150,000 3 BD | 2/1 BA | 1,480 SQ FT
6191 Briar Patch Lane | Loves Park
6113 Montague Road | Rockford
1714 Jennie Drive | Machesney Park
4628 Brougham Drive | Rockford
1018 Kingsway Avenue | Rockford
Tracy Wallschlaeger | 815.988.5281
Barbara Carstens | 815.871.3604
Ann Brady | 815.298.4683
Ann Brady | 815.298.4683
Miguel Lobato | 815.231.4129
Need a thorough home inspection?
WE $149,900 4 BD | 1/1 BA | 1,531 SQ FT
$149,900 4 BD | 3 BA | 2,471 SQ FT
4738 Winford Lane | Loves Park
4567 Totter Trail | Rockford
Jill Jarek | 815.621.5255
Heather Carter | 815.519.2969
30 Years of Trust , KNowledge and Experience
Help you understand basic maintenance on your home Help you prioritize repairs and maintenance Computerized reports with detailed pictures SENTRILOCK access to properties Member of Rockford Area Realtors Member of International Association of Certified Home Inspectors Insured Guaranteed Completed Report in 24 hours
$149,900 3 BD | 3 BA | 2,098 SQ FT
$139,900 4 BD | 2 BA | 1,363 SQ FT
1813 W. Winchester Drive | Freeport
1130 Ritsher Street | Beloit, WI
Mike Weerda | 815.985.2895
Donya Bundy | 608.295.5181
46 | GRHG | VOLUME TWO | ISSUE TEN | 2021
PUT YEARS OF EXPERIENCE TO WORK FOR YOU!
Trevor Karns - Owner|Certified Home Inspector 815.494.4189 | kinduetinspect@gmail.com | kinduet.com
Residential Single Family
$134,900 4 BD | 2 BA | 1,996 SQ FT
$134,900 3 BD | 1/1 BA | 1,344 SQ FT
$129,000 3 BD | 2 BA | 1,045 SQ FT
$125,000 3 BD | 1/1 BA | 1,997 SQ FT
$125,000 3 BD | 1 BA | 1,248 SQ FT
2116 Arizona Avenue | Rockford
1630 Cleveland Street | Beloit, WI
2321 Rural Street | Rockford
710 Highview Avenue | Rockford
5872 Kirkwood Drive | Rockford
David Bowers | 815.520.4091
Donya Bundy | 608.295.5181
David Palmer | 815.566.5437
Karl Gasbarra | 815.975.4218
Korky Williams | 815.494.7812
$125,000 3 BD | 1 BA | 960 SQ FT
$125,000 3 BD | 1 BA | 1,542 SQ FT
4944 Fielding Road | Rockford
506 Robert Avenue | Rockford
Miguel Lobato | 815.231.4129
Angie Leiva | 815.742.6010
RADON IS A NATURAL GAS THAT IS: ODORLESS
COLORLESS
THE SECOND LEADING CAUSE OF LUNG CANCER
PROTECT YOUR FAMILY - TEST FOR RADON BEFORE YOU BUY $124,900 4 BD | 2 BA | 2,254 SQ FT
$117,500 2 BD | 2 BA | 2,073 SQ FT
649 Sydney Avenue | Loves Park
3716 Broadway | Rockford
John Weiland | 815.494.6214
Heather Carter | 815.519.2969
Servicing Rockford and The Surrounding Areas Radman Radon Testing Nick Huftalin | 815.721.4610 | radmanradon@gmail.com www.GoGambino.com | 47
Residential Single Family
$115,000 3 BD | 1 BA | 1,100 SQ FT
$114,900 2 BD | 1 BA | 1,270 SQ FT
$112,000 4 BD | 2/1 BA | 1,634 SQ FT
$110,000 2 BD | 1/1 BA | 1,560 SQ FT
$110,000 3 BD | 1 BA | 1,042 SQ FT
1019 Shenandoah Avenue | Rockford
2020 Cumberland Street | Rockford
2645 Lapey Street | Rockford
3112 Charles Street | Rockford
709 Theodore Street | Loves Park
Kevin Fisher | 815.494.9595
Heather Porter | 815.988.7443
John Sweeney | 815.262.5769
Mike Weerda | 815.985.2895
Dawn Karns | 815.494.6507
$110,000 2 BD | 1 BA | 1,240 SQ FT
$109,500 3 BD | 1 BA | 1,178 SQ FT
1616 Ethel Avenue | Rockford
557 Northwestern Avenue | South Beloit
Brenda Tufly | 815.988.3476
Miguel Lobato | 815.231.4129
$108,000 3 BD | 1/1 BA | 2,078 SQ FT
$105,000 2 BD | 2 BA | 10,40 SQ FT
1912 Crestwood Avenue | Rockford
1011 Stratford Avenue | Rockford
Jay Dowthard | 815.289.7530
Team Lunde | 815.985.9522
48 | GRHG | VOLUME TWO | ISSUE TEN | 2021
Trust. Certainty. Reliability.
That’s what you can expect from us! • Online Mortgage Application
• Mortgage Refinancing
• First-time Homebuyer Programs
• FHA and VA Loans
• Local Mortgage Servicing
• USDA Home Loans
• Fixed and Adjustable Rate Mortgage Loans
• Land and Construction Loans
Rob Grindle
Warren Swanberg
Rachel Oracki
Jared Fewell
3815 N. Mulford Rd. Rockford, IL
2475 N. Perryville Rd. Rockford, IL
3101 11th Street Rockford, IL
9609 Forest Hills Rd. Machesney Park, IL
815.229.3223
815.979.7180
815.544.4857
815.877.2303
NMLS#462766
NMLS#1502042
NMLS#1692682
NMLS# 476484
Kelly Pospischil
Tammy Zurfluh
Kristi Amenda
Sara Reque
2200 Cranston Rd. Beloit, WI
2525 Milton Ave. Janesville, WI
2141 N. State St. Belvidere, IL
VP, Mortgage Lending 2141 N. State St., Belvidere, IL
815.986.7131
815.986.7108
608.299.3416
608.856.5503
NMLS #1369315
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THE choice for superior Mortgage Service. blackhawkbank.com l 800.209.2616 Apply online @ https://blackhawkbank.mymortgage-online.com
MEMBER FDIC
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Residential Single Family
$105,000 3 BD | 1/1 BA | 1,424 SQ FT
$104,900 3 BD | 2 BA | 1,064 SQ FT
$104,900 2 BD | 2 BA | 1,043 SQ FT
$104,900 4 BD | 2 BA | 1,872 SQ FT
$100,000 2 BD | 1 BA | 1,313 SQ FT
3235 Holiday Drive | Rockford
502 East Avenue | Belvidere
2303 24th Street | Rockford
512 Pearl Street | Rockford
2219 Ohio Parkway | Rockford
Robert Jones | 815.509.4248
Sandy Basel | 815.494.4132
Teresa Shreve | 815.289.3362
Jay Dowthard | 815.289.7530
Ann Brady | 815.298.4683
$99,500 3 BD | 1/1 BA | 1,857 SQ FT
$95,000 2 BD | 1/1 BA | 862 SQ FT
$92,900 3 BD | 1 BA | 1,040 SQ FT
$92,900 3 BD | 2 BA | 1,320 SQ FT
$92,821 3 BD | 2 BA | 1,974 SQ FT
1903 Jonathan Avenue | Rockford
2909 Horton Street | Rockford
744 E. Riverside Boulevard | Loves Park
2312 Cumberland Street | Rockford
1928 Paradise Boulevard | Rockford
Jay Dowthard | 815.289.7530
Mike Weerda | 815.985.2895
Penny Edwards | 815.703.0586
David Bowers | 815.520.4091
Vikki Turnmire | 815.608.7229
$92,000 3 BD | 1 BA | 1,130 SQ FT
$90,000 4 BD | 1/1 BA | 1,706 SQ FT
$83,900 2 BD | 1 BA | 982 SQ FT
$81,000 3 BD | 1/1 BA | 1,094 SQ FT
$79,000 3 BD | 1 BA | 912 SQ FT
1203 Harlem Road | Machesney Park
2416 Pelham Road | Rockford
3237 Ruth Street | Rockford
2611 Lawndale Avenue | Rockford
122 N. Henrietta Avenue | Rockford
Mark Fiorello | 815.670.4129
Kevin Fisher | 815.494.9595
Tracy Suyko | 815.289.1130
Team Lunde | 815.985.9522
Stefanie Yarber | 815.995.0836
50 | GRHG | VOLUME TWO | ISSUE TEN | 2021
Residential Single Family
$70,000 3 BD | 1 BA | 1,290 SQ FT
$69,900 2 BD | 2 BA | 1,525 SQ FT
$68,000 3 BD | 1/1 BA | 1,490 SQ FT
$62,900 6 BD | 2 BA | 2,180 SQ FT
$62,000 3 BD | 2 BA | 1,410 SQ FT
3028 Summerdale Avenue | Rockford
2009 Sharon Avenue | Rockford
2120 Shelley Drive | Rockford
1807 School Street | Rockford
1329 6th Street | Rockford
Scot Craig | 815.985.8806
Mikhaele Howell | 815.871.6787
Barb Urycki | 815.505.2064
Heather Carter | 815.519.2969
Jean Campbell | 815.505.8336
$60,000 4 BD | 1/1 BA | 1,096 SQ FT
$56,700 3 BD | 2 BA | 1,501 SQ FT
$56,500 2 BD | 1 BA | 761 SQ FT
$53,500 3 BD | 2 BA | 1,344 SQ FT
$53,000 2 BD | 1 BA | 736 SQ FT
1320 S. Church Street | Rockford
562 Park Avenue | Belvidere
706 N. Independence Avenue | Rockford
2165 Ivy Lane | Belvidere
4381 Safford Road | Rockford
Miguel Lobato | 815.231.4129
Scot Craig | 815.985.8806
Team Zarembski | 815.218.9210
Scot Craig | 815.985.8806
Michelle Dollak | 815.988.4363
$50,000 2 BD | 1 BA | 1,198 SQ FT
$49,900 4 BD | 2 BA | 2,025 SQ FT
$45,000 2 BD | 1 BA | 898 SQ FT
$26,250 3 BD | 1 BA | 1,160 SQ FT
$12,000 2 BD | 1 BA | 480 SQ FT
2515 Glenwood Avenue | Rockford
318 Miriam Avenue | Rockford
832 Lapp Court | Rockford
1920 Loomis Street | Rockford
1418 Sandy Hollow Road #12S | Rockford
Barbara Carstens | 815.871.3604
Lyle McKinney | 815.543.2008
Melody Williams | 815.505.9284
Bryan Holder | 815.543.1232
Matt Koch | 815.543.7945
www.GoGambino.com | 51
BUILD YOUR DREAM HOME
l a u t ir Construction VNew
River Key Custom Ranch | 2,100 SQ FT
Prices Starting at the Mid $400,000’s
Strong demand for houses and record low inventory have created an entirely new real estate market for buyers to navigate. After years of excess inventory, buyers are now f inding themselves in a highly competitive market with a limited number of existing homes for sale. Gambino Realtors and Three Hammer Construction have come together to create a new solution: Virtual New Construction Listings.
River Key Custom 2-Story | 2,594 SQ FT
These Virtual New Construction Listings are examples of new construction residences that can be built on existing lots, to the buyer’s specif ications. There are several floor plans to choose f rom in various communities. These Virtual New Construction Listings can help you envision the home of your dreams and make it a reality. Virtual New Constructions are complete with many quality details and amenities. Allowances for items such as appliances, floor coverings, and light f ixtures enable you to customize your new home to suit your taste and style. Details and amenities for these builds include, but are not limited to:
Woodhaven Custom Ranch | 2,594 SQ FT
• 2 x 12 Floor Joists • 2x6 House Exterior Walls • Blacktop Driveway • Covered Patio • 200 AMP - 40 Circuit Electrical Service • Brushed Nickel or Oil-Rubbed Bronze Plumbing Fixtures • 90% Plus Side Draft Furnace • 15 S.E.E.R. Central Air • Direct Vent Gas Fireplace with Stone Face and Wood Surrounding • Low-E Vinyl Windows • Granite Counters in Kitchen and Baths • Soft Close Cabinet Doors and Drawers • Generous Allowances for Appliances, Flooring, and Lighting* Contact one of our Gambino agents to get started on the journey to your dream home!
Woodhaven Custom 2-Story | 2,800 SQ FT
*Prices are valid as of the date of publication, and are for illustration only, as prices of lumber and other building materials fluctuate regularly. Prices do not include charges for optional upgrades. Please contact Listing Agent for specif ications and details. Brent Hammack 815.509.5101 bhammack@GoGambino.com
www.GoGambino.com | 53
Vacant Land
36.79 ACRES | $360,000
21.14 ACRES | $199,900
0.71 ACRES | $101,250
0.35 ACRES | $98,750
4.42 ACRES | $89,900
77XX S. Main Street | Rockford
83XX Friday Road | Davis Junction
1272 Summerland Key | Rockford
1261 Summerland Key | Rockford
7795 Weldon Woods Close | Rockford
Lyle McKinney | 815.543.2008
Penny Edwards | 815.703.0586
Mikhaele Howell | 815.871.6787
Mikhaele Howell | 815.871.6787
Mike Weerda | 815.985.2895
1.99 ACRES | $79,900
0.42 ACRES | $75,600
0.57 ACRES | $75,600
0.89 ACRES | $75,000
1.14 ACRES | $69,900
1752 Summerwood Lane | Belvidere
6613 Key Largo Drive | Rockford
6693 Key Largo Drive | Rockford
2917 N Main Street | Rockford
10134 Rellswood Drive | Belvidere
Brenda Tufly | 815.988.3476
Mikhaele Howell | 815.871.6787
Mikhaele Howell | 815.871.6787
Team Lunde | 815.985.9522
Heather Carter | 815.519.2969
1.77 ACRES | $59,900
0.35 ACRES | $44,900
0.34 ACRES | $44,900
0.82 ACRES | $35,000
0.56 ACRES | $34,900
7952 Weldon Woods Close | Rockford
12664 Pemberton Place | Winnebago
1297 Key West Drive | Rockford
119 Boeing Trail | Poplar Grove
1489 Castlehill Drive | Rockford
Mike Weerda | 815.985.2895
Pam Cunningham | 815.289.6323
Mikhaele Howell | 815.871.6787
Mike Weerda | 815.985.2895
Brad Zimmerman | 815.985.2830
54 | GRHG | VOLUME TWO | ISSUE TEN | 2021
Vacant Land
0.29 ACRES | $33,900
0.34 ACRES | $30,890
0.56 ACRES | $29,900
0.47 ACRES | $29,900
0.24 ACRES | $21,500
1248 Summerland Key | Rockford
1375 Conch Key | Rockford
1387 Castlehill Drive _ Rockford
8211 Woodhaven Lane | Rockford
673 Brentwood Road | Machesney Park
Mikhaele Howell | 815.871.6787
Mikhaele Howell | 815.871.6787
Brad Zimmerman | 815.985.2830
Brad Zimmerman | 815.985.2830
Vita Locarno | 815.637.0705
0.45 ACRES | $18,900
0.75 ACRES | $17,900
0.58 ACRES | $13,000
0.18 ACRES | $10,000
0.25 ACRES | $8,000
2707 Starkweather Road | Rockford
7XX Homestead Lane | Rockford
2XX Delightful Drive | Rockford
1750 Meadowlark Lane | Rockford
137 Flintridge Drive | Rockford
Korky Williams | 815.494.7812
Mike Weerda | 815.985.2895
Jay Dowthard | 815.289.7530
Barb Key | 815.494.9626
John Weiland | 815.4949.6214
0.19 ACRES | $8,000
0.24 ACRES | $7,900
0.14 ACRES | $5,900
0.17 ACRES | $5,000
0.10 ACRES | $5,000
147 Flintridge Drive | Rockford
2XX Wallace Avenue | Machesney Park
1607 13th Avenue | Rockford
XXXX Forest Grove Street | Loves Park
XXXX Arlington Street | Loves Park
John Weiland | 815.4949.6214
Vita Locarno | 815.637.0705
David Palmer | 815.566.2437
Laura Haynes | 815.985.1115
Laura Haynes | 815.985.1115
www.GoGambino.com | 55
SPACIOUS LAYOUT 12062 Summit Court | Rockton | 2 BD | 3 BA | 2,710 SQ FT | $259,900
COMFORT WITH MODERN TOUCHES
Stunning all brick, Zentz-built condo situated on a private cul-de-sac in the Village of Rockton. Step inside and be genuinely impressed with the beautifully updated interior featuring light and bright main level with handscraped hickory hardwood floors, six-panel oak doors, open formal living room, dining room, and kitchen with vaulted ceiling and skylights. French door to the family room adjoins the cathedral sunroom with Sussex wooden shutters and sliders to the deck overlooking a wooded view. Hickory kitchen with breakfast bar, new Samsung dual door convection range, granite counters, smart touch faucet, travertine backsplash, and under cabinet lighting. Master bath features a heated floor, porcelain shower walls, Waypoint vanity with quartz counter, and dual undermount sinks. Partially exposed lower level offers media room with new carpet, custom wooden blinds, and black-out shades.
Karen Johnson 815.979.6470 kjohsnon@GoGambino.com
www.GoGambino.com | 57
227 Armadale Way Loves Park $249,900 3 BD | 3 BA | 2,664 SQ FT Spectacular Cross Creek, ranch condo with views of pond and fountain. Open concept great room with nine-foot ceilings throughout the main floor. Fully equipped eat-in kitchen with new stainless steel fridge and breakfast bar. First floor sun/ family room with panoramic pond views, gas fireplace, and sliders to private deck. Enjoy coffee on your spacious front porch as well. The generous-sized master bedroom is complete with an ensuite and walk-in closet. The laundry is conveniently located on the first floor. Professionally finished lower level with a third bedroom, full bathroom, and spacious rec room. The neighborhood boasts lovely walking paths. Great HOA covers deck staining, driveway sealing, exterior, insurance, roof, siding, tree care, lawn, mulch, and snow removal.
Cheryl Jacobs 815.494.4956
EASY CONDO LIVING
Residential Condominium
2202 Churchview Drive #G Rockford $215,000 2 BD | 3 BA | 2,765 SQ FT
Team Lunde 815.985.9522
1124 Shingle Oak Lane Rockford $187,900 3 BD | 3 BA | 2,408 SQ FT
Pam Cunningham 815.289.6323
1105 N. Court Street #104 | Rockford
$185,000
2 BD | 2 BA | 2,106 SQ FT Ultra cool condo. Loft living at its finest in a Northwest Rockford gated community. Historic architectural details unite with current design trends. Top of the line finishes throughout the two bedrooms, two baths, and two car garage. Enjoy a cup of coffee on the amazing private patio. You will love coming home to this spacious, yet cozy, and modern condo closing to excellent dining options in downtown Rockford.
6116 Palo Verde Place Rockford $169,900 3 BD | 3 BA | 1,835 SQ FT
Ginny Meyer 815.262.8082
Team Lunde 815.985.9522 mlunde@GoGambino.com
www.GoGambino.com | 59
Residential Condominium
$185,755 3 BD | 3 BA | 2,664 SQ FT
$127,500 3 BD | 2 BA | 1,868 SQ FT
$110,000 1 BD | 1 BA | 894 SQ FT
$109,900 2 BD | 2 BA | 1,285 SQ FT
$105,000 2 BD | 2 BA | 1,156 SQ FT
3755 Westlake Village Drive | Winnebabo
315 E. 6th Street
1627 White Oak Trail | Cherry Valley
5437 Dierks Drive | Rockford
5870 Beechwood Drive #C | Loves Park
Linda Elliott | 815.988.8954
Ginny Meyer | 815.262.8082
Scot Craig | 815.985.8806
Frank Gambino | 815.637.0113
Ann Brady | 815.298.46383
$84,000 2 BD | 2 BA | 1,213 SQ FT
$79,900 2 BD | 1/1 BA | 1,422 SQ FT
2754 Atherton Lane #5 | Rockford
1212 Cosper Avenue #10 | Rockford
Lyle McKinney | 815.543.2008
Rose Gagnon | 815.637.0117
$74,900 1 BD | 1 BA | 955 SQ FT
$50,000 1 BD | 1 BA | 808 SQ FT
2929 Sunnyside Drive #361D | Rockford
2929 Sunnyside Drive #263D | Rockford
Ruth Premo | 815.978.5613
Cheryl Jacobs | 815.494.4956
60 | GRHG | VOLUME TWO | ISSUE TEN | 2021
SERVING NORTHERN ILLINOIS SINCE 1923
LOOKING FOR A NEW HOME? WANT TO FIND OUT HOW MUCH YOUR CURRENT HOME IS WORTH?
CALL US! 815.282.2222 www.GoGambino.com
DON’T TACKLE SELLING YOUR HOME ON YOUR OWN – AN AGENT CAN HELP ▶ Maximize Your Sale ▶ Minimize Your Effort ▶ Save Time and Money continued on next page www.GoGambino.com | 61
I
f you’re looking to maximize your sale and minimize your effort, you need to work with a real estate professional. In a sellers’ market like today’s, it can be tempting to list your house on your own – known as For Sale By Owner (FSBO). But the truth is, a real estate professional can save you time and money by managing every step of the process, from pricing your home to reviewing documents and handling negotiations. Before you decide to sell your house on your own, here are five reasons why working with an agent is your best bet to maximize the sale of your home. 1. First impressions are everything – and an agent knows how to make a great one. Prepping a house for sale requires a significant amount of time and effort, even though it may seem simple at first glance. Doing it right so it stands out takes expertise and an understanding of what buyers are looking for. An agent considers things like: 62 | GRHG | VOLUME TWO | ISSUE TEN | 2021
- Should you take down any personal art or pictures? - How much landscaping should you invest in to boost your house’s curb appeal? - What wall colors are most appealing to buyers? An expert real estate advisor relies on their experience to answer these questions and more so you don’t invest in the wrong things. Your time and money are important – you shouldn’t waste either. 2. Agents have tools to maximize the number of views your home gets. Put plainly, the more buyers that view your house, the better your return will be. In our current market, homes are receiving 3.8 offers on average per sale, according to recent data from the National Association of Realtors (NAR). While that’s promising for the sale of your home, it’s important to understand your agent’s role in bringing buyers in. Agents have multiple tools at their disposal – from social
media to agency resources – to ensure your home is viewed by more prospective buyers. Leveraging the tools available to your agent and your agent’s expertise may help boost your sale price as well. 3. An agent won’t miss anything in the fine print. Your agent can also save you time by taking any guesswork out of navigating the required documentation. Today, more disclosures and regulations are mandatory, meaning the number of legal documents you need to juggle is growing. Because there’s so much to take care of, it can be hard to truly understand all of the requirements and the fine print. That’s where an expert advisor can truly shine. They’ve been through the process before and can be your guide to avoid any costly missteps. 4. Expert advisors know the market and how to price your home. Another way your agent maximizes the sale of your home is by making sure it’s priced right. Real estate professionals have the experience to compare your house to recently sold homes in your area. They also understand the market at large and can factor in any upgrades you’ve completed to your home. Combining these factors is the key to making sure your home is priced to move quickly – and at a competitive price.
with the sale, including: - The buyer, who wants the best deal possible. - The buyer’s agent, who will use their expertise to advocate for the buyer. - The inspection company, which works for the buyer and will almost always find concerns with the house. - The appraiser, who assesses the property’s value to protect the lender. An agent relies on their experience and training to make the right moves during the negotiation. They’ll know what levers to pull, how to address each individual’s concerns, and when you may want to get a second opinion. Selling your house as a FSBO means you’ll need to be prepared to have these conversations on your own. Selling a house takes time, effort, and expertise – don’t go at it alone. Let’s connect to make sure you have an expert on your side to make the most of your sale. Call Gambino Realtors at 815.282.2222.
When you FSBO, you’re operating without this expertise. Even with your own research, you may not find the most up-to-date information and could risk setting a price that’s inaccurate or unrealistic. If you price your house too high, you could turn buyers away before they’re even in the front door. This could also cause problems when it’s time for the appraisal. 5. Your agent will be an expert negotiator. In addition to their experience navigating sales, real estate professionals understand how to negotiate every aspect of a deal. They also know all the parties that will be involved
www.GoGambino.com | 63
OPPORTUNITY
COMMERCIAL REAL ESTATE
Commercial
COMMERCIAL $1,299,000 | 48,600 SQ FT
SPECIAL PURPOSE $540,000 | 7,227 SQ
RETAIL - COMMERCIAL $495,000 | 10,966 SQ FT
RETAIL - COMMERCIAL $429,900 | 5,384 SQ FT
OFFICE FOR SALE $299,000 | 10,637 SQ FT
222 N. Water Street | Rockford
5918 Park Ridge Road | Loves Park
11700 N. 2 Street | Machesney Park
1244 E. State Street | Rockford
4215 Newburg Road | Rockford
Brad Benedict | 815.988.4286
Mike Weerda |815.985.2895
Team Lunde | 815.985.9522
Brad Benedict | 815.988.4286
Brad Benedict | 815.988.4286
RETAIL - COMMERCIAL $295,000 | 3,260 SQ FT
OFFICE FOR SALE $275,000 | 14,688 SQ FT
RETAIL - COMMERCIAL $225,000 | 3,752 SQ FT
OFFICE FOR SALE $140,000 | 912 SQ FT
OFFICE FOR SALE $99,900 | 20,000 SQ FT
4626 E. State Street | Rockford
4040 Charles Street | Rockford
6030 11th Street | Rockford
920 N. Mulford Road | Rockford
650 N. Main Street | Rockford
Brad Benedict | 815.988.4286
Jay Dowthard | 815.289.7530
Karl Gasbarra | 815.975.4218
Tracy Wallschlaeger | 815.988.5281
Jon Krause | 815.637.0101
OFFICE FOR SALE $95,000 | 775 SQ FT
OFFICE FOR LEASE $1,000 PER MONTH | 700 SQ FT
OFFICE FOR LEASE $950 PER MONTH | 1,050 SQ FT
MULTI-FAMILY HOME $303,000 | 3,444 SQ FT
MULTI-FAMILY HOME $225,000 | 3,600 SQ FT
208 E. Riverside Boulevard | Loves Park
1012 E. State Street | Rockford
917 S. Main Street | Rockford
5851 Garrett Drive | Rockford
2405 Welworth Avenue | Rockford
Pat Bellinghiere | 815.871.1745
Jay Dowthard | 815.289.7530
Team Lunde | 815.985.9522
Harkin Team | 815.540.8908
Korky Williams | 815.494.7812
www.GoGambino.com | 65
Commercial
MULTI-FAMILY HOME $105,000 | 3,579 SQ FT
MULTI-FAMILY HOME $95,000 | 1,164 SQ FT
MULTI-FAMILY HOME $90,000 | 2,620 SQ FT
MULTI-FAMILY HOME $74,900 | 1,824 SQ FT
MULTI-FAMILY HOME $70,000 | 2,079 SQ FT
2206 8th Avenue | Rockford
1133 16th Avenue | Rockford
606 Whitman Street | Rockford
339 Oakwood Avenue | Rockford
1002 Kishwaukee Street | Rockford
John Weiland | 815.494.6214
Miguel Lobato | 815.231.4129
Team Lunde | 815.985.9522
Jean Campbell | 815.505.8336
Gonzalo Montoya | 815.540.0003
MULTI-FAMILY HOME $60,000 | 1,176 SQ FT
MULTI-FAMILY HOME $59,900 | 3,360 SQ FT
LAND FOR SALE $1,137,841 | 27.50 ACRES
LAND FOR SALE $999,000 | 30.20 ACRES
LAND FOR SALE $674,220 | 79.32 ACRES
1002 Lincoln Avenue | Rockford
428 Kent Street | Rockford
805 S. Elida Street | Winnebago
9XX Lyford Road | Rockford
6565 Cunningham Road | Rockford
Melody Williams | 815.505.9284
Miguel Lobato | 815.231.4129
Team Lunde | 815.985.9522
David Palmer | 815.566.2437
Brad Benedict | 815.988.4286
LAND FOR SALE $160,000 | 1.57 ACRES
LAND FOR SALE $79,000 | 3.75 ACRES
LAND FOR SALE $145,000 | 15.85 ACRES
LAND FOR SALE $32,000 | 0.37 ACRES
LAND FOR SALE $30,000 | 0.57 ACRES
000 N. Main Street | Rockford
XXXX Latham Road | Rockford
XXXX Willowbrook Road | Roscoe
XXXX Hartman Street | Rockford
1041 Elm Street | Rockford
Team Schwartz | 414.722.9773
Team Lunde | 815.985.9522
David Palmer | 815.566.2437
Scot Craig | 815.985.8806
Laura Haynes | 815.985.1115
66 | GRHG | VOLUME TWO | ISSUE TEN | 2021
GAMBINO CARES United Way of Rock River Valley 612 North Main Street #300 Rockford, IL 61103 | 815.968.5400 | www.unitedwayrrv.org Did you know there is a strong link between success in middle school and the high school graduation rate? In the Rock River Valley, one-third of ninth graders are not on track to graduate. Those without a high school diploma or GED are ineligible for 90 percent of the jobs available in America that offer a living wage, are twice as likely to live in poverty compared to those who have graduated and have a greater chance of being arrested and incarcerated. Crime, poverty, and unemployment are issues that are keeping our community from thriving. That is why United Way is narrowing its focus to middle school students – to ensure the future prosperity of our community. Research has shown that in order to alter the path of a student who is likely to become a dropout, you must identify that student and offer them assistance in their middle school years. To accomplish that, United Way of Rock River Valley launched its Move the Middle initiative in 2019. Through Move the Middle, United Way has hired four Achievement Advocates who work with sixth, seventh and eighth grade students at Lincoln and RESA middle schools (with plans to eventually expand to all middle schools in Rockford). Because of large class sizes, pandemic-created obstacles like remote learning, as well as many other barriers beyond their control, students can easily fall off the radar of their teachers, spiraling toward becoming high school dropouts. But, because United Way Achievement Advocates are there, monitoring student data that indicates those who are at a high danger of dropping out, those students are getting the academic, behavioral, and emotional supports needed to get them back on track toward graduation and success in life . Teachers and students are all facing the most difficult academic environment in their lifetimes amid this global pandemic. United Way is uniquely positioned to unite our community’s resources to alleviate that stress – ensuring our students, and our community, are on a brighter path.
Message F rom Alan Jones/ Relationship Manager & Ogle County Director, United Way
www.GoGambino.com | 67
A Sampling of a Few of Our September 2021 Sold Transactions
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1. 6344 Tuscany Circle $749,000 2. 2595 Kendall Road $526,000 3. 1730 North Mulford Road $470,000 4. 13068 Red Rose Trail $456,500 5. 1667 Divine Drive $415,000 6. 1711 Foxwood Court $385,000 7. 4441 E Cascio Drive $355,000 8. 2798 Braddock Court $325,000 9. 4182 Dawson Lake Road $322,500 10. 13201 Glendowery Lane $320,000 11. 815 Tuneberg Drive $290,000 12. 3208 Spring Creek Road $265,000 13. 4787 Guilford Road $235,000 14. 7112 Sorghum Lane $230,000 15. 2903 Carefree Drive $220,000 www.GoGambino.com | 69
YOUR CAREER STARTS HERE
MENTORING & GUIDING REALTORS SINCE 1923
TAKE YOUR First Step - Schedule a visit today Heather Porter | V.P. & General Manager | 815.316.4048 | hporter@GoGambino.com ADDITIONAL RESOURCES CAN BE FOUND AT WWW.GOGAMBINO.COM/CAREERS.HTML
