HOME R H O D E
BUYER
I S L A N D
A P R I L 1 7 - M AY 1 4 2 0 1 5 | F R E E © 2015
M A G A Z I N E
R e s i d e n t i a l I n v e s t m e n t & C o m m e r c i a l R e a l E s tat e
NORTH PROVIDENCE $245,000
We Maximize Your Return!
WARWICK $133,100
You Don’t Get What’s Fair, You Get What You Negotiate. GET MORE !
Contact Rosemarie Clemente
Debi Tofani 401.639.3719 Greco Real Estate
NORTH SMITHFIELD $249,900
401.519.6677 www.baronclemente.com
0% DOWN
Residential
Mortgages Available!
Debi Tofani 401.639.3719 Greco Real Estate
NARRAGANSETT $699,500
Your Local Mortgage Resource. Call Pier Today! Pier-Mari Toledo
(401) 562-1238
Your Local Mortgage Resource.* Director, Mortgage Lending ptoledo@wavefcu.org
Residential Kathy Bain Farrell 401.374.1211 RE/MAX Town & Country Moving
NEWPORT $689,000
75+ years financial stability. With of over 22 years of experience in all facets of mortgage lending and a commitment to objectivity, S E E PA G E 4 I N S I D E F O R D E TA I L S !
Call Pier today! IsRide Stressful, Choosing Thesecurity. Right Company the Wave to financial rimortgagezone.com • Fixed rate mortgages • FHA mortgages Doesn’t Have• Adjustable To Be rate mortgages • VA mortgages • 3 ½% down payment mortgages
Don Coletti 401.944.2477 Bruce Allen Realtors
Only One Real Estate Brand Can Make This Claim
• Purchase or
Gentry Moving is the company that individuals and families trust. • First time homebuyer’s programs
Pier-Mari Toledo, At Gentry Moving, we specialize in all types of residential moves. Whether you are moving Also ask us about any special mortgage opportunities Mortgage Consultant
Warwick, RI 480 Greenwich Avenue, 02886
35 Veterans Memorial Dr., 02886 • 1217 Warwick Ave., 02888 to or from a studio apartment for or a those five-bedroom home, Gentry Moving helps purchasing foreclosed property or high balance Pawtucket, RI 341 Benefit Street, 02861 (401) 562-1238 Residents On-The-Move. ptoledo@wavefcu.org (401) 781-1020 • Toll Free (1-888-492-8328) Free Comparative Analysis On the day of your move, our crew will be punctual and uniformed, and you can trust that all of your belongings will be handled with care. As highly trained and courteous movers, each crew member fully understandsRide that theythe are partWave of a team tasked with moving moresecurity. than to financial wavefcu.org your belongings, but your home.
Any size move can be extremely overwhelming. When you choose Gentry Moving, we take the burden away and ensure your moving experience is as smooth as possible. 401.345.6666
Jagolinzer Moving Barbara IsWilliams Stressful, Choosing The Right Company & Stuart Real Estate Call us today at 855.436.8799 for a free estimate, and experience Doesn’t Have To Be how Gentry supports your every move.
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401.942.0110
The CENTURY 21® brand received the highest numerical score among full service real estate firms for first-time and repeat home buyers and sellers in the proprietary J.D. Power 2014 Home Buyer/Seller StudySM. Study based on 4,800 total evaluations measuring 5 firms and measures opinions of individuals who sold a home in the past 12 months. Proprietary study results are based on experiences and perceptions of consumers surveyed March 2014 – May 2014. Your experiences may vary. Visit jdpower.com.
SUPPORTING YOUR EVERY MOVE
At Gentry Moving, we specialize in all types of residential moves. Whether you are moving GentryMoving.com to or from a studio apartment or a five-bedroom home, Gentry Moving helps Serving RI, MA and CT | 855.436.8766 | info@gentrymoving.com Residents On-The-Move. SATISFACTION
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#1 RE/MAX MULTI OFFICE IN RI
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www.MyDreamHomeNow.com 401.359.2338 See My Ad On Pages 16-17 For Advertising Information Email: rihomebuyermag@gmail.com
GentryMoving.com
SATISFACTION
1
Promises Made. Promises Kept. Sierra Pacific Mortgage We’re here when you need us. Our connection to local professionals provides customers to access to the best realtors, home inspectors, and underwriters in the business! Rhode Island Licensed Lender 20072187LLB02 Branch NMLS ID: 289053
C a l l U s To d a y A t 4 0 1 . 2 7 0 . 1 7 4 0 1395 Atwood Avenue, Suite 105, Johnston, RI 02919 2
Rhode Island Home Buyer Magazine | April 17 - May 14 2015
DAN LIESE
“the hard working nice guy” Shoreline & Waterfront Expert
401-742-3216 cell dan@danliese.com
PROFESSIONALS
Selling Real Estate 25+ years in RI, CT and MA Broker Associate CRS, CDPE, ABR, ICHMS, IRES
Help!
My Marketing, Advertising And 25+ Yrs Of Experience Have Caused All My Listings To SELL.
If you are looking for an Agent to work full time on marketing your home than call “the hard working nice guy”. When you hire “Dan the Man” you get him and his full time Licensed Administrative Assistant Gina, not a part time agent or newbie that gets assigned to your home. I work 24/7 on selling your home and helping you to find one. Call me anytime day or night and lets have a coffe and discuss how I may help you.
Matunuck - Ocean Front - SOLD $1,125,000 Dan found another buyer for a luxury home. Call Dan to sell your’s today.
Richmond - 16 Acres - Pending The 2nd highest price home sale. Great marketing to get this home under contract.
South Kingstown - Land n Sea - SOLD Over $800,000 for this custom home. When you need an aggressive agent to get the job done, Call “The Hard Working Nice Guy”
South Kingstown - South County Hills - SOLD Over $600,000 the highest property sale in South County Hills, Call Dan when you want it SOLD.
F OR M ORE L ISTINGS V ISIT WWW .D AN L IESE . COM For Advertising Information Email: rihomebuyermag@gmail.com
3
A Message From The President
Bruce Lane
Traditionally, homebuyers gear up their search for a new home as soon as the warm weather approaches. If you’re one of those people who has been thinking about jumping into the housing market, you should know that today’s conditions are ripe for a great deal. With good prices and interest rates still near record lows, the cost of owning a home is often more affordable than renting.
Mac, relaxed their lending requirements and lowered down payment thresholds. Now we’re seeing more activity at all price levels, as Rhode Island’s real estate market returns to normal. What’s the best way to make sure you end up in the home of your dreams? First, always get pre-qualified. With a prequalification letter, sellers will know that you’re serious and ready and able to buy. Second, rely on the advice of a Realtor. Realtors know the local market and can help you wade through the maze of deadlines, deposits and paperwork that accompanies a sale. With their help, you’ll be able to make the most of your home search so that you will be in your new home by summer. Happy house hunting!
There were almost 4000 single family homes for sale at the beginning of April, from a $4000 mobile home in North Kingstown to a $45 million mansion on Newport’s Ocean Drive. No matter what your dream home is, there’s something out there for everyone. The good news is that lending restrictions are easing up for first time buyers. While we don’t want to return to the era of loans that were handed out freely and the foreclosures that followed, the overly stringent rules put in place in the aftermath made it difficult for first time buyers to enter the market. Recently, Fannie Mae and Freddie
Bruce Lane 2015 President, RI Association of Realtors 401-207-4502 bruce@brucelane.com
0% DOWN
Mortgages Available!
Your Local Mortgage Resource. Pier-Mari Toledo Director, Mortgage Lending (401) 562-1238 ptoledo@wavefcu.org
With over 28 years of experience in all facets of mortgage lending and a commitment to objectivity, Pier can help you find the right mortgage to fit your needs and your budget.
Call Pier today! • Fixed rate mortgages
• FHA mortgages
• Adjustable rate mortgages
• VA mortgages
• Low down payment mortgages
• Purchase or
• First time homebuyer’s programs
Ask us about our Free Competitive Analysis
Ride the Wave to financial security. 4
Rhode Island Home Buyer Magazine | April 17 - May 14 2015
75 +
www.rimortgagezone.com
Warwick, RI 480 Greenwich Avenue, 02886 Warwick, RI 1217 Warwick Avenue, 02888 Westerly, RI 2 Wilder Avenue, 02891 (401) 781-1020 • Toll Free (1-888-492-8328)
Mindy Lane
Bruce Lane
(401) 996-2700
(401) 275-2050
mindy@brucelane.com
bruce@brucelane.com
NORTH
KINGSTOWN
This classic colonial design with its victorian flair boasts three beds, three full baths and sits on over an acre of land. You are sure to want to view this property with its many upgrades throughout, 2 car garage, central air, Walk to Water... Close to the beaches and summer activities.
$499,900
CRANSTON
10 Bateman Avenue Private Townhouse with 2 Beds, 1 1/2 Baths, Finished Lower Level, Gas Heat & Central Air. Neat as a pin and ready to move into this appropriately priced condo.
$149,900
CRANSTON
150 Boylston Drive. This spacious end unit boasts a granite & stainless kitchen, dining room & living room on the first floor. Two master suites, plenty of closet space & laundry on the second level. Full basement with access to the exterior, garage, central air, gas heat & hot water. Tennis courts & pool, club house...
$259,900
WARWICK
20 Coin Street. Your new home is waiting for you. 3 bed ranch with many bells and whistles. Hardwoods, fireplace, newer gas boiler & windows...Nice back yard for springtime activities! Call today for a private viewing.
$169,900
CRANSTON
9 Wickham Court. This custom 4 bed colonial features 9 ft ceilings, a two story foyer, laundry on both levels, 1st floor library, a granite kitchen with center island, finished lower, generator, alarm... too many upgrades to list. Call today to view this lovely home.
$489,900
CRANSTON WESTERN
HOPE ROAD. BARN for sale - Rare Opportunity to own a 6000 sq ft BARN set on 2 plus acres of farmland. This property is zoned agricultural only. Possibilities abound.
$125,000
JOHNSTON
37 Beechnut Drive. This 8 Room Colonial with it’s victorian charm features a separate 3rd floor kids quarters, inground pool, stamped concrete patio, central air, covered front porch...A summer paradise! Great Value!
$399,900
For Advertising Information Email: rihomebuyermag@gmail.com
5
Rhode Island State Tax Rates Municipalty
Residentiial Tax Rate
% Full Value
Revaluation Year
Commercial RE Tax Rate
Business Personal Property Tax Rate
Barrington Block Island Bristol Burrillville Central Falls Charlestown Coventry Cranston Cumberland East Greenwich East Providence East Side of Prov Exeter Foster Glocester Hopkinton Jamestown Johnston Lincoln Little Compton Middletown Narragansett Newport North Kingstown North Providence North Smithfield Pawtucket Portsmouth Providence Richmond Scituate Smithfield South Kingstown Tiverton Warren Warwick West Greenwich West Warwick Westerly Woonsocket
$18.30 $5.34 $13.06 $18.88 $27.26 $9.90 $20.40 $22.84 $15.78 $23.26 $22.95 $19.25 $14.63 $21.06 $21.77 $20.64 $8.75 $28.75 $23.57 $5.64 $16.07 $10.04 $12.06 $18.91 $27.94 $16.02 $23.06 $15.08 $19.25 $20.94 $18.98 $17.13 $15.48 $19.30 $20.07 $20.06 $22.55 $25.39 $10.64 $35.94
100% 80% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
2011 2012 2010 2012 2012 2010 2010 2011 2010 2011 2012 2012 2011 2011 2010 2010 2009 2012 2012 2006 2008 2011 2011 2009 2007 2009 2008 2013 2012 2013 2012 2009 2012 2011 2009 2009 2013 2012 2009 2008
$18.30 $5.34 $13.06 $18.88 $39.48 $9.90 $24.58 $34.26 $15.78 $23.26 $25.40 $36.75 $14.63 $21.06 $24.74 $20.64 $8.75 $28.75 $26.94 $5.64 $21.34 $15.06 $16.72 $18.91 $34.68 $17.77 $30.88 $15.08 $36.75 $20.94 $21.94 $17.13 $15.48 $19.30 $20.07 $30.09 $22.55 $Varies $10.64 $39.99
$18.30 $5.34 $13.06 $18.88 $73.11 $9.90 $20.40 $34.26 $28.86 $23.26 $56.67 $55.80 $14.63 $28.96 $43.34 $20.64 $8.75 $59.22 $37.02 $11.28 $16.07 $15.06 $16.72 $18.91 $69.91 $42.80 $52.09 $15.08 $55.80 $20.64 $40.38 $59.70 $15.48 $19.30 $20.07 $40.12 $33.85 $40.13 $10.64 $46.58
Per $1,000 of Assessed Value • Tax Roll Year 2014 (Assessed 12/31/13) • FY 2015 Source: RI Department of Revenue, Municipal Finance.
6
Rhode Island Home Buyer Magazine | April 17 - May 14 2015
THINKING OF SELLING? WE HAVE BUYERS WAITING….LISTINGS NEEDED! Now Is The Time…Call Your Local Century 21 Office Today For A Free Market Analysis
CENTURY 21 ACCESS AMERICA Coventry, RI 02816 (401) 849-9192
CENTURY 21 STACHURSKI Pawtucket, RI 02861 (401) 725-1115
CENTURY 21 TREND REALTY Portsmouth, RI 02871 (401) 683-4900
CENTURY 21 ACCESS AMERICA
CENTURY 21 TOPSAIL REALTY
CENTURY 21 STACHURSKI
CENTURY 21 TOPSAIL REALTY
CENTURY 21 REALTY ASSOCIATES
CENTURY 21 BUTTERMAN & KRYSTON
East Greenwich, RI 02818 (401) 885-6260 Lincoln, RI 02865 (401) 724-5600
Cranston, RI 02910 (401) 942-0110
Newport, RI 02840 (401) 849-0660 Bristol, RI 02809 (401) 254-1900
Pawtucket, RI 02860 (401) 521-9490
“Highest Overall Satisfaction for First-Time Home Sellers”
Check Us Out At www.century21.com Interested in a Career in Real Estate? Sales Positions Now Available… No Desk Fees, Free Advertising, Free Leads and lots more! Call your local office today. Pre-License Classes are available Find out what CENTURY 21 can do for you!
SMARTER. BOLDER. FASTER For Advertising Information Email: rihomebuyermag@gmail.com
7
Meet Our Team
WARWICK
Prime Office Space for Lease at I-95 & Rte. 117 Centerville Road Warwick, RI. 760-6,166 SF, Ample Off Street Parking (Up to 5+ spaces) At on/off ramps to I-95 North and South, High Visibility with signage and will even customize to suit.
Angelo Greco
Anthony Greco
Debi Tofani
Katelyn Medeiros
Kevin Whitworth
Shaun Branch
Erin Morse
Carlos Andrade
WARWICK
10,000-20,000 SF Office/Warehouse for Lease: Loading docks and drive in doors, 16’6 clearance, 100+ off street parking, 240/480 Volt 3 Phase power, Municipal water, sewer, gas, filly air conditioned, and convenient to TF Green Airport and I-95.
D
L SO
PROVIDENCE
This Historic 2 Story Brick Building has recently been renovated. New heating and electric equipment, compliant with fire codes, Security key access/ fire/buglar alarms & private parking. Units, 201,204, and 205 available ranging from 575 Sqft to 3000 Sqft..
PROVIDENCE
Attention Investors, contact us today to view this 4 unit Strip Retail building. This building is a terrific investment and brings in approximately $83,000 yearly rental income. Very Strong tenant history and fully occupied with long term leases. $585,000
Come & Join Our Team
We Are A Full Service Residential and Commercial Real Estate Office 653 Atwood Avenue, Cranston, Rhode Island 8
401-270-1174 GrecoRealEstate.biz
Rhode Island Home Buyer Magazine | April 17 - May 14 2015
Victoria Pizzarelli
REALTOR®, Team Leader, The Pizzarelli Group
E X I T R E A LT Y P I N N A C L E Serving All of RI and MA
Mobile: 401-432-4129 Office: 401-331-3948 vickipizzarelli@gmail.com www.livingri.com
Warwick
Hidden Gem with an acre of land to call Home in the Apponaug section of Warwick. Updated kitchen, bathroom, Large bedrooms, living room, in ground pool, carports, This is a great home to entertain in. Move in just in time for your Summer BBQ’s! $284,000
Richmond
Forget the snow think Spring time in this Custom built Contemporary, craftsmanship throughout,w/ in lay hardwoods,stone walkways,3 bathrooms,Master suite,.Get ready for your summer BBQ’s under the Pagoda w/a built in Grill.This is a MUST SEE! $388,000
Providence
Well kept home with hardwoods throughout, Bedroom on first floor with private bathroom, possible Master Suite on upper level. Fenced in yard, garage, freshly painted exterior, Completely insulated throughout. Subject to Short Sale approval. $115,000
Little Compton
Coventry
Warwick
Cranston
Rooms With A View!! Custom Built Contempory Privately Nesteled Away With Saltmarsh & Ocean Views. Granite, Stainless Applicanes, Crown Moldings, Dual Fireplace, Decks Placed To Capture Those Breathtaking Sunsets!!! Many Upgrades Too Much To List. $749,000
NEWER Construction, Hop Skip and Jump to City Park & Buttonwoods Beach. Hardwoods throughout, Master Suite w/Marble Bathroom, Kitchen w/Granite Counters,Maple Cabinetry, Beautiful Entry Way, Call this house a your Home in time for Summer. $265,000
Move into your Remodeled Home in time for SPRING w/NEW Septic, Roof,Windows,Driveway,Landscape,Carpe t,Updated Kitchen w/NEW Stainless Steel Appliances,Full Finished Basement, attached Garage & don’t forget the screened in porch with a Hot Tub. $209,900
Call this Complete remodel of this unique house a “Home” in Western Cranston.Maple Cabinetry, Granite Counters, Stainless Steel Appliances, Master Suite w/Master Bath, 3 Bedrooms on main level, w/Full Bath, New Vinyl Siding, Navien Heating System. $245,000
From Ryan & Rebecca M. Vickie is very knowledgeable in buying/selling homes! She was very helpful with questions and flexible with meetings! We loved meeting with her to look at homes because we learned something every time! She’s always positive and honest with information! We are so glad she was our real estate agent! Once you work with her you will know she is a pro! So glad we found our home with her help through the whole process!! Ryan & Rebecca M.
For Advertising Information Email: rihomebuyermag@gmail.com
9
PROFESSIONALS
The David Iannuccilli Team
David Iannuccilli
Jason Ferri
Eleanor San Antonio
office (401) 884-6050 x 359 cell (401) 529-6074 fax (401) 884-0665 email davidi@sellri.com
www.sellri.com
HatHaway’s Guest CottaGes 4470 Old Post Road, Charlestown, RI
Hathaway’s Guest Cottages, located at 4470 Old Post Road in scenic Charlestown, RI offers unique lodging in a charming 10 room Colonial home. Scattered around the compound are an additional 7 rental guest cottages. Hathaway’s offers great B&B potential for a live-in owner or investor. Close proximity to the water make it an ideal location for a family compound, corporate retreat or a fishing/recreational camp. Beautiful grounds include gardens and in-ground pool. Located close to a marina, Charlestown Beach and Ninigret Salt Pond where you can enjoy fly-fishing, kayaking and boating. A quick drive to Foxwoods Casino, Mystic Seaport & Aquarium, Watch Hill, University of RI, Newport mansions and Block Island ferry. Reduced to $774,900.
sold In 5 days! East Greenwich Create your own personal
East Greenwich Meticulously kept 3 bed, 2
Cranston Move in ready! Beautiful home on a private road in Natick Hill Estates. 3 bedroom, 2 1/2/bath home offers over 2,400sq.ft. with an open floor plan and 2 car garage. Brand new stainless steel appliances.
East Greenwich Waterfront on Bleachery
lifestyle in this 2 bedroom, 2 bath 1 level condo located in the heart of Historic East Greenwich. Stainless steel appliances, granite kitchen with open floor plan and balcony. $289,900
25 Deerfield Drive, East Greenwich Stunning contemporary home in High Hawk. Perfect for entertaining with spacious open floor plan. Hardwood floors throughout First floor with huge vaulted ceilings and tons of natural light. 4 beds, 2.5 baths with laundry room and finished basement.
10
Rhode Island Home Buyer Magazine | April 17 - May 14 2015
bath Southern Style Colonial offers an updated kitchen and baths. This home is a must see. Beautifully landscaped grounds with heated salt water pool.
Pond. Well built 4 BR Colonial close to downtown. Freshly painted and re-modeled, gleaming hardwoods, granite kitchen, living room w/ fireplace, study, sun room, mahogany deck and much more. Tons of extra space. Call for details.
Top IndIvIdual RE/MaX offIcE
in New England for 2014
Top Individual Office in Rhode
Island for 2014
PROFESSIONALS
Top 10 Agents For 2014
Top Individual Office in East Greenwich for 2014
1. 2. 3. 4. 5. 6. 7. 8. 9. 10.
Guy Glennon Andy Kushner Joshua Cullion Daniel Liese Rita Wright Tina Hartley Michelle Verry David Splaine Jo-Ann Molinaro Michael Milano
655 Main Street East Greenwich, RI 401-884-6050 w w w.sel l r i.com For Advertising Information Email: rihomebuyermag@gmail.com
11
Whats Your by Daniel E. Giroux, Owner, A-Plus Mortgage
It’s a beautiful summer day and you lean over your neighbor’s fence to brag about the 3.75% interest rate you just locked in. It sounds great until you get the real story. I’m Daniel Giroux, a 15 year veteran of the mortgage business and Owner of A-Plus Mortgage, I’m about to tell you some facts that will save you thousands of dollars and make you look at “What’s your Rate” in a whole new light. Rate is not always the most important factor when it comes to your loan. Yes, rate dictates your principal and interest payments but rate can also affect points you pay or credit you could have received from a lender or broker and in many cases, the lower rate does not come with the best program. Rates vary from day to day, sometimes from hour to hour. Your rate is determined by numerous factors including, Program type, (Conventional, FHA, VA, USDA) Equity, Property type, Fico score, if you are taking cash out or consolidating bills, the term of your loan (30, 25, 20, 25, 10yr) Occupancy of the property, borrower paid mortgage insurance or Lender paid mortgage insurance, and the discount or credit that rate is going to give to a borrower. Recently I had a friend call me in regards to her new home purchase. She lives in Oregon so I was not able to originate her loan but I was able to give some helpful advice. She was purchasing a $400,000 dollar home and was putting down 10%, she was offered a “Great “rate of 3.75%. Loan size would be $360,000 and she thought she would bring $40,000 to the closing table. The reality of the situation was, 3.75% rate was coming with a 1% discount point “$3600” there were attorney fees, escrow setup cost,
I’m about to tell you some facts that will save you thousands of dollars and make you look at “What’s your Rate” in a whole new light 12
Rhode Island Home Buyer Magazine | April 17 - May 14 2015
Rate?
prepaid interest, lender fees and Mortgage insurance payment of roughly $165 dollars. When it was all said and done, she was bringing an estimated $52,000 dollars to the table with a payment of $1667.22 Principal and Interest, $165 for mortgage insurance for a total payment of $1832.22. This payment seemed ok, and she was willing to bring the extra $12,000 to the closing table until I explained how to really use the rate to better her situation. I informed my friend that she should ask her lender for a 4.25% interest rate. Of course she was confused as to why she would want to take a rate .50 higher than what she was currently being offered so I explained to her that RATE does not matter. Payment matters, cash to closing matters, and her getting the best deal for her and her family matters, NOT RATE! 4.25% was offering a 2% credit to the borrower “$7200 ,” Lender paid mortgage insurance ,and it was offering a total payment of $1770.98 – Saving an additional $61.24 per month and bringing her cash to the table from $52,000 to $41,200. The bottom line here is; THE LOWEST RATE is not always the best program for you. Make sure the person working for you on the largest transaction you will ever complete is searching all options. Don’t be fooled by the “Lowest Rate” because that rate could cost you thousands of dollars. Daniel E. Giroux NMLS 26531 Owner A-Plus Mortgage LLC NMLS # 2748 Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748 Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL
Showcase Listings Lincoln
Warwick
Donnie Bennett 401-269-9615 BLACKSTONE/OCEAN Properties
Donnie Bennett 401-269-9615 BLACKSTONE/OCEAN Properties
Unique Post & Beam Home, with oversized fenced yard & easy highway access. This former Carriage House has BIG expansion potential on unfinished 2nd level with 1,500 square feet of available space. New Roof, New Hot Water Tank. 3-Season Porch in rear. $219,900
MOVE RIGHT IN!! Uncommon Cape with 3 to 4 Beds. Bonus Room on 2nd serves as giant Walk-In Closet (potential office). Refinished Kitchen with New Cabinets & Counters. Sliders to Amazing Oversized Yard for entertaining. All on a nice Half Acre Lot. $229,000
The Home of the Professionals
Eric Maluk Owner NMLS #4733
North Providence
This lovingly maintained home is much larger than it appears from outside 1470 sq feet! Hardwood floors throughout, spacious updated kitchen, all rooms generous size, walk to marieville elem, seconds to rt 146, all ammenities on mineral spring , wow! $165,000
Emily Kheradi 401-243-5520 Keller Williams Realty
Daniel E. Giroux Owner NMLS #26531
Programs Include 203K, Conventional, FHA, H.A.R.P, VA Loans, USDA and Reverse Mortgages Visit Us at 300 Centerville Road, Suite 201W, Warwick, RI 02886
(401) 822-4444 www.aplusinri.com Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748
Providence Check out this beautifully refinished home! Large living room, kitchen area, and bedrooms. Stainless appliances, gas heat. Great home that is move-in ready with huge rooms and high efficiency heating system. Ample parking. Don’t miss out! $139,900 The Seyboth Team 508-281-9175 Keller Williams Realty
Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL
We specialize in Real Estate and Personal Injury law.
West Greenwich
Like new! Too many updates to mention, new windows, 4 zone htg sys and 50 yr roof, 4 bed, master suite, 2 fire places, 3 car garage wow! $355,000
Emily Kheradi 401-243-5520 Keller Williams Realty
692 Warren Avenue East Providence, RI 02914
P: 401-270-1144 | F: 401-270-9114 mlima@limalawoffices.com limalawoffices.com
East Providence
Come view this meticulously maintained, classic home! Features 3 bedrooms, spacious living areas, large kitchen and has great curb appeal! Beautiful hardwood floors, replacement windows, and large yard round out this lovely home. $238,900
The Seyboth Team 508-281-9175 Keller Williams Realty
Coventry Renovated 2 to 3 bed with replacement windows, bright hardwood floors throughout! Lndry and MSTR BD on 1st along with 2nd bed and 2 full baths! 1.2 Acres of private land and easy access to town, 295, 95 and shopping! Move in Certified by Master Inspector. $179,900 The DiSpirito Team 401-359-2338 HomeSmart Professionals RE
Lincoln
4 bed colonial in Lincoln, Spacious rooms. Kitchen and bath have been remodeled, fresh painted and hardwood floors. Spacious front to back living room with sliding glass door leading to a newer deck, fenced in yard. $219,900
The DiSpirito Team 401-359-2338 HomeSmart Professionals RE For Advertising Information Email: rihomebuyermag@gmail.com
13
Buying a home is one of the single biggest decisions in our lives and for most of us, choosing the right mortgage is a big part of it. Why not choose the bank that’s been making Rhode Islanders’ dreams come true since 1920? Choose Coastway.
Named Rhode Island Housing’s Participating Lender of the Year for 2013 & 2014!
MANAGING YOUR PROPERTY MATTERS
Rhode Island Property Advisory Company FULLY STAFFED MAINTENANCE
Property Management More than paying bills & responding to complaints it demands commitment, experience, constant attention & clear communication.
Financial Management Meeting and conquering the countless steps in making payments, billing, collections and banking is the business of property management.
Advisory Management
Winter Watch Services
Our goal is to work in cooperation, providing advice and creating a management plan for the physical and financial affairs.
We are now offering a new service “Winter Watch” for all unit owners. We will take care of your home as you vacation giving you peace of mind.
call 401.736.8300 or visit www.ripac.net 14
Rhode Island Home Buyer Magazine | April 17 - May 14 2015
Mike Behm
PROFESSIONALS
401-265-9437
(401) 529-8228 jrm6@cox.net
Cranston
This Beautiful ranch has large rooms family room w/fire place full unfinished bulkhead basement generator large fenced yard rear sprinklers and oversized shed. $199,900
Cranston
Owner retiring after 40+ yrs. which brings this great opportunity to buy this turn key business along with the Real Estate and an extra lot. New Heating System! $249,900
Cranston
Large Colonial with sep. in law open floor plan with 4 large bedrooms and 3 and a half baths large liv room with beautiful stone fireplace. Large fenced yard with shed. $349,900
Cranston
KNIGHTSVILLE Area. Commercial location. Food/Beverage business location. 1,100 sq. ft. Gas and Central Air. Call for Details. $40,000
ALSO AVAILABLE
Providence | MLS # 1081383 Great Location For This Turn Key Well Established Business. $449,900 Call For More Details.
Buyorsellhomesinri.com
Jo-Ann Molinaro
Top 5%- REMAX Agent in RI - Sales volume RE/MAX 100% Club ABR, GRI, BS Marketing, MBA Licensed in RI and MA
Call me for a FREE Market Analysis!
Glocester $556,000 • Snake Hill Rd. A pastoral setting offering 33 acres with paddock & a 4 horse stall stable. • Soaring ceilings detailed with exposed wood beams • Hardwoods • Living & Master bedroom with stone fireplaces • 3-4 bedrooms & 3 bathrooms • 4-season room
West Warwick $229,900 • Cowesett Ave. Area Well maintained Ranch. • Just renovated great room with updated full bath • Fireplace & Hardwoods • 3 bedroom & 2 Full bathrooms • New roof, fresh paint, newer mechanicals • Finished lower with walk out to a 1/3 ac. lot
East Side Hope Street Condos • 2 Units Renovated 1 level condos with restored old world charm. • Kitchen-granite & stainless appliances • 3 bedrooms, 1 bathroom -unit 1 • 5 bedrooms -2 bathrooms -unit 2 • All hardwoods • New windows, gas heat & central air • Garage • Walk to Hope Village & Blackstone Blvd
East Greenwich $534,900 • Cindyann Stately Colonial. • Kitchen with cathedral ceiling & granite • 4 bedrooms • Tastefully updated 2.2 tiled baths • All hardwoods • 2 fireplaces • Finished lower with bamboo flooring • Beautiful in-ground pool surrounded by paver patio For Advertising Information Email: rihomebuyermag@gmail.com
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Lincoln 4 bed colonial in Lincoln, Spacious rooms. Kitchen and bath have been remodeled, fresh painted and hardwood floors. Spacious front to back living room with sliding glass door leading to a newer deck, fenced in yard. $219,900
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Great one bedroom located in East Side with waterview! Move right in. New carpets, hardwoods, and appliances. Moments from Wickenden St, Thayer St, RISD & Brown University. Easy highway access to Prov/MA. Owner occupied Taxes: $1200/YR. $97,717
Warwick
Perfect place to call home!! Located at end of a dead end road in desirable neighborhood! Hardwoods throughout home, 3 to 4 bed, easy access to everything, fenced in yard and walk to water! $139,900
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Woonsocket YOU MAY QUALIFY FOR $2000/YR TAX CREDIT!(Ask Agent) Spacious colonial on quiet street featuring newer windows&vinyl siding,new heating system,open floor plan, huge master w/vaulted ceilings, double closets in bds, 3 full bths, plus inlaw potential! $138,900
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North Providence Renovated, well kept beautiful home! New kitchen and bath, hardwoods, garage, easy to finish basement and fenced in yard, turn key! Easy access to shopping, good schools, great town! $149,900
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Woonsocket Unique property! 3 single family homes on two lots offered as one purchase. Great for owner occupied or investment. Front house has 1 bedroom, middle house has 3 bedrooms and 2 car garage, and rear house has 3 bedrooms. $269,900
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North Smithfield
Spacious & inviting floor plan! Sun drenched & completely updated! Granite & SS kitchen! Walkout in master overlooking private backyard and easy potential for 3rd & 4th bed or in law! Great neighborhood, close to all and awesome schools!WOW! $259,900
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Charming home with all the right accents! Hardwoods, updated kitchens and baths! Newer roof & windows! Walkout to private deck, picture perfect patio and fenced-in yard! Walk to water with access for fishing, swiming and kyaking! & so much more!! $199,700
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North Smithfield
Charming home complete with crown moldings, hardwoods (under carpets), fireplace and spacious design! Brand new gas furnace to be installed by seller!! Sunroom overlooking backyard, tons of storage space and close to everything!!WOW! $219,900
MyDreamHomeNow.com 401.359.2338 16
Rhode Island Home Buyer Magazine | April 17 - May 14 2015
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Pawtucket Cash Cow!! Complete turn key!! Building in amazing shape, new roof, updated mechanicals, new windows - comes with a 4 family fully rented building with great income and all separate utility meters. Liquor inventory additional $99,999! Offered at $699,900.
LIST SO SIM
3 TED.
OLD. MPLE.
Crucial Tips To A Successful Home Sale
by Emilio DiSpirito, Team Leader Of The Dispirito Team
When selling a home, you may be faced with so many questions, obstacles and all around confusion!! Not only are you moving your house, but if you are moving to entirely new town, you are moving your routines, your activities and your way of life as you know it!! This is why, I felt it would be helpful to provide you with a list of 3 crucial tips to a successful home sale that you should focus on when getting prepared to sell your property. If you missed it, we spoke about it on air, on The Round Table on Newsradio 920 Sunday January 18th, 2015 and you can listen to the segment here! http:// www.920whjj.com/ TheRoundTableRadio Jan 18 2015
1.) The cardinal rule of selling your home - Hire a SUPER agent!! You may want to stay away from part time agents. It’s impossible to effectively service buyers for your home or accommodate buyer agents. Furthermore, the often times lack the experience a professional full time agent brings to the table. There are over 180 steps in the real estate process of listing and selling a home, many of which are delicate and time sensitive. •
• •
•
Find out how many homes have they listed and sold in the past year? If its less than 12... 1 per month, you may want to continue looking for someone with better credentials. How well do they know the market? Do they have support? A full time admin to help with the behind the scenes work like marketing and getting your home out there! Do they pay to advertise their listings? If so where? Buyers come in from all areas.
For example, we advertise our listings on billboards, radio, internet, magazines, newspapers, post cards, signage, open houses, etc. Most importantly, what are their clients saying!? We don’t go out to eat anymore without reading restaurant reviews!! Why not do that kind of homework when entrusting someone to sell your home!? You can use 3rd party sites to see reviews for agents you are considering. Here is an example of my teams Zillow profile and client testimonials: http://www.zillow.com/ profile/theDiSpiritoTeam/Reviews/
2.) Keep your motivation for selling your home between you and your agent! When a buyer understands that its February 20th and you need to start your new consulting job in San Diego California on March 1st and can’t afford to pay two mortgages for an extended period of time, you better believe a low
offer is probably going to be coming in!
3.) Set reasonable expectations for yourself when it comes to pricing! Do your homework in addition to your agents! Check listings in your neighborhood and see what homes are selling for in your area. Search for them on www. MyDreamHomeNow.com for free. When homes in your neighborhood are all alike in size and are listed and selling at $320,000 for example, you should not expect $390,000. Situations may vary, so your agent can confirm this. NOTE: Keep and eye on “high and low bidders” these are agents who suggest a higher than market value to hopefully secure the listing while low bidders are more concerned about volume and pushing homes fast than an overall quality transaction.. it’s easy to sell a Mercedes that is priced less than the competition! Be mindful.. an agent that knows the market will have supporting data for you. Pickup a free copy of Homes Magazine at your local Stop and Shop, cafe or store. See what other homes are listed at in your town. These may be your competition! Understand that, when your home is priced too high, you are setting yourself up for failure and your home will become “stale” to buyers. “Something must be wrong with that home”, they will say. National Association of Realtors released their statistics from 2014 that state homes priced too high that sit on the market for 17 weeks sell at 93% of list price, vs. homes that are priced at market value and sold under 2 weeks sold for 100% of list price! That is $7,000 additional per $100,000 in your pocket! Price wisely! Find out how much your home is worth here
www.MyDreamHomeNow.com/sell EMILIO DISPIRITO,
TEAM LEADER OF THE DISPIRITO TEAM
TUNE IN TO THE ROUND TABLE RADIO SHOW SUNDAYS AT 10AM ON WHJJ 920AM For Advertising Information Email: rihomebuyermag@gmail.com
17
Residential
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Call us today at 855.436.8799 for a free estimate, and experience how Gentry supports your every move.
GentryMoving.com
SATISFACTION
Serving RI, MA and CT | 855.436.8766 | info@gentrymoving.com 18
Rhode Island Home Buyer Magazine | April 17 - May 14 2015
Proud Recipient of the 2014 Exit Realty “Brokerage Of The Year”
CURRENTLY SEEKING
Licensed Agents
Benefits of Joining
• Team Building • Residuals • Business Planning •Training
• Professionalism • Centrally Located Office • On Going Education • and more...
Are you operating a profitable, predictable, income producing business?, if not.....Call Jamison Monello for a confidential appointment, and get the facts for yourself..
R E A LT Y
PINNACLE
401-331-EXI T | 401-255-1480
First Home mortgage Corporation
Call 401-751-0800 Sal Savastano - Regional Sales Manager – ext. 5300 John Savastano - Sales Manager – ext. 5306 Evelyn Perez - Loan Officer – ext. 5309 Keith Dulude - Loan Officer – No Direct Extension David Travers - Branch Operations Manager – ext. 5301 Traci Cunningham - Operations – ext. 5302 Denise Ciaccio - Operations – ext. 5303 Seana Petrangelo - Front Desk – ext. 5308 Nick Caccia - Loan Officer – ext. 5310 Tony Roy - Loan Officer – ext. 5307
First in Customer serviCe
400 Reservoir Avenue Providence, RI 02907 Phone: 401-751-0800 • Fax: 401-751-1800
For Advertising Information Email: rihomebuyermag@gmail.com
19
REAL ESTATE
NEWS
Positive Trends
FOR RHODE ISLAND’S HOUSING MARKET
The year ended on an upswing in Rhode Island’s housing market, with December’s single family home sales increasing 18 percent from the previous year. The statistics, reported today by the Rhode Island Association of Realtors, also showed a four percent uptick in median price from 12 months earlier. Though the housing market fluctuated during 2014, general trends continued to show a recovering market. Foreclosure and short sales fell from 20 percent of total sales in December, 2013 to 14 percent of all single family sales last month. Sales under contract, which foretell sales activity in the market in the months ahead, increased in December for the fifth consecutive month. “Both sales activity and median price rose from the prior year for three out of the last four months of 2014. We seem to
20
Rhode Island Home Buyer Magazine | April 17 - May 14 2015
be heading in a positive direction as we enter the New Year,” said Bruce Lane, 2015 President of the Rhode Island Association of Realtors. “Though sellers are gaining an advantage due to a slight shortage of homes for sale, the number of properties on the market will likely increase now that the holidays are over.” There was a five-month supply of homes for sale in December. A six-month supply indicates a market balanced between supply and demand. Sales rose 27 percent in the condo market while median price dropped ten percent year over year. Distressed sales accounted for 16 percent of total condo sales last month compared to 14 percent last year. The increase in such sales helps to explain the decrease in median price. Fluctuations in median price in the condo market can also be skewed significantly by a price
increase or decrease for units in just one or a few developments. Sales activity in the investor-driven, multifamily housing market skyrocketed 35 percent in December, as many sellers likely sought to get investments off of their books before year end. The median price of multi-family property sales decreased seven percent. Foreclosure and short sales fell to 29 percent of total multi-family sales compared to 35 percent in December, 2013. At the market’s worst, such sales accounted for more than 80 percent of total multi-family sales. “Eliminating the distressed market is the key to getting back to complete normalcy in the housing market. We’re making significant progress on that front every month,” said Lane. Source: www.RILiving.com
For Advertising Information Email: rihomebuyermag@gmail.com
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You Can Count On, Call 732-0011 Today! C O N V E N I E N T LY L O C AT E D
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Hopkinton: No Money Down 100% USDA financ- Providence: ing for qualified buyer. Country living 5 minutes to Rte 95. Three bedroom 1.5 bath, cheery sun room, large private yard, attached two car garage. Own for less than it costs to rent. Be in for the Summer! $233,000 CALL KAREN CATUOGO, EXT 226
Elmhurst with In-Law Apt near PC. Three BR plus one BR in-law apt with separate entrance & private patio. Two generations share the cost. Spacious main living area first level, large fenced yard. In-law with its own private patio. Bring offers. $224,900 CALL KAREN CATUOGNO EXT 226
Warwick:
Warwick:
Doll house cottage! Totally renovated! Just move in- 2 blocks to the beach. Large yard & deck. Subject to HUD affordability. Guidelines for buyers - call listing agent for guidelines. $119,900 CALL CARMINO MARRAPESE, EXT 231
Great opportunity to own a fully leased building on 6.8 acres near T.F. Green Airport. Building has sprinklers and an updated fire alarm. Property has access on Pavilion and Evergreen Ave. $1,300,000 CALL SCOTT BUONTEMPO, EXT 235
Westerly:
Estate Sale No Disclosures. Sold As Is. Updated 2011. Needs Some Repair. $155,000 CALL ERIN SHERIDAN, EXT 231
Woonsocket:
Great Opportunity To Buy A Building With Tall Ceilings Perfect For Truck Or Automobile Repairs, Building Is Steel Framed With Plenty Of Parking. $144,900 CALL SCOTT BUONTEMPO, EXT 235
Westerly:
Estate sale! Updated in 2008. Needs some repair, large lot. Good tenant history. Sold as is, no disclosures. $179,900 CALL ERIN SHERIDAN, EXT 231
Cumberland:
Great Development Opportunity On Busy State Road W/ Retail On Both Ends Of The Street, .69 Acres Mixed Use Perfect For A Bank With A Drive Through. $599,000 CALL SCOTT BUONTEMPO, EXT 235
Narragansett: Steps to the Sea Wall! Charming Warwick: Corporate Owned! Great starter or down- Warwick: Neat CORPORATE OWNED! Nice starter Coventry: Center court yard ranch with extra large three bedroom two bath cottage walk to town beach and all area amenities. Main house plus separate one bedroom rental cottage all newly remodeled. Live at the beach plus rental income. Be in for the summer. $674,900 CALL KAREN CATUOGNO EXT 226
sizing Modest 3 bedroom ranch, new kitchen with stainless appliances. Great location in the Long Meadow neighborhood. Ceramic floors in kitchen & bath, hardwoods in bedrooms. Close to water. terrific value! $167,400 CALL CARMINO MARRAPESE, EXT 233
or retirement home. Well cared for street and neighborhood. Features 2 bedrooms, large kitchen, vinyl siding, near all the stores. Call for an appointment today! $107,000 CALL CARMINO MARRAPESE, EXT 233
windows and doors make this four bedroom two bath move in condition home bright and cheerful. Private master suite. LR with fireplace. $324,900 CALL KAREN CATUOGNO EXT 226
Warwick:
Warwick:
Cranston:
Cranston: Corporate Owned! Cape Style home sit-
Classic Colonial in Highly Desirable Neighborhood in Gaspee, Short Walk To Pawtuxet Village., Move in Ready, 3 Zone Heat, Security System, Large Finished Basement, New Tilt in Windows, Architectural Detail Throughout Walk To Neighborhood Schools. $257,000 CALL ED FRACASSA, EXT 218
Corporate Owned! Large family home, situated on a corner lot. Friendly neighborhood. Large family? No problem - plenty of room! $134,900 CALL CARMINO MARRAPESE, EXT 233
Seller is motivated!!! Relocating! BRING YOUR OFFERS! Best value in Walden Woods! Features double decks, gorgeous new walk way, granite kitchen with SS appliances, central air and much more! Don’t Miss Out! $239,000 CALL JILLIAN NAYLOR, EXT 223
uated on a nice lot in a nice neighborhood..Care free with aluminum siding 3 bedroom with hardwood and ceramic floors.. Move in! Not much to do here. to make it perfect! $144,900 CALL CARMINO MARRAPESE, EXT 233
ABBOTT PROPERTIES is a full service Real Estate Brokerage. We provide the following services...
Commercial Sales & Leases Industrial Sales & Leases | Commercial Development-Sites | Residential & Fannie Mae Foreclosures | Business Brokerage | Home & Apartment Lease 22
Rhode Island Home Buyer Magazine | April 17 - May 14 2015
James DelBonis
Jean Marzilli
jmarzilli@sellri.com Work (401) 884-6050 x 326 Cell (401) 864-2151 Fax (401) 884-0665
jdelbonis@sellri.com Work (401) 884-6050 x 309 Cell (401) 556-7704 Fax (401) 884-0665
PROFESSIONALS
East Greenwich Beautifully maintained Colonial features 4 large bedrooms, 2 1/2 baths, granite, newly finished hardwoods, air conditioning and closets galore. The backyard is fenced and has an oversized mahogany deck. Make this your home for a lifetime. $548,500
Coventry Picturesque and unique waterfront property, gourmet kitchen/granite. 1st floor master suite, great room/fireplace, 3/4 beds, 3 1/2 baths, hardwoods and laundry. Handicap features, private backyard paradise,with inground , overlooking Lake Tiogue. $519,900
Narragansett Pride of ownership! Beautifully maintained 2 bedroom, 2 1/2 bath townhouse, features gas fireplace, oversized deck, garage and rare full basement. Walk to association pool. $349,900
Warwick - PENDING! “Pride of Ownership”
North Providence Spacious and well maintained stone front ranch features 3 bedrooms, stone fireplace, hardwoods and central vacuum. Newer roof and boiler. Priced to Sell! Act today! $139,900
Cranston
West Warwick
East Greenwich - SOLD! One of a kind exquisite waterfront property provides spectacular serene views of Twin Pond. Substantial updates include granite kit, master bath, roof, windows, heat, ac, paint, heated pool and landscaping. Come fall in love!
Charming updated and well maintained 2-3 bedroom home features updated kitchen and bath, new windows and roof, hardwoods, living room and family room. Private yard with sprinklers, front porch, patio and garage. $179,900
Beautiful and spacious end unit condominium. Features a brick fireplace, 2 bedrooms, 2 baths and 2 balconies. Gas heat, make this your next home. $135,000
Fabulous one level unit in desirable “Cobblestone Village”. Cathedral ceilings, gas FP, 2 beds, 2 baths, fully applianced, open kitchen dining area, partially finished basement, air, deck, garage. $299,900
Contact
Maria Garcia Providence Fruit Hill Condo, 3 Level Unit, 2 Bed, 2.5 Baths, Fireplace, Central Air, Gas Heat, Hardwoods, Garage, Must See! Call for details. $254,900
Providence
Nice single family ranch built in 2002 recently updated with new hardwood floors through out,ceramic tile and. Sliding door to deck. Nice yard with shed. Easy show. $139,900
(401) 331-3948
Mariagarcia23@yahoo.com
R E A LT Y
Pawtucket
Nothing To Do, Just Move In. Now Is Your Chance To Own This Beautiful And Unique Victorian House, Closed To Everything, Schools, Hospitals, Shopping, Bike Patch, Commuter Train, Bus, Golf Course And Slater Park. Motivate Seller Bring Your Offer. $254,900
Woonsocket
This home is Immaculate, Ready to move in, hardwoods, granite, and very meticulously maintained, an absolute must see, great first time buyer, FHA no problem. $164,900
PINNACLE
1251 Atwood Avenue Johnston, RI 02919 exitrealtypinnacle.com
For Advertising Information Email: rihomebuyermag@gmail.com
23
1ST CHOICE
Marie Puleo Flaherty
401-943-6111 ext.222 401-474-7508 cell • 401-943-6191 Fax www.mariepuleoflaherty.com
Front Cover Showcase N. Providence $245,000
RI Monthly Magazine 2013-2014 Five Star Professional Award Winner
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Warwick
Move Into this Completely Renovated Ranch featuring new plumbing, electrical and heating, hardwood floors, fireplace, skylights and travontine tile. Home is vinyl sided and on a corner fenced yard. $167,500
Providence Spacious 6 room Ranch! Home features 3 bedrooms, 1.5 baths, hardwood floors, 1.5 baths, finished lower, alarm, shed fenced yard and garage. $159,900
North Providence
Spacious 8 room Ranch! Home features large kitchen, hardwood floors, newer windows and roof. Finished basement with kitchen, family room, bathroom and den. Central air, and garage. $168,500
Debi Tofani | (401) 639-3719 Greco Real Estate
Warwick $133,100 Debi Tofani | (401) 639-3719 Greco Real Estate
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Rhode Island Home Buyer Magazine | April 17 - May 14 2015
Bring Offers to this End Unit is Townhouse Style, with 2 beds and 2 baths. Extra Space in finished lower. Cathedral Ceilings, Fans and Skylights, Slider to Deck, Alarm, Central Air, Subject to Bank Approval.
N. Smithfield $249,900 Kathy Bain Farrell | (401) 374-1211 RE/MAX Town & Country
New Construction 40 Old Louisquisset Pike RockCliff Condos Unit 1403 AMAZING Single level condo, hardwoods, cathedrals, granite, stainless appliances, full basement, central air, garage!!!!
Selling quickly starting @ $249,900
Narragansett $699,500 Don Coletti | (401) 944-2477 Bruce Allen Realtors
Pawtucket/ Fairlawn Lovely 6 Room Bungalow with updated kitchen and bath, hardwood floors, finished room upstairs and partially finished lower. Maintenance free siding. $144,900
Move Right In this Remodeled Raised Ranch, New Kitchen w Granite and Stainless Appliances, New Bathroom, New Windows, Hardwoods Throughout, 3 Beds, 2 Baths, 2 Car Garage, Sunroom to Deck to Above Ground Pool, Patio, Meticulously Kept Home. Must See!
Bonnet Shores- Outstanding Full Views of the BAY & the NEWPORT BRIDGE, Hardwood Flooring, 3 Bedroom Ranch, Master Bedroom w/Full Bath, Great Room, Vaulted Ceilings, Fully Applianced, 2 Car Carport, Town Water and Sewers.
Newport $689,000 Barbara Jagolinzer | (401) 345-6666 Williams & Stuart Real Estate
Victorian style townhouse with exceptional features and glorious location. Views of Easton’s Beach, easy access to Cliff Walk, large bedrooms, newly redone kitchen and baths, Hardwood floors, fireplace, a/c Charm galore and walkable to all Newport.
THE KATHY BAIN FARRELL TEAM Amy Potter Kathy Farrell 401-743-8842 401-374-1211
Christine Kulacz 401-569-8324
Kim Prasinos 401-640-9696
TOWN AND COUNTRY
North Attleboro
Tucked in off a quiet side st, this one owner young colonial offers everything. Cathedral family rm with fireplace; Open floorplan kitchen & dining rm for loads of people during the holidays; Mudrm off the oversized garage; Fantastic new rec rm! WOW! $539,900
Woonsocket
Amazing young Colonial on the Lincoln line! Central air, huge cathedral family room with hardwoods galore! Absolutely move in condition. Must see! $335,000
East Side
Spacious, sunny East Side condo. First floor with gleaming hardwoods, granite/stainless kitchen, 10 ft ceilings and onsite parking. Quick access to markets, restaurants, downtown/highways while living in a desirable neighborhood. Motivated seller! $257,000
Cumberland
Cumberland
Cumberland
Lincoln
Cumberland
Cumberland
Amazing opportunity to own a fabulous piece of farmland and historical farmhouse with a huge barn and outbuilding on 6.5 acres! In-ground pool; rolling farmland. Absolutely a must see!! $479,900
Fabulous open-foyer Contemporary Colonial on desirable cul-de-sac in Lincoln. An entertainer’s dream features brand new kitchen w/granite counters, Kraft Maid cabinetry & opens to a F/P great room w/bamboo floors. Walk to elementary school & ballpark $429,900
North Smithfield
Super affordable NEW CONSTRUCTION ONE LEVEL living ready to move in within 30 days! Pick your colors & customize this open floor plan, cathedral living room, sliders to your deck & treed back yard. Granite countertops, your choice of floors & color. $249,900
If you are in need of Bedrooms & space, this is the place!! Four levels of living; Fantastic neighborhood. Great screened in porch overlooking deck and above ground pool, and remaining yard is huge, flat and fenced! Granite kitchen; finished lower. $439,900
Great layout with open dining area & living room featuring focal point fireplace. Hardwoods; 2 full baths; larger bedrooms on top level - fit all your furniture plus ample closets! Portico covered entrance; really unique floor plan!
$285,000
Cumberland
Sort after 3 bed townhouse; Light, bright and ready to move in. Open Living room and dining room; deck; young central air system; finished lower family room, 2 full baths plus a lavette!! Carport & assigned spots - great location across from pool. $225,000
Always dreamed of waking up on waterfront? Sit on the screened porch and enjoy a cup of coffee overlooking gorgeous Miscoe Lake. Wonderful 4 bed colonial with finished walkout lower (easily converted to an inlaw). Central air; Move in and enjoy! $399,900
ALL on ONE LEVEL + END unit, 2 car garage;cathedral LRw/gas fireplace; new carpets; built-ins and skylights; Master suite w/updated bath & whirlpool tub; all appliances including washer and dryer remain; PERFECT! Private! Guest parking too! $269,900
Providence
Come see this well built 3 family home in the heart of Providence’s North End. Spacious 3 bedroom units with great monthly income! Appliances included...minutes to highways and downtown! $169,900
For Advertising Information Email: rihomebuyermag@gmail.com
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Rhode Island Home Buyer Magazine | April 17 - May 14 2015
JOIN OUR WINNING TEAM! @JoinRemax.com
To find your dream home
VISIT RI-HOMES.COM OR CONTACT ONE OF THESE OFFICES
RE/MAX Preferred 1417 Douglas Avenue North Providence, RI 02904 401-353-2200 3532200.com
PREFERRED, TOWN & COUNTRY, PROPERTIES
RE/MAX Properties 696 Douglas Pike Smithfield, RI 02917 401-232-3900 2323900.com
RE/MAX Town & Country 2081 Diamond Hill Road Cumberland, RI 02864 401-333-0020 3330020.com
These 3 RE/MAX offices owned by Broker Owner Richard P. Zompa and are ranked #1 in the State of RI by the amount of residences sold in 2014, as published in The Providence Business News, participating in the sale of 1,642 homes.
OF TRANSACTIONS IN RHODE ISLAND BY BRAND 5,208 NUMBER JANUARY - DECEMBER 2014
1,858
RE/MAX
Coldwell Banker
1,654
Keller Williams
1,486
Residential Properties
1,231
Century 21
896
Exit Realty
592 Randall
408 Prudential
Market share search criteria RI Statewide MLS 2014 - the graph combines the “sold” properties of all office locations and independent offices of each multi-office or franchise organization identified which properties were sold by such organization itself, or with the aid of a coorerating broker, according to publication of the Local Board of Multiple Listing Service in the geographic area and the time period indicated. Year end 2014 data compiled from figures provided from 2014.
For Advertising Information Email: rihomebuyermag@gmail.com
27
REAL ESTATE
NEWS
Williams & Stuart
ANNOUNCES TWO NEW REAL ESTATE LOCATIONS
Middletown Location Williams & Stuart Real Estate has moved into Aquidneck Island! The company now has 5 offices throughout the state and has acquired the Nunes Realty location at 575 East Main Road in Middletown. Long time Nunes’ agents Barbara Jagolinzer, Carol Hale, Judy Howard and Denise Patsos bring a wealth of experience and knowledge to their new company. They pledge to continue their high quality of commitment and service to their clients and the Newport County community.
Narragansett Location Williams & Stuart Real Estate, one of Rhode Island’s fastest growing real estate companies, is now in South County. The company is excited to announce our new Narragansett office location and affiliation with the Sahagian Group: long-time real estate professionals Jerry Sahagian, Angelo Christina and Joe Lombardo. “Rarely can a real estate agency open an office with agents who among them have over 50 years of experience helping people buy, sell, rent, and develop residential and commercial real estate in Rhode Island,” states Sue Rowles, broker/co-owner of Williams & Stuart. Jerry Sahagian has been working in real estate in the South County area for over 25 years. For the past two decades, Jerry has served on the Coastal Resources Management Council of RI and also served as chairman of the RI’s Supreme Court Disciplinary Board. Angelo Christina is a name familiar to most South County residents. With a proven track record as a multi-million dollar producer in all sectors of the real estate industry, Angelo has achieved the honor of being named to the “Circle of Sales Excellence” by the Kent Washington Board of Realtors. Joe Lombardo is a longtime Narragansett resident and brings over 40 years of extensive business experience as CEO of a Rhode Island based corporation. The Sahagian Group is up and running at 1004 Boston Neck Road in Narragansett, directly across the street from the entrance to Bonnet Shores. They can be reached at 401-7828280, sahagiangroup@williamsandstuart.com, or welcome you to walk-in and ask for a free market analysis of your property. Williams & Stuart is a locally owned and operated company with offices located throughout Rhode Island. In 2014, we sold homes nearly 3% closer to the asking price and 37 days faster than the MLS average in Rhode Island.
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Rhode Island Home Buyer Magazine | April 17 - May 14 2015
Barbara specializes in residential real estate throughout the greater Newport area, Bristol and Warren. She has been a leader in the local, state and national level throughout the real estate industry. She continues to hone her skills as an educated and committed Realtor to provide cutting edge dedicated service with honesty and integrity. Specializing in residential sales and rentals in Newport County and surrounding areas, Judy Howard has worked within the Aquidneck Island real estate market for over 20 years. Always active with the Newport County Board of Realtors, Judy was their 2014 Gloria Slavens Award recipient. Married to a retired Navy pilot, she is familiar with the moving/relocation process and is a certified MRP (Military Relocation Professional). A lifelong Newport resident, Carol Hale has been helping people buy, sell and rent homes for 38 years. The recipient of numerous awards, she possesses the knowledge, experience and trustworthiness to assist you in the home buying process. Calling Newport “home” for 25 years, Denise Patsos has been actively involved in the community and focused on Newport County residents’ real estate needs since 2000. Together with her husband, part owner of the award-winning Newport Gulls New England Collegiate League baseball team, she has been giving back to the children and families of Newport County for many years. “We feel fortunate to be afforded the opportunity to work with the highly motivated, professional agents from Nunes as they make this transition to Williams & Stuart, continuing to work in the best interest of their customers/clients,” says Williams & Stuart coowner Susan Rowles. Williams & Stuart Real Estate has succeeded in selling property at 97.4% of the asking price and 5 weeks faster than the MLS average in 2014. They support a number of local charities, raising tens of thousands of dollars and donating 100’s hours to various causes.
5 convenient locations to better serve you.
8 7 0 Oa k la wn Ave n u e Cra n s to n , RI 4 0 1 -9 4 2 -0 2 0 0
4 3 32 P os t Road Ea s t G reenw i ch, RI 4 01- 398- 2100
1 0 0 4 Bo s to n Ne c k Road Na rra ga n s e tt, RI 4 0 1 -7 8 2 -8 2 8 0
F
O R
M O R E
L I S T I N G S
V I S I T
PORTSMOUTH
Breathtaking views of the Sakonnet Riv. Short walk to Sandy Point Town Beach,Soccer fields, Polo grounds and Walking Trails. Gorgeous in law apt w/private entrance, cathedral ceiling & garage. Private yard,outdoor patio & shower. Great family home! $720,000
COVENTRY
Exquisite one level “luxury living”! Phase 1 of the development. 3 bed 3 bath stand alone condo with granite,hardwoods, master w/bath, laundry on first, finished lower, tray ceilings, crown molding and many extras! Don’t wait.
$284,900
WARWICK
575 E as t Mai n Road Mi d d l etow n, RI 401- 847- 4800
W I L L I A M S A N D S T U A R T
NEWPORT
Rare find! Preserved period detail, 2 off street parking spots, small yard to enjoy barbeques, roof top deck, open porch for each unit, enclosed sun porch, pine floors, sun lit. Secure in time for summer pleasure. $375,000
2172 Broad S treet P aw tux et V i l l ag e, RI 401- 785- 2630
.
C O M
CRANSTON
Immaculate 4 bed Colonial. Custom kitchen w/granite + high end appliances, fireplaced family room,large formal dining,air,pool and home theatre in finished lower. Must See!
$389,900
CRANSTON
Stunning, sprawling & completely updated, gorgeous kitchen, elegant formal rooms, exceptional master suite, custom woodwork in family room, oversized garage, lush landscaped grounds. $429,900
Endless Vacation! Million Dollar views of Narragansett Bay from every room. Open floor plan living space, 1st fl bed, bath+study w/ closet. 2nd fl Master Suite w/sitting area + private deck. Includes lots 372,383,384 - build on or preserve your view! $469,900
WARWICK
Sprawling custom home, Designed to enjoy grounds + water views from all rooms. Huge kitchen open to great room. Master suite with fireplace and private deck overlooking bay. Enormous guest rooms. Walkout lower, walk to beach. Paradise $409,900
EAST PROVIDENCE This neat 3 bed colonial abuts Pond w/ Swans! Features hardwoods, fully applianced kitchen, formal dining room, breezeway to garage and large finished room in lower level. $249,500
NORTH PROVIDENCE
Beautiful, move in ready Cape. New everything, updated kitchen with a gorgeous loft master bed on second floor. Mint condition. Must see! $215,000
For Advertising Information Email: rihomebuyermag@gmail.com
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Our Featured...
TOP REAL ESTATE PROFESSIONALS Kristen Moore
Linda L. Drainville
Vickie Pizzarelli
Realtor/Broker Associate Licensed in RI & MA Stearns/McGee Team
ABR,ASP,CNS,CRS Licensed in RI & MA Multi-Million Dollar Producer
Realtor/Team Leader Licensed in RI & MA The Pizzarelli Group
When choosing a Real Estate Professional, consider a Realtor that makes a full time commitment to their profession and to their clients. Having been in this industry since 2005, I’ve learned to be there when my clients need me, genuinely listen to their concerns, and help guide them through the sometimes daunting task of buying and/or selling a home. Let’s face it. A home is not just a great investment, but also one of the biggest things in our lives we’ll ever have to make decisions about. You can count on me to provide honest and professional advice to help see you through to your end goal.
Whether buying or selling let me help you achieve your goal of “SOLD”! Opening doors for clients for the last 2 decades so call Linda “D”. - Five Star Award - Accredited Buyers Representative - Designated Professional Stager - Previews Specialist - USAA & Relocation Certified
Buying/Selling a home is one of the biggest purchases in a lifetime...making it extremely important to have an Experienced Professional Full Time Realtor on your side! Whether you are looking to make new memories or leave old ones behind, I am a firm believer that knowledge is power and I will do my best to walk you through the path of your real estate transaction. Victoria is Premier Service Certified with a 100% customer satisfaction rate, with a “5” Star rating as recognized by her Peers.
RE/MAX Properties (401) 413-6907
Coldwell Banker (401) 626-3526
EXIT Realty Pinnacle (401) 432-4129
Emilio Dispirito
Realtor/Team Leader The DiSpirito Team HomeSmart Professionals RE
(401) 359-2338
The DiSpirito Team is an energetic and enthusiastic group of real estate agents aimed at offering dedicated, high quality real estate services, simplifying the process and doing what is best for clients under all circumstances. We are in the top 1% of agents for listing volume and sales. We view ourselves as partners with our clients, our team and our community. Our goal is to be the agency our clients are comfortable to recommend to friends and family.
Onetia Price-Hall Realtor, NAR, GPBOR
(401) 484-0027 Award Winning Agent, Onetia Price Hall brings years of experience and knowledge to the Real Estate Profession. Understanding the many complex issues buyers and seller face, Onetia is prepared to assist sellers and buyers in navigating through the transaction process.
Baron & Clemente Real Estate
(401) 519-6677 Ext. 5
30
Rhode Island Home Buyer Magazine | April 17 - May 14 2015
Joe Santoro (401) 751-8300
Lauren (Boscia) Franco (401) 432-4868
Santoro & Company is a team of real estate professionals committed to selling some of the most desired homes in RI. Selling the “right location” is the mission of our company. With over 35 years in the real estate industry, we successfully use our experience, education, and large network of professionals, to engage our clients in a hassle free real estate experience. Let us know what you need.
www.sellsri.com
Santoro & Company Office: (401) 751-8300
We’ve changed our name but not our commitment to delivering excellence.
Introducing
TM
Formerly Know as Maverick Funding
We’re the same team you know and trust, equipped with more resources than ever to bring you industry leading closing speeds and enhanced products and services. Home Point Financial Corporation, formally known as Maverick Funding Corp., is a nationwide banking business focused on multi-channel residential mortgage origination and servicing. With 30 retail branches across 10 states, we intend on leverage and expanding the core capabilities provided by the Maverick acquisition into a diverse, vertically integrated national mortgage banking organization.
Call Your Local Team of Mortgage Professionals Today To Find Out More!
1-800-259-3050
Zachary P. Levesque NMLS #16841 Vice President
300 Centerville Road,
Home Point Financial
The Summit West, Ste 204,
Tel: 401.773.7223
Warwick, RI 02886
zlevesque@homepointfinancial.com
NMLS#7706
Home Point Financial Corporation f/k/a Maverick Funding Corp. NMLS Unique ID No. 7706 (www.nmlsconsumeraccess.org). 9 Entin Road, Suite 200, Parsippany, NJ 07054. Toll-Free Tel: 888-616-6866. Loan made or arranged pursuant to a California Finance Lenders Law license; Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act (License No. 4131048); Georgia Residential Mortgage Licensee No. 33540; Illinois Residential Mortgage Licensee (No. MB.6760891); Massachusetts Mortgage Lender License No. ML7706; Licensed by the New Hampshire Banking Department; Licensed by the New Jersey Department of Banking and Insurance; Licensed Mortgage Banker—NYS Department of Financial Services; Rhode Island Licensed Lender. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice. This is not a commitment to lend. Other restrictions apply. All rights reserved. © 2015 Home Point Financial Corporation
For Advertising Information Email: rihomebuyermag@gmail.com
31
CRANSTON
SCITUATE Scituate Retreat! Exceptional 12 room, 1760 Antique Colonial w/5 fireplaces for chilly nights. Spectacular open views perched atop 20 acres w/PERFECT horse set-up in a beautiful setting with a 4200+ Sqft home. Country living at its finest $769,000
Beautiful 3 bed Colonial w/ granite kit, hardwoods, master bed w/ bath, finished lower,central air, on well manicured lot in desirable Western Cranston neighborhood. Don’t wait! $375,000
JOHNSTON Gracious Victorian boasting with charm this exceptional 3 bed 2 full bath,2 1/2 bath home w/hdwds,custom woodwork,granite,offering master suite/w sitting room. 2 FP,entertainment room to inground pool,heated garage. $489,900
SOUTH KINGSTOWN
HOPKINTON Remarkable 7 bed colonial on 4 fabulous acres in the quaint town of ashaway! 3 Full baths, 3 fireplaces, sunroom overlooking lush grounds, in-ground pool, newer roof, well, windows, heating. A farmer’s delight! $299,000
PORTSMOUTH
2 Private acres surround this lovely 3 bed,2.5 bath true raised ranch. Entertainers delight- Granite kitchen, pantry w/ wine fridge, open floor plan, hardwoods, central air, 2 fireplaces. Lush grounds,Trex deck,sprinklers,2 outbuildings. Near beaches! $410,000
Freshly painted Colonial on lovely landscaped lot w/stonewalls. Large LR, DR, updated EIK, partially finished lower level. Newer roof, energy efficient windows, central vac, hardwd flrs. New deck, invisible fence and your own blueberry bushes! $412,500
DID YOU
Williams & Stuart Real Estate Presents The Real Estate Insiders, Sunday morning at 10:00 AM on new/talk 630 WPRO and 99.7 FM, or watch and listen at 630wpro.com
KNOW
WILLIAMS & STUART
REAL ESTATE VS
• Sold homes at
97.4%
of the
asking price
Williams & Stuart is a locally owned and operated company who proudly support a number of local charities raising tens of thousands of dollars and donating hundreds of hours of time to various causes annually
NORTH PROVIDENCE
Welcome home to this impressive, young Colonial in a great development! Well conceived floor plan w/huge rooms throughout. Addt’l amenities incl. central ac, master suite, modern baths, finished lower, 2 car garage & deck overlooking wooded lot. $325,000
• Sold homes after only
50 days
on the market
?
THE COMPETITION
• Sold homes at
94.8% of the asking price
• Sold homes after only
87 days
on the market
* figures based on 2014 MLS statistics
PROOF O.K. BY:___________________________
CRANSTON
Unique Victorian 3 family in the heart of Edgewood offers beautiful new kitchens w/ granite on 1st & 2nd floors, new kitchen on 3rd. Great investment or owner occupied. 2nd floor could rent for $1300/$1500. Plenty of parking, tenants pay utilities. $395,000
O.K. WITH CORRECTIONS BY:________________________
PLEASE READ CAREFULLY • SUBMIT CORRECTIONS ONLINE
PR-11013781-01 (100%) ADVERTISER: WILLIAMS AND STUART REAL
PROOF CREATED AT: 4/8/2015 2:50:33 PM
SALES PERSON: PR012230
NEXT RUN DATE: 04/11/15
SIZE: 9.03X10.75
PROOF DUE: 04/09/15 10:59:55
PUBLICATION: PR-REAL ESTATE TAB
FOSTER 100% Financing Available! USDA Eligible! 5 Bedroom +3000 sq ft of living space with exposed post & beam ceilings. This modern rustic home features 3 remodeled full baths, master suite, gym, garage, Cherry Cabinets, Granite, SS Appliances and MORE $299,900 32
WEST WARWICK Settle into over 1800sf of well-appointed living space in this 3 bed, 1.5 bath Garrison located in a fabulous development. Beautiful hardwoods, fireplace, living & family room, formal dining, garage, huge master & more! New windows throughout. $229,000
Rhode Island Home Buyer Magazine | April 17 - May 14 2015
PROVIDENCE
Exquisite 1930’s 3 Bed, 1.5 Bath Colonial w/2-car garage offers modern amenities with original details. Kitchen has high end finishes & slider to deck, double parlor has fireplacew/built-ins, formal dining, hardwoods. $249,900
NEWPORT
Victorian style townhouse with exceptional features and glorious location. Views of Easton’s Beach, easy access to Cliff Walk, large bedrooms, newly redone kitchen and baths, Hardwood floors, fireplace, a/c Charm galore and walkable to all Newport. $689,000