R HODE
I SL A N D
JANUARY 2017 ISSUE | FREE © 2017
HOME
BUYER
rihomebuyermag.com
Call 401-837-0239 For Advertising Info
Elegantly Affordable
1833 Cranston Street, Cranston RI (401) 942-6910 www.PremierKitchensRI.com
S E E
O U R
A D
O N
Diana Barone Full Service Realtor
“Over $4 Million in Sales 2016” NMLS - #7706
Contact Daniel S. Balkun
(401) 837-1976 - c
www.homepointfinancial.com
1st Choice
President Phone: 401.369.9100 Cell: 401.230.0432 e-mail: dan@balkuntc.com
Joe DeChristofaro
(401) 822-4444
*See Our Ad on Pages 18-19
6
Building Relationships One Home At A Time
Residential
SUMMIT
P A G E
joe@joedechristofaro.com www.JoeDeChristofaro.com
Page 5 Inside For Details! Moving Is Stressful, Choosing The RightSee Company Doesn’t Have To Be
0% DOWN
Gentry Moving is the company that individuals and families trust. At Gentry Moving, we specialize in all types of residential moves. Whether you are moving to or from a studio apartment or a five-bedroom home, Gentry Moving helps Residents On-The-Move.
On the day of your move, our crew will be punctual and uniformed, and you can trust that all of your belongings will be handled with care. As highly trained and courteous movers, each crew member fully understands that they are part of a team tasked with moving more than your belongings, but your home.
Mortgages Available!
• Sellers • Buyers • Investors • Rentals • Short Sales
980 Reservoir Ave. Cranston RI
(401) 226-3374
(401) 943-6111 X114 Fax: (401) 633-6110 dianabarone@aol.com www.DianaBarone.com
YOUR NEIGHBORHOOD,
is My Neighborhood!
Your Local Mortgage Resource. Call Pier Today! Pier-Mari Toledo
(401) 562-1238
Your Local Mortgage Resource.*
Any size move can be extremely overwhelming. When you choose Gentry Moving, we take Mortgage Lending ptoledo@wavefcu.org Director, years of financial stability. the burden away75+ and ensure your moving experience is as smooth as possible.in all facets of mortgage lending and a commitment to objectivity, With over 22 years of experience
S E E
PA G E
4
I N S I D E
F O R
D E TA I L S !
Call Pier today!
Ride the Wave to financial security. rimortgagezone.com
Call us today at 855.436.8799 for a free estimate, and experience how Gentry supports• your every Fixed ratemove. mortgages • FHA mortgages
THINKING ABOUT SELLING? Call me for your free market analysis,
SUPPORTING YOUR EVERY MOVE
• Adjustable rate mortgages
• VA mortgages
• 3 ½% down payment mortgages
• Purchase or
• First time homebuyer’s programs GentryMoving.com
Looking for your next home?
Partner with the agent who truly LISTENS to you!
Phil Colasante
Free Comparative Analysis
Kate DeSimone
401-450-4881 | kate@desimonerealty.com
PREFERRED, TOWN & COUNTRY, PROPERTIES
Email: daddyrealtor1@gmail.com
Call (401) 651-1133
RESIDENTIAL AND COMMERCIAL REAL ESTATE
Join Our Winning Team @JOINREMAX.COM
www.makeyourmovewithjohn.net
Carley
Warwick, RI 480 Greenwich Avenue, 02886 35 Veterans Memorial Dr., 02886 • 1217 Warwick Ave., 02888 Pawtucket, RI 341 Benefit Street, 02861 Is Stressful, (401) 781-1020 • Toll Free (1-888-492-8328)
Choosing The Right Buying or Selling Company Doesn’t tricks. Noto gimmicks Have To Be. RideNo the Wave financial security. wavefcu.org
Just the truth!
Phone: 401-864-3849
Construction
SATISFACTION
Pier-Mari Toledo, Also ask us about any special mortgage opportunities Mortgage Consultant those purchasing foreclosed property or high balance Serving RI, MA and CTfor | 855.436.8766 | Trusted info@gentrymoving.com Rhode Island’s Realtor (401) 562-1238 Moving ptoledo@wavefcu.org
John Manocchio
Licensed In RI, MA and CT Call Us Today For A FREE Estimate
855.436.8799 www.gentrymoving.com
General Contractors
Residential, Commercial & Industrial Contracting Services
401-545-1620
www.carleycontructionco.com
Whether you are moving across the street or across the State...
401-942-0200 williamsandstuart.com WE MAKE DREAMS COME TRUE!
Home of the Top Producers
and those that aspire to be!
To Find Your Dream Home Visit RI-Homes.com *See Our Ad On Page 15
www.yourhomesoldri.com PROPERTIES
Call 401-640-6894 To Advertise Call Ralph Coppolino at 401-837-0239
| January 2017 Edition
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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
YOUR NEIGHBORHOOD,
is My Neighborhood!
875 Oaklawn Avenue Cranston RI, 02920
FEATURED LISTINGS
Scituate
Johnston
Beautifully Remodeled Oversized Cape in the Heart of Scituate. 4 Bed 2 Bath Upstairs with a full inlaw downstairs. New Kitchen w/SS appliances, Grainte, Harwoods, New Roof. Come and Check this beauty out for Yourself. Wont last Long! $329,900
Desirable 4bed 2 bath Raised Ranch. Spacious Completely Updated interior w/ Granite, Gleaming hardwoods and vaulted ceilings. ready to move in, Backyard Gazebo, Full in-law w/ private entry! Very Motivated Seller! $299,900
Cumberland
Scituate
Beautiful open floor plan colonial on a corner lot featuring a granite/ stainless steal kitchen. New gleaming hardwood floors. Move in ready!! $349,900
3 bed, 1 bath Bungalow style home. Detached garage. Vlnyl siding. Call today for more detials. $210,000
John Manocchio - Team Director, ABR, SRS, SSR | Phone: 401-864-3849
jfmanocchio@rires.com | www.makeyourmovewithjohn.net | facebook.com/johnmanocchiorealtor To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
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NED CASWELL 401-782-0555
Flagship
nedc@rihomesearch.com | nedcaswell.com South Kingstown
Narragansett
The Village at Indian Lake, 3BR Contemporary Colonial, private cul-de-sac, assoc. club house, tennis, beach & boating, hardwoods, cherry kitchen, mudroom, LL fam rm, front & rear porch, Koi pond. Subject to seller finding suitable housing.
Scarborough Beach -500 feet to beach; 180 degree ocean views, 4 level 2,880 total SF Contemporary, 3-4 bedrooms, decks front & rear, lots of quality built in. Exceptional! $610,000
$449,900
South Kingstown
VISIT
US ON THE
Narragansett
South Kingstown
“Wilderness Farm” Matunuck Hills - Ministerial Road - 5 acres beautifully wooded with Rhododendrons, Laurel, oaks, Pine. Walking access to pristine Tucker’s Pond! $295,000
Narragansett Pier Gibson Court A classy totally renovated 2 bedroom, 2 1/2 bath Condominium. Fireplace, appliances, nicely appointed. A must see! $449,900
Dockray/Pine Hill Unique opportunity! 1,161 SF Ranch, plus a 1,200 SF unfin. addition, over 2,300 SF total. 4 Garage spaces, porch & deck, full basement, private yard, plans available, special financing, purchase & repairs combined into one loan.
$385,000
WEB
AT W W W . N E D C A S W E L L . C O M
0% DOWN
Mortgages Available!
Your Local Mortgage Resource. Pier-Mari Toledo Director, Mortgage Lending (401) 562-1238 ptoledo@wavefcu.org
With over 28 years of experience in all facets of mortgage lending and a commitment to objectivity, Pier can help you find the right mortgage to fit your needs and your budget.
Call Pier today! • Fixed rate mortgages
• FHA mortgages
• Adjustable rate mortgages
• VA mortgages
• Low down payment mortgages
• Purchase or
• First time homebuyer’s programs
Ask us about our Free Competitive Analysis
Ride the Wave to financial security. 4
75 +
www.rimortgagezone.com
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
Warwick, RI 480 Greenwich Avenue, 02886 Warwick, RI 1217 Warwick Avenue, 02888 (401) 781-1020 • Toll Free (1-888-492-8328)
H e r e ’s Wh a t O u r C l i e n t s A r e S a y i n g
My fiancé Rob and I had the pleasure of working with Dan Balkun and his team this year for 3 separate transactions that went as smooth as could be thanks to them! We both owned our own homes, and with getting married this year, we wanted to sell both of them and buy a new one prior to getting married. The issue we had though, is that Rob owed more on the home than it was worth, and on top of that, it was badly in need of some expensive repairs such as the roof that he clearly could not afford since he was struggling just to make his mortgage payments. We realized that we needed help and that a short sale may be his only option, and was referred to Dan by a colleague of mine. Dan sat down with us and fully explained the entire process along with our options. In the course of approximately only 5 months time, he helped us with the sale of my home, the short sale of Rob’s home, and the purchase of our new home. He worked closely with our realtor and loan officer, and kept us informed every step of the way. We couldn’t have been more pleased with the level of professionalism, the degree of knowledge, and the drive that Dan possesses, as these are all reasons Rob and I are now living in our beautiful new home together. I would highly recommend Dan for any title needs you may have! - Lisa T.
Contact Daniel S. Balkun President Phone: 401.369.9100 | Cell: 401.230.0432 | e-mail: dan@balkuntc.com
33 College Hill Road, Suite 25E, Warwick, RI 02886 To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
I am proud to say that I have been a full time agent with RE/MAX Central for the past 14 years.
Mary Ann Young Realtor®
CE NTR A L
My awards include the 100% Club each year. Hall of Fame. Top Agent for transactions for the past 5 years. I close 60 plus transactions per year. My designations include GRI, ABR, SRES. I specialize in residential sales but have experience in all fields.
(401) 487-9429 remaxmaryann@yahoo.com
RIHomeBuyerMag.com
Woonsocket
Don’t miss this updated lovely home in desirable East Woonsocket. 3-4 beds, 2 bath, garage,central air, additional den in lower level. Many updates-nice deck with ample yard on a nice quiet street. Call now for a showing-won’t last!
YOUR ONE-STOP SOURCE FOR EVERYTHING REAL ESTATE • Find An Agent • Search For Listings • Mortgage Advice & Service
IT’S FREE AND EASY TO USE VISIT OUR NEW SITE TODAY!
• Legal Choices For Real Estate • Home Improvement Tips • Discover News and Resources
$206,900 MLS# 1138148
Rex Henderson 401-374-3323
rexsold@gmail.com
Contact Me Today!
EXIT PREMIER REAlTY
To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
7
Contractors & Construction Managers Since 1966
A. GERVASIO EXCAVATION CO. Septic Systems: Design and Repairs Site Work • Driveways • Boulder Walls
Residential and Commercial
CALL PETE
401-258-1782 agervasioconstruction.com 8
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
Carley
Construction
General Contractors
Design & Build
Additions, Remodeling Conversions, Vinyl Siding Roofing, Decks Replacement Windows Finish Work Framing, Kitchens Bathrooms Your One Stop Source For Hardscape, Paving and Outdoor Equipment • Nicolock Products and Rosetta Stone • Bluestone Flagging and Treads • Natural Wallstone and Veneers • Manufactured and Thin Veneers • Cobblestone and Brownstone • Full Line of Outdoor Power Equipment 112 Old Pocasset Road, Johnston, RI
401.942.8857 | www.hartfordmaterials.com
Since 1988 Ful l y I n s ured
RI R eg #5509
Residential, Commercial & Industrial Contracting Services
401-545-1620
www.carleycontructionco.com To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
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THINKING OF SELLING? WE HAVE BUYERS WAITING….LISTINGS NEEDED! Now Is The Time…Call Your Local Century 21 Office Today For A Free Market Analysis
CENTURY 21 ACCESS AMERICA
CENTURY 21 REALTY ASSOCIATES
CENTURY 21 STACHURSKI
CENTURY 21 TOPSAIL REALTY
Coventry, RI 02816 | (401) 828-2100 Pawtucket, RI 02861 | (401) 725-1115
CENTURY 21 TREND REALTY
Portsmouth, RI 02871 | (401) 683-4900
CENTURY 21 ACCESS AMERICA
Cranston, RI 02910 | (401) 942-0110
Newport, RI 02840 | (401) 849-9192
CENTURY 21 TOPSAIL REALTY
Bristol, RI 02809 | (401) 254-1900
CENTURY 21 BUTTERMAN & KRYSTON
East Greenwich, RI 02818 | (401) 885-6260
Pawtucket, RI 02860 | (401) 521-9490
CENTURY 21 STACHURSKI
CENTURY 21 GONSALVES-PASTORE
Lincoln, RI 02865 | (401) 724-5600
Cumberland, RI 02864 | (401) 728-2770 “Highest Overall Satisfaction for First-Time Home Sellers”
Check Us Out At www.century21.com Interested in a Career in Real Estate? Sales Positions Now Available… No Desk Fees, Free Advertising, Free Leads and lots more! Call your local office today. Pre-License Classes are available Find out what CENTURY 21 can do for you!
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SMARTER. BOLDER. FASTER
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
Coventry
Coventry
East Providence
Great central location, 2-3 bedroom cape with many updates including new kitchen, new roof, updated bath, pool, laundry on first floor, gas heat - a must see!! $159,900
Lots of living space in this well maintained colonial with 4 bedrooms and 3 full baths. Living room with brick fireplace, formal dining room, sunroom. Nice location with easy access to Rt. 95, shopping. $249,500
Foster
Coventry
Coventry
Warwick
Look at this 3 bedroom ranch with one car garage. Updated kitchen, bath, windows, garage floor. Hardwoods on main level. Western Coventry school. A must see!! Possible new septic system to be installed. $184,900
Character abounds in this log home with 4 beds, 2 baths, stone fireplace, copper kitchen, dining room, sun room, central air, detached garage, in-ground pool, 1.14 acres, abuts walking trails. $297,000
Coventry
Like new, beautiful cape built in 2002! Open 1st floor layout with hardwoods, formal dining, kitchen with island. Brand new carpets in bedrooms. Views of lake. Clean home, nice show! $219,900
Character abounds in this log home with 4 beds, 2 baths, stone fireplace, copper kitchen, dining room, sun room, central air, detached garage, inground pool, 1.14 acres. $297,000
New septic being installed. Come see this three bedroom ranch featuring hardwoods, one car garage, corner lot and much more. Located in neighborhood close to everything. $184,900
Coventry
One owner Gambrel Colonial in desirable Wood Estates! Hardwoods, built-ins, 2 fireplaces, 1st floor laundry, granite counters in kitchen, breezeway room, newer boiler, solidly built home! $269,900
Wonderful 3 bed 1.5 bath raised ranch with a garage. Open living room and kitchen area, granite, hardwoods. A fireplace upstairs and wood stove downstairs keeps this home warm in the cold months. Some updates, but overall in really good condition. $239,900
West Greenwich
2 separate houses on 9.7 acres! 3-4 bed home, 3 full baths, dining room, family room, laundry 1st floor, solarium with indoor year round heated pool, over 3,500 sq.ft., PLUS 26’ x 40’ room raised ranch (taxes $4,509), 400’ frontage, horses ok. $639,900
Warwick
Young water view colonial has 2 huge decks with 3 sliders, open floor plan, 1st floor hardwoods, 1st floor office, 2.5 baths, 2 car garage, sprinklers, all on a double lot. Dead end street, 2 minute walk to water. $309,900
Coventry
Solid ranch home in move in condition. Open living room, kitchen with sliders to private patio. Fenced yard with one car attached garage. $199,900
To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
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800 Oaklawn Ave Suite A2 Cranston, RI
401.942.0110
Realty Associates
c21realtyassociates.com
MEET OUR TEAM OF AGENTS Garry Reilly 401-228-5936
Dennis Sackal 401-935-2282
Isabel Ferreira 401-996-9685
Sandy Deignan 401-585-5791
Ann Carroccia 401-256-9557
Howie Reiner 401-465-9752
Ilene Rose 401-536-5585
Janet Carroccia 401-559-4514
WELCOME OUR NEWEST AGENTS
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Robert Corsini 401-458-8563
Anabela O’Shea 401-935-5498
Robin Mott 401-952-5470
Michael Clapprood 401-419-9912
Lisa Jester 401-996-4928
Lisa Gallinari 401-996-1186
Brenda Estrada 401-248-5909
David Kaplan 401-585-0684
Isabel Amado 401-864-4010
Linda Campopiano 401-450-5734
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
We Are A Full Service Residential and Commercial Real Estate Office Already an agent looking to make a change?
Meet Our
Newest
Team Members
Sometimes it is not just about the sign on the door but rather it is what awaits you inside. Come see the difference at Greco Real Estate.
If you are looking for a great place to work we have openings for new and experienced real estate agents. Classes are available.
Call for a confidential chat anytime. We would love to hear from you.
Come & Join Our Team
Yolanda Nazario
401-480-3668 Se Habla EspaĂąol
Mike Grandchamp 401-529-8054
Marissa Megan Greco Morse Ferreira 401-286-5930 508-686-1310
Michelle Toni Marie Roderick-Gomes Palmer 401-230-2226 401-426-8948
653 Atwood Avenue, Cranston, Rhode Island
401-270-1174 GrecoRealEstate.biz
To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
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TP EA
Move right into this 3 bed, 2 ½ bath Cape on an acre lot. Bonus room over the 2 car garage. Beautiful updated kitchen with dining area, hardwood floors and formal dining. Good highway access. Easy to URI and beaches.
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Budlong area – 3 bedroom, 1 ½ bath Ranch with an attached 2 story in-law. In-law is exceptional. Large bath with whirlpool. Ranch has nice hardwoods. Both have central ac.
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Warwick $129,900
Brand new! One level 1 bedroom Condo with stainless appliances. Fee inclues heat, hot water and pool. Convenient to highway. Call for details!
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Cranston $219,900
! ED
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Richmond $319,900
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Very nice 1,800+ square foot 3 bedroom, 2 bath Gambrel Colonial. Hardwoods, family room and 2 car garage. Close to schools and highway. Take a peek!
West Warwick $277,900
Cottages at West Glen – Fabulous 1 level unit, 2500+ s.f., full finished lower w/ family room, walk-in closet. Master bed suite, main level laundry, gas fireplace, surround sound, steam shower, freshly painted.
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IN ST
LI
Smithfield $280’s
Cranston $199,900
Auburn – Well-kept 2 unit with 1-2 beds each. Updated baths, newer kitchen on 1st. New high tech heat and hot water on 1st floor. Roof is 6 years old. Vinyl siding. Ample parking.
Phil Colasante
Email: daddyrealtor1@gmail.com
Call (401) 651-1133
Residential and CommeRCial Real estate
B uying
oR
s elling ? n o tRiCks . n o gimmiCks . J ust
the tRu th !
C all Ri’ s t Rusted R ealtoR
L ICA PACE D ME ED S LAT RE
FosteR | $274,900
now asking
$264,900 MOTIVATED SELLER! Spacious 4 bedroom home, great area, great school system, house is in move in condition, new kit cabinets, fresh paint, new carpets, hardwoods redone, part finish basement with possible 5th bed and play/tv area, beautiful lot! 33 - 1/2 MOUNT HYGEIA RD - MLS# 1135493 14
CRanston | $2,500 PeR/mo.
Medical space in a medical only building. 3 examining rooms with a larger room could make 5. Can also expand space to 1700’ rent includes all expenses (heat, elec, condo fees etc). CALL FOR MORE DETAILS!
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
Join Our Winning Team
@JOINREMAX.COM
PREFERRED, TOWN & COUNTRY, PROPERTIES
Home of the Top Producers
and those that aspire to be!
RE/MAX Preferred 1417 Douglas Avenue North Providence, RI 02904 401-353-2200 www.3532200.com
RE/MAX Town & Country 2081 Diamond Hill Road Cumberland, RI 02864 401-333-0020 www.3330020.com
RE/MAX Properties 696 Douglas Pike Smithfield, RI 02917 401-232-3900 www.2323900.com
RE/MAX Properties Branch Office 261 Main Street, Unit 201 North Smithfield, RI 02896 401-356-1519
To Find Your Dream Home Visit RI-Homes.com Or Contact One Of These Offices To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
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WEST GREENWICH
ING ERS T P CE FF AC UP O CK BA
IST
L
W NE
WARWICK
Stunning open space floor plan complete with 2 oversized master suites on the 1st w private walkouts to deck, in-ground pool and yard! 2nd fl includes bed/bath suite with living areas!4bd 4bth 2.5 car garage, lndry on 1st tons of storage hghwy access$539,900
Custom colonial w granite & ss kitchen! 3 oversized bedrooms, master suite w walk-in & bathroom, potential in-law w interior/exterior entrance, 4 full baths, 3 gas fireplaces, newly done hardwoods throughout, fresh paint, great corner lot & more! $379,900
WARWICK
WARWICK
W
NE
T
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NE
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CUMBERLAND ING ERS T P CE FF AC UP O CK BA
Beautiful 4 bed 3.5 bath oversized Cape w Colonial feel! Large rooms, two walk-in closets, laundry on 1st, new windows, newer roof, handicap accessible, master with bath on 1st, finished basement, sunroom, storage, 2 car garage & more! $369,900
JOHNSTON S DAYET! 3 D K SOL MAR ON
Lovely 4 bed home with addition! Well maintained with new windows, new insulation, new slider doors to deck, cathedral ceiling in sun room, newer furnace, updated electrical, finished basement, laundry room, fenced in yard and close to everything! $219,900
Ranch, 3Bdrms, 1Bath, Hardwoods Throughout, In Impeccable Condtition, Undergrd Sprinklers, Vinyl Siding. Located In Quiet Neighborghood On Deadend! This Home Will Not Last! $189,900
Pride of ownership! Located in quiet neighborhood on dead end, moments from highway & shopping! 3beds, 2 full baths w spacious split level design! Tons of storage! Turnkey solution! 200 amp electric, new windows & more! Sod lawn w irrigation & patio! $205,000
CRANSTON
NORTH KINGSTOWN
NORTH PROVIDENCE
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Great neighborhood! Abutting back 9 of local golf course w fenced yard and tons of privacy! One level living w Laundry on 1st! Well maintained, hardwood floors, vinyl siding, new windows, large den, sprinklers and more! Close to everything! $179,900
NORTH SMITHFIELD D!
Immaculate & stunning 4 bd 3.5 bth colonial w over-sized master suite, in-law, granite kitchen, updates throughout, generator, 3 car garage and lovely 1.5 acre well manicured lot The Glen! Easy ride to train, beach, BOS, PROV & more! $565,000
WARWICK D!
L SO
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Custom Colonial w/ the works! Private Lot, 3 car garage, 2FP,Gas heat, 2 master suits w/ walkins &baths! 3 full 2 half bths! Amazing schools,easy hwy access to Bos/Prov. New 50 Yr Roof! Low Taxes! $445,000
Impeccable turn-key 2-3 Bed, 1.5 bath single level ranch home with new updates and many new mechanical upgrades. Large bedrooms ,extra large living room and hardwoods throughout. Quick highway access and centrally located to all amenities. $255,000
“WE LISTED OUR HOME WITH 4 WITHIN 3 DAYS OF LISTING WITH THE HOME AT FULL ASKING PRICE... $15,00 BEFORE HAD IT LISTED! BEST MARKET GROUP OF AGENTS WE HAVE EVER SEE OUR DREAM HOME AND NEGOTIATED
www.MyDreamH
Call 401-3
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Beautiful & well-maintained home with abundance of space. Granite & SS EIK, Master Suite, Potential In-Law, Stunning Outdoor Patio & more! $335,000
WEST GREENWICH !
LD
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Picture perfect Colonial home set on a private lot in desirable neighborhood! Property includes master suite, tons of living space including finished walk out, cathedral ceilings in great room, 2 car garage, outdoor living space! Easy highway access! $380,000
TUNE IN TO THE ROUND TABLE RADIO SHOW SUNDAYS AT 10AM ON WHJJ 920AM
401.359.2338
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WHAT DO OUR C
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
Tune into The Real Estate Simplified, Trusted Real Estate Ne Show! Sunday’s 10 am
CLIENTS SAY?
AGENTS FOR OVER 5 YEARS.. E DISPIRITO TEAM, THEY SOLD OUR 00 HIGHER THAN THE AGENT A MONTH TING, SERVICE & MOST COMMITTED EN! THEY ALSO ASSISTED US BUYING D A GREAT OFFER!” - Alex & Maria
T S I L W NE
HomeNow.com
359-2338 North Smithfield
Exquisite sun-soaked 3 bed 2.5 bath home offering cathedral ceilings, abundance of entertaining space, master suite, granite & ss eat in kitchen, fireplace & 2 car garage. Large well-maintained lot in sought after neighborhood! Easy highway access! $399,900
T S I L W NE
Round Table , Rhode Island’s Most ews & Advice Radio m on Newsradio 920! Coventry Beautiful contemporary ranch w circular driveway & nestled off rd on over 1.5 acres of pristine land which includes inground pool, patio & sunroom w wet bar. Master suite completely renovated & spacious beds! 1st flr laundry, wlkout bsmnt & 4 car garage! $331,750
CALL 401-603-3646 TODAY
DANIEL E. GIROUX NMLS #26531
FOR A MORTGAGE PRE APPROVAL
SUMMIT
To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
17
To Pay or Not to Pay...
that is the question
by Daniel E. Giroux, Home Point Financial Summit
Today’s mortgage market gives the borrower much more flexibility. The days of 20% down are a thing of the past. Today programs offer 100% financing for Veterans, first time home buyers, and on USDA loans, 96.5% financing for FHA buyers and 95-97% financing on conventional programs. The biggest question is, what you qualify for and how much should you put down when buying a property. Recently I had a client that was looking to purchase a $400,000 property. He had great fico scores, money in the bank, great income, and wanted to put (20%) $80,000 dollars as a down payment. The client’s goal was to have a lower payment by putting as much money as he could down on this property. What the client did not know was he had options. He was under the impression that he needed to put 20% down. After a bit of conversation and research, it was discovered that the client had $35,000 in credit card debt that was costing him about $900 a month. We discussed the pros and cons of putting down a large down payment and the pros and cons of paying the credit card debt and putting less money down on the purchase. 1. Credit cards have much higher interest than a mortgage 2. Credit card interest is not tax deductable 3. The payments on $35,000 worth of credit card debt was $900 a month Many clients believe that if they don’t put down 20% they will be required to pay mortgage insurance and will have a much higher rate. This is not
Buying a home is more than a purchase price and a down payment. It’s an investment into your future.
18
the case. In today’s mortgage market we can offer great rates with less down and there is a program called Lender paid mortgage insurance that eliminates the borrowers needs to pay a monthly mortgage insurance premium. Every loan and every person’s situation are always different, but in this particular case here was the final result.
Client thought they wanted:
$400,000 purchase with $80,000 down and $320,000 loan size. The principal and interest payment on a 30 year mortgage would have been $1528 plus the remaining credit card debt ($35000) at $900 per month leaving the borrower paying $2428 per month.
The client decided to go with:
$400,000 purchase price with $40,000 down and a $360,000 loan size. The principal and interest on a 30 year mortgage payment is $1771, the credit cards are paid off and the client still has $5000 left from the $80,000 to buy new furniture for his new home. In this case, the client saved $657 of monthly cash flow and kept $5000 in his pocket. If the client was to apply these saving directly back to the principal of their mortgage each month they would have their mortgage paid in full in less than 15 years. My point in sharing this story is to show home buyers that you have options. Sometimes you need to step back, take a deep breath and explore those options before you jump in. Buying a home is more than a purchase price and a down payment. It’s an investment into your future. Daniel E. Giroux NMLS 26531 Home Point Financial Summit LLC NMLS #7706 Licensed Lender
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
Showcase Listings
Warwick Exceptional 3 to 4 Bedroom, Corner-Lot, Colonial Home on the edge of Pawtuxet Village. Master Suite on 1st, Possible In-Law. Brick Fireplace, Hardwoods throughout, century-old charm & short walk to water. Beautiful Deck/Patio area, Dry Basement too. $269,500 Donnie Bennett 401-383-4400 Blackstone/Ocean Properties
Cumberland
This three bed well maintained raised ranch is located in the quaint Reservoir area of Diamond Hill. Great starter home! Set back on a large front yard. Enjoy a cozy three season sun room and private back yard. Consider yourself home. $277,900
Brenda Nardolillo 401-829-8423 RE/MAX Premier
Westerly
Spacious Raised Ranch with Potential In-Law on Lower Level. Only 5 Miles from the Ocean. Master Bed with Full Bath. Private Fenced Back Yard. Newer Boiler and hot water heater! Owner will consider rent to own. $299,900
Mary Lyons 401-439-8507 RE/MAX Central
Eric Maluk NMLS #4733
SUMMIT
Wrentham, MA Short Sale, As Is, As Seen, Will Not Pass Fha, Cash Buyers Or 203K Only. In Need Of Rehab. Seller Has Disclosed Evidence Of Mold And Asbestos. $265,000 Diana Barone (401) 226-3374 RE/MAX 1st Choice
Daniel E. Giroux NMLS #26531
Programs Include 203K, Conventional, FHA, H.A.R.P, VA Loans, USDA and Reverse Mortgages
Coventry Charming Home With Many Period Details, 2 Car Garage, French Doors, Turned Stairwell, Stained Glass, Hardwood Flrs, Orig Molding, Doors, Fireplace, Updated Heating Hydro Air, Front Porch, Enclosed Porch, Deck. Easy Convert Muti Fam Or Multi Gener. $179,900 Emily Kheradi 401-243-5520 Keller Williams Realty
Visit Us at 300 Centerville Road Summit West - Ste 204 (401) 822-4444 www.homepointfinancial.com LLC NMLS #7706 Licensed Lender
Providence All new inside! Beautiful tile bathrooms, updated kitchens, spacious units. 2nd unit is a townhouse style 4-5 beds, 2 full baths! Plenty of off street for tenants. Great for owner occupied or investment. $209,900
Johnston Bright And Spacious , Freshly Remodeled 3 Bedroom 1 Bath Ranch With A Partial Finishied Walkout Lower Level, Ideal In Law Set Up, Hardwooods , Gas Heat, Central Air, Attached 2 Car Garage, Large Back Yard ,7-8 Yrs On Roof, Windows, Siding And Furnace. $245,900
Kathy Souza 401-265-4494 RE/MAX Preferred
Cranston Whether downsizing or first time buying, this home is sure to please. Central air and a newer roof are just two of the features you can enjoy. Western Cranston schools and a playground right next door. Rare chance to own in Walden Woods. Call today! $265,000 Justin Mandese 401-465-8056 Hill Harbor Group LLC
Janet Audet 401-486-7410 Coldwell Banker
Johnston
Just Reduced! Do not miss this spacious Tri-Level home in desirable Cherry Hill. Open kitchen w/granite counters and large island. Laundry on main level with 3 large bedrooms and full bath. Roof, HW heater, Furnace, Windows all less than 6 years old. $265,500
Sean Amaral 401-572-9278 Hill Harbor Group LLC
North Providence Entertainers Dream! Open Floor Plan! Newer: Roof, Windows, Granite Kitchen & Baths, Hardwoods, Ceramic Tile! A/C, Sun room, Heated In-Ground Salt Water Pool w/ Huge Patio, Fenced in! Like Being on Vacation! MUST SEE! Seller to Find Suitable Housing. $359,900 Jamie Rebello 401-241-7728 HomeSmart Professionals RE
Coventry Very Nice Oversized Ranch on a Fantastic Corner Lot! Huge Family Rm. w/ Wet Bar! Big Master Bed w/ Half Bath! Spacious Living Rm. & Bedrooms have Hardwood Floors! Enclosed Porch, 2 Car Garage, Mud Rm, Updated Windows, Vinyl Siding, Septic & Furnace! $229,900 Jamie Rebello 401-241-7728 HomeSmart Professionals RE
To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
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RHODE ISLAND
2016 November Housing Statistics Last month Rhode Island's housing market saw a 19 percent increase in singlefamily homes sold compared to 12 months earlier. November marked the 24th consecutive month of year-over-year gains. The median sales price also increased more than 11 percent from a year ago, rising to $245,000. While not back to the peak monthly median sales price of $298,500 reached in September of 2005, increasing sales prices have helped most homeowners regain any equity lost during the housing downturn.
SINGLE-FAMILY HOMES
$245,000
SINGLE-FAMILY HOMES SOLD
11.4%
898 1,276 3.6%
91 NUMBER OF
FORECLOSURE/ SHORT SALES
12.4%
3.8
MONTH SUPPLY
INVENTORY AS OF 12/16/16
Percent change reflects a year-over-year comparison between 2015 and 2016. Information is provided by StateWide MLS, Inc., a subsidiary of the Rhode Island Association of REALTORSÂŽ.
For more information: www.riliving.com/pressreleases 20
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
18.8%
THE KATHY BAIN FARRELL TEAM Amy Potter Kathy Farrell 401-743-8842 401-374-1211
Christine Kulacz 401-569-8324
Kim Prasinos 401-640-9696
TOWN AND COUNTRY E RIC P W NE
Lincoln
186 Old River Road. Absolutely move in condition ONE LEVEL unit in sought after Kirkbrae Meadows; 2 car garg; private deck;REC RMw/full bath! Storage galore. Great 9’ high ceilings/crown molding LR open to EIK&DINING. Bonus off/3rd BR! Taxes reflect 35% homestead!
ING ND E P
ING ND E P
Cumberland
Cumberland
18 Glen Oaks Drive. Estate sale priced for immediate sale! Fantastic 3 bed ranch in terrific Sleepy Hollow neighborhood;Community School; Central air; Family rm/Sunroom additon; hardwoods; fenced yard -great for pets; pellet stove; younger septic system; Must see! $249,900
22 Grand Avenue. Move right into this open concept brand new construction 3 bed colonial. Great flat yard; awesome condo alternative!!! Garage, central air; second floor laundry! So easy to show! Property qualifies for USDA financing! $269,900
Cumberland
Cumberland
Cumberland
Lincoln 106 Bouvier Avenue. Kings Row.
Cumberland
Cumberland
$439,000
Lincoln
11 Vose Street. Move in ready Gambrel on a wooded corner lot in northern Manville. Minutes to Rt 146 and 295. Spacious eat in kitchen, gas fireplace, laundry on 2nd floor and finished walk out basement. A must see!
$239,900
G DIN N PE
220 Williams Street. Wonderful starter with room for expansion. Great size for a couple or single. Full walk up to unfinished second floor. Detached two car garages. Lovely flat fenced yard; town water, sewer & gas. Clean and ready to move into! $229,900
Great 3 family close to everything! Corner lot with newer roof and windows perfect for owner occupied or investment. Separate utilities and entrances on a nice quiet street! $1,000 credit to buyer at closing! $206,000
333 Abbey Drive. Fantastic 3 bed Colonial on quiet side street. Huge rooms - very deceiving from the road. Two full baths; finished lower; 2 car garage. $325,000
9 Esek Hopkins Lane. Smack in the middle of Arnold Mills, solid 4 bed Colonial; cathedral EIK; huge deck; finished walkout lower level; 2 fireplaces; hardwoods; fenced back yard.
$399,900
21 Mount Pleasant View. New 36,982 sq ft lot ready for your plans! Zoned residential single family. Back of lot drops down into a private wooded lot. Newly paved road. Sewer, water, gas in the road. $99,900
3363 Diamond Hill Road. Move right into this fully renovated ranch on super private acre+ in North Cumberland!! Great size Master suite w/new full bath; Brand new everything- Stainless appliances, central air, new driveway, gorgeous stone fireplace; sparkling hardwoods! WOW! $339,900
Cumberland
4 Kings Row. Stop your search-- finally a lot in Avalon Estates! Fabulous buildable lot in Arnold Mills! Great corner lot! Perfect sandy land. Square footage minimum restriction. Call for more details. $259,900
Cranston
69 Walden Way. Great colonial in desirable Walden Woods. Functional layout on a wooded lot in a family friendly neighborhood. Amenities include tennis and common playground. A must see! $285,000
To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
21
North Providence - Price Reduction
Mike Behm
401-265-9437
Providence
Call Mike Behm at 401-265-9437
1900 SMITH STREET
Colonial, 2 beds, 1 1/2 baths, living room, dining room, eat-in-kitchen, office, enclosed porch. Large rooms with 1793 square ft. of living area plus an 1100 square ft. finished basement. Immaculate, move-in condition. Vinyl sided, 2 car garage, maintenance free exterior. Corner lot. Perfect location for home and office. Asking $190,000. www.1900Smith.com
Call Sharon Essex (401) 527-1148 or Tony Tutalo (401) 439-0713
This home has 3 bedrooms 2 full baths beautiful inside and out a must see to appreciate. $169,900
East Providence
TuTalo RealTy
This large Colonial has 3 large bedrooms large living room with fireplace,part. finished porch, and a 2 car garage, this house needs work but its worth the effort! $179,900
Call Mike Behm at 401-265-9437
95 Sockanosset Cross Rd., St. 209 Cranston, R.I. 02920
First Home mortgage Corporation
Call 401-751-0800 Sal Savastano, NMLS# 201878 - Regional Sales Manager - ext. 5300 John Savastano, NMLS# 202774 - Sales Manager - ext. 5306 David Travers, NMLS # 41681 - Loan Officer - ext. 5301 Evelyn Perez, NMLS# 828119 - Loan Officer - ext. 5309 Nick Caccia, NMLS# 1065888 - Loan Officer - ext. 5310 Tony Roy, NMLS# 6139 - Loan Officer - ext. 5307 Patricia Vargas, NMLS #1433663 Loan Officer ext. 5303 Lisa Fisher, Branch Operations Manager ext. 5318 Traci Cunningham - Operations - ext. 5302
First in Customer serviCe
400 Reservoir Avenue Providence, RI 02907 Phone: 401-751-0800 • Fax: 401-751-1800 This is not a guarantee to extend consumer credit. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). MA Mortgage Lender and Broker, License #MC71603. RI Licensed Lender and Broker.
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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
You Can Count On, Call 732-0011 Today! C o n v e n i e n t ly l o C at e d
Narragansett:
Turn Key investor opportunity. Newly renovated 2016, kitchen, bathrooms, stainless, top quality interior. Includes new furnishings, soup to nuts, ready to go. Leases in place for summer weekly/ academic year 201617. Call for income/exp details. $525,000 CALL KAREN CATUOGNO 401-363-8888
at
3 8 0 J e f f e r s o n B lv d . , W a rW i C k r h o d e i s l a n d 0 2 8 8 6
Johnston: Be home for the holidays in this meticu- Narragansett: lously maintained sprawling ranch with full in-law in desirable Westbound Estates! Gleaming hardwoods, updated SS granite kitchen, open floor plan, in-ground pool, sprinklers, central vac and much more! $439,000 CALL JILLIAN NAYLOR, EXT 223
Burrillville: Good cash flow, 3 separate garages. Warwick: Nice yard. Great investment or owner occupied. $199,900 CALL KAREN CATUOGNO 401-363-8888
West Warwick:
2 bed home, manageable fenced in yard, shed, off street parking for 1-2 cars, vinyl sided, replacement windows 3 yr old roof, electric heat. As Is, may not qualify for FHA, buyer responsible for smoke certificate. Short Sale Negotiator in place. $49,500 CALL BEVERLY COURNOYER 401-255-4615
Nice Ranch style home situated on a large lot. Vinyl siding with large deck on rear of house. Features 3 bedrooms, 2 baths and finished basement. Hardwoods thru out, ceramic kitchen floor. $194,900 CALL CARMINO MARRAPESE, EXT 233
Newport:
“Winter Special Pricing” on this exquisite Newport one bedroom condo on estate. Walk to harbor, beach and downtown. Private entry garden level. Low condo fees. Perfect getaway or downsize option. Exposed stone, brick. Be in before summer season! $275,000 CALL KAREN CATUOGNO 401-363-8888
Warwick:
Immaculate home on quiet, dead end street in desirable northern Narragansett. Extra large family room with cathedral ceiling. Perfect for entertaining! Walk to Narrow River. MInutes to beach, shopping, schools and all Narragansett has to offer. $425,000 CALL KATHLEEN FRANCOVICH, 401-559-5092
Spacious colonial in Warwick Neck with seasonal water views. Open floor plan with Chef’s kitchen and Wolf Range. Master suite with spa bath. Lower level entry perfect for muddy feet and bikes. $3,000 credit towards closing costs .$309,900 CALL KAREN CATUOGNO 401-363-8888
Warwick:
Warwick: Great Location, Near “The Village”. Dead
Don’t miss this updated 2-3 bedroom home. Situated on Warwick Neck- approximately 300 feet to the cove and marinas. Great home for vacation home or for snowbirds! Low upkeep. $159,900 CALL DON MORASH, EXT 216
Endf Street, Vinyl Sided Home. Good 203 K Candidate To Make This Home Your Own. $139,900 CALL CARMINO MARRAPESE, EXT 233
“Helping People Buy and Sell Real Estate Since 1983”
Don Morash and Karen Catuogno
Announcing Our New Office! 148 Boon Street, Narragansett, RI
Johnston:
Great Townhouse. 2 Bedrooms, 1.5 Baths. Freshly painted, new carpets, new hot water tank, garage. Very well maintained development. $139,900 CALL CARMINO MARRAPESE, EXT 233
Warwick
Large 2 family, nice neighborhood, walk to salt water! Great for big family or in law potential. $154,900 CALL CARMINO MARRAPESE, EXT 233
Warwick 401-732-0011
Narragansett 401-363-9911
ABBOTT PROPERTIES is a full service Real Estate Brokerage. We provide the following services...
Commercial Sales & Leases Industrial Sales & Leases | Commercial Development-Sites | Residential & Fannie Mae Foreclosures | Business Brokerage | Home & Apartment Lease
To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
23
Burrillville | $432,900
Beautiful newer colonial on wooded corner lot abutting Country View Golf Course. Call today for details!
We Help people Find A plAce cAlled Home - Here is what our clients had to say Perfect from start to finish. Tom Goss has the knowledge and experience to handle any real estate transaction. We are 100% satisfied with all they’ve done for us
Thomas Goss is a godsend. If not for this man my husband and I wouldn’t be purchasing our first
Call 401-640-6894
www.yourhomesoldri.com
home. I can’t recommend him and his team highly enough. He has answered every call, text and e-mail promptly and professionally. He is knowledgeable and courteous and has a great sense of humor.
Tom was amazing through the entire home buying process. His knowledge and experience made the process quick and easy. He made sure we understood the process the entire way through.
MANAGING YOUR PROPERTY MATTERS
Rhode Island Property Advisory Company FULLY STAFFED MAINTENANCE
Property Management More than paying bills & responding to complaints it demands commitment, experience, constant attention & clear communication.
Financial Management Meeting and conquering the countless steps in making payments, billing, collections and banking is the business of property management.
Advisory Management
Winter Watch Services
Our goal is to work in cooperation, providing advice and creating a management plan for the physical and financial affairs.
We are now offering a new service “Winter Watch” for all unit owners. We will take care of your home as you vacation giving you peace of mind.
call 401.736.8300 or visit www.ripac.net 24
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
PROFESSIONALS (401) 529-8228 jrm6@cox.net
Jo-Ann Molinaro
Top 4%- REMAX Agent in RI - Sales volume RE/MAX 100% Club ABR, GRI, BS Marketing, MBA Licensed in RI and MA
Call me for a FREE Market Analysis!
Looking to buiLd in desirabLe Western Cranston? Select your lot and customize your dream home. Water, sewer and gas are included.
Warwick
REDUCED!! East Greenwich/ Warwick.. Move right into this spacious ranch with many upgrades. Oversized 2 car garage, corner lot., hardwoods, new counters, part finished basement with potential bathroom below.. Fenced yard with pool and MORE! $265,000
Cranston
Woonsocket • $249,900 • North End Newly Renovated Colonial on 1/3 acre lot
• Kitchen with Granite Island and stainless appliances • Gleaming Hardwoods throughout • Spacious living room with fireplace
• 3 bedrooms and 1 1/2 bathrooms • 4 Seasons room with Cathedral ceilings • Full walk-up attic
To Be Built! 8 Lots In Western Cranston!! Located in Scituate Farms. Gas, Sewer, Water, Underground Utilites!! Price Show Is For Plan Advertised Only! Call for Details! $425,000
Warwick
Beautiful 4 bedroom colonial in Cowesett Green! Huge master bedroom with en suite. This home is located at the end of a quiet cul de sac in one of the most desirable neighborhoods in Warwick. Great place to raise a family! Motivated sellers!!! $449,900
282 Phenix Ave Cranston, RI 02920
Call (401) 946-6300 or (401) 742-8971 www.premierhomesrealtyri.com
Johnston • $239,900 • Winsor Hill
Expansive custom Brick Ranch on double corner lot. • • • • •
1900 square feet Hardwoods Fireplace Central air Partial finished basement
• • • •
New roof & electrical Connected to sewers Needs some updating All amenities nearby, 6 minutes to Providence.
To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
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RHODE ISLAND HOUSING’S LOANS OFFER OPTIONS TO MORE RHODE ISLANDERS Great homes come in all shapes and sizes. Wherever you are on your homebuying journey, take the next step with one of Rhode Island Housing’s home loan options. Loans are available directly through Rhode Island Housing’s Loan Center and a network of Participating Lenders throughout the state. To learn more, visit loans.rhodeislandhousing.org.
Rhode Island Housing Homebuyer Education Classes If you are beginning to think about homeownership, or are interested in learning more about what it takes to become a homeowner, Rhode Island Housing encourages you to sign up for a Homebuyer Education class. To best suit the needs of today’s busy homebuyers, these classes are offered both in-person and online.
Learn More or Register for a Class Visit loans.rhodeislandhousing.org/Education_Center to find out more and register for a class. 26
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
At Germani Title & Closing we are dedicated to efficiency, as well as maintaining a competitive advantage when providing service to individuals and businesses throughout Rhode Island, Massachusetts, and Connecticut. R E A L E S TAT E C L O S I N G S • S H O R T S A L E R E P R E S E N TAT I O N S E L L E R R E P R E S E N TAT I O N • D O C U M E N T P R E PA R AT I O N Halley Gaspar, Legal Assistant and Short Sale Negotiator; from the first meeting to the last, Halley is, unquestionably and on every level, the most dedicated and resposive customer service individual I have ever had the pleasure of interacting with - Sarah M.
The best part of working with Germani Title was that everyone treated us with dignity, even though this was a short sale and a most difficult time in our lives. - Joyce S.
I wanted to thank you again for your time and services. Halley was a pleasure to do business with and I greatly appreciate the extra smile she puts in. As you know, there are many hurdles in these transactions and it takes a special empathy at times. It also takes a “unique” understanding of the process. You are all wonderful professionals that are not rewarded enough for your performance, as I can see from the allocation of funds. - Mattie H.
931 Jefferson Boulevard, Suite 2006, Warwick, RI 02886 401.739.9700 www.germanititle.com To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
27
• Refinance • Purchases • Closing Cost Credits $500 For Local Residents
• Free Appraisals • Free Pre-Qualification
Have you served in the armed forces? Don’t miss out on the benefits of VA Financing
ATTENTION ORIGINATORS, REALTORS AND VETERANS The Va Loan Center Is Looking For Realtors To Build A Relationship – We Don’t Want All Your Loans, Just Veterans.
Doug Iannuccilli Mortgage Loan Originator NMLS #19741
595 Putnam Pike, 1st Floor Greenville, Rhode Island 02828
Office: 401-257-6577 Cell: 401-499-3684 Email: diannuccilli@homebridge.com
The HomeBridge Vision
• • • • • • • • •
Licensed Va Specialist Obtain Certificate Of Eligibility Underwriting Approvals On Sight Walk You Through The Process From Beginning To End We Will Be Your Lender, We Will Not Sell Your Loan I Am You Va Representative During And After Your Loan Closes Closing Costs Credits For Veterans Free Personalized Service Available 7 Days A Week Via Cell 401-499-3684
We aspire to be the most recommended home mortgage company in the country
HomeBridge Financial Services, Inc. is located at 595 Putnam Pike, 1st Floor, Greenville RI 02828. Corporate NMLS #6521. Rhode Island Lenders License 20112804LL
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The Mortgage Company In RI Who Is 100% Dedicated To Servicing Just Veterans
Call 401-499-3684 For More Info Homebridge.com/DougIannuccilli
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
5 convenient locations to better serve you.
8 7 0 Oa k la wn Ave n u e Cra n s to n , RI 4 0 1 -9 4 2 -0 2 0 0
4 3 32 P os t Road Ea s t G reenw i ch, RI 4 01- 398- 2100
1 0 0 4 Bo s to n Ne c k Road Na rra ga n s e tt, RI 4 0 1 -7 8 2 -8 2 8 0
F
O R
M O R E
L I S T I N G S
V I S I T
LINCOLN/NEW LIST You’ll fall in love with the Samuel Arnold House, circa 1750. Located next to Lincoln Woods State Park, it features the amenities of today and the historic charm of yesteryear! Four bedrooms, three and a half bathrooms, five fireplaces. Must see! $349,900 Paul Zarrella 401-641-3337
SMITHFIELD/NEW LIST
Wow!!! Stunning four bedroom, three and a half bathroom Ranch featuring a new gourmet kitchen, a huge master suite with an opulent bath, three zone hydro air heat and air conditioning, a finished lower level, two car garage, large deck and more. New, fresh and clean this home won’t last!!! $499,900
Paul Zarrella 401-641-3337
2172 Broad S treet P aw tux et V i l l ag e, RI 401- 785- 2630
575 E as t Mai n Road Mi d d l etow n, RI 401- 847- 4800
W I L L I A M S A N D S T U A R T
.
C O M
EAST GREENWICH/NEW LIST
JAMESTOWN/NEW LIST Completely
Paul Zarrella 401-641-3337
Sally Hersey 401-440-7030
Four to five bedroom, four bathroom home with nearly 3500 square feet of living space. Extensively renovated in 2010, this home features a new kitchen, updated bathrooms, hardwood floors, a studio “in-law”, rec room, hardwood floors, hydro air, large private yard and more. $485,000
new inside and out! This spectacular home boasts gleaming hardwoods, gourmet chef ’s kitchen, large sunlit rooms, new heating, central air conditioning, roof... too much to list! Whether you are looking for your first or second home, you won’t want to miss this one! $575,000
CRANSTON/NEW LIST
Western: Imperial Estates Gem! Sprawling 3000 square foot home nestled on private half acre lot. Four bedrooms offer master on first or great guest suite. Fabulous kitchen and great room. Great mechanicals, central air, sprinklers, vac and more. $439,900
Susan Rowles 401-942-0200
CUMBERLAND/NEW LIST
Bear Hill Estates: this stately Colonial features four bedrooms, two and a half bathrooms, with large cathedral family room, central air, fireplace in kitchen, hardwoods, 1500 square foot deck/pool and lower rec room, great for entertaining - well-kept and extremely spacious. $399,000
Deborah Giannini 401-282-9721
EAST GREENWICH/NEW LIST
SMITHFIELD/NEW LIST
Susan Rowles 401-942-0200
Dee Conley 401-952-0664
Sprawling 3500+ square foot, eleven room Ranch with the finest of appointments & detail. Open kitchen, spacious master suite, separate guest suite, second level bonus room & walkout lower. Top of the line mechanicals, on gorgeous manicured acre. $679,900
Exquisite 5,000 Square Foot French Country Colonial offers four Bedrooms four and a half Bathrooms encased entirely in Brick! A two-story vaulted foyer with curving staircase lined in wrought iron welcomes you into Great Room featuring window wall and balcony. Best in Show! $925,000
To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
V O N C O L I T H B
Neil Russo
Mortgage Loan Originator NMLS # 165781 nrusso@homepointfinancial.com
Cheryl Hodgdon
Mortgage Loan Originator NMLS # 22996 chodgdon@homepointfinancial.com
Matthew Resnick
Mortgage Loan Originator NMLS # 23256 mresnick@homepointfinancial.com
Michael Engels
Mortgage Loan Originator NMLS # 16163 mengels@homepointfinancial.com
Nichole Longtin
Mortgage Loan Originator NMLS # 1420679 nlongtin@homepointfinancial.com
Zachary Levesque
Director - Branch Manager NMLS # 16841 zlevesque@homepointfinancial.com
Michael Quin
Mortgage Loan Originator NMLS # 16162 mquin@homepointfinancial.com
Scott Estrada
Mortgage Loan Originator NMLS # 380330 sestrada@homepointfinancial.com
Colin Fisher
Mortgage Loan Originator NMLS # 1431275 cfisher@homepointfinancial.com
Jonathan DePina
Mortgage Loan Originator NMLS # 1157737 jdepina@homepointfinancial.com
Jeffrey Kosiorek
Mortgage Loan Originator NMLS # 22792 jkosiorek@homepointfinancial.com
YOU DESERVE THE BEST NMLS# 7706 | Turks Head Building 76 Westminster Street Suite 650, Providence, RI 02903
www.homepointri.com
To Advertise Call Ralph Coppolino at 401-837-0239 | January 2017 Edition
31
GLOCESTER/NEW LIST Charming Ranch with a cozy fireplace, deck off dining area and a circular asphalt drive with a heated garage/laundry area. Great starter home or, if you’re thinking of downsizing, this could be a great fit. Many updates. $185,000 Deborah Giannini 401-282-9721
CRANSTONNEW LIST Great opportunity to own this well cared for Bungalow with original character. Hardwoods, newer furnace, roof, windows and electric plus a new gas stove in the dining room. Don’t wait on this one! $169,900 Donna DiGiulio 401-829-3825
WARWICK/NEW LIST
PROVIDENCE/NEW LIST
John Vartanian 401-965-3105
Jason Gelfuso 401-447-7428
Newly renovated three bedroom, one bathroom Bungalow just steps from the water in quiet Chepiwanoxet. New roof, Navien heating system, vinyl siding, Trex deck and more! Don’t miss out on this wonderful opportunity located just one mile from all the East Greenwich conveniences! $259,000
EAST PROVIDENCE/NEW LIST
WARWICK/NEW LIST
Nelson Sena 401-265-6750
Jason Gelfuso 401-447-7428
Charming three bedroom home situated on a large lot. This home features a spacious master with walk-in closet. Hardwoods throughout. Updated kitchen, vinyl siding, detached garage with a farmer’s porch and more! $189,900
Landmark building in the heart of the city. Two Floors of office space with beautiful conference rooms on first two levels, as well as two apartments on third level. Ample parking. Great location with easy highway access. Come see for yourself! $349,900
87 0 Oa kl aw n Av en ue Cr an st on , RI 40 1- 94 2- 02 00
WARWICK/NEW LIST Bank foreclosure; offered at $160k below assessed value! Four fireplaces, master suite with dressing room, heated pool, chef ’s kitchen, two family rooms and much, much more! $375,000
43 32 Po st Ro ad , RI Ea st Gr ee nw ich 40 1- 39 8- 21 00
ck Ro ad 10 04 Bo sto n Ne RI Na rra ga ns ett , 80 82 278 140
21 72 Br oa d St ree t Pa wt ux et Vil lag e, RI 40 1- 78 5- 26 30
57 5 Ea st M ai n Ro ad M id dl et ow n, RI 40 1- 84 7- 48 00
Barbara Jagolinzer 401-345-6666
NARRAGANSETT/NEW LIST
Steps from Narrow River, this home is in the super Edgewater neighborhood. Enjoy low taxes and a great quality of life. This home makes an ideal year-round residence, or use it as a summer house and rent it for the winter. Check it out; won’t last long! $339,900
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Charming three bedroom, one-and-a-half-bathroom home with great period detail. The house features hardwoods throughout, large dining area, large closets, two car detached garage. The exterior has cedar impressions siding. $275,000
Paul Zarrella 401-641-3337
WARWICK/NEW LIST
Great opportunity to own in highly desired Buttonwoods. This wellmaintained home features hardwood flooring, double ovens, finished lower, new roof, and picturesque landscaping. Just a short walk to City Park. Don’t miss out on this great value! $199,000
Paul Zarrella 401-641-3337
NEWPORT/NEW LIST Why rent when you can own? This one bedroom Condo, located just minutes from Broadway, downtown Thames St, marinas and much more, includes updated kitchen and bathroom. Don’t miss out! $175,000 John Vartanian 401-965-3015
NORTH SMITHFIELD/NEW LIST
A country gem! One level living on six acres of land. Three bedrooms, one and a half bathrooms. Laundry on first floor. Updates include new windows, doors, plumbing, siding, deck, front porch and much more. Wood stove and additional living in lower level with full walkout! $315,000 Shari Soucy 404-649-0009
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
WARWICK/NEW LIST Great opportunity!!! Three bedroom, two bathroom Ranch in the highly sought after Cowesett/Hill and Harbour neighborhood. This updated home features a new septic and new gas high efficiency heat and hot water. Just steps from Main Street and the East Greenwich waterfront. $329,000 Paul Zarrella 401-641-3337