Spotong Issue 35 by 3S Media

Y A ID

O I T

I D

PLAN FOR YOUR END-OFYEAR BULK-BUYING 38

HOMES AND SPAZA SHOPS REINVENTED 8

STOKVELS BEFORE, DURING AND AFTER COVID-19 36

Issue 35

FESTIVE SEASON IS HERE! PROTECT YOUR MONEY THIS FESTIVE SEASON

MAKE THIS FESTIVE SEASON SWEETER

30 FESTIVE GIN & WHISKEY COCKTAILS!

33 Spotong is proudly endorsed by:

www.spotongmag.co.za @SpotongMagazine |

@SpotongMagazine

CONTENTS

In this Issue

E T O N S ’ R O T I D E

n South Africa, the traditional method of building homes with bricks, cement and mortar will probably always be with us, but with the desperate shortage in the housing and retail markets, an alternative way of building has taken the world by storm! In our main feature, we take a look at how homes and spaza shops – and all township businesses for that matter – can reinvent themselves with converted shipping containers. Stokvel bulk-buying season is upon us and we show you how to make the planning process easier so that you can concentrate on getting the best bulk deals and savings too! We also look at how Covid-19 has changed the way we manage our stokvels and bring you the latest investment offers available for your stokvel group to take advantage of. Food takes centre stage at this time of the year and we have mouthwatering dessert recipes for you to make the festive season sweeter as well as delicious potato and umami-rich mushroom dishes which are the perfect side dish to every holiday meal. Are you planning a stylish drinks menu to wow your patrons this festive season? Look out for our selection of gin and whiskey cocktail recipes as well as the latest wines on the market to stock up on. No edition would be complete without our tavern reviews. Check out which taverns are the top spots for a beer or two this holiday season.

While we are celebrating, we have to be extra vigilant and remember that criminals are also looking to cash in on the festive season. In our safety feature, follow the tips from The South African Banking Risk Information Centre (SABRIC) on how to keep yourself and your hard-earned money safe. And of course, we bring you the latest industry news to keep you up-to-date, new retail products to stock up on and much, much more! There is no doubt that 2020 has been a challenging year for all of us, but we can finally look forward to the new beginnings and possibilities that the new year brings. Wishing you a peaceful, safe, healthy and happy holiday season and may 2021 be a great year where we see our township businesses prosper.

COLUMNS GLF: Public drinking is an offence SALTA: Where is the Covid-19 money, Mr President?

MAIN FEATURE 8

Homes and spaza shops reinvented

FEATURES 10 Gauteng’s township bill will empower our communities 12 Covid-19 has brought us a whold new world

RETAIL SEGMENT INDUSTRY NEWS

Spotong will always be committed to bringing township traders the news, resources and advice that they need. We welcome your views and feedback so drop us an e-mail on info@spotongmag.co.za

14 Hot Off the Press 16 The Tavern Tatler

NEW PRODUCT REVIEWS 18 New on the shelf 20 10 Essential stocks for summer

Find us on: facebook.com/ SpotongMagazine

LIQUOR SEGMENT 22 Say cheers to summer with the latest wines 24 Brand new beverages

Twitter @SpotongMagazine

26 Tavern Reviews 28 Club 10 Tavern Reviews 30

EDITOR Charlene Heyburgh

PROOFING & SUB EDITING Margot Bertelsmann

FINANCE AND OPERATIONS DIRECTOR

CONTACT

DESIGN & LAYOUT

info@spotongmag.co.za

CEO & DEVELOPMENT DIRECTOR

32 Recipes: Christmas potato and Umami-rich

SALES

Natalie Kinsley

CONTRIBUTORS

30 Recipes: Make this festive season sweeter

PUBLISHING HOUSE

Lesley Fox

Candy Mukwa Quincy Matonhodze Eleen Du Buisson

PRODUCTION CO-ORDINATOR

Contact Media & Communications 348 Republic Road, Darrenwood Tel: +27(0) 11 789 6339 Fax: +27(0) 11 789 7097 email: pressman@contactmedia.co.za web: www.contactmedia.co.za

IT AND WEB MANAGER

PROUDLY ENDORSED BY:

Janine Louw

Sean Press

Melanie Scheepers

MANAGING DIRECTOR AND PUBLISHER

Carmen Petre

HOSPITALITY

Donna Verrydt

mushroom dishes!

33 Cocktails: Celebrate the festive season with gin 34

and whiskey cocktails

PERSONAL AND LIFESTYLE 34 Offers for your stokvel group 36 Stokvels before, during and after Covid-19 38 Grocery stokvels, plan for your end-of-year bulk-buying 39 Improve your small business

Copyright © 2020 Contact Media & Communications. Spotong is published by Contact Media & Communications. All material is strictly copyright with all rights reserved. No material may be reproduced in part or whole without the express written permission of the publisher. No responsibility will be accepted for unsolicited material. The publisher accepts no liability of whatsoever nature arising out of or in connection with the contents of this publication. Whilst every care has been taken in compiling this publication, the publisher does not give any warranty as to the completeness or accuracy of its contents. The views and opinions expressed in Spotong are not necessarily those of the Publisher or contributors.

40 Help stop illicit trade 41 POPIA: What employers need to know 42 Protect your money this festive season

DANGER: TOBACCO IS ADDICTIVE.

Let’s Switch it up

NEW 1 0 PACK ’S

20’S P AC

10’S P ACK

.50

R21

R40 RECOMMENDED SELLING PRICE

RECOMMENDED SELLING PRICE

The information in this document is intended for trade communication only, in their official capacities as trade partners of JTi. If you are not the intended recipient, kindly destroy this document. JTI South Africa will not accept responsibility for the unauthorized use of this document.

GLF COLUMN

PUBLIC DRINKING IS AN OFFENCE Government continues to misdirect focus to taverns and shebeens, which are regulated

iquor legislation in South Africa makes it an offence to consume alcohol in any public place, be it in the car, on the side of the road, at the garage, at the park or at the sports complex. There are specified offences in all provincial liquor legislation.

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Our government is failing South Africans when it comes to enforcing this provision in the Liquor Act. Instead, their focus is misdirected to taverns and shebeens, which are places that are regulated. Consuming liquor in public is uncontrollable and it contributes to binge drinking, abuse of alcohol and all other contact crimes including gender-based violence, which has increased rapidly. These do not always happen in taverns and shebeens because operators are monitoring the situation. There is no alcohol abuse intervention that will be effective enough other than enforcing the provision of the Liquor Act that prohibits consumption of liquor in public. Most people who abuse alcohol are stubborn, they don’t respect the law and have negative behaviour. They don’t like to sit and have drinks at taverns because they don’t want to be controlled. The patrons of drinking venues are not exposed to rape and fighting because the owner is responsible for the safety of his or her patrons.

The new proposed Liquor Amendment Bill plans to introduce a number of big changes in the way that alcohol is consumed and distributed in South Africa. One of these changes is changing the drinking age from 18 to 21. To justify this, they say it is to curb early-onset alcoholism and to prevent any potential brain damage as the human brain does not fully develop until the mid-twenties. Yet people are allowed to get married at the age of 18! In 2013, the Gauteng department of community safety issued a warning against public drinking, saying it was an illegal and arrestable offence. Nothing happened after that because people were going to get criminal records and become unemployable. There was a suitable punishment for such an offence, a fine of R300 or a night in a prison cell. I would like to reiterate my call for inclusiveness when decisions are taken for the liquor industry. Liquor associations should form part of all policymaking processes. Musa Ntshangase, Gauteng Liquor Forum secretary

SALTA COLUMN

Issue 35

Lockdown regulations have had dire financial consequences for most businesses.

WHERE IS THE COVID-19 MONEY,

MR PRESIDENT?

t has been seven months since the declaration of a national state of disaster by the president. A lot has happened since then.

South Africa announced its first case of Covid-19 on 5 March 2020. Government introduced strict lockdown regulations that were aimed at battling the spread of the coronavirus. Restrictions were imposed on businesses and citizens too. The impact of Covid-19 on the South African society in the social, economic, health and environmental realms has been dire. Most businesses were required to close, the sale of alcohol and cigarettes was banned, the government’s township economic development strategy came to a screeching halt. Many families lost their loved ones as the effects of the pandemic continued to rage on unabated. Salta was also not spared of the pain when our president, Mish Hlophe passed on. May his soul rest in peace. This has resulted in the reshuffling of the Salta leadership. At a special Salta provincial executive council (PEC) meeting on 6 October 2020, an interim committee was nominated. Philemon Mojela was nominated acting president and I, Abe Radebe, his deputy. Mase Ntlotsoeu is the secretary, Mxolisi Duma the new treasurer, and Lazarus Moimane a member of the committee.

Salta was immensely affected as members were unable to renew their affiliation fees. It was resolved to intensify fund-raising programmes. Various financial relief and support measures introduced by government in order to mitigate against financial ruin of small businesses, were applied selectively and never extended to the township liquor/tavern industry as had been hoped for throughout the lockdown period to date! This was in spite of a direct appeal from township liquor traders to the president on 16 of July 2020. Senzeni na? On 15 October at a joint sitting of parliament, the president presented the government’s post Covid-19 economic recovery plan. This has included: • aggressive job creation via aggressive infrastructure development, • accelerating economic reforms to unlock investment and growth, • fighting crime and corruption, • improving the capacity of the state, • re-industrialisation of the economy, with a focus on growing small businesses. We liquor traders are still struggling with huge losses and financial challenges accumulated over the past seven months. Most of us have not yet recovered and some outlets have had to close their doors! We thus are still in need of the special Covid-19 relief measures that were promised to small businesses but applied selectively. This will be an honourable thing for the president and government to do. It will also be an urgent necessary first step towards accommodating us in the proposed post Covid-19 economic recovery plan. Having said that, we still don’t understand why the government is dragging its feet in removing the red tape involved when we apply for licenses. Liquor traders met the liquor board, the DED and the office of the Gauteng Premier on 6 April 2000. We were promised that this issue would be resolved. A meeting that was to be held on 17 April was cancelled due to Covid-19. The government has been reminded. We are still waiting. How long must we be treated as second-class citizens in our own country? Apparently there is selective allocation of certain liquor brands to traders – “apartheid” if you will. Why maar? Abe Radebe, PEC member, SALTA

MAIN FEATURE

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HOMES AND SPAZA

SHOPS REINVENTED Why converted shipping containers outperform bricks and mortar By Natalie Kinsley

hroughout Europe and the US – and now Africa – shipping containers have entered the spotlight.

These containers hold huge value and, once converted into modular units, serve proudly as affordable and durable spaza shops, homes and living units, offices, garages, student accommodation, mobile clinics, creches, coffee shops, mobile mine compounds and many more applications. In South Africa, the traditional method of building homes with bricks, cement and mortar will probably always be with us, but with the desperate shortage in the housing and retail markets – and in space in general, for garages, storage, business and offices – an alternative way of building has taken the world by storm!

Durable and require little maintenance Shipping containers are built to withstand severe ocean conditions. They are watertight and airtight because of the high-value cargo they would traditionally carry and are designed to last in extreme environments for many years. In a home environment and stable climate, these structures can last for generations and require very little maintenance. In fact, because of their sturdiness, the cost of maintenance is at least 80% less than conventional brick and mortar construction. The modular units are constructed as a “monocoque” unit, meaning they are sealed units that cannot be penetrated by water or smoke. The material used to construct them is 1.9mm corrugated corten steel (or weathering steel), which requires no painting. The frame, cargo doors and

cross members are also made from the same hightensile corten steel. Spotong spoke to Chic Berkhout from Rebirth Modular Trends, an expert in the field who specialises in converting these containers into complete, functioning units, kitted out with plumbing and electrics, ready for delivery. The internal cladding used comprises two steel chromadek sheets filled with 40mm thick Rockwool, which is a rock-based mineral fibre insulation. “This provides excellent insulation qualities in both extreme heat and cold conditions,” he said, adding that the ceilings are made of rigid Isoboard secured to a suspended ceiling grid, and the outside walls are cladded with magnesium fibre boards. This greatly helps with insulation and also gives the units a more traditional appearance.

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Spotong spoke to Chic Berkhout from Rebirth Modular Trends, an expert in the field who specialises in converting these containers into complete, functioning units, kitted out with plumbing and electrics, ready for delivery. Flooring options can be either ceramic tiles, laminated artificial wood panels or self-leveling rubberised rhino lining, which is fitted on top of the standard 18mm thick moisture-resistant wooden boards. All electrical and plumbing piping and services are installed and concealed behind the internal cladding. Although containers do not have windows, these are manufactured to spec when converted and are made out of white aluminium and glazed to SABS standards. Doors are either manufactured out of white aluminum or solid wood. Inside the units the doors are standard hollow-core wooden doors.

Fully manufactured offsite While there are numerous benefits of modular homes and spaces, two things stand out and really set modular units apart. Firstly, the units are fully manufactured and fitted with kitchen, bathrooms and built-in cupboards in the factory. This means that a home or garage or retail shop space or offices are ordered, and within a few days, the unit arrives. One day there is nothing, and the next day your home, office space, or garage is delivered, turn-key and ready to use. The unit is secured, the electrical and plumbing systems are connected, and the keys are handed over. No mess, no fuss, no construction. Chic noted that the speed at which these units are completed is at least 75% faster than a similar size home built with brick and mortar.

Mobile spaces that can move with you The other big benefit of modular homes and spaces is that they are ultimately mobile. If an owner needs to move to another province, for instance, he can arrange to uplift the home with specialised equipment and take it to his new location. The commercial options for these units are vast. With the pandemic still not over, things like mobile clinics, testing stations, temporary accommodation, ablution facilities and isolation facilities have really proven that this is the way of the future. Once the need for the facility is no more, then the units can be uplifted and moved to where they are needed.

Another very popular application are things like small mobile spaza shops, mobile coffee shops, mobile hair salons and all manner of business uses. The units are extremely well built and tough and are a real deterrent to burglars. For more information, please contact Chic at Chic@zenithcpm.co.za

Modular units – quick facts • The smaller unit is 2.4 x 6 metres (14.4 m2), and the larger one is 2.4 x 12 metres (28.8m2). • Units come ready to use with all plumbing and electrics ready to be connected to the mains. Plug and play! • The units are mobile and can be moved should the owner require. • The uses of the modular units are endless – a home, additional living space, granny flat, offices, garages, spaza shops, storage, etc. • The units are durable and require very little maintenance. • The units are smart and sophisticated in their appearance. • As far as security is concerned, these units are very secure and deter burglars. • The units come with rock-based mineral fibre insulation.

TOWNSHIP TRADE

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GAUTENG’S TOWNSHIP BILL

WILL EMPOWER OUR COMMUNITIES It could soon be easier to start a business in the township and access funding and support from government

n his July 2019 state of the province address, Gauteng Premier David Makhura pledged to champion and pass the Gauteng Township Economic Development Bill to ease the regulatory burden facing townshipbased enterprises. The purpose of the draft Bill is to provide a framework for the promotion and development of the township economy — which is valued at about R200-billion per year — and to create a conducive environment for it to thrive. The draft Bill is one of Gauteng’s efforts to make starting and formalising a business in the township simpler and seamless. The proposed legislation seeks to address all by-laws that inhibit, frustrate and suppress the operation of small and medium enterprises (SMEs) and informal businesses in the province. It will also make it easier for SMEs to access funding and technical support from government and will require provincial government entities to play a greater role in supporting SMEs. The draft Gauteng Township Economic Development Bill is in line with Gauteng township economy revitalisation (TER) strategy, which the provincial government has championed since 2014, with the aim of transforming the South African economy to sustainably meet the material needs of all its citizens and residents by 2030. The strategy recognises full integration of previously excluded people from the townships and peri-urban centres into the core of the Gauteng economy.

In 2015, the Gauteng provincial government held TER roadshows in 65 townships across Gauteng to consult businesses on the challenges facing them. Among the many challenges, the entrepreneurs stressed the need for finance, technical skills, access to markets, the shortage of land and premises to do business, and the need to change by-laws to make it easier to do business in townships. A notable challenge shared by members of the public were that migrants and refugees were taking away business from South Africans in townships. To address these issues, should the Bill be passed, foreign nationals without permanent residency status will be banned from opening and operating businesses in certain townships in the province. Through this draft Bill, the Gauteng township economy development fund will also be established to provide credit finance and insurance to township enterprises. The fund will guarantee the repayment of, or provide loan insurance or credit insurance of financial obligation undertaken by township-based enterprises. The government will also encourage innovation and transfer of technology in order to increase competitiveness of township-based enterprises products and services. The registration and protection of intellectual property rights for sector township-based enterprises will also be facilitated by the government.

Four key extracts from the Gauteng province policy document accompanying the consultations around the draft Bill include: • The market fails townships because almost all township firms offering goods and services that businesses and government could potentially buy are small, informal SMEs that cannot access formal markets as well as financing for the goods and services they could provide. • The regulations which set aside 30% of subcontracting value on any government contracts over R30-million for emerging firms provide no meaningful opportunities for over nine out of 10 firms actually based in townships. • The funding targeted at SMEs is not available to most township firms, in large part because the rules on how formal lending works cannot recognise informal businesses and have no data on how risky (or not risky) it is to lend to these firms. • Failure to position taxi ranks and taxi routes as enablers of economic development. A copy of the Bill can also be obtained on the Gauteng provincial government website: www. gauteng.gov.za/Departments. To access it go to the “Department of Economic Development” tab, and then click on “Publications.”

Issue 35

RESPONSIBLE DRINKING

ADVERTORIAL

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COVID-19 HAS BROUGHT US

A WHOLE NEW WORLD Now what are we going to do with it?

t has certainly been quite a year for all the learners attending school in South Africa this year, and even worldwide. They have all had to adapt and overcome the many challenges Covid-19 and the subsequent lockdown have brought.

Teachers have also had to learn new technology skills very quickly. Before the pandemic, many teachers in the country had not received substantive formal technology training. The decision to shut down schools forced teachers to adapt and innovate to ensure that learning continued, despite the challenges. It amplified the key role that teachers already play in South Africa’s schools. They have emerged as key players in digital skills development and sustainability. To assist them, the Basic Education Department created a comprehensive Covid-19 guideline for teachers that addressed health aspects, as well as the teaching resources they could use when teaching from home. This is how South African teachers responded to teaching during lockdown: • Even with little to no previous experience, they adapted to online learning platforms while learning how to use learning management systems during the pandemic. • They taught their learners using platforms such as Zoom, WhatsApp and Google messaging services that allow video calls. • Schools created WhatsApp learning groups to take pictures of book pages and send them to parents. Learners received teaching material through their smartphone apps, enabling classes to continue. A complementary WhatsApp portal was also launched by the Department of Basic Education that provided teachers with information about Covid-19 and educational material.

Radio and television were other mediums used by teachers to supplement learning as most learners had access to them. Access to radio and television by learners was higher compared with any other technological medium of learning.

ADVERTORIAL

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Covid-19 protocols Aside from learners and teachers having to learn new technology skills, they also had to practice the Covid-19 safety protocols, which included: encouraging learners and staff to take everyday preventative actions to prevent the spread of respiratory illnesses; staying at home when sick; washing hands with soap and water or using alcohol-based hand sanitisers with at least 60% alcohol; cleaning frequently touched surfaces and practising social distancing. If learners became ill, they would be strictly isolated at home. In situations where a learner or teacher fell ill at school, they would be separated from healthy ones until they could be sent home.

NGO support for learners More than one million learners will be writing matric this year, perhaps one of the most critical exams of their lives, as they start preparing for tertiary education and building a life and career for themselves. Recognising the importance of keeping learners in school until they matriculate, economics researcher Nic Spaull realised it was a critical time to devise a long-term and comprehensive national catch-up strategy, rather than a quick fix. Learners would need to be provided with individualised support and assessment. NGOs can play an important role here. The Zero Dropout campaign is an excellent example. Learners in primary schools in Paarl each have a nurturing adult in their lives and a personalised catch-up curriculum.

More than one million learners will be writing matric this year, perhaps one of the most critical exams of their lives, as they start preparing for tertiary education and building a life and career for themselves. The programme also identifies any learning barriers learners were experiencing and where necessary, referred to a special or skills school. Feedback on the programmes confirms that the longer a learner was in the Zero Dropout programme, the greater the gain in the overall wellbeing of the Grade 12, including educational outcomes.

What have we learnt from Covid-19? Covid-19 has been a very hard taskmaster for all of us, socially and economically. Yet it has brought with it a new way of looking at the world, and the role we can play in it. • China’s action to ban the consumption, farming and sale of wild animals looks as though it could become permanent, and if this could be scaled up globally, bringing huge benefits for wildlife. Conservationists are no longer alone on this. • Increased breeding of species sensitive to human activity, less hunting and greatly reduced pressure on fisheries. Time (and research) will tell whether such benefits outweigh the impacts of reduced protection for wildlife in some places. • The pandemic has caused policymakers and decision-makers to rethink our relationship with nature and the environment. Those who had forgotten that we are part of nature, and don’t control it, have had a shocking wake-up call. It turns out that we don’t own nature after all – and we aren’t at the top of the pyramid. We need to work with nature rather than against it. • A reduction in air pollution, sound pollution and greenhouse gas emissions. These effects are temporary, but it is just possible that people who have had a glimpse of a better quality of life, might become converts to the cause, helping to create new impetus for the Paris Agreement. • The biggest positive emerging from this crisis is the realisation that we humans are not only connected but are capable of global, collective action. If the stakes are high enough, we can take on these challenges together and, most importantly of all, rapidly abandon business as usual. Covid-19 has left us with a different world, and that is not necessarily a bad thing.

RETAIL NEWS

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News that informs and inspires in the retail industry

Shoprite’s Money Market Account brings cheap and secure bulk payment options to SA Shoprite’s new transactional Money Market Account enables private and public sector businesses and institutions to make safe bulk mobile payments to thousands of people without incurring massive bank charges. Businesses of any size can use the Shoprite Money Market Account to process bulk payments to any number of recipients who just need a cellphone to access their funds. The free digital account — which is safer, more efficient and cheaper than bank accounts — can be used by businesses, government entities, NGOs and charities to pay anybody, whether they are South African citizens or foreign nationals, easily and safely. Bulk payments, including rewards, incentives and grocery vouchers, can be sent to recipients who only need a cellphone (even without internet access) to access their funds. This includes grant recipients, the majority of whom shop at Shoprite Group’s supermarkets. The Money Market Account is available on the new Shoprite app or USSD. There are no forms, no monthly fees, no load fees and no transaction fees. Everyone can open an account, and customers are in full control of their money as debit orders cannot be made. For businesses as well as government and nongovernmental institutions, the account provides the safest and cheapest way to send funds to multiple beneficiaries. “It is well documented that money market accounts have become increasingly relevant for South African businesses, government institutions

and NGOs as they facilitate payments securely, efficiently and at low cost,” confirms Jean Olivier, general manager for financial services for the Shoprite Group. The rapid growth in the adoption of mobile money has been spurred on by Covid-19, which has made people increasingly reluctant to use cash. The pandemic has also highlighted the need for government institutions, businesses and NGOs to get relief and wage payments out as quickly and effectively as possible, especially in light of the challenges of issuing the R350 Covid-relief grant to beneficiaries, and of companies wanting to get funds to their workers during lockdown. “We understand that the South African Social Security Agency (SASSA) pays R20 for each beneficiary, while EFTs typically cost R7 per transaction,” says Olivier. “These charges are not applicable on Money Market transactions. The savings are significant.” “Transferring funds through Shoprite’s Money Market Account costs nothing, plus it is infinitely safer than making withdrawals at ATMs,” Olivier says. The Money Market Account, which replaces the basic Shoprite Money product launched in May 2018, has most of the transactional capabilities of a full banking account except cash withdrawals (for now). To register for a Shoprite Money Account free-ofcharge in under 60 seconds, download the new Shoprite app from the App Store or Google Play Store or dial *120*3534#. Customers simply enter their name, surname, ID or passport number and choose a 5-digit pin.

customers can now send international money transfers to 200 countries Hello Paisa, one of South Africa’s largest international money transfer providers, and Western Union, a global leader in cross-border, cross-currency money movement and payments, announced that they have joined forces to enable Hello Paisa customers to send global money transfers for payout at the global network of Western Union. This partnership enables Hello Paisa customers to send money from South Africa to their family and loved ones for payout into billions of bank accounts in more than 100 countries, millions of wallets in a dozen countries or to Western Union’s retail network across 200 countries and territories. This collaboration further delivers on Western Union’s strategy to open its platform to thirdparty partners to help them expand their global reach, meet customers’ evolving needs, and solve the complexities of cross-border, crosscurrency money movement. Western Union’s open-platform strategy is underpinned by the company’s continued investment in key capabilities such as digital, expanding real-time account payout, compliance, and technology. “We have identified an opportunity for effective global collaboration to do our part in enhancing financial inclusion for migrants living in South Africa. Through this partnership, we have been able to expand our reach globally, sparing our customers the hassle to travel long distances to collect their money as we now leverage off Western Union’s vast network of retail agents, bank account and wallet payout capabilities,” said Sayjil Magan, managing director of Hello Paisa. “We are in the business of solving pressing consumer problems through simple, innovative and tech-driven solutions. We are already

RETAIL NEWS

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servicing more than a million people through our existing network, and by expanding our payout network, we will be able to take money to more people where and when they need it most,” Magan said. “We are excited to collaborate with Hello Paisa, a company that shares our vision for inclusive innovation and financial inclusion in Africa. This service is an integration of our strengths as we continue to drive global connectivity by enabling national enterprises to scale their business offerings worldwide, leveraging our cross-border platform and global network,” said Mohamed Touhami El Ouazzani, the regional vice-president for Africa Western Union. “We are proud to see more and more local and regional fintech companies in Africa reap the benefits of our open-platform strategy and white-labelled digital capabilities to solve the

complexities of cross-border, cross-currency money movement and enhance customer experience,’ El Ouazzani added “Trust is a major factor when moving towards digital transactions, and customers can rest assured that their financial needs are in good hands with us,” said Magan.

or at agent locations. Once staged, they will receive a confirmation with a reference number by SMS. Customers will then have to complete the transaction by making payment using the reference number at retail locations or via a bank transfer to select banks in South Africa. For more information, visit www.hellopaisa.co.za

To start sending money with Hello Paisa, customers need to either self-sign up on the Hello Paisa app, be signed up by a Hello Paisa agent or at the nearest Hello store. A valid South Africa ID, foreign passport with a permit or asylum permit, along with a proof of address, are required to sign up. Upon verification by Hello Paisa, an activation SMS will be sent to the customer to start transacting. Hello Paisa offers a “stage & pay” service to its customers. Customers would stage transactions on the Hello Paisa mobile app, via the call centre

Innovation in the consumer products space as 2020 Winners revealed South Africa’s most innovative consumer products have been announced in the 2020 Product of the Year results. With research conducted by Answered Insights, Product of the Year is South Africa’s largest independent consumer-voted survey focused specifically on product innovation. A pandemic did not stop Product of the Year research. A range of consumer households were surveyed across South Africa and winners emerged from categories including services, skin care, quick meals, cold beverages and many more. Established over 30 years ago in France, Product of the Year currently operates in over 40 countries with an effort to guide consumers to the best products in their market and reward manufacturers for quality and innovation. “Globally we are seeing consistent engagement from market leaders as well as challenger brands. South Africa is an emerging market and we are excited to see the growth of smaller brands entering the market,” says Mike Nolan, CEO of Product of the Year management.

The 2020 winners are…. Category

Winner

New Products: Services

Standard Bank Simply Blu

New Products: Skin Care

Olay Whips Skin Care

New Products: Baby Care

Pampers Aqua Pure Wipes

New Products: Health

Harvestime Salad Range

New Products: Hot Beverages

Café Enrista All in One Instant Tea

Quick Meals

Sea Harvest Fish Fingers

Frozen Vegetables

McCain Frozen Vegetables

Beauty Restoration

Dove Even Tone Antiperspirant Deodorant

Sugar

Huletts SunSweet Brown Sugar

Cold Beverages

PURA Soda

Baking

Huletts Icing Sugar

Heritage: Services

Standard Bank Overdraft

Heritage: Skin Care

Dawn Female Lotions and Creams

Heritage: Hot Beverages

Café Enrista 3-in-1 Coffee

LIQUOR E H T R O F S W E N

TRADE

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ge where this messa ct as well as pa im al highest soci ble behaviour is where responsi e portance. We ar of the highest im the in le ro a played pleased to have ” ether campaign. #ResponsibleTog

rages “Alcoholic beve ry like beer are ve outh much a part of S African culture”

er mmitment to partn symbol of our co e of us ab e ckling th ing government in ta ith w 5s part of its ongo 12 s B’ rate mmunities. SA ther campaign alcohol in our co tsi, senior corpo ith o w g #ResponsibleToge o ed M in si rtw o te g in K s ly es ep en awar year heritage is de aimed at creating t SAB ape, its people the of ct pa ffairs manager a im a e th uth African landsc on So n e io th ed at uc nd te ed in d an e e murals are of alcohol and th and culture – thes an irresponsible use ric ep connection Af h ut So er portray the de l behaviour, rth fu fu rm to ha of ts ec eff the untry.” The B has with this co in partnership with SA ), at g AB th (S s ie er ew Br veiled across the Gauten al Government, un s will be located ci al in ur ty ov m Pr Ci g e th en , ut ni Ga is is a project urhule d otsi says that th r murals designe s — the City of Ek og oo ro M td et ou m ty of Ci s e rie th se d a SAB’s heart. c nd an lies very near to ane, the West Ra l illustrator, graphi at ca hw th lo Ts d of ne w no re . by s like beer are ametja nnesburg. oholic beverage director, Kgabo M lc ha t “A ar Jo d of an r ne sig de s with South African displayed in area ry much a part of le be ib ve ill ss w s po al be ur t m e no Th ld impact has been that This project wou eng es for maximum lture. Indeed, it m ut cu lu Ga vo e c th ffi of tra ce gh an hi nd the world sible without the assist for cultures arou like essage of respon ld ay m w ou e w th e in “W t. um en dr m to is is e believe that Provincial Govern centuries and w s for all in communities. Th r r er fo ou rtn vi pa ha or be ct al se ci ic so t to raise with beer should to thank our publ s been atives that are se ery experience ha iti ev t in en y m an rn m ve of e go l on addition, it is es on of their help. Loca ucate communiti re the a positive one. In ed cu be d se an to s es us g en in ar lp aw our country’s instrumental in he alcohol. important part of orks of tw e an ar us l g in fu az rm ha am e e th th g more than rights to display ecting onomy, supportin ot ec pr ift of sh ge to sa ily es av m e ds. However, as d to invest he and spreading th million livelihoo lnerable 11. vu t SAB has continue we n os tio m en its ev d pr an cohol industry, ours for the our communities embers of the al of m e norms and behavi us l go e fu to th rm h ay ha ug w e a long alcohol, thro members from th believe that have of harmful use of ds. n. The wall ad ig i ts pa m go l consumption ca ok ho er M co th l,” al ge ho g alco improvin in #ResponsibleTo e at th s ge sa es viours across th pactful m tterns and beha chief director of e pa th murals will relay im , d at tin te th ar cia M ve so d lie as on Raym efore be behaviours says that country. We ther address the toxic ing binge eng Liquor Board, ud ut cl Ga in e l, th ho thy industry that r co al fo al he d of a top of min omoting pr ns ai with the abuse ng m ki re in ty dr fe ge sa ra responsible public iving, unde Africa continues characterised by h is ut drinking, drunk dr So t. as t, en m govern edibly importan he violence. behaviour is incr 19 pandemic. “T dand gender-based vi e ot Co e om th pr e ttl to to ba orking nior SAB has been w hol is a serious se co , al si ot ng of ki e og in M us i l dr fu os harm onsible According to Kg d combating it a culture of resp rvasive issue, an manager at SAB: pe rs d ai an w, and we will aff . e se no at s on or ar sp rp co older re r many ye tional eh fo na ak e st th tih ul m ug a ro s th ire ays to keep requ “Our experience ntinue to find w collective and portance co a r im e fo th ed us ne a ht is ug There sage. This is our pandemic has ta driving our mes mmunities from all relevant n co r tio ou ac try and re ith d w se g ni in orga ciety, t to a better coun so l en ch vi of communicat hi ci itm w t, m e en m yl m st co rn d in a way an actors across gove st ,” she added. more effectively, garding this late . Kgabo a brighter future Re nd . ta or rs ct de se e un at d iv an pr and they appreciate a ed each mural as gn si de ly al on rs pe

CCBSA CONTINUES ROLLOUT OF NEW 2L RETURNABLE PET PLASTIC BOTTLES

oca-Cola Beverages South Africa (CCBSA) continues the roll-out of its 2L returnable polyethylene terephthalate (PET) plastic bottle into more regions across South Africa. This follows successful launches in Eastern Cape, Limpopo, Mpumalanga and Northern Gauteng. The extension includes North West, Heidelberg, the southern parts of Mpumalanga, the East Rand and sections of Gauteng (Soweto, Katlehong, Diepsloot, Tembisa, Kagiso and Carltonville, among others).

Once a bottle is returned to CCBSA, it will go on a looped journey to be cleaned to Coca-Cola’s stringent measures and requirements, then refilled and distributed back to retail outlets. When the bottle reaches the end of its lifecycles, after being returned to CCBSA, it will be recycled and turned into another PET plastic bottle.

Returnable PET is part of The Coca-Cola Company’s world without waste vision, which focuses on the entire packaging value chain, from how bottles and cans are designed and made to how they’re collected, recycled and reused later. CCBSA is offering more consumers across South Africa value for money while playing its part in protecting the environment.

“This initiative strengthens our PET collection efforts through our various partnerships such as our membership in the PET Recycling Company (PETCO) and several buy-back centres we have established in communities around the country,” adds Ratshefola. “Last year, 62% of PET bottles were collected for recycling. Through this new returnable PET packaging and other innovations, we are set to continue improving our collection and recycling rates, until we reach our ambitious targets.”

During September, which is national Clean-up and Recycle Month in South Africa, CCBSA rolled out numerous community cleanups and litter collection campaigns around the country to raise awareness and reduce plastic pollution.

During 2019 more than 92 000 tonnes of PET bottles were collected through the PET Recycling Company (PETCO). These bottles were diverted from landfills in South Africa, saving 612 000m² of landfill space.

“This initiative strengthens our PET collection efforts through our various partnerships such as our membership in the PET Recycling Company (PETCO) and several buyback centres we have established in communities around the country” Velaphi Ratshefola, CCBSA managing director “As a user of packaging we have a responsibility to not only recycle packaging, but also to continue to invest in infrastructure that can help us develop innovative packaging to achieve our world without waste ambitions,” says CCBSA managing director Velaphi Ratshefola. “By offering a returnable PET bottle, we are creating greater value for money, as well as an incentive for consumers to collect packaging, rather than disposing of it into the environment.” The returnable bottles are made of PET plastic and feature a paper label with “returnable” appearing on a green or yellow strip on the front of the bottle. The recommended retail price for the 2L Coca-Cola Original Taste – Less Sugar beverage is R15, which excludes a R9 deposit. Other brands, like Coca-Cola No Sugar, Sprite and Fanta, are also be available in the new 2L returnable PET plastic bottle at a recommended retail price of R12 excluding the R9 deposit.

NEW RETAIL PRODUCTS

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NEW ON THE SHELF PURE ZONE IS PURE “STICK-ON” HYGIENE Covid-19 has forced us all to become more hygiene conscious. An innovative new product called PURE ZONE is now adding an extra layer of protection to surfaces all over South Africa and the world. Viruses and bacteria may be invisible to the naked eye, but they linger – sometimes for days – on the surfaces we touch in our day-to-day lives. Varying strains of the viruses that cause colds, flu and respiratory illness stay behind long after the infected person has left. And depending on the surface, Covid-19 can survive for hours or even days, primarily on surfaces that we touch all the time – like doors or countertops. Frequent handwashing and not touching one’s face are effective deterrents. But Pure Zone can stop the virus from infecting the surface in the first place. Pure Zone is a clear laminate film with effective anti-microbial properties, which provides enduring protection from 99.9% of bacteria. The film is dual purpose, in that it both protects from bacteria and can be left clear, or branded, using a custom digital print. The silver ion technology that is incorporated into the film provides protection that lasts up to five years, is eco-friendly and drastically reduces bacterial populations. Pure Zone protective films recently passed the ISO21702 standards test, which confirmed that they reduce the coronavirus’ viral load by 99.87% within just an hour. Ray Langa, sales director for Pure Clean Zone says, “Pure Zone came into South Africa at just the right time. Businesses buy it once-off and it has a five-year lifespan. And in a period when the world as we knew it has changed drastically, everyone needs to be more conscious of bacteria than ever before. This protective film is, first and foremost, designed to make environments safe, protecting employees and significantly cutting down on the worry factor – and even cleaning costs. “The reality is, while working from home is encouraged, some businesses simply can’t afford to maintain a remote work policy. So, they are obliged to ensure that the work environment adheres to the highest possible hygiene and safety standards. Covid-19 is likely to be around for a while yet. And to date, a cure hasn’t been found. So, the best we can do for the moment is prevention. Our goal is to try and achieve some form of normality in the short term by providing an added layer of protection in everyday working environments.” This unique innovation can be applied in high traffic areas or places where strict hygiene protocols need to be observed. Pure Zone is widely used at hospitals, healthcare establishments, doctor’s offices, dentists, gyms, schools, restaurants, banks and other businesses that have to maintain top health and hygiene standards. Pure Zone is made out of PVC, enriched with silver ions, which are highly reactive, killing multiple sites in bacteria cells. When Pure Zone is installed, it needs to remain untouched for 24 hours in order to activate. And once activation has occurred, it’s effective for five years. Ray continues, “We often forget just how much bacteria we’re exposed to on a daily basis; on toilet seats, cell phones and other surfaces we barely even think about. And when Pure Zone is applied, you won’t have to think about it.” Pure Zone can be applied on any smooth surface and is recommended for use on the most-touched areas such as doors, doorknobs, countertops and restrooms. Globally, it is widely used in trains, planes and subways and has proved to be hard wearing and long-lasting. It’s resistant to most chemical agents, alcohol and diluted acids, so it won’t interact badly with cleaning products, and is a non-irritant on human skin. Pure Zone provides an extra barrier of protection against the threat, enhancing personal safety and peace of mind in any of the environments it quietly protects. Visit purecleanzone.co.za to find out more.

Issue 35

NEW RETAIL PRODUCTS

HOT NEW SOFT DRINKS FROM MOFAYA

SCORE CELEBRATES SA HERITAGE WITH NEW ENERGY DRINK

A hot new range of 12 soft drink products from MoFaya has hit the South African market – featuring fresh new flavours and a sparkling use of kasi lingo in the product names. MoFaya, a black-owned beverage company in South Africa, has gained considerable ground in the African market since launching five years ago, and is now established in the top-tier energy drink range by volume. Siphiwe Shongwe, MoFaya’s “Firestarter”, co-founder and partner with DJ Sbu, who boasts the designation “Chief Hustler”, had the aim of creating a strong and authentically African-inspired non-alcoholic beverages brand in South Africa and Africa with a strategic plan that comprises four “chapters”.

Score, the energy drink with attitude, has released a Limited Edition can in a striking African print-inspired design in celebration of South African Heritage Day.

Shongwe says the first chapter opened with the launch of the first energy drink variant, followed by three additional flavours. “We are now moving into chapter two with the launch of our carbonated soft drinks.” The new soft drink range, made to an exceptionally high standard, includes Cola – Sash Mnyamane, Crème Soda – Nomalizo, Ginger Beer -iGemmer (a true African taste that screams ‘hoyi hoyi’ when it goes down your throat), Granadilla – Slay Queen, Grape – Tjovitjo, Iron Brew – Intsimbi, Lemon – Boss Zonke, Lemonade – Botsotso, Litchi – Akekhugogo, Orange – Mzekezeke, Coco Pine – Yellow Bone, and Raspberry – Isichomani. “The fun names reflect the heart of MoFaya, which is all about celebrating the untold African and South African culture that continues to shape how we celebrate ourselves,” explains Shongwe. “MoFaya is a platform we use to celebrate our ‘kasiginality’, and the names are a reflection of just that – those who know … know!” He is quick to add that translations of the names will be freely given to “those who don’t know and want to know”. MoFaya has made a name for itself as an empowering company, encouraging entrepreneurship, sharing knowledge and opportunities, and building success. Shongwe explains, “MoFaya has set its business ethos around encouraging the spirit of rolling up your sleeves and making it happen – which we loosely translate as ‘hustling’. Our hope is that this launch will ignite passion in those who have started to empower themselves, and in those who are thinking of starting a small business – particularly in this tough economy.” DJ Sbu notes that “MoFaya has been doing incredible work in line with government’s narrative and drive towards youth empowerment, creating jobs, teaching entrepreneurship and business, and living, breathing, walking, and preaching it, to become a true patriotic organisation that has overcome the odds many times over to prove that we are here to stay.” MoFaya’s new carbonated soft drinks will be sold through existing wholesale and retail channels nationwide. Shongwe expresses his gratitude to wholesalers and retailers who believed in the first black-owned beverage company in the country, “Your support and guidance is truly appreciated.” As for MoFaya’s chapter three? It’s being written and it’s going to be great, he says. For more information, visit www.mofaya.co.za

The Limited Edition Score Sparkling Cranberry is available in selected outlets in recognition of the nation’s diverse cultural heritage. “As a brand, Score has always been associated with youth development and community upliftment through numerous grassroots projects. Our Heritage can is our way of saying thank you to our consumers from all walks of life who support us daily,” says Limise Mxatule, Score brand manager. IDouble your power and stay ahead of the game with Score’s famous double shot of guarana and a generous dose of B vitamins. The Limited Edition Score Heritage cans are available at participating stores at around R10 a can. Be sure to get your hands on these Heritage cans and catch all the Score action at www.facebook.com/DrinkScore or @drinkscore on Twitter and Instagram. In the spirit of paying it forward, Score prizes are up for grabs for the most striking name for Score’s Limited Edition Sparkling Cranberry flavour. To enter, follow #ScoreYouDecide on Score’s social media platforms or visit www.scoreheritage.co.za

RED BULL SUMMER EDITION WATERMELON LAUNCHES IN SA AS A NATIONAL LIMITED TIME OFFER Red Bull® has kicked off South Africa’s summer by unveiling the latest in their Editions flavour series, with the launch of its 2020 Red Bull Summer Edition Watermelon. Delivering a refreshing take on the taste of the classic Red Bull Energy Drink, Red Bull Summer Edition Watermelon will begin hitting shelves just in time for the warmer days ahead, available for a limited time only. Offering the same functional benefits of Red Bull Energy Drinks, Red Bull Summer Edition Watermelon provides the wiiings needed to make the most of the summer season. Red Bull Summer Edition Watermelon has an initial bright profile, which then blooms into a refreshing watermelon finish. Red Bull Summer Edition Watermelon is available in 250-ml matte red cans and offered for purchase at various locations across South Africa. Visit www.redbull.com/za-en/energydrink to learn more.

RETAIL INVENTORY

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10 ESSENTIAL

STOCKS FOR SUMMER CHAPPIES BUBBLEGUM SA’s best-loved bubblegum brand. The heritage brand has played a role in the lives of most South Africans at some point in their lives. Chappies are particularly known for “Did you knows?” inside the wrappers, for the juicy flavours, as well as the bubble-blowing fun that younger South Africans love. Available in Assorted Fruit, Watermelon, Spearmint, Grape and Cool Cherry flavours.

ROYAL BAKING POWDER A well-known South African brand, tried and tested in many formats, so you are sure to get the best results every time. As we honour the ageold tradition of baking from scratch, there’s no better product but Royal Baking Powder – trusted for over 150 years. Available in different sizes such as the 10g sachet, 50g sachet, 100g tin, 200g tin, 200g refill pack and 500g refill pack. za.mondelezinternational.com

www.cadbury.co.za

CLOVER AMASI A special maas recipe makes Clover Amasi rich and creamy, smooth and more delicious than you can imagine. The secret lies in the way we make it… with love! Clover Amasi is available in a 1kg and 2kg pack. It’s simple: If you love maas, you’ll really love Clover Amasi. www.clover.co.za

LION SAFETY MATCHES A staple in South African homes. With a slowburning, steady flame and no afterglow once extinguished. www.lionmatch.co.za

ACE MAIZE MEAL For decades, South African moms have trusted Ace maize meal to provide a delicious, creamy starch to complete any family meal. It’s not just about flavour and the wide variety of hearty meals you can make with Ace. It’s also about our commitment to quality and nutrition. You can’t beat an Ace taste… The taste of a mom’s love. www.acemaizemeal.co.za

SURF WASHING POWDER Known for its superwhitening power and for its reputation for maintaining the whiteness of garments. Surf can also be used to clean and brighten your coloured garments. www.unilever.co.za

CHARKA BRIKETTS Ultra-compact and specifically formulated for lasting heat to keep your braai experience going for longer. Available in 2kg, 3kg, 4kg and 5kg packs. www.ilovemycharkabraai.co.za

RAMA MARGARINE Great taste, versatility and heaps of vitamins and essential fatty acids: these are what makes Rama a family favourite. Perfect for spreading, cooking and baking, it also contains essential oils that are good for you. Try it when you want to bring delicious taste to your sandwiches, for smoother, fluffier pap and for delicious baked treats. We’ve also made sure that Rama Medium Fat Spread provides your family with 9 vitamins and Omega 3s needed for healthy growth and development. www.rama.co.za

AROMAT ORIGINAL SEASONING The Real Makoya! The one and only Aromat Original has a savoury, well-rounded aromatic flavour to add that little something extra. It’s the perfect seasoning for eggs and everything else. The truth is… it goes with everything! www.aromat.co.za

ANCHOR INSTANT YEAST Anchor Instant Yeast does not need to be dissolved in water and has been specially formulated to activate quickly, while the dough is being kneaded. Vitamin C has been added to the Instant Yeast to guarantee superior product performance which is soft in texture and has a longer shelf life. Instant yeast is available in a portion controlled foil laminated 10g sachet which guarantees freshness for up to 24 months. www.anchor.co.za

ADVERTORIAL

Issue 35

EXPERIENCE MORE WITH FAST, AFFORDABLE

VUMA FIBRE REACH Endless streaming at your fingertips Give yourself the gift of uninterrupted streaming of your favourite live sport matches, music and so much more. With fast fibre to your home, you can enjoy a new world of hassle-free digital entertainment at your fingertips.

“Vuma Fibre Reach brings the entertainment, information and opportunities that you want and need, straight to your home.” Work and play from home Every member of the family has unique internet needs, from important work deadlines and school assignments to entertainment streaming – and we all want to be able to do these things at the same time. A fast and affordable fibre connection is just the ticket for your families’ needs of a reliable internet connection that works for everyone. Find out more about Vuma Fibre Reach and the Internet Service Providers available to you at www.vumareach.co.za

new world of possibilities is just a quick click or phone call away for residents who choose Vuma’s fibre technology to connect their homes to unlimited fibre internet. Access to fibre in your home is more than just a nice-to-have – it’s the key that opens the door to a more convenient, enjoyable and fulfilling life.

their homework and school assignments from home thanks to a super-fast and reliable internet connection, and parents can keep up with the latest news and sporting events. Vuma Fibre Reach gives you the power to skip the long queues by banking and even paying your bills online – so you have more free time for the things that matter.

Vuma Fibre Reach brings the entertainment, information and opportunities that you want and need, straight to your home – stream HD movies, tv series, music and check up on loved ones on an internet connection without hassle or buffering, all from the comfort and safety of your home.

Keep up with the latest trends, news and more

This means the kids can easily and efficiently do

Fast fibre to your home lets you live your best online life – stream your favourite series while video chatting your loved ones and keep up with the news, all without having to worry about slow connectivity or interruptions.

LIQUOR INVENTORY

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SAY CHEERS TO SUMMER WITH

THE LATEST WINES Stock up on the perfect sips and toast to the holiday season

INTRODUCING THE ROBERTSON WINERY NON-ALCOHOLIC DRY SPARKLING PINK With summer on our doorstep and the festive season around the corner, it’s the perfect time to have a glass of fizz and toast its bubbly excellence. After all, it is everyone’s favourite summer sip. Just the sound of a popping cork evokes a sense of celebration. Enter Robertson Winery’s Non-Alcoholic Dry Sparkling Pink! Perfectly pink and deliciously dry with a vivacious sparkle, wine lovers are invited to keep their summer refreshing, enjoying the fun of fizz without the alcohol. An enticing salmon pink blush, welcoming aromas of Turkish delight, cinnamon and strawberry lead to a lively palate filled with enchanting flavours of fresh juicy strawberries, with hints of rose petals and candy floss, and a dry tingling finish. Robertson Winery Non-Alcoholic Dry Sparkling Pink is refreshingly fun, decidedly fruity, charmingly drinkable, vibrantly packaged and very easy to love! Serve well-chilled to keep the bubbles and flavours at their peak. Available for purchase at the winery, online at: www.shop.robertsonwinery.co.za/ and nationally at leading grocers and liquor retailers.

THE PERFECT GLASS OF WINE EVERY TIME IN ROBERTSON WINERY’S SINGLE SERVE Robertson Winery launched its Single Serve 200ml wines in a can just before lockdown, becoming the first established wine brand in South Africa to produce wine in a can, and also the very first to release a 200ml can that offers the perfect oneglass serving. The perfect serve. The perfect glass of wine every time, anytime and anywhere. Perfect for picnics, parties and everything in between. Stylishly presented, you can choose from: • Robertson Winery Sauvignon Blanc 2019: fresh and dry with generous notes of green apples and melons, or • Robertson Winery Merlot 2019: rich and smooth with ripe punchy plum and sweet black cherry flavours and a velvet finish. The wines are identical to Robertson Winery’s bottled Sauvignon Blanc and Merlot, wines you know and trust. The cans provide an excellent oxygen and light barrier, protecting the wine, keeping it fresh, and retaining the aromas and flavours. There’s no metallic taste transfer from the can, thanks to a lining that stops the wine’s acidity from interacting with the metal. For more information visit: www.robertsonwinery.co.za

LIQUOR INVENTORY

Issue 35

BAGLIETTI IS THE PROSECCO OF CELEBRATION, SPARKLE AND EXCELLENCE Following its European success, Anno Domini, from the Northern province of Venetia in Italy, will be exporting its most exclusive sparkling wines to South African shores – Baglietti No.7 and Baglietti No.10. Baglietti No.10 is a dry prosecco DOC (designation of controlled origin) with tasteful flavours of pears, citrus and almonds, while Baglietti No.7, an organic spumante rosé, boasts the elegant taste of raspberry, citrus and summer berries. Behind the bottle is the renowned Italian designer Raimondo Sandri, who meticulously designed each bottle to reflect its sparkling inside. Baglietti Prosecco is easy on the eyes with a smooth and chic finish — what more could you ask for?

REVITALISED ROODEBERG CLASSIC ROSÉ Roodeberg, the cherished South African classic for over 70 years, has released the 2020 vintage of its vibrant Rosé. As the weather warms and our taste buds start to crave wines that are fresh and appealing, Roodeberg Classic Rosé 2020 ticks all the boxes with subtle aromas of strawberry, candy floss and raspberry intertwined with hints of rose petals and Turkish delight. Roodeberg Classic Rosé 2020 is available at leading stores countrywide or the Roodeberg Emporium. For online sales visit: www.kwvemporium.co.za

TOKARA SUMMERTIME SAUVIGNON BLANC Tokara’s vibrant new Sauvignon Blanc vintage is the perfect summertime companion for warm weather sipping and alfresco dining.

Tradition and craftsmanship at the Anno Domini wine house has been carefully handed down from generation to generation. Today, the founder’s grandsons are at the helm, creating modern premium quality wines based on traditional know-how. The vineyard’s special location is not only blessed with fertile and rich soil but is also graced with a southwesterly wind that provides the area with perfect weather conditions, ensuring the uniqueness of each grape that goes into the bottle. This combination of terroir, vision and craft are beautifully combined in each Baglietti Prosecco. Baglietti Prosecco is the perfect companion to celebrate every occasion in style. Baglietti loves to join you for a party, brunch, dinner or after work drinks. The luxury bottle and elegant taste will always get the party started! So, pop that bottle, celebrate the moment and flaunt your sparkle with Baglietti Prosecco! Baglietti will be available in selected retailers nationwide including Yuppiechef, Norman Goodfellows, Tops at Spar, Makro and Takealot. For more information visit: www.baglietti.it or follow the journey on social media via Instagram | @baglietti_sa & Facebook | @BagliettiProsecco

STEENBERG RUBY ROSÉ IS HAPPINESS IN YOUR GLASS Make Steenberg’s delightful Ruby Rosé your go to summer wine and take any happy occasion up a notch. This invigoratingly dry and vivacious pale coral Rosé pairs beautifully with warm, sunny days. The just released 2020 Steenberg Ruby Rosé is 100% Syrah and teems with scents of strawberry and raspberry sherbet, rose petals, ripe sweet melon and fresh garden herbs. Refreshing with a mouthful of juicy watermelon, cherry and spiced stone fruit, this dry, fruit-forward Rosé is bright and flirty, yet shows lovely depth that lingers long after the first sip. It’s perfect for picnics, light lunches, sundowners and all happy occasions in between.

Crafted from Elgin and Stellenbosch vines, the just-released Tokara Sauvignon Blanc 2020 is vibrant with an abundance of Cape gooseberries, green apples and passion fruit.

“Rosé is such a joyful wine,” says Steenberg cellarmaster Elunda Basson. “It’s the ideal summer lunchtime alternative to heavier reds and is growing in popularity, especially in our warm climate.”

“The finish is refreshing and crisp with a slight oyster shell salinity that makes it quite moreish,” says winemaker Stuart Botha.

Steenberg Ruby Rosé 2020 is available countrywide and sells for R105 at the cellar door.

Tokara Sauvignon Blanc 2020 is available countrywide and sells at the cellar door at R95. For online purchases visit: www.tokara.com/products/

For online purchases visit: www.steenbergfarm.com/buy-wine-online/

NEW LIQUOR PRODUCTS

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BRAND NEW BEVERAGES VUSA PREMIUM VODKA IS NEW ON THE MARKET The best of Africa has been distilled into a new premium copper-distilled vodka: Vusa.

have always known about our culturally and resource-rich continent,” says head distiller Angelo Page.

Using locally grown sugarcane from the heart of the KwaZulu-Natal and blended with only the purest water from the hills of the KwaZulu-Natal Midlands, this is African vodka at its purest. At the heart of Vusa is the legendary baobab tree, whose shells create the activated carbon filter that helps create Vusa’s signature smooth finish.

Not just vodka, but vodka with a purpose, Vusa (a verb) means “awaken”. True to its name it aims to demonstrate the power of African craft, culture and aesthetic, and challenge cultural bias on a global scale.

“With a fresh take and unfiltered point of view on African craft and style, we created Vusa to not only put new craft and new energy into the vodka category, but to also show the world what Africans

In addition to its main distillery in the Midlands, Vusa is investing in a mobile distillery that will travel through the continent to produce exciting new flavoured vodkas and provide a platform to celebrate African voices and stories. “Vusa embodies the vibrancy, creativity and quality you find in all

four corners of the African continent and we have made it our mission to take this spirit to the world,” says creative director Thabo Molaba. Vusa is committed to creating change in the spirit world and beyond. A portion of all profits are donated to the Khulisani Foundation, which aims to support urban farming and drive positive transformation in South African communities. Vusa Vodka is available from Takealot and selected Spar stores. For more information on Vusa, follow Instagram @vusavodka and Facebook @VUSA or visit www.vusavodka.com

SALUTI TO SUMMER IN A GLASS! INTRODUCING GINATO, THE ESSENCE OF ITALY

JACK DANIEL’S TENNESSEE RYE LAUNCHES IN SOUTH AFRICA

Premium drinks company Truman & Orange has launched a beautifully made premium Italian gin, Ginato, the very essenza dell’ Italia, with its effortlessly chic, timeless, sunshine-drenched way of life, distilled in a bottle just in time for summer.

The Jack Daniel Distillery has used its 150-year whiskey-making expertise to create a rye whiskey Jack’s way – bold and spicy in flavour but sippin’ smooth in character: Jack Daniel’s Tennessee Rye.

The gin expertly combines the finest-quality produce from world-renowned terroir, including juniper berries from the rolling hills of Tuscany, citrus bursting with Southern Italy’s unique Mediterranean sweetness, and Italian grapes grown alongside northern Italy’s idyllic lakes. This combination of juniper, citrus and grapes, sourced from all corners of Italy, creates Ginato’s trinity of provenance, the very spirito d’Italia.

Jack Daniel’s Tennessee Rye has a grain bill of 70% rye, 18% corn, 12% malted barley and is carefully charcoal-mellowed for a finish that’s distinctly Jack. At 90 proof (45% alcohol), it offers rich flavours from start to finish. On the palate, this well-rounded rye whiskey glows with accents of caramel and dry baking spice, followed by a warm, peppery rye character finish on the back end. The aroma is an enticing blend full of soft fruit, layered with an underlying rye spice and oak. Available at all leading liquor stores.

The Italian grapes used to make Ginato offer a unique flavour. Grapes are not commonly used in gin due to the complexities of working with them; however, the quality of the grapes coupled with the distillers’ skill result in Ginato’s distinctively palatable flavours. Ginato is the first gin made using Italian grapes in its blend, that is available on the South African market. Truman & Orange is launching two variants of Ginato: Pompelmo and Clementino. Pompelmo is a fresh, bright gin distilled using the peel of sun-ripened Sicilian pink grapefruit and blended

with juniper berries and the finest Sangiovese grapes. Clementino expertly combines the finest Nebbiolo grapes, juniper berries, and Southern Italian clementines that give the liquid its signature, vibrant orange colour. Available at all good bottle stores nationwide and on Takealot. For more information visit: www.trumanandorange.com

For more information on Jack Daniel’s Tennessee Whiskey visit www. jackdaniels.com/en-za

NEW LIQUOR PRODUCTS

Issue 35

JAPANESE SUNTORY WHISKY TOKI HITS SOUTH AFRICAN SHORES Hailing from Japan, The House of Suntory presents a newgeneration whisky called Toki. Toki is a timeless blend of carefully selected whiskies from the House of Suntory’s globally acclaimed Hakushu, Yamazaki, and Chita Distilleries. Toki, meaning “time” in Japanese, respects tradition while inspiring whisky convention to redefine the hierarchy between malt and grain. Modern, simple and boldly Japanese, the design of the bottle brings to life the concept that Toki whisky ensures a ground-breaking yet timeless product. Suntory whiskies are subtle, refined and complex. The new Suntory whisky Toki joins the noble blend within the house, Hibiki — Japan’s most highly awarded super-premium blended whisky. Traditionally crafted in accordance with Suntory’s art of blending philosophy, Toki whisky features the quintessential characteristics of a Suntory blend: exquisite balance, harmony and oneness. Often using Yamazaki malts as a key component, a fresh innovative approach was manifested by the House of Suntory’s chief blender, Shinji Fukuyo, when creating Toki. The blend incorporates two pillars, the singular Hakushu American white oak cask malt whisky — which adds its unique freshness, mellowness and spectacular green apple notes and as an accompaniment, Chita heavy-type grain whisky giving a clean taste with notes of sweetness and vanilla. The pairing of these seemingly dissimilar but deeply accordant whiskies brings together the old and new sparking a powerful and creative energy in the world of whisky. With a signature balance between malt and grain, this unique encounter between Hakushu malt and Chita grain whiskies gives Suntory whisky Toki its silky taste and vivid character. In giving the blend greater depth and complexity, two Yamazaki malts are included — Yamazaki American white oak cask malt whisky which harmonizes the Hakushu and Chita components, while bringing roundness and reinforcing the sweetness of Chita heavytype grain whisky with peach and custard aromas. Finally, Yamazaki Spanish oak cask malt whisky adds woody and bittersweet notes to the blend, resulting in a wellbalanced, subtle sweet-and-spicy finish. Toki is available in a stylish 750ml bottle in major retailers nationally including Takealot, selected Spar and Norman Goodfellows. For more information visit https://whisky.suntory.com/ en/global

SUNCAMINO RUM IS A JOURNEY TO THE SUN IN A BOTTLE As rum grows in popularity across the world, and discerning drinkers seek out craft spirits and experiences, we introduce Suncamino Rum: the world’s first floral-infused rum, conceived in Cape Town. Suncamino Rum is a smooth-blended rum that’s distilled in Barbados for up to eight years using ex-bourbon oak barrels before it embarks on a journey headed for Cape Town. On arrival, it’s further matured and infused with hibiscus, honeybush and orange blossom natural extracts. Says Stewy van der Berg, the creator of Suncamino Rum, “This spiced and dark rum transcends gender and naturally appeals to both men and women, unlike other rums. By infusing the rum with floral extracts from the Cape, we have added another layer without compromising on its classic, smooth, underbelly – honouring its Barbados origin at the same time.” Stewy – a self-proclaimed rum connoisseur - and two friends from Cape Town set out to create a floral-infused alternative for the person who is not a fan of Mother’s ruin, but is still looking for the same craft credentials in another spirit. Rum was the obvious choice. It’s the most diverse spirit and unlike other spirits that are best enjoyed with a mixer, rum can be enjoyed straight up, on the rocks, in most cocktails and with fruit juices. Suncamino rum has a 40% alcohol by volume content and is available from all good liquor stores. For more information visit: www.suncaminorum.com

THE SEXTON IRISH SINGLE MALT INTRODUCES THE UNEXPECTED The Sexton Irish single malt is an interesting whiskey from a number of angles – and we aren’t only referring to its distinctive, dark hexagonal bottle. Firstly, it’s an Irish single malt: a rarity in South Africa, where our liquor legislation limits what may be sold here. While there are a number of Scotch single malts on South African shelves, Irish ones are few and far between. The Sexton is made with 100% Irish malted barley, distilled in copper pot stills and exclusively matured in hand-selected first-, second- and thirdfill Oloroso sherry casks to achieve a perfect balance between rich dried fruits, and memorable toasted oak notes to offer a smooth finish. Like most Irish whiskeys it’s also triple-distilled, further contributing to the liquid’s smooth approachability and memorable character. The Sexton is a single malt made with a respect for tradition and a passion for innovation. This isn’t marketing malarkey: it was created by Alex Thomas (a woman) who founded the brand based on personal experience and 15 years of creating whiskey. Whiskey is in her blood. The rich, sophisticated liquid is matched by its striking, hexagonal dark bottle, which tells its own multifaceted story. The bottle requires a strong grip mirroring the bold essence of those who drink and choose to serve it. Available at Makro, Norman Goodfellows, Tops @ Spar, Liquor City and Ultra Liquors as well as other good bottle stores. For more information visit www.trumanandorange.com

TAVERN REVIEWS

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NTHA TAVERN REVIEWS

MEISIE’S SHEBEEN

MAKO’S SHEBEEN

Owner: Nonkosiyamzi Mhluzana Organisation: NTHA

Owner: Dorah Mako Mpinga Organisation: NTHA

How did you get into the tavern trade? I started my tavern many years ago because was unemployed and couldn’t find any work. I started very small and slowly grew from there. Starting this tavern has given me the means to feed my family, send my children to school and spoil them on occasion.

How did you get into the tavern trade? The tavern used to belong to my mom, who passed away in 2002. I took over after she passed on because I had experience from helping her in the tavern and it is our family business and my mom’s legacy. What challenges do you face in this industry? This business is always up and down. Sometimes you do well and sometimes you struggle. There is also lots of competition and stock is sometimes expensive. How has the Covid-19 pandemic and lockdown affected your business? I had to let go of three of my employees because I couldn’t afford to pay them because we couldn’t trade and that was very hard for me. I also ran out of stock and survived on a children’s grant that

I was receiving for two of my kids who are still at school. I didn’t apply for any Covid-19 relief money either as I found out about that when it was too late. Do you have future plans for your tavern? In the future, I would like to expand my premises and definitely add to my food menu and offer patrons dishes that are delicious but will give them value for their money.

LOCATION: 2593 GOOD HOPE STREET, SIMUNYE EXT 1, WESTONARIA

SALTA TAVERN REVIEWS

I started my tavern in 2004 because I was unemployed and struggled to find meaningful work. I used to manage my mom’s tavern and learnt how to operate and manage a tavern when I assisted her in her business so starting my own tavern was the natural thing to do.

Yes, I applied for the R20 000 tavern grant that was promised to us but received nothing! I applied early, as soon as the applications opened, but I don’t know why I didn’t receive anything because I met all the criteria for the tavern grant.

I used every last cent that I had, mostly money that was supposed to buy stock, to keep food on the table and visit the clinic for medicines. Being

My tavern is small so I would like to make it bigger to entertain more patrons.

LOCATION: 3215 EXT 2, SIMUNYE, WESTONARIA

SQALO COURT

I started my tavern in 2001 and only operated for a few years when I decided to go back to work in 2005 because my children wanted to go to university. I started trading again in 2016 and haven’t looked back since.

How did you get into the tavern trade?

Did you apply for Covid-19 relief funding and were you successful?

How has the Covid-19 pandemic and lockdown affected your business?

Do you have future plans for your tavern?

How did you get into the tavern trade?

Owner: Duduzile Mbele Organisation: SALTA

I have many years of experience so I can handle anything that this industry throws at me!

People like to get drunk and act like fools! That is my main challenge. Luckily, I have my son who assists me in the tavern but I do need to employ security in the near future.

Owner: Zandi Madzena Organisation: SALTA

DUDU’S INN

What challenges do you face in this industry?

unable to trade in your own business was very scary and unbelievable! I am still struggling to fill up stock for my business and patrons prefer to buy their liquor and consume it at home so it will be a while for things to go back to normal.

What challenges do you face in this industry?

Do you have future plans for your tavern? My future plans include renovating and building a motel. I own two stands and my plan is to build the motel on one of the stands and to build an outdoor tavern on the other stand. I believe that you have to have more than one business so there is always a backup in case one of the businesses isn’t doing well.

LOCATION: 2576 PALM SPRINGS, SECTION J, ZINNIA STREET, VAAL

Thankfully I don’t have any challenges in the liquor industry. My tavern is quiet and safe and none of my patrons misbehaves or acts unruly. It is a pleasure for them to be entertained at my tavern. How has the Covid-19 pandemic and lockdown affected your business? I had sold all of my stock at level 5 already and couldn’t afford to buy more stock because since we couldn’t trade, I had to use the stock money to run my household and stock up on food. My late sister’s children live with me and my daughter is unemployed so my family came first. We managed to survive on the money that I would

have used for stock but it was terrible waiting that long to start trading again. Do you have future plans for your tavern? Yes! My dream is to renovate and build a double-storey structure on top of my carport and perhaps turn that into a smoking section. In the immediate future, in the holiday period, I plan to recuperate all the money I lost during the lockdown by selling meat at my tavern. I have already purchased the meat and am looking forward to the festive season when I add to my tavern menu.

LOCATION: FT 205, FINETOWN, GRASSMERE, JHB

TAVERN REVIEWS

Issue 35

GLF TAVERN REVIEWS FUNI’S TAVERN

MBATHA’S TAVERN

Owner: Letsi Kubedi Organisation: BVFBA

Owner: Paulos Mbatha Organisation: BVFBA

How did you get into the tavern trade?

This was my late mother’s tavern, which I took over in 2010.

I was retrenched in 2013 at the age of 55 and took my pension money and started this business. I had to work so starting the tavern was a way to work but be my own boss as well!

What challenges do you face in this industry? I can deal with the challenges that running a tavern brings. My patrons know that I will issue a “red card” when any of them get unruly, disrespectful or drunk. I ask them to leave immediately and I don’t give second chances. My patrons respect me as the business owner and that is important in this industry. How has the Covid-19 pandemic and lockdown affected your business? I lost a lot of money because I was unable to operate! I have five employees whom I continued paying throughout the time that we couldn’t trade. I am grateful that I could still assist my employees and still take care of my family, but it was tough. But I am glad that many of my patrons have come back and continue to support me. Do you have future plans for your tavern?

What challenges do you face in this industry? The main challenge that I face is the constant running out of stock! My tavern sees lots of patrons and I have a tavern that requires a big and constant supply. I am grateful that SAB delivers as much as they can to me though. Do you have future plans for your tavern? My future plan is to start putting together a food menu to offer my patrons so that they can enjoy breakfast, lunch and supper. I am also considering operating a tuckshop from the tavern which will sell snacks for those patrons who don’t want a full meal. How do you give back to your community?

My future plans include renovating to accept more patrons as I have limited space at the moment. I am also considering becoming a registered liquor distributor to other taverns in my area, whom I already assist with stock because I always think ahead and purchase extra stock. I am always their Plan B and I am always able to help them out!

I give back to my community by hosting snooker tournaments every Sunday at my tavern. There are eight clubs that compete against each other and the local community enjoys being a part of the action. It provides entertainment for them and it brings our community closer.

LOCATION: 2963 MOAGI STREET, EXT 2, VOSLOORUS

LOCATION: 16523 UMQHUBI STREET, EXT 26, VOSLOORUS

TAVERN REVIEWS

IKETLENG BAR LOUNGE

Y2K TAVERN Owner: Mr Dillo Noka

Owner: Mr Jonathan Moropene

How did you get into the tavern trade and what challenges do you face in this industry?

I started my tavern in 2008 because I had a desire to be a business owner. My main challenge at the moment is getting enough stock to serve all of my patrons. Also, although my business is growing, there is lots of competition in this industry.

I opened my tavern in 2002. I started this business because I wanted to be a business owner. My challenge in this industry are drunk patrons but luckily, I am able to control them and communicate with people!

How has Club 10 assisted you in the running of your tavern? Club 10 has assisted me with top-of-therange signage which I am very grateful for. The signage makes a big difference because my tavern stands out from the rest. They also provide me with the best specials and other taverns cannot compete with my prices because of these specials. What are your top-selling brands? My top-sellers are Heineken, Windhoek Lager, Savanna, Lion Lager, Castle Lager and Black Label.

Do you have future plans for your tavern? I am currently running three taverns as well as a bottle store, which I opened a year ago. I would like to grow each tavern and serve and entertain many more patrons at each site and retain them as regular patrons. My ultimate future plan is to be a distributor to all other traders. LOCATION: B38 ROBEGA SECTION, CHANENG, RUSTENBURG

Do you have future plans for your tavern?

How has Club 10 assisted you in the running of your tavern? Club 10 has assisted me greatly with their promotions that attract patrons. I always put up the latest Club 10 pamphlets on the tavern walls and people spread the word after seeing the specials. They have also given me the best signage that money can buy. It is very difficult to miss my tavern because of the signage!

Yes, I would like to install a cold room because it will allow me to run the tavern more efficiently. I currently operate ten fridges and my electricity bill is enormous. A cold room will save money in my business. I would also like to offer more to my patrons in terms of food. I do have a shisanyama that I operate from the side of the tavern but I am adding to my menu and would also like to offer ALL liquor brands to my patrons in the future. LOCATION: 205 WALE VILLAGE, TZANEEN, KGAPANEFREE STATE

PONDI TAVERN

I started my tavern in 1998. I saw a huge business opportunity in this rural area when I noticed that people were travelling far out to urban areas for their entertainment. I took the plunge and it was the best decision for me and the people in this area who now have an entertainment venue right on their doorstep.

How did you get into the tavern trade and what challenges do you face in this industry? The tavern used to belong to my late father and I took over when he passed on. My main challenge in this industry is patrons who fight and get unruly when they have had too much to drink.

How has Club 10 assisted you in the running of your tavern?

My patrons love their beer so I would say that my top sellers are Heineken and Black Label.

My top sellers are Black Label and Heineken — although it is challenging to get stock at the moment.

How did you get into the tavern trade and what challenges do you face in this industry?

Owner: Ms Fredrica Ramaila

What are your top-selling brands?

Owner: Mr John Xaba

TIBANEFONTEIN BAR LOUNGE

Club 10 has assisted me with signage inside and outside my tavern. With my Club 10 partnership, I am also able to buy stock at the wholesalers at great prices and I use my discount as well that I receive as a Club 10 member.

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Do you have future plans for your tavern? Yes I do! I renovated about two years ago and added a shelter onto the building so I could entertain more patrons and they could all sit comfortably. I think I will continue to improve the interior and exterior in the future to make my tavern more beautiful and comfortable. LOCATION: 10001 TIBANEFONTEIN VILLAGE, GAMATLALA

Since joining the Club 10 family my sales have shot up and I have massive exposure in the community and that has added to my success in this industry. I also make use of Facebook marketing and add the latest specials that Club 10 has sent me to my page and attract more patrons in that way. The Club 10 prices are also unbeatable and none of the other taverns or bottle stores can compete with me on pricing. My prices are always the best!

What are your top-selling brands? My top sellers are Heineken and Black Label and with spirits, Gordon’s and Belgravia do very well. Do you have future plans for your tavern? Yes, I would like to become a distributor of liquor. I am currently busy with the administration for that. It is also a lot less stressful than operating a tavern. LOCATION: 679 NQUTU MAIN ROAD, P54, NCECENI AREA, NQUTHU

011 532 3888

LIQUOR INVENTORY

Issue 35

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RECIPES

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MAKE THIS FESTIVE

SEASON SWEETER

Easy, mouthwatering desserts with Rhodes Quality

APRICOT ROLY POLY PUDDING This delicious pudding promises to be very popular with the whole family, and you can serve it over and over again. Vary the jam and fruit filling to suit your mood and the occasion. INGREDIENTS (SERVES 6) • 250ml (1 cup) Rhodes Quality Apricot Jam • 1 x 410g can Rhodes Quality Apricot Halves in Syrup • 500ml (2 cups) cake flour • 10ml (2 tsp) baking powder • 5ml (1 tsp) ground cinnamon

• • • • • • •

1ml (¼ tsp) salt 125ml (½ cup) cold butter, cubed 1 extra-large egg 125ml (½ cup) milk 125ml (½ cup) sugar 250ml (1 cup) water 10ml (2 tsp) vanilla essence

METHOD 1. Prepare the dough by sifting the flour, baking powder, cinnamon and salt together. 2. Rub in half of the butter. 3. In a separate bowl, beat the egg and milk together and add enough of the mixture to the flour mixture to form a soft, manageable dough. Roll it out on a surface, sprinkled with flour, to form an oblong. 4. Spread a layer of Rhodes Quality Apricot Jam evenly over the dough.

5. Carefully roll the dough up lengthways and cut into 5 cm thick slices. 6. Arrange the slices on the cut sides in a greased oven dish, leaving enough room between the slices so that they can expand and rise. 7. Drain the Rhodes Quality Apricots in Syrup and pour the syrup into a small saucepan. Cut the apricots in smaller pieces and stick a piece into the centre of each dough slice.

BREAD, BUTTER AND JAM PUDDING A classic and comforting warm pudding, and a budget-friendly way to use less-than-fresh bread. INGREDIENTS (SERVES 6) • • • • •

Rhodes Quality Apricot Jam for spreading 16 slices white bread butter for spreading 8 eggs 625ml (2½ cups) milk

• • • •

250ml (1 cup) cream 250ml (1 cup) brown sugar 5ml (1 tsp) cinnamon pinch of ground nutmeg

METHOD 1. Make 8 sandwiches by spreading the bread 5. with butter and Rhodes Quality Apricot Jam. 6. 2. Trim the crusts and cut into quarters. 3. Arrange the sandwiches in a baking dish and 7. set aside. 4. Beat the eggs, milk, cream, sugar, cinnamon and nutmeg together and pour the mixture 8. over the bread.

Cover with plastic wrap and refrigerate overnight. Remove from the fridge 1 hour before baking. Take off the plastic wrap and bake in a preheated oven at 160°C for 30 minutes or until it has risen well and is golden brown. Serve warm with whipped cream or custard.

8. Add the rest of the butter, the sugar, the water and the vanilla to the syrup and stir until the sugar has dissolved and the butter has melted then pour over the dough slices. 9. Bake in a preheated oven at 180°C for 4050 minutes or until the pudding is golden and baked through. 10. Serve with custard, cream or ice cream.

Issue 35

PEAR & GINGER CINNAMON BUNS A tasty teatime treat that the whole family will enjoy. INGREDIENTS (MAKES 12) • 1 x 410g can Rhodes Quality Pear Halves, drained and chopped • 250ml (1 cup) warm water • 10g (1 sachet) active dry yeast • 5ml (1 tsp) sugar • 750ml (3 cups) cake flour • 5ml (1 tsp) salt • 15ml (1 Tbsp) canola oil • 60g (4 Tbsp) butter, softened • 125ml (½ cup) brown sugar • 15ml (1 Tbsp) ground cinnamon • Icing • 80g butter • 200g tub plain cream cheese • 500ml (2 cups) icing sugar, sifted METHOD 1. Place the warm water into the bottom of a mixing bowl. 2. Add the yeast and the sugar. 3. Whisk well and leave to stand for 10 minutes. 4. Add the oil. 5. Add the flour and the salt. 6. Bring the mixture to a dough by hand or using the dough hook attachment of a food mixer. 7. Knead for ten minutes and form into a ball. 8. Cover the dough with damp cloth and leave to stand for 15 minutes. 9. Roll the dough out into a rectangle. 10. Spread the butter over the top. 11. Sprinkle the Rhodes Quality Pear Halves over the dough. 12. Mix together the brown sugar and cinnamon and sprinkle over the pears. 13. Roll up along the long edge. 14. Slice into 12 even slices. 15. Place each roll on a baking sheet that has been lined with baking paper. 16. Bake the rolls in an oven preheated to 180°C for 12-15 minutes or until puffed and golden. 17. To make the icing, cream the butter until pale and creamy. 18. Add the cream cheese and beat until combined. 19. Spread the icing over the cinnamon pear rolls and serve warm.

RECIPES

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CHRISTMAS POTATO AND

UMAMI-RICH MUSHROOM DISHES! The perfect side dish to every holiday meal, courtesy of The South African Mushroom Association

STUFFED SWEET POTATOES WITH PESTO MUSHROOMS

MUSHROOM-STUFFED BAKED POTATOES

INGREDIENTS (MAKES 4)

INGREDIENTS (SERVES 4)

• • • • • • • • •

• • • • • • • •

4 roasted orange sweet potatoes 15ml + 15ml olive oil 250g button mushrooms, sliced 60ml pesto 100g kale, chopped 60g soft feta cheese, cubed 45g walnuts, toasted Salt and milled black pepper Lemon wedges to serve

METHOD: 1. Preheat the oven to 190°C. Place the sweet potatoes onto a baking sheet, drizzle with 15ml olive oil and season with salt and pepper. Bake for 45-60 minutes, or until tender. 2. Heat the remaining 15ml oil in a frying pan. Fry the mushrooms for 3 minutes. 3. Add the rest of the ingredients and cook for 2 minutes. 4. Spoon the mixture between the sweet potatoes and serve with lemon wedges.

4 large potatoes 500g brown mushrooms, sliced 2 shallots, thinly sliced Handful fresh thyme 1 Tbsp butter Olive oil Sea salt and black pepper Crème fraîche to serve

METHOD: 1. Preheat oven to 180°C. 2. Rub potatoes with olive oil and season with salt. Prick them a few times with a fork and place on a baking tray. Bake in the oven for 60-90 minutes or until tender. 3. In a large frying pan add a drizzle of olive oil and the sliced shallots. Once the shallots are tender add the mushrooms. (Cook the mushrooms in batches if necessary so they do not sweat.) 4. Season the shallots and mushrooms with salt, pepper and a few sprigs of thyme. 5. Finally add the butter and glaze the mushrooms. Remove from the heat. 6. Carefully slice open the baked potatoes and squeeze them to create a cavity. 7. Divide the mushroom mixture between the potatoes and serve with a dollop of crème fraîche.

MUSHROOM, BROCCOLINI & CRACKED BABY POTATO TRAY BAKE WITH GARLIC BUTTER INGREDIENTS (SERVES 6) • • • • • • • • • •

700g-1kg baby potatoes 125g butter, melted 30ml olive oil 1-2 cloves garlic, finely chopped or grated Rind of a small lemon, finely grated A generous handful fresh parsley, finely chopped (save half for garnish) Salt and pepper At least 250g portabellini mushrooms 200-300g broccolini spears Olive oil, for drizzling

METHOD: 1. Place the potatoes in a large pot and cover with salted water. Bring to a boil and cook until tender. Drain and set aside. 2. Make the garlic butter drizzle: mix the butter, oil, garlic, lemon rind and parsley in a medium jug or bowl and season with salt and pepper. Set aside. 3. Arrange the potatoes in a large oven tray, then use the back of a spoon to gently crack them. Add the mushrooms & broccolini, then drizzle with the butter mixture and season with salt and pepper. Bake in a preheated oven at 220°C for 15 minutes or until the potatoes are golden brown. Scatter with parsley and serve at once.

COCKTAIL RECIPES

Issue 35

CELEBRATE THE FESTIVE SEASON

WITH GIN AND WHISKEY COCKTAILS Plan a stylish drinks menu with these holiday cocktails

DEAD OF NIGHT

THE HOLY GRAIL

LOVE IT TO DEATH

INGREDIENTS

• 50ml Sexton single malt Irish whiskey • Soda water • 2 dashes of Angostura bitters

• 35ml Sexton single malt Irish whiskey • 25ml fresh lime juice METHOD

• 35ml Sexton single malt Irish whiskey • 25ml fresh lemon

juice • 1 egg white • 12.5ml red wine

METHOD Shake and serve on the rocks.

METHOD Pour whiskey and soda water into a whiskey glass, add the bitters and garnish with a twist of lemon peel

• 12.5ml Aperol • 2 dashes absinthe • 12.5ml sugar syrup

Combine ingredients and garnish with a lemon twist and a sprig of thyme.

TENNESSEE MULE INGREDIENTS • 50 ml Jack Daniel’s Old No. 7 • Ginger beer • Squeeze of lime

ROKU MATCHA BEE’S KNEES INGREDIENTS • 40ml Roku gin • 10ml lime juice

• 20ml matcha syrup • 20ml grapefruit juice

METHOD To make matcha syrup, combine equal parts matcha tea and sugar. Boil and strain. Shake all ingredients and fine-strain.

LYNCHBURG LEMONADE INGREDIENTS • 35ml Jack Daniel’s Old No. 7 • 12.5ml Triple Sec

• 12.5 ml fresh lemon juice • Lemonade

METHOD Fill a highball glass three-quarters full with cubed ice. Pour whiskey over ice. Add remaining ingredients and stir. Add lemon wedge to garnish for a taste of Lynchburg and summer.

METHOD Fill a highball glass three-quarters full with cubed ice. Pour whiskey over ice. Add remaining ingredients and stir. Add lime wedge to garnish for the fiery spice of ginger with the smoothness of Jack. If you find the fire of ginger beer too challenging for your taste buds, then try swapping for ginger ale. This sweeter alternative still delivers the taste but without the intense kick.

STOKVEL NEWS

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OFFERS FOR YOUR

STOKVEL GROUP Take advantage of these options now!

Reap what you sow with Imbewu Stokvest financial solutions! Financial freedom has found new meaning in South Africa’s latest stokvel offering – the Imbewu Stokvest app. The app is an innovative way of modernising the homegrown, traditional institution of stokvels to meet the demands of consumers in the digital era. The Imbewu Stokvest app offers consumers an opportunity to get to interact with the status and progress of their savings at the touch of a button.

“Consumers are always looking for products that are trustworthy and provide transparent solutions for their financial needs,” said KMRS spokesperson, Bangi Makopo. “Imbewu Stokvest provides the security of knowing that the future is accounted for without tying yourself to societies.” The product offering is the solution to many financial anxieties with benefits specially crafted for individual or group savers. The platform provides the consumer with a front-row seat view to their money as they get to see it grow.

Powered by Kunene Makopo Risk Solutions (KMRS), Imbewu Stokvest is a product that vouches for clients to accomplish their aspirations by making monthly contributions towards their savings. Clients from 18 years and older get to manage their administration, monthly payments and claims on the app by using online devices such as mobile phones or tablets.

After 24 months each member receives a payout calculated according to a specific plan. This is the same principle of any stokvel but the advantage with Imbewu Stokvest clients is that they have full control of their earnings through the year as there is no middleman. The offering also comes with an added value of funeral cover that allows clients to open it up to extended family.

The unique product is engraved in the spirit and values of ordinary South Africans, providing financial security in order to boost savings and make them more transparent and convenient for the younger, more technologically savvy generation. New research shows that more South Africans have moved to online banking during the country’s lockdown. There has been a clear move to using digital platforms in recent months, from purchasing airtime and prepaid electricity to buying data bundles and transferring money.

There are three options towards the contribution that consumers can choose from:

Current estimates are that there are more than 820 000 stokvels in the country, with a combined membership of 11.4-million people, handling over R4-billion a year. As the South African generation becomes younger, more technologically savvy and aspirational, there is a serious need to reimagine how stokvels are run in the country.

• Plan A: R185 with yearly payout of R1 080 • Plan B: R550 with yearly payout of R4 560 • Plan C: R1 250 with yearly payout of R11 430 How Imwebu Stokvest works: » Step 1 Download the app at https://app.imbewustokvest.com. » Step 2 Sign up on the app. » Step 3 Members then add their details. » Step 4 The membership will be active. Members get to choose plan option.

Member benefits: • Clients get to nominate their annual date to receive payment. • Stokvest payments are made directly to the member’s account. • Imbewu Stokvest funeral cover allows you to open it up to extended family. Added value product: Members will receive an interest (return of investment) as a bonus after 24 months of policy payments within 24 months. For more information visit: https://kunenemakopo.com

Issue 35

#ThinkOwnership with THUDmoney Franchise Stokvel On 26 June 2020, THUD together with its partners, Palengo Holdings, Stokfella and Tefte, launched a new funding model called THUDmoney Franchise Stokvel with the purpose to set up stokvels in different markets similar to South Africa, using community capital as a funding vehicle into the fast-food franchising industry. THUDmoney aspires to own 100 fast-food franchise stores by 2026, all funded by the collective. Since their launch they have raised R2 Million+ from two independent groups, each group made up of 100 people. They launched their stokvel during level 5 of the COVID-19 National Lockdown, a time of financial uncertainty, a shaky economy, and limited movements. The entire process took place on digital platforms, from mobilizing the masses to collecting the money. Investments are a great deal for any small business owner and SMME’s often miss out on opportunities in this sector because they fall short on some of the requirements for the funding criteria. THUDmoney stokvels are set up to take care of this underserviced group of people. The model works because it’s simple and they understand that connecting with people alone is not enough. If their relationships are not transactional then they are of no use to us as small business owners. THUDmoney makes use of StokFella.com, a transparent digital platform where internal members are privy to all transactions happening in their stokvel group. The platform drives transparency across the board. They have gathered that for businesses to scale and be sustainable, it’s more advantageous when they are part of an intentional community. Stokvels have limitations and because of their informal nature, they are unable to use the money collected to buy into viable businesses. This is why all THUDmoney stokvels will be transitioning to fully-fledged co-operatives. A co-operative has the generic makings of a stokvel but is recognized as a legal entity that allows a group of individuals to participate in economic activities equally. Their guiding mantra is #ThinkOwnership. We consume so much of the products around us that we should look into how we can own a piece of it - that’s true freedom. If you want to empower people, give them economic power where their voices matter. New intakes are closed until the launch of two stores in 2020. Prospective stokvel members are encouraged to visit their website, www.thud.africa, for updates on new investment opportunities in the future.

STOKVEL NEWS

STOKVELS

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STOKVELS BEFORE,

DURING AND

AFTER COVID-19 The pandemic has changed everything but don’t let it stop your stokvel

efore the world was rocked by Covid-19 and we went under a national lockdown, stokvels were used to regular face-to-face meetings. Joining a stokvel before lockdown meant being included in a social aspect of saving and oftentimes, you would find new members joining by invitation or referral from others members only. The process of a traditional stokvel before lockdown might have looked something like:

However, many forward-thinking stokvels who were already using StokFella have felt minimum impact. StokFella has always made social distance possible even before the pandemic. These stokvels with StokFella before lockdown might have looked something like:

Joining a stokvel before Covid-19 with Stokfella

Joining a stokvel before Covid-19 without Stokfella

Then along came Covid-19 and it has changed the way we are allowed to work and socialise. With social distancing measures in place and laws that prohibit public gatherings, stokvels have been forced to adapt the way they manage meetings and communication. Those traditional stokvels who have been resistant to change have felt the full impact of the lockdown and have ended up looking something like:

Now maximising their forward thinking, these stokvels have further turned to technology as the solution and are using options such as Whatsapp and Zoom to host virtual meetings and add new members by using digital communication. The process for these stokvels at the moment during lockdown might look something like:

Joining a stokvel during Covid-19 with Stokfella

Joining a stokvel during Covid-19 without Stokfella

While not everyone is tech-savvy and some of us may feel awkward using it for the first time, tech use is growing rapidly as we are all being forced to adapt to this strange new world we find ourselves in, where even a simple handshake or hug is now considered a health risk.

STOKVELS

Issue 35

We know it cannot last forever, but in the meantime, those who are not afraid to try new things are forging ahead and positioning themselves to grow their wealth while they look forward to a brighter future by putting funds into stokvels that support property investment, agriculture and even township franchises.

What about after Covid-19, you ask? When will things go back to “normal”?

If this is something you would like to do, reach out to us and we will help you to get started.

It is likely to take months before a vaccine is found and public gatherings are likely to be banned for some time still to come. Even when South Africa progresses to level 2 and 1, it might be that we still need to limit gatherings to no more than 10 people and for some stokvels this will be a challenge.

Don’t forget that you can take advantage of other benefits of transacting digitally on a platform such as StokFella, where your stokvel can qualify for loans up to R20 000 with a Nala Club Account and your stokvel earns income from your loan. It doesn’t make sense to borrow money from a bank when you can borrow it from your own “bank” (your stokvel).

When we think about how things might look for stokvels after lockdown, there are sure to still be a few differences, compared with before lockdown.

We envision that after lockdown, stokvels might experience a mixture of traditional face-toface interaction with digital interaction. Expect

to see more digital meetings and more digital communication than before with the occasional face-to-face get-together taking place where we might still be required to wear masks and practice strict sanitation and hygiene. While this is a challenging time for us all, it is also a time of opportunity for those willing to embrace the changes and grow through it. StokFella is here to help. Visit www.stokfella.com

STOKVELS

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GROCERY STOKVELS, PLAN FOR YOUR END-OF-YEAR BULK-BUYING Follow these tips to make your shopping trip a success

t is that time of the year again when stokvels start preparing to buy their end-of-year groceries in bulk. From booking transport services to making sure that you get the bulk-buying deals that you need, there are a number of factors to deal with and careful planning must be made. Before you choose your store or supplier, the following factors need to be taken into consideration:

Choosing your store • Secure shopping environment: Does the store offer a secure shopping environment with electronic funds transfer facilities, which are safer than cash payments? • Stock availability: Does the store have enough stock and brands to meet your needs? It is wise to check well in advance if the store or supplier will have sufficient stock of the exact brands and products that you want. This will prevent unnecessary money being spent on brands and products that were not decided on within your stokvel group. • Location: Is the store in a convenient and safe location? Taking into consideration transport costs, is the store or supplier far from where your goods need to be delivered? • Pre-orders and stock picking: Is there a store assistant that helps with picking and checking your order? Are you able to pre-order online or telephonically?

• Deliveries: Does the store offer a delivery service or can it assist you with a reliable service provider? If the store doesn’t have that option, it is advisable to only book reputable transport services to deliver your groceries. Choose someone you know or who has assisted you in the past. The transport service provider must have contactable references. • Extended hours: Does the store offer extended hours for stokvel pre-orders? • After-sales support: What is the store procedures and rules regarding incorrect orders, damaged stock and payment disputes? Should something go wrong, is the store willing to assist in rectifying the problem?

How much do I buy? It is important to sit down with all stokvel members and decide how much stock of each item will be purchased. Consider the family size of each stokvel member. Buying in bulk not only saves you money but also saves you time as the items purchased will last for a long time. Keep in mind the storage facilities that each member has as well as perishable items that will be bought in bulk.

Expiry dates Do not purchase and accept goods with expired dates or dates that will soon expire. It is best to check the expiry date on each item while you are at the store. Even better, give the responsibility of

checking expiry dates on each item to all members of the stokvel group who will be assisting at the store. This is a quicker way to check for not only expired goods, but for damaged packaging and so on as well.

Storage facilities at home Consider your storage facilities before buying groceries in bulk. Check instructions on each product’s packaging for the proper storage requirements. Poor storage will affect the product quality and it will not last as long as you had hoped. Proper storage will ensure freshness and keeps the nutritional value of the product. Incorrect storage of products may lead to an infestation of cockroaches and rats. Stock up on sealable storage containers and plastic wrap before your products arrive at home.

Know your consumer rights Knowledge is power and if you are not satisfied with the service from a store, speak up immediately. You have a right to high quality goods and services. Suppliers are not allowed to vary the quality of a product or service in a discriminatory manner. All consumers should be treated equally, irrespective of gender, race, socioeconomic status or their geographic locations.

TECHNOLOGY

Issue 35

IMPROVE YOUR SMALL BUSINESS Five ways to use mobile technology

obile technology (such as smartphones) has been a game-changer for small business owners over the past 10 years, allowing them the flexibility to work wherever they are and putting powerful tools in the palm of their hands for free or for a modest cost. Alcatel takes a look at some ways that entrepreneurs can use mobile technology to improve their small business.

Mobile payments solutions Slick mobile solutions such as Yoco and Zapper have made it affordable and easy for small businesses to accept card and mobile payments. Many of these new-age mobile payments solutions have no hidden costs or monthly fees, and most do not require a landline. The additional hardware they require apart from a smartphone is usually cheap and easy to use. Whether you’re a plumber or a merchant at a flea market, it’s easy to get paid via one of these platforms rather than accept only cash or wait for an EFT.

Automate social media Social media is a powerful tool for any small business, giving you a platform to interact with customers, promote products and services, and create a community. You can use social media automation apps to create content, schedule, plan, publish, monitor, and engage with people right from your phone. Android Apps such as Hootsuite, Zoho Social and SocialPilot make it easy to manage multiple social media accounts wherever you are.

Streamline accounting Keeping on top of quoting, invoicing, payments, and other financial tasks from your smartphone has become really quick and painless thanks to mobile apps from the likes of Xero and Sage. Business owners no longer need to return to a desk to generate a quote or approve a payment – they can do it straight from an app, keeping business flowing at all times.

Collaborate on the go Communicating effectively and collaborating with colleagues is critical to business success. As many of us have discovered as a result of working from home during the pandemic, there is no shortage of powerful mobile apps and tools to ease sharing information and communicating with others – from collaboration platforms such as Slack

and Microsoft Teams to filesharing apps such as DropBox and project management tools like Zoho Projects and Basecamp.

Mobile optimised website Not only does every small business need a website, it needs a website that looks amazing on a smartphone screen. Luckily, you can even build a mobileoptimised website from your phone using a solution like the official WordPress app for Android. Once your site is up and running, you can manage your business’s Google My Business profile from your smartphone or use Google Analytics to monitor your online metrics.

TOWNSHIP TRADE

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HELP STOP

ILLICIT TRADE Consumer Goods Council launches hotline to report on illicit manufacturing and trading FACT SHEET ABOUT ILLICIT TRADING IN SOUTH AFRICA AND GLOBALLY

he Consumer Goods Council of South Africa (CGCSA), in partnership with its members in the manufacturing and retail industry, has launched a toll-free hotline number the public can use to anonymously report information about illicit and counterfeit manufacturing and trading of products in South Africa. Abraham Nelson, the Council’s head for the crime risk initiative (CRI) says the toll-free number (0800 014 856) is one of the initiatives by CGCSA to protect its members from illicit and counterfeit manufacturing and trading of various product such as alcohol, cigarettes, food, pharmaceuticals and clothing. It also serves to protect consumers from harmful products. “One of the biggest threats to economic order and growth as well as to the fiscus in South Africa is the trend of counterfeiting and illicit trade. That is why CGCSA has, through the support of its members, launched a toll-free number so that members of the public can anonymously report any suspected illicit manufacturing and trading activities,” says Nelson. He says the illicit economy thrives on counterfeit and fake goods, and is estimated to account for as much as 10% of the SA economy. It is estimated that the South African Revenue Services (SARS) could be losing moer than R8-billion every year from the sale of illicit cigarettes alone. Nelson says in South Africa, the most counterfeited goods are alcohol, cigarettes, footwear, clothing, leather goods, electrical equipment, watches, medical equipment, perfumes, toys, jewellery and pharmaceuticals. Globally, trade in counterfeit and pirated goods has risen steadily in the last few years and was last year estimated at 3.3% of global trade, according to a report by the Organisation for Economic Co-operation and Development (OECD) and the EU’s intellectual property office.

Nelson says the information provided on the hotline will first be verified by CRI in conjunction with law enforcement agencies and other relevant authorities before appropriate action can be taken. “We will work closely with law enforcement agencies such as the South African Police Service (SAPS) and SARS, as well as the relevant parties in the consumer goods industry, to ensure that we enforce the country’s laws related to counterfeiting, consumer safety and infringement on the rights of brand owners,” Nelson says. He says callers will be guaranteed anonymity and they will never be requested to provide any information that may compromise their identity. The toll-free number will be operational Monday to Friday, from 8am to 5pm. Callers will still be able to provide information outside these hours by leaving information via voice message. “CGCSA looks forward to further meaningful and practical solutions to deal with both illicit and counterfeit trade, and as an industry body, we are ready, through our crime risk initiative, to work with our members and government to ensure that we protect our members and consumers for the betterment of all in our country,” Nelson says. • The hotline number is 0800 014 856. • The toll-free number will enable members of the public to report illicit manufacturing and trading in counterfeited products. • Information provided will be treated in confidence and once verified, will be shared with law enforcement agencies such as SAPS and SARS. • The hotline will be manned during business hours from 8am to 5pm, Monday to Friday. There is an after-hours facility to leave messages.

• Counterfeit manufacturing and trading mostly affect such products as alcohol, cigarettes, food, pharmaceuticals, and clothing. The most counterfeited goods are footwear, clothing, leather goods, electrical equipment, watches, medical equipment, perfumes, toys, jewellery and pharmaceuticals. • The three major areas of impact from counterfeit products are: one, consumer safety from trading in and sale of counterfeit products such as medicines, medical devices, food, toys, consumer electronics, alcohol and tobacco; two, the economic effect, resulting from reduced market for legitimate brand owners, which in turn means reduced government income through taxes; and three, national security, due to the danger posed by counterfeiting in electronic components for military and defence equipment, which is a potential national security risk • The countries most affected by counterfeiting in 2016 were the United States, whose brands or patents were concerned by 24% of the fake products seized, followed by France at 17%, Italy (15%), Switzerland (11%) and Germany (9%). • There are four main categories of illicit trade: 1. Undeclared local production, where products are manufactured and sold for consumption in the same country and are not declared to the local excise authorities and therefore excise is not paid. These products may be manufactured in approved factories, or they may be manufactured in illegal covert operations. 2. Smuggling through illegal trading of goods across borders 3. Counterfeiting, where goods that imitate the characteristics of genuine goods are produced. Linked to counterfeiting is piracy, where goods are reproduced without the authority of the owner, and 4. Transit fraud, which involves the evasion of customs and duties. Diversion may occur when goods that should have been exported from the country are illegally entered into the commerce of the country.

COMPLIANCE

Issue 35

POPIA: WHAT EMPLOYERS

NEED TO KNOW By Kirsten Eiser, partner, and Shane Johnson, professional support lawyer at Webber Wentzel

he Protection of Personal Information Act 4 of 2013 (POPIA), which came into force on 1 July 2020, places several obligations on employers in terms of managing employees’ personal information. It also gives certain rights to privacy to employees. Employers need to be fully complaint with POPIA by 30 June 2021 or you can face significant penalties: up to 10 years’ imprisonment or R10million in administrative fines. We set out below the key things you ought to know as an employer. POPIA applies to personal information and special personal information that is subject to processing or further processing. Processing includes such things as initially obtaining personal information, and using and retaining that information, as well as who has access to, makes disclosures about, and finally disposes of that information. For a worker, POPIA applies to: • information such as identity numbers, contact details, employment history, psychometric assessment results, references, qualifications, disciplinary records, union membership, grievances, health and biometric information; and • the life cycle of the employment relationship from recruitment to post-termination, and continues to apply for five years after the relationship has ended (and still applies where the employer is approached as a reference). Employers must ensure that they lawfully process the personal information of job applicants, employees, retired employees and dismissed employees. If employers process the personal information of independent contractors and other service providers, they must also ensure that they process that lawfully. You must comply with eight conditions: 1. Accountability 2. Processing limitations 3. Purpose specifications 4. Further processing limitation 5. Information quality 6. Openness 7. Security safeguards 8. Data subject participation

POPIA prohibits the processing of special personal information, which includes information on race, health, criminal behaviour and trade union membership, unless: • an employer obtains express consent to do so from the relevant employee, • the information is required by law – (a legal necessity), • the information is for historical, statistical or research purposes, or • the information was deliberately made public by the data subject.

Civil claims against employers Section 99(1) of POPIA provides that a data subject or the Regulator (at the request of the data subject) may institute a civil action for damages against a responsible party for breach of POPIA. Action may be instituted irrespective of whether or not there is intent or negligence on the part of the “responsible party”. “Responsible party” includes employers. Employers must bear in mind that many employees process high volumes of personal information both internally and externally. A good example of this in practice is the human resources function of any employer.

Employers will need to ensure that they follow the steps listed above to limit the risk of employees processing information unlawfully and in contravention of POPIA. Employers should bear this section in mind as it creates significant legal risk for employers if employees do not process information lawfully and in compliance with POPIA. This infographic unpacks POPIA and outlines what you may need to know at a glance.

SAFETY

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PROTECT YOUR MONEY THIS

FESTIVE SEASON Follow these tips from SABRIC

he South African Banking Risk Information Centre (SABRIC), on behalf of the banking industry, would like to make the public aware of how they can protect their money this festive season. We share the following modus operandi to enable greater awareness:

Associated robberies, where criminals follow a victim after a withdrawal at an ATM or from the bank, remain rife, as criminals know that at this time of year, people receive their stokvel payouts and bonuses. We therefore urge bank clients to avoid carrying large amounts of cash and use alternate safer ways to transact. Bank clients are also still falling victim to fraud at ATMs where criminals interfere with them while they are carrying out a transaction, and SABRIC urges bank clients not to accept assistance from anyone, even if they say they are bank staff.

Clients are still compromised because of phishing, vishing or the installation of malware onto a victim’s device by having them click on a link, enabling the criminal to steal sufficient personal information to access their online banking profile. SABRIC urges consumers not to click on links or icons in unsolicited emails or SMSs. SABRIC has also seen an increase in the hacking of social media profiles, where a victim’s social media account is hijacked by hacking their account, or by creating a duplicate account using stolen personal information. The criminal then accesses the victims contacts, and posing as the victim, fabricates a tragic story, and sends a message to their contacts requesting money. The victims contacts then unknowingly transfer money to the criminal. SABRIC continues to stress that as a bank client, you are your money’s best protection, so read our tips and empower yourself.

Criminals are masters at social engineering and know just how to exploit human vulnerabilities to perpetuate crimes, particularly over the festive season, where people tend to let their guard down.

TIPS WHEN USING ATMs

In a scam known as the “Money Bomb”, the criminal drops a roll of paper covered in genuine bank notes near the victim after they have transacted at an ATM. The criminal then approaches the victim and suggests going to a remote location to share the “money”. At the remote location, the victim is robbed of the money they withdrew, often violently.

• Avoid ATMs that are dimly lit or surrounded by loiterers, and never allow your children to draw money using your card, since they’re the most vulnerable to perpetrators.

Digital platforms have also created social engineering opportunities for criminals to manipulate their victims into divulging their personal or confidential information.

• If you think the ATM is faulty cancel the transaction IMMEDIATELY, report the fault to your bank and transact at another ATM.

• Have your card ready in your hand before you approach the ATM to avoid opening your purse, bag or wallet while in the queue. • Be cautious of strangers offering to help as they could be trying to distract you to get your card or PIN.

SAFETY

Issue 35

“Criminals are masters at social engineering and know just how to exploit human vulnerabilities to perpetuate crimes, particularly over the festive season, where people tend to let their guard down.”

• After you have completed your transaction successfully, leave the ATM area immediately. Be cautious of strangers requesting you to return to the ATM to finalise/close the transaction because they are unable to transact. Skimming may occur during this request. • Prioritise the setting of daily withdrawal and transaction limits. • Set a daily ATM withdrawal limit that suits your needs. • Transaction limits should also be in line with daily spending. • Set limits on international transaction expenditure. • Inter-account transfer limits should also be managed wisely.

TIPS TO PREVENT PHISHING AND VISHING

• • • • • •

•

• • • • • • • • • • •

• • • •

Follow the instructions on the ATM screen carefully. ONLY punch in your PIN once prompted by the ATM. Report suspicious items or people around ATMs to the bank. Choose familiar and well-lit ATMs where you are visible and safe. Report any concerns regarding the ATM to the bank. Toll-free numbers are displayed on all ATMs. Be alert to your surroundings. Do not use the ATM if there are loiterers or suspicious people in the vicinity. Also take note that fraudsters are often well dressed, well-spoken and respectable looking individuals. If you are disturbed or interfered with while transacting at the ATM, your card may be skimmed, by being removed and replaced back into the ATM without your knowledge. Cancel the transaction immediately and report the incident using your bank’s Stop Card toll-free number which is displayed on all ATMs, as well as on the back of your bank card. Should you have been disturbed whilst transacting, immediately change your PIN or stop the card, to protect yourself from any illegal transactions occurring on your account. Know what your ATM looks like so that you can identify any foreign objects attached to it. Do not ask anyone to assist you at the ATM, not even the security guarding the ATM or a bank official. Rather go inside the bank for help. Never force your card into the slot as it might have been tampered with. Do not insert your card if the screen layout is not familiar to you and looks like the machine has been tampered with. Don’t use ATMs where the card slot, keypad or screen has been tampered with. It could be an attempt to get hold of your card. Your PIN is your personal key to secure banking and it is crucial to keep it confidential. Memorise your PIN, never write it down or share it with anyone, not even with your family member or a bank official. Choose a PIN that will not be easily guessed. Do not use your date of birth as a PIN. Cover your PIN when punching the numbers even when alone at the ATM as some criminals may place secret cameras to observe your PIN. Don’t let anyone stand too close to you to keep both your card and PIN safe. Some fraudsters wait until you’ve drawn your cash to take advantage. Be wary of people loitering around the ATM and ensure that you are not followed. Take your time to complete your transaction and secure your card and your cash in your wallet, handbag or pocket before leaving the ATM. Set a daily withdrawal limit that suits your needs (the default amount is set at R1 000), to protect yourself in an event that your card and PIN are compromised. Check your balance regularly and report discrepancies to your bank IMMEDIATELY. Avoid withdrawing cash to pay for goods/services as your debit card can be used for these transactions. You can use your debit card wherever the Maestro/Visa Electron logo is displayed.

Phishing: • Do not click on links or icons in unsolicited e-mails. • Do not reply to these e-mails. Delete them immediately. • Do not believe the content of unsolicited e-mails blindly. If you are worried about what is alleged, use your own contact details to contact the sender to confirm. • Type in the URL (uniform resource locator or domain names) for your bank in the internet browser if you need to access your bank’s webpage. • Check that you are on the real site before using any personal information. • If you think that you might have been compromised, contact your bank immediately. • Create complicated passwords that are not easy to decipher and change them often. Vishing: • Banks will never ask you to confirm your confidential information over the phone. • If you receive a phone call requesting confidential or personal information, do not respond and end the call. • If you receive an OTP on your phone without having transacted yourself, it was likely prompted by a fraudster using your personal information. Do not provide the OTP telephonically to anybody. Contact your bank immediately to alert them to the possibility that your information may have been compromised. • If you lose mobile connectivity under circumstances where you are usually connected, check whether you may have been the victim of a SIM swop.

TIPS TO PREVENT CLASSIFIED/HOLIDAY SCAMS • Do not trust websites you do not know. • Ensure that you are on a secure website and not a “spoof” site by clicking on the security icon on your browser tool bar to see that the URL begins with https rather than http. • Don’t fall for offers that are available at a very cheap price. If it seems to be too good to be true, they usually are. • Register for 3D Secure to secure your card details. • Do not send emails that quote your card number and expiry date. • Never click on a link when requested to confirm your banking or personal details.

TIPS TO PREVENT DEPOSIT AND REFUND SCAMS • No “refund” should be made without first verifying with the bank that the deposit that has been made into your account is indeed valid. • In addition, you should wait for all cheque deposits to first be cleared before handing the goods over to a depositor. • Take great care to protect personal information and that of your company; it is through access to this information that perpetrators gain access to you and your organisation. • Staff dealing with finance in your organisation should be educated about such scams.

SAFETY

TIPS FOR CARRYING CASH SAFELY Tips for individuals • Carry as little cash as possible. • Consider the convenience of paying your accounts electronically (consult your bank to find out about other available options). • Consider making use of cell phone banking or internet transfers or ATMs to do your banking. • Never make your bank visits public, even to people close to you. Tips for businesses • Vary the days and times on which you deposit cash. • Never make your bank visits public, even to people close to you. • Do not openly display the money you are depositing while you are standing in the bank queue. • Avoid carrying moneybags, briefcases or openly displaying your deposit receipt book. • It is advisable to identify another branch nearby you that you can visit to ensure that your banking pattern is not easily recognisable or detected. • If the amount of cash you are regularly depositing is increasing as your business grows, consider using the services of a cash management company. • Refrain from giving wages to your contract or casual labourers in full view of the public; rather make use of wage accounts that can be provided by your bank. • Consider arranging for electronic transfers of wages to contract or casual labourers’ personal bank accounts. Tips for stokvel groupings • Refrain from making cash deposits of club members’ contributions on high-risk days (e.g. Monday after month end). • Ensure persons depositing club cash contributions or making withdrawals are accompanied by another club member. • A stokvel savings club or burial society can arrange for members to deposit cash directly into the club’s account instead of collecting cash contributions. • Arrange for the club’s payout to be electronically transferred into each club member’s personal account or accounts of their choice.

Don’t use Internet Cafes or unsecure terminals (hotels, conference centres etc.) to do your banking.

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• Take another person with when going to deposit club cash contributions

TIPS FOR PROTECTING YOUR PERSONAL INFORMATION • Don’t use the same username and password for access to banking and social media platforms. • Avoid sharing or having joint social media accounts. • Be cautious about what you share on social media. • Activate your security settings which restrict access to your personal information. • Don’t carry unnecessary personal information in your wallet or purse. • Don’t disclose personal information such as passwords and PINs when asked to do so by anyone via telephone, fax or even email. • Don’t write down PINs and passwords and avoid obvious choices like birth dates and first names. • Don’t use any Personal Identifiable Information (PII) as a password, user ID or personal identification number (PIN). • Don’t use Internet Cafes or unsecure terminals (hotels, conference centres etc.) to do your banking. • Use strong passwords for all your accounts. • Change your password regularly and never share them with anyone else. • Store personal and financial documentation safely. Always lock it away. • Keep PIN numbers and passwords confidential. • Verify all requests for personal information and only provide it when there is a legitimate reason to do so. • To prevent your ID being used to commit fraud if it is ever lost or stolen, alert the SA Fraud Prevention Service immediately on 0860 101 248 or at safps.org.za.

• Ensure that you have a robust firewall and install antivirus software to prevent a computer virus sending out personal information from your computer. • When destroying personal information, either shred or burn it (do not tear or put it in a garbage or recycling bag). • Should your ID or driver’s license be stolen report it to SAPS immediately.

TIPS FOR PROTECTING YOURSELF AGAINST SIM SWOPS • If reception on your cell phone is lost, immediately check what the problem could be, as you could have been a victim of an illegal SIM swop on your number. If confirmed, notify your bank immediately. • Inform your bank should your cell phone number changes so that your cell phone notification contact number is updated on its systems. • Register for your bank’s cell phone notification service and receive electronic messages relating to activities or transactions on your accounts as and when they occur. • Regularly verify whether the details received from cell phone notifications are correct and according to the recent activity on your account. Should any detail appear suspicious immediately contact your bank and report all log-on notification that are unknown to you. • Memorise your PIN and passwords, never write them down or share them, not even with a bank official. • Make sure your PIN and passwords cannot be seen when you enter them. • If you think your PIN and/or password has been compromised, change it immediately either online or at your nearest branch. • Choose an unusual PIN and password that are hard to guess and change them often.

Issue 35

SAFETY

DANGER: TOBACCO IS ADDICTIVE.

NEW 10 PACK SMALLER PACK SAME BIG FLAVOUR

CAMEL IS EXCITED TO ANNOUNCE THE LAUNCH OF CAMEL DOUBLE MINT & BERRY 10’S, SOUTH AFRICA’S FIRST DOUBLE CAPSULE CIGARETTE PACKAGED IN A 10’S PACK. By extending the No. 1 Double Capsule in South Africa*, Camel Double Mint & Berry 10’s will make the brand more accessible with its premium and innovative cigarette at an affordable price. Camel Double Mint & Berry 10’s will be sold for the recommended selling price of R21 per pack. The launch of the 10’s pack now offers adult consumers an innovative, good quality cigarette across different price points and occasions.

10 NEW WAYS TO EXPLORE FLAVOUR * Based on AC Nielsen March 2020 Results

Spotong Issue 35

Articles inside

Protect your money this festive season

POPIA: What employers need to know

Help stop illicit trade

Grocery stokvels, plan for your end-of-year

Stokvels before, during and after Covid-19

Club 10 Tavern Reviews

Offers for your stokvel group

mushroom dishes! Cocktails: Celebrate the festive season with gin

bulk-buying Improve your small business

Brand new beverages

Say cheers to summer with the latest wines

New on the shelf

The Tavern Tatler

Hot Off the Press

Homes and spaza shops reinvented

Gauteng’s township bill will empower our

10 Essential stocks for summer

communities Covid-19 has brought us a whold new world