Louisville Builder December 2014

RECENT LEGAL POLICIES AFFECT INDUSTRY | LET BIA EVENTS CONNECT YOU WITH NEW BUSINESS IN 2015 | PAC NIGHT

THE OFFICIAL PUBLICATION OF THE BUILDING INDUSTRY ASSOCIATION OF GREATER LOUISVILLE, INC.

VOLUME 27, NO.12 DECEMBER 2014

What’s on the Horizon for 2015?

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vol. 27, no.12 december 2014

contents

THE OFFICIAL PUBLICATION OF THE BUILDING INDSTURY ASSOCIATION OF GREATER LOUISVILLE

association news 10 Make the Most of Your Membership and Let BIA Events Connect You With New Business in 2015 12 BICF – A Donation That Makes a Difference 16 WIN BIG PRIZES! Third annual marketing promotion.

16 Affordable Insurance – A Member Benefit That Helps Your Bottom Line departments

feature

Perspective Letter.................................5

What’s on the Horizon for 2015?

The economy, although slightly improved, still has a way to go in the minds of many BIA members; however, national indicators point toward growth and optimism. Interest rates are still low and consumer confidence is growing as builders in all segments anticipate more activity in 2015.

page 6

Member Meetings............................25 Spike List.........................................26 Member News..................................27 New Members..................................28 Milestone Members.........................28 Honor Roll.......................................29 Members Pending............................29 Corporate Sponsors..........................29 Calendar of Events...........................30 RECENT LEGAL POLICIES AFFECT INDUSTRY | LET BIA EVENTS CONNECT YOU WITH NEW BUSINESS IN 2015 | PAC NIGHT

THE OFFICIAL PUBLICATION OF THE BUILDING INDUSTRY ASSOCIATION OF GREATER LOUISVILLE, INC.

VOLUME 27, NO.12 DECEMBER 2014

What’s on the Horizon for 2015?

events

PAC Night event was held on Monday October 6th page 22

feature

Recent Legal Policies Affect Louisville Building Industry page 18

BIALouisville.com

See member news and search for members at BIALouisville.com

FACEBOOK

Cover: Confidence is growing as builders in all segments anticipate more activity in 2015

december 2014 3

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perspectiveletter Building Industry Association of Greater Louisville

1000 North Hurstbourne Parkway Louisville, KY 40223-4012 (502) 429-6000 FAX (502) 429-6036 Email: newhomes@bialouisville.com Web Site: www.bialouisville.com 2014 OFFICERS Perry Lyons President

What a Year it’s Been!

by Chuck kavanaugh

Pat Durham Vice President Don Karem Treasurer Jeremy Esposito Secretary Tom Raver Associate Vice President Charles J. Kavanaugh Executive Vice President BUILDER DIRECTORS Brandon Bailey Jack Band Dave Ernst Michael Isaac David Lurding George Miller Jason Orthober Chris Osborne Rocco Pigneri Dick Pike Mark Simpson Leo Thieneman, Jr. Ben Tyler Scott Welch

ASSOCIATE DIRECTORS Davis Boland James Dahlem Joe Dumstorf Mira Farmer Greg Gentry David Hobbs Larry Hobson Steph Horne Paul Miele Nick Pregliasco Derek Smothers Ron Wibbels Bryan Wiegandt HONORARY Builder DIRECTOR Clifford Thieneman, Sr. HONORARY associate DIRECTORs Frank Arnold, Sr. Richard Bean PUBLISHER Charles J. Kavanaugh EDITORS Tara Brinkmoeller Kieler Henry Advertising Melissa Mattingly Kimberly Greenwell 502.429.6000 GRAPHIC DESIGN Scott Dudgeon Writers Stacy Smith Rogers BIA Issues Nancy Miller Product Features BIA Staff PRINTING Clark and Riggs

Our first year operating as the Building Industry Association of Greater Louisville is coming to a close.

What a year it’s been! The adoption of the new name by members, the community and elected officials has been an overwhelming success.

The name change has helped elected officials and agency representatives understand who we are and who we represent. The name has also resonated with prospective members, and I believe we will continue to receive increased opportunities to attract new and diverse members because of this change.

Announcing our new name was a reason for celebration and publicity throughout the year. We kicked off the year with our fabulous name change celebration at the Gheens Lodge at the Parkland of Floyds Fork. We were blown away by the amount of support that we saw for this event, as well as the number of elected officials and city agency representatives that attended. This was one of the best attended and celebrated events that we have hosted. Thank you to everyone who helped to make our name change successful!

The name change wasn’t the only highlight of 2014. We had tremendous success with each of our Signature Shows that connect members to customers this year. Our Home Product Expo, presented by Window World drew the largest crowd ever to the Paroquet Springs Conference Centre last January.

This year’s Home, Garden, & Remodeling Show, presented by Window World also experienced incredible attendance, despite having some inclement weather on the final day of the show. We had the best PR and news coverage of the event we have had in many years, promoting the fact that we were one of the few events or establishments open for business amidst the

snow storm. These were just a few of the ways that we created opportunities for the public to prepare for Spring and the building season—and to use members of the BIA. Homearama Shakes Run was an incredible event.

The unseasonably cool temperatures were a terrific compliment to the gorgeous site featuring eight homes in Shakes Run. The entertainment features, sponsored

by Hawkeye Electronics, allowed visitors to relax and enjoy the beautiful homes, stunning development and landscape, and of course, the weather!

The Tour of Remodeled Homes was again an excellent event with 11 homes on the Tour throughout some of Louisville’s loveliest neighborhoods. The transformations accomplished by our Registered Remodelers always astonish me.

We hosted many great and fun member-to-member events this year as well. Our first ever BIA Night at the Bats game was a wonderful family-friendly outing. We had a terrific Associates Appreciation Picnic, and, as usual, a fun-filled Day at the Downs during the week of Derby.

Our Building Industry Charitable Foundation performed a lot of admirable community work, building two playhouses for Kosair Charities and expanding their efforts in projects outside of the playhouse work.

Thank you to all of our members who have participated with us through events, classes, committees, and Shows. We appreciate the opportunity to serve your business through connecting you to customers, education, affordable insurance, and working on your behalf on industry issues.

We look forward to a great 2015 and your continued participation with the Building Industry Association of Greater Louisville.

Sincerely,

Charles J. Kavanaugh Executive Vice President Building Industry Association of Greater Louisville

december 2014 5

Business Forecast

What’s on the

Horizon In 2015

By Stacy Smith Rogers

With 2014 almost under everyone’s tool belts, it’s natural to look forward to what’s in store for the upcoming year. BIA Executive Vice President Chuck Kavanaugh elaborated on where the local residential industry stands as it heads into 2015. “In regard to local permits in 2012, we went up a big percentage. In 2013 that gain was significantly less, but we expected more momentum to pick up in 2014. It didn’t,” he said. Although that segment has come back since 2011, it’s been a more gradual and slower climb than everyone had hoped. While many active builders are seeing an influx of new business in recent months, others are still reporting flat figures. Subcontractors are in demand, but the supply of skilled workers hasn’t been replaced to keep up with that demand just yet. The economy, although slightly improved, still has a way to go in the minds of many BIA members; however, national indicators point toward growth and optimism. Interest rates are still low, and consumer confidence is growing as builders in all segments anticipate more activity in 2015.

Kavanaugh described the backdrop of where local building industry representatives are now, with more optimism of how that stage will be set in 2015. “On a national level, David Crowe is expecting single family homes to be up significantly. Based on the demographics of growth of households in the Louisville area and the improving economy, we expect existing and new home sales will be up next year. We believe that 6 louisville builder • bialouisville.com

the existing housing market isn’t going to be able to handle the influx of new homebuyers, so there’s a positivity going into 2015 about new home building.”

We believe that the existing housing marketing isn’t going to be able to handle the influx of new homebuyers, so there’s a positivity going into 2015 about new home building.”

- Chuck Kavanaugh

Kavanaugh explained that multi-family rentals have been topping 2,000 permits for three years straight, which is a huge jump from where they traditionally leveled off before the recession (normally in the hundreds). For many associate members who supply that segment of the industry, business has been steady in recent years. National indicators expect that segment to continue to increase but level off as 2016 rolls around.

Where are the First-Time Homebuyers?

The search for first-time homebuyers in recent years has been like a marathon hide-and-seek game, leaving home industry experts scratch-

Business Forecast ing their heads. First-time buyers have the power to set things in motion for homebuilding. Most new buyers aren’t able to build new homes, but they are the ones buying existing homes, which allows those current homeowners to consider building. While low interest rates and rising rental prices were expected to push young buyers to consider homeownership, most of them haven chosen to stay on the rental side of the fence.

Many have doubled up together in apartments or are still enjoying some home cooking at Mom and Dad’s. This generation of potential firsttime homebuyers is cautious, and with good reason. They’ve witnessed the recession firsthand, and many of them are still job hunting. According to NAHB Chief Economist David Crowe, there are “significant demographics of a very large number of young people moving into prime household formation ages.” National experts predict they’ll be soon be house hunting as the economic and job opportunities expand and they are able to save for a down payment.

National Perspective In the October 17 issue of Eye on Housing blog, Crowe reported that housing permits were up by 1.5 percent and above 1 million for the seventh month in 2014. According to Crowe, the return to a range of just over 1 million starts was expected after an unusually low report in August. NAHB expects an acceleration of this rate for single-family construction as employment rises and confidence in the housing market improves. He also noted that September was a promising month for residential construction employment and that it has expanded by 129,000 jobs over the last year. In an October 31 news release, NAHB stated that national single-family production is expected to rise 2.5 percent this year to 637,000 units, increase an additional 26 percent next year to 802,000 and reach 1.1 million in 2016. Regarding residential remodeling, NAHB is forecasting it to rise 2.7 percent in 2015 and an additional 1.3 percent in 2016.

A Look at the Numbers Residential Market An analysis of residential single-family permits in the first three quarters of this year (performed by The Market Edge) shows the Greater Louisville area down -O.9 percent compared with 2013. In 2012 there were huge gains for the region (42.5 percent) with 2013 performing at just a 2.2 percent increase. However, most individual counties reported slight increases in the first three quarters of 2014 (with the exception of Floyd and Harrison Counties in Indiana and Bullitt and Hardin Counties in Kentucky). Shelby County was the top performer with a 45.0 percent increase. According to The Market Edge, the Lexington region was down -6.1 percent for the first three quarters of 2014.

Commercial Market The commercial market (as reported by The Market Edge) shows an increase in 2014, with the first three quarters of the year out-performing the year-end 2013 figures in permit value by more than $126 million ($626,133,218 in 2013 vs. $752,168,482 so far this year). Jefferson County shows the biggest increase in commercial permit values with more than $234 million over 2013 by the end of the third quarter of 2014.

Source: The Market Edge, 2014 renovations and remodeling. There have been significant projects we’re talking to people about. I don’t have any spec houses right now, but I’m very much involved with people wanting to do new construction. Right now, we’re busy with remodeling.”

Treasurer Don Karem, Karem Built Homes – “Business has really picked up this year. We’ve been very fortunate. I think the economy is a little better and people are simply tired of sitting around and waiting.

Maybe some of them are possibly afraid of rates going up. It’s certainly a different atmosphere than it has been the last four or five years.”

2014 BIA Executive Committee

Executive Committee Weighs in on 2014 On Business in General ...

President Perry Lyons, P.L. Lyons – “2014 started a bit slower than 2013, but all-in-all it was a very good year. We built and sold two Homearama houses after both had been started as spec houses. All the homes were sold before the end of Homearama. That speaks volumes for the market.

It’s still weaker than what we would like, but it is showing signs of a stronger market next year.”

Vice President Pat Durham, Pat Durham Builder – “Currently, things are very busy. I’m getting mostly referrals from past customers for

Secretary Jeremy Esposito, Esposito Construction – “I would say the feeling I get from potential clients walking through our doors is that of cautious optimism. They want to be sure they will be able to afford the home if things get tight again. Also, the competition is very stiff in certain markets, making it hard to make as much as we were just a few years ago. Overall, we are seeing a general increase in traffic, but people are just a harder sell.”

Associate Vice President Tom Raver, Fireplace Distributors – “It’s encouraging that our business didn’t do any worse than 2013; it was about the same as last year. Heading into winter, starts are decent. Some counties are picking up the slack from other counties. My impression is that the builders who stayed active during the downturn are the ones who are busy now.” december 2014 7

Business Forecast

• Single-family production is expected to increase 2.5 percent this year to 637,000 units.

• Building is expected to increase 26 percent next year to 802,000 and hit 1.1 million in 2016.

• Multifamily starts are expected to increase 15 percent this year and maintain that level in 2015.

• Residential remodeling is expected to rise 2.7 percent in 2015 and an additional 1.3 percent in 2016.

Immediate Past President Bob Thieneman Jr., R.J. Thieneman – “This rebound has been more gradual than I would have liked. But, the positive thing about it being slow is that there hasn’t been a strong up and down in terms of pricing. However, lack of sub contractors has created a strain. Our company, like a few other developers, is seeing some positive activity in regard to developing and selling lots. In addition to some other areas, we developed a new section of Rock Springs, and we’re pricing out a new section as we speak and will have 24 lots ready for the spring. That was unheard of in the last five years.”

President’s Advisor Billy Doelker, Key Homes – “I feel like the local building market is continuing to improve, however not at the rate the industry as a whole would like to see. I think the low interest rates and the pent-up demand of prospective buyers over the last few years is helping to increase the sales, but there are still challenges in play, such as financing availability for spec homes, good lot availability and shortage of qualified labor in the workforce, to name a few. We’ve been busy all year as we build in diverse areas and price ranges, but we’ve also seen our building timeframes take longer.”

On BIA Accomplishments ...

Lyons – “BIA has continued to work closely with local and state governments to help improve our overall market. We had very successful visits and interactions with national leaders, lobbying hard for issues that affect the affordability of housing. We feel we have a few ears of the policy makers, allowing them to be educated from our point of view.

The association lobbied hard for all its members, enlightening policy makers, involving and informing members, educating the consumer; all for the continued success of individual employment and our businesses.”

“BIA has continued to work closely with local and state governments to help improve our overall market. We had very successful visits and interactions with national leaders, lobbying hard for issues that affect the affordability of housing.”

- Perry Lyons Durham – “I think our name change was significant in that it recognizes every member in our association. I believe the impact is that people feel more included and that our membership will grow because others in our industry will see us as the go-to place for their voice. Our involvement this year in national and state issues like the Clean Water Act has made sure we were heard. I think Chuck has done a great job of getting us involved in ongoing discussions with our local government. We have had the most open dialogue with government that I’ve seen in the last 8 louisville builder • bialouisville.com

25 years. That’s important because we’re more likely to come to agreement and find common ground.”

Karem – “I was a little reluctant at first about the name change, simply because of the history of it. But I think it was a good move. I’ve already seen progress within the Codes Committee that I think is related to the name change. It got the attention of government officials, and they seem to be more willing to cooperate and want to do partnerships. Online permitting is a good example. When they first rolled that out, it was a mess. Then, we met with them and they took our suggestions and it’s gotten better.”

Esposito – “Continually pushing the new website is an important key to the success of our organization. Bringing the builders, associate businesses and the consumers together in one place adds value for everyone. It leads to a good place for the public to find a reputable business, and it’s a business driver for the association members. I also think that the name change was an important decision that we continue to see through as the year goes on. The importance of the commercial and development sector is realized every day as our organization tries to convey the total breadth of our membership to governmental agencies as well as the general public.”

Raver – “In 2014, BIA has done a good job of promoting the fact that we sell to everybody, not just builders. We had 25 businesses represented at our last Associates meeting. That’s pretty good considering that each of them came there knowing that it was their fellow Associates there. I think we’ve made huge strides in changing the way we look at our organization.”

Thieneman, Jr. – “The fact that BIA continues to be the second largest association in the country speaks volumes for the strength of our association. From a budget standpoint, we’re in great shape. We’ve had successful events this year, and the changes we implemented with our website have been very positive. Our strong advocacy and participation from a political standpoint and the emphasis on our insurance programs have all served the association well.”

Doelker – “Completion of name change to BIA was huge, as it gives the association a better way to more accurately portray who the membership is and continue to attract strong members from across the local building industry and make a difference in many ways, including legislative efforts. Homearama was a great success in Shakes Run especially, with all homes being sold and the opportunity to showcase the latest in development construction with the green infrastructure.”

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Make the Most of Your Membership and Let BIA Events Connect You With New Business in 2015 With strategically planned events that serve as kick-starters for business in 2015, BIA members can easily position themselves in front of captive audiences as the new year gets underway.

Here are a few of the major events to put on your radar.

By Stacy Smith Rogers

Home Product Expo presentedy by Window World January 17 (9 a.m. - 6 p.m.) & January 18 (10 a.m. - 4 p.m.)

Paroquet Springs Conference Centre, Shepherdsville Now in its fifth year, the Home Product Expo has attracted a steady following of interested consumers in the region. The event is set for January 17-18 at the Paroquet Springs Conference Centre in Shepherdsville, Ky., and will build upon the momentum established in recent years by offering participants an ideal venue to reach consumers who are serious about doing research on upcoming home improvement projects. BIA Manager of Shows & Events Jessica Embry said the feedback from exhibitors in previous events has been positive. “They have reported good, quality leads from this show and have said the people who come out to the Home Product Expo are serious shoppers.” Free admission and free parking are offered to attendees and the visible location right off I-65 makes it convenient for event-goers. Booths can be reserved for a minimal investment of $375 (8’ x 8’) or $475 (8’ x 10’).

BIA Vice President of Events and Operations Gail Schell noted that the Home Product Expo benefits from the overall marketing approach made possible through BIA. “Based on the fact that we buy advertising for all of our other events, we’re able to get good media buys to promote 10 louisville builder • bialouisville.com

BIA Events this show. I think we’re able to foster more exposure for the Home Product Expo than other shows this size are able to get. We work hard to get our message positioned in front of the right customers.”

Table Top Night

presented by Bonnycastle Appliance & TV February 10 – 4-7:30 p.m.

Ramada Plaza Table Top Night, one of BIA’s most popular member events, is set for Tuesday, February 10 from 4-7:30 p.m. at the Ramada Plaza off Hurstbourne Lane. New this year, Table Top Night is open to Associates to attend (even if they aren’t showcasing a booth). With the idea that everyone can be a customer, the Associates Committee made the decision to give associate members a chance to attend and learn more about their fellow members’ businesses. According to BIA Director of Member Services Dawn Agnew, associate members who are showcasing their wares will receive the benefit of promoting their products to all members during Table Top Night. The cost to attend for associate members is $25, and includes admittance to the event only, not promotion of their business (no passing out of advertising/promotional materials). Associates interested in booth space for $235 can still reserve their spot if they register prior to January 30. Keeping with the tradition of honoring their commitment to the industry, the event is still free for builder and remodeler members. For more information about booth space or attending, contact Dawn Agnew at 429-6000 or dawn@bialouisville.com.

Home, Garden & Remodeling Show

presented by Window World February 27-March 1 (Friday 10 a.m. - 9 p.m.; Saturday 10 a.m. - 9 p.m. ; Sunday 10 a.m. - 5 p.m.)

Kentucky Expo Center For nearly 65 years, the Home, Garden & Remodeling Show, presented by Window World has created a sense of eagerness among Louisville-area homeowners who mark their calendars each year and head to the Kentucky Expo Center to seek out professionals who can help them achieve their home improvement goals. Hundreds of area businesses regard the Show as the jump start to their selling season, and for good reason. The event attracts thousands of attendees. Through active public relations and paid advertising efforts, the Home, Garden & Remodeling Show, presented by Window World garners a huge media presence, creating a buzz among regional news outlets, on social media sites, as well as local coffee shops throughout the area.

One of the unique things about an event this large is that it’s locally produced. The Greater Louisville community values doing business with “their own,” so it’s not surprising they appreciate going to a show where people who know them are running it and business owners care enough to staff it themselves. The “local feel” of the event is one of the best selling points for participating and attending. Schell commented on the value this brings to the event and how it’s viewed, “We have a better feel of the heartbeat of our own community because we produce all of our events instead of having a national company come in and do them. That is reflected in the product we offer and how we come across to our exhibitors and the public in general. We love what we do with this show and I think that’s reflected.” Booth prices begin at $680. For specifics about exhibiting, contact Gail Schell or Jessica Embry at 4296000 or gail@bialouisville.com or jessica@bialouisville.com.

For more information about the value of participating in the Home Product Expo, Table Top Night or the Home, Garden & Remodeling Show, presented by Window World visit bialouisville.com and click on “Signature Events.” december 2014 11

“We are all out there trying to do a good job and make money, but our hearts are shown and stronger relationships are built when we are able to volunteer side by side with other businesses.”

- Brandon Bailey

A Donation That Makes a Difference

By Stacy Smith Rogers

December is the time of year when many people are considering a yearend donation to the charity of their choice. There are numerous organizations in the Greater Louisville area that need the support of generous donors. BIA’s Building Industry Charitable Foundation (BICF) is one of them. A gift to BICF can make a difference in the community well beyond the boundaries of the construction industry. With increased funding and participation, BICF has the potential to impact many in the region. BICF Chair Brandon Bailey, Bailey Construction & Remodeling, explained, “The foundation has set up a more formal application process, and we are starting to get more requests for small projects that could help improve the quality of life for some people in our community with disabilities. With more funding, we can have the ability to say ‘yes’ more often.” Bailey emphasized that the types of projects BICF takes on not only benefit the receivers, but the givers as well. “When we are able undertake these projects, both the recipients and the participants are impacted. Our company recently volunteered to help out a family in need, and it was a great team building exercise and it boosted our morale,” he explained.

Mark Simpson, Simpson Builders, oversees the construction efforts of BICF, and is looking forward to the possibility of doing more in the community. “The playhouses are certainly our signature project, and we hope they remain so. We also want to start doing more projects for handicapped adults. That could be anything from building ramps, to renovations, or whatever they may need. We hope to partner with businesses and individuals throughout the community to fund and execute these projects,” he explained. “If we can help people live better lives, then the BICF will be a great success.”

BICF is Another ‘Face’ of the Local Building Industry “When builders and associate members work together to help the community, it exposes a part of who we are that you don’t often get to see.

We are all out there trying to do a good job and make money, but our hearts are shown and stronger relationships are built when we are able to volunteer side by side with other businesses,” Bailey explained.

The upcoming BICF Playhouse Project is a great example of how the public has the opportunity to perceive the building industry from a different point of view. The projects will be on display at the upcoming Home, Garden & Remodeling Show, presented by Window World, where thousands of attendees can see another side of the construction industry and recognize the time, talent and volunteerism that this industry eagerly offers to the local community. This year, Billy Doelker, 12 louisville builder • bialouisville.com

Key Homes, and Pat Durham, Pat Durham Builder, are each overseeing construction of playhouses for two deserving families chosen by Kosair Charities. Doelker and Durham are working closely with YouthBuild Louisville students on the houses, serving as mentors for them. That’s an important component to this project because it prepares young people considering this industry to recognize the contributions they can make to help others in the community. The partnership with Kosair and YouthBuild further emphasize that the local industry is a partner with other organizations whose mission is to help the Greater Louisville community and its residents.

“In 2015, we want to continue to lay the groundwork for a strong fundraising campaign. Many commitments have been made over the past several years and we need to do a better job of looking for more commitments of regular giving. We also want to do a better job of thanking and recognizing those who are giving of their time and resources to make these great things happen,” he added.

1946 Society The 1946 Society is a designation within BICF that was created to offer participants recognition for their contributions to BICF. It’s named the 1946 Society because the association was founded in 1946 with a mission to help better the community. The 1946 Society includes corporate donors who have given a minimum of $5,000 per year and individual donors who have given a minimum of $500 per year, each for five years.

The following is a current list of members of the 1946 Society: Individual Members: Rob Eberenz, Jr. Chuck Kavanaugh Perry Lyons David Mikels Bob Thieneman, Jr.

Corporate Members: Graber Insealators of Louisville Kosair Charities Sam and Bonnie Rechter Family/Rogers Group Investments River City Bank

To learn more about making a donation to BICF, contact Robin Durham at 429-6000 or robin@bialouisville.com.

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The Building Industry Association of Greater Louisville would like to thank the 2014 Corporate Sponsors for their continued support:

14 louisville builder • bialouisville.com

WIN BIG PRIZES! We are very excited to announce the 3rd annual marketing promotion.

Any advertiser who signs a 2015 contract by December 18, 2014 will be entered into a drawing to win big prizes!

Are you trying to reach homeowners with a household income of $75,000+?

First Prize: Jim Beam VIP Tour for 4 which includes a personalized craft distillery bottle per person and lunch at Fred’s Smokehouse ($280 value)

Do you have a product/service that other BIA members would benefit from purchasing?

Second Prize: Dinner at Eddie Merlot’s - $250 Gift Card Third Prize: Gift Basket from Jim Beam ($150) Fourth Prize: $100 Visa Card Fifth Prize: $50 Visa Card Sixth Prize: $50 Visa Card Advertisers who invest $15,000-$24,999 will be entered into the drawing twice, and those investing $25,000+ will be entered in the drawing three times!

Would your company benefit by generating leads with other BIA members?

If so, we have targeted publications, events and sponsorships that will help excel your business, and you could walk away with a great prize!

Deadline: 5:00 p.m. Thursday December 18, 2014 For more information contact Melissa Mattingly: Melissa@bialouisville.com 502-664-9543 or Kimberly Greenwell: Kimberly@bialouisville.com 502-386-7038

december 2014 15

Affordable Insurance A Member Benefit That Helps Your Bottom Line

By Stacy Smith Rogers

One of the biggest member benefits of BIA is access to its insurance offerings, specifically worker’s compensation and medical insurance. Director of Member Services Dawn Agnew urges members to consider how the health and worker’s comp insurance programs offered through the association can benefit them. “Members will not be able to find rates and benefits like these in other places,” she said.

Make Worker’s Compensation Insurance Work for You Since 1979, the Kentucky Associated General Contractors Self Insurers’ Fund (AGCSIF or the Fund) has been providing workers’ compensation coverage for thousands of construction/contractor-related businesses across the state. The Fund was specifically designed to provide workers’ compensation for construction/contractor-related entities.

That’s one reason why Chris Hickman, underwriting manager for AGCSIF, says the Fund is ideal for BIA members. “We’re focused solely on the building industry. We’re a small outfit with less than 30 employees who provide administration of the day-to-day activities, but we can turn on a dime. We constantly hear that our customer service is unrivaled,” he said.

The savings by using this program easily pays annual dues, and members receive coverage backed by 35 years of expertise in the industry.

For 20 consecutive years, the Fund has returned dividends to qualifying members totaling more than $140 million. According to Hickman, businesses who are eligible to receive dividends and have no losses can sometimes get back 20-30 percent of the premiums they pay each year.

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“We now have $42 million in the pool for future payouts, so we don’t plan on slowing down,” he said.

Did You Know?

• With a membership consisting of over 4,800 insured companies, the Fund is one of the largest providers of workers’ compensation in the state.

• The Fund is the only group self-insured fund in Kentucky to have an A.M. Best Company Rating - and has achieved that every year since 1998. Currently their financial strength rating is A- (Excellent) for their category size of $50 million to $100 million.

• After five consecutive years in the Fund, a business becomes eligible to receive dividends should the Fund be returning dividends at that time.

(Since 1994, and every year since, the Fund has returned dividends totaling $140 million.)

How Do You Join the Fund?

In order to access the Fund a company must be a member (or join within 30 days) in good standing at one of the seven trade associations in Kentucky – BIA is one of those associations. Businesses are eligible to be part of the Fund if they are construction/contractor-related.

For more information, visit the Fund’s website at www.kyagcsif.com.

Affordable Insurance Medical Insurance That Makes Sense (and Saves Cents) Through membership in BIA, qualifying businesses can offer quality health insurance for members and their employees at costs that are normally well below market rates. The Home Builders Association of Kentucky Anthem Health Plan administered by Logan Lavelle Hunt is part of a larger trust governed by a board of representatives from participating associations. It’s also part of a separate rating pool, covering about 3,000 employees statewide, with historically better claims experience than Anthem’s general small business pool. Benefits of the HBAK insurance program include: • COBRA administration package that bills participating former employees and pays insurance carriers directly

than Anthem’s direct rate. “We’re the only company that has access to this plan. And when 2016 rolls around and the Affordable Care Act takes full effect, if you like it, you can still keep it. If you’re a company with between two and 50 employees and you’re not in the plan, you might want to check it out,” he said. Strong explained that if a company has a relatively healthy group, the plan will offer a better rate. For companies with sicker employees, the community rate offered through the Affordable Care Act might be a better option. If that’s the case, Strong said that Logan Lavelle Hunt will steer clients down that path. “We will always do what is in the best interest of the customer,” he added.

“We’re the only company that has access to this plan.

And when 2016 rolls around and the Affordable Care Act takes full effect, if you like it, you can still keep it. If you’re a company with between two and 50 employees and you’re not in the plan, you might want to check it out,”

• Section 125 Premium-Only Plan

• Option to pay manually adjusted bill

• Consolidated billing of multiple lines

• Helps participating employers with ERISA compliance by creating and distributing Summary Plan Descriptions

- Stephen Strong

According to Stephen Strong, sales manager at Logan Lavelle Hunt, members can benefit from simply checking out the health plan offered through HBAK because the association is considered a large employer and is allowed to risk rate, which enables companies to be evaluated individually and get a rate that has, on average, been 10-15 percent lower

The benefit for BIA members is the potential to save money with lower rates on health care insurance and to provide their employees with the added benefit of access to quality heath care. The uniqueness of the HBAK plan is what Strong described as “a potential solution for the rising cost of healthcare than no one else has.”

Questions about Health Insurance (or any insurance for that matter)?

We have the answers.

Lower health insurance rates are a available to qualified BIA members.

Insurance can be confusing. We are here to help. As the sponsored insurance agency for the Home Builders Association, we understand the options available. Let us help you find the best programs to meet your needs.

Proudly Representing

(502) 499-6880 info@LLHins.com www.LLHins.com

december 2014 17

Louisville Builder is committed to keeping our members informed about emerging and anticipated legal issues that could impact the building industry. This month we talked to several noted Louisville attorneys concerning their views on a variety of issues of particular interest to the BIA membership.

By Nancy Miller

Deborah Bilitski Wyatt, Tarrant & Combs The Kentucky Revised Statue, Chapter 100, was amended to reduce the required public hearing notice for zoning changes from 30 to 14 days.

Another development is that we completed a comprehensive review and update of the Land Development Code, offering 194 recommended revisions in eleven chapters. The first round involved some clean-ups, and the second round involved more substantive changes.

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One of the changes is that notification requirements for various types of meetings have been standardized. The notice period is now 14 days for all cases. Other changes are those relating to permit and conditional use listings and to landscaping and tree preservation regulations, among others.

The Planning Commission will likely adopt a policy that requires applicants to provide notice at the time of filing an application. Even a pre-app, which is a very preliminary submittal we make to Planning and Design to get initial feedback on the feasibility of a project, will

Legal Issues be required to notify adjoining property owners at that early stage at which we file an application. The Planning Commission’s Policy and Procedures Committee, of which I am a member, voted that the Commission adopt that as a policy. I was against it but was in the minority. We already provide substantially more notice than what’s required statutorily. The 2003 code already incorporates a neighborhood meeting requirement for zoning changes or conditional use permits. We go to the neighborhood, explain the project to the adjoining property owners and take their comments. We then prepare a summary and submit it with our formal application. The new requirement will require that we give notice before we have even determined if a project is feasible. We have to sound alarm bells about something that may or may not happen in a significantly different way based on the feedback we receive.

Harry Borders Borders & Borders Flood insurance, which is federally subsidized, is wreaking a bit of havoc. In the mid ‘70s, the government decided to encourage building and development in the flood plains. In 2012, Congress passed a law that was going to remove the subsidy in 2014. Unfortunately, nobody in Congress bothered to find out the implications of removing the subsidy, which would have revealed the increase in flood insurance rates.

Changes went into effect in January, resulting in premiums going through the roof. For example, there is a $150,000 house on the river in Louisville for which premiums have historically been $3,000 a year.

When the prospective buyer inquired about flood insurance, he found that the premiums had escalated to $24,000 a year, meaning he would be repaying the cost of the house every six years in premiums. Needless to say, that deal fell apart. Premiums for a $35,000 house off Cane Run Road went from $500 a year to $3,000 a year, which effectively means the mortgage payment on that house in the flood zone is the same as a mortgage payment on a $70,000 house that’s not in the flood zone.

“Changes went into effect in January, resulting in premiums going through the roof. For example, there is a $150,000 house on the river in Louisville for which premiums have historically been $3,000 a year. When the prospective buyer inquired about flood insurance, he found that the premiums had escalated to $24,000 a year...”

- Harry Borders

Congress has allowed for an annual increase in the premiums of 15 percent per year, on average, with a maximum of 18 percent per year for the next three years and a month. In 2019, the subsidy disappears again. The rationale behind why the law was passed in the first place was that people not living in a flood zone didn’t want to subsidize someone having a river or ocean view. That made sense but not as much sense when you realize that Congress encouraged it. As a result, many properties will end up in foreclosure.

In addition, technology has changed regarding how a property is determined to be in a flood zone. Formerly, regular survey equipment was used to determine elevation. Now, it’s done by GPS. Also important is a bill that will probably be passed in 2015 that relates to buyers purchasing a home that’s part of a homeowners’ asso-

ciation. There’s currently a law that states that purchasers of condos in Kentucky have the right to receive a condo certification that outlines things a buyer needs to know to feel comfortable making a purchase.

The buyer has a five day period to decide not to buy. The difference between a condo association and a home owners’ association is that almost every condo association is active, but homeowner associations are often not active. In the latter case, whether new construction or existing construction, there’s no association certification because there’s no association. As the bill is drafted, the buyer will have five days to walk away, which I think is a mistake. We have enough buyers who are trying to get out of the purchase on flimsy grounds in the first place. If there is a nonfunctioning or nonexistent association, it seems illogical to allow the buyer to walk away.

The third issue involves the 1031 tax deferred exchange. About 60 percent of commercial sales have either a buyer or seller, or both, doing a 1031 exchange. There’s a push within Congress to completely eliminate the 1031 exchanges, which will have an impact on about 60 percent of sales. A large percent won’t sell if they’re going to get hit with capital gains taxes. Not much has been said about it to this point, but we have to all get together and speak loudly that the 1031s remain.

James T. Lobb Weber & Rose Lending continues to be tight but is loosening up for subdivision and commercial use development. There’s a great deal of concern in the market of commercial developers about refinancing loans because the new lending guidelines are playing havoc with their loans.

But there are still many opportunities for developers who were careful to maintain high quality credit and reputations. I compare it to stock investors looking for blue chip stocks. I get the impression that lenders are looking for blue chip developers, those with impeccable credentials and strong financial statements. For those people, and they are rare in the market, almost any kind of deal is doable. The people who were able to maintain their portfolios and profitability are the same handful of developers all the lenders are chasing The institutional folks I represent, those who are able to self finance, see this as a tremendous time and opportunity to pick up good quality properties.

“There are always rumblings about Congress closing the loop hole on 1031 tax deferred exchanges. It’s a continual concern that never comes to fruition.”

- James T. Lobb

I haven’t seen much activity in subdivisions. In my experience, there’s some turnaround, and those lenders, by necessity, are having to partner up with developers to move some of the inventory they took over in foreclosure.

Some of my clients have joined the rush to build apartment buildings. I see that as a hot market for the foreseeable future. I have started to hear talk that there’s so much effort and energy going into that market that there’s a bubble building, but I think we’re a long way from hitting the saturation point.

There are always rumblings about Congress closing the loop hole on 1031 tax deferred exchanges. It’s a continual concern that never comes to fruition. Congress has never been willing to close the loophole because they see public policies behind it as policies they want to advance. I don’t think it will be closed any time soon. december 2014 19

Legal Issues

“Although many employees use smartphones for email and texting, most businesses probably don’t have any kind of written policy about that. The businesses probably need some kind of authorization arrangement with employees acknowledging that the information belongs to the company, and stating that the employee would return the information or delete it, or at least, agree not to use it against the company.”

- Bissell Roberts

Timothy W. Martin Frost, Brown Todd New Truth in Lending Real Estate Procedures Act disclosure rules will be going into effect August 1, 2015. There will be some significant changes for purchasers, meaning they will have to go through some different disclosure process in order to get to a closing. A lot of the regulations are currently being drafted by HUD. Those individuals who are following all of the legislation anticipate there could be some potential delays in closing because if there are modifications in the HUD document, it will be necessary to renotify and send out notices which could delay things from five days to a week. BIA members should start getting familiar now with those changes in case there is a delay.

A BIA task force is in the process of finalizing an addendum to the Greater Louisville Association of Realtors contract so that in those instances in which one of our members is approached by a potential buyer and may have a realtor involved in the GLAR, our members may use the GLAR form contract as opposed to the BIA form contract.

The addendum includes some of the mandatory requirements that are applicable to new home construction although, typically, the GLAR form is for resale.

“I encourage our members to stay attuned to all priorities being initiated by NAHB, particularly as they pertain to the mortgage deduction.”

- Timothy W. Martin I encourage our members to stay attuned to all priorities being initiated by NAHB, particularly as they pertain to the mortgage deduction. There has been some discussion whether the mortgage interest deduction should be somehow limited, or removed totally, which would be devastating to the industry.

Bissell Roberts Bardenwerper, Talbott & Roberts I often talk to my clients about the different types of powers of attorney for small businesses. One is a limited power of attorney that authorizes the person who receives it to do certain things, or a single thing, such as sell an automobile. That is preferable to giving someone a general power of attorney that’s broad in scope and allows for virtually anything. My recommendation to someone who’s considering using a general power of attorney is that they consider a “springing” power of attorney that will be effective upon certain conditions, usually relating to the grantor’s physical or mental health.

Business owners in Kentucky should be aware that the state has en20 louisville builder • bialouisville.com

acted House Bill 232 pertaining to cyber security breaches. A law that went into effect in July that applies to almost every business basically requires that if there’s a security breach involving personal information, such as first and last name, address, driver’s liscense and social security numbers and credit and debit card information, the business is required to notify its customers within a fairly short period of time. If not, the attorney general could seek an injunction against the business and it could be exposed to possible litigation and damages.

Many of the security breaches aren’t those that involve hacking a computer network, but breaches that occur through the negligence of or accident by staff. They may have lost a laptop, thumb drive or cell phone that contained important information.

Although many employees use smartphones for email and texting, most businesses probably don’t have any kind of written policy about that. The businesses probably need some kind of authorization arrangement with employees acknowledging that the information belongs to the company, and stating that the employee would return the information or delete it, or at least, agree not to use it against the company.

Other things that can arise in this area deal with hourly employees who may work at home dealing with emails, and whether they should be paid for that time. Also, an employee may think that if they aren’t at the office, they may be exempt from certain issues such as harassing other employees via a cell phone. It’s also a good idea to have a policy about employees using cell phones while operating machinery or a motor vehicle.

“I think the key to this case is that it may not be a good idea to have a single signer on checks.

Secondly, the Uniform Commercial Code requires you to review your bank statements within a reasonable period of time.”

- Bissell Roberts

Another area of concern is illustrated by a recent case published by the Kentucky Supreme Court that involved a small business that had multiple bank accounts. The owner had authorized a longtime secretary to sign checks. The employee, who was also keeping the books, got involved in illegal check writing through check kiting. Litigation involved a claim against one of the company’s banks. I think the key to this case is that it may not be a good idea to have a single signer on checks. Secondly, the Uniform Commercial Code requires you to review your bank statements within a reasonable period of time. In this instance, the owner lost the case because he waited over three years to sue the bank.

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802 Lily Creek Rd., Suite 101 Louisville, KY 40243 502.254.2110 Hiatt@bbalaw.com bbalaw.com december 2014 21

Wonderful food catered by Serendipity Catering

BIA Associate Vice-President Tom Raver, Derek Smothers, Bill Bardenwerper, & former BIA President Billy Doelker

Andrew Noland with BIA President Perry Lyons

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Co-PAC Chairman Bob Thieneman Jr., Hal Heiner, & Teresa Morgan

Large crowd awaits the names of the winners.

550 Tickets Sold at PAC Night

The PAC Night event was held on Monday October 6th at the Locust Creek Clubhouse. This year was another success with all 550 tickets sold! Thank you Chairman Bob Thieneman, Jr. and Co-Chairman Bob Marrett for leading the charge.

2014 PAC Ticket Winners 1st place: John Miranda of Pinnacle Properties won 10,000 2nd place:

David Meyer of Old Kentucky Insurance won $2,000 3rd place:

Hilario Solis of Solis Masonry won $500 The Ticket Sellers also won big 1st place ticket seller: John Miranda won $1,000 2nd place ticket seller: Tom Raver won $250

1st Place: Former BIA President John Miranda with his wife Debbie

CO-PAC Chairman: Bob Thieneman & Bob Marrett Team Captains

Rocco Pigneri of Ball Homes with Co-Captain Tom Raver of Fireplace Distributors; Larry Hobson of Louisville Paving with Co-Captain Jeremy Esposito of Esposito Construction; Leo Thieneman, Jr. of Leo Thieneman & Sons, LLC with Co-Captain Joe Dumstorf of The Trend Appliance Company Joe Simms of Re/Max Associates Joe Simms Group with Co-Captain Rob Eberenz of Robert L. Eberenz Jr. Builder, LLC Captain Billy Doelker of Key Homes with Co-Captain John Miranda of Pinnacle Properties

3rd place ticket seller: Perry Lyons won $100 The six $100 winners included: John Sizemore of 2-10 Home Buyers Warranty Dale Hellmann of Prudential Heating Grant Cox of Cox Interiors John Allgeier of Java Realty Investments Bryan Wiegandt of Century Mortgage Chris Knopf of Pinnacle Properties Special Thanks...

A huge thanks goes to Bob Marrett for hosting this event for us, Lou at Serendipity Catering for drawing the tickets, Derek Smothers & Greg Smothers for providing the speaker system, and the many folks that sold tickets this year! december 2014 23

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membermeetings sales and marketing Council

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Mailing Address: 3107 Pinoak Dr. LaGrange, KY 40031

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L to R: Rodny Davidson, First Community Mortgage; David Austin, Boland Maloney Lumber; Amber Smith, Century Mortgage; Coach Burt; Michael Hunt, Pella Windows; Kim Peach, Pella Windows; Lauren Thieneman, Carpet Specialists; David Turner, Carpet Specialists

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On October 23rd, the Sales & Marketing Council (SMC) held their quarterly breakfast meeting at Big Spring Country Club. Coachepreneur Micheal Burt, the guest speaker, drew a crowd of over 70 members. Coach Burt is a life coach who spoke to the group about sales and being a “Zebra” (being different, standing out) and being a “Cheetah” (on-the-go, far ahead of the rest). Coach Burt is a former championship coach and the author of ten books. He brought excellent ideas to the table for SMC. You can follow Coach Burt at YouTube.com/CoachMichealBurt for even more great ideas. If you would like more information about becoming a member of the Sales & Marketing Council, you can contact the BIA office at 502.429.600 or email Director of Member Services Dawn Agnew at Dawn@BIALouisville.com. sponsored by:

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december 2014 25

spikelist

All-Time Big Spike 1500d John Miranda, Pinnacle Properties of Louisville ...........2553

Grand Spike 1000d Ellery Esposito, Esposito Construction, Inc. .................1219 Stanley G. Logan, Jr.,

Logan Lavelle Hunt Insurance, Inc. ......................1129 Robert L. Eberenz, Jr.,

Robert L. Eberenz Jr., Builder, LLC......................1071 Richard S. Buttorff, The Buttorff Company ...................1054 Joe Pusateri, Elite Homes, Inc. ......................................1025

Statesman 500d Robert Welch, Welch Builders, Inc. .................................876 Keith Eberenz, Keith Eberenz, Builder ...........................828 James R. Skaggs, Omikron Construction Co. -Honorary.815 Robert A. Peterson, Jr., Robert A. Peterson, Jr., Co. Inc. .. 785 Michael L. Montgomery,

MONTCO Builders, Inc. -Honorary......................767 Bill Reisert, Sr. , Reisert Insurance Agency ......................695 Robert H. Marrett, CMB Development Co. ...................663 Dale Hellmann, Prudential Heating and Air...................605 Glen E. Stuckel, Glen E. Stuckel Builder, Inc. ................579

400d A. Thomas Sturgeon, Sturgeon & Associates Inc. ............483 Fred R. Dallenbach, Dallenbach Builders, Inc. ................467 Richard Eberenz, Richard Eberenz, Builder -Honorary...446 Rusty Wessel, Wessel Insurance Agency, Inc. ..................434 Clete Reinhart, Reinhart Construction Co. .....................430 Stan Humphrey, Stan Humphrey Construction...............428

Super Spike 250d Richard Miles, Dogwood Homes of Kentucky.................380 Bob Thieneman Jr., Estate Homes....................................380 Richard Bean, B B & T, retired.........................................367 Carl Baker, Sterling Development Corp. .........................365 Tom Raver, Fireplace Distributors....................................334 Don Petty-Honorary........................................................303 Michael “Rocky” Pusateri, Elite Homes...........................294 William (Bill) Wilkinson, Wilkinson Builders, Inc..........291 Jeremy Esposito, Esposito Construction...........................287 Pat Thieneman-Seitz, Thieneman-Seitz Builder ..............284 Clifford Thieneman, Clifford Thieneman Co. Inc. ...........268 Billy Doelker, Key Homes................................................268 J. Robert Westerman,

J. Robert Westerman Builder -Honorary.................253

Trophy - 200 Leo Thieneman, Sr., Leo Thieneman Co., Inc. .................248 Steve Church, Logan Lavelle Hunt Insurance.................240 Scott Jagoe, Jagoe Homes.................................................231 Roger Plamp, Plamp-Keen Agency, Inc. .........................227 Teresa Morgan, Semonin Realtors...................................224 Roger Bright-honorary.....................................................220 Greg Esposito, Greg Esposito Contractor. ......................220 Jesse Francis, Francis & Company....................................217

Royal Spike - 150 Lafe McGary....................................................................196 Roger Harbison, Cornell Harbison Excavating................194 Dave Smith, Blacksmith Homes .....................................192 David Lurding, Lurding Homes......................................178 John F. Pohlman, John F. Pohlman Builder, Inc. -Honorary....167 Robert L. Eberenz, Sr., Robert L. Eberenz, Inc. -Honorary....154 Pat Durham, Pat Durham Bldr, Inc. ................................154

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Red Spike - 100d Jack Band, Jack Band Builder, Inc. ...................................144 Sherrie Kruse, First Capital Bank.....................................142 Charline Neal, Primerica Financial Services.....................140 John Thomas, Boland Maloney Lumber...........................136 Scott Yates, Paragon Homes ............................................134 Jerry Blacketer, The Blacketer Co......................................132 Mike Isaac, Isaac Contracting & Design .........................123 John Rueff, Brecher Co.....................................................117 Bruce Rademaker, Thoroughbred Associates, Inc. ...........111 Perry D. Lyons, Perry D. Lyons Builder...........................107 Sidney J. Anderson, S.J. Anderson Builder, Inc. ...............103 Don Karem, Karem Built Homes, Inc..............................100 Robert D. Ford, R. Ford Construction Co., Inc. -Honorary....100 75d Shawn Corrigan, Corrigan Electric....................................96 John Lannert, Lincoln Insurance Agency...........................96 Terrance O’Rourke, O’Rourke & Associates .....................94 Ron Wolford, Ron Wolford Builder, Inc. ...........................87 Amos Martin, Amos Martin Builder ................................83 J.D. Nichols, NTS Corporation .........................................83 W. Bryant Brown, Brown & Carpenter Co., Inc. ..............83 Joe Dumstorf, Trend Companies of Kentucky....................83 Carol Daugherty Epley, Daugherty Insurance Agency ......76 Michael O’Dea, Michael O’Dea Builder............................76 Jeff Thompson, Jeda Homes................................................75

Green Spike - 50d Mike Jones, Signature Green Properties, LLC...................71 Mark Aschbacher, Lincoln Insurance.................................69 Leo Thieneman, Jr., Leo Thieneman & Sons, LLC............69 Kevin Passanisi, PC Home Center.....................................69 Ron Hartman, Ernst Concrete. .........................................67 Rocco Pigneri, Ball Homes.................................................64 Brendan Kavanaugh, Great Northern Building Products...64 Vic Koestel, General Shale.................................................63 David Mikels, Graber’s Insealators.....................................59 James Pope, Nicklies Development....................................57 Ken Thieneman, Ken Thieneman Builder...........................56 Christopher J. Knopf, Pinnacle Properties of Louisville ....56 Ron Colyer, Colyer Construction.......................................55 Frank Arnold, Prudential Heating & Air Conditioning ...55 Jim Travis, Jim D. Travis, Builder ......................................55 Chris Cundiff, Logan Lavelle Hunt Insurance...................51 Derek Smothers, Quality One Steel Design Inc................50

Life Spike - 25d Ken Block, Hyland, Block & Hyland, Inc. ........................49 David Monsour, Monsour Builders....................................49 Deepa Kamat, Granite America.........................................48 Chris Osborne, DeVille Homes.........................................48 Phil Fackler-Fackler Homes...............................................46 Paul Miele, K-I Lumber & Building Materials..................44 David Rateau, Rateau Construction ..................................43 Dave French, LG&E..........................................................43 Davis Boland, Boland Maloney Lumber.............................43 Greg Schrenger, Schrenger Construction ..........................43 Melanie Pearson, Logan Lavelle Hunt Insurance...............42 P.R. Lancaster, Lancaster Built Homes..............................42 Penny Love, Design Innovations, Inc.................................40 Phillip Wayne Leigh, Phillip Leigh, Inc.............................39 Mike Effinger, Effinger Construction.................................38 David Ernst, Prestige Builders............................................38 Mike Hall, K-I Lumber & Building Materials .................36 Chris Palmer, DEEM.........................................................36 Woody Hamilton, Semonin Realtors ................................35

Mike Sanders, Mike Sanders Builders................................35 Jason Black, Stonecroft Homes...........................................35 Ben Tyler, Ben Tyler Building & Remodeling ...................35 John Sizemore, 2-10 Home Warranty................................33 Frank Taylor, L&T Properties............................................33 Larry Link, Bonnycastle Appliance & TV.........................33 David Stemler, PC Home Stores........................................32 Renotta Henson, Victory Home Builder ...........................30 David Bright, Bright Built Homes.....................................30 Jerry Ostertag, Closet Factory............................................29 Ben Peerce Swindler, Ben Peerce Swindler, Builder ..........29 Vince Kimbel, Kimbel Construction..................................29 Carolyn Miller, Sure Linc Services.....................................28 Mike Judah, Judah Real Estate ..........................................28 Dan Smith, Stonelake Homes ...........................................27 Roger Hack, MRC Construction.......................................27 James French, J & L Construction.....................................27 Brandon Bailey, Bailey Remodeling...................................27 Terry Hagerman, Terry Hagerman Builder........................26 Ron Fonk, Woodfield Homes.............................................26 Delbert Mulhall, Delbert Mulhall & Sons, Inc. ................25 Douglas Amlung, Amlung Construction Company............25

Spike - 6d Ryan Miranda, Churchill McGee.......................................24 Kari Vogedes, Logan Lavelle Hunt Insurance....................24 Todd Hemmer, Lee Brick & Block ...................................23 Joe Simms, Re/Max Associates..........................................22 Lisa Lynn Knight- Lisa Lynn Designs...............................20 Clifford (Pete)Thieneman, Clifford Thieneman Co, LLC..20 Lindsay Raidt, Chenoweth Construction...........................19 Peter Cooper, Ansac, Inc.....................................................17 Jason Orthober, Orthober Custom Homes........................17 Brad Lehmann, Lehmann Homes.....................................17 Dennis Montana, Lawn Care Co., Inc. ..............................17 Joe Kroll, Joe Kroll Builder.................................................16 Andrew Holden, Commonwealth Bank & Trust...............15 Leah Alexander, Hawkeye Security....................................15 Chris Fuelling, Fuelling Built Homes.................................14 Barry Buffat, Barry Buffat Builder......................................14 George Miller, Suburban Construction & Management....13 Kerrin Hester Jr., Hester Construction ..............................13 Bob Duggins, Kenutcky Concrete......................................13 Clay Jones, The Jones Group..............................................13 Steve Purdy, Prudential Heating & Air..............................13 Scott Church, Logan Lavelle Hunt Insurance....................11 David Weis, Meridian Construction...................................11 Tim Henson, Amercia’s Floor Source................................11 Howard Ferriell, H. D. Ferriell, Inc....................................11 Jarrod Vowels, Dominion Homes.......................................10 James Robertson, Bond Electric.........................................10 Palmer Cole, Bently Construction......................................10 Donald Wirtzberger, Sierra Design & Construction............9 Mike Danzinger, SB Home Renovations.............................9 R.L. Lanham, R.L. Home Services......................................8 Tom Sims, CBRE/Louisville................................................8 Floyd Chelf, Chelf Insurance Agency..................................8 David Richardson, David Richardson Builder......................8 David Westfall, Homework Residential Renovations, Inc....7 Brad DeVries, Semonin Realtors..........................................7 John Hollenbach, Hollenbach-Oakley.................................7 Kevin Rich, Rich Design Studios.........................................7 Mickey Corcoran, Mickey Corcoran Builder.......................7 James Duke Greene, Cimarron Construction, Co................7 Deborah Bilitski, Wyatt, Tarrant & Combs..........................6 Chad Peyton, Peyton Contracting, LLC..............................6 Greg Burrus, Burrus Architecture & Construction, LLC....6

membernews

associatescommittee

corner HOW CAN I GET INVOLVED?

Greater Louisville Association of Realtors Learn the Benefits of New Construction The Greater Louisville Association of Realtors (GLAR) recently enjoyed a hands-on class regarding the benefits of new construction.

The goal of helping to inform agents about the benefits of new construction was met with enthusiasm. Thanks to Pat Durham, Joe Simms, Paul Miele and Scott Welch (the host site) for making it happen.

Obituary for Margaret “Margie” A. Gibson Margie A. Bedford Gibson, 68, of Louisville passed away Sunday, November 9, 2014 at Norton Brownsboro Hospital with her family by her side. She was the senior bookkeeper and administrative assistant for R.J. Thieneman and their family of builders, a loving wife and mother.

Obituary for Samuel “Sam” Farwick Sam Farwick, 43, of Louisville passed away Wednesday, October 15, 2014. Sam was born in Louisville to the late Donald Joseph and Mary Rita Smith Farwick. He was a regional sales manager in the millwork industry for Architectural Window and Door, a member of St. Martha Catholic Church, the past Commander of the Sons of the American Legion Post 201 and a member of the Ancient Order of Hibernians.

Milton- Madison Bridge Marks Historic Construction Achievement Eighty years after its grand opening at the outset of the Great Depression, the Milton-Madison Bridge Project was responsible for another historic achievement. Spanning nearly a half mile, the Milton-Madison Bridge is the longest bridge in North America to be physically moved to a new location, utilizing new technology to physically slide it 55 feet downriver onto newly refurbished piers.

Jan Andrew, BIA Accounting Director, plays clarinet for the Madison Indiana Community Band, which performed for the dedication. “I was glad I got to participate in this historic and meaningful event,” she said. “To be able to play for both Governor Beshear [KY] and Governor Pence [IN] was an honor.”

The Madison Indiana Community Band’s annual Christmas Concert will be at The Clifty Inn on Tuesday, Dec. 9 at 7:30. The inn will serve a dinner buffet starting at 5:30 pm. More information can be found at www.madisonindiana.us/madison-community-concert-band.

One of the first questions an Associate may ask BIA or ask themselves is, “How can I get involved?” There is more than one answer to that question. BIA offers many different avenues for an Associate Member to be involved with Builders and other Associate Members who may also benefit from your company’s service.

Look on our website (www.bialouisville.com) at the different Councils and Committees that we offer. The Sales & Marketing Councils primary goal is to increase the professionalism of new home sales and marketing. They also have an annual awards banquet that recognizes top sales agents and Builder members of the BIA Louisville.

If you are new to the Association and just want to familiarize yourself with the other Members’ names and faces, the Membership Committee or the Retention Committee may be a great place to start. This will put you in contact with members who are up for renewal or new members when they join.

BIA offers a Commercial Council that represents the commercial/industrial development and building community.

There is also a Codes and Standards Committee or Governmental Affairs Committee you may be interested in joining.

If your company enjoys participating in Trade Shows, BIA offers several to choose from. You can obtain more information on these shows and any of the committees listed above and the many more we have to offer by contacting Dawn Agnew, Director of Member Services, at 502-429-6000 or by email dawn@bialouisville.com.

Bob Marrett chosen as 2015 HBAK Political Action Committee Chairman John Miranda, Pinnacle Properties of Louisville, LLC & 2015 Incoming HBAK President, has chosen Bob Marrett, CMB Development Co., LLC, to be the 2015 HBAK Political Action Committee Chairman.

The Building Industry Association of Greater Louisville congratulates Bob and is excited about moving forward under his leadership in 2015.

Happy Anniversary to Mindel, Scott & Associates MSA celebrated its twentieth year in 2014. The BIA is thankful for their continued investment in the building industry.

To submit your news, email Tara Brinkmoeller at Tara@BIALouisville.com. december 2014 27

newmembers Associates Approved 10/14 Cardinal Architectural Company Paul Sessum Type of Business: Outdoor living (patio covers, screens (solar), outdoor kitchens) Sponsor: John Thomas JELD-WEN Inc. Howard Murphy Type of Business: Composite exterior trim Sponsor: Kevin Passanisi Presti Construction Mike Prestigiacomo Type of Business: General Contractor Sponsor: John Langford Sound and Secure Kentucky Brandon Clark Type of Business: Security Alarms, Surveillance Camera Systems and Automation Systems Sponsor: Teresa Morgan Dirt Design Construction LLC Crystal Robison Type of Business: Excavating Sponsor: Michael Robison Home Supply Company Dan Oetken Type of Business: New Construction and replacement windows and doors with installation, woodworking, specialty products Sponsor: Jeff Smith

Baker Plumbing Services Unlimited, Inc. Eddie Baker Type of Business: plumbing Sponsor: Bill Reisert New Horizons Demolition, LLC Karen Wine Type of Business: Demolition, smoke stack removal Sponsor: Palmer Cole Westport Custom Cabinets Matt Cooper Type of Business: Made to order cabinetry and custom woodworking Sponsor: Pat Durham BCS Cabinets Bernie Smith Type of Business: custom cabinets, kitchen, office, bath, closet, laundry and built-ins Sponsor: JP Delaney

Affiliates Approved 10/14 Mandy Daep RE/MAX Associates Sponsor: Steph Horne Elizabeth Monarch RE/MAX Associates Sponsor: Steph Horne David Turner Carpet Specialists Sponsor: Rob Eberenz Denise Duncan Carpet Specialists Sponsor: Jeremy Esposito Chad Turner Carpet Specialists Sponsor: Dale Hellman Shelter Distribution Sponsor: Kevin Passanisi

Louisville Fabrication Company-LFC Tim Whitfill Jr. Type of Business: Fabrication & Painting Sponsor: Bill Reisert Reese Wholesale Brian Maguire Type of Business: Roofing, Siding, Window Distributor Sponsor: Pat Durham

membermilestone Congratulations to these Milestone Members. These members have reached a milestone mark in their membership with their renewal in September.

30 Years John Legel Tile Company – John Legel Crawford Excavating, Inc. – William Crawford Brummett Pools, Inc. – Dale Brummett Higgins Construction Company – Thomas Higgins 25 Years Architectural Salvage – Joseph Nicholson 20 Years Triple T Contracting – Steve Tinnell J & B utility Contractors Inc. – Bill Shannon 15 Years Stoess, Nethery & Associates, Inc. – Steve Nethery Douglas Amlung – Registered Builder & Remodeler

28 louisville builder • bialouisville.com

10 Years D & D Carpets, Inc. – Dwayne Doner S. O. Contracting, Inc. – Steve Ogle Gary Wooldridge – Registered Builder 5 Years Triton Stone Group of Louisville, LLC – Tim Taylor 1 Year Oxmoor Ford Lincoln - John Robertson Garage Solutions of Louisville – Greg Guelda Alex Framing and Roofing – Alex Gonzalez Evans Event Solutions – Brendan Evans Signature Green Properties, LLC – Mike Jones Damon Garrett – Registered Builder U. S. Lumber Group – Jonathan Ramsell

honorroll

As of November 1, 2014

Builders: Blacketer Company

Clifford Thieneman Co., LLC Associates: 1st Choice Insulation A&G Drywall, Inc. Bachman Commercial Sales Bardenwerper, Talbott & Roberts BB&T Bonnycastle Appliance & TV Boral Bricks Carpet Specialist Century Mortgage Company Corrigan Electric and Home Systems Cunningham Door & Window

Door Store and Windows Fifth Third Bank The Flooring Gallery Frost Brown Todd, LLC K-I Lumber & Building Materials L & N Federal Credit Union Logan Lavelle Hunt Insurance Louis E. Hobbs Construction Co. Inc. McDonald Marble & Stone Inc. PC Home Center PPG Porter Paints Pro-Build

Quarry Bluff Estates Republic Bank RJ Thieneman Sam Kinnaird’s Flooring and Granite Screens of Kentucky Sonne Steel The Trend Companies of Kentucky Triton Stone Group Wells Fargo Home Mortgage Window World

A special thanks to all Honor Roll Members!

For more information on how you can be listed on the BIA Honor Roll, please call Melissa or Kimberly at 429-6000.

memberspending The following have applied for Registered Builder/Remodeler membership or Associate Builder/Remodeler membership. Members with pertinent information about applicant’s suitability to become a registered member of the Association, particularly credit information, are requested to contact the Registered Builder Committee, c/o the BIA office at 1000 N. Hurstbourne Parkway, Louisville, KY 40223 by mail or you can fax information to Margie at the BIA office at 429-6036.

Pending Registered Builders:

David Greenberg Select Homes LLC 143 West Market Street Louisville, KY 40245 562-1209

Colin Osborn Traditional Homes LLC 9418 North Commons Blvd Suite 300 Prospect, KY 40059 208-4002

Sponsors: Perry Lyons

Pat Durham

Sponsors: Daryl Hardy

P. R. Lancaster

corporatesponsors Special thanks to these 2014 BIA corporate sponsors:

december 2014 29

calendarofevents

December

advertiserindex Back Alley Ornamental Iron......................... 25

2

New Member Orientation 9:00 a.m., BIA

3

Membership Committee Meeting 10:30 a.m., BIA

3

Land Development Committee 10:00 a.m., BIA

3

SMC Award Application Deadline

10

Registered Builder Meeting 10:00 a.m., BIA

Bonnycastle Appliance & TV......................... 21

11

Code Meeting 11:00 a.m., BIA

Dauenhauerr Plumbing.................................. 9

12

Holiday Party 6:30 p.m., The Hyatt - Downtown

Duggins Co., Inc........................................... 25

17

Executive Committee 1:00 p.m., BIA

DWB Restoration II, Inc............................... 25

17

Board of Directors Meeting 3:00 p.m., BIA

The Flooring Gallery...................................... 9

24

Christmas Eve BIA office closed

25

Christmas Day BIA office closed

31

New Year’s Eve BIA office closed

January 1

New Year’s Day BIA office closed

6

Membership Committee Meeting 10:30 a.m., BIA

7

Associate Advisory Committee Meeting 3:00 p.m., BIA

17-18

Home Product Expo Paroquet Springs Conference Centre, Shepherdsville, KY

27

BICF Committee Meeting 10:00 a.m., BIA

28

Executive Committee 1:00 p.m., BIA

28

Board of Directors 3:00 p.m., BIA

29

SMC Award Lunch Big Springs Country Club

BIALouisville.com

Go to Events & Classes at the new BIALouisville.com to view a calendar of all BIA events

30 louisville builder • bialouisville.com FACEBOOK

Barber, Banaszynski & Hiatt, PSC............... 21 Bobcat Enterprises........................................ 25 Boland Maloney Lumber.............................. ibc

K-I Lumber & Building Materials................ifc L&N Federal Credit Union.......................... 13 Logan Lavelle Hunt..................................... 17 Lowe’s............................................................ 4 PC Home Center..........................................obc

Advertising/Sponsorship Opportunities and Deadlines: Home Product Exposition – Concession Sponsorship December 12th Home Garden & Remodeling Show – Stage Sponsorship December 12th Advertising in Home Garden & Remodeling Magazine January 9th Don’t forget about your chance to win BIG prizes.

All who sign a 2015 advertising/sponsorship contract by December 18th are eligible to win.

december 2014 31

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