February Quad Cities Healthy Cells 2011 by Healthy Cells Magazine

QUAD CITIES area Promoting Healthier Living in Your Community • Physical • Emotional

FEBRUARY 2011

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HealthyCells www.healthycellsmagazine.com

m a g a z i n e

• Nutritional

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Games Can Promote Healthy Aging! page 11 Estate Tax Law Changes page 26 Giving Back to the Quad Cities page 32

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“A Doctor’s Confession” (And Why I Still Do What I Do)

Dear Friend:

Perhaps a confession can help clear the air so there’s no misunderstanding. But let me say a few other things first. Ten years ago something happened that changed my life

forever.

At the time, I was a financial analyst for Florsheim in Chicago. I was a former college volleyball player who still loved to play, but I had developed a very painful shoulder problem from all my volleyball playing. I couldn’t raise my arm above my shoulder and what was even worse for me at the time; I could no longer play my favorite sport. It eventually spread to my neck and caused headaches that stopped me from sleeping at night. For more than 2 years I had painkillers, muscle relaxers, and physical therapy that only made me feel better until the next day. I considered surgery, (my doctor in Chicago said that was my only option) but I decided against it. A friend of mine convinced me to give a chiropractor a try. The chiropractor did an exam, took some films, and then “adjusted” my spine. The adjustment didn’t hurt; it actually felt good. I got relief, and I could use my shoulder again. In fact, within only one month, I was back playing volleyball again, at full speed, like I never had a problem. It worked so well that I went to chiropractic school myself. Now people come to see me with their “rotator cuff” problems. Also, they come to me with their headaches, migraines, chronic pain, neck pain, shoulder/arm pain, whiplash from car accidents, backaches, ear infections, asthma, allergies, numbness in limbs, athletic injuries, just to name a few. Several times a day, patients thank me for helping them with their health problems. But I can’t really take the credit. My confession is that I’ve never healed anyone of anything. What I do is perform a specific spinal adjustment to remove nerve pressure. And the body responds by healing itself. We get tremendous results. It’s as simple as that! I have a significantly lower fee plan so that more people are able to afford the care they need. A whole week of care in my office may cost what you could pay for one visit elsewhere. Amazing Offer – When you bring in this article, you’ll receive our entire new patient exam, with x-rays for just $27. That’s it, no kidding. Great care at a great fee – Please, I hope that there’s no misunderstanding about quality of care just because I have that lower fee. I just have that low fee to help more people who need care. My assistants are Carrie and Staci, and they’re both really great people. Our office is both friendly and warm, and we try our best to make you feel at home. We have a wonderful service, at an exceptional fee. Our office is called SCRANTON CLINIC and it is at 2512 18th Avenue, Rock Island, IL (We are “next to, but not in Whitey’s”). Our phone number is 309-786-3012. Call Carrie, Staci or myself today for an appointment. We can help you. Thank you.

– Dr. Rob Scranton, D.C.

P.S. When accompanied by the first, I am also offering the second family member this same exam for only $10. P.S.S. Please hurry, we only have 7 slots available this month for this offer. *Medicare exclusions apply.

February 2011 — Quad Cities — Healthy Cells Magazine — Page 3

FEBRUARY 6

Doctor Of The Month: Dr. Lynn Geick, Family Medicine

Financial Health: Which Couple Can Retire?

Emotional: Aging in Place Allows You to Keep Your Heart at Home

Physical: Games Can Promote Healthy Aging!

Nutritional: Get More Nutritional Bang for Every Bite

Senior Living Tour: Seniors Get a Taste of Real Living

Audiology: Tinnitus is a Symptom

Healthy Living: Top Tips For Heart Health Month

Activities & Events: CASI Calendar

Environmental Health: Four Ways to Reduce Your Waistline and Your Personal Impact on the Environment

Grief Recovery: “is It Ever Too Soon to Recover?”

Preventative Planning: Estate Tax Law Changes

Insurance Coverage: Beating the Health Care Squeeze

Healthy Sleep: Can’t Sleep?

Dental Health: Giving Back to the QC

Activities & Events: Intouch Calendar

This Month’s Cover Story:

2011 Volume 2, Issue 2

Guardian Family Care Providing Loving Home Care and Elderly Care in the Quad Cities page 18

For advertising information, contact Laurie Hutcheson, owner at 563-650-1876, QCHealthycells@gmail.com Healthy Cells Magazine is a division of: 1711 W. Detweiller Dr., Peoria, IL 61615 Ph: 309-681-4418 Fax: 309-691-2187 info@limelightlink.com Mission: The objective of Healthy Cells Magazine is to promote a stronger health-conscious community by means of offering education and support through the cooperative efforts among esteemed health and fitness professionals in The Quad Cities. Healthy Cells Magazine is intended to heighten awareness of health and fitness information and does not suggest diagnosis or treatment. This information is not a substitute for medical attention. See your healthcare professional for medical advice and treatment. The opinions, statements, and claims expressed by the columnists, advertisers, and contributors to Healthy Cells Magazine are not necessarily those of the editors or publisher. Healthy Cells Magazine is available FREE in high traffic locations throughout the Quad Cities, including medical facilities and other waiting rooms. Healthy Cells Magazine welcomes contributions pertaining to healthier living in the Quad Cities. Limelight Communications, Inc. assumes no responsibility for their publication or return. Solicitations for articles shall pertain to physical, emotional, and nutritional health only.

“I wish to thank all of the advertisers who make this magazine possible. They believe enough in providing positive health information to the public that they are willing to pay for it so you won’t have to.” Laurie Hutcheson

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doctor of the month HC: Why Family Medicine? Dr: I medical school you review different specialities and it was a niche that just spoke to me. I like taking care of newborns, and Grandma and Grandpas. I enjoy seeing the family unit. There is such a wide variety of things you see in Family Medicine. It really keeps you on your toes. HC: I see you’re an Iowa Hawkeye fan. I am assuming you went to school there? Dr: I first went to Wartbrug College in Waverly, Iowa, which was a great fit for me and I have such great memories from there. It was great prep for medical school. Then, I went to the University of Iowa School of Medicine. HC: So where did you grow up? Dr: I grew up on a farm in northwest Iowa in a small town called Pomperoy, IA. Growing up on a farm was great. Great values, it laid a good foundation. I have great memories of growing up and I wouldn’t have traded it for anything. HC: What’s the best part of your job? Dr: I would say taking care of patients and making them healthy. Seeing them get better, their blood pressure go down, and seeing the smiles on their faces once they’ve seen their tests results improve. HC: What about the worst part? Dr: I would say delivering bad news and dealing with a difficult diagnosis. HC: How do you deliver the bad news? Dr: Well, you know the patient and the family unit and you and the patient have a communication setting and knowledge already, so you know how to deliver the news in a very caring, compassionate way. Everyone is different, and you have to know the patient. HC: How do you spend your free time? Dr: Obviously, I’m a Hawkeye fan, so I follow them. I run, work out, and enjoy my kids’ activities. It keeps me busy. My first job is a dad, and my second job is a doctor.

Dr. Lynn Geick Family Medicine

HC: Do you have any memorable patients, good or bad? Dr: All the patients you get a bond with; they are really special people. It’s just easy to wake up and go to work everyday. I really enjoy what I do.

r. Lynn Geick is with John Deere Medical Group in Bettendorf and was nominated for Healthy Cells Doctor of the Month by Hollis and Velva Powell of Moline, IL. The Powells said, “We feel very lucky that Dr. Geick is our family doctor. He always takes time to answer our questions and explain everything to us and is on top of our medications. Being a good doctor depends on the good staff he is surrounded with, and Ann, his nurse, is very thoughtful.” Dr. Geick resides in Bettendorf with his daughter, who is a Junior in High School and his son, who is a Freshman.

Do you have a doctor that has gone the extra mile for you? Send your nominations to:

Healthy Cells: So what made you become a doctor? Dr. Geick: I guess it was from being little and seeing my grandparents ill and in the hospital and how the doctors helped them. I explored doing other things, but always went back to being a doctor?

Email: qchealthycells@gmail.com

Page 6 — Healthy Cells Magazine — Quad Cities — February 2011

Doctor of the Month 2807 W 35th St. Davenport, IA 52806

February 2011 — Quad Cities — Healthy Cells Magazine — Page 7

financial health

Page 8 — Healthy Cells Magazine — Quad Cities — February 2011

February 2011 — Quad Cities — Healthy Cells Magazine — Page 9

emotional

Aging in Place Allows You to Keep Your Heart at Home

ome really is where the heart is. Upon retirement - when all of their children have moved out of the house - 90 percent of Americans age 60 and older choose to stay right where they are, according to 20 years of data from the U.S. Census Bureau. And because so many Americans are aging in place, they’re looking for ways to make their homes safe and comfortable for the long term. With just a few modifications, retired couples can make their homes perfect sanctuaries for their golden years. Here are some modification ideas to help you keep your heart right at home: • Staying connected is important for many seniors, especially if they aren’t able to get out of the house as frequently as they used to. There are video/television systems and services available that allow you to chat with a person from a care program while sitting at your dining room table. Program staff can also monitor your house and contact a relative or emergency service if they notice you haven’t moved in awhile. Some couples enjoy the interaction they have with the person on the other end of the video cameras, while others appreciate knowing that if they were to fall or get sick, someone would notice and respond immediately. • Independence is also very important for seniors, and this is especially true in the bathroom. Climbing over a bathtub wall becomes more difficult as people age, and can also make the bathroom very dangerous for slips and falls. A Zon WalkIn Bath has an easy step-in, step-out design with anti-slip floors and internal grip bars that allow you to safely - and independently - bathe in your own home. Because the door opens and seals shut, this walk-in bath allows you to sit down prior to running any water, which can help prevent a slip or fall. Hydrotherapy jets also add additional health benefits, so you can comfortably soak as long as you want. Visit www. zonwalkinbaths.com or call (800) 501-0370 to learn more. • If you plan to stay active in your community, you may need to make adjustments to your vehicle so you can safely and easily negotiate the controls from behind the wheel. Car manufacturers are adapting vehicles to accommodate seniors with such options as seats that swivel to face out the door so you can sit down or stand up easily and not have to bend down at an angle to climb into the seat. Other available adapters are dashboards that push back until the driver is in the seat and ready to start the car, buttons to control the radio and temperature on the steering wheel, and sliding cabinets that help a person load items into the trunk - and get them out easier. • Make your home easily accessible. At least one entrance should be level with the walkway - you may need to build a ramp to accomplish this. Also consider changing the door handles to lever style so if a person is suffering from arthritis, they can still easily open the door. Remote locks and a cov-

Page 10 — Healthy Cells Magazine — Quad Cities — February 2011

ered walkway are also a good idea, because you won’t have to be standing out in the elements while you attempt to unlock the door with a key. The covering also helps prevent ice from building up along the walkway. Finally, installing a good light at all the entrances will allow you to easily see where you are going and any potential obstacles that might be in your way. With a few modifications, your house can be a very comfortable and safe haven for many years to come. And since it’s already a place you call “home,” why not enjoy it during your retirement years?

physical

Games Can Promote Healthy Aging! By Bob Morrison, Development and Marketing Director, Ridgecrest Village

ow can you get the benefits of a physical workout while having a great time? The Chicago Tribune reported that Nintendo has become a sensation in retirement homes, and in a move that has surprised gamers and industry insiders, Nintendo marketed its game console directly to AARP. Wii Sports have made virtual bowling tournaments possible and have induced the elderly to get up out of their chairs with a little physical competition. With the Wii’s emphasis on gentle motions, balance, and coordination, the game system disguises mild physical activity under a heap of outlandish fun. Seniors can get all the enjoyment of a real bowling game without having to worry about throwing out their back while hauling around a heavy ball. Nintendo Wii games are like using a brain fitness program to promote healthy aging. You flex your mental muscles as well as improve physical fitness. Seniors are not only improving their physical fitness status, but they are flexing their mental muscles, socializing and having fun. All these are components of a good brain fitness program. Diane Carbo, Registered Nurse, has Doctors say that regular mild activity can protect the body as it ages and extend the lives of 35 years in the nursing field as a geriatric our grandparents by strengthening bones and loosening joints. Mild exercise is even thought to care manager, encourages you to try Wii decrease cellular aging in the brain. games. Seniors centers all over the coun Physical fitness is a major element to healthy brain fitness. The challenging element to the try are teaching how to play the bowling, Wii program is the more you exercise, the more challenging some of the programs become. golf, tennis and boxing games. Many This is important to a brain fitness program, as your brain loves to be challenged. The increased centers have students to teach the aging challenges can strengthen the connections of the brain to increase response time and improve senior how to play the games. memory. Nintendo Wii games are now being The Nintendo Wii games will also flex your mental muscles in many other ways to proused by hospitals and rehabilitation facilimote brain fitness. Socialization and connecting with others is important to brain health and ties because many of the games actually concentration. use the same movements that would be The best part of using the Wii as part of a healthy aging program is the laughter and exciteused in traditional physical therapy. ment you see in the faces of the participants. The environment is electric as the aging seniors Many aging seniors have lost the abilenjoy familiar interests in a new format. For many seniors it feels like old times again. The Wii ity to pick up a bowling bowl, run on the games have brought back feelings of being young again as the participants flex their mental tennis court, or tolerate the length of time muscles and improve their physical fitness. The Wii is improving the quality of life of many aging a good golf game takes. Loosing the abilseniors. ity to participate in these activities limits The best way to become comfortable with the game is to try it with someone who is expethe life of an aging senior. The Wii has rienced. Seniors may call Ridgecrest Village to give it a try. Don Morrison, a Ridgecrest resident, changed that. offers free lessons from 9:00 to 10:00 am each week-day. Don says, “You may come in anytime There are many aging seniors that during that hour. Not only is Wii exciting and good-natured competition, but it really is a lot of fun!” take participating in the Wii programs very Ridgecrest also has a Wii Tournament the second Tuesday of each month. They alternate seriously. All over the country, there are between Wii bowling and Wii golf. Call at Don 563-388-3369 to join in the fun. now Nintendo Wii leagues for bowling, tennis, golf and the mind academy. These If you would like more information on healthy aging or to take a tour at Ridgecrest Village, call activities improve the quality of life and Bob Morrison or Nancy Stockwell at 563-388-3271 and make yourself at home. healthy aging for many seniors.

February 2011 — Quad Cities — Healthy Cells Magazine — Page 11

nutritional

Get More Nutritional Bang for Every Bite (Family Features)

any have heard the saying, “You are what you eat” – but knowing what to eat can be confusing. There’s so much nutritional information out there, that it’s easy to get overwhelmed. In fact, when the American Dietetic Association (ADA) surveyed people about why they don’t do more to eat a healthy and balanced diet, 41 percent of respondents said they don’t know or understand the guidelines set forth for diet and nutrition. For those who have been confused or frustrated while trying to sort out nutritional information, take note. The following nutrient basics and dietary tips can help you start eating better today.

Lemon Zested Soybean Hummus

Makes about 1 1/2 cups 1 15-ounce can soybeans, rinsed and drained 3 tablespoons Tahini (sesame seed paste) Juice and zest of 1 lemon (3 tablespoons juice) 1 large clove garlic 1/4 teaspoon ground cayenne red pepper, or to taste 1/4 teaspoon sea salt, or to taste Place soybeans, Tahini, lemon juice, garlic, cayenne and salt into a blender or food processor. Cover and puree until smooth yet thick. Add cold water by the teaspoon only if necessary for proper blending. Stir in the lemon zest to taste. Recipe developed by Jackie Newgent, RD, author of “Big Green Cookbook” and “The All-Natural Diabetes Cookbook.”

Page 12 — Healthy Cells Magazine — Quad Cities — February 2011

“Simulation with Soy Replacement Showed That Increased Soy Intake Could Contribute to Improved Nutrient Intake Profiles in the U.S. Population.” Nutrient Knowledge Nutrients are necessary for the body to function properly, maintain energy and structure, and manufacture certain compounds necessary for good health, such as hormones and enzymes. The Dietary Guidelines Advisory Committee (DGAC) found that many adults and children fall short of some key nutrients including vitamin D, calcium, potassium and dietary fiber. The 2010 Dietary Guidelines for Americans encourage people to follow a nutrient-dense, plant-based diet. A nutrient-dense food is one that has a substantial amount of vitamins and minerals relative to calories – it gives you more nutritional bang for each bite. One of the simplest ways to get more nutrients into your diet is to eat soyfoods, particularly soyfoods in their whole form or made with whole soybeans. “Whole soy provides a number of important nutrients, including potassium, magnesium, fiber, antioxidants and calcium, which tend to be shortfall nutrients among the U.S. population,” said Katherine Tucker, PhD, co-author of the paper, “Simulation with Soy Replacement Showed That Increased Soy Intake Could Contribute to Improved Nutrient Intake Profiles in the U.S. Population,” published in the December 2010 Journal of Nutrition Supplement. Making Sense of Soy All soy comes from soybeans, which are naturally grown beans similar in size to a pea. Soybeans have more protein than any other bean and are the only plant-based protein source that contain all nine essential amino acids, making them a source of high-quality, complete protein. Foods made from whole soy are minimally processed to keep soy’s naturally occurring nutrients intact. Soybeans are also a rich source of potassium, which is associated with lower blood pressure: • 1/2 cup green soybeans (edamame) provides 485 mg of potassium • 1/2 cup mature soybeans provides 443 mg of potassium • 1/4 cup mature, dry-roasted soybeans provides 586 mg of potassium • One SOYJOY® bar provides between 220 to 240 mg of potassium For people interested in improving their overall diet, a reasonable goal should be to consume two servings of whole soyfoods a day. This delicious recipe is one way to make eating more soy a tasty endeavor. For more information on whole soyfoods and recipes containing soy, visit www.soyjoy.com.

senior living tour

Seniors Get a Taste of Real Living By Sara Browning

ind out everything there is to know about life after retirement as Healthy Cells Magazine of the Quad Cities area hosts a tour of five local retirement communities to help seniors discover the joys and pleasures of new beginnings. “Out and about” in the Clinton & DeWitt area never sounded so good! Healthy Cells is gearing up for a one-day, Senior Living Tour on May 10, 2011 with transportation provided by Wiersema Charter and Tours. A Fact-Finding Mission The tour is designed to help seniors find just the right place to retire. The fun-filled day provides a unique, non-committal opportunity to learn, and to gather information to help with retirement living decisions, without having to meet face-to-face with a salesperson. Seniors are encouraged to come to this event with questions in mind and to ask the tough questions. ‘What are the extra fees? Do you have a place to park an RV?’ This is a fact-finding mission. We want seniors to go in and grill staff with questions! The tour puts seniors at a power point because they can ask a lot of questions, not feel shy, and get their answers; whereas one-on-one, people are not as bold. Seniors also have the potential to meet residents who live in the homes to discover what they enjoy most about senior living.

What’s In Store Seniors will board a Wiersema Charter and Tour bus to tour five retirement communities; The Alverno Healthcare Facility, Dan Dolan Homes, Genesis Senior Living Westwing, Praire Hills at Clinton, and Regency Retirement Resident of Clinton. Cost is $5.00 per person, which includes lunch and a morning and afternoon snack at one of the retirement communities. Seniors will also receive a large canvas “goodie bag” brimming with goodies. Participants will spend a minimum of 45 minutes at each facility. Signing Up In order to register for the tour, participants must send in the name, address, and phone number of each participant, and mail it along with a check payable to Hutcheson Enterprises ($5.00 per person). Approximately two weeks before the tour, those registered will receive a confirmation of their reservation in the mail that will inform them which bus they will be riding. It’s never too early to begin looking into future living arrangements. The Senior Living Tour is a fun and informative way to start. See you there!

February 2011 — Quad Cities — Healthy Cells Magazine — Page 13

audiology

Tinnitus is a Symptom By Dr. Molly Parker, Parker Audiology & Don White Hearing Aid Center

innitus (TIN-ni-tus) is a sound that a person hears inside their head that no one else hears. Tinnitus is a symptom that is often; but not always, associated with inner ear damage. It is often described as “locusts,” “ringing,” “rushing,” “pinging,” “humming,” or “swishing.” Tinnitus is often caused by sensorineural hearing loss (“nerve deafness”), noise exposure, medications, ear infections, wax build up, and some inner ear disorders such as Meniere’s Disease. Causes cannot always be determined but it important to know when to be concerned about your tinnitus. Tell your physician or audiologist if you experience: • Sudden onset of tinnitus in one or both ears • Loud tinnitus in one ear, especially if it has changed recently • Pulsatile tinnitus, a sound that has a steady rhythm • Tinnitus that is correlated with changes in hearing or balance (vertigo) • Changes in medications that result in changes in tinnitus If your tinnitus is bothersome, it can help to focus on other sounds. Contrary to recent commercials, there is usually nothing that will cure tinnitus. If hearing loss is present, tinnitus can be helped with amplification. Studies document that many people have experienced improvePage 14 — Healthy Cells Magazine — Quad Cities — February 2011

ment from using amplification. Still, hearing instruments are not a cure for all tinnitus cases. Tinnitus can be annoying, but for some it is especially bothersome. Tinnitus can affect sleep, concentration, increase anxiety and even hearing. For those who have severe tinnitus, it can be helpful to share experiences with others who have tinnitus. The American Tinnitus Association (www.ata.org) can be an invaluable resource for information and personal support. Donations are always welcome and are used to further tinnitus research. See your audiologist and/or physician to determine if your tinnitus is concerning and/or treatable. For severe cases that are accompanied by severe sensitivity to loud sounds, it may also be beneficial to visit a more specialized center specifically suited for tinnitus. Dr. Molly Parker is a Doctor of Audiology with Parker Audiology PC and Don White Hearing Aid Service. To schedule an appointment, call 563-326-5441. Visit their location at 1640 W Locust St, Davenport or visit their website at www.donwhitehearing.com.

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We know what you want to hear! February 2011 — Quad Cities — Healthy Cells Magazine — Page 15

healthy living

t’s time to tend to matters of the heart, as February brings with it Valentine’s Day and Heart Health Month. It’s the perfect time for heart-healthy lifestyle choices that can help us enjoy longer lives with our loved ones. Every 25 seconds somebody in America suffers from a coronary event, such as heart attacks or strokes. And heart disease has long been the leading cause of death in the nation. It was this harsh reality that spurred the government to proclaim February “American Heart Month” in 1963. Today, the good news, according to the Centers for Disease Control, is the chance of developing coronary heart disease can be reduced by preventing and controlling factors that put people at greater risk. • Get Moving: Start slow if you aren’t in great shape. Take the stairs instead of the elevator. Take a walk daily and gradually increase your pace. Be sure to consult your doctor before starting exercise regimens. • Limit Fats: Fatty foods can be high in cholesterol and trans fats that can clog arteries and lead to heart disease. There are many smart food choices that can help. • Choose lean meats and poultry without skin: Eat less than 300 mg of cholesterol daily and reduce hydrogenated oils and trans fats.

Page 16 — Healthy Cells Magazine — Quad Cities — February 2011

Opting for fruit instead of snack foods or candy is a great way to eat fewer fatty foods. • Embrace Antioxidants: Foods and drinks rich in antioxidants can combat cellular damage that can lead to heart disease. Apples, oranges, grapes and tea are some foods containing these nutrients. Red wine, in particular, has high concentrations of a super antioxidant called resveratrol that’s found in the skin of grapes. Resveratrol is a natural substance that has garnered headlines worldwide due to its heart health and life-span enhancing effects. But due to the intoxication effects and calories, drinking too much red wine can be harmful. That’s why many are using supplements or drinks fortified with resveratrol. One beverage garnering attention is Modjo forLIFE, a drink loaded with vitamins, amino acids, antioxidants and five times the amount of resveratrol found in a liter of red wine. It was crafted based on research from Harvard Medical School and the Mayo Clinic, according to the beverage’s creator, Victor H. Diaz, who founded Cellutions, an innovator in health supplements. • More Fiber, Less Salt: Vegetables, fruits and grains are great sources of fiber that may help lower risk of heart disease. Salt can be harmful, so eat less than 2,300 mg of sodium daily. If you have

“Every 25 seconds somebody in America suffers from a coronary event, such as heart attacks or strokes. And heart disease has long been the leading cause of death in the nation.” hypertension, are middle-aged or African American, consume less than 1,500 mg of sodium daily, according to the CDC. “A few smart choices now can make a big difference. With this in mind, eating foods rich in antioxidants and drinking beverages with resveratrol can help trigger your natural defenses,” says Diaz. For more tips on heart health, visit the CDC at www.cdc.gov. For information about beverages with resveratrol, visit www.modjolife.com. Modjo forLIFE is available nationwide at 7-Eleven, GNC and other specialty retailers. February 2011 — Quad Cities — Healthy Cells Magazine — Page 17

feature story

Guardian Family Care Providing Loving Home Care and Elderly Care in the Quad Cities

Beverly Mital, CEO/President with Guardian Family Branch Managers/Nurse Supervisors “

our loved one can stay in the comfort and security of their own home and have the necessary support and professional care that offers the family peace of mind.” That is the motto at Guardian Family Care. Guardian Family provides loving home care and elderly care in the Quad Cities and surrounding areas, and has been doing so since 1994. Family was the reason Mary Swanson of Milan began using Guardian Family Care. First to take care of her father, and now her mother. “A few years ago, my father was diagnosed with cancer and was sent home with hospice,” says Mary. “But we didn’t really have the state of mind to handle everything else. Guardian Family Care worked with hospice and they were there 24/7. They had people in place and walked us through with a calming voice at a very emotional time.” After her father passed, Mary and her siblings decided to keep using family care to help with her mother. “Our mother moved in with our Page 18 — Healthy Cells Magazine — Quad Cities — February 2011

sister. But all of us kids work and you can only adjust your life so much. Guardian Family Care came in and they take her to her doctors appointments, hair appointments, take her out to eat. They really keep her active and stimulate her mind. She fought it initially, but now she enjoys it.” Beverly Mital, CEO of Guardian Family Care, knows how challenging it is for find homecare for family members. “In 1991 I quit a full-time job to take care of my husband’s ailing elderly parents,” says Beverly. “They wanted to stay at home where they felt secure and in control of their own lives. It was not easy because they needed me 7 days a week, for several hours a day. During this time I was also taking care of my husband and children. As much as I wanted to do it all, I just couldn’t; it was exhausting! “After calling around to find some respite help, I discovered there wasn’t any. It was at that time that I decided there was a great need for a wider variety of elder care options.

After they passed on I decided to start an agency that would provide the types of services I wished had been available to them and to me. I started out providing care for others with my mother, a friend and myself. We provided excellent service and because of that it turned into a business. I only hired people that wanted to provide the same level of compassionate care. It was, and still is, important to me to hire care providers that have the same passion and vision as I do...to give the best for each and every person they care for.” Seventeen years later, Guardian Family has grown to 132 employees in both Iowa and Illinois, with offices in Moline, Il, LeClaire, Ia and Clinton, Ia covering the entire Quad Cities, Clinton, Muscatine and all the surrounding communities. Benefits of in-home or one-on-one home care - senior care and elderly care As our population ages there is an ever increasing need for elder care alternatives. The goal of Guardian Family Care is to provide a variety of care solutions that will enable an elderly person to maintain a sense of independence and to remain in familiar, common surroundings thereby keeping their enthusiasm for life. This contributes greatly towards a feeling of well-being, self-worth, and fulfillment. In addition to providing the highest degree of independence possible for an elderly person, our services are designed to reduce the family’s burden and stress of care-giving so that the time spent together is quality time. An elder companion is a solution that not only meets the needs of the care recipient but the care providers as well. Guardian Family Care provides care in a variety of places...at home, in a nursing home, independent-care facility, while in the hospital and more. We have both long and short-term care available! Guardian Family Care provides full-time nurses as part of our staff. Our nurses visit each client on quarterly basis. The nurse supervisors work with you and your family individually to establish a quality care plan for your specific needs. Guardian’s nurse supervisors are qualified to speak to your doctor regarding problems you may be experiencing. THERE IS NO ADDITIONAL FEE FOR THIS SERVICE . Guardian Family Care’s Staff is the best in the business Our services are available 24 hours a day, 7 days a week. Our care providers are available part-time or full-time, up to 24 hours per day. Our care providers are: • CPR instructed • Extensively Screened/Experienced • CNAs, LPNs, and RNs Homemakers and Trained Companions • Required to attend initial 8 hours of training and mandatory quarterly training • Fully Bonded and Insured • Given Complete Background Checks • Dependable & Compassionate

Sandy Witt, Clinton Branch Manager, Nurse Supervisor

Renee Doxsee, IL/Quad Cities Branch Manager, Nurse Supervisor

They are our employees, not independent contractors. Guardian Family Care recruits and screens potential providers based on each unique situation and conducts in-depth interviews and prescreening. This process includes personal, professional, educational, criminal, fingerprinting and motor vehicle checks. Additional checks or testing can be undertaken at the client’s request. This information is utilized to assist us in making the best possible caregiver selection for each family. Services Provided • Respite or Relief Care... for family members or caregivers • Nurse On Call • Post Hospital Care; assistance during recuperation from injury or illness “Hospital • Total Personal Care • Transportation

Casey Agan, Quad Cities/Iowa Branch Manager, Nurse Supervisor February 2011 — Quad Cities — Healthy Cells Magazine — Page 19

feature story

continued

• Medication set up and reminders • Meal Preparation • Domestic Services - Housekeeping, Laundry • Grocery Shopping, Errands • Travel Companions • Exercising/walking assistance • Companionship/ Leisure Activities • Pet Care for our Clients • In-Home Beautician Services • Assistance during Family Functions • Dementia/Alzheimer’s Care • We work with Hospice Workers and Visiting Nurses to provide shift care The Guardian Family Care Goals are to: • Select the best care providers • Give the highest quality care possible • Have a back-up care provider • Not allow a contagious/sick care provider to go to your home • Offer a full-service office staff that is on-call 24 hours a day, 7 days a week • Have standard operating procedures, but are flexible • Always treat you with dignity and respect! • Solve a problem, to the best of our abilities • Provide you with one bill per month Mary Swanson’s story is not an unusual one. Jim Robinson needed services for his 95 year old Aunt Mary, and Guardian Family Care provided services 24 hours per day for four years. “Mary required

Log

assistance with all activities of daily living. Guardian Family Care maintained her private residence, her care and appointments, as well as her complicated care regiment.” Family is still the focus for Beverly Mital. “Recently, when my mother became ill, I wasn’t able to be with her all the time but I was proud that I could provide her with care providers that truly cared about the quality of her life. Hospice provided excellent services and my staff provided round-the-clock shift care until she passed. It was great having care providers to prepare meals, keep her housework done as well as keeping Mom as comfortable as possible. This allowed my Mom and I to spend time enjoying each other. Without that help, the time I spent would have had to be divided between taking care of her and doing all the housework. She was not just my Mom but also my best friend and I miss her and think about her everyday.” Mary Swanson couldn’t agree more. “Guardian Family Care has been great,” Mary says. “They took the pressure of us kids that juggle with family and jobs. Now the time we spend with Mom is quality time.”

Guardian Family Care is located in LeClaire, Iowa with branch offices in Moline, IL and Clinton, IA. To schedule an appointment with Guardian Family Care to see how they can help you as a caregiver, call them toll free at 800-339-5229 or email them at info@guardianfamily.com. Or visit our website – www.guardianfamily.com.

Logo

106 E. Third Street, Rock Falls, IL 815-535-0931 • 815-499-0201 Page 20 — Healthy Cells Magazine — Quad Cities — February 2011

activities & events

Center for Active Seniors, Inc. 1035 W. Kimberly Rd., Davenport, IA 52806

PH: 563-386-7477 Make Your Calendar For January February 3 – March 24 A Matter of Balance Eight week course every Thursday from 1:00 – 3:00 p.m. Cost: $20. Participants learn about the importance of exercise in preventing falls, practice exercises to improve strength, build coordination and balance, learn to get up and down safely from a lower surface or ground, conduct a home safety evaluation, and discuss strategies and options to affect appropriate changes. Registration required; class size is limited. Call 563-386-7477.

February 11, 12:30 – 3:30 p.m. Valentine’s Day Bingo Cost: $2.00 plus cards CASI members; $4.00 plus cards non-members. Special prizes and dessert! Sponsored by Grand Haven Retirement Community.

February 4, 7:00 – 10:30 p.m. Valentine’s Day Dance & Party Tickets: $10 – available at CASI and the Quad City Times. Celebrate with old friends and meet some new ones. We guarantee a good time for all! Music provided by The Michael Quaintance Trio. Complimentary snacks; soda, wine & beer available at cash bar. Great drawings and prizes! Sponsored by Plus 60 Club and CASI.

February 14, 11:00 a.m. – 1:00 p.m. Valentine’s Day Luncheon & Party Cost: $6 CASI members; $8 non-members. Dinner served from 11:00 – 11:30 a.m. only. Menu is chicken breast, stuffing, mashed potatoes, green beans, rolls and cherry pie. Entertainment provided by Ron Eckberg. Paid reservations required; seating is limited. Sponsored by Lighthouse at Silvis.

February 11, 7:00 – 10:00 p.m. Valentine’s Dance Hosted by Grace E. Free Dancers Tickets $6 at the door. Dance to Waltz, Swing, Slow, Latin & more! Doors open at 6:30 p.m. Beverages provided.

February 14, 1:30 – 2:30 p.m. Travelogue at CASI Spectacular Lands & Wondrous Waters – A Series of Journeys With Us Topic: A Wedding Cruise on the Mediterranean with Elmer Brunk Free for CASI members only. Reservations required; seating is limited. Sponsored by Trailways and Bank of the West. February 16, 11:00 a.m. – 12:30 p.m. Talk of the Town Speaker: James Schebler – Buildings & Activities in the Early Davenport Schools: 1858 to 1925 Free for CASI members only. Pizza lunch served by 11:15 a.m. Reservations required; seating is limited. Sponsored by GolderCare Solutions. Call 563-386-7477 now!

Regularly Scheduled Activities — Fees reflect price for CASI members. ARTS AND CRAFTS Art Classes, $5 - Thu 12:30 - 2:30 pm Ceramics (Beginners), $5 Mon 9:30 - 11:30 am Ceramics (Advanced), $5 Tue 9:30 - Noon Donna Dewberry One Stroke Painting, $4 - Mon 12:30 -2:30 pm CARDS Bridge, $2 - Mon Wed & Fri 12:30 - 4 pm Canasta, $2 - Tue 1 - 4 pm Card/Games Luncheon & Party, $6 Fourth Tue/month Noon - 3:30 pm Cribbage, $2 - Wed 1-4 pm Euchre, $2 - Thu & Fri 1-4 pm Pinochle, $2 - Mon Tues Wed Fri 1-3:45 pm CLUBS Book Club, $2 - First Fri/month, 10 - 11:30 am Golden Wedding Club, $4.75 - Third Tues/month, 11:30 - 2:30 pm Knitting & Crocheting Volunteer Group - Tue 12:30 – 2:30 pm Red Hat Club Luncheon - First Tue/ month (location varies), Noon Ugly Quilts Volunteer Group Tue 8 -11 am]

DANCE Line Dancing, $2 - Tue 9 -11 am Social Dancing, $3 - Wed 1 - 3 pm EDUCATIONAL Computer Classes, $60 - sixteen-hour course - call for course schedule, 563386-7477 Cracker Barrel Hour, $2 - second & fourth Wed/month, 1:30 – 2:30 pm TRIAD (Reducing Crime Against Seniors), FREE - fourth Wed/month, 9:30 – 11 am ENTERTAINMENT & MUSIC Golden Tones Chorus Practice, $2 Fri 9 -10 am Movie Matinee, $2 - second Tue/ month, 1 - 3:30 pm New Horizons Band Practice, $2 Thu 12:30 - 2 pm Talk of the Town, FREE for CASI members - third Wed/month, 11-12:30 pm Travelogue, FREE for CASI members second Mon/month, 1- 2 pm FITNESS Gentle Exercise Class, $2 - Mon Wed & Fri 9 - 10 am Chair Yoga, $30 – six week sessions, Mon 10:30 – 11:30am

Gentle Yoga, $30 - six week sessions, Mon 9 – 10am T’ai Chi Ch’un, $18 - six week sessions, Wed 10:30 – 11:30 am GAMES & SPORTS Billiards, $1- daily (if Game Room available), 8- 5:00 pm Bingo, $.50 plus cards Fri 12:30 – 3:30 pm Shuffleboard, $2 - Mon 2:15 – 4 pm Wii Game, $1 - daily (if Hall 3 available) 8:00 - 5 pm HEALTH & WELLNESS Blood Pressure Checks, FREE Tues Wed & Thu 12:30 – 3:30 pm Genesis Foot Clinic $15 - reservations required, call 563-320-3978 TOPS (Take Off Pounds Sensibly), $1 - Wed 11-1:30 pm INFORMATION SHARING & SERVICES Cracker Barrel Hour, $2 - second & fourth Wed/month, 1:30 - 2:30 pm Sewing Repairs & Alterations, donations accepted - Thu 8 - 11 am SHARE Food, prices/schedule varies call for more information, 563-386-7477

SHIIP (Senior Health Insurance Information Program), FREE - first Wed/ month, 9 - 11 am TRIAD (Reducing Crime Against Seniors), FREE - fourth Wed/month, 9:30 – 11 am LUNCHEONS/MEALS Card/Games Luncheon & Party $6 fourth Tue/month, 12- 3:30 pm Generations Meal, $2.75 - daily, 11:30 - 12:30 pm SUPPORT GROUPS Caregiver’s Support Group, donations accepted - second Mon/month, 11- 1:00 pm Grief Support Group, donations accepted - second & fourth Wed/month, 9:30 -11 am Low Vision Support Group, donations accepted - first Thu/month, 10 -Noon Parkinson’s Support Group, donations accepted - third Sat/month, 10 -Noon For more information on upcoming events or volunteering opportunities at CASI, please call us at 563-386-7477. Prices & schedule subject to change.

February 2011 — Quad Cities — Healthy Cells Magazine — Page 21

environmental health

Four Ways to Reduce Your Waistline and Your Personal Impact on the Environment

t’s empowering to know that there are small changes you can make in your own life that can also have positive effects on everyone else’s life. But did you know that many of the same things you personally do to live a healthier lifestyle, can also positively impact the environment? In fact, improving your own waistline and reducing your personal waste are connected in more ways than you’ve probably thought about. Here are four changes you can make to your everyday life that will also make a positive impact on your health and the earth:

Page 22 — Healthy Cells Magazine — Quad Cities — February 2011

• E at local, organic foods. By making sure that you are purchasing locally grown, organic foods, you are also reducing the amount of energy it takes to transport the food to your area. When you eat locally, it means that the food has to travel a much shorter distance to make it onto your plate, therefore reducing its impact on the environment. It also allows you to know that you are eating some of the freshest produce available to you, which are packed with vitamins you need to improve your health.

• Drink more water, but ditch the disposable plastic bottle. We often mistake thirst for hunger, so grabbing some water might quench both a craving and your thirst. Water is a far better choice than calorieridden sugary beverages. By carrying a reusable container, like a Brita FilterForGood Nalgene bottle with you instead of single-use plastic water bottles, you’ll do your part in reducing plastic waste. “If everyone in the United States pledged to give up bottled water for just one month it could save more than 5 billion bottles,” says Josh Dorfman, environmental activist, TV host and author of “The Lazy Environmentalist on a Budget: Save Money. Save Time. Save the Planet.” • Eat more fruits and vegetables. The health benefits of increasing the amount of vegetables in your diet are well-documented, as vegetables are a low-fat, low-calorie source of essential nutrients. But did you know that when you eat less meat and more vegetables, you’re also reducing your carbon footprint? According to a 2008 Economic Information Bulletin from the USDA, the food market produces hundreds of pounds of meat each year per American to meet demand - an amount that has not been good for our nation’s waistlines. The production of meat uses many more resources than fruits and veggies, which is why Dorfman recommends going meatless at least one day a week. For a fun and healthy way to learn more about how your food is sourced, ride a bike or jog over to a local farmer market.

“Improving your own waistline and reducing your personal waste are connected in more ways than you’ve probably thought about.” • Power of the pedal, or your feet. On your way to becoming healthier, you’re sure to include exercise in your plan. Sometimes though, exercising can have a greater purpose than just working your muscles and improving cardiovascular health. Consider including daily chores into your workout plan, as it will help you fit in your workout while also leaving your car on the curb. Bike or walk to the grocery store to do your weekly shopping. If you decide to take up the quest to improve both the health of yourself and the planet, you’re not alone. Contestants on NBC’s “The Biggest Loser” are also learning about ways they can help the environment while losing weight this season. Tune into the show and take the FilterForGood Pledge at www.filterforgood.com to learn more and get involved.

Self Defense By Jan Butler, Kuk Sool Won of Davenport

e live in a world that is not as safe as we pretend it is. The statistics are shocking. Everyday we have shootings, robberies, drug deals, and murders. One in four women will either be molested, date raped, attacked, or physically abused in their lifetime. Everyday in the news we read or hear about these things and yet most people generally assume that they will never happen to them. This is dangerous thinking. Self defense covers more areas than just protecting ourselves from someone physically attacking or assaulting us. It should encompass both physical and mental aspects and can be in many layers. One aspect is self defense from stress and or getting old before our time. Not taking care of our bodies as well as we can until something drastic happens. Lack of sleep, the right nutrition and relaxation. A big one is lack of exercise. The usual excuse is “I don’t have time”. But usually these same people who don’t have time to exercise find the time to be on the internet for hours, watch TV all night, go to bars/restaurants, movies, etc. The show the “Biggest Loser” is proof of this. So there is time, it is just a matter of how we choose to use it. We need to remember that “Nothing takes the place of movement”. There is also self defense of being aware of our surroundings, be it at home, in a car, at work, a restaurant, the movies, malls, etc. Most people who enter these different establishments have no idea where the exists are located in case of emergencies. Usually the only one they know or remember is the one they came in from. Well, guess where most everyone else is trying to exit? Another aspect of self defense is not being focused in your environment. Many people today are absorbed with talking or texting on their cell phones while driving. It only takes a split second for something catastrophic to happen. How many times have you heard someone say, “I only looked down or away for a moment.” Without relaxation techniques, our minds are usually being pulled in multiple directions at once. Picking up the children, cooking dinner, paying bills, getting groceries, getting something or another fixed, getting kids or ourselves to and from events, etc. Now add talking/texting on the phone. There are hundreds of accidents and mishaps that occur everyday that never ever make the news. We are fast becoming a society that is wired almost 24/7. In fact, the medical field states that the upcoming generation is mostly likely to be the first to not outlive their parents. Kids are not as active or as physical as they use to be. Lots of area sports teams are down in their numbers because a lot of kids would rather not work that hard. They would also rather have things handed to them. We as a society and especially as parents have been guilty of creating this atmosphere by making things too easy or simple. We all want the best for our children but at what cost? For a lot of us, it is not too late to make some changes. Our welfare might be depending on it. In future articles, I will try to cover the different areas of self defense and how we can work to defend ourselves. Jan Butler is a Licensed Physical Therapy Assistant and a Korean Martial Arts Master Instructor. He has a school located at 3811 North Harrison Street, Davenport, IA 52806. He can be reached at (563) 386-3383. More information about the martial art school is available at www.kuksoolofdavenport.com. February 2011 — Quad Cities — Healthy Cells Magazine — Page 23

grief recovery

“Is It Ever Too Soon to Recover?” Healthy Cells magazine is pleased to present the eleventh in a series of feature articles on the subject of Grief Recovery®. The articles are written by Russell P. Friedman, Executive Director, and John W. James, Founder, of The Grief Recovery Institute. Russell and John are co-authors of WHEN CHILDREN GRIEVE - For Adults to Help Children Deal with Death, Divorce, Pet Loss, Moving, and Other Losses - Harper Collins, June, 2001 - & THE GRIEF RECOVERY HANDBOOK - The Action Program For Moving Beyond Death, Divorce, and Other Losses [Harper Perrenial, 1998]. The articles combine educational information with answers to commonly asked questions.

he question of when to begin a process of completing relationships that have ended or changed, due to death or divorce, is confused by conflicting opinions from a wide variety of sources. Medical, psychological, societal and family experts all approach the issue from differing perspectives. It is not at all uncommon for us to hear of people being told, by a professional, “It’s TOO SOON to begin your grief work, you’re not ready yet.” We grit our teeth every time we hear that comment. Imagine that you have fallen down and gashed your leg. Imagine that blood is gushing from the wound. Imagine someone walking by and saying: “It’s TOO SOON, you are not ready for medical attention yet.” Now, imagine that circumstances and events have broken your heart. Imagine that you are experiencing the massive and conflicting feelings caused by significant emotional loss. Imagine a friend, or worse, a professional, saying to you: “It’s TOO SOON, you are not ready for emotional attention yet.” This is an area that is so filled with mis-information that it is often difficult to fight through to the truth. We have been falsely educated to believe that grievers want and need to be alone. We have been incorrectly socialized to avoid the topic of the loss, in an attempt to protect the griever.

Page 24 — Healthy Cells Magazine — Quad Cities — February 2011

In Pain? Call Today! Here is the simple truth: most grievers want and need to talk about what happened and their relationship with that person or event. They want and need to talk about it almost immediately following the loss. It pre-occupies them, just as the person with the gashed leg is preoccupied with their accident and their treatment and their recovery. Those who do not want to talk about it will let you know. When a person learns of the death of a loved one, an almost automatic review process begins. This process may be conscious or unconscious; usually both. In reviewing the relationship, the griever remembers many events that occurred over the length of the relationship. Some of the events are happy and produce fond memories, some are unhappy and produce sad memories. During this automatic review the griever will usually discover some things that they wish they’d had an opportunity to say, things they wish had ended “different, better, or more.” It is those unsaid things which need to be discovered and completed. The review is most intense and most accurate in the time immediately following the death. It is the time when we are most focused on the person who died and our relationship with them. We will rarely have another opportunity to remember with such detail and intensity. This is the circumstance where “time” not only doesn’t heal, but also diminishes our memory as we move further away from the death itself.

“Most grievers want and need to talk about what happened and their relationship with that person or event.”

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We will refrain from offering any concrete definition as to the time involved. Every griever is unique. Every griever responds at their own pace. It is essential never to compare one griever to another. Each and every griever has their own individual beliefs about dealing with their feelings of loss. Each griever is remembering their own individual relationship with the person who died. We have been talking about the review that follows the death of a loved one. Everything above also applies to the death of a “less than loved one.” Everything above also applies to divorce and to any and all significant emotional losses. As soon as a griever becomes aware of the review process going on inside their head and their heart, it is time to begin the process of Grief Recovery®. The Grief Recovery Handbook is an excellent guide and addition to the natural process that the griever is already doing. The Handbook will keep you on track and help you to complete the pain caused by the loss. If your loss occurred some time ago, even many years ago, do not despair. The process in the handbook can help you recapture the review that took place and may have been repeating over and over. Next Month: “Heart VS. Smart!” For information about programs and services, write to The Grief Recovery Institute, P.O. Box 6061-382 Sherman Oaks, CA 91413. Call [818] 907-9600 or Fax: [818] 907-9329. Please visit our website at: www.grief-recovery.com.

February 2011 — Quad Cities — Healthy Cells Magazine — Page 25

preventative planning

Estate Tax Law Changes What You Need to Know By Karen Goodall, Vice President, Senior Trust Officer, Northwest Bank & Trust Company.

he long awaited tax relief act was signed into law by President Obama on December 17, 2010. The new law provides changes to the rules governing federal estate and gift taxes for the 2011 and 2012 tax years. In 2010, for the first time since 1916, the federal estate tax was eliminated. On January 1, 2011 the federal estate tax returned. What is an Estate Tax and How Does It Affect Me? The estate tax is a tax imposed on the transfer of a decedent’s taxable estate. Anyone who is a resident of the United States is subject to this tax. When an individual passes away, all of his assets are valued as of the date of his death. This value is called the “gross estate value.” Examples of these assets include, but are not limited to, the following: • Bank Accounts • Stocks and Bonds • Mutual Funds • Real Estate • Business Interests • Insurance Policies owned by the decedent • Various Collections such as Art, Antiques, Automobiles, etc. Once the gross estate value is determined, the law allows for various deductions to arrive at the value of the taxable estate. The following are some examples of the items that can be deducted from the gross value of the estate: • Funeral Expenses • Estate Administration Expenses • Charitable Contributions • Assets Transferred to a Surviving Spouse

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Page 26 — Healthy Cells Magazine — Quad Cities — February 2011

The tax law gives every decedent an exempted value (also called the applicable exclusion amount) with respect to the sum of the taxable estate. With the tax relief act that was signed in December, 2010, the applicable exclusion amount for those individuals who pass away in 2011 and 2012 will be $5 million. That means the first $5 million of an estate can pass tax-free to your heirs. For amounts over the $5 million exclusion, the estate tax rate is 35 percent. One of the most important federal estate tax deductions is property left to a surviving spouse. This deduction can eliminate any federal estate tax for a married decedent, but a word of caution must be given. These assets are now includable in the surviving spouse’s estate at the time of death. The new law allows married couples to add any unused portion of the estate tax exemption of the first spouse to die to the surviving spouse’s estate tax exemption. This means married couples can pass $10 million on to their heirs free from estate taxes. However that exemption is only available for deaths that occur during the 2011 and 2012 tax years, and estate taxes could be owed after 2012 unless proper estate planning is done to avoid this. With the return of the federal estate tax in 2011 and 2012, the stepped up basis on inherited property has also returned. This means that an asset’s new cost basis becomes its fair market value on the day of the original owner’s death. By allowing the cost basis to be stepped up, in many cases capital gains taxes can be reduced on the sale of these assets. For estates larger than $5 million your executor must file a Form 706 with the Internal Revenue Service prior to nine months from the date of the decedent’s death. The return must include detailed information as to the assets and their values as well as any exemptions or deductions claimed. Any estate taxes due are payable at the time of filing the Form 706. What Happens to Estate Tax Laws after 2012? On January 1, 2013 the exemption and rate are scheduled to revert back to the numbers that were in effect in 2002. That means that estates over $1 million could be taxed at a rate of 55 percent. Is this likely to happen? I’m afraid no one knows at this time. Unfortunately this makes estate and tax planning difficult for many people. Our recommendation to individuals with substantial assets would be to take another look at their current estate plans and consult with an estate planning professional who has experience with inheritance and taxes. For more information on this topic or other questions on estate planning, contact Northwest Bank & Trust Company Investment Management Group at 563.388.2628 or visit us online at www. northwestbank.com/IMG.

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February 2011 — Quad Cities — Healthy Cells Magazine — Page 27

insurance coverage

Beating the Health Care Squeeze By Mississippi Valley Surgery Center

Moline family learns their healthcare doesn’t have to cost more than their monthly mortgage payments. Lisa and Jeremy Larson* appear to make a healthy living: he is self-employed in financial services, and she’s a partner in a two-person IT consultant firm. They have four healthy but rambunctious children, and their healthcare expenses are staggering. “Between premiums, deductibles, and co-pays, health care costs more than our mortgage. And we live in a five-bedroom house that includes offices for both our businesses,” says Jeremy. “Being self-employed, we feel the pain of increasing health care costs, but at least we are working. I can’t imagine how the economy and unemployment are affecting those who can’t afford to get sick.” How much pain? The Larson’s pay just over $1,000 a month in premiums, plus they have a $5,000 family deductible. If someone gets sick – and with four kids under 14, someone will – it is easy for the Larson’s to spend at least $17,000 per year on health care. (When you add glasses, braces and regular dental care for all six of them, breaking through the $20,000 mark is routine.) Last year, Lisa had a simple bladder procedure. Even though she was careful to check prices beforehand and choose her least expensive alternative – an ambulatory surgery center – the Larson’s paid about $2,000 out of pocket that wasn’t covered by health insurance. “You think you are covered and then you get the bills. Until you meet the deductible, it’s all out of pocket, and even after meeting it, we still pay a percentage. It becomes a lot of money,” says Lisa. “And it’s all after-tax dollars for us because we’re self-employed. We can’t have flex-spend or health care savings accounts.” Red ink rising The Larson’s feel the impact of rising health insurance premiums more directly than people who get insurance through their employer, but everyone feels it. The Kaiser Family Foundation’s annual Health Research and Educational Trust Employer Survey found that between 2001-2006, annual premium costs for single and family coverage rose by about 60-63 percent. “Every year health insurance becomes less affordable for families and business,” says Kaiser President and CEO Drew Altman, PhD. “Over the past six years, the amount families pay out of pocket for their share of premiums has increased by about $1500.” The Kaiser report went on to point out that employers usually look to workers to help pay the increases; and the workers either have increased contributions or they do not receive wage increases. Budget for the premium package The days are gone when simply paying health insurance premiums and automatically going to your doctor and the local hospital for treatment is enough for peace of mind. “It’s really time that patients exercise their power and ask questions about how much their procedures cost and determine if there is a more economical way to receive treatment,” advises John Dooley, M.D., administrator for the Mississippi Valley Surgery Center (MVSC), Davenport. The MVSC is a Quad City area ambulatory surgery center that offers surgical procedures on an outpatient basis, which means patients recover Page 28 — Healthy Cells Magazine — Quad Cities — February 2011

at home. “The MVSC and its practice partners in the Mississippi Valley Health Network are trained to employ minimally invasive procedures that mean smaller incisions and faster healing. “We also believe in delivering healthcare value. Patients do not incur significant hospitalization costs because the Mississippi Valley Surgery Center is an outpatient facility. Patients recover at home, healing quickly and return to life as John B. Dooley, M.D., soon as possible,” adds Dr. Mississippi Valley Surgery Center Dooley. As surgical techniques have improved in recent years, more procedures are being performed at Ambulatory Surgery Centers (ASC). And procedures performed at an ASC cost significantly less than the same procedures performed in a hospital setting, according to a November 2006 US GAO Congressional Committee’s report on Medicare. “That’s good news for working families and also for seniors,” adds Dr. Dooley. “If we can minimize costs, patients pay less. For example, seniors often pay less for a procedure performed at the MVSC than at a hospital because we are actually paid 59% of the rate paid to hospitals. Since the Medicare consumer is responsible for paying 20% coinsurance, the lower the charges, the smaller the bills for seniors who do not have supplementary insurance.” Employers are also looking carefully at incentives for employees to help minimize health care costs. New kinds of benefit plans will be a major change for employees used to company benefit plans that take care of health-care costs effortlessly. The Kaiser Family Foundation reports that millions of workers are already enrolled in consumer-driven plans, about equally divided between high-deductible plans that qualify for a Health Saving Account (HSA) and plans with a Health Reimbursement Arrangement (HRA). The high deductibles that come with these plans are offset by tax-preferred savings options from which employees can pay for their out-of-pocket medical expenses. People insured under these plans pay directly for a greater share of their health care – and they have incentives to minimize the cost. Healthy living for healthy savings In general, as health care costs increase and the political debates heat up, experts predict that employees and their families will need to take greater responsibility for their lifestyles and the costs associated with illness. As one Forbes health care expert put it, “Companies are going to encourage employees to look after their own health and will use the lever of insurance…if you want to smoke and eat a sugary diet, go ahead, but insurance coverage will kick in at a higher level.” Take control of your medical costs. Save time. Recover at home. We’ll refer a specialist who practices at the Mississippi Valley Surgery Center. Call (563) 344-6653 or (888) 621-2460.

Clinton

Tuesday May 10th

8:00 am - 5:00 pm

What ’s New in Retirement Living?

$5.00 Reserves Your Seat!

Join us on a full day of exploration into the finest retirement communities the Clinton and DeWitt area has to offer. Wiersema Charter Service will chaperone you to 5 retirement communities where you will have the opportunity to see for yourself what each community has to offer today’s active senior. Learn what’s new in senior living with others on a fun day of learning and activity. You will receive boarding and parking instructions by mail the week prior to the tour.

Seating limited to the first 50 reservations.

Prairie Hills Assisted Living

You will receive: • A tour of five of the finest senior living communities in the area • Charter coach seating reserved for this event • Lunch provided and served to you at Prairie Hills • Afternoon snack • Canvas “goodie” bag with tour guide and goodies from area merchants To reserve your ticket, mail your check in the amount of $5.00 along with your name, address & phone number to: Hutcheson Enterprises, 2807 W. 35th St. • Davenport, IA 52806 Call Laurie for more information 563-650-1876 February 2011 — Quad Cities — Healthy Cells Magazine — Page 29

healthy sleep

Genesis Sleep Expert Offers Tips for Insomnia By Linda Barlow, Genesis Health System

ou’ve been lying awake since 2 a.m. Five minutes seem like an hour. Your mind is racing with thoughts of work, kids, deadlines. The prospect of going to work after a sleepless night has you, well, sleepless. If insomnia plagues your nights, you’re not alone: It’s the most common sleep complaint among Americans, the National Sleep Foundation says. How can you get to sleep? “The standard answer is to limit your stimulation as much as possible,” says neurologist Stephen Rasmus M.D., a board-certified sleep specialist and medical director of the Genesis Sleep Disorders Center in Davenport. “Put the clock away, so you can’t see how much time has passed. The brain is a powerful machine; it can’t just think of nothPage 30 — Healthy Cells Magazine — Quad Cities — February 2011

ing. So, try to think of something that’s totally boring.” Breathing exercises also can help, and there’s one particular one he recommends to patients: “Lie there and focus on your belly, which is usually where you can sense your breath the best. The only thing you’re allowed to think of is your belly going up and down, up and down,” Dr. Rasmus says. “As soon as your mind wanders, which it will in about a minute, then bring your thoughts back to your belly. Don’t change your breathing...you’re just an innocent observer watching your belly breathe. See whether you can meditate yourself back to sleep.

“If you do this for 15 minutes, and it’s going nowhere, then it’s better to break the spell. Get out of bed and look out the window for 5-10 minutes to break the experience. Don’t go online, read a book or watch TV. If you think you can fall asleep, you will be better at falling asleep. It’s a self-fulfilling prophecy.” Insomnia is the inability to fall asleep or remain asleep. “There’s a certain frustration in lying awake, however, it’s not a serious problem unless it affects your daytime activities,” Dr. Rasmus says. “When I treat an insomniac, I’ll have several office visits where I’ll learn the patient’s sleep habits and what we can do to help him or her fall asleep and stay asleep. “If all else fails, we do resort to sleep medications. Although they can be very effective for insomnia sufferers, it is a myth that they help everyone sleep.” Contributing factors to insomnia can include: stress, worry, caffeine, aging, medications, pain or an underlying disease or condition. Regardless of whether patients need a sleep medication to alleviate insomnia, establishing and maintaining healthy sleep habits will always help. At night • Establish a regular bedtime routine and a regular sleep-wake schedule. • Do not eat or drink too close to bedtime • Create a sleep promoting environment that is dark, cool and comfortable • Avoid disturbing noises -- consider a bedside fan or white-noise machine to block out disturbing sounds. During the day • Consume less or no caffeine, particularly late in the day. • Avoid alcohol and nicotine, especially close to bedtime. • Exercise, but not within three hours before bedtime.

You’re invited:

“Insomnia: Difficulty Going to Sleep and Maintaining Sleep” will be the second in a free sleep lecture series presented by the Genesis Sleep Centers on March 1, from 6-7:30 p.m. Stephen Rasmus, M.D., a board-certified neurologist and board-certified sleep specialist, will present the lecture at the Genesis Heart Institute, Adler Education Center, lower level, 1236 E. Rusholme St., Davenport.

• Avoid naps, particularly in the late afternoon or evening. •K eep a sleep diary to identify your sleep habits and patterns that you can share with your doctor. The Genesis Sleep Disorders Center, with programs in Davenport, DeWitt, the Illini Campus in Silvis and Mercer County Hospital, performs tests that assist in diagnosing excessive daytime sleepiness, insomnia, narcolepsy, sleep apnea, sleepwalking and childhood sleep problems. The centers at the Davenport and Illini campuses are fully accredited by the American Academy of Sleep Medicine and offer boardcertified sleep physicians and registered sleep technologists. Those same experts perform sleep tests at Genesis Medical Center, DeWitt and Mercer County Hospital in Aledo, as well. To see a board-certified sleep specialist at the Genesis Sleep Clinic, call centralized scheduling at (563) 421-3200 or toll-free (866) 829-8108. If you have specific questions, call the sleep staff at (563) 421-1523.

A lifestyle that you’ll love begins with peace-of-mind. Join us for these FREE February seminars: Feb. 4, 1 to 2 pm – 10 Secrets to Successful Downsizing and Clutter Elimination: Tips and tricks presented by Dr. Jill Bjerke .

Feb. 15, 6 to 7 pm – Peace of Mind Decision-Making: Topics presented by Attorney Thomas Schulz include medical power-of-attorney and living wills. Both seminars will be held at the Koning Center on the Ridgecrest Village campus.

There’s a lot to love at Ridgecrest Village! We offer an all-inclusive lifestyle. Everything you could want or need is available right here on our beautiful 20 acre campus. Some of our amenities include:

Call Bob or Nancy at (563) 391-3430 to register for the seminars or schedule a personal tour, or to request information about Ridgecrest Village.

Our continuum-ofcare programs –

A beauty/barber shop, chapel, library, fitness center, Arcade Cafe and Gift Shop, computer room, craft rooms, wood shop, billiards/activity room, guest rooms, and more

■ Independent Living

Chef Craig Mack oversees gourmet meals prepared daily. Transportation to events and appointments Maintenance and housekeeping 24 hour security and Lifeline emergency system Activities and volunteerism opportunities for every interest

4130 Northwest Boulevard • Davenport, IA www.ridgecrestvillage.org Not-for-profit • Locally owned

■ Assisted Living, including a memory loss neighborhood ■ 24-hour Skilled Nursing Care

February 2011 — Quad Cities — Healthy Cells Magazine — Page 31

Clinton

Tuesday May 10th

8:00 am - 5:00 pm Seating limited to the first 50 reservations. To reserve your ticket, mail your check in the amount of $5.00 along with your name, address & phone number to: Hutcheson Enterprises, 2807 W. 35th St. • Davenport, IA 52806 Call Laurie for more information 563-650-1876

dental health

Giving Back to the QC By Byrum Family Dentistry

ood dentistry isn’t limited to providing great service to patients, it’s also about giving back to the community where you live and to the clients you serve. Charitable giving is a high priority for Byrum Family Dentistry, and they look forward to giving all year long. Every month, a charity is selected. For every new patient that comes to Byrum Family Dentistry, the practice donates $4.00 to the charity of the month. Thousands of dollars have been donated to these charities over the 26 years Byrum Family Dentistry has been in practice.

Daily classes available for all levels

563.322.5354

421 Brady Street Da v e n p o r t , I A

Check out O u r We b s i te

w w w. Dave n p o r t S c h o o l O f Yo g a . co m

Get cleaner air with an ultraviolet treatment system contact us for estimate and intallation

Page 32 — Healthy Cells Magazine — Quad Cities — February 2011

The monthly charities are: January: Churches United February: Make a Wish foundation March: Gilda’s Club April: Family Museum in Bettendorf May: Habitat for Humanity June, July & August: Kids to Camp September: Big Brother/Big Sisters October: American Cancer Society November: Quad City Veterans December: Alzheimer’s Association Free and discounted dental care exams have also been provided to the public. $1.00 dental exams are offered throughout the year to all new patients. There is no age minimum or limit. Dr. Melinda Hochgesang also participated in the Women’s Life style Fair in 2010. She preformed free oral cancer screening and blood pressure checks. She also offered FREE dental exam to participants at the practice. She will be at the Women’s Life Style Fair again this year March 5th & 6th. Please stop by Dr. Byrum’s booth. In October, Byrum Family Dentistry lead the way against sweets over Halloween. Trick or treaters could bring their excess candy into Dr. Byrum’s office and receive $1 per pound. Dr. Robert Byrum and Dr. Mindy Hochgesang lead this anti-decay movement by giving away dollars and toothbrushes in exchange for cavity-provoking candy. In December Byrum Family Dentistry spread goodwill and cheer to our community by offering FREE dental services to anyone in need. The program: “Dentistry From The Heart” provided free exams, fillings and simple extractions for those that could not otherwise afford dental care. Dentistry isn’t the only business at Byrum Family Dentistry. Giving back is the gift that keeps on giving! Would you like to make a donation to the charities listed above? Also, call for your own appointment. Contact Byrum Family Dentistry at 563-332-7734. www.byrumfamilydentistry.com.

activities & events

4011 Ave of the Cities Suite 102 Moline, IL 61265 309-797-0200 Hours of Service Mon-Fri 7:15am-4:30pm Mark Your Calendar for February Week of February 1 – 4 2/1 Chapel, Garden Club, Show and Tell, Sing-a-Long, Skeeball, Hangman 2/2 Ground Hog Day - Beauty Shop, Frankie Chapman, Journey to a Brighter Day, Karaoke, Movie “Ground Hog Day,” Password, Veteran’s Group 2/4 Rosary, Men’s Outing, Dennis Reese singing, Laughter Yoga, Word Search 2/5 Bible Study, Peg Swenson, Ladies Outing, Bubble Blowing Contest, Reminisce, Disc Golf, Boggle Week of February 7-11 2/7 Chapel, Brain Boosters, Bingo, Movie “Pinocchio,” Laughter yoga, Word Games, Caregiver Happy Hour 2/8 Chapel, Garden Club, Charades, Movie “Grumpy Old Men,” Health Talk, Octaband 2/9 Beauty Shop, Chapel, Putnam Museum Outing, Wii Baseball, Movie “The Bishop’s Wife,” Valentine’s Day Craft, Coffee House Poetry, Veteran’s Group 2/10 Rosary, Tea and Talk, Men’s Group, Movie “It’s a Mad, Mad, Mad, Mad World,” Horseshoes 2/11 Bible Study, Officer Ronk, Mystery Chef, Movie “Julie & Julia,” Crosswords

Week of February 14 - 18 2/14 Chapel, Brain Boosters, Singing Telegrams, Valentine’s Day Party, King and Queen Crowned 2/15 Chapel, Garden Club, Foot Clinic, Caregivers Support, Flag Folding Ceremony, Patriotic Sing-a-Long, Volleyball, Trivia 2/16 Beauty Shop, Chapel, Journey to a Brighter Day, Veteran’s Group, Myron James Gospel Music, Use Your 5 senses Guessing Game, Finger Painting, Remember When? 2/17 Rosary, Cracker Barrel, Bingo, Men’s Group, Volleyball, Idiotic Idioms 2/18 Bible Study, Friendship Friday, John Coulter, Movie Shirley Temple’s “Curly Top,” Laughter Yoga Week of February 21 -25 2/21 Chapel, Brain Boosters, Lori and Erica Food Demo, President’s Trivia, Skeeball, Caregivers Happy Hour 2/22 Chapel, Garden Club, Kitchen Band, Laughter Yoga, Manicures, Left-Right-Center 2/23 Beauty Shop, Chapel, Cracker Barrel, Bingo, Golf, Word Scrabble, Veterans Group 2/24 Mass, Crazy Clothes and Hat Day, JD on the Keyboard, Crazy Hat Tea, Octaband, Hangman 2/25 Bible Study, Monica Quinn on piano, Movie Uncle Buck, Chairdancing, Flapjacks Word Scramble 2/28 Chapel, Red Hat Outing, Brain Boosters, Person – Place or Thing- Movie “The Tooth Fairy,” Billiards, Password.

Things to Remember! 2/1 Chapel and Garden Club 2/2 Beauty Shop and Veteran’s Group 2/3 Rosary and Laughter Yoga 2/4 Bible Study and Bubble Blowing Contest 2/7 Brain Boosters, Laughter Yoga and Caregiver’s Happy Hour, Intouch Singing Telegrams on sale this week for $1 2/8 Chapel, Garden Club and Health Talk 2/9 Coffee House Poetry, Valentine’s Day Craft 2/10 Rosary and Tea and Talk

2/11 Bible Study, Disc Golf 2/14 Valentine’s Day Party, King and Queen announced 2/15 Garden Club, Foot Clinic and Caregiver’s Support 2/16 Beauty Shop and Myron James 2/17 Rosary and Men’s Group 2/18 Friendship Friday and Laughter Yoga 2/21 Brain Boosters and Caregivers’ Happy Hour 2/22 Chapel, Garden Club and Manicures

2/23 Beauty Shop and Cracker Barrel 2/24 Mass and Octaband 2/25 Bible Study and Chair dancing 2/28 Chapel, Red Hat Outing and Brain Boosters For More Information About Intouch Adult Day Services, Please Contact: Lorraine St Clair or Jennifer Hart at 309-797-0200

February 2011 — Quad Cities — Healthy Cells Magazine — Page 33

Page 34 — Healthy Cells Magazine — Quad Cities — February 2011

care

“We for the family you about”

care

Our Services Include But Are Not Limited To: • We are available for 1 hour and up to 24 hours, seven days a week • Laundry / bed changes • Medication set-up and reminders • Light Housekeeping • Relief care for family members • Transportation • Total or assisted personal care • Shopping / running errands • Post hospital care or assistance after an accident or illness • Meal planning and preparation

Call for a: Free Consultation Free Screening Free Assessment

Quality Home or Facility Care 3111 Avenue of the Cities Molline, Illinois Ph. 309.736.7414

240 N. Bluff Blvd., Ste #101B Clinton, IA 52732 Ph. 563.242.2308 Ph. 563.659.5516 Toll Free 1.888.942.2308

1698 Iowa Drive PO Box 37 • LeClaire, IA 52753 Ph. 563.289.5229 Toll Free 1.800.339.5229

www.GuardianFamily.com

ASK

CEREC Crowns

Q: What are CEREC crowns? A: CEREC is a technology using a CAD-CAM method to create single appointment restorations. The material is made of high strength porcelain which is milled in a special milling machine into the shape needed by your tooth.

BYRUM FAMILY DENTISTRY

Q: How are CEREC Restorations made? A: We remove the old silver amalgam filling and any decay that is present in the tooth. We then do an optical scan of the tooth in your mouth and then the doctor does some computer assisted designing. All that data is then sent to the CEREC milling machine, which mills out of a block of high strength porcelain matching the color of your tooth. The missing portion of your tooth – like a puzzle piece made from the porcelain – is then bonded into the tooth. The result is a tooth that is stronger and looks like a whole natural beautiful tooth.

ROBERT L. BYRUM D.D. S., P.C. MELINDA HOCHGESANG, D.M.D.

Q: How many times will I need to come into the office for this procedure? A: One time.

DR. ROBERT L. BYRUM

Q: What are the advantages of CEREC Crown restorations? A: Usually we can save more of your natural tooth structure with this technique over conventional crown preparation techniques. The CEREC procedure saves you time and money since you need not miss out on work as much since they are typically done in one appointment.

Before

After

CEREC crown restorations are very esthetic!

3878 MIDDLE ROAD, BETTENDORF • 563-332-7734 • www.byrumfamilydentistry.com