Hello Switzerland Issue 3/2020

issue 3/2020 helloswitzerland.com Presenting Partner:

A WEEKEND IN AND AROUND NEUCHÂTEL

BEAUTIFUL DAY TRIPS

ALPINE

DESCENTS

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Dear readers, We’ve been hard at work updating our website with the single goal of simplifying your expatriation experience.

No matter where you are in your journey to or from Switzerland, on helloswitzerland.ch you will find guides, videos and practical services for all common challenges. Find a home in Switzerland, understand how to register at your local commune, get career advice or valuable tips about what to do if or when you leave Switzerland - you will find all these and more on helloswitzerland.ch.

Live and work in Switzerland the easy way Simplify your entire expatriation experience with helloswitzerland.ch

Editor, Irina Ghita

Cover photo credits: Strolling around Neuchâtel castle © Switzerland Tourism/Giglio Pasqua

We are Hello Switzerland

Irina Ghita

Tonje Schou Teigland

Lukas Hayoz

Mike Tomsett

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FEATURED PARTNER: DISCOVER SWITZERL AND

A WEEKEND IN AND AROUND NEUCHÂTEL: TOP THINGS TO SEE AND DO FEEL THE MEDITERRANEAN VIBES AND DISCOVER UNEXPECTED LOCAL TREATS Provided by: Switzerland Tourism Photo credits: © Switzerland Tourism

Biel Neuchâtel

Neuchâtel’s gorgeous lake and stunning old town are among the main reasons to visit the city, but there’s much more to Neuchâtel than meets the eye.

Stunning view of the Ligerz village © Switzerland Tourism/Roman Burri 6

TRAVEL INSPIRATION

Here are our suggestions for top things to see and do in and around Neuchâtel. Treat yourself to a long weekend in this lovely town and feel its Mediterranean vibes.

Our suggestion for a perfect place to spend the long weekend: Hôtel Alpes et Lacs has a panoramic terrace and a great restaurant and is well located near the Neuchâtel main train station.

1 Day 1: Visit Chaumont See the city and its lake from up high: take the funicular up the local mountain, Chaumont. On a clear day you can see as far as Mont Blanc. For an even more spectacular view, climb up the panoramic tower at 1.200 m above sea level.

Head to the locals’ favorite picnic spot on the Chaumont, called Pré-Louiset. With a bit of preparation, you can enjoy a local tradition known only to few out-of-towners: la torrée neuchateloise. This is a Neuchâtel sausage that is well wrapped in cabbage leaves and newspaper sheets and baked in the embers. To be eaten with potatoes also cooked in the fire.

For kids there is a huge play area and the Topeka Ranch nearby offers horse or pony rides.

Find out more infos and plan your trip: bit.ly/HelloChaumont

2 Day 2: Old Town of Neuchâtel Want to discover Neuchâtel from a completely unique perspective? Try this exciting tour and scavenger hunt themed ‘Neuchâtel during the Belle Epoque’ and be transported back in time in the most fun way possible.

Go on a sensorial guided tour: this dynamic, interactive city tour takes you to several places related to the Belle Epoque: treats for your taste buds, an introduction to games of the period – and you can even board a real tram from the early 1900s!

The scavenger hunt ‘Les Chenapans’ (‘The Rascals’) will send you across the town, looking for paintings inspired by the Belle Epoque. There’s treasure at the end of the trail!

Find out more infos and plan your trip: bit.ly/HelloBelle-Epoque

3 Day 3: Hike among the vineyards The area around Neuchâtel, between Ligerz and Twann, is well known for its wine making tradition. Add some absolutely stunning landscapes and a day here won’t be enough.

Here are our tips to experience the highlights: start in Ligerz, take the Vinifuni up to Prêles. Hike through the vineyards with a grandiose panorama of the hills, Lake Biel and the island of St. Peter, until you reach the entrance to the gorges of Douanne. Don’t miss the magnificent waterfall at the end of the trail.

In Ligerz, Schafis and Twann, you’ll find numerous wineries and wine tasting cellars. Our recommendation: restaurant Zum alten Schweizer in Twann.

Find out more infos and plan your trip: bit.ly/Hello3LakesWine

Discover more spectacular autumn breaks throughout Switzerland on MySwitzerland.com/autumn Use this website in English to plan your perfect autumn outing: MySwitzerland.com/expats For more travel infos and tips throughout Switzerland, please get in touch with expats@switzerland.com or phone 0800 100 200 TRAVEL INSPIRATION

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Alpine Descents Alpine descents, whether they are called Alpabzug, Désalpe or S-chargiada, are a huge thing in Switzerland.

The cows come back from Alpine pastures for the winter and this is cause for celebration. Make sure to check the schedule ahead, most of the events were not cancelled at the time of print, but this might have changed in the meantime.

6 September

Shepherd Festival Zermatt

The award ceremony for the best-looking Valais black-nose sheep and for the Shepherd of the Year, which will be elected the day before, will take place during this traditional Shepherd Festival.

A varied festive program for young and old is guaranteed. Have you seen these beauties? They are absolutely gorgeous and choosing the best looking one will be tough!

bit.ly/HelloBlacknose2020 Désalpe, Charmey Photo credit: © Switzerland Tourism

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EVENTS

12 September

26 September

Müstair, Graubünden

Charmey, Gruyère

The best milk cows will be decorated and welcomed by villagers.

Be there around 12:00 - 13:00 for the cow procession.

Charmey’s crowning event of the year, has acquired international renown.

Witness the “Rindyà” , a quintessential mountain tradition (in local dialect it means giving back the sheep to their owners).

S-chargiada d‘Alp

bit.ly/HelloSchargiada2020 12 - 13 September

Désalpe de Bovonne Bex, Vaud

Decorated cow herds pass through the villages of Plans-sur-Bex, Frenières and Bex. The ringleaders are dressed in traditional costume. There will be traditional alp horn music and accordions.

bit.ly/HelloBovonne2020 19 September

Désalpes

Val d’Anniviers, Valais

Cattle processions will take place in several villages in the Anniviers Valley. Traditional events, food and musical entertainment are staged to celebrate the cows of the special Herens breed with their beautiful floral adornments as they return to the fold.

bit.ly/HelloAnniviers2020

Désalpe

bit.ly/HelloCharmey2020 26 September

Désalpe d’Etivaz Etivaz, Vaud

Known for its cheese, the Pays d’Enhaut village of Etivaz honours this tradition every year with an entertaining day showcasing local products.

bit.ly/HelloEtivaz2020

26 September

Alpine cow procession with market Engelberg, Obwalden

In the autumn, the slopes around Engelberg and the 3,238m high Titlis glacier are transformed into catwalks.

Or should we say cattle-walks?

bit.ly/HelloEngelberg2020 11 October

The Transhumance Bellinzona, Ticino

During the Autumn Festival and cheese market, there will also be the usual transhumance from 11:15am. A parade of embellished and decorated cows, old tractors, music, choirs, flag flyers, cowbells. Departure from SBB station with arrival at Piazza della Foca.

bit.ly/HelloTranshumance2020

26 September

Désalpe in St-Cergue

11 - 13 October

St. Cergue, Jura Vaudois

Grape harvest festival

A few minutes from Nyon and Lake Geneva, the village of Saint-Cergueis a gateway to the Jura Vaudois Regional Nature Park. Dominated by the Dôle (1677m), the fir forests, valleys and clearings offer breathtaking views of Lake Geneva, the Alps and the Jura.

Cheyres

bit.ly/HelloStCergue2020

The high point of these festivities is undoubtedly the colourful and noisy parade of floats through the village, featuring brass bands and “guggenmusik“ groups. Once the procession is over, the local winemakers will perform the traditional first pressing of the grapes.

bit.ly/HelloCheyres2020

EVENTS

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GET CONNECTED

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THE SCHILTHORN EXPERIENCE Stunning views, thrills and relaxation The Mürren – Schilthorn region is an autumn paradise for mountain lovers, sports fans and adventure seekers. There’s a via ferrata for those with a head for heights, James Bond’s footsteps to retrace and a children’s adventure playground to explore. And all this against a stunning Alpine backdrop starring the Eiger, Mönch and Jungfrau.

Surrounded by more than 200 alpine peaks and embedded in a pristine mountain environment, Piz Gloria is located at 2,970m above sea level.

The instantly recognizable summit building takes pride of place on the Schilthorn peak. Diners can watch the scenery glide by while enjoying a delicious table-served meal at the Piz Gloria Restaurant, which rotates around its own axis in 45 minutes.

Follow in the footsteps of Secret Agent 007 – James Bond Schilthorn was a pivotal film location for the iconic James Bond movie ‘On Her Majesty’s Secret Service’ (1969).

The revolving restaurant served as arch-villain Blofeld’s headquarters

and was called Piz Gloria – a name it has kept to present day. Bond has left an original mark on the Schilthorn, from the 007 Burger, to the interactive exhibition and stunning panoramic cinema - fans will be thrilled.

THRILL – at Birg station THRILL stands for spine-tingling sensations, exploring the rugged mountain landscape and the ultimate mountain feeling. Nowhere is this experience more authentic than at the Birg station.

Built as an extension of the spacious sun terrace, the Skyline Walk observation deck is suspended over the vertical abyss, with panoramic vistas and exhilarating views into the void.

At the opposite end of the terrace is the entrance to the Thrill Walk,

which leads down into the perpendicular walls of the imposing rock massif.

Hike and CHILL – at Allmendhubel The 1,907-metre-high Allmendhubel is the perfect starting point for numerous hikes, among which the themed trails Northface Trail and Mountain View Trail warrant a special mention. At the Allmendhubel, the grownups can enjoy a delicious meal at the cosy panorama restaurant with its spacious sun terrace, while the little ones can let off steam in the Flower Park adventure playground. A gateway to the fascinating alpine environment, this expansive play meadow beckons with a wealth of interesting facts about the flora and fauna of the Alps.

You can read the full article here: helloswitzerland.ch/schilthorn For more thrilling experiences: schilthorn.ch 16

LIVING IN ST YLE

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View of Piz Gloria, © Schilthornbahn AG

Wraparound views in every respect

5 REASONS TO VISIT GSTAAD THIS AUTUMN Come up, slow down Autumn in Gstaad means hiking through colorful autumn mountainscapes, digging into seasonal specialties, and relaxing at one of the numerous wellness facilities. There is no better place to come up to slow down. You might fall for it – for good.

Venison at Restaurant Kernen © Gstaad

1. Hike on beautiful trails

2. Taste seasonal specialties There are over 100 restaurants in Gstaad, from cosy fondue stübli to Michelin-starred gourmet establishments. Gstaad is heaven for foodies and connoisseurs. Our top tips this autumn for venison and haute cuisine afficionados: restaurant Huus am Arnensee and Hotel Kernen in Schönried. Simply exquisite!

3. Slow Down High Up in wellness central Gstaad is a famous wellness destination in Switzerland, bearing the “Wellness Destination” seal of approval from the Swiss Tourism Association. One of the best addresses for luxurious relaxation is the five-star Hotel Ermitage Wellness& Spa in Gstaad-Schönried. It is considered one of the most beautiful family-run wellness hotels in Switzerland. Its new indoor-outdoor saltwater pool boasts the latest eco-friendly pool technology, more water attractions and amazing views. .

Züglete, the Moving parade © Gstaad

4. Experience Swiss tradition close up Despite its wealth of luxurious and modern facilities, Gstaad has retained its Alpine authenticity. There are 200 farms, 80 working Alpine pastures, and around 7,000 cows. Alpine traditions are lived and breathed here. On 5 September, the Gstaad ‘Züglete’ (‘Moving’) parade is one the most colourful and festive autumn traditions, celebrating the return of the cows from alpine pastures. It’s a feast for all senses – and one you’ll never forget.

5. Try a fondue in a giant fondue pot In Fondueland Gstaad, there is nothing more natural than enjoying a delicious fondue surrounded by the mountain landscape. And in Gstaad you can enjoy your fondue in a rather unusual way, in some giant wooden tables shaped as fondue pots. Order a fondue backpack with all ingredients and make your own fondue in one of these quirky pots, outside in the fresh mountain air.

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You can read the full article here: helloswitzerland.ch/gstaad For more amazing experiences in Gstaad: gstaad.ch LIVING IN ST YLE

Gorgeous views by Lake Retaud, © Gstaad

Watch the rich colours of the leaves changing on the threehour hike from Col du Pillon to Lake Arnen, known as the «Pearl of Saanenland». The first leg takes you to the small and romantic Lake Retaud, where views stretch as far as the Diablerets glacier. From Lake Retaud, the path leads further through the colourful forest, full of ripe berries, ready to be picked. Walk past Chalet Vieux, Col de Voré, through the Tschärzis-valley, right to Lake Arnen, where you will feel transported to the wilds of Canada.

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FE AT URED PAR TNER : MOBIL I T Y

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Compared to car sharing and car rental, the car is completely yours during the whole subscription period and you don’t have to share it with anyone. What’s more, your family members and friends are also allowed to drive it.

All-inclusive Apart from fuel, the monthly subscription price includes everything: Registration, taxes, insurance, road tax sticker, tire change, services and maintenance.

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MOBILIT Y

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Free delivery of your chosen vehicle, anywhere in Switzerland Subscribe to your chosen Carvolution vehicle and have it delivered anywhere you want, be it at home, at your office or at the airport, free of charge, instead of the regular CHF 180 delivery fee.

FE AT URED PAR TNER : B A NKING SER V ICES

SECURITIES-BASED SAVINGS Benefits of Pillar 3a funds

Provided by: Credit Suisse

The private pension, known as the third pillar, supplements the state and occupational pensions.

As an alternative to a pension account, securities-based savings are an attractive investment solution. Those who invest early in their pension improve the potential for larger returns by using Pillar 3a funds. have more money available when they retire than if they leave their assets in a pension account.

Pillar 3a funds offer customized solutions

Pillar 3a: Pension account or securities-based savings?

save, up to the statutory maximum annual amount. You are also granted a preferential interest rate.

Make private provisions for the future and close any pension gaps – that is the role of Pillar 3a. You can choose between paying into a pension account or saving with securities. A Pillar 3a pension account is similar to a long-term bank account.

You can contribute to your account at any time, flexibly, and without any pressure to

In the case of securities-based savings, however, you invest your retirement savings in a 3a fund. Even for small amounts, your participation in the financial markets is broadly diversified. While this is not without risks, it often pays off long term: The returns mean that those investing early in securities are likely to

Various security solutions are available depending on how much risk you are willing to take and how long you want to invest your money. These differ primarily in terms of their equity component. The more equities there are in a fund, the higher the risk – but also the potential returns.

Which private pension type is best for you depends entirely on your personal circumstances. Credit Suisse experts will be happy to show you the various solutions and help you with the decision.

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Legal Notice: The reader acknowledges that the information provided in this publication is only intended for distribution and use by persons who are residents of Switzerland. In particular, it is not directed at, or intended for distribution to or use by or for the offer or solicitation of any products or services directed to any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability, use, offer or solicitation would be contrary to applicable law or regulation or which would subject Credit Suisse to any registration or licensing requirement within such jurisdiction. Credit Suisse will not treat readers of this publication as its clients by virtue of them accessing it. Readers of this publication should seek the advice of their independent financial advisor prior to taking any investment decision on the basis of any information contained herein and no information herein constitutes general or specific investment, legal, tax or accounting advice of any kind, it is solely for marketing purposes.

Copyright © Credit Suisse AG and/or its affiliates. All rights reserved.

22

FINANCIAL ADVICE

FINANCIAL ADVICE

FE AT URED PAR TNER : EDUC AT ION

BILINGUAL DAY SCHOOL COMMUNITY A Home Away from Home at SIS Swiss International School Provided by: Marcel Stähli, CEO of SIS Swiss International Schools Schweiz AG

SIS offers a structured day school and extracurricular programme including lunch, homework supervision, flexible drop-off and pick-up times, as well as activities and clubs, even during school holidays.

SIS is a private bilingual day school offering education on all levels from kindergarten through to secondary school and college. Our students graduate from college with the Swiss bilingual Matura.

As a recognised IB World School, we also offer students the opportunity to obtain the International Baccalaureate Diploma.

Lunch and Homework Hour at School We are committed to providing a valuable complement to students’ family life.

During our optional before and after school care, children can play with their friends, prepare for the day’s lessons and choose from a range of leisure activities and clubs. A healthy and balanced meal can be ordered in advance. Parents also have the option of sending their children to school with a packed lunch. Lessons at SIS also include an optional daily homework hour at the end of the school day.

SIS Clubs: From Basketball to Chess and Dance SIS Clubs offer many different activities and can be booked for one semester for students of all ages. They complement the official curriculum and cater for

the students’ individual interests and needs. The courses on offer change each semester and are unique at every SIS school. Examples of SIS Clubs are: basketball, theatre, dance, musical instrument lessons, choir, football, kung fu, programming, Lego, yoga, arts and crafts, climbing, acting and chess. During school holidays, SIS Kindergarten and Primary school students can also attend exciting week-long holiday clubs packed with sports, fun and games.

Developing Social Skills in German and English SIS’ day school structure and extracurricular programme allow students to develop skills that complement their school work and offer a welcome change from the regular academic programme. By eating, playing and learning together, they learn to share with others, develop assertiveness and take pride in their achievements. Not only during regular lessons but also during extracurricular activities, both German and English are used, providing a further

opportunity for students to develop their language skills in a natural way.

Join SIS’ diverse school community and pave your child’s way to a bright future with bilingual education in English and German.

GET CONNECTED WITH THE SIS TEAM OF EDUCATORS: Marcel Stähli is the CEO of SIS Swiss International Schools Schweiz AG. SIS operates 17 bilingual, private day schools in Switzerland, Germany and Brazil with more than 3,700 students attending classes from kindergarten through to college.

Direct access to the SIS team of educators Find out more about the benefits of bilingual education +41 58 356 17 77 (regular rates)

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24

EDUCATION

FE AT URED PAR TNER : L A NG UAG E COUR SES

LEARN A NEW LANGUAGE Fast and efficient results with Berlitz

B-permit-holders not complying with an integration agreement may lose their right to stay in Switzerland. C-permit holders who do not meet the required language skills and/or fail to comply with an integration agreement may be relegated to a temporary residence status (B-permit).

With Berlitz’ special TELC and FIDE courses, you can quickly acquire the required proficiency and take the first step towards a successful exam.

Free placement test Berlitz allows you to accurately test your current level of German, French, Italian, Spanish and English with a free online placement test.

Are you looking for language training with fast and efficient results, as well as flexible learning options?

Berlitz offers the fastest, most effective way to learn a new language - with the cultural understanding to get the most out of these new skills.

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Highly effective method Language learning with Berlitz is an immersive experience. The Berlitz Method® was invented in 1878 and is still the most effective language learning technique used today.

Flexible learning options From individual to group classes, from face to face to cyber learning, Berlitz offers a wide range of flexible options catering to the needs of the busiest professionals, but also to those with more time to spare.

Unique online platform The Berlitz Virtual Classroom® is a live online language training platform that allows you to take your lessons from anywhere, following your own schedule and pace. You will interact in real time with a highly skilled Berlitz language instructor.

TELC and FIDE certificates available Since January 2019, all non-Swiss nationals must prove proficiency in the language spoken in the desired place of residence when applying for a residence or settlement permit.

Boost your language skills Sign up for effective language training +41 58 356 17 77 (regular rates)

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26

PERSONAL DEVELOPMENT

GET CONNECTED WITH LANGUAGE PROFESSIONALS: Roxana Schwickert, Center Director, and her team of professional language instructors at Berlitz will help you find the most effective type of language instruction to significantly and rapidly boost your language skills.

Learn a new language.

Open your world.

Free online placement test

Berlitz is one of the leading providers of language training in the world and the Berlitz Method , developed in 1878 and continuously improved since then, is one of the most successful methods when it comes to learning and understanding languages.

Basel • Bern • Geneva • Lausanne • Zug • Zurich 27

EVENTS September-October 2020 Autumn in Switzerland revolves around traditional harvest festivals and alpine descents. It’s your chance to discover old Swiss customs and great seasonal food. If you’re a wine afficionado, check out the autumn grape harvest festivals and taste great Swiss wine straight from winemakers. Make sure to check the schedule ahead, most of the events were not cancelled at the time of print, but this might have changed in the meantime.

10 - 15 September

Lavaux Classic Cully, Vaud

Listen to exquisite classical music in a UNESCO World Heritage site. Discover a harmonious mix of culture and gastronomy.

bit.ly/HelloLavauxClassic2020 11 - 12 September

19 September

25 - 26 September

Gstaad

Saanen, Gstaad

Varen, Valais

Emmylou Harris returns to Gstaad! She will without doubt be the highlight of the 32nd Country Night Gstaad. In addition to this superstar, the charismatic modern country singer Aaron Watson, Billy Bob Thornton and his American roots rock band The Boxmasters, Bastian Baker and George Hug will also perform.

As traditional as it gets, in the lovely village of Saanen, with its rustic architecture. Sample local products and immerse yourself in the traditional Swiss atmosphere.

The Varen wine festival offers much for the eyes, but also much for the palate!

Taste a glass of wine while having a friendly conversation with Varner vintners – all while trying the various wines and specialities of the Valais. Pure and simple: the Varen wine festival offers fun and enjoyment!

Country Night Gstaad

bit.ly/HelloCountryGstaad2020 12 September

Lässet Sunntig / Grape harvest feast Spiez, Bern

A traditional autumn fair in one of the most beautiful and scenic mountain towns. Spiez also boasts a beautiful castle, with amazing views on Lake Thun.

bit.ly/HelloSpiez2020 12 - 13 September

Benichon

Alpine cheese and bells market

bit.ly/HelloSaanen2020 19 - 20 September

Autumn market

Ballenberg Open Air Museum, Brienz

The Ballenberg Open Air Museum hosts the quintessential traditional Switzerland, with traditional houses and crafts. There are loads of live demonstrations and also farm animals, so we are sure all kids will love it. The autumn market features homemade products and handicraft demonstrations (pottery making, horsehair braiding, weaving). Especially for this event, the wine press, the cider press and the schnapps distillery will be put to use.

Varen wine festival

bit.ly/HelloVaren2020 25 - 27 September

Grape Harvest Festival Lutry, Vaud

Every year, during the month of September, the old town of Lutry turns into a festival venue to mark the end of the grape harvest: the cellars open, the canteens unfold their banners and the village prepares to live three days of madness, the Fête des Vendanges (grape harvest festival), the last one in the Canton of Vaud!

bit.ly/HelloBallenberg2020

bit.ly/HelloLutry2020

The “Bénichon” (blessing) is a traditional popular and gastronomical festival that commemorates the end of the harvest, much like Thanksgiving. It takes place in numerous places in the French part of Switzerland and it’s your chance to try some typical Bénichon foods: the ‘Cuchaule’ bread, the saffron mustard, lamb stew with grapes, caramelised pears or smoked ham among others.

19 - 20 and 26 - 27 September

31 October

bit.ly/HelloBenichon2020

bit.ly/HelloErlach2020

Bulle, Fribourg

Lässet Sunntige/ Grape harvest feasts Erlach, Biel/Bienne

Use this local festival to discover Erlach, an absolutely charming village on the shore of Lake Biel/ Bienne. What you can expect: open wine cellars, fondue, raclette, music, parades, a market with local crafts.

Bonvillars Truffle Market Bonvillars, Vaud

On the last Saturday in October, the village of Bonvillars near Lake Neuchâtel holds the number one truffle market in Switzerland. A must for all foodies!

bit.ly/HelloTruffle2020

TAX CONSULTING

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FEATURED PARTNER: INSURANCE

PROTECT THE ENVIRONMENT AND YOUR PENSION WITH HELVETIA Schedule a free consultation with a Helvetia adviser and we’ll donate a tree in your name

Since 2011, Helvetia has supported the ‘Protection Forest’ initiative and has financed the planting of over 430,000 trees.

Moreover, Helvetia is a partner of the Alpine Protection Forest Award, which honors outstanding projects in the entire Alpine region. You too can play a part in forest protection while also taking good care of your retirement thanks to Helvetia’s expertise.

Secure your future in Switzerland As a foreign resident in Switzerland, benefits paid will be significantly reduced because of missing years in your contributions.

Do you know what your income will be if you or your partner become disabled as a result of illness or accident?

Many foreign residents to Switzerland do not realize that disability cover during the first few years is modest, particularly in the case of inability to earn resulting from illness.

In these cases only the disability insurance and the pension fund would pay a pension.

During the first year of employment the employer is only obliged to continue paying a salary for three weeks.

For this reason several employers take out collective daily benefits insurance for their employees so that in the event of illness at least 80% of the salary will continue to be paid for two years.

After that, newcomers are entitled to only a minimum disability pension and benefits from the pension fund.

However, as several pension funds make their benefits dependent on the saved capital, this pension is usually not enough to cover ongoing costs.

For each free consultation Helvetia will offer you your personal Protection Forest certificate, meaning Helvetia will donate a tree to a ‘Protection Forest’ project in your name.

This special offer is valid only if you request the free consultation via Hello Switzerland.

Schedule a pension check and become a tree owner Schedule a free consultation with a Helvetia adviser in your region and understand in detail what to expect in terms of pension gap. We’ll explain how you can even the balance with suitable and inexpensive insurance solutions.

GET CONNECTED WITH SPECIALIZED INSURANCE ADVISERS FOR EXPATS:

NICOLA MARKUS

Nicola Markus and Charles McHugo are experienced insurance advisors at Helvetia’s general agency in Geneva.

They are part of a broad network of Helvetia advisers who specialize in the specific needs of newcomers to Switzerland. For over more than 160 years, Helvetia has grown to be one of Switzerland’s leading insurance companies and offers a wide range of services and solutions in the areas of insurance and pensions.

Direct access to specialized insurance advisers Expert consultancy for international residents in Switzerland +41 58 356 17 77 (regular rates)

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helpline@helloswitzerland.ch helloswitzerland.ch/offers

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FINANCIAL ADVICE

CHARLES MCHUGO

LAUSANNE 5 essentials to spend an amazing weekend in Lausanne

Between lake and mountains, Lausanne is a unique destination! Discover our travel guide to best enjoy the Olympic Capital.

1. LAKE GENEVA

Ouchy is definitely one of the best spots to enjoy lake Geneva. And when autumn comes, it also becomes the favourite spot for Lausanners to enjoy the magnificent sunsets… with a view of the mountains, of course!

A stone’s throw from Lausanne, goodbye city, hello vineyards. With Lake Geneva as the constant backdrop, Lavaux is a must-see for all visitors to the area, as well as for locals.

The Olympic Museum represents Lausanne’s Don’t forget to have a break at the TOM Café, with its terrace on that offers a splendid view of Lake Geneva and the Alps!

The Cité is Lausanne’s historical quarter, and the location of small typical

5. PLATEFORME 10

town monuments where medieval alleys take you on a discovery of Lausanne’s history. Shall we?

Plateforme 10 is THE new must-visit district during a stay in Lausanne. it houses the Cantonal Museum of Fine Arts (MCBA), soon to be followed by the Musée de l’Elysée and the Museum of Contemporary Design and Applied Arts.

 Head to one of the Lavaux wine cellars when

it’s time for aperitif.

 Don't forget to book your weekend brunch.  Eat a delicious fondue at the Pinte Besson.  Have a breathtaking view of the city from the

Sauvabelin Tower.

Find more on www.lausanne-tourisme.ch/5-essentials and follow us @thelausanner impressum: pictures from Laurent Kaczor, Etienne Malapert & Régis Colombo

FE AT URED PAR TNER : DISCOV ER SW I TZER L A ND

CITY MEETS MOUNTAIN GET OUT OF THE CITY, UP INTO THE ALPS Provided by: Switzerland Tourism Photo: Admiring the view at Rochers-de-Naye, © Switzerland Tourism/ Andre Meier

Breakfast in town, lunch at 3,000m above sea level and a visit to the opera in the evening – this can only happen in Switzerland.

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TRAVEL INSPIRATION

Switzerland is marvelously accessible from every urban corner to each distant mountain top. Enjoy the diversity and the ease of travel as you jump on a train in, maybe, Zurich and get off to admire the view on Titlis in a matter of hours.

Day trips from Basel

Here are our hand-picked day trip ideas from Basel, Geneva and Zurich. From insider tips just a stone’s throw away to unique panoramic views at over 3,000m, take your pick.

Day trips from Geneva

Day trips from Zurich

Basel

Zurich

Wasserfallen Weissenstein

Titlis Les Pléiades Rochers-de-Naye

Gornergrat Geneva

Ebenalp

Grosser Mythen

Glacier 3000

Views of Matterhorn from Gornergratbahn, © Switzerland Tourism/ Giglio Pasqua.

The daffodil fields in Les Pléiades © Switzerland Tourism/ Maude Rion.

Grosser Mythen, © Switzerland Tourism/ Ivo Scholz.

About 1.5h away from Basel by train, you can reach either Weissenstein or Wasserfallen for a short-day trip in fresh mountain air. Gornergrat is about 4.5h away (also by train) and offers amazing views of the Matterhorn:

A couple hours away from Geneva you can admire endless fields of daffodils or marmot colonies. A bit further lies the impressive Glacier 3000:

Appenzell and Schwyz have a rich history, well-preserved customs and are only a few hours away from Zurich.

Titlis - about 3 hours away. Here’s why it’s worth the trip:

1. Weissenstein: Solothurn’s local mountain in the highest Jura chain is a hikers’ paradise with impressive views into the far distance.

1. Les Pléiades: From Vevey, a cog railway runs via Blonay to the AstroPléiades. In spring the surrounding fields are filled with daffodils as far as the eye can see.

1. Ebenalp: In Appenzell, this region boasts a system of caves that was inhabited 40,000 years ago (Wildkirchli caves).

2. Wasserfallen: Between the Basel area and Solothurn’s Thal Nature Park lies the scenic Passwang range of hills.

2. Rochers-de-Naye: an Alpine garden, marmot colonies and beautiful hiking trails await.

2. Grosser Mythen: One of the two Mythen mountains in canton Schwyz has amazing views over the heart of Switzerland.

3. Gornergrat: The best views of the Matterhorn are from the summit of the Gornergrat at 3,089m.

3. Glacier 3000: The summit station designed by Mario Botta is a spectacular site. Even more impressive: the panorama of 24 snow-capped 4,000m giants.

3. Titlis: This 3,000m peak has a breathtaking panorama and several attractions.

Unmissable: Gornergratbahn - the highest-altitude open-air cog railway in Europe.

Unmissable: Glacier 3000 Peak Walk by Tissot – the world’s first suspension footbridge spanning between two summits.

Unmissable: The Titlis Glacier cave and the ‘Cliff Walk’, Europe’s highest suspension footbridge.

Find out more and plan your trip:

Find out more and plan your trip:

Find out more and plan your trip:

bit.ly/HelloDaytripsBasel

bit.ly/HelloDaytripsGeneva

bit.ly/HelloDaytripsZurich

Discover more lovely daytrips throughout Switzerland on MySwitzerland.com/mountain-daytrips Use this website in English to plan your perfect outing: MySwitzerland.com/expats For more travel infos and tips throughout Switzerland, please get in touch with: expats@switzerland.com or 0800 100 200.

TRAVEL INSPIRATION

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ENGELBERG ALPINE CHEESE TRAIL For cheese and mountain lovers everywhere Provided by: Engelberg - Titlis • Photo credits: © Engelberg - Titlis

Breathe in the fresh mountain air, the smell of alpine flowers and cattle, you are in Heidi heaven.

This new Alpine Cheese Trail (AlpkäseTrail) takes you to eight Alpine dairies in Engelberg, where you will try a range of unique Alpine cheeses.

Only cheese made from the milk of cows, sheep or goats that graze on Alpine meadows can be called “Alpkäse”. The cheese also has to be produced at an Alpine summer farm, usually following traditional, old-school methods.

Why this is an amazing experience?

Switzerland, with views that will soothe and cleanse your urban soul. Just seeing the mountain-roaming, grass -fed cows and sheep – what a sight!

The nature: Engelberg is one of the most beautiful regions in

The cheese: you will taste hard cheeses, soft-cheeses, semi-hard, extra-hard. Cheese for grating, for crumbling, for shaving, with mild, sharp or spicy flavor. Cheese lovers, you’re welcome!

The Swissness: There’s nothing more Swiss than this. Tasting mountain cheese up in the Swiss Alps – it’s the ultimate Swiss dream.

Find out more and plan your trip in this beautiful region:

www.engelberg.ch/cheesetrail

Some practicalities The tour is 40km long and takes you to 8 Alpine farms: Gerschnialp, Hüttismatt, Untertrübsee, Surenen, Stäfeli, Langenboden, Blackenalp and Steinäbnet. You can either do the entire tour or parts of it as day trips. Numerous accommodation and restaurant options will be along the way.

Engelberg

TRAVEL INSPIRATION

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EXCELLENCE CLASS

The most sought-after seats in Switzerland the platform. Here they are greeted at the welcome desk in front of the Glacier Express by the concierge, who takes care of check-in and all their luggage.

Whether champagne and salmon soufflĂŠ or exciting anecdotes and information about the wonderful landscape passing by the panoramic window, an experienced crew ensures the well-being of guests throughout the entire journey.

Guests will also find comprehensive information about the route, the country and its people on their individual tablet – keeping them well entertained.

To the bar for an aperitif

A panoramic trip through the Swiss Alps aboard the Glacier Express is now even more spectacular.

The new Excellence Class sets standards that are as high as the mountain peaks along the legendary route.

One for the bucket list.

Window seat guaranteed A rail journey through the Swiss Alps has never been so luxurious. Passengers in the new Excellence Class enjoy the highest level of comfort, the best views and culinary highlights.

While soaking up the superb panoramic view from a guaranteed window seat, passengers travel across 291 bridges and through 91 tunnels on an eight-hour journey between St. Moritz and Zermatt.

Concierge on board The pleasure of traveling Excellence Class starts as soon as guests step onto

Along the way, the crew will serve a refined, regional five-course meal including accompanying wines. Amusebouche and champagne tastes twice as good looking out towards the Piz Bernina.

For a welcoming drink or an aperitif, we recommend the exclusive and wellstocked Glacier Bar, which offers the best view. Later in the day, an afternoon tea with delicious friandises is served.

The journey in Excellence Class is not only a feast for the senses but also one of the most exclusive tourist highlights in Switzerland.

Book your ticket at glacierexpress.ch/excellence-class and enjoy a spectacular journey.

LIVING IN ST YLE

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Always by your side

Hello Switzerland exclusive deal: TCS membership at

30%

HELLO SWITZERLAND DISCOUNT

TCS membership for couples and families CHF 97 per year instead of CHF 139

TCS membership for individuals CHF 65 per year instead of CHF 93

Request TCS membership 30% off Benefit from the best breakdown cover in Switzerland +41 58 356 17 77 (regular rates)

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helpline@helloswitzerland.ch helloswitzerland.ch/offers

Tax Support for International Residents Per Melberg, Managing Partner of Exactio Ltd and the Exactio team have decades of experience in global mobility and international tax.

Do you need help filing your tax return? Or do you simply Per Helberg have questions regarding the Swiss social security and pension system? Get in touch with expert tax advisers who specialize in the complex situation of international residents in Switzerland. helloswitzerland.ch/offers