Personal Financial Planning
E
very time we usher in a new year, we make goals, plans and resolutions. Most if not all of these goals and plans directly or indirectly involve our finances. Sadly, most of us do not meet half of the goals. Financial
illiteracy and indiscipline are the reasons most of us fail to achieve our set financial goals. Financial illiteracy and indiscipline is the inability of an individual to make prudent financial decisions such as paying bills on time despite having the resources and spending on unnecessary items only for them to deplete their funds before meeting the real needs. | ISSUE 3 | SHINE MAGAZINE | 35 |
