Home Business Advertiser Magazine

Page 1

MAR/APR 2015

www.HomeBusinessAdvertiser.com

To advertise call: 717-426-2438

Nike Roach Was Able To

Pay Off $205,000 In Debt With His Home Business!

Find Out How On Page 32-33

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Success Story Spotlight

How Linda and Frank Sullivan Earn $3,000 A Day Plus Guaranteed Residual Income With A Breakthrough Direct Mail System. See Page 10.


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Underground Recruiting Approach Amazes Old Pro Easiest Home Business Ever! No Selling! ~ No Meetings! ~ FREE to Join! This isn’t going to be your “normal” ad. No hyped up sales pitch. You see, I thought I knew it all. Over the years, I’ve developed postcard mailing systems that brought in 1000s of new members to MULTIPLE network marketing companies. If I gave you my name, you’d say, “Yeah. I’ve heard of him.” In spite of that great success, my “hit rate” for getting and keeping new people was barely acceptable. A few months ago, my good friend and right-hand man came to me and suggested a NEW WAY to do what we’ve been doing for the last 14 years. It was crazy. First of all, he wanted to give away FREE postcards. Not completely original, but OK. Second, he chose Life Force International as the company he wanted to promote. Now, I’ve always liked Life Force, but they’ve been around for 30 years now. How was this going to be “new” or “different”? That was the real genius. We had a rock solid company with great liquid nutritional products that almost everybody likes. But he also had a SECRET WAY, based on LFI’s “rules”, to rapidly bring in new members, persuade them to quickly get on product autoship, and get them involved and committed to our mailing program. Underground recruiting! Honestly, I was pretty skeptical his “underground” approach would work. People have been trying to come up with “magic” ways to entice people to join, get on autoship, stick around, bring other people in, etc. for decades. Not only that, but all the “experts” told us it wouldn’t work! But it did. Beyond our wildest dreams. More than 1,700 people have joined us in less than 8 months. Many of them are getting on autoship without much encouragement from us. And most of them are sticking around. ALL YOU DO IS MAIL POSTCARDS Best of all, your postcards are FREE. The most remarkable thing is, anyone can make money. You just mail your postcards and we do all the work for you. Each postcard you mail will have your ID number, so you’ll get credit for each signup. Get paid on everyone on your team, regardless of who placed them under you. Imagine getting paid on thousands of team members every single month, and you only referred a handful! Incredible... but true. Life Changing Product Body Balance is a liquid health supplement endorsed by over 6,000 healthcare professionals. It enhances digestive health and supports healthy immune function. Because Body Balance is in liquid form, you’ll notice the benefits quickly. Many people report having more energy, better sleep, losing weight and better overall health from drinking just 2 ounces daily. 3 You’ll receive a FREE sample in your Start-Up Kit.

3 POWERFUL REASONS TO JOIN OUR TEAM!

#1. FREE Start-up Kit Your StartUp Kit includes 100 FREE names and 100 FREE cards. Plus, a FREE sample of Body Balance. You won’t pay to join Life Force – we enroll you for FREE. You’re only asked to cover the Shipping and Handling of the Start-Up Kit. #2. Unlimited Income Would an extra $1,000 – $10,000 a month change your life? You can earn 5% commission on all members placed on your 1st level, a whopping 40% on your 2nd, and 10% on your 3rd. The huge payout on the first 3 levels helps you make money fast. INFINITY bonuses help you keep making MORE MONEY on levels 4 and below. Top earners make over $20,000 a month. Get paid up to 5 times a month! #3. FREE Postcards Every Month: We’ll give you up to 1,000 FREE postcards every month. That’s $89.00 worth of postcards each month to help you succeed. Your Start-Up Kit has a coupon to request additional FREE postcards. The sooner you join, the sooner you can start making money with our incredible SYSTEM. WHY YOU MUST ACT NOW: If you’re serious about making money from home, then you need to join our Life Force Team TODAY. Get in NOW before the real STAMPEDE begins... for less than $10! To get started, just complete the Enrollment Form below and return it with $9.95 for S&H of your FREE Start-Up Kit.

NEW MEMBER ENROLLMENT FORM

√ Yes, enroll me in Life Force & rush my FREE Start-Up Kit along with my FREE sample of Body Balance plus 100 FREE postcards & 100 FREE names so I can start mailing. √ Enclosed is $9.95 for Shipping and Handling. I understand I’ll continue to get FREE postcards every single month. (PLEASE PRINT CLEARLY). Name: _____________________________________________________ Address: ___________________________________________________ City/State/Zip: _______________________________________________ Phone #:_________-_________-__________

ID# 20930221

Email (optional)______________________________________________

Return this ad with $9.95 Check or Money Order to:

New Dimensions 50K Team

PO Box 969, Grayson, GA 30017-0019

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HBA ADVERTISERS KNOW THINGS That Maybe You Don’t Know...

Mar/Apr 2015 Issue 2/Vol 11 Publisher Bob Schwartz & Company Associate Publisher Kyle E. Schmalhofer Wolf Enterprises Creative Director Maria Cummings-Miller

In the last 10 years of publishing Home Business Advertiser, almost 85% of our advertisers are renewals or referrals. It makes you really stop and ask yourself the question, “Why do so many HBA advertisers keep coming back for more?” 1)

Sales Coordinators Joshua Schwartz Jonah Schwartz Elizabethe Bogrette

H BA reaches a total of over 25,000+ business opportunity seekers and buyers, 6x times a Josh, Bob, Nicole, Rebecca & year. (People who read HBA are looking for Jonah Schwartz Pull a 48” Red home based business opportunities, effective Drum up! - Virginia Beach, VA marketing ideas, leads, advertising and mailing list sources, and people to partner with.)

2)

Consultants Rod Cook Marcie Cook George Madiou Troy Dooly

ot all, but many advertisers are running co-op advertisements. A co-op N advertisement is where a co-op leader will 1) place an ad, and will 2) collect an equal amount of money from each co-op participant, and will 3) divide the leads that come from the ad equally to each co-op participant. You can get an 800# telephone rotator @ www.ConnectMeVoice.com or by calling 1-800-743-1208 and asking for Lori.

3)

A dvertisers are NOT trying to make 50, or 20, or even 10 SALES off their ads (although sometimes they do, depending on their particular business). Advertisers are generating incoming, inbound leads. Sometimes one, good, solid lead can develop into hundreds-of-thousands of dollars in sales for their business!

4)

H BA tends to hang around in readers’ homes or offices for a long time, often generating leads for months after each publication.

National Marketing Director Tom Ivey

Display Advertising: 1-717-426-2438 Home Business Advertiser® is published bi-monthly by Bob Schwartz & Company. All material within is copyright protected by the publisher. All submissions are handled with care; we assume no responsibility for unsolicited materials. Although all advertisers are believed to be honest and truthful, the publisher accepts no responsibility or liability for the conduct of the advertisers in this publication. The publisher recommends consulting legal council before entering into any business relationship. Please notify the publisher if any misconduct is detected.

Home Business Advertiser® 15 Village Square, Marietta, PA 17547 717-426-2438 www.HomeBusinessAdvertiser.com © 2005All Rights Reserved All advertisers are responsible for content of their own ads. Thank you for advertising!

6

5)

epeat advertising creates a steady flow of leads. Plus, when readers see R a business owner advertising for several issues in a row, they infer that the advertiser is legitimate, committed, and probably doing well.

6)

Home Business Advertiser has ad sizes to fit any budget, large or small.

• • • • • 7)

Business Card - $147 (reg. $195) Quarter Page - $325 (reg. $410) Half Page - $495 (reg. $635) Full Page - $795 (reg. $1045) Two Page Spread - $1,495 (reg. $1795)

God Bless,

A dvertising Pays! Just ask our advertisers. To place an ad in the next issue, closing April 11, 2015 – call us 717-426-2438.

“Do not let your hearts be troubled. You believe in God; believe also in me.” Jesus Christ <><

Bob Schwartz, Jr. CEO/Publisher

www.HomeBusinessAdvertiser.com

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COVER STORY

Direct Mail & Marketing Success Secrets

HOME BUSINESS RICHES How a husband and wife team earns over $3,000 a day plus guaranteed residual income with a breakthrough direct mail system. By Chris Roman

F

or several years, Linda and Frank Sullivan joined just about every home business opportunity that came along. They experienced the disappointment and sadness that came with being scammed, ripped off, and losing much more money than they ever made. “If we saw it advertised somewhere, or it arrived in our mailbox, chances are we tried it,” says Linda. “All we ever wanted was something that was ethical and real.” That opportunity came one day when a business associate of hers showed them a stack of FedEx envelopes that had arrived that morning. “She actually opened each envelope in front of us, counting out over $9,500 in cash.” The Sullivan’s could not believe what they had just witnessed. For years they would’ve been happy making an extra $1,000 or $2,000 per month, and here their friend stood holding $9,500 in cash profits which had arrived that same morning. “What she explained to us was that the real secret to creating wealth was to have an automatic and non-stop residual income attached to whatever business opportunity we were involved with,” said Linda. For the first time in their lives, Linda and Frank had been introduced to a guaranteed method used to earn an extra $1,000–$3,000 a day within their first 30–45 days. The company they learned about was TC International and the program was called the “Extreme Cash Daily” profit system. “It turned out that the company had national magazine ads everywhere and that they had been helping to change lives all around the country,” said Linda. The Sullivan’s hadn’t caught on because by that point they had just about given up on work-from-home opportunities. “Quite honestly, we had become much too afraid to take any more financial risks. The credit card bills had gotten out of control, and we cringed at the thought

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Chris Roman is a contributing editor and business writer who provides expert analysis and in-depth research.

of losing any more hard-earned money,” said Frank. But seeing actual proof that the program worked gave them a feeling of security, so they came aboard. What really surprised them was that all they had to do was sign up and the company did all the work. Advertising was already built into the enrollment, which means they immediately began to receive cash profits within the first 10 days. Everything was completely hands-off, since the company’s support staff handled all the emails, phone calls, and closing of sales. “Finally, there was no selling, no talking to anyone, no hassles, and no worrying about expensive mailing lists and leads. They design and take care of all the marketing campaigns for us, and there were no additional fees after we enrolled” said Frank. “But the best part is that we now enjoy a lifetime residual income,” added Linda. “It’s really a system of people helping people. It is the way life was designed to work. Send out truth, love and abundance and that exact same energy will come right back into your life. So we help our members just

like they are family. Whenever they make money, we make money. So we personally ensure that they are able to exactly copy our results and success,” says Linda. Frank says the best part is seeing their members realize that they can create any size of a daily income they desire. “We make it so they cannot fail, by giving them the tools to literally write their own paycheck,” he says. What the Sullivan’s value most, however, is helping people avoid all the pain and hassle they experienced for years. “We provide full access to our easy, stepby-step method for copying exactly what we do to earn what is now over $3,000 per day. There’s no guesswork and no risk involved,” says Linda. “Our members end up falling in love with our direct mail system since they can learn to predict their daily profits with 100%, absolute certainty.” For those who want to learn more, visit the website at: www.ExtremeCashDaily.com and enter referral ID number CC70823. Everything is designed to clearly answer 100% of your questions. The Sullivan’s also encourage you to speak with a live staff member after you have reviewed the website. Most people are absolutely blown away once they fully understand how the residual income feature works. In fact, it’s designed to literally guarantee that your income will never stop. Before the interview ended, Linda allowed me to photograph their income from just the last 11 days – a total of $26,500 in cash profits spread out over their kitchen table. It was a stark reminder that it does indeed pay to remain hopeful and never give up on your dreams of financial independence.

The Sullivan’s road to success has them featured in publications all across the country.

Linda and Frank Sullivan are Level 4 VIP members of Extreme Cash Daily. To learn more, visit www.ExtremeCashDaily.com and enter Referral ID Number CC70823. Also, to receive personal help and guidance from Linda and Frank, feel free to contact them at: linda.sullivan1954@gmail.com. After you’ve enrolled, you’ll also receive their Welcome Package, which contains the step-by-step blueprint that allows you to exactly copy their results and success.

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Home Business Advertiser

Jack Fallon Total Life Changes CEO

Total Life Changes CEO Jack Fallon signs nearly

$4 MILLION IN CHECKS

to his top earners as TLC hosted this year’s first major event at the World’s Largest Marriott in Orlando, Florida, USA. Total Life Changes (TLC) is a privately held, debtfree company founded in 1999 and operated by an experienced group of network marketing veterans. Jack Fallon is CEO and founder. Total Life Changes markets nutritional and skin care products. The vision of the company is a focuses on helping individuals achieve success with affordable, natural products and business building systems. There is no sign-up fee to become a member of TLC. The company has a significant presence in 92 countries, including the United States, Canada, Malaysia, Mexico, Colombia, Peru plus several additional Latin American countries. More than 34,000 people have joined TLC since last year. HBA had the honor to interview Jack Fallon. Jack, how did you get involved in network marketing? As with most direct marketers, a few acquaintances introduced me to a method of earning additional income. What attracted you to network marketing? This industry gave me direct control over my income. My personal efforts would determine my success and provide me the means to raise my family without concerns of a volatile economy and job market. How did you get started? I was raised in the Midwest where an emphasis is placed on hard work, providing for your family and helping others in need. Like many others in my community, I worked in the automotive industry – but I believed there was something more important I should be doing. A few acquaintances had become involved in a home-based business and encouraged me to learn more. The concept of operating such a business appealed to me, but the core values of some companies made me question if I would have the opportunity to help others in some way other than coaching them on working a business plan. If I were to reach my goal of helping others with

their health and financial wellness, I would need to create the company myself.

What advice would you give a “newbie” in our industry?

The company has a significant presence in Asia, how did this happen?

My first advice is to read. Learn about the industry and the products and business plans available. Once someone knows about the business, they will understand the advantages Total Life Changes offers them in terms of product, earnings and the opportunity to help others.

As with everything in life, and especially in Direct Marketing, one’s success is dependent on the hard work and caring of those close to you. The members of our TLC family believe in the benefits of our product line and shared their vision with family and friends around the world, including Asia. In other words, we are a global company because of the work and the beliefs of our associates. What separates TLC from other opportunities? What makes TLC stand out from other companies is our focus on high-quality, natural products that improve people’s lives. Dedication to family, health and wellness has created an environment for growth and stability. Why did you choose your type of compensation plan? Our leaders and members preferred the binary plan, and since they are the real force that drives TLC, we implemented the program. We have found that the binary plan, coupled with our unique bonus incentives and retail opportunities has provided the greatest rewards. Looking to the sales force, how many people are involved? There are many variations of how to measure the involvement of a company’s sales force, but I can tell you that more than 34,000 people have joined TLC since last year. These people are a blend of experienced direct marketers and those who have chosen to enter the industry based on what TLC offers. In the Unites States, the economic downturn has created a great opportunity for those who wish to control their destiny. Wage concessions, fewer hours available to work and other austere procedures many businesses have implemented have taken their toll on hourly and salaried workers alike. Direct Marketing has a proven return on your investment in time and effort and the profit sharing is 100% yours.

What are your plans for the future? The future holds a great deal of excitement for TLC and we have laid the groundwork to meet the substantial growth it holds for us. Product development has been a driving force in opening new market segments for our members. We have been able to not only increase sales of our long-standing products, but also new sales opportunities with the additions of Ganoderma, Gano-based coffee and skin care products. The key is the underlying synergy of each product being natural solutions to preserving wellness. This is evident in our offerings of a black coffee, mocha coffee and a revolutionary weight loss coffee. As our company grows, we see the need for better communication. We are making the investments needed to expand our business deeper into Latin America, Europe and Asia. We recently launched “Revolutions,” a new smart phone app that allows our members to conduct business utilizing the convenience of mobility. We continue to move forward with establishing relationships with many different countries. The advantage we bring to their citizens is the opportunity to increase the business economy and raise the standard of living. Our goal is increase the global presence of TLC through the availability of our products and our values of helping others.

Contact Details:

Website: www.totallifechanges.com Facebook: www.facebook.com/TLCHQ Twitter: www.twitter.com/TLCHQ

Get in touch with a TLC rep now.


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There is NO Discount or Wholesale Involved with this Secret Program! THIS STUFF IS ALL FREE!

If you would like to learn the simple and easy process of how YOU can receive new Laptops, Digital Cameras, Flat Screen TV’s, as well as many other consumer electronics for your home and car for free, then please read on... But, let me warn you - once your friends see all the expensive electronics you are receiving FREE, word will spread quickly! People may start calling you on the phone or start knocking on your front door (some people you don’t even know) offering to buy these products, or making requests for specific electronic items they want you to get for them!

This may sound great to you now, and you can sell off all the excess electronic products you want for 100% Profit or simply give them away as gifts! - But once people find out that YOU can get Free Electronics, they will offer you money and even offer you very personal favors to get stuff for them too - It can become an extreme annoyance... So be prepared! BUT DON’T WORRY ! - This isn’t one of those MLM Programs that you have to drag other people into... If you want to keep it quiet, you can just let people keep wondering what you’re doing to get TOTALLY FREE EXPENSIVE ELECTRONICS... Then, give them a “big wink” every time the UPS Driver delivers another big package to your front door! We know you’ve got questions and you’re probably skeptical... So here’s a few things you may want to know before you decide if you really want to start receiving ALL the FREE ELECTRONICS you can handle! Question: Do I get to pick and choose the products I want to receive? Answer: Yes, we provide you with a detailed list of over 2,500 manufacturer’s items complete with color product photos... you get to choose the exact products and model numbers of each electronic item you wish to receive! Question: Are these electronics older and outdated versions? Answer: No - They are All New! Actually some of the items you can receive are HiTech Electronics that are so new... they have not even been officially released for sale to the general public! Question: Are these products high quality or are they defective factory seconds? Answer: No, ALL electronics are brand new! These are not factory seconds, defects, or returns. The quality and features of many of the products will most likely exceed your expectations. Question: Are these electronics all name brands? Answer: Yes and no. There are some brand names you may have never heard of simply because they are not sold within North America. Other products may come direct from the true electronics manufacturer before a company such as Toshiba® slaps their logos on them... Believe it or not, large companies like these may not actually manufacturer all of their own products. For Example: If you know your electronics well, you may recognize some brand names which are sold in North America minus the familiar Panasonic® or Sony® Logos. You could receive a DVD Player with a Sony® Logo and the next week receive the same exact DVD Player with a non familiar Yakimia® Logo - It’s the same DVD Player branded by two different companies! Question: With the exception of the program cost, are there any other costs at all involved? Answer: No, the only thing you pay for is the small cost of this program and postage to mail a few forms to request your electronics. The only exception is you may be asked to pay a small shipping charge on the products. However, 9 out of 10 times you are not asked to pay shipping cost at all. Question: So that’s the catch huh? I’ll have to pay huge inflated shipping cost on certain products - Right? Answer: No! Once again, on 9 out of 10 products you will NOT pay ANY shipping cost. Anytime you are required to pay shipping, you will only pay the exact shipping cost charged by DHL or UPS - and for oversize items like Plasma Screen TV’s you only pay the exact Motor Freight charges. Question: Do I have to live in the United States to use this program? Answer: No. You can use this program from any State or Country and have your electronic items shipped to you anywhere you live. This program was revealed to us by a Top Electronics Marketing Executive who knows how things work inside the electronics industry. He has witnessed Millions of Dollars worth of Electronic Products being sent to people just like you who know the insider secrets to receiving Free Electronics! The information you will be receiving is literally worth thousands upon thousands of dollars and we guarantee that you can receive expensive home and automotive electronics, software and more completely free of charge!

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Use your Free Electronics for your own personal pleasure or sell off any excess you don’t want for Huge Profits! - Keep in mind that there’s only so much room in your home for high quality electronics, so you’ll probably have to sell some sooner or later. . . We’ll even show you how to make incredible profits by just selling off the excess stuff that you really don’t need! BUT, THIS IS NOT FOR TIRE KICKERS or LOOKIE LOU’S

Once we transfer this information to you - you will officially then be in the “Electronics Associates Loop” and will have ALL the secrets you need to receive virtually any type of Free Electronic Equipment you’ll ever need or desire!

The transfer of this program and secret information is final and you order on the promise that you will NEVER share this information with anyone outside your immediate family. However, to protect your mere initial investment of the small program price, we are prepared to take all the risk by offering this STRONG $5,000.00 SIX MONTH TRIAL GUARANTEE!

www.Offer25.com

$5,000.00 TRIAL GUARANTEE Use the Electronics Program for a Full 6 Months. If you do not AT LEAST Receive $5,000 in retail value electronics during your trial, you may return the program for A PROMPT FULL REFUND by simply completing the 6 Month Trial Voucher, which will be enclosed with your program. THIS MEANS YOU ARE GUARANTEED TO RECEIVE AT LEAST $5,000.00 IN FREE ELECTRONIC PRODUCTS DURING YOUR TRIAL PERIOD OR YOU PAY NOTHING!

www.Offer25.com Send This Coupon To: PX Offer25 Dept. HA35 732 Montgomery Hwy. #111 Birmingham, AL 35216-1800

DEPT. HA35 Order Fast With Your Credit Card On-Line by Visiting Our Website Above

YES! I’ve always suspected that huge electronics companies were giving away Millions of Dollars worth of Brand New Products every year and just writing them off as legitimate marketing expenses... I’m ready to get my share NOW! Please send me your Complete “Electronics Membership Program” and show me exactly how to get ALL TOTALLY FREE ELECTRONICS FOR LIFE! I understand the GUARANTEE means I must Receive at Least $5,000.00 in Free Electronic Products during my trial period or I can return this program for a full prompt refund. On that basis, I am enclosing my One-Time-Fee of $34.00, plus $5.95 Shipping & Handling ( $39.95 TOTAL ) Money Order ❒ Cash ❒ Check ❒ ❒ FOR FAST RUSH PROCESSING ADD $10.00 (Total $49.95) Name _________________________________________________ Address ________________________________________________ City ___________________________________________________ State ___________________ Zip ___________________________ Checks will delay orders for positive bank clearance and according to law, NSF and worthless checks must be presented to local area District Attorneys for collection.

CANADIAN and OTHER NON U.S. RESIDENTS please submit MONEY ORDER Payable in U.S. Funds ONLY and Add $10.00 to cover additional shipping.

Copyright© www.Offer25.com

1/21/2015 6:36:14 PM


Finally, You Can Receive The Money That You Actually Want! No More Red Tape and Being Given The Runaround By The Big Shot Bankers! The “20,000 a Month Club” Can Supply You With Up To $20,000 and More Every Month, Come Rain or Shine! Starting Today Your Financial Problems Are Things of The Past! You Are About To Live a Life Of Prosperity, You Are Approved!

FINANCIAL SUCCESS CAN FINALLY BE YOURS! At Last! This Amazing Secret is Available To The General Public For The First Time! This is a Limited Offer, While Supplies Last! This Money Generating Secret Program is Offered To You Now, But I Don’t Know For How Much Longer. The Big Shot Bankers are Getting Together To Ban This Priceless Report Forever! They Don’t Want You to Ever Get Your Hands On This Life Changing Opportunity! They Would Much Rather Keep You In The Dark! The Bankers Act Like They Don’t Want To Lend You Money In The First Place, and Then Having You Jumping Through Hoops With Endless Red Tape In Order To Allow You The Rare Chance To Borrow The Cash You Really Want. The Closed Fist Bankers Believe That When You Borrow Money, You Should always Have To Pay The Money Back With Interest! So That They Can Continue To Live The High Life Off The Backs Of Hard Working Americans Like You and Me! Well, My Friend, This Is Our Final Chance. We Must Unite Now, Stand Together and Shout With One Voice “Those Days Of Repaying Loans Are Over Forever!” Plus, “I Can Get Loans With Ease With out The Help of The Blood Sucking Bankers!” This May Very Well Be Our Last Chance To Gain Financial Freedom! The Wolves Are At The Door! I Advise You To Arm Yourself Now, With The Knowledge You’ll Need To Defend Yourself Against Poverty Forever! Act Now! You Will Never Have to Live Like a Poor Person! Once You Have This Information In Your Hands The Battle Will Soon Be Over For You! No One Will Be Able To Stop You From Getting Your $20,000 Loans Over and Over and Over! Even If Bankers Are Successful In Their Efforts To Ban This Report That’s OK As Long As You Know The Contacts and The Steps Involved In Actually Getting Your $20,000 Gifts. They Can’t Ever Take That Away From You! Act Today Before It’s Too Late! Those Fortunate People That Have The Foresight To Invest In Themselves Today and Arm Themselves With The Knowledge That This Wealth Building Report Has To Offer Will Be Rewarded Many Times Over. All Others Will Be Doomed to Remain in Their Present Situation To Suffer The Consequences Of Their Failure To Make Prudent Life Changing Decisions.

THE $20,000 GIFT PROGRAM IS ORGANIZED TO PROVIDE FAST AND EASY GIFTS!

Testimonials

You are invited to join the World’s Hottest, Most Unique and Rewarding Association. It is not often that we disclose guarded secrets to the general public, but with the lagging economy being in the state of concern like it is. People have indicated that there is a desperate need for fast and easy cash without all of the red tape and the bother of dealing with stingy bankers. We are here to help you succeed! Many sharp people like you needed fairly large sums of cash really fast, but didn’t want to worry about having to repay the loan. We organized the “20,000 A Month Club” to solve this problem. These loan packages are called Self Liquidating Loans, In which you can receive as many as you want over and over, with absolutely no repayment requirements as long as you promise to use the money wisely and limit yourself to no more than $20,000 A Month for the first six months as a new member. After Your Six months probation period is over, you may request as many loan packages as you like. We organized for the primary purpose of helping to provide each member with at least $20,000 a month for you to use any way you like. Buy a new car, pay up all your bills, take a vacation, buy a boat or home for you and your family, travel the world. The money is completely yours to spend like you want as long as you promise to put the money to good use. Can you put $20,000 or more to good use? Naturally, you are wondering how such an organization could be so financially endowed as to be able to give away $20,000 a month to each member every month. The secret is working together as one interdependent unit. We all will prosper because we support each other as needed. Every member in the program will receive $20,000 every month rain or shine no one is left out! This program works. Our members are established to help each other, the members are dedicated and willing to share for the common good of all. We all pitch in to help our old and new members succeed. This is a team effort!

I was skeptical at first, until I started receiving the money! I couldn’t believe my eyes. My husband and I spent the first $20,000 on paying up all of our bills. The second $20,000 was used to take a dream vacation. Our next $20,000 we are going to save. Thanks, Susan Waters, Philadelphia, PA. What a Great Blessing! I finally joined a program that works for me, I got my $20,000 almost overnight! You guys are Great! Thanks a lot. Jerry Richards, St. Charles, MO. Everyday I wake up to what seems like a dream - no more alarm clocks, no more boss, no more traffic and no more stress. So far I’m waiting on my fifth $20,000 I just quit my stressful job! I found that I can live really nice at around $20,000 a month! Love you! Jeanne Wilson, Chicago, IL. The list of satisfied customers goes on and on. Nothing would give me a greater pleasure than to see your name with the many others that have made a positive and profound difference in their lives by joining the $20,000 a month club. Can you think of a better time to make all of the money you want?

Join the $20,000 a Month Club Today at Half Price! Now is the time to act! Normally the enrollment registration cost is $200.00 for all. No Exceptions! However if we get your membership coupon back within 10 days, I will wave the normal cost. You can join today by sending in only $100.00 to get started receiving up to $20,000 or more monthly! Please take a few minutes to fill out our membership coupon below so that we can hurry and get your paperwork processed in order for you to start receiving up to $20,000 or more from club members.

FREE 90 Day Trial Enrollment – NO RISK! Order Coupon

YES! ☐ Please enroll me in the “$20,000 A MONTH CLUB.” I’m ready to start receiving up to $20,000 or more every month as a Club Member, I agree to follow all instructions and rules for receiving my $20,000 a month. I understand that I will receive at least $20,000 a month from program members within 90 days or my enrollment money will be returned to me in full. I am responding within 10 days. This qualifies me to save $100.00 off of my Registration fee, therefore here’s $100.00 ☐ Cash ☐ Money Order (NO PERSONAL CHECKS) Today’s Date __/__/__ I kept the Registration Coupon longer than 10 days Here’s $200.00 ☐ Cash ☐ Money Order. Please Print Clearly. Name___________________________ Address______________________________________ City____________________________________ State _______ Zip_______________________ 18© 2013 HORTCO INTERNATIONAL. All Rights Reserved

Send Order to:

HORTCO Publications

PO Box 2011-HBA • Chicago, IL 60690-2011

Advertising Pays! Ask Our Advertisers!


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      

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    19

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By Richard Potts

"Mike Akins is one of the most successful leaders in the network marketing industry. One of the keys to his success is his heartfelt passion to help each distributor to live their dreams." I am honored to be asked to share my thoughts about Mike Akins. I have known Mike for approximately 40 years. Meeting Mike through an advertisement changed my life forever. I could sense that he cared about me more than what I could do for him.

like-minded people into his business. His network marketing organization is full of heartfelt leaders scattered throughout the world. I believe this is why his organization has 85 of the 108 million-dollar earners, 9 of the 12 highest ranking leaders (6-figure monthly incomes), and 76 of the 96 second-highest ranking leaders in the MLM company that he is working. More than 60% of these achievers were new to network marketing.

I was a passionate networker. I was amazed at his wisdom and knowledge of the intricate details of what it takes to be successful in this industry - not just success for a handful of talented people but his understanding of how just about One of these outstanding achievers was a anyone could achieve success. maid (high 5-figure monthly income) and I remember reading an article in Money another was a garbage collector (high 5Maker's Monthly trade magazine that figure monthly income). One of the highest referred to Mike as the greatest network paid leaders was a night watchman (6marketing leader in the world. I agree and figure monthly income). Each with no MLM believe this is because he is humble, experience. This is an organization of caring, sacrificial, and willing to sacrifice grassroots distributors becoming millionhimself for his friends, many of whom are dollar earners. In my 40 years of networking, I have never seen anything like his business associates. this. Mike had a major impact on my life and the lives of my loved ones, spiritually, There are thousands of successful financially, and physically. I am now 81 networkers in Mike's organization of years young and still have never met 450,000+ distributors and customers anyone like Mike Akins. He gives all of the scattered throughout more than 90 countries. Mike's organization generates credit to his Creator. more than $20 million in volume each month. His staff supports these distributors Over the years I have watched Mike train a wherever they are in the world. staff of individuals (Professional Networkers) that have his same love and passion for Mike's distributors and Mike lives on a fraction of his income and FOR MORE INFO CALL: customers. They are true humanitarians. invests the rest into supporting his This team has helped so many networkers distributors and donating thousands of achieve their dreams and literally change dollars to a nutritional therapy program for If emailing us, please put their lives. They are like a magnet that terminally ill people throughout the world. “HBA� in the subject line. draws support@professionalnetworkers.com

888-245-1056


YOU ARE NOT JUST A DOLLAR SIGN TO US. WE GENUINELY CARE ABOUT YOU! I was thrilled to learn that three of Mike's staff members are now building their own MLM businesses. Mike is now dedicating a great deal of his time and resources in assisting them in developing worldwide businesses. Chris Moore has been with Mike since 1988. Chris has traveled to several countries in support of Mike's organization. Mike has told me that Chris is one of most knowledgeable MLM leaders in the world. Jason Gray has worked with Mike for more than 16 years. He and his wife have poured their lives into assisting thousands of individuals in living their dreams; they are now ready to live their own dreams. Jason is an ordained minister and humanitarian. Their distributors rave about Jason and Wendy's passion for their distributors' well-being. Many of these distributors have been in the industry for years and say they have never felt such love. Lauren Roberts simply blows my mind. She is building her own organization at lightning speed. She is an ordained minister and missionary. She has traveled with Mike and Marsha Akins to minister to orphans throughout the world. Chris, Jason, Wendy, and Lauren are working together to follow in Mike's footsteps. They have the same love and passion for their distributors and customers as Mike and Marsha have demonstrated. Mike has committed the next several years to helping this team of humanitarians develop a multi-million dollar organization. Mike says, "They have given me their best years, and

now it's my turn to give them my best." Mike has been successfully involved in the network marketing industry for 47+ years. I was astonished when he told me that he couldn't, in all good conscience, bring new distributors into outdated programs. He decided to finance the most extensive study ever conducted on this industry. Research & Marketing Consultants (a company Mike owned) conducted this 3 ½ year study of more than 50 years of MLM history, researching 342 of the top MLM programs (later including more than 1,000 programs). The researchers examined marketing trends, attrition/retention factors, marketing and product strategies, and the factors involved in lasting success in this industry. Mike says, "Company success doesn't always equal distributor success." From this study 16 years ago, Mike selected what he is convinced is the number-one MLM opportunity in the world. He believes there are factors involved with this opportunity that will never be duplicated and that this company will reach $10 billion per year in sales. The company's track record seems to prove him right. This company was referred to by Inc. magazine as the 15th fastest growing privately-owned company in the USA. Every year this company has broken its record and is debt-free. It manufactures its own products and has an A+ rating with the Better Business Bureau. Before joining the company, Mike helped develop the compensation

FOR MORE INFO CALL: 888-245-1056 | 21

program. This is the only payplan in the industry that is scientifically designed to address all seven categories of networkers. Perhaps the most astonishing statistic regarding the success of this opportunity is the 83% active rate that Mike's organization has experienced over the last 5 years. This is extremely important to anyone considering developing a residual income, because it means that more than 8 out of every 10 people who joined Mike's organization throughout the last 5 years are still active, either by developing an income or continuing to order products. This is in stark contrast to the usual 60-70% attrition rate that plagues most other companies. What does this mean for you personally? It means that your residual income is safe! No more pouring your time, energy, and emotions into building something only to have it fall apart a few years later. Although this company has been around for 16 years, it is still ground floor. Amway was about this size of this company when it went from $300 million in annual sales to its now $11 billion in annual sales. I recommend that you send for the overview of the study. If you want to work with leaders that will sincerely care about your success beyond what you can do for them, I suggest you jump on board.

If emailing us, please put HBA in the subject line. Thank You!

You may also EMAIL: support@professionalnetworkers.com Advertising Pays! Ask Our Advertisers!


ARE YOU TIRED OF SORTING THROUGH ALL THE

Would you consider reviewing an opportunity that was scientifically selected as the #1 opportunity in the world?

? E P Y H

(Ask for a FREE copy of this scientific study)

PRODUCT OVERVIEW

Thank you for considering this opportunity. Have you been involved in network marketing before, but didn t get the support you needed or experience the level of success you were looking for? If you decide to join our team, we will stick with you until you achieve the level of success you are looking for.

Revolutionary Discovery

- 3,000 published studies - In the PDR (Physicians Desk Reference) which is sent to over 500,000 healthcare professionals around the U.S. - $40 million investment in research - No other product in the world can do all our product does!

We can assure you that anyone who joins our team is much more than just a dollar sign to us. We genuinely care about you and your success. If you decide this is the right journey for you, you will receive our help and the full support, tools, and resources of Mike Akins & the PN staff. Thank you for your consideration.

University of Missouri clinical research: - 64% decrease in inflammation - 42% decrease in oxidation - 43% increase in detoxification

Clinical studies:

- Decreased biological age by 4 years in only 6 weeks of use - 73% increase in the natural production of IgA antibodies in the mouth - Increase NK cells by 437% - Modulates the immune system and much, much more!!!

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Our company has been in business since 1998 and has broken sales records every year since its inception. - A+ member of the Better Business Bureau - Debt-free company - World-renowned research team - Manufactures its own products - Ground floor relative to potential - No inventories - Just connect people with the company - Highest paying compensation plan in the world! - Out of $2 billion in revenue, $1.2 billion (60%) paid back to its members. - Humanitarians. Over 4 million meals donated to orphanages and children around the world.

80% of the company s Top Earners are on our team.

Products Have No Competition

888-245-1056 |

PRODUCT OVERVIEW

If emailing us, please put HBA in the subject line.

support@professionalnetworkers.com

- 9 of the 12 highest ranking leaders (6-figure monthly incomes) - 76 of the 96 second highest ranking leaders (High 5-figure monthly incomes) - 85 of the 108 million-dollar earners - NEW LEG! We know how to help you build! Advertising Pays! Ask Our Advertisers!


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               

          

 

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     

   

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   

     

 23

Advertising Pays! Ask Our Advertisers!


Home Business Advertiser – Success Story

From Fast Food Job to

Six-Figure

income See the opportunity that’s given Reginald Stinson the money he’s always dreamed of!

When Reginald Stinson starts talking about the people on his team, you can hear his voice light up with excitement. “There’s Yvonne Anderson, who’s so quiet, but she made $15,000 last month,” he says. “John McKinley earned over six figures. Josh Jacobs is a 22-year-old college student who’s made $60,000.” He can keep listing them: Valerie Mason, who never made any money with a home business until this one and now she’s made $70,000 in less than a year. Keysha Bass, who was unemployed when this opportunity came along and is now a sixfigure income earner. “I could keep listing people for an hour,” he says. He has reason to be excited. Reginald Stinson started out in network marketing because he was working a dead-end job that paid very little. As a high school dropout (now with a GED) he felt he had very few options. But network marketing gave him an important lifeline.

“I was on my way out,” he says, “and then a friend called and told me about an opportunity that completely changed my life.”

job. Reginald has one team member who’s made $20,000 on the side, but continues to work her full time job because she loves what she does.

He was intrigued by what he heard. The opportunity combined the power of network marketing with some alreadyexisting websites. Reginald decided to give it a try.

But supplementing or replacing your current income and never going back to work for someone else ever again is also a possibility! Reginald says that time and financial freedom is the best part about working from home.

“I got started and made $1100 in my first week,” Now, in 10 months, I’ve made over $350,000 in profit.” How does this company differ from the previous ones? More importantly, how is his team members making so much money? First, says Reginald Stinson, becoming involved with this business doesn’t require changing people’s habits. In other words, you’re not asking them to buy vitamins, drink juice, or try new skincare products. Secondly, you’re not desperately trying to recruit others.

“In my first company I replaced my income within four months and built some big teams,” he says, “But the biggest issue was that I was making money—but my team wasn’t.”

“The biggest thing is that you don’t have to recruit,” Reginald Stinson says. “More than 80% of this company is customers, so that’s huge. Basically you have a product where a customer can become a millionaire without ever telling anyone about it.”

Reginald Stinson was disturbed by his team’s lack of success. He didn’t want to be part of a company where his team couldn’t make money. So he decided to quit the industry and look for something else.

Reginald Stinson’s team provides all the tools and resources need to be successful. The opportunity requires a commitment of 1-2 hours per day, and can easily be done on the side while still working a regular

24

“I wake up when I want to,” he says. “I can travel and shop without limitations and I never have to worry about looking at price tags.” And he’s blessing others in the way he’d always dreamed of. “I’m able to go out and help people on a whole new level,” he says, “because it takes money to help people. This business is a great vehicle to help people make money.” Reginald Stinson says, no matter what, success with this opportunity is possible. “Working from home is a level playing field for anyone,” he says. “If I can go from dropping out of high school to now making CEO-level income, I think anyone can do what I’ve done. It’s an amazing industry. You can write your own check here.”

Want to Work With Reginald, Directly? Please Visit: www.NewCareerAtHome.com and then call 615-219-9859 for all the details! Advertising Pays! Ask Our Advertisers!


YOU’RE

Invited!

Hi, my name is Reginald Stinson and I’m inviting you to take look at the business that has helped me generate $117,352.82 in just 6 short months from the comfort of my home. But this isn’t just about me, it’s about me helping you achieve the financial and time freedom that a home business such as ours can provide. Our team is comprised of people from all walks of life, so no matter what your current situation is, we’ve got the business and the system to ensure your success, you simply need to bring the desire to work hard and follow our proven steps to success. Take action TODAY and check out the FREE VIDEO that reveals how I, a high school dropout goes from working dead-end jobs, living paycheck-to-paycheck to earning a CEO’s salary, and helping others achieve success as well!

I made $3,000 in my first month, and now I earn more money working from home than I make at my full-time job. ~ Valerie Mason Since joining this business I have gone from a broke, failed internet marketer to a 6 figure income earner in less than 8 months! ~ Sean Agnew In less than 30 days of joining this business, I was able to replace my unemployment income of $2,000 dollars. In less than a year I have made over $100,000 dollars with this system and replaced my job income. ~ Keysha Bass This business has changed my life. At 21 years old, it allowed me to build a 6 figure income in just 4 months. I am so grateful to DSD!!!! ~ Josh Jacobs As a stay at home mom, I work on a very part time basis and my business is consistently generating over $10,000 profit per month. ~ Jennifer Glidden

Want to Work With Reginald, Directly? Please visit:

www.NewCareerAtHome.com 25

and then call 615-219-9859 for all the details!

Advertising Pays! Ask Our Advertisers!


HBA Product Spotlight: Kyani Nitro Products

Kyani Nitro Products

If you haven’t heard about the tremendous health benefits of Nitric Oxide yet, you are going to want to read this. We here at HBA believe Kyani has developed some of the most exciting and potentially life-changing nutritional supplements available today, and their Nitro products top our list for their extraordinary combination of Nitric Oxide-producing noni concentrate, vitamins, superfoods and minerals. Nitric Oxide: The Molecule of Life In 1998, three scientists were awarded the Nobel Prize in Physiology of Medicine for their work on Nitric Oxide. Now called “The Molecule of Life,” Nitric Oxide has been shown to positively influence: Blood Circulation One of Nitric Oxide’s most important qualities is the ability to dilate the blood vessels, leading to improved circulation and heart health. Inflammation Nitric Oxide is a “signaling molecule” with anti-inflammatory effects. Brain Function Nitric Oxide is an essential chemical messenger, improving the storage of information and communication between neurons. Digestion Nitric Oxide helps improve motility and microcirculation, promoting blood flow and nutrient delivery throughout the body.

COQ10 Coenzyme Q10 (CoQ10) is an anti-oxidant produced by the human body. It is required for the basic functioning of cells. CoQ10 helps generate up to 95 percent of the human body’s energy. This molecule also promotes cardiovascular health and improved blood flow. CoQ10 levels are reported to decrease with age and chronic diseases.

MAGNESIUM Magnesium helps convert carbohydrates, protein, sugars, and fats into energy. It also supports muscle relaxation and contraction as well as nerve transmission. Some studies show that increased magnesium is one of the most effective ways to boost energy. The journal of Nutrition reported that low magnesium levels take a significant toll on the body’s energy supply.

ZINC Essential to more than 300 enzymes in the body, zinc plays an important role in maintaining a healthy immune system, energy metabolism, protein synthesis, blood sugar balance, wound healing, and brain function.

Sexual Function Nitric Oxide has been shown to naturally increase blood flow, which is essential to improved sexual libido, performance, and satisfaction. Ingredients Both Nitro FX™ and Nitro Xtreme™ contain Kyäni’s proprietary blend of Noni concentrate for increased Nitric Oxide production. Kyäni Nitro Xtreme™ contains additional components to give your body an extra boost. Research shows that the combination of these five ingredients enhances the production of Nitric Oxide in the body and maximizes the body’s potential to utilize it.

CHROMIUM Chromium helps turn carbohydrates, proteins, and fats into energy. This essential mineral also helps the body regulate blood sugar levels, maintain heart health, improve the immune system, and encourage lean body mass.

NIACIN (VITAMIN B3) Niacin is an anti-oxidant essential for cellular metabolism. It is involved in over 50 metabolic processes that turn carbohydrates and fats

into energy. Niacin also helps maintain heart health, supports the digestive tract, and promotes a healthy nervous system. “The body can last 5 minutes without oxygen (O2), but can only last 5 seconds without Nitric Oxide (NO). By generating more Nitric Oxide in the body, you achieve peak performance.” Dr. Abbas Qutab, Head of Kyäni Medical and Scientific Advisory Board. Nitric Oxide positively affects nearly every system in the body, promoting better health and wellness. Well-documented as a vasodilator, Nitric Oxide dilates the blood vessels, resulting in improved cardiovascular health. But that’s just the beginning. Look at how many more ways Nitric Oxide can benefit the human body… Help cells burn more fat. Promotes wound healing. Reduces pain. Encourages lung health Inhibits viruses and bacteria Improves digestive function. Provides restful sleep. Maintains healthy blood sugar levels. With all of these potential health benefits, we expect Kyani Nitro Products to continue to be a hugely successful line in 2015. * Disclaimer: All product information provided by Kyaniscience. com The statements and products referenced in this site have not been evaluated by the United States Food and Drug Administration (FDA). The Kyäni products are not intended to diagnose, treat, cure or prevent any disease or condition. The information in this site is intended as a source of reference materials and scientific data for educational purposes only. If you have any diagnosed medical condition we recommend you consult your individual health care provider with specific questions before using any new dietary supplement.


Would an Extra $1,000, $3,000 or $9,000 a Month Change Your Life? FREE SAMPLE SYSTEM... WORKS ONLINE OR OFFLINE! CHRIS CANNON IS HELPING 1,000’s OF PEOPLE ACHIEVE EXTRAORDINARY RESULTS! AS OF THIS PRINTING, CHRIS CANNON AND HIS TEAM, HAVE ALREADY HELPED … 984 people reach Jade (avg. $255/mo.) 203 people reach Pearl (avg. $756/mo.) 114 people reach Sapphire (avg. $2,116/mo + $500/mo. car) 28 people reach Ruby (avg. $4,611/mo. + $500/mo. car) 12 people reach Emerald (avg. $9,010/mo + $500/mo car + $5,000 bonus) 6 people reach Diamond & above (avg. $15,373/mo. + $1,200/mo. car)

No HYPE! No BULL! No SPIN!

Get Started Today! Contact Chris Cannon @ ….

Call 1-888-963-2233 or

Visit www.KyaniStory.com

27

Advertising Pays! Ask Our Advertisers! © 2014 Chris Cannon, www.KyaniHawaii.com


Can

YOU

Believe This??

Integrity … Nobel prize winning science Owner is a genius award winner 20 patents on just 1 product 400,000+ square ft. manufacturing facility Debt-Free and Finacial Stablility

✔ Join the company that was rated the #1

business opportunity with daily payouts.

✔ Global business pool, Luxury bonuses & Rank advancement bonus…

✔ Timing is now. We will help you be successful!!

STEP # 1 : LISTEN to our Monday STEP # 2 : Then, call me directly

– Saturday, 6 Days a Week Sisel Call

1-530-881-1499 638591#

28

– Dorothy 814-380-2021 Say Yes!! And make 2015 your best year ever!!

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Stay at home mom (New to this industry)

earned over

$16,000 her first 3 weeks working 1 on 1 with me. Several everyday folks from all walks of life have earned thousands weekly just starting out. 5 year old company with miracle product that everyone wants and no one else has. Company has doubled in sales every year and will do 1 Billion in sales this year! Already 100 millionaires created in company in just 5 years. Company experienced Record Breaking $6 million Plus in Sales with over 7,000 new distributors joining Feb 24th! Yet hardly anybody knows about this hidden gem! Partner with the #1 Team and #1 Mentors in the company and industry! We care and yes YOU will Succeed Are you our next success Story?

Secure your future and position now before someone else takes your spot! 29

www.2015Wealth.com 888-501-1196

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DO YOU HATE YOUR JOB? Aren’t You Sick and Tired of:

• • • • • •

The Most Annoying Sound in the Entire World – Your Alarm Clock! Endless Traffic Commutes Your Boss Constantly Hovering Over Your Shoulders Gossiping and Backstabbing Co-workers Daycare – Nightmare Complete Strangers + Your Kids = Yikes! Living Paycheck to Paycheck

The Never Ending Hamster Wheel of a

J. UST O. VER B. ROKE!

The Solution – and LIFE CHANGER! • • • • •

$10K - $100K in 90 Days A One Time Payment Unlimited Check Matches Unlimited Spillover Unlimited Profits

Profits are better than wages. Wages will make you a living, profits will make you a fortune. - Jim Rohn

WWW.JCSMEDIASERVICES.COM 30

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( Are You Ready to Start Earning $100,000+ Every Year for Life?

23456132(789%'$%"&(1:'%&;''(<== UNBELIEVABLE Christian Home Based Business Opportunity ( -./( (

( 90% Commission ONLY $19.95 per month and Bible Lessons - Nutrition - Skin Care - Bath & Body - Hair Care

!"#"$%"&'()*+,(

!"#

@#+0,#B,C#A(??1//1(0#(0#&8&%-#?&?B&%#-()#/C(0/

“I joined in September 2014 and I’ve Are You Ready to start your own Christian Home Based # already earned over $600.00. For the Business for ONLY $19.95 per month and to have the Real very first time in my life, I know I can $.("/&0%"01("2/*('#"3'%4'56"5&)"67"8%66/##/%&"67"*('7"9/'#0"6%& and Honest Opportunity to Spread God’s Word, help your earn over $100,000 per year in a few fellow Christians, the opportunity to earn hundreds, 4"67#(.9D"E"F(5&"G%6./&#%&"E"FH.H01"2(%'4/5 years or so, and so can you.” thousands and maybe even ten’s of thousands of dollars per Teresa Rosado, Yonkers, NY month and all from the comfort of your own home?

#

If so, then request a FREE NO Obligation Info Pack and

*("5.'(5)7"(5'&()";KL?,>?"M%'"01("*('7"9/'#0"0/6("/&"67"./9(N"!"J&%: we’ll help you every step of the way on your “Road to Financial Freedom.” &)"#%"85&"7%H?D"E"G('(#5"O%#5)%N"P%&J('#"QP?" “I joined in August 2014 and I sponsored seven (7) members into the Givers Program. My commission for the first month was $125.72 and next month I added (5) more people into the Givers Program and I earned $215.42. With this month’s commission my income for my first (4) months will be over $1,200 and I’m still growing each month. Now ... hold on to your seat ... It costs me ONLY $23.88 ... REPEAT ... ONLY $23.88 to do this. I’m still pinching myself. PLEASE, don’t let this pass you by ... This WORKS!!” Dean Tomlinson, Duluth, Georgia

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by Tom Ivey

HBA Success Story

Nike Roach Was Able To PAY OFF $205,000 In Debt With

HIS HOME BUSINESS!

Today, Nike (pronounced Nee-kay) Roach and his wife Nikki are living their dreams. Seven years ago, things didn’t look quite as bright for this couple. Nike and Nikki had just started a Massage Therapy/Holistic Health Practice. They loved their business, but they were working 60-70 hours a week and didn’t have the money to show for it. They were working as hard as they could but they were getting further into debt and were constantly getting calls from debt collectors. With a new child on the way, they knew they needed more time and more money! Nike decided to go on a search for a home business that could turn around their financial situation. He had failed at 9 other home businesses, so it’s very understandable that they were skeptical about trying another one. One day, Nike was introduced to a home business opportunity that had to do with the travel industry by a local friend, Bonnie Clark. Nike and Nikki both loved to travel, so he decided to check it out. Nike was skeptical at first, but he is so thankful that Bonnie didn’t give up on him. Little did he know that this opportunity would change their life forever! Nike didn’t have the money to get involved with this opportunity, but he was able to get a cash advance from his credit card to get started. He was very nervous about the leap he had taken, but Nikki kept on encouraging him every step of the way. After three weeks, the hard work was paying off and they were finally making money and were able to pay back the money they had borrowed to get started. Nike admits that he would have given up if it weren’t for Nikki’s encouragement. It’s a good thing he didn’t quit, because this home business has made them enough money that they no longer have to worry about money. In fact, they have been able to pay off $205,000 in debt from the money they earned with their home business! Today, Nike and Nikki Roach are living a life of total freedom! They still have 32their practice that they started years ago,

but they are no longer being held captive by the financial worries that they were before. They are proud of the fact that their children do not know what it’s like to be dropped off at daycare while their parents go to work. They have been able to spend quality time with their children because of this business. Nike loves the fact that he has the time and freedom to be the Dad that he always wanted to be. This business has also given them valuable business skills that have greatly improved their main practice too. They have learned everything from marketing to networking.

It doesn’t matter where you come from or what walk of life...this business has a place for you! Whether you have little to formal education, this business can provide you with the financial freedom that you’ve been looking for. This system was built for people who had little to no success in a home business, and the website does 95% of the work for you. Think about it, everybody loves to travel, so why not get paid to do that? If you have been looking for a way to live a life of total financial freedom, please visit www.NRTeam.com today!

Most importantly, they love helping other people to overcome their financial hardships and launch a successful home business. They strongly believe that if you make helping people your biggest priority, success will follow. Over the years, Nike has gotten very good at finding creative ways to come up with the money to start a home business. In fact, he has become one of the leading experts on this topic and he even wrote a book entitled “52 Ways

To Fund Your Home Business Even If You’re Broke, Your Credit Sucks and All Your Friends Hate You!”

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33

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MLM INDUSTRY TRENDS As of February 1st, 2015

INDUSTRY STOCK DATA Index of the twelve largest publicly traded MLM companies compared to the S&P 500 index. MLM (12 Mo): -6.56%

S&P (12 Mo): +13.37%

MLM (3 Mo): -10.05%

S&P (3 Mo): +0.14%

INDUSTRY INTERNET DATA A proprietary algorithm that measures the total number of Google hits for various search terms and phrases that are distinctly pro/anti-MLM, and the change in each total over the past 30 days. Pro-terms: 1,917

Change: -1.7%

Anti-terms: 1,162

Change: 1.8%

Pro/Con Ratio: 1.65

Change: -3.5%

Number of sites among the top 20 and top 100 Google search results for “MLM” that are distinctly pro/anti-industry (the remainder are neutral, or unrelated to multilevel marketing), and the change since last month. Pro-MLM sites (20): Pro-MLM sites (100):

9 51

Last Month: Last Month:

5 58

Anti-MLM sites (20): Anti-MLM sites (100):

6 14

Average US traffic ranking of the top 10 highest ranked MLM websites: 10,051

Last Month: Last Month:

5 15

Last Month: -4.7 %

Ratio of Google Search results for distinctly pro/anti-MLM terms and phrases:

2.4 2.2 2.0 1.8 1.6

2009

2010

2011

2012

2013

2014

2015

ANALYSIS AND COMMENTARY The lingering effects of a wave of negative media along with the more desperate, but effective efforts of hedge fund manager Bill Ackman to drive down the share value of Herbalife, continued to weigh down the MLM industry into the new year. Ackman spent $50 million to convince regulators that Herbalife was an illegal pyramid, and not only failed to initiate any action against them, he failed to even prevent their stock from rising 104%. This would have resulted in a loss of well over half-a-billion dollars! A phrase once used by the infamous Barry Minkow (a previous MLM short seller who is now in prison for stock fraud) was never more apropos – “Desperate times call for desperate measures”. Ackman’s efforts most of 2014 have involved terrifying Herbalife distributors into quitting (or prospects into not joining) by alluding to a “criminal” investigation by the FBI (cleverly without ever actually claiming there is one), allegedly targeting top leaders. This tactic, along with others equally as deceptive and demonstrably inaccurate, have finally begun to beat down sales growth. Of course, industry critics are celebrating, and indulging themselves in the feast of negative online and news media portrayals of Ackman’s anti-Herbalife propaganda. Per the above chart, pro-MLM commentary has consistently been more than twice the amount produced by anti-MLM commentators, peaking in September of 2010. A mild downtrend seemed to be concluding with an up-tick in late 2011. But then came the BurnLounge final order (●), the onset of Ackman’s attacks on Herbalife (▲), Zeek Rewards closure by the SEC (◆), the FTC’s take down of Fortune Hi-Tech Marketing (■), and the FBI raid of TelexFree, which has pounded the Pro-Con comment ratio down to under 1.8. One reason the four closures still have a lingering effect on public sentiment years later has much to do with how these pyramid schemes are portrayed today by supposedly unbiased news, education, and reference sources. There are illegal pyramids who attempt to disguise themselves as legal, legitimate MLM companies–because they want to appear legal and legitimate. Authorities do recognize the distinction between the two disparate types of operations, and have unmasked a few imposters that were actually pyramid schemes. But once the wool has been removed exposing the wolf, we don’t keep calling it a sheep, right? Would anyone still refer to Barry Minkow as a “fraud buster”? Or Lance Armstrong as a “Tour de France winner”? Or Bernard Madoff as an “investment advisor”? Check out the Wikipedia pages for BurnLounge, FHTM, and TelexFree and note their current “Industry” category. There were several high profile federal actions against quasi-MLM companies in the years just before the FTC’s case against Amway in 1975 (e.g. Holiday Magic, GerRoMa, and Koscot). So there were a lot of storm clouds lingering over MLM back then, too. But the court’s ruling in Amway’s (and for all intents and purposes the MLM industry’s) favor in 1979 provided over three decades of mostly clear, blue skies (with only an occasional shower). The FTC’s Ackman induced, nearly two year old investigation of Herbalife is a similar watershed moment in MLM history, as once again aspects of a company’s core business model, which apply to virtually all MLMs, are being challenged. And just as inevitably as it was back in ’79, this metaphorical Winter season will end, and it may not be much after the actual Winter season ends. The MLM industry has weathered many storms over the last 60-plus years, and each time it emerges better, safer, and wiser than it was. What doesn’t kill MLM really does make it stronger! Trends data provided by Len Clements, © 2015 MarketWave, Inc., www.InsideNM.com 34

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Dear Friend, How would you like to make $15,000 or more every month by mailing only 2 letters??!!! Imagine going to the mailbox, dropping only two letters in the mail, and enjoying an unbelievable amount of daily income that could even make a doctor or lawyer green with envy!! And the best part is that you only mail two letters ONE time!! That’s it!! After that you can relax and sit back and prepare for the massive daily truckload of money that will soon come crashing down on your doorstep!!! By using our simple and top-notch formula, you can receive an endless supply of money on a daily basis. Your friends will think you hit the Lotto Jackpot!!! You can be well on your way to making well over $150,000 a year while doing very little amount of actual work!! We are Janice and Ed Horton, and we will give you the two letters that we personally used to make $15,000 in one month!! This is the easiest and most unbelievable moneymaker in the world today!! What could be easier than dropping two letters in the mailbox on the way to the store??!! That’s it!! You won’t be required to talk to anyone or send anyone $5 to be put on their mailing list, guaranteed!!! This program can be operated by anyone. The only thing you’ll need to put this plan into action is a mailbox on the corner!! If you decide to take action today, you’ll be able to quit your 9 to 5 job and tell your boss what to do with it!! You’ll never have to worry about the next batch of bills ever again!! Whether you feel like working or not, the money will not stop flowing into your bank account!!! Absolutely anybody can use the two special letters that we have prepared to pull in several hundreds or even thousands of dollars a day!! As long as you can easily find a mailbox to drop your two special letters into, you can start to enjoy a lifestyle that is fit for a king!! We have already prepared the two letters for you so you won’t have to come up with anything on your own!! This is a real and 100% honest way of making more money in one day than most people make all month long!! Nothing could be easier!!! Does the thought of an unlimited cash on a daily basis interest you? Would you like to be your own boss and work only when you want to, and be able to quit your present job within a few short days? You’ll stop worrying about money or always having to hide from bill collectors. The possibility of moving into your new million-dollar home in the hills will be within your reach. And, all of your friends will turn green with envy when they see your new rich and famous lifestyle! We will GIVE YOU THE TWO LETTERS so you can be well on your way to all of this!!! This program is easy to operate; a 10 year old could learn how to do it in about 5 minutes! It requires no employees, office space, or overhead!!! All you have to do is mail the letters (which we will give you) to the special contacts that I will provide to you! In a few days the money will start rolling in everyday! You will soon have the kind of money you have been dreaming of! NO MORE WORK INVOLVED ON YOUR PART!! This program is the ultimate program that finally gives the average person like you and us, a real and honest chance to get rich!! This program has nothing whatever to do with chain letters, picking stocks, real estate, commission mailings, MLM, or any other type of worthless investments. WE WILL SEND YOU THE TWO SPECIAL LETTERS!!! If you decide today to take control of your own financial future, then we are ready to rush our TWO special letters to you right away without delay!! Once you receive the TWO letters, mail them immediately and within a few short days you can begin to retire from working for other people forever!!! You can operate this amazing and unbelievable wealth building system from the comfort and privacy of your home and without talking to anybody!! You won’t need any special equipment or any training to get on the fast track to a lifestyle that can make you the “talk of the town”!!! If you decide to send for our two special letters today, you can prepare for the big expensive sports car or that brand new diamond ring for your spouse. You can start that big tidal wave of cash in motion within just a few minutes after receiving our package!!! You’ll never have to make copies of the letters and you will only have to mail them ONE TIME!!! Take action right now and send for our two-letter program!! Supplies are limited so you have to act fast. The “Two Letter” system can be yours for only $33.00 and it is backed by our huge and no nonsense money back GUARANTEE!! When you receive the two letters, mail them out immediately. If you don’t generate at least $500 a day or $15,000 in first month, you can return our system to us and we will pay you DOUBLE your money back!!! We can offer this remarkable guarantee to you because we are very sure and confident that you will strike it rich using our very own and unique money making system.

MAIL THIS SPECIAL RESERVATION FORM TODAY!!!

OK Janice - OK Ed, I definitely want to make $15,000 a month by only mailing two letters!!! I understand that I am fully protected by your ironclad guarantee and I can receive DOUBLE my money back if I mail the two letters and I don’t make $15,000 a month. I know I’m going to make money; here is my $33, delivery included. I understand that the two letters is all I need to make $15,000 a month, and I’ll NEVER be asked to send more money! ☐ Money Order ☐ Check ☐ Other Mail payment to: Name________________________________ Address________________________________________ City_______________________ State _______ Zip___________________ Reservation#: J-E 2013-HBT

35

HORTCO Publications

PO Box 2011 • Chicago, IL 60690-2011

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36

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NON-GMO GOES MLM! “A recent Mellman Group poll found that 91% of American consumers want Non-GMO.”

GMOs (or “genetically modified organisms”) are living organisms whose genetic material has been artificially manipulated in a laboratory through genetic engineering, or GE. This relatively new science creates unstable combinations of plant, animal, bacteria and viral genes that do not occur in nature or through traditional crossbreeding methods.

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37

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HBA: TRAINING ARTICLE

"Biblical Keys to Network Marketing!" by Paul Mason The Holy Bible is the eternal guide book for success in every facet of life, the network marketing industry being no exception. And, for true success and blessing, both temporal and eternal, one must put the eternal first. In fact, Jesus Christ, gave us the model for networking. He recruited 12 men, taught them the

principles and sent them out to recruit others with the world’s most valuable message (God’s Salvation) that promises blessing for this life and the life to come. A product so costly that no one can afford the price, which He himself purchased at Calvary, and now offers without cost, as a free gift, to all who will accept it.

FINALLY!!

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NEW! delicious, all natural organic, weight control cookie!! • Significant loss of weight & inches. • Clinically tested and proven. • Use to replace a meal or those unhealthy, fattening snacks. • Curbs appetite hunger naturally. • Vegan. gluten free/low glycemic index. • Low calorie, with high nutrient value. • Contains no artificial ingredients.

We found the solution!

Our newest of many health related, pure, natural, organic A leading 35 year old company launches the most “Whole Food” products. Check the exciting details at:

unique Whole Foods nutritional products to date!

www.healthbliss.regenerationusa.net "This". . "�ot This"

SANITY AT experience LAST!! in the industry and beginning their 60th After 50 years

year together, 82 year old Paul with 80 year old loving wife, Eunice,

justtocould sharing this amazing opportunity with serious FREE join. not FREEhelp websites. income seekers. We have researched 100’s of companies over the FREE marketing system. years. We believe this 30 yr., established, company tops them all! Lucrative pay plan . FINALLY, A SIMPLE HOME-BASED BUSINESS! Highest quality products! FREE Health Product ~ FREE Start-Up Kit ~ FREE Postcards

A system designed for those who haven’t succeded in [ ] Yes, enroll mePlan in Life Force and rush my Revolutionary Pay FREE Start-Up Kit with a FREE sample of network marketing before! (The pro’sdrop-outs! love it too.) especially designed to eliminate

Looking for an Easy, Honest and Ethical way to make an extra $1,000 – $10,000 a month from home? If so, then join Life Force International and cash-in on the Multi-Billion Dollar Nutrition Industry!

Body Balance, 100 FREE postcards and 100 FREE names. Enclosed is $9.95 for S&H.

No Selling! ~ No Meetings! ~ No Products to Stock!

Name_______________________________

• �o start-up costPROBLEM! NO COMPUTER? ... NO

Free replicating websites Address_____________________________ Use our FREE•Postcard mailing system! Prospects call us City ________________________________ • Retire in 24your months We sign up your prospects into downline. We do 90% State a __________ Zip: ________________ • Sign-up one person month of the work for you. You keep 100% of your income!!

ALL YOU DO IS MAIL THIS POSTCARD and use our product. We’ll give you 100 FREE postcards, 100 FREE names and a FREE Start-Up Kit – just pay Shipping & Handling (S&H). We’ll also give you FREE postcards every single month to help you succeed.

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FREE Health Product: Body Balance is the best liquid Phone______-______-_________ (required) nutrition supplement. Over 6,000 healthcare professionals Email_______________________________ recommend it to their patients. Your FREE Start-Up Kit includes a FREE sample of Body Balance. Return postcard with $9.95 to: Unlimited Income: Get paid up to 5 times a month. Would New Dimensions 50K Team an extra $1,000 – $10,000 a month change your life? Start P.O. Box 969 ~ Grayson, GA 30017 making money your very first month. People are earning Full-Time incomes with just Part-Time effort. Secure your 24-hr Recorded Message! 1-866-701-2053 FREE position TODAY. Don’t wait. DO IT NOW. ID# 20940457

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38 38

Seems strange that multitudes reject the greatest offer of all time. (Eternal Life). The Biblical principles of networking apply to everyone, but especially those who profess faith in its author, Jesus Christ. Saint Matthew, in his gospel, records the words of Christ,“ Seek ye first the kingdom of God, and His righteousness; and all (needful) things will be added unto you.” (Matt.6:33) But we, as mortals, are so short sighted, just like the rich man in Luke’s gospel who stored up riches only for his own benefit. God called him a fool because he had no regard, or time, for God, for others, or any preparation for eternity. The apostle Paul wrote,“If in this life only we have hope, we are of all men most miserable”,and three of the gospel writers sound the warning,“What shall it profit a man if he gain the whole world and lose his own soul?” Sorry to say, we live in a materialistic world and even many MLM companies are structured to benefit the greedy, rather than the needy. Seems that most who are pursuing the many opportunities being offered are primarily interested in the earning potential (Does it have the potential to make me rich?" It has been said that if we help others get what they need we will have no lack of the things we need. Those who covet riches, to consume upon their own lust, will fall into temptation and many foolish and harmful desires which plunge men (and women) into ruin and destruction. (1 Timothy 6:9) Anyone who thinks they must have more material “things” to be successful, is believing a lie! Any time a person is more interested in selling a product than ministering to some ones need, that person is only serving their own selfish desires.“The liberal soul shall be blessed and he that blesses will himself be blessed." (Proverbs 11:25)

Multi-level marketing requires two basic ingredients, according to the Biblical definition; first, service to God, and second, service to others. The wisest man who ever lived (second only to Christ) and learned many lessons the hard way said,”He who loves money will never be satisfied with money, nor he who loves abundance with it’s income.” (Ecclesiastes 5:10) Remember the “law FREE of the harvest” .(Galatians 6:7) We reap only Start Health Product ~ FREE after we sow. We reap what we so. We reap more than Looking for angood Easy,orHonest and Ethical way to make an we sow, whether evil. (What goes around $1,000We – $10,000 a month from home? If so, then comesextra around). must sow only good seed, into Life Force International onthe thereMulti-Billion good join ground and carefully tendand andcash-in nourish Industry! sultingDollar cropNutrition all the way to fruition.“Let us not become weary inNo well doing:~for due season weProducts shall reap,to if Stock! Selling! NoinMeetings! ~ No we faint not.” (Galatians 6:9) ALL YOU DO IS MAIL THIS POSTCARD and use our product. We’ll give you 100 FREE postcards, 100 FREE “Only one life, will soon be past; only what’s done for names and a FREE Start-Up Kit – just pay Shipping & Christ will last.” Handling (S&H). We’ll also give you FREE postcards single month help reside you succeed. Paul, every and wife Eunice, of 60toyears, in New Mexico.

FINALLY, A SIMPLE HOME

Paul has 50 years experience MLM.Balance “I think I is have FREE Health Product:inBody thejust best liquid aboutnutrition seen itsupplement. all,” he says. Over The Lord blessed the 6,000has healthcare professionals Mason’s with threeitdaughters and twoYour sons,FREE all married recommend to their patients. Start-Up Kit to their original spouses; two past 30 years, two near includes a FREE sample of Body Balance. 25 years and one for over 15 years. They have 12 living Income: Get paidPaul up to 5 times month. Would grandUnlimited children (one de-ceased). and Eunicea are $1,000 – $10,000 month change your life? Start “sort an of ”extra retired, spending most ofa their time in church work,making gardening, andyour visiting extended families. money verytheir first month. People are earning SpareFull-Time time is very limited, butjust Paul still findseffort. time Secure for incomes with Part-Time your someFREE MLM position activities.TODAY. Feel freeDon’t to communicate with wait. DO IT NOW. him byAdvertising email: healthbliss@comcast.net Pays! Ask Our Advertisers!

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Find out why so many MLM Leaders with their teams are joining our company and calling it home. • The most potent products on the market • Daily payout on fast-start bonus • Financial opportunity like no other Find out how people with NO COMPUTER SKILLS can work from home using just the telephone make $10,000 residual income. Listen to our 6 days a week – Monday – Saturday 6 step training calls 530-881-1499 638591# Call me directly, my name is Ruben. My number is

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SUCCESS STORY

Imagine if you could get paid monthly on these services that people already use!

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GET PAID

BRIDEY BRI RIIDEY EY Y ORTH ORT

JUST LAUNCHED! Cr Earn Commissions on all Credit C Purchases Card and Debit Card

When People Pay Their Monthly Bills

Shane Douglas, one of the home-based business industry’s top income earners and trainers is looking to mentor the right motivated individual in 201 to achieve success with his premier home based business model. Visit www.BTHE1.com

t’s a fact that everyone has utility and monthly bills: Electric, gas, cell phone, TV, Internet, and the list goes on. And no matter how fnancially challenged or wealthy someone may be, these essential services are needed and can never be paid of; everyone will have to pay for these services for the rest of their lives out of necessity. So when a global company is open in 23 countries worldwide (launching into Latin America in 201 ) and endorsed by one of the wealthiest people in the world, who features this company on his hit primetime reality TV show not once but twice, says you should fnd out more, would you want to hear more about it? What if this same company said they’d pay you generously for helping others get paid when they pay their monthly essential bills, would you want to know even more? Shane Douglas did, and it’s paid of in an incredible way for him. It’s been OJOF years since this Idaho native living in a town of just 1,500 people started his home-based business helping people achieve their fnancial goals and showing them how they too can get paid every time they pay their own monthly bills. “I was tired of all the promises from other companies that say you can become wealthy over night only to fnd out you have to sell and teach others how to sell products that are either overpriced or only appeal to a small percentage of the population,” says Shane. “Our company is diferent: We only ofer services that people pay on monthly basis like gas, electricity, TV, internet, cell phones, home security and more. And I don’t sell anything; I just simply show others how to get paid every month for services they were going to use anyway and teach others to do the same.” Shane explains that recent deregulation of Energy providers around the country has opened up a signifcant opportunity for more people to choose who they get their service with, people like to know they have a choice, Shane says. Tis, in turn, creates more opportunity for entrepreneurs to grow their business with our company. “In this declining economy, home-based businesses are on the rise. People want to supplement their income and possibly replace their incomes while working from home. So the opportunity to get paid every single month when someone turns on their lights, heats their home, uses their cellphone watches TV, logs onto the Internet or arms their security system is a no-brainer,” he says.

I

41

Te way Shane has grown to be one of the top income earners and trainers in this business is by following the system the company ofers all of its independent business owners (IBOs). He says that he tells people they can get the same services from the same major service providers, but get paid. Ten, according to Shane, all he does is direct them to his online store, which is included in the companies start up business package. “Our system can be 100% automated for you,” he explains. “Simply direct potential customers to your online store that the company provides for you, and they can sign up for any of these services with many of the major companies that are available in their area. When they sign up on your online store, you receive a residual commission every month when they pay their bills. It’s that simple.” Te key to his success, he says, is that he doesn’t complicate his business; he just goes out and shares the company’s program and his personal story. ”Before you join some other company that makes pie in the sky promises, ask yourself one simple question. Would people I know buy this product/ service even if I wasn’t involved with this company and making money? If the answer is NO then you should be prepared to be in sales and the team your going to build better be prepared to be sales people. Because no matter how much money they say you can make it won’t matter if you or your team of business partners can’t sell. Tis is where we are diferent, as I said before we only provide essential services that people need, want and can’t be paid of. Tis is an incredible business model with the right services behind it,” says Shane “It might not be sexy—it’s utilities afer all—but it is simple to just share the story. Everyone can relate, because everyone pays these bills, because they have to,” he says. “I’ve been fortunate to have had major success with this company by taking action and so has my team. We’ve expanded all over the world by sharing this simple concept with others. Shane is looking to mentor the right motivated individual in 201 to the same level of success that he has accomplished, would you like it to be you? ■ To see more information about this company go to www.BThe1.com. Their proven leadership, who started out just like you, are here to answer your questions and help you get started.

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By Dr. Dick Pritchard

Home Business Advertiser

By Dr. Dick Pritchard

Dr. Dick’sDownline DownlineBuilding Building by Mail: Dr. Dick’s Mail:

MUST IsWhy YourYou Company HAVE a SYSTEM “Mail Friendly”? The biggest challenge every network

marketer is what I call the “R&R” Since I startedfaces getting “noticed” problem – Recruiting and Retention. How by publications like Home Business can you get people in, and how do you get Advertiser, I get requests almost them to stay? R&R rears its ugly head no weekly to “create a mailing system” for matter how you’re building your business. somebody’s Today, I’mcompany. going to Those show requests you why you must have from a SYSTEM if you have any hope usually come a frustrated network of success. marketer who likes his/her company, What ispay a “system”, anyway? the HAS method products, plan, etc. – butIt’swho you use over and overI again to say, bring new NO SYSTEM. Of course, always into your business, and it’s also “Nopeople thanks.” Why?

the method you teach them to use to do the same thing. That’s what keeps them Firstinof– all, creating operating having a wayand to succeed. “Traditional” any approaches mailing system a lot of of work. It and focusison word mouth “warmup-front market.” You invite people alsothe requires investments in you KNOW to a meeting, or website. mailing materials, leads,webinar etc. I have a Nothing wrong withwho that. However, the major mailing partner operates day will come when you run out of warm one market. of our systems, I operate Everybodyand does. So yourtwo “system” others myself. Sobewe have our hands needs to also able to address the COLD full already. The biggest downside market (people you don’t know).

you find a good system that someone

elsecosts has created and use And, if you that you money forthat. which you sign on to use system, don’t tryand to “reget nothing backa in commissions invent the wheel.” If it’s working, use it. bonuses. So you really don’t want me The system owner/manager has probably BELOW you – you want tested it extensively. He orme sheABOVE knows more you in you the do. organization. obvious than If you don’t The believe that, you shouldn’t be using their solution might be for a system! company OWNER to run system afterare I create Obviously, my the favorite systems those specifically it,that butuse no direct ownermail, hasand accepted thatthose that use “offer” yet.postcards. Why? Anybody can mail a postcard. And anybody receiving

of being a “downline whowith this The awful truth is,builder” I struggled operates a system – you can easily for years. I hatedismaking phone calls and inviting people to meetings. become a slave to that system. ItIt’s why I turnedato direct mail. But direct mail, becomes “job” instead of giving you like the Internet, is just another medium. It’s the freedom you wanted. You can only not a system. A postcard or flyer is not a farmsystem. out soAmuch ofisthe andAIphone do website notwork, a system. wantscript to “have I don’t wantisany is not aa life.” system. A “system” a set of repeatable that people can andiswill employees, soACTIONS hiring more notbe DUPLICATED anyone and everyone in an option for me.byWe use fulfillment your entire downline. It’s designed to help services to the extent possible, but they everyone who does anything find success. can be expensive, and the cost of using Building a system is harder than it looks… them must be factored into making the not to mention expensive. If you’re new to system pay for itself. I highly recommend network marketing,

a postcard can see the message—there’s The third issue relates to the network no envelope, no opening and deleting marketing PRODUCTS an email, COMPANY etc. It’s theand cheapest form of being aremost the basic directpromoted. mail and Here still the effective. Direct mail can also thepay millions factors: product pricereach point, plan of people who are online. company Think about it: requirements to not advance, EVERYONE IS OFF-LINE, openness to recruiting by mail,but and not I know people everyone is online. mailing list demographics. Let’s begin whothe canlast make hundreds of cold available calls a day with item. The readily and get signups. I know others who can types of mailing lists that offer biz opp drive thousands of people to a website. “seekers” “buyers” But most or people can’t contain do thosemostly things, so older without a lot of That’s financial they people are not very duplicatable. why I strongly prefer resources. So ifdirect your mail. monthly product price is greater $50, youcompany either is Every networkthan marketing “different” terms of what(we they will allow have to getinvery creative have you to do and how effective recruiting managed to do this for one company), by mail can be. Most require some type orofyou have to go find a list of people approval of the marketing materials with higher incomes. That puts youtointo you’re sending out. Another reason go list merging/purging and proven) other things with an approved (and system someone created. Each company that get veryelse complicated. We choose hastounique aspects termswho of pay plans, not do that. Onlyinthose really volume and monthly order requirements, know what they’re doing should even ability to move people around, etc. Those attempt featuresit. can be used to great advantage in

The second issue is not immediately obvious. The person who RUNS the system must be at the TOP of the organization using it! So when somebody wants to recruit me into their company to create a system, I can only offer it to those below me. Most companies only allow you to see your own downline, so you can’t track those from sideline organizations. Also, it makes no sense to provide a service

What are the pay plan requirements for advancement? We’ve seen some plans where you must have five or more people on max order ($250+) on your first level in order to advance. Such a requirement is onerous no matter how you’re promoting, but it’s death to mail recruiting. It also discourages building DEPTH, which in my opinion is the KEY to success in network marketing, and especially so by mail.

44

a system.

As I’ve said before, every systems networkthat Personally, I like “two-step” marketing company is “different” inin include some type of product sample the response information. terms of what they allowPostcards and how are mailed to cold lists toby generate business effective recruiting mail can be. prospects. I usually require some type Most require some type of approval of of “shipping and handling fee” to help thefor marketing materials pay the system and to you’re qualify sending for an out. The two “biggies” are: don’t information package. A system that loses money for the founder/manager is going make income or medical claims. But to fail, and that doesn’t help anybody. But if some companies actually discourage you’re a system manager, don’t get greedy, marketing by mail. They put up so because that will kill your system, too. many roadblocks, your hands are tied.

I’ve created successful Others insistseveral that you only use mailing THEIR systems. No matter what opportunity (expensive) marketing materials. These you’re promoting, having and using a companies aretonot mail friendly. system is critical your success.

My advice to frustrated network

You can contact Dr. Dick at marketers is: Find somebody who Dr. R. H. Pritchard, P.O. Box is running a successful system for 340040, Columbus, OH 43234.

a company you like and join THEIR system. Most people who try to go out and create their own systems fail. It’s harder than you think. You can contact Dr. Dick at Dr. R. H. Pritchard, P.O. Box 340040, Columbus, OH 43234.

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45

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From Desk of Gerald Peters, Owner of Downline Building Network (DBN) Free Money Making Downline for Life! Let My Company Help Build YOUR Downline! Dear Opportunity Seeker, My Name is Gerald Peters, I am the Owner of the DBN. On the other side of this page is my promotional flyer. I developed this system after years of pain and frustration trying to build a business from home. I’ve joined at least 20 different network marketing companies and countless different mail order schemes throughout the years. What usually happened was that I spent tons of money, with little if any return on my investment. Sound like a familiar story? If so, I honestly think I can help you. After years of frustration, I made it my goal in life to create a mail order based marketing system that would work for anyone, regardless of age, experience or financial situation. My company and marketing system were designed to help the “little guy” actually make money. With our system you can generate as much $680 a month in residual income, with as few as 20 active people in your downline. You can earn up to $1,960 with a downline of only 84 active members! If you fill a matrix you can even start another one and repeat the process as many times as you like, receiving countless checks! The DBN marketing system removes all obstacles that might otherwise stand in your way to building a large and profitable downline by mail. Low on funds? That’s no problem, you can get started for as little as $30 a month. Don’t know how to properly and effectively promote by mail? No problem, we have a simple postcard (and optional flyer) promotional system. Follow-ups are handled by my office and we place anyone who responds to your postcards into your downline. If you can stick a stamp you can make money with DBN! Not sure who to send the postcards too or can’t afford leads? No problem, your monthly product cost includes opportunity seeker leads on peel-in-stick labels. You will receive leads each month as your product purchase, plus, my office sends you FREE Marketing Postcards each month to use for your own promotional mailing with the leads! DBN mails out over 10,000 + promotional postcards and flyers each month. We place those who respond (preenrollees) under our newest members virtually guaranteeing your success. Did I mention you don’t have to spend a dime until you have 3 pre-enrollees enrolled under you. Say Good Bye to Lotions, Potions, and Pills! Explain this to me, how do overpriced products help you build your business? They Don’t! Products don’t build downlines, simple and easily duplicated marketing systems do. I have 1,000’s in my downline, within 3 companies to prove it! No more sneaky tricks that many companies play on their distributors. My favorite one is being charged $2 to receive a check that you earned! You made the company money when you purchased their product, then you brought them additional business, which generated even more money for them and they charge you a fee to pay you. It’s almost laughable if you think about it. Don’t get me started with BV and CC just another way company owners fleece the pockets of their distributors. What good is the car bonus or high 5th level commissions? The company knows the average distributor will NEVER sponsor enough people to earn car bonuses or 5th level compensation. If you’re sick of the tricks, lies and deceptions and just want an honest, simple yet highly effective and extremely profitable way to make money, you have found a home. I am very proud of the fact that just about anyone can join, begin mailing postcards and within a few weeks, start receiving fast start bonuses. The company we promote pays out 70% over 3 levels in a 4x3 forced matrix structure, this puts money in the pockets of the “little guys” who sponsor less than 20 people. You can earn up to $680 with as few as 20 people! Those are numbers to get excited about! If you’re a real go-getter or heavy hitter and fill your matrix with 84 people (as much $1,960 monthly) you receive free re-entry into new matrix creating a 2nd pay check. You can do this over and over. Fill out the application on the other side this page and mail it to my office and we will rush you out a welcome packet with everything you need to get started. I can’t wait to work with you and help you to build a solid and reliable 2nd income from home! Feel free to call my office and speak with me. If you get my voice mail leave your # and I will return your call ASAP.

46

Gerald Peters Owner, Downline Building Network 1-936-661-7786

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Pre-Enroll Today! I understand I send NO MONEY! My only cost to participate in the income opportunity is when I officially activate my position in the downline. Then I only pay as low as $30 mo. product purchase. I am not required to activate until you have (3) people in my pre-enrolled downline. (Please Only Fill this Out if You Plan to Activate Downlines Fill Fast!) I’ve enclosed a Check/Cash/MO/CC for $20 I am Very Serious about having you help build my downline! Place me in your national magazine ad co-op for 4 months, send me 60 “HOT” leads, 60 promotional postcards (Optional Fast Track I ) Extremely fast way to build your downline! I’ve enclosed a Check/Cash/Mo/CC for $40. Place me in your national magazine ad co-op for 6 months, send me 100 “HOT” leads, 100 promotional postcards, 64 pg manual, 1hr. audio CD + live call. (Optional Fast Track II) Absolutely EXPLODE your downline!

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By Christopher Moore

Then

As a trainer for the Professional Networkers team in 4Life Research over the past 15 years, I have had the opportunity to assist people all over the United States and the world in realizing and bringing to fruition, their hopes and dreams.

day of the month, when Guejendiran was involved in a terrible motorcycle accident. While waiting at the hospital to be treated, he picked up his phone and called 4Life to place his orders.

For the following month Guejendiran was One of my favorite success stories is confined to his bed but didn't waste any about a man named Guejendiran time. He knew there were 15 new distributors out there who needed Nagarajan from Pondicherry, India. encouragement and guidance. From his Guejendiran and his mother lived in a phone, Guejendiran , spoke to his team poor village not far from the Indian and spoke with their prospects. By the Ocean. Together they survived the Dec. end of his 2nd month in the business, 26th, 2004 tsunami that killed 230,000 without leaving home, he doubled his people in 15 countries, including 13 of business. their friends and neighbors. After taking is now ranked an refuge on top of the only brick home in Guejendiran the village, Guejendiran vowed to build a International Diamond, the 3rd highest home for his mother that would provide rank in 4Life. His income per month now exceeds 3 years of income from his old comfort and safety. job. On December 15th, 2013, He knew it would be impossible to build Guejendiran and his family hosted a her a home on the average income of house warming party at their newly built, $200 per month. For the next two years, completely paid off, 3 story brick home. Guejendiran worked with various network marketing companies without much His mother can now live in the comfort success. It wasn't until he attended a and security she never had in that straw 4Life seminar that he realized what was hut. The thing I love about our business is that we have hundreds of success missing and how to change it. stories just like this from across the Guejendiran was the ideal student. He United States and around the world. people are making took the knowledge he was given, Ordinary applied it, and passed it on. His first extraordinary life changes. If you would month in the business, he enrolled about like to make an extraordinary life change, 15 distributors and had sales volume of please give me a call. $2000. I was very excited for him. His commission check would be about $450. Everything was going great until the final

4Life is the wonderful opportunity which makes my dreams become true! - Guejendiran Now

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N

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ew V4 all Busin e Marketing CoCnSm sultant Progssram The Answer To Yo ur Entr

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By Nicole Schwartz

HBA Article

Discover Dove Chocolate Discoveries I have to admit, I love home parties! I can’t help it. The idea of getting out of the house for a fun night with friends and shopping for something unique really appeals to me. But, as much as I enjoy home parties, I’ve never sincerely considered becoming a distributor in any company until I encountered Dove Chocolate Discoveries. You see, I am also a self-proclaimed chocoholic. So, when I received a gift of dark chocolate covered cinnamon dusted almonds, sea-salted caramels, and sweet and smoky barbecue sauce in the mail, I was hooked! What could be better than a chocolate home party company? To be completely honest, I joined for two reasons: 1) the chocolate was decadent and 2) it sounded like fun. I didn’t do a whole lot of research before signing up. I just purchased my distributor kit for $115 and got started. I didn’t have any huge expectations. I just decided to give it a try and see what happened. Worst case scenario, I would have a lot of great chocolate to enjoy! What happened next truly surprised me. I had a small launch party and earned a $50 commission. Not a huge amount of money, but I got two bookings from that party. The first one turned out to be a $400 party, so I earned $100, a rolling cooler bag, free order forms, and free catalogs for reaching $500 in sales in my first 45 days and I earned an additional $25 company incentive bonus. Plus, two more bookings! The next party was a $500 party. So, I earned a commission of $125, plus an additional $25 in bonus commissions and a free $112 product bundle (translated more chocolate)

60

to keep my business going, just for reaching $1,000 in sales within my first 45 days. All told, that’s $325 in commissions and $162 in product and sales aids that I earned in my first month in business, working very parttime. And this is before signing up a single new distributor!

I attribute this success to an incredible quick start program with great marketing and booking tools, in addition to very clear, simple, professional, user-friendly online training resources and a great upline support team that offers even more incentives to help you get your business going in the first 90 days. This business really is propelling itself! I vowed that I would never try to persuade anyone to purchase anything they didn’t truly want to purchase, and that I would never try to talk anyone into hosting a party they didn’t want to host. What I’ve found is that I never have to. The chocolate sells itself and my guests can’t wait to book parties because our host incentives are so generous. I’m so excited to be able to offer Dove’s complete business in a box distributor kit to new chocolatiers for only $115! It includes absolutely everything you need to get started. If you love chocolate and want a fun, simple new business, visit my personal site at

www.yourchocolateconnection.com or email me at nicolejoshuajonah@ yahoo.com I can’t wait to share this great opportunity with you!

Nicole Schwartz, Senior Independent Chocolatier, is a stay-at-home mom with three wonderful, high-maintenance children. She loves offering exclusive chocolate tasting parties in people’s homes or them and helping them earn free chocolate!

Top 10 reasons our guests love attending chocolate tasting parties 1.

Our signature, silky, smooth Dove chocolate. 2. Fun with friends. 3. Great guest specials. 4. Many items for $20 or less in our catalogue. 5. Meeting new people. 6. Fabulous gift ideas. 7. Chocolate martinis. 8. Opportunity to book their own party and earn free chocolate. 9. Feeling indulged. 10. Did I mention the chocolate?

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Signature ______________________ Date ______________________ Method of Payment: (circle one) Check

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Bob Schwartz & Company 15 Village Square Marietta, PA 17547

Card Holder Name ______________________________________________________________________ Card Holder Address ____________________________________________________________________ Card # ______________________________________________________Exp. Date ________________ Signature __________________________________________________Today’s Date ________________ Any Questions? Call 1-717-426-2438, Or send it by mail to: Bob Schwartz & Company, 15 Village Square, Marietta, PA 17547


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Home Business Advertiser

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Let’s face the facts, there is no such thing as an ke Roach easy method to NiWas Able To Pay Off $205,000 start your own In Debt With His Home Busine business. If it Find Out Hoss! w e 32-33 was easy then NikOn Pag or Visit www.N e Roa ch Was RTeam. com! Able To Pay Off $20 everyone would In Debt With His Home Business! 5,000 be doing it. The truth is that in order to start your own business you need to work very hard to see results and you also need some funding for those first six months to a year until your business picks up and you are able to start seeing some good income. Find Out How On Page

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com! Success How Linda and Stor y Frank Sullivan Wol f Ad DON’T FALL VICTIM Earn $3,000 A Plus Guar Spotlight TO THE antee CELL PHONE Day d Resid BANDIT Spotlight Work From Home ual S! See next Incom page. A Break e With With Stone throu See Inside Back Evans, gh “The Direc Home Syste Cover. t Mail Biz Guy”m. See Page 10.

There are many ways to fund your home business. One of the most popular is to ask a bank for a loan, but this is not always an

option for a lot of people. You can also ask a friend to lend you some cash, but this is always very risky and you don’t want to end up owing money to a good friend of yours that you might not be able to pay back when you said you would. There are actually better ways to do this in modern times. You could share your rent with someone else if you have a spare room. You could even rent your living room if you have no rooms to spare. You can also start cutting down on expenses such as going to bars and restaurants, buying extra snacks and junk food, spending less time watching TV or playing video games to lower your energy bills. The truth is that there are many sacrifices to be done and they are all worth doing for the results you get. There are many people who have actually been able to get funding for their projects by their own means and they have managed to become extremely successful. This is the case of Abi Purser, a woman who left her job to pursue the dream of owning her business. She created a Hotel

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for cats in 2010 with her own savings. She has even set up franchises at this point in her career. The same goes for Calvin Laituri and his “Pucs”. These are stainless steel piece that are meant to keep your beverages cold and the best thing is they don’t melt and make your drink watery. He managed to get over way over the original goal he had on his funding campaign at kickstarter. There is no doubt that success can be achieved by anyone who works hard to earn it . If you have a good idea to offer to the world, you can get plenty of people to pitch in to help you make it a reality. In my new book “52 Ways to Fund Your Home Business Even if You’re Broke, Your Credit Sucks and All Your Friends Hate You,” I offer practical ways to come up with the money you need to start your own home business. You want to start a home business but you don’t have the money to get started… sound familiar? To order Nike’s new book:

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Press Release: ActivLif

The Secret is Out . . .

Legend has it that Catherine the Great, world renowned for her beauty and appearance, knew of a secret mud harvested from an ancient underground lakebed that had the power to rejuvenate and regenerate healthy skin. For years, this healing mud was only available to royalty, but noticing its incredible effectiveness, Catherine the Great made it available to doctors in the countryside of Latvia to use for their patients. Two hundred years later, the same mud is finally available in an exclusive,

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commercial product line called Elier. Elier is a high quality skin care and cosmetics brand, that until recently, was only available in Europe. Over the past 15 years, the highly sought after Elier product line has proven itself effective and in Europe. Though it is now well-known throughout Europe and exclusively used in many Elier franchise spas, the brand is just “make life more beautiful” by a leadership team with experience, trust, honesty and integrity. The company is inspired by the physically and mentally active

women and men for whom the products have been created and who market the products as a means of creating a better life for their families, their customers, and themselves. The secret behind Elier products is the 100% natural Peloid Complex™ extracted from the ancient mud which contains over 800 plant-based minerals and 37 enzymes. These components are contained both in ActivLif’s flagship product which is the facial mud mask itself, and in every other product Activlif offers including

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day

their mission. This is a product-driven company with integrity.

The therapeutic properties of the Peloid Complex™ are numerous, from reducing inflammation to regenerating healthy skin. As such, ActivLif receives countless anecdotal testimonials about how their various products have made skin come alive and look more youthful, reduced the appearance of scars, and even relieved joint pain. Simply put, Elier harnesses the supreme power of nature. It’s cell food—active nutrition and protection for skin.

It’s no secret that the natural skin care market is one of the fastest growing sectors of the health and wellness industry today. Everyone wants natural, organic products. Good, wholesome products that really work, because they are of the earth. ActivLif is a product-driven company, because the products are proven through tangible, visible result. To learn more about ActivLif, you can visit www.ActivLif.com or contact Donnie Walker at dgw@activlif.com.

Since its pre-launch in August 2014, ActivLif has moved quietly onto the scene in the United States. Now as they officially launch, this reputable direct sales company is looking for real people with a vision to share the many benefits of Elier products to share in

Don’t miss this opportunity to get in on the most exciting new natural skin care company in the industry. Share the secret of Elier and the Peloid Complex™!

toothpaste, soap, shampoo, cream, eye cream, and serum.

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Elier’s Peloid Complex®

is the only moor mud in the world that has formed in underground caves more than 10 million years ago and is a natural reserve of organic composition that is totally safe and has not been contaminated or polluted by the present day environment. Elier is harvested only twice a year and comes from a depth of 100 to 300 feet. Elier is the abbreviation of „ellõ liegã era” and it means “life-giving mud of an ancient lake”. Ancient Balts have been using Elier for over 200 years to maintain their beauty and longevity.

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