Property360 - National Digital Magazine - 25 March 2022

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PROPERTY

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ALL YOU NEED TO KNOW PAGE 3

PICTURE: ANDREA PIACQUADIO/PEXELS

FIRST-TIME PROPERTY BUYERS

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PROPERTY viewings can be an exciting part of the buying process, especially if you know what to look out for.

PICTURE: KINDEL MEDIA/PEXELS

There are many things to consider when entering the property market and an experienced agent can go a long way in helping you make the right choices

BY BONNY FOURIE bronwyn.fourie@inl.co.za

Thinking it through T

HE MOST exciting part of the property buying process – apart from being handed the keys to your new home – is viewing the potential properties you could call home.

By this point, you probably already have your paperwork in order and, hopefully, have pre-approval for a bond.

But, be warned, as exciting as viewing properties might be, you will probably end up getting confused at some point or second guessing yourself. Property experts share this valuable advice to help you get through the process as smoothly as possible, with the right home at the end of it.

So, let’s start at the beginning.

What should I consider when deciding on an area to live in?

The first criterion, says Jawitz Properties Sandton branch manager Jeremy Craig, is your budget and whether the area you fancy will offer what you want within that budget.

“It is always a good idea to get some indication of what you can afford so you can go shopping with confidence.”

Important considerations include schools, places of worship, retail access, distance from work as well as access to major arterial routes and the kind of traffic you will face.

“Generally, the closer to the CBD, the more expensive an area becomes and you will need to consider that in your budget.

“There are different types of properties you can buy, depending on the lifestyle you intend to lead. Depending on whether you are an executive or a family, downscaling or upscaling, there should be options in terms of houses, clusters or sectional title to choose from.”

Adrian Goslett, regional director and chief executive of Re/Max of Southern Africa, says many buyers focus on the home itself, and compromise on its location, but this is likely to hurt their pockets.

“It is always better to put location as a top priority and rather compromise on the property. While it is impossible to change a property’s location, the home can be renovated or changed to meet the owner’s needs.”

Matseleng Mogodi, founder and principal of Snooks Estates, says it is important to know the surroundings and the feel of the place where you are considering living.

“Look at it objectively because this will help you to erase some of the doubts that normally creep up on individuals before buying a property.

“The key considerations centre on what your family needs, such as, are there small children who will need to attend schools nearby or creches? Is there reliable public transport and proximity to work to avoid long hours on the road?”

If there are teenagers, is the area is safe for young people as they will want to spend time with friends and socialise.

And, while Mogodi says it might seem unfair to mention this, if one partner struggles with substance abuse, the area you choose to buy in could promote or curb this habit.

“You may also have to look at your lifestyle, and the security in the area where you want to buy. It is a big choice to want to stand out or blend in, but you also have to deal with the consequences.”

Property practitioner Cacisa Mgudlwa, who is also a town planner and founder of PropertyTalk with Cacisa, says a good location

provides potential for exponential growth and development.

“The area needs to indicate whether it has potential demand for property over both the long and short term which increases the value of your property over time.

“Properties in a good location will remain more popular and profitable compared to those in less desirable areas.”

Some important factors to consider when you are looking for a good area to invest in, she says, include: Safety: Personal safety and physical security have become two of the most important issues to consider when choosing a neighbourhood to invest in.

“Examine the recent police or crime stats from the local Community Police Forum before you sign the offer to purchase.”

Access to public amenities: Make sure your potential property meets your expectations and needs.

“Having good access to amenities not only drives the appetite for investment, but also adds value and desirability to your property. It gives you confidence that the area has good bargaining potential.”

Mgudlwa says people want convenience, so the better the amenities surrounding your property, the more valuable your property should be, and the greater the potential it has to increase in value over time.

Provision of Infrastructure services: This has an impact on the value of the properties in an area. Adequate basic services, such as water and electricity supply; storm water; pavements; improvement of roads and public spaces elevate the demand for property in an area.

DISCLAIMER: The publisher and editor of this magazine give no warranties, guarantees or assurances and make no representations regarding any goods or services advertised within this edition. Copyright ANA Publishing. All rights reserved. No portion of this publication may be reproduced in any form without prior written consent from ANA Publishing. The publishers are not responsible for any unsolicited material.

Publisher Vasantha Angamuthu vasantha@africannewsagency.com Executive Editor Property and Environment Vivian Warby vivian.warby@inl.co.za Features Writer Bonny Fourie bronwyn.fourie@inl.co.za Design Kim Stone kim.stone@inl.co.za

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Neglect and poor service delivery, will have a “massive influence on the resale value of a property over the long term”, she says.

While factors such as schools, amenities including hospitals and shopping centres, as well as easy access to highways, and an area’s safety, need to be taken into consideration, resale prospects should also weigh heavily says Karen Turner, property practitioner at Jawitz Properties North Coast.

“Buyers want to avoid buying something now that will result in a problematic future sale.”

Goslett adds estate agents are often privy to listings before they are uploaded to a property portal, so it is not unheard of to have a property sell before it even reaches the market.

“Partnering with an estate agent allows you first pick of any suitable listing as soon as they enter the market,” he says.

Where should I start looking for properties – online or at an estate agency?

Mogodi says there are many more real estate companies listing their properties online than ever before.

“A large percentage of properties are listed online and it should be a bit questionable if the seller or agent does not list properties online.”

She says there are many websites that promote properties for sale, so you could send your details and receive alerts when properties similar to your requirements are listed.

“Although there is an influx of properties, it may sometimes be confusing to know which company to go with, because you may have a relationship with one but want a property from another. I would strongly advise that when looking to buy, first check out what is online, in general. Then you approach a property practitioner to hold your hand on this journey.

“The agent will show you what they have, and, if none of those properties appeal to you, they would start searching for properties to try source one that suits your needs.

“When you have a great estate agent, it is wise to stick with them and they will then negotiate on your behalf among their colleagues and other networks.”

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URNER says it is advisable to approach a reputable agency in your chosen area – an agency with a strong area presence, a decent number of listings and a strong social media presence.

“It is not in the buyer’s interest to have too many agencies on board as often the same property is listed with a number of agencies, leading to a search becoming complicated and unwieldy. A good agency, once understanding what the buyer requires, will be able to present a number of viable options and links.”

Estate agents are a great asset to potential homeowners, agrees Mgudlwa.

“It is important to find an estate agent you can develop a good working relationship with in the area you are interested in.

“Their knowledge of the housing market, and their ability to assist you in finding a home that suits your needs, will make the process much smoother.”

In addition to finding agents online, she says you can also ask friends and colleagues for referrals.

“Look up the agents’ websites and online profiles. It’s important to read about their specialties and experience and check out customer reviews. Another, somewhat passive, way to find the best real estate agent is to identify which agents have the most listings in your area and make a list of those to contact.”

You should get a feel for the property practitioners who are most active in the area you are considering, Craig says, adding you should make contact with them to discuss your requirements and get onto their mailing lists.

“Start perusing the main property portals and subscribe to receive their alerts. To ensure you are on an agent’s hot list, contact them frequently. Being top of mind puts you in a good position when something comes up and they think of you first.”

How can I make sure I go into a viewing with an open mind?

Turner says some buyers have preconceived ideas about certain areas or estates, or a certain configuration of bedrooms and living areas, and sometimes need to have a more open approach to explore an area or option that they had not previously considered.

“Sometimes they also express concern about a wall colour or there may be cupboards, carpets or furnishings or an overgrown garden not to their taste, which can stop them realising the potential of a property.

“Very often buyers are unable to visualise

how their furniture will fit a certain space but you generally need to be able to look past these issues and reach some form of compromise.”

It is important to have a list of requirements when you are considering what type of properties to view, Craig says.

“But I’d stress that you should have an open mind and not be too rigid with your requirements to avoid limiting the options that could be available to you. You have to keep in mind that you will need to compromise on certain requirements depending on your budget but, more importantly, on the basis that no property will ever fully tick all the boxes.”

In essence, you need to know what you are not prepared to compromise on but be mindful that there will be some aspects of a property that will not be 100% right.

“Unless you are building it yourself – and even then it may not be 100% – you may be looking for a very long time for the perfect home.”

Often, potential buyers come to a viewing without first getting know what they would qualify for in terms of a bond, Mgudlwa adds.

“They get carried away with kitchen islands, wood burners and Roman blinds etc, without carrying out thorough research and preparations for finance and budget. It is important to know, and learn about, your bond options as well as other costs involved with buying a property.”

She adds: “People have different ideas about decor. Look beyond the clutter, colours, cupboards and carpets that might not be to your taste and be open to hidden potential.

Stay open-minded. Look for the potential in the home you are viewing that might not be

example, but if sellers are serious about selling, they will agree to have the house checked thoroughly.”

If the property is really big and expensive, it would also be advisable to hire a property inspector – not a property valuator or agent – to check it thoroughly.

“Sometimes the seller genuinely does not know trees are a big problem somewhere, and using an inspector might reveal some serious problems. But also, it might reveal the heaven that it is. It is a worthwhile expense, considering the investment you are about to make on the property.”

Turner says an agent who specialises in a particular area should have the knowledge and expertise to provide a buyer with all the information required.

“An agent should be able to answer questions on the area and have a good overview of the property market in general.

“Agents should also have an in-depth knowledge of the property and encourage buyers to have a really good look at everything – open cupboards, flush toilets, look at the state of windows, among other things, and even carry out a professional home inspection to establish that everything is in order.

“The agent should also discuss fibre options, security and, again, advise the buyers to get a feel of the area themselves.”

Mgudlwa says you should make a list of must-haves before you go house viewing, and investigate the area before you view the property.

“Get a feel for the neighbourhood, day and night, and check on security with the local police station. If you are buying anything but

Look for the potential in the home you are seeing that might not be obvious when you first view it obvious when you first view it.

Also, says Mogodi, sometimes photos are so good that the potential buyer thinks the property is perfect. So, ask questions and check out all the property’s features before you physically view it.

“This helps to manage expectations because many times a buyer will say, ‘But I didn’t know this house was so bad – the photos were misleading.’”

“It is important to ask the agent to be truthful so you go viewing with an open mind and don’t end up feeling misled.”

Ironically, though, she says a lot of buyers will see a property at a price they consider a good one, but then expect the seller to repair many things.

“It is crucial to understand that sometimes sellers will sell because they have financial challenges and have to sell fast, meaning that they would be willing to get less than the market price.

“The great thing about the new Property Practitioners Act is that it is now mandatory for sellers to disclose the defects and for the buyer to sign in acknowledgment, so all parties will know what they are getting.”

Another critical aspect to bear in mind, Mogodi adds, is that, say a property is painted a what you think is a hideous colour, this is no reason not to not buy it. There are many other smaller things that you may not like, and which may not be as costly to replace. If that is the case, take the property and estimate how much those changes would cost you to fix to get the house you want.

“Last, you must realise that most houses will not give you 100% of what you want, and it’s up to you to turn that home into what you dreamed of.”

How can I ensure I leave a viewing with all the information I need?

You should keep a list of questions handy that you can refer to, Craig says.

“There will be some unanswered questions from your first viewing but you can always follow up with the agent to get answers to questions you did not ask the first time around.”

You should also make sure you have allocated enough time to view the property properly, Mogodi says.

“Sometimes people are in a big hurry and they may even say, ‘No, I am going to change this or that,’ and this makes them unobservant.

It may seem rude to ask to check cupboards, for

a freestanding home, high noise levels and bad views could be a deterrent.”

In addition to opening cupboards and flushing toilets, she says you should look underneath bathroom and kitchen sinks, flick switches, and open and close windows and doors and check the state of shelving, flooring, plumbing and general functionality.

What are the chances that I will find a home that ticks all of my boxes?

Given the long-term nature of a property investment, Goslett says there are some essential elements that should be carefully measured beforehand, to ensure you are making the right decision and purchasing a property that meets your needs both now and in the future.

“Before even looking at properties, you should sit down and determine what features you currently need in a home, as well as the features you may require in the future. The biggest restriction when looking to purchase is affordability. Financial restrictions could mean compromising on certain aspects, even if only for the time being. Ensure that you can afford to sustain the financial obligation before entering into the agreement.”

Mgudlwa says it is important to rank each of the listed features you want by importance.

While it is unlikely that you will find a property that will check every single box on this list, this exercise will help you focus on properties that work for you and your family.

Echoing this, Turner says it is highly unlikely that all boxes will be ticked and agents should always encourage a degree of openmindedness with any purchase.

“Size, and possibly precise specifications can be compromised on, however, the location needs to tick all the boxes especially if being close to the correct schools and amenities is a priority for the purchaser’s lifestyle.”

Anything that is not structural can be changed, but Mogodi says the determining factor would be the cost of making that change.

“Sometimes buyers become very creative with spaces and make them really cool, so if the size feels good, go ahead. But when there are awkward staircases, or doors in the wrong place (for you) and things that are just not talking to your kind of style, it would be wiser to alert the agent.

“Buyers can buy a property they do not really like, and then start blaming the agent when it does not change to what they would like it to be.”

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Letter from the editor THIS weekend marks two years since we were thrown into hard lockdown.

Estate agents could not work, the construction industry was forced to down tools, no one was allowed to relocate, non-paying tenants could not be kicked out and the property industry came to a complete halt.

The past two years have not been kind. Some estate agencies shut down, unable to survive months of hard lockdown. Many agents earned zero for months with the Deeds Offices closed and no sales possible. Developers pulled their hair out as projects languished. No-work, no-pay for construction workers meant for many there was no food on the table.

People moved in with family, unable to afford rent or bonds.

Many either lost their income or had their salaries slashed so deeply they could no longer afford their lifestyles. Covid debt is still a reality today for many of us.

Offices were shut down and working from home was the fastest growing trend as many had to quickly turn spare rooms or a corner of their dining room table into makeshift work spaces.

Overnight, technology we hadn’t heard of became everyday words in our vocabulary and saved many of us.

People we loved got ill, many died, often away from loved ones.

There is no doubt the pandemic and anti-pandemic strategies changed our lives.

We have come through a hellish time.

And yet, there were many rays of light and creativity along the way. Estate agents fought a heavy battle to get their doors reopened, and they did reopen, a new property body was formed in the time, new laws have been passed that offer more protection to buyers and sellers, low interest rates gave an injection to the industry and the property world is ticking again.

In spite of the interest rate increases, property remains a good asset.

Two years ago, the industry was dead, today it is welcoming new home buyers.

The fact that we have a first-time home buyers feature on the two-year anniversary of hard lockdown is a ray of hope in a once barren landscape and testimony to all of our resilience.

Take care, always.

Warm regards

Vivian Warby vivian.warby@inl.co.za

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P R O P E R T Y

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One viewing is not enough

W THE majority of those who bought property last month were first-time buyers. PICTURE: KINDEL MEDIA/PEXELS

MOST FIRST-TIME BUYERS DON’T USE THEIR OWN BANK FOR BONDS FIRST-TIME buyers appear to have paid slightly less for their homes than they would have a year ago, according to statistics from Comcorp Mortgage Software.

The data revealed that last month, the average price paid by first-time buyers was R955 135 compared to R963 625 in February last year.

The average approved bond last month was just over 92% at R880 949, with the average deposit just under 8% at R74 186. The same period last year saw the average bond amount at R882 156 and a deposit of R81 469.

The data also shows that the average loan to value ratio to firsttime buyers, both last month and last February, was 93%.

This ratio is what lenders use to determine how much risk they are taking on with a secured loan.

Other Comcorp findings for last month include: • The average age of first-time bond applicants was 36.

• Only 25% of approved bonds were taken up with the applicants’ own bank.

• First-time buyers accounted for 72.69% of property purchases.

HEN searching for a property, many buyers feel they need to view a home more than once – a practice approved by agents.

Karen Turner, property practitioner at Jawitz Properties North Coast, says: “The purchase of a property is the single largest investment you’ll probably ever make, so you should be able to view as many times as you wish and for as long as you wish.

“The first viewing is usually on a broader basis, taking into account location, layout and getting a feel for the property.

“Subsequent viewings may be with an objective relative or friend, narrowing it down and obtaining more information, and looking at how furniture might fit and what minor alterations may be required.”

It is important to see each property on your list a few times, agrees property practitioner Cacisa Mgudlwa, who is also a town planner. Something might spring out at you on a second viewing, which you had not noticed before – and this might be the deciding factor.

“Try to visit at different times of the day, so you see the home in a different light each time. Additionally, do a drive-by in the morning or evening during rush hour to see if there is traffic build-up.

“Check the neighbourhood lifestyle, whether it is family-friendly or not. Before you make the decision to buy the house, check the demographics of the area, if possible, and meet some of the neighbours to find out more about the lifestyles of people in the area.”

Second and third visits are essential, says Matseleng Mogodi, founder and principal of Snooks Estates. Even if this represents extra work for the agent, she believes it can

YOU SHOULD always try visit your favoured properties more than once before deciding which to buy. PICTURE: ALENA DARMEL/PEXELS be done. There also need to be valid reasons for multiple visits.

“One visit is definitely not advisable, especially when you didn’t spend enough time checking out the house. It is, however, important to not become a nuisance because sellers still deserve their privacy.”

Echoing this, Jeremy Craig, Jawitz Properties Sandton branch manager, says:

“Ask any questions you may not have covered before to confirm what your head and heart are telling you.

“Have a good look at the property again to ensure you have not missed anything and that you still feel the same way you did the first time around. Take note of defects – things that you may have to fix – that will guide you in making an offer.”

How bond originators can save home buyers money

The Flisp subsidy assists first-time buyers in the ‘gap’ market to buy their own homes. PICTURE: GABRIELLE HENDERSON/UNSPLASH

LET FLISP HELP YOU BUY YOUR DREAM HOME BOND originators can help get you better interest rates by approaching more than one bank on your behalf. PICTURE: RODNAE PRODUCTIONS/PEXELS

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NTEREST rates might be on the rise but, if you are thinking of buying a home, working with a bond originator, who will negotiate with the banks to secure you a lower interest rate, can significantly reduce the amount you have to pay on your bond each month.

“This saving on your interest rate, called a rate concession, will have a noticeable impact on your monthly bond repayments,” says Carl Coetzee, chief executive of BetterBond.

Currently, BetterBond’s average interest rate concession, when applying to four banks, is 0.61%, says Coetzee. This means the interest payable on your bond could be 0.61% below what the banks would have offered if you applied to only one bank.

“For example, on a R2 million

bond payable over 20 years at prime, an interest rate concession of 0.61% means a monthly saving of almost R740. So, instead of paying R16 112 each month, you would pay R15 374. Over the 20-year loan period, this amounts to a saving of more than R177 000.”

Even on a R1m home, the savings with a rate concession secured by your bond originator will be worthwhile.

“By paying an interest rate of prime minus 0.61%, the interest rate for your monthly bond repayment will be 6.89%. This means that instead of paying R8 056 each month, you would pay R369 less. Over the typical 20-year loan repayment period, this rate concession will amount to a saving of R88 520 in interest.

THE GOVERNMENT-backed Finance Linked Individual Subsidy Programme (Flisp) helps first-time buyers in the so-called “gap” market to buy their own homes.

This market is made up of those who earn too much to qualify for a free government home but too little to buy without some form of financial help.

The subsidy is open to those with a combined gross household income of between R3 501 and R22 000 who meet the qualifying criteria, says Meyer de Waal, director of MDW Inc Attorneys, one of the founding members of the Attorney Realtor Hub and Flisp assistance services.

The subsidy ranges from R27 960 to R121 626 and is calculated on a sliding scale, according to the buyer’s income.

To qualify the buyers must: • Have their home loan approved.

• Be South African citizens and over 18.

• Be married, co-habiting or single with a dependent.

• Never have benefited from a similar subsidy before, for example an RDP house.

How can the subsidy be used?

It can be used to pay for a home loan deposit or to decrease the size of a loan. If the subsidy is used as a deposit, a smaller home loan can be applied for. For example, a R50 000 subsidy on a R600 000 home means the home loan amount need only be R550 000.

The subsidy can also be used to increase the purchasing power of the buyer. For example a R50 000 Flisp subsidy added to a R600 000 home loan allows the buyer to purchase a home for R650 000.

De Waal explains purchasing a home with a Flisp subsidy: Establish if you qualify.

• Establish the home loan amount you will qualify for. Without an approved home loan you cannot get access to a Flisp subsidy.

• Get your home loan prequalification estimate and add that to your Flisp subsidy amount. This

will be your home buyer power. Do not forget to budget for transfer and bond registration costs.

• Start your property search according your budget. When you find a property you can afford, sign an offer to purchase, using your pre-approval certificate and Flisp subsidy as a guide.

• Apply for the home loan.

• Apply for the Flisp subsidy. As soon as the home loan is approved you can submit your application.

You can apply directly to the Department of Human Settlements in the Western Cape and Free State as well as to the National Housing Finance Corporation if you live in Gauteng or KZN. You can apply directly or through accredited service providers.

• Submit the offer to purchase to the Flisp office for submission to the banks for final bond approval.

• The government will issue a guarantee to the transferring attorneys once the Flisp subsidy is approved or it can be paid directly in the home loan account.

He adds: “A home loan Flisp affordability calculator is available at www.flisp.co.za. Buyers should also check their financial health and what bond they qualify for at https://FLISP.mybondfitness.co.za.

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How to buy property like a pro Save money before, during and after a home purchase

BY DAISY WESTBROOKE

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AYING attention to the costs involved in every step of the buying process can save you thousands – and might even help you to pay off your bond years earlier than expected.

It will also maximise your profit when you decide to sell and move on to another home, says Gerhard Kotzé, managing director of the RealNet estate agency group.

Here are some steps to save you time and money: Know your credit record Before you even start to look at properties for sale, take the time to ensure you have a clean credit record and then try to boost your credit score.

“The higher the score (you should aim for 660 or more), the lower your risk profile, and the more likely it is that you will qualify for a home loan at a favourable interest rate,” says Kotze.

While some sites allow you to do your own check, it is recommended that you use the services of a bond originator as their reports are more detailed.

Save for a deposit This, Kotze says, will make you a lower-risk buyer than someone who is applying for a loan equal to 100% or more of the purchase price.

“It will also further improve your chances of qualifying for an interest rate concession.”

Why does an interest rate concession matter? Because even a small rate concession will make it easier to afford your monthly bond repayments and save you thousands on the total cost of your home over the life of the bond.

At an interest rate of 7.5%, for example, the monthly repayment on a 20-year loan of R1 million will be around R8 100, and the total cost of the property will amount to more than R1.93m. But if you are able to secure the same loan at an interest rate of 7%, your monthly repayment will only be R7 800 and the total cost of the property over 20 years will be R1.86m – a saving of more than R70 000.

Housing subsidies If you are a first-time buyer in South Africa who earns between R3 500 and R22 000 a month, you may be eligible for the government housing subsidy Flisp, which can be used like a deposit to reduce the amount you need to borrow and help you save money every month on your loan repayment.

Obtain a home loan pre-qualification This, says Marvelous Mahlangu, owner of Chas Everitt Glenvista in the southern suburbs of Johannesburg, is a free service offered by bond originators and will not only give you a clear idea of what you can afford, and help you to focus on suitable properties, but also give you an advantage when negotiating with sellers and help you save money on the purchase price.

“Most home sellers know that if a buyer is pre-qualified, it substantially increases the chances of the transaction going ahead smoothly and quickly and are willing to look at lower offers from such buyers in return for this peace of mind.”

Avoid overpaying Mahlangu advises thoroughly researching market trends and comparing actual sale prices in the areas you like. Never buy in a rush or under pressure, he says.

Area sale reports can be obtained from independent sources, such as Lightstone Property.

Rates and taxes What is the municipal property tax and could you save by buying a similar home on a smaller stand or in another area?

Is the home a fixer-upper? Such properties often end up costing more to fix than any saving you make on the purchase price.

Levies If the home is in sectional title complex or an estate, how much will the levy add to your monthly costs and what does it cover? Find out if there are any special levies in effect or pending as these can be real budget busters.

Extra costs Do you have enough cash available to pay the bond registration, transfer and legal fees applicable to the purchase of a pre-owned property? If not, consider new developments where there is no transfer duty payable and developers will sometimes subsidise the bond registration and legal fees.

Use a bond originator Once you do make an offer to purchase, the biggest money-saving move you can make is to apply for your home loan through a reputable bond originator who will work with multiple lenders to ensure you get the best home loan rate currently available to you – and all the future savings that could derive from any concession. This service is free.

Reduced fee Don’t be afraid to ask for a reduction in legal fees. If you have good business relationship with a legal firm, you can ask if they will handle the transfer of your new home at a reduced fee – and ask the seller to agree to this instead of using their own attorney to do the work. Or ask that the seller’s attorney consider a reduced fee.

Insurance You can sometimes save money by shopping around for the homeowners’ insurance cover that the bank granting your loan will insist on. However you must be sure to compare apples with apples, especially when it comes to any excesses payable on claims.

IF THE home is in a sectional title complex or an estate, find out if there are any special levies in effect or pending. PICTURE: THEPOWERCOUPLE/UNSPLASH

Save on bond interest Once the transfer of your new home is registered, you can continue to make savings by paying any extra cash you have into your home loan account. This might sound counter-intuitive, but with the interest rate at 7%, paying even R200 a month more on a home loan of R1m would shorten the loan term to 19 years instead of 20, and slice another R52 000 off the total cost of the property.

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Q

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: IS IT really necessary to get pre-approval for a bond application? We already know we can afford the bond repayment, so are not worried about being declined.

A: Pre-approval gives you an indication of what the big banks will be willing to offer you, based on your affordability.

It also proves to the seller that you are a serious buyer with the financial means to buy the home.

This will strengthen your hand when it comes to making an offer on your chosen home, giving you the competitive edge when the seller has to consider other offers.

By applying for pre-approval, you not only speed up your bond application when the time comes to put in an offer on a home, but you also increase your chance of bond approval.

Pre-approval can be done online, at no cost, and at a time that suits you.

You submit the same documents as you would for a bond application. As this information is stored on your profile, it can be used for your bond application if you sign an offer to purchase within three months of receiving pre-approval.

– Carl Coetzee, chief executive of BetterBond Q: We are going to be installing solar panels at home to start our process of going off the grid. How do we choose the right company to do it for us and how do we know what quotes are fair?

A: There are, unfortunately, plenty of so-called bakkie-brigade operations who purport to be solar installers but actually don’t have the expertise required.

The company should have a PV GreenCard, which is a safety certification and quality assurance standard for solar PV installers. It offers installers specialised education and training.

ITIn IS addition, comforting toto know parents and can live beyour certified registered on the PV GreenCard independently at Somerset Lodge database, installers mustCare be Centre, proficient and compliant with the with the safety net of 24-hour in case of electrical regulations. relevant national andcare, municipal are some tips to help you choose a reputable installer: anHere emergency.

• While there are plenty of companies to be found online or via social media, rather consult PV GreenCard’s list of vetted and recommended installers.

• Check whether the installer has generic solutions or does a proper design solution. A company that won’t offer you a bespoke solution to meet your requirements is probably not going to do the best installation.

• Word of mouth is also a good way of choosing an installer.

However, you should still make sure the company is accredited, irrespective of how highly they have been recommended.

• Ask about the warranty on the materials that will be used.

Solar panels usually come with a 25-year warranty, whereas quality product suppliers offer inverter and battery warranties for five to 10 years, so anything less than that should raise a red flag.

• Make sure that you obtain quotes from more than one installer, so you can compare prices. – Ryan Steytler, chief operations officer of Hohm Energy

Get your place 14,5cm w xin the sun 39cm h Experts give advice on finding reliable solar PV installers, the advantages of getting pre-approval on a bond and other property issues

BY BONNY FOURIE bronwyn.fourie@inl.co.za

FROM INDEPENDENT LIVING TO FRAIL CARE

Somerset Lodge Care Centre

Q: What are the benefits of using an estate agent to sell my home, compared to just doing it myself? I must admit, this just seems a lot easier and obviously cheaper as I will not need to pay a commission.

A: Selling real estate is more complicated than many may think.

It takes years to build up a database of potential buyers that can be matched to a home.

Beyond that, there are so many variables at play that affect the listing price, as well as the whole sales transaction, after an offer has been received. Those without the industry experience or expertise to navigate these processes can end up costing themselves either in the resultant sales price or in additional costs resulting from not following procedures correctly.

These are the main reasons why it is beneficial to work through a real estate practitioner instead of attempting the sale on your own: • Better selling price: Agents are often able to achieve a far higher price than those who sell their home themselves. In an attempt to avoid paying commission, sellers often end up losing more on the asking price than if they had worked through an agent and paid the commission. Agents are better able to close a sale for the home’s full value because they have the experience and resources to price the home appropriately.

• Save time: Keep in mind listing home notyears, the THESE residents may well require “frailthat care” during athe courseonline of theirisaged only step in the sales process. You will need to devote many and it is comforting for the person to be in familiar surroundings, with staff and hours of your day dealing with potential buyers and arranging routines they already know. appointments.

An agent can also screen potential buyers, help At Somerset Lodgefor Carehome Centre,inspections based in Somerset Park in the La Lucia Ridge, our you to prepare and ensure whole sales process is handled efficiently. nurses are highly trained and, under the instruction of a GP, are able to administer • Get professional advice residents for a smooth transaction: Sellingora and monitor drips (IVs), commence on oxygen via a concentrator home is a complicated endeavour that involves plenty of legally oxygen cylinder, commence internal nutrition (peg feeds) and phlebotomy (the binding documents which could lead to some unforeseen drawing of blood), among other services.

This meansAn our agent residents canknow have the circumstances if completed incorrectly. will the services they require in what their own units, without having go to hospital or a doctor’s ins and outs of is required and can to steer sellers away from making mistakes.

– Adrian Goslett, regional director and chief room.

Hospitalcostly stays often cause the elderly anxiety and even fear. executive ofremain RE/MAX of Southern Africa Many seniors in South Africa while their children and grandchildren may

HAS IT ALL FOR YOU ‘Assisted living’, by definition, is a health-care offering for someone who requires nursing intervention to go about their daily lives

have relocated, so it is comforting to know your parents can live independently at Q: My agent would prefer me to not be present during home viewings.

Somerset Lodge Care Centre, safety net of 24-hour care, in case of She says buyers prefer itwhile thathaving way. the Is this true? an emergency.

A: You will naturally be anxious to hear prospective buyers Here, residents are encouraged to take short walkswhat through the estate, either think of your home but your presence during a viewing is just accompanied or on their own, while those who are wheelchair bound are taken for likely to make them uncomfortable and keen to leave. outings byHowever, caregivers.ifOur services also include: they can look around at their own pace, and • Twice chair physio exercises are conducted at no listening extra charge. askweekly your agent some questions without you in, they • Other such aslikely Bingo,toquizzes, and crafts.all the great areactivities much more stay a10-pin whilebowling and discover things about your home you’d themattononotice – and • Twice weekly occupational therapythat classes are like conducted extra charge. that makes a sale much more likely.

• Hairdresser and beautician services available on site.

Trust your agent to report back to you after each viewing.

• A variety of entertainers are engaged to provide entertainment for residents on a – Berry Everitt, chief executive of the Chas Everitt International monthly basis. property group

A SOLAR company should have a PV GreenCard, which is a safety certification and quality assurance standard for PV installers. PICTURE: KINDEL MEDIA/PEXELS

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Unique opportunity in GetClub your Victoria Country Estate

: IS IT really necessary to get pre-approval for a bond application? We already know we can afford the bond repayment, so are not worried about being declined.

A: Pre-approval gives you an indication of what the big banks will be willing to offer you, based on your affordability.

It also proves to the seller that you are a serious buyer with the financial means to buy the home.

This will strengthen your hand when it comes to making an offer on your chosen home, giving you the competitive edge when the seller has to consider other offers.

By applying for pre-approval, you not only speed up your bond application when the time comes to put in an offer on a home, but you also increase your chance of bond approval.

Pre-approval can be done online, at no cost, and at a time that suits you.

You submit the same documents as you would for a bond application. As this information is stored on your profile, it can be used for your bond application if you sign an offer to purchase within three months of receiving pre-approval.

– Carl Coetzee, chief executive of BetterBond Q: We are going to be installing solar panels at home to start our process of going off the grid. How do we choose the right company to do it for us and how do we know what quotes are fair?

place in the sun Experts give advice on finding reliable solar PV installers, the advantages of getting pre-approval on a bond and other property issues

A: There are, unfortunately, plenty of so-called bakkie-brigade operations who purport to be solar installers but actually don’t have the expertise required.

The company should have a PV GreenCard, which is a

BY BONNY FOURIE bronwyn.fourie@inl.co.za safety certification and quality assurance standard for solar PV installers. It offers installers specialised education and training.

In addition, to be certified and registered on the PV GreenCard database, installers must be proficient and compliant with the Fairways Lifestyle Village electrical Residents will be provided with security and individually-tailored FAIRWAYS LIFESTYLE VILLAGE is the final phase of the Victoria Country relevant national and municipal regulations.

Here are some helpdesigned you choose a reputable installer: hastips been to carefully health management in the comfort of their own homes.

Club Estate in Pietermaritzburg and is situated on a prime north-facing • While theretoare plenty of companies to be found online or via create a superior Every unit will be built with the internal infrastructure to location above the 18th fairway of the Victoria Country Club golf social media, rather consult PV GreenCard’s list of vetted and residential choice for accommodate the latest in Smart Home Technology Solutions, noncourse. recommended installers. discerning offering • Check whether the seniors, installer has generic solutions does invasive home monitoring devices and connected iHealth devices The village hasorbeen carefully designed to create a superior home-based careAoptions a proper design solution. companyresidential that won’t offer a which permit self-measurement and health management, extending to choice foryou discerning seniors, offering home-based care bespoke solution to independent meet your requirements is probably not from full living professional assistance from a team of caregivers, nurses and doctors. options from full independent living to full 24/7 in-house care. going to do the best to full 24/7installation. in-house care.

Purchasers will determine the level of services they require in their The village an comprises 14 Cottages and 12 Luxury Maisonettes, • Word of mouth is also a good way of choosing installer.

However, you should still make sure the company is accredited, home, with options to upgrade as their needs evolve. directly overlooking the golf course, and 52 Apartments in five irrespective of how highly they have been recommended.

The aim is to provide residents with easy and continuous access multi-storey which also enjoy magnificent views. A Village Centre • Ask about the warranty on the materials that blocks will be used. to their required level of care, based on their own demand and under will provide a central hub for medical and wellness staff and services, Solar panels usually come with a 25-year warranty, whereas quality product suppliers offer inverter battery warranties their control. as and well as personal care and community facilities. for five to 10 years, so anything less than that should raise a red flag.

• Make sure that you obtain quotes from more than one installer, so you can compare prices. – Ryan Steytler, chief operations officer of Hohm Energy Q: What are the benefits of using an estate agent to sell my home, compared to just doing it myself? I must admit, this just seems a lot easier and obviously cheaper as I will not need to pay a commission.

A: Selling real estate is more complicated than many may think.

It takes years to build up a database of potential buyers that can be matched to a home.

Beyond that, there are so many variables at play that affect the listing price, as well as the whole sales transaction, after an offer has been received. Those without the industry experience or expertise to navigate these processes can end up costing themselves either in the resultant sales price or in additional costs resulting from not following procedures correctly.

These are the main reasons why it is beneficial to work through a real estate practitioner instead of attempting the sale on your own: • Better selling price: Agents are often able to achieve a far higher price than those who sell their home themselves. In an attempt to avoid paying commission, sellers often end up losing more on the asking price than if they had worked through an agent and paid the commission. Agents are better able to close a sale for the home’s full value because they have the experience and resources to price the home appropriately.

• Save time: Keep in mind that listing a home online is not the only step in the sales process. You will need to devote many hours of your day dealing with potential buyers and arranging appointments. An agent can also screen potential buyers, help you to prepare for home inspections and ensure the whole sales process is handled efficiently.

• Get professional advice for a smooth transaction: Selling a home is a complicated endeavour that involves plenty of legally binding documents which could lead to some unforeseen circumstances if completed incorrectly. An agent will know the ins and outs of what is required and can steer sellers away from making costly mistakes. – Adrian Goslett, regional director and chief executive of RE/MAX of Southern Africa

26,4cm w x 19cm h LUXURY 2 & 3 BEDROOM COTTAGES F O R S A L E fairways PHASE 1

CARE IN THE HOME SERVICES & FACILITIES

Q: My agent would prefer me to not be present during home viewings.

She says buyers prefer it that way. Is this true?

A: You will naturally be anxious to hear what prospective buyers think of your home but your presence during a viewing is just likely to make them uncomfortable and keen to leave.

However, if they can look around at their own pace, and ask your agent some questions without you listening in, they are much more likely to stay a while and discover all the great things about your home that you’d like them to notice – and that makes a sale much more likely.

Trust your agent to report back to you after each viewing.

– Berry Everitt, chief executive of the Chas Everitt International property group

For further info contact Pam Golding Properties agents Grant Becker 083 780 3924 and A SOLAR company should have a PV GreenCard, which is a safety certification and quality assurance standard for Janine van Greunen 076 200 4482 PV installers. PICTURE: KINDEL MEDIA/PEXELS www.fairwayslifestylevillage.co.za

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PICTURE: LOGAN WEAVER/UNSPLASH

Retirement

T O A D V E RT I S E I N K WA Z U L U - N ATA L Sherine Budhram

084 460 7295

sherine.budhram@inl.co.za

TO ADVERTISE IN WESTERN CAPE Abigail Wilmot

083 212 1141

abigail.wilmot@inl.co.za

TO ADVERTISE IN GAUTENG Antoinette Gilbert 083 793 5382

antoinette.gilbert@inl.co.za

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KLOOF / PADFIELD PARK LIVE THE LIFE YOU'VE IMAGINED

FROM R1 550 000 NO TRANSFER DUTY

JUST LAUNCHED OVER

50% SOLD

NEWLY BUILT 2 & 3 BED SECTIONAL TITLE HOMES KZN's Premier Over 50s Lifestyle Estate With over 50% of the estate now sold out, Greenhaven Estate recently launched 63 new sectional title opportunities in two new development phases. Available in six different size and layout design options, these spacious two and three-bedroom single-level units, feature contemporary country-style architecture, and a selection of modern finishes.

From 24-hour security, natural wetlands, a Care Centre with assisted living facilities, and a clubhouse with a resort swimming pool, bowling green, gym, bar, and restaurant - Greenhaven Estate offers you a secure leisure lifestyle with everything you could ever possibly need right on your doorstep.

LEISURE LIFESTYLE ESTATE FOR OVER 50s

BOOK AN ESTATE TOUR / CALL 079 046 1441 / GREENHAVENESTATE.CO.ZA

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y! a e d r to i ! u ew i y to v q a n nt d e E o tm T in

M

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o

Make Quadrant Gardens Your Home Making the right retirement choice is important. You want to enjoy your retirement, not be worried about the costs of property maintenance and care cost.

Quadrant Gardens is a stunning property, state of the art with quality finishes, purpose built for relaxed retirement in Wilderness Road Claremont. The 75 state of the art apartments are spacious and comfortable and many have great views. The Luxury Retirement facility also has a 19 bed Care Centre which offers 24 hour assistance to those who need care.

Book an appointment to view

For more information or to book your personal appointment contact Quadrant Gardens Manager, Adam Munga on 021 205 8600 or AMunga@cpoa.org.za • Care Manager, Sr. Nikki Hanekom on NHanekom@cpoa.org.za • Wilderness Road, Claremont

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LIFE STARTS HERE

Located in one of Cape Town’s most quaint coastal precincts, Noble Resorts Harbour Bay offers an exclusive collection of luxury residences for over-50’s. Enhanced and complemented by exceptional resort amenities and contemporary experiences, a lifestyle of luxury and effortless living awaits you.

Exclusive lock-up-and-go studio apartments to generous townhouses.

PRICED FROM R1,795 000 incl. VAT | No Transfer Duties ENQUIRE NOW: sales@nobleresorts.co.za | +27 (0)10 612 6060 www.nobleresorts.co.za

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PICTURE: DRAHOMIR POSTEBY-MACH/UNSPLASH

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National Listings

T O A D V E RT I S E I N K WA Z U L U - N ATA L Sherine Budhram

084 460 7295

sherine.budhram@inl.co.za

TO ADVERTISE IN WESTERN CAPE Abigail Wilmot

083 212 1141

abigail.wilmot@inl.co.za

TO ADVERTISE IN GAUTENG Antoinette Gilbert 083 793 5382

antoinette.gilbert@inl.co.za

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RHONDA RAAD PROPERTIES We specialise in the Sales and Rentals of residential property in the Southern Suburbs and Surrounds.

Contact us today for all your Buying, Selling and Rental needs on 082 448 7795 / 021 685 2212.

CONTACT US NOW: 082 448 7795

KENILWORTH UPPER R4,5 MILLION RONDEBOSCH RONDEBOSCH MILLION RONDEBOSCH RONDEBOSCH R1,95 R1, 5 MILLION RONDEBOSCH R1,85 R2,6 RONDEBOSCH R2,5 MILLION MILLION RONDEBOSCH RONDEBOSCH R1,795 R1,595 MILLION RONDEBOSCH R5,3 MILLION RONDEBOSCH RONDEBOSCH R2,6MILLION MILLION RONDEBOSCH R1,15MILLION MILLION ROSEBANK R1,695 MILLION R1,55 MILLION ON SHOW Sunday 2 – 5 pm Cathay View, 12 Devonshire Hill Road, Rondebosch

BY LD O S

Small Complex.

Two Spacious Security Complex Ecklenberg in pretty garden Above the Line.

Sought after leafy Prime Security Position!

Spacious Two Bedroomed Bedroomed Apartment with lounge setting.

Threewith Bedroomed Apartment Greenfield Road!

Charming DuplexSpacious Apartment Garage forThree Sale. leading to large Balcony.

Fitted Kitchen Bedroomed Family Home For Sale (200m²) Stunning Mountain Views.

Dining with Area and Lounge leading to*Kitchen, Large & FullinRoom, Bathroom. *Parking Bay. set Easi-care Garden with Double Balcony withSun Views!

Fitted and Full Dining Room, Two Kitchen Full Bathrooms, Close to Dean Street Shops, Restaurant Bathroom.

Walking distance to Garage.

Schools, Carport. toRoom.

Main Road Shops, TV Lounge &Walk Laundry *Tandem and Shuttle Stop.

UCT,Jammie Shops and Restaurants && Transport.

Schools. *Close to Shops Transport.

ONSHOW SHOW SUNDAY 2 -2-5PM 5 PM ON SUNDAY Woodlands, Centre, 5 Highstead Road, *Rustenberg Philips Road,Rondebosch.

Rondebosch.

Small Complex aboveMain the Main PrimeSecurity Position!

North-Facing Two Security Complex above Road.

Road.

Large modernised Bachelor Charming North-West facing Two Bedroomed Bedroomed Apartment with Lounge converted One Bedroomed Apartment Apartment (98m²) withFitted Lounge leadingand to leading toto Balcony.

Kitchen (46m²) with Kitchenette, Built-in Balcony with Superb Views!

Fitted Kitchen Shower Bathroom. *Lock upCupboards Garage. and Bathroom with Sep Toilet.

Walk Balcony.

Shower Bathroom.

Walk to WalkShower to Jammie Shuttle, UCT, Shops to UCT, Jammie Shuttle, Shops & Transport.

UCT, Jammie Shuttle, Shops & Transport. & Transport.

US

ON SHOW SUNDAY 2-5PM

*Woodlands, 5 Highstead Road, Rondebosch.

Spacious Two Spacious Three Bedroomed Apartment Spacious North-Facing North-Facing TwoBedroomed Bedroomed Apartment with and Balcony with (123m²) above the Main Road in pretty Apartment with Lounge Lounge and Balcony with Mountainsetting.

Views.Bathroom Bathroom withShower Shower Mountain Views. garden Fitted with Kitchen and over Bath.

Bath. Fitted Fitted Kitchen. *Garage. *Walk Bathroom. *Parking Bay.*Garage.

Walk to*Walk UCT, over Kitchen. to Shopping Shopping Centres, Restaurants, UCT& Jammie Shuttle, Main Road Shops to Centres, Restaurants, UCT and Transport.

Transport. and Transport.

Security Complexabove above Road.

Two Bedroomed Apartment with Study Complex MainMain Road.

Large Large Three Bedroomed Apartment or small 3rd Bedroom.

Lounge Three Bedroomed Apartment (127m²) with (127m²) views.

Fitted Balcony. with Fittedmountain Kitchen and Bathroom. with mountain views.

Fitted Kitchen and Kitchen Lounge Balcony. *Plus Coveredand Parking & with Store-Room.*Walk Lounge with Balcony. *Plus Garage. *Close Garage. *Close to UCT, Schools, Shops to leading Schools, Jammie Shuttle and Transport. to UCT, Schools, Shops and Transport.

Stop and Shops.

CONTACT: RHONDA C: 448 082 7795 448 7795 0212212 685 2212 E: rrpsales@mweb.co.za / www.rhondaraadproperties.co.za CONTACT: RHONDA C: 082 T: 021T:685 E: RRPSALES@MWEB.CO.ZA / WWW.RHONDARAADPROPERTIES.CO.ZA

HOME LOANS Now is the time to find out how much you qualify for as the repo rate is at a record low.

Celestine is always available to take your call and guide you through the process from application through to registration.

She will pre-qualify you for a home loan before you start house hunting.

A pre-approval is very useful when house hunting as it helps the agent narrow down which properties to show you and not waste unnecessary time.

Complete one application and she will apply to all 4 major banks and negotiate the best interest rate on your behalf.

Call her for quick and efficient service Please feel free to contact Celestine at any time on 084 559 1786 | celestine@property360.co.za

www.property360.co.za

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C O N STA N TI A U PPER - R 6 5 MIL L IO N E XC I T I N G N E W R E L E A S E

Web Ref: RL12081

ULTIMATE MASTER P I ECE I N CONSTANTI A OFFER I NG COUNTLE SS OP P OR T U N I T I E S

This outstanding home has been custom-designed with attention to detail throughout. Positioned in Upper Constantia with exceptional views, close to Constantia wine farms and all amenities makes this home ideal as a guest house, health retreat or multiple living for families. 2 Swimming pools, terraced garden with views, extensive parking facilities, generous staff accommodation and excellent security with a guard house are all available. There are countless opportunities for this outstanding property

ALEXA HORNE 082 349 7799

BERNICE KAYE 072 942 0548

GINA ZAIDAN 084 222 0099

B A N TRY B AY - R 5 5 MIL L IO N

EXCLUSIVE

Web Ref: RL11960

BES P OK E LUXURY I N S OUG HT- AFTER R AVI NE R OAD

A meticulously designed & constructed home, wonderfully positioned close to the sea with magnificent views over the Atlantic ocean. Luxurious spaces both inside and outdoors to entertain or relax & watch the boats sail past. A sense of glamour & sophistication pervades this spacious 2 bedroom home with an additional 1 bedroom separate apartment. Wake up to the ocean’s blue from the primary bedroom with a beautiful private terrace, a sensational en-suite bathroom & double dressing rooms

DENISE DOGON 082 449 6608

VICKY ATLAS 083 447 1381

ADRIEN EPSTEIN 083 455 5661

d o g o n g r o u p . c o m A visionary company with decades of experience

2 5

SEA PO I N T - R 3. 89 9 MIL L IO N

CONSTANT IA - R 7.8 M I L L I O N

2 0 2 2

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N E WL AN D S - R 11.8 MI LLI O N

NNE EWWRRE EL LE EAASSE E

NEW RELEASE

Web Ref: RL12082

Web Ref: RL12078

S PAC I O U S W E L L -MAIN TA IN E D FAM ILY H OME

This large ranch style 5 bedroom home offers a great indoor, outdoor flow with a well-established garden and parking for up to 8 vehicles plus double garage

SIMONNE 082 392 2669

M A R C H

GINA 084 222 0099

WOODSTOCK - R 2 .95 M I L L I O N

Web Ref: RL10477

HI DDEN G EM ON TR ENDY S EA P OI NT STRI P

Come view this spacious, newly renovated 3 bedroom apartment situated on the top floor, with the most tranquil ocean and mountain views from your living room

LESLEY 061 439 8225

A TRUE VILL AGE HOME

Spacious and inviting, this charming home offers ample accommodation & stunning space for entertaining. 4 Bedrooms, 3 bathrooms plus secure parking for 4 cars

LEAH 082 608 3388

SANDRA EVANS 083 253 0115

V & A WATER F R O N T - R 7. 7 MIL L IO N

RO N D E BO S C H - R 5.1 MI LLI ON PRICE REDUCED

EXCLUSIVE

Web Ref: RL12031

SECURE LIVING IN TRENDY “ROODEBLOEM ROAD ”

EXCLUSIVE

Web Ref: RL12008

GAR DEN APAR TMENT S E T ON THE CANA L

Web Ref: RL11939

UPMARKE T FAMILY HOME

2 Bedroom home with 1 full bathroom & the potential to create a separate toilet Gleaming original Oregon flooring & door frames. Double garage

This 1 bedroom garden apartment is thoughtfully finished, complete with fully equipped open-plan kitchen overlooking the living area. Patio, garden & 1 p/bay

This 4 bed, 5 bath home has been lovingly renovated, requiring no work yet retaining its original charm & character. Excellent security, d/garage plus parking

GRAHAM COWBURN 082 421 6764

NATACHA NEUBURGER 083 449 9933

MEGAN MCLACHAN 071 266 6655

NEWL A ND S - R 5.95 M I L L I O N

ORANJEZICHT - R2.495 MILLION

T HRE E AN C HO R BAY - R 4.6 MI LLI ON

PRICE REDUCED

EXCLUSIVE

Web Ref: RL12074

“A R A R E F I N D N E XT TO SAC S ”

EXCLUSIVE

Web Ref: RL11897

Web Ref: RL11934

TICKS ALL THE BOXES

MODERN & SOPHISTICATED

Beautiful townhouse nestled in sought-after Newlands right across the best schools in the Cape. 4 Bedrooms, 2 bathrooms, excellent security plus garage

This 2 bed, top floor apartment is priced well. Ideally located in the middle of Oranjezicht, it has great city & mountain views. In good condition plus a garage

This luxury apartment spans over 2 floors with 2 spacious bedrooms, open-plan living area with a separate guest cloakroom. Excellent security & 1 parking bay

NADIA RAPITSE-HURLING 061 256 0020

DUNE TANCREL 084 358 4910

SERRYN PRYTZ 082 770 7680

CH O I C E S E LE C T I O N O F C A P E T O W N ’S D EVELOP MENTS LU XI A R AV I N E

16 BO RD EAUX

BANTRY BAY - R 39 M I L L I O N

C O N STA N TI A U PPER - R 23.95 MIL L IO N

Web Ref: RL11716

Web Ref: RL10440

ELEVATED BEYOND DESIGN

Surrounded by sounds, colours, & scents of coastal intrigue, experience bursts of energy & glamour. 3 Bed, 5 baths, garaging & parking. VAT Incl. - No Transfer Duty

DENISE 082 449 6608

ADRIEN 083 455 5661

Web Ref: RL10617

CONTEMPORARY CONSTANTIA

Inspired design, together with exceptional effort & attention to detail, whilst retaining privacy & a wonderful “sense of place”. VAT Incl. - No Transfer Duty

PAUL 071 610 8088

THE E STATE

S E A P O IN T - R 11.995 MI LLI O N

ALEXA 082 349 7799

Rentals 021 433 2580 A visionary company with decades of experience

SECURE - DELUXE LIFEST YLE

Beautifully finished 152m2 unit in ultra-luxury development located on the slopes of Signal Hill with sweeping views. VAT Incl. - No Transfer Duty

JAMES CURTIS 082 485 2702

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To Let, Commercial Property, Cnr of Main and Conifer Rd, Sea Point

Contact – thelmavs@iway.na 082 308 1667 whatsapp

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ON AUCTION - 19 APRIL 2022 ± 2 850 HA BEEF FARM NEAR DUNDEE 8km off the R602, Glencoe or 7km off the R68, Dundee, KZN Various divisions of farm “Burnside” | Extent: ± 2 850 Ha | Grazing: ± 2 740 Ha | Bailing Camps: ± 92 Ha | Arable Lands: ±15.5 Ha under irrigation | Water: Various dams, reservoirs, fountains / springs, boreholes, and a river | Improvements: Houses, cottage, sheds, wedding venue, butchery, and more

Tom Hodgson | 083 636 7800

Auction Date & Time: 19 April 2022 | 11h00 | Auction Venue: Fort Mistake Country Lodge, 50km from Ladysmith on the N11 to Newcastle | Terms: R50 000 refundable registration deposit. Strictly by EFT. FICA Documents are required | Auctioneer: Andrew Miller

ON AUCTION - 21 APRIL 2022 - 24 PROPERTIES

LUKE | 071 351 8138

EXCEPTIONAL 4 BEDROOM MANSION Extent: ± 1 457 m2 | Vacant occupation | Brand new | Designer features 61 Milkwood Drive, Umhlanga

VIREND | 071 383 1735

7 STOREY RETAIL & COMMERCIAL BUILDING Extent: ± 1 430 m2 | Vacant occupation 388 Dr Pixley Kaseme (West) Street

IN ASSOCIATION WITH

LUKE | 071 351 8138

4 BEDROOM DUPLEX ON THE BEACH Secure complex | Double garage | Complex | Swimming pool SS La Lucia Bay, 62 Marine Drive

LUKE | 071 351 8138

± 6 HA EQUINE ESTATE IN SUMMERVELD 40 Modern stables | Multiple paddocks | Groom’s quarters

LUKE | 071 351 8138

± 324 M2 PENTHOUSE WITH PANORAMIC SEA VIEWS 4 Bedrooms | 3 Parking bays | Private gym + pool Herrwood Skye, Umhlanga

MUHAMMAD | 079 458 4256

± 338 M2 LUXURY APARTMENT Vacant occupation | 2 x Ensuite bedrooms | 1 x Flatlet SS Miramar, 284 Musgrave Road

LUKE | 071 351 8138

5-STAR GUEST HOUSE AT THE SEASIDE 9 Ensuite Bedrooms | Luxury home or guest home 39 Chartwell Drive, Umhlanga

VIREND | 071 383 1735

RETAIL & COMMERCIAL INVESTMENT IN DURBAN CBD 4 Sections available | Combined Gross Annual Income: ± R4.6 Million

VIREND | 071 383 1735

MULTILEVEL MIXED-USE PROPERTY GLA: ±1 650 m2 | Partially tenanted 100 Stalwart Simelane (Stanger) Street, Durban CBD

WESTWOOD MALL KING CETSHWAYO HIGHWAY

MUHAMMAD | 079 458 4256

± 75 M2 2 BEDROOM PENTHOUSE Drive up access | Fully furnished | Brand new | Swimming pool SS Imbali Ridge, Ballito

MUHAMMAD | 079 458 4256

A-GRADE OFFICE SPACE Extent: ± 989 m2 | Partially tenanted Gross Annual Income: ± R774 K Surrey Park, Westville

ROSS | 082 923 9277

± 3 746 M² FULLY LET INDUSTRIAL PROPERTY Gross Annual Income: ± R732 K 34 - 36 Geduld Street, Sasolburg

MUHAMMAD | 079 458 4256

± 669 M2 TENANTED INDUSTRIAL PROPERTY Gross Annual Income: ± R534 K 106 Magwaza Maphalala (Gale) Str

RAINER | 082 321 1135

ENTIRE JOHANNESBURG CBD STREET BLOCK WITH APARTMENTS SHOPS AND PARKADE 23 Commissioner Street, JHB

SYDNEY ROAD

LUKE | 071 351 8138

± 2 500 M2 VACANT INDUSTRIAL PROPERTY WITH GREAT HEIGHT GBA: ± 1 400 m² | Secure Complex 19 Hawk Rd, Imbonini, Ballito

LUKE | 071 351 8138

± 4 077 M2 PROMINENT INDUSTRIAL INVESTMENT Gross Annual Income: R4.6 Million 37-57 Che Guevara (Moore) Road

MEL | 082 976 5507

± 202 HA MIXED FARMING UNIT ± 45 Ha Timber | Good water supply | Grazing & arable lands Greytown, KZN

IN2ASSETS | 0861 444 769

FULLY LET MIXED-USE INVESTMENT Extent: ± 842 m2 | Gross Annual Income: ± R701 K 56 Fleet Street, Quigney

IN2ASSETS | 0861 444 769

FULLY LET INVESTMENT PROPERTY GLA: ± 1 200 m2 Alice, Eastern Cape

INSOLVENT ESTATE

MUHAMMAD | 079 458 4256

2 BEDROOM APARTMENT Extent: ± 69 m2 | Beachfront unit SS Seabrook Flats, William O’ Connor Drive, Margate

BRAD | 073 757 9533

2 X STUDENT ACCOMMODATION BUILDINGS - FULLY LET Combined Annual Income: ±R1.5 Million 17 & 19 Prospect Hill, Port Elizabeth

BRAD | 073 757 9533

AGRICULTURAL DEVELOPMENT OPPORTUNITY Extent: ± 42.8266 Ha Greenbushes, Port Elizabeth

HEIN | 083 639 0558

± 4 000 M² FACTORY WITH LARGE YARD AREA ON BUSY HIGHWAY Vacant Occupation 52 Albert Wessels Drive, Newcastle

TOM | 083 636 7800

±76 HA FARM WITH DEVELOPMENT OPPORTUNITY 3 Adjoining portions | ± 5kms from N3 Cato Ridge, KZN

Auction Date & Time: 21 April 2022 | 11h00 | Auction Venue: Mount Edgecombe Country Club, Gate 2, 1 Golf Course Drive, Mount Edgecombe | Terms: R50 000 refundable registration deposit. Strictly by EFT. FICA Documents are required | Auctioneer: Andrew Miller

CONTACT US FOR MORE INFO: 0861 444 769 info@in2assets.com 063 500 1652 www.in2assets.com

The Rules of Auction & CPA Regulations can be viewed at www.in2assets.com or at Unit 505, 5th Floor, Strauss Daly Place, 41 Richefond Circle, Ridgeside Office Park, Umhlanga Ridge. Bidders must register to bid and provide original proof of identity and residence on registration. The Rules of Auction contain the registration requirements if you intend to bid on behalf of another person or an entity. The above properties are subject to a reserve price and the sale by auction is subject to a right to bid by or on behalf of the owner or auctioneer. In terms of the POPI Act, our contact details have been stated in this document. By responding to such, you hereby opt in for future marketing communication via email, mobile and WhatsApp. Email optout@in2assets.com to be removed from all future communication.

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A G E N T S ’ D I R E C T O R Y

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DOGON GROUP PROPERTIES Atlantic Seaboard Office 021 433 2580 thekings@dogongroup.com www.dogongroup.com

RHONDA RAAD PROPERTIES Cape Town Office 082 448 7795 Email: rrpsales@mweb.co.za www.rhondaraadproperties.co.za

SHELLEY RESIDENTIAL KZN Office 082 412 4463 Email: hello@shelley.co.za www.shelley.co.za

DOGON GROUP RENTALS Sea Point Office 021 433 2580 enquiries@dogongroup.com www.dogongroup.com

SOMERSET CARE CENTRE Umhlanga Rocks Office 031 940 1601 kathy@somersetlodgecare.co.za www.somersetcarecentre.co.za

ALLIANCE PROPERTY GROUP KZN John Lomas 083 250 2713 Bev Boswell 082 565 8526 www.apgroup.co.za

DOGON GROUP PROPERTIES Southern Suburbs, Claremont Office 021 671 0258

PETER MASKELL AUCTIONEERS KZN Office: 033 397 1190 Email: info@maskell.co.za www.bidlive.maskell.co.za

NOBLE RESORTS CAPE TOWN 010 612 6060 sales@nobleresorts.co.za www.nobleresorts.co.za

VAN’S AUCTIONEERS Gauteng Office 086 111 8267 www.vansauctions.co.za

WIDENHAM RETIREMENT VILLAGE South Coast, KZN 066 306 0669 / 066 306 0612 www.hibiscusrv.co.za

southernsuburbs@dogongroup.com

www.dogongroup.com

DOGON GROUP PROPERTIES Western Seaboard Office: 021 556 5600 or 021 433 2580 enquiries@dogongroup.com www.dogongroup.com

www.property360.co.za

www.widenhamretirementvillage.co.za

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