Entrepreneur In Focus 2020 by Innovative Zone Magazine

Enlighten the world with innovation

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Editor’s Note

“TOUGH TIMES NEVER LAST, BUT TOUGH PEOPLE DO.” - ROBERT H. SCHULLER In the present corporate world, entrepreneurship undoubtedly surpasses the lifestyle of service personnel. The fact that makes the former, more respectful is that a job allows a person to compete and achieve competitive designations. On the contrary, entrepreneurship gives people a platform, where they can give their ideas and potential, a viable form. Looking back at the last 10 years, India, as well as foreign countries, have been heavily influenced by innovative leaders. Many established innovators like Bill Gates, Jeff Bezos, Mark Zuckerberg, Steve Jobs, etc. started from a small space but, eventually has set the trends for innovators of this era. The same thing happened in India too! Govt. initiatives, such as, “Made In India” and “Digital India” has empowered aspirers to breakthrough their constraints and give their ideas a structure. Many young leaders such as Ritesh Agarwal (OYO), Indrajeet Singh (iQuanta), Deepanjali Dalmia(Heyday care), Ranveer Allahbadia (Monk-E), and many more, have become young trendsetters, levitating society with a great impact through their innovative products and services. In this edition of Innovative Zone, we’re focusing on entrepreneurs, whose innovations have constructed a path for others to follow and has opened the doors for many people’s careers. One such praiseworthy leader is Mr Anil Sinha, founder of Call2 Connect. Through his entrepreneurship, he has revolutionized the Information Technology Enabled Services (ITES) and BPO services in India. His belief and mantra for entrepreneurship is, “If you are an entrepreneur, become a reliable consultant for your customer, rather than a seller”. Mr Sinha has garnered vast experience in the industrial territory, especially in the banking sector. His journey from being an employee in Bank of Baroda to establishing a trendsetting foundation is encircled with, several endeavours, that teaches us to keep moving against the odds. Mr Sinha has completed 17+ years of his entrepreneurial journey and is a notable speaker, in popular institutions. In addition to the cover story of Mr Sinha, this edition will be portraying the inspiring journey of, several entrepreneurs, who have created indomitable foundations and are functional amid the ongoing crisis. Flipping the pages you’ll come across in-house articles about, attaining new heights in the entrepreneurial arena, travelling, lifestyle, etc. Every single article has been customized, keeping in mind the taste and preferences of our readers. We certainly hope we’re fulfilling your requirements. Last but not least, we certainly hope you are safe, from the lethal COVID-19 infection. Our magazine was and will always keep you updated with, all the leading innovations and ideas the business sphere has to offer. That’s all for this time readers. Stay safe and keep reading.

Indranil Roy Editor,

Enlighten the world with innovation

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Vol -1 |Issue 8| July 2020 Publisher & Editor : Abhishek Kumar Dubey Editorial Team Indranil Roy | Kajal Dobhal Kiran Mishra | Ashwathy Nair

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Enlighten the world with innovation

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CONTENTS

COVER STORY

Enlighten the world with innovation

ANIL SINHA

Whole Time Director & CEO

CALL2CONNECT

ASPIRATION

INNOVOSOFT TECHNOLOGIES PVT LTD

BUSINESS

CGS INFOTECH

ITES and BPO Company An Entrepreneurial Inspiration

Want to win a business or industry award

A Pioneer Of Manufacturing And Technology Solutions

Entrepreneurs can Buy 6 New Cars around 5 Lakhs During This Pandemic

Offering Patented Resources, Innovative Tools And Exclusive Ideas To Expand Your Business Venture Effectively

DYNA BIOTECH

LIFESTYLE

JK BIMA

SAKUHIRO

TRAVELLING

Special Contribution Of Dyna Biotech To Biotech Industries

How Long does it take to From new habits

A trusted Insurance Broking Firm ensuring best value for itâ&#x20AC;&#x2122;s client

Bringing Organic and Healthy Products with Beauty and Healthcare services to your doorstep with their apps

Best Travelling Destinations For Family Vacation 6

INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

Enlighten the world with innovation

INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

Enlighten the world with innovation

INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

Enlighten the world with innovation

INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

ITES AND BPO COMPANY AN ENTREPRENEURIAL INSPIRATION

Call2Connect is an ITES and BPO company established by the seasoned innovator and serial entrepreneur, Mr Anil Sinha. With his passion for creating something new out of the existing and his skill for taking calculated, meaningful risks, he made a name for himself in the banking sector. Credit Cards that come with an inbuilt revolving credit facility, are a gift to the banking sector. None other than Mr Sinha’s initiatives made this possible in the banking industry in India. Being an inherent risk-taker, he led the way for Bank of Baroda, the bank he was then employed in, to become the first in India to launch the credit card namely ‘BOB Card’. BOB Card became an instant success for the merchant base as well as for the bank itself--but that took extraordinary efforts from Mr Sinha’s side being ahead of his times is what helped Mr Sinha create his own legacy.

Enlighten the world with innovation

INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

ANIL SINHA

Whole Time Director & CEO

Enlighten the world with innovation

INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

A mind like that, combined with a zeal to work on, could not prevent Mr. Sinha from resigning from Bank of Baroda at the age of 44, even though by that age he had achieved everything there was to achieve in the banking sector to take the bigger challenge, even though risky. An innovator that he was, entrepreneurship was never very far away from his mind. He had already been working with the idea of a revenue model based on “pay as you use” policy, that automated card transactions electronically through the wire using the Electronic Data Capture (EDC) machine, when he was approached by a major business house for any business ideas that he might have. His proposal was accepted instantly, but diving into the ever-shifting entrepreneurial field was a huge risk--more so for the fact that he would have to quit his secure, settled life in the public sector service industry. It was a major leap of faith that he made, with the support of his wife and her trust in his abilities. As a result, Transaction Technologies Pvt Ltd was founded on March 15th, 1996. It was later renamed as Venture Infotek Global. He went on to introduce several landmark pertaining to technological fronts for the Indian Payment Industry over the years. He also reinstated several subsidiary companies under the parenthood of Venture InfoTeck After writing several milestones to his name, from BOB Card to Venture Infotek, each more successful than the other, Mr Sinha established Call2Connect. His unparalleled success and experience meant there would be no shortage of investors for his enterprise, and Call2Connect proved this estimation true.

CALL 2 CONNECT: A SUCCESSFUL VENTURE Call2Connect was inaugurated as a training institute for the call centre in December 2003, at Kadamkuan, Patna. The decision behind establishing a training institute in Bihar was a rather altruistic one on Mr Sinha’s part. He decided to launch Call2Connect in Patna to bring business and prosperity to the state. It was an attempt to generate much-needed employment opportunities for the youth in Patna, and it proved to be a vastly successful one. The decision was initially questioned by many, because of the detrimental state of law and order and economy in the state. Anil Sinha started Call2Connect to train individuals at his institution, and they were free to look for call Centre jobs elsewhere after their training. They were, however, guaranteed a job at the Delhi branch of Call2Connect after finishing their training. He established a branch at Delhi, after Patna, to be able to fulfil this promise, where he secured his first client. The Patna centre was eventually converted into a full-fledged call centre, to generate employment in Bihar itself. This move led to him being awarded with a well-deserved award of ‘Icons & Change Agents of Bihar’ in 2009. Enlighten the world with innovation

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Call2Connect is now a leading Information Technology Enabled Services (ITES) and BPO company. It offers world-class customer support solutions, back-office & consultancy services through a network of over fifteen hundred employees across offices in Mumbai, Patna, Noida (Delhi), Varanasi and Bangalore. They deliver the entire spectrum of business process management (BPM) services across all their centers, including:

Business Process Outsourcing (BPO) Call Centre - Voice & Non-Voice Consulting Soft skill training Collection management Telemarketing

Enlighten the world with innovation

INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

In addition, they also offer e-payment / governance consulting services. Combining operational excellence with deep domain expertise, Call2Connect has brought business value to more than seventy-five clients across key industry verticals including Telecom, Banking & Financial Services, Healthcare, Lifestyle, Insurance, Manufacturing, Media & Entertainment, Retail, Travel & Leisure, State Governments & PSUs, Automobile, Petroleum, Web Portals, Transaction Processing, Food & Beverage, Consumer Durables and more. Established in June 2003, Call2Connect is now a fully owned subsidiary of Route Mobile Limited, a global leader in mobile solutions headquartered in Mumbai, India. Call2Connect was a departure from Mr Sinhaâ&#x20AC;&#x2122;s original area of expertise: the payment sector, where he had worked as an employee for nineteen years and an entrepreneur by establishing Venture InfoTek, the first payment processing company in India Mr Sinha, while managing the Call2Connect affairs as Chairman and Managing Director, also acted as a domain consultant for several companies active in the Payment industry sector like A Little World, iSMART, Waseela Equity Dubai, In-Solutions, Mint Canada, MCHQ, etc, on a part-time basis.

Enlighten the world with innovation

VENTURE INFOTEK: ANOTHER FEATHER IN THE CAP Anil Sinha set up Venture InfoTek in March 1996, and through it he introduced offsite outsourcing in the domestic banking circle in the country. This new endeavor was a monumental step for the merchants as well as for the banks. No company in India had till then devised a path such as that of Venture InfoTek. A technologically superior company than any of its time, Venture Info- tek used the internet, WAP, chip cards, and data management to complete financial transactions. The company automated the countertop of merchants by installing EDC machines to accept Payment Cards and carry the transactions to Visa, Mastercard and American Express authorization hubs located in the US or in Australia, get the transactions approved over the wire within five seconds. . It was quite a task to gather up human resources with high potential as well, and his team consisted of twenty members, to begin with. His unfailing determination worked wonders in a very short time, however. By October 1997, he had successfully managed to get aboard all nine banks who were in the credit card business in India. Venture Infotek soon grew into an eight-hundred strong organization with branches in nine metropolitan cities

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and Goa. With IBM Services and VISA International as partners, they had a presence in twenty-four cities and the international market, all within fifteen months of inception.

(Point to be added)- He also for the first time in the Banking history of India secured RBI permission for setting up of a separate subsidiary of a Bank created for a specific purpose. Namely Bobcards Ltd.

After these months of dedicated hard work, his success story wrote itself. Equifax Corporation, an American processing company, offered a Joint Venture deal to Venture Infotek. Thus Equifax Venture Infotek Ltd was born, with its headquarters at Clearwater, Tampa, USA. Mr Sinha became the Managing Director of the company through this partnership. This gave him an experience in M&A, and exposure to several investors, which proved to be an asset for his future endeavors.

He launched several innovative products under this umbrella for the first time in India.

BOB CARD: INNOVATION IN BANKING INDUSTRY An innovative streak showed itself even in Mr Sinha’s term as a bank employee. Not many can boast of bringing to life revolutionary changes in the banking industry.

Mr Sinha practically established the BOB Card division and then the subsidiary company as one would a company, and that gave him the experience and skill which he later weaved into his startups. His foray into the credit card business not only had a tremendous impact on the payment sector, but it also foreshadowed his successful future as an entrepreneur. “If you are in a job; attempt to take over all responsibilities of your boss, make him reliant on you and you will keep earning quick promotions.

His first assignment was in Patna where he had managed to set up an award-winning Branch from scratch with the highest deposit mobilization for a new branch in the history of Bank Of Baroda. The resounding success and unparalleled history of continuous highest achievement awards compelled the Chairman to take notice to visit him and offer him a position at Mumbai in the newly set up card department. Hailing from Patna, Bihar, he faced regionalism and discrimination when he first moved to Mumbai, but that didn’t stop him from doing his very best and ultimately proving himself to his peers and seniors alike. He kept working on his personal research studying the methods of operation in the department. When his suggestions for improvement were finally paid heed to, they turned out to be a major game-changer for the bank. Mr. Sinha was then appointed to restructure and automate the organization and revamp all the processes and departments including Sales, Marketing, Backend, etc.

“If you are an entrepreneur, become a reliable consultant for your customer rather than a seller.”

Radical steps like decentralization of the sales setup for card division of Bank of Baroda, automation of the processes, establishment of 24X7 Help Desk, and so on. These steps were unknown to other organizations in those times—

His achievements have been recorded on a number of multimedia platforms, and he stands out as one of the most versatile and successful entrepreneurs of the country.

His intervention proved to be immensely fruitful. In a time when there was only a marginal presence of VISA or Mastercard in India, that too without any automated network or widespread acceptance, Mr Sinha introduced the facility of automated Credit Cards with an inbuilt credit facility to the banking sector of India. He was made the Executive Vice President of BOB Cards in 1994 because of his phenomenal foresight and aptitude. Within six to eight months of him taking over, the base successfully grew from three thousand cards and nine hundred merchants to two lakh credit card holders and twenty-two thousand merchants, thereby making BOB Card the market leader. For the first time, an Indian Credit Card was giving international Bank cards a run for their money. Enlighten the world with innovation

Mr Sinha’s success mantra teaches us to always strive to be the best and put in more energy and effort into our work. Mr Sinha has been an avid experimenter all his life. What is astonishing to note is that as an individual who started out as a gold medalist from Patna Science College in Zoology, Mr Sinha gained an unparalleled success in every venture he delved into banking, entrepreneurship, and as a consultant for several companies. He was invited to share his experience and knowledge at the RBI Apex Training College, BOB Training College, Bank of India Training College, Dena Bank Training College, National Institute Bank Management (NIBM), National Payment Corporation of India (NPCI), Visa Advisory Forums and several other independent seminars on the Payment Industry.

POINTS TO ADD His standing and influence in the payment industry is incomparable. He is considered amongst the foremost authority and subject matter expert in the business. The amount of respect and credibility that he has earned in the industry over the years is invaluable. There are innumerable people who look up to him with sheer reverence and consider him their life long mentor. Has written a thesis on digital Payment industry and won the award from the Indian Bank Association under the Cooverji Hormusji Bhabha Research Scholarship and award on of the first documents works on the potential of the card industry in India.

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ASPIRATION

Professionalism is the magic touch that works like magic. Unlike a magician he doesn’t just pop in and pop out with success; hard work and smart work must combine. The magic moment comes when he is announced as the worthy recipient of a meritorious award. -Vincent Okay Nwachukwu

“

As you fabricate your business, it’s essential to execute an awards strategy as a major aspect of your showcasing procedure. Beginning phase entrepreneurs and new businesses may falter to seek after an award since they figure they won’t win. Like each activity in an organization, the award procedure requires an insightful planning, here are the means by which to begin. ARRANGEMENTS AND RESEARCH On the off chance that you need to develop your business through business awards, on the off chance that you truly need to feature how incredible your business is, there are two questions that you have to inquire yourself before you enlist your organization in any honors program. The primary inquiry is: What is my organization extraordinary at? What are the key viewpoints that my organization truly sparkles in? This is significant: You clearly won’t win honor for client administration on the off chance that you are not giving any client assistance. Furthermore, in the event that you do win an honor, what is the genuine estimation of the honor? Furthermore, won’t your new clients feel like they got deceived? So make a plunge and make sense of which parts of your organization truly sparkle. What makes your organization fantastic? What makes your organization culture unique in relation to your contenders? On the off chance that you can’t make sense of everything by yourself, perhaps it is a smart thought to ask your representatives. Ask them what they like about working for you. Inquire your business group what the client criticism is and why clients like your item. Get an inclination not asimply for the parts of your organization that need fixing, yet in addition to the parts of your organization that sparkle!

Enlighten the world with innovation

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CHOOSING AWARDS PROGRAM Choosing awards programs for your business is definitely not an insignificant errand. There are numerous variables to consider –, for example, your area, your advertising the spending plan, your industry, the sort of approval that is required to develop your business, and possibly the laws in your nation. Since you have a rundown of conceivable awards programs, the time has come to channel this rundown down until you choose a grant you can run for the present moment. One thing to remember is that business awards go from no section expense to charges of many a huge number of dollars, from low notoriety to profoundly esteemed business grants, and from pay-to-play grants to autonomously judged business grants. Your objective ought to be to recognize those honors that lie inside your span and that gives you the most advantage. Don’t just run for pay-to-play grants since they are anything but difficult to accomplish. ORGANIZE AND PLAN. When you have a total rundown, organize. As you’ll discover, the accommodation procedure can be overwhelming, so make sense of which awards are generally imperative to you. In the event that the award program has classifications, figure out which classifications you need to win in (and what classifications are feasible). Take a gander at earlier years’ victors in differing classes to help decide if you’re a fit. INCLUDE THE RIGHT PEOPLE FROM YOUR COMPANY You might be the Chief Marketing An official in your organization – however, for convincing accommodation– it might help to get the others from inside your organization included. Counsel with them – let them include their two pennies. It might give an alternate perspective on the issue, an answer, or a bit of shading that could pay off in the end. More individuals = more successes! ASSEMBLE CREDIBILITY Winning an award is an approval of your organization’s execution or crucial. – you were assessed by an expert and autonomous gathering also was esteemed a victor. Indeed better – you can affirm you are a victor essentially by staying an identification to your temple blunder business. Utilize that identification taking all things Enlighten the world with innovation

together material that profits by it. On the off chance that you are a web-based business, including your honor to your checkout pages; on the off chance that you are a counseling organization, put it on your proposition and offers. Include it to your promoting materials, remember it for official statements (even columnists love approval!), and see that it gets the consideration it merits so you get the accomplishment from it that you’ve earned! CLIENT RELATIONS Let your current client base realize you won an honor. Thank them for assisting with making your organization a triumph – let them know they are a piece of the excursion. Inquire them to share your example of overcoming adversity, also, make it simple for them to share your honor material on social media. Increment your social confirmation along these lines. There are numerous approaches to pick up benefits from winning awards, yet we trust that we had the option to give you an essential what you can accomplish by winning an award! BE INVENTIVE, YET FOLLOW BEARINGS. Associations giving awards might be checking on several entries. In this manner, make your accommodation stand apart with inventive and brief composition and materials. Try not to handle the accommodation alone; approach your group for help in exploring the language and helping your accommodation be particular. Try not to get so made up for a lost time in your accommodation that you neglect to follow bearings. Severe necessities might be spread out for the accommodation and conveyance of your pieces. Follow these headings precisely. You would prefer not to exclude yourself since you neglected something. Would it be a good idea for you to simply kick back and Basque in the unceasing brilliance of being a victor? Bogus! Spam your clients interminably with messages about your rewards, everybody needs to realize they’ve picked the best provider all things considered. It’s incredible to reconnect with existing clients and new possibilities. It’s a learning procedure, and you’ll develop and learn as you do entries all the more as often as possible. What’s more, when you do at last win, ensure the world knows. Winning awards isn’t about the trophy; it’s about the gloating rights, all things considered! INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

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ENTREPRENEUR

IN F CUS 2020

A PIONEER OF MANUFACTURING AND TECHNOLOGY SOLUTIONS named it as InnovoSoft Technologies, where “Innovo” stands for Nitheesh NR and “Soft” stands for Sindhu’s area of speciality. Dr. Nitheesh NR was honoured with “Honorary Doctorate” by Global Triumph Foundation at Global Peace Convocation for his innovations and inventions he has done for the betterment of the society and the development of the nation. Dr. NITHEESH N.R

Founder & Chief Executive Officer

nnovosoft Technologies Pvt. Ltd. is a leading Manufacturer & Solution provider, with grasp over many dimensions of the industry namely Manufacturing, Information Technology, Software Development, Green Technology, Research & Development. The company has stationed its registered office at Trivandrum, production facility at Coimbatore and sales offices at Bangalore and Delhi. IST has a presence in a variety of industrial verticals and years of entrepreneurial leadership, which helps in delivering technology-enabled products with an unmatched value. IST emphasizes on providing the merchandise to its clients that can help them elevate their ongoing growth. Consequently, they leverage on to cutting-edge technologies to procure tailored business solutions and that can help with organisational success. On a brief note, it strives to be the technology partner for its client that can make their business run smoothly and efficiently, whilst maximising the return on their investment. TRANSFORMING THE CONCEPT INTO A STRUCTURE InnovoSoft Technologies Pvt. Ltd. was found in the year 2016 by Dr. Nitheesh NR and Ms. Sindhu Reddy. Dr. Nitheesh NR started his entrepreneurial journey at the age of 18, in the educational realm. In 2016, he joined hands with Ms. Sindhu Reddy, a Software Engineer and conceptualised IST. Since the company was structured by an innovator and a software engineer, they Enlighten the world with innovation

Later in the year 2019, as a part of the expansion, they raised their capital and welcomed Mr. Regi Thomas (Chief Operational Officer). Mr. Thomas is a mechanical engineer, businessman and NRI with an experience of more than 20 years. A WIDE SPECTRUM OF PRODUCTS Dr. Nitheesh NR says “Provide a solution that fills the need for the present and stick on to the present market trend”. When we speak of the current market and products, the first thing that comes into our mind is “Sanitizers”. The whole world is in chaos, due to the COVID-19 outbreak and everyone is looking forward to protective measures. IST has contributed to this by devising an “Automatic Sanitizer Spraying Machine”, which is supplied all over the country as per requirements. Apart from this, IST keeps a keen look on the other pain points in society and craft solutions through their R&D process. This has helped identify many concerns across the country and to answer them, IST has worked on building the appropriate solution. The first product they crafted is “Sanitary Napkin Incinerator”. Since napkins are non-biodegradable and inappropriate disposal can be harmful to the environment, IST built this product to safely eradicate used napkins. Second, is a product for burning adult diapers and household waste items. The machine has the capability of burning waste in 1000 to 1200 degree Celsius. Third, they conceived a virtual trial room “E-try”. The product is focused to help customers try their desired dress virtually and see how they looked. The product has grabbed a lot of attention and helped shop owners reduce cloth damage. In addition to this, the company has queued more projects in its pipeline that fit the ongoing scenarios and will be released soon. Their selected cluster of merchandise has helped in establishing a PAN India presence with dealers and distributors across 18 states. In the last few years, IST’s products have caught the attention of offshore markets and are exported to all neighbouring countries, gulf countries and most of the African countries as well. 20

INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

RESEARCH AND DEVELOPMENT Research and development is the foundation of growth and sustainability for an establishment and has been an integral part of IST. The company performs its R&D practices on three points: • New Product Research & Product Development • Existing Product Upgradation • Innovation and Prototype development The market is highly influenced by innovation and is constantly transiting. To stay parallel of the transitions, IST keeps upgrading their products to cope up with the trends. The company has employed an adept R&D team, who understand the functions of the arena and brings innovation in the company’s life cycle. In addition to developing products, the R&D team is also responsible for the company’s inhouse development. Any kind of advancements that helps in devising contemporary products or upgrade prevalent solutions are taken in accord for execution. This eventually helps the company stay ahead of its peers and keeps them updated with the latest technologies and innovations. A HARMONIOUS WORK CULTURE Employees are the cornerstone of a company making it important to ensure their sustainability. Keeping this in mind, IST maintains employees’ enthusiasm by providing incentives based on their performance. The company’s operations are divided into different departments and rewards are given based on individual or group performances. The company also follows a set of guiding principle to ensure a positive work environment. They are: • Prioritize your time properly. • The best marketing is an excellent product or service, so keep providing the best as you can. • Draw a hard line between Good and Bad. • Keep all negative out, stay positive and keep moving ahead unless you reach your destination. • Do self-assessment and record your progress • Don’t limit your knowledge, keep improving and learning Along with this, IST strives to accommodate its manufacturing dept. with all the cutting-edge technology that can prove to be less energy-consuming and time-effective. A GIVE BACK TO SOCIETY “All our projects are socially relevant and we are associated and closely working with many NGO’s in India” Dr. Nitheesh NR The company has its own CSR project “ArogyaVidya Bharat”, which focuses on girls’ hygiene and access to clean sanitary napkins and proper disposal options. The company has dispersed 3000 sanitary napkins minimum for a year in schools, colleges, public comfort stations etc. Also, they have installed 400 + sanitary napkin incinerators, sanitary napkin vending machines across India with more than 6000 direct beneficiaries. Enlighten the world with innovation

REGI THOMAS

Director & Chief Operational Officer

Other than this, they have also initiated e-learning Smart Class Projects with the help of NGO’s, CSR groups and local panchayat. This has helped in increasing headcounts and improving education quality in rural govt. schools. Until now they have helped more than 200 + schools in different states. A PROGRESSIVE PLAN OF ACTION The company has portrayed a very sustainable performance over the four years of business. Following its preceding success, IST’s foremost concern lies in strengthening their offshore export and delivering elite products. In the next three years, the company is aiming to devise consumer electronic products and waste management solutions and thereby spreading the “Make In India” initiative. IST has also built consortiums-based ventures in different countries. In 2019, IST has crafted consortiums in Nepal, SriLanka, Kenya, UAE, Qatar and Trinidad. The company is aiming at advancing to 10 more countries within the next few years. NOTE OF ENLIGHTENMENT As an innovator, Dr. Nitheesh NR advice aspirers to work on solving problems and filling needs that are need of the hour. He also urges them to manage time effectively, productively and efficiently. Lastly, for the readers, he says “Never give up in your life, move forward and keep moving until you find success, whatever problems come in front of you are nothing but opportunities that will make you stronger, so just face it and overcome it.” INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

BUSINESS

Entrepreneurs can Buy 6 New Cars around 5 Lakhs During This Pandemic

he coronavirus outbreak has overtaken everything. In order to prevent the spreading of coronavirus, people are following precautions very seriously. Since lockdown has been unlocked, people are getting back to their job by using their own car rather than using public transport. Many people are making a decision to buy an affordable car, so they can safely travel from home to office. Here are the best affordable cars you may consider to buy one.

TATA TIAGO The latest updated Tata Tiago has rolled out the “Keys to Safety” and most attractive as well. If you are looking for the cheapest car with great features, then this car is for you. Tata Tiago has a petrol fuel tank and a BS6 engine. There are many features you will get like height adjustable drivers’ seat, adjustable front headrest, cup holders on Centre Console, cooled Glovebox, and many more. The car price would be Rs 4.6 to 6.95 lakhs. MARUTI SUZUKI WAGONR Another Maruti Suzuki car, WagonR is available in 14 variants and has 2 engine options BS6 complaint and 2 transmission options: Manual & Automatic. The WagonR offers mileage min 21kmpl to 33.54kmpl. The car is powered by 998cc and 1197cc – which produces a power of max 67.05@5500rpm and max torque of 90nm@3500rpm. The price begins at 4.45 Lakh. The WagonR of the fuel type is petrol and CNG. According to money control.com, WagonR fell down a position from February’s 18,235 units. Enlighten the world with innovation

INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

MARUTI SUZUKI: ALTO Maruti Suzuki is the all-time best-selling car that can be used for personal purposes. In 2019, the company has launched the Alto 800 facelift model that price starts at Rs 2.94 Lakh (Ex-showroom). Maruti Suzuki Alto is powered by 796cc, three-cylinder engine. Maruti Suzuki Alto car comes with 6 six exciting colors, 3 models -std, Lxi, VXi, and 1.0L engines option that provide the best performance. In February 2020, this affordable car stood at number three with a sale of 17,921 units. The mileage of Alto is 22.05 to 31.59 kmpl. MARUTI SUZUKI SWIFT Maruti Suzuki Swift is another hatchback car that price begins at Rs 5.19 Lakh. The engine of Swift is 1197cc that offers mileage 21.21Kmpl. Maruti Suzuki Swift is available in 7 different variants and has 5 seating capacity. This carâ&#x20AC;&#x2122;s gross vehicle weight is 1315 kg. More importantly, Safety and Security, the Swift has dual Front Airbags, Seat Belt Reminder & Buzzer (Driver & co-driver side), reverse parking sensor, and many more. As per the Montycontrol.com, it was the top-selling car with 18,9696 units being sold. RENAULT KWID The Renault KWID is a 5-seater hatchback car that comes in 12 different variants in India. The price of this car begins at Rs 2.92 Lakhs and end up 5.01. Also, the KWID comes with two transmission options manual and automatic. Renault KWID is 799cc units and 999cc units that produce a maximum power of 67bhp@5500rmp and maximum torque 91nm@4250rpm. The mileage of the car is 25.17kmpl. HYUNDAI SANTRO The BS6 Hyundai Santro is also an affordable car that comes in a range of Rs 4.57 Lakh to 5.98 (ex-showroom Delhi). Although, the CNG model would be a bit expensive. The car is available in four variants: Era Executive, Magna, Sportz, and Asta. Santro is a BS6 complaint 1.1 liters, 4-cylinder petrol engine that generates 69PS of max power, and 99nm of peak torque. In addition, the Hyundai Santro comes with dual airbags along with ABS and EBD. MARUTI SUZUKI DZIRE Maruti Suzuki DZIRE is also a good-looking car that price starts at 5.89 and goes up to Rs 8.81 Lakh. I know it is little over the price, but it will offer a different experience than all others that I have mentioned. DZIRE has a boot space of 378 L. Maruti Suzuki DZIRE is 1197cc that generates a power of 66 kw@6000 rpm and torque 113 Nm@4400 rpm. The car is available in two transmissions autonomic and manual. The mileage of Maruti Suzuki DZIRE is 24.12. Note: All price has been taken from the internet and their official websites. It means the price could be low and high.

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OFFERING PATENTED RESOURCES, INNOVATIVE TOOLS AND EXCLUSIVE IDEAS TO EXPAND YOUR BUSINESS VENTURE EFFECTIVELY Innovation serves as a key to ensure growth and success for any business venture. The business leaders who acknowledge this fact properly, can ensure the growth of their venture in leaps and bounds for sure. There are many players in the domain of IT solutions who claim to improve your website performance but very few have proven to be the effective ones. CGS Infotech is one such exceptional global IT and media company, serving over 5000 customers in 40 countries, since its inception in 1995. It is a well-reckoned Website Designing Company located in Kandivali and carries around two decades of experience in performing essential and valuable search engine optimization services, web designing and web hosting services and providing software solutions for their adored clients. The exclusive customer support, team strength, knowledge and innovative approach allow them to be on the priority among the masses. The Founder and CEO of CGS Infotech, Mr. Hiten Bhuta has been offering out of the box tools and solutions for the improvement of the business ventures or educational institutions across the globe, from a long time. By far, the Company has offered 100 innovative tools and solutions to its global consumer base. Out of these, 4 tools are the prominent ones that are designed by Mr Bhuta as a significant contribution in the domain- Magical Response Tool, Gamification, Innovation centre, and Internship projects for students. Let’s have an overview of these innovative offerings provided from their end to the clients across the globe. Magical Response Tool- Mr. Hiten Bhuta, along with his innovative research team of the Company, has consistently proved its mastery over technology & business processes by creating innovative business methods and software tools. The major contributions from his end belong to the hospitality industry, technology field and businesses in general. This innovative product has been patented by him, as it is a valuable invention for the entire hospitality industry across the United States. Gamification- It is an extraordinary invention that is quite valuable to multiple business processes that include Gamification of Accounts, Taxation Expenses and Management business processes. This software tool can improve the business owner’s interest in tax compliance and increase tax revenue that could be proven beneficial to the economy. This product has also been patented by Mr. Hiten Bhuta. Enlighten the world with innovation

Wilbur Ross

Commerce Secretary Of The United States

Hiten Bhuta

Founder & CEO

Technology Innovation Center- With the intention to create new software tools, products and ideas for maintaining leadership in the global tourism industry, Mr. Hiten Bhuta led the utmost efforts to set-up a hospitality technology innovation centre in St. Louis. The exclusive products designed by him possess the power to bring a huge transformation in the relevant domain, giving a winning-edge to the US Hospitality companies other than their competitors. After attending the ‘Select USA’ Summit in Missouri, last June, Mr. Hiten Bhuta decided to be associated with Cyberweb Hotel LLC to launch a Technology Innovation Centre in St. Louis. He effectively identified the right talent from St. Louis, offering the training and set-up systems for the new team to work on new ideas. Innovation Hospitability Technology Internship Program- This exclusive offering has been designed for 30 Computer Science students of Ranken Technical College, Missouri in fall-2018. The program provides an excellent opportunity for these students to master cutting- edge hospitality technology skills. INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

President of Ranken College, Mr. Stan has also well- acknowledged the efforts of Mr. Hiten Bhuta for his commendable contribution that attracted the media attention quite recently.

Hiten Bhuta With Werner Erhard at Panchgani India

Mr. Hiten Bhuta asserts, “St. Louis and Missouri provides the most attractive environment for global business leaders. And at the SelectUSA Summit, we could freely discuss ideas with investment program managers of several cities and states, discovering new opportunities.” Accolades received from various dignitaries Acknowledging the need of such out of the box projects that can support millions of jobs across the United States, Brian Lenihan, Executive Director of ‘SelectUSA’ from the commerce department says that Missouri has partnered with the CGS Infotech to ensure the development of the fostering pro-growth business environment and growing the US Economy. He states that the performance made by the Company is quite commendable. The Governor of Missouri, Mike Parson has appreciated Innovation Hospitability Technology internship Program and expressed his satisfaction at the contribution made by Mr. Hiten Bhuta in this arena.

A glance at the life of the Key Official- Hiten Bhuta Mr. Hiten Bhuta has unfurled the flag of innovation in the domain of rendering IT solutions. He is an exceptional business leader who has ensured a howling success of his business venture at the global level. Since from a very young age, he was quite passionate for science and technology that made him rank among top 1% students in India throughout school and college times. Excelling in his studies with a good score, he pursued his graduate program in Electronics Engineering with specialization in Telecommunication & Computer Science at University of Mumbai- India’s most prestigious University. Mr. Hiten Bhuta had an extraordinary command over the English Language that could be justified with the results obtained from his side in the TOEFL test and IELTS test. He also completed a one-year post-graduate program at Shailesh J. Mehta of Management at Indian Institute of Technology Bombay (IIT-Bombay), and additional postgraduate speciality program at Indian Institute of Management - Ahmedabad (IIM-A). IIM-A is rated as # 1 institute in India and # 29 institute for management program worldwide by Financial Times. Mr. Hiten Bhuta participated in an advanced leadership training program with Dr. Michael Jensen, Jesse Isidor Straus Professor of Business Administration, Emeritus at Harvard Business School, Werner Erhard and Steve Zaffron. He also asserts that the cutting edge research and training offered by the Landmark & Vanto group for superior performance has a significant contribution in the growth of his business venture from a start-up to a global technology enterprise. The ace business leader offers his due admiration to the innovative ideas and result-oriented solutions offered by ‘Werner Erhardcreator of ideas that power Landmark & Vanto group’.

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DYNA BIOTECH SPECIAL CONTRIBUTION OF DYNA BIOTECH TO BIOTECH INDUSTRIES BIOPHARMA SECTOR OVERVIEW - The Quality standards of Biotech and Pharma industries are an example for epitome of accuracy and precision. The Stringent authorities like WHO, EMEA, JEA, USFDA etc. are few of the examples who ensures a zero error tolerance in the process as well as in the finished product of the Biopharma manufacturing. For the Biotech and Pharma vaccine/medicine manufactures it becomes an incredibly challenging task for having compliance towards the guidelines put forth by these eminent authorities. Dyna Biotech is well aware and understands the manufacturing process and the necessary regulations put forth by WHO, EMEA, JEA, USFDA and regulations of cGMP.

DR. VINODKUMAR PATIL Director & Partner Dyna Biotech

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ROLE OF DYNA BIOTECH - Dyna Biotech is led by Dr Vinodkumar Patil, a microbiologist by profession and a Process in engineer by experience of 27+ years. He served at World’s best Biotech industries like Lupin, B. Braun Biotech (Germany), Sartorius, Shantha Biotech (Sanofi group Company) and Serum Institute at responsible directive positions. Dyna Biotech is faithfully committed and esteemed manufacturer and supplier of world class equipment. We bear the crown of having all the product range from upstream to downstream equipment manufacturing. We ensure the manufacturing of Biotech equipment like Fermentors, Bioreactors, Process Vessels, Filter Housings, TFF Systems and other equipment which are governed by ASME, TUV-NORD, ISO certification and 21 CFR automation guidelines. The equipment installed in Biopharma industries are the Soul of the manufacturing, thus it is a very serious and accountable responsibility for company like Dyna Biotech. The empathy towards the need of Client makes, Dyna Biotech always unique for its service towards its respective individual client. We ensure healthcare is an inevitable aspect of any society across the globe. And hence we manufacture the world class equipment in affordable cost. This equation is very important, as more affordable you make equipment; more you can ensure the healthcare facility to one and all.

HOW WE HAVE RAISED THE INNOVATION IN PRODUCT AND SERVICES NEED OF INNOVATION –Biotech and Pharmaceutical industries are panacea for the social healthcare. It is the sector where without innovation you cannot last for longer. The rationale in healthcare sector is very dynamic; this eventually a challenging task to manufacture a Bioreactor, fermentor & other necessary equipment. In present trends the cGMP limits the human interference in the process of Biopharma manufacturing. Dyan Biotech ensures the ease of manufacturing for its clients. The on time delivery with flawless workmanship & perfect blend of automation makes the equipment unique and innovative. DYNA, THE DYNAMIC INNOVATORSPRODUCT INNOVATION - The Automation is connective link of fermentation/ Bioreactor; upstream and downstream system. We have an in house development team for automation, led by experts. This team is having an in-depth knowledge and experience of making system working remotely. The engineers are responsible for maximum automation and testing of the equipment. Team includes experts in Telecommunications, operation and designing in PLC, HMI, SCADA, DCS, Automation Control Panels, Panel Layout and Maintenance. The innovation for Dyna Biotech is continuous process; we are always ready to accept the challenges. SERVICE INNOVATION – It’s a matter of life of an equipment, if they are not serviced on time. Thus on time service is very crucial. A separate well resourced, equipped, experienced & autonomous team of service department headquartered at Hyderabad is working for the biopharma clients; 24 x 7 round the clock. The needs of the client are very diverse due to their Enlighten the world with innovation

manufacturing constraints, financial, structural, environmental & geographical parameters. We believe, the commitment towards the responsibility of service is key to the innovation. This makes Dyna Biotech to resolve the service based deadlocks at any of the respective client’s location in the least possible time. Our tagline is “Technology for the Clients” it can be only approached via innovation.

HOW WE ARE DIFFERENT TO OTHERS WE THE TEAM -Dyna Biotech believes, marvels are built by the TEAM only. Dyna Biotech is a well structured & organised through its more than 300 employees including 90+ all multi disciplinary engineers, 50+ Support staff from Accounts & Finance, Legal, HR - Administration, Logistics, CSR & Public relations team. These master brains of Dyna Biotech come from various renowned institutes and industrial experiences across India. Dyna Biotech is having a world class Research and Development and manufacturing facility at Yawat, Pune, State of Maharashtra. The Corporate office is also located in the heart of the city. Geographically, Pune allows Dyna Biotech to prosper and cater its clients through its innovative & established expertises towards the needs and specific requirements of the individual clients. The availability of enormous human resource, technology and means of transportation provides a convinced and confident productive out put towards the function and workmanship parameters of the Biopharma Fermentation vessels. SERVICE CAN’T BE IGNORED - Dyna Biotech bears a team of service engineers headquartered at Hyderabad; this team consists of more than 40 personnel (Including Automation, Electrical, Mechanical, Instrumentation & Other engineering faculty). They are exclusively deputed at centre of India only to care and have the provision of assurance towards the 24 x 7 unstoppable workings of biotech and Pharma giants. They are in quick response and accountable to central service department located at Dyna Biotech Pune. This team is autonomous with the contingency mapping and resources they require at odd hours. They are well equipped with necessary tools and equipment. GO GLOBAL: AN INDIAN MULTINATIONAL BRAND Dyna Biotech is stepping towards the exploration of international market under visionary guidance of Dr Vinodkumar Patil. Our clients located at countries like South Korea, Taiwan, Thailand, Bangladesh, Turkey, Germany and United States have a very strong association with the truthful and loyal culture of Dyna Biotech. Hence Dr. Patil established an international marketing, sales & service office at Bangkok, Thailand. An 8 member team is working for the vision and mission the company at there. We strongly believe serving the international market allows generating foreign currency for development of the nation as well as society. This commitment in the sector of healthcare is a valuable compassion of Dyna Biotech team towards the national and international society. This makes us matchless and outstanding above all other players in the domestic & international market. INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

India's most premium beard range ever launch

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LIFESTYLE

Bringing new habits in our daily life, it is kinds of a tricky process, if you asked how long it takes to form a new habit, most of the people will quickly respond “21 days.” However, according to a 2009 study, which printed in the European Journal of Social Psychology, it takes 18 to 254 days for a person to become habitual of new behavior. The study also accepts that, an average person, can take 66 days to bring a new habit in our daily life

In the 1950s, Maxwell Maltz (American cosmetic surgeon) started noticing a strange pattern among his patients. When he would perform an operation (Facial operation) on their patients, Dr. Maltz got that it would take around 21 days to get used to seeing their new face. He also not noticed those patients who had an arm or leg amputated, they would sense a phantom limb for about 21 days before adjusting a new situation. Later, he did experiments on himself to change behavior, he found that it took himself around 21 days to form a new habit. He wrote these experiences “These, and many other commonly observed phenomena tend to show that it requires a minimum of about 21 days for an old mental image to dissolve and a new one to jell.” In 1960, Dr. Maxwell Maltz launched a book called “Psycho-Cybernetics,” in this book he has written his thoughts on behavior changes. The book went viral all across the country and become popular – till now over 30 million copies have been sold – this situational observation has become accepted as fact. There are a lot of motivators and as more people like Zig Ziglar, Brian Tracy, Tony Robbins, and others recited Maltz’s story. But people forgot that he said “it takes a minimum of about 21 days” shortened it to, “It takes 21days to form a new habit.” And that’s how people began the common myth everywhere that it takes “21 days” to become automatic. It’s remarkable how often these timelines are quoted as statistical facts. It could be quite a dangerous lesson if the majority of people say something more often time, then every single one starts to believe it. It makes sense why the “21 days.” become popular among the people. It’s easy to keep in mind the time frame and short enough to be inspiring, but most important long enough to be believable. In fact, who wouldn’t like to replace bad behavior with a good one after 21 days? Enlighten the world with innovation

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But, the reality is that Maxwell has written the whole book according to observation: what was going on around him and how he experienced the experiment himself. There isn’t any claim on it. In addition, he ensured to say that this was the min amount of time needed to adopt a new habit.

As per a 2012 study, published the British Journal of General Practice -- you can find on NCBI, “habits are defined as actions that are triggered automatically in response to contextual cues that have been associated with their performance.” Let’s take an example to understand this statement--when you hop on the car, you intuitively put on the seat belt. You don’t think at all about doing it. have you asked the question why? The reason because your brain likes habits because they are efficient. When you automate common actions, you realize mental resources for other activities.

depends on a lot of things like the habit we chose, a person, and the circumstances. According to DR. Lally, the time it took anywhere from 18 days to 254 days to become habitual of a new habit – not 21 days. The most interesting thing, the study also found out, “Missing one opportunity to perform the behavior didn’t materially affect the habit formation process.” In another world, no matter if you mess up from time to time. Becoming habitual of new behavior is not all or nothing.

There isn’t any right or wrong timeline. The only timeline that value is the one that works best for you. Besides, if you are making a commitment to bring changes in your life. keep doing that without focusing time of period.

Most often question ask why don’t we throw our bad habits in the trash even if I know something’s bad for us? A lot of people want to quit smoking, Drugs, and alcohol (a bad habit) but they don’t. For this research, NIH funded scientists have been looking for the question. According to Dr. Russell Poldrack (a neurobiologist at the University of Texas at Austin) “Pleasure-based habit so much harder to break. Enjoyable behaviors can prompt your brain to release chemical call dopamine.” Dopamine is a very crucial chemical massager in the brain that strengthens the behavior and creates the craving to do it again. This is why most people crave drugs even they know in the end it will be harmful.

In 2009, published an article on European of Social Psychology, psychologists Phillippa Lally, H. M. Van Jaarsveld, Henry … Potts and jane Wardle (University College London, London, UK) made a research on 96 volunteers (30 men, 66 women) for 12 weeks, each person chose different behavior like 31 to choose a drinking behavior, 34 an exercise behavior, 4 mediation, and 27 choose eating behavior as per the article. The research acknowledged that, on average it takes more than 9 weeks before a new habit becomes automatic – 66 days to be exact. However, it ultimately Enlighten the world with innovation

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JK Bima: A trusted Insurance Broking Firm ensuring best value for it’s client

“We have the motive to play the role of such a broker only in this journey of our valued clients whether they be a humble farmer or a large corporate organisation

“

Orindam Sen | Chief Executive Officer

Ever since the insurance broking space came into existence, its scope has expanded to provide diverse value-added services. The Indian insurance broking space aims to span- structure and placement of insurance coverage along with claims management, risk management, employee-benefit solutions, business continuity planning and much more. Insurance brokers are professional advisers who do not work for insurers but are legally mandated to work on behalf of the insuring public and their corporate clients. This domain is an extensive market with many big players rendering broking services. Most of these broking companies target the urban market and are associated with the B2B environment. This caused the rural population to lag behind in this sphere.

INCEPTION STORY

With the motive to acknowledge the needs of the rural population and bring a change in the current situation in the Indian Insurance Broking Space, JK Bima was established in 2003 under the auspices of renowned 135 years old JK Group. JK Bima has successfully carved a niche for itself since then. This Broking Firm has helped many companies and has Enlighten the world with innovation

emerged as a flag-bearer in this sector due to its exclusive functioning philosophies of trust and transparency coupled with unmatched technical expertise supported by extensive use of technology. JK Bima has shown exemplary determination to make a positive impact on the lives of those who have been left out or ignored deliberately by other peers. With the vision to get included amongst the most innovative companies in India committed to excellence, the growth graph of JK Bima group is escalating rapidly. Late Lala Lakshmipat Singhania, a visionary and Key Architect of JK Organisation was the Managing Director of National Insurance Company Limited until its nationalisation in 1971. Following the footsteps of the promoter family with it’s historical interest in the insurance space and possessing a vision of financial sector liberalization, JK Risk Manager & Insurance Brokers Ltd was incorporated in 2002 and licensed by the Regulator in 2003. It is a business unit aiming to take forward the legacy of the century old JK Group of ensuring customer satisfaction.

INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

“We believe that insurance must be a beneficial product that should be bought from a trusted broker who is always ready to seek the best value for their client without trying to escalate their personal revenue. A broker must always assist the client in purchasing the right cover at the right price and assist in recovery of claims efficiently and advise the client based on years of acquired experience and intimate knowledge of the insurance sector nationally and globally”. DIFFERENTIATING FACTOR

When many big players in the industry are in cut-throat competition with each other to establish their hegemony in the business to business space, JK Bima has stood out of the crowd due to its explicit approach and unique philosophy. Recalling the time of the initial stages of the Company, Mr. Orindam Sen says, “We commenced our journey in the rural insurance broking sphere back in 2007. Our promoters emphasized our entry into the space of rural distribution. It was a different area to indulge into as insurance is usually done in B2B format only. Initially, we started with the introduction of a product for the rural sector called a weather-based insurance scheme that is a weather-related product and we solicited for a company called the Agricultural Insurance Company. It was the very first time in our country when someone intervened with a product like this. We as Insurance brokers are aiming to make a difference by acknowledging the needs of people from the marginalised and backward section of the economy. Our primary vision is this only and we have been successful enough to make a difference in this respect.” JK Bima has capably expanded its horizons owing to its employee centric approach which has made them capable of catering to four ecosystems involving B2B market, the rural distribution space, retail vertical using technology to converge on the urban client base and last but not the least, the international reinsurance market with a focus on South Asia and the Indian Ocean Rim countries. Employee contentment is of utmost importance to the Company as due to their experienced and motivated employees only the group has been able to grow in leaps and bounds, meeting the expectations of their precious clients.

SATVINDER SINGH Head Retail & Rural

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SHIVANI KOHLI PARASHAR Head Corporate Business 33

JK Bima ensures end-to-end insurance brokering services by getting an insight into the necessities of their clients by constant market study. These studies allow their adept teams to formulate risk and insurance management strategies for their clients starting with a PRR or Portfolio Review Report based on which the clients can choose the best option as per the offerings and later, they do product analysis to make sure that the policy wordings are correct. Finally, when the insurance has been arranged, the Company renders all the essential services to its clients from the commencement of the insurance policy till completion of claims payments.

ACHIEVEMENTS AND ACCOLADES

The growth trajectory of JK Bima has been escalating in the past few years as they have reached out and insured more than 50 lakh farmers in over 14 states throughout the country. While considering the business to business space( B2B), the Company has ensured an ever-increasing clientele comprising 420 plus organisation serviced by them. On the employee benefit side, they manage insurance for overn three lakh lives as on date. In the reinsurance space, they have maintained their presence in various other countries including Bhutan, Bangladesh, Myanmar, and developing the East African market for reinsurance placements.

ASTOUNDING MISSION The Company shares its vision of being a customer-obsessed company to serve them 24*7 without any hesitation. They have put in in place a motivated and dedicated team to perform in the relevant field with excellence along with delivering enhanced value to all the stakeholders. The broking company is scaling new heights with their exclusive work culture that gives priority to employees and client contentment. As per the CEO, they have envisaged a plan to achieve a 100 Crore revenue growth within the near future. They are focused to enhance their presence in all geographies in the Indian subcontinent & IOR and explore all verticals in Insurance Broking. INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

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RRithm & RRipple Apps

Bringing Organic and Healthy Products with Beauty and Healthcare services to your doorstep with their apps

URSULA PATIL

EESHANI KOCHHAR

Delhi Sales Manager

Social Media Manager

SARANG ANUKUL

DAWA TSOMU

Operations Manager

Marketing Head

n ancient India, people were wholly dependent on the intake of foods that were natural as they were highly conscious and mindful of what they were feeding to their bodies. The impact of industry production of food along with the inflow fast food trends have had an impact on food habits world over, including in India. However, there continue to be individuals who prioritise a nature based healthy diet. In recent times, there have been instances of brands falsely advertising their products as ‘fresh and pure’, making it difficult for the consumer to figure out which brands to trust when it comes to buying organic foods that are fresh. To build a business based on trust and tackle such problems, Sakuhiro Pvt. Ltd., incepted a new feature RRITHMSTORE in the app RRITHM in June 2019, with a motto to ‘Eat well, Live better’. The company has launched two applications to promote and encourage a healthier way of living by delivering Organic and Healthy products at your doorstep. SERVICES: Sakuhiro Pvt. Ltd. provides various services to its customers via two phone-based applications RRITHM It’s a multi-purpose app that acts as a platform to provide users the services to order healthy & organic grocery right to their doorstep. The app supports a lot of other features such as: Enlighten the world with innovation

• In-app calling and messaging • WHAM – winning hearts and minds/ Sadhbhavana. This feature aims to raise awareness of social inequity in our country and instill a movement of public/civic engagement and activism. It is not only about giving money to charities. It is about engagement, of trying to bring change and contribute back to society and to support the underprivileged. WHAM serves the dual purpose of helping charities to raise funds for their various initiatives while encouraging people to incorporate some form of physical activity such as running or walking into their daily routine. The best part of such physical activity is that it does not interrupt with your routine, it can be a part of it. • The app also provides users with daily feed in over 50 interesting categories for users to choose from and it keeps adding new categories based on feedback from customers THEY ARE SOON LAUNCHING TWO NEW SERVICES TO ADD ON THEIR ALREADY EXISTING SERVICES. •

Pink Ninja - A way to get premium Beauty and Spa services at home.

•

Silver Ninja – This aims to provide Companionship services for the elderly.

The launch of these services has unfortunately been delayed due to the CoronaVirus outbreak. INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

RRIPPLE RRipple is a mobile App having microblogging, online activism and editorial. Microblogging: “Rippling” is about broadcasting daily thoughts, views and opinions to the world, with the hope that your messages are useful and interesting to someone. Conversely, Ripple is also about discovering interesting people online and following their thoughts in form of messages. You may forward or share someone’s ‘Ripple’ that you find interesting as a Ripple. All of us have an ability and capacity to impact the world in small ways for better or worse. At RIPPLE, we hope to enable individuals from all parts of the world to participate in interests, benefit from diverse view-points, and reflect. So, share your thoughts and let them flow. We’ll make them Ripple through space and time. PROVIDING AN EDGE OVER THE MARKET: There are a multitude of E-commerce platforms that deliver unique services and also experiment with new and dynamic features to engage a wide clientele. Most companies aim to create long-term sustainability in the market and as such there is a lot of competition. Sakuhiro Private Limited upgrades its applications to match the expectations of client-base, and this gives it an edge over its competitors. RRITHM At Sakuhiro, the team is driven by purpose, partnership, and accountability. When entering the business world, their primary aim was to deliver feasible solutions to challenges and issues being faced by users in the E-commerce world in the specific context of healthy living. With a focus on building a secure and healthy world, they emphasize the central role played by women and the elderly when developing their business plan. They have effectively responded to the unmet needs by easing the daily requirements of their target users. THEY HAVE ACHIEVED THEIR GOALS BY • Making people aware of the importance of healthy living and encouraging people to eat healthily and live better, through the RRITHM app serving as a platform • Including Safety Features - Their priority is to provide their users with a secure and private platform to interact. They have features on their app that can be used to ensure the safety of your friends and loved ones. • Providing the ease of making a difference to the community by simply using their feature WHAM. This feature allows you to walk to change, every step you take helps them to raise money for NGOs RRIPPLE (TO BE LAUNCHED) The advancement of the telecom industry has made access to the internet affordable and possible for almost all to access. This has made the reach of social media even more impactful. In turn, it is now possible for a social platform to have greater interaction across social, economic, cultural, political, religious and ideological boundaries, and becoming a powerful amplifier of civic behavior. Enlighten the world with innovation

To cater to the pluralistic nature of society, different apps need to emerge. While there are already various platforms that exist, it is important to have continued competition as it ensures growth and quality improvement unlike the case when a single portal has monopoly. RRIPPLE provides an alternative microblogging platform to users across the world, just like Twitter, Posterous, Tumblr and others. They have built the app with a unique approach that differentiates them from their peers. This is found in their emphasis on the human and natural components rather than the mechanical – to love, to care, to trust, to build a society on shared values and, to think, express and reflect. As part of a Make In India initiative, this app is set to be re-launched on August 15, 2020 after bringing significant changes from the earlier version.. RESEARCH AND DEVELOPMENT Having a stronghold on the intricacies of the market and business development is necessary to have a successful initiative. At Sakuhiro Pvt. Ltd. we believe that this makes research and development an indispensable part of the functioning of any business. They have an understanding of the client requirements. For instance, customers (especially working women) want ready to cook ingredients; want a source of ingredients; exact amount to serve a family of X number; details of calories and assurance of hygiene at the place of the processing; packaging that meets environmental standards of the day. To stay updated with the changing market trends, they conduct surveys, do research and take into account the suggestions of their customers. THE TEAM: The team at Sakuhiro Pvt. Ltd. is composed of wards and wives of defence personnel. Sarang Anukul is the Operations Manager, Mrs. Ursula Patil is Delhi Sales Manager, Dawa Tsomu is Manager for Greater Noida and Eeshani Kochhar has joined the team as the Social Media Manager. The company believes that employees form the backbone of their business. Sarang Anukul says, “We believe a happy employee is an efficient employee. We listen to the ideas and suggestions from our employees, which helps us to understand people better as well as come up with innovative and fresh strategies. We do not keep our employees tied down to specific working hours or working location, we just believe in productivity and output.” MESSAGE FOR THE ENTREPRENEURS If you put your heart into the idea you believe, you can achieve whatever you set out to. You might see failure at first but keep your head down and keep working towards your goal no matter what others might believe. ~ Sarang Anukul INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

TRAVELLING

BEST TRAVELLING DESTINATIONS FOR

FAMILY VACATION

Family vacations simply mean to unwind and take a good break from the monotony of daily based routine. Traveling with the family is also a very good means of reconnecting with your kids as well as your family loved ones.

If you ever think about spending some quality time with your loved ones, then this is just the article you need. We have nicely compiled a list of the best family vacation destinations around the world. Changing weather in your city and the much-awaited end of school examinations always excites everyone for a family vacation. Ultimately, the alarming holidays are deciding parameters and marking the holiday season in India for traveling. There are two seasonal vacations in India that are usually meant for school holidays – Winters and Summers are it is the time of the year when most Indians are out in trains, planes, and even on buses to ready to enjoy a holiday and forget about the busy daily life. If you one of them and also thinking of the best travel destinations to take your family this year, then this article will lend a helping hand in finding you that destination. Here is a full packed hand-picked assortment of places to visit around the world with family. There is nothing matters when you decide to travel, whether you want a relaxing backpack break or something a little more adventurous, there’s always somewhere for everyone in this list of 5 destinations worldwide. So Spread yourself across the sub-continent and here are the top 5 destinations for a promising summer holiday worldwide. LONDON, ENGLAND London is perhaps the obvious destination for a family holiday in the UK, and the region has tons of great places to go with kids. You can just go see a big game at the West Midlands Safari Park, or you can visit the Black Country Living Museum in Dudley. Then there is Birmingham city, which has an excellent center for Sea Life and Derby has a pleasant gateway to the Peak District. These majors attractions in Uk make your kids to experience a major European city on a family vacation to London. The children are also going to be fascinated by the world they have only seen in movies like Harry Potter. The colorful market around London, telephone booths and legendary pop culture just like movies. Top Things to do • Explore 1000 years of history and Listen to the grisly tales about the Tower of London. Enlighten the world with innovation

• • • • • •

Get to know interesting facts and Explore galleries at the Natural History and Science Museum Have a fun-filled evening at a popular children’s theatre - The Soapbox Children’s Theatre Get amused and scared at the London Dungeon Feel the vibe at Madame Tussaud’s famous Wax Museum Explore Sherlock’s home at 221b at the Baker Street Savor the view from the London Eye Millennium Wheel

NEW YORK CITY, NEW YORK A trip to New York is the best way to teach the kids more about US culture and their history that they only read in school textbooks. In New York, you can visit the legendary Statue of Liberty, the most recognized symbol of the nation’s freedom and liberty. Apart from that, make the children see Ground Zero so that they will be able to relate everything that they have heard about the horrifying 9/11 attack on the US. Additionally, New York is known as “the city that never sleeps” and often called the greatest city in the world. New York is always a great holiday destination for children and adults alike if they plan their vacations to the USA. Some of New York’s best attractions include the Empire State Building, Central Park, and Rockefeller Center. Top Things to do • Walkthrough the Times Square • Go for Ellis Island tour • Witness the Statue of Liberty • Let the kids feel the thrill at SeaGlass Carousel • Take the children to the Imagination Playground • Relish the city view from One World Observatory • For kids centered activities, visit the Children’s Museum of the Arts PUGLIA, ITALY Puglia, which is forming the heel of Italy’s boot, is a great choice for a full packaged family holiday in the sun if you want to feel warm. With never-ending immaculate beaches and the Salento peninsula’s highlights make it very playful for kids. The countryside of Puglia has its charms too, not less like the fairytale. Trulli houses are the best thing that kids will love and spotting these pint-sized limestone dwellings with conical roofs makes them wonder the place more. Apart from that, you can head towards UNESCO protected heritage Alberobello for a town full of Trulli and you can even spend a night in one of these houses for adding the fun. INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

Top Things to do • Visit Castel del Monte: an inhumanly exact geometric shape on the hilltop • Otranto’s cathedral • Grotte di Castellana, limestone caves • Museo Faggiano-rich historical AND fascinating home-turned-museum • Al Trabucco da Mimì -a traditional Pugliese wooden fishing platform • well-preserved 16th-century excellent museum - Museo Archeologico di Santa Scolastica • Corteinfiore: seafood restaurant TORONTO, CANADA Canada is the best breathtaking country to visit with your family and kids. If you’re looking for an adventure then Toronto is the finest place to buzz with child- friendly activities. Kids activities like Marvel at the city’s slick skyline are very famous among tourists, so get a ticket to ascend the world-famous CN Tower. Apart from that, check out the dinosaur bones on display at the Royal Ontario Museum on the North American side. The Kensington Market can be great to address the multiculturalism of Canada and Chinatown are great for wandering and browsing. When you feel like getting away busy city’s hustle and bustle, take a ferry ride to the Toronto islands as there are many lakes in Ontario. Top Things to do • See the city from above: CN Tower the tallest building in Toronto. • Royal Ontario Museum, the best museum in North America. • elegant Casa Loma, The Gothic Revival castle. • Go to an island, there are a few small islands in Lake Ontario. • The downtown Ripley’s Aquarium of Canada • Hockey Hall of Fame, a museum dedicated to the history of hockey. • The Toronto Zoo is a world-class zoo for kids and their families. • Canada’s largest Art Gallery of Ontario (AGO) • Look at shoes in The Bata Shoe Museum TOKYO, JAPAN If you are planning to visit Tokyo with the children, think no more and book your tickets. Tokyo is one of the most fabulous cities in Japan that seamlessly blend with the Japanese traditions with the cosmopolitan aura. The kids will be spoilt for choice in food when in Tokyo because Japan loves noodles and so do the kids love. It is easy for your family to find fun and unique experiences here. There are many gorgeous play centers and interactive museums which are the key attractions for the little ones. Also, a good walk through the Akihabara will charm your kids with most of the shops are either a toy store or a video game parlor. Top Things to do • Day trip to Tokyo Disneyland • Try Purikura and cosplay at Sega Game Centre • Experience incredible live shows at Puroland, an indoor theme park • Experience swan boat ride at Inokashira Park • Scream in delight at Japan’s oldest amusement park • Enjoy futuristic boat rides along the Sumida River • Let the little ones get bombarded with colorful toys at Asobono Enlighten the world with innovation

INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

Enlighten the world with innovation

INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020

Enlighten the world with innovation

INDIA | WWW.INNOVATIVEZONEINDIA.COM | ISSUE 8 | JULY 2020