Calvert County, MD Community Guide 2016

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The Apartments of

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2016

CALVERT COUNTY COMMUNITY GUIDE

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C U YA H O G A

Publishers Note Thank you for picking up the Calvert County Community Guide! Robert Louis Stevenson once said, “There are no foreign lands. It is the traveler only who is foreign.� We have made it our goal to help introduce your community to visitors and new community members alike. In this day and age of technology, information is often at your fingertips, but only if you know where to look for it. Do you go to the phone book? The newspaper? The internet? If you are new to an area you often do not know where to begin to find the important information that you need to fully adjust to your new surroundings. That is where the Calvert County Community Guide comes in! We have condensed all of the vital information that you need into one publication. We have included: Information about your new community, Important phone numbers, Demographics, and Advertisement for local businesses. You will also notice that we have included articles concerning all aspects of life to help those in need. Whether you are just visiting or you are relocating to Calvert County, we hope that you find this guide in good health and information helpful. Please visit your local advertisers, as they make this publication possible.

COUNTY

TABLE OF CONTENTS At the Beach................................... 4-5 4 Types of Exercise............................6 Calvert County Community Information and Ongoing Events..... 8-9 Area Calendar of Events............. 10-11

5 Ways to Turn Saving Into a Game......................................14 Area Destinations....................... 16-17 Free Things to Do in the Area...........21 Directory Listing...............................22

Backpacking 101 ....................... 12-13

SHOWCASE YOUR BUSINESS IN THIS PUBLICATION

CALL US TODAY! 877-443-9286 www.reachurmarket.com

All Design, Layout & Printing of the 2016 Calvert County Community Guide by Global Media Marketing Inc. James Porter 111 W. Washington St., Suite 305 877.443.9286 www.reachurmarket.com sales@reachurmarket.com

Global Media Marketing Inc. is not responsible for misinformation, misprints, typographical errors, etc. Every effort has been made to assure the accuracy of the information in this publication. Please contact Global Media Marketing Inc. with any additions or corrections. The information contained herein is for the sole purpose of information and education. Some information has been provided by third party sources.

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At the CHESAPEAKE BEACH The Town of Chesapeake Beach began as the dream of developers of the late 19th century who planned a grand resort on the shores of the Chesapeake Bay. The State of Maryland granted a charter to the Washington and Chesapeake Beach Railway Company in 1891, and in 1894 the W&CBR was granted a charter to incorporate the Town of Chesapeake Beach. The grand schemes of the W&CBR were never to be implemented, however. A new company, the Chesapeake Beach Railway Company, took up the idea in 1896. This company completed the railway, and on June 9, 1900, the resort staged its grand opening. As the years progressed, the adjacent community of North Beach continued to develop as a neighboring cottage community. From 1900 until 1930 Chesapeake Beach was a thriving independent community. People would mainly come for day trips by railway and steamboats like “The Dixie” and “The Dreamland.” Only 28 miles from Washington, D.C., people with more leisure time would flock to Chesapeake Beach for the cool breezes and salt water. Overnight visitors could stay in the luxurious Belvedere Hotel, which was built about 1900. It was located on the north side of 17th Street overlooking the bay before it was destroyed by a fire on March 30, 1923. The resort consisted of a boardwalk over

the water and a pleasant park and picnicking area on the nearby land. On the boardwalk, one could find a bandstand, performing bears, games of chance, a carousel, casino, theaters, and many restaurants. A roller coaster, called “The Great Derby,” was constructed over the boardwalk about 1900 and operated until the late 1920’s. The Chesapeake Beach Railway brought people to the two beach town until 1935 when bankruptcy forced the railway to close down its operations. Seaside Park opened in 1930 and all the amusements were moved to land. In the late 1940s the management of the Park once again changed and so did the name; the park would be known as Chesapeake Beach Amusement Park until it finally closed in 1972. The neighboring towns of Chesapeake Beach and North Beach grew up together in conjunction with the resort. Both towns supported popular bayside activities and entertainment as well as shops. For many years the fire hall for both communities was located in North Beach while the public school was in Chesapeake Beach. Seasonal and year-round homes were built in both communities, and the population of the area grew.

Source: www.chesapeake-beach.md.us

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BEACH NORTH BEACH Nestled on the Chesapeake Bay’s western shore, the Town of North Beach epitomizes “land of pleasant living.” Its sevenblock waterfront contains a public fishing pier and a half-milelong boardwalk with accompanying bike path. The boardwalk is dotted with benches for residents and visitors to linger and Bay-watch. Located at the northern tip of Calvert County, North Beach also encompasses a wildlife refuge in its tidal marshlands, home to native wildlife and host to seasonal migrations. Platted in 1900, North Beach celebrated its Centennial at the turn of the millennium. Socially and culturally, the Town has a rich and diverse history. Originally settled primarily by part-time residents from nearby Washington and Baltimore, North Beach provided an ideal site for vacation cottages, as well as for those of the Chesapeake Bay’s working watermen. When the Bay bridge opened in 1955 bringing easier access to the Atlantic Ocean’s resorts, summer crowds on the western shore soon dissipated, and the end of legalized gambling brought an end as well to the heyday of North Beach as a rollicking resort.

the oldest houses in Town, the museum recently celebrated it’s third birthday. Other recent developments in the Town include a senior citizens’ apartment complex opened for occupancy in 2001 and a primary care medical facility opened in 2002. Visitors flock to North Beach each June to the North Beach House and Garden Club Tour and in August for the Town’s annual Bayfest. Local antique stores attract shoppers, while beachcombers delight in the search for fossil sharks’ teeth. Mother Nature herself is the Town’s greatest asset. Today’s population is composed primarily of year-round residents who know they’ve found “The Jewel of the Chesapeake Bay”. It’s a place to take a quiet, friendly walk around Town away from the congestion and hassle of the city, a place where government wears the face of one’s neighbor and each resident can keep a finger on its pulse and a place to call your own little bit of heaven on earth.

Following a period of decline, recent years have produced a rebirth of civic pride and a burgeoning sense of Historic Photocommunity. Old buildings have been removed; houses refurbished and flower beds blossom everywhere. North Beach is home to the Bayside History Museum. Located in one of Source: http://ci.north-beach.md.us

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When you think of exercise, you may imagine strenuous activities such as running or biking — the ones that make you breathe hard, turn flush and drip with sweat. But aerobic activity is only one type of exercise, and although it is critical for boosting fitness, there are actually three other types of exercise that are also important: strength training, balance training and flexibility training. Each type of exercise is important in its own way, and doing all four types is the way to maximize your fitness and prevent injury, experts say.

Aerobic Excercise Aerobic exercises, such as running, swimming or dancing, are activities that work your cardiovascular system — they get your heart rate up and make you breathe harder. This type of exercise can reduce the risk of cardiovascular disease, type 2 diabetes and high blood pressure, and may even lower the risk of cancer.

Strength Excercise Strength exercises, such as weight lifting, push-ups and crunches, work your muscles by using resistance (like a dumbbell or your own body weight.) This type of exercise increases lean muscle mass, which is particularly important for weight loss, because lean muscle burns more calories than other types of tissue.

Balance Excercise Balance exercises improve your ability to control and stabilize your body’s position. This type of exercise is particularly important for older adults, because balance gets worse with age. But balance exercises can be beneficial for everyone, including people who have 6

Source: http://www.livescience.com/55317-exercise-types.html

gained or lost a lot of weight or those who become pregnant, which can throw off your center of gravity.

Flexibility Excercise Flexibility exercises stretch your muscles and may improve your range of motion at your joints. They can improve your flexibility, and reduce your risk of injury during sports and other activities.

Putting it all together Ideally, you should include all four types of exercise in your workouts. But that doesn’t mean you have to do four separate workouts. You can combine some exercises together, like strength and balance training. For example, you could do bicep curls while standing on one leg. Some workouts, such as yoga, incorporate strength, flexibility and balance exercises. A sample workout might include running or walking briskly for 30 minutes on a treadmill for aerobic exercise, then doing strength and balance exercises combined, and finishing by doing some static stretches. Your exercise program should include a bit of all four types of exercise.


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Welcome to HISTORY

Calvert County

Established in 1654, Calvert County is one of the oldest counties in the United States. Native people lived in Calvert County 9,000 years ago, according to evidence unearthed by archaeologists at Jefferson Patterson Park and Museum. Calvert County’s earliest identified settlers were Piscataway Indians. Indian tribes established villages at intervals along the river with the largest being at the mouth of Battle Creek. They grew corn and tobacco on rich farmlands that were to prove very attractive to colonists arriving from England in the early 1600’s. John Smith is reported to be the first Western man to lay eyes on Calvert County’s peninsula, describing it in his journal as he saw it in 1608 during his exploration of the Chesapeake Bay. The first English settlement in Southern Maryland dates to somewhere between 1637 and 1642, although the county was actually organized in 1654. Established by Cecelius Calvert, the second Lord Baltimore, English gentry were the first settlers, followed by Puritans, Huguenots, Quakers and Scots. In 1695, Calvert County was partitioned into St. Mary’s, Charles and Prince George’s, and its boundaries became substantially what they are today. The original location of the county seat was Calvertown, Calvert Town or Calvert Towne, on the Patuxent. When this proved to be inconvenient, the county seat was moved in 1722 by an Act of the Assembly to a tract known as “Williams’ Old Field” which was designated as the site of a new courthouse. The town created by this act was named Prince Frederick. The Courthouse was finally completed in 1732. British troops invaded Calvert County in 1780, during the Revolutionary War. A second invasion took place during the War of 1812, when Calvert County became a battleground, both on land and sea. The Battle of Barney’s Flotilla at the mouth of St. Leonard’s Creek is an exciting and important point in county history. Recently divers discovered the remains of that famous flotilla at the bottom of the creek where Barney’s men scuttled their barges to keep them from falling into British hands. During this engagement, the county court house and jail were burned. The main crop in Calvert County was tobacco, a laborintensive crop that resulted in a reliance on slavery to make it profitable. This made the county very vulnerable to the forces that tore at the nation, resulting in the Civil War. Although Maryland was officially aligned with the North, many countians sympathized with the Confederate cause. A prison camp for captured south-

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erners was built at the mouth of Battle Creek, near the site of Calvertown.

When slavery was ended, profound changes swept the countryside. Out of necessity, the economy of the county turned away from large plantations dependent on cheap labor and to the livelihood available in the waters. In 1867, Captain Isaac Solomon established a commercial fishery in the southernmost part of the county, which became known as Solomon’s Island. A cannery and a fishing fleet combined with boat building to create a bustling economy. Life in Calvert County continued without much change into the 20th` century. The introduction of the automobile made inland travel more attractive, although the lack of good roads made for a rough ride. In 1936, the county had only 15.2 miles of paved roads. Electrification did not come to the county until 1939, when Southern Maryland Electric Cooperative began service in the area. A toll bridge was built across the Patuxent River at Hallowing Point in 1951, connecting Calvert and Charles Counties. A workboat or ferry was the only direct link with St. Mary’s County from Solomons. As recently as 1972, children in Solomons commuted to school in St. Mary’s County by boat. The Second World War brought real change to Calvert County. In 1942, Solomons became the training site for Navy and Marine detachments, with the establishment of an Amphibious Training Base at Dowell. The invasion of Normandy was simulated on the lower Cliffs of Calvert. This influx of personnel and dollars brought a new prosperity to the county. Two other improvements that have dramatically affected the county are the construction of MD Rt 4, and the Thomas Johnson Bridge. MD Rt. 4, a 38 mile-long four-lane highway began in 1964 and was completed in 1987, runs the length of the county and is named after Comptroller Louis L. Goldstein. The Thomas Johnson Bridge connects Solomons to St. Mary’s County. These changes have fueled the remarkable growth that Calvert County is experiencing today.

LOCATION AND CLIMATE

Calvert County, located 30 miles southeast of Washington, D.C., is bounded on the east by the scenic Chesapeake bay and on the west by the Patuxent River. The county’s location offers strategic geographic proximity to Baltimore, Annapolis and the PAX River

Naval Air Station in Lexington Park and is accessible via major transportation networks including I-95, US 301, MD Routes 2,4, & 5, and Route 235, and the Port of Baltimore.

CLIMATE

Yearly precipitation is 43.1 inches Yearly snowfall is 19.4 inches Summer temperature is 74.4 degrees F Winter temperature is 36.4 degrees F Duration of freeze-free period 200 days (Note: Data is based on 30 year averages. Source: Maryland State Office of Climatology.)

ATTRACTIONS

Calvert County has attractions that existed long before the county was founded in 1654. At Calvert Cliffs, you can dig for prehistoric sharks’ teeth and other fossils along the shoreline. For a sharp contrast to your fossil hunting, visit the nearby Calvert Cliffs Nuclear Power Plant. The Calvert Marine Museum in Solomons displays some of the Calvert Cliffs fossils, along with exhibits on boatbuilding and oyster packing. It also has an 1883 cottage-style lighthouse and floating exhibit of boats that once sailed the Chesapeake Bay. Follow the boardwalk trail through Battle Creek Cypress Swamp Sanctuary, where you’ll find more than 100 acres of bald cypress trees. Many of them are 100feet tall and four-feet wide. Jefferson Patterson Park and Museum, an environmental preserve where more than 70 archaeological sites trace Maryland’s history back 9,000 years, is in St. Leonard. Flag Pond Nature Park, near Lusby, has 327 acres of woods, ponds, swamps, freshwater marshes and Chesapeake Bay beaches. The Annmarie Garden is a 30-acre public sculpture park in Solomons. Stroll along the paved path through the woods and you’ll see a variety of permanent and loaned works of outdoor sculpture – the loaned collection includes sculpture from the Smithsonian Institution’s Hirshhorn Museum and Sculpture Garden. Known as the “Charm of the Chesapeake,” Calvert County offers ample opportunities for boating, hiking, camping, birding and golf.


ONGOING EVENTS MAY- OCTOBER

SEPTEMBER

DECEMBER

BAY AVENUE ART FAIR

Annmarie Garden Sculpture Park and Arts Center www.annmariegarden.org

Island-wide, Solomons www.solomonsmaryland.com

JULY

CALVERT COUNTY FAIR

Annmarie Garden www.annmariegarden.org

NORTH BEACH FRIDAY NIGHT FARMER’S MARKET

SOLOMONS CHRISTMAS WALK

ARTSFEST

FIREWORKS AT CHESAPEAKE BEACH FIREWORKS AT SOLOMONS RIVERWALK

GARDEN IN LIGHTS

Calvert County Fairgrounds www.calvertcountyfair.com

OCTOBER

AUGUST

BAYFEST AT NORTH BEACH www.ci.north-beach.md.us

JOUSTING TOURNAMENT Christ Church, Port Republic www.christchurchcalvert.org

PATUXENT RIVER APPRECIATION DAYS Calvert Marine Museum www.calvertmarinemuseum.com

AMERICAN INDIAN LIFEWAYS FESTIVAL Jefferson Patterson Park & Museum www.jefpat.org

Let Art Bloom On Your Walls Limited Edition Prints • Original Oil Paintings Fused Glass • Hand Crafted Pottery

Florals by Richard Reynolds Photo Restoration Available

Religious Icons

Botanical Tableware

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Mon.-Fri. 10 - 6 • Sat. 10-4:30

CUSTOM PICTURE FRAMING 410.257.6616

301.855.4515 medartgalleries.com 9


2016 CALVERT COUNTY

CALENDAR OF EVENTS

MARYLAND

JULY 9, 2016

SHARKFEST! Sharkfest highlights the ultimate apex predator of the marine world. Sharks are one of the most fascinating creatures. During Sharkfest, live sharks and Chesapeake Bay native Atlantic sturgeon are featured in the Corbin Pavilion. The museum is full of hands-on opportunities to explore the diversity of sharks and their remarkable history on planet Earth. Learn fascinating sharktoids, check out the evidence of damage done on fossil whale bones by prehistoric sharks, paint a shark mural, make a shark hat, get your face painted ($5 fee), play in the Shark Game Show and win a prize, and take your picture in the jaws of a Megalodon shark. The award winning Museum Store is fully stocked with all things shark for the occasion. Both vilified and ruthlessly hunted, this keystone species is becoming seriously threatened. Evidence of sharks dates back 450 million years, and shark fossils similar to modern species date back over 100 million years. Sharks are highly adaptable and now live in every ocean in the world in warm, temperate, and cold waters. Learn why preserving these ancient animals is critical to the health of our oceans. Regular admission applies, members are free. Complimentary museum passes will not be honored and strollers are not allowed in the museum. There will be food vendors on site. Location: 10:00 AM - 5:00PM @ Calvert Marine Museum

AUGUST 6, 2016

SUMMER MARSH KAYAK TRIP What will the summer marsh hold for us? We will paddle in search of summer wild flowers and maybe try out a seine net to see what we can find living in the river. Participants must be at least 9 years old to accompany an adult in a double kayak, and at least 12 years old to ride in a single kayak. Those under 18 years old must be accompanied by an adult. Registration required. Location: 9:30AM - 12:00PM @ Kings Landing Park

by craft beer and tropical drinks. Dance music by Nightlife keeps everyone entertained with their energetic presence and amazing talent. Auctions and raffles are featured where guests can compete for a host of fabulous prizes donated by local businesses. Businesses can purchase sponsorships at various levels. General Admission tickets are available on our website at: http:// calverthospice.org/luau-for-calvert-hospice. Location: 6:00PM - 10:00PM @ Stoney’s 3939 Oyster House Road Broomes Island, MD 20615

AUGUST 26, 2016

SOLOMONS ISLAND DRAGON BOAT FESTIVAL The 2016 Solomons Island Dragon Boat Festival will feature your friends and neighbors in a friendly competition. In addition to the races there will be a vendor village and lots of entertainment. All proceeds from this event will support Southern Maryland Community Resources, Inc. a nonprofit 501(c)(3) organization, with the mission to “Bridge the Gap for those with Developmental Differences” in Calvert, Charles and St. Mary’s counties. http://www.somdcr.org/ Location: All Day on Solomons Island

AUGUST 27, 2016

THE 150TH CALVERT COUNTY JOUSTING TOURNAMENT The Tournament is being held for the 150th time in 2015. It is a traditional favorite among riders and spectators in Maryland. Proceeds of the Tournament and associated Bazaar and Country Supper benefit Christ Church. The Tournament is conducted under the auspices of the Maryland Jousting Tournament Association (MJTA). Location: 11:00 AM - 2:00 PM @ Calvert Marine Museum

AUGUST 11, 2016

4TH ANNUAL LUAU FOR CALVERT HOSPICE Guests enjoy a cocktail hour, where they are invited to feast on Stoney’s favorites, and dinner is traditional luau fare accompanied

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More Information @ calvertmarinemuseum.com


CALVERT COUNTY

COMMUNITY EVENTS

MARYLAND

SEPTEMBER 10, 2016

SOLOMONS ISLAND KITE DAY Celebrate our annual Solomons Island Kite Day with Wings Over Washington Kite Club. At Glascock’s Field, across the street from the museum. Bring your own kite or make one at the museum. Kite kits will be on sale for $5 each, cash only. Participation is FREE and open to the public. General museum admission applies for visitation to the exhibition gallery. Kite Day is co-sponsored by the Autism-Asperger Association of Calvert County, working to build awareness of Autism, with additional support from Lighthouse Market Place, Roy Rogers, and Papa Johns. Location: 10:00 AM - 4:00 PM @ Calvert Marine Museum

OCTOBER 15, 2016

SEPTEMBER 14, 2016

22ND ANNUAL DAY OF CARING Day of Caring volunteers save local non-profit organizations hundreds of dollars by performing essential tasks and projects. In exchange for their hard work, volunteers learn more about the important work these agencies are accomplishing in our community, they receive a Day of Caring t-shirt commemorating their participation, receive free lunch provided at all project locations, show agencies the impact that your business is having in our community, and last but certainly not least, you and your staff will enjoy the satisfaction of knowing you’ve made a difference in the community through your efforts.

OCTOBER 8-9, 2016

PATUXENT RIVER APPRECIATION DAYS Patuxent River Appreciation Days (PRAD) is an annual festival, which creates awareness, recognition, and promotion of the economic, social, recreational, cultural and historical impact of the tributaries and environs of the Patuxent River and the basin through which it

fossils

Aquariums Lighthouses

flows. The festival is held annually on Columbus Day Weekend. The festival brings together, and reflects the continuing commitment of the community, county and state government agencies, the Calvert Marine Museum, the Patuxent River Naval Air Station, and other historical and environmental groups, which share a desire to preserve the Patuxent River and to celebrate its positive influence on the area’s quality of life, in the past, present, and future. For more information, visit the PRAD website. Location: Calvert Marine Museum

Boat Rides

19TH ANNUAL CALVERT COUNTY FALL FARM FESTIVAL Purchase pumpkins and other fall produce, take a hay ride, sample wines and much more. It’s an educational experience and a great family outing. Visit www.calvertag.com for a list of participating farms and activities. Location: 11:00AM - 5:00PM @ Various locations around Calvert County

DECEMBER 2, 2016

LIGHT UP THE TOWN Location: 7:00 PM @ North Beach Pavilion

JANUARY 1, 2017

POLAR BEAR PLUNGE Location: 1:00 PM @ North Beach Waterfront

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Chesapeake ARKET

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LACE

A Unique Shopping Experience in a Country Setting! Antiques, Collectibles, Gifts, Books, Thrift Shops, Crafts, Nascar, Knives –over 100 shops.

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www.chesapeakemarketplace.com

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Open Wednesday – Sunday 10am-5pm

Chesapeake

UCTION

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Auctions Every Friday at 6pm Estate Management • Appraisals Antiques Collectables • Guns Coins • Real estate On Site Auctions

www.chesapeakeauctionhouse.com

Calvert Marine Museum Solomons, Maryland

Open Daily: 10 am - 5 pm

www.calvertmarinemuseum.com

5015 St. Leonard Road

P.O. Box 118, St. Leonard, MD 20685

MarketPlace Auction House

410-586-3725 410-586-1161

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Backpacking 101

What you need to know to get started. Sleep under the stars in a remote wilderness destination, fall asleep next to a babbling creek, and sip coffee while the rising sun casts a golden light on your backcountry camp. Yes, backpacking is as inspiring as it sounds. Backpacking is essentially the combination of camping and hiking, but even if you are a seasoned camper, there are a few things to consider before you hit the trail and go backpacking for the first time.

Get Fit Before You Go Many first-time backpackers complain about their aching back and shoulders, or those darn blisters on their feet. If you get fit before you go backpacking, you’ll feel better and have more fun. This includes breaking in your hiking shoes! Simply wearing your boots around town while you run errands or taking a few short hikes will help break in your boots. Remember to wear the socks that you will be hiking in to assure a proper fit. You should also get your body in shape for backpacking. Wear your backpack on short hikes so your body can get used to hiking with the added weight of a backpack. Start with a half-loaded pack on and gradually increase the weight and the distance of your training hikes.

Test Your Gear Before you walk for miles into the backcountry, you’ll want to know how to set up your tent, use your water filter, and cook 12


on your camping stove. Create a list of the essentials that you’ll need Hit the Trail like a tent, sleeping pad, sleeping bag, water filter and stove, and make sure you know how each piece of equipment works. You may realize Now that you are in shape, you’ve tested your gear, and planned your that you’re missing a tent pole or that your borrowed sleeping bag has route, it’s time to hit the trail and go backpacking! Keep backpacking a hole in it. etiquette and the environment in mind while you’re in the wilderness. It also helps to pack all of your gear into your pack before walking out the door to go backpacking. You’ll want to make sure everything fits, that your pack isn’t heavier than you can handle, and that you know how to pack according to weight distribution.

Plan your Backpacking Adventure A little bit of research and planning will help make sure your backpacking adventure is fun, safe and enjoyable. First, find a friend to go with you. It’s safer to have a backpacking companion and easier since you can share the basic equipment. Next, select a destination within your hiking capability. Get a map of the area you’d like to visit and calculate mileage and elevation within your comfort level. If your trip starts and ends at different trailheads, make sure there is transportation to help you get back to your car, or bring a second car for a shuttle. Another option is to basecamp in one spot for the duration of your trip and spend the extra days relaxing, day hiking, climbing or fishing. When planning your destination, make sure to look into the water sources in the area. You’ll need to filter your water and want to know that your destination has a reliable water source. Once you have decided on a destination and route, you should contact the ranger district to get information about permits and regulations. Before you go, check the weather so you’ll be prepared, but also keep in mind that weather patterns can change and you’ll want to be prepared for anything.

Most backpackers walk into the wilderness for peace and solitude, but you will most likely see others along the trail and possibly at your destination. Whenever possible, don’t camp directly next to someone and always camp in an existing campsite if available. Remember that your voice carries in the quiet setting of the great outdoors. Always set up camp 100 feet from water and never wash your dishes directly in a creek or lake. You’ll need to bury your waste more than 6 inches deep, and away from freshwater sources. Though toilet paper is biodegradable, it is best to burn or pack out your paper products. If campfires are permitted, make sure to keep them under control at all times and to drown all campfires before going to sleep at night. http://www.reserveamerica.com/outdoors/backpacking-101-what-you-need-to-know-to-get-you-started.htm

10394 Southern Maryland Blvd. Dunkirk, MD

410-610-7141 135 W Dares Beach Rd., Suite 109 Prince Frederick, Maryland

410-414-8273

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FIVE WAYS Five Ways TO to TURN Turn SAVING Money MONEY into INTO aA Game GAME Saving While you’re probably well aware of how important it is to have a savings, it’s can be way too easy to put off. Maybe there are too many awesome things you want to do that require money—or you’re simply not sure how to get started. Saving your beans for a rainy day doesn’t have to be a buzzkill. You can even make it fun and get creative by turning it into a game. Here are five ways you can gamify your savings: 1. Go on a Spending Fast As part of a financial cleanse to rid yourself of negative money habits, trying going on a spending fast. You can commit to not spending at all in a given amount of time. If you’ve never gone on such a fast before, try it out for a week. As you gain more confidence, you can lengthen the time period. While it’s not usually something you can sustain indefinitely, it’ll help you re-examine your spending habits. Pauline Paquin, founder of Reach Financial Independence, suggests going on spending fasts in specific categories to boost your savings. “I often do small challenges such as no grocery shopping for a month, no car for a month, no beer for a month,” Paquin explains. “You have to be resourceful, and even after the ban is lifted, you often learn to do with less.” 2. The One Percent Challenge Created by Paula Pant of Afford Anything, the One Percent Challenge is where you start by saving an additional percent of your earnings, then continue saving another percent each month. For instance, if you currently save 2 percent of your income each month, boost it to 3 percent this month, then to 4 percent the following month. If you afford to keep it up, by the end of the year, you’ll be saving 14 percent. By gradually leveling up on the amount you save, you’ll have an easier time committing to it. If your credit union offers mobile banking such as Sprig® by CO-OP you can set up an automatic transfer money into your savings on a regular basis. 3. Turn Your Budget Upside-Down Joseph Hogue of Peer Finance 101 suggests what he calls “turning your budget upside-down,” or paying yourself first. With this saving strategy, take out how much you want to save first, then create your budget second. “If you don’t have enough after all your expenses, it forces you to cut spending instead of forgoing saving.” Try creating a budget based on the amount after 14

subtracting the amount you would like to save each month. Start by saving a small amount and cut back in your expenses accordingly. Get creative about cutting back by coming up with clever ways to curb your spending. Once you adjust to the difference in your disposable income, ramp up the savings amount. 4. The Sneaky Savings Game Come up with sneaky ways to save, and you’ll be tucking away money you didn’t even notice you had. For instance, you can put every dollar bill into a jar and take it to your local financial institution at the end of the month to put toward your savings. Try this out with loose change; you’ll be surprised at how much you end up saving. You can also commit to saving every time you receive a cash gift for your birthday, or from a raise or bonus at your job. 5. Tip Yourself For every five dollars you spend on X type of item, “tip yourself” a dollar, or 20 percent, and put it into your savings account. The rule is that savings trumps spending. So if you can’t afford to do both, you’ll need to put the money toward your savings. If you can’t afford to tip yourself, you’re probably spending too much. It’s a great way to take a closer look at your spending habits that you normally don’t think twice about, such as latte trips to Starbucks or impulsively buying mobile apps you end up not using. You might be surprised at how much you spend on a given item. Saving doesn’t have to be boring or hard. Turning it into a game can help you get started and stay committed when the going gets tough. You can try out one of the five ideas or come up with your own version of a savings game. Enlist the participation of your friends and reward yourself along the way. You’ll have a robust savings in no time.

Source: https://co-opcreditunions.org/five-ways-turn-saving-money-game/


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Area Destinations ANNMARIE GARDEN SCULPTURE PARK & ARTS CENTER

(in Association with the Smithsonian Institution)

13480 Dowell Rd. Solomons, MD 410-326-4640 www.annmariegarden.org Annmarie Garden is a sculpture park and arts center located in scenic Solomons. Enjoy an exquisite collection of outdoor sculpture, much of it on loan from the Smithsonian Institution.

BATTLE CREEK CYPRESS SWAMP SANCTUARY

2880 Grays Rd. Prince Frederick, MD 410-535-5327 www.calvertparks.org This 100-acre ecological sanctuary includes the northernmost naturally occurring stand of bald cypress trees in America, plus a nature trail featuring an elevated boardwalk. Hours: April-Sept, Tues-Sat 10am-5pm; Sunday 1-5pm; Oct-March, Tues-Sat 10 a.m. - 4:30 p.m.; Sunday 1 - 4:30 p.m.

BAYSIDE HISTORY MUSEUM

9006 Dayton Ave. North Beach, MD 410-495-8386 www.baysidehistorymuseum.org This museum explains the role the Chesapeake Bay environment had in shaping the cultures of Bayside communities from prehistoric time to the present. Hours: Wednesday through Sunday 1 - 4 p.m. Open at other times by special request.

BREEZY POINT BEACH & CAMPGROUND

Breezy Point Rd. Chesapeake Beach, MD 410-535-0259 www.co.cal.md.us/visitors/beaches/ This bay-front park featuring swimming, fishing, picnicking and seasonal and daily camping is the perfect getaway for daytrips.

Find More Information, Events, & Destinations at these sites! www.tripadvisor.com/Attractions-g7907465-Activities-Calvert_County_Maryland.html www.visitmaryland.org/places-to-go/southern-maryland choosecalvert.com

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CALVERT CLIFFS STATE PARK

9500 H.G. Trueman Rd. Lusby, MD 301-743-7613 www.dnr.state.md.us/publiclands/southern/ calvertcliffs.html Hike through this 1,460-acre wooded state park to the majestic Calvert Cliffs on the Chesapeake Bay. Formed over 15 million years ago, the cliffs contain over 600 species of fossils. Ideal for hiking, picnicking, fishing and fossil hunting.

CHESAPEAKE BEACH RAILWAY MUSEUM

4155 Mears Ave. Chesapeake Beach, MD 410-257-3892 www.cbrm.org The Museum shares the story of the Chesapeake Beach Railway and Amusement Park in the early 20th century. The Museum building is the only surviving station from the old Railway and is on the National Register of Historic Places.

CHESAPEAKE BIOLOGICAL LABORATORY VISITOR CENTER (CBL) Charles St. Solomons, MD 410-326-7443 www.cbl.umces.edu A part of the University of Maryland Center for Environmental Science, CBL allows visi-

tors to experience the scientific atmosphere of the research facility, learn about the ecology and natural resources of the Chesapeake Bay and the important contributions made by CBL scientists to our environmental heritage. CALVERT MARINE MUSEUM 14200 Solomons Island Rd. Solomons, MD 410-326-2042 www.calvertmarinemuseum.com In the only museum on the East Coast that is home to two lighthouses, rich maritime history and diversity of life in the Chesapeake Bay come alive. See a skates and rays exhibit, models, paintings, woodcarvings, aquariums, fossils and boats. Outdoor exhibits include a boat basin, river otter habitat and a recreated salt marsh.

COVE POINT LIGHTHOUSE

3500 Lighthouse Blvd. Lusby, MD Tour history at the oldest continuously working lighthouse in Maryland. Built in 1828 by John Donahoo, the 40-foot brick tower is surmounted by an iron lantern containing a lens manufactured in Paris in 1897. Listed on the National Register of Historic Places.

the entrance to the Patuxent River, this screwpile cottage-type light is one of only three remaining from 45 that once served the Chesapeake Bay at the beginning of the 20th century. Listed on the National Register of Historic Places.

FLAG PONDS NATURE PARK

1525 Flag Ponds Pkwy. Lusby, MD 410-586-1477 www.calvertparks.org Once a pound-net fishing station on the Chesapeake Bay, the park displays a remarkable variety of natural environments from sandy beaches to freshwater ponds and the forested heights of Calvert Cliffs. Hiking trails, fossil hunting, observation platforms, wetlands boardwalk, fishing pier, the beach and visitors center with wildlife exhibits.

J.C. LORE & SONS OYSTER HOUSE

Located just south of Calvert Marine Museum on left Visit this restored 1934 seafood packing house to learn about the boom and decline of the region’s commercial seafood industries. Listed on the National Register of Historic Places.

DRUM POINT LIGHTHOUSE

Located at the Calvert Marine Museum Constructed in 1883 at Drum Point to mark

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FREE THINGS TO DO IN THE AREA 1. Trace the history of railroads at the Chesapeake Beach Railway Museum

15. Hike 15 miles of trails at Parker’s Creek Preserve

2. Commune with nature at Kings Landing Park

16. Trace early history at the Jefferson Patterson Park & Museum, an archaeo logical and environmental preserve 17. Visit the Calvert Marine Museum on the first Friday evening of the month for First Free Fridays

3. Stroll the boardwalks at North Beach and Solomons 4. Learn about life in the Chesapeake Bay at the Chesapeake Biological Laboratory Visitor Center in Solomons

18. Meditate in the Garden of Remembrance at St. Leonard

5. Hunt for fossils along the Chesapeake Bay

19. Wander through antique shops and unique boutiques

6. Shop farmers markets for local produce

20. Experience the outdoors at our many parks and recreation areas

7. Visit a one-room schoolhouse 8. Paddle the Chesapeake Bay or the Patuxent River 9. Study over 100 species of birds in their natural habitat at Battle Creek Cypress Swamp

21. Bike along rolling hills or one of many paved paths 22. Trace your history at the Calvert County Historical Society

10. Tour a historic church

23. Learn the role the Chesapeake Bay played in shaping bayside communities at the Bayside History Museum

11. Explore the work of wonderful artisans at Annmarie Sculpture Garden’s Maker’s Market the first Saturday of each month

24. Visit the J.C. Lore & Sons Oyster House, a restored 1934 seafood-packing house in Solomons

12. Watch sailboat races from the Solomons Riverwalk on Thursday nights throughout the summer

25. Walk or bike the scenic Chesapeake Beach Railway Trail

13. Spend an afternoon fishing or crabbing

26. Attend one of our many free events throughout the year!

TRAVEL & TOURISM With abundant waterways, unique shops and museums, excellent restaurants, natural parks and a calendar filled with interesting festivals and activities, Calvert County has earned its nickname “Charm of the Chesapeake.” Tourism continues to be one of the leading components of Calvert County’s economy. The Board of County Commissioners encourages tourism as an important component of its economic development program.

14. Explore the sites on the Star Spangled Banner Trail

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DIRECTORY VISITOR INFORMATION Calvert County Tourism Office 175 Main St. Prince Frederick, MD 20678 410-535-4583 VISITORS CENTERS Fairview Information Center 8120 Southern Maryland Blvd. Owings, MD 410- 257-5381 Solomons Information Center 14175 Solomons Island Road South Solomons, MD 410- 326-6027 MEDICAL FACILITIES Calvert Memorial Hospital 100 Hospital Road Prince Frederick, MD 20678 410-535-4000 Dunkirk Urgent Care 10845 Town Center Blvd., Suite 108 Dunkirk, MD 20754 410-286-7911 Solomons Urgent Care 14090 H.G. Trueman Road, Suite 1300 Solomons, MD 20688 410-394-2800 TOWN HALLS Chesapeake Beach Town Hall 8200 Bayside Road P.O. Box 400 Chesapeake Beach, MD 20732 410-257-2230 or 301-855-8398 North Beach Town Hall 8916 Chesapeake Ave. North Beach, MD 20714 301-855-6681 or 410-257-9618 TRANSPORTATION Baltimore-Washington International (BWI) 800-435-9294 Located between Baltimore and Washington, DC Reagan National Airport (DCA) 703-417-8000 Located adjacent to Washington, DC

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Dulles International Airport (IAD) 703-572-2700 Located west of Washington, DC

ELEMENTARY SCHOOLS Appeal Elementary School 11655 H.G. Trueman Rd., Lusby 410-535-7800

Public Transit Calvert County Public Transportation Public buses operate throughout the county 410-535-4510 or 410-535-1600, ext. 2360

Barstow Elementary School 295 Williams Rd., Prince Frederick 443-486-4770

Beach Trolley Association Operating in both Chesapeake and North Beach 877-777-2708 HIGH SCHOOLS Calvert High School 600 Dares Beach Rd., Prince Frederick 410-535-7330

Beach Elementary School 7900 Old Bayside Rd., Chesapeake Beach 410-257-1512 Calvert Elementary School 1450 Dares Beach Rd., Prince Frederick 410-535-7311

Huntingtown High School 4125 Solomons Island Rd., Huntingtown 410-414-7036

Cardinal Hickey Academy 1601 West Mount Harmony Rd, Owings 410-286-0404

Northern High School 2950 Chaneyville Rd., Owings 410-257-1519

Dowell Elementary School 12680 HG Trueman Rd., Lusby 410-535-7802

Patuxent High School 12485 Southern Connector Blvd., Lusby 410-326-9234

Huntingtown Elementary School 4345 Huntingtown Rd., Huntingtown 410-535-7212

Career and Technology Academy 330 Dorsey Rd., Prince Frederick 410-535-7450

Mount Harmony Elementary School 900 W. Mount Harmony Rd, Owings 410-257-1611

MIDDLE SCHOOLS Calvert Middle School 655 Chesapeake Blvd., Prince Frederick 410-535-7355

Mutual Elementary School 1455 Ball Rd., Port Republic 410-535-7700

Patuxent Elementary School 35 Appeal Lane, Lusby 410-535-7830

Plum Point Elementary School 1245 Plum Point Rd., Huntingtown 410-535-7391

Saint Leonard Elementary School 5370 St. Leonard Rd., St. Leonard 410-535-7714

Mill Creek Middle School 12200 Southern Connector Blvd., Lusby 410-535-7824 Northern Middle School 2954 Chaneyville Rd., Owings 410-257-1622 Plum Point Middle School 1475 Plum Point Rd., Huntingtown 410-535-7400 Southern Middle School 9615 H G Trueman Rd., Lusby 410-535-7877 Windy Hill Middle School 9560 Boyds Turn Rd., Owings 410-257-1560

Sunderland Elementary School 150 Clyde Jones Rd., Sunderland 410-257-1501 Windy Hill Elementary School 9550 Boyds Turn Rd., Owings 410-257-1539


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