International Business Magazine - Issue 20

Page 1



Welcome

Managing Director Shashank M Co-Founder & CEO Shankar V Shivaprasad Chief Editor Shankar V Shivaprasad Editor Ujal Nair Assistant Editors Medhaj Nair, Tamanna Shaikh, Amith Raj Head of Production Shank Mendez

.......Note From

EDITORIAL

Incubating and Promoting Entrepreneurship in the Middle East The International Business Magazine Awards, which took place on November 4, 2023, at the esteemed Atlantis The Palm in Dubai, was the highlight of the year. It was a star-studded affair that brought together top industry professionals and visionaries around the globe. Our publication is well known for honouring innovations and achievements, highlighting the greatest in the business sector.

Head of Research Sara Watson

As you explore these pages, you'll learn a lot about algorithmic trading and its advantages,

Head of Media Sales Charles Grey

performing backtesting, and achieving higher trading accuracy, consistency, and efficiency.

which include lowering the influence of human biases in trading, diagnosing trading algorithms, We have talked about Forex Forest, which specialises in developing enterprise- level AI trading

Media Sales Manager Chris Young

programs and teaching automated program trading. They have provided support for more

Advertising contact chris@intlbm.com

and other trading commodities.

Content Managers: Daniel Edwards, Sumana Shankar, Ana Watson

Moreover, the emergence of venture capital in Saudi Arabia has changed the nation's

Business Development Leo Morgan, Alisha Taylor, Jane Sanders, James Smith, Jason Brown, David Johnson, Stella Grace, John Davis, Nancy Miller, Alex Milo

across the globe. Blockchain, industrial and financial technology, healthcare, and educational

Graphic Designer Chandan R

With the dawn of 2024 just around the corner, International Business Magazine highlights

Video Editor Nelson Caitan

Awards will put the spotlight on new companies and individuals and help them in building

Account Manager Agnes Wong Registered Adddress: Sharjah Media City (Shams), Al Messaned City, Al Bataeh, Sharjah, United Arab Emirates, P.O. Box: 515000 Office Address: Suite No 502, Al Tawhidi 1 Building, Floor 5, Khalid Bin Al Waleed Road, Bur Dubai, Dubai, UAE. Email: info@intlbm.com Phone: +971 55 686 6713

than 4,000 brokers worldwide and are suitable for forex, indices, gold, silver, cryptocurrencies,

entrepreneurial environment. Prosperity7 Ventures is notable for its varied portfolio, which aids in locating and supporting investments in innovative technology companies and startups programmes are a few of them. Thanks to positive legislation changes, the backing of the government, and the proactive efforts of industry leaders such as Prosperity7 Ventures, entrepreneurs now have easier access to networks, cash, and knowledge.

companies that achieve remarkable outcomes, fostering progress in the industry. The 2024 credibility to acquire worldwide visibility and improve client trust—a further demonstration of excellence, competence, authority, and trust. We will continue to serve as a spur to corporate success on a worldwide scale. We sincerely hope International Business Magazine proves to be a valuable resource, offering you a wealth of useful information. We are honoured to be your trusted companion on your journey to global success. When leafing through our magazine, don't forget to check out the list of our 2023 award recipients.

Be sure to check out our website at

www.intlbm.com

Connect with us on Twitter: @ibmag_magazine, Facebook:@intlbm and Instagram: @intlbm

LinkedIn: @international-business-magazine


CONTENT Mastercard And Areeba Partnership Boosts ME PPs

08

Algorithmic Trading: The Power Tool for Global Traders

12

From innovative Vision to thriving startups and profitable investments

18

The Integral Role of Press Brakes in Metalworking Mastery

22


28 46 50

How To Master Immigration Processes with Expert USCIS Translation Services

34

The Factors That Influence a Personal Injury Settlement Value

42

Why High-Speed Internet is NonNegotiable for Home-Based Businesses

7 Tips and Tricks to Properly Maintain Your Tools

Steps to Take After a Pedestrian Accident

54 Art Meets Blockchain and Decentralized Finance: A Vision for the Future of the Art World


ADCN allots USD 350 million to support ADCN Energy

ADCN, a leading diversified private investment company from Abu Dhabi, has announced a strategic allocation of USD 350 million to its subsidiary, ADCN Energy, in response to the 2023 slowdown in renewable energy demand. This move is a proactive step to counter the challenges faced due to increased rates and concerns over contract feasibility in the renewable sector. The funds will be utilized to strengthen ADCN Energy’s operational capabilities, focusing on diversifying its renewable energy portfolio and enhancing resilience in the face of market fluctuations. This includes investments in innovative technologies and sustainable practices within solar and wind energy sectors, ensuring ADCN Energy remains at the forefront of the renewable energy market. “Despite the current market shifts, we believe in the long-term potential of renewable energy. This additional injection of investment in ADCN Energy underscores our commitment to sustainable development and our confidence in the sector’s recovery,” said His Excellency Mohammad Said Sultan Dhamija, President & Group CEO of ADCN. ADCN Energy, known for its comprehensive approach to the energy sector, including traditional and renewable energy, will leverage this investment to optimize its operations and prepare for the anticipated upswing in renewable energy demand as market conditions stabilize.

06

Energy


Representational Image

Energy

07


Mastercard And Areeba Partnership Boosts ME PPs Mastercard

has

collaboration

entered

with

a

Areeba,

long-term

strategic

countries where we operate and in partnership with

a

payment

Mastercard.”

leading

processing (PPs) service provider in the Middle East (ME), to bring new Mastercard Card-as-a-Service

Industry sources further added that this partnership will

(CaaS) and Bank-as-a-Fintech (BaaF) propositions to

offer a lot of benefits to a wide range of stakeholders.

their markets.

Financial institutions will be able to introduce new products to the market without worrying about

Industry sources further added that this enablement

technology

program will be offering Mastercard products and

Industry sources also added that Fintech companies

services to fintech firms and non-banking financial

can expect faster time to market by solving obstacles

institutions by building ready-to-market hubs in

of BIN sponsorship and Mastercard digital first issuing

selected Arab countries, spanning from Levant to North

assets access, through Areeba.

Africa. Gaurang Shah, Executive Vice President, Product and Engineering, Eastern Europe, Middle East and Africa, Mastercard commented on the partnership stating “At Mastercard, we view payment modernization as one of the top priorities in providing market-ready services and platforms that help deliver innovative offerings to consumers.” Mr. Shah added “We streamline dependencies by offering out-of-the-box digital solutions that can be implemented at a fast pace and following local regulations and compliance mandates. With its strong technical capabilities and digital-ready enablement, Areeba is our ideal strategic processing services partner in the Arab world.” Maher Mikati, CEO, of Areeba, stated “Our partnership with Mastercard will provide new market segments and demographics access to Mastercard products, services, and relevant benefits. These will be available as lighttouch, off-the-shelf propositions with subscription and pay-as-you-grow pricing schemes that can be launched in weeks instead of months. We are proud to contribute to advancing payment solutions in the

08

Finance

and

business

operations

readiness.


Representational Image

Finance

09


Capgemini Expands Egyptian Footprint With New T&D Center

Representational Image

10

Technology


Representational Image

Capgemini, a business and technology transformation

an internship program that prepares new graduates for

company recently celebrated a huge occasion with the

success in the evolving technology landscape through

inauguration of its state-of-the-art Global Technology

mentorship and on-the-job training.

and Delivery Center (T&D), nestled within the vibrant heart of Cairo at the prestigious Cairo Festival City.

The whole expansion is set against the backdrop of technological advancements and the rapid growth of

Industry sources added that this facility is designed

the digital landscape, the inauguration of Capgemini’s

to accommodate 1600 employees. The event was

Global Delivery Center in Egypt symbolizes the

graced by the presence of HE. Dr. Mostafa Madbouly,

company’s commitment to innovation, excellence, and

Prime Minister of Egypt, HE. Dr. Amr Talaat, Minister

steadfast service to its clients.

of Communications and Information Technology; Mr. Aiman Ezzat, CEO of Capgemini Group; and Eng.

Aiman Ezzat, CEO of Capgemini Group highlighted that

Hossam Seif Eldin, CEO of Capgemini Egypt.

the commencement of Capgemini’s global delivery center in Egypt strengthens the group’s commitment

Industry sources were quick to add that the ceremony

to providing bespoke solutions for its clients. With 23

commenced with welcome remarks from Eng. Hossam

best-in-class centers across the globe, Capgemini

Seifeldin, highlighting the significant role the Global

ensures greater flexibility and efficiency for its clients,

Delivery Center plays in fostering and accelerating

while improving business processes.

innovation for its clients, as well as in driving Egypt’s offshoring industry forward.

Building on Capgemini’s vision to set a dynamic future, Hossam Seifeldin, CEO of Capgemini Egypt explained

It was followed by a tour of the premises where the

that the company is aiming to employ more than

ministerial delegation gained valuable insights into

3,000 highly skilled professionals in partnership with

the

company’s

transformation

operations; services

including

that

the

digital

the Egyptian Government by 2026. This commitment

Capgemini

offers

serves as a catalyst in propelling Egypt’s flourishing

to support a vast array of global clients across different

industries

from

automotive,

offshoring industry forward.

aerospace,

and telecommunications to consumer products and

Industry sources further added that the inauguration

hospitality.

of Capgemini’s headquarters in Cairo Festival City stands as a testament to Capgemini’s commitment to

The ministerial delegation met with representatives

the country’s growing technology landscape, fostering

from Capgemini Egypt’s Young Professionals Program;

economic prosperity.

Technology

11


Algorithmic Trading: The Power Tool for Global Traders

Staying ahead of the curve in the fast-paced world of

the control that many hardcore traders were looking for

finance is more than a goal—it’s the first rule of survival.

for ages - the ability to have control over their assets

As technology advances, so does our approach

and trading capabilities 24/7, without any human

to trading and investing techniques. The growth of

intervention.

algorithmic trading, a complex method that combines

Impact of algorithmic trading in financial markets:

mathematical models and computer algorithms to

12

execute transactions quickly and at speeds beyond

Algorithmic trading, also known as algo trading or

human competence, has been one of the most

black-box trading, is the use of computer algorithms

innovative breakthroughs in recent years. AI is giving

to automate the process of buying and selling financial

Finance


instruments in the markets. These algorithms are

The Forex forest, with its vast expanse and diverse

designed to follow predefined rules and execute trades

inhabitants, presents both opportunities and challenges

based on specific criteria, such as price movements,

for traders. Armed with knowledge, strategies, and a

technical

arbitrage

disciplined mindset, traders can successfully navigate

opportunities. The goal is to take advantage of market

this dynamic environment. Whether you’re a novice

inefficiencies and execute trades with precision and

explorer or an experienced trader, understanding the

speed that surpass human capabilities. Algorithmic

nuances of the Forex forest is essential for making

trading contributes to market liquidity by providing

informed decisions and achieving success in the world

continuous buying and selling activity. This benefits

of currency trading. Under its umbrella of achievements,

other market participants by reducing bid-ask spreads

Forex Forest has provided successful training for over

and enhancing overall market efficiency. Algorithms

3000 students and has held over 37 courses ever since

enable market participants to access a wide range of

it was established.

indicators,

or

statistical

markets and instruments, breaking down geographical barriers and facilitating global trading. The increasing

Representational Image

integration of financial markets and market monitoring is driving growth in the algorithmic trading business. According to recent market analysis, the algorithmic trading market is poised to grow at a very fast pace from USD 2.03 billion in 2022 to a projected growth to USD 2.19 billion in 2023 and to USD 3.56 billion by 2030 at a CAGR of 7.2 percent. The Algorithmic Trading Fintech Landscape: Fintech companies specialising in algorithmic trading have emerged as key players in the financial industry, leveraging

cutting-edge

technologies

to

provide

efficient, data-driven solutions. A notable example is the Forex Forest. Founded in 2017, the Chinese firm designs and deploys algorithms that can process vast amounts of market data in real time, adapting to market conditions and making split-second decisions to execute trades. Their prime focus mostly remains on automated programs, trading education and program software development. Regarded as one of Asia’s few firms specialising in producing enterprise-level AI trading programs and for training automated program trading, this fintech company is committed to promoting AI-automated trading programs globally. Forex Forest has helped many brokers come up with trading ideas for novice traders.

Finance

13


The firm has come up with an innovative approach to algorithmic trading programs wherein they provide free online courses to guide novice as well as seasoned investors through the newest developments in the algorithmic trading market and improve their investing efficiency. These informative courses are ISO 9001 certified as a high-quality program for algorithmic trading, and the faculties have a collective experience of more than 10 years. They have their own GEMSFX teaching system that integrates course and tool resources. In line with the continuous efforts put forward by the firm to help the public invest in global markets and prepare for the future, Forex Forest was awarded the Best Algorithmic Trading Fintech Company Global 2023 at the International Business Magazine Awards 2023. Navigating the Undergrowth: Algorithmic trading presents its challenges in a market where there are lots of opportunities, and as technology continues to evolve, these companies are likely to play an increasingly influential role in the global financial markets. The marriage of advanced algorithms and fintech expertise has definitely ushered in a new era of efficiency, accessibility, and data-driven decision-making in the world of finance. As investors navigate the complexities of an ever-changing market, algorithmic trading fintech companies such as Forex Forest are poised to be key allies in optimising investment strategies for better returns.

14

Finance


Finance

15


Hilton Doha The Pearl Onboard Daniel Van Wyk As GM Daniel van Wyk has been appointed as the new General

Manager (GM) of Hilton Doha The Pearl. Van Wyk has a huge distinguished career in the hospitality sector thereby bringing the wealth of expertise and a proven track record of success to his role at the upscale property. Industry sources added that Van Wyk has spent 20 years with Hilton with the last 13 years as General Manager for numerous hotels in the United Kingdom and Doha. Industry sources also added further that Van Wyk’s journey in the industry has been marked with tremendous achievements, that adds to his exceptional leadership and strategic expertise. In the face of unprecedented challenges, he adeptly led the opening of two hotels in Doha during the COVID-19 pandemic, achieving profitability in their inaugural years. Industry sources also add that as a committed advocate for talent development, Van Wyk serves as an assessor and mentor for various Hilton Management Programs, playing a pivotal role in shaping the future of the hospitality workforce. Industry sources also added that in his new role, Van Wyk will oversee and lead initiatives to further enhance the exceptional offerings at Hilton Doha The Pearl. His focus will be on ensuring continued room and residence occupancy and optimizing the success of dining options, including The Kitchen, Mulberry Tavern, Lobby Café, and La Pergola, in addition to the various hotel amenities such as the well-equipped fitness center, eforea Spa, private beach, outdoor pool, and Kids Club.

16

Real Estate



From Innovative Vision to Thriving Startups and Profitable Investments

Saudi Arabia’s Vision 2030 is a blueprint for an

Ventures, a subsidiary of Aramco, the world’s leading

ambitious massive economic diversification roadmap,

integrated energy and chemicals company. The fund’s

cutting across all sectors, with far-reaching goals and

name derives from “Prosperity Well,” the seventh oil well

implementation plans. It is a formidable plan that

drilled in Saudi Arabia and the first to strike commercial

will transform the country into a vibrant and diverse

oil, paving the way to prosperity. Bringing forward this

economy and investment is at the very heart of it.

pioneering history, Prosperity7 invests globally with a long-term view in breakthrough technologies and

The Kingdom has introduced various initiatives and

transformational business models that bring prosperity

incentives to promote fostering entrepreneurship and

and positive impacts on a vast scale.

innovation; creating a favorable ecosystem for Saudi capital venture funds to thrive and invest in the most

Prosperity7, the rising star of investment

promising and disruptive innovations of tomorrow across the globe.

Starting with an inaugural $1 Billion fund, Prosperity7 Ventures was successful in rapidly building a name

Among the players in the ecosystem, Prosperity7

for itself and rising to the ranks of global top-tier VC

Ventures stands out as an emerging leader. Prosperity7

investors.

Ventures is the diversified growth fund of Aramco

18

Investment


Prosperity7 has a unique advantage in that it is the only

trends and their implications, and building convection

Saudi-based venture fund to have investment teams

on how and why disruption can transform that sector.

on the ground at the world’s biggest VC hubs in the

This holistic approach helps direct the fund to where

United States and China. Prosperity7 is headquartered

the most compelling investment opportunities are.

in Saudi Arabia, with offices spreading across the globe

Investments under consideration are screened against

from Palo Alto and New York all the way to Beijing, and

three fundamental parameters: disruption, scalability,

Shanghai, giving the fund access to the most disruptive

and resilience. These important characteristics form

and promising startups in the world.

the initial lenses to determine if a start-up is truly differentiated and can grow to deliver on the objectives

The fund has been successful in attracting top talent in all its offices across different geographies. “Our unique team is our strongest asset,” said Aysar Tayeb, Executive

of the fund.

Sparkling Success

Managing Director of Prosperity7 Ventures. “We have very smart, visionary, and capable people with diverse

Established in 2019 Prosperity7 Ventures has been

expertise.

The rich track records of the team cut

building a diverse portfolio of cutting-edge tech

through some of the most reputable corporations and

companies and early-stage businesses worldwide,

investment firms.”

across sectors at the forefront of disruption. They range from DeepTech, Data & AI, Cloud Computing,

The fund prides itself on its thesis-driven approach to

Cybersecurity, Fintech, Medtech, Robotics, Blockchain,

investment selection, building a deep understanding of

Mobility all the way to FoodTech.

each sector and subsector, analyzing historic and future

Investment

19


The

world

continues

to

accelerate

in

“digital

Ventures has a proven track record of delivering on

transformation” with VC investment remaining robust

its promises, fostering long-term partnerships built on

in startups addressing this. Prosperity7 has invested

trust and mutual success.

across key areas including companies aiming to dethrone the large incumbents in the networking space,

Identifying all these efforts, International Business

the use of generative AI, and the growing importance of

Magazine has awarded Prosperity7 the prestigious title

cybersecurity.

of Best Venture Capital Firm in Saudi Arabia 2023.

Deep

Tech

investments

have

been

made

in

Fuelling the Future

companies developing novel designs and use cases for semiconductors, an area with increasing demand

As we look towards the future, the role of venture capital

due to the hypergrowth of IoT and AI. Brain-computer

firms in supporting innovation and economic growth

interfaces are no longer simply a dream of science

will only become more crucial. Prosperity7’s leadership

fiction and are gaining investor attention including that

and team understand this well. Their forward-thinking

of Prosperity7 who have made investments into this

approach positions them as an important contributor

technology.

to the ambitious vision for Saudi Arabia.

Investments in MedTech have included promising

The rise of venture capital in Saudi Arabia has brought

disrupters targeting cancer on a number of fronts

about a transformation in the country’s entrepreneurial

including early detection, platforms that improves the

and

speed and accuracy of administering treatments, and

support, favorable regulatory reforms, and the active

transformative surgical robotics offering non-invasive

involvement of leading firms like Prosperity7 Ventures,

procedures to extract cancer from lungs.

entrepreneurs now have greater access to capital,

investor

landscape.

With

the

government’s

expertise, and networks. In robotics, Prosperity7 has built a portfolio of innovative robotics

companies

disrupting

different

sectors

“Our journey is still at the beginning”, said Aysar. “Our

including the services sector, warehouse, and logistics,

team will continue to build and strengthen knowledge

manufacturing with smart “cobots”, and advanced

and experience, with the ongoing aim of becoming a

rehabilitation, which is infusing robotics into healthcare

better and invaluable partner for startups looking to

to improve patient outcomes. P7 has also made

make their mark”. With a focus on fostering innovation,

investments in the nascent humanoid robotics sector.

Prosperity7 continues its journey and search for visionary entrepreneurs, to support their endeavours

Prosperity7 Ventures has earned a reputation for its

and help turn their dreams into reality and bring

thought leadership in the venture capital landscape.

prosperity to the world.

They built strong relationships with entrepreneurs, investors,

and

industry

leaders,

cementing

their

position as a trailblazer in the Saudi Arabian venture space. Their reputation continues to attract top talent and ensures a steady flow of high-quality investment opportunities. Trust is a critical factor in the venture capital industry, and Prosperity7 Ventures excels in this regard. Entrepreneurs seeking funding need reliable partners they can depend on to provide support and guidance throughout their journey. Prosperity7

20

Investment


Best Venture Capital Firm in Saudi Arabia 2023.

Investment

21


The Integral Role of Press Brakes in Metalworking Mastery

Representational Image

The unsung heroes of metalworking, press brakes, bend

Key Components of a Press Brake

and shape the skeletal structures of our modern world.

Control System: The brain of the operation, orchestrating

Just as a painter relies on their brush, metalworkers

the machine’s movements.

depend on the press brake to transform flat sheets into

Ram: The moving upper part that presses the metal

forms of strength and utility.

down. Die and Punch: Tools that work in tandem to shape the

What is a Press Brake?

metal as the ram descends.

A press brake is a formidable machine at the heart

Backgauge: A positioning system ensuring metal

of metal fabrication. It’s a tool that applies significant

sheets are aligned correctly for bending.

force to metal, enabling precise bends. This apparatus has evolved significantly since its inception, growing

How Does a Press Brake Operate?

from simple manual mechanisms to complex CNC

The dance of metal shaping begins with a meticulously

machines.

orchestrated sequence of movements, each guided by

22

Technology


the machine’s control system.

Press Brake Safety Protocols

The Bending Process Explained

Safety is paramount, and a set of protocols ensures the

Metal is placed on the die, the punch is lowered by the

harmonious operation of man and machine.

ram, and precise pressure crafts the metal into the How to Ensure Safety While Operating a Press Brake?

desired angle.

Strict adherence to safety gear and guidelines is the Why are Press Brakes Indispensable in Metal

shield against the might of the press brake.

Fabrication? In the symphony of metal fabrication, the press brake is

Press Brake Maintenance and Upkeep

the maestro, offering:

The longevity of a press brake is secured through

Precision: Hitting the mark within fractions of a

vigilant maintenance, from lubrication to alignment

millimeter.

checks.

Efficiency:

Speedy

production

without

sacrificing

quality.

Troubleshooting Common Press Brake Issues

Versatility: Adaptable to various metals and shapes.

Common problems are often simple to fix with the right know-how, such as realigning a backgauge or

What Metals Can Be Shaped Using a Press Brake? Aluminum:

Lightweight

yet

sturdy,

perfect

recalibrating the control system. for

aerospace components. Stainless Steel: Resistant to corrosion, ideal for medical devices. What Are the Different Types of Press Brakes? From the rugged hydraulic to the swift servo-electric, each type of press brake brings its own strengths to the table. Hydraulic Press Brakes machines: The workhorses, known for power. Mechanical Press Brakes: The classics, prized for simplicity. Pneumatic Press Brakes: The agile ones, offer speed. Servo-Electric

Press

Brakes:

The

modernists,

synonymous with precision. What Are the Capabilities of Press Brakes? The capabilities of press brakes are as varied as the metals they mold, with bending lengths stretching up to meters and forces in the hundreds of tons. What is the Maximum Thickness a Press Brake Can Handle? Metrics reveal they can manipulate metals up to several inches or dozens of millimeters thick. Representational Image

Technology

23


Advanced Techniques in Press Brake Forming Precision

bending

is

an

art,

requiring

a

What Are the Latest Trends in Press Brake Technology? keen

The horizon of metalworking is expanding with the

understanding of the machine’s capabilities and the

integration of IoT and the advent of more energy-

metal’s properties.

efficient systems.

How to Achieve Precision in Metal Bending with Press

Choosing the Right Press Brake for Your Metalworking

Brakes?

Needs

Advanced settings and the operator’s finesse merge to

Selecting a press brake is a strategic decision, balancing

create bends that meet the strictest tolerances.

capabilities with the specific demands of projects.

The Role of Press Brakes in Various Industries

Comparison of Top Press Brake Manufacturers

Press brakes shape the bones of industries, from

Key players in the industry offer a range of solutions,

the sleek fuselage of aircraft to the robust beams in

from Amada’s precision to Trumpf’s innovation.

construction. Alternatives to Press Brakes in Metal ShapingWhile press •

Aerospace

brakes reign supreme, other methods like laser cutting

Automotive

and 3D printing offer complementary possibilities.

Construction

Manufacturing

Conclusion Press brakes remain the cornerstone of metalworking,

Innovations in Press Brake Technology

continuously evolving to meet the challenges of

The future of press brakes is being forged with each

tomorrow’s designs.

technological

leap,

automated systems.

24

Technology

from

enhanced

controls

to Representational Image



Streamline Operations: Exploring The Top MRP Software Solutions Representational Image

MRP software is an essential tool for businesses in the

scheduling. It’s known for its scalability and flexibility,

manufacturing sector. These businesses face an array

both of which make it suitable for both large and small

of challenges from managing expenses and keeping up

businesses.

with consumers’ demands to mitigating supply chain issues. Manufacturing resource planning solutions can

Oracle NetSuite

help companies optimize their materials planning,

Oracle NetSuite is a cloud-based MRP solution that

scheduling, inventory management, and many other

brings together different business processes, including

aspects.

manufacturing. It gives users real-time visibility of production, inventory, demand, and other factors. That

Having said all that, several MRP tools are available for

insight helps businesses make faster, more informed

businesses. Not all of them offer all the features their

planning decisions. This MRP solution likewise offers

users need or live up to companies’ expectations.

scalability and flexibility, so businesses can tailor it to

Because of that, choosing the right option is crucial. Take

meet their distinct needs.

a look at the following list of MRP software options that have found favor among manufacturing companies.

Infor CloudSuite Industrial Infor CloudSuite Industrial is made specifically for

SAP ERP

manufacturing companies. It offers a range of

One option is SAP ERP. This is a comprehensive enterprise

advanced MRP capabilities for planning, scheduling,

resource planning solution that offers MRP functionality.

monitoring, and beyond. It focuses on improving

It has an array of features for manufacturing companies

operational efficiency and reducing production costs

to take advantage of, including demand forecasting,

in manufacturing. Its distinctly tailored functionality

materials

makes it a valuable asset for manufacturing facilities.

26

requirement

Technology

planning,

and

production


Microsoft Dynamics 365 Microsoft

Dynamics

365

is

part

of

Microsoft’s

comprehensive business management suite, but it offers significant MRP capabilities. It helps businesses optimize their production and inventory management processes as well as their supply chain visibility. It easily integrates with other Microsoft tools, like Office 365 and Power BI, making it a great choice for companies that rely on these resources.

DELMIAWorks Manufacturing ERP Though technically an inclusive ERP solution, DELMIA Works Manufacturing ERP is specifically geared toward manufacturers. It primarily focuses on improving processes and providing real-time data analytics. It’s known for its extensive support for manufacturing facilities in various industries. It helps companies solve many of the problems they face in manufacturing. Representational Image

SYSPRO Also, an ERP solution, SYSPRO leans heavily toward manufacturing and offers an array of features for companies in this sector. It helps them improve efficiency, manage inventory, and better use the resources they have on hand. It’s famous for being userfriendly and offering numerous customization options to meet the distinct needs of different companies.

Plex Plex is a cloud-based MRP solution that helps companies simplify their manufacturing operations. It has features for demand forecasting, inventory management, and quality control among other aspects. It’s particularly suited to companies in the automotive, aerospace, and food and beverage industries.

Choosing an MRP Solution

JobBOSS

When selecting an MRP solution for a business, consider

JobBOSS is specifically designed for job shops and

factors like company size, budget, and specific

custom manufacturers. It offers features for costing,

operational requirements. Different MRP solutions offer

quoting, and order management along with other

different features and levels of functionality, so not

important elements. It helps companies manage

all of them meet the needs of every manufacturer.

the

mid-sized

Thoroughly evaluating the available options, taking

manufacturing as well as the complexities that come

advantage of demos, and turning to expert consultants

with bespoke products.

for guidance are essential.

unique

challenges

of

small

and

Technology

27


How To Master Immigration Processes with Expert USCIS Translation Services Representational Image

Navigating the complex waters of immigration can be challenging, but with the right tools and services, the journey can become considerably smoother. One pivotal tool that many often overlook is the quality of translation services. When dealing with the United States Citizenship and Immigration Services (USCIS), ensuring that every document is translated accurately and in line with their requirements is paramount. Why Accurate Translation Matters When

you’re

presenting

any

information

to

a

government entity, especially one as important as the USCIS, there’s no room for ambiguity or error. An inaccurate translation can lead to misunderstandings, delays, or even rejections of applications. In situations where one might be applying for a visa, green card, or citizenship, these delays can have life-altering consequences. Ensuring that every word, phrase, and nuance is translated correctly not only aids in a smoother process but also demonstrates a level of professionalism and seriousness about the endeavor. It shows that the applicant is diligent and respects the processes in place.

28

Business


The Role of USCIS Translation Services

testimonials or reviews from previous clients. These can

USCIS translation services play an indispensable role in

give an idea of the quality of service to expect.

the immigration process. These are specialized services that understand the precise requirements set by the

4. Ensure Confidentiality: Immigration documents are

USCIS. They ensure that every document adheres to

sensitive. Make sure the service chosen prioritizes client

the stipulated guidelines, making them acceptable for

confidentiality and has measures in place to protect

submission.

personal information.

Here’s why employing expert translation services can

5. Clarify Turnaround Times: As mentioned, timeliness

be a game-changer:

is key. Discuss and clarify expected turnaround times to ensure they align with your needs.

1. Industry Expertise: These services are well-versed in the intricacies of immigration documentation. They

A Word of Caution

understand the context, making sure that translations

While expert translation services can significantly ease

aren’t just literal but also contextually accurate.

the immigration process, it’s essential to remember that they are just one piece of the puzzle. Applicants should

2. Timeliness: Time is often of the essence when

remain proactive, double-checking all documents and

dealing with immigration. Professional translation

ensuring that every other aspect of their application

services often have faster turnaround times, ensuring

is in order. Relying solely on a translation service

that applicants meet their submission deadlines.

without overseeing the broader application can lead to unforeseen complications.

3. Certification: USCIS requires translated documents

Representational Image

to be accompanied by a certificate of accuracy. Expert translation services provide this certification, giving the assurance that the document has been translated truthfully and completely. Choosing the Right Service With

the

importance

of

accurate

translations

established, the next step is to choose the right translation service. Here are a few tips to guide this decision: 1. Check for Specialisation:

Not

all

translation

services are created equal. It’s crucial to choose one

Conclusion

that specializes in USCIS

Immigration is a transformative journey, marking the

requirements to ensure

compliance.

start of a new chapter in one’s life. Ensuring that this journey begins without hitches is crucial. By utilizing

2. Ask for Recommendations: Referrals from friends,

expert USCIS translation services, applicants can ensure

family, or colleagues who’ve gone through the

that their documents meet the exacting standards

immigration process can be invaluable. They can offer

set by the USCIS, paving the way for a smoother

insights based on their experiences.

immigration process. The path to a new life in a new country deserves the best preparation, and expert

3. Review Testimonials: Reputable services often have

translation is a pivotal part of that process.

Business

29


Advances in Medical Research Shaping Healthcare

Representational Image

30

Healthcare


Medical research has been at the forefront of

Diagnostic Tools: AI-powered diagnostic tools, like

advances in science and technology for decades,

medical imaging algorithms, improve the accuracy

consistently pushing the boundaries of what is possible

and speed of disease detection, leading to earlier and

in healthcare. This article will explore the significant

more effective treatment.

advances in medical research and how they are shaping the future of healthcare, from personalized

Drug Discovery: AI algorithms can identify potential

medicine to groundbreaking treatments and innovative

drug candidates and predict their efficacy, speeding

technologies.

up drug discovery and development.

Genomic Medicine and Personalized Healthcare

Treatment Optimization:

Through genomic medicine, researchers & healthcare

treatment

providers can identify genetic predispositions to

predicting patient responses to specific therapies.

plans,

AI

optimizing

assists drug

in

creating

dosages,

and

diseases, select the most effective medications, and even design treatments based on a patient’s unique

Clinical Trials: AI streamlines clinical trial recruitment,

genetic profile. Personalized medicine holds the

monitoring, and data analysis, ultimately bringing new

promise of not only improving treatment outcomes but

treatments to market more efficiently. This can help

also reducing side effects and healthcare costs.

focus the use of CHO cells in research.

Immunotherapy and Precision Oncology

Telemedicine and Remote Monitoring

Immunotherapy has emerged as a groundbreaking

Telemedicine has surged in popularity, driven in part by

approach to treating cancer. This revolutionary therapy

the COVID-19 pandemic. This innovative approach to

harnesses the power of the immune system to target

healthcare allows patients to consult with healthcare

and destroy cancer cells. It has yielded remarkable

providers remotely, reducing the need for in-person

results in various cancer types, offering new hope to

visits and improving access to care, especially in

patients with limited treatment options.

underserved areas.

Precision oncology, closely related to immunotherapy, relies on genetic profiling to identify the underlying genetic mutations that drive a patient’s cancer. By understanding these genetic alterations, oncologists can prescribe targeted therapies that are more effective and less harmful than traditional treatments like chemotherapy. The success of precision oncology is leading the way for similar precision approaches in other disease areas. Artificial Intelligence and Data Analytics The integration of artificial intelligence (AI) and data analytics has revolutionized medical research and healthcare in several ways:

Representational Image

Disease Prediction: AI models can analyze large datasets to predict disease outbreaks and trends,

Telemedicine is complemented by remote monitoring

aiding in early intervention and prevention.

technologies that enable patients to track their vital

Healthcare

31


signs and symptoms at home. Wearable devices, smartphone

apps,

and

remote

sensors

provide

valuable data to healthcare providers, enabling realtime adjustments to treatment plans and better management of chronic conditions. Regenerative Medicine and 3D Printing Regenerative Medicine is a field that explores the replacement, engineering, or regeneration of human cells, tissues, or organs to restore normal function. Stem cell therapies, tissue engineering, and organ transplantation advancements are all part of this emerging medical research area. 3D printing has found a valuable role in regenerative medicine, enabling the creation of custom implants, prosthetics, and even functional organs. Researchers are

making

substantial

progress

in

developing

functional 3D-printed organs, such as hearts, livers, and kidneys, which hold the potential to revolutionize organ transplantation and address the shortage of donor organs. In conclusion, the advances in medical research are reshaping the landscape of healthcare, offering new hope and more effective treatments to patients. From genomic medicine to artificial intelligence, regenerative medicine, and telemedicine, these innovations are revolutionizing the way we approach healthcare and ushering in a future where personalized, efficient, and accessible healthcare is within reach. It is an exciting time for the medical community and patients, and the possibilities for the future of healthcare are seemingly limitless.

32

Healthcare


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Healthcare

33


The Factors That Influence a Personal Injury Settlement Value

Accidents

can

be

anything,

from

being

mildly

Medical Expenses (I)

inconvenient to causing traumatic, life-changing

Depending on the severity of the accident, a victim

injuries. The victims will also find themselves in a deep

may be bombarded with medical expenses. The more

financial crisis after an accident. At times like this,

severe injuries require extensive medical support that

compensation is considered a blessing.

may span a few weeks. In some instances, the victim may have to be hospitalized for months on end. This

But here’s the catch: Multiple factors come into play

causes massive financial distress for the victim and

when settling your personal injury claim. You can

their family.

simply click here to know more about personal injury claims. Some increase your overall settlement amount,

The personal injury settlement value increases with

while others do the exact opposite. This article talks

the severity of the victim’s injuries. As said above,

about these factors. The ones that add up to the total

more serious injuries require more medical attention.

settlement value are denoted by an “I,” while the ones

As a result, the amount to compensate for them will,

that decrease the settlement come with a “D.”

obviously, be high.

34

Insurance


Post-Treatment Recovery (I)

Property Damage (I)

Some injuries are so severe that recovering from them

Damage to a person’s property is one of the losses

may go beyond hospitalization. Victims may have to

a victim suffers from after an accident. This type

visit specialist pain centers or physiotherapists to cope

of damage is especially prevalent in motor vehicle

with the pain the accident has caused. Not to forget

accidents. The sum offered is usually to repair the

emotional trauma like post-traumatic stress disorder

damaged property. If it is beyond repair, then the cost

(PTSD), anxiety, or depression, which will hit the victim

of replacing the damaged property is considered.

hard even after they’ve recovered from their physical injuries. Repeated visits to specialists like physiotherapists and psychotherapists will have a massive impact on the victim’s finances. The costs incurred to make use of these services will add up to the overall compensation amount. Role of the Victim (I or D) The role of the victim in an accident may impact the total personal injury settlement value. This rule varies based on the state in which the accident happened. If the at-fault party is responsible for the victim’s injuries, the victim will receive the compensation they requested. But things would be different if the victim had a role to play in the accident. If the victim was responsible for the accident, the doctrine of comparative or contributory negligence comes into play. According to comparative negligence, the court will reduce the overall compensation amount based on the victim’s level of involvement. Say, for instance, if the victim’s degree of involvement is 45%. Then 45% will be reduced from the total compensation value. States like Arizona, California, and Louisiana follow the comparative negligence doctrine.

Social Media Activity (D) A victim’s social media activity is often considered

Contributory negligence, on the other hand, denies

detrimental to their personal injury case. The victim

compensation to the victim if they had a role to play

regularly uploading pictures and videos of themselves

in the accident. Even the smallest level of involvement

having a good time during recovery will work against

will remove the victim’s right to seek compensation.

them. The insurance company will argue that the

Contributory negligence is common in states like

victim’s injuries aren’t serious enough to warrant the

Alabama, North Carolina, and Virginia.

compensation they’ve requested.

Insurance

35


This is why most lawyers request that victims stay off social media when the case is in progress. Lost Income (I) Injuries need time to heal. This can be done either at the hospital or at their house. The victim will be unable to work during this period, leading to a loss of income. The income the victim loses in this period will be added to the overall compensation amount. To prove lost income, the victim will have to provide: •

Proof of employment

W-2 statement from the employer

Pay stubs

Work schedule before and after the accident (for the self-employed)

Previous tax returns (for the self-employed)

Final Thoughts The factors mentioned above will play an important role when it comes to a personal injury settlement. It is essential for the victim to keep these factors in mind when seeking compensation for their losses.

36

Insurance


Insurance

37


Empowering Your Business with Electricity Efficiency Strategies Energy costs can account for a significant portion of

Most businesses benefit from at least a standard energy

overhead expenses for many companies. Indeed, any

audit every 3-5 years while more comprehensive audits

steps to optimize energy use or invest in efficiency

may be recommended for large, energy-intensive

upgrades typically lead to quick payback and ongoing

facilities.

cost reductions. Energy savings then flow directly to the bottom line as increased profitability.

Audits provide critical information that sets the foundation for an effective energy management

In addition to financial benefits, efficient energy use

strategy. All opportunities for efficiency gains are

allows businesses to lower their carbon footprint. With

identified, allowing the business to prioritize upgrades

sustainability becoming increasingly important for

that offer the best return on investment.

company branding and reputation, energy efficiency is a key part of corporate social responsibility.

Upgrade to energy-efficient lighting Lighting accounts for 15-30% of energy use in

In this guide, we explore five simple strategies

commercial buildings. Upgrading to energy-efficient

for companies keen on improving their energy

lighting is therefore one of the fastest payback

performance and reap the many benefits increased

efficiency measures you can take. Recent advances

efficiency provides.

in lighting technology along with declining costs also make lighting upgrades a prime target.

Conduct an energy audit The first step for any business looking to improve

Some lighting options to consider include:

efficiency should be conducting an energy audit. Put simply, this involves a detailed assessment of all the

1.

LED Lighting uses up to 25-80% less power than

energy-consuming systems and processes within a

traditional incandescent or fluorescent lighting

facility. For example, an energy auditor will survey the

and has a longer lifespan and better light quality.

building envelope, HVAC systems, lighting, appliances,

2.

Compact Fluorescent Lamps utilize about 75%

equipment, and controls. They will then identify

less energy and last up to 10 times longer than

opportunities to optimize energy use and provide

incandescent bulbs. They are a cost-effective

recommendations including getting a more affordable

efficiency upgrade where LEDs may not be feasible

business utilities provider.

yet.

38

Energy


3.

Natural Lighting. This involves the strategic use of

To get started, perform regular maintenance and tune-

skylights, light tubes, and windows to maximize free

ups of all HVAC equipment. This ensures they operate

natural daylight in interior spaces.

as efficiently as designed. Air filters should be changed 3-4 times per year. You can also upgrade older HVAC

In addition to upgrading bulbs, a full lighting design

units to new high-efficiency models.

assessment is recommended to right-size lighting for each unique space.

Other ideas here include: •

Install programmable thermostats to set back temperatures when spaces are unoccupied

Check that ductwork and piping are well insulated. Seal any air leaks throughout the system using mastic sealant or metal foil tape.

Make sure air intakes and returns are unobstructed and replace filters regularly

Have a professional commission or tune up the HVAC system annually before peak season

Replace old appliances and equipment Commercial

appliances,

electronics,

and

other

equipment can consume a considerable amount of energy over their operational lifetime. As this equipment reaches the end of its useful life, replacing it with new high-efficiency models can significantly save energy and money. Some equipment to evaluate for efficiency upgrades include: Office equipment like computers, printers, copiers, and monitors For these, look for ENERGY STAR-certified models that use about 35% less electricity than their older counterparts. Also, enable power management settings which put equipment to sleep when not active. Kitchen appliances like refrigerators, dishwashers, and cooking equipment Again, these should be upgraded to ENERGY STARcertified appliances. New units also incorporate better insulation, controls, and design features to cut energy Improve HVAC efficiency

waste.

Heating, ventilation, and air conditioning (HVAC) systems are usually the biggest consumers of energy in

Water heaters

commercial buildings. Keeping these systems properly

Look for “heat pump” water heater models which can be

maintained and upgraded means you can save a huge

over 300% more efficient than conventional resistance

amount of money in electricity costs.

element heaters.

Energy

39


Industrial electric motors

area you are prioritizing this year. And no, you don’t

Replacing those 10-20-year-old motors with new

need to do all this. Adopting even a portion of these

premium models can save 5-10% on motor system

recommendations can help your company realize

energy use.

meaningful efficiency gains.

Whenever older equipment requires replacement,

What’s more, energy management, like most things,

always emphasize replacing them with ENERGY STAR-

needs to be an ongoing process. With persistence

certified models with the highest efficiency ratings.

and commitment to addressing energy use, your

The incremental cost is typically recouped within a

businesses can realize significant triple-bottom-line

few years through energy savings over the life of the

benefits – reducing costs, strengthening brand value,

equipment.

and minimizing environmental impact.

Encourage a better culture around energy use Installing efficient equipment and systems is an important strategy but only part of the equation. To sustain maximum efficiency, you need to engage and work together with the people within your organization. For

starters,

help

employees

environmental

and

financial

understand

benefits

of

the

energy

efficiency and get their buy-in to actively participate. Some ways to encourage behavioral changes on this front include: •

Provide

regular

communications

about

the

company’s efficiency initiatives and goals. While at it, have managers and those in leadership lead by example. •

Train staff on energy-saving best practices like how to power down equipment, adjust thermostats appropriately, and identify wasteful behaviors.

Configure computers, monitors, printers, and other office equipment for energy-saving modes by default.

Consider providing small rewards or recognition for those who actively participate in efficiency efforts. This could be a monthly drawing for gift cards or shout-outs in company newsletters.

Conclusion Becoming a more energy-efficient business comes with tremendous benefits to the bottom line while also reducing its environmental footprint. The five strategies we covered here is a good place to start if this is an

40

Energy



Why High-Speed Internet is Non-Negotiable for Home-Based Businesses

In today’s digital age, the backbone of any successful

Boosting Productivity Levels

home-based business is undoubtedly a reliable high-

Every minute counts when you’re an entrepreneur.

speed internet connection. From attending virtual

Waiting for files to upload, or a video conference

meetings to sending large files, a rapid connection

to buffer, can eat into precious work hours. A high-

is paramount. But why exactly is it non-negotiable?

speed connection ensures seamless work processes,

Let’s explore the world of home businesses and the

eliminating those annoying lags and interruptions.

indispensable role of speedy broadband.

In essence, when your internet moves quickly, your business does too.

The Surge of Remote Work Over the past few years, the remote work trend has

Facilitating Seamless Communication

skyrocketed. The shift was initially born out of necessity,

Effective communication is the heart of any business.

but now many have realized the multiple benefits

For home-based entrepreneurs, virtual tools are the

of working from the comfort of their homes. As the

primary means of interacting with clients, suppliers, and

boundaries between office spaces and living rooms

team members. Without a fast and reliable connection,

blur, the importance of a dependable broadband

video calls can freeze, messages might not be sent,

internet connection has never been clearer.

and collaborative tools might not function optimally.

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Technology


Because of this, a robust internet connection is key to

are smooth. If a customer faces delays or technical

maintaining strong business relationships.

glitches, they may associate that negative experience with your brand. In contrast, a fast and efficient online

Supporting Multiple Devices

experience can boost your business reputation and

It’s not uncommon for home-based business owners to

encourage client trust.

juggle multiple devices at once – a laptop, smartphone, and perhaps even some smart home devices. High-

In the grand scheme of things, the significance of high-

speed internet allows all these gadgets to function

speed internet for home-based businesses is clear. It’s

harmoniously without overwhelming the bandwidth.

not merely about convenience; it’s about maintaining

This is especially vital when you consider that other

a competitive edge, ensuring security, and facilitating

household members might also be relying on the same

growth.

connection. Ensuring Data Security Fast internet is often associated with better security protocols. With the rising threat of cyberattacks, businesses cannot afford to be complacent. Highspeed connections typically come with advanced encryption

and

security

features,

ensuring

your

sensitive business data remains out of the hands of malicious entities. Catering to Evolving Needs The digital landscape is constantly evolving. As technology

advances,

software

and

applications

become more sophisticated, often demanding higher bandwidth. By investing in high-speed internet, homebased businesses are better positioned to adapt to these changes, ensuring they aren’t left behind. Handling Large File Transfers Many businesses regularly deal with large files, be it high-resolution images, videos, or comprehensive data sets. With a sluggish connection, transferring these files can become a cumbersome task, potentially leading to missed deadlines. On the other hand, a rapid connection ensures that these tasks are executed in the blink of an eye. Elevating the Customer Experience For many clients, their first interaction with a business is online. Whether they’re browsing your website, engaging in a video consultation, or making an online purchase, high-speed internet ensures these processes

Technology

43


How to Make Your Home Smarter in 2023

Smart technology has exploded in popularity over

up with a budget and decide what your needs are. For

recent years because of its ability to enhance security,

example, if you want to save money on your energy

save energy, and make life more convenient. If you’re

bills, then consider installing a smart thermostat with

looking for an affordable and simple way to reduce

touchscreen. However, you’ll have to make sure the

expenses, continue reading below to learn how to make

device is compatible with your smart hub.

your home smarter. Start Off Small Get Started with a Smart Hub

Even though smart devices make life easier at a

A smart hub is a central device that strings together

relatively low cost, it can be overwhelming if you install

all other smart home devices. Without a central smart

too many at once. To keep costs down and reduce

hub, you won’t be able to manage or control other

any confusion, start small by choosing just one smart

technology from a single voice assistant or app. As well

device to invest in. For example, smart LED bulbs are a

as allowing you to control all smart tech in the home, a

great option because they’re inexpensive and simply

smart hub lets you create automated routines, which

slot into the light fixture before connecting to the Wi-Fi

can make life much easier.

through an app, which will get you used to how smart devices communicate.

Decide on Smart Devices After connecting your smart hub to the Wi-Fi, you’re

Set Up Automation

ready to choose which devices to invest in. There’s a

With your devices in place and connected to your smart

large range of smart devices, so you’ll need to come

hub, you can set up automated routines. These events

44

Technology


allow you to trigger certain actions once a predefined

Voice assistants are fantastic for controlling the home,

rule has been set. For example, you can set smart

especially if you’ve got your hands full taking care of

blinds to open in the morning and then close at night.

children, you work full-time, or you struggle with mobility

Alternatively, you can set a morning routine filled with

thanks to old age. When giving voice commands, make

alarms, the news, and radio tunes.

sure you avoid using slang, use concise instructions, and be patient.

Use Voice Assistants Thanks to Google Assistant, Siri, and Alexa, controlling

Smart devices offer a range of benefits including saving

your home has never been easy. No matter what action

energy, security, and convenience, and they don’t cost

you wish to carry out, you can ask a voice assistant to

a fortune to install. By following the tips outlined above,

take care of it. As with your smart hub, you’ll need to

you can bring your home into the modern age and

make sure the voice assistant is connected to all other

start reaping the rewards.

smart devices through a mobile app, which will differ slightly depending on which assistant you have.

Technology

45


7 Tips and Tricks to Properly Maintain Your Tools

46

Industry


If you’ve ever purchased tools before, you will know just

Tools need to be stored in a cool, dry, well-ventilated

how expensive they can be. Because of this, you must

place away from direct sunlight, dust, and moisture.

do everything possible to extend the life of your tools.

They must also be protected from physical damage

The tips and tricks below will help you to do this:

such as bending, vibration, or physical impact. Tool holders, cabinets, racks, cases, or boxes can be used to

1. Keep Them Clean

organize and store your tools properly.

This first tip will be evident to most, but it’s important to mention as it can help keep your tools in top condition.

5. Inspect Your Tools Regularly

As soon as you use one of your tools, it’s essential to

Even if you follow all of the tips in this article, your tools

remove any excess materials that remain on them. For

can still break or wear out over time. For this reason, it’s

example, if you use a screwdriver to dig out wood or

essential to check them regularly for signs of wear and

your pliers on old pipes, wipe off any residue after you

tear.

finish. 6. Get Them Repaired 2. Lubricate Your Tools if Needed

Most of us have tools that no longer work, but that

Another key factor for tool longevity is lubrication.

doesn’t mean we should throw them away. Instead of

Keeping your tools lubricated helps reduce heat,

spending a significant sum replacing these broken tools,

friction, and wear. On top of this, it also helps prevent

you should consider contacting a tool repair service.

corrosion and rust. However, before lubricating your

Tool repair services repair tools for their customers,

tools, it’s essential to determine how often each of your

including non-working electric tools, grinders, impact

tools requires it and what lubricants are best to use. You

drivers, tappers, and other parts.

can usually find this information in the manufacturer’s instruction booklet.

7. Follow the Safety Precautions The final tip on this list is always to follow safety

3. Don’t Forget to Sharpen Them

precautions

If your tools are no longer performing like they used to,

your tools. It is essential to wear the correct safety

then there’s a chance they require sharpening. Blunt

equipment, such as goggles, gloves, and earplugs, to

tools never work as well as sharp ones do. However,

prevent accidents or injuries occurring. You must also

before sharpening your equipment, determine how to

follow the operating guidelines for each tool and avoid

do this properly. Incorrectly sharpening your tools could

using them for unsafe or inappropriate tasks.

when

using,

storing,

or

maintaining

damage them. Whether you use tools for your job or DIY at home, it’s 4. Store Your Tools Properly

essential to take good care of them to ensure they

The way you store your tools can have a significant

reach their full lifetime potential. The tips above can

impact on the durability and functionality of them.

help you to do this.

Industry

47


Why a Life Insurance Claim May Get Denied?

Life insurance provides financial aid to your loved ones

the policyholder, and the insurance company.

when you, unfortunately, pass away. It is the best way to secure the future of your loved ones.

The agreement is that if you pay a premium, your nominee will get a certain sum in the event of your

Life insurance offers peace of mind to the policyholder.

death. This sum can help your loved one financially

What most policyholders don’t know is that when their

when you are not there.

loved ones do claim insurance money, it may get denied.

Life insurance has two primary categories: •

Term life insurance: This is the simplest form of life

Yes, claim rejections are more common than you

insurance policy. In this policy, the nominee will get

think. Hiring a life insurance attorney can be helpful

a sum in the event of your death within the policy

if the insurance company has rejected your claim.

period. The policy period can be 10, 20, or 30 years

These attorneys can review your policy and reasons

Permanent life insurance: This policy provides

for rejection and appeal the insurance company’s

coverage to the policyholder whenever they die. In

decision.

addition, this policy has a cash value component

The Basics of Life Insurance Basically, life insurance is an agreement between you,

48

Insurance

that grows over time and can be used by the policyholder during their lifetime


The Problems in Claiming Insurance

away within this time.

You need to understand that insurance agencies are for-profit organizations. They get nothing out of

You need to renew your policy if it has expired for a

approving your claim. However, they benefit from

higher premium rate if you would like to continue with

rejecting your claim. So, of course, they will reject your

the policy.

claim.

Missed Premiums

They will try their best to find a measly reason to deny

Missed premiums can lead to policy lapses. Not

your claim. Here are some reasons why your claim may

paying the premiums is one of the most common

be rejected:

reasons for policy lapses. Your loved one cannot claim compensation if your policy lapses.

Misinformation

Not disclosing medical history

Policy expiry

Missed premiums

Death by suicide

Misinformation When you fill out the form, you need to be 100% honest. Not disclosing important information can lead to claim rejection. Being honest can increase the premium rates a bit, but you will not face any problems when claiming insurance. Including lifestyle habits like smoking is also important when you fill out the form. Not Disclosing Medical History If you die of a heart attack, the insurance company may reject your loved one’s claim, saying that you

Death by Suicide

didn’t disclose your heart condition.

Insurance companies don’t cover death by suicide. Most agencies will have a suicide clause for life insurance.

Disclosing any medical condition you have is important.

According to this clause, the insurance company will

Again, it may lead to higher premium rates, but your

not pay for death by suicide for the first two years. After

loved one will not have any problems claiming the

that, they usually cover death by suicide too.

money.

Policy Expiry

Final Thoughts Insurance claim rejections are not the end of the

The claim may be denied if the policy has expired.

world. You have the option of appealing the insurance

As said, a term life insurance policy is valid only for a

company’s decision. However, it is best to seek the help

certain period of time. If you have taken a term policy of

of a life insurance attorney, as the appeal process can

30 years, your loved one will get money only if you pass

be complex and you can’t afford to lose.

Insurance

49


Steps to Take After a Pedestrian Accident

Pedestrian accidents top the list of accidents where

victims have an increased risk of serious injuries. In

Step 1: Check for injuries

a car accident, the victim at least has some sort of

Your health must be a priority immediately after an

protection in the form of airbags. Pedestrian accidents,

accident. If possible, move to a safer part of the street

on the other hand, don’t involve any element between

and check for injuries. If the injuries affect your ability

the colliding vehicle and the victim. This can often be

to move, ask someone to call the emergency helpline

devastating to the victim.

number. Regardless of the injuries, it’s best to visit a hospital as soon as possible. A health check-up after a pedestrian accident proves that your injuries were serious enough to warrant a visit to the hospital. Your medical records will also be updated after your hospital visit. This will come in handy when you’re seeking compensation for your injuries.

Step 2: Call the police The concerned authorities must be notified immediately after the accident. The presence of the local police department is vital when it comes to pedestrian accidents. An officer will arrive at the scene and conduct an investigation of their own. Once their investigation is done, the officer will draft a police report. This report will contain information like •

Date, time, and location of the accident

Name and other relevant information of all the parties involved

Statements from witnesses

Injuries of the victims

Everyone should know what they must do after a

Information about the vehicle(s) involved

pedestrian accident. Awareness will help pedestrian

The officer’s findings and conclusions

accident victims react quickly and prevent their condition from worsening. If you are injured in a

A police report is proof that an accident happened and

pedestrian accident, read the sections below to find out

you suffered injuries because of it. Be sure to visit the

what you must do to get back on the path to normalcy.

local police department and get a copy of the police

50

Insight


report, as insurance companies consider it evidence.

further from the truth.

Step 3: Collect evidence

Trying to understand legal terms while tending to your injuries is difficult. As a victim, you’d rather focus on

As harsh as it sounds, it’s your responsibility to collect

your recovery than search Google for legal information.

evidence after a pedestrian accident. A lawyer, meanwhile, will take care of all claim-related Almost every citizen who walks the streets of the US

formalities and issues. They will handle agents from the

carries a smartphone that can snap pictures and

at-fault party’s insurance company, who will approach

record videos. Use that to your advantage.

you relentlessly until you accept their offer.

Snap photographs or record videos of everything around you. This includes photographs of •

Your injuries

The vehicle that caused the accident

The license plate of the vehicle responsible for your injuries

Elements that confirm an accident happened (tire marks, broken signs)

If possible, record witness statements. They’re pretty useful in proving who the liable party was in the accident.

Step 4: Inform your insurance company The sooner, the better. This is because the insurance company conducted its own investigation into the accident. They will assign an insurance adjuster to do this. The insurance adjuster will look into the facts of the

Final Thoughts

case and analyze police reports and medical records to make sure that the insurance claim is a valid one.

Step 5: Lawyer up!

Pedestrian accidents have increased the chances of serious injuries. One drunk driver is all it takes to destroy the life of a person, no matter how safe they think they are.

You’re not winning a pedestrian accident claim without a lawyer, period!

Pedestrians should be aware of the steps to follow after an accident, as the time period immediately after an

The services of a lawyer are invaluable in a pedestrian

accident is important. With proper awareness, they

accident claim. You may think that you can handle the

can increase the chances of a successful pedestrian

compensation claim on your own, but nothing can be

accident claim.

Insight

51


The Benefits of EcoFriendly Agendas for Small Retail Stores Small retail stores are a driving force in local communities and the world of business. They thrive

able to both engage and keep staff members on board

through support and customer loyalty, but all of this

because of the positive impact this has on the wider

depends on how a store conducts its operations. To be

store reputation and output.

a sustainable business, eco-friendly agendas must be put into place. What exactly are the benefits for small retail stores?

Employee Retention Improvement

Sustainable Status Is a Protective Factor for Reputation

There are lots of ways that a retail store can improve its sustainable status. For instance, by switching your retail

What is one thing that most retail stores have in

electricity provider you will not just save money but

common? While the answer could be a number of

ensure your energy use is enhanced as well. Actions

things, for the purposes of this point, the focus is

such as this serve to protect the wider reputation of the

employee retention. There is a general consensus that

store which will have a knock-on positive impact on

retention rates in retail stores, regardless of size or

how the community and world appreciate the brand.

stature, are poor. Whether this is down to seasonal staff,

The retail establishments that invest time and pour

for instance, student workers, or general discontent, it is

focus into upping their game environmentally are the

a problem that deserves attention. By channeling eco-

ones that last and create a positive brand image in the

positive agendas, small retail stores are better

long run.

52

Business


Widening the Customer Base Another benefit worth mentioning is the impact a

backed grants and incentives.

green-centric business will have on its customer base.

Standing Out in the Crowd

It serves to increase the number of customers that

There are thousands of retail stores across the US. The

spend money online and in-store and also the positive

chance that there are a dozen or so nearby is likely, and

messages left in reviews and so on. Widening the

therefore pushing your business in a different direction

arena in terms of who shops with your brand is a smart

is the only way to stand out from the crowd. The fact is,

business move that will only ever yield positive results

if people perceive a different retail store to be more in-

when it comes to profit returns and general growth

tune with the environment, and therefore offer a better

capacity.

product, they will opt to shop there instead of with you. Through smart decisions, small retail stores can attract

Budget Benefits There are budget benefits to consider as well. Through

customers to their doors and take charge of the general competition.

making environmentally positive changes within the operations and outputs, it is possible to save money

Eco-friendly agendas are non-negotiable for small

and enhance the efficacy of a business budget. The

retail stores. It is not just protective, but also incredibly

best example is the new opportunities that adhering

effective in terms of both longevity goals and status.

to eco-focused policies will bring through government

Business

53


Art Meets Blockchain and Decentralized Finance: A Vision for the Future of the Art World Art, at its core, is an expression of humanity’s collective

Art should be for everyone. And with Arterrio’s innovative

soul — it transcends time, cultures, and boundaries. Yet,

co-ownership model, it can be.

for all its timeless appeal, the art industry has remained entrenched in traditional models of ownership and

Imagine a world where owning a piece of artwork isn’t

transaction until now. With Arterrio, is pioneering an

just about hanging it on your wall but participating in a

audacious fusion of art and blockchain, pushing

shared ecosystem of artists, collectors, and investors.

boundaries to redefine how we perceive and engage with art.

A world where budding artists can retain a stake in their creations, and where art enthusiasts, regardless

For many, art has been an inaccessible luxury, a realm

of their financial standing, can experience the thrill of

reserved for a privileged few. But why should it be so?

ownership.

54

Finance


Risk has always been a looming shadow in the art

Looking ahead, we envision a world where the lines

investment scene. By allowing fractional ownership,

between art and finance are not just blurred but

Arterrio addresses this challenge head-on, offering a

beautifully intertwined. A world where artists are

balanced approach to art investments and opening

empowered, where investors find value, and where

doors to diversification like never before.

every art lover, irrespective of their financial standing, finds a place.

But

more

than

just

democratizing

ownership,

we’re building bridges. The art industry’s inherent

As Arterrio stands at this exciting crossroads of art

fragmentation has long been a barrier to genuine

and innovation, we are filled with optimism. The future

collaboration. Our emphasis on fostering a connected

of art is not just in museums or galleries; it’s in shared

ecosystem ensures that artists, galleries, and investors

ownership, collaboration, and decentralized platforms

can unite, harnessing the power of collective networks.

that celebrate art in all its glory.

Incorporating blockchain into our platform wasn’t just a

To all art enthusiasts, investors, and dreamers reading

tech-savvy move; it was a statement. Arterio wants to

this — join us on this exhilarating journey. The canvas

offer an unparalleled layer of trust and transparency.

of the future is vast, and together, we’ll paint a

Every transaction on Arterrio is not only secure but

masterpiece.

also verifiable, eliminating the age-old challenges of provenance and authenticity.

Finance

55


How to Find More Time in the Working Day as a Warehouse Manager

56

Insight


Managing a warehouse is one of those professional

Efficient and improved inventory management

roles in which you need a set of eyes and ears

A reduction in waste products

everywhere—both to ensure productivity and efficiency

Allows you to manage the entirety of your inventory

from your workers, but also to check that all machinery and equipment is functioning safely at all times. As a warehouse manager, it can often feel as if you are

in real-time •

Financial savings can be made

A way to increase the efficiency and output of your workers

constantly fighting fires and chasing your tail, rather than taking positive, albeit small, steps forward each

Foster a Culture of Safety and Teamwork

and every working day.

The horror stories that sporadically appear in both local and national newspapers (and online) citing the injury

With that being said, continue reading to discover how

or even, the loss of life, of a warehouse worker who was

to find more time in the working day.

either working with faulty machinery or had received training that was less than adequate, beggars belief.

Outsource Machinery Maintenance

Not only should your warehouse be seen to be ticking

Naturally, whether you have acquired the role of

all the boxes when it comes to health and safety

warehouse manager by diligently working your way

considerations, but even more importantly, every single

up within that particular company, or you have come

one of your team should be working together to foster

straight into the role from a similar, industry-specific

such a culture.

business, your pool of knowledge will be second to none. However, just because you are able to find and fix anything from a broken panel to preventing pump cavitation in key equipment, this does not mean it is your responsibility to do

so. Instead, choose to

outsource any machinery maintenance to a reputable and renowned third-party company, therefore freeing up your time to concentrate on other areas of the warehouse.

Install

Software

Leading

Obviously, the more succinctly that your warehouse

Warehouse

Management

Warehouse management software is by far the most

workers come together in order to create a safe and efficient working environment, the fewer issues—both large and small—you will have to break off from what you are doing to attend and address.

impressive innovation (in terms of computing and technology) for warehouse managers across the

Developing and maintaining a safety culture within

spectrum of industries, and if you have not already

your own warehouse hierarchy is far simpler and

considered such an upgrade, it is now time.

speedier than you may think: start by looking into any and all incident reports that you receive and measure the performance of both staff members and

There is a wide plethora of productive advantages

machinery from these findings; recognize and publicize

to starting to use warehouse management software

the achievements of high performers within your team;

within your own business model, including the following:

and ensure your health and safety training provisions are absolutely second to none.

Insight

57


Asia Award Winners 2023

Country

Name of the company

Category

APAC

Baxia Markets

Most Trusted Broker Asia Pacific 2023

APAC

CXM Direct

Forex Broker of the Year APAC 2023

APAC

Hantec Financial

Best Forex Broker APAC 2023

APAC

Unlimit

Best Borderless Payment Platform APAC 2023

Asia

AIMS

Best STP Broker Asia 2023

Asia

AMarkets

Most Reliable Broker Asia 2023

Asia

Apis Partners

Impact Manager of the Year Asia 2023

Asia

ATFX

Best Forex Broker Asia 2023

Asia

BPC Banking Technologies

Best Acceleration of Digital Transformation Asia 2023

Asia

iACADEMY

Most Innovative Design and Technology School Philippines 2023

Asia

Kacific

Most Innovative Disaster Recovery Solution Asia 2023

Asia

Kohle Capital Markets

Best Service Provider CFD Broker Asia 2023

Asia

Lirunex Limited

Best Broker In Asia 2023

Asia

Lirunex Limited

Best Trading Services in Asia 2023

Asia

Nordfx

Best CFD Broker Asia 2023

Asia

Tecno Mobile Limited

Global Fastest Growing Premium Smartphone Brand 2023

Australia

AC Capital Market

Most Trusted Forex Broker Australia 2023

Australia

AETOS Capital Group Pty Ltd

Best FX Broker in Australia 2023

Australia

Alium Capital Management

Best Technology and Innovation Fund Australia 2023

Australia

Alium Capital Management

Best Private Equity Crossover Fund Australia 2023

Australia

BCR Co Pty Ltd

Leading Global CFD Broker Australia 2023

Australia

BCR Co Pty Ltd

Lowest Overall Cost CFD Broker Australia 2023

Australia

CM Globals

Best in Providing Optimal Trading Conditions Australia 2023

Australia

Co-Mo Trade

Best MT5 Broker Australia 2023

Australia

Co-Mo Trade

Best Customer-Oriented Broker Australia 2023

Australia

Freedom Property Investors Pty Ltd

Best Property Investment Advisory Provider Australia 2023

Australia

Freedom Property Investors Pty Ltd

Fastest Growing Investment Advisory Firm Australia 2023

Australia

Metropole Property Strategists

Most Trusted Investment Consultant Australia 2023

Australia

Metropole Property Strategists

Best Property Investment Company Australia 2023

Bangladesh

Commercial Bank of Ceylon

Most Sustainable Bank Bangladesh 2023

Bangladesh

Labaid Cancer Hospital and Super Speciality Center

Leading Cancer Hospital South Asia 2023

Bangladesh

Labaid Cancer Hospital and Super Speciality Center

Most Advanced Treatment for Cancer Bangladesh 2023

Bangladesh

Labaid Cancer Hospital and Super Speciality Center

Most Trusted Healthcare Services Provider Bangladesh 2023

Bangladesh

Mutual Trust Bank Limited

Best Commercial Bank Bangladesh 2023

Bangladesh

Mutual Trust Bank Limited

Best in Wholesale Banking in Bangladesh 2023

Bangladesh

Managing Director and CEO, Syed Mahbubur Rahman (Mutual Trust Bank

Best Transformational Leader in Bangladesh 2023

Limited)


Country

Name of the company

Category

Bangladesh

Sheltech Pvt. Ltd

Most Trustable Real Estate Company Bangladesh 2023

Bangladesh

Mr. Tanvir Ahmed (CEO – Sheltech Pvt. Ltd)

Best Emerging CEO in Real Estate Industry Bangladesh 2023

Bangladesh

Standard Chartered Bank

Best CSR Bank Bangladesh 2023

Bangladesh

Standard Chartered Bank

Most Innovative Digital Bank Bangladesh 2023

Bangladesh

uab bank Limited

Best Domestic Retail Bank Myanmar 2023

Bangladesh

uab bank Limited

Best Mobile Banking Application Myanmar 2023

Cambodia

CamGSM Co. Ltd (Cellcard)

Best Digital Lifestyle Provider Cambodia 2023

China

China Asset Management Co., Ltd.​

Best Asset Management Company China 2023

China

China Asset Management Co., Ltd.​

Best Sustainable Investment Asset Management Company China 2023

China

China Asset Management Co., Ltd.​

Best ETF Manager China 2023

Cambodia

Prince Holding Group​

Best Real Estate Development Company Cambodia 2023

China

BKEX Global​

Most Secure Cryptocurrency Trading Platform China 2023

China

BKEX Global​

Best Digital Asset Transaction Platform China 2023

China

BKEX Global​

Most Innovative Financial Solution Provider China 2023

China

BKEX Global​

Most Popular Cryptocurrency Exchange China 2023

China

China Southern Asset Management Co., Ltd.​

Best Invest Management Company China 2023

China

Fosun International​

Best Investor Relations Company China 2023

China

Fosun International​

Best in Corporate Governance China 2023

China

Fosun International​

Best Sustainability Initiatives China 2023

China

Jinko Solar

Most Innovative Solar Technology Company China 2023

China

LONGi

Leading Solar Technology Company China 2023

China

Tangwen Communication and Media Co Ltd

Best Media Company China 2023

East Asia

Axiory Global Limited

Best MT4 & MT5 Trading Platform East Asia 2023

Fiji

Unit Trust of Fiji

Leading Investment Fund Provider Fiji 2023

Fiji

Unit Trust of Fiji

Largest Unit Trust Provider in Fiji 2023

Global

Forex Forest Limited

Best Algorithmic Trading Fintech Company Global 2023

Global

Forex4you

Most Transparent Broker Global 2023

Global

Ms. Marina Strauss (CEO – Forex4you)

Best Women CEO in Forex Industry Global 2023

Global

Forex4you

Best Multi-Asset Trading Platform Global 2023

Hong Kong

Cosco Shipping Ports Limited

Best Investor Relations Company (Ports Sector) Hong Kong 2022

Hong Kong

Cosco Shipping Ports Limited

Best Investor Relations Company (Ports Sector) Hong Kong 2023

Hong Kong

Cosco Shipping Ports Limited

Best CSR Company (Ports Sector) Hong Kong 2023

Hong Kong

Cosco Shipping Ports Limited

Most Sustainable Company (Ports Sector) Hong Kong 2023

Hong Kong

CWG Markets

Best CFD trading Platform Hong Kong 2023

Hong Kong

Fosun Wealth International Holdings Limited

Best Cash Management Product Hong Kong 2023

Hong Kong

Fosun Wealth International Holdings Limited

Most Innovative Income Product Hong Kong 2023

Hong Kong

Lianhe Global

Best Chinese Offshore Ratings Agency Hong Kong 2023

Hong Kong

Tianjin Port Development Holdings Limited

Best Green and Smart Port Hong Kong 2023

Hong Kong

Trading Central

Best Embedded Finance Solution Provider Hong Kong 2023

Hong Kong

United Asia Finance Limited

Best Consumer Finance Company Hong Kong 2023

Indonesia

Asia Pulp & Paper (APP Group)

Leading Global Pulp-and-Paper Company Indonesia 2023

Indonesia

Asia Pulp & Paper (APP Group)

Best CSR Initiative Firm Indonesia 2023

Indonesia

Desa Makmur Peduli Api (DMPA) (CEO – Asia Pulp & Paper (APP Group))

Empowering Communities in Sustainable Landscape Management by Asia Pulp & Paper

Indonesia

Hometrader FX

Best Investment Education Provider Indonesia 2023

Indonesia

Kacific

Best Satellite Company Indonesia 2023

Kazakhstan

CEREBRA

Best VerTech Startup Kazakhastan 2023

Kazakhstan

Eurasian Bank

Fastest POC Loan Approval Bank Kazakhstan 2023

Kazakhstan

Eurasian Bank

Best In Car Loans Kazakhstan 2023

Indonesia 2023


Country

Name of the company

Category

Kazakhstan

First Heartland Jusan Invest

Best Investment Banking Kazakhstan 2023

Kazakhstan

First Heartland Jusan Invest

Best Broker Kazakhstan 2023

Laos

Sacombank Laos

Leading Retail Banking Services Provider Laos 2023

Laos

Sacombank Laos

Best Retail Bank Laos 2023

Laos

Sacombank Laos

Best SME Bank Laos 2023

Malaysia

Investizo LTD

Best Copy-Trading Platform South East Asia 2023

Malaysia

Investizo LTD

Best Investment Broker in Malaysia 2023

Malaysia

NeuXP Sdn Bhd

Best Lifestyle App Malaysia 2023

Malaysia

Syarikat Takaful Malaysia Keluarga Berhad

Best Takaful Insurance Provider Malaysia 2023

Malaysia

CTOS Digital Berhad

Best Credit Reporting Agency Malaysia 2023

Malaysia

CTOS Digital Berhad

Best Data-Based Credit Scoring Solutions Provider Malaysia 2023

Malaysia

Yinson Holdings Berhad

Best Energy Transition Company Malaysia 2023

Mongolia

Bee Financial Group NBFI LLC

Best New SME Finance Company Mongolia 2023

Myanmar

AIA

Best Health Insurance Provider in Myanmar 2023

Myanmar

AIA

Best Life Partner in Myanmar 2023

Myanmar

AIA

Most Outstanding Life Insurance Company in Myanmar 2023

Myanmar

uab bank Limited

Best Domestic Retail Bank Myanmar 2023

Myanmar

uab bank Limited

Best Mobile Banking Application Myanmar 2023

Pacific

Kacific

Best Satellite Company Pacific 2023

Pakistan

Arif Habib Limited

Best Equity Sales Traders Pakistan 2023

Pakistan

Arif Habib Limited

Best Brokerage Firm Pakistan 2023

Pakistan

Arif Habib Limited

Best Equity Sales Traders Pakistan 2023

Pakistan

Arif Habib Limited

Best Economic Research Firm Pakistan 2023

Philippines

Amaia Land Corp

Best Condominium Project Philippines 2023

Philippines

Amaia Land Corp

Best Real Estate Developer Philippines 2023

Philippines

ATRAM

Best Investment Solutions Provider Philippines 2023

Philippines

AVIDALAND

Best Sustainable Real Estate Development Philippines 2023

Philippines

Bank of The Philippine Islands

Best Sustainable Bank Philippines 2023

Philippines

Converge ICT Solutions Inc.

Broadband Telecom Company of the Year Philippines 2023

Philippines

DIGIDO

Most Reliable Online Loan Platform, Philippines 2023

Philippines

DIGIDO

Fast Growing Digital Lending Mobile App, Philippines 2023

Philippines

FPG Insurance Co., Inc

Best Non-Life Insurance Company Philippines 2023

Philippines

Fuse Lending Inc

Most Innovative Fintech-Enabled Lending Philippines 2023

Philippines

GT Capital

Best Investor Relations in the Philippines 2023

Philippines

G-Xchange, Inc

Most Secured Fintech Solutions Provider Philippines 2023

Philippines

G-Xchange, Inc

Leading Fintech Company Philippines 2023

Philippines

Kacific

Best Satellite Company Philippines 2023

Philippines

Megaworld Corporation

Best Company to Work For Philippines 2023

Philippines

Megaworld Corporation

Best Township Developer Philippines 2023

Philippines

Philippine National Bank

Best Bank for Corporate Social Responsibility Philippines 2023

Philippines

RLC Residences​

Real Estate Developer of the Year in Philippines 2023

Philippines

RLC Residences​

Best Property Development Company in Philippines 2023

Philippines

Rizal Commercial Banking Corporation (RCBC)​

Best Digital Bank Philippines 2023

Philippines

Robinsons Bank

Fastest Growing Commercial Bank Philippines 2023

Philippines

Sun Life Grepa Financial

Best Health Insurance Company Philippines 2023

Philippines

Sun Life Grepa Financial

Best Medical Insurance Company Philippines 2023

Singapore

Kacific

Best Network Solutions for Telcos Singapore 2023

Singapore

LC Adroit Vantage

Best Cutting Edge Technology Provider Singapore 2023

Singapore

LC Adroit Vantage

Best Fully Integrated Digital Investment Platform Singapore 2023


Country

Name of the company

Category

Singapore

NIUM (Instarem)

Best Global Business Payments Platform Singapore 2023

Singapore

OctaFX

Broker with the Fastest Withdrawal Singapore 2023

Singapore

Silverdale Capital Pte Ltd

Best Asia Fixed Income Fund Manager Singapore 2023

Singapore

Silverdale Capital Pte Ltd

Best Fund Manager (Fixed Income) Singapore 2023

Singapore

TIW Capital Group

Mr. Mohit Ralhan – Excellence in Product Innovation Singapore 2023

Singapore

XT.COM

Best Comprehensive Trading Platform Singapore 2023

Singapore

XT.COM

Most Innovative Crypto Trading Platform Singapore 2023

Singapore

ZA Tech Global

Best InsurTech Company Singapore 2023

South East Asia

BCPG Thailand

Most Innovative Renewable Energy Company South East Asia 2023

South East Asia

Hantec Markets

Best Trading Experience South East Asia 2023

South East Asia

Hong Leong MSIG Takaful

Best Takaful Operator South East Asia 2023

South East Asia

RaiseFX.com

Best Trading Conditions Southeast Asia 2023

Sri Lanka

Asia Asset Finance PLC

Most Innovative Financial Solutions Provider Sri Lanka 2023

Sri Lanka

Cinnamon Hotel Management Ltd

Leading Hospitality Brand Sri Lanka 2023

Sri Lanka

Cinnamon Hotel Management Ltd

Most Valuable Hospitality Brand Sri Lanka 2023

Sri Lanka

Commercial Bank of Ceylon

Best Commercial Bank Sri Lanka 2022

Sri Lanka

Fentons Ltd

Best Solar EPC Company Sri Lanka 2023

Sri Lanka

Fentons Ltd

Best MEP Contractor Sri Lanka 2023

Sri Lanka

Janashakthi Insurance PLC

Fastest Growing Life Insurance Company Sri Lanka 2023

Sri Lanka

National Development Bank PLC

Most Sustainable Domestic Bank Sri Lanka 2023

Sri Lanka

National Development Bank PLC

Most Reliable Digital Banking Services Provider Sri Lanka 2023

Sri Lanka

Pan Asia Bank

Best Green Bank in Sri Lanka 2023

Sri Lanka

Pan Asia Bank

Best Marketing Campaign for Banking Product (Deposits) Sri Lanka 2023

Sri Lanka

SANASA Life Insurance Company PLC

Fastest Growing Life Insurance Company In Sri Lanka 2023

Sri Lanka

Talawakelle Tea Estates PL

Leading Plantation Companies Sri Lanka 2023

Sri Lanka

Talawakelle Tea Estates PL

Best Sustainability Report Asia 2023

Taiwan

Bank Sinopac

The Best Digital Bank in Taiwan 2023

Taiwan

Capital Securities Corp

Best Securities Broker Brand for Media Volume Taiwan 2023

Taiwan

Cathay Financial Holdings

Best Smart Financial Innovation Award Taiwan 2023

Taiwan

CTBC Bank

Best Foreign Exchange Taiwan 2023

Taiwan

CTBC Bank

Best Private Bank Taiwan 2023

Taiwan

Mega International Commercial Bank

Best Consumer Financial Service Bank Taiwan 2023

Taiwan

Mega International Commercial Bank

Best Consumer Lending Product Taiwan 2023

Taiwan

SinoPac Holdings

The Best Digital Talent Cultivation Taiwan 2023

Taiwan

SinoPac Holdings

Information Security Leadership in Taiwan 2023

Taiwan

SinoPac Holdings

Outstanding Company on Corporate Governance Taiwan 2023

Taiwan

SinoPac Securities

Taiwan’s Best Digital Finance Experience Award: DAWHOTOU APP

Taiwan

Yuanta Commercial Bank

Best Mobile Banking Experience Taiwan 2023

Taiwan

Yuanta Commercial Bank

Best School Payment Solution Taiwan 2023

Thailand

AIA Thailand

Best Life Insurance Company Thailand 2023

Thailand

Bangkok Commercial Asset Management PCL

Leading Distressed Asset Management Company Thailand 2023

Thailand

BCPG Thailand

Most Sustainable Company Thailand 2023

Thailand

Mr. Niwat Adirek (CEO – BCPG Thailand)

Best CEO Energy Sector 2023

Thailand

BKK Group

Best Automobile Company Thailand 2023

Thailand

Bualuang Securities PCL

Best Securities Brokerage Firm Thailand 2023

Thailand

Bualuang Securities PCL

Best Capital Markets Thailand 2023

Thailand

Bualuang Securities PCL

Best Investment Banking Thailand 2023

Thailand

Cryoviva (Thailand) Ltd

Most Trusted Healthcare Provider Thailand 2023

Thailand

Bualuang Securities PCL

Best Equity House Thailand 2023


Country

Name of the company

Category

Thailand

EBC Financial Group

Best Financial Services Group Thailand 2023

Thailand

Export-Import Bank of Thailand

Best Bank for Corporate & Social Responsibility (CSR) Thailand 2023

Thailand

Krungthai-AXA Life Insurance PCL.

ESG Initiative of the Year Thailand 2023

Thailand

Indara Insurance Public Company Limited

Best Non-life Insurance Company Thailand 2023

Thailand

i-Tail Corporation Public Company Limited (A Thai Union Group Company)

Best Innovation in Pet Food Manufacturing Thailand 2023

Thailand

Pichitchai Wongpiya (CEO – i-Tail Corporation Public Company Limited (A Thai

Most Promising CEO in Pet Food Manufacturing Sector Thailand 2023

Union Group Company)) Thailand

i-Tail Corporation Public Company Limited (A Thai Union Group Company)

Best New IR Management Team Thailand 2023

Thailand

Chaiwat Charoenrujitanon (CFO – i-Tail Corporation Public Company Limited

Best CFO in Pet Food Manufacturing Sector Thailand 2023

(A Thai Union Group Company)) Thailand

KASIKORNBANK PCL.

Best Private Bank Thailand 2023

Thailand

Mr. Payong Srivanich (CEO – Krungthai Bank)

Best Banking CEO of the Year Thailand 2023

Thailand

MedPark Hospital

Best Tertiary Care Hospital Thailand 2023

Thailand

SCB10X

Best Tech Investment Company Thailand 2023

Thailand

SCB10X

Most Reliable Venture Capital Company Thailand 2023

Thailand

Siam Commercial Bank

Best Fund Management for SME’s Thailand 2023

Thailand

Siam Commercial Bank

Fastest Growing Internet Bank Thailand 2023

Thailand

Siam Commercial Bank

Most Innovative Digital Bank Thailand 2023

Thailand

Siam Commercial Bank

Digital Banking with the Human Touch Thailand 2023

Thailand

Teeraphol Ambhai (Head of Research)

Most Influential MarTech Leader Thailand 2023

Thailand

Thai Group Holdings

Best Financial Products and Service Provider Thailand 2023

Thailand

TPI Polene Public Company Limited

Best Corporate Governance Company Thailand 2023

Thailand

WP ENERGY PUBLIC COMPANY LIMITED

Leading Supplier of Liquefied Petroleum Gas (LPG) Thailand 2023

Turkey

Burgan Bank

Best Bank Turkey 2023

Turkey

Burgan Bank

Best Mobile Banking Turkey 2023

Turkey

Burgan Bank

Best Digital Transformation Bank Turkey 2023

Turkey

Burgan Bank

Fastest Growing Retail Bank Turkey 2023

Turkey

HALKBANK

Most Trusted Commercial Banking Company Turkey 2023

Turkey

HALKBANK

Best CSR Initiative Company Turkey 2023

Turkey

HALKBANK

Best Comprehensive Financial Products and Services Provider Turkey 2023

Uzbekistan

AMarkets

Most Reliable Broker Uzbekistan 2023

Vietnam

CMC Telecom

Leading Digital Infrastructure Service Provider in Vietnam 2023

Vietnam

CMC Cyber Security

Best Cloud Security Provider in Vietnam 2023

Vietnam

HDBank

Fastest Growing Digital Bank Vietnam 2023

Vietnam

HDBank

Best Retail Bank Vietnam 2023

Vietnam

KienlongBank (Kien Long Commercial Joint – Stock Bank)

Most Advanced Banking Technology Vietnam 2023

Vietnam

Military Commercial Joint Stock Bank

Best Mobile Banking App Vietnam 2023

Vietnam

Military Commercial Joint Stock Bank

Best Digital Banking Vietnam 2023

Vietnam

Nam A Bank

Best Vietnam Mobile Banking App 2023

Vietnam

Nam A Bank

Best Risk Management Bank Vietnam 2023

Vietnam

Sacombank

Most Innovative Retail Bank Vietnam 2023

Vietnam

Sacombank

Best Digital Transformation Bank Vietnam 2023

Vietnam

Shinhan Bank Vietnam

Best Foreign Digital Bank Vietnam 2023

Vietnam

Standard Chartered Bank

Most Inspiring Brand (Banking Sector) in Vietnam 2023

Vietnam

Vietjet Air

Most Sustainable Aviation Company Vietnam 2023

Vietnam

Vietjet Air

Best Low-Cost Airline Vietnam 2023

Vietnam

Vietnam iRender Technology JSC

Best Software Company Vietnam 2023

Vietnam

Vietnam iRender Technology JSC

Best GPU Cloud Rendering Service Provider Vietnam 2023

Vietnam

Vietnam iRender Technology JSC

Most Innovative GPU-Accelerated Cloud Render Farm Vietnam 2023


Middle East Award Winners 2023

Country

Name of the company

Category

Bahrain

Aion Digital

Leading FinTech Company Bahrain 2023

Bahrain

Al Salam Bank

Best Mobile Banking Services Bahrain 2023

Bahrain

Al Salam Bank

Best Marketing Initiative of the Year Bahrain 2023

Bahrain

Arab Financial Services

Best Payment Solutions Provider Bahrain 2023

Bahrain

Bahrain National Insurance Co

Best Auto/Motor Insurance Provider Bahrain 2023

Bahrain

Bahrain National Insurance Co

Best General Insurance Company (for Non-Life) Bahrain 2023

Bahrain

Mrs. Eman Mojali (CEO – Bahrain National Insurance Co)

Insurance CEO of the Year Bahrain 2023

Bahrain

Bahrain National Insurance Co

Most Innovation Insurance Company Bahrain 2023

Bahrain

Beyon Cyber

Best Cyber Security Company Bahrain 2023

Bahrain

Dividend Gate Capital

Impact Investor of the Year Bahrain 2023

Bahrain

Dividend Gate Capital

Best Performing Private Equity Bahrain 2023

Bahrain

Export Bahrain

Best SME Export Development Solutions Bahrain 2023


Country

Name of the company

Category

Bahrain

Export Bahrain

Best Export Service Facilitators for SMEs Bahrain 2023

Bahrain

GFX Securities

Best Forex Trading Firm Bahrain 2023

Bahrain

Havelock One Interiors

Most Innovative Custom Manufacturing Company Bahrain 2023

Bahrain

MSCEB

Leading Engineers & Architects Bahrain 2023

Bahrain

SINNAD W.L.L.

Most Advanced Financial Technology Company Bahrain 2023

Bahrain

SINNAD W.L.L.

Best Digital Payment Solutions Provider Bahrain 2023

Egypt

Abu Dhabi Commercial Bank – Egypt

Most Innovative Digital Bank 2023

Egypt

Abu Dhabi Commercial Bank – Egypt

Best Internet Banking Egypt 2023

Egypt

Abu Dhabi Commercial Bank – Egypt

Best New Bank Egypt 2023

Egypt

ADIB Egypt

Best Islamic Bank Egypt 2023

Egypt

ADIB Egypt

Most Innovative Internet Banking Egypt 2023

Egypt

Ahli United Bank

Best Corporate Bank Egypt 2023

Egypt

AlBaraka Bank Egypt

Fastest Growing Islamic Bank Egypt 2023

Egypt

Al Ahli Bank of Kuwait – Egypt

Fastest Growing Bank Egypt 2023

Egypt

Al Ahly Pharos

Best Investement Banking Advisory Egypt 2023

Egypt

Arab Financial Services

Best New Digital Payment Solutions Provider Egypt 2023

Egypt

Banque Misr

Best Practices in Internal Audit Egypt 2023

Egypt

Banque Misr

Best Bank For Treasury Services Egypt 2023

Egypt

Banque du Caire

Best CSR Bank Egypt 2023

Egypt

Beltone Financial

Fastest Growing Asset Manager Egypt 2023

Egypt

Beltone Financial

Equities Manager of the Year Egypt 2023

Egypt

Beltone Financial

Best Fund Management Company Egypt 2023

Egypt

Credit Agricole

Best Digital Transformation Programme Egypt 2023

Egypt

Dsquares

Best Retention Solutions Provider Egypt 2023

Egypt

eBSEG

Best Digital Solutions Provider in Egypt 2023

Egypt

EGYPT TEDA

The Best Industrial Developer in Egypt 2023

Egypt

Edara Property Management

Best Integrated Facilities Management Solutions Provider Egypt 2023

Egypt

Hassan Allam Holding

Best Infrastructure Project Egypt 2023

Egypt

Hassan Allam Holding

Best COP27 Supporter Egypt 2023

Egypt

Hassan Allam Holding

Contractor Of The Year Egypt 2023

Egypt

Housing and Development Bank

Fastest growing Corporate Finance Bank Egypt 2023

Egypt

Housing and Development Bank

Fastest growing Retail Bank Egypt 2023

Egypt

Housing and Development Bank

Fastest growing Commercial Bank Egypt 2023

Egypt

Kaf Insurance

Fastest Growing Insurance Company Egypt 2023

Egypt

Madinet Masr

Fastest Growing Real Estate Company Egypt 2023

Egypt

National Bank of Egypt

Best Brand in Egypt 2023

Egypt

National Bank of Egypt

Best Syndicate Loans and Project Finance Provider Egypt 2023

Egypt

National Bank of Egypt

Best CSR Initiative Bank Egypt 2023

Egypt

Qardy

Best Overall Electronic Lending Platform Egypt 2023

Egypt

Suez Canal Bank

Fastest Growing Corporate Banking Egypt 2023

Egypt

Tamweely

Best Microfinance Company Egypt 2023

Egypt

Valu

Most Innovative Financial Technology Company Egypt 2023

Egypt

ZDS

Best Interior and Architecture Design Firm Egypt 2023

GCC

FIRST FORTE CONSULTANCY

Best Investor Relations Services GCC 2023

GCC

Mohamed A. Mughal (CEO – FIRST FORTE CONSULTANCY)

Best CEO for GCC Advisory Consultancy 2023

Iraq

National Bank of Iraq

Best Bank in Iraq 2023

Jordan

Bank al Etihad

Best Mobile Banking App Jordan 2023

Jordan

Bank al Etihad

Most Innovative Digital Bank Jordan 2023

KSA

Alsoliman Real Estate Company

Best Sustainable Real Estate Company KSA 2023


Country

Name of the company

Category

KSA

Altibbi

Best Telemedicine Provider KSA 2023

KSA

Dsquares

Best End-To-End Loyalty Solutions Provider KSA 2023

KSA

Gathern

Best Peer-to-Peer Accommodation Platform KSA 2023

Kuwait

Al Ahli Bank of Kuwait

Best Retail Bank Kuwait 2023

Kuwait

Aayan Leasing and Investment Company

Best Leasing and Investment Company Kuwait 2023

Kuwait

Aayan Leasing and Investment Company

Leading Islamic Investment Company Kuwait 2023

Kuwait

Clenergy MENA

Leading EPC Firm in Kuwait 2023

Kuwait

NBK Capital

Asset Manager of the Year Kuwait 2023

Kuwait

NBK Capital

Digital Trading Platform of the Year Kuwait 2023

Kuwait

Ooredoo

Best CX in Telecommunications Industry Kuwait 2023

Kuwait

Ooredoo

Fastest 5G Network Kuwait 2023

Kuwait

Sharq Investment Company

Best Investment and Portfolio Management Kuwait 2023

Kuwait

UNITED REAL ESTATE COMPANY

Best CSR Company in Kuwait 2023 (Real Estate Sector)

Kuwait

Warba Bank

Most Sustainable Bank Kuwait 2023

Oman

Bank Dhofar

Best Corporate Bank Oman 2023

MEA

Chedid Insurance Brokers Network

Best Insurance Broking and Consultancy Services Provider MEA 2023

MEA

Chedid Insurance Brokers Network

Most Reliable Insurance Broking Networks MEA 2023

MENA

Intigral

Leading Digital Entertainment Solutions Brand MENA 2023

MENA

Mastercard

Best Global Payments Platform MENA 2023

MENA

Mastercard

Best Technology Company MENA 2023- Payments Solutions Division

MENA

Vantage

Best Introducing Broker Program MENA 2023

MENA

VT Markets

Best Multi-Asset Broker MENA 2023

Middle East

Mr. Dariush Soudi (Founder – Arena Capital Consultancy)

Most Inspiring Entrepreneur in Middle East 2023

Middle East

Bilfinger Tebodin Middle East

Best Consulting and Engineering Firm Middle East 2023

Middle East

Derayah Financial

Most Advanced Brokerage Platform Middle East 2023

Middle East

Emirates NBD

Most Innovative Retail Bank in the Middle East 2023

Middle East

Emirates NBD

Best Digital Bank in the Middle East 2023

Middle East

Emirates NBD

Best Mobile Banking App in the Middle East 2023

Middle East

ICM.COM

Most Trusted Brand for Forex Broking Middle East 2023

Middle East

ICM.COM

Highest-Rated Multi-Asset Broker Middle East 2023

Middle East

ICM.COM

Leading Multi-Regulated Broker Middle East 2023

Middle East

Mr. Omid Asefi (CEO – DeltaFX)

The Most Influential Financial Figure in the Middle East 2023

Middle East

FXCM

Most Trusted Trading Platform Middle East 2023

Middle East

GMA Garnet Group Middle East

Most Trusted Supplier of Industrial Garnet in Middle East 2023

Middle East

Profile Software

Best Investment Management Solutions Provider Middle East 2023

Middle East

Profile Software

Best Investment Management Software Company Middle East 2023

Middle East

Prosperity7 Ventures

Best Venture Capital Firm in the Middle East 2023

Middle East

R&B Fashion

Fastest Growing Fashion Brand in the Middle East 2023

Middle East

Sharjah Coop

Best Overall Customer Experience Middle East 2023

Middle East

Sharjah Coop

Most Innovative Omni-Channel Experience Middle East 2023

Middle East

Sharjah Coop

Excellence in Digital Transformation Middle East 2023

Middle East

Sharjah Coop

Best Loyalty Innovator of the Year Middle East 2023

Middle East

Sharjah Coop

Best Grocery Retail Company Middle East 2023

Middle East

Sharjah Coop

Best Personalized Experience Middle East 2023

Middle East

Sharjah Coop

Customer Engagement Excellence Middle East 2023

Middle East

Sumsub

Best All in One verification Platform Middle East 2023

Oman

ahlibank

Leading Financial Institution Oman 2023

Oman

National Bank of Oman

Best Brand Identity Oman 2023

Oman

Ooredoo Oman

Most Trusted Telecommunications Brand Oman 2023


Country

Name of the company

Category

Oman

Sohar International

Best Growing Bank In Oman 2023

Palestine

The National Bank

Most Trusted Integrated Financial Services Provider Palestine 2023

Palestine

The National Bank

Most Trusted Integrated Financial Services Provider Palestine 2023

Qatar

DarGlobal

Largest Real Estate Company Qatar 2023

Qatar

Le Mirage Real Estate

Best Property Management Company Qatar 2023

Qatar

Qatar Islamic Insurance

Most Profitable Takaful Company MENA 2023

Qatar

QInvest

Leading Investment Bank Qatar 2023

Qatar

QInvest

Leading Sharia’a Compliant Investment Bank Qatar 2023

Qatar

QIC Group Doha

Best General Insurance Company Qatar 2023

Qatar

QIC Group Doha

Leading Digital Insurance Company Qatar 2023

Qatar

Sharq Insurance

Leading Qatari Insurance Services Provider 2023

Qatar

Sharq Insurance

Best Mobile App in Insurance Division Qatar 2023

Saudi Arabia

Alpha Capital

Best Performing Asset Management Company Saudi Arabia 2023

Saudi Arabia

Alpha Capital

Best Fund Management Performance under Sharia Laws Saudi Arabia 2023

Saudi Arabia

Almarai

Best Fresh and Healthy Products Provider Saudi Arabia 2023

Saudi Arabia

Almarai

Best Nutritious and Healthy Products Manufacturer Saudi Arabia 2023

Saudi Arabia

Alandalus Property

Best real estate company Saudi Arabia 2023

Saudi Arabia

Alandalus Property

Leading Hospitality Industry Saudi Arabia 2023 (Real Estate Sector)

Saudi Arabia

Al Bait Guests Pilgrim Services

Best Religious Tourism & Hospitality Services in Saudi Arabia 2023

Saudi Arabia

Aljazira Takaful

Best Takaful Operator Saudi Arabia 2023

Saudi Arabia

AlKifah Contracting Company

Leading Integrated Construction Company Saudi Arabia 2023

Saudi Arabia

AlKifah Holding Company

Leading Investment Company Saudi Arabia 2023

Saudi Arabia

Al Rajhi Bank

Best Digital Bank Saudi Arabia 2023

Saudi Arabia

Alraedah Finance

Most Innovative Financial Solutions Provider Saudi Arabia 2023

Saudi Arabia

Alraedah Finance

Best Sharia’h Compliant Financing solutions provider Saudi Arabia 2023

Saudi Arabia

ANB Capital

Best Equity Portfolio Manager Saudi Arabia 2023

Saudi Arabia

ANB Capital

Asset Manager of the Year Saudi Arabia 2023

Saudi Arabia

BEC Arabia

Leading Construction Company Saudi Arabia 2023

Saudi Arabia

BEC Arabia

Contractor of the Year Saudi Arabia 2023

Saudi Arabia

BINZAGR CO-RO LTD

Most Popular Juice Brand in Saudi Arabia 2023

Saudi Arabia

Diriyah Gate Development Authority

Most Prominent Tourism Destination Saudi Arabia 2023

Saudi Arabia

EL SEIF ENGINEERING CONTRACTING

Largest Construction Companies Saudi Arabia 2023

Saudi Arabia

EL SEIF ENGINEERING CONTRACTING

Leading Engineering and Construction Company Saudi Arabia 2023

Saudi Arabia

Haykala Management Company

Best Financial Advisory Services Firm Saudi Arabia 2023

Saudi Arabia

LogiPoint

Best End to End cutting Edge Solutions Provider Saudi Arabia 2023

Saudi Arabia

Maysan Financial Technology (Dawul)

Best Online Community-Based Platform for Investment Saudi Arabia 2023

Saudi Arabia

Nesma & Partners

Leading Contracting Company KSA 2023

Saudi Arabia

NHC

Leading Real Estate Development Company Saudi Arabia 2023

Saudi Arabia

NHC

Best Residential Services and Solutions Provider Saudi Arabia 2023

Saudi Arabia

Procco Financial Services

Best Financial Technology Provider Saudi Arabia 2023

Saudi Arabia

Prosperity7 Ventures

Best Venture Capital Firm in Saudi Arabia 2023

Saudi Arabia

Red Sea International

Most Innovative Engineering Solutions Provider Saudi Arabia 2023

Saudi Arabia

SAL

Best Logistics Service Provider Saudi Arabia 2023

Saudi Arabia

stc tv

Most Trusted OTT Platform Saudi Arabia 2023

Saudi Arabia

Tamimi Markets

Best in Customer Service Saudi Arabia 2023- Retail Division

Saudi Arabia

Tamimi Markets

Bobby Rajendran- Most Experienced Retail Executive Saudi Arabia 2023

Saudi Arabia

Tamimi Markets

Fastest-Growing Supermarket Saudi Arabia 2023

Saudi Arabia

Tamimi Group

Most Sustainable Conglomerate Company Saudi Arabia 2023

Saudi Arabia

Tasheel Finance

Most Innovative Fintech Company Saudi Arabia 2023


Country

Name of the company

Category

Saudi Arabia

Tawuniya

Best Customer Centric Insurance Products Provider Saudi Arabia 2023

Saudi Arabia

thiqah

Best End-to-End Smart Solutions Saudi Arabia 2023

Saudi Arabia

thiqah

Best Digital Solutions Provider Saudi Arabia 2023

Saudi Arabia

thiqah

Fastest Growing IT Services and IT Consulting Firm Saudi Arabia 2023

Saudi Arabia

WAKI

Best Cashless Payment Platform Saudi Arabia 2023

Saudi Arabia

Waiiz Consulting

Most Emerging Consultancy Firm Saudi Arabia 2023

UAE

3DXB Group

Most Innovative 3D Construction Printing Company UAE 2023

UAE

Aafaq Islamic Finance

Most Innovative Islamic Financial Services Provider UAE 2023

UAE

A&A Associate LLC

Best Business Setup Advisory Firm UAE 2023

UAE

AD Ports Group

Preferred Choice for Shareholder Investments UAE 2023

UAE

AHOY

Best Tech Infrastructure Company UAE 2023

UAE

Allegiance Real Estate

Best Global Real Estate Advisory Middle East 2023

UAE

Allegiance Real Estate

Top Real Estate Broker UAE 2023

UAE

Jamil Shinawi (CEO – AHOY)

Technology CEO of the Year UAE 2023

UAE

Arab Loss Adjusters (ALA)

Leading Technical Insurance Solutions Provider UAE 2023

UAE

Al Laith Project Services

Fastest Growing Scaffolding Company UAE 2023

UAE

Al Laith Project Services

Best Engineered Event & Experiential Services UAE 2023

UAE

Al Ahlia Insurance

Leading Insurance Provider Oman 2023

UAE

Al Madallah Healthcare Management

Best Health Insurance Management Company UAE 2023

UAE

ALSUWEIDI

Architectural Engineernig Consultanat of the Year UAE 2023

UAE

ARB Emirates

Best in 4X4 Spare Parts UAE 2023

UAE

Areca Property Management L.L.C

Leading Property Management Company UAE 2023

UAE

ASCIRA

Best Company of the Year (Online Education) UAE 2023

UAE

Dr. John Sachtouras (CEO – ASCIRA)

Best CEO of the Year(Online Academy) UAE 2023

UAE

Atlantis Holidays Pvt. Ltd

Best Travel Management Company UAE 2023

UAE

Atom Alloys

Best Fuel Safety Systems Provider UAE 2023

UAE

Atom Alloys

Best Practices for Fuel Storage UAE 2023

UAE

ATS Terminals

Best Terminals & Ports Operator UAE 2023

UAE

ATS Terminals

Best Storage Solutions Company UAE 2023

UAE

AWR Mobility LLC (AW ROSTAMANI)

Best Innovative Mobility Provider UAE 2023 – AWR Mobility

UAE

Mrs. Sanaa Ouahmane (CEO – AWR Mobility LLC (AW ROSTAMANI))

CEO and Trailblazer in UAE’s Mobility Sector 2023

UAE

AXA XL

Best Reinsurance Company UAE 2023

UAE

B2Broker

Most Advanced White Label Solutions Provider UAE 2023

UAE

Buhaleeba Holding Group

Leading Construction Contractor UAE 2023

UAE

BelleoFx

Best Regulated Forex Broker UAE 2023

UAE

Best Capital Properties

Fastest Growing Residential Real Estate Agency UAE 2023

UAE

Century Financial Consultancy LLC

Best Financial Service Provider UAE 2023

UAE

CleverTap

Best All-In-One Customer Engagement Platform UAE 2023

UAE

CleverTap

Best Omnichannel Customer Engagement and User Retention Platform UAE 2023

UAE

COFE App

Most Trusted Online Coffee Marketplace, UAE 2023

UAE

Cornerstone

Best SME Management Consultancy UAE 2023

UAE

CPT Markets

Leading Provider Of International Financial Derivative UAE 2023

UAE

DAMAC Properties Co. LLC

Best Luxury Property Developer UAE 2023

UAE

DAMAC Properties Co. LLC

Leading Real Estate Company UAE 2023

UAE

Mohhamed Moinuddinn Abdul Salam (CEO – Dar Al Yaqut)

Best Emerging CEO in Real Estate Industry UAE 2023

UAE

DgTx.ae

Most Reliable VAT Management Company UAE 2023

UAE

Dutch Foundations Co. WLL

Most Trusted Engineering Solutions Provider UAE 2023

UAE

Dutch Foundations Co. WLL

The GCC’s Premier Ground Engineering Provider UAE 2023

UAE

DuPod

Leading Revolution in Construction Industry UAE 2023


Country

Name of the company

Category

UAE

Eco Freight

The Leading Express and Freight Company in the UAE 2023

UAE

Ellington Properties

Leading Design-Led Property Development Company UAE 2023

UAE

Ellington Properties

Best Residential Property Development UAE 2023

UAE

Emirates NBD

Best Chat-Banking App in UAE 2023

UAE

Emirates NBD

Best Digital Wealth Platform in UAE 2023

UAE

Emireum Business Services

Best Business Consulting Services Provider UAE 2023

UAE

Encryptus

Best Institutional Trading Desk for Digital Assets UAE 2023

UAE

Equitativa (Dubai) Limited

Best REIT Manager UAE 2023

UAE

Equitativa (Dubai) Limited

Leading Regional Asset Management Company UAE 2023

UAE

Eventagrate Group

Most Innovative Technology Company UAE 2023

UAE

FALCON AVIATION

Best Aircraft Management Services UAE 2023

UAE

FINAID Tech Solutions Ltd

Best AI-based Trading Solution UAE 2023

UAE

FIRST FORTE CONSULTANCY

Best Denarian Consultancy Firm UAE 2023

UAE

FIRST FORTE CONSULTANCY

Best Investor Relations Services GCC 2023

UAE

Farnek Services

Best Green Facility Management Company UAE 2023

UAE

Farnek Services

Best Facilities Management Services Provider UAE 2023

UAE

GateCapital

Most Trusted Corporate Advisory Firm UAE 2023

UAE

GA Trade Platforms

Best B2B E-Commerce Platform for Grocery Retailers & Horeca UAE 2023

UAE

GA Auto Platforms – Buyparts24

Best B2B E-Commerce Platform for Spare Parts & Garage Supplies UAE 2023

UAE

Galadari Motor Driving Centre’s

Best Driving School UAE 2023

UAE

Mr. Ilyas (CEO- Galadari Motor Driving Centre’s)

Most Renowned Business Entrepreneurs UAE 2023

UAE

GCC Board Directors Institute

Best Corporate Governance Institute UAE 2023

UAE

GIG

Most Trusted Insurer of the Year UAE 2023

UAE

GoDoFX

Fastest Growing CFD Broker UAE 2023

UAE

Gulf Data Hub

Best Data Center Provider UAE 2023

UAE

Havelock One Interiors

Best Turnkey Interior Fit-Out Partner UAE 2023

UAE

Healthvarsity

Best EdTech Venture of the Year UAE 2023

UAE

HEDGES IT

Best Infrastructure Solutions Provider UAE 2023

UAE

HYCM Capital Markets (DIFC) Limited

Most Trusted Broker UAE 2023

UAE

Holborn Assets Ltd

Leading International Financial Advisory Group UAE 2023

UAE

Holborn Assets Ltd

Independent Financial Solutions Provider UAE 2023

UAE

Iman Developers LLC

Residential Project of the Year UAE 2023

UAE

Iman Developers LLC

Sustainable Development Award UAE 2023

UAE

Iman Developers LLC

Best Real Estate Developer UAE 2023

UAE

IMG THEME PARK LLC

Best Amusement Park UAE 2023

UAE

Invest Bank P.S.C.

Most Innovative Digital Core Banking Service Provider – UAE 2023

UAE

Mr. Ahmad Abu Eideh (CEO – Invest Bank P.S.C.)

Commercial Banking CEO of the Year UAE 2023

UAE

Invest Bank

Most Innovative Technology Project and Initiatives UAE 2023

UAE

IQ Fulfillment

Best Ecommerce Fulfillment Company UAE 2023

UAE

IQ Fulfillment

Best Warehouse Solutions UAE 2023

UAE

Jeebly LLC

Best Tech-Driven Logistics Solutions Provider UAE 2023

UAE

Key View

Best Property Management Company UAE 2023

UAE

Khansaheb Property Management

Best Integrated Service Management UAE 2023

UAE

Landmark Hotels & Suites

Hotel of the Year UAE 2023

UAE

Like Digital & Partners

Best Digital Transformation Services in the Retail Industry UAE 2023

UAE

LinkLease

Most Innovative SME Equipment Leasing Solutions UAE 2023

UAE

LinkLease

Leading SME Equipment Leasing Solutions UAE 2023

UAE

Luna PR

Best PR & Marketing Agency in Emerging Tech UAE 2023

UAE

M4Bank

Most Innovative IT Banking Solutions Provider UAE 2023


Country

Name of the company

Category

UAE

Meltwater

Leading Media Monitoring & Social Listening Platform UAE 2023

UAE

Meraki Interiors

Most Innovative Fabric Designing for Interiors in UAE 2023

UAE

Miral Destinations

Best Destinations Promoter UAE 2023

UAE

Mixjet Aero

Aviation Services Company of the Year UAE 2023

UAE

National General Insurance Co

Marine Insurer of the Year UAE 2023

UAE

National General Insurance Co

Leading Composite Insurers UAE 2023

UAE

National General Insurance Co

Personal Lines Insurer of the Year UAE 2023

UAE

Orisun Invest

Best Emerging markets M&A Consulting Company UAE 2023

UAE

ONPASSIVE

Best AI-Powered Solutions Provider UAE 2023

UAE

ONPASSIVE

Most Sustainable AI Solutions Provider UAE 2023

UAE

ONPASSIVE

Fastest Growing Technology Company UAE 2023

UAE

ONPASSIVE

Most Innovative AI-Powered Business Solutions Partner UAE 2023

UAE

ONPASSIVE

Best AI-Based Business Tech Partner UAE 2023

UAE

PrimeX Brokers LTD

Most Trusted ECN Broker UAE 2023

UAE

Prime Hospital

Leading Healthcare Service Provider UAE 2023

UAE

Pyramedia

Mr. Nashwa Al Ruwaini for Most Powerful Arab Woman UAE 2023

UAE

RONS Enviro Care

Best Specialized Cleaning Company UAE 2023

UAE

RONS Enviro Care

Best Long- Running Cleaning Company UAE 2023

UAE

RONS Enviro Care

Most Innovative Facilities Management Solutions Provider UAE 2023

UAE

Sanjarr Breeze Inc

Best Business Development Manager (Mudassir Khan) UAE 2023

UAE

Sanjarr Breeze Inc

Best Business Development Manager (Mudassir Khan) UAE 2023

UAE

SEDCO

Leading Queue Management Solutions Provider UAE 2023

UAE

Siraj Finance

Best Non-Bank Islamic Finance Institution UAE 2023

UAE

SFM Corporate Services

Leading Business Management Consultant in Dubai 2023

UAE

Sobha Realty

Leading Luxury Real Estate Developer UAE 2023

UAE

Tabreed

Best Sustainable Company UAE 2023

UAE

Telr

Best Online Payment Gateway UAE 2023

UAE

Telr

Most Innovative Payment Solutions Provider UAE 2023

UAE

Tenderd

Best AI Powered Analytics Platform for Sustainable Operations UAE 2023

UAE

The Cornerstone Advisory

Best SME Management Consultancy UAE 2023

UAE

Tourism 365

Best Tourism Development Company UAE 2023

UAE

Tradepedia Ltd

Best Financial Market Research & Education Provider UAE 2023

UAE

Trade Technologies

Leading Cloud-based Platform for Trade Document Services UAE 2023

UAE

Trade Technologies

Best Tech Partner for Trade Document Solutions UAE 2023

UAE

Union Properties

Most Successful Turnaround Strategy in Real Estate UAE 2023

UAE

Uqudo

Best Digital Identity Verification Process UAE 2023

UAE

Uqudo

Most Innovative Digital Identity Company UAE 2023

UAE

Várri Consultancy

Best Management Consulting Boutique Firm UAE 2023

UAE

Ventures Middle East (VME)

Best International Management Consulting Company UAE 2023

UAE

Ventures Middle East (VME)

Best Business Advisory Services UAE 2023

UAE

Mr. Ahmad Kabra (CEO – Ventures Middle East (VME))

CEO of the Year 2023 (Business Management Consultancy Sector)

UAE

Ventures Middle East (VME)

Best International Management Consulting Company UAE 2023

UAE

Wealthbrain

Best Financial Investment Management Firm UAE 2023

UAE

Wealthbrain

Best One-Stop Solution Wealth Management UAE 2023

UAE

Wealthbrain

Best Portfolio Management System UAE 2023

UAE

Wellscaffolding LLC

Leading Scaffolding Solutions Provider UAE 2023

UAE

ZAINTECH

Best Regional Provider of ICT Solutions Gulf 2023


Europe Award Winners 2023

Country

Name of the company

Category

Albania

Banka Kombetare Tregtare

Best Commercial Bank Albania 2023

Armenia

ARMSWISSBANK CJSC

Best Corporate Banking Provider Armenia 2023

Central and Eastern

INSTANT TRADING EU LTD

Best Forex Broker Central and Eastern Europe 2023

Cyprus

B2Prime

Best Forex Liquidity Provider Cyprus 2023

Cyprus

GFSC Global

Best Corporate Services Provider Cyprus 2023

Cyprus

Ms. Isavella Evripidou (CEO – GFSC Global)

Best Financial Services Consultants CEO of the Year Cyprus 2023

Cyprus

OEXN Broker Ltd

Most Reliable Forex Broker Cyprus 2023

Cyprus

UFG WM

Best Legal and Tax Services Provider Cyprus 2023

Cyprus

UFG WM

Best Capital Investment Company Cyprus 2023

Europe

AdroFx

Most Transparent Broker Europe 2023

Europe

Brokeree Solutions OÜ

Best Fintech Solutions Providers Cyprus 2023

Europe

Brokeree Solutions OÜ

Most Innovative Forex Technology Provider Cyprus 2023

Europe

Allpips

Best Web Trading Platform Europe 2023

Europe

CoinPayments

Best Cryptocurrency Payment Gateway Europe 2023

Europe

Hornetsecurity

Best Next Gen Security Solutions Provider Europe 2023

Europe

Hornetsecurity

Best Cloud Security Provider Europe 2023

Europe

The Kingdom Bank

Fastest Growing Digital Bank Europe 2023

Europe

IronFX

Best Forex Market Research & Education Provider Europe 2023

Europe

Paytiko

Best Fintech Solution Provider Europe 2023

Europe

PU Prime

Most Promising FX Broker Affiliate of the Year Europe 2023

Europe

Traders Union

Best World Financial Trading Portal Europe 2023

France

CloudFret

Best Digitized Freight Shipping Solutions Provider France 2023

Germany

ayondo

Leading Social Investment Community, D-A-CH 2023

Germany

Lumnion

Best Al based Insurance Pricing Platform Germany 2023

Greece

BPC Banking Technologies

BPC’s Transaction Operational Excellence for Everypay Greece 2023

Italy

Arca Fondi SGR

Best Asset Management Company Italy 2023

Italy

SACE S.p.A

Most Innovative Insurance Solutions Provider Italy 2023

Maldova

FLYONE

Moldovan’s Leading Airlines 2023

Malta

AUM Asset Management Ltd.

Best Investment Management Company Malta 2023

Malta

AUM Asset Management Ltd.

Most Innovative Investment Solutions Provider Malta 2023

Europe


Country

Name of the company

Category

Malta

AUM Asset Management Ltd.

Most Sustainable Fund Manager Malta 2023

Russia

CommEx

Most Reliable Cryptocurrency Exchange Russia 2023

Russia

CommEx

Commodity Trading Platform of the Year Russia 2023

Russia

CommEx

Most Innovative Commodity Trading Technology Russia 2023

Russia

CommEx

Cryptocurrency Commodities Trading Excellence Russia 2023

Russia

CommEx

Commodity Risk Management Solutions Provider Russia 2023

Serbia

Darko Popovic (CEO – Banca Intesa Beograd)

Banking CEO of the Year Serbia 2023

Slovakia

altFINS

Best Crypto Analytics And Trading Platform Slovakia 2023

Slovakia

CAIZ Trade S.r.o

Best Islamic Blockchain Ecosystem Slovakia 2023

Slovakia

CAIZ Trade S.r.o

Best Fiqh Compliant Cryptocurrency Slovakia 2023

Switzerland

Fiat24

Leading Fintech Company Switzerland 2023

Switzerland

Lawsons Network AG

Best IFA Network Services Provider Switzerland 2023

Switzerland

SuisseBase

Most Trusted Digital Asset Exchange Platform Switzerland 2023

Switzerland

SuisseBase

Most Innovative Digital Asset Exchange Switzerland 2023

UK

AVASK

Best E-Commerce Accounting Firm UK 2023

UK

AxiTrader Limited

Most Innovative Trading Technology Platform United Kingdom 2023

UK

AxiTrader Limited

Best MT4 Provider United Kingdom 2023

UK

Bite Investments

Best Fundraising & Invester Management SaaS Platform UK 2023

UK

Bite Investments

Best Alternative Investment Platform UK 2023

UK

Central FX Limited

Most Innovative Payment Solutions Provider UK 2023

UK

Central FX Limited

Best Currency Risk Management Partner UK 2023

UK

Clinova

Best Digital Consumer Healthcare Company UK 2023

UK

CoinClan

Best P2P Crypto Trading Platform UK 2023

UK

CoinClan

Most Innovative OTC Trading Company UK 2023

UK

DKK Partners Ltd

Leading provider of foreign exchange (FX) services UK 2023

UK

FXCM

Leading Online Forex Broker Europe 2023

UK

FXCM

Best CFD Trading Platform Europe 2023

UK

Fidelcrest

Best Proprietary Trading Firm UK 2023

UK

FXIFY

Leading Prop Trading Firm UK 2023

UK

FXIFY

Best Trading Tailored Account Provider UK 2023

UK

Forum Insurance

Best Business Insurance Solutions Provider UK 2023

UK

IC Insurance Solutions

Leading Insurance Broker UK 2023

UK

Instant Funding

Best Forex Prop Trading Accounts UK 2023

UK

Instant Funding

Best Funded Trader Programs and Accounts UK 2023

UK

Mayfair Insurance & Mortgage Consultants Ltd

Best Personal Insurance Broker UK 2023

UK

MDOTM Ltd

Best AI Fintech Company UK 2023

UK

Moody’s Investors Service

Best Credit Risk Management Solutions Provider UK 2023

UK

Moody’s Investors Service

Best Credit Risk Analysis UK 2023

UK

Quod Financial

Most Innovative Trading Technology Company UK 2023

UK

Samuel & Co Trading

Best in Trading Strategies UK 2023

UK

Samuel & Co Trading

Best Emerging CEO in Trading- Samuel Leach UK 2023

UK

Spartan FX

Best Foreign Exchange (FX) Services UK 2023

UK

the79th group

Emerging Investment Management Firm UK 2023

UK

Trade Information Network

Best Multi-Bank Trade Finance Provider UK 2023

UK

Trade Information Network

Best Multi-Corporate Network Trade Platform UK 2023

UK

Twelve Data

Best Financial Market Data Provider UK 2023

UK

Zenith Partner

Best Structured Finance and Private Equity Provider UK 2023

Vanuatu

PTX Markets

Best Forex Liquidity Provider Vanuatu 2023

Vanuatu

TradingPro International Limited

Best Online Trading Platform Vanuatu 2023


Africa Award Winners 2023

Country

Name of the company

Category

Africa

AfricaDev Consulting

Best Development Consultancy Firm Africa 2023

Africa

Apis Partners

Impact Manager of the Year Africa 2023

Africa

Coega Special Economic Zone

Best Special Economic Zone Africa 2023

Africa

Hantec Financial

Best Forex Broker APAC 2023

Africa

IFX Brokers

Best MT5 Trading Platform Africa 2023

Africa

IFX Brokers

Best CFD Broker Africa 2023

Africa

RaiseFX.com

Best Trading Conditions Africa 2023

Botswana

Botswana Savings Bank

Best Savings Bank Botswana 2023

EMEA

VT Markets

Most Reliable Trading Platform EMEA 2023

Ethiopia

ZamZam bank

Best Full-Fledged Interest-Free Bank Ethiopia 2023

Ghana

Berock Construction Limited

Best Construction Company Ghana 2023

Ghana

Berock Construction Limited

Best Quality Civil Engineering Services Provider Ghana 2023

Ghana

Cosmopolitan Health Insurance

Best Quality Health Insurance Provider Ghana 2023

Ghana

Ecobank

Best Digital Bank Ghana 2023

Ghana

Ecobank

Best SME Bank Ghana 2023

Ghana

FBNBank Ghana

Fastest Growing Retail Bank Ghana 2023

Ghana

Fidelity Bank

Best Commercial Lending Firm Ghana 2023

Ghana

Fidelity Bank

Best Banking and Cash Management Company Ghana 2023

Ghana

UBA Ghana Ltd.

Preferred Bank for Business Ghana 2023

Ghana

UBA Ghana Ltd.

Preferred Banking Platform Ghana 2023

Ghana

Zeepay

Fastest Growing Fintech Company Ghana 2023

Jamaica

BCMG Insurance Brokers

Best General Insurance Broker Jamaica 2023

Jamaica

Thomas Smith (CEO – BCMG Insurance Brokers)

Insurance CEO of the Year Jamaica 2023

Jamaica

NCB Jamaica

Most Innovative Financial Services Group Jamaica 2023

Kenya

African Elite Group Ltd

Most Advanced IT Services Provider Kenya 2023

Kenya

Cellulant

Most Innovative Fintech Company Kenya 2023

Kenya

CIC Insurance Group

Best Life Insurance Company Kenya 2023

Kenya

CIC Insurance Group

Best General Insurance Company Kenya 2023

Kenya

Akshay Grover (Group CEO – Cellulant)

Outstanding Business Leader of the Year 2023

Kenya

Centum Real Estate

Real Estate Developer of the Year Kenya 2023

Kenya

Centum Real Estate

Residential Project of the Year Kenya 2023

Kenya

Centum Real Estate

Most Sustainable Real Estate Development Kenya 2023

Kenya

Delirian Limited

Best Finance, Tax, and Business Strategy Advisory Firm Kenya 2023

Kenya

DIB Bank

Leading Islamic Bank Kenya 2023


Country

Name of the company

Category

Kenya

DIB Bank

Most Innovative Islamic Financial Institution Kenya 2023

Kenya

DIB Bank

Best Shariah-Compliant Kenya 2023

Kenya

Dsquares

Most Advanced Cutting-Edge Loyalty Technologies Kenya 2023

Kenya

Gulf African Bank

Best Islamic Bank Kenya 2023

Kenya

Gulf African Bank

Best Islamic Corporate Bank Kenya 2023

Kenya

HayerOneGroup

Best Real Estate Development Company Kenya 2023 – Hayer One

Kenya

HayerOneGroup

Leading Real Estate Developer Kenya 2023 – Hayer One

Kenya

HayerOneGroup

Best Commercial Real Estate Developer Kenya 2023 – The Address

Kenya

Ilani Concepts

Most Trusted IT Consulting Director Kenya 2023

Kenya

Ilani Concepts

Best Digital Marketing Agency Kenya 2023

Kenya

Jubilee Insurance

Leading Health Insurance Provider Kenya 2023

Kenya

Jubilee Insurance

Fastest Growing Health Insurance Provider Kenya 2023

Kenya

KCB Group

Best Commercial Bank Kenya 2023

Kenya

KCB Group

Best CSR Bank Kenya 2023

Kenya

KCB Group

Best Sustainable Bank Kenya 2023

Kenya

National Bank of Kenya

Best Bancassurance Provider Kenya 2023

Kenya

Shadownet Consultancy Limited

Best Consultancy Firm Kenya 2023

Kenya

Standard Investment Bank (Kenya)​

Best Multi Asset Strategy Fund Kenya 2023

Kenya

Upesi Money Transfer​

Best Remittance Solution Provider Kenya 2023

Kenya

VICTORIA COMMERCIAL BANK LTD

Emerging Mobile Banking Service Provider Kenya 2023

Kenya

VICTORIA COMMERCIAL BANK LTD

Most Innovative Corporate Banking Provider Kenya 2023

Kenya

Virtual Pay International

Best Sustainable Bank Kenya 2023

Malawi

NBS Bank

Best Digital Bank Malawi 2023

Malawi

NBS Bank

Best Bank in Customer Service Malawi 2023

Malawi

NBS Bank

Best Bank for Diversity and Inclusion Malawi 2023

Maldives

Maldives Islamic Bank PLC

Best Shariah-Compliant Bank Maldives 2023

Mauritius

Cerebro Ltd

Best Brand Consultancy Provider Mauritius 2023

Mauritius

GO Markets Pty Ltd

Most Trusted Global Forex Broker Mauritius 2023

Mauritius

GO Markets Pty Ltd

Best Global Forex Broker Mauritius 2023

Mauritius

Heimdall

Most Trusted Financial Services Provider Mauritius 2023

Mauritius

Magellan Hub Ltd

Best Relocation Services Firm Mauritius 2023

Mauritius

Magellan Hub Ltd

Most Innovative Customer-Oriented Immigration Service Provider Mauritius 2023

Mauritius

peMaxx Pvt. Ltd

Fastest Executions Trading Platform Mauritius 2023

Morocco

Inwi

Best Telecommunications Operator Morocco 2023

Morocco

Inwi

Best Operator in an Emerging Market Morocco 2023

Morocco

Inwi

Best B2B Services in Morocco 2023

Morocco

Inwi

Best Mobile Payment in Morocco (inwi money) Morocco 2023

Morocco

Inwi

Best Transformation Digital Operator in Morocco (win by inwi) Morocco 2023

Mozambique

First Capital Bank S.A.

Best Trade Finance Bank Mozambique 2023

Nigeria

Abbey Mortgage Bank

Most Innovative Mortgage Bank Nigeria 2023

Nigeria

Argitech Limited

Most Sustainable Development on Digital Marketing Nigeria 2023

Nigeria

Bundle Africa

Best Crypto Platform of the Year Nigeria 2023

Nigeria

Bundle Africa

Best Social Finance App Nigeria 2023

Nigeria

Bundle Africa

Best Cryptocurrency Payments Platform Nigeria 2023

Nigeria

First Bank Nigeria

Best CSR Bank Africa 2023

Nigeria

First Bank Nigeria

Best Internet Banking Nigeria 2023

Nigeria

First Registrars and Investor Services Limited

Leading Capital Market Registrars’ Company Nigeria 2023

Nigeria

FBNQuest Merchant Bank

Best Investment Bank Nigeria 2023

Nigeria

Jaiz Bank Plc

Best Non-Interest Bank in Nigeria 2023


Country

Name of the company

Category

Nigeria

OBAFOREX GLOBAL TRADING

Fastest Growing Investment Company Nigeria 2023

Nigeria

Parthian Partners Limited

Best Inter-Dealer Brokerage Firm Nigeria 2023

Nigeria

Parthian Partners Limited

Best Inter-Dealer Brokerage Firm Nigeria 2023

Nigeria

NowNow Digital Systems

Fastest Growing Mobile Banking Nigeria 2023

Nigeria

Roqqu

Excellence in Blockchain Technology Nigeria 2023

Nigeria

Stanbic IBTC Bank

Best Corporate Bank Nigeria 2023

Nigeria

Stanbic IBTC Bank

Leading Investment Bank Nigeria 2023

Nigeria

Transcorp Plc

Most Diversified Conglomerate in Nigeria 2023

Nigeria

Transcorp Plc

Best Corporate Governance Company Nigeria 2023

Nigeria

Transcorp Plc

Best ESG Conglomerate in Nigeria 2023

Nigeria

Transcorp Plc

Best CSR Initiatives Nigeria 2023

Nigeria

Transcorp Hotels Plc

Leading Hospitality Brand Africa 2023

Nigeria

Transcorp Power Limited

Leading Power Generation company in Nigeria 2023

Nigeria

WAKANOW.COM LIMITED

Best Travel Tech Company Nigeria 2023

Nigeria

WAKANOW.COM LIMITED

Best Affordable and Easy Travel Services Provider Nigeria 2023

Nigeria

Xcellon Capital Ltd

Best Financial Advisory Firm Nigeria 2023

Seychelles

Air Seychelles

Leading Airline Brand Seychelles 2023

Sierra Leone

Rokel Commercial Bank (Sierra Leone) Ltd.

Most Trusted Commercial Bank Sierra Leone 2023

Sierra Leone

Dr. Walton Ekundayo Gilpin (CEO – Rokel Commercial Bank (Sierra Leone) Ltd.)

Commercial Banking CEO of the Year Sierra Leone 2023

South Africa

Bentel Associates International

Most Innovative Retail and Commercial Architects South Africa 2023

South Africa

Chart Smart Trading

Best Forex Education Provider South Africa 2023

South Africa

Chart Smart Trading

Most Reliable Trading Tools South Africa 2023

South Africa

ForexAMG

Largest Forex Community Platform South Africa 2023

South Africa

Institute of Directors in South Africa

Best in Corporate Governance South Africa 2023

South Africa

Kicks Sportswear

Best Sportswear Brand, South Africa 2023

South Africa

Sammy Mhaule (CEO – Kicks Sportswear)

Entrepreneur of the Year South Africa 2023

South Africa

Lushaka Wealth Solutions Pty LTD

Best Accounting Services Firm South Africa 2023

South Africa

Paymenow

Best Fintech Platform South Africa 2023

South Africa

Paymenow

Best Market-Leading Earned Wage Access (EWA) Platform South Africa 2023

South Africa

Phumla Randela (CEO – Lushaka Wealth Solutions Pty LTD)

Most Inspiring Women Entrepreneur South Africa 2023

South Africa

Phumla Randela (CEO – Lushaka Wealth Solutions Pty LTD)

Best Financial Technology CEO of the Year South Africa 2023

South Africa

RaiseFX.com

Best Trading Conditions Southeast Asia 2023

South Africa

Phumla Randela (CEO – Randela Wine Pty LTD)

Food and Beverage CEO of the Year South Africa 2023

South Africa

Randela Wine Pty LTD

Most Premium Quality Wine Producer in South Africa 2023

South Africa

Sun International

Best Luxury Destination of the Year South Africa 2023

South Africa

Sun International

Best Entertainment and Nightlife Experience South Africa 2023

South Africa

Thoka Properties

Best SME Real Estate Service Provider South Africa 2023

South Africa

Yellow Card Inc

Most Secure Cryptocurrency Exchange South Africa 2023

Tanzania

CRDB Bank

Best Trade Finance Bank in Tanzania 2023

Tanzania

CRDB Bank

Fastest Growing Commercial Bank Tanzania 2023

Tanzania

NMB Bank PLC

Best Retail Bank Tanzania 2023

Tanzania

NMB Bank PLC

Best SME Bank Tanzania 2023

Tanzania

Strategis Insurance (Tanzania) Limited

Best Medical Insurance Service Provider Tanzania 2023

Uganda

dfcuBank

Best Banking Experience Uganda 2023

Uganda

dfcuBank

Best Online Bank Uganda 2023: dfcu QuickBanking

Uganda

dfcuBank

Best Investment App Uganda 2023: dfcu Investment Club App

Zambia

FNB Zambia

Most Innovative Digital Bank Zambia 2023

Zambia

FNB Zambia

Best SME Bank Zambia 2023

Zambia

FNB Zambia

Best Banking App Zambia 2023


America Award Winners 2023

Country

Name of the company

Category

Argentina

InvestBA

Leading Investment and Trade Promotion Agency Argentina 2023

Argentina

Myfxbook

Best Social Community for Forex Traders Argentina 2023

Argentina

Signal Start

Best Forex Copy Trading Platform Argentina 2023

Brazil

3J CAPITAL PARTNERS LTD

Preferred Partner for Sustainable Investments Brazil 2023

Brazil

Banco do Brasil

Best Private Bank Brazil 2023

Brazil

Banco do Brasil

Best Bank in Financial Advisors for Women Brazil 2023

Brazil

Banco do Brasil

Best Wealth Management Bank Brazil 2023

Brazil

Banco do Brasil

Best Financial Services Provider for Agri-Business Brazil 2023

Brazil

Banco do Brasil

Fastest Growing Private Bank Brazil 2023

Brazil

Bradesco Global Private Bank

Best Liquidity Solutions Provider Brazil 2023

Brazil

Bradesco Global Private Bank

Most Innovative Private Bank Brazil 2023

Brazil

Bradesco Global Private Bank

Best Foreign Exchange Bank Brazil 2023

CARICOM

Caye International Bank (Belize)

Best International Private Bank CARICOM 2023

Chile

Scotiabank

Best Digital Bank Chile 2023

Chile

Scotiabank

Best Investment Bank Chile 2023

Global

Binomo

The Most Trusted Platform Global 2023

Global

Bitmart

Best Cryptocurrency Exchange Global 2023

Global

deVere Group

Best International Advisory Company Global 2023

Global

Exnova

Best Mobile Trading Platform Global 2023

Global

Expat Money

Best Wealth Protection Services Provider Global 2023


Country

Name of the company

Category

Global

Expat Money

Leading Private Consulting Firm Global 2023

Global

Global Market Index Limited

Best Forex Platform Global 2023

Global

GMEX Group

Best Digital Assets Business Solutions Provider Globe 2023

Global

GMEX Group

Best Hybrid Finance Business Solutions Provider Globe 2023

Global

GMEX Group

Best Exchange Technology Solutions Provider Globe 2023

Global

Hantec Markets

Best Education Platform for Traders Global 2023

Global

IQ Option

Most Innovative Trading Platform Globe 2023

Global

KuCoin.com

Best Secure Cryptocurrency Exchange Global 2023

Global

Mercuryo

Leading Crypto-powered Payments Solutions Provider Global 2023

Global

Mitrade

Best Client Fund Security Global 2023

Global

PITAKA

Most Innovative Alternative Gadgets Provider Global 2023

Global

PITAKA

Excellence in the Ecological Sustainability of the Planet, Global 2023

Global

Vantage

Best CFD Trading Platform Global 2023

Global

Vantage

Best Online CFD Trading Broker Global 2023

Global

WadzPay Worldwide

Best Blockchain-Based Payments Ecosystem 2023 (B2B Category) Globe 2023

Globe

Deribit

Most Advanced Crypto Trading Platform Globe 2023

Globe

Deribit

Fastest Growing Crypto Trading Platform Globe 2023

Globe

Deribit

Most Efficient and Fair Traders Marketplace Globe 2023

Globe

Deribit

Best Liquidity Solutions Provider Globe 20233

Globe

Exclusive Markets

Best Trading Instruments 2023

Globe

Exclusive Markets

Best MT4 & MT5 Trading Platform 2023

Globe

Gate.io

Global Leading Cryptocurrency Exchange 2023

LATAM

4XC

Best Customer Support Broker LATAM 2023

LATAM

ATFX

Best Forex Broker Latin America 2023

LATAM

AvaTrade

Most Trusted Trading Platform LATAM 2023

LATAM

Nordfx

Most Reliable Forex Broker LATAM 2023

LATAM

Vantage

Best Affiliate Programme LATAM 2023

LATAM

VT Markets

Most Transparent Forex Broker LATAM 2023

Mexico

Key To Markets

Best ECN Broker Mexico 2023

Mexico

Key To Markets

Leading MT4 & MT5 Trading Platform Mexico 2023

St Vincent and

ABX Plus LLC

Best Brokerage House Saint Vincent & the Grenadines 2023

ABX Plus LLC

Most Top-Quality Financial Services Provider Saint Vincent & the Grenadines 2023

ABX Plus LLC

Best Investment Services Provider Saint Vincent & the Grenadines 2023

Prime Point LLC

The Fastest Growing Forex Broker St Vincent and the Grenadines 2023

Prime Point LLC

The Best Forex Broker St Vincent and the Grenadines 2023

Prime Point LLC

The Best Forex Trading Experience St Vincent and the Grenadines 2023

USA

ARK Invest

Best Investment Management Firm USA 2023

USA

ARK Invest

Most Innovative Asset Management Company USA 2023

USA

C3 by sbe

Brand of the Year (Food & Beverage) 2023

USA

Finazon

Best Market Data Provider USA 2023

USA

IoTex

Most Secured Decentralized Platform USA 2023

USA

Spartan FX

Best Foreign Exchange (FX) Services USA 2023

Grenadines St Vincent and Grenadines St Vincent and Grenadines St Vincent and Grenadines St Vincent and Grenadines St Vincent and Grenadines




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