Phoenix, Arizona Home Buyers Guide

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As an accomplished Realtor based in Scottsdale, Arizona, Jennifer specializes in luxury properties while maintaining a down-to-earth and approachable demeanor. Her keen eye for detail, extensive network of industry contacts, and in-depth knowledge of the local market allow her to provide clients with exceptional service and access to the most sought-after properties in the area. Jennifer has earned a reputation as a top agent in the industry due to her genuine commitment to her clients' satisfaction. Whether you ' re searching for your dream home or looking to invest in a valuable property, Jennifer will help you achieve your real estate goals with honesty, integrity, and a touch of warmth She understands that buying or selling a home is a personal journey and strives to make it as smooth and enjoyable as possible.

JENNIFER BOLEN

480-349-9810

jennifer@hellotherearizona com

www.hellotherearizona.com

"Strive

- Albert Einstein

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Kera is a successful Realtor who specializes in luxury properties and provides clients with a down-to-earth approach to customer service. She has extensive knowledge of the market and a strong attention to detail, allowing her to offer her clients access to the most exclusive properties while making the process approachable and stress-free. Her clients appreciate her ability to understand their unique needs and her commitment to finding the perfect property for them. Kera is dedicated to providing a personalized and enjoyable experience for all clients, whether they are firsttime home buyers or seasoned investors She takes pride in being a professional and approachable agent who always prioritizes the needs of her clients.

KERA MOLINARO

405-406-5118

kera@hellotherearizona.com

www hellotherearizona com

"To give real service, you must add something which cannot be bought or measured with money, and that is sincerity and integrity." - Douglas Adams

with us

Jennifer and Kera are prestigious real estate professionals, committed to delivering exceptional results for their discerning clients. As your trusted buyer's agents, they keep a pulse on the luxury and traditional market, leveraging their expertise to make your home search a seamless, stress-free and enjoyable experience. With a deep understanding of your unique needs and preferences, they curate a handpicked selection of properties that align with your vision, aided by a dedicated client concierge to provide a personalized touch throughout the process.

Once you ' ve discovered your ideal abode, they use their sharp negotiation skills and innovative approach to secure the best terms possible on your behalf. Their priority is always your best interests, and they take pride in being your go-to advisors.

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nurturing community

Life goes by quickly and it's crucial to stay connected to what's meaningful and live intentionally One important aspect of this is fostering community and being considerate of how we can help and care for others While we can express this spirit in subtle ways, there are also tangible actions we can take to show support

We're honored to be part of Premiere Property Group, LLC's nonprofit, Circle of Giving This amazing platform allows us to continuously give back to the communities we serve Every quarter, a different charity is selected to receive support through Circle of Giving. These local and regional organizations help to make our communities stronger.

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B U Y E R S Q U E S T I O N N A I R E

DESIRED LOCATION

Look and feel of preferred area.

PRICING & FINANCING

What is your price range? If you need financing, are you pre-qualified yet?

TIMEFRAME

Do you need to sell a current home? Ideal move in time?

INTERIOR

Number of Bedrooms? Bathrooms? Total square feet? Other interior requirements?

EXTERIOR

Lot size? Garage? Pool? Other exterior requirements?

the process

SHARE YOUR VISION

We will meet in person or Zoom to discuss your wants and needs for your home

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MAKE AN OFFER

You've found 'the one'! We will look at comps and develop our strategy to present a strong offer

PRE-QUALIFICATION

If you need financing, Arizona requires a PreQualication to be submitted with your offer

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HOME SEARCH

We will set up your MLS search tailored to your needs and we will tour properties

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HOME INSPECTION

Once completed we will discuss results and create a plan for the best way to move forward

02 05 07

CLOSING

Closing documents signed. Escrow will receive funds, and record with county.

Congratulations!

APPRAISAL, TITLE & ESCROW

Lender will order appraisal, title search will be completed and we will move to closing

We work with our buyers to position them in the market for success! When you find 'the one ' , we utilize our extensive knowledge and finely honed negotiation skills to make your offer stand out.

share your vision

SHARE YOUR VISION 1.

We will start with an in-person or Zoom meeting to get to know you and listen to your needs, wishes and wants in your new home! Things we will discuss:

• How long have you been looking for a new home?

• What areas and neighborhoods are you looking at?

• What are some of your must have items?

• What are deal breaker items?

2. PRE- QUALIFICATION

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When submitting an offer on a home in Arizona, we accompany it with a full pre-qualification. This step will greatly enhance the seamless and smooth process of purchasing your dream home.

With the pre-qualification from your lender, you will gain a clear understanding of your maximum qualification amount, which will allow you to adjust your search accordingly and focus on what is most important and comfortable for you. Our team is dedicated to supporting and guiding you every step of the way, working hand in hand with you to achieve your real estate goals.

In Arizona, you will need your Pre-Qualification Letter to begin searching for a home.

Additionally, there are many loan options available for buyers today, and your lender will work closely with you to determine the program that best suits your specific needs and circumstances.

create your vision

3. START THE HOME SEARCH

We are here to help you find your dream home, customized to meet your unique needs and preferences. Our team will work closely with you to understand your vision and present only properties that align with your requirements. If you wish, we can make any necessary adjustments to your search criteria throughout the process to ensure a smooth and successful outcome.

When you have found the home that truly speaks to you, we will take the next step to establish its market value. We will provide you with a comprehensive market analysis, comparing your chosen property to similar homes that have sold recently. This will give us valuable insight and allow us to recommend the most advantageous offer for your new home.

4. MAKING AN OFFER

When the time comes to draft an offer, we will have a conversation about the most effective approach considering current market trends. Our team will guide you through the contract process, striving to position you advantageously and increase the likelihood of acceptance through our expert negotiation techniques. We take pride in our ability to excel in this area.

inspections and more

5. HOME INSPECTION

Before a final agreement is reached, we may schedule a thorough evaluation of the property, based on the current market conditions. Timely completion of inspections is crucial to maintain important deadlines and safeguard your deposit You will have a specific and agreed-upon timeframe, as outlined in the contract, to complete the inspection process once an offer has been accepted.

Your trusted inspector will provide you with a comprehensive report, which you will be able to review. We will work together to address any concerns that may arise during the buyer's review of the inspection findings.

6. APPRAISAL, TITLE & ESCROW

AThe appraisal process is a crucial step in the home buying journey, and it's important to understand the role it plays in determining the value of a property. A licensed professional will conduct the appraisal, and the results will be used by lenders to estimate the value of the property based on market comparables. The loan amount will be determined based on the appraisal results. If the appraisal meets or exceeds the contract amount, the process can move forward. However, if the appraisal is lower than the offer, there may be the opportunity to negotiate a lower purchase price with the seller or to cover the difference with additional funds. The lender typically orders the appraisal after all inspection contingencies are fulfilled, and you may be responsible for paying for the appraisal fee either in advance or at closing

Title and Escrow services play a vital role in the closing process. After mutual acceptance, the buyer will deposit the earnest money into escrow, where it will be securely held until the closing or until both parties agree on the disbursement instructions. Before the closing, a thorough title search will be conducted to ensure

time to close

7. CLOSING

The closing process finalizes the purchase of your home. Escrow will receive loan documents from your lender and prepare those documents for you to sign at closing

• A valid government issued photo ID

• Cashier's check payable for the total amount due

• Any outstanding documents requested by the title company or loan officer

A FEW THINGS TO BRING CLOSING COSTS

Fees typically total 3% - 7% of the total purchase price and can include:

• Escrow & Title Fees

• Recording fees

• Application and underwriting fees

• Appraisal Fees

• Local Transfer Taxes

• Homeowners Insurance

• Homeowners Association Fees

CONCIERGE SERVICES

My name is Paige and it is my pleasure to be your Client Concierge. Throughout your home buying or selling process you may need referrals to assist with your move. We've built relationships with local professionals we trust. As part of our Concierge service, it is my pleasure to assist in connecting you.