Mary Jones | Buy with Confidence

Page 1

BUY WITH CONFIDENCE

M A RYJ O N E S D E N V E R .C O M i m 4j one s@mac .c o m

303.886.2323

1


2


Introducing - Mary Jones Awards & Accolades •

Top 5% of Realtors in Sales Production in Colorado

Yearly recipient of the Excellence Award from Denver Metro Board of REALTORS®

Yearly recipient of the Million Dollar Round Table Award of Denver Metro Association of REALTORS®

Yearly recipient of the Five Star Award, Top Producer & Double Black Diamond Awards from 5280 Magazine

Member of Who’s Who in Luxury Real Estate

Consistently in Kentwood’s Top Producer Club

98% of business comes from repeat & referral clients

Designations

REALTOR® Associations

Certified Residential Specialist (CRS), only 4% of Realtors in the nation have this

National Association of Realtors (NAR)

Colorado Association of Realtors (CAR)

Real Estate Negotiations Expert (RNE)

Denver Metro Association of Realtors (DMAR)

About Mary is a seasoned real estate agent with over twenty years of experience serving the Denver Metro area. Her expertise in the Denver market is unparalleled and her unwavering dedication to advocating for her clients has earned her a reputation as a trusted advisor. Mary is passionate about making the home buying or selling process an enjoyable and stress-free experience for her clients. As a consistent Top Producer at Kentwood Real Estate, Mary attributes her success to her client relationships and referrals. She finds joy in helping people navigate what can be a challenging and emotional time, and her commitment to fulfilling their wants and needs is evident in her work. Mary truly shines when it comes to finding the perfect home for buyers and securing the best offer for sellers. Mary is a firm believer that everyone deserves excellent representation, regardless of their price point. Her extensive experience in the luxury home market sets her apart. She understands the unique challenges that can arise in the luxury market and approaches each transaction with creativity and expertise to achieve the best outcome for her clients. Outside of work Mary enjoys spending her time with family which is the most important to her. She also loves golf, hosting friends, trying new restaurants, and traveling.

1


Testimonials “Mary Jones is a phenomenal real estate broker and person. She recently listed my son’s home in Wash Park and was so knowledgeable, professional and personable. It was an easy process to list the house and quickly sell it. Mary presented thorough market research and data to help zero in on the perfect asking price, which ultimately was the selling price. Throughout the selling process, Mary’s diligence and attention to details, as well as her excellent communication skills, helped with negotiations with the buyer and their broker. The deal closed quickly thanks to Mary. With her knowledge of markets and communities in Denver, Mary is THE real estate broker you want to work with. She constantly analyzes market data to guide her clients throughout the buying or selling process. While my experience with Mary was selling a property, my friends who have used Mary to buy homes have had the same exceptional experience. Mary is dedicated to building long-lasting relationships with clients. She is always professional, communicative and delightful. You will not be dissatisfied if you choose Mary Jones.” - KATHY S. -

“Our home buying experience during the shifting market

“When selling our former home Mary did an amazing

would not have been nearly as amazing and successful

job walking us through how to stage it to make it the

if it wasn’t for Mary. We recently purchased our first

most appealing. She walked us through each step to

home with Mary and it couldn’t be more perfect. She

ensure we were getting the best offer for our home.

not only finds you a home that ticks all your boxes,

Then when buying a new home with all the uncertainties

she also fights for you to get the best deal possible.

in the market, Mary did a wonderful job listening and

Her connections also really helped in our home buying

being patient to meet all our needs. Mary was so caring

process. There is no end to Mary’s abilities. You MUST go

that she made us feel like family. Our experience was

with her if you want to enjoy what would otherwise be a

top notch and she made looking for a new home so

very stressful time!

enjoyable.

- BROOKE F. -

- JEFF M. -

“Words can’t even describe how lucky we feel to have had Mary Jones as our real estate agent! Her reputation as one of the top real estate agents in the Denver and surrounding areas is well deserved, but doesn’t even begin to do her justice. Mary recently helped us sell our home, offering expert advice for pricing, timing of listing, staging and showing our home. We had over 65 showings in 3 days due to her marketing skills! Mary’s focus was always based on what was best for us, negotiating a “rent back” situation to suit our needs, and getting us way over our original asking price. Mary’s knowledge, personal attention and availability (especially with regards to details and explanation of contracts) really helped make a difficult and emotional situation less stressful. She truly cares about her clients without regard for the size or price of the property. We can’t say enough about Mary! She is WONDERFUL and we would recommend her to anyone looking to buy or sell a home. She truly is the BEST!” - RHEA W. -

Google Mary Jones for more testimonials

2


“Mary Jones is an amazing realtor. She is professional, responsive, and kind. During the process she fought for us. She insisted the seller support us by installing A/C (a must in our two story home). Mary is family friendly, has wonderful taste, and doesn’t settle. I recommend her to anyone looking to purchase real estate. She has helped us purchase two homes now, and I hope to use her again in the future. If you want to sell a house, if you need to buy a house, then you need Mary Jones. From my Dad’s home in Denver, to our son and daughter in law’s funky fantastic bungalow in Englewood, to our daughter’s million dollar house in Platte Park, she does it all! And she does it all with equal enthusiasm and diligence, no matter the size or the value of the property! Mary treated every house and family with the dignity and respect that it deserved. She sold each of our family houses within a DAY OR TWO of going on the market for full, if not more, of the asking price! She helped my Dad with such kindness and compassion, and for that we are truly grateful. She found our daughter and her family the house of their dreams in the perfect neighborhood to raise their boys, and is working non-stop, going through listings and homes with a fine tooth comb, to find just the right place for our son and his wife. And she will. For us, what stands out about Mary is that she does her job with such heart. She understands that to sell a house can be emotional and sentimental, and to buy a house can be joyful, exciting, and maybe a little scary, so she brings such calm to the process by doing her job meticulously, honestly, with transparency and integrity. We all trusted her completely, which allowed us to go through the process more relaxed and at ease. It is obvious that Mary loves what she does, as she puts her heart and soul, lots of hard work, and her great sense of humor into every venture. I have and will continue to recommend Mary Jones to everyone I know who is ready for a change. My feeling is that Mary doesn’t just find you a house. She finds you your home.” - JENNA N. -

“Mary is the reason I was able to buy a house (my first

“As a first time home buyer, Mary’s years of experience

house!) in an extremely tough market. She makes you

and caring approach made me feel confident throughout

feel like you are her priority at all times and is the most

the entire process. What as most important to us was that

wonderful person to work with, she made me feel such

she was transparent, available, and patient. With our best

at ease when I was stressed about the process. I will only

interests always in the spotlight, Mary was able to show us

work with Mary in the future as she was so incredible and I

a fantastic home and facilitated a quick close withinthe

am so appreciative to have her as my realtor!!”

same month. You’re in excellent hands with her!”

- KELLY R. -

- WESTIN F. -

“Mary recently handled a sale and purchase for us and both transactions literally went flawlessly. She found the perfect new house ( in a very tight Denver market) and emailed us at 9:30 PM so we could schedule an early showing the next day. Our offer was so well crafted that the sellers accepted without any negotiation and we closed in a matter of weeks. Our existing house sold through Mary’s office without even hitting the market or needing fix up or staging. Again, her guidance on pricing was right on. Mary updated us consistently. She is very responsive, knowledgable and fun to work with! There many excellent realtors in Denver, Mary is truly one of the best!!” - LAUREN F. -

Google Mary Jones for more testimonials

3


Some of Mary’s Past Sales

4

5683 W HOOVER AVENUE 6 Bd | 5 Ba | 5,826 SqFt | $1,544,000

415 COOK STREET 4 Bd | 6 Ba | 6,978 SqFt | $3,284,500

1100 S. CLARKSON ST. 4 Bd | 4 Ba | 3,415 SqFt | $1,395,000

10441 W INDORE DRIVE 5 BD | 4 BA | 4,690 SQFT | $1,340,000

5355 PRESERVE DRIVE 6 BD | 5 BA | 5,826 SQFT | $1,544,000

9 DRIVER LANE 4 BD | 6 BA | 7,125 SQFT | $1,700,000


Some of Mary’s Past Sales

609 CLIFFGATE LANE 4 BD | 7 BA | 11,576 SQFT | $3,900,000

6705 E HERITAGE PLACE 4 BD | 4 BA | 3,069 SQFT | $980,000

582 E HINSDALE AVENUE 2 BD | 3 BA | 1,747 SQFT | $605,000

8551 E ILIFF DRIVE 3 BD | 5 BA | 4,712 SQFT | $1,225,000

4601 E 26TH AVENUE 4 BD | 4 BA | 3,291 SQFT | $1,298,000

1661 ONEIDA STREET 5 BD | 2 BA | 2,911 SQFT | $901,000

5


Mary Is Rooted in Excellence Ethical

Quality

We affiliate with the top brokers in the

We are leaders, and guarantee a personal

marketplace and hold ourselves to the highest

touch to every client – this is our passion. We

standards. Our values are worn on our sleeves

adapt and bend to challenges, are problem

to prove to our customers that we are there

solvers and dream makers. Through our

for them, and that we’ll always strive for an

affiliation with HomeServices of America,

ethical solution.

we have the backing of one of the most trusted brands in the world—Berkshire Hathaway.

Professional We have never cut corners and we never will. No matter the size or scope of our clients’ needs,

We are able to offer our superior service

we provide first class service to all. When you

because we are all at the top of our craft.

walk through our doors you are valued – we are

We are knowledgeable, prestigious, and offer

offering our trust. Our brokers are committed to

a full-service product – we are quality, not

helping our clients, and each other, successfully

quantity, here to help our community. Luxury is

reach their goals. Kentwood brokers are family

in the eye of the beholder, and we are experts

and, as soon as you work with one, so are you.

at luxury, locally and globally.

Local We are nimble because we are part of the community, Colorado is our home. We believe in our communities and our hearts belong here. Our brand is local and will stay that way, but we’re able to bring the world to Colorado when we need to.

6

Expert


A Guide to Agency Terms SELLER’S AGENT

TRANSACTION-BROKER

A seller’s agent works solely on behalf of the seller

A transaction-broker assists the buyer or seller

to promote the interests of the seller with the

or both throughout a real estate transaction by

utmost good faith, loyalty and fidelity. The agent

performing terms of any written, fully informing

negotiates on behalf of and acts as an advocate

the parties, presenting all offers and assisting

for the seller. The seller’s agent must disclose

the parties with contracts without advising,

to potential buyers all adverse material facts

including the closing of the transaction without

actually known by the agent about the property.

being an agent or advocate for any of the parties.

A separate written listing agreement is required

A transaction-broker must use reasonable

which sets forth the duties and obligations of the

skill and care in the performance of any oral or

broker and the seller.

written agreement, and must make the same

BUYER’S AGENT A buyer’s agent works solely on behalf of the buyer to promote the interests of the buyer with the utmost good faith, loyalty and fidelity. The agent negotiates on behalf of and acts as an advocate for the buyer. The buyer’s agent must disclose to potential sellers all adverse material facts actually known by the buyer’s agent,

disclosures as agents about all adverse material facts actually known by the transaction-broker concerning a property or a buyer’s financial ability to perform the terms of a transaction and, if a residential property, whether the buyer intends to occupy the property. No written agreement is required, but Colorado’s Real Estate Commission encourages one.

including the buyer’s financial ability to perform

CUSTOMER

the terms of the transaction and, if a residential

A customer is a party to a real estate transaction

property, whether the buyer intends to occupy

with whom the broker has no brokerage

the property. A separate written buyer agency

relationship because such party has not engaged

agreement is required which sets forth the duties

or employed the broker, either as the party’s

and obligations of the broker and the buyer.

agent or as the party’s transaction-broker. The broker must treat a customer to a transaction with honesty and fair dealing.

7


Mary’s Responsibilities as a Broker Your Kentwood Broker will provide the luxury of personalized service and take care of it all, from specialized market knowledge to negotiating and closing your transaction.

EXPERT GUIDANCE Frame a property search around what’s most important to you Recommend lenders for pre-approval to help determine a realistic price range, strengthen your offer and lead to a faster closing Search MLS in real time to find new properties that match your criteria Preview properties, schedule appointments and accompany you to showings Analyze comparable property values and advise you on current market conditions

RESPONSIVENESS Act in good faith at all times Adhere to your instructions Return calls, texts and emails promptly Closely track dates and deadlines

ACCOUNTING Receive and remit earnest money deposits Receive and deliver all documents in a timely manner Review final settlement statements

Structure and prepare your offer, review disclosures and laws and deliver the contract Negotiate skillfully on your behalf from offer to inspection and promote clear and frequent communication among all parties Review title commitment, recommend home inspectors, facilitate lender approval and insurance coverage, and recommend attorneys or tax professionals as needed Accompany you on your final walk-through Attend your closing to help answer any questions

8

LOYALTY Place your interests above all others Keep your personal information strictly confidential Ensure that all parties to the transaction are fully informed about any material facts that may affect the transaction


Real time, dynamic search functionality

Kentwood.com has all the tools you need for productive property searches

Display of all property listing data on the map according to the search characteristics from your selection The ability to draw custom search boundaries using the interactive ‘polygon’ search tool Point-of-Interest Plotting, enabling the buyer to search for area shops, services and amenities such as restaurants and schools Satellite photos of entire search areas as well as close-up “Street View” photographs of any neighborhood Market Data And Statistics

9


General Steps in the Kentwood Buying Process 1.

Become pre-approved with a mortgage lender, as this will make you a more

6.

attractive buyer when making an offer.

2.

Learn all you can about the community

3.

Discuss your needs. Make sure your

you would like to live in.

broker fully understands what type of

Finalize an official contract through your Kentwood broker. Submit earnest money as required.

7.

Secure mortgage commitment.

8.

Final inspection and closing.

9.

Make preliminary moving plans with regard to

home will best suit you.

4.

Begin your search for a new home before

5.

Make an offer by submitting your contract

your existing home is under contract.

through your Kentwood broker to the seller for review.

10

utilities, insurance policies, etc.


About Your Offer The written offer you submit to a seller becomes a binding sales contract if the owner accepts it. Your Kentwood broker will ensure that your offer is complete and serves your best interests.

YOUR OFFER INCLUDES: Address and legal description of the property Price you are offering to pay for the property Terms such as “all cash” or “subject to you obtaining a mortgage for a given amount” Anticipated closing date when title will be transferred Earnest money accompanying the offer and cash-at-closing balance required, as well as the form it is in, i.e. check or promissory note Contract provisions stating which party is responsible for the title insurance, survey, property inspections and similar expenses Type of deed to be conveyed Other requirements specific to your sale. These might include special inspections, tax advice, or occasionally, attorney review, disclosure of specific environmental hazards, or other state-specific requirements A provision that the buyer may make a lastminute walk-through inspection of the property just before closing A time limit after which the offer will expire Contingencies that state the sale will only go through if certain conditions are met Common contract contingencies include the buyer obtaining specific financing from a lending institution, a satisfactory report by a home inspector, and an appraisal for at least the value of the contracted price

11


The People Involved and How Communication Takes Place Buyer

Buyer’s Agent

Lender

Inspector

12

Listing Agent

Title Company

Seller


You Need Expert Assistance Throughout Your Transaction A real estate transaction can be an incredibly complex journey loaded with unexpected bumps and turns. Your Kentwood broker will guide you down the best path and through any difficulties that may come up. A Buyer Broker knows the market, and will work with you to understand your wants and needs and work in your best interest, saving you time, money, and headaches.

QUESTIONS THAT COULD ARISE What Federal and State Disclosures will a seller be required to make? Lead Based Paint Flood Zones Foreign Investment in Real Property Tax Act (FIRPTA) Agency Disclosures Environmental Hazards including asbestos or radon What financing challenges may need to be overcome? Does the seller have a pre-payment penalty and who is responsible for paying it? What happens if the appraisal comes in low? What if a loan condition stalls closing? What happens if there is a change in employment during the transaction? What are examples of title issues? Easements on the property that the buyer was unaware of at the time of the offer Encroachments over the boundary lines Liens that total more than the sales price or sellers’ proceeds Mechanics liens placed by contractors for non-payment Lis Pendens – public notice of a potential law suit that could impact title

Buyer Brokers do more than unlock doors! Stunning pictures can turn into dream homes, but there’s a complex transaction to get you there.

13


Information Every Buyer Should Know AS THE BUYER, YOU MAY BE RESPONSIBLE FOR THE FOLLOWING EXPENSES ASSOCIATED WITH THE PURCHASE OF YOUR HOME:

PROPERTY INSPECTION

$200 to $600 (Can vary depending upon square footage of property and number of inclusions)

LEAD PAINT INSPECTION

$250 to $300

HOMEOWNER’S INSURANCE

Varies

TITLE COMPANY REAL ESTATE CLOSING FEE

$165

DOC FEE (STATE TAX STAMPS)

$1 per $1,000 of sale price

PROPERTY TAXES

Will be a credit to you for the portion of the year that the seller owned the property

RECORDING FEE

$150 to $200

KENTWOOD FLAT RATE COMMISSION

$295 per transaction

SETTLEMENT COSTS ASSOCIATED WITH YOUR LENDER: LOAN ORIGINATION FEE (OPTIONAL)

$500 to $1,000

LOAN CLOSING FEE TO TITLE COMPANY

$330

PRIVATE MORTGAGE INSURANCE (PMI)

Required if loan amount is more than 80% of purchase price (discuss with lender)

UNDERWRITING FEE

$250 to $500

APPRAISAL FEE

$550 to $750 depending on the size of the home

DOCUMENT PREPARATION

$50 to $300

FLOOD CERTIFICATION FEE

$11 to $20

LENDER’S TITLE INSURANCE POLICY

$300 and up

CREDIT REPORT

$16 (varies)

HAZARD INSURANCE

Premium for one year

TAX CERTIFICATION

$25

TAX SERVICE FEE

$75 to $100

PRE-PAIDS:

14

RESERVE FUND FOR TAX ESCROW

2 to 8 months prepaid real estate taxes (May be received as credit from seller)

PRE-PAID INTEREST

Interest on loan from closing date to end of month

HAZARD INSURANCE ESCROW

Typically three months


Denver New Resident Information Comcast . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 00-934-6489 Xfinity.com CABLE TV / SATELLITE

DIRECTV . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 88-686-1538 DirecTV.com Dish Network . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 44-202-2687 Dish.com

UTILITIES When opening any account, it is advisable to have at least two pieces of identification: at least one with your photo and one with proof of your new address.

CenturyLink . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 866-642-0444 (Telephone & Internet) CenturyLink.com Xcel Energy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 800-895-4999 (Gas & Electric) XcelEnergy.com Trash Collection, Street Maintenance and Recycling . . . . . . . . . . . . . . . . . . . . . . . . . . . . 720-913-8479 Water / Sewer . . . . . . . . . . . . . . . . . . . . . . . . . . . . 303-893-2444 DenverWater.org

15


POST OFFICES

PUBLIC SCHOOLS

United States Postal Service . . . . . . . . . . . . 8 00-ASK-USPS 800-275-8777 usps.com

Denver Public Schools . . . . . . . . . . . . . . . . . . . . 720-423-3200 dpsk12.org All School Districts . . . . . . . . . . . . . . . . . . . . . GreatSchools.org

DIVISION OF MOTOR VEHICLES

Vehicle License Information . . . . . . . . . . . . Colorado.gov/dmv

MARRIAGE LICENSING

Denver Clerk & Recorder . . . . . . . . . . . . . . . . . . 720-865-8400 DenverGov.org/ ClerkAndRecorder

HOME EXEMPTION

Denver Assessor’s Office . . . . . . . . . . . . . . . .Denvergov.org/assessor

Income-Federal . . . . . . . . . . . . . . . . . . . . . . . . . . 800-829-1040 TAXES Income-State . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 303-238-7378

Regional Transportation District . . . . . . . 303-299-6000 (Bus & Lightrail) RTD-Denver.com

TRANSPORTATION

AMTRAK . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 00-USA-RAIL (800-872-7245) Amtrak.com Airport Information - DEN . . . . . . . . . . . . . . 8 00-247-2336 303-342-2000 FlyDenver.com

VOTER REGISTRATION

GENERAL CITY OF DENVER SERVICES

16

Registration Information . . . . . . . . . . . . . . . . sos.state.co.us/pubs/elections

City of Denver Services . . . . . . . . . . . . . . . . . . Dial 311


17


303.886.2323 MaryJonesDenver.com Im4Jones@mac.com

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Kentwood Real Estate shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

18


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.