Dave ramsey 2014 home buying guide by Kirk Short

2014 HOME BUYING Kirk Short Broker/Owner Office: 316-554-2925 Email: kirkshort@remax.net

ATTN: Dave Ramsey Customer Thank you very much for giving me the opportunity to present the enclosed proposal to work with you on your home purchase. I hope to be able to spend quality time discussing with you your wants and needs as it relates to purchasing a property You will receive competent and professional service when you select myself and RE/MAX Realty Professionals to represent you. We have represented many clients in the area, concluding transactions that fit our clients needs. This is why we have been successful with the Dave Ramsey Group. You will find that I have a very pragmatic approach when working with my clients. I choose to share with my clients what they need to hear and not try to buy clientsâ&#x20AC;&#x2122; business by telling them what they want to hear. I hope that you will select me as your agent in this very important transaction, as I take every transaction seriously. My father was the first Dave Ramsey ELP in the area, and I have taken the reigns over and am continuing his high level of service to Dave Ramsey Customers! I hope the information included on me and RE/MAX will confirm that I am best qualified to Represent YOU! Sincerely,

Kirk Short Broker/ Owner, REALTOR

Kirk Short?

Resume Kirk D. Short – Broker/Owner

Experience: Kirk Short is the co-owner of 2 successful RE/MAX Offices in the Wichita area. As a 2nd Generation REALTOR with over 16+ years of Real Estate sales experience, he was inducted into the RE/MAX Hall of Fame for Sales Production. Kirk has been personally involved in over 1600+ transactions. Kirk has been a speaker for both RE/MAX International and Real Trends Conventions. Kirk has extensive experience working with new and Pre-owned real estate as well as Investment property. Kirk also has extensive experience working with Distressed properties and facilitating “Short Sales” when needed with clients. Kirk has served on the MLS Board of Directors as well as Education, Grievance and Professional Standard committee’s.

Community: Kirk has served on the Children’s Miracle Network’s Board of Directors since 2012. Has been actively involved with the Susan G. Komen Race for the Cure and also Woofstock to benefit the Kansas Humane Society. A portion of every sale Kirk is involved in is contributed to these fine charities.

Personal: Kirk is married to his lovely wife Alicia Short who helps to manage both of their offices. Kirk has lived in the Wichita area for over 33+ years. Kirk had a brief stint in the United States Marine Corps after graduating from North West High School in Wichita, KS. Kirk also attended College at Wichita State University.

January 1, 2013 to December 31, 2013

All figures are for sales reported to the South Central Kansas Multiple Listing Service. Ranked by Total Transactions. For RE/MAX Realty Professionals. Broker Associate Use Only. NOTE: This graph combines the “sold” listings of all office locations and independent offices of each multi-office or franchise organization identified, which listings were sold by such organization itself, or with the aid of cooperating broker, according to data maintained by the Local Board or Multiple Listing Service for the geographic area indicated. The bar graph compares all those listings that were “sold” by each organization during the period of 01/01/13 to 12/31/13. This presentation is based on whole or in part on data supplied by the Wichita Area Association of REALTORS and its Multiple Listing Service provider. Neither the Board nor its MLS guarantees or is in any way responsible for its accuracy. Data maintained by the Association may not reflect all real estate activity in a market.

References Sellers: Jeremy & Chelsea Gajadhar Michael & Heather Pochek Tony & Laura Llanes Wade & Janet Dickerson Joel Ballard Jim & Claudia Morgan Greg & Sandy Sporleader Dee Foster

1212 High Park 10809 W. Atlanta Cir. 6446 N. Chisolm Pointe 14612 W. Valley Hi Court 1905 N. McRae 1525 N. Athenian 1723 S. Stoneybrook 2368 S. Volutsia

616-309-0073 573-239-2429 316-706-8333 316-300-6810 843-540-9878 316-942-3551 316-371-0738 440-503-2015

Wichita, KS Wichita, KS Wichita, KS Wichita, KS Wichita, KS Mulvane, KS Andover, KS Goddard

316-871-2729 316-393-6598 316-371-3983 785-346-4570 316-990-7191 316-253-2061 316-214-1078 316-619-8402

Buyers: Michael Hunter Mike & Tammy Cook Ken & Cathy Cooper Mathew Morrison Jennifer Cinotto Jassen & Robin Fuksa Jens & Jennifer Lukoschat Nick & Amber Wangsgard

BuyingProcess

Purchase

Working Relationships Defined Buyer’s Agent: A buyer’s agent works solely on behalf of the buyer to promote the interests of the buyer with the utmost good faith, loyalty and fidelity. The agent negotiates on behalf of and acts as an advocate for the buyer. The buyer’s agent must disclose to potential sellers all adverse material facts actually known by the buyer’s agent including the buyer’s financial ability to perform the terms of the transaction and if a residential property, whether the buyer intends to occupy the property. A separate written buyer agency agreement is required which sets forth the duties and obligations of the broker and the buyer.

Seller’s Agent: A seller’s agent (or listing agent) works solely on behalf of the seller to promote the interests of the seller with the utmost good faith, loyalty and fidelity. The agent negotiates on behalf of and acts as an advocate for the seller. The seller’s agent must disclose to potential buyers all adverse material facts actually known by the seller’s agent about the property. A separate written buyer agency agreement is required which sets forth the duties and obligations of the broker and the seller.

Transaction-Broker A transaction-broker assists the buyer or seller or both throughout a real estate transaction by performing terms of any written or oral agreement, fully informing the parties, presenting all offers and assisting the parties with any contracts, including the closing of the transaction without being an agent or advocate for any of the parties. A transaction-broker must use reasonable skill and care in the performance of any oral or written agreement, and must make the same disclosures as agents about all adverse material facts actually known by the transaction-broker concerning a property or a buyer’s financial ability to perform the terms of a transaction and if a residential property, whether the buyer intends to occupy the property. No written agreement is required.

Customer: A customer is a party to a real estate transaction with whom the broker has no brokerage relationship because such party has not engaged or employed the broker, either as the party’s agent or as the party’s transaction-broker.

Services Iâ&#x20AC;&#x2122;ll Provide as Your Buyer Agent 1.

Arrange for you to meet with a lender to find out how much home you can afford to buy and get your prequalification letter.

Help you to narrow your search by identifying what is most important to you in a home or real estate investment.

Set up automated searches so that you will be notified right away when a new home meeting your criteria comes on the market.

Provide a convenient website where you can change and save as many custom searches as you like.

Make appointments to show homes listed in the Multiple Listing Service, new homes that are still builder owned and may not be advertised on the internet, and any homes that are For Sale By Owner that meet your criteria.

Arrange for meetings with custom builders if appropriate.

Research any neighborhood associations, water districts, well permits or other questions you may have before choosing to write an offer.

Provide information on the dangers of radon, asbestos , lead-based paint and meth.

Services Weâ&#x20AC;&#x2122;ll Provide as Your Buyer Agent â&#x20AC;ŚContinued

Provide you with Home Warranty Information.

10.

Write an offer on the property of your choice, after researching the value of comparable properties recently sold in the area and keeping in mind the visible condition of the home compared to those in the neighborhood to get you the best possible price and terms.

11.

Recommend quality title companies, home inspectors, and any other specialists needed to insure the home is a good investment and to guarantee your ownership.

12.

Provide copies of any HOA documents for review.

13.

Make sure the title conditions are favorable for you to buy the property.

14.

Clearly negotiate the details of any repairs.

15.

Walk through the property shortly before closing to verify itâ&#x20AC;&#x2122;s condition.

16.

Attend closing with you to sew up all details.

17.

Continue to be your real estate resource long after you buy the property.

Every Buyer Should Know

Property taxes and qualified home interest are deductible on an individual’s federal income tax return in most cases (Talk to your Tax Preparer for details).

Many times, a home is the largest asset an individual has and is considered one of the safest investments available.

A homeowner can exclude up to $500,000 of capital gains if married filing jointly or up to $250,000 if single or married filing separately. The home must have been the taxpayer’s principal residence for the two of the last five years (Talk to your Tax Preparer for details).

A portion of each amortized mortgage payment goes toward the principal, which is an investment.

A home is one of the few investments you can enjoy by living in it!

The majority of the time, a REALTOR® can show you any home, whether it is listed with a company or a builder or is even a For Sale By Owner.

Working with a REALTOR to purchase a For Sale By Owner property is very advantageous, because someone will be looking out for your best interests.

Getting pre-qualified by a mortgage company will actually approve you for a specific loan amount subject to the property. This will give you confidence and will help when negotiating with the seller.

The right to conduct a property inspection, included in your purchase agreement, gives you the ability to negotiate with the seller once you know all the facts about the property’s condition.

10. A Home Protection Plan can provide coverage for selected items, such as central heat and interior plumbing, built-in appliances, water heaters, etc. If the seller is not providing this coverage, you can purchase it yourself.

11.

In a “seller’s market,” don’t go looking for a deal. Set your sights on the right house for you, and then let your REALTOR help you negotiate the best price and terms.

New Construction Why Should I Use an Agent to Purchase a Home from a Builder? The advantages of having me help you purchase a new home are the same as those for purchasing a resale home. I can provide you with valuable insight into the new construction industry, help you find the perfect home or home builder more quickly, negotiate the price and terms based on the quality and amenities of the property. The builder has a professional real estate representative who watches out for his or her best interests, and you need and deserve the same expert representation watching out for yours. Buying a new home is a little more difficult and time-consuming than buying a resale home. I can guide you through this process. Having spent years working with builders, RE/MAX Properties, Inc. has a rapport with local builders. It is very important that your interests be professionally represented when you are entering into a contract for a semi-custom or a build-to-suit home. These transactions are complex and the contract details must be exactly in order to protect you and to ensure that you get exactly the home you want!

New Construction

Make sure the builder knows you’re working with a real estate professional. Many builders will require that you give up your right to representation if you visit their model homes without an agent on the first visit. Therefore, please call

me if you would like to look at some model homes, so you are given the representation you deserve! The builder will pay the buyer’s agent’s fee just like the seller pays in other real estate transactions.

If you happen to be out driving and see a model home that you want to check out,

give them a copy of my business card and fill out their “registration” form with your name and mine. Call me right away and tell me if their homes interest you so we can discuss the benefits of that particular builder and community.

For Sale By Owner Can you represent me in a For Sale By Owner Situation? A homeowner trying to sell his home himself is usually doing so in hopes of saving some money by not paying the listing commission.

Like any other transaction I can help you negotiate the terms of an offer, order a title commitment, arrange for an inspection and closing.

Many times a homeowner will work with an agent, even though his home is not listed, if an agent brings him a buyer.

If you should see a home â&#x20AC;&#x153;For Sale By Owner" and want the advantages of my services, please allow me to contact the homeowner and set the showing appointment.

The Home Buying Process

Steps in the Home Buying Process Meet with Lender to get pre-qualified Meet with me & view homes Select home Write an offer & submit earnest money Negotiate counter-offers Title search & commitment Obtain a home inspection Negotiate repairs with seller Complete loan process and order appraisal Loan package submitted to underwriting Loan approval Settlement Statement received Final walk-through Closing Move In

The Home Buying Process

Getting Pre-Approved It is extremely important that you connect with a qualified lender. I am pleased to offer the services of a lender right here at my office!

BNC Mortgage and Open Mortgage have earned my trust and RE/MAX Realty Professionals has had many good experiences with them in the past.

Your loan officer will review your goals and finances to determine what you qualify to buy.

The pre-approval process will help you in the following ways: You will know in advance what your payments will be. You won’t waste time considering homes you cannot afford. There are many loan options and programs to choose from in today’s market. Your lender will explain the alternatives to help you select the one best suited for you. Almost no one will accept your offer without a pre-approval letter attached. You’ll have an estimate of your closing costs and we will explain them to you in detail. You’ll have peace of mind.

Best Piece of Advice Take the pre-qualification one step further and get a full loan approval. This is the best approach!

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Call-in or Text from your SmartPhone to request more details about your Home. As your agent, I get real time notifications on any inquiry made! My Mobile Website delivers rich listing content to “on-the-go” home buyers! Accessible from any Android &/or Apple Software Based Product. (Smartphone, iPhone, iPad, iPod)

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Consumers can search using several features

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Price Location Virtual Tours

Search by Area, Nearby Properties, Property Details (Beds, Baths, Etc.) and by MLS ID making your home the most viewed by covering all generational marketing avenues. Price, Distance and Favorites Sorting Feature List, Map and Satellite Views

Call or text

(316) 371-4668

Working for YOU…

Above The Crowd® and Ahead of the Competition Through remax.com, consumers can search for properties in more than 91 countries served by RE/MAX, including foreclosures, luxury and commercial real estate. Our industrychanging IDX initiative allows remax.com visitors to view all the listings in thousands of U.S. cities and towns. Millions of buyers and sellers visit remax.com each month, creating a site that continues to generate more leads and more business for you.

Remax.com is the Most Visited Real Estate Franchise Web Site ComScore, Compete.com and Hitwise for 6-month period through April 2011

Mobile App Consumers can now search remax.com whenever and wherever they are with the newly released remax.com mobile browser. They can search millions of properties by area or address, view photos and request more information, from any mobile device.

Home Finder The Home Finder helps consumers find their perfect place, by sending them daily, weekly or monthly notifications when new listings become available that match their needs.

My RE/MAX MY RE/MAX provides consumers with the opportunity to save their favorite listings, searches and more by creating a free account. RE/MAX agents can stay on top of their clients’ needs with LeadStreet alerts every time they save additional listings or searches.

Mapping Consumers can search by map, allowing them to view all the properties that match their search criteria in a desired area. Without even leaving their computer, consumers can take a closer, detailed look at properties in most major markets by using “Balloon View” and “Street Level” imaging technology.

The Home Buying Process Viewing Homes After our initial counseling session I will have a good idea of what your wants, needs, price range, and desired location are. Then, I will enter your requirements into the Multiple Listing Service (MLS) system. The MLS system will generate a list of available homes specific to your wants and needs. Next, we will schedule appointments to view the homes that are the most desirable to you.

Most often, the homeowner will be absent during showings, but should they be present, they will understand your need to examine the home carefully. When a home appeals to you, make notes. It is easy to forget details. Often there will be information at the home and, whenever possible, we will make sure you have a copy of the MLS information, flyer or other marketing material on the home you are viewing. Don’t be surprised if the first home you see is the perfect one for you, and don’t be discouraged if none of those you visit the first day are what you want. We are committed to finding the house that you will call home, and we will work diligently until you find it. Usually, we will be able to find the home of your dreams rather quickly from a selection of homes that best fit the desires you expressed.

During the Home Search… I will: Discuss the benefits and drawbacks of each home in relation to your specific needs. Keep you informed on a regular basis. Check with fellow brokers and in the MLS database for new listings that meet your criteria. Keep you up to date on changing financial conditions that may affect the housing market. Be available to answer your questions or to offer assistance regarding your home purchase. Discuss market trends and values relative to properties that may be of interest to you. Show you new homes as well as pre-owned homes if you desire. Assist you with homes offered by the sellers themselves as For Sale By Owner (FSBO) listings. A homeowner who is trying to sell his home himself is usually doing so in hopes of saving the listing commission. Many times a homeowner will work with an agent, even though his home is not listed, if the agent introduces the buyer to the property. If you should see a FSBO and want the advantages of my services, please let me contact the owner and set the appointment.

As a member of the MLS, I can show you any property. If you should see an ad in the newspaper or a sign in a yard, call me to find out the information you’re looking for. If you want to view the home, I’d be happy to show it to you!

The Home Buying Process

After Your Offer is Accepted. The following is an example of the most common closing timeline after acceptance of your offer .

First Week • • •

Deposit earnest-money check. Make loan application. Arrange for property inspections.

Second Week • • • •

Attend property inspections. Make repair requests to seller. Confirm that all information requested by the mortgage company has been submitted. Review any HOA documents

Third Week • • • •

Confirm that repairs have been completed. Promptly deliver any additional information your lender requests. Appraisal is complete (could be in week 4) Arrange for mover.

Fourth Week • • • •

Walk through home to verify completed repairs. Arrange for cashier’s check for closing. Arrange for settlement and signing of papers. Arrange for transfer of utilities.

The Home Buying Process Understanding Title Insurance What Is Title Insurance? A Title Insurance Policy is a guarantee by a title company that a thorough investigation of the title to the property has been conducted and that you have been notified of any outstanding claims to the property. The title insurance company reports any defects in the title in the form of a Title Commitment so that these matters can be corrected. It is important that you know of all claims on the property and have them resolved and declared removed prior to you taking title to the property. The Title Commitment will carefully detail what items of encumbrance are not covered by the policy. You can either get these items resolved or bow out of the transaction. Title insurance covers matters that occurred before the policy’s effective date but were discovered later. Your policy will detail what is covered, what is not covered, and the effective date. Title insurance is issued by the title company when they are certain the property is free from all liens, encumbrances, interests, etc., and the insurance guarantees such. This is so the title can be legally transferred to the buyer to be used as security for the lender’s funds. This is why title insurance is required by the lender. Your lender has an interest in knowing that you and the lender are the only parties with claims to the property. The title insurance company thoroughly searches the public records to uncover any unpaid taxes, mortgages, judgments against previous owners, easements, and other court actions or recorded documents that can affect title to the real estate. The insurance also provides protection against any defect in the public record such as forgery, similar names, error in the records, etc., and protest against any undiscovered or unrecorded claims that may arise in the future. When title insurance is issued, the title-insurance company accepts the responsibility for any and all claims on the property prior to your purchase if they do not find the claim or call it to your attention prior to your purchase of the property. That responsibility includes defending your title in court, if necessary (at their expense), or bearing the cost of settling the claim (if it proves valid) in order to perfect your title and keep you in possession of your property. Unlike other forms of insurance, the original premium is your only cost as long as you or your heirs own the property. There are no annual payments required to keep your Owner’s Title Policy in force. Title insurance protects you twice—it notifies you of claims against the property and insures you against any future claims on hidden items.

The Home Buying Process

Why Title Insurance Is So Important! To understand why a title search is so important, you must understand the nature of real estate. Real estate has always been considered a person’s most valuable possession. It is so basic a form of wealth that many special laws have been enacted to protect ownership of land and the buildings that stand on the land. The owner who is selling the property has extremely strong rights, as do his/her family and heirs. Also, there may be others who have “rights” in the property you are going to buy. These may be governmental bodies, contractors, or any other individuals who have perfectly proper unpaid claims against the property. Unscrupulous owners may have taken out a second mortgage on the home prior to closing. Anyone who has such a claim in the property you are buying is, in a sense, a part-owner. The property may be sold to you without the knowledge of other parties who have claims against the property. Without a title check conducted by the title-insurance company, you know nothing about such claims at the time you buy. All such claims remain attached to the real estate you are purchasing and not to the previous owners. The title company will notify you of all liens, encumbrances, and interests in the property so that these can be resolved by the current owners prior to the sale. Proof of a “good” title—a title free of any liens, encumbrances, or interests—is important because otherwise you are liable for the claims. Title-insurance policies are standard. Owner’s policies usually do not cover one or more of the following matters (often referred to as “Standard Exceptions”), unless an additional premium is paid and/or extra investigative work or a survey is done and the necessary evidence is furnished to the title company. When the evidence is furnished and the insurance coverage is given, this is frequently referred to as “Extended Coverage.” The Standard Exceptions are:

Claims of people who turn out to be living in the house (such as prior owner’s tenants or someone living without your knowledge on your property) if their presence there isn’t a matter of public record. Boundary-line disputes. Easements or claims of easements not shown by public records. Unrecorded mechanic’s liens (claims against the property by unpaid home-improvement contractors). Taxes or special assessments left off the public record. Other important exclusions from coverage include zoning, environmental protection laws, matters arising after the effective date of the policy, and matters created, suffered, or assumed by the insured.

The Home Buying Process

Home Inspections and Why You Should Obtain One Home inspections are a routine part of nearly every residential purchase, whether a resale or a new-construction home.

It’s important to make sure you know exactly what you’re buying. A thorough home inspection greatly reduces the possibility of unpleasant surprises later. Having the property inspected is the buyer’s right and responsibility. The cost varies depending on the size and features of the property.

RE/MAX Realty Professionals recommends the following minimum standards when choosing an inspector:

Membership in ASHI (American Society of Home Inspectors) and adherence to its Standards of Practice and Code of Ethics. Errors & Omissions Insurance Written report at the time of inspection.

The Home Buying Process After Finding Your Home: The Home Inspection Your inspection report should include the following: Foundations, basements and structures. Basement floor and walls, proper drainage and ventilation, evidence of water seepage. Exterior siding, windows, and doors. Porches, patios, decks and balconies. Roof type, material and condition, including gutters and downspouts. Interior plumbing system. Hot-and-cold water system, the waste system and sewage disposal, water pressure and flow, and hot-water equipment. Electrical system including type of service, number of circuits, type of protection, outlet grounding and the load balance. Central heating system - energy source, type of cooling equipment, capacity, and distribution. Interior walls, ceilings, floors, windows, and doors. Stairways, cabinets, and countertops. Attic, including structure, insulation, and ventilation. Fireplace - chimney, damper, and masonry, and all functionality and components of a gas insert. Garage - doors, walls, floor, opener. Built-in appliances; dishwasher, range, microwave, refrigerator and washer and dryer, if included. Ground slope away from foundation, condition of walks, steps, and driveway. Radon levels (if you choose to pay the additional cost for the test). Most have vivid photos and tips for home maintenance. Your home inspector may recommend a more detailed examination of a something by a licensed contractor, like the roof, furnace or foundation. You might question the necessity of an inspection on a new built home. However, realize that even though city inspectors have passed certain phases of the construction process according to building code and the home has received a certificate of occupancy, there could be numerous small items that youâ&#x20AC;&#x2122;ll discover later that you wish someone had pointed out to you. There is also the possibility that the city inspector missed something.

The Home Buying Process

Who Pays for What at Closing? The seller usually pays for the following: The commissions to both seller’s and buyer’s agents in most transactions. Owner’s title-insurance premiums. (Not lender’s policy) Half of the Real Estate Closing Fee. (except for VA loans, where the seller pays 100%) This is determined in the purchase agreement. Recording fees to clear all documents of record against the seller. Tax pro-ration for the time of seller ownership. This is for any unpaid taxes at the time of transfer of title. Any unpaid homeowner-association dues. Any assessments according to the contract.

The buyer pays for the following: Lender’s title-policy premium. Half of the Real Estate Closing Fee (unless you are a veteran and getting a VA loan; then the seller pays 100%). Recording charges for all documents in buyers’ names. All new loan charges (except those required of the seller by the lender). Interest on a new loan from date of funding to 30 days prior to first payment date. Assumption/change-of-records fees for takeover of existing loan. (Assumptions are rare) Appraisal. Hazard insurance premium for the first year. Reserve account for taxes and insurance. Your lender/Title Company will provide you with a settlement statement that shows exactly what you will owe 1-2 days prior to closing.

Preparing for the Move – Moving Timeline & Checklist One month before your move:  Arrange for moving your furniture and personal belongings either by hiring a moving company or renting a truck. Get estimates from several moving companies or truck-rental

companies and be sure to obtain a hand truck (appliance dolly) if you’re moving yourself.

 Gather moving supplies: boxes, tape, rope, and anything else you might need.

 Plan your travel itinerary and make transportation and lodging reservations in advance if you are driving to your new home. (Leave a copy with a friend or relative.)

 Some moving expenses are tax deductible, so you will want to save your movingexpense receipts for tax deductions, including meals, lodging and gasoline or mileage. Record expenses incurred during your house-hunting trips.

 Develop a plan for packing, such as packing last the things you use the most.  Notify others of your new address: post office, charge accounts, subscriptions, relatives and friends, national and alumni organizations, church, mail order clubs (books, videos, catalogues), firms with which you have time payments, and your past employer to make sure that you receive W-2 forms and retirement-account information. Save your old

address labels to speed up filling out change-of-address forms for your new address.

 Notify federal and state taxing authorities or any governmental agency necessary.

Preparing for the Move – Moving Timeline & Checklist

Two weeks before your move:

 Notify and get refunds from your present

utilities: gas, electric, water, cable, and phone. Arrange for services at your new address. Notify phone company and arrange for service at your new address.  Have your car serviced if you are driving a long

distance to your new home.  Recruit people to help you on moving day.  Arrange for someone to take care of your pets

and children during the move.  Confirm moving company or rental-truck

arrangements.

One day before your move:

 Keep moving materials separate so they don’t

get packed until you are finished.  Pick up rental truck if you are moving yourself.  Fill up your car with gas and check oil and tires.

Discovering What’s Important

Home Requirements

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Home style (please elaborate): _____________________

____________________________________________________

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Age of home: _______________

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Circle all acceptable: Single Family Home / Patio Home /Townhouse / Condo

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Area / School District _____________________

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Number of bedrooms: ______________

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Number of bathrooms: ______________

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Price range: ____________________________

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Finished square footage: ______________________

Discovering What’s Important

Home Requirements Continued

I must have the following in my new home:

_______________________________________

2. _______________________________________ 3. _______________________________________

I’d like to have the following in my new home, but they aren’t necessary in order for me to buy the property!

____________________________________________________

2. ____________________________________________________ 3. ____________________________________________________

Other Comments:_____________________________ ____________________________________________ ____________________________________________ ____________________________________________ ____________________________________________ ____________________________________________ ____________________________________________

Any time you have a real estate question, rememberâ&#x20AC;Ś

Kirk Short Broker/Owner Office: 316-554-2925 Email: kirkshort@remax.net

Notes:

______________________________________________________________ ______________________________________________________________ ______________________________________________________________ ______________________________________________________________ ______________________________________________________________ ______________________________________________________________ ______________________________________________________________ ______________________________________________________________ ______________________________________________________________

Notes:

Vendors & Repair

This is a list of people that I personally use or that have been referred to me!

Home Maintenance: Bybee Electric DJ Bybee 316-409-4186 bybeeelectric@yahoo.com

Granite Transformations Clay Morse 316-681-1900 wichita@wichitagranitetransformations.com

Oxi-Fresh Carpet Cleaning Eric Fahnestock 316—636-2345 eric@oxifreshks.com

Vogt Construction Steve Vogt 316-640-9212 stevevogt14@gmail.com

Massey Carpet Service Chuck Massey 316-640-2549 fastzuk@yahoo.com

Premier Security, LLC Zane Wooden – President 316-390-4646 www.premierprosecurity.com

Metro Plumbing & Mechanical Brian Francis 316-259-8699 Metroplmb.inc@gmail.com

Robert’s Overhead Doors Christopher Mann 316-519-6689 cmann@robertsoverdoors.biz

Rau Heating & Air Conditioning Wayne Rau 316-796-1028

Balderas Quality Painting Tony Balderas 316-409-8699 balderasqualitypainting@hotmail.com

OCD Cleaning Pete & Lori MacKinney 316-833-3229 lorimackinney@gmail.com

Top Seed Lawn & Landscaping Samuel Rudd 316-558-0983 topseedlawninc@gmail.com

Financial & Insurance:

Other Services

BNC Mortgage Denise Harley 316-461-7915 dharley@bncnationalbank.com

Children’s Miracle Network Jill Bosley 316-239-3528 Jill.bosley@viachristi.org

Open Mortgage Michael Gonzales 316-262-7766 mikegonzales@openmtg.com

Marking the Moment Photography Patrick & Norma McCafferty 316-648-7498 norma@markingthemomentphotography.com

2-10 Home Warranty Galen Blume 316-648-2887 gblume2@cox.net

Auto Smart – Auto Service Steve “Shu” Shumaker 316-942-2200 shuthe1@hotmail.com

Allstate Insurance Asher Joseph 316-721-3300 asherjoseph@allstate.com

Back to Health Chiropractic Dr. Barbara Quadlander 316-722-1031 www.BacktoHealthDC.com

Allstate Insurance Mike Light 316-684-0121 mikelight@cox.net

Resolutions Therapy Michael Hunter 316-871-2729 michael@resolutionstherapy.net

Asset Insurance Management Ross Lee 316-871-0747 rhlee@aimoffice.net

Always Best Care Senior Services Gwyneth Burbank 316-494-2218 gburbank@abc-senior.com

New York Life Ray Haskell 316-261-8768 rehaskell@ft.newyorklife.com

Opting for Health – Melaleuca Jacquelyn Fremin 316-650-7065 optingforhealth@gmail.com

Advanced Retirement Group Randy Hoffman 316-687-0044 Randy@advancedretirementgroup.com

Certified Health Coach Pam Miller 316-258-0188 pam@poundsawaywithpam.com

Other Services – Cont: Java Salon Christy Crites 316-260-1944 ccrites@javasalonwichita.com

Proper Technology Solutions Kevin Peterson 316-337-5628 kevin@properwichita.com

The Travel Junkie Jay & Becca Dill 316-616-3899 jay@travelagentwichita.com

Giant Communications – Telco Tobin Acebedo 316-202-0104 tacebedo@giantcomm.com

BBB’s Express – Party Bus Bobby Fleming 316-260-1148 TripleBsExpress@cox.net

Clears Inc. – Applicant Screening Curtis Gordon 316-708-6655 curtisg@clearsinc.com

Tradebank Jamie Pegg 316-683-0132 jpegg@tradebank.com

Mary Kay Lisa O’Hair 316-444-2966 lohair@marykay.com

Contracts and Forms

Contracts & Forms

for the opportunity to serve you.