Precioustones October 2018

Magazine for innovators and entrepreneurs October 2018 ONLINE BUSINESS CONSULTANT

JASMINE

A PLACE TO WORK & PLAY

Sister Circle

KATIA BYRAM SHOP ONLINE WITH BEAUTY

Author Philandis Stovall MICHELLE OBAMA NEW BOOK RELEASE

SOCIAL SECURITY

CONT ENTS SISTER CIRCLE AUTHOR PHILANDIS STOVALL PHOTOGRAPHY BY JUAN ANTHONY

JASMINE BUSINESS CONSULTANT

MICHELLE OBAMA MEMOIR

KITA BYRAM

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ATTIC | JANUARY 2016

PHOTOGRAPHY BY JUAN ANTHONY IMAGES

SISTER CIRCLE AIRS MONDAY - FRIDAY 12PET/11C ON TVONE

Sister Circle is a daily talk show that empowers and inspires black woman to live their best life by tackling relationships, parenting, fitness, and personal finance issues.

The four ladies, handpicked by creator Helen Swenson, includes Syleena Johnson, Rashan Ali, Kiana Dancie and Quad Webb-Lunceford, unapologetically talk all things trendy, lifestyle and entertainment.

Lets 'promote us by tuning into the show daily.

ROBIN ROBERTS - GOOD MORNING AMERICA HOST Robin Roberts, star of ABC’s hit American TV show 'Good Morning America' has shocked us all stepping away from her GMA duties.

In recent developments, the television star revealed that she would be putting more time into her beauty business now that it's grown so fast.

She's a serial entrepreneur at heart and it's just in her nature to focus on this once in a lifetime opportunity. She really never expected it to get so big, and ABC is not happy with her splitting her time up.

According to sources, ABC made Robin decide on which direction she was going to focus on in the future. Being so turned off by the reaction of ABC and their Power Move she has decided to pursue her new skincare line and dream.

The project Robin is referring to is her wildly popular anti-aging skincare line LivaDerma Serum. The host has spent the past two years developing a line of highly potent and effective anti-aging products that she claims are the solution for those who don’t want to resort to plastic surgery.

Her product LivaDerma Serum sold out within ten minutes when first launched and it seems the world cannot get enough of the benefits and results.

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.1 We're in Champaign–Urbana, IL as former President Barack Obama receives an award on ethics in government from the University of Illinois, and gives remarks on the cusp of hitting the campaign trail for Democrats in the 2018 midterm elections.

Jasmine is Founder of Jasmine & Co, an Online Business Management Company that has a team of phenomenal VA's that provide endless support with the goal to "Create Solutions For Your Business Needs".

Jasmine's efficient and creative mind has helped many business owners grow their companies by simply taking care of the tasks that allow them to free up their time and focus on growth. Hire a Virtual Assistant today and grow your business tomorrow.

Jasmine & Co. is a service-based company that helps business owners reach the maximum potential in their business by taking care of the busy work!

We help businesses everyday turn their dreams into plans, and then create actionable steps so that those dreams become goals, and we help to reach that goal.

You didn't start a business so that you could spend all of your time doing admin work that isn’t generating any revenue, so why are you doing them? Entrepreneurs wear 50 hats but little do they know, it doesn’t have to be that way!

Think of us as your productivity tool. We take the Administrative/Marketing tasks off your hands which in return helps you grow your business.

I know it can be hard to let go of parts of your business but letting go of the smaller tasks is how you will grow & scale your company.

We look forward to talking with you to see how we can help!

Facebook.com/jasmineandcoteam Instagram.com/jasmineandcoteam Jasmineandco.org Info@jasmineandco.org

all you need is love. but a little chocolate here and then doesn't hurt.Â

C H A R L E S

M .

S C H U L Z

KATIA BYRAM WELCOME TO

Katia's 24/7 Online Store You can shop with me anytime – for all the latest products and offers.

I love selling Avon because I love being able to share these amazing products and exclusive deals with my customers.

Looking for makeup tips?

Get the latest looks with easy techniques in our how-to videos. Also, I can deliver everything to you or you can choose direct delivery and have your order sent to your home or office. Now, let’s start shopping!

http://www.youravon.com/kbyram+

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FACT OR FICTON

SOCIAL SECURITY The Social Security check is now (or soon will be) referred to as a "Federal Benefit Payment?"

I'll be part of the one percent to forward this. I am forwarding it because it touches a nerve in me, and I hope it will in you.

The government is now referring to our Social Security checks as a "Federal Benefit Payment."

This isn't a benefit. It is our money paid out of our earned income! Not only did we all contribute to Social Security but our employers did too. It totaled 15% of our income before taxes. If you averaged $30K per year over your working life, that's close to $180,000 invested in Social Security.

If you calculate the future value of your monthly investment in social security ($375/month, including both you and your employers contributions) at a meager 1% interest rate compounded monthly, after 40 years of working you'd have more than $1.3+ million dollars saved!

This is your personal investment. Upon retirement, if you took out only 3% per year, you'd receive $39,318 per year, or $3,277 per month. That's almost three times more than today's average Social Security benefit of $1,230 per month, according to the Social Security Administration. (Google it – it’s a fact).

The Social Security check is now (or soon will be) referred to as a "Federal Benefit Payment?"

I'll be part of the one percent to forward this.

The government is now referring to our Social Security checks as a "Federal Benefit Payment."

This isn't a benefit. It is our money paid out of our earned income! Not only did we all contribute to Social Security but our employers did too. It totaled 15% of our income before taxes. If you averaged $30K per year over your working life, that's close to $180,000 invested in Social Security.

If you calculate the future value of your monthly investment in social security ($375/month, including both you and your employers contributions) at a meager 1% interest rate compounded monthly, after 40 years of working you'd have more than $1.3+ million dollars saved!

This is your personal investment. Upon retirement, if you took out only 3% per year, you'd receive $39,318 per year, or $3,277 per month.

That's almost three times more than today's average Social Security benefit of $1,230 per month, according to the Social Security Administration. (Google it – it’s a fact).

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And your retirement fund would last more than 33 years (until you're 98 if you retire at age 65)! I can only imagine how much better most average-income people could live in retirement if our government had just invested our money in low-risk interestearning accounts.

Instead, the folks in Washington pulled off a bigger "Ponzi scheme" than Bernie Madoff ever did. They took our money and used it elsewhere. They forgot (oh yes, they knew) that it was OUR money they were taking.

They didn't have a referendum to ask us if we wanted to lend the money to them. And they didn't pay interest on the debt they assumed. And recently they've told us that the money won't support us for very much longer.

But is it our fault they misused our investments? And now, to add insult to injury, they're calling it a "benefit", as if we never worked to earn every penny of it.

Just because they borrowed the money doesn't mean that our investments were a charity!

Let's take a stand. We have earned our right to Social Security and Medicare. Demand that our legislators bring some sense into our government.

Find a way to keep Social Security and Medicare going for the sake of that 92% of our population who need it.

Then call it what it is: Our Earned Retirement Income.

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PHILANDIS STOVALL

ABOUT THE AUTHOR Born and raised in Greenville, Mississippi, Philandis is an enthusiastic entertainer in every way.

She is a first-time author, speaker, singersongwriter, actress, self-taught and certified makeup artist, and a professional model.

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She is also an astute entrepreneur and a certified medical transcriptionist.

She attended Salem International University online for Forensic Science but completed her studies in Forensic Science in The Professional Security Specialist Program at Ashworth College with honors 14 in 2014.

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The single mother of two is well-rounded, resourceful, and adventurous.

“I wanted people to know that they are not alone and don’t have to settle or be limited” “Even Through the Storm.” - Philandis

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More than just an author Philandris took a difficult time in her life and rose through the storm as a champion's mother.

She built her corporation: Ziggy Champion Kids CORP. In honor of her amazing son Fre’Derick “Ziggy” Redd III.

ZIGGY CHAMPION KIDS PHILANDIS STOVALL Ziggy Champion Kids is a non-profit organization dedicated to assisting the families of children diagnosed with cancer by providing goods and services to meet their everyday needs as they work through the hardships of battling the disease.

The charitable organization provides support and encouragement to the families of cancer parents, helping through the difficult journey of treatment.

Its motto is: Every child is a champion against cancer

P R E C I O U S T O N E S | 1 4

ZIGGY CHAMPION KIDS CORPORATION

In Honor And Loving Memory of my amazing son Fre’Derick Ziggy” Redd III. We love you & miss you!

FOREVER OUR CHAMPION P R E C I O U S T O N E S | 1 5

TRUBANISTA

GOOGLE

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Black is beautiful

With unerring honesty and lively The book will be published simultaneously in 24 languages around the world. Some of the

wit, she describes her triumphs and her disappointments, both public

languages include Spanish,

and private, telling her full story as

German, Portuguese, Danish,

she has lived it - in her own words

Arabic, Hebrew, Greek, Japanese, Korean, Indonesian, Vietnamese, Simplified Chinese, and more.

and on her own terms. Warm, wise, and revelatory, Becoming is the deeply personal reckoning of a woman of soul and substance who

The memoir is a work of deep reflection and mesmerizing storytelling. Obama invites readers into her world,

has steadily defied expectations and whose story inspires us to do the same.

chronicling the experiences that have shaped her - from her childhood on the South Side of Chicago to her years as an executive balancing theÂ

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For more details and/or to pre-order the book, visit https://amzn.to/2CWUGKF

Crime Persists in

’

Chicago s Most Segregated Neighborhoods Whether exacerbated by gangs or guns, though, Chicago’s killings are happening on familiar turf: Its poor, extremely segregated neighborhoods on the South and West Sides. And many say that is Chicago’s real violence issue.

“Where do gangs come from? They tend to

“What predicts violent crime rates is concentrated poverty and neighborhood disadvantage, and what determines concentrated poverty is high levels of black segregation combined with high levels of black poverty,” said Douglas S. Massey, a sociology professor at Princeton University.

take root in the very same neighborhoods that drive these other problems,” said Robert J. Sampson, a professor at Harvard and the author of “Great American City: Chicago and the Enduring Neighborhood Effect.” “You can’t divorce the gang problem from the problem of deep concentrations of poverty.”

In Chicago, homicide rates correspond with segregation. While many areas have few or no killings, the South and West Sides are on par with the world’s most dangerous countries, like Brazil and Venezuela, and have been for many years.

The linkage of segregation, poverty and crime exists in New York City as well.

“The major underlying causes of crime are

Homicides occur at higher rates in parts

similar across cities, but the intensity of the

of Brooklyn, the Bronx and Harlem, and

connection between social ills and violence

many other neighborhoods are virtually

seems to be more persistent in Chicago,”

free of killings.

Professor Sampson said. “You don’t get that kind of extensive social and economic

But segregation in New York is nothing like in Chicago: The perfectly isolated neighborhood – where every man, woman and child is the same race – is rare in New York. Less than one percent of the population lives in such areas, and most of them are white. In Chicago, 12 percent of the black population is in a census block group that is 100 percent black.

Racially segregated minority neighborhoods have a long history of multiple adversities, such as poverty, joblessness, environmental toxins and inadequate housing, Professor Sampson said. In these places, people tend to be more cynical about the law and distrust police, “heightening the risk that conflictual encounters will erupt in violence.”

segregation in many other cities.”

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I WANNA TESTIFY

LINDA GAINES When I think of the goodness of Jesus and ALL He’s done for me, Oh………………I just want to testify!

God’s grace and mercy has kept me through the storms, and the rain, Yes, I know, no pain, no gain, He’s brought me through dangers seen, and unseen,

I’d be six feet under if it weren’t for The King of Kings, Brain aneurysm rupture, hit by a car, challenges in my life, To take me out; the enemy did try, Child…………………but for grace, there go I.

SOMETHING NEW

BLACK-OWNED BOTTLED WATER BRAND MAKES HISTORY AS THE FIRST TO BE SOLD IN WALMART

For the first time in history, Walmart is selling a Black-owned bottled water brand on its shelves. It's called Live Alkaline Water, and it is 100% natural alkaline water that is bottled at the source from a natural underground spring, an aquifer, and a mineral rock bed that lies 800 feet below the ground.

The company is based in Jacksonville, Florida, but the water comes from a family-owned spring in North Carolina that has been passed down for generations. The quality and high PH balance of the water has been tested and certified by the state of North Carolina, as well as the University of North Carolina in Greensboro.

How they did it When Robert McCray, whose family has owned the spring for more than 100 years, learned that the water in their spring could be sold as a product, he decided to partner with Dr. Shayla Creer to create the brand. They both knew that the bottled water industry was very competitive, but they still believed that they had a unique product that could compete.

Dr. Creer told First Coast News, "I called... many Walmarts, and finally we got a hold of one who allowed us to do a presentation." Soon after, they presented their business plan to a local Walmart... and to their surprise, the regional manager was there and decided to give them a chance.

Of course, they were thrilled. "It was hard to keep our composure," said McCray, "because its the product that was [our] baby."

And they had every right to be excited because not only did they become the first Black-owned bottled water brand to be sold by Walmart, but their product sold out within just one month! Walmart has since reordered, and plans to continue selling their water and possibly adding the product to more stores across the country.

FOR MORE DETAILS ABOUT LIVE ALKALINE WATER AND WHERE EXACTLY IT CAN BE PURCHASED, VISIT THEIR WEB SITE AT WWW.LIVE-ALKALINEWATER.COM OR FOLLOW THEM ON FACEBOOK. THE BLACK BUSINESS NEWS BLOG INFO@BLACKBUSINESS.ORG

SASSY

Stacey Lui Models

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FETCHMAG.COM

ISSUE NO. 20

NIA FRANKLIN WINS ‘MISS AMERICA’ TITLE

THE GENIUS, INTELLIGENCE, BEAUTY AND SPIRIT OF BLACK WOMEN, WHICH CONTINUES TO TRANSFORM THE WORLD, SHINED BRIGHTLY AGAIN SUNDAY AS NIA FRANKLIN BECAME THE FIRST MISS AMERICA IN THE POST-SWIMSUIT ERA.

SNAPCHAT PRINCESS ALLIE CHARDIN TAKES US ON A TOUR OF HER GLAMOROUS LIFE AS A TRAVEL VLOGGER