Juan Carlos Hernández

Juan Carlos Hernández

President & CEO of California Southern

Mr. Hernandez is the President and CEO of California Southern FDC. He joined CalSouthern as the Chief Credit Officer/Senior Vice President in May 2018 and was appointed president and CEO of the organization in January 2021. Prior to joining Cal-Southern, Hernandez was Chief Credit Officer of ACCION San Diego from 2014 to 2018 and was responsible for lending staff supervision and training, program development, underwriting, loan portfolio quality and management, loss mitigation and recovery, and participating in the development of bank and community partner relations.

Hernandez received a B.A. in Sociology, with an emphasis in Work Force Studies from the University of Illinois at Chicago. He is originally from Mexico City, moved to Chicago, Illinois, in 1977, and has resided in San Diego since July 2012. Hernandez has over 30 years of experience in banking, including consumer, business, and commercial real estate lending. He worked for Metropolitan Bank Group, La Salle Bank & Trust, and The First National Bank of Chicago in Chicago.