Purpose Driven Life Stewardship by Lifetogether Ministries

PURPOSE DRIVEN

LIFE STEWARDSHIP

TREASURE

T ESTIMONY

RICK WARREN

Best-Selling Author of the Purpose Driven Life

RICH WILKERSON FOREWORD BY RICH WILKERSON FOREWORD BY

GENEROSITY IS AT THE CORE OF THE CHARACTER OF GOD.

Only a generous person could write an effective study on generosity. I have known Dale Oquist for nearly 30 years as a husband, father, pastor, ministry comrade, and friend. In every aspect of his life, Dale has shown himself to be passionate, committed, truly generous, and yes, a little crazy. I can think of no one more qualified to teach on “Crazy Generosity.”

We all have the power to bring change and life to others. It happens every day, all around us. Whether you are sharing with a neighbor, taking a pay cut to help a fellow employee, reaching out to people in need, agreeing to be an organ donor, or just giving an encouraging word, you are being generous. Imagine a world where generosity was the rule, rather than the exception. A world where we give freely without expecting anything in return.

The spiritual norms of Christian life include prayer, worship, and faith, but for many Christians, generosity is optional. Others are simply unwilling to sacrifice their own comfort for the benefit of others. This study will consider generosity from a Biblical perspective, and elevate it from optional to holy and sacred, where it belongs.

Generosity is at the core of the character of God. It was based upon His virtue of giving good things freely and liberally, that God sent Jesus to redeem and rescue us (John 3:16). We cannot have a meaningful relationship with God without addressing the issue of generosity.

I know what you are thinking, but this study is about so much more than money. All of our resources, whether they be time, talents, treasures, or trust, are gifts from God, and we need to honor God in the way we utilize them.

When God changes your heart from self-centeredness to generosity, you begin to know freedom and transformation in every part of your life. This book will start you on the path to Crazy Generosity.

A more generous world is a better world.

Rich Wilkerson Pastor Trinity Church & Peacemakers Miami, Florida

GENEROSITY WELCOME TO

Welcome to Crazy Generosity. You may be asking, “Why Generosity?” and “Why Crazy Generosity?” Those are very good questions.

God is generous. He is not just generous, but He is “crazy” generous. God gave His own Son. No one’s generosity can top that.

God’s generosity extends to other precious gifts He’s given to us. In addition to salvation, God has given us our life and breath, our time, our talent, and our treasure. The beauty of generosity isn’t merely the receiving of gifts, but the giving of gifts. We are most like God when we are generous.

Crazy Generosity isn’t an appeal to the church building fund. Crazy Generosity is an invitation to a life of freedom from the demands of life and materialism that weighs us down. Crazy Generosity frees us from the demands of the “have to’s” and releases us to the joys of the “want to’s.” After all, what’s more rewarding, paying a bill because someone demands it or giving a gift no one expects? Join us on a journey that is both crazy and wonderful and discover a freedom in Christ you’ve never experienced before.

Crazy Generosity integrates what you are learning in church on the weekends with what you’re studying in your small group, and with your individual times with God.

In the context of your small group, you’ll dig deeper into the topics and scriptures you’ve heard in the weekend messages. In that faith community, you will learn, discuss and grow.

On your own between meetings, you’ll be guided through rich devotional times that again integrate with what you’re learning and experiencing at church and in your group.

This study consists of four sessions, each focused on different aspects of generosity. Now, please be assured no one is asking for something you don’t have. But, think about the things you have been given: time, talent and treasure.

You’ll have a chance to learn together, to discuss and share your own stories in a way that focuses on practical real-life application as you find your story in the story of God’s amazing generosity.

WORKBOOK USING THIS

TOOLS

TO HELP YOU HAVE A GREAT SMALL GROUP EXPERIENCE!

1. Notice in the Table of Contents there are two sections: Sessions and Appendices. Familiarize yourself with the Appendices. Some of them will be used in the sessions themselves.

2. Use this workbook as a guide, not a straightjacket. If the group responds to the lesson in an unexpected but honest way, go with that. If you think of a better question than the next one in the lesson, ask it. Take to heart the insights included in the Frequently Asked Questions pages and Appendices.

3. Enjoy your small group experience.

4. Read the Outline of Each Session on the next pages so you understand how the sessions will flow.

EACH SESSION OUTLINE OF

Life change happens in small groups. In the setting of community, we can obey Jesus’ command to love one another. In this study, you’ll not only read and discuss biblical texts, you’ll think and talk about how to apply what you’ve learned to your everyday life. The goal is not that you’d accumulate knowledge, but that your life would be transformed, and your character will reflect that of Jesus Christ.

A TYPICAL GROUP SESSION FOR THIS STUDY WILL INCLUDE THE FOLLOWING SECTIONS:

INTRODUCTION. Each lesson will open with a brief thought that will help you prepare for the session and get you thinking about the particular subject you will explore with your group. Make it a practice to read these before the session.

SHARE YOUR STORY. The foundation for spiritual growth is an intimate connection with God and His family. That connection is built by sharing your story with a few people who really know you and who earn your trust. This section includes some simple questions to get you talking—letting you share as much or as little of your story as you want. Each session typically offers you two options. You can get to know your whole group by using the icebreaker question(s), or you can check in with one or two group members—your spiritual partner(s)—for a deeper connection and encouragement in your spiritual journey.

HEAR GOD’S STORY. In this section, you’ll read the Bible and listen to teaching, in order to hear God’s story—and begin to see how His story aligns with yours. When the study directs you to, you’ll pop in the DVD and watch a short teaching segment. You’ll then have an opportunity to read a passage of Scripture, and discuss both the teaching and the text. The focus won’t be on accumulating information but on how we should live in light of the Word of God. We want to help you apply the insights from Scripture practically, creatively, and from your heart as well as your head. At the end of the day, allowing the timeless truths from God’s Word to transform our lives in Christ is our greatest aim.

STUDY NOTES.

This is a brief section with additional commentary, background or insights on the passage you’ll study in the Hear God’s Story section.

CREATE A NEW STORY.

God wants you to be a part of His Kingdom—to weave your story into His. That will mean change—to go His way rather than your own. This won’t happen overnight—but it should happen steadily. By small, simple choices, we begin to change our direction. This is where the Bible’s instructions to “be doers of the Word, not just hearers” (James 1:22) comes into play. Many people skip over this aspect of the Christian life because it’s scary, relationally awkward, or simply too much work for their busy schedules. But Jesus wanted all of His disciples to help outsiders connect with Him, to know Him personally, and to carry out His commands. This doesn’t necessarily mean preaching on street corners. It could mean welcoming a few newcomers into your group, hosting a short-term group in your home, or walking through this study with a friend. In this study, you’ll have an opportunity to go beyond Bible study to biblical living. This section will also have a question or two that will challenge you to live out your faith by serving others, sharing your faith, and worshiping God.

FOR ADDITIONAL STUDY.

If you have time and want to dig deeper into more Bible passages about the topic at hand, we’ve provided additional passages and questions. Your group may choose to do study homework ahead of each meeting in order to cover more biblical material. If you prefer not to do study homework, this section will provide you with plenty to discuss within the group. These options allow individuals or the whole group to expand their study, while still accommodating those who can’t do homework or are new to your group.

DAILY DEVOTIONS.

Each week on the Daily Devotions pages we provide scriptures to read and reflect on between group meetings—a month’s worth of reflections that will open your heart. This is a chance to slow down, to read just a small portion of Scripture each day, and reflect and pray through it. Each day, you’ll not only read a verse, but you’ll also read a paragraph written as if it were a personal note to you from Jesus. You’ll then have a chance to journal your response to what you’ve read. Use this section to seek God on your own throughout the week. This time at home should begin and end with prayer. Don’t get in a hurry; take enough time to hear God’s direction.

WEEKLY MEMORY VERSES.

Each session opens with a Memory Verse that emphasizes an important truth from the session. This is an optional exercise, but we believe memorizing Scripture can be a vital part of filling our minds with God’s will for our lives. We encourage you to give this important habit a try. The verses for our four sessions are also listed in the appendix.

MEMORY VERSE: “Teach us to number our days, that we may gain a heart of wisdom.” Psalm 90:12, NIV

SESSION ONE Overview

BUILDING YOUR GIVING PORTFOLIO

Time has become a more precious commodity for many of us than money. Ask someone a simple question like “How are you?” and they’re likely to say “Busy!” or even “Stressed!” Such answers come from people who feel hurried. They may feel as though they are suffering from a poverty of time, rather than material things. We’ve got the

basics of food, shelter, and a few extras. But we never have enough time. That makes our time precious—and no matter how hard we work, we cannot buy more time. It is truly a sacrifice when we give our time to anything, especially if it is for the sake of others. We give a lot of our time to work, but that ultimately benefits us and our family, but not other people—especially those in need. While the Bible doesn’t talk directly about “time

management” it is clear those who followed Jesus “left everything” to follow Him. Jesus didn’t get a few hours of their week—all their time was focused on Him. God has given you the precious gift of a life—all your time is a gift from Him. How will you steward your time well? That doesn’t necessarily mean “getting things done” for God. It might have more to do with where you focus as you go through your day.

WHAT DOES IT MEAN TO BE A PART OF THE KINGDOM OF GOD WHEN IT COMES TO YOUR TIME? THAT’S WHAT THIS FIRST SESSION IS ABOUT.

SHARE YOUR STORY

Each of us has a story. The events of our life—good, bad, challenging or wonderful—have shaped who we are. God knows your story, and He intends to redeem it—to use every struggle and every joy to ultimately bring you to Himself. When we tell our stories,

sharing them with others, we give others the opportunity to see God at work. When we share our stories, we realize we are not alone—that we have common experiences and thoughts, and others can understand what we are going through. Your story can encourage someone else, and telling it can be a path to freedom for you, and for those you share it with.

Open your group with prayer.

This should be a brief, simple prayer, in which you invite God to give you insight as you study. You can pray for specific requests at the end of the meeting, or stop momentarily to pray if a particular situation comes up during your discussion.

BEGIN YOUR TIME TOGETHER

As you begin at this first meeting, take time to pass around a copy of the Small Group Roster on page 100, a sheet of paper, or one of you pass your Study Guide, opened to the Small Group Roster. Have everyone write down their contact information. Ask someone to make copies or type up a list with everyone’s information and email it to the group this week.

by using the following questions and activities to get people talking.

When life gets busy, what are you busy doing? In other words, what specific activities consume your time?

What are you hoping to get out of this group?

What do you think it means to manage your time well?

What gets in the way of doing that?

KEY INSTRUCTIONS

Whether your group is new or ongoing, it’s always important to reflect on and review your values together. On pages 96-98 is a Small Group Agreement with the values we’ve found most useful in sustaining healthy, balanced groups. We recommend you choose one or two values—ones you haven’t previously focused on or have room to grow in—to emphasize during this study. Choose ones that will take your group to the next stage of intimacy and spiritual health. If your group is new, welcome newcomers. Introduce everyone— you may even want to have name

tags for your first meeting. We recommend you rotate host homes on a regular basis and let the hosts lead the meeting. We’ve come to realize healthy groups rotate leadership. This helps to develop every member’s ability to shepherd a few people in a safe environment. Even Jesus gave others the opportunity to serve alongside Him (Mark 6:30–44). Look at the FAQs in the Appendix for additional information about hosting and leading the group.

The Small Group Calendar on page 99 is a tool for planning who will host and lead each meeting. Take a few minutes to plan hosts and leaders for your remaining meetings.

Don’t pass this up! It will revolutionize your group.

WATCH THE DVD SESSION NOTES

Use the Notes space provided to record any key thoughts, questions, and things you want to remember or follow up on. After watching the video, have someone read the discussion questions direct the discussion among the group. As you go through each of the subsequent sections, ask someone else to read the questions and direct the discussion.

God uses stories to guide us. When we read the true stories of Scripture, we learn what God is like, we see His plan unfolding. And we learn principles for our own lives. How can we become a part of God’s story? By aligning our stories with His. By not just understanding

HEAR GOD’s STORY

what it means to follow Him, but actually doing it—changing our attitudes and actions to live as He would live. Use the following questions to guide your discussion of the teaching and stories you just experienced, and the Bible passage below. You may want to use the study notes on page 20 to guide your reading and discussion.

READ LUKE 10:38-42 (NLT)

38 As Jesus and the disciples continued on their way to Jerusalem, they came to a certain village where a woman named Martha welcomed him into her home. 39 Her sister, Mary, sat at the Lord’s feet, listening to what he taught. 40 But Martha was distracted by the big dinner she was preparing. She came to Jesus and said, “Lord, doesn’t it seem unfair to you that my sister just sits here while I do all the work? Tell her to come and help me.”

41 But the Lord said to her, “My dear Martha, you are worried and upset over all these details!42 There is only one thing worth being concerned about. Mary has discovered it, and it will not be taken away from her.”

READING QUESTIONS

Martha and Mary were both with Jesus. How did each react to Him? How would you describe Martha’s priorities? Mary’s priorities?

Verse 39 says Martha was “distracted.” What do you think that means? What sort of things do you imagine she was saying and doing? What was her attitude?

In what ways does Martha make a valid point? What are her strengths?

What do you think prompted Jesus to respond to Martha in the way He did?

What is the “one thing” Jesus alluded to in verse 42?

Mary, sat at the Lord’s feet… To sit at a rabbi’s feet was to take the position of a disciple. This was an unusual place to find a woman in Jesus’ day. Martha’s consternation may not just have been about the fact she felt overworked, but about the fact Mary’s social impropriety made her uncomfortable or embarrassed. This was simply not the way things were done. But Jesus commends Mary, and in so doing, invites Martha to come and sit and listen as well. Even some of Jesus’ disciples may have wondered at Mary joining their circle. And some of them may have had “Martha-like” tendencies, to focus more on

tasks than on relationship. Jesus is not saying what Matha chooses to do is wrong—but sitting with Him would be a better choice. Jesus uses Mary as a role model for what it really means to honor God with your time.

“Lord, doesn’t it seem unfair…” Martha’s complaint, beyond being a bit passive aggressive, represents a struggle we all face—looking at other people and trying to tell them what they should be doing. You are not the steward of anyone else’s time but your own. Resist the urge to control others or complain to God about what they are or are not doing.

God wants you to be a part of His Kingdom to weave your story into His. That will mean change to go His way rather than your own. This won’t happen overnight but it should happen steadily.

By small, simple choices, we begin to change our direction. The Holy Spirit helps us along the way— giving us gifts to serve the body, offering us insights into Scripture, challenging us to love not only those around us but those far from God.

CREATE A NEW STORY

If Jesus came to your house, as He did to Martha and Mary’s, what would you do?

Many of us work 40 or more hours per week. Besides work, what takes up most of your time? What keeps you busy?

Think about how you spend your time in any given week. How much time do you devote to doing tasks for God (volunteering or serving in some way)? How much time do you spend just sitting at His feet?

Do you relate more to Martha or Mary? Are you more task-oriented (to the point where you sometimes ignore people) or are you more people-oriented (to the point where you forget to get tasks done)?

How can you follow Mary’s example. What exactly would that look like—sitting at Jesus’ feet, listening to Him?

We often feel like we don’t have enough time. But how much time do you spend watching television or surfing social media? If you think not that much, keep a time log in the coming week, and write down how much “screen time” you log (besides for work)x: social media, television, video games, etc.

This week, how will you sit at Jesus’ feet? Can you commit to spending time in daily prayer or study of God’s Word (use the Daily Devotions section to guide you)? Tell the group how you plan to follow Jesus this week, and then, at your next meeting, talk about your progress and challenges.

To close your time together

SPEND SOME TIME WORSHIPING GOD TOGETHER. PRAYING, SINGING, READING SCRIPTURE.

HAVE SOMEONE USE THEIR MUSICAL GIFTS TO LEAD THE GROUP IN A WORSHIP SONG.

TRY SINGING ACAPELLA, USING A WORSHIP CD, OR HAVE SOMEONE ACCOMPANY YOUR SINGING WITH A MUSICAL INSTRUMENT.

READ A PASSAGE OF SCRIPTURE TOGETHER. MAKING IT A TIME OF PRAISE AND WORSHIP AS THE WORDS REMIND YOU OF ALL GOD HAS DONE FOR YOU. CHOOSE A PSALM OR OTHER FAVORITE VERSE.

ASK EVERYONE TO SHARE.

“HOW CAN WE PRAY FOR YOU THIS WEEK?” BE SURE TO WRITE PRAYER REQUESTS ON YOUR PRAYER AND PRAISE REPORT ON PAGE 108.

Close your meeting with prayer.

If you feel God nudging you to go deeper, take some time between now and our next meeting to dig into His word. Explore the Bible passages related to this session’s theme on your own, jotting your reflections in a journal or in this study guide. A great way to gain insight on a passage is to read it in several different translations. You may want to use a Bible app or website to compare translations.

ADDITIONAL STUDY

READ LUKE 10:30-37

The Parable of the Good Samaritan calls us to radically love our neighbor and have compassion and mercy on all people, even those we’d rather avoid.

How often do we say we would love to help others but we’re too busy? In other words, we don’t have time?

How much time did the Samaritan have to invest in order to help the man? What did helping cost him, in terms of both time and money?

Can you think of a recent situation where you could have shown compassion, but didn’t because you were in a hurry or didn’t have time? How would you describe Martha’s priorities? Mary’s priorities?

READ MARK 1:35-39

What does this passage tell us about how Jesus managed His time?

The verses preceding this one describe what sounds like a busy time for Jesus. Have you ever felt too busy to pray? How did Jesus respond to His full schedule?

How can you follow Jesus’ example in this passage?

DAILy DEVOTIONS

Welcome to a devotional experience that will draw you closer to Jesus. Each day, read the verse given. Take your time. Imagine Jesus is sitting with you. Then, imagine Him saying the words in the “reflect” section to you—reassuring you with His presence and loving you with His words of comfort and strength. After reflecting on Jesus’ words to you, take some time to journal your response to Him. You can write whatever’s on your heart. Answer the “respond” question only if it’s helpful. You may want to go another direction and that is exactly what you’re free to do. On the first day, you may want to read over all the verses for the week to get the “big picture” of the passage. But then walk slowly verse by verse, listening to Jesus and responding to Him as you meditate on the truths of Scripture and experience His presence.

DAY 1: READ PSALM 39:4

”Show me, Lord, my life’s end and the number of my days; let me know how fleeting my life is.”

REFLECT: Because I love you, I’ve given you an amazing gift—life! But as you know, it goes by quickly. Compared to eternity, your life here on earth is short and fleeting. So make the most of it. Let me help you live a life that’s meaningful—a life of significance, rather than just success. Seek My guidance for wisdom in how to best live every day, because you know life is short.

RESPOND: If you knew you only had a short time to live, what would you do differently with your time?

DAY 2: READ PSALM 39:5

”You have made my days a mere handbreadth; the span of my years is as nothing before you. Everyone is but a breath, even those who seem secure.”

REFLECT: Life is precious, and goes by quickly. In certain seasons, the days seem long (and perhaps difficult), but the years will seem short when you look back. Don’t trust in the things of this life and this world—put your trust in Me, and I’ll help you to make the most of your one and only life.

RESPOND: What is one thing you want to change about how you manage your time, when you think about how short life is? What have you been putting off until “someday” that perhaps God is calling you to do now?

DAY 3: READ PSALM 39:6

”Surely everyone goes around like a mere phantom; in vain they rush about, heaping up wealth without knowing whose it will finally be.”

REFLECT: You live a hurried life. You’re always rushing, always feeling like you can’t keep up with all the tasks you have to do. You’re seeking more stuff, more money, a better house or car. Stop rushing, and take a moment to just breathe. Come and sit at My feet, listen to Me. Let Me tell you how much I love you. Simply enjoy My presence. That’s really the best way to use your precious time.

RESPOND: Think of a time recently when you were rushing about? What drives you to hurry and rush?

DAY 4: READ PSALM 39:7

”But now, Lord, what do I look for? My hope is in you.”

REFLECT: What are you looking for, My child? Why are you so busy? I know all the things you feel you need to do—work, family, church, and more all grab for a spot on your calendar, an hour (or way more!) of your time. Focus on Me, and all these things will find their rightful place. Hope in Me, trust in Me—My love will empower you, and help you.

RESPOND: What does it mean to put your hope in God? How does looking to Him and focusing on Him help you to manage your time?

DAY 5: READ PSALM 39:8

”Save me from all my transgressions; do not make me the scorn of fools.”

REFLECT: Here’s My promise: to rescue you, pick you up and turn you around. I want to put level ground under your feet and walk with you, guiding you all the way. Are you willing to follow Me, or do you want to go your own way? Choose wisely, and you can live a life without regrets.

RESPOND: What transgressions have you made with your time? How can you better steward the time God has given you?

DAY 6: Use the following space to write any thoughts God has put in your heart and mind about the things we have looked at in this session and during your DAILY DEVOTIONS time this week.

SESSION NOTES

MEMORY VERSE: “Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms. If anyone speaks, they should do so as one who speaks the very words of God. If anyone serves, they should do so with the strength God provides, so that in all things God may be praised through Jesus Christ.”

1 Peter 4:10-11

SESSION TWO Treasury Fund (Worship)

When we think about stewardship, we often default to thinking about money. But God has given us more than just material provision. He’s created each of us with abilities, talents, gifts. The question becomes, what are we doing to discover what those gifts are, and then to use them to further the Kingdom of God?

Every talent you have was given to you by God—even if you don’t yet know Him or acknowledge Him. You may think your skills and gifts are the result of your own efforts and brain power— but God made you and so every skill you have is from Him.

If you’re not sure what gifts you possess, the first step of stewardship is to discover those gifts.

If you know what talents and gifts you’ve got, the question

becomes—are you using those gifts to further God’s kingdom? When you discover and deploy your gifts, you experience God in a new way because you discover your purpose. You work not FOR God, but alongside of Him, bringing your talents and allowing Him to bless and multiply them for greater good than you could ever do by yourself.

SHARE YOUR STORY

As we said last week, WHEN WE TELL OUR STORIES, sharing them with others, we give others the opportunity to see God at work. YOUR STORY IS BEING SHAPED, even in this moment, by being a part of this group. In fact, few things can shape us more than community. WHEN WE SHARE OUR STORIES, we can encourage someone else, and learn. We can experience the presence of God as He helps us be brave enough to reveal our thoughts and feelings.

Open your group with prayer.

BEGIN YOUR TIME TOGETHER

by using the following questions and activities to get people talking.

What did you love to do when you were a kid? What hobbies or interests did you have? (Not including watching television or playing video games.)

This series is about stewardship. What comes to mind when you hear the word stewardship? What do you think are common misunderstandings of this word?

Pair up with someone in your group. (We suggest men partner with men and women with women.) This person will be your spiritual partner for the rest of this study. He or she doesn’t have to be your best friend, but will simply encourage you to complete the goals you set for yourself during this study. Following through on a resolution is tough when you’re on your own, it makes all the difference to have a partner cheering you on. What gets in the way of doing that?

WATCH THE DVD SESSION NOTES

HOW CAN WE BECOME A PART OF GOD’S STORY? BY ALIGNING OUR STORIES WITH HIS. BY UNDERSTANDING WHAT IT MEANS TO FOLLOW HIM. USE THE FOLLOWING QUESTIONS TO GUIDE YOUR DISCUSSION OF THE TEACHING AND STORIES YOU JUST EXPERIENCED, AND THE BIBLE PASSAGE BELOW.

HEAR GOD’S STORY

READ MATTHEW. 25:14-30

14 “For it is as if a man, going on a journey, summoned his slaves and entrusted his property to them; 15 to one he gave five talents, to another two, to another one, to each according to his ability. Then he went away. 16 The one who had received the five talents went off at once and traded with them, and made five more talents. 17 In the same way, the one who had the two talents made two more talents. 18 But the one who had received the one talent went off and dug a hole in the ground and hid his master’s money. 19 After a long time the master of those slaves came and settled accounts with them. 20 Then the one who had received the five talents came forward, bringing five more talents, saying, ‘Master, you handed over to me five talents; see, I have made five more talents.’ 21 His master said to him, ‘Well done, good and trustworthy slave; you have been trustworthy in a few things, I will put you in charge of many things; enter into the joy of your master.’ 22 And the one with the two talents also came forward, saying, ‘Master, you handed over to me two talents; see, I have made two more talents.’ 23 His master said to him, ‘Well done, good and trustworthy slave; you have been trustworthy in a few things, I will put you in charge of many things; enter into the joy of your master.’ 24 Then the one who had received the one talent also came forward, saying, ‘Master, I knew that you were a harsh man, reaping where you did not sow, and gathering where you did not scatter seed; 25 so I was afraid, and I went and hid your talent in the ground. Here you have what is yours.’ 26 But his master replied, ‘You wicked and lazy slave! You knew, did you, that I reap where I did not sow, and gather where I did not scatter? 27 Then you ought to have invested my money with the bankers, and on my return I would have received what was my own with interest. 28 So take the talent from him, and give it to the one with the ten talents. 29 For to all those who have, more will be given, and they will have an abundance; but from those who have nothing, even what they have will be taken away. 30 As for this worthless slave, throw him into the outer darkness, where there will be weeping and gnashing of teeth.’

READING QUESTIONS

How did the master decide how much to give each servant?

In order to double their investment, what would the servants have to do?

What reward do the servants receive who invest successfully?

What motivated the third servant to bury the money in the ground? How was he feeling about the task he’d been given?

What happens to the third servant? Why do you suppose the master is so harsh with him?

What point do you think Jesus is trying to make? What is the point of this parable?

STUDY NOTES

Atalent (in Greek, talanton) was a unit of measure equivalent to 80 pounds.

In Jesus’ day, even one talent would be the equivalent of an average person’s wages for twenty years. So entrusting a servant with ten talents was incredibly extravagant—a point we might easily overlook. Today a rough equivalent of one talent might be about $500,000. So the servant with ten talents was given the equivalent of about $5 million to invest.

Jesus’ point is not that we just ought to invest our gifts wisely, but that our gifts have incredible value, and God expects us to do something with them.

The English word “talent,” meaning a person’s ability or strength, comes from this parable.

Jesus begins the story “it’s also like,” because right before this parable, He’d told another parable that talked about what the Kingdom of God is like. So this parable is telling us what the Kingdom of God is like. God’s Kingdom is like a man who gives his servants a staggering amount of money to invest—then goes out of town, leaving them on their own—trusting them completely to figure it out. The principles in this parable, though they may apply to all of life, are being told specifically about God’s Kingdom. We’re asked to risk beyond our comfort zones, invest our talents rather than bury them, and never let fear keep us from reaching our potential.

IN THIS SECTION, TALK ABOUT HOW YOU WILL APPLY THE WISDOM YOU’VE LEARNED FROM THE TEACHING AND BIBLE STUDY. THEN THINK ABOUT PRACTICAL STEPS YOU CAN TAKE IN THE COMING WEEK TO LIVE OUT WHAT YOU’VE LEARNED.

CREATE A NEW STORY

This is a parable about investment. But is Jesus only talking about finance? Who does “the master” in the parable represent? What have you been given by the Master to invest? The text tells us each servant was given an amount of money that matched his abilities. What abilities or gifts has God given you? What happens to a church where people bury their talents? What happens to a church where everyone invests their talents and uses them to serve God? How can you invest your talents in God’s Kingdom? What would that look like?

Spend some time praying about those you know who might respond to a simple invitation: to come to a church service, to join your small group, or even just to have coffee and talk about spiritual matters. Ask the Holy Spirit to bring people to mind you can pray for. Take a look at the Circles of Life diagram below and write the names of two or three people you know who need to know Christ. Commit to praying for God’s guidance and an opportunity to share with each of them. Share your lists with the group so you can all be praying for the people you’ve identified.

Family (immediate or extended)

Familiar

(neighbors, kids’ sports teams, school, and so forth)

Fun (gym, hobbies, hangouts) Firm (work)

Friends

Developing our ability to serve according to the leading of the Holy Spirit takes time and persistence in getting to know our Lord. So the first step toward serving others is, paradoxically, spending time alone with God: in prayer, in studying and reflecting on God’s Word. Here are some simple ways to connect with God.

Tell the group which one you plan to try this week, and then, at your next meeting, talk about your progress and challenges.

COMMIT TO PERSONAL PRAYER AND DAILY CONNECTION WITH GOD. YOU MAY FIND IT HELPFUL TO WRITE YOUR PRAYERS IN A JOURNAL.

PRAYER. Daily Devotions.

THE DAILY DEVOTIONS PROVIDED IN EACH SESSION OFFER AN OPPORTUNITY FOR READING A SHORT BIBLE PASSAGE FIVE DAYS A WEEK DURING THE COURSE OF THIS STUDY. IN OUR HURRY-UP WORLD, WE OFTEN MOVE TOO QUICKLY THROUGH EVERYTHING—EVEN READING GOD’S WORD! SLOW DOWN. DON’T JUST SKIM, BUT TAKE TIME TO READ CAREFULLY AND REFLECT ON GOD’S WORD. WRITE DOWN YOUR INSIGHTS ON WHAT YOU READ EACH DAY. COPY A PORTION OF SCRIPTURE ON A CARD AND TAPE IT SOMEWHERE IN YOUR LINE OF SIGHT, SUCH AS YOUR CAR’S DASHBOARD OR THE KITCHEN TABLE. OR TEXT IT TO YOURSELF! THINK ABOUT IT WHEN YOU SIT AT RED LIGHTS, OR WHILE YOU’RE EATING A MEAL. REFLECT ON WHAT GOD IS SAYING TO YOU THROUGH THESE WORDS. ON THE SIXTH DAY SUMMARIZE WHAT GOD HAS SHOWN YOU THROUGHOUT THE WEEK.

To close your time together

SPEND SOME TIME WORSHIPING GOD TOGETHER. PRAYING, SINGING, READING SCRIPTURE.

HAVE SOMEONE USE THEIR MUSICAL GIFTS TO LEAD THE GROUP IN A WORSHIP SONG. TRY SINGING ACAPELLA, USING A WORSHIP CD, OR HAVE SOMEONE ACCOMPANY YOUR SINGING WITH A MUSICAL INSTRUMENT.

READ A PASSAGE OF SCRIPTURE TOGETHER. MAKING IT A TIME OF PRAISE AND WORSHIP AS THE WORDS REMIND YOU OF ALL GOD HAS DONE FOR YOU. CHOOSE A PSALM OR OTHER FAVORITE VERSE.

ASK EVERYONE TO SHARE.

“HOW CAN WE PRAY FOR YOU THIS WEEK?” BE SURE TO WRITE PRAYER REQUESTS ON YOUR PRAYER AND PRAISE REPORT ON PAGE 108.

If you feel God nudging you to go deeper, take some time between now and our next meeting to dig into His Word. Explore the Bible passages related to this session’s theme on your own, jotting your reflections in a journal or in this study guide. A great way to gain insight on a passage is to read it in several different translations. You may want to use a Bible app or website to compare translations.

ADDITIONAL STUDY

READ 1 CORINTHIANS 12:4-31

(because this is a longer passage, you may want to study it over a few days)

This passage uses what metaphor to describe the church?

What spiritual gifts are listed in this passage? Which, if any, of these do you know you have? Be sure to ask a friend or two who know you well to affirm whether they see those gifts in you).

What would it look like to steward the gift you’ve been given?

Where is God calling you to invest your talents and gifts?

READ 2 TIMOTHY 1:6-7

What does it mean to fan something into flame?

What gift within you feels like it needs to be encouraged or pushed into being more than it is right now?

How does God’s Spirit help us to reach our potential when it comes to serving Him?

DAILy DEVOTIONS

Each day, read the verse given. Take your time. Imagine Jesus is sitting with you. Then, imagine Him saying the words in the “reflect” section to you—reassuring you with His presence and loving you with His words of comfort and strength. After reflecting on Jesus’ words to you, take some time to journal your response back to Him. You can write whatever’s on your heart. Answer the “respond” question only if it’s helpful. You may want to go another direction and that is exactly what you’re free to do. On the first day, you may want to read over all the verses for the week to get the “big picture” of the passage. But then walk slowly verse by verse, listening to Jesus and responding to Him as you meditate on the truths of Scripture and experience His presence. (This week’s devotions are taken from The Message Bible.)

DAY 1: READ ROMANS 12:4

”In this way we are like the various parts of a human body. Each part gets its meaning from the body as a whole, not the other way around. The body we’re talking about is Christ’s body of chosen people. Each of us finds our meaning and function as a part of his body. But as a chopped-off finger or cut-off toe we wouldn’t amount to much, would we?”

REFLECT: My child, I didn’t give you the talents and gifts you possess for your own sake. Your life of faith is not meant to be lived in isolation. Your talents point you toward what I want for you—a life in community with others. Love Me and love others. How? By using the talents I’ve given you to serve others, to help them in practical ways, to build them up and encourage them.

RESPOND: What does it mean to be a part of Christ’s body? What is your next step when it comes to getting connected to the body?

DAY 2: READ ROMANS 12:5

”So since we find ourselves fashioned into all these excellently formed and marvelously functioning parts in Christ’s body, let’s just go ahead and be what we were made to be, without enviously or pridefully comparing ourselves with each other, or trying to be something we aren’t.”

REFLECT: When you focus on comparing yourself to others, you take your eyes off Me. You’ll go off the rails either feeling inadequate, or going the opposite extreme to think you’re more important than others. Be who I made you to be a deeply loved child, who can serve others not in your own power but by letting My power flow through you. That’s how you can be a part of My body.

RESPOND: How can knowing and using our spiritual gifts keep us from comparing ourselves to others?

DAY 3: READ ROMANS 12:6-8

”If you preach, just preach God’s Message, nothing else; if you help, just help, don’t take over; if you teach, stick to your teaching; if you give encouraging guidance, be careful that you don’t get bossy; if you’re put in charge, don’t manipulate; if you’re called to give aid to people in distress, keep your eyes open and be quick to respond; if you work with the disadvantaged, don’t let yourself get irritated with them or depressed by them. Keep a smile on your face.”

REFLECT: My dream for you is that you would pay attention to how I’ve made you, and lean into your gifting. But remember to steward that gift wisely; use it, but use it properly. I’ve designed My community, My Church, to work together beautifully. So do your part—nothing more and nothing less. Then step back and marvel at how perfectly your talents fit into place next to the gifts and skills of others.

RESPOND: Look at the different gifts listed in this passage. Which of these resonates with you, is it one you possess? What warning does this verse have specifically for you?

DAY 4: READ ROMANS 12:9-10

”Love from the center of who you are; don’t fake it. Run for dear life from evil; hold on for dear life to good. Be good friends who love deeply; practice playing second fiddle.”

REFLECT: All the talents in the world won’t do any good if you’re not motivated by love. I’ve loved you, My dear one. I’ve given you My best—held nothing back, put no conditions. In the same way that you’ve received love from me, turn and give love to others through the use of your talents and gifts. Be humble about it, not bragging or looking for praise.

RESPOND: What does genuine love and humility have to do with stewarding our talents and gifts? Does focusing on Him help you to manage your time?

DAY 5: READ ROMANS 12:11-13

”Don’t burn out; keep yourselves fueled and aflame. Be alert servants of the Master, cheerfully expectant. Don’t quit in hard times; pray all the harder. Help needy Christians; be inventive in hospitality.”

REFLECT: Fuel your spirit by spending time with Me, letting Me love you and strengthen you. Don’t try to serve out of your own strength—pray and let Me strengthen you for whatever task I call you to.

RESPOND: How would serving in an area where we are not gifted or called cause us to burn out? How can you remain cheerful?

DAY 6: Use the following space to write any thoughts God has put in your heart and mind about the things we have looked at in this session and during your DAILY DEVOTIONS time this week.

SESSION NOTES

SESSION THREE

MEMORY VERSE: “Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you.” Luke 6:38

Mutual Fund (Fellowship)

We live in a “mine” culture we want to get as much as we can. We define success by our income and assets; the more we have, the more successful we believe ourselves to be. In other words, we value money and material things more than almost anything. The way we label people as “consumers” or “owners”—car owners, homeowners—reflects our underlying values and priorities. We “need”

to have certain stuff—phones, computers, certain brands of clothing, and so on. We think if we just have nicer stuff—a bigger house, a fancier car, a newer phone, a bigger TV, a faster computer—we will be happy.

Unfortunately, the law of diminishing returns kicks in and we are never satisfied. We may say “money can’t buy happiness” but our actions and decisions say just the opposite.

WE MAY SAY “MONEY CAN’T BUY HAPPINESS” BUT OUR ACTIONS AND DECISIONS SAY THE OPPOSITE.

God asks us to see our financial resources as a gift from Him, as something He has given us to take care of but not something we own. We are stewards of what ultimately belongs to God. He asks us to be generous, not because He’s needy, but because He knows that is ultimately what will bring us joy. When we see our stuff as His stuff, we live in freedom. We trust Him, knowing He’ll provide

all we need. As we practice generosity, He grows in us a heart of compassion for those who are less fortunate. Ultimately, stewardship is about trusting God enough to realize all we have is really His anyway. It’s a chance to use His resources to help those in need to love others by meeting tangible needs.

Open Your Group WIth Prayer

Share Your Story.

STORIES.

TELLING OUR PERSONAL STORIES BUILDS DEEPER CONNECTIONS AMONG GROUP MEMBERS. BEGIN YOUR TIME TOGETHER BY USING THE FOLLOWING QUESTIONS AND ACTIVITIES TO GET PEOPLE TALKING.

Have you ever known someone who didn’t have a lot of material wealth but seemed to be very content? Describe that person to the group. What do you think made them feel happy or content?

In the home you grew up in, what was the attitude toward giving of financial resources to church or charity? What was modeled for you?

Sit with your spiritual partner. If your partner is absent or if you are new to the group, join with another pair or someone who doesn’t yet have a partner. If you haven’t established your spiritual partnership yet, do it now. (See Share Your Story in Session Two.)

WATCH THE DVD SESSION NOTES

Hear GOD’s STORY

READ MATTHEW 6: 19-25 (MSG)

19-21

“Don’t hoard treasure down here where it gets eaten by moths and corroded by rust or—worse!—stolen by burglars.

Stockpile treasure in heaven, where it’s safe from moth and rust and burglars. It’s obvious, isn’t it? The place where your treasure is, is the place you will most want to be, and end up being.

22-23

“Your eyes are windows into your body. If you open your eyes wide in wonder and belief, your body fills up with light. If you live squinty-eyed in greed and distrust, your body is a dank cellar. If you pull the blinds on your windows, what a dark life you will have!

24 “You can’t worship two gods at once. Loving one god, you’ll end up hating the other. Adoration of one feeds contempt for the other. You can’t worship God and Money both.

25-26

“If you decide for God, living a life of God-worship, it follows that you don’t fuss about what’s on the table at mealtimes or whether the clothes in your closet are in fashion. There is far more to your life than the food you put in your stomach, more to your outer appearance than the clothes you hang on your body.”

READING QUESTIONS

What does this passage tell us about our “stuff?”

Do you ever feel like you’ve got too much stuff, and spend too much time trying to organize your stuff, store your stuff, even get rid of extra stuff? What would this passage say about that situation?

What do you think Jesus meant when He said we should “stockpile treasure in heaven?”

What does it mean to worship money? How would you describe a person who worships money?

Do you agree with the statement in verse 24: “adoration of one (money) feeds contempt for the other (God)?” Explain.

STUDY NOTES

“YOUR EYES ARE WINDOWS INTO YOUR BODY.”

It may seem odd Jesus inserts a comment about our eyes in between two statements about money and treasures. But to His listeners, it made perfect sense. In the culture of Jesus’ day, the idea of “a good eye” or “eyes wide open” or as some translations put it, “a single eye” means both a singular focus on God and His will, and a generosity of spirit. In the Hebrew mind, a focus on God and

generosity toward others were inseparable. Jesus is really talking about our focus—is it on God, or is it on accumulating wealth and having more things? What do we put the most effort into? Is our focus on ourselves, or on helping others? What are we most focused on? What are our goals in life? Are they about success and achievement and having things and money? Or are our priorities aligned with God’s?

God wants you to be a part of His Kingdom—to weave your story into His. That will mean change—to go His way rather

than your own. This won’t happen overnight—but it should happen steadily. By small, simple choices, we begin to change our direction. The Holy Spirit helps us along the way— giving us gifts to serve the

body, offering us insights into Scripture, challenging us to love not only those around us but those far from God. In this section, talk about how you will apply the wisdom you’ve learned in this session.

CREATE A NEW STORY

LOOK AGAIN AT THE PASSAGE WE READ.

Where would you say you’ve stored up treasure?

Do you ever worry about money? What do verses 25-26 tell us about worry?

Which of the following describes you right now:

A. For many reasons, I don’t feel comfortable giving money to the church.

B. I give money to my church or favorite charity occasionally.

C. I put something in the offering plate each week, but the amount is inconsistent, or is not even close to 10 percent of my income.

D. I tithe regularly.

E. Everything I have is God’s, I’m simply the manager of His resources, so I give a tithe and beyond as God leads.

In your experience, what are some of the benefits of regular giving? What are the risks?

The Bible talks about us being stewards—what do you think that means? Have someone in the group look up the word steward in the dictionary. What are one or two things you could do within the next month to “stockpile treasure in heaven?” What, besides simply giving money, would enable you to do that? In the last session we asked you to write some names in the Circles of Life diagram. Who did you identify as the people in your life who need to meet Jesus? Go back to the Circles of Life diagram on page 40 to help you think of the various people you come in contact with on a regular basis who need to know Jesus more deeply. Consider the following ideas for action and make a plan to follow through on one of them this week. This is a wonderful time to welcome a few friends into your group. Which of the people you listed could you invite? It’s possible you may need to help your friend overcome obstacles to coming to a place where he or she can encounter Jesus. Does your friend need a ride to the group? Help with child care?

Consider inviting a friend to attend a weekend service with you and possibly plan to enjoy a meal together afterward. This can be a great opportunity to talk with someone about your faith in Jesus. Is there someone you wouldn’t invite to your group but who still needs a connection? Would you be willing to have lunch or coffee with that person, catch up on life, and share something you’ve learned from this study? Jesus doesn’t call all of us to lead small groups, but He does call every disciple to spiritually multiply his or her life over time.

We have found groups connect outside of the regular meeting time build stronger bonds and feel a greater sense of purpose. Why not plan a social outing with group members? As a group, brainstorm about ways you could do something fun together—enjoy a meal or a night out together.

To close your time together

SPEND SOME TIME WORSHIPING GOD TOGETHER. PRAYING, SINGING, READING SCRIPTURE.

HAVE SOMEONE USE THEIR MUSICAL GIFTS TO LEAD THE GROUP IN A WORSHIP SONG. TRY SINGING Á CAPELA, USING A WORSHIP CD, OR HAVE SOMEONE ACCOMPANY YOUR SINGING WITH A MUSICAL INSTRUMENT.

READ A PASSAGE OF SCRIPTURE TOGETHER. MAKING IT A TIME OF PRAISE AND WORSHIP AS THE WORDS REMIND YOU OF ALL GOD HAS DONE FOR YOU. CHOOSE A PSALM OR OTHER FAVORITE VERSE.

ASK EVERYONE TO SHARE.

“HOW CAN WE PRAY FOR YOU THIS WEEK?” BE SURE TO WRITE PRAYER REQUESTS ON YOUR PRAYER AND PRAISE REPORT ON PAGE 108.

Close your meeting with prayer.

Take some time between now and our next meeting to dig into God’s Word. Explore the Bible passages related to this session’s theme on your own, jotting your reflections in a journal or in this study guide. You may even want to use a Bible website or app to look up commentary on these passages. If you like, share what you learn with the group the next time you meet.

ADDITIONAL STUDY

READ 2 CORINTHIANS 9:6-11

What does it mean to “sow sparingly?” What is one thing you could do to “sow generously?”

What promises do we find in this passage?

What would it take for you to become “a cheerful giver?”

READ PROVERBS 11:24 AND 19:17

What do these verses tell us about generosity?

What is one attitude or action that would change in your life if you were to be more “kind to the poor?”

What promises do we find in these verses?

DAILy DEVOTIONS

Each day, read the verse given. Take your time. Imagine that Jesus is sitting with you. Then, imagine Him saying the words in the “reflect” section to you—reassuring you with His presence and loving you with His words of comfort and strength. After reflecting on Jesus’ words to you, take some time to journal your response to Him. You can write whatever’s on your heart. Answer the “respond” question only if it’s helpful. You may want to go another direction and that is exactly what you’re free to do. On the first day, you may want to read over all the verses for the week to get the “big picture” of the passage. But then walk slowly verse by verse, listening to Jesus and responding to Him as you meditate on the truths of Scripture and experience His presence.

DAY 1: READ PSALM 112:1-2

”Blessed are those who fear the Lord, who find great delight in his commands. Their children will be mighty in the land; the generation of the upright will be blessed.”

REFLECT: When you respond to My love with reverence and respect, you’ll find My way of life is a source of joy and delight. My commands are not meant to be a burden, but a way of life that will strengthen you and bless you. Choose life, My child. Delight in the way I’ve set before you.

RESPOND: What does it mean to delight in God’s commands? What would enable us to do this? What promise do you find in this passage?

DAY 2: READ PSALM 112:3-4

”Wealth and riches are in their houses, and their righteousness endures forever. Even in darkness light dawns for the upright, for those who are gracious and compassionate and righteous.”

REFLECT: My child, I want to bless you. But if greed is your motive, you’ll never find what you’re looking for. To live a righteous and upright life means living a generous life in every way.

Be compassionate toward the poor, treat others fairly. Work for justice and righteousness. Be open-handed with your time, your talents and your treasures, and then watch how I will bless you.

RESPOND: What are some ways in which you can be gracious, compassionate and righteous? Think of specific actions you could take to move toward these ideals.

DAY 3: READ PSALM 112:5-6

”Good will come to those who are generous and lend freely, who conduct their affairs with justice. Surely the righteous will never be shaken; they will be remembered forever.”

REFLECT: My child, I want to bless you. If your fists are closed tightly, grabbing onto your stuff, trying to get more, then I can’t put anything into your hands. Open your hands, and open your eyes. When I show someone who needs your help, who needs an advocate who can help them find justice—respond to them, knowing you’re loving Me by loving them.

RESPOND: What would it look like to conduct your financial affairs with justice? How is this related to generosity?

DAY 4: READ PSALM 112:7-8

”They will have no fear of bad news; their hearts are steadfast, trusting in the Lord. Their hearts are secure, they will have no fear; in the end they will look in triumph on their foes.”

REFLECT: I want to take care of you, My child. To provide for you. If you trust Me, you’ll hold loosely to your possessions, and tightly to Me. When I’m your priority, you’ll feel safe and secure. Together, we can get through anything—you don’t have to ever be afraid.

RESPOND: How secure is your heart? Spend some time in prayer, asking God to help you to trust Him more.

DAY 5: READ PSALM 112:9

”They have freely scattered their gifts to the poor, their righteousness endures forever; their horn will be lifted high in honor.”

REFLECT: All you have, all you possess—it’s all a gift from Me, my dear one. I’ve given you strengths and abilities—all gifts again from Me. The more you are willing to give those away, the more you’ll receive. When you are generous, you’ll receive honor—both now and even more in the life to come. You’ll receive strength to walk in righteousness. Live generously, knowing all you have, you have because of My generosity.

RESPOND: What would it look like to freely scatter your gifts to the poor? What promises does this passage give us? What is your next step toward laying hold of those promises?

DAY 6: Use the following space to write any thoughts God has put in your heart and mind about the things we have looked at in this session and during your DAILY DEVOTIONS time this week.

SESSION NOTES

SESSION FOUR

MEMORY VERSE: “Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it.” Malachi 3:10

Growth Fund (Discipleship)

All we have comes from God’s hands— and in fact, belongs to Him. The Bible, starting way back in Exodus, calls us to understand the Law of First Things. God doesn’t just ask for a tithe, or ten percent, of our harvest (or income). He asks for the first ten percent. The Law of First Things states the first thing represents the totality. Whatever the first is, and whatever is done

with it, determines what will happen to all the rest. So God promises blessing to those who give the firstfruits, not only of their financial resources, but of their time, their thoughts, their words. What is the first thing of your day—your first words, first thoughts, first attitudes? Those will determine what happens the rest of your day. In the same way, when we give the first ten percent of anything we receive to God, and give it in faith before we buy other things, He

will provide what we need. We give the first portion of all we have to God, so we can reap a harvest. We give to get, but only so we can give more. God invites us to test Him in this, to see if the Law of First Things holds true. The Old Testament law is our starting point, not our ending point. From the starting point of ten percent, we can become even more generous, because we trust God’s provision.

SHARE YOUR STORY

As we have said in previous lessons, SHARING OUR PERSONAL STORIES BUILDS

DEEPER CONNECTIONS among group members. Your story may be exactly what another person needs to hear to encourage or strengthen them. And your LISTENING TO OTHERS’ STORIES IS AN ACT OF LOVE and kindness to them—and could very well help them to grow spiritually.

Open your group with prayer.

BEGIN YOUR TIME TOGETHER

Begin your time together by using the following questions and activities to get people talking.

How can a person give God the “firstfruits,” or first portion of their day?

In the family you grew up in, what was the general attitude toward money:

A. worry that there wasn’t enough;

B. conflict over how to spend and save it;

C. a peacefulness even though we didn’t have a lot;

D. a striving to always attain and accumulate more in order to move up.

Take time in this final session to connect with your spiritual partner. What has God been showing you through these sessions about what it means to stand in the gap?

Check in with each other about the progress you have made in your spiritual growth during this study. What’s one thing God surprised you with during this study? Make plans about whether you will continue in your mentoring relationship outside your Bible study group.

Take some time for each person to share about how they’ve done with inviting the people on the Circles of Life to church or your small group. What specific conversations are you praying about for the weeks to come?

WATCH THE DVD SESSION NOTES

HEAR GOD’S STORY

READ MALACHI 3:8-12(NIV)

8 “Will a mere mortal rob God? Yet you rob me. “But you ask, ‘How are we robbing you?’ “In tithes and offerings. 9 You are under a curse—your whole nation—because you are robbing me. 10 Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it. 11 I will prevent pests from devouring your crops, and the vines in your fields will not drop their fruit before it is ripe,” says the Lord Almighty. 12 “Then all the nations will call you blessed, for yours will be a delightful land,” says the Lord Almighty.

READING QUESTIONS

Why does God accuse His people of robbing Him?

What does God ask His people to do?

What promises does He make if they do what He says?

Why do you think God invites His people to test Him?

STUDY NOTES

TITHE.

A tithe is ten percent. You cannot “tithe five percent” because that’s a contradiction. While mentioned numerous times in the Old Testament, the tithe is only mentioned a couple of times in the New Testament, and typically, as an illustration of legalism. However, the New Testament calls us to see everything as belonging to God, and all of our resources as available to His purposes.

FIRSTFRUITS.

Starting in Exodus 13, God calls His people to give the “firstfruits” of their harvest, and the first born of all animals and people, to Him. These first born ones, according to Exodus 13, would either be sacrificed, or “redeemed” by sacrificing another in their place. So in order to redeem their firstborn children, parents would sacrifice a lamb or other animal in their place. Jesus, God’s firstborn, became the sacrifice that redeemed all of us. He calls us to give the first portion of all we receive back to Him. That sacrifice of the first fruits “redeems” the rest of what we have.

How has God changed your story during this four-week study? What new things is He asking you to do? What truth has transformed your heart? As you walk forward in your relationship with God, what will you do differently as a result of what you’ve experienced in this group?

CREATE A NEW STORY

Did your family tithe when you were growing up? Or did your family not talk about it? Explain.

How does your answer to the question above impact the way you view giving now?

How have you seen God show His faithfulness to you financially?

Which requires more faith: to give the first ten percent of your paycheck, or the last ten percent (after you’ve paid other bills)? Which does God ask us to do?

VERSE.

THIS VERSE PROMISES THAT IF WE TITHE, GOD “WILL PREVENT PESTS FROM DEVOURING YOUR CROPS, AND THE VINES IN YOUR FIELDS WILL NOT DROP THEIR FRUIT BEFORE IT IS RIPE.”

WHAT WOULD BE A MODERN DAY EQUIVALENT OF THIS PROMISE?

LAST MEETING TIME

As this is the last meeting in this study, take some time to celebrate the work God has done in the lives of group members. Have each person in the group share some step of growth they have noticed in another member. (In other words, no one will talk about themselves, but affirm others in the group.) Make sure each person gets affirmed and noticed and celebrated—whether the steps they’ve made are large or small.

To

close your time together

IF YOUR GROUP STILL NEEDS TO MAKE DECISIONS ABOUT CONTINUING TO MEET AFTER THIS SESSION, HAVE THAT DISCUSSION NOW. TALK ABOUT WHAT YOU WILL STUDY, WHO WILL LEAD, AND WHERE AND WHEN YOU WILL MEET.

REVIEW YOUR SMALL GROUP AGREEMENT ON PAGE 96 AND EVALUATE HOW WELL YOU MET YOUR GOALS. DISCUSS ANY CHANGES YOU WANT TO MAKE AS YOU MOVE FORWARD. IF YOU PLAN TO CONTINUE MEETING, AND YOUR GROUP STARTS A NEW STUDY, THIS IS A GREAT TIME TO TAKE ON A NEW ROLE OR CHANGE ROLES OF SERVICE IN YOUR GROUP.

WHAT NEW ROLE WILL YOU TAKE ON? IF YOU ARE UNCERTAIN, MAYBE YOUR GROUP MEMBERS HAVE SOME IDEAS FOR YOU. REMEMBER YOU AREN’T MAKING A LIFETIME COMMITMENT TO THE NEW ROLE; IT WILL ONLY BE FOR A FEW WEEKS. MAYBE SOMEONE WOULD LIKE TO SHARE A ROLE WITH YOU IF YOU DON’T FEEL READY TO SERVE SOLO.

Close your meeting with prayer.

Close by praying for your prayer requests and take a couple of minutes to review the praises you have recorded over the past five weeks on the Prayer and Praise Report on page 108. Spend some time just worshipping God and thanking Him for all He’s done in your group during this study.

ADDITIONAL STUDY

READ MATTHEW 23:23

(because this is a longer passage, you may want to study it over a few days)

What does Jesus say is more important than tithing?

Does He say we shouldn’t or don’t have to tithe?

What does “without neglecting the former” mean?

How are justice, mercy and faithfulness connected to tithing?

DEUTERONOMY 14:22-29

What did God instruct His people to do with the tithe they set aside?

Imagine yourself at the feast described in this passage. What would you be thinking and feeling?

What happened to the tithe every three years?

ADDITIONAL STUDY (cont)

READ DEUTERONOMY 26:8-15

8 So the Lord brought us out of Egypt with a mighty hand and an outstretched arm, with great terror and with signs and wonders. 9 He brought us to this place and gave us this land, a land flowing with milk and honey; 10 and now I bring the firstfruits of the soil that you, Lord, have given me.” Place the basket before the Lord your God and bow down before him.11 Then you and the Levites and the foreigners residing among you shall rejoice in all the good things the Lord your God has given to you and your household.

12 When you have finished setting aside a tenth of all your produce in the third year, the year of the tithe, you shall give it to the Levite, the foreigner, the fatherless and the widow, so that they may eat in your towns and be satisfied. 13 Then say to the Lord your God: “I have removed from my house the sacred portion and have given it to the Levite, the foreigner, the fatherless and the widow, according to all you commanded. I have not turned aside from your commands nor have I forgotten any of them. 14 I have not eaten any of the sacred portion while I was in mourning, nor have I removed any of it while I was unclean, nor have I offered any of it to the dead. I have obeyed the Lord my God; I have done everything you commanded me.

DAILy DEVOTIONS

Each day, read the verse given. Take your time. Imagine Jesus is sitting with you. Then, imagine Him saying the words in the “reflect” section to you—reassuring you with His presence and loving you with His words of comfort and strength. After reflecting on Jesus’ words to you, take some time to journal your response to Him. You can write whatever’s on your heart. Answer the “respond” question only if it’s helpful. You may want to go another direction and that is exactly what you’re free to do. On the first day, you may want to read over all the verses for the week to get the “big picture” of the passage. But then walk slowly verse by verse, listening to Jesus and responding to Him as you meditate on the truths of Scripture and experience His presence.

DAY 1: READ DEUTERONOMY 26:10

”…now I bring the firstfruits of the soil that you, Lord, have given me.” Place the basket before the Lord your God and bow down before Him.”

REFLECT: My heart toward you is generous, My child. I’ve given you all that you have— whether you acknowledge Me or not. But when you do acknowledge Me, and give Me the firstfruits of what I’ve given to you, you put into place a cycle of blessing—I give to you, and you give back to Me, so that you can receive, and then give more. Worship Me not just with words, but with actions.

RESPOND: What has God given you? What would it look to bring the firstfruits of that and bow down before Him?

DAY 2: READ DEUTERONOMY 26:11

”Then you and the Levites and the foreigners residing among you shall rejoice in all the good things the Lord your God has given to you and your household.”

REFLECT: You have been blessed to be a blessing. I’ve given you all you need and then some. If you honor Me with the firstfruits, the first ten percent, you’ll be blessed, and able to share that blessing. I care about the marginalized, I want your heart to be aligned with Mine. When you love Me, you’ll rejoice not only in receiving blessings, but sharing them as well.

RESPOND: What kind of generosity does this verse call us to have? How are we to respond to God’s material blessings, the “good things” He’s given us?

DAY 3: READ DEUTERONOMY 26:12

” When you have finished setting aside a tenth of all your produce in the third year, the year of the tithe, you shall give it to the Levite, the foreigner, the fatherless and the widow, so that they may eat in your towns and be satisfied.”

REFLECT: What you do for the least of these—for the poor, the fatherless, the widow, the foreigner—you’ve done for Me. When you’re generous to those who cannot repay you, it’s as if you’re giving to Me—the one you could never repay. And the joy and satisfaction that comes from giving that first tenth to Me, for the purpose of helping those who need it—that’s something money can’t buy.

RESPOND: What does this verse tell us about God’s heart for the poor?

DAY 4: READ DEUTERONOMY 26:13-14

”Then say to the Lord your God: “I have removed from my house the sacred portion and have given it to the Levite, the foreigner, the fatherless and the widow, according to all you commanded. I have not turned aside from your commands … I have obeyed the Lord my God; I have done everything you commanded me.”

REFLECT: I so long for you to experience the intimacy that comes from obedience. My provision comes as you walk out in faith, meeting you along the way. I don’t want you to obey out of fear or legalism, but out of the joy of our relationship. Just as I would do anything for you, My child, I would give you anything—I long for you to respond to Me in this beautiful cycle: you give to Me, and I give back to you, so you can give again.

RESPOND: How would it feel to tell God you’ve obeyed and done all He asked? What sort of relationship would you have with Him if were true?

DAY 5: READ DEUTERONOMY 26:15

”Look down from heaven, your holy dwelling place, and bless your people Israel and the land you have given us as you promised on oath to our ancestors, a land flowing with milk and honey.”

REFLECT: I want to bless you, My child—so step out in faith. Put yourself in the position to receive a blessing. I will bring a harvest, but you’ve got to plant the seeds. How can I bless your faith if you never even take a step in that faith. Trust Me, I want nothing but the best for you.

RESPOND: This verse paints a picture of abundance. Apart from your finances, where do you need God’s blessing in your life? What step of faith do you need to take?

DAY 6: Use the following space to write any thoughts God has put in your heart and mind about the things we have looked at in this session and during your DAILY DEVOTIONS time this week.

SESSION NOTES

APPENDICES

EXPERIENCE

EVEN BETTER!

QUESTIONS FREQUENTLY ASKED

WHAT DO WE DO ON THE FIRST NIGHT OF OUR GROUP?

Like all fun things in life–have a party! A “get to know you” coffee, dinner, or dessert is a great way to launch a new study. You may want to review the Group Agreement (pages 96-98) and share the names of a few friends you can invite to join you. But most importantly, have fun before your study time begins.

WHERE DO WE FIND NEW MEMBERS FOR OUR GROUP?

This can be troubling, especially for new groups that have only a few people or for existing groups that lose a few people along the way. We encourage you to pray with your group and then brainstorm a list of people from work, church, your neighborhood, your children’s school, family, the gym, and so forth. Then have each group member invite several of the people on his or her list. Another good strategy is to ask church leaders to make an announcement or allow a bulletin insert.

No matter how you find members, it’s vital you stay on the lookout for new people to join your group. All groups tend to go through healthy attrition–the result of moves, releasing new leaders, ministry opportunities, and so forth–and if the group gets too small, it could be at risk of shutting down. If you and your group stay

open, you’ll be amazed at the people God sends your way. The next person just might become a friend for life. You never know!

HOW LONG WILL THIS GROUP MEET?

It’s totally up to the group–once you come to the end of this 4-week study. Most groups meet weekly for at least their first 4 weeks. We strongly recommend the group meet for the first six months on a weekly basis if at all possible. This allows for continuity, and if people miss a meeting they aren’t gone for a whole month.

At the end of this study, each group member may decide if he or she wants to continue on for another 4-week study. Some groups launch relationships for years to come, and others are stepping-stones into another group experience. Either way, enjoy the journey.

CAN WE DO THIS STUDY ON OUR OWN?

Absolutely! This may sound crazy but one of the best ways to do this study is not with a full house but with a few friends. You may choose to gather with one other couple who would enjoy going out or having a quiet dinner and then walking through this study. Jesus will be with you even if there are only two of you (Matthew 18:20).

WHAT IF THIS GROUP IS NOT WORKING FOR US?

You’re not alone! This could be the result of a personality conflict, life stage difference, geographical distance, level of spiritual maturity, or any number of things. Relax. Pray for God’s direction, and at the end of this 6-week study, decide whether to continue with this group or find another. You don’t buy the first car you look at or marry the first person you date, and the same goes with a group. Don’t bail out before the 4 weeks are up–God might have something to teach you. Also, don’t run from conflict or prejudge people before you have given them a chance. God is still working in you too!

WHO IS THE LEADER?

Most groups have an official leader. But ideally, the group will mature and members will rotate the leadership of meetings. We have discovered healthy groups rotate hosts/leaders and homes on a regular basis. This model ensures all members grow, give their unique contribution, and develop their gifts. This study guide and the Holy Spirit can keep things on track even when you rotate leaders. Christ has promised to be in your midst as you gather. Ultimately, God is your leader each step of the way.

HOW DO WE HANDLE THE CHILD CARE NEEDS IN OUR GROUP?

Very carefully. Seriously, this can be a sensitive issue. We suggest you empower the group to openly brainstorm solutions. You may try one option that works for a while and then adjust over time. Our favorite approach is for adults to meet in the living room or dining room, and to share the cost of a babysitter (or two) who can be with the kids in a different part of the house. In this way, parents don’t have to be away from their children all evening when their children are too young to be left at home. A second option is to use one home for the kids and a second home (close by or a phone call away) for the adults. A third idea is to rotate the responsibility of providing a lesson or care for the children either in the same home or in another home nearby. This can be an incredible blessing for kids.

Finally, the most common idea is to decide you need to have a night to invest in your spiritual lives individually or as a couple, and to make your own arrangements for child care. No matter what decision the group makes, the best approach is to dialogue openly about both the problem and the solution.

SMALL GROUP AGREEMENT

OUR PURPOSE

TO PROVIDE A PREDICTABLE ENVIRONMENT WHERE PARTICIPANTS EXPERIENCE AUTHENTIC COMMUNITY AND SPIRITUAL GROWTH.

OUR VALUES

GROUP ATTENDANCE

SAFE ENVIRONMENT

RESPECT DIFFERENCES

CONFIDENTIALITY

ENCOURAGEMENT FOR GROWTH

SHARED OWNERSHIP

ROTATING HOSTS/ LEADERS AND HOMES

To give priority to the group meeting. We will call or email if we will be late or absent. (Completing the Group Calendar will minimize this issue.)

To help create a safe place where people can be heard and feel loved. (Please, no quick answers, snap judgments, or simple fixes.)

To be gentle and gracious to people with different spiritual maturity, personal opinions, temperaments, or “imperfections” in fellow group members. We are all works in progress.

To keep anything that is shared strictly confidential and within the group, and to avoid sharing improper information about those outside the group.

To be not just takers but givers of life. We want to spiritually multiply our life by serving others with our God-given gifts.

To remember every member is a minister and to ensure each attender will share a small team role or responsibility over time.

To encourage different people to host the group in their homes, and to rotate the responsibility of facilitating each meeting.

EXPECTATIONS OUR

• Refreshments/mealtimes _____________________________________

• Child care ________________________________________________

• When we will meet (day of week) _____________________________

• Where we will meet (place) __________________________________

• We will begin at (time) ______________ and end at ______________

• We will do our best to have some or all of us attend a worship service together. Our primary worship service time will be ________________

• Date of this agreement ______________________________________

• Date we will review this agreement again _______________________

• Who (other than the leader) will review this agreement at the end of this study ________________________________________________

CALENDAR GROUP

Planning and calendaring can help ensure the greatest participation at every meeting. At the end of each meeting, review this calendar. Be sure to include a regular rotation of host homes and leaders, and don’t forget birthdays, socials, church events, holidays, and mission/ministry projects. Go to www.lifetogether.com for an electronic copy of this form and other ideas for your group to do together.

DATE LESSON HOST HOME

Monday, January 15 1

DESSERT/ MEAL LEADER

Steve and Laura’s House Joe Bill

ROSTER SMALL GROUP

Briefly check in each week and write down your personal plans and progress for the next week (or even for the next few weeks). This could be done (before or after the meeting) on the phone, through an email message, or even in person from time to time.

VERSES MEMORY

SESSION 1

“Teach us to number our days, that we may gain a heart of wisdom.” Psalm 90:12

SESSION 2

“Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms. If anyone speaks, they should do so as one who speaks the very words of God. If anyone serves, they should do so with the strength God provides, so that in all things God may be praised through Jesus Christ.” 1 Peter 4:10-11

SESSION 3

“Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you.” Luke 6:38

SESSION 4

“Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it.” Malachi 3:10

OPEN HOUSE HOSTING AN

If you’re starting a new group, try planning an “open house” before your first formal group meeting. Even if you only have two to four core members, it’s a great way to break the ice and to consider prayerfully who else might be open to join you over the next few weeks. You can also use this kick-off meeting to hand out study guides, spend some time getting to know each other, discuss each person’s expectations for the group and briefly pray for each other.

A simple meal or good desserts always make a kick-off meeting more fun. After people introduce themselves and share how they ended up being at the meeting (you can play a game to see who has the wildest story!), have everyone respond to a few icebreaker questions: “What is your favorite family vacation?” or “What is one thing you love about your church/ our community?” or “What are three things about your life growing up that most people here don’t know?” Next, ask everyone to tell what he

or she hopes to get out of the study. You might want to review the Small Group Agreement and talk about each person’s expectations and priorities.

Finally, set an open chair (maybe two) in the center of your group and explain it represents someone who would enjoy or benefit from this group, but who isn’t here yet. Ask people to pray about whom they could invite to join the group over the next few weeks. Hand out postcards and have everyone write an invitation or two. Don’t worry about ending up with too many people; you can always have one discussion circle in the living room and another in the dining room after you watch the lesson. Each group could then report prayer requests and progress at the end of the session.

You can skip this kick-off meeting if your time is limited, but you’ll experience a huge benefit if you take the time to connect with each other in this way.

THE FIRST TIME LEADING FOR

TEN COMMON LEADERSHIP EXPERIENCES. WELCOME TO LIFE OUT IN FRONT!

1. Sweaty palms are a healthy sign. The Bible says God is gracious to the humble. Remember who is in control; the time to worry is when you’re not worried. Those who are soft in heart (and sweaty palmed) are those whom God is sure to speak through.

2. Seek support. Ask your leader, co-leader, or close friend to pray for you and prepare with you before the session. Walking through the study will help you anticipate potentially difficult questions and discussion topics.

3. Bring your uniqueness to the study. Lean into who you are and how God wants you to uniquely lead the study.

4. Prepare. Prepare. Prepare. Go through the session several times. If you are using the DVD, listen to the teaching segment and Leadership Lifter. Consider writing in a journal or fasting for a day to prepare yourself for what God wants to do.

5. Don’t wait until the last minute to prepare.

6. Ask for feedback so you can grow. Perhaps in an email or on cards handed out at the study, have everyone write down three things you did well and one thing you could improve on. Don’t get defensive, but show an openness to learn and grow.

7. Use online resources. There are many notable small group leader blogs and resources available.

8. Prayerfully consider launching a new group. This doesn’t need to happen overnight, but God’s heart is for this to happen over time. Not all christians are called to be leaders or teachers, but we are all called to be “shepherds” of a few someday.

9. Share with your group what God is doing in your heart. God is searching for those whose hearts are fully His. Share your trials and victories. We promise people will relate.

10. Prayerfully consider whom you would like to pass the baton to next week. It’s only fair. God is ready for the next member of your group to go on the faith journey you just traveled. Make it fun, and expect God to do the rest.

LEADERSHIP TRAINING

TOP TEN IDEAS FOR NEW LEADERS

CONGRATULATIONS! YOU HAVE RESPONDED TO THE CALL TO HELP SHEPHERD JESUS’ FLOCK. THERE ARE FEW OTHER TASKS IN THE FAMILY OF GOD THAT SURPASS THE CONTRIBUTION YOU WILL BE MAKING. AS YOU PREPARE TO LEAD, WHETHER IT IS ONE SESSION OR THE ENTIRE SERIES, HERE ARE A FEW THOUGHTS TO KEEP IN MIND. WE ENCOURAGE YOU TO READ THESE AND REVIEW THEM WITH EACH NEW DISCUSSION LEADER BEFORE HE OR SHE LEADS.

1. Remember you are not alone. God knows everything about you, and He knew you would be asked to lead your group. Remember it is common for all good leaders to feel they are not ready to lead. Moses, Solomon, Jeremiah and Timothy - they all were reluctant to lead. God promises, “Never will I leave you; never will I forsake you” (Hebrews 13:5). Whether you are leading for one evening, for several weeks, or for a lifetime, you will be blessed as you serve.

2. Don’t try to do it alone. Pray right now for God to help you build a healthy leadership team. If you can enlist a co-leader to help you lead the group, you will find your experience to be much richer. This is your chance to involve as many people as you can in building a healthy group. All you have to do is call and ask people to help, you’ll be surprised at the response.

3. Just be yourself. If you won’t be you, who will? God wants you to use your unique gifts and temperament. Don’t try to do things exactly like another leader; do them in a way that fits you! Just admit it when you don’t have an answer, and apologize when you make a mistake. Your group will love you for it, and you’ll sleep better at night!

4. Prepare for your meeting ahead of time. Review the session and the leader’s notes, and write down your responses to each question. Pay special attention to exercises that ask group members to do something other than engage in discussion.

These exercises will help your group live what the Bible teaches, not just talk about it. Be sure you understand how an exercise works, and bring any necessary supplies (such as paper and pens) to your meeting. If the exercise employs one of the items in the Appendices, be sure to look over that item so you’ll know how it works. Finally, review the “Outline for Each Session” so you’ll remember the purpose of each section in the study.

5. Pray for your group members by name. Before you begin your session, go around the room in your mind and pray for each member by name. You may want to review the prayer list at least once a week. Ask God to use your time together to touch the heart of every person uniquely. Expect God to lead you to whomever He wants you to encourage or challenge in a special way. If you listen, God will surely lead!

6. When you ask a question, be patient. Someone will eventually respond. Sometimes people need a moment or two of silence to think about the question, and if silence doesn’t bother you, it won’t bother anyone else. After someone responds, affirm the response with a simple “thanks” or “good job.” Then ask, “How about somebody else?” or “Would someone who hasn’t shared like to add anything?” Be sensitive to new people or reluctant members who aren’t ready to say, pray or do anything. If you give them a safe setting, they will blossom over time.

With a greater opportunity to talk in a small circle, people will connect more with the study, apply more quickly what they’re learning and ultimately get more out of it. A small circle also encourages a quiet person to participate and tends to minimize the effects of a more vocal or dominant member. It can also help people feel more loved in your group. When you gather again at the end of the section, you can have one person summarize the highlights from each circle. Small circles are also helpful during prayer time. People who are unaccustomed to praying aloud will feel more comfortable trying it with just two or three others. Also, prayer requests won’t take as much time, so circles will have more time to actually pray. When you gather back with the whole group, you can have one person from each circle briefly update everyone on the prayer requests. People are more willing to pray in small circles if they know the whole group will hear all the prayer requests.

REPORT PRAYER & PRAISE

NOTES

FOREWORD BY ABOUT THE AUTHOR DALE OQUIST

A native of Wisconsin, Dale Oquist grew up in faith with his family in Milwaukee. After graduating from High School in 1979 Dale pursued his call of vocational ministry at North Central University in Minneapolis where he received his BA. In 2011 he earned his MA from Northwest University (Kirkland, Washington) in Missional Leadership where he is an adjunct faculty member. He also serves on the board of Trustees for Vanguard University of Southern California.

Dale is an ordained minister with the Assemblies of God and has spent 31 years of ministry in local churches. He was first credentialed as a Licensed Minister in 1983 when he began as a youth pastor in Bloomington, Minnesota. Dale has been featured in Enrichment, the journal for Assemblies of God ministers, on the topic of the revitalization of churches. He has led churches in Wisconsin and Washington through that process. In March of 2010, Dale became the lead pastor of Peoples Church in Fresno, California. Building on its strong history, Dale continues to enrich the regional, national and international influence of that faith family.

Dale has been actively involved in global outreach in India, Mongolia and Ethiopia. Peoples Church is currently involved in sending out 15 missions teams in 2014.

Dale and his wife Joni have been married for 27 years. They have three children; Lauren, DJ and Dawson. In addition to spending time with his family, he enjoys reading, detailing cars, golfing and listening to jazz.