Go Sandpoint Magazine July 2024 by Like Media

Go Sandpoint Magazine is published monthly and distributed freely throughout North Idaho. Opinions expressed in articles or advertisements do not necessarily reflect the opinions of the publisher. Go Sandpoint Magazine is not responsible for omissions or information that has been misrepresented to the magazine. Go Sandpoint Magazine is produced and published by Like Media, and no part of this publication may be reproduced or transmitted without the permission of the publisher.

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John Hennessy: CEO of Bonner General Health 10 FINANCIAL FOCUS

How strong is your emergency fund?

FEATURE STORY 16

The Festival at Sandpoint: Sandpoint's sonic spectacle returns

HOME & GARDEN 22

Keeping your lawn and garden flourishing in the heat

SANDPOINT REAL ESTATE 30

Home Equity: Maximizing benefits for home improvement

BUSINESS SPOTLIGHTS

36 Sandpoint Garage Doors: Thirty-two years providing excellence for residential and commercial installment and service

42 High Mark Heating & Cooling: Best friends and business partners serving the Sandpoint community for nearly 20 years

CALENDAR OF EVENTS 38

Explore great summer events, arts and entertainment

LOCAL FUN FACT 44

Splashing in Sandpoint History: From watering hole to fountain fun

ABOUT THE COVER

TO CELEBRATE OUR HOMETOWN HOSPITAL AND ITS UNWAVERING COMMITMENT AND DEDICATION TO SERVING THE COMMUNITY FOR THE PAST 75 YEARS, our July cover features Bonner General Health's CEO, John Hennessy, surrounded by Bonner General Health staff. Be sure to read our Q&A with John on page 12 to learn more about his role at BGH, his goals, and more. And mark your calendars for their community celebration happening July 12.

Cover photo by Rebecca Miller Photography 12 Q&A

How strong is your emergency fund?

ou can’t predict financial emergencies — but you can prepare for them.

To do that, you can build an emergency fund to pay for unexpected expenses, some of which may be sizable. Without one, you might be forced to dip into your investments, possibly including your retirement accounts, such as your IRA or 401(k). If this happens, you might have to pay taxes and penalties, and you’d be withdrawing dollars that could otherwise be growing over time to help pay for

In thinking about such a fund, consider

•How much should I save? The size of your emergency fund should be based on several factors, including your income, your spouse’s income and your cost of living. However, for most people in their working years, three to six months of total expenses is adequate. Once you’re retired, though, you may want to keep up to a year’s worth of expenses in your emergency fund — because you don’t want to be forced to cash out investments when their price may be down, and you may not be replenishing these accounts any longer.

•How can I build an emergency fund? Given all your normal expenses — mortgage, utilities, food, transportation and others — you might find it challenging to set aside some extra money in an emergency fund. But you do have opportunities. If you’re working, you could set up a direct deposit so that part of your paycheck goes directly into your emergency fund. You could also save a portion of any extra income you receive, such as bonuses and tax refunds.

•Where should I keep the money? An emergency fund has two key requirements: You need to be able to access the money immediately, and you need to count on a certain amount being available. So, it’s a good idea to keep your emergency fund in a liquid, low-risk account that offers protection of principal. For this fund, you’re less interested in growth than you are in stability. But because interest rates have recently changed, you may be able to get a reasonable return without sacrificing liquidity or safety.

•What types of emergencies should I prepare for? Your emergency fund could be needed for any number of events: a job loss or early retirement, housing or auto repairs, unreimbursed medical bills, unexpected travel, and so on. But this fund may also be needed to help you cope with other threats. Consider this: In 2023, the U.S. saw a record 28 weather and climate disasters, each of which resulted in at least $1 billion in damages — and often many times this amount — according to the National Oceanic and Atmospheric Administration. Depending on where you live, your home or business may be susceptible to tornadoes, floods, wildfires, hurricanes, and extreme heat and cold waves. These events can, and do, result in property repair and relocation costs, higher insurance premiums and even price increases for basic goods, such as groceries and prescription medications.

One final word about an emergency fund: It takes discipline to maintain it and to avoid tapping into it for everyday expenses or impulse purchases. The name says it all — this is a fund that should only be used for emergencies. By keeping it intact until it’s truly needed, you can help yourself weather many of the storms that may come your way.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor Ken Wood

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Auction Start Dates: July 13 and July 27

• Auctions go live on designated Saturdays & close the following Thursday at 6pm. Viewing & pre-bidding starts the Friday before auctions open.

• Bid online or in person!

• For our full schedule, bidding information & consignment policy, check our website or give us a call.

• Follow our Facebook page for information on special auctions!

Please call to book an appointment for drop offs. Consignments are taken the Saturday after each auction closes, 7am until full.

ohn Hennessy took on the role of CEO of Bonner General Health (BGH) in December of 2023. He is a graduate of Gonzaga University, where he received a degree in finance, and Washington State University, where he received his master of health policy and administration. After receiving his MHPA, he spent 12 years in hospital chief financial roles and was CFO of BGH from 2014 until late 2019. At that time, John moved to Virginia and was the finance executive for a large hospital. In late 2021, he returned to BGH in the CFO role and was in that role until December 2023, when he transitioned to the CEO position.

"THE GREATEST REWARD OF THIS POSITION, AND REALLY WORKING IN RURAL HEALTH CARE, IS THE OPPORTUNITY TO IMPROVE THE LIVES OF FAMILY, FRIENDS AND NEIGHBORS.

Q.You served as Bonner General Health’s CFO for seven years prior to taking the position of CEO late last year. What does this position entail, and what is your goal / mission as CEO? What do you hope to accomplish?

A. The CEO position is responsible for the direction of the hospital and ensuring the hospital maintains quality care, meets its goals and remains financially viable. My goal in this role is to create an environment that operates efficiently, offers high-quality patient care, and benefits the community.

Q.Sheryl Rickard served as CEO for 19 years. How are you continuing the legacy she built during her tenure?

A. Sheryl has been my greatest mentor for the past 10 years. While she was CEO for 19 years at BGH, in total she worked in administration here for 37 years. With her leadership, dedication, compassion to staff and patients, and forward thinking, she positioned the hospital for continued success going forward. Sheryl committed her entire career to improving health care in Bonner County which is the legacy of hers I hope to continue.

Q.2024 marks the 75th anniversary of Bonner General Health. What does this milestone mean to you and the BGH family?

A. For 75 years, Bonner General Health has been a cornerstone of Bonner County, and it takes a lot to mean that much for a community. Our hospital campus has grown and changed over the years, but our commitment of providing high-quality health care to our community remains steadfast. This is truly a testament to our physicians, employees, board of directors and volunteers over the past 75 years that have made it their mission to provide excellent health care close to home. Our hospital is honored that we have been able to serve this wonderful community for so many years.

Q.How has Bonner General Health grown / expanded over the years, and what are the range of services BGH can provide the community today?

A. The hospital has grown and evolved significantly over the past 75 years, as can be imagined. Even going back 25 years, at that time, nearly 75 percent of our business was done on the inpatient side. In the simplest terms, these are patients admitted to the hospital to stay overnight, whether briefly or for an extended period of time. Fast forward to today, and nearly 90 percent of our business is done on the outpatient side, in which the service or treatment doesn’t require hospitalization. With this shift over the years from inpatient care to outpatient care,

the hospital has expanded its outpatient offerings significantly and now operates a vast array of clinics including orthopedics, immediate care, family practice, internal medicine, ophthalmology, women’s health, and behavioral health. Today BGH has 454 employees.

Q.What is most rewarding to you about the work you do?

A. The greatest reward of this position, and really working in rural health care, is the opportunity to improve the lives of family, friends and neighbors. Being able to make a positive impact on the people I interact with on a regular basis is something that is very rewarding. Having the opportunity to hear from community members regularly about how the hospital had a positive impact on their life brings great joy.

Q.In addition to your role as CEO, what other organizations are you involved with / support / give back to?

A. Currently I sit on the board of directors for Yellowstone Insurance Exchange, Idaho Hospital Association Healthcare Business Ventures, and the Northwest Hospital Alliance. In addition to board roles, I also volunteer at local events and fundraisers that benefit the Bonner County community.

Q.What do you enjoy most about being a part of the local community / business community?

A.What I enjoy most is the amazing people. I honestly believe there is no better community than what we have here. The people and businesses are all very supportive of one another and are always giving back through various means, whether it be donating their time or through financial means.

Q.Is there anything else you would like to share with our readers not mentioned above?

A. On behalf of all those who have served at Bonner General Health, past and present, we are very appreciative and thankful for our community's support of our hometown hospital for these past 75 years. We are so grateful for the trust our community places with us, and we look forward to continuing to deliver on our promise to be our community's best partner in health for decades to come. Thank you!

John invites the community to join in the celebration as BGH celebrates its 75th anniversary from 4 to 8pm on July 12 at the Health Services Building Parking Lot. Free for the community to attend, you can find out more about the event on page 40.

THE FESTIVAL

At Sandpoint

SANDPOINT'S SONIC SPECTACLE RETURNS

by DAMEN RODRIGUEZ

As the summer sun graces Sandpoint with its warm embrace, the town’s residents eagerly await the return of an event that has become a staple of their cultural calendar: the Festival at Sandpoint. Nestled against the breathtaking backdrop of Lake Pend Oreille, this beloved festival promises an 11-day celebration of music, food and community from July 25 to August 4, 2024. This year’s festival promises to be more spectacular than ever, offering a symphony of sensational sounds, delectable delights and unforgettable experiences.

The 2024 Summer Series lineup boasts an eclectic array of musical talent, guaranteed to enchant audiences of all tastes. Cienna Roget, marketing and office manager for the Festival at Sandpoint, shared, “The performances that will comprise our 2024 Summer Series lineup include Blues Traveler with Justyn Priest, An Evening with Violent Femmes, Trombone Shorty & Orleans Avenue with Big Boi, Maren Morris, Lee Brice with Madeline Merlo, Jason Mraz & The Superband with Molly Miller Trio, Colbie Caillat & Gavin DeGraw, and How to Train Your Dragon - In Concert, a live movie in concert performed by the Festival at Sandpoint Orchestra and conducted by Morihiko Nakahara.” From the soulful blues of Blues Traveler to the energetic beats of Big Boi, and the enchanting orchestral performance of "How to Train Your Dragon," this year’s lineup promises a diverse musical journey. Each performance will be set against the stunning natural amphitheater of Lake Pend Oreille, enhancing the auditory experience with breathtaking visual beauty.

Securing a spot at this melodious fiesta is straightforward, with ticket options to suit every preference and budget. According to Cienna, “Aside from general admission tickets, the Festival at Sandpoint offers Season Passes starting October 1 that will grant entry into every performance of the upcoming Summer Performance Series. Although 2024 Season Passes are sold out, another way to procure tickets for the entire Summer Series is through our sponsorship packages. Sponsorships start with a $2,000 donation to our nonprofit and include tickets to every performance in the Summer Series, advanced entry through the exclusive Sponsor gate, access to a reserved seating area, and more exclusive benefits dependent upon contribution.” With general admission and VIP packages available, attendees can choose how they wish to experience the festival. Those interested in a more exclusive experience might consider the sponsorship

packages, which offer a host of additional perks, including reserved seating and advanced entry.

In today’s world, safety and security are paramount, and the Festival at Sandpoint is no exception. The organizers have implemented comprehensive security measures to ensure that all attendees can enjoy the festival with peace of mind. Cienna emphasized, “The Festival at Sandpoint works closely with local police and fire departments and strives to provide all our guests with a safe, comfortable and enjoyable atmosphere by implementing industry safety standards. Some important policies for guests to keep in mind include no re-entry, no glass (no exceptions), and no hard-sided coolers, rolling coolers, wagons or strollers. Guests should become familiar with all venue policies at FestivalatSandpoint.com/policies and note that security measures, policies and procedures are subject to change at the artist's discretion.” Attendees are encouraged to review the festival’s policies ahead of time to ensure a smooth and enjoyable entry process.

Volunteering at the Festival at Sandpoint is more than just an opportunity to give back; it’s a chance to become an integral part of a vibrant community event. Volunteers play a crucial role in the festival's success, assisting with event setup, guest services, and maintaining the festival grounds. Cienna shared, “It's a chance to forge new connections, immerse yourself in the festival atmosphere, and make memories that will last a lifetime. Plus, volunteers receive perks such as festival merchandise and access to exclusive volunteer events, making it a rewarding experience in more ways than one. Join the volunteer team and be part of the magic at the Festival at Sandpoint!” By volunteering, individuals can experience the festival from a unique perspective while contributing to its community spirit.

The Festival at Sandpoint is not only a feast for the ears but also a delight for the taste buds. Attendees can indulge in a culinary adventure with a variety of gastronomic offerings. Cienna highlighted, “When guests aren’t busy dancing or mingling with friends, they can visit one of our various Festival Street vendors providing several options, from barbecue to fresh-spun cotton candy, or visit our on-site bar in partnership with Sweet Lou’s to grab a refreshing drink.” From gourmet food trucks to

local delicacies, there’s something to satisfy every palate. The festival’s partnership with local vendors ensures that attendees can enjoy a taste of Sandpoint’s culinary delights.

The natural beauty surrounding the Festival at Sandpoint adds an extra layer of enchantment to the event. Cienna eloquently described the ambiance. “Attending the Festival at Sandpoint is like stepping into a musical paradise nestled amidst the stunning landscape of the Selkirk Mountains and the serene beauty of Lake Pend Oreille. As you approach the venue, the air is filled with palpable excitement and anticipation, mingling with the sounds of laughter and chatter from fellow concertgoers. Whether you're lounging on a blanket, sipping a cold drink, or dancing with friends, the Festival at Sandpoint offers an unforgettable experience where people of all ages come together to celebrate music, culture, and the natural splendor surrounding them. It's a place where memories are made, and the spirit of summer comes alive.” The festival’s location on the shores of Lake Pend Oreille, framed by the majestic Selkirk Mountains, provides a picturesque setting that enhances the overall experience.

In addition to music and food, the Festival at Sandpoint also engages in significant fundraising efforts to support its operations and community initiatives. The festival’s annual auction is a highlight, offering unique items and experiences for bidding. This year, the online auction, which took place May 15 through June 3, included a variety of exciting items, such as exclusive concert experiences, local artwork, and vacation packages. Sponsorships and donations play a crucial role in supporting the festival’s nonprofit mission. Cienna mentioned that sponsorship packages not only include tickets and exclusive benefits but also support the festival’s broader community initiatives. These efforts help ensure that the Festival at Sandpoint can continue to provide high-quality entertainment and cultural enrichment for years to come. The Festival at Sandpoint is brought to life by a dedicated team of professionals and volunteers. Cienna, who has been working full-time for the festival since 2022, plays a key role in its marketing and operations. The festival’s success is a testament to the hard work and passion of its team, who strive to create an unforgettable experience for all attendees.

As summer approaches, anticipation for the Festival at Sandpoint 2024 reaches a crescendo. With its unparalleled lineup, stunning scenery and culinary delights, this year’s event promises to be nothing short of legendary. So pack your picnic baskets, dust off your dancing shoes, and prepare to embark on a melodic odyssey unlike any other. The stage is set, the performers are poised, and the only thing missing is you. For more information on tickets, policies and volunteering, visit the festival’s official website at FestivalatSandpoint.com. Whether you’re a longtime attendee or a first-time visitor, the Festival at Sandpoint welcomes you to join in the celebration of music, culture and community.

Envision a perfect summer night at the Festival at Sandpoint: As dusk gives way to night, the sky turns a deep indigo, dotted with twinkling stars. The festival grounds hum with energy, illuminated by strings of fairy lights that cast a warm, inviting glow. Families and friends gather around, sharing stories and laughter, while the tantalizing scents of local cuisine waft through the air. As the musicians take the stage, the crowd’s anticipation crescendos. The first notes resonate, echoing across the serene lake and through the surrounding trees. The music, the setting and the camaraderie create an ambiance that is both exhilarating and peaceful, offering a quintessential summer experience that draws both locals and visitors into its harmonious embrace.

Our mission is to provide the greater Sandpoint community with personal, reliable and trusted automotive repair, diagnostic and maintenance services in order to preserve safe and worry-free transportation to our customers and their families, using the highest quality talent and parts available.

Soma Structural Integration™ is a whole personal approach to your healing journey. This deep hands on bodywork taught Ida Roth, founder of Rolfing™. Elizabeth brings in more than 20 years of bodywork experience & biomechanically wise & incorporating Ayurveda with somatic movements strategies into your sessions.

LAWN AND GARDEN

Flourishing in the Heat keeping your

Efficient strategies for a vibrant, resilient outdoor space all season long

by PATRICE ALLEN

Maintaining a lush, green lawn and vibrant garden during the hottest summer days can be challenging, but with the right strategies and a bit of dedication, you can ensure your outdoor space remains healthy and flourishing.

Watering wisely is crucial during the summer months. The optimal time to water your lawn and garden is early in the morning, allowing the moisture to penetrate deeply into the soil before the sun becomes too intense. This reduces evaporation and ensures that plants receive the hydration they need to withstand the heat. Instead of frequent shallow watering, aim for deep and infrequent sessions. This practice encourages roots to grow deeper into the soil, making plants more resilient to heat and drought. Generally, providing about an inch of water per week, either from rainfall or supplemental watering, is recommended. Utilizing drip irrigation systems and soaker hoses can also be highly efficient, delivering water directly to the soil and roots, minimizing evaporation and runoff. Drip irrigation is especially beneficial for vegetable gardens and flower beds, ensuring that plants receive consistent moisture without wasting water.

Mulching is another effective way to retain soil moisture. Applying a layer of organic mulch, such as straw, wood chips or shredded leaves, around your plants helps keep the soil cool, suppress weeds and regulate soil temperature. This insulating layer reduces the need for frequent watering. For lawns, leaving grass clippings on the lawn after mowing can also help retain moisture. Known as grasscycling, this practice not only conserves water but also returns valuable nutrients to the soil, reducing the need for fertilizers.

Soil health is paramount for a thriving lawn and garden. Conducting a soil test before summer begins

provides valuable insights into your soil’s nutrient levels and pH balance. This allows you to make precise amendments, ensuring that your plants receive the right nutrients for optimal growth. Using organic fertilizers, such as compost, manure or fish emulsion, can improve soil structure and provide a slow-release source of nutrients, enhancing soil fertility and promoting healthy root development. However, avoid over-fertilizing, as it can lead to excessive growth, making plants more susceptible to heat stress. Use fertilizers sparingly and according to package instructions, focusing on balanced formulas that provide essential nutrients without promoting excessive top growth.

Proper mowing techniques are also essential for maintaining a healthy lawn. Set your mower blades higher during the summer months. Longer grass shades the soil, reducing evaporation and encouraging deeper root growth. A height of about three inches is ideal for most grass types during hot weather. Additionally, ensure your mower blades are sharp to make clean cuts. Dull blades tear the grass, causing stress and making it more vulnerable to disease and drought. Regularly sharpening your mower blades is crucial for maintaining a healthy lawn.

Smart plant selection can make a significant difference in how well your garden withstands the summer heat. Choosing drought-tolerant plants is a key strategy. Native plants and varieties adapted to your local climate are often more resilient to heat and require less water. Excellent drought-tolerant options include lavender, yarrow, sedum and succulents. Grouping plants with similar water needs together, a practice known as hydrozoning, ensures that each plant receives the appropriate amount of water without overwatering or underwatering. Hydrozoning also makes irrigation more efficient and easier to manage.

Providing shade and wind protection for your garden can also help maintain its health during hot weather. Consider using shade cloths or creating temporary shade structures for sensitive plants during the hottest parts of the day. Shade cloths can reduce the intensity of sunlight, preventing sunburn and reducing water loss. Planting windbreaks, such as hedges or using fencing, can protect your garden from drying winds. Wind can exacerbate water loss and stress plants, so providing a barrier helps maintain a more stable microclimate for your garden.

Regular monitoring and maintenance are vital for keeping your lawn and garden green and flourishing. Inspect your garden regularly for signs of stress, pests or disease. Early detection allows for timely intervention, preventing minor issues from becoming major problems. Prune dead or damaged plant material to encourage new growth and improve air circulation. Deadheading spent flowers also redirects the plant’s energy toward root and foliage development, keeping your garden looking tidy and vigorous. Weeds compete with your plants for water and nutrients, so keep your garden free of weeds by mulching, hand-pulling or using organic weed control methods. A weed-free garden ensures that your plants receive the resources they need to thrive.

Sustainable practices can also play a significant role in maintaining a green and flourishing garden during the summer. Collecting rainwater is an eco-friendly way to supplement your garden’s water needs. Set up rain barrels to capture runoff from your roof, providing a free and sustainable water source during dry periods. Consider incorporating xeriscaping principles into your garden design. This landscaping approach emphasizes water conservation through the use of drought-tolerant plants, efficient irrigation and soil improvement techniques. Xeriscaping can significantly reduce water usage while maintaining a beautiful and functional garden.

By implementing these efficient methods, you can create a resilient outdoor space that thrives even in the heat. Consistent care, regular monitoring and sustainable practices will ensure that your garden remains a vibrant and welcoming retreat all summer long.

COMING SOO

Our permanent location is under construction, and we can’t wait to show you the final result. Meanwhile, we invite you to visit our temporary space just around the corner.

PureWest Idaho is growing rapidly, boasting 13 knowledgeable local agents to serve buyers and sellers throughout North Idaho. We’re also connected to 17 locations across Montana and 106 worldwide brokerages through our Christie’s International Real Estate affiliation. Whether in Sandpoint or across the globe, we’re here to deliver exceptional real estate results and build lasting relationships.

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PROVEN PERFORMANCE

Nedra is a highly successful real estate agent with a proven track record of selling multimillion-dollar homes, as well as cozy family homes and beautiful land in North Idaho. Her dedication to providing exceptional service has earned her a reputation as a trusted advisor in the luxury real estate market.

1243 Forest Siding Road

Homestead in comfort with this 3,000+ square-foot home on its sprawling 16+ acres in the Selle Valley with panoramic views of the Cabinet and Selkirk mountains. Fenced garden, chicken coop and wood shed are in place to take full advantage of this valley’s reknown fertile, level pastures and abundant Southern exposure. Warm contemporary touches welcome you in to the home; soaring ceilings in every room and oversized windows make you want to stay. The expansive living space, with wood stove and built-in entertainment center, open to the family-style kitchen with farm-style sink, rough-cut granite counters and artisan tile backsplash. Rustic barn doors throughout, with French doors leading to an office just off the living room. A walk-in pantry with floor-to-ceiling shelves and oversized laundry room with built-in lockers, sink and abundant cabinets make this a homemaker’s dream. Vaulted ceilings and bountiful windows continue in the master suite, with Schweitzer views and spa-like bathroom with oversized glass shower, soaker tub and separate sinks/vanities. Family-friendly built-ins shine in two more main-level bedrooms with well-built bunks and even a tucked-away reading nook. Bonus room above the garage can easily be finished into a mother-inlaw suite, with plumbing for full kitchen and bathroom ready and waiting. Attached, insulated 3-car garage offers plenty of room for your tools, ATVs and more, with virtually unlimited space to build your dream shop.

4 beds | 3 baths | 2,400 sq ft | Offered at $3,299,000 33/39

Magical. Whimsical. Timeless. There’s no shortage of ways to describe this fun-friendly Lake Pend Oreille retreat. Built from the ground up to be the place where family and friends come to relax and enjoy themselves, Taku Trail has it all. The 3 bed/2 bath main home is tastefully outfitted and designed to take in the lake views. Up the hill you’ll find a versatile studio perched above the garage. Cruise over to the outdoor tearoom/yoga studio plumbed with speakers, water, electricity, and then down to the guest house featuring a full bath, hidden bunk room for the little ones, and take the boardwalk to the treehouse lounging room. Spend the night in the glamping tent, hang out on either of your two docks, or pick veggies from the garden. Two separate amazing waterfront lots!

3 beds | 3 baths | 1313 sf | Offered at $2,300,000 124 Village Lane #418 Sandpoint, ID

It doesn’t get better than this—Top floor, 3-bedroom/3 bath, two-story, ski-in/ski-out, right-in-Schweitzer-Village condo that has never been lived in. Located in Schweitzer’s newest luxury condo complex, the 5 Needles at White Pine Lodge, this stunning unit is built to impress! With two stories of windows, vistas from every room, and an outside patio, there’s no missing the breathtaking Lake Pend Oreille, Cabinet Mountains, and Sandpoint-area views. Inside, you’ll find a kitchen loaded with premium appliances, including a custom cabinetfaced refrigerator and dishwasher, and Fisher Paykel induction range. Relax in the living room by the CO2-emission-less vapor fireplace, or retreat to one of the three full-amenity bedrooms. Ownership in the 5 Needles includes access to the spa pools, owner’s lounge, fitness facility, private underground parking, and ski lockers. An excellent investment or perfect mountain retreat!

HOME EQUITY

Maximizing benefits for home improvement

by THOMAS WILLIAMS

Imagine you're sitting on your porch, overlooking Lake Pend Oreille, and you start pondering the potential improvements you could make to your home. The possibilities are endless. From remodeling your kitchen to upgrading your heating system, utilizing your home’s equity can significantly enhance its value and your quality of life.

Investing Back into Your Home

Leveraging your home equity provides access to low-interest funds that can finance various worthwhile projects. Utilizing your home's equity can be a strategic way to finance significant renovations, as home equity loans often come with lower interest rates compared to credit cards and personal loans — making renovation projects more financially viable.

This financial strategy allows homeowners to tackle both minor repairs and major remodeling projects, thereby enhancing the property's overall value, functionality and aesthetic appeal. Whether updating kitchens, adding rooms, or landscaping, home improvements can yield substantial returns on investment.

Moreover, leveraging home equity can lead to substantial long-term savings by avoiding high-interest consumer debt, creating a more financially resilient and attractive home environment. If at any time you may be in the market to sell your home, it is important to note that potential buyers often seek properties that require fewer immediate fixes, thus making a freshly renovated home more appealing. This demand can translate into quicker sales and sometimes even bidding wars, which elevate property value substantially.

Paying Off High-Interest Debt

High-interest debt, such as credit card balances, can quickly become overwhelming and financially burdensome. When considering utilizing home equity as a financing option for debt consolidation, homeowners can significantly reduce their monthly interest expenses and achieve more manageable financial stability. This is because the interest rates on home equity loans are generally much lower than those associated with credit cards and other high-interest consumer loans.

Consequently, paying off high-interest debt with a home equity loan not only simplifies your finances by consolidating multiple payments into one but also ensures that a more significant portion of your payment goes toward reducing the principal balance.

Welcome to 65 Graham Avenue, located in the gated waterfront community The Crossing at Willow Bay! Willow Bay is an exceptional waterfront community with paved roads throughout, spanning 180 acres with 3+ miles of walking trails, pickleball courts, and 250 feet of sandy beach. Willow Bay Marina, with Fuel Dock, Boat Launch and a Seasonal Restaurant, is all adjacent to The Crossing. This exquisite home offers treed privacy and a large fenced yard with sprinkler system. Newly built in 2022 with an exceptional single-level floorplan featuring 3 bedrooms + office, 3 full bathrooms, and a 3-car attached garage. Vaulted ceilings and a grand stone fireplace in the great room create an inviting atmosphere. Kitchen features custom cabinetry, a large island, quartz countertops, stainless steel appliances and a large walk-in pantry. Large windows throughout flood every room with natural light. Embrace the North Idaho lifestyle with easy access to Sandpoint, Coeur d’Alene, and Schweitzer Ski Resort.

Ultimately, this strategic financial move can foster better credit health and long-term financial security. Additionally, it allows for more disposable income, which can then be redirected toward other important financial goals, such as retirement savings or investing in further home improvements, thus creating a virtuous cycle of financial well-being and enhanced living standards.

Financial Freedom and Debt Management

Utilizing your home equity effectively can significantly aid in managing financial burdens such as credit card debt, car payments and medical bills. By leveraging this financial resource, homeowners can achieve a more stable, debt-free lifestyle without the high-interest rates associated with unsecured loans. This strategic approach not only simplifies your debt portfolio but also allows for greater financial flexibility, enabling you to focus on long-term goals and investments.

Advantages of Equity Loans

Consolidating multiple high-interest debts into one manageable loan is a strategic way to regain control over your financial situation, with potentially lower interest rates and overall reduced monthly expenses.

•Lower Monthly Payments: Consolidate high-interest debts into a single loan with a more competitive rate.

•Flexible Repayment Options: Offering a variety of repayment terms can cater to different financial situations and reduce monthly financial stress.

•Simplified Finances: Having one payment instead of multiple can make budgeting easier.

•Potential Credit Boost: Reducing credit card debt to a manageable level can improve your credit score.

•Tax Deductible Interest: In some cases, the interest on a home equity loan might be tax-deductible, unlike credit card interest.

These advantages can make equity loans an attractive option for homeowners seeking cost-effective financing solutions. However, always consider the potential risks, including the possibility of losing your home, if payments are not made promptly.

Potential Drawbacks

While leveraging home equity can be beneficial, it is essential to consider the potential drawbacks that may arise.

Firstly, home equity loans typically convert unsecured debt into secured debt, backed by your home. Should you face financial difficulties, this could place your home at risk of foreclosure.

Additionally, interest rates on equity loans, while lower than credit cards, can still fluctuate, increasing overall debt burden. Planning for market variability is thus important to avoid unexpected financial strain.

Moreover, fees and closing costs associated with home equity loans can accumulate rapidly, sometimes negating the financial advantages. Comprehensive cost analysis is crucial to ensure you make an informed decision.

Finally, using equity to pay for short-term liabilities, such as credit card debt, might not address underlying financial habits; it could exacerbate long-term financial problems if not managed properly.

SANDPOINT GARAGE DOORS

Thirty-two years providing excellence for residential and commercial installment and service

by JILLIAN CHANDLER

Founded by Ralph Alderman more than three decades ago, Sandpoint Garage Doors’ legacy lives on under new ownership.

Doug Gunter, who is a fourth-generation Sagle native, had a 17-year career with the telephone and internet company Ziply Fiber (previously Verizon and Frontier), where he held various positions as a lineman, service technician and cable splicer. He has been actively selling real estate since 2017 for Realty Plus Inc. here in Sandpoint.

After getting his feet wet in the world of real estate, he grew to like the idea of being a business owner. Around that time, his Uncle Ralph was selling his 30-year-old business, so Doug decided to research it further, and it seemed like a great fit. “I didn’t have experience in the garage door industry, but I knew I had the technical skills to pick it up quickly,” Doug reflects. “And I liked the thought of carrying on what my uncle had started.”

Angela Wanous grew up in Iowa and made the move to Sandpoint in 2011, where she took a position with Coldwater Creek. She has held various positions in merchandising throughout her career, including working for American Girl Place in Chicago, and Litehouse Foods in project and brand management. She also has a love for “all things home” and a passion for

interior design — which she has explored on the side for her friends and family.

Like Doug, Angela saw similar opportunities with Sandpoint Garage Doors. She had been equally intrigued by the thought of being a business owner and saw a lot of opportunities to take what Ralph had started and build on it.

Doug and Angela, along with their spouses (Kristine Gunter and Dan Wanous), purchased Sandpoint Garage Doors in May of 2022. Angela and Doug are also co-owners of Sagle Storage, an outdoor boat and RV storage facility, which they’ve owned with their spouses and Doug’s parents since 2020.

“We are carrying on what Ralph started and continuing to innovate and improve to take the business to the next level,” Angela explains. “Doug’s technical background and my business background have made a good pairing.”

At Sandpoint Garage Doors, they sell and install residential and commercial overhead doors, offer residential and commercial service, and are proud to offer a wide selection of quality doors, with options from six of the top garage door manufacturers. “We also have experienced installers who are committed

to quality work, with 17 years of combined experience between them,” Doug emphasizes. Angela adds, “Our sales staff is friendly and knowledgeable, and we get calls weekly with accolades for our lead service tech. People love him!”

What they find most rewarding as owners of Sandpoint Garage Doors is managing a team of people who go out and solve problems for customers and get their doors functioning, so they can go on with their daily lives and business. “We also love to help people realize their design ideas by providing beautiful curb appeal to their homes,” Angela smiles.

Doug and Angela are grateful to be a part of the Sandpoint business community, “fulfilling a need that most people have, while creating new relationships with customers every day,” Angela shares. “We also love being able to sponsor local organizations and events and give back to our community.”

Doug and Angela are also proud members of North Idaho Building Contractors Association (NIBCA). 1309 Wright Way, Sandpoint, Idaho 208.263.6040

CALENDAR CALENDAR

*Please note, as of press time, these events were still scheduled to take place as planned. Be sure to visit event websites to stay up to date with current information.

BONNER COUNTY’S HISTORICAL WALKING TOURS

JULY 5, 12, 19, 26

Every Friday, now through August, the Bonner County Historical Society & Museum is offering their Historical Walking Tours. Partnering with the City of Sandpoint’s Arts, Culture & Historical Preservation Commission, and Parks, Recreation & Open Spaces Division, the tour features the core blocks of Sandpoint’s commercial downtown, highlighting many of the original brick buildings constructed in the early 1900s, as well as highlights the people, events and businesses of early Sandpoint. Tickets are priced $15 for adults ($12 for Sandpoint locals), $5 for children, and free for those 6 and younger. Find out more and purchase tickets at BonnerCountyHistory.org/tours 05 12 19 26

10TH ANNUAL SANDPOINT BEERFEST

JULY 6

The Greater Sandpoint Chamber of Commerce will once again host their annual Beerfest. From noon to 8pm on Saturday, June 6, this event promises to be a delightful experience for beer enthusiasts, as your tickets grants you access to more than 20 regional beers, ciders and seltzers, along with a commemorative glass to mark the occasion. Held at City Beach, there will also be live music by Right Front Burner from 1 to 4pm. Tickets are priced $40 and increase to $50 after June 30. Attendance is limited to the first 750 people, so get your tickets today! For additional details and for tickets, visit SandpointChamber.org, and click on Sandpoint Beerfest under Events.

11 4TH ANNUAL PAIRING IN THE PINES

JULY 11

Make plans to join Kaniksu Land Trust for their fourth annual Pairings in the Pines; a progressive tasting event through Pine Street Woods. Enjoy locally crafted food by local artisans (Beet & Basil, The Bank, Eichardt’s, Bluebird Bakery and Rustique Bakery), paired with thoughtfully selected wines from the 2024 featured winery, Cabin View Winery, while immersed in the sights and sounds of nature at the forest's edge. The event takes place from 5 to 8pm at Pine Street Woods (11915 West Pine Street in Sandpoint). Visit Kaniksu.org to find additional details and link to purchase tickets.

20TH ANNUAL SANDPOINT ANTIQUE & CLASSIC BOAT SHOW

JULY 12 - 14

An event of the Inland Empire Chapter Antique & Classic Boat Society, beautiful wooden and classic boats are docked along the boardwalk along Sand Creek in downtown Sandpoint. Friday is the launch and moorage noon to 5pm, followed by the Welcome Aboard Dinner from 6 to 9pm. The Sandpoint boat show kicks off at 10am Saturday, with the Sand Creek boat parade beginning at 3pm. Sunday features a breakfast and boat and float for participants. For the full weekend event lineup, visit InlandEmpireACBS.com/clubevents.

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2024 NORTHWEST WINEFEST

JULY 13 - 14

Returning July 13 and 14, Schweitzer’s Northwest Winefest is a family friendly event that continues to draw crowds year after year. Throughout the two days, there’s wine tasting (for the adults of course), as well as live music, food trucks and vendors, and a whole lot more! Ticket holders will enjoy access to 10 tasting tents and 20 wineries (80 different wine options!) sourced locally and within the Northwest region, lively local vendor booths showcasing their creations, a variety of food trucks, as well as additional merchandise available for sale. Additional details can be found at Schweitzer.com.

41ST ANNUAL FESTIVAL AT SANDPOINT

JULY 25 - AUGUST 4

It's the summer concert series that has been bringing the community and visitors together year after year. 2024 marks the 41st annual Festival at Sandpoint, which returns to War Memorial Field July 25 through August 4. And the lineup is one that is sure to get audiences on their feet, with acts this year to include Blues Traveler, Trombone Shorty & Orleans Avenue with Big Boi, Lee Brice, Jason Mraz & The Superband, and more! To view this year’s performers and purchase tickets, visit FestivalatSandpoint.com.

Celebrate Our Hometown HOSPITAL

COMMUNITY EVENT TO HONOR BGH’S 75TH ANNIVERSARY

by JILLIAN CHANDLER

Mark your calendars for Friday, July 12, as Bonner General Health (BGH) celebrates 75 years serving the community and being your Hometown Hospital.

Head to BGH’s Health Services Building Parking Lot (423 N. Third Avenue) from 4 to 8pm, where you can enjoy healthy food samplings, live music with Harolds IGA, entertainment and excitement with Star the Magician, face painting and giveaways, with loads of health information available for those interested.

“We want to honor our employees and their families for their dedication to caring for our community for 75 years and, in turn, celebrate our community for the trust and support they have shown BGH and all who work here,” shares John Hennessy, CEO of Bonner

JULY

General Health. “We are excited to share this milestone with our staff, providers, volunteers, their families and our community.”

In their commitment to the health and well-being of the community, Bonner General Health has called upon their BGH experts. The planning committee, registered dietitian and dietary staff have curated delicious, budget-friendly food samplings focused on healthy eating. The community is invited to enjoy the tastings and take-home recipe cards with approximate costs, introducing family friendly options.

All activities and food will be free of charge and open to the public. And John smiles, “We look forward to seeing you there!”

HIGH MARK HEATING & COOLING

Best friends and business partners serving the Sandpoint community for nearly 20 years

Matt McArthur was born and raised in Sandpoint and is fifth generation. After graduating from Sandpoint High School in 1994, he immediately enrolled at North Idaho College’s HVAC trade school, where he met his “now best friend and business partner” Tim McConnell. Prior to meeting each other, Tim, a graduate of Clarkston High School in Clarkston, Washington, joined the Air Force and became a fire truck mechanic stationed in Alaska and South Carolina. “We always knew we wanted to eventually make it back to the Pacific Northwest, and my wife and I moved to Sandpoint in 1992 after four years of service,” Tim reflects. After working at the local mill, Tim decided to pursue another trade, attending NIC’s HVAC program in Coeur d’Alene.

Both Matt and Tim have been in the business of HVAC for 30 years each! Today, they are the proud owners of High Mark Heating & Cooling, which they established on January 1, 2005, with 2025 to mark their 20th year in business!

by JILLIAN CHANDLER

“We’ve always enjoyed working with our hands,” Matt remarks. “I met an HVAC installer while working on my neighbor’s house when I was 12, working with him occasionally. It just clicked, and I stuck with it.” And for Tim, “I was inspired by the stability of the home comfort industry, as everyone will always need heating and cooling, coupled with my desire to provide a better service and better product.”

High Mark Heating & Cooling provides an array of services to residential and light commercial HVAC systems, including furnaces, heat pumps, ductless systems, hydronic radiant heat, and indoor airquality solutions such as humidifiers, whole home air purification systems, and HRVs (heat recovery ventilators). In addition, they purchased The Stove Corral in 2013, so they can also provide Bonner County with a wide variety of wood and gas heating appliance options, such as freestanding stoves and fireplaces, as well as pellet stoves.

“We are one of the few companies in Bonner County to offer 24/7 afterhours emergency services,” Tim adds. “When our customers need us the most, we will be there.”

What truly sets High Mark Heating & Cooling apart from the competition is their service. “We strive for excellence in our business by working hard to earn ‘high marks’ and the trust of our customers — whatever it takes! We value integrity, and our culture is really about treating our customers the way we would want to be treated,” Tim states. “Our customers actually are our friends and neighbors, and we pride ourselves on treating them like family.” Sometimes that means talking their customers out of a purchase they don’t need or would never see the payback on, or talking them into repairing a piece of equipment rather than going through the expense of replacing it when not necessary. Matt adds, “Our honesty may be a flaw to some business models, but we need to be able to look our customers in the eye because we will run into them at the grocery store, a restaurant, or a local event.”

Matt and Tim take pride in the fact that each and every one of their employees wants to leave their job being able to be proud of what they did. “Whether a technician or installer, they all set the bar high for themselves and take pride in their work,” Tim affirms.

When it comes to what these friends and business partners find most rewarding about the work they do, Matt shares, “Two things: Arriving to a problem and the problem is resolved when I’m done, and mentoring

people from all walks of life.” Tim continues, “When I talk to or see a customer years later, and they still want to thank me for the work we did. I also enjoy teaching employees that mistakes happen; when and how we handle them is what matters, because that’s how people learn and grow.”

When not serving their customers, Matt is devoted to his wife — his high school sweetheart — Alysha. They are fortunate to have raised their three children — now grown — right here in Sandpoint. As for Tim, “I married a Lewiston, Idaho, girl, Kathy, in 1990, and we’ve raised our two children here in Sandpoint.” Both Matt and Tim are grateful for the sense of community Sandpoint provides.

Whether you need a solution for a cooler home in the summer months or heating options for the winter, let Matt and Tim of High Mark Heating & Cooling, your trusted and truly local HVAC contractor, take care of you.

SPLASHING IN SANDPOINT HISTORY

FROM WATERING HOLE TO FOUNTAIN FUN

n the heat of summer, many families may stop to play in the fountains at the Jeff Jones Square Plaza. Many may not realize that the origins of the spurting water were historic. The fountain was originally the city’s water trough.

Back when the main transportation was horses, travelers would need to make a pit stop at the watering hole instead of gassing up at the service station like we do today. To have a public water trough back in the day was a necessity, especially for a proper town.

An accessible water trough and hitching post would increase homesteaders, but most of all, traders and farmers, which would benefit the building economy of the community.

A public water trough was the first request made by the agricultural committee to the chamber of commerce in the young and growing town of Sandpoint. Around 100 years ago, horses were enjoying the cool refreshing water, and today it is children that do.

Your business MATTERS and DESERVES to be recognized. In every edition of Go Sandpoint Magazine, your business can be featured and seen by thousands. Are you ready to be a part of our local guide? Sign up online today to reserve your spot.

GoSandpointMagazine.com/Sandpoint-Local-Guide-Sign-Up Contact us for more information! info@like-media.com

Photo of Dorothy Culver on a horse with her dog at the corner of 3rd and Main in Sandpoint, circa 1920s. Photo courtesy of the Bonner County Historical Society and Museum. Donated by Gerry and Joe Venishnick.

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INTERMOUNTAIN WELLNESS WELCOME TO

Intermountain Wellness and Chiropractic, recognized as “Best Chiropractic Clinic/Chiropractor” in Bonner County for three consecutive years, is now the only clinic in North Idaho with two chiropractors! Owners, Dr. Cameron VanDenBerg and Rylie, welcome Dr. Joe Sweeney to the team! Their comprehensive services include Gonstead chiropractic, sports exercise therapy/rehab, neuropathy treatment programs, functional nutrition, blood lab analysis, and more! New patient visits feature extensive one-on-one time, full spine X-rays with biomechanical analysis, and specific treatment to enhance spine health and overall wellness. Dr. Cameron and Dr. Joe emphasize a whole body approach shaped by their lifelong athletic backgrounds, are certified in extremity adjustments, and value quality over quantity.