Jan 2015 - Issue #2 by Living In Sudbury Magazine

January 2015, Issue #2

Ideas to Help You Clean Your Home Faster

Do Your Home Insurance Homework

AVOIDING THE

TOP

HOME SELLER MISTAKES sales representative

Charles Marsh Realty, Brokerage, Independently Owned & Operated

R E A L

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Contents 6 YOUR HOME MAINTENANCE

CHECKLIST FOR JANUARY

18 CHECK OUT THESE SUDBURY NEIGHBOURHOODS! 24 AVOIDING THE TOP HOME SELLER MISTAKES In a buyer’s market, selling a home can be a tricky proposition.

32 FUN & EASY KITCHEN DECOR IDEAS 36 DO YOUR HOME INSURANCE HOMEWORK 42 4 TIPS FOR OPENING UP A SMALL SPACE

46 TIPS TO HELP YOU BUY YOUR FIRST HOME

52 8 IDEAS TO HELP YOU CLEAN YOUR HOME FASTER Coldwell Banker Charles Marsh Real Estate Brokerage

TOP TEN TEAM IN CANADA * FOR HOMES SOLD

CHRIS PENNEY

DEREK GOUDREAU

ANGELA SNOW

ARIELLE HALL

NATASHA LAVALLEE

Team Leader

Sales Representative

Unlicenced Assistant

THE CHRIS PENNY ALL STAR TEAM 705-470-3444 2013 ranking for Coldwell Banker affiliates only.

About Chris Chris Penny is highly regarded

a system took a tremendous

as one of the Greater Sudbury’s

amount of development and

most respected and prominent

great financial investment.

Real Estate Agents. Chris

Penny’s

willingness

Thank you so much for

Chris’s unique blend of entrepre-

spend the extra dollars to get

neurial experience, along with

results for his clients definitely

his outstanding work ethic even-

makes him stand out. A market-

my home. You made the

tually lead him to found the Chris

ing plan refined over the years

Penny Real Estate Team. In less

designed to create incredible

process simple and were

than two years Chris grew the

exposure and awareness. He is a

team to a total of five members

very experienced negotiator that

swer questions. I was kept

which proved to be successful

delivers amazing service. Chris

well informed and loved

being ranked 3rd in Ontario and

and his professional support

7th in all of Canada for Homes

staff are a total package. Chris’s

sold as a sales representative for

goal and commitment is simple

home sold without any is-

Coldwell Banker.

“Get Results” for you while mak-

sues, I would definitely rec-

ing each transaction progress

ommend the Chris Penny

Chris has a genuine love for peo-

smoothly with the least amount

ple and the Greater Sudbury Real

of inconvenience and still create

Estate Profession. He believes

the incredible awareness needed

any individual willing to pay for

to get the best possible price.

the services of a Professional

your services in selling

always available to an-

your feedback feature. My

Team to anyone selling or buying!

Ms. Sarah King

Real Estate Agent deserves only

The professional staff is an ex-

the absolute best that agent has

tension of Chris Penny to help

to offer.

him be the best he can be. They

Let’s just say he has an un-

provide you with personal ser-

quenchable thirst and desire to

Right from the beginning Chris

vice you deserve with big results.

get the best possible results and

knew that he needed to imple-

Chris is continuously looking for

give the best service at all times.

ment a system that could create

ways to improve his service and

an incredible amount of expo-

increase exposure no matter how

With Chris’s Guaranteed Home

sure for his client’s properties,

good it already is, keeping as ad-

Selling System, his clients con-

giving them a competitive edge,

vanced as possible through tech-

sistently sell their homes Faster

while at the same time providing

nology.

and for More Money.

the best service possible. Such Coldwell Banker Charles Marsh Real Estate Brokerage

What our clients say Jane & Jeff Kuhn

Mr. Neal Philipow

Lesley & Mike Warbrick

We recently listed our home of thirty years with the Chris Penny Team. We were very pleased with the “gentle” handling of our sale. Chris reassured us from the first meeting and we continued to have wonderful service from Natasha, who promptly responded to all our questions. Chris took the time to walk us through every step of the process and Natasha provided all the support when I found the process puzzling or hard to understand.

Chris Penny and team did not disappoint. They were on top of it every step of the way. At no point was I not able to get a hold of someone or feel like I didn’t know what was going on. The email feedback system was particularly impressive as it let you know not only how many showings you had and when, but also how they went. I liked knowing if the house was showing well and should there be something that was getting negative attention, I would know about it through the feedback and have the opportunity to do something about it. Anyway, I sold the house in roughly six days when many others were taking well over a month. Would definitely list with Chris again!

Chris Penny and his team are excellent at looking after our real estate needs. Chris is very knowledgeable about the current real estate market and knows how to price a property for sale so that it isn’t over priced or under priced.

We would like to thank the team that works so well together for making what could have been a very stressful & traumatic experience another wonderful memory on the journey we call “life”. Thank You!

Thanks!

The entire Chris Penny Team goes over and above when it comes to servicing their clients. They are available 24-7. Angela Snow was an absolute pleasure to deal with and makes the entire process much more manageable. Thank you for helping us find our awesome new property!

Your Home Maintenance Checklist for January The festive season is over and that means it’s time to turn to more practical matters. We’re talking about your home and the maintenance you should be doing this month. We gave you some ideas for December and we have some more for January. Remember, you need to keep on top of these things to ensure your home stays in great condition.

Home maintenance now means you can prevent becoming costly repairs down the road. Regular home maintenance also ensures safety for all family members. And just in case you plan to resell your house and realize your financial dream this year, you want to keep the resale value as high as you can. You can do this with proper home maintenance practices! Seasonal maintenance of your home helps you to live in a clean environment. Our advice outlines the areas you should pay attention to. The list focuses on heating and cooling gadgets, home appliances, plumbing, electrical systems and security apparatus. Take Down Your Holiday Decorations You must have spent a lot of Coldwell Banker Charles Marsh Real Estate Brokerage

time putting together colourful decorations over the Christmas season. But the time for festive decor has passed, and now you should pack up the lights and the tree. It’s time to get your house back to what it usually looks like for the other 11 months of the year. Tackle the Kitchen One of the most used areas of the home, a lot of people do regular cleaning in the kitchen. But this month, it’s time to dig a little deeper. Kitchen Cabinets: hey, spills happen. This month, take the time to scrub down your cabinets and freshen up your kitchen. If you’re feeling really ambitious, do the insides too! Fridge: take everything out and wash out your fridge. And maybe throw out those Christmas dinner

Inspecting your house regularly and finishing home maintenance projects will make it easier.

leftovers... You’ll also want to pull the fridge out (if you can, it’s usually fairly easy) and clean behind your refrigerator. Don’t forget to grab the vacuum and get rid of any dust on the coils too. Stove and Oven: how much cooking did you do last month? I bet your oven and stovetop could use a good scrubbing. Take apart the stove top and scrub all that too! Fire Extinguisher: put this piece of safety equipment near the kitchen. Check the charge to ensure you can immediately use the extinguisher in case of a fire. Garbage Disposal: if you did a lot of entertaining last month, your disposal probably got quite a workout. Send some citrus rinds and ice down your disposal to

clean it out. Check out this post for step-by-step instructions on a full deep clean. A Couple More Items... Now, there are some home maintenance tasks you need to do every month. These are things that can quickly cost you a lot of money to repair, so you want to stay on top of them. Plumbing: Check for and repair any leaks you can see. Under the sink, around the toilet, and check the washing machine hook-ups too. Electric Gadgets: You should not leave room for electrical fires. Clean circuit breaker and check for any signs of electrical faults. HVAC: Fresh air in your home is

only maintained by getting rid of dust on HVAC systems. Vacuum and dust your HVAC installations. Range hood: you want to clean this each month. It can get gunked up very quickly! We’re not saying you need to complete all the home care responsibilities on a single day. Inspecting your house regularly and finishing home maintenance projects will make it easier. Write down your monthly home improvement checklist. You can add a time limit or a specific budget for each task (if applicable) to keep you on track. And of course, if there’s something you’re not comfortable with, don’t be afraid to ask for help or call a professional.

SOLD

Valley Ea Val There Address: 4683 Robert Dr Coldwell Banker Charles Marsh Real Estate Brokerage

ast ese

Spacious 5 bedroom bungalow located in a fantastic area of Hanmer. Features include a refinished master bedroom with en-suite and beautiful built-ins, open-concept kitchen leads to a large dining room with gas fireplace and hardwood floors, the lower level is fully finished perfect for the family to gather. Outside you will find a fully fenced in lot with an in-ground pool, 2 sheds and a large deck. This home is freshly painted and move-in ready! Call Angela Snow Sales Representative 705-929-3337

$219,900

Rayside Balfour - Onaping Address: 818 Highway 144 Immaculate duplex featuring 2 large 3 bedroom units. This property has over an acre of land, a double detached garage, a gazebo, hot tub, all appliances and furnishings and much much more. Both units will be vacant upon closing. These units are beautiful and this property has alot to offer. A Must SEE!!. Call Angela Snow Sales Representative 705-929-3337

$259,900

Valley East - Capreol Address: 212 Hanna Ave Perfect family home in Capreol. This 4 level side split offers a double interlock driveway with extra space to park your RV or boat. Access the trails from your spacious fully fenced backyard which also includes two sheds. The inside of this home is immaculate. Features include 3 large bedrooms, 2 1/2 baths, newer roof (2012), newer gas fireplace (2013), open-concept dining/living room, new stainless appliances and the list goes on. (gas-$900/water$864/hydro $2196) Call Derek Goudreau Sales Representative 705-690-0745

$289,900

Sudbury Minnow Lake Address: 79 Devon Rd Contractors dream. Â Property is located on a quiet cul de sac in a desirable Minnow Lake location. Â Property requires TLC but has lots of potential. Call Angela Snow Sales Representative 705-929-3337

$109,900 Coldwell Banker Charles Marsh Real Estate Brokerage

What’s Your Home Worth? Free QUICK Home Evaluation When you list your home with Chris, you receive these guarantees: 3 3 3 3 3

Your home advertised 24 hours a day until it is sold Your home advertised to millions on www.ChrisPennyHomes.ca Your home advertised in full colour ads until it is sold. Our Team of Specialist working hard to sell your home Your home Sold in 90 days or It’s FREE*

Call us now for a FREE GREATER SUDBURY HOME EVALUATION at 705-566-6111 or click here! Our focus is to sell your home for the most money in the least amount of time. We begin with finding the right price, with your help and the guidance of current market research. The next step is maximum exposure marketing for maximum results. All along the way, we’ll take care of all the important details so you can focus on getting ready to move. From start to finish, we know that you’ll have confidence in our commitment and professionalism.

sales representative

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*disclaimer: “Seller and Chris Penny must agree on a listing price to be determined on the basis of market conditions and comparable homes at time of listing. Does not include commission for buyers/co-operating brokerage.”

SOLD Sudbury South End Address: 1730 Desloges Rd This one year old raised ranch is in the perfect location. Just 10 minutes from the four corners. This home is nestled on a 9.76 acre lot that is completely private and surrounded by mature trees. Features include a modern kitchen with extra large island, open-concept dining room and living room that offers hardwood floors, 3 modern bathrooms, a large master bedroom with ensuite, central air and plenty of room to build your dream garage. Don`t wait!! Call Derek Goudreau Sales Representative 705-690-0745

$339,900

Coldwell Banker Charles Marsh Real Estate Brokerage

Being on my own I was stressed and apprehensive with the selling of my home. I have only praise for the efficiency of The Chris Penny Team. Chris I truly appreciated the time you took to walk me through this transition. Obviously my home was in the perfect price range. Your online feedback is a very good feature. Natasha was always there to answer my questions no matter how trivial. Miss Snow did an excellent job walking the right clients through my home. I was amazed at the quick sale I will be sure to recommend your team. Thank You! Sincerely, Pauline Carlson

FREE HOME EVALUATIONS ANYTIME! click here sales representative

R E A L Coldwell Banker Charles Marsh Real Estate Brokerage

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Sudbury - South End Address: 1283 Red Deer Lake S Your search for a camp is over!! Located only 20 minutes from New Sudbury this private 1+acre Red Deer Lake property is a gem close to home. Enjoy the best of both worlds, privacy only minutes from town. Lots of room for bunks and beds, open concept kitchen and living room. Outside multiple storage shed, and of course lake front view. Don`t wait, call now!!! Call Arielle Hall Sales Representative 705-521-4088

$194,500

Check Out These Sudbury Neighbourhoods! The busy metropolis of Greater Sudbury is in central Northeastern Ontario in the Great Lakes Basin. Located on the Canadian Shield of this region, this city is a fascinating combination of urban and suburban communities, along with less populated rural and wilderness locales. Covering 3,267 square kilometres of land, it is the largest municipality within this province and Canada’s second biggest city with a population of nearly 160,400. Geographically, Greater Sudbury is known for its impressive 330 lakes, one of which is Lake Wanapitei, the largest lake located within a Canadian city.

busy Greater Sudbury Airport near Garson in neighbouring Nickel Centre is a major transportation hub for the region. Coniston Coniston is located near several attractive Coniston

bodies Creek,

water—

Boucher

Lake,

Bethel Lake and Norway Lake. For this reason, it’s a popular area for both summer water sports and ice skating during the icy winter months. First included in Neelon Township in 1905, Coniston was later incorporated as a municipality in 1934. Still later, in 1972, this town became annexed to Nickel Centre, an amalgamated town. Finally, in 2000, Coniston became a community within the city of Greater

Attractive

Neighbourhoods

Garson

Sudbury. Famous town residents

Greater Sudbury

This community was named in

have included hockey players Toe

New residents of Greater Sudbury

the 1880s for Ontario Legislative

Blake, Noel Price, Jim Fox and Neal

have a choice of varied attractive

Assemblyman William Garson, a

Martin.

residential

major advocate for its development.

neighbourhoods houses

First a logging camp, Garson became

Wahnapitae

and apartments. Each of these

a mining town in the early 1900s.

The settlement of Wahnapitae was

communities

the

One of the early mines, Garson Mine,

named after the Wanapitei River

population range of 5,500 to

was first operated by the Mond

flowing through its boundaries. The

7,000 residents. On average, each

Nickel Company in 1911. Just three

name of Wahnapitae is derived from

has about 2,300 single family

years earlier, in 1908, construction

an Indian word meaning “concave-

houses, of which about 84 percent

of the Canadian Northern Railway

tooth water,” painting a verbal

are

Each

line was completed through Garson.

picture of the unusual shape of Lake

community has from around 250 to

From then on, rail transportation

Wanapitei. Today, this community

400 rental apartments, often with a

served as a commercial advantage

is convenient to two popular

vacancy rate of approximately four

for diverse business development

land-based transportation routes,

to five percent. These residential

in town. It also brought visitors

the Trans-Canada Highway and a

communities include:

and tourism to the area. Today, the

recently built connecting route

for

locating

currently

available is

within

occupied.

Coldwell Banker Charles Marsh Real Estate Brokerage

to Highway 17’s freeway section,

Major Industry in Greater Sudbury,

making it a popular residential area

Ontario

and home-base for many residents

This

who work in Greater Sudbury.

the major sector of commerce,

Communities

employing about 6,000 workers.

These neighbourhoods of Greater

Lively

Mining equipment and service

Sudbury offer excellent options

Lively is a community located in

businesses employ even more

for education, from preschool and

the town of Walden. This attractive

people,

totalling

elementary grades through high

locale is situated close to the scenic

10,000

today.

leading

school and college. Northeastern

lakes of North Star, Long, Mikkola,

industries in this area include

Elementary School has students

Graham and Lady Macdonald. It’s

finance,

education,

from all these communities. There are

a well-known and popular spot for

tourism and government. Greater

also two quality Montessori schools

boating, swimming, water skiing

Sudbury

various

in Sudbury serving the surrounding

and other water sports in summer

neighbourhoods. Many residents

area. Private high schools include

and a great location for ice skating

of these different residential areas

several

and local youth hockey practice in

work, shop and socialize in and

schools, and Greater Sudbury offers

winter. There are a number of semi-

around the central business district.

three college campuses: Laurentian

detached houses in Lively, which are

One major attraction in the city

University, Cambrian College and

often shared as rentals or bought by

is Science North and Dynamic

Collège Boréal. These colourful,

students, faculty and staff at nearby

Earth,

scientific

scenic communities also offer many

colleges in Greater Sudbury.

communications center. The city is

opportunities to enjoy outdoor

also home to the famed Sudbury

activities like hiking, biking, jogging

Wolves of the Ontario Hockey

and organized school sports for a

League and the popular Sudbury

healthy, happy lifestyle.

city’s

mining

industry

approximately Other

healthcare,

encompasses

interactive

Spartans football club. Education in Greater Sudbury

highly-rated

religious

SOLD Sudbury South End Address: 1464 Southview Dr Fully loaded South End home! Whether it`s the large back yard, hardwood floors, upgraded kitchen, the 2 1/2 baths, bubble tub or sauna that draws you in, there is something for everyone`s wish list. Shingles done in 2013, 1 1/2 car garage this is not a home to be missed. To many features to list. this is a must see! Call Arielle Hall Sales Representative 705-521-4088

$269,700 - SOLD

Coldwell Banker Charles Marsh Real Estate Brokerage

Sudbury South End Address: 2331 Gateway The perfect family home located in the South End , minutes away from all the action. This 4 bedroom, 2 bath raised ranch has plenty to offer the growing family. Features include a modern open-concept kitchen with granite counter tops and ceramic floor, a spacious dining room with hardwood floors, comfortable family room with gas fireplace and walkout basement. Outside you will be impressed with the massive 2-tier deck and gas heated above ground pool, professionally landscaped, newer roof(2013) and interlock driveway. There is also a park just around the corner. Come out and see this one!!!

Call Arielle Hall Sales Representative 705-521-4088

$341,900

Avoiding the Top Home Seller Mistakes

In a buyerâ&#x20AC;&#x2122;s market, selling a home can be a tricky proposition. Homeowners must walk the fine line between being gracious hosts and assertive salespeople when attempting to make the sale. By understanding the most common mistakes that sellers make, you can sell your home quickly and make the most profit. Skipping Seller Prep

interior thoroughly cleaned. Buyers

The same applies to children and pets.

You will need to make your home

need to be able to picture their own

You may love your dog, but prospective

sparkle and shine in order to attract

belongings in your home, so clear away

owners may be allergic to pets or

the most buyers. Have the lawn

clutter and personal effects before

concerned that the house has been

professionally landscaped and

showing. Family photos, trophies and

soiled with pet waste. Avoid using any

manicured, give the exterior a fresh

knick-knacks hurt sales, so tuck them

fragrances like air freshener, perfumes

coat of paint or cleaning and have the

away before showing your home.Â

or scented candles when showing your

Coldwell Banker Charles Marsh Real Estate Brokerage

home. One scent, however, is a favorite

$50,000 increase in price. On the flip

When it comes to getting the best

of buyers, sellers and agents---that of

side, avoid embarking on do-it-yourself

price for your home, avoiding common

freshly baked cookies. Pop a batch in

projects in order to save money. Some

seller mistakes is crucial. By pricing

the oven before buyers arrive.

people convert spare bedrooms into

your home correctly, staging it for

playrooms, offices and gyms. This can

buyers and avoiding the hard sell

Neglecting the Home Inspection

actually decrease the price you’re able

approach, you will enjoy the quick sale

The home inspection process is vital

to ask for your home.

of your home.

to both the buyer and the seller. By having your home professionally

Swimming pools, outdoor kitchens and

inspected, you will be able to

any other improvements that require

accurately price your home and

constant upkeep can also decrease the

negotiate repairs with your buyers.

value of your home.

Having a home inspection performed means there will be no surprises when

Selling too Hard During Showings

it is time to sell. You don’t want your

Using the “hard sell” approach during

buyer to find out about the leak in the

showings often backfires. Some

roof before you do.

homeowners that the prospective buyers around, pointing out all of

Even small items in need of repair can

the features and upgrades of the

make buyers lose faith in the quality of

home. This can often make the buyers

your home. Loose railings, missing door

uncomfortable, like they are intruding

knobs and peeling paint can signal a

in your personal space. Couples who

neglected home, and many buyers will

tour homes together are also less likely

simply move on to a different house.

to discuss the home if you are hovering

Make small repairs and have your

over them.You want the buyers to feel

home inspected thoroughly to ensure

like the home is already theirs. Open

buyer confidence.

the door for them and allow them to tour unescorted. Have a seat in the

One thing to keep in mind: a home

backyard or on the front porch and

inspection is different from a home

stay out of earshot. Home buyers will

appraisal.

often gush over a home and get more emotionally invested if they are alone

Sinking too Much Into Improvements

while they tour. Let the home “sell”

While it is true that upgrading your

itself. A “hard sell” can backfire and

home can increase its value, many

cost you the sale.

homeowners embark on expensive remodeling projects that don’t ultimately pay off. Having a $50,000 kitchen built may not always mean a

While it is true that upgrading your home can increase its value, many homeowners embark on expensive remodeling projects that don’t ultimately pay off.

SOLD

Coldwell Banker Charles Marsh Real Estate Brokerage

Sudbury South End

Address: 1280 Trout Lake Rd Large bungalow on private beautiful lot on Trout Lake Road. This home features a HUGE 40 x 28 garage as well as 3 large bedrooms and a main floor laundry room with option to turn into a 4th bedroom. A newer full high basement (dry walled) has been put in and is ready for your finishing touches. This property is a must see! Call Angela Snow Sales Representative 705-922-3337

$209,900

Sudbury Donovan Address: 448 Dupont St WHY ARE YOU RENTING? This 1 1/2 storey home offers 4 good size bedrooms, a large living room perfect for entertaining, a completely renovated bathroom and an eat in kitchen that is very bright, clean and has newer vinyl flooring. Off the kitchen is a patio door that leads to a large deck area overlooking a welcoming back yard perfect for the kids to play. Home is equipped with central air, a newer roof (4 years), fridge and stove. Just get the keys and move right in.Â Call Derek Goudreau Sales Representative 705-690-0745

$129,900

Coldwell Banker Charles Marsh Real Estate Brokerage

Rayside B Chelmsfo Address: 18 Woodlawn Coldwell Banker Charles Marsh Real Estate Brokerage

Balfour ord

Beautifully upgraded side split situated in a quiet cul de sac. Home is very spacious and features an open concept design, modern kitchen, bright sunroom, super large master with huge walk-in closet and cheater suite. It is nestled on a gorgeous landscaped lot with plenty of trees. Other features include gas fireplace, sauna and attached garage. Tomorrow may be too late!! Call Arielle Hall Sales Representative 705-521-4088

$299,900

SOLD

Coldwell Banker Charles Marsh Real Estate Brokerage

Valley East Val Caron Address: 2271 Fleming

Great starter home minutes away from New Sudbury. this 2 bedroom home offers an openconcept floor plan with main floor laundry. The incredible backyard is spacious and perfect for entertaining. Other features include laminate flooring, deck, single car garage and a 4 yr old furnace. Book your viewing today! Call Derek Goudreau Sales Representatiiive 705-690-0745

$159,900

Fun & Easy Kitchen Decor Ideas The kitchen is the heart of your home. As a place to gather, eat, and share stories with family and friends, itâ&#x20AC;&#x2122;s the perfect place to express your personality. Luckily, you donâ&#x20AC;&#x2122;t have to be a professional designer to mix things up and achieve a fresh new look for your kitchen. Here are some kitchen decor ideas that are fun and easy.

Coldwell Banker Charles Marsh Real Estate Brokerage

Cute Cabinets Using beaded board, line the wall behind your shelves for an old fashioned, country look. Get creative with a unique colour that will pop against the adjacent walls. And if the cabinets are near a water source, be sure to proof the boards with sealant. If there is room between the top of your cabinets and the ceiling, fill the void with some homemade crafts or objects. Try to choose things that will fill the space without making it seemed cramped. Old picture frames, vases, or even sculptures can provide interesting treats for the eyes. Shelves and Storage You can add flair to the support of your shelves by incorporating intricate metal for an older, vintage look. And if it’s a modern look you’re going for, try a natural wood support system that reinforces the other pieces in your kitchen. If you’re looking for a fun, natural looking solution that gives you more storage space, try adding shelves across one or two of your kitchen windows. Or, if you prefer, you can place beautiful plants or herbs here, and they’ll get the sunlight that so many indoor varieties crave. Look Up Integrate a conversation-starting chandelier or brushed metal

fixture to the kitchen ceiling. You can find amazing deals on vintage pieces at a variety of home repair and renovation stores, often for deep discounts! A Splash of Colour White often rules the kitchen. Even if you have another primary colour in your particular space, you can always spice things up a little. Try painting one wall a bold colour that contrasts with the rest of the kitchen. It will help prevent your kitchen from looking boring and remind you that fun is in the air! Wonderful Windows Windows provide beautiful natural light. Take advantage of this luminous backdrop by selecting your favourite matching fabrics and hanging them over from the top to bottom sill. If you have a lot of neutrals, be sure to choose a colour that stands out and makes a statement. Table and Chairs If your kitchen features a traditional style table with at-height chairs, consider making a switch. Bring in a bar table and matching chairs. Being elevated while at the dinner table can provide a sense of sophistication and class. It’s also pretty fun! Hang Up Your Plates Wondering what to do with your grandmother’s old china dinnerware? Here’s the solution: create a simple hanging rack that

sits on a prominent, empty wall. You’ll finally get to show them off, and it instantly adds intrigue to a normally dull area. Luminous Lighting Exceptional lighting can make all the difference in taking your kitchen from outdated to modern and chic. Integrate some bold pieces, as well as some background lighting to provide both harsh and soft lights for a balanced and happy looking kitchen. Create a Cozy Nook Add a cozy feeling to your kitchen by building a simple nook in the corner. By painting old wood, adding pillows and cushions, and a light fixture to finish it off, you’ll have the perfect place to curl up and relax. A nook is also the perfect place to show off your artwork, so select your favourite pieces and establish the perfect mood. Your kitchen truly is a special part of your home. It has the power to bring the whole family together for fun, food, and more. If you’re looking to make a change, hopefully these ideas have inspired you to get started with your own projects. By implementing these simple tips, you can decorate your kitchen in a fun, easy way the whole family can enjoy.

Valley Eas Val Caron Address: 3354 Maple St

Coldwell Banker Charles Marsh Real Estate Brokerage

st Welcome home! Family friendly sums this property up, with 3+1 bedrooms, a double lot, and backing onto bush, all there is to do is move in! Basement is finished with a bar and rec room. Plenty of space to spread out a family. Enjoy the huge yard and mature forest. Book your private tour today. Call Arielle Hall Sales Representative 705-521-4088

$214,900

Different insurance companies place emphasis on different factors when reviewing your request for coverage.

Do Your Home Insurance Homework When you purchase a new home,

is coverage that can be used to repair

Understand

you will typically need to purchase a

or replace your home in the event it

There are many options to consider when

homeowner’s insurance policy. Mortgage

is damaged or completely destroyed.

you purchase homeowner’s insurance.

lenders

purchase

Before you make your purchase, you

For example, you may be able to choose

insurance as a requirement with your

should do your homework to ensure that

between a 1% or a 2% deductible

loan, and you’ll be required to maintain

a) you get the best deal on your coverage

and to adjust the coverage limits and

minimum coverage for the life of your

and b) you buy a policy that is best suited

replacement value. You may also be

loan. Even if you own your home free and

for your needs.

able to adjust the types of events that

require

you

Your

Options

clear, you will generally want to maintain

are covered by your policy. For example,

a homeowner’s insurance policy. This

not every policy will provide you with

Coldwell Banker Charles Marsh Real Estate Brokerage

Your

Quotes

growth. It is important you consider the

When you purchase a homeowner’s

Even if you are satisfied with the first

likelihood of some of these events, the

insurance policy, you should be aware

insurance quote you receive, you should

potential loss or cost you may incur

that you will not need to insure your

consider getting multiple quotes for

from them and the cost of the insurance

land. Even if your home is completely

coverage. Different insurance companies

itself so you can determine which policy

destroyed, your land will not lose value.

place emphasis on different factors when

options are best for you.

Therefore, your coverage limits should

reviewing your request for coverage.

be for the structure itself. This is not

Everything from your own credit scores

equivalent to the taxable value or the

to the size, location and construction

sale price you paid for the home because

of the home will influence the cost of

these do include the land value. You may

your coverage. However, it’s important to

need to get more insight from your real

note that not every insurance company

estate agent or your insurance agent to

reviews these factors in the same way.

determine the approximate value of your

Getting multiple quotes for your coverage

structure versus the value of your land.

may help you save money.

Save Money By Bundling Your Insurance

If you are ready to start shopping for a

After

which

homeowner’s insurance policy for your

coverage options you want and what

home purchase, keep these points in

amount you want your coverage limits

mind. These tips will help you to make

to be, you will then need to review the

a more informed decision about your

cost of the policies. Keep in mind some

coverage and get a great deal on your

insurance companies will provide you

coverage. In addition, they will minimize

with a discount when you bundle your

the chance that you are under-insured or

coverage. For example, you may save

over-insured with your policy.

have

determined

Limits

Multiple

Select

you

Coverage

Get

coverage for water damage or mold

money if you place your auto insurance and life insurance policies with the same company that holds your homeowner’s insurance policy. Therefore, you should contact your current insurance companies about quotes for homeowner’s insurance. However, you may also contact other insurance companies to determine if

Even if you own your

you can save money by switching your

home free and clear,

auto or life insurance policies to another company.

you will generally want to maintain a homeowner’s insurance policy.

Sudbury New Sudbury Address: 1991 Overbrook There is only one like it! This custom built executive home sits on one of the most beautiful lots New Sudbury has to offer. Extremely private lot that overlooks an amazing ravine. The wrap around deck leads you to the pool area perfect for those hot days. This stunning home is loaded with features such as a penthouse master suite with walkout to a glass surround balcony overlooking the ravine, massive walk-in closet and ensuite bath with glass shower, a second master bedroom with walkout to the deck, gourmet kitchen with gleaming granite counter tops, hardwood floors, spacious family room with impressive bar area and the list goes on and on. Come and see this one!!! Call Angela Snow Sales Representative 705-929-3337

$499,900 Coldwell Banker Charles Marsh Real Estate Brokerage

Coldwell Banker Charles Marsh Real Estate Brokerage

Sudbury New Sudbury Address: 77 Kipling Crt Wow! This all brick bungalow has been transformed into a modern day gem. Features include new open-concept kitchen with gleaming granite counter tops, laminate flooring throughout the main floor, 2 beautiful baths one with glass shower, spacious lower level that includes a finished laundry room and the list goes on and on. Located in one of the most beautiful, family friendly areas New Sudbury has to offer. Only a short walk away to an amazing playground that feature a splash pad and outdoor rink. This convenient location also offers grocery stores, Costco, Silver City, Walmart and many restaurants. Call today to book your private viewing!!! Call Derek Goudreau Sales Representative 705-690-0745

$278,800

4 Tips for Opening Up a Small Space If youâ&#x20AC;&#x2122;re like a lot of people in the market out to purchase or lease a new space, you may be rather dismayed by the amount of space you can afford for your budget. Many people who would love to buy or rent a large home with an open floor plan are unfortunately required to move into space that is smaller than they would like. If you are in this situation yourself, the good news is you can easily create the illusion of space by following a few important tips.

Choose

Open

Furnishings

Think About Organizational Features

Select

Accessories

There are a wide range of furniture

While your furnishings can make

Proportion

styles you can select to invest

your home feel closed off and

While factors like the style of your

in for your new space, but some

cramped, clutter also has this same

furnishing and how cluttered your

furnishings may create a closed-off

effect. Organizational features like

space is will impact the overall feel

feel. The last thing you want is to feel

storage bins, baskets and shelves

in your home, the accessories you

claustrophobic and cramped while at

can be used to keep the clutter to

choose to decorate with will also

home. Furnishings that have legs and

a minimum. Bookshelves may be a

impact the look of your home. In a

are lifted off the ground may give

great option, but keep in mind that

larger room, itâ&#x20AC;&#x2122;s okay to place large

your home a more spacious and open

visible clutter, even when organized

pictures on the walls and to use larger

feel. When you select sofas, end

on a shelf, can give a room a more

vases, candles and other decorative

tables and other similar items, look

cramped feeling. Therefore, if you

items. However, in a smaller space,

for furniture with legs. In addition,

use a bookshelf to store your items,

this can seem overbearing. You can

furnishings with glass or other see-

think about using a shelf with doors

still decorate with these items, but

through features can also create a

or placing storage baskets on the

keep proportion in mind. Placing

more open feel in your home.

shelves to help conceal your clutter.

smaller candles and vases on tables

with Mind

and using smaller pictures on walls can help you create the feeling of space in a small room. Coldwell Banker Charles Marsh Real Estate Brokerage

Another great idea is to incorporate

of traffic with furnishings, potted

It can be difficult to furnish and

mirrors. For example, decorative

plants and other features, the room

decorate a home with less square

mirrors hanging on a wall in a smaller

feels smaller. Itâ&#x20AC;&#x2122;s better to place

footage. After all, you need to think

room can give the illusion of space.

furnishings flush against a wall or in

about the functional benefits that

You may also consider the types of

a corner. Avoid blocking doorways,

your furniture provides, such as

window coverings in your rooms.

and move furnishings as far away

seating for your whole family in the

Avoid using larger, flowing drapes,

from the doorways and traffic paths

living room. When you pay attention

and opt for coverings that allow the

as possible. In addition, if possible,

to these points, you can more easily

natural sunlight to enter into the

avoid blocking features like windows

meet your functional needs without

room.

and fireplaces. If space permits,

creating a closed-off feeling.

these features should be visible Consider the Flow of the Space

from the main entryway in a room.

As a final point, you should also think

This can give anyone who enters the

about the overall flow of the space in

impression that the room is larger.

your home. When you block the flow

Nickel Center Garson Address: 255 Braemore Wow! This two-story executive home is ideal for the growing family. It comes loaded with extras. The open-concept main floor offers a modern kitchen with custom over sized island and glass tile back splash , large dining & living area that features a gas fireplace and gleaming hardwood floors and main floor laundry. This Willow II model offers 3 spacious bedrooms including an extra large master suite equipped with walk-in closet and ensuite bath. The private yard is a custom oasis where you can either relax after a long day or invite the family over for a swim int he 15 x 26 gas heated salt water pool. You will be impressed with the attention to detail and the pride of ownership. Other features include a 16 x 32 deck with aluminum and glass railing, 12 x 24 privacy deck surrounding pool, fenced back yard, 10 x 12 steel gazebo, finished heated double attached garage with cabinets and epoxy floor, professional landscaping, paved driveway, interlock walkway...and much more!! Call Arielle Hall Sales Representative 705-521-4088

$414,900 Coldwell Banker Charles Marsh Real Estate Brokerage

SOLD

5 Tips to Help You Buy Your First Home Your first home purchase can be a smooth and informed process and doesn’t have to be filled with complications and frustrations. The key to having the entire process go smoothly and efficiently is information. You need to keep yourself informed of all the valuable information available. We’ve got our top 5 tips to help you buy your first home, the start of the information you should have.

Opportunity and Benefits

•

You may have an option on

The first-time home buyer has many

purchasing with a minimum of 5%

opportunities and benefits with their

of the value

purchase. There is a home buyers’ tax credit that will assist with the costs that

•

Some may offer a savers mortgage -

are associated with first home purchase.

this will make it possible for smaller

The HBTC can be claimed on your

down payments

income tax returns. A professional can find all opportunities and benefits that

•

With a two year work history you

will save money and offer an initiative

may qualify for different types of

for anyone buying their very first home.

“conventional” mortgage without

The benefits and tax credits are available

default insurance

and will help almost all first home buyers. This is good news knowing there

The closing costs will vary

is indeed help that will save time and

Every first home buyer should know

money. The tip is to find out all the many

that there are additional costs. Every

ways that the HBTC (First-Time Home

professional lender can guide you

Buyers) is willing to save you money.

into the process. The tip is to obtain very clear information from a trusted

Down Payment & Closing Costs

profession who has the ability to find the

You should be aware of the fact that

best possible solutions for you.

there are lenders who will help you with a down payment and closing costs. This aspect does not need to be overwhelming when you have help. There are many solutions that a lender will offer. A few samples are: Coldwell Banker Charles Marsh Real Estate Brokerage

Seller Take-back/Seller Becomes the

Other Equity Options

Lender

Every first home buyer has many options

What is a take-back mortgage? Here

provided through the government. A

we’re referring to a certain type of

lender will also have good options.

mortgage. The seller will offer to lend

The following are some ideas that will

funds, which is lent to the buyer. The

provide you with choices:

purpose is to help to facilitate the entire purchase of the property. Pretty easy,

•

Programs to assist with immediate renovations

•

HBP conditions may apply to your particular situation

•

A lender will be able to offer many

•

GST new housing rebates

tools that will prove helpful

•

Government programs offered

There are numerous equity options for

especially for first home buyers

the first-time home buyer. These will

right? But it’s not a fit for everyone, and you have to make sure all the legalities are worked out beforehand.

offer confidence that you can indeed own your own home. So consult a professional who has the knowledge to guide and assist you in discovering all of the available equity choices.

Pre-approval Before Shopping This is something we always recommend. Get pre-approval before you start your house shopping. You will have the ability to determine what house is going to suit your needs along with the actual dollar amount that will be available. This will keep your house shopping very exciting because there will not be any disappointments or surprises.

Now that you have the most important tips you can enjoy your house hunt. This is the one of the best parts of the process - the shopping!

What’s Your Home Worth? Free QUICK Home Evaluation When you list your home with Chris, you receive these guarantees: 3 3 3 3 3

sales representative

R E A L

E S T A T E

T E A M

SOLD

Nickel Center - Garson Address: 137 Metcalfe Welcome to 137 Metcalfe Avenue, in Garson. This 3 bedroom, 2 bath home is located on a large corner lot with mature trees and storage shed. Features include renovated kitchen and bathrooms, loads of hardwood, partially finished basement, freshly painted double interlock drive-way, great quiet location very close to neighborhood playground. This is the perfect starter home, only minutes away from New Sudbury. Call Arielle Hall Sales Representative 705-521-4088

$178,900

SOLD

Coldwell Banker Charles Marsh Real Estate Brokerage

Nickel Center Garson Address: 43 Berrygrove This lovely Raised Ranch style home is situated on a quiet dead-end street in a family friendly subdivision. This home offers an open-concept, loads of cermaic and hardwood on the main floor, formal dining area, spacious entrance, beautiful kitchen with island that includes all stainless steel appliances, huge master bedroom with walk-in closet and ensuite bath with corner Jacuzzi tub, stand-up shower and duel sink vanity. Enjoy the convenience of having your washer and dryer on the same floor as the bedrooms. Use your imagination in the unfinished basement to create your own oasis. Let`s not forget about the 15 x 30 heated above ground pool surrounded by gorgeous decking for those hot summer days. You won`t be disappointed! Call Angela Snow Sales Representative 705-929-3337

$344,900

8 Ideas to Help You Clean Your Home Faster Very few people love to clean, but we all have to do it sometimes or risk being the subject of an intervention on television. However, with a few tools, some reliable cleaners, and a competitive urge to improve your personal time, cleaning can become very satisfying ... and almost fun. Keep up with a few daily tasks

Set up some schedule for heavy

Thursday, and shopping on

A little bit each day really helps.

cleaning

Friday. But if your household is

Things like making the beds,

If someone is at home during

too busy for that, and everything

putting laundry and toys away.

the week, an old-fashioned

has to slide to one weekend day,

Wash the dishes and take out

housekeeping schedule might

then go all out and donâ&#x20AC;&#x2122;t waste

trash and recycling. Sweep

work with Monday designated for

time!

something each day. You donâ&#x20AC;&#x2122;t

washing and Tuesday devoted to

have to sweep all the floors

ironing. Follow that with dusting

Try natural products first

everyday, but pick one each day.

and vacuuming on Wednesday,

There are all kinds of natural

scrubbing and mopping on

recipes out there - a simple

Coldwell Banker Charles Marsh Real Estate Brokerage

search on Google or Pinterest

Use cleaning supplies tray

Get in and get out

will yield all kinds of idea. Here

Stock your tray with items like a

Enter a room, turn left and

are a couple of our favourites:

lint roller for pet hair, a single-

move counterclockwise to do

edge razor blade or paint scraper

the dusting. Enter again for

Pour 1 part vinegar and 1

to lift goo, an old toothbrush

vacuuming, or mopping the

part warm water into a spray

to clean tile in the kitchen and

kitchen and washroom. Resist the

bottle to clean windows and

washrooms and a furniture polish

urge to skip a spot because you’ll

glass, and wipe with coffee

for wood surfaces. Add a small

come back to it later. You don’t

filters for a lint-free shine.

trash bag to your apron or the

want to come back later.

•

supplies tray. Or place a small •

•

Baking soda and salt make a

trashcan in a central spot outside

Practice will personalize it for

good scouring powder.

several rooms as you move

you. Once you cut out the time

through your home with the tray

spent wandering around looking

and your vacuum.

for things, and reduce the steps

Soak showerheads

it takes to get the job done, you’ll

in undiluted vinegar periodically to remove lime

Remove the dust

finish your cleaning and get back

deposits.

Sweep off the cobwebs, knock

to the fun of life much faster.

the dust down and vacuum it •

Mix 50 ml of borax, 5 ml of

up. Don’t spray a cleaner or pour

ammonia, and 2 litres of

furniture cleaner on any surface

warm water to make a wall

that’s loaded with dust or dirt.

cleaner.

That’s not cleaning; that’s making mud. Dust first, then shine.

Lemon juice is great for many cleaning jobs, and bleach zaps

Don’t clean it if it isn’t dirty

the mold in showers and tubs.

Vertical surfaces in your kitchen probably aren’t very dirty; the

Always remember though: do not

horizontal surfaces will need

mix bleach and ammonia! The

cleaning every time. Are there

combination produces a deadly

fingerprints on the front of a

vapour.

cabinet? Maybe you can get away with just removing the

Wear a carpenter’s apron

prints this week. Does the

Put cleaning cloths or paper

kitchen have open shelving? Try

towels in the big pockets; hang

cleaning one shelf thoroughly

your duster on the belt and

each week. Clean the left side of

perhaps your favorite glass

the stovetop, then the right side

cleaner on the other side. This

as you go around the room.

keeps your supplies on you.

Coldwell Banker Charles Marsh Real Estate Brokerage

Sudbury West End/ Gatchell Address: 23 Eyre This two storey classic is a mix of charming character complemented with modern touches of today. Features include a recent renovated kitchen with gas range and marble counter top for the cook in the family, hardwood floors throughout the main floor and 2nd floor, main floor laundry, newer wood burning fireplace (5 yr), a beautiful court yard that includes a 48 x 20 detached garage and an apartment in the lower level with separate entrance to help with the mortgage. Come and see this old world classic. Call Angela Snow Sales Representative 705-929-3337

$289,900

Sudbury - Donovan Address: 429 Burton Ave Income Property- Great Opportunity in this newly renovated triplex. Main floor contains 2 bedroom, 1 bath unit. Basement contains 1 bachelor unit, Upper Level contains 1 bedroom unit. Main & upper units have updated kitchens, Property is in good state of repair with no retrofit. Well maintained. Excellent Net Income $17,993.48. Call Derek Goudreau Sales Representative 705-690-0745

$169,900 Coldwell Banker Charles Marsh Real Estate Brokerage

YOUR HOME

SOLD IN

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While every agent will promise to sell your home, the reality of the real estate market today is that this simply doesn’t always happen. The fact of the matter is the majority of homes never sell at all. Needless to say, this is highly frustrating to a home seller like you. But more than this, it can be financially crushing if you’re counting on the sale of your home to fulfill some other obligation. Well, I set myself apart from most agents by being accountable to you. In other words, I don’t just promise to sell your home, I guarantee it. My 90 days or FREE Guarantee is as simple as this: I guarantee to sell your home within 90 days or I will sell it for free. If your home sits on the market for longer than 90 days from the time I listed it, I will continue to market it aggressively but charge zero commission for My services. As you can see, I put my money where our mouth is. Instead of making you empty promises, I give you a written guarantee of performance and if I don’t live up to this agreement, you pay me no commission. I’m taking all the risk so you don’t have to, and this gives my clients much greater peace of mind in the home selling process. Some conditions apply, so for more information regarding this innovative program that is guaranteed to offer you, the seller, a better real estate experience – please fill out the form below and I will get to work for you!!

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