The cover of our February 2017 issue features a local businessman who knows a thing or two about planning for the unexpected. Independent insurance broker Gary Jolliff has over 30 years of experience in the industry. He brings a wealth of knowledge and guidance to his clientele, as evidenced by his recognition as the #1 Allstate Insurance Agent last year. He and his team of six advisors are dedicated to delivering the highest level of customer service and they make themselves available 24/7, even providing cell phone numbers as standard practice. Gary’s Laguna Beach agency offers a range of policies for all of your personal and professional needs. Read more on page 10 about how Gary Jolliff and his team are ready to help you and your family protect what matters most.