CPARealtor News - February 2015

EALTOR NEWS VOL. 6 / ISSUE 2 February 2015

EDUCATION ~ SERVICE ~ INTEGRITY In this Issue: CPAR Calendar

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Letter from your President

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CPAR-tee Notice

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AE Corner

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Community Outreach

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Golf Tournament Info

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New CPAR Members

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NAR Realtor Safety

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Florida Realtors® News

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CPAR News

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Business Partner Spotlight

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Business Partners

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Before You Go…

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Like us on Facebook! www.facebook.com/ CentralPascoRealtors Click here to SUBSCRIBE to the CPARealtor News 27642 Cashford Circle, Ste. 110 ~ Wesley Chapel, FL 33544 www.cparfl.com ~ Phone 813-406-6081 ~ Fax 813-712-2865 ~ info@cparfl.org 1

CPAR Board of Directors DIRECTOR Louise Richardson

PRESIDENT Lynn Mooney

TREASURER Vicki Derbes

PRESIDENT-ELECT Dwight McDonald

PAST PRESIDENT Toby Caroline

DIRECTOR Jack Buckley

Sun ‘n Fun Realty TobyParadise@aol.com

Pro-Active Realty TheCoordinator45@gmail.com

DIRECTOR Patsy Peterman

DIRECTOR David Chen

DJDerbes@BHHSFloridaProperties.net

Seagrass Realty Patsy@SeagrassRealEstate.com

Florida Capital Realty DChen4649@yahoo.com

SECRETARY Gerald Collings

DIRECTOR Pete Rundel

BUSINESS PARTNER LIAISON

SouthShore Homes & Properties Lynn@LynnMooney.com

Pro-Active Realty LouiseRichardson71@gmail.com

Berkshire Hathaway Home Services VDerbes@BHHSFloridaProperties.com

International Realty Plus-Tampa Bay EmailMyBroker@verizon.net

VICE PRESIDENT Dennis Derbes

Berkshire Hathaway Home Services

SouthShore Homes & Properties GeraldC0123@gmail.com

Ruth Peeples

First American Title Company RPeeples@firstam.com

Action 100 Realty Pete@PetesRealty.com

February 2015 Sun

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Lunch ‘n Learn 11:30-1:30 Pebble Creek

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Expanding Housing Opportunity Class 1-5 pm Grand Hyatt Tampa Bay

President’s Day

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Valentine’s Day

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New Member Orientation 1-4 pm CPAR Office

Save the Date March 4: CPAR-tee Mixer (5:30—7:30 p.m., Prime Bar at Shops at Wiregrass March 19: Lunch ‘n Learn (11:30 am—1:30 p.m., Pebble Creek Golf Club) March 26: Trinity Café Lunch—Volunteers Needed (Email Louise Richardson at outreach@cparfl.com)

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From your President a word from the PREZ...

February is here already and there is lots of activity at your Association and we want you to be an integral part of it.

Lynn Mooney

Are you ready for the Spring selling season? When was the last time you reviewed your personal marketing materials in light of your brand? Does your brand reflect you? Does it accurately reflect you as a professional REALTOR®? Or are you thought of as just a real estate agent? Send an email to lynn@lynnmooney.com to request a copy of Your Personal Brand Marketing Workbook published by The Real Estate Book.

You are so much more than just a real estate agent – take the time to promote and convey what you do for your prospects and clients. Be personal and let them know how much you care about them as a person first and then about how you can assist them with their real estate needs. You are their dream maker and the rewards will follow.

The new ad campaign from the National Association of Realtors® is about Real People (not actors). The Real People campaign explains to consumers why REALTORS®, now more than ever before, are essential to helping them realize their real estate dreams. As most people begin their home search online, serious buyers need access to the most accurate, up-to-date information. Realtor.com is the most accurate online real estate portal, and REALTORS® have the local market insights and experience necessary for success. The ad airs on national television on February 8th. REALTORS® and realtor.com: Together, we make home happen.

Make your reservation today for the February 11th session on Taxes and the Independent Contractor. Help protect your hard earned dollars: http://www.cparfl.com/reservations.html.

Watch your email inbox for upcoming educational programs with CE credits.

Do you really know about the Realtor Party of which you are a member? We will be having an informational workshop soon to clarify your involvement and that of the Association.

REQUEST: The Association has outgrown its current location and is in search of larger space in the Wesley Chapel area. For additional details, contact Lynn Mooney at lynn@lynnmooney.com or call 813-918-0380.

Happy Valentine’s Day…

Lynn

Abraham Lincoln gave us the following quotes: 1. You cannot bring about prosperity by discouraging thrift.

2. You cannot strengthen the weak by weakening the strong.

3. You cannot help small men up by tearing big men down.

4. You cannot help the poor by destroying the rich.

5. You cannot lift the wage-earner up by pulling the wage-payer down.

6. You cannot keep out of trouble by spending more than your income.

7. You cannot further the brotherhood of man by inciting class hatred.

8. You cannot establish sound social security on borrowed money.

9. You cannot build character and courage by taking away a man’s initiative and independence.

10. You cannot help men permanently by doing for them what they could and should do for themselves.

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CPAR-tee RealtorŽ and Business Partner Mixer Wednesday, March 4 5:30—7:30 p.m.

Prime Bar Shops at Wiregrass

2001 Piazza Ave., Wesley Chapel

To be a food sponsor for $35, please contact Ruth Peeples at rpeeples@firstam.com

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AE Corner 2015 Dues If you are a Primary Realtor® member who has not yet paid 2015 dues, your membership will be deactivated on Feb. 13. At this point, you will no longer be a Realtor® and your MLS access will be suspended. The reactivation fee is $75.

Don’t let your business suffer! Go online to realtor.org to pay your dues or call me at the office to pay over the phone.

Vanessa Frost

Primary Realtor Dues until Feb. 13: CPAR: $75 annual dues + $50 late fee Florida Realtors®: $126

National Assoc. of Realtors®: $155 Total: $406 Primary Realtor Dues after Feb. 13: CPAR: $75 annual dues + $50 late fee + $75 reactivation fee Florida Realtors®: $126 National Assoc. of Realtors®: $155 Total: $481 If you are a Business Partner who has not paid 2015 dues, your membership will be deactivated on Feb. 13. Your company will be removed from our website, newsletter, and mailing list. The reactivation fee is $25 (plus your $90 Primary Member annual dues). Please call me at the office to get your dues paid so we can continue to work together.

If you have any questions, email me at Vanessa@cparfl.com or call 813-406-6081.

Thank you to our 2015 Sponsors Elite

My Florida Regional ~ Merri Jo Cowen

Platinum

Embrace Home Loans ~ Tyler Cain and Scott Slone First American Title ~ Ruth Peeples

Gold

IERNA’s Heating & Cooling ~ Julie Rinaldi National Property Inspections ~ Lynne Tonte Sandon Mortgage ~ Rick Sandon Security National Mortgage ~ Ray Williams WCR Tampa Chapter ~ Shannon Damschen

Silver Centennial Bank ~ Nancy Pupello Eagle Mortgage ~ Karen Calhoun Herbert H Landy Insurance ~ Joe Flynn Hillsborough Title ~ Joellyn Robles Market Prime Mortgage ~ John Farris Mason Title ~ Mary Turner Peeples Maintenance Repairs ~ Ron Peeples Prime Protection ~ Joed Hassani Rainbow International Restoration ~ Steve Dumas Tampa Home Inspection ~ Bobb Courtman Two Men and a Truck ~ Eugenia Parlow 5

Community CommunityOutreach Outreach Trinity Café Volunteer Lunch CPAR volunteers served at the Trinity Café in Tampa on January 14, 2015.

The Trinity Café serves hot, delicious and nutritious meals to the homeless, working poor, and hungry. This volunteer effort was coordinated by Ruth Peeples of First American Title Insurance Company. Thank you to all of the CPAR volunteers who served lunch: Ruth Louise Richardson Peeples, Event Coordinator (First American Title Insurance Company); Louise Richardson, Consumer Louise Richardson Outreach Chairperson (Pro-Active Real Estate); Dwight McDonald (International Realty Plus); Adam Jonas (Gulf Coast Executive Realty); Rick Sandon (Sandon Mortgage Group); Mary Turner (Mason Title & Escrow Company); Vicki Derbes (Berkshire Hathaway Florida Properties); and Dawn Kessler (Berkshire Hathaway Florida Properties).

This was truly an enlightening experience for us all. We thoroughly enjoyed our time at the Trinity Café, and look forward to doing this again.

You will have the chance to serve, too, as we have another volunteer lunch scheduled for March 26th at 11 a.m. Please contact Louise Richardson at outreach@cparfl.com to sign up. Think about it; anyone can just write a check for charity, a faceless gesture. Why not instead give your time? You can experience what the charity is all about. I actually got a sincere hug from one of our diners as he got up to leave. Nothing could compare to that feeling!

Front row: Vicki Derbes, Dawn Kessler, Mary Turner, Louise Richardson. Back row: Adam Jonas, Rick Sandon, Ruth Peeples. Missing from photo: Dwight McDonald

Metropolitan Ministries The Metropolitan Ministries was grateful for the food collections from CPAR last month. It was such a success that we, at CPAR, will continue this activity all year round. We will have a collection box for non-perishable food items at each and every CPAR event. So, please, remember those who are less fortunate than us when attending CPAR functions and events. These events are planned so that we can all improve our businesses. Let’s share the prosperity!

This endeavor is being supervised by our own eager-to-please AE, Vanessa Frost. If you have any questions or concerns, please contact her at Food Drive Committee: Vanessa@cparfl.com.

Ruth Peeples, Vicki Derbes, Louise Richardson

Angel Tree Under the direction of our own Vicki Derbes, CPAR Treasurer, some of our local less fortunate children had gifts under their trees this year. While wrapped gifts are always welcome, the best way to support this project is by donating cash for the cause. This way, the volunteers can shop for gifts that will fit the specific needs for these children and youths. While this is traditionally a Holiday project, Vicki will accept donations all year. Got an extra $10 in your pocket? Why not pass it along to Vicki for the benefit of our local under-privileged kids!

Angel Tree Coordinator Vicki Derbes, Patsy Peterman, Ruth Peeples, Louise Richardson 6

Golf Tournament Wednesday, April 22 from 11 a.m. to 3 p.m.

10690 Palm River Road ~ Tampa, FL 33619 Ticket includes two games of golf and lunch There will also be a Chinese Auction, 50/50 drawing, Tampa Bay Times ad auction and prizes for the 1st, 2nd and 3rd highest scores. $50 per person (includes lunch) Compete with your friends! You can create a team of at least six people.

If you choose to play in a team, contact Event Coordinator Ruth Peeples at 813-240-4277.

Register at http://cpargolftournament.eventzilla.net/ Event Sponsorships: Ace Level ($550) includes 3 free tickets to play golf and sponsor signage on the TVs in the sponsor room and on the food tables.

Eagle Level ($350) includes 2 free tickets and signage on all the golfing-area tables.

Birdie Level ($150) includes 1 free ticket and spoken recognition during the event.

For more information, contact Ruth Peeples at 813-240-4277.

Visit http://cpargolftournament.eventzilla.net/ to become a sponsor. Â 7Â

Welcome New CPAR Members

RealtorsÂŽ BHHS Florida Properties Group ~ Wesley Chapel Katherine Britton BHHS Florida Properties Group ~ Tampa Sonny Khumbani Nancy Mitchell William Patterson Bracewell & Associates Realty Group Candy Donovan La Rosa Realty Christina Ninci

The Real Estate Sales Center Leslie Seabury, Broker

RE/MAX Capital Realty Ryan O’Conner

Keller Williams Cheryl Renner

All Platinum Properties Shelly Rappel, Broker

Charles Rutenberg Realty Dale Harris

Business Partners Open Mortgage Rick Sandon IPA Family, LLC Daniel Borrero YES Home Inspections Anthony Conner 8

NAR’s REALTOR® Safety Program Expanding in 2015

FACT SHEET More than a decade ago, the NATIONAL ASSOCIATION OF REALTORS® launched the REALTOR® Safety Program to educate REALTORS® on the potential risks they face while on the job. Over the years, the program has produced videos, hosted webinars, created marketing materials and developed a presentation for Associations and brokers to use with their agents. Safety will continue to be an important topic for NAR. In 2015, NAR will strengthen the REALTOR® Safety Program by adding new components, updating existing resources, and increasing the marketing efforts and visibility of the program to keep safety a priority every day.

Coming in 2015  In addition to a new program identity, the website, www.realtor/org/Safety, will be reorganized to enhance the user experience, making it easier to locate resources. The content of the website will also be updated accordingly to remove out-of-date information and provide current resources.  NAR will introduce the Association’s Crisis Communications Checklist, a step-by-step guide that can be added to any current crisis communication plan. Compiled from input from REALTOR® Association Executives and members of the NAR Public Affairs department, this checklist will help AEs stay organized and keep their team on task with a list of actionable items to be completed in the midst of a crisis.  In the spring, NAR will publish new marketing materials for your Association to use to share the message of safety with members, including web banners, posters, print ads and flyers that can be posted online, in newsletters and around the office.  Also coming this spring, safety tips will be posted on NAR’s Twitter and Facebook accounts so you can easily share them with members. These image-based tips are not only perfect for social media, they can also be used in e-newsletters and posted on your website.  NAR will develop a classroom safety course by the end of the first quarter. By July, the course will be available online at REALTOR® University. The online course will also be submitted for continuing education credit.  A new 3-hour safety course will be offered at the REALTORS® Legislative Meetings & Trade Expo on Tuesday, May 12 from 12:303:30 pm.  NAR will host safety webinars in April and September during REALTOR® Safety Month.  In the fall, NAR will publish a safety booklet, compiled of safety tips submitted by REALTORS®.  Look for new safety articles and videos to share with your members throughout the year.

Current Resources on www.realtor.org/Safety  Safety presentation materials, including PowerPoint presentation template, talking points and handouts. These tools are great for office meetings and training sessions.  Office forms for REALTORS® and clients to help establish safety protocols.  Archived safety webinars on such topics as personal safety, open house safety and holiday season safety tips.  Videos and monthly articles to discuss during meetings and share in monthly communications.  Dynamic safety widget revealing a new safety tip each week and Web banners to post on your website.  Information on safety smart phone apps to download, safety products to purchase and safety experts available for safety training presentations.  As part of its Window to the Law video series, NAR’s Legal department presents legal tips and best practices to take into consideration when implementing safety programs and policies to help agents stay safe.

Approved Copy for General Usage

NAR’s REALTOR® Safety Program to Expand in 2015 REALTOR® safety is one resolution we can all agree on. Educate yourself about the potential dangers REALTORS® can face on the job with the resources available in the REALTOR® Safety Program. From videos to safety app recommendations for your smartphone to educational webinars, NAR is serious about your safety. There’s a lot more in store for the REALTOR® Safety Program this year too. New resources will be introduced throughout the year, including a new safety course, safety tips, videos and more. Be sure to visit www.realtor.org/Safety often so you don’t miss a thing.

Contact Information: Jill Johnson Marketing Manager 312.329.8313 jjohnson@realtors.org

Karen Bebart Vice President, Marketing & Business Development 312.329.8359 kbebart@realtors.org

Florida Realtors announces new CEO ORLANDO, Fla., Jan. 29, 2015 – Bill Martin, the chief executive officer of Michigan Realtors®, is joining Florida Realtors® as its new CEO, beginning March 23, 2015.

Martin, 61, will be based at Florida Realtors’ Orlando headquarters. He holds the Realtor association Certified Executive (RCE) designation, earning recognition for specialized industry knowledge as well as association achievements and experience.

“This opportunity is very exciting and I look forward to joining a high-performance and high-powered organization like Florida Realtors,” Martin says. “Florida Realtors is internationally recognized and anyone would want to work with such a stellar group.”

2015 Florida Realtors President Andrew Barbar, a broker with Keller Williams Realty Services in Boca Raton, welcomes the new CEO to the state association. “His knowledge, skills and expertise will be invaluable to Florida Realtors and our members across the state,” Barbar says. “We’re ready to put him to work!”

Martin has been CEO of the Michigan association for the past 14 years. His extensive resume includes serving in the U.S. Army with the famed 101st Airborne Division, then as a trooper with the Michigan State Police. In 1987, Martin was elected to the Michigan House of Representatives serving Calhoun County, a position he held for four terms. In 1995, then-Michigan Governor John Engler appointed him Commissioner of the Michigan State Lottery; and in 1999 appointed him director and CEO of the state’s largest department, the Michigan Department of Corrections. In that position, Martin managed 19,000 employees and oversaw a $1.7-billion budget.

When he heard about the top job opening at Michigan Realtors, he jumped at the chance. Why? “It was an opportunity for me and my Bill Martin family to develop lifelong friendships across the country,” Martin says.

“There were two times in my earlier life where Realtors were important. One was when I was a state trooper, and a Realtor was vital to a criminal case. And in my pre-election life, the Realtors were the first organization to endorse me. My first fundraiser was a complete bust – no one came – but when the Realtors endorsed my campaign, they helped to launch my political success.”

2015 Michigan Realtors President Gene Szpeinski says Florida Realtors will benefit from Martin’s talents and leadership. “We have been blessed to have Bill as our leader since 2002,” he says. “He’s been magnificent for our organization – not only has he helped to create our position and our presence in the state, he has elevated our presence and reputation at the national level.”

Martin is a past board member of the Michigan Chamber of Commerce, Habitat for Humanity and a Trustee Emeritus at Western Michigan University, his alma mater. In 2014, Michigan Gov. Rick Snyder appointed him to the State Officers Compensation Commission. Also in 2014, the National Association of Realtors® (NAR) honored Martin with the William R. Magel Award of Excellence, which is a highly coveted award presented annually to an individual who has truly excelled as an association executive.

Source: media.floridarealtors.org

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Please keep our members Toby and Peter Caroline and their family in your thoughts and prayers.

Their daughter-in-law, Jeanne Caroline, passed away Saturday morning (Feb. 7) after a long battle with cancer.

Memories hold those we’ve loved forever in our hearts...

We can’t know why sad things happen …

We can only know that nothing beautiful in this world is ever really lost, because all precious things live in our memories forever.

Email: tobyparadise@aol.com

Tech Help Corner What security protections, if any, would you use on your Wi-Fi router and why?

(A) Turn on encryption in Wi-Fi router. Without encryption in Wi-Fi router, anyone nearby will be able to connect to your Wi-Fi router and use your internet connection for free and can control your Wi-Fi router, etc. If some old PC or old Wi-Fi capable devices, such as smart TV, etc. only support WEP, I will have to use WEP encryption David Chen in Wi-Fi router. Otherwise, I will use WPA2 or WPA with AES Pre Shared Key for encryption in Wi-Fi router. Although WPA2 enterprise encryption is better than WPA2 Pre Shared Key, I will not use WPA2 enterprise encryption because it requires to run a radius server which takes extra operation time and additional hardware cost.

(B) Keep Wi-Fi router firmware updated to the most current version, which fixes most of bugs and security vulnerabilities.

(C) Use no default user id/password of the Wi-Fi router web interface, and only allow LAN side (not allow Internet side) to access the Wi-Fi router web interface.

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HOMEOWNERS MORTGAGE – WE’RE HERE TO HELP Homeowners Mortgage Enterprises, Inc. (Homeowners Mortgage), a subsidiary of Coastal States Bank, has over 30 years of experience in the residential mortgage industry and provides its clients with a vast array of loan and refinancing products tailored to their specific circumstances and goals. Headquartered in Columbia, South Carolina, we are licensed to do business in 18 states and we have retail offices located throughout South Carolina, North Carolina, Florida and Georgia. The mission of Homeowners Mortgage is to provide excellence in home mortgage services by delivering an exceptional customer experience to all we serve.

Our staff of experienced mortgage professionals provides superior service to our clients and accurate guidance to navigate the ever-changing mortgage regulations and loan underwriting requirements.

A DEDICATED CPAR AFFILIATE As a dedicated supporter of CPAR for years, I have always offered a full range of loan products combined with innovative, out-of-the-box thinking where the situation requires it. I have both fixed and adjustable rate loans, jumbo loans, and something that very few other lenders offer, the reverse mortgage for home purchase that puts qualified buyers in a home with no monthly payments. As another example of our innovative problem solving, I encourage my CPAR realtor friends to check out our newest product, the Cash Advantage Program for first time buyers. Call me and let me know how I can help you!

This letter is for information purposes only and is not an advertisement to extend customer credit as defined by Section 226.2 Regulation Z. Program rates, terms and conditions are subject to change at any time. 11/14

Business Partners Thank you for your support!

Chris Black 813-782-1777 Tom Rinicker 813-300-5027

Affordable Home Inspection of Tampa Bay Steve Whallen 813-948-4176

Alberta Bland 813-875-1200

James Ward, 813-770-8459 Jason Roux, 813-787-9590

Rebecca Lynn Walker 813-390-0140

Doug Drozd 813-949-5131 Darren Anderson 813-996-0604

Joellyn Robles 813-287-2130

Karen Calhoun 813-966-3081 Sara Allen 727-526-5338

George Cooper 813-340-8363

Emerald Inspection Service, LLC George Swatzbaugh III 352-322-2700

Brian Arrighi 813-251-2921

Mitchell Rothenberg 813-632-0550 Tyler Caine, 813-380-8487 Scott Slone, 813-295-4660

Helen Schwetz 727-329-2000

Nancy Pupello 904-477-7011

Cindy Maxie 813-961-3391

Angela Miller 352-521-0141

Julie Rinaldi 813-948-6355

Janalee Jones 813-376-3618 13

Business Partners Thank you for your support!

Bill Hyatt 727-415-8305

Tony Hedayat 813-960-7378

Brian Finucane 813-362-8453

Joseph Flynn 352-350-2477

Law Offices of Mercedes Gonzalez Hale

Scott Goldsborough 813-363-6745

Lauria Grant III 813-994-1471

Mercedes Gonzalez Hale 813-973-8900 Joed Hassani 813-704-0493

Tampa Home Inspection Bobb Courtman 813-909-9516

John Farris 813-867-4820

Steve Dumas 813-907-0503 Mary Turner 813-264-6110

Ruth Peeples 813-968-5170

Randy Mabry 727-942-9363 Jodie Wilson 863-602-3845 Shelly Grover, 727-519-4710

Lynne Tonte 813-973-2004

Ron Peeples 813-774-2386

Michael Martin 407-878-1238

Wendy Bechtelheimer 813-839-4250

Ray Williams Mike Williams Nathaniel Bittman 727-724-5438

Scott Smith 813-748-8008 14

Before you go...

Chocolate: All About That Taste This pair of chocolate desserts is so easy and inexpensive to make, that you can bake both for your sweetie this Valentine's Day. Or, make them your new impressive go-to's for birthdays, bake sales, dinner parties, late night snacks or for when the fridge is bare and you need the taste of chocolate窶馬ow. Both are also easily modified for vegans by substituting almond, soy or rice milk in lieu of regular dairy milk, and vegan chocolate instead of regular chocolate.

Chocolate Pie Serves 8 to 12

1 12.3-ounce package of extra firm, silken tofu 1 1/2 teaspoons vanilla extract 3 tablespoons milk (substitution: almond, rice or soy milk) 1 pinch sea salt 2 tablespoons maple syrup (or to taste) 1 1/2 cups dark chocolate chips (semi-sweet) 1 easy graham cracker crust, recipe to follow

Easy Graham Cracker Crust 12 graham cracker sheets 2 tablespoons brown sugar 1/4 cup melted coconut oil

Crust: Preheat the oven to 375 degrees. Place the crackers and sugar in a food processor and pulse to combine. Drizzle in the coconut oil and pulse a few more times, until the crust holds together (you can also mix the crust with your hands). Press the crust firmly into a pie pan, and bake for eight to 10 minutes, or until golden brown. Allow crust to cool.

Mixture: Transfer the tofu, vanilla, milk, sea salt and maple syrup to a food processor or blender and blend well. Melt the chips over a double boiler and add them to the tofu mix. Blend again.

Assembly: Pour chocolate filling into the piecrust pan and let it set in the fridge for at least three hours.

Slice and serve.

Amazon Chocolate Cake Serves 6 to 8

1 1/2 cups all-purpose flour 1/3 cup unsweetened cocoa 1 teaspoon baking soda 1 cup sugar 5 tablespoons neutral oil (like corn, canola or vegetable)

1/2 teaspoon salt 1 cup cold water 1 1/2 teaspoons vanilla 1 tablespoon cider or white vinegar Powdered sugar (optional, for dusting)

Heat the oven to 350 degrees. Mix together the flour, cocoa, baking soda, sugar and salt. Sift. In a separate bowl, whisk together the oil, water, vanilla and vinegar. Whisk together the wet and dry mixtures.

If lumpy, whisk until smooth, or pour through a strainer into a bowl and break up the lumps by pressing them through the strainer. Mix again, and pour into a greased 9-inch round cake pan. Tap the edge of the pan against the edge of the counter several times to pop any air bubbles. Bake for 25 to 30 minutes, or until the top springs back when pressed gently. Cool completely before removing from the pan and dusting with powdered sugar or frosting if desired.

Sources: Adapted from Gena Hamshaw, Cafﾃｩ Beaujolais and Food52.com

Thanks to member Rick Sandon of the Sandon Mortgage Group.

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Did you know?

NAR allows Local Board of Choice…

Regardless of office location, Realtors® may join any local real estate association they choose.

READY FOR A CHANGE? Contact Dwight McDonald, CPAR President-Elect, for answers to all your CPAR and membership-related questions.

813-629-6954 ~ emailmybroker@verizon.net CPAR offers the same benefits as other local real estate associations: ~ My Florida Regional MLS membership

~ New Member Orientation

~ Supra Active Keys, eKeys, and Lockboxes

~ Social events for fun and networking

~ Professional Development Education and CE credits

~ Public Advocacy

~ Office convenient to North Tampa, New Tampa, Wesley Chapel, and Land O’Lakes

~ Community Service opportunities

Compare and Save!

CLICK HERE

for more information and applications on our website

CPAR 1

Membership Dues & Fees Local Dues (Primary Membership)

~ Fast start for new agents ~ Lower startup costs ~ Orientation for new agents ~ Low primary and secondary dues for transferring brokers

EPAR 3

PRO 4

WPBOR 5

$75.00

$120.00

$115.00

$168.00

$170.00

Florida Realtors® Dues & Issues Advocacy

$126.00

$126.00

$126.00

$126.00

$126.00

NAR Dues & Public Awareness Campaign Assessment

$155.00

$155.00

$155.00

$155.00

$155.00

$356.00

$401.00

$396.00

$449.00

$451.00

Application Fee (Local)

$75.00

$195.00

$110.00

$150.00

$250.00

Application Fee (Florida Realtors®)

$30.00

$30.00

$30.00

$30.00

$30.00

Business Partner/Affiliate Dues (Primary Membership)

$90.00

$195.00

$150.00

$250.00

$250.00

Total Annual Dues

Attention Brokers!

GTAR 2

1

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2

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Information obtained from CPAR 10/1/14 Information obtained from GTAR 10/14/14 3 Information obtained from EPAR 10/28/14

Information obtained from PRO 10/14/14 Information obtained from WPBOR 10/14/14

Central Pasco Association of Realtors® 27642 Cashford Circle, Ste. 110 ~ Wesley Chapel, FL 33544 www.cparfl.com ~ Phone 813-406-6081 ~ Fax 813-712-2865 ~ info@cparfl.org 16