EALTOR® NEWS VOL. 4 ISSUE 6 Nov/Dec 2013
central pasco association of REALTORS®
An Association Created by Realtors® for Realtors® In the 21st CENTURY PRESIDENT Ed Anderson Action 100 Realty Ed@Action100Realty.com PRESIDENT-ELECT Toby Caroline Sun ‘N Fun Realty TobyParadise@aol.com VICE PRESIDENT Deborah Catterton Charles Rutenberg Realty DebCatt@gmail.com SECRETARY Deborah Farmer Starlight Realty Deb@StarLightRealtyTampa.com TREASURER Alex Koumiss StarLight Realty Alex@StarLightRealtyTampa.com PAST PRESIDENT Patsy Peterman Seagrass Realty Patsy.Peterman@gmail.com DIRECTOR Dwight McDonald International Realty Plus – Tampa Bay emailmybroker@verizonnet DIRECTOR Vicki Derbes Prudential Tropical Realty VDerbes@PruTropical.com DIRECTOR Lynn Mooney SouthShore Homes & Properties Lynn@LynnMooney.com DIRECTOR Pete Rundel Action 100 Realty Pete@Action100Realty.com DIRECTOR Gerald Collings SouthShore Homes & Properties geraldcollingsRealtor@gmail.com Business Partner Liaison Lynne Tonte National Property Inspections Steifflover@verizon.net
Congratulations
to our Newly Installed Officers and Directors of the Central Pasco Association of Realtors®
President
Director
President-Elect
Director
Vice-President
Director
Secretary
Director
Treasurer
Director
Toby Caroline Sun ‘N Fun Realty
Gerald Collings SouthShore Homes & Properties
Lynn Mooney SouthShore Homes & Properties
Dennis Derbes Prudential Tropical Realty
Pete Rundel Action 100 Realty
Monica Smith Homeward Real Estate
David Chen Florida Capital Realty
Deborah Farmer StarLight Realty
Vicki Derbes Prudential Tropical Realty
Dwight McDonald International Realty Plus – Tampa Bay
Past-President:
Ed Anderson Action 100 Realty
We look forward to another exciting and successful year and thank all our past Officers & Directors
VISIT US ONLINE AT CPARFL.com
CALENDAR for 2014 JANUARY 01 New Year’s Day 07 C-PARtee 5:30 - 7:30 pm Prime Bar -Shops of Wiregrass 09 Awards & New Year Celebration 11:30-1:30 pm Pebble Creek BOD Meeting 2:00 pm Pebble Creek 20 Martin Luther King, Jr. Day 22-26 Florida Realtors Business Meetings Renaissance Orlando Resort 31 Chinese New Year – The Year of the Horse FEBRUARY 06 Lunch ‘n Learn 11:30-1:30 pm Pebble Creek BOD Meeting 2:00 pm Pebble Creek 12 Lincoln’s Birthday 14 Valentine’s Day 15 Susan B Anthony Day 17 Presidents’ Day 22 Washington’s Birthday MARCH 04 Shrove Tuesday/Mardi Gras 05 Ash Wednesday 09 Daylight Savings Time 13 Lunch ‘n Learn 11:30-1:30 pm Pebble Creek BOD Meeting 2:00 pm Pebble Creek 17 St Patrick’s Day 21-25 NAR AE Institute Baltimore, MD APRIL 01 April Fool’s Day 10 Lunch ‘n Learn 11:30-1:30 pm Pebble Creek BOD Meeting 2:00 pm Pebble Creek 13 Palm Sunday 14 Passover @Sunset 15 Tax Day & 1st Day of Passover 18 Good Friday 20 Easter Sunday 21 Patriot’s Day 22 Last Day of Passover & Earth Day 23 Administrative Assistant’s Day 25 Arbor Day May 01 National Day of Prayer 05 Cinco de Mayo 06 National Nurses Day National Teachers Day 08 Lunch ‘n Learn 11:30-1:30 pm Pebble Creek BOD Meeting 2:00 pm Pebble Creek 11 Mother’s Day 12-17 NAR Mid-Year Meetings Washington, DC 15 Peace Officers’ Memorial Day 17 Armed Forces Day 26 Memorial Day
JUNE 08 12 14 15 JULY 01 04 10
Pentecost Sunday Lunch ‘n Learn
11:30-1:30 pm Pebble Creek BOD Meeting 2:00 pm Pebble Creek
Flag Day Father’s Day
Canada Day Independence Day Lunch ‘n Learn
11:30-1:30 pm Pebble Creek BOD Meeting 2:00 pm Pebble Creek
27 Parents’ Day AUGUST 07 Lunch ‘n Learn 11:30-1:30 pm Pebble Creek BOD Meeting 2:00 pm Pebble Creek 13-17 Florida Realtors’ Annual Convention and Expo Rosen Shingle 19 National Aviation Day 26 Women’s Equality Day SEPTEMBER 01 Labor Day 06 Federal Lands Cleanup Day 07 National Grandparents Day 11 Lunch ‘n Learn 11:30-1:30 pm Pebble Creek BOD Meeting 2:00 pm Pebble Creek 17 Constitution-Citizenship Day 19 National POW/MIA Recognition Day 24 Rosh Hashana @Sunset OCTOBER 04 Yom Kippur@Sunset 09 Lunch ‘n Learn 11:30-1:30 pm Pebble Creek BOD Meeting 2:00 pm Pebble Creek 13 Columbus Day 31 Halloween NOVEMBER 02 Daylight Savings Time Ends 04 Election Day 05-10 NAR Annual Convention & Expo - New Orleans 11 Veterans Day 13 CPAR Annual Installation 27 Thanksgiving 28 Black Friday DECEMBER 07 Pearl Harbor Remembrance Day 11 Lunch ‘n Learn 11:30-1:30 pm Pebble Creek BOD Meeting 2:00 pm Pebble Creek 16 Hanukkah@Sunset 24 Christmas Eve & Last Day of Hanukkah 25 Christmas Day 31 New Year’s Eve
* GMM MEETING Cost: $15.00 Advance Reservations ~ $20.00 without Reservations
a word from the
PREZ
End of a Great Year
Here it is the end of the year already. It seems like I just took office as President of CPAR and now my year is over. Looking back, it was a very productive year in part because of the help and support I received from my fellow officers, board members, and committee chairs. We had some great educational programs for our members and exceptional speakers at our meetings. I want to give a special thank you to our business partners who came through for CPAR by sponsoring our various functions including the luncheons and after hours events. Our membership grew and so did our reputation. We still need to increase our membership but I am confident the incoming team of officers and directors will continue the growth. There were some goals I had for our organization which I did not accomplish this year; however, I plan to work with the new leadership to see them through. I want to wish everyone a Happy Holiday Season and a very prosperous New Year. Your Now Past President,
Ed Anderson
CPAR Director Dwight McDonald’s office International Realty Plus had the highest number of individual office members attend the Installation.
NOVEMBER
C-PARtee
A big THANK YOU to all of the Realtors® who have chosen to do business with their connections made through CPAR and thanks for supporting your Business Partners in their individual fields. The networking, luncheons and educational sessions are critical to our businesses and allow us to get to know the Realtors® and allow the Realtors® to explore what we have to offer their clients. Simply put, Teamwork brings us all to success! As Business Partners, we sincerely look forward to working more with CPAR in 2014.
LYNNE TONTE
November’s C-PARtee was held at City Grill, located in Wesley Chapel. Great food and networking was shared with over 20 people who came out to catch up with one another. 50/50 tickets and other door prizes were given away as added bonus to the mixer. Our upcoming C-PARtee is January 7, 2014, at Prime Bar at the Shops of Wiregrass. Watch out for the flyers and be sure to start off 2014 strong with meeting, greeting and making those valued business connections! Please have a wonderful Merry Christmas and a safe and Happy New Year! Lynne Tonte Business Partner Liaison
The Brightest and Best Making a Difference for You!
Deborah Farmer PMN, ePRO
Broker/Owner • 813.310.0444
Ruth Peeples Account Executive cell 813-240-4277
GMM SPOTLIGHT
November
We had a 2-for-1 of speakers and an informative session November 14th at Pebble Creek Golf and Country Club. Our speakers were Steve Barry and Hazel Barbree-Reyes with GREATFLORIDA Insurance and Ron Donalson and Leah Boynes from Universal Land Title. Steve and Hazel gave us some much needed information concerning the flood insurance debacle happening right now. • As of this date, it had not been finalized to hold back the rate changes for 4 years. • Realtors® must disclose the flood elevation of a listing. • Florida insureds pay $4 for every $1 of benefits they receive from FEMA. • FEMA is in debt over $24 billion. • Waterfront properties could be in danger of higher premiums even if the home is elevted above flood level. • More new carriers are looking into the flood insurance industry, but are looking for reserves. • If a home was built prior to 1963-64 no elevation certificate was required. • Zones B, C, & X are not required to have flood insurance. • Don’t let your premium lapse, your renewal could double or triple. Ron and Leah gave us some great updated information on short sales and REO/Foreclosure processing. All members need to attend these meetings. Brokers, get your agents in here for some great education sessions!
s ree Reye zel Barb rance a H d n a su rr y Steve Ba REATFLORIDA In G h it w iversal Land Ti Ron Donalson, Un
tle
Ruth Pe eples a Univers nd Leah Boyn al L a nd es, Title
Alex, D eb were wo Catt rkin the reg istration g table
The Central Pasco Association of REALTORS® had their Leadership Installation and Holiday Party Wednesday, December 11th at the Carrollwood Country Club. Deb Bowen was the MC and Pasco County Commissioner Ted Schrader installed the 2014 Officers & Directors. The party ramped up with live entertainment when Deb Bowen sang and low and behold Elvis and Santa paid us a visit! Both were wonderful entertainers and we had a blast! The Chinese Auction was great fun with tons of winners. Some FABULOUS items were door prizes and our very own Deborah Farmer, StarLight Realty won a 42” Vizio Smart TV! Patsy Peterman won the video camera and Ruth Peeples won the Canon printer. Everybody was thrilled. We want to thank all of our sponsors and the people who donated gifts for the Chinese Auction. Special thanks to Tampa Bay Times for the auction item of a $2,000 ad in the Pasco edition of the times which was bid and won by Toby Caroline, Sun ‘N Fun Realty! This event was a success because of our wonderful sponsors: Universal Land Title Bay Cites Bank Caroline Contractors, LLC Seagrass Realty, LLC SouthShore Homes & Properties StarLight Realty State Farm Insurance Sun ‘N Fun Realty Tampa Bay Times David Fernandez, Esquire First National Bank of Pasco Golf Car Depot Everyone is still talking and FaceBooking about what a fun filled night it was. The food was fabulous, the entertainment great fun and incredible prizes! See you next year! -By CPAR eNews Roving Reporter Deborah Catterton Charles Rutenberg Realty
INSTALLATION
THE WINNERS
A JOLLY EVENING
ONCE UPON A TIME... THERE WAS A BIG WINNER. Grand Prize Vizio 42” Smart TV won at CPAR Installation by Deborah Farmer, StarLight Realty and husband Roger Schatzel, Top Dog Contracting
The ticket is drawn and announced by Zoye Caroline, 2014 CPAR President Toby Caroline’s granddaughter
Deborah Farmer repeats the winning ticket number since no one claims it…..
Then.... tells her husband Roger to look at their tickets.
Fortunately Martha Edwards, Fidelity National Title, is there to find the winning ticket for them.
and to all... A GOOD NIGHT!
CPAR 2014 Awards Coming JAN 9th
The CPAR Awards Luncheon will be held Thursday, January 9, 2014 at 11:00 AM at the Pebble Creek Golf and Country Club , 10550 Regents Park Drive; Tampa, FL. There will also be a Chinese New Year Gift Exchange We sincerely hope that you will be able to join us for the festivities. Please RSVP to info@CPARfl.org. The cost is $15.00 REALTOR® OF THE YEAR: This award recognizes the Association member who exemplifies what it means to be a REALTOR®. They have been active in the Association, contributing freely of themselves and their talents, promoting the REALTOR® image in the community on behalf of the Association. They volunteer because they know each person can make a difference. They are ongoing examples of professionalism exemplified by the Code of Ethics to which they are committed. Winners are honored for their great individual lifetime contributions to their local Board, Florida REALTORS® and the National Association of REALTORS®. BUSINESS PARTNER COMPANY OF THE YEAR: REALTORS® and Affiliates work hand-in-hand toward smooth real estate transactions. Their strategic partnership transcends business and blends into countless facets that benefit this distinctive liaison. Our Association honors a BUINESS PARTNER COMPANY OF THE YEAR who has gone beyond the call of duty to work for the Association and its members. They display unselfish teamwork as they volunteer their time and energy for our Board.
BILL MOORER HUMANITARIAN AWARD: Bill Moorer was a past president of the Land O’Lakes Board many years ago and he passed away in the 1980s. Bill presided over the Board with such distinction that this award was named in his honor. The purpose of
this award is to honor anyone in our community who has made a difference in the lives of others and who has selflessly served our community by contributing their time, energy and talents to the benefit of all. It is awarded to someone with many years of service to the community. AWARD OF EXCELLENCE-COMMITTEE CHAIRMAN (JUANITA DENNIS AWARD): This award goes to the Committee Chairman who has exhibited outstanding leadership and service to the committee. It is named in honor of the late Juanita Dennis, 1996 CPAR Board President. PRESIDENT’S AWARD: This award is determined by the current year’s President and recognizes a member who has been active in the Association, sharing their time and talents and promoting the REALTOR® image. This is an individual who the President feels deserves recognition for their time and service to the Association for that particular year. MENTOR OF THE YEAR: This is a member who has gone the extra mile in giving their time and talent in working and mentoring members through the leadership process. TOP ACHIEVEMENT AWARD: There will be 2 awards within this category and only One (1) winner per award (even if you are the top dollar volume and top number of transactions closed). The TOTAL DOLLAR VOLUME SOLD is based on the total amount of sales value the agent sold and the TOTAL NUMBER OF TRANSACTIONS is based on the total of all your sales during that current year. PLEASE NOTE: The year runs from January 1 of the current year thru August 15th of the current year and the information provided for both of these awards must be verified by the agent’s broker and submitted on the provided form.
Make the NEW YEAR count...
AE Corner
How important are the following to you, to homeowners, and to prospective homeowners (your clients)? • • • • • • • • • •
The continued preservation of the mortgage interest deduction. Tax relief benefiting the real estate industry. NO sales tax on real estate commissions. Improving federal mortgage programs, allowing more families to join the ranks of homeownership. Eliminating burdensome regulations inhibiting environmental quality and healthy real estate markets. Improving federal mortgage programs, allowing more families to join the ranks of homeownership. Successfully keeping “mega-banks” from entering the real estate business. Protect commercial commissions through the foreclosure process. Prohibit cities and counties from charging individual real estate agents a business license fee. NO real estate transfer tax.
Did you know that these successes were made possible by the involvement of RPAC? Did you know that you can be a part of making issues like these happen for only $25.00 per year? That’s the suggested contribution added to your CPAR yearly billing. Although it is optional, we hope you will take a few minutes to consider making that contribution. Invest in your future and that of your clients. If not now, then sometime in the New Year. For more information, go to http://www.floridarealtors.org/LegislativeCenter/RPAC/index.cfm For a list of FAQs and answers: http://www.floridarealtors.org/LegislativeCenter/RPAC/upload/RPAC_FAQ1.pdf
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Lynne Tonte
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new member
WELCOME
MEMBERSHIP RECOGNITION
Member count as of 12-18-13: TOTAL: 213 Primary Members: 177 Secondary Members: 36 New Realtor® Members Charles Rutenberg
Laura Houk Bruce Rubin Coldwell Banker Residential – Clearwater
Julia Stander Exit Success Realty
Patricia Richard Homeward Real Estate
Tina Marie Osthus Intl. Realty Plus-Tampa Bay
Roxana Argueta
Dorsey Sawicki Agent/Principal
dorsey@mycoastinsurance.com
Since 1992
mycoastinsurance.com
27642 Cashford Cir., Suite 101 • Wesley Chapel, FL 33544 813.333.1807 (P) • 813.936.4765 (F) • 813.453.8425 (C) One Stop Shopping for Insurance • Income Tax Prep • Notary Public
START THE NEW YEAR OFF IN A NEW DIRECTION... ATTENTION REAL ESTATE AGENTS & BROKERS
READY FOR A CHANGE? See What CPAR Offers You!
Join Central Pasco Association of REALTORS® (CPAR) Save Money and Get Fast, Friendly Service CPAR offers many of the same benefits as other local real estate boards: - MFRMLS membership - Supra Lockbox (no need to transfer and no waiting to purchase lockboxes) - Active key, ekey (no waiting for key activation) - Professional Development Education that comes to you at convenient local areas - Discounts on license renewal education and CE credits - No late fees on membership dues if paid on or before December 30, 2013. - Office convenient to North Tampa, New Tampa, Wesley Chapel, Central and East Pasco
ON ATTENTEIRS! BROK nts
ge for New A - Fast Start up costs rt a ew ey for st n o m ent) get n ss e L y appointm (b s n o ti - Orienta er work fast ues for agents to condary d se d n a ry a m - Low pri g brokers transferrin hoice… Board of C l ca o L s w EALNAR allo location, R ce ffi o f o al estate regardless the local re se o o h c y a ng . TORS® m ant to belo ich they w h w to rd bo a
Compare Association Dues
APPLICATION & Information
CLICK HERE
CALL: 813.406.6081 Central Pasco Association of REALTORS® OFFICE ADDRESS: 27642 Cashford Circle, Suite 110 Wesley Chapel, FL 33544
CPAR(1)
Membership Dues & Fees Local Dues Primary Membership FR Dues & Issues Advocacy
NAR Dues & Public Awareness Campaign Assessment
75.00 126.00
GTAR(2)
central pasco association of REALTORS®
EPAR(3)
120.00 126.00
115.00 126.00
PRO(4) 168.00 126.00
WPBOR(5) 170.00 126.00
155.00
155.00
155.00
155.00
155.00
356.00
401.00
396.00
449.00
451.00
Application Processing Fee - New Member Local
75.00
195.00
110.00
150.00
Application Processing Fee - New Member - FR
30.00
30.00
30.00
30.00
30.00
Affiliate Business Partner Membership Primary
90.00
195.00
150.00
250.00
250.00
Total
(1)
Information obtained from CPAR 10/19/13 information obtained from GTAR.org 10/19/13 (3) Information obtained from EPAR.us 10/19/13 (4) Information obtained from PinellasRealtor.org 10/19/13 (5) Information obtained from West Pasco Board of Realtors and WPBOR.com 10/19/13 (2)
Dues for 2014 Reminder TO: CPAR Realtor® Members FROM: Ed Anderson, President DATE October 1, 2013 RE: 2014 Realtor® Membership Dues CPAR is committed to working with you to create a rewarding experience through education and networking. Whatever we accomplish is made possible through your participation of time and money. We want you to have a positive experience and productive journey in making your business successful. To make your membership renewal easier, we offer the ability to pay your dues online with your established sign-in at:
http://www.Realtor.org
(Sample invoices may be viewed and printed by clicking the appropriate name above). Click now to connect to the website. You will be required to use a password. If you have forgotten your password, it can be emailed to you. We do not have this information on file at the CPAR office. While on the website, please take the time to verify that your records are up to date. If you have any additional questions, regarding your membership, or difficulty making your payment, please contact the CPAR Office at 813-406-6081 or email us at info@CPARfl.com. The CPAR leadership values your input and suggestions to better our Association and increase business for all its members. Again, thank you for being a member of CPAR and we look forward to working with you in 2014. LINKS: Realtor®.ORG http://www.Realtor.org/ecommenu.nsf/ecommenu?OpenForm&Menu PRIMARY MEMBER INVOICE http://gallery.mailchimp.com/3ed7660c05fb43357b67dcf87/files/2014_Invoice_Primary_Member.1.pdf SECONDARY MEMBER INVOICE http://gallery.mailchimp.com/3ed7660c05fb43357b67dcf87/files/2014_Invoice_Secondary_Member.pdf
Lou Molnar, Broker (813 484-5211 www.Lou-Molnar.com How Can We Help You? Wesley Chapel (813) 973-2240 Land O’Lakes (813) 996-4747
November/December 2013 Board of Directors Meeting
November 2013 Board of Directors Meeting MOTION that CPAR fund $59 each for President and President-elect to attend the 2014 D6 Leadership Seminar. PASSED MOTION that BOD change verbiage in Policy & Procedures Standing Rules by eliminating “Current officers are not eligible for this award” making this award eligible to all Realtor members. PASSED MOTION that the Bill Moorer Award be changed to the Bill Moorer Humanitarian Award with the verbiage for the award to read” purpose of this award is to honor any person in our community….” Eliminating “non-Realtor” verbiage. PASSED MOTION that CPAR contracts with Bev Ostrom at The Innovations to handle monthly newsletter, flyers, calendars per quote attached. PASSED MOTION that BOD ratifies the online email vote to purchase the 2 ads for the Times and Tribune for membership recruitment or other use. PASSED MOTION to move into Executive Session PASSED Entered Executive Session at 2:30 PM MOTION to move out of Executive Session PASSED
December 2013 Board of Directors Meeting MOTION In Policy and Procedures that we delete the verbiage “$4.00 for a get well card” PASSED MOTION In Policy and Procedures that we add the CPAR dues matrix PASSED Submitted by Secretary, Deborah Farmer
G E T R E A DY F O R 2 0 1 4 !
Training
Leaders are not just Presidents, elected officials or people in the spotlight. Anyone that influences others in any way is a leader. Discover the inner leader in you and find out what makes you a better manager, teacher, parent or successful business person.
TUESDAY JANUARY 14th Maggiano’s Restaurant – West Shore Mall Seminar times: Registration & coffee 10:30 AM to 11:00 AM Seminar Part 1: 11:00 – Noon Lunch & Announcements: Noon-12:30 PM Seminar Part 2: 12:30 – 1:30 Meet WCR Leaders 1:30 PM – 2:00 PM (You can come for either or both sessions) $25.00 (includes Lunch) $30.00 at door (for Walk-Ins)
rah F
Debo
KER SPEA RO N, eP
r, PM arme
ner r/Ow Broke t Realty h ig ent StarL Presid WCR resident 2004 P t GTAR e Presiden 2008 AR Vic P C 0 201
Reserve your space NOW!
RSVP at: WCR Tamp a.c or cal om l 813-9 38-75 89
The Leader in You!
… COMING in 2014 ...
TERRY WATSON
Energy... Humor... Impact !!! AVOIDROADKILL
Effective Negotiating for Real Estate Professionals Terry Watson— International renowned speaker and coach, highly experienced and motivated sales professional who truly knows the real estate business, and one of the most sought after trainer in North America — at GTAR for two unforgettable programs!
February 18, 2014
Greater Tampa Association of REALTORS® Auditorium 2918 W. Kennedy Blvd. ● Tampa 33609 1 p.m. to 5 p.m.
9:30 a.m. to 12 p.m.
Avoiding Broker/Manager RoadKill a Broker/Manager Breakfast Program Continental Breakfast: 8:30 a.m. to 9:15 a.m. Free admission for GTAR-members Others, $10
Limited seating!
Effective Negotiating for Real Estate Professionals a PMN Designation course and ABR elective Complimentary Lunch at 12:30 p.m.
PRICE
Without credits/materials: Free GTAR/WCR-members ● Others: $10 With PMN/ABR credits and materials: $59 ● At the door: $79
RSVP required … Register online at
www.GTAR.org or email rebecca@gtar.net
Brought to you by GTAR’s Professional Development Committee & Women’s Council of REALTORS® Tampa Chapter.
FOR FREE NAR OFFERS NEW DOMAIN Click Here for ... UPDATED SIGN-UP LINK ... TO: CPAR Realtor Members IN RE: Priority Registration for the new .REALTOR domain. Only members of the National Association of REALTORS® (NAR) and the Canadian Real Estate Association (CREA) can call themselves REALTORS® and only REALTORS® are allowed to use the new .REALTOR domain in connection with their names. Sign up now to be one of the first in line to reserve your .REALTOR domain as soon as it’s available. This priority registration program is only available to members of NAR and CREA and your membership will be verified upon registration. ·
You will receive an email message prior to general release that will provide information on how you can claim your .REALTOR domain with your name, one day prior to general availability.
·
NAR members will be provided one domain, for free for one year, that includes their name.
·
NAR members may purchase additional domains at the normal price (domain prices to be determined).
· Visit www.realtor.org/domain for more information.
Reserve your name today at http://signupfordotrealtor.com/
If you have not signed up prior to December 31, 2013, you will not receive priority status. http://www.floridarealtors.org/NewsAndEvents/article.cfm?p=2&id=300821
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ADVERTISE
in the Monthly CPAR eNewsletter • Ads are Full Color • 3 1/2” x 2 1/2” • Your AD is also a Hyperlink to your Website • Issued in an eMagazine Form • Sent out Monthly • Distributed to ALL CPAR and WCR Members • All Artwork DUE by the 20th of the month
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