Card SCAM - very clever 新騙案手法 (必讀) 善待暮年 25 張證明日本人的藝術感無敵的「落葉藝術品」 這名女生雲淡風輕就完美演唱高難度歌曲被懷疑「對嘴 假唱」，當評委喊停要求她清唱... 保證鮮！食品級包裝法讓交換禮物總算不無聊了 XD 夜歸女生的最佳警報夥伴 Circle 11 個設計師與客戶間的認知差異，看完秒懂為何他們總 是不了解對方
Card SCAM - very clever 新騙案手法 (必讀) This is a heads up for everyone regarding the latest in Visa fraud. Royal Bank received this communication about the newest scam. This is
happening in the Midwest right now and moving across the country.
This one is pretty slick, since they provide YOU with all the information, except the one piece they want. Note, the callers do not ask for your card number; they already have it.
This information is worth reading. By understanding how the VISA & MasterCard telephone Credit Card Scam works, you'll be better prepared to protect yourself. One of our employees was called on Wednesday from 'VISA', and I was called on Thursday from 'MasterCard'. The scam works like this: Person calling says - 'This is (name) and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460, your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-
Telemarketing Device for $497.99 from a marketing company based in Arizona ?' When you say 'No', the caller continues with, 'Then we will be issuing a credit to your account. This is a company we have been watching, and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address). Is that correct?' You say 'yes'.
The caller continues - 'I will be starting a Fraud Investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number. 'Do you need me to read it again?'
Here's the IMPORTANT part on how the scam works - The caller then says, 'I need to verify you are in possession of your card'. He'll ask you to 'turn your card over and look for some numbers'. There are 7 numbers; the first 4 are part of your card number, the
last 3 are the Security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the last 3 numbers to him. (信用咭背面那 3 個數 字不可以透過電話告知陌生人)一 After you tell the caller the 3 numbers, he'll say, 'That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?'
After you say no, the caller then thanks you and states, 'Don't hesitate to call back if you do', and hangs up. You actually say very little, and they never ask for or tell you the card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. We were glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card. We made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the Scammer wants is the 3-digit PIN number on the back of the card. Don't give it to them . Instead, tell them you'll
call VISA or Master Card directly for verification of their conversation.
The real VISA told us that they will never ask for anything on the card, as they already know the information, since they issued the card! If you give the Scammer your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.
What makes this more remarkable is that on Thursday, I got a call from a 'Jason Richardson of MasterCard' with a word-for-word repeat of the VISA Scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening. I dealt with a similar situation this morning, with the
caller telling me that $3,097 had been charged to my account for plane tickets to Spain , and so on through the above routine.
It appears that this is a very active scam, and evidently quite successful....
You might consider passing this on to all your family and friends.
善待暮年 北京著名女作家 *杨绛* 於 2016 年 5 月，高齡 105 歲過世. 下面是她在 103 歲時的一段鼓勵： Below is a message of famous novelist 杨绛 (YANG JIANG)written at age of 103, who passed away at age 105 on May 2016:
*善待暮年*
*Be Kind to Twilight Years*
花開花謝，潮起潮落， 不經意間我們正走向人生的暮年。 Seasons after seasons and tidal cycles after cycles, we subconciously already approach our twilight years.
從呱呱墜地到兩鬢染霜， 歲月的行囊裡装滿了酸甜苦辣。 接下來， 在夕陽的路上能走多遠， 取决於我們的體魄和心態。 From the first cry on coming to the earth till the hairs turn grey like snow, the baggage of our journey through life has filled with all bitterness and sweetness as well as ups and downs in life. After which as we walk through this path of twilight years, the distance of which will depend on our physical, mental and spirit condition.
在曾經的歲月裡，
每個人都會有大小不一的光環， 但這光環已是“過去式”。 當光環退去， 誰都是柴米油鹽，誰都是一介布衣。 During our younger days we collected various glory and victory. But they have all faded away now and we are back to normal life going through the daily chores of keeping life going.
“我們曾如此渴望命運的波瀾， 到最後才發現： 人生最曼妙的風景， 竟是内心的淡定與從容。 We yearned for exciting and fabulous life but in the end we realise the most wonderful and romantic scenery of our life is actually the moments of tranquility.
不要满懷焦灼期待子女常回家看看。 子女們有各自的生活和事業， 他們像永不停歇的陀螺一樣，
上有老下有小， “老”是“夕陽”， “小”是“朝陽”。 “朝陽”總比“夕陽” 更令人關注和憧憬， 這是動物繁衍生息的法則， 是規律， 誰也不能違背。 記住， 年輕人永遠比老年人忙。 Do not anxiously expecting visitation of our children. They have their lives and career to live; they are like tops spinning unceasingly: they are sandwiched between young and old. The old is dusk but the young is dawn. One will be more concerned and have high expectation of the young; this is nature's law of survival. It is human race survival cycle and no one can defy it. Please remember: our children is always more busy than us.
人生，
夫妻也好，母女父子也罷， 不管是怎樣的水乳交融、 心心相繫， 每個人都是生命的獨立個體， 因此， 我們要學會在孤獨的時候给自己安慰， 在寂寞的時候给自己温暖。 In life whether it is husband and wife or parent and children , no matter how harmonious and close their relationship is, each is an unique or independent entity. Therefore we need to learn to cope with loneliness by finding ways to console and cheer ourselves up when feeling lonely.
You may have found a spouse or partner in life but rarely you find a soul mate.
老要有老的風骨， 老要有老的優雅， 正如春華秋實，
四季輪迴，各有風采。 We golden age have our self esteem and graciousness just like spring and autumn, the cycle of four seasons, each had its grace and beauty. Smile & enjoy each phase of life.
暮年是美好生活的開始， 是一種從容、恬闊、 悠哉遊哉的状態。 願我們保持一顆寧静的心， 少些期盼、多些寬容， 寵辱不驚、去留無礙， 微笑向前， 善待暮年的自己。 Twilight years is the beginning of goodness in life. It is easy going, peaceful, leisure and joy. Wish that we maintain a peaceful heart, less expectation, more inclusive and forgiving, no over reaction on receiving attention or being ignored, staying or going does not matter anymore , keep smiling while moving ahead each day and be kind to our twilight years.
Be honest, be sincere for love & friendships to last. Do not have expectations on what you have given to others, after all making others happy is life's greatest achievement.
25 張證明日本人的藝術感無敵的「落葉藝術品」 http://www.fullyu.com/article/9415/fb/ 編者按: 上述網站是被列「content farm」，因內容無傷大雅， 仍選用了它，若讀者認為不值得「支持」這類網站，(因點擊率 會增加其收入，變相養活這些做假的網站)編者亦認同這看法， 不點擊去看便可。
這名女生雲淡風輕就完美演唱高難度歌曲被懷疑「對嘴 假唱」，當評委喊停要求她清唱... http://www.fullyu.com/article/9424/%25E5%25A5%25B3% 25E5%25AD%2590%25E8%25A2%25AB %25E6%2587%25B7%25E7%2596%2591%25E5%2581%25 87%25E5%2594%25B1/ 編者按: 上述網站是被列「content farm」，因內容無傷大雅， 仍選用了它，若讀者認為不值得「支持」這類網站，(因點擊率 會增加其收入，變相養活這些做假的網站)編者亦認同這看法， 不點擊去看便可。
保證鮮！食品級包裝法讓交換禮物總算不無聊了 XD http://www.damanwoo.com/node/87486
夜歸女生的最佳警報夥伴 Circle https://www.bnext.com.tw/px/article/42382/taiwanfounded-for-girl-saver-circle 11 個設計師與客戶間的認知差異，看完秒懂為何他們總 是不了解對方 http://plays01art.com/view2/?p=1845