R AL E
Properties with a view, P31
C AP om LO P E TY M .c TH ER RO se OP F PR ou th ha w
EDITION AUGUST 14 2015
So far away
For the the latest latest on on the the property For property market market
@What_House @What_House
Dream move Stepping up
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housing housing associations associations 35 35 WITH OUR AWARD WINNING LETTINGS SERVICE WE HELP THOUSANDS OF LANDLORDS LET THEIR PROPERTIES SUCCESSFULLY EVERY YEAR
ith average on the remaining share to the housing these types of mortgages. Some ith average on the remaining share to the housing these types of mortgages. Some first-time buyer association, who then in effect become providers will allow you to borrow first-time buyer association, who then in effect become providers will allow you to borrow deposits soaring your landlord. As and when you’re up to 95%, meaning you only need a deposits yourtolandlord. you’re up to 95%, meaning you only need a to over 30% soaring of the able afford it,Asyouand canwhen take steps 5% deposit to secure the next slice of to over 30% of the able to afford it, you can take steps ownership. 5% depositSpeak to secure next slice of property value, to buy additional shares until you own to antheindependent property value, to buy additional shares until you own ownership. Speak to an independent affordable house purchase schemes 100% of your home. This is known mortgage advisor to find out what affordable house purchase schemes as100% of your home. This is known options mortgage have rocketed in popularity. staircasing. you advisor have. to find out what have rocketed in popularity. as staircasing. options you have. owner, although For example Help to Buy has helped As an outright For example Help to Buy has helped As an outright although Do all housing associations offer over 88,000 buyers, and over 40,000 you no longer needowner, to pay any Do all housing associations offer you no longer need to pay any over 88,000 over 40,000 people have buyers, taken and advantage of staircasing? rent on the property, it is worth noting people have taken advantage of staircasing? rent on the property, it is worth noting solutions, such as Most housing associations will as leaseholder of an apartment, you’re landlords and tenants and it’salternative fabulous tohousing be alternative housing solutions, such as as leaseholder of an apartment, you’re Most housing associations will shared allow their tenants to staircase still required to pay management able to build the business and guideownership. it in a new shared still required pay rent, management allow their tenants to staircase The ownership. G15, a collaboration of up charges, such as to ground as the to three times, until you reach direction.” The G15, a collaboration of charges, such as ground rent, asthe the up toownership. three times, until asyou reach housing association will remain London’s largest housing associations, 100% As well owning Keeley is just one of manyincluding new franchise London’s largest housing associations, housing association will remain the 100% ownership. As well as owning Genesis, collectively manages more of your home, staircasing freeholders of the land. If you’ve including Genesis, affordable collectively manages freeholders of the land. If you’ve owners for Belvoir who have been a410,000 successful more means of your home, staircasing over homes also the amount of rent bought a house, the freehold can over 410,000 affordable homes a house, freehold can lettings agency with an award winning service for also pay means the amount rent bebought and build 10,000 more annually, you transferred to youthe upon reaching decreases, so it canof help and buildhow 10,000 more be transferred to you upon reaching you up pay more decreases, so it can help illustrating popular theseannually, options free nearly two decades. of your disposable 100% ownership. illustrating popularownership these options free up Asmore disposable 100% ownership. are Shared in income. Offices across the UK such as becoming. the onehow Keeley the of rentyour is affordable • Be given the best advice -make no one knows more are becoming. Shared ownership in What would I need to do when I income. the rent is affordable particular has both short-term and from the Asstart, it should runs in Basildon, are individually owned by local Whatto would I need to do when I particular benefi has both short-term and about come sell my shared ownership your local property market than Belvoir! from the start, it should make long-term ts for those who want it easier to save money towards people, which the company believe ensures the come to sell my shared ownership long-term benefi ts for those who want home? it hot easier to save- no money to get on the property ladder but are • Be property one towards finds you more reliable further staircasing. best combination of knowledge andon marketing home? to get theraise property ladder are further staircasing. struggling to a deposit or but secure When you want to sell the property, than Belvoir! effectiveness, such as the franchisee’s familiarity tomortgage. raise a deposit or secure tenants When want to you sellown the through property, astruggling traditional Will staircasing cost me? you can you sell the share • Be a Belvoir Landlord a traditional mortgage. with the local schools and facilities; knowing the Will staircasing cost me?- no one has youhappier can sell the share you or own through your housing association, if you’ve Purchasing further shares works much How does shared landlords than Belvoir! your housing association, or sell if you’ve better areas to live in and why some houses are ownership staircased up to 100%, you can it in Purchasing further shares works much like a typical house purchase, with How does shared ownership work? staircased to 100%, you can it in more attractive to locals whilst others will attract on the openup market, through an sell estate like a typical house purchase, with valuations required for each ‘step’, work? on the open market, through an estate agent of your choice. When you sell newcomers to an area. valuations forneed eachto ‘step’, Providing you meet the criteria and you willrequired of course pay agent of your choice.percentage When youyou sell home, the greater Providing you ownership meet the schemes criteria the and legal you will course to pay your “I always felt strongly supported by the (see P32), shared fees,of and anyneed mortgage your home, the greater percentage you (see shared schemes the iflegal fees, and mortgage aP32), great way ownership to get onto the fees, applicable, too. any On the plus own, the more profit you will make if staff and the management atare Belvoir’s Central own, theofmore t you make if value yourprofi home has will increased, are a with great wayandto you get may onto find the side, fees, you’ll if applicable, too.toOnpay the any plus the property ladder not need Office and have good relationships them, the value of your home has increased, so there’s a benefi t to staircasing in property ladder and you may fi nd side, you’ll not need to pay any can buy a bigger so the decision to become a you franchisee once the home than you Stamp Duty on staircasing up to 80% getting benefit back to staircasing morea equity when youin you canotherwise buy a bigger Stamp Duty 80% so there’s would have home been than able you to ownership if on thestaircasing value is up lesstothan possibility arose was an easywould one,” Keeley says.have been able to ownership if the value is less than sell getting up. more equity back when you otherwise afford, especially with the opportunity £125,000. www.belvoirlettings.com “I couldn’t wait to be part ofof a network. I would sell up. afford, especially with the opportunity £125,000. staircasing. How you fund the purchase recommend anyone looking of into a Lettings email: staircasing. How you shares fund is the purchase When you first buy a new home basildon@belvoirlettings.com of additional up to you, Franchisee role to contact Belvoir’s head office When you firstinbuy a new home of additional shares up through to you, through shared ownership, you although typically this isisdone Tel: 01268 411110 / 01702 334466 / 01708 730077 through ashared you aalthough typically is donebuilding through Find out more at www.genesisha.org.uk; purchase share ofownership, the property, Grantham, they’ve been fantastic.” mortgage lenderthis – most Find out4000 more at www.genesisha.org.uk; purchasebetween a share of the property, 3000 BelvoirBasildon a mortgage lenderstreet – BelvoirBasildon most typically 25-75%, paying rent societies and high banksbuilding offer 033 Keeley adds: “I am very enthusiastc about typically between 25-75%, paying rent societies and high street banks offer 033 3000 4000 growing Belvoir Basildon and its future.”
Moving house needn’t be a nightmare makeexplains your move with Belvoir. Made Tony Harker Harker of ofjust Genesis how shared Tony Genesis explains how shared speak to Belvoirto Basildon’s new ownership can caninbe beEssex the perfect platform ownership the perfect platform to Franchisee and director Keeley Taylor become a fully-fl edged owner-occupier
become a fully-fledged owner-occupier With 16 years of lettings industry experience, and five years working for Belvoir, 30-year old Keeley Taylor was the perfect candidate to take over as franchisee of the Belvoir Lettings Franchise in Basildon. She is now director of Belvoir Basildon which covers the territories of Basildon, Romford and Southend-on-Sea. Her loyalty to the Belvoir brand and love for all things lettings meant that she elected to take over the business when the franchise became available. “It really felt like the right step for me when I was offered the chance to become the Franchisee,” she explains, “having worked at the office in Basildon since 2006 (primarily when it was known as ‘Let it Be and then as part of Belvoir when it was bought out by them in 2010). The company initially started nine years ago and it was just the director and me at that time. We had no properties and strived to create and grow a client-base. Since then the business has grown tremendously.” Keeley’s contacts have held her in good stead. “I’ve worked at the office for so long so I have some great relationships with the existing
COMING SOON COMING SOON
London London has has been been our our home home for for over over 150 150 years. years. Make Make itit yours. yours.
St John’s Way SW11 St John’s Way SW11 A new way of life is emerging Ainnew way ofoflife is emerging the heart Battersea in the heart of Battersea 1, 2 & 3 bed apartments 1, and2 &3 &3 bed 4 bedapartments triplexes and 3 & 4 bed triplexes Prices coming soon Prices coming soon
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peabodysales.co.uk peabodysales.co.uk
AREA FOCUS WWW.WHATHOUSE.COM | 21
Way down south Managing director: Daniel Hill Editorial director: Rupert Bates Editor: Keith Osborne ko@whathouse.com Assistant editor: Stephen Maunder sm@whathouse.com Designer: Peter Rogers peter@39zero.co.uk Contributors: Fiona Brandhorst, Nick Parkhouse, Richenda Oldham Sales director: Adrian Talbot at@globespanmedia.com Sales manager: Murad Paloda mp@whathouse.com Property supplement published by: What House Digital Limited, 291-299 Borough High Street, London SE1 1JG; 020 7940 1070 info@globespanmedia.com www.whathouse.com Printed by 39zero © 2015 What House Digital Limited om .c se ou th ha w
L R CA PE LO PA E TY TH ER OM OP FR PR
EDITION AUGUST 14 2015
So far away properties with a view, P31
Cover picture: Bywater Road in South Woodham Ferrers from Balgores, £625,000, 01245 323729 What House? @What_House
Thurrock could be the perfect place to buy a new home, with plenty of transport connections and new amenities
W
hile it may never win prizes as our county’s most scenic area, Thurrock has as colourful and varied a heritage as anywhere else in Essex. This most-southerly of the county’s districts has connections to figures from history (from Elizabeth I to Joseph Conrad) and fiction, with locations used in films as diverse as Who Framed Roger Rabbit? to Four Weddings and a Funeral, and dozens of protected buildings dating back centuries. With ten Sites of Special Scientific Interest and the majority of its land in the green belt, however, the borough belies the commercial and industrial reputation that places such as Tilbury Docks, London Gateway Port and the Lakeside Retail Park may have bestowed upon it. Its place in the Thames Gateway regeneration area has already
and value-for-money property prices have and there are more significant plans to inject attracted interest from house-hunters within life back into neglected and derelict areas to Holy Trinity Takeley (courtesy of Wikimedia Commons) Essex itself Church, and from London, as wouldmeet the demand for housing. be homeowners priced out of the market The council recently drew national in the capital look for a place to put down headlines for an innovative scheme to build roots while granting convenient access to 333 new ‘affordable homes’ in Chadwell, Docklands, The City and the West End. South Ockenden, Grays and Purfleet, part From the late 1980s, the largest housing of its plans to build 1,000 such homes over scheme in the district was at Chafford the next five years. The scheme involves Hundred, where over 5,000 homes were public and private funding and will provide built on mostly brownfield (disused former local people with options for buying and/or industrial) land between Grays, the A13 and renting to suit those on lower incomes. Lakeside. There are also plans for 2,500 new While the large-scale housebuilding of homes in Purfleet, in addition to a brand
resulted in a host of brand new amenities and infrastructure being built, as well as many hundreds of new homes, and this redevelopment is ongoing. Quick commuter links via road and rail
that era has diminished, there have been a number of smaller developments in Grays, West Thurrock and elsewhere. As with many other sites along the Thames Gateway, redevelopment hasn’t yet finished in the area
new, 600,000 sq ft ‘media village’, shops and amenities, including improvements to the station. Work is scheduled to start in 2015/16, with the first completions due within a couple of years
WHATHOUSE? PICKS...
Quantum (Persimmon Homes) Situated on the eastern edge of Grays is this new development on a 40-acre site, which will comprise a mix of two-, three- and four-bedroom homes. The current release of three- and four-bedroom homes includes two- and threestorey layouts and starts from £288,500. The housebuilder is offering incentives such as Help to Buy, which requires the buyer to provide a deposit of just 5%, and Home Change, where existing homeowners can leave Persimmon to deal with estate agents to sell your home on your behalf. Find out more at www.persimmonhomes.com; 0843 208 2837
Orsett Grange (Balgores)
Arisdale Place (Persimmon Homes)
Phase 2 of this popular development is now for sale and
The second phase of this extremely popular development
there is a show home to view which is open every Saturday and Sunday, from 10.00am to 4.00pm. This luxury development offers a mix of four- and fivebedroom properties built by Essex-based housebuilder Churchgate. The village of Orsett is just four miles from Grays, on the other side of the A13, so equally convenient for the M25 and a little nearer the shopping and leisure amenities of Basildon. These homes are built on a quiet site just on the edge of the village, providing a great escape from the hustle and bustle of everyday life. Find out more at www.balgoresproperty.co.uk; 01708 259539
in South Ockenden is now open, with prices starting at £185,000. It is located just off of Arisdale Avenue and this new release follows up the popular first phase with a total of 185 new homes, comprising 105 houses and 80 apartments. A selection of two-bedroom apartments and two- and threebedroom houses is now available to buy off-plan. A marketing suite is now open on site for visitors who want to speak to the Persimmon team furst-hand, and it is open daily, from 11.00am to 6.00pm Thursday to Monday and 10.00am to 5.00pm Tuesday and Wednesday. Find out more at www.persimmonhomes.com; 01708 564438
NHBC – the mark of a quality home
...Buying a new home is a big decision, so you’ll want to know that your property is of good quality and your investment well protected. Only builders approved and registered by NHBC can offer Buildmark, and they must build to the detailed technical standards we have been developing and updating for more than 75 years. It will give you peace of mind to know that all new homes with NHBC’s Buildmark have been independently inspected at key stages during construction, and come with 10 years’ warranty and insurance. This gives you the reassurance that, on the rare occasion when something does go wrong, we’re here to help you.
So, before you buy a new home, make sure it has Buildmark.
Talk to us...
Call us now on 0844 633 1000 and ask for ‘Customer Services’. Or visit www.nhbc.co.uk/myhome H82 02/14
H82_What House? advert_v1.indd 1
19/02/2014 12:15
Barringtons
Barringtons
Exclusively Yours
“Executive homes to rent required� T LE Y B
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Barringtons step up the pace‌Brentwood’s letting agents have proved that after only 3 years of trading, business levels have exceeded all expectations and there is a genuine demand in the market place for a bespoke service. Both Landlords and tenants alike have reacted positively to respective share AS ROCKETING house pricesdealing leave with the from theirdirectors office inwho thecollectively increasingly over 35 years of experience in renting property on a one to many looking to the private rental desirable village, thanks to its close one basis. Alistair Carter
Mark
Offering competitive fees for both let only and full Newman management, Barringtons offer a free market appraisal of your rental property without obligation and in addition until end of August, offering free annual Landlord’s thethe difficulties andareconfrontations that much of its emphasis on finding the rent insurance and legal protection (subject to terms and might otherwise arise. right tenant. All properties can be conditions)
market, an independent lettingWith agency links to London. Through each found listed on website Rightmove. the demand from prospective tenants for new homes So Landlord’s, why not let us tailor a bespoke service based in Ingatestone strives to ensurenow the rapidly surpassing stage, starting withofthe property who hasneeds been in the the supply new instructions, onMark, your individual 01277 600business 400 arevaluation urgently seeking properties to rent up in the right tenant fits the right home.Barringtons through to drawing for 18 years, said: “What makes us Alistair, who has been in the business Brentwood, Shenfield , Billericay, Hutton, Ingatestone and Hutton Mount Shenfield - ÂŁ3250 pcm agreements ??????????????? pcm ????????????? tenancy and providing a - ÂŁ925different from other firms is you will - ÂŁ575 forpcm 21 years, said: “We are personal and surrounding villages. pte capes omactalarior ut aude A beautifully presented 4 bedroom house set on a 2 bedroom mid terraced picturesque cottage on a A refurbished studio apartment situated within In the 41 years Alistair Carter and maintenance serviceprivate through their own be dealing with the same person we care. “We are passionate about what omnihi liemnius licaeliam taEt gated plot within close proximity of Shenfield High road with a short distance of the mainline easy reach of Brentwood main line station. Newman ofStreet Barringtons have throughout the whole process, from we do. “At the end of the day, we would destus. VivivivemMark inat, quo and mainline station. trusted list of decorators, station.plumbers and shared in the rental property market, electricians, landlords will have the the valuation to the end of the Tenancy. not put someone in your home that Brentwood Office Maldon Offi ce
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01277 600 400 01621 280 the pair have built a wealth of local benefit of dealing with either director “In other firms the individual you we wouldn’t have in ours! “We realise High Street, Ingatestone The Toll House, Maldon knowledge, leaving them well-placed one-to-one. see at the start could very well be a and understand we are dealing with Email Website ! !,& to provide expert ! !,& advice for both the different person that looks after the people’s most valuable commodities enquiries@barringtonsproperty.co.uk www.barringtonsproperty.co.uk potential landlord and prospective By holding all records of rental management and the collection of the and it’s important they are looked
tenant. payments and outgoings, the annual rent. “We make it more personal and after. “That means you have got to // // /"(+" + / /// tax return becomes simple and stress are on hand 24-hours a day.� have someone looking after it you can The pair, who look after over 150 free. And the pair are keen to highlight The agency, which offers property for trust. “We know we are doing a great properties in Brentwood and the importance and benefits of their rent across Brentwood, Chelmsford, job because for many of our clients, we Exclusively Yours arringtons Ingatestone, offer a bespoke and skills as third party mediators between Ingatestone and Billericay, describes are on first name terms with and don’t seamless rental management service tenant and landlord, removing some of itself as “exclusively yours� and places hesitate to recommend us.�
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Exclusively Yours
Barringtons
Alistair Carter
Barringtons step up the pace‌Brentwood’s letting agents have proved that after only 3 years of trading, business levels have exceeded all expectations and there is a genuine demand in the market place for a bespoke service. Both Landlords and tenants alike have reacted positively to dealing with the respective directors who collectively share over 35 years of experience in renting property on a one to one basis.
With the demand from prospective tenants for new homes now rapidly surpassing the supply of new instructions, Barringtons are urgently seeking properties to rent in the Brentwood, Shenfield , Billericay, Hutton, Ingatestone and surrounding villages.
Brentwood Office 01277 600 400 High Street, Ingatestone Email enquiries@barringtonsproperty.co.uk
Offering competitive fees for both let only and full management, Barringtons offer a free market appraisal of your rental property without obligation and in addition until the end of August, are offering free annual Landlord’s rent insurance and legal protection (subject to terms and conditions)
Mark Newman
So Landlord’s, why not let us tailor a bespoke service based on your individual needs 01277 600 400
Exclusively Yours
Maldon Office 01621 280 The Toll House, Maldon Website www.barringtonsproperty.co.uk
Carter’s Quay, Poole
Creating new communities across the South
Inland Homes are currently regenerating areas across the South providing quality homes with an emphasis on design and sustainability. Visit our fabulous range of Showhomes to discover more.
Charterhouse Mews, Chelmsford
DEVELOPMENTS INCLUDE: Carter’s Quay, Poole 1 & 2 bedroom apartments and 2, 3 & 4 bedroom houses Vista, Drayton Garden Village, West Drayton 2, 3 & 4 bedroom houses St John’s, Chelmsford 2 & 4 bedroom houses
Alexandra Gardens, Iver 2, 3 & 4 bedroom houses Park House, Loudwater Studio & 1 bedroom apartments
Charterhouse Mews, Chelmsford 1 & 2 bedroom apartments and 2 bedroom houses
The Comptons,Wooburn Green
Vista, Drayton Garden Village
For further details call 01494 762 450 or email sales@inlandhomes.co.uk Showhome open at this development
COMING SOON: The Comptons, Wooburn Green 1 & 2 bedroom apartments and 3 bedroom houses
Please check website for current availability. Computer generated illustrations are indicative only and subject to change.
St John’s, Chelmsford
www.inlandhomes.co.uk
Show homE opEn
wEEkEndS only from
march 7th-29th between
11am-3pm
prices from £610,000
Eight unique Grade II listed 2, 3 and 4 bedroom barns converted to a high specification, retaining many original features. All properties have private gardens with plots 1, 2 and 8 having the added benefit of a paddock. ‘The Barns’ Merton Grange is situated in an idyllic rural location on the edge of Gamlingay in South Cambridgeshire. The approach is via a private drive with far reaching views either side across fields.
Specification includes: A range of contemporary and traditional kitchens Stoves Richmond 900EI Stainless Steel Range Cooker* Stainless Steel Cooker Hood Integrated Neff appliances Integrated Prima wine cooler Utility rooms (not applicable to plot 3) come with either a washer/dryer or washing machine and tumble dryer Bathroom and En-Suites have contemporary bathrooms with Ideal Standard Sanitaryware and are fully tiled with Porcelanosa tiles
Floors are finished with Porcelanosa floor tiles to Kitchen, Utility, Bathroom, En-suite, Cloakrooms and Carpets to all other areas* Oak panelled internal doors with pewter finished door handles Built in wardrobes to most bedrooms – please refer to sales layouts – with oak panelled doors and pewter finished door handles Air Source Heating, offering reduced running costs, with under floor heating to all ground floor areas and radiators to upper floor rooms with 5 year service and warranty package.
*Where possible we will be able to offer buyers variations and choices on the internal finishes, although the availability of this will depend upon the stage of construction that each property has reached when a reservation is made. For full specification details please see the brochure.
Tel : 01923 251799 Email: sales@leavalleyhomes.co.uk www.leavalleyhomes.co.uk
26 | WWW.WHATHOUSE.COM AGENTS CHOICE
Parklands, Chigwell £3.25million Steve Nichols, branch manager of Hetheringtons in Loughton “Extending to just over 7,000 sq ft, this magnificent new residence is situated on the fringes of the Courtland Estate. The accommodation is cleverly arranged over four floors, with seven spacious bedrooms, five bathrooms, three reception rooms and a wonderful kitchen, plus a cinema room, gym and heated indoor swimming pool. A particular highlight of the property is the technology, as there is a central brain that controls all the property features, including underfloor heating to most rooms, a central vacuum system in main areas, a home entertainment system controllable by smart phone, customised mood lighting and air conditioning with remote control.” Hetheringtons, Loughton (020 8508 5424)
Moat House Farm, Brentwood £2.15million Jason Young, manager of Hetheringtons in Shenfield “Set within 22 acres, Moat House Farm is an impressive moated farmhouse with a wealth of charming period features including beautiful fireplaces and exposed ceiling timbers. This is a home for those who like to be active. Not only is there a leisure complex with swimming pool, Jacuzzi and games room, there is also superb equestrian facilities, with an enclosed stable yard, a floodlit manege and extensive paddocks. Despite its rural location and feel, this historic country home is close to Brentwood town centre with its excellent transport links to London Liverpool Street.” Hetheringtons, Shenfield (01227 724705)
Cutlers Forge, Stapleford Tawney, Romford £1.5million Dominic Edwards, senior branch manager of Hetheringtons in Theydon Bois “This wonderful Grade II Listed home dates back to the 17th century and boasts charming period features including a grand reception hall with laid briquette floor, expansive fireplace with log burner, oak staircase, light wood panelling, traditional panel doors and exposed timberwork. The six-bedroom property is also ideal for entertaining, with an impressive drawing room, day room, sitting room with vaulted ceiling and formal dining room. Cutlers Forge has a beautiful setting, with formal gardens of around an acre with an outdoor swimming pool, plus a further 1.4 acres of fenced woodland which is bordered by a natural stream.” Hetheringtons, Theydon Bois (01992 814454)
You’re the top! The branch managers of Hetherington’s estate agents across the county share their favourite luxury properties currently on the market.
01252 356000 your property, our business
Ethical Leasehold Management – leading the way in leasehold property management Ethical Leasehold Management – leading the way in leasehold property management
Why choose ELM Group? • Higher sales & rental values achieved with our outstanding property management service • We advise & assist with RTM & self-enfranchisement setup for our clients • We offer bespoke leasehold property management to our clients • Advisory head-lease setup service for developers
• ELM Group are regulated by the Financial Conduct Authority and the Homes & Communities Agency • Two months FREE property management fees on a minimum fixed one year contract We are proud to present our partner for sales & lettings in the South East of England www.elmgroup.org.uk enquiries@elmgroup.org.uk
www.martinco.com
SECRET ESSEX WWW.WHATHOUSE.COM | 29
SECRET ESSEX
HOW’s that!
E
state agents may be keen
with life-limiting and life-threatening
Central Line is the most in-demand overall
graded plywood with a high level of
to beat a path to your door, but employees from
conditions.
for property, at 48%.
accuracy, the components parts are then assembled, ready to be fitted in their final
Beresfords recently showed
Mind the doors
Russell Quirk from eMoov says: “From city brokers, trendy hipsters to commuting
their true mettle to raise money for a local charity.
Property hunters in Essex know their onions
parents, the East offers up a variety of
– or should we say tube stations! Online estate agent eMoov has worked out the most
property for every type of homeowner.” You heard it here first.
Donning native Indian
“in-demand” tube stations when people are
location within the building. This unique construction process saves time and costs and keeps waste to a minimum. MD Bruce Bell says: “This new way of
Going 3-D and digital
dragon boat and paddled like crazy for The
looking for a place to live, by monitoring the total number of properties for sale in
building is perfect where access is tight as no heaving machinery or cranes are needed.”
Essex is set to have its first 3D-engineered
Get your 3-D glasses at the ready!
J’s Hospice. With fierce competition on the
comparison to those sold at each tube stop.
river, eight teams battled it out to the finish in spite of it being a truly English summer’s
Hornchurch on the District Line was voted
home in South Woodford. Work recently started on the London-based Facit Homes’
Is there a secret about Essex you would like
two-storey digital designed, super energy-
to share with readers – it could be a great
efficient property. The award-winning bespoke housebuilder has appeared on TV’s
pub, a feel-good community event or just a shout-out for your favourite garage that
Grand Designs and is the first company in
never rips you off. Please email us at ko@ whathouse.com with details and your contact number or email and we’ll try to feature your updates.
fancy dress costumes, a committed cross-branch team jumped in a
day – which was pouring rain and a strong breeze. The Beresfords team came a valiant
the 10th “hottest” tube station with a 73% demand. And three other Essex tube stations
sixth but thanks to their original costumes,
were ranked first, second and third in the top ten biggest “climbers”. East Ham was first
they won the fancy dress competition.
with a 25% increase in demand, Woodford
The J’s provides hospice and respite care
second with a 25% increase and Upminster
the world to have successfully developed a fully digital design and production process to
services to 16- to 40-year-olds who are living
Bridge third with a 23% increase. The
build a house. Cut from sheets of structurally
Now on Sale:
an exciting range of 2, 3, 4 and 5 bedroom homes in Brierley Hill. Choose from 10 different designs! Artisan’s Walk is a whole new community, perfectly placed almost equidistant from Wolverhampton and Birmingham, just off Brettell Lane, with views towards the Clent Hills. Beautifully built to an exacting specification using energy saving technology, all the homes at Artisan’s Walk will be economic to run. The careful design and well thought out interiors will make them practical and comfortable to live in too.
Ask about our launch incentives 2, 3, 4 & 5 bedroom homes from £155,000
Showhome open daily 10.00am - 5.30pm
Artisan’s Walk, off Delph Road, Brierley Hill, DY5 2RP Call: 0845 873 2887 or visit: www.lioncourthomes.co.uk
Help to Buy
30 | WWW.WHATHOUSE.COM HERITAGE HOME
O
ne of the UK’s top conservation
and woodlands. There is also a private gate
architects is selling his magnificent, partly moated
and footpath to the parish church. Twentyfour peacocks are available to buy separately.
former hall house, set in a
“It’s a beautiful, ancient house to live
mature seven-acre setting in Halstead. Once owned by the
in,” Shelton explains, “and because of my training and career, I’m in the fortunate
Fry chocolate family, the Grade II listed property was bought by the parents of the
position of knowing how to restore it
current owner Roderick Shelton in 1970
‘rediscover’ the house from within a mass of
when he was an architectural student. Stambourne Hall is believed to have been
thorns and brambles. Now it has a look I like to call ‘chocolate-box gothic’.”
properly. After my parents died, I had to
built around 1348, although the original manor house existed before 1088. The stunning home offers two-storey living accommodation with an extensive range of refurbished outbuildings including a huge 45ft thatched barn with a staircase to the first floor – ideal for parties or events subject to planning. The house itself has an impressive reception hall with shelved drinks cupboard
To the manor born Restored and resplendent, Stambourne Hall is ready for the next generation
The stunning home offers two-storey living accommodation with an extensive range of refurbished outbuildings including a huge 45ft thatched barn with a staircase to the first floor There are number of state and independent primary and secondary schools nearby. Braintree Station is just over 10 miles away
and open fireplace, three further spacious
the first floor there is a master bedroom
two-hole “thunderbox” or outside toilet, a
and Stansted Airport 14.9 miles.
reception rooms to the ground floor as
suite and four further bedrooms each with
Victorian thatched rotating summerhouse,
well as a contemporary Gaggenau kitchen breakfast room and original scullery. On
original exposed timbers and views across the gardens. The outbuildings include a
stables and a cart lodge. The grounds are predominately meadow with wild flowers
Stambourne Hall has a guide price of £1.65million through Bedfords
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ROOM WITH A VIEW WWW.WHATHOUSE.COM | 31
W-h-ater view! Bag a property with a superb coastal vistas, as unearthed by Fiona Brandhorst Bradwell-on-Sea, Southminster Set on a private plot of around 1.9 acres, this generously proportioned family home offers extensive accommodation and superb coastal views. The kitchen and conservatory overlooks the formal gardens to the rear of the house and the delightful estuary beyond. The triple-aspect sitting room, accessed via the dining room, boasts a feature fireplace and double doors out onto the covered BBQ terrace. There are five bedrooms in the main house, three of which have en suite facilities. The master bedroom suite offers a large double-aspect bedroom with double doors leading out onto a balcony which also has stunning views. Detached from the main house there are a further eight selfcontained bedroom suites that are currently used as a B&B but could be converted into living accommodation, subject to planning. The grounds are immaculately presented featuring a pagoda to a decked patio area adjacent to the pond and well-stocked lake. Located on the outskirts of the village of Bradwell-on-Sea, which offers local stores and a public house, there are also various sailing clubs located close. Southminster is a six-mile drive away and provides a rail link into London Liverpool Street via Shenfield in 1 hour an 12 minutes.
Price: £945,000 Selling agent: Beresfords 01245 807265
Bywater Road, South Woodham Ferrers This contemporary five-bedroom detached house is situated in arguably the best road in South Woodham Ferrers and has been extensively refurbished to an exceptional standard. Offering spacious and beautifully presented accommodation throughout, this family home features a stunning living room with adjoining conservatory, a large dining room, study and re-fitted kitchen with adjoining breakfast room. Upstairs boasts five good bedrooms, the master with re-fitted en suite and balcony. The property also benefits from a lovely rear garden with swimming pool and stunning views over Fenn Creek with direct access through a rear gate to the open countryside beyond. Local train services to London Liverpool Street take around 50 minutes.
Price: £625,000 Selling agent: Balgores 01245 323729
George Street, Shoeburyness A wonderful, spacious and extended five-bedroom detached family home, adjacent to East Beach and enjoying front-row stunning estuary views, Sea Haze is a great home for entertaining with family and friends. Offering exceptional living space, the property has a separate lounge, generous open-plan living/dining and kitchen area with solid granite work surfaces, feature breakfastisland, Rangemaster cooker and Villager wood burning stove. The bedrooms, three of which are en suite, include an impressive master suite on the second floor, featuring a two-person Jacuzzi and fantastic far-reaching views over the estuary and East Beach. Shoeburyness mainline station, with fast trains to Fenchurch Street in just over an hour, is a short walk away. There a numerous local schools and parks, and of course the beach is on the doorstep.
Price: £650,000 Selling agent: haart 01702 586827
38 | WWW.WHATHOUSE.COM NEW HOMES
HERITAGE HOME WWW.WHATHOUSE.COM | 33
King’sMaiden over Tpeach S rue to a rock-star lifestyle, this historic
property, owned since the 1980s by Steve Harris, the bassist of Iron Maiden, offers a fantastic variety of facilities for entertaining on a grand scale – including its own pub!
As well as a bespoke indoor heated
Rock legend Steve Harris of Iron Maiden calls time on his Essex mansion, Sheering Hall
swimming pool with unique hand-
three-bedroom coach house,
painted tiles and wall murals, there’s a split-level galleried recording studio, cinema room
extensive garaging and workshop. Sheering Hall is in a highly
and private and fully equipped pub, The Horse and Cart, complete with ale on tap! In the grounds you’ll find a flood-
Time is running out to buy a highlit tennis court and football pitch. quality new Redrow home in Lexden Sheering Hall is an eight-bedroom medieval country house
sought-after area and occupies a secluded and rural position,
of around 11,000 sq ft full of character and period features. incethere its offi cialbeen launch in on the site everything It’s Grade II listed: has a house since in between,” she says. “They January, been brisk all recognise that the development offers a the Domesday Book and sales partshave of the house date back to at Redrow’s King’s Park, a winning combination of high-specification 1427. development of 31 homes in homes in a sought-after village location with Surrounding the entrance hall with its exposed beams the village of Lexden, just west good local amenities and strong commuter and open fireplace are the three main reception rooms. The of Colchester. Now, just seven links. These factors have helped make King’s sitting room and drawing room both have fine detail and homes remain for sale – five houses and two Park a success and now that availability character with floor-to-ceiling, oak-panelled walls and high apartments – so opportunities to buy a peach is limited we’re encouraging would-be ceilings with ornate cornicing. The drawing room boasts of a home at the site are now limited. homeowners to contact us without delay.” a grand wooden carved fireplace with wood burner. The With prices ranging from £278,995 to With everything from a two-bedroom kitchen benefits from a four-oven Aga and raised breakfast £674,995, there’s plenty of variety, however, apartment to three- and four-bedroom area, and from the kitchen there is access to the playroom, which is bound to interest a diverse range of homes available, there are also two crucial boot room and utility area. buyers, says Kerry Jenkins, sales director assistance schemes on offer from Redrow. From the entrance hall, the main wood-panelled staircase for Redrow Homes (Eastern). The Help to Buy scheme is open to all leads up to the first floor to the principal bedroom, dressing “King’s Park continues to attract a good buyers on properties under £600,000, room and en suite bathroom. There are seven further mix of purchasers ranging from first-time offering the chance to buy with a 5% deposit bedrooms, a family bathroom and three shower rooms as buyers to growing families, downsizers and thanks to a government-backed equity loan well as staff accommodation. Additionally there is a separate
Stansted Airport. Nearby Sawbridgeworth station has
COVER STORY: use this Molly Mutt dog bed duvet to cover an old dog bed or fill it with redundant pillows to make a smart new bed for your pooch, £16.99, www.easyanimal.co.uk
approximately 35 miles from London and 11.6 miles from
direct trains to London Liverpool
Street taking 41 minutes. Bishop’s Stortford is six miles away, of 20% of the property price. This means Redrow’s Hertford Mastermove optionand means they’ll 13 miles Cambridge work with local agents to fi nd a buyer for you a lower initial payment and then lower 39 miles. – and pay their fees, so you won’t have to. monthly mortgage payments, as the loan is The area offers a wide selection “Whether you’re an aspiring first time interest-free for five years. of state and private schools buyer or a homeowner looking to move up For homeowners struggling to sell their including St Nicholas School, the property ladder we can help make your existing property – or simply wanting Felsted School, Haileybury College, dream move a reality,” adds Jenkins. to avoid the hassle of selling on the open Bishops Stortford College and The show homes and sales office at King’s market – a part exchange might be the Heath Mount Prep School. There are also a number of good Park are open from 10.00am to 5.30pm, answer. With this, the housebuilder makes golf courses within driving distance, including the Royal Thursday to Monday. on offer based on an independent valuation, Worlington and Hanbury Manor. which if accepted, eliminates a buying chain Sheering Hall has a guide price of £3.95million through Find out more at http://whathou.se/NoUIhJ and allows you to stay in your old home Hamptons International, www.hamptons.co.uk; 01206 430241 until your new one is ready. Alternatively, 01483 572864
INTERIORS WWW.WHATHOUSE.COM | 35
“Aged but not old” sums up the increasingly popular interior style of “shabby chic”. Richenda Oldham shows how to achieve the look
S
Distress to impress
habby chic is a style that we Brits are extremely good at. The faded florals, dusty velvets and peeling paintwork that epitomise this look is something
that we seem to have an affinity for. Getting shabby chic right, when it has to appear effortless, is not as easy as you might think. After all this is not about antiques, it’s about interiors and accessories that look old or worn yet with a touch of informal elegance. Faded pretty country florals, rustic charm and an appreciation of imperfections (as long as they have style) add to the attractiveness of this flea market vogue.
Comfort Big sloppy armchairs and sofas in distressed leather or chintzy washable slipcovers are just the ticket to flop out in after a hard day’s work. The key here is informality and
Pretty floral fabrics and pastel coloured china, have been combined here with distressed painted wooden furniture for an informal but utterly charming look, www.directblinds.co.uk Pretty vintage cups and saucers have been used as tea light holders in this appealing teatime table setting, striped tablecloth £40, www.ochreandochre.com
comfort, where the odd dog hair or feet on the sofa will not cause undue alarm.
Colour
This white distressed mirror would make a marvellous centrepiece in a Shabby Chic interior, £95, www. livelaughlove.co.uk
The colours associated with shabby chic are deliciously soft hues such as mint, aqua, dusty rose, biscuit, sand, ivory, cream, pistachio, sky blues and pale greys. These can be offset by crisp white, which accentuates them beautifully. Mix and match these colours as they all complement each other superbly. Silver is a wonderful shade that can be used to add sparkle particularly in accessories, from photograph frames to ornaments.
Furniture While precious antiques are not part of shabby chic, good design, form and style are definitely important. So attractively shaped vintage furniture discoveries, with distressed paint finishes, fit the bill perfectly. It is pre-loved individuality that you are seeking rather than conformity. The great thing about shabby chic style is that it is ideal for anyone on a tight budget. So a plain piece of furniture can be transformed with a peeling paint effect or colour washes.
Accessories Smell, believe it or not, has a role to play in shabby chic, so flower arrangements are ideal, as are scented candles - choose ones with notes of rose, lavender and amber. Put the flowers in your best vase and let the aromas of the candles fill your home and contribute to making it a warm and welcoming place.
Soft ivory and biscuit hues form part of the Shabby Chic palette and are used here with faded florals to create an alluring, romantic bedroom, that is both simple yet charismatic, www.houseoffraser.co.uk
With its subtle leopard print rug, antlers and painted bureau, this room has a touch of the colonial about it, www.kelaty.com
ELEGANCE & ARTISTRY CR AF TED RESIDENCES IN HISTORIC SMITHFIELD, EC1 PRICES FROM £815,000* 020 7726 8995 | BARTSSQUARE.COM
*Price correct at time of going to press. Computer generated image of Barts Square.
0661 BartsResi_ad_WH_FP_01June_ART.indd 1
27/05/2015 17:55
38 | WWW.WHATHOUSE.COM SO YOU WANT A HOME...
E
ssex maybe one of the prettiest Home Counties but it’s also one of the most reasonable to buy a family home. According to haart estate agents, average prices in London are up 16.7% annually to £536,286, driven by 20 prospective buyers chasing each property. No wonder buyers are flocking to Essex! Here’s what on offer if your budget is a cool half-a-million.
1 Grace and favour This turn-of-the-century detached home in the suburbs of Harlow is perfect for family buyers looking for space and charm with its five bedrooms and plethora of original features, including fireplaces, wooden floors and sash windows. Families love space, so the two separate receptions rooms will be well used, as well as an eat-in kitchen with wood-burning stove and butler sink. A utility room leads off with a door to the garden. The first floor has four double bedrooms, one en suite, and a family bathroom. The master bedroom is a loft conversion on the second floor and is a wonderful retreat for parents, with its own dressing room and en suite. Located on the popular Kingsmoor Road, there is a spacious garden to the rear and plenty of off-street parking along with a carport for two cars. Harlow is well connected to the city by train in 30 mins. Guide price £500,000. Selling agent: haart Harlow 01279 443311
2 Designer dream Time is precious, so moving to a highspecification state-of-the-art home means no DIY and more downtime with family and friends. This five-bedroom detached home in a quiet close of executive houses in Great Totham, near Maldon, has been extended and modified to appeal to the families where commuting is on the agenda. Trains take around 45 minutes to London Liverpool Street from nearby Witham. A highly impressive, huge open-plan kitchen/ lounge/dining room with up-to-the-minute, on-trend bi-folding doors has been created opening on to the rear garden with two decked patios. The kitchen offers integral appliances and an island unit with induction
So you want a home...that costs around £500,000 Fiona Brandhorst finds out what’s on the market to make your wish come true
3 ...average prices in London are up 16.7% annually, driven by 20 prospective buyers chasing each property. No wonder buyers are flocking to Essex! hob and inset sink. A separate living room overlooks the front garden. The ground floor features wooden flooring and underfloor heating. Five bedrooms, with an en suite to the master, are to the first floor, as well as a family bathroom with free-standing bath. Good local schools will score highly with families looking to move to the area. Priced at £499,950. Selling agent: Church & Hawes in Maldon 01621 855195
3 Escape to the country Set to appeal to the aspiring country living set, this detached home in Little Clacton has
1 COVER STORY: use this Molly Mutt dog bed duvet to cover an old dog bed or fill it with redundant pillows to make a smart new bed for your pooch, £16.99, www.easyanimal.co.uk
the wow factor in abundance, with plenty of space within and the added bonus of a converted double garage annex space. With lush green grass, blooming foliage and a steaming hot tub, it’s the perfect setting for summer BBQs and lazy weekends. Set in almost one-third of an acre, the free-flowing accommodation oozes charm with its muted colour palette and shabby chic ambience. The double-aspect lounge opens on to the dining room which links through to the kitchen. A study to the front of the property and conservatory to the rear of the property give privacy when it’s needed.
2
On the first floor there are four spacious bedrooms, with the master enjoying its own full bathroom, and a separate family shower room. The garden is mainly laid to lawn and enclosed with panel fencing. A canopied area houses a Jacuzzi which is to remain for the new owner. With some of the county’s finest beaches (Frinton-on-Sea, Walton-on-the-Naze and Clacton-on-Sea) within in a short drive and Thorpe-Le-Soken’s main line station nearby, this home offers a sought-after lifestyle change. Offers in excess of £500,000. Selling agent: haart Little Clacton 01255 222666
RETIREMENT WWW.WHATHOUSE.COM | 39 NEW HOMES WWW.WHATHOUSE.COM | 39
P M
& Stone, restigecCarthy developer CALABritain’s Homes – a leading specialist developer of former WhatHouse? Housebuilder private homes for retirees, is of the Year and a Silver winner of employing a team of no fewer Best Medium Housebuilder at the thanAwards 26 local–construction 2014 WhatHouse? is holding an workers as it shapes its new of exclusive, invitation-only VIPdevelopment preview event apartments on Raglan Road, Frinton-on-Sea. this weekend, where it is unveiling the new Victoria Gardens, which will bring 14 new show home at Foxwood, its new development brand new flats for over-60s to the resort, is in the village of Little Canfield. using the expertise of many local contractors. Foxwood will be an exclusive address, A fine summer has seen strong progress at featuring just 12 three-bedroom semithe site, which is expected to welcome its first detached and four-bedroom detached houses. residents in early spring 2016. The ‘Hatfield’ show house will be open on Michael Hall, site manager at McCarthy Saturday 15 and Sunday 16 August, giving and Stone’s North London region, believes house-hunters the first opportunity to see that local talent is a vital factor in achieving the specification and finish at the scheme the companies ambitious expansion plans first-hand. for the coming years. Chris Roads, sales and marketing director “The sheer importance and value of local for CALA Homes North Home Counties, says workforces simply cannot be underestimated interest in the development is strong, even at when it comes to housebuilding,” says this early havebeen already Hall. “I’mstage: proud“We to have able received to recruit an exceptionally high numberemployees of enquiries a team of full- and part-time into our new homes at Foxwood and urge from the local area for Victoria Gardens those interested in viewing to register their in Frinton, and we are actively recruiting interest in order to attend our VIP preview skilled tradesmen in the local area as the event.” site progresses, including carpenters, The attraction the development the electricians and of plumbers, to name aisfew. high reputation of the Uttlesford district “Each and every one of the employees, in which it sits and the way thatlaying the location from the construction teams bricks, gives buyers a perfect work-life balance, to the sales teams in the office, plays an says Roads: “The homes at Foxwood are ideal active role in turning the McCarthy and for families and downsizers looking for a lowStone vision into a reality.” maintenance lifestyle in a rural location, but
Helping hands
Local talent is creating new retirement property in Frinton-on-Sea
Residents get the benefits of with goodalso connections to the capital, which communal facilities such as some delightful is only 36 miles away, as well as the local landscaped gardens and a club lounge, surrounding areas.” which acts as the social hub of the entire The ‘Hatfield’ is a four-bedroom house which scheme, where neighbours can meetlayout, each set offers a contemporary open-plan other, and friends and family. There’s out over three floors. The property also features a a concierge, can help residents with fully fittedwho kitchen/breakfast room, a sitting errands and ensure the smooth running of room, study and WC on the ground floor; the development. master bedroom with en suite bathroom, two Elaine Stratford, sales and marketing further bedrooms and a family bathroom on director for McCarthy and Stone North the first floor; and another spacious bedroom
on the top floor. After the weekend, the
The sheer importance and value of local show home will be open to the public from workforces simply cannot be underestimated Thursday to Monday, 10.00am to 5.30pm. Little Canfield is positioned between Great when it comes to housebuilding
Dunmow and Bishop’s Stortford, surrounded by forestry land and the National Trust’s London region, adds: “As the only Hatfield Forest. This ancient hunting forest housebuilder to have achieved the coveted dates back to the Norman kings, is just one Housebuilding Federation’s (HBF) five mile away from the development. star status for the tenth year in a row – a The Uttlesford district scores customer satisfaction awardfrequently which is scored highly in national surveys, not independently by our quality-of-life own customers – we
New homes launch – Foxwood, Little Canfield The new two-bedroom apartments come from the company’s Platinum Range, where
and fully-fitted kitchens with integrated appliances. Each property also has a number
the specification has been raised to include
of emergency call points. The properties are
CALA Homes opens the doors located to a new show house underfloor heating, oak-veneered doors just moments from Frinton’s seafront. this weekend
VIRIDIUM Camberley, Surrey Luxury collection of 1,2 & 3 bedroom apartments.
for thethat range of well-regarded areleast confident by investing in high schools in the area, and its excellent transport links. quality local talent and skilled tradesmen, Commuters can reach Liverpool we will continue to deliver stunningStreet in just 53 minutes from thedevelopers station at Stansted developments which other Airport, just two miles away. can hold up as an example of theThere’s kind ofalso easy access to the A120 and the M11. accommodation that our older generations Prices at Foxwood range from £344,950 to truly deserve.” £549,950. Find out more at For a VIP invitation to the launch and to www.mccarthyandstone.co.uk find201 out4811 more, visit www.cala.co.uk; 0800 01707 861 690
JUST 5% DEPOSIT* Prices from £285,000
• Award winning development 2015 FTB awards • Gated entrance with parking • Stunning spacious apartments with Balcony or terrace
To book an appointment call: 01276 66693
• Carpets included • Luxury fully fitted kitchens and bathrooms • Help to Buy available *Available with Help to Buy subject to terms and conditions
HODSON
DE VELOPMENTS
WWW.WHATHOUSE.COM MORTGAGES
Revealed: the cheapest type of mortgage deal
Are fixed deals the cheapest in the market this summer, or variable? asks Nick Parkhouse
I
“A variable-rate tracker mortgage can no longer be considered the best way to ensure lower monthly repayments,” says Charlotte Nelson, finance expert at Moneyfacts, the analysts who carried out the research. In addition, with the Bank of England suggesting that an interest rate
f you’re thinking of taking
rise is on the way the gap between the cost
advantage of record low interest rates you generally have the
of the deals could increase. “Borrowers on a variable rate will certainly notice a
choice of two types of deal: a
difference in their monthly repayments
fixed rate or a variable rate. Over recent months the costs
when the inevitable happens and base rate rises,” she adds.
of both types of product have
Calculations from the financial analyst
fallen sharply - but what deals
show that the average borrower chose the
currently represent the best value?
lowest 60% variable-rate product today it would cost £442 a year more than the lowest
Six months ago, if you had wanted to choose the very
two-year fixed rate if the base rate goes up by just 0.5%.
cheapest mortgage rate the chances are
As well as offering low repayments,
that you would have picked a variable-
fixed rates also give you the security that
rate deal. At that time, variable deals were 0.28% cheaper than fixed rates with the
you know exactly what your mortgage payments will be for a set period of time.
lowest 60% loan-to-value variable rate being
In previous years you have generally had
1.09%, compared to the best fixed-rate deal at 1.37%.
to pay a premium for that security but now you can benefit from not only peace of mind
Now, while the cost of both types of deal
but also a better deal.
has reached a record low, the difference
Ms Nelson advises that anyone
in price between the two types of deal has shrunk and variable deals may not now
considering taking out a new mortgage deal should move fast. She says: “These
offer the lowest rates. In many cases, a fixed rate product is now cheaper than a variable
highly competitive fixed-rate mortgages will only be on the market for so long and
alternative, meaning you will not only
once they’re gone, they’re gone. Mortgage
benefit from the security of a fixed-rate deal but also lower repayments.
holders therefore need to act fast to secure the best deals while they have the chance.”
Found a house you love? We’ll find you the perfect mortgage to match. We specialise in all types of mortgages including: • New Home purchases • First time buyers • Remortgaging • House Moves
• Self employed • Landlords • Buy to Let • Specialised bespoke options
whathouse.com/mortgages Prolific Mortgage Finance Ltd is a registered company in England & Wales under company number 06334944. Prolific Mortgage Finance Ltd is an Appointed Representative of Home Counties Mortgage Protection and Finance Ltd who is authorised and regulated by the Financial Conduct Authority. There may be occasions where we may charge a fee which will depend on your circumstances. In these situations we will inform you at an early stage, the fee typically being no more that 1% of the total loan amount.YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED UPON IT. The actual premium for protection products will depend upon individual circumstances. Please ask us for a specific customer illustration be contacting us by completing our enquiry form or telephone the office directly. *The above mentioned products are not regulated by the FCA and accordingly the protection normally afforded does not apply.
Unlock your holiday home’s potential Take the first step today and find out how we can make your property a success.
01237 426 712
5|
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Bideford - North Devon
£735,000
• Stunning elevated position • Long private gated drive • 5 Bedrooms / 3 en-suite
• 2.6 Acres
• 3 Reception rooms
• Detached one bed. annexe
• Breathtaking river views
• EPC E
For full details, or to view more of our portfolio, visit our website
morrisandbott.co.uk 01237 459 998 | Grenville Wharf, 6a The Quay, Bideford EX39 2HW
Morris and Bott - HC - What House.indd 1
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We’re open for business, whatever the climate.
For the last 40 years, through all market conditions, we’ve consistently lent to residential property developers. So if you’re looking for funds, you won’t find a more experienced, flexible and reliable business partner. To find out how we can help your development, please call Close Brothers Property Finance on 020 7655 3655 or visit closepropertyfinance.com
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