నిపుణ_24-OCT-2018

2

4&5

 

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Every Wednesday Free Suppliment

Guide to Excellence

-  ,  

24  2018  8

 

 ()     ..?      ..?

  .       .   ..      .      .         .  ..       .         .                    ... �

: �  �  ( ) �� � 1979� � �.  � ,  � �.   ��. �,  � �� �� ,    �  � �� . � ��, �  ,  �   .    ��, �, �  ��,  � .

    : �

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 �� 1980� ��.  �  �� �.   . 34 � 2,300 �  � ��.    �. � �� �� � ���  ��, ,   �.

 : �

60 � � ��  � ��. 24x7  � .  �. �  �, �,  �, � �, �, � ,    � � �  .

-2019 �

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 :

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 � � � 100 �   � . �, �  �  �. � �..    - �, , ,  �, ,  . �, �   �- � ��, , , , ,

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 �   ( ).  ��   . ��  �  �  �  ()� � �.  �  .  50 � ��  .   � � �� �  �.  � �/� � �  �.    -240 �� 28 ��   ��  .

80 � �  ��.  40  �  �. : � : 2018,  31 : 2019,  ��  : � 2019 

�, , �� ,   . � & �  - �,  �, -�, �   . � ,    -   , � �  � �, �, � , , �� . � �& - �  ,   .

Institute of Rural Management Anand PO Box 60, Anand - 388 001, Gujarat, INDIA Phone: (02692) 260391 / 260181 email: contact@irma.ac.in Websites: www.irma.ac.in

...�  

Guide to Excellence

‘                   ...        .             ’ - 

02.

 �

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03

24  2018  8

Every Wednesday Free Suppliment

�.   � 2002�  �� � ��.   ��    �  � .

   

  � � �  � � � � �� �  � � 2005,  9 . �    �� �� 2005,  11 �.   -2005 ..

1. �- �   ��  (), 2. ��- �   ��  ( ), 3. � ��- �   ��  () � �.

4. �� �   � 73, 74 �� � , � ��    �. � � ��� , ��   , �� � ��     � ��. �

 

..  

  

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: �  �  �  �,       �.  � � � ��   �� � , ��� � �.  � � �  �  �.  �  � �,   , �� .

‘Nature protects if she is protected’ �      ��.  � � ��.    ��  � .



  -2005  � � �� �� / � � / �� /  � � � �� �   ��, � �,  / �, �  �  � / �/     �.

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  1.  �  � 2.  �  � 3.  �  � 5.  � � �

�/ � � � ��, � � ��� � � ��/ �    �.

    �

� � ��   �  ��  �,  �, � �,  �, �      �.

   �

�� � � �   �  ��/ ��  � ��       �.

   �   �  � � 2006, �  16 ��. �   -2005     .  � �� �� . �  � 7 � -2 �   � � �. ..

1.  ��  2.  �� � 3. �  4. �  5. , ��, � � 6. �, �� �   �  42(4)�  �   2007,  3 14 �  � � . �



  �  44  2006� �   � () � �. �  �    ��  ��. ...

1.  ( �� �) 2.  ( �) 3.  (  � ) 4.  (�   �) � � � �  � 12 �� � �.  �� 1000  �. � , ��    � 144 �  �� �. � 72 �  �� � �� , �, � �,  � �� �. �

 

1. � �  2. � � � () 3. � �� 4. �  �  � � �  �

 

1. �   � � 2.   3.      1. � �� �  2. ��  3. ��  

   - 2005

  �

 �� � �.  � �  ����  �.    � � .�. 430  �. � � �� � � �.

1900, 1905, 1907, 1947�    �, 1937�  �, � �  �� �    � �  ��� �.  ��      � �� �� � �.  ��    � � �  . �    �  ��  �� , �   (��)  ��. �� � ��  1990 � �,      �� .

1990 �  � � 

 � �   ��  ( �  �-) �   2005,  30 � �.  2005,  23  � . �  �  3(1) �  2006,  27 �   � 9  � (�) � �.  �  � �. ��  �,   �, 10   , , 14    ,   �. �  �  7(1) � 12   � 2007�  �  � �. �   �    �  8  � � �  � �. �   � � � � � �  .  � �, , �, , ��, �, �  �, � , �,  ,   �, �, ,  �,   � � �� � � �.  �    ,   �  �. �   �  10 �  (� �� )   �... � � � �



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() () () ()

   � ��  �, � � �.  ��      � � �   �    �� ��  ��  �

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�   �  � � �

� �    �  �   �  �. � ��   - 2005 �.... �    ( ), �    ( ) � �.

 

    , 

 

04.

Guide to Excellence

,   ,  ..   ,      ..       !     ,    .  ,          .   ,    ..          .       ,        ...

  �

  �� � � ��  �� � .   � ����  ,  � � ��� �.   �   �  

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��� � � ��  �.  �� �  � � � � � ���  .   ��� �  � � .  � � �  � �� � �.

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  �

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24  2018  8

Every Wednesday Free Suppliment

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   � �,    ��.       � �  �  � � �  � ��. �   � �� /, / �   �. �� , ,   � ��,  � �� �. � � ��  � �� �   � � � �  � � . �, �, �� �     � � �. ��  ,  �  � � � � �. �� �   ��   �   �� � �  . � � �  � � �  . � � ��.. � , � ,  , NVH (�, , �) , �

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,    ,    ,  �  , �� , �  �, � � �, � � ,  �  �� ��� � �.  �  �� � � � �.20,000  30,000   . �, �   � �.40,000  50,000   � .

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 ��   ��, � � �  �, �� � ��  �  �   � .�   � �    �. . , � �  �   � �� �� �.  � ���  ,  ,  , �  ,  , �    � �  �  �� � �, � �� �� �.   �  �,  ��  �� �.5,00,000  8,00,000  � � �� �. �, � � �. � ,   �  , � ,  ,   � � ��.  � ,      �� �� . �, � � ��    . � �    � �  � � � � ��  � ��.   �  �   � ��  �. � , � ,     �  ���, � �    �  �    �.  � � �� � �.  �, � �  � �.3,00,000  8,00,000 �  .  �  ��  �     �  �� �.10,00,000  15,00,000 �   �.  �    �.. ,  �� �.50,00,000  �   �. �  � ��  ( �),  ( �  �), � ( �  �),  (� � �  �),  �, ��,  ,   �� �� � �, � �� �.

...�  

Guide to Excellence

06.

BANK EXAM GENERAL AWARENESS

‘Fat cat Thursday’ is associated with?

1. Which of the following has become the first Regional Rural Bank issuing debit cards in the country?

1) Punjab Gramina Bank 2) Nainital/Almora RRB 3) Kashi Gomti samyut Gramin Bank 4) Barod RRB 2. What percentage of central taxes was recommended by the 13th Finance commission to be transfered to states?

1) 28.5% 2) 29.5% 3) 32% 4) 31.5% 3. Which organisation is meant to ensure exports from India?

1) Exim Bank 2) ECGC 3) Ministry of commerce 4) None 4. ‘NABARD’ was established on the recommendation of?

1) Public account committee 2) Shivaraman committee 3) Narsimham committee 4) Nareeman committee 5. The financial year for banks is AprilMarch but what is the financial year for RBI? 1) January to December 2) April to March 3) October to September 4) July to June 6. Note issuing deptt. Of RBI should always posses the minimum gold stock of worth?

1) Rs. 85 crore 2) Rs. 115 crore 3) Rs. 200 crore 4) Rs. 215 crore 7. Which statement of the following is true for IMF? 1) It is not an agency of UNO 2) It can grant loan to any country of the world 3) It can grant loan only to state govt. Of a country 4) It grants loan only to member nations 8. Which of the following is public sector organisation?

1) FCI- Food corporation of India 2) FCI- Fertilizer corporation of India 3) Cotton corporation of India 4) Jute corporation of India 9. The cause of deflation is?

1) Lack of goods & services as compared to money supply 2) Lack of imports as compared to exports 3) Lack of money supply as compared to supply of goods and services 4) None of the above 10. Pure Banking, Nothing Else is a slogan raised by?

GN GIRIDHAR

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1) ICICI Bank 2) HDFC Bank 3) SBI Bank 4) UTI Bank 11. Devolution means?

1) To reduce the value of home currency in the currency 2) To appreciate the value of home currency 3) To issue new currency in place of old currency 4) None of the above 12. Recently government allowed FDI in Multi brand retail and capped at?

1) 27 % 2) 49 % 3) 51% 4) 74 % 13. Which country has decided to completely ban the sale of petrol & diesel cars by 2040?

1) America 2) Britain 3) France 4) Japan 14. What are Blue chip companies?

1) companies which business in fisheries sectors 2) A Blue chip company is very strong financially 3) High risk startups 4) A company manufacturing memory card 15. Which bank received scheduled bank status from reserve bank of india in February 2017?

1) Equitas small finance Bank 2) Ujjivan small finance Bank 3) Janalakshmi small finance Bank 4) Suryodaya small finance Bank 16. Who is the Vice- Chairman of NITI AYOG? 1) Hasmukh adhie 2) Rajiv shukla 3) Arvind Panagaria 4) Rajiv kumar 17. What is ‘TEZ’?

1) Ticket Booking APP 2) Train status tracking APP 3) Digital payment APP 4) Indian post APP 18. Dalal street is situated at?

1) London 2) Paris 3) Mumbai 4) New Delhi 19. Government has issued an audience announcing ULIPS as ‘Insurance Product’. The regulations of ULIPs Will now be done by ?

1) SEBI only 2) IRDA only 3) Both SEBI and IRDA 4) Government IfCEs 20. MRTP is related to?

1) Monopolies and Restrictive Trade practices 2) Inflation control 3) Transport control 4) Foreign Exchange Regulations 21. The process of budget making after reevaluating every item of expenditure in every financial year is Known as ?

1) Performance Budgeting 2) Deficit Budgeting 3) Zero based Budgeting 4) Fresh Budgeting 22. For National Manufacturing and Investment Zone (NMIZ), Special Economic zone (SEZ) and EOUs (Exports oriented Units), Which of the following statement is true?

1) NMIZs and EOUs will be located with in SEZs 2) SEZs and EOUs will be located with in NMIZ 3) NMIZs are independent of SEZs and EOUs 4) NMIZs and SEZs will be competitors in nature 23. UNs ‘world Population prospects 2012’

report projects world population in 2050 at?

1) 8.9 billion 2) 9.2 billion 3) 9.6 billion 4) 10.2 billion 24. What is ‘Hawala’?

1) Full details of a subject 2) Tax evasion 3) Illegal transactions of foreign exchange 4) Illegal trading of shares 25. Which committee was constituted for reforms in tax - structure?

1) Narsimham committee 2) Gadgil committee 3) Chelliah committee 4) Kelkar committee 26. What is the base year of newly introduced Consumer price Index (CPI)?

1) 2000 2) 2010 3) 2011 4) 2012 27. Which is true for existing Economic and Industrial Polices of Indian Govt.? a. FERA was abolished b. MRTP was abolished c. Cash compensatory support for exports was abolished d. Industrial Licensing was abolished 1) a, b, c and d 2) a, c and d 3) c and d 4) b and d 28. ‘Kisan credit card scheme’ was launched on the recommendations of ?

1) Working Group under the chairmanship of TM Bhasin 2) High powered committee under the chairmanship of C Rangarajan 3) Expert committee under the chairmanship of Vimal jalan 4) B Shivaraman committee 29. The term ‘Fat cat Thursday’ is associated with?

1) Salaries of CEO of the companies 2) Carried interest 3) Profit of Fortune 500 companies 4) salaries of members of Parliament 30. Which sport celebrity says PNB Mera Apna Bank?

1) Pankaj advani 2) PV Sindhu 3) Virat kohli 4) Rohit sharma 31. Which day is celebrated as ‘National Excise Duty Day’?

1) 26th January 2) 24th February 3) 14th April 4) 10th June 32. ‘Air Deccan’ has been re-named as?

1) King fisher Red 2) Jet Red 3) Sahara Red 4) Indigo Red 33. Which of the following is not a ‘Maharathna’ status having company?

1) Coal India Ltd 2) SAIL 3) ONGC 4) BHEL 34. ‘Closed Economy’ is that economy in which?

1) Only export takes place 2) Money supply is fully controlled 3) Deficit financing takes place 4) Neither export nor import takes place 35. The headquarters of work bank is situated at?

1) Manila 2) Washington D.C. 3) New York 4) Geneva 36. Which pair is not correct?

1) Exim Bank- Financing for export import 2) IDBI- Industrial finance 3) RBI- Bankers bank 4) FCI- Financial assistance to commercial institutions

37. Which tax is collected by Panchayat?

1) Sales Tax 2) Custom duty 3) Land Revenue 4) Tax on local fairs 38. SEBI has reduced the process duration time limit of ‘Right – Issues’ from 109 dyas to?

1) 89 days 2) 72 days 3) 62 days 4) 43 days 39. The nationalisation of the major commercial banks took place in?

1) 1947 2) 1956 3) 1969 4) 1980 40. The headquarters of RBI is in?

1) Delhi 2) Kanpur 3) Mumbai 4) Nasik 41. ‘Open market operation’ is a part of ?

1) Income Policy 2) Fiscal Policy 3) Credit Policy 4) Labour Policy 42. The regulator of micro finance in India is?

1) Finance Ministry 2) RBI 3) State Bank of India 4) None 43. Which organisation formulates Fiscal Policy in India?

1) Ministry of Finance 2) NITI AYOG 3) RBI 4) SBI 44. In which year Economic liberalisation took place in india?

1) 1985 2) 1989 3) 1991 4) 1993 45. The rate at which RBI gives short term loan to commercial banks is called?

1) Repo Rate 2) Reverse Repo Rate 3) Bank Rate 4) Cash Reserve Rate 46. LIC of India was established in ?

1) 1897 2) 1950 3) 1956 4) 1965 47. Which of the following is not a financial regulator?

1) IRDA 2) PFRDA 3) AMFI 4) SEBI 48. Rs. 20 and above value notes are printed in?

1) Currency note press, Nasik road 2) Bank note press, Dewas 3) Security printing press, Hyderabad 4) All of the above 49. The newly introduced Indian rupee symbol is based on?

1) Roman script 2) Deva nagari script 3) 1, 2 4) None 50. Which part of the divided UTI is working as mutual fund under SEBI rules?

1) UTI-1 2) UTI-2 3) Both 1 & 2 4) None

51. Indian banks have the maximum foreign branches in?

1) Bangladesh 2) England 3) USA 4) Pakistan 52. Which bank is limited to the needs of agriculture and rural finance?

1) SBI 2) IFC 3) NABARD 4) RBI 53. Which of the first subsidiary bank of SBI was merge with State Bank of India?

1) State Bank of Indore 2) State Bank of Patiala 3) State Bank of Hyderabad 4) State Bank of Saurastra

1-3, 7-4, 13-3, 19-3, 25-3, 31-2, 37-4, 43-1, 49-3,

ANSWERS

2-3, 8-4, 14-2, 20-1, 26-2, 32-1, 38-4, 44-3, 50-2,

3-2, 9-3, 15-1, 21-3, 27-3, 33-4, 39-3, 45-1, 51-2,

4-2, 10-3, 16-4, 22-2, 28-1, 34-4, 40-3, 46-3, 52-3,

5-4, 11-1, 17-3, 23-3, 29-1, 35-2, 41-3, 47-3, 53-4,

6-2, 12-3, 18-3, 24-3, 30-3, 36-4, 42-4, 48-2, 54-3,

For All Competitive Exams Spl

07

24  2018  8

Every Wednesday Free Suppliment

Find the last digit of 1 + 2 + 3 ...100 ?

7

7

7+

7

1.C 7.C 13.A 19.C 25.D 31.A 37.B

ANSWERS

2.D 8.C 14.C 20.B 26.A 32.D 38.C

3.A 9.A 15.D 21.C 27.A 33.A 39.A

4.D 10.D 16.B 22.C 28.C 34.B

5.C 11.A 17.B 23.C 29.D 35.D

6.D 12.A 18.D 24.A 30.A 36.B

T. Srinivas Yadav

Advisor Spoorthy Study Circle Ashoknagar, Hyd

Every Wednesday Free Suppliment

Guide to Excellence

08.

24  2018  8

    

  

�� � �   � � � ��    ,   � � 15 �  �. �. 271 �  �   �� � � 

   17 

� �� �  � � 6  � �  � � 18 �.  �� � 3 �, 9 �, 1 �   13  � � 17 ��  . 2010� 8 �� 58 ��, 2014�  � � 64 � � . 2022 �  �  �.�

 ‘ ’

�  �   �     �. � 20   �  4  ��  �. � 12  �   � �  .

   

� � �     � � � � �� � �. �� �� � 14  � � �� � � ��.

�  �� � ��.  ��  ��   ‘ � ’  � � 16 �� �   �.

   

�   � �  ��� �  �  �  16 � .

16 ��    �-   �� � �.  �  ��  ���   �  . �   �� �  �  �.

 

�   � �  2016� ��  48  �. � � �   �,  � �, �� 19  �. �

  

� � � 75 ��  � � 21 � ��.   � � � ��. 1943 �  21 � � � � � �  ��.

   

��  �    �   �   �  � .   � � : �  �    � �   �  � .

�  � � � � � �� � � . �  21  �      � .

  � , � �   ��  � � 18 �. �� �� 1925, �  18 �. 1976� �� �  � �.  �, �  ��  �  � �.

    

 ��� �

 

� 20 �    � -600 ���   � . 15  � �  �   �   .    ��   ��.

   

  

   

   ( �  �)     �� � . 2019  22  25  �� ��  49       � � ��        ��.

     

 �� �  ��   ��  �  �. � �� ��  ��  �  �  ��  .  � ��   ��� �   ��� � �.

 

 �� � � 7 ��     � 21     � . ��   �  �� ��� �, , ��  , �, ��, �, ,  �.

�  -2018 �    �  � 16  ��.   ‘ �’   � . �   �  �   �   ��   ��.

�, � �   �  �� �� �� �� �  � 15  � �   .  �-1  .

   

��  �  � 2018 �� � � 16  . 2000 � ��  �� �  � �� � �� � �,  �� �, �  �� �,  � � �� �.  � �� 100� � � � �    22 � , ��  �� 55 �, �  59 � , � 91 ��� �. �

  �� ��-- � �  .  55 .. �   22.9 .. , 6.7 .. �� . 2009 �  � �.

- 

�-�� �  �  �� � � � 20 ��.  ��     � �  � ���. � � � � �.

  

 ��� �� �         � �� � � �. �    �  �    �� � �.  �� 36   �� �  � .

  

�  �   � 24 ��.

   

 ��  �� �� � � 13 �. 1927� � � � �� �  �, �     �.    ��� � �.� .  �� �   �  ��   .�

    

��  �,    �  �  � 16 �. �� �  �  ,     �. 1975,  4   �� ��.

 

,    

    

�   �     -2018     � � 15 .  � � � ��   � �. �  �� �  �    �� �  �. �  23  � ��� � � 10  �  ���  ��.