M-FOODZ | FOOD SERVICES IN CANADA | GET YOURSELF REGISTERED - MBE BUSINESS MAGAZINE by MBE BUSINESS MAGAZINE

ISSUE 66 | JUNE 2021

FOOD SERVICES IN

CANADA

Get Yourself Registered Now!

TASTE | DELIGHT | VARIETY

www.m-foodz.com

THIS MONTH FOCUSING ON Pandemic Real Estate Market

Benefits Of Multitasking In Modern Business Environment

Endless Choice Is A Double-edged Sword

The Advantages Associated With Social Media Marketing For Your Business

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Benefits Of Multitasking

Endless choice is a double-edged sword

Diversified businesses

Consumption of Electric Vehicles

The Post Pandemic Effects

Endangered Species

Challenges Of Corporate World In Terms Of Managing Time & Attitude

Things To Look For When Buying A POS System

Event Calendar

Horoscopes

Validate Your Startup Idea

Five A Day Health Benefits

Pandemic Real Estate Market

Buy Now, Pay Later Programs Making Inroads In Canada

CONTENTS & vital contributions to the community

& Changes In The World

Holidays and Observances in June 2021

by Doing the Things That Don't Scale

In Modern Business Environment

as a Step towards Canada’s Climate Change Solution

Due To Effects Of Climate Change In Canada

June 2021 gemini

& How It Helps In The Long Run

The Advantages Associated With Social Media Marketing For Your Business

Celebrating National Indigenous People’s Day Canada

The Role Of Age, Environment & Mindset In Self-motivation

EDITOR'S LETTER Dear Readers, The June issue is here with our 66th edition of the MBE Business Magazine. Being in this unprecedented times, we urge all our readers to take care of yourself and your family, wear a mask, and maintain social distance. If you feel any Covid-19 symptoms, self-quarantine and get yourself tested. We at the MBE Business Magazine wish everyone stay safe and healthy. This 66th edition of MBE Business Magazine covers an important Article on Diversified businesses and contribution to the community by Mr. Mansoor Naqvi; An insightful piece on post pandemic effects and changes by Mr. Mahmood Naqvi; Challengers of corporate world in terms of managing time and attitude By Mr. Alamdar; an informative article named Pandemic real estate market by Mr. Syed Hassan; The human Law, War and separation of state, religion and businesses (Part One) by David Ralph Mackereth; and other interesting articles accompanying in this issue. We hope you will find this issue just as interesting and informative as always. Our team has worked tirelessly to bring this issue to you through our digital and social media platforms. Your feedback is highly valuable to us, if you have suggestions or comments feel free to call us at 1-866-667-1377 or email us at info@mbeforyou.com to tell us what you think about this issue. For Ad placements and marketing related queries, please email us at digitalmedia@mbeforyou.com Thank you, Aurora Zabala, Editor In Chief.

Publisher MB Enterprises Editor-in-chief Aurora Zabala Senior Editor Peter Z. Vaisey Managing Editors Steve Montgomery Mahmood Naqvi Design Cynthia Tolson A. Khan Production, Technology & Print Simon Wilson R.J Advertising S. Hassan Shoeib Kamal Administration Alamdar Hussein Erum Asghar R. Adil HOW TO REACH US Website: www.mbeforyou.com Feed-back: 1-866-667-1377 E-mail: info@mbeforyou.com Mail: 100 Dynamic Drive, Unit 104, Scarborough, ON, M1V 5C4. Fax: 1-866-204-6888 MBE Business Magazine is a monthly issue business magazine published by MBE. Inc. Ontario, Canada. Printed by Vision Printers Contents © Copyrights 2017 by MBE, may not be reprinted without written permission. Subscribe / Unsubscribe or Advertise by emailing us at mbe-marketing@mbeforyou.com

Diversified businesses & vital contributions to the community

Syed mANSOOR Naqvi

PRESIDENT MBE

As part of the on-going and most recent contributions, MBE

also abroad. Apart from that, we are joining the food service

has achieved some major milestones that we had planned to

delivery pool in the food industry with the launch of M-Foodz

accomplish. The activities of MBE has been highly exemplary

as a subsidiary business of M-Rides.

in terms of the diverse business segmentations of MBE. The most recent development is the acquisition of Heritage North

My vision as President MBE Inc. is simple & highly focused,

in Kirkland as being the latest acquisition on our list. It’s a

i.e. bringing new business opportunities, and equal job

Cultural & Heritage center which is a facility that includes a

opportunities for everyone in Canada and abroad. As the

fitness center and a aquatic center as the key highlights. The

CEO of MBE, I have tried my best to be an ambassador of

acquisition is quiet similar to the acquisitions of Algonquin Inn

change to the current Canadian economy, in terms of the

and Senator Hotel & Conference Centre Timmins in 2019.

opportunities of growth and job placements. MBE’s efforts

The hotel acquisition was seen as a major contribution in the

have been a cause of bringing better opportunities for people

hospitality industry in yester years, a sector that has been

especially in times of crisis, i.e. COVID-19. The pandemic has

highly affected recently due to COVID-19 and a series of

resulted in many losses, while our company MBE Accounting

lockdowns.

has helped many people get WSP, Wage subsidiary programs, and CERB, i.e. Canadian Emergency Response

The COVID-19 Pandemic is currently in its third phase & has

Benefits. We have provided a highly comprehensive source to

been a cause of many devastations that has resulted in many

many people to get these relief programs easily without much

human losses and other financial losses globally.

hassle in recent times.

DIVERSIFIED CONTRIBUTIONS TO COMMUNITY & CSR VALUES- ‘SHARED GOALS’:

As part of the CSR or Corporate social responsibility

As an owner of a set of diversified businesses & being a key

people, the communities, the online communities, and many

part of MBE, we as a company, have tried being a major

people abroad who have struggled to survive. While realizing

contributor to the Canadian economy. We have always tried to

my CSR values, I have tried being a good Canadian citizen

accomplish our goals while setting values of change.

who is always considerate for community relationship values.

elements, I have realized my responsibility to serve the

Fortunately, we have succeeded effectively in doing so. The M-Rides, a commuting service, has been revolutionary. This is

FURTHER BUSINESS EXPANSIONS & OUR GOALS FOR THE FUTURE OF MBE INC.:

particularly in terms of the employment opportunities that

As a company that is operating in multiple countries, we have

have arisen in the transport sector not only in Canada, but

higher goals aimed towards further business expansions that

most recent business venture in Canada & abroad, i.e.

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

can be vital for MBE Canada as well as many other stakehold-

Kirkland Lake Food & Artisan Market, Museum of Northern

ers abroad. My aim apart from profitability aspects have been

History, Parks & Recreation, and Library services. Our

towards sustainability & job prospects. New business

Heritage Center is also a hub of diverse business activities,

ventures not only means success for people around us, but

conference centers, events, socializing & partying and

also for the growing Canadian economy. As a Canadian

fun-filled events.

entrepreneur, I am truly aware of how business expansions can change drastic economic scenarios. I am also a firm

As a visionary, I am always positive in regards to our most

believer in economic recovery through pure hard work and

recent acquisition. It’s our prime objective that we employ

dedication.

staff from many diversified cultures and religions for the sake of Canadian culture and Canada’s image in the international

HERITAGE NORTH KIRKLAND – ‘A NEW BUSINESS ACQUISITION FROM MBE INC.’:

markets. This is yet another move towards our sustainability

The Heritage North facility will be converting to new owner-

and targets which we want to achieve comprehensively.

agendas and Corporate Social Responsibility benchmarks

ship on the 15th of July 2021. Being the owner, CEO & President of MBE Inc. my efforts towards the new acquisition

Heritage North is not only a community and cultural center in

has been a long struggle of approximately 25 years since

Kirkland, Ontario, but also a tribute towards our ongoing

landing in Canada. Obviously, the facility strives to meet

activities. As ‘Man is a social animal’, it’s our utmost aim to

Northeastern Ontario’s need for a social and business venue

achieve our goals along with the association of Canadian

that perfectly balances elegance, comfort and professional-

business communities.

ism. The Heritage Center includes a fitness center, Joe Mavrinac Community Complex, Aquatic center, KL Arena,

MBE BUSINESS MAGAZINE JUNE 2021

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The Post Pandemic Effects & Changes In The World SYED MAHMOOD NAQVI Vice President | MB Enterprises

Just a year has passed by since the

month, the U.S. and the country’s

forward to growth. Therefore, if we

pandemic arrived and now the world

biggest city, New York, will soon be

compare last year, progress to this

has changed significantly, as if

opening up. Therefore, the results of

year every single business is highly

everything has changed. However, if

the vaccine will soon be evident,

affected. However, as we look at the

you look deeply at the positive side of

maybe within a month’s time accord-

positive side, there is indeed a lot of

things, there have been lots & lots of

ing to the American Govt. The country

positivity out there as well. As an

things done by the pandemic that one

shall be opening up for the people of

example, people had time to sit and

should appreciate. In reality there has

USA without masks, as well as for

relax with their families, as they have

been huge economic losses all across

those who already received the

been forced to stay at home.

the world and people have lost their

vaccine.

loved ones apart from the financial

While we take a glance at the commercial businesses, some, though not all,

there is a huge hope that the spread

LOOKING AT THE POSITIVE SIDE OF THINGS:

of the pandemic the COVID-19 virus

In Canada, the vaccines are already in

customers and their ability to earn a

grinds to a halt, in large part because

progress and there is hope that

living during the pandemic. Examples

of our neighbors to the south, the

everyone will get their first dose soon

include pharmacy businesses, take

USA. Hopefully, by the end of this

as business owners are looking

our or pick up restaurants thru

and business losses. Post vaccine,

W W W. M B E F O RYOU. C O M

are highly appreciative of their

MBE BUSINESS MAGAZINE JUNE 2021

delivery food share apps, like Uber

ment. In addition to this, people need

in the economy while making more

Eats or Skip the Dishes. Lots of

to purchase and sale for the real

money for the future and helping

businesses businesses were affected

estate market to flourish and indeed

everyone fight with this pandemic.

by COVID-19, including the hotel and

the market has flourished.

hospitality industry. Further examples

THANKS ALMIGHTY FOR THE SUSTENANCE:

include the car rental and travel

Ironically, we work hard and move

industry which for the most part

forward while we wait for the economy

became non existent as travel

to grow. There were a huge number of

Still there is lots of thanks to the

grounded to a halt. There is always

people who worked from home, and

Almighty who has been giving us

the thought that once the pandemic

some who didn’t even worked and

sustenance during the last year and

runs its course, it will take at least a

stayed home. There is a message to

maybe longer to fight the pandemic

year's time for the effects of the

all of those people; Pull yourself

and its effects. These effects have

pandemic to become a distant

together, even from home and be part

been international and there impacts

memory.

of of the economy and try to make

have been extraordinary in terms of

things normal again. You can still relax

the magnitude. It largely is related to

and enjoy your life while sitting at

the commitments and enthusiasm of

home.

people who have stood brave against

COVID-19 & ITS EFFECTS ON THE REAL ESTATE: Apart from the many things that are

this global fight.

being disturbed because of the effects

Eventually its all in the hands of the

of the pandemic, the real estate sector

Almighty and only god knows when

and market was going to collapse.

things will come back to normal and

However the opposite has occurred

what the future will look like. However,

thanks in no small part to supply and

there are lots and lots of things you

demand and from good economic

can do if you work hard right now.

support from the Canadian govern-

There can be a positive participation

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

Challenges Of Corporate World In Terms Of Managing SYED ALAMDAR HUSSAIN Time & Attitude Country Head - MB Enterprises

There are a number of challenges

The corporate world is indeed full of

trained to diffuse the grievances and

attached to the corporate world in

challenges and daily issues that

anger issues for effective practices at

terms of time management & manag-

needs to be resolved with a highly

the workplace. However, in addition to

ing fair attitude at the workplace. Why

profound focus. The ultimate goal is to

this, it’s you who is the best judge and

attitude counts for sustainability &

be aware of the challenges with a

problem solver of your attitude. A

success? A simple answer is for best

highly problem solving mind frame. As

million dollar attitude at the workplace

deliverables and effectiveness in

part of the attitudes is the subject &

is not exactly what is expected.

performance evaluations. With the

focus on anger management &

However, a decent attitude at work is

passage of time in a corporate setting,

change management. This is part of

always good for the work environmen-

the expectations are mostly focused

the bigger level challenges attached

tal challenges.

on time management aspects along

with attitude & fair play. Other issues

with managing positive attitudes.

linked up with attitude management is

Being part of the professional practic-

‘stress management issues’ as well as

MANAGING STRESS ISSUES AT THE WORKPLACE:

es in place, what gets necessary is

‘grievances’ that can cause slight

Managing the stress issues at the

how you believe in yourself. Shows a

disturbance at workplace. Most of the

work place is a larger level problem

positive mindset on display & give

MNC’s in the modern world have

than actually coming up with a

your ultimate best in terms of the

psychologists and therapists who can

solution. These stress relates issues

deliverables on a day-to-day basis.

motivate you at work. Apart from the

includes attitude at work due to stress,

motivational aspects they are highly

and combatting grievance issues in

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

line with grievance policies. ‘Stress management’, a modern

proving to be costly for the company. ‘Time’ in most cases is

workplace problem that can arise due to background issues

found to be the binding factor whether it’s a meeting with a

linked up with work, as well as family or personal problems.

client, or giving a consultancy proposal to retain a prospective

All these can be a huge cause of your failure at the workplace

project. The true projection of your abilities with time is the

regards to your targets and something that can bother your

difference in play.

future progress.

ANGER MANAGEMENT- ‘A BREAKTROUGH IN ATTITUDE’: Hence, if your attitude is progressive, but you are getting

Part of managing the attitudes at the work place includes

hindrances due to some background issues. The best way is

‘Anger Management’ issues and resolving them with a

to synchronize your mind for better performance at work. For

defined set of effective strategies. This can turn out to be a

that either you need to converse to someone or clear your

huge corporate challenge if anger management is not

mind with the help of your own mental therapy. Hence, for

resolved instantly. Hence, on the contrary, if it’s taken

this, you just need to increase your focus at work, and be

seriously, it can turn out to be a huge breakthrough in

more efficient regards to your targets. Therefore, this shall be

attitude. Anger management issues can arise easily due to

an automatic attitude booster, as well as will give your mind a

lack of sleep patterns, as well as issues at the workplace. Not

diversion from your thoughts.

accomplishing your targets in a corporate setting, or failing to comply with the challenges of constant deliverables. It is

MANAGING TIME FOR EFFECTIVE PERFORMANCES:

indeed a very common corporate level issue & can easily be

Another symbolic approach towards coping up with strategies

encountered through good communication & thinking with a

of Corporate Governance includes ‘Time Management’. Being

defined strategy.

part of the challenges of the corporate world, ‘Time & Tide’ holds key in many divergent aspects. These aspects includes time management for the sake of discipline at work & bringing effectiveness. Ironically, if you are good in managing your time & schedules, in most cases, you shall find yourself safe from bigger level challenges. These challenges includes challenges at the workplace due to managing time and not

MBE BUSINESS MAGAZINE JUNE 2021

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JUNE

EVENT 2021 CALENDAR 3 JUN

THURSDAY

Corpus Christi Many Christians in Canada, especially those of Roman Catholic faith, observe Corpus Christi in honor of the Holy Eucharist. It is also known as the Feast of the Most Holy Body of Christ, as well as the Day of Wreaths.

20 JUN

SUNDAY

Father's Day Many Canadians observe Father’s Day on the third Sunday of June. It is a day for people to show their appreciation for fathers and father figures. Father figures may include stepfathers, fathers-in-law, guardians (eg. foster parents), and family friends.

20 JUN

SUNDAY

June Solstice The June solstice is the summer solstice in the Northern Hemisphere and the winter solstice in the Southern Hemisphere. The date varies between June 20 and June 22, depending on the year, and the local time zone.

21 JUN

MONDAY

June Holiday

21 JUN

MONDAY

National Indigenous Peoples Day

21 JUN

MONDAY

St. Jean Baptiste Day

The June holiday, previously known as Discovery Day, is celebrated in the province of Newfoundland and Labrador on the nearest Monday to June 24. It is also known as Cabot 500 Day and remembers Giovanni Caboto’s discovery of the province’s island portion. This day is not to be confused with Yukon’s Discovery Day.

Canada’s National Indigenous Peoples Day, formerly called National Aboriginal Day, is annually held on June 21 to celebrate the unique heritage, diverse cultures, and outstanding achievements of the nation’s Aboriginal peoples. There are three Aboriginal groups in Canada – the First Nations, Inuit, and Métis peoples.

Saint Jean Baptiste Day, held annually on June 24, is the feast day of St John the Baptist, a Jewish preacher who baptized Jesus in the River Jordan. It is a day of celebration in Quebec and other areas of French Canada. Saint Jean Baptiste Day is also known as "la Saint-Jean", "St John the Baptist Day".

CROSSWORD PUZZLE SOLUTION

MONTH MAY

M A G I C

A A R G H

A F E W

R I V E

E A S E

L E O X

T R A L A

T E N O R S

K N I E N E K B A L S O T T I S

M A J S A S A P D D U K E O O A L I E B R E E N O N E A S H I N G T O O O L Y N O U N T Y L I U P F R I O T O O T Y W C

R O M

I S C A E V A W N I N S A C H

S H A H H U E E D T A

S N A R E S

U Z U T E R I A N L L S U X O R

T E O N O L L S

T R I N I

E L C I D

R E E D S

Validate Your Startup Idea by Doing the Things That Don't Scale

ENTREPRENEUR.COM Scaling happens when you roll up your sleeves and get hands-on with solving real problems and selling quickly before hiring in response to demand.

different market or industry can help you generate ideas for

How much does it cost to launch a startup? It has never been

can better solve this problem.

easier to build startup ventures thanks to open-source

problems rarely worth solving. Instead, start with the problem and let the customer and tests tell you by which model you

technologies and online tools, the cost of launching a startup

2. Become the product

declined from $5 million in the year 2000 to less than around

Doing things that don’t scale means solving the underlying

$5,000 nowadays. Today, funding is no longer a prerequisite

problem under the condition of the unavailability of the

for launching and growing startup ideas. Bootstrapped or

product. Most of the time, especially for technology startups,

funded, you have everything you need to go to market quickly

a product is an app. Apps are not cheap to build. They either

and inexpensively.

take time, or money, or even both. But at the end of the day, apps are created to deliver a solution. If you think about it, in

LinkedIn co-founder Reid Hoffman once said, “The only way

most cases, the solution can also be delivered by a person. It

to scale is to do things that don’t scale” Many entrepreneurs

may not be scalable in other words, you won’t be able to

worry too much about their 1000th customer and their future

serve hundreds or thousands of people at the same time, but

$100 million-dollar business when they haven’t even acquired

you will be able to serve enough people to test your hypothe-

the first customer. In a competitive and uncertain market

ses, build traction and presell the scalable version of the idea.

where most startups fail, entrepreneurs should be very careful about the steps they take to launch and should

3. Sell soon

validate startup ideas before aiming for the stars.

Selling soon, even before creating the first version of the product, is an excellent

Doing things that don’t scale is an approach that will help you

way to validate the need

minimize risks, costs and uncertainty, while maximizing future

for an idea and build a

success rates. Let’s explore the steps to launch startup

pool of believers who will

ventures by doing things that don’t scale.

help you launch a product that addresses their needs.

1. Find a problem big enough to be worth solving The best way to start is by looking at your own problems and

When you combine the

needs. Being your own customer helps you define a wise

sell-soon mindset with

hypotheses. Many entrepreneurs like to play what we call the

the benefits of doing

X for Y ideation game. Applying the Uber, Airbnb, Groupon,

things that don’t scale,

Facebook or any other successful company model to a

you build yourself a path

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

to market that allows you not only to execute quickly but also

5. Hire in response to demand.

to serve the customer while creating the product. In our case

Business owners like to make projections, but most of the

study, we took the role of the product by building the website

time, especially in early-stage ventures projections are rarely

for the customer and setting their analytics and campaigns for

anywhere near accurate. Instead of hiring in expectation of

them.

demand, hire in response to demand. Although you should always be evaluating new talents to build a pool of candidates, be careful when to confirm someone’s appoint-

Before launching Startup Circle, we emailed the idea, vision

ment. Above all, you should be the first and most active

and plan to a few startup founders. Having gotten the

salesperson in your company.

financial commitment of two companies, we had the green light to proceed to the next stage.

4. Focus on core features

Founders of startups have to remain firmly planted on the ground and address grassroots issues within their business before reaching too high in regards to scaling. Take it from

There will come a time when product development becomes

hands-on entrepreneurs who have seen the seeds of their

inevitable. With the rise of the lean startup movement, most

efforts grow organically.

entrepreneurs are aware of the importance of starting small by building only the core features. However, sometimes it feels like many features are core and some entrepreneurs end up spending months building a product no one uses. Are You Selling Something Nobody Wants to Buy? Think of the core features as what the user needs to accomplish the desired outcome. The trick is that you continue to serve part of the solution by doing things that don’t scale while you automate the other part. For instance, in the case of a food on-demand application, you can start by allowing users to browse restaurants and menu items while you take the orders through the phone and get paid in cash or using Square at the door after delivery. This is how the food on-demand application DoorDash started.

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

Pandemic Real Estate Market

Throughout the Covid-19 Pandemic time, the Real Estate Market has remained very hot and aggressive. Once again we are in a stay at home situation in most parts of Canada

SYED HASSAN

with a hope of returning to a sense of normalcy by the end of

Royal Le-Page, Royal Brokers

September 2021. Due to the roll out of the vaccine and good planning from the Government from the Federal and Provin-

Businesses are closing right, left and center.

cial levels, we can achieve this. The tourism industry no matter what, will take a reasonable At the moment, Resale or Pre-construction Homes are at

amount of time in getting back on track.

their peak in terms of value. Projects at locations outside of Toronto are starting at $1 million. The resale market still is in

Government supports will be withdrawn or stopped like:

the bidding stage and showing clear signs of a shortage of

CERB, CIBA, Rent subsidy, Wage Subsidy and Grants.

inventory. Another interesting phenomenon has developed where the pre-construction Condo Market is gaining momen-

Immigration will also take time to open to its full scale.

tum although Resale of the Condo market is challenging.

There will be financially challenging times ahead.

What will happen to the Real Estate Market once we are

Appraisal of Pre-construction houses can be a potential

finished with the Pandemic or at least in an open mode, like

problem down the road: Meaning banks will appraise the

south of the border? That is the million dollar question!

property to a lesser value and the difference in the amount, the buyer has to pay on top of a down payment.

Let’s analyze a number of factors. Affordability can be a challenge with job losses and the We have seen a record number of jobs lost in April and our

struggling economy without Government support.

unemployment rate rose to 8%. It seems like all the gains in the job market seem lost.

W W W. M B E F O RYOU. C O M

Mortgage Approvals can be tough.

MBE BUSINESS MAGAZINE JUNE 2021

Schools, Universities and City centers will be open again.

Author: Syed Hassan, Broker, Royal Lepage Exceptional

All these factors can lead to following conclusions:

Professional and Educational Background

• Prices of Resale Condos in City centers will be stabilized

B.Sc. Electrical Engineer, Real Estate Broker, Financial

and will trend upwards.

Advisor, IQCS Certified Lead Auditor & Consultant for ISO

• Renting will be easier for Condos and Investment proper-

Management and Environmental Standards, Certified Total

ties in City Centers.

Quality Manager.

• Pre-construction housing prices will settle between 5-10% as pressure on houses will go down with buyers and tenants

Professional Experience and Affiliations

going back to City centers and Condos.

MB Group of companies, Royal Le-Page Exceptional, Royal

• Resale Home value will also settle and more inventory will

Brokers, American Express Bank of Canada, Budget Rent a

appear on the market.

Car, Moody’s, SGS, PIQC.

• The Pre-construction Condo market will be booming once again due to affordability and ROI. At the moment, the best thing is to take professional advice from an experienced Realtors. Do not follow the crowd, slow down. One should have the capability to hold a property for at least 3 years. Keep in view: Mortgage approvals, Appraisals, Closing costs and rental gaps.

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

The Human Law, War and Separation of State, Religion and Business Part One

DAVID RALPH MACKERETH dmackereth@canimac.com

Civilized society and laws have evolved together, one

the ability to get elected.” Joseph Heller, author of Catch-22

depending on the other; and along with them, wars. Both the

(1989)

Law and War are significantly influenced by the 1 % - leaving the 99 % to cope with the consequences. Looking closer,

“The majority wields political power, the wealthy or productive

one can see how the worship of a new ‘idol’, called ‘Money’,

wield economic power, but always the inalienable natural

affects the Law and War, pushing humans towards being less

rights of every individual must be respected.” Frank S. Capon,

‘civilized.’

Profit (1984)

We try to avoid “[…] an inversion in which human reality and

“If you know where you are, you cannot tell how fast you are

human needs are made subservient to artificially created

moving, and if you know how fast you’re moving, you cannot

things, to the imaginary gods of religion or to the financial

tell where you are [Uncertainty Principle].” Bertrand Russell,

institutions of capitalism.” Thomas Sowell, Marxism: Philoso-

The Scientific Outlook (1931)

phy and Economics (1985) Both Democracy and Capitalism have the enormous ability to “The circumstances of the world are continually changing,

adjust to current events. As Yuval Noah Harari points out,

and the opinions of man change also; and as government is

they need transformation, “[…] the time has come to make a

for the living, and not for the dead, it is the living only that has

clean break with the past and craft a completely new story

any right to it.” Thomas Paine (1)

that goes beyond not just the old gods and nations.” (2)

“It is the responsibility of all of us to invest time and effort in

Humanity must “Fight against the idea that our security can

uncovering our biases and in verifying our sources of

be gained by armaments.” Erich Fromm (3)

information.” Yuval Noah Harari (2) “The word ‘idiot’ is of Greek origin and referred to people who “Every man to count for one and no one to count for more

were not active citizens.” Eugen Loebl, Humanomics: How We

than one.” Isaiah Berlin, Concepts and Categories, Philosophi-

Can Make the Economy Serve Us – Not Destroy Us (1976)

cal Essays (1978) “The worst thing liberalism does is exploit its atrocities “The odd American idea that giving money to political

downward.” Adam Gopnik (4)

campaigns is free speech means that the very rich have far more speech, and so in effect far more voting power, than

Those who control wealth and power administer ‘The Law’

other citizens.” Timothy Snyder, On Tyranny: Twenty Lessons

and ‘War’. And yet with a One Man, One Vote system this

from the Twentieth Century (2017)

should not be the case, as a very wealthy or powerful person still has ONLY ONE VOTE!

“The best qualification for a candidate in American politics is

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

THE HUMAN LAW

Looking at the highest court within legal jurisdictions – in this

Having laws and obeying these laws makes us more humane,

case, the US Supreme Court – may prove helpful. In 1815,

smoothing out humanity’s idiosyncrasies. The Law is our

Thomas Jefferson wrote; “Certainly there is not a word in the

most constant and influential teacher, more so than education

Constitution which has given that power to them [Supreme

or parental guidance. Our youth may not agree with what

Court] more than to the Executive or Legislative branches.”

they are being taught by their educators, and may not always

Thomas Paine had also cautioned in 1791, “On all cases that

heed their parents, but they must agree: the Law is the Law!

apply universally to a nation, with respect to systems of government, a jury of twelve men is not competent to decide.”

“Wouldn’t we say that morality can be a property of whole

(1) Even though we find in the 1988 ‘The Struggle For

communities as well of individuals?” Plato, Republic (c.375

Democracy’: “The jury system is one of Athens’ most signifi-

BCE)

cant contributions to Western democracy” (6) To justly represent the people, Supreme Court Judges must be 100 %

“The weak are always anxious for justice and equality. The

independent of any significant biases, especially political.

strong pay no heed to either.” Aristotle, Nicomachean Ethics (350 BCE)

We learn from US Senator, Sheldon Whitehouse (Rhode Island), in an October 14, 2020 article at www.nbcnews.com

“Let the punishment match the offense.” Cicero, On the Laws

indicating that the US Supreme Court rulings basically follow

(c.52 BCE)

a Republican or a Democrat position (depending on who is in the majority): “With a 5-4 court [5 appointed by Republicans

“Paul says that Christians should not take fellow Christians to

and 4 by Democrats], those interests have already run up 80

court.” Desiderius Erasmus, The Complaint of Peace (1517)

partisan [5 to 4] victories.” – the Supreme Court judges voting as a block of 5 Republican nominees and 4 Democrat

“The government of a free country, properly speaking, is not

nominees. It is ironic that the U.S. Supreme Court has

in the persons, but in the laws.” Thomas Paine (1)

recently ruled – “[…] that jurors be unanimous to convict in serious criminal cases.” – www.cbc.ca April 20, 2020.

“Rights secured by justice are not subject to political bargain-

Compare the ruling on these criminal cases with the very

ing or the calculus of social interests.” John Rawls, A Theory

serious issues (including complicated Constitutional issues)

of Justice (1971)

affecting the direction of an entire country being settled by a slim 5 to 4 margin. Arthur Herman highlights, “[…] the

John Ralston Saul comments on the growth of the law

Constitution’s most startling and most puzzling innovation: the

profession, “The legal profession began expanding by leaps

creation of the United States Supreme Court.” (7)

and bounds in order both to plug these multiplying holes [tax laws] and exploit them. […] The rule of law had thus been

(1) On Disobedience and Other Essays, by Erich Fromm

fixed in the consciousness of the citizenry as the most reliable

(1981)

tool for controlling leaders and achieving both political and

(2) A Thousand Small Sanities: The Moral Adventure of

social justice.” (5) In addition, American lawyers are being

Liberalism, by Adam Gopnik (2019)

used by the 1 % to impact the democratic process influencing

(3) Voltaire’s Bastards: The Dictatorship of Reason in the

U.S. Presidential Elections. Anita Kumar reports on Septem-

West, by John Ralston Saul (1992

ber 27, 2020 at www.politico.com: “A year before President

(4) The Struggle For Democracy, by Patrick Watson &

Donald Trump alarmed Americans with talk of disputing

Benjamin Barber (1988)

elections last week, his team started building a massive

(5) How The Scots Invented the Modern World, by Arthur

network [lawyers] to do just that.” To be fair, the Democratic

Herman (2001)

Party will also be utilizing lawyers, as reported by Alison

(6) The Shock Doctrine: The Rise of Disaster Capitalism, by

Durkee at www.forbes.com on July 2, 2020: Biden Campaign

Naomi Klein (2007)

Deploys 600 Lawyers So Trump Can’t ‘Steal This Election’.

(7) No Is Not Enough: Resisting Trump’s Shock Politics and

This activity by both parties resembles a Third World country

Winning the World We Need, by Naomi Klein (2017)

attempting to deal with a newly established democratic system, and not from ‘The Leader of the Free World’. Remember, this ‘Leader of the Free World’ has 14 of the world’s top 20 universities, and has received nearly half of the Nobel Prizes.

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

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Buy Now, Pay Later Programs Making Inroads In Canada STUART HIMMEL Staff Writer

New services allow consumers to pay in installments, often without interest. Move over credit cards. There are new kids on the block: buy now, pay later (BNPL) programs such as Afterpay, Paybright and Sezzle. The premise of the program is simple. A consumer pays for a purchase in a small number of equal installments without being charged interest. Unlike the layaway programs of old, the consumer takes possession of the item purchased as soon as the first payment is made, rather than waiting until the bill is fully paid.

MBE BUSINESS MAGAZINE JUNE 2021

“These programs were born out of

Its timing couldn’t be better. As the

the financial crisis of 2008,” said

pandemic unfolded, online shopping

Melissa Davis, head of Afterpay

became more prevalent in Canada

North America. “Ninety percent of our

and BNPL programs are riding the

audience uses debit cards. They don’t

wave. Statistics Canada reported that

want debt or credit card fees: they

e-commerce sales in May 2020

wanted to use their own money.

increased 110.8% compared with

Customers cared about their budgets

May 2019.

and financial well-being.” When signing up for Afterpay, Afterpay is a newcomer to the

customers are asked to register their

Canadian market, entering the field in

e-mail address, their cellphone

2020. It was founded in Australia in

number, their birthdate and billing

2015 and has also increased its

address: They are also asked

reach to include New Zealand, United

whether they’d like to pay for purchas-

Kingdom and the United States. It

es using debit or credit.

works with about 74,000 retailers globally and has about eight million

Usually approval is instantaneous.

customers across North America.

However, unlike some of its competi-

W W W. M B E F O RYOU. C O M

tors, Afterpay doesn’t run credit checks on consumers.

Liisa Tatem, a certified financial planner, worries that BNPL

Instead it starts newcomers off with a small purchase ceiling

programs feed into the temptation to buy things that people

that is increased as they prove their reliability.

may not be able to afford. “We’ve created a culture of immediacy where people have no tolerance and no patience.

Afterpay’s customers pay for their purchases in four equal

People feel that they need things now, even if they don’t have

installments spaced two weeks apart. The first payment is

the funds.”

debited from the consumer’s account when they place the order. The other payments are debited on schedule and

Since the BNPL model isn’t based on interest charges, BNPL

customers receive e-mail or text reminders that a payment is

programs earn their revenue from the participating

upcoming. If they can’t pay on time, the company closes off

merchants who pay them a percentage of each transaction.

their access to the service and works with them to arrange

BNPL take on any risks and charge backs which makes it

payment. No late fees are charged in Canada.

enticing for the participating merchants who don’t want to worry about chasing down customers for monies owing. In

Many of the vendors who offer Afterpay as a payment option

addition, every month thousands of consumers come to

are fashion, accessory or beauty related companies.

participating vendor’s website’s after being redirected from the Afterpay website.

Its customer base is skewed is skewed towards females with an average age of 33.

In time, Melissa Davis is hoping that the BNPL model will rival credit card usage for small items and cut into credit card

Not all BNPL programs are identical. Some do credit checks

profits.

before enrolling consumers. Some offer big ticket purchase such as furniture, while others focus largely on personal

She said “We’re turning the credit card model on its head

possessions; some offer long term payment plans as well as

and trying to be on the side of the consumer by giving them

the common short term equal payment plan. Some do

as much flexibility as possible. We strive to make it a win-win

charge interest or fees for late payments.

relationship for consumers and merchants.”

Consumers must read the fine print before using a buy now, pay later plan. Make sure you know what the terms are, especially if it looks too good to be true. The idea of paying later is very enticing. W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

Celebrating National Indigenous People’s Day Canada 21st June 2021’

DMM DEPARTMENT MB Enterprises

The National Indigenous People’s Day is celebrated in

the Govt. of Canada has chosen 21st June, the summer

Canada on the 21st of June every year as it will be celebrated

solstice for National Aboriginal Day also known as National

this year as well. The day holds national level prestige &

Indigenous People’s Day. Surprisingly, another reason for

symbolism for Canada as it is a huge tribute to the Indige-

choosing the day is because summer solstice is the longest

nous People and their vital contributions to the great country

day in the whole year. Since Canada was recognized as a

Canada. This is a day for all the Canadians all over the globe

sovereign country, i.e. long time back, the Indigenous

to recognize and celebrate the unique heritage, the diverse

People’s role can’t in any way be ignored in the development

culture and outstanding contributions of First Nations, Inuit &

of Canada.

Metis People. These are the originals of Canada and hold is similar to the aborigines of Australia and the Red Indians

HONORING THE CULTURE, CONTRIBUTIONS & HERITAGE OF THE FIRST PEOPLE:

from United States. Importantly, as a nation and a sovereign

A sweet and highly prestigious opportunity to celebrate

country no one can forget the most useful contributions of the

National Indigenous People’s day and honor the heritage, the

Indigenous People towards the prosperity and success of

contributions and culture of the First Nation, Inuit and Metis

Canada.

communities all across Canada. Ironically, the First Nation as

huge contributions in the success ideologies of Canada. This

they are called were the inhabitants since Canada came into This is in cooperation with the Indigenous organizations that

MBE BUSINESS MAGAZINE JUNE 2021

spotlight at the world’s stage. Obviously, as you can’t judge a

W W W. M B E F O RYOU. C O M

book by its cover, one can’t ignore the efforts of the Indige-

people w.r.t. their efforts for Canada. It holds celebrations of

nous People into what Canada is today. Their efforts might

their literature, language and culture in form of public gather-

not be evident on the front-end, but they are too transparent

ings in different provinces of Canada. The First Nations, Metis

at the back-end while making Canada a prosperous country.

and Inuit are the combination of Indigenous people in Canada

Every little contribution helps, but what’s more important is

and their populations are saturated in different provinces and

the time since the contributions have been taking place.

territories of Canada.

Canada has been a vacant & uninhabited country in the early years as it is a huge country w.r.t. the area. Therefore, the

History holds huge impacts on the growth of any country &

Indigenous People’s efforts has been symbolic in the early

those countries always prosper who give prestige, regards &

stages, i.e. the development stages of Canada.

ownership to their history. Similarly, Canada has been on the pathway of success while acknowledging the efforts of their

Every country’s unique culture and its originals hold most

originals & the Indigenous People. Thus, 21st June is

significance for people coming from different countries.

considered historically important for Canadians all over the

Likewise, this is true for the Indigenous People & their

globe.

psychological & social impacts on those arriving in Canada for settlements.

HOW THE DAY IS CELEBRATED IN CANADA? The day is celebrated in form of gatherings of the Indigenous communities all across Canada & remembering the famous

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

BENEFITS OF MULTITASKING IN MODERN BUSINESS ENVIRONMENT DMM DEPARTMENT MB Enterprises

There are a number of distinguished

professional environment? Definitely

are effectively built for multitasking

benefits associated with multitasking

proves that you as a corporate

activities and better tasks distribu-

in the modern business environment.

worker and a professional has all the

tions. According to the London based

For many organizations it is the need

abilities to perform multiple tasks at

organization IIP, employees feel more

of the hour as without multitasking

the same time.

secure regards to their job security

you can’t get the edge needed to

issues when they are more linked up

compete in one of the most competi-

In a corporate setting it’s a necessity

with multitasking activities. In that

tive work environments around. It is

as it gives you the flexibility that you

way, they are giving their company

truly the display of strengths and

need to perform at par and with

more resources and being an asset

positive attributes in a multiple

higher levels of intelligence. This is

for the company in multiple ways. An

number of ways at the same time. In

especially true for MNC’s or Multina-

ability that needs to be adopted with

simple words, it’s the ability to

tional companies who prefer to invest

practice and targeting better

perform more than one task at the

in those who are worthwhile enough

implementation of activities while

same time and with similar effects.

and according to principles of

being effective with multitasking. It

Hence, it’s just not about perfor-

multitasking. According to a UK

not only makes your brain as a

mance, it’s about multitasking with

based organization known as

professional corporate worker

effectiveness and an attitude that’s

Investors in People, employees feel

sharper, but also adjusts your attitude

worthwhile. How it counts in a

more in control of their job when they

at work.

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

BIGGEST NEED OF THE HOUR IN MODERN TIMES: In can be identified as the biggest need of the hour in modern times. This is largely due to the impact it has created in the professional world. Especially, as an entrepreneur it gives you the edge that you need in comparison to your competitors. Simply, you will enjoy your corporate advantage more and more, if you can be effective with multitasking of activities. The internet is driving most of the communications in the business, and therefore, multitasking needs to play a highly active role. Also with the advancements in technology, and devices in play, you can enjoy your work at laptop along with professional communication at phones or tablets. The modern day entrepreneur has various roles to play and fill,

HOW IT KEEPS YOU ACTIVE?

particularly as most start with no employees or minimal

Multitasking helps in bringing a positive attitude at work, and

strength. Hence, they should know how to manage most

helps you as a corporate worker to combat the challenges.

business operations at the start, and then switching along

As a learning professional you should enjoy your challenges,

gradually.

and multitasking is one of the effective ways to learn how to combat these work challenges. As an entrepreneur it can be

Gives you more sense of ownership and financial security

a huge source of change for you in the business world. This

which will definitely increase your future financial sustainabili-

is simply as it helps you in identifying the threats and keeps

ty & options.

you active. In other words increases the activity level of your mind and brings out the energies of problem solving that

For most business owners, entrepreneurs and corporate

helps in future.

workers it can prove to be a brain tonic that helps them brainstorm ideas. It doesn’t matter if the progress is fast or

Multitasking doesn’t give you the freedom for distraction

slow, big or small, what’s important is how it helps in manag-

neither it will give you the time to re-think for something else.

ing your long term goals. This is similar to the effectiveness

In fact it occupies your mind with another activity, while your

associated with ‘concurrent systems’ in computers, & how

mind feels relaxed from your current activity. Keep exercising

concurrency plays a vital part. Similarly, concurrent process-

your mind for multitasking of activities so that you as an

ing of a human mind is a necessity and an art that needs to

entrepreneur or a professional enjoy a much sharper mind. In

be adopted according to modern business needs.

fact, changes your mind frame or mindset for your own effective task management.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

Endless choice is a double-edged sword NAVNEET ALANG As consumers, we have to develop a resistance to modern digital excess

surprising thing about it, is it took so

decision making software – to

long. The appeal is obvious. Present-

suggest things to us and they are

ed with an endless array of content, it

constantly adjusting how they do so.

Every Friday, it’s the same story. After

is sometimes easier to have

a long week of work, I pour myself a

someone choose for you than choose

This is true of all Big Tech companies.

drink, open Netflix on the TV, settle in

yourself.

Twitter and Facebook have to use algorithms to decide what to show

on the couch and promptly spend an hour deciding what to watch before

But that the feature is necessary at

you in new feeds: Google must

giving up and watching something on

all seems yet another sign that we

decide which search results show up

You Tube.

are still adapting to the flood of

first; Netflix and Spotify must decide

information that digital presents us

which offerings amongst their

I know I am not alone and Netflix

with and that endless choice is a

gargantuan catalogues they will

knows it too. This week, the stream-

double-edge sword at best.

surface. All of it stems from the fact that rather than a curated offering

ing video giant introduced a new feature called “Play Something.” Hit a

Netflix is forever tweaking how it

that you might get in a single newspa-

button and the service will play

presents content because digital

per, video store or library, you get

something it thinks you will like.

streaming services have to. There is

access to millions of pieces of

far more content than any one person

content.

The service has been in testing for

could or want to watch, so companies

some time now and perhaps the most

have to turn to algorithms – basically

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

Having access to so much stuff was supposed to be one of

It seems that we need to develop our own resistance to

the boons of the web. I am reminded of when I was first

digital excesses. In the same way that having easy access to

introduced to both high speed internet and Napster. I

calories can force some to change how they approach food,

downloaded every random song I could think of, from metal

having access to a world of information means we have to

to Ella Fitzgerald. For someone who spent his youth scroung-

rethink how we approach it.

ing up pennies to buy tapes and CD’s, the excess amount of content felt like and all you can eat buffet after eating scraps

Consumer’s choice, after all, is at the heart of a capitalist

for years.

economy. It is what defines market dynamics and it is what the web has massively expanded. Yet, in increasing our

The thing about all you can eat buffet is that they can make

available choices, Big Tech has left us paralyzed with

you sick and after a while can seem far less appealing than

indecisions and often retreating into lowest common denomi-

someone carefully selecting something.

nator Pablum than immersing ourselves in that which is new, challenging or simply different.

Netflix is aware of this, because at its subscriber growth stalls in wealthier parts of the world, it is looking for ways to

Could it be, then that the most powerful consumer choice

keep its clientele happy. But for us as consumers, the excess

available to us is refusal? That the most human of reactions

op options leads us to that now familiar paradox called the

to a torrent of digital content is not to say yes to this or that

tyranny of choice – a decidedly modern feeling that when

but to say no altogether?

you have too much to choose from, you are left miserable. Perhaps that is the feature that is most missing from tech For tech companies, this is a customer satisfaction problem.

companies’ offerings – a big red button that says “NO.” That

They will try to solve the problem with more tech – better

is maybe the deepest of all the paradoxes digital has left us

algorithms, new features, and more ways to make one’s way

with. That, in the face of too much choice, our most powerful

through the digital stench. It is also why, content is marketed

option is to choose yet another thing, but as we sit there on a

to make its way through the algorithmic mess. Whether that

Friday night choose to just turn the TV off and do something

will result in better quality art seems dubious at best.

else instead.

For human beings making their way through the modern world, this is a quality of like problem. If engaging in normal thins like relaxing with a movie or some music turns into a minor stressor of sorts, it suggests that something along the way has gone quite wrong.

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

‘Consumption of Electric Vehicles as a Step towards Canada’s Climate Change Solution’

DMM DEPARTMENT MB Enterprises

In the Electric mobility as part of the recognition of climate

followed by Finland at 18.1 %. Another prominent Scandinavi-

change activities, it is found that Europe races way ahead of

an nation is placed at 16.4% and is called Denmark. Switzer-

other provinces including North America. North American

land is placed at 14.3% followed by Portugal and Germany

continent has a huge ratio of electric vehicles consumer

both placed at 13.5% each. There are many other European

countries with United States leading the way, followed by

countries that hold significance and prominence in the list of

Canada.

electric vehicle consumer nations. These includes Luxembourg at 11.4%, France at 11.3%, and Belgium at 10.7%, and

According to the percentages & stats. Of plug-in electric

United Kingdom at 10.7%. A country that is growing gradually

vehicles in new passenger car sales in the year 2020

the usage of electric vehicles. Austria and Ireland are the

Scandinavian countries leads the way ahead in the consump-

other countries from Europe in the highly unique list with

tion of EVs. This includes a mammoth 74.8% of Norway,

Austria at 9.5% and Ireland at 7.4%.

followed by 45% Iceland and a huge 32.2% in Sweden. These are distinguished stats as electric vehicles are highly

China and USA are the two larger nations in size that are

consumed in Scandinavian countries from the European

currently present in the distinguished list as China is at 6.2%

continent.

followed by United States at the lowest with 2.3% and being the only North American nation in the list that consumes

After Sweden, Netherlands is placed ideally at 24.9%,

MBE BUSINESS MAGAZINE JUNE 2021

electric vehicles.

W W W. M B E F O RYOU. C O M

Canada is growing in its usage of electric vehicles everyday

ments in the quality of air. However, the concern lies in the

as it has recognized the importance of electric vehicles as a

substantial environmental backpack as well as the manufac-

climate change solution.

turing of these vehicles.

CANADA’S CLIMATE CHANGE EFFORTS W.R.T. ELECTRIC VEHICLES:

batteries, before the cars can hit the Canadian roads. There is

Canada is increasing its goals every year with respect to the

a huge difference in comparison of EVs i.e. electric vehicles

climate change efforts and the use of electric vehicles per

to the GVs i.e. the conventional gasoline vehicles. The EVs

year. EVs are proving to be the best choice for the Canadians

charges from the clean sources Canada can easily pay of this

who are choosing to buy a car with an environmental point of

environmental burden within a period of three years. However,

view. This is adapted as a solution as electrifying the vehicles

the drawbacks with GVs is that they continue to add to the

on our roads could be part of the global level climate change

greenhouse gas emissions for as long as the vehicle is driven

solution.

on the roads. Ironically, the EVs or electric vehicles are better

Challenges are especially related to the manufacturing of EV

off in terms of the air quality, sustainability issues and Therefore, going electric is also seen as a way to reduce the

controlling climate change and climatic hazards.

greenhouse gas emissions (GHG) and also bringing improveW W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

ENDANGERED SPECIES DUE TO EFFECTS OF CLIMATE CHANGE IN CANADA’ DMM DEPARTMENT MB Enterprises

There are many endangered species

Canada is the ‘Climate Change’.

due to the effects of climate change

obvious reasons. The Vancouver Island Marmot is from the rodent

or many other reasons all over the

The extreme weather conditions that

family endemic to Vancouver Island.

globe. Some of the most common

can get volatile, as well as the

This naturally means that the rodent

endangered species in the world

warming temperatures put the

type is not found anywhere in the

includes the Giant Panda, Tiger, Blue

habitats and the lifestyles of many

world, coming in the range of rare

whale, Asian elephants, sea otter,

species especially in the North of

species from Canada. This is

Snow leopard & Gorilla. The Giant

Canada in a vulnerable position.

according to research that has given

Panda is one of the most endangered

According to senior species specialist

estimates that there are approximate-

species that are found mostly in

from WWF i.e. Worldwide Fund

ly 200 Vancouver Island Marmot left

China and was found way back in

Canada, explained there are direct

in the world. However, many of them

Canada. All these endangered

and indirect impacts of climate

are raised in captivity before being

species are taken care of w.r.t. the

change on certain species.

released into the wild. The Vancouver

challenges from the ecology and how

Some of the most endangered

Island Marmot live in colonies in the

to combat these challenges mostly

species found in Canada are

mountains on the Vancouver Island. It

considered as hazards for their

discussed below;

has threats from Wolves, Cougars

survival. An example of the dangers

and a loss of habitat has been a huge

associated with endangered species

VANCOUVER ISLAND MARMOT:

in Asia is the ‘Tiger hunting’ which

Vancouver Island Marmot, as the

was banned for a time period for the

name suggests is found in Vancou-

The Climate Change taking place in

restoration of the population of Tigers.

ver, British Columbia. According to

Canada has been a huge cause as it

One of the biggest challenges for

COSEWIC it is Canada’s most

has resulted in the growth of conifer-

endangered species in vast land

endangered mammal for many

ous trees. These are up the slope of

MBE BUSINESS MAGAZINE JUNE 2021

cause of their numbers getting low.

W W W. M B E F O RYOU. C O M

the mountains that the marmots live on. Hence, this has

According to an environmentalist, studies have shown that

caused the habitat to shrink, as too many trees can restrict

Narwhal is more vulnerable of all the arctic marine mammals

the ability of the rodents to see their predators coming and

to the threats that have been posed by climate change.

approaching for food. Furthermore, in warmer temperatures due to climate change, it gets for them difficult to hibernate in

THE NORTH ATLANTIC RIGHT WHALE:

snow in the winter season. In other words the hibernation

The North Atlantic Right Whale is included in the list of

gets difficult in the warmer temperatures.

endangered & threatened species, and the reason is it is critically endangered. There are only limited numbers left, i.e.

CHINOOK SALMON:

four hundred in the whole world.

Chinook Salmon is a form of fish found in the Canadian waters. They live in the colder upper reaches of the Pacific

According to the WWF, the large whales spend the summer

Ocean and they breed in freshwater rivers and streams in

and fall in the Canadian waters. This is along the eastern

the Pacific Northwest. A kind of fish species that is vital for

seaboard and migrate to southern waters of the United

the system as they enrich the terrestrial and the freshwater

States, i.e. during the winter season.

ecosystems. Also considered as a highly important food source for species that includes southern resident killer

As a result of Climate Change in the Ocean, the North

whale as well as the Steller Sea Lion.

Atlantic Right Whale food source which is called a copepod, i.e. an invertebrate. This food source is moving towards areas

This is according to the WWF that the warming weather

of no protections in place, as the North Atlantic Right Whale

temperatures are greatly impacting the ability of the fish for

follows them in those areas. These movements are more or

the sake of migrations. This migration is restricted to certain

less towards the North to colder waters. This is a sad story

areas for the purpose of spawning and for food.

that is similar to The Southern Resident Killer Whales, according to the conservationists.

NARWHAL: The Narwhal is also known as “The Unicorn of the Sea”

The conservationists further added that we are celebrating

mainly due to its distinct spiraled tusk. The Narwhal is

every birth that is happening, as well as keeping a track of

sensitive to the effects of melting ice in the Arctic. The reason

each and every death. This is vitally because it’s a population

for this is because the whale uses the ice for the sake of

that is in trouble, and already just below five hundred. Every

feeding and protecting itself from potential predators.

single birth and death is a matter that needs analysis due to

According to the WWF the Narwhals are moving much closer

the small amount of numbers of North Atlantic Right Whale

to the shorelines. This is where the food is scarce, the

left in the world.

reasons being the new presence of the killer whales.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

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THINGS TO LOOK FOR WHEN BUYING A POS SYSTEM DMM DEPARTMENT MB Enterprises

There are certain things that needs to

necessary is a highly efficient POS

synchronized and advantageous

be looked for when buying a POS

system. However, in terms of the

POS systems. The retailers can’t

system. This is linked up with the

operational functionalities there are

afford risks in today’s competitive

advantages of POS & the key

some key elements that needs to be

environment. Certainly, a good

necessities in a POS system that are

overlooked.

enough POS system will show you

required by the client. The potential

how good you are doing. Further-

environment and the requirements

1. DOES THE POS SYSTEM OFFER REPORTING & ANALYTICS?

needs to be highly standardized and

The reporting & analytics are one of

filled with potential. It can truly turn

the most important elements that are

What are the kind of reports that as a

out to be a complicated process. You

part of the functionalities in a POS

business owner you should be

need to be clear of what your

system. Goods In and Goods Out is a

looking for in a POS? Regards to the

business needs are and how they

common operation in a retail environ-

reports what’s important are the

need to grow.

ment, however, the managers only

reports that shows you the most

client can be a retail store or a retail

more, the areas where you can certainly bring improvements.

had a very weak idea of profitability

profitable products. Furthermore, the

While you are managing your own

elements. Obviously, the times have

top-selling products, lowest selling

business or an enterprise, what’s

changed with modern and highly

products, the top-performing sales

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

associates, the busiest store hours,

are systems that have the potential to

different as well. The basic principles

the most wanted and top brands and

grow, just as the business grows.

might be same, however, every store

finally the in-store sales. All these are

and employees comes with their own

factors that are important to analyze

The POS system must have the

challenges, work flows, key preferenc-

in form of reports while working on

functionality to support for multiple

es, requirements and goals. Goals

POS in retail environments. Other key

locations i.e. integrating inventory

matter for a retail environment, even

reporting elements also includes the

reporting. Inventory reporting is

though they can vary accordingly.

dashboards that highlights the

highly wanted in POS systems and

information you need. More important-

the importance cannot be denied.

The POS system should have the

ly, an easy access of information for

This is particularly for the sake of

ability to reach the support team. This

better decision making. How it helps

inventory analytics. Secondly, the

is via the phone, online tickets, and

in decision making, is through

POS system should have integration

live Chat. Must possess a variety in

detailed reports and analysis.

with common and useful software.

training material that includes online

Examples includes staff scheduling

Examples includes MailChimp,

help and key product information.

and inventory purchasing.

Google Analytics, and finally Quick-

Also must include courses, videos

Books. Most importantly, an integra-

and webinars.

2. HOW CAN THE POS SYSTEM SUPPORT YOUR BUSINESS GROWTH?

tion with open technology which is a huge necessity. This is so that

The system should also show

independent developers can easily

published customer satisfaction

Another key question that as a

develop apps that can be added to

ratings, as well as product reviews.

business owner you need to ask

your POS.

For effective performance it should

yourself is the importance of a POS

have onboarding sessions for the managers and employees. Lastly, the

growth. When dealing with technolo-

3. DO THEY HAVE THE FUNCTIONALITIES OF TRAINING & SUPPORT?

gy, especially when buying you have

The training & support are one of the

for close communications with the

to think about the long term costs.

mandatory requirements that are

organization.

Furthermore, what you may need in

built-in in modern POS systems.

the near future. As a business owner,

Every environment, even if it’s a retail

especially as a retailer you would

environment is different, just like

need more scalable systems. These

people are different, the retailers are

system to support your business

MBE BUSINESS MAGAZINE JUNE 2021

social media presence is important

W W W. M B E F O RYOU. C O M

horoscopes

june 2021 gemini Going Inward

better before May 15th. After that

business card (at the very least) and

Your religion, spiritual beliefs, Tarot,

date you hit Mercury Retrograde until

certainly not the time for putting your

analysis, therapist, Reiki, astrology,

July 7th.

name in front of your opinions. Or your face in front of a camera!

dream coaching, hypnosis and related areas of introspection, come

There is a blast from the past here,

Gemini, use May and June (your

first near Tuesday 11th May. That

on May 10th and 17th. The person

birthday period) to rethink, review,

New Moon is a new start, and with

you were, or the image, reputation or

rehearse. Not to launch. You can do

Neptune in Pisces (a statement about

branding episodes you were writing

that once you’ve done the backwards

a world turning to matters of the soul,

September-October 2002 and/or

research, by July 7th.

psyche or spirit) you are in tune with

March 1984 are returning. This may

the times.

be old photographs, film or media for

Duets and Duels

some of you.

You are also in the ‘duets and duels’

Your Image, Name, Brand

Skip the eclipse on Wednesday the

cycle of the year and can use

Relaunch another time. Self-promo-

26th of May. It’s a Full Moon anyway,

astrology to pick your way around it.

tion, a new title, name or role – a new

and an eclipse conceals, it never

The duets can be professional

look – a rebirth of your brand – goes

reveals. It’s not the time for a new

(Morrissey and Marr; Liam and Noel Gallagher; Mike Pence and Donald Trump) or they can be personal, romantic and sexual (marriage or common-law marriage). Platonic pairs, like two friends sharing a house together, can also be the duet in question. This is Lennon and McCartney, perhaps, as another example. Duels are often old duets gone wrong, of course. May 2021 is also

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

about anyone you parted company with, or anyone who is

tions involving your former, current or potential partner.

actively against you.

Perhaps – your opponents. Pick it all up after July 7th, when you’ve spent May and June rethinking, and perhaps retracting

Skip Monday May 10th and Monday May 17th (and allow a

a statement you made to yourself about that person/these

day either side). This applies to both duets and duels. There

people. This is a fantastic period for mulling over and musing;

is karma here, either between the pair of you, or going back

not so much for striking out boldly.

to another person (but with a similar theme) from September-October 2002 and/or March 1984. If you are getting married, breaking up, issuing a legal challenge or forming a business duet, avoid Wednesday the 26th of May and the eclipse. I’m sure you’d rather have full vision before you go into these kinds of choices and an eclipse blots out what should be seen. Gemini, May is all about soul-searching and spiritual or psychological fresh starts. It works very well for you, if you use who/what is staring you in the face at the start. Zigzag around the obvious potential for delays, changes or complica-

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

FIVE A DAY HEALTH BENEFITS & HOW IT HELPS IN THE LONG RUN

DMM DEPARTMENT MB Enterprises

Having your ‘Five a Day’ fruits and vegetables is according to

The following are the list of benefits that are associated with

a campaign from WHO, i.e. World Health Organization

‘Five a Day’, i.e. in the long run for higher & more sustainable

recommendations of eating a minimum of 400 g of fruits and

results.

vegetables. It helps significantly with the risk of health types of cancer. Easily available in the retail fruit and vegeta-

1. REDUCES YOUR RISKS OF CANCER & OTHER SERIOUS DISEASES:

bles supermarket near you as it helps you in balancing your

The improved heart health is a result of reduced risks of

weight and is easily a huge plus in controlling health

getting many cancers as well as an improved chance of

problems.

weight maintenance. The fruits and vegetables are highly

problems, which includes heart diseases, strokes and some

packed with phytonutrients. These are highly nutritious active The World Health Organization in every possible way is

compounds within the plants. A brilliant group of phytonutri-

dedicated in providing significant knowledge and information

ents are carotenoids. A compound that is found in most

regards to the health benefits associated with ‘Five a Day’.

orange, yellow and red color fruits. Example includes carrots,

However, this is indeed a natural remedy to the situation, i.e.

peppers and sweet potatoes which are a huge source of

all kind of health problems and issues that are of paramount

vitamins and nutrients good for sustainable health.

concern. ‘Five a Day’ holds the needed nutrients that are needed to stay up to the health benchmarks that are required

2. HOW IT GIVES YOU A NATURAL MENTAL BOOST?

and are a pre-requisite for future remedies.

It gives you a mental boost which is something natural and helps in the long run for a healthy and a motivational mind. Importantly, this is similar to walking for 15 minutes per day.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

Hence, according to a health expert some studies suggests that deficiencies in vitamins that includes B6 and pantothenic

4. ‘A HUGE POINT OF SOURCE FOR ENEGY BOOSTING’: ‘Five a Day’, is a huge boost and a mega source of energy,

acid could be a huge cause of depression in those who

especially if you are into regular exercises and sports. It really

consume lesser amount of plant foods. This is for those as

is a huge source of energy as it keeps you fit and look good.

well who do not consume it at all.

The fruit and vegetables are also a high source of carbohy-

3. ‘FIVE A DAY’ HELPS YOU IN ‘CALORIE’ OR WEIGHT MANAGEMENT:

drate, and many people every day tend to avoid carbohydrates. Hence, it is a primary source of a human’s body especially with regards to being an energy boost.

Managing your weight can be a huge issue and ‘Five a Day’ can really help in calorie management, and weight reduction.

According to a health expert the glucose and fructose in the

This is significantly due to the low amount of calories fruits

fruits and vegetables are all natural. Hence, these don’t

and vegetables possess. However, the high fiber content

require the work of digestive enzymes in order to break them

means that fruit and vegetable is great at keeping you full.

down. Furthermore, it is a quicker way as well as a healthier

How it significantly helps in fighting off obesity is due to the

way to give the body the energy that it requires. You don’t

chemicals present in ‘Five a Day’. This is due to phytochemi-

need a ‘Protein Bar’ if you are having your ‘Five a Day’ regular

cals that are richly found in fruits and vegetables to fight

in-take. On top of this, it’s a natural source of energy and

obesity issues.

vitamins which is best for sustainable health results.

Highly recommended by doctors regards to the weight management and calorie management issues. These recommendations are also due to the amount of good results that have been demonstrated in the past. According to a health research by an America based firm, weight reductions through dieting has been practically achieved by people having their ‘Five a Day’ on a very regular basis.

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

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Spring / Summer 2021 Market Update AMIT PURI First and foremost, we pray for the

- 36% of young Canadian adults have

- CMHC head finally agreed he was

health and safety of you and your

given up on owning home. The last

wrong about his doomsday call back

families and all front line workers

time the market was this hot, it was

in the depth of the COVID-19

during this unprecedented time.

followed by 1.5 years where things

pandemic started in March 2020

lagged, prices were down and the This is a long overdue market update

environment changed. This is what I

- Housing is now in the 3rd standard

for the Canadian economy. We make

call at 2017 Déjà vu, a repeat of 2017

deviation of what % of Gross Domes-

no formal opinion on the state of

is possible again

tic Product (GDP) it is, these are

affairs, instead strive to provide you

unprecedented times

our insight into key metrics and

- Calgary home sales soar 147% in

market drivers, to help you with your

March amid low interest rates,

Outlook for 2021

financial decisions for the future.

savings

- Home Prices in Canada expected rise, for the rest of the year, with rates

Market

- Canada's economy grew 0.7% in

having gone up 20% since January 1,

- Average home price hit a record

January 2021, with decreases

2021 unless we have a repeat of the

$716,828, with Canadian home

expected for Spring 2021 with further

April 2017 boom/bust cycle

sales, prices surge to new record in

pandemic restrictions

March 2021 with Great Toronto Area topping $1.1MM

- Home Sales expected to rise - Broader stock indices are rising and

between 4% to 6% by number of

encouraged through trading platforms

units sold for 2021 and value

- The first quarter of 2021, was one of

like Robinhood. A phenomenon that

the busiest recorded in history for

most heard about will be remem-

- In a normal year, about 4.5% to 5%

housing volume and activity

bered as the GameStop saga. This

of Canadians buy a new or existing

on the back of the US government

home, with this percentage rising to

- 6.08 million: The number of home-

throwing money at retail Joe whom

5.5% to 6% this year

owners with mortgages (out of a total

chased retail names in the stock

- In a normal free market, housing

of 10.01 million owner-occupied

market adding to the mania. Unlike

prices are always driven by popula-

dwellings in Canada)

the US where the stock market has

tion and income growth as two main

been a focus, Canada directed its

factors, the rest is all financial

- 1.72 million: The number of Home

stimulus and easing towards housing

engineering that we must monitor.

Equity Line of Credit (HELOC)

and now we can see similar euphoric

The pandemic has turned this onto its

holders. This is up from 1.45 million

(or bubble like) symptoms popping up

head

last year

in the Canadian housing market - Federal budget for 2021 proposes a new annual 1% tax on the value of

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

non-resident non-Canadian owned residential real estate.

expected. There is a tug of war going on between bond

Vacancies in both residential and commercial space have

yields and the stock market

risen throughout all major cities within Canada. Vancouver, Calgary, Toronto, and Montreal which all saw double digit

- Recoveries generally have a V, W or L shape, but the

vacancy rates. This has caused the government to revisit

pandemic gave rise to a K shape recovering causing some

vacancy taxes on landlords and buyers within Canada and

industries to thrive, with others still suffering. A prime

those that buy from abroad

example of this is the housing market is up, and the travel

Rates and Indices

and tourism market are still down

- Bank of Canada and OSFI consider new stress test

Investors

effective June 1, 2021

- Condos in Toronto still maintain they lure, with condo sales

• Current qualification rate is set at 4.79%

up 85.5% in January 2021. Losses from 2020 were absorbed

• The new rate to be used will be the weekly average across

by investors, but now an attractable asset class poised for a

banks which based on our calculation could drop the

rebound.

qualification rate to around 5.25% • This would result in buyers having a reduction of 9.6% in

- Rents have decreased over 30% in majority of areas in the

purchasing power

Greater Toronto Area, and similar numbers can be seen throughout Canada

- Bank of Canada has signaled it will not raise it’s overnight rate until 2023 well after the pandemic, what is important to

- Building materials saw gains over 300% in lumber

note is that the bank of Canada lends money to the financial institutions such as RBC, Scotia, TD at 0.25%, and then

- President Joe Biden of the United States, expects a major

these banks charge a prime rate.

infrastructure bill to be passed, which will put further pressures on the prices of raw materials, with the USA

- Anticipation is that rates will drop to zero or negative in

requiring unprecedented amounts of Steel. This demand for

Canada and the US over the next 5 years, which will result in

steel will put pricing up for condo developers

the prime rate of to drop as well, consumers will not experience negative rates, but bank primes will be decreased

- Toronto is expecting to see some land acquisition costs rise for developers, with estimates at $3,000 per square foot for

- Fixed rates are all the news in the market because they are

condos in the GTA starting in 2030

tied to bond yields, which in turn represent the stock market. The stock market just like housing is up, but this is a false

- some are questioning the death of downtown life, while this

negative given the pending negative financial result of the

is possible and I have no opinion, consider that even when

pandemic still on the horizon

newspapers died decades ago, today some still receive physical newspapers, so disruption takes a long time

- Three (3) of the G7 countries, Denmark, Germany and Japan have zero or negative interest rates so far with other

- A question to ask is will working 3 hours away from one's

G7 countries to follow

office be sustainable in the long-run, we'll see given mental health, productivity, company's requirements with the

- Fixed rates continue to decline which implies Variable rates

pandemic coming to an end

are a better option until Fixed rates are lucrative again

Health - The combination of CMHC loosening rules, lower interest

- Obviously the pandemic from COVID-19 is still on going.

rates by the BoC and other government policies making

Overall we must stay vigilant and focus on our physical

purchasing easier increased demand, but supply has stayed

health, mental health and as always our financial help

constrained outside of the downtown core where condos rule. With tighten of qualification in June 2021, we can see a downward shift in the market

Sincerely, Amit Puri, CPA, CA, BBA | Mortgage Agent & Chartered Accountant | The Mortgage Centre

- US bond yields rising are a bad sign for mortgage rates, however the stock market is not providing a clear picture of this, as variable rates and further rate reductions are W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

The Advantages Associated With Social Media Marketing For Your Business DMM DEPARTMENT MB Enterprises

Social media marketing also known

Most importantly creates a ‘Brand

Furthermore, it defines strategies that

as Digital marketing is the new age

image’ in the eyes of people, potential

are helpful for a successful brand

phenomenon that holds vital impor-

consumers, clients and other

road-map. Makes things more

tance for businesses. Especially true

stakeholders. The brand image is a

specific for consumers.

for fresh businesses is regarded as a

vital part of the assessment of a

Here are the advantages associated;

global symbol of marketing & prestige

brand, and helps in analyzing a brand

that a brand holds in the industry.

performance. For example a food

Creating huge brand awareness and

brand marketed on the Facebook

1. IMPROVED CUSTOMER SATISFACTION:

a brand image in the modern digital

should yield in few days how that

Through social media, the customer

environment, DM or Digital marketing

brand shall perform in the markets in

satisfaction values are determined

is a unique tool. Commonly known as

future. However, the brand perfor-

along with how customers will behave

Social media marketing, it has got the

mances might change due to

in future. Each and every customer

ingredients of a fast paced marketing

excellent marketing strategies, but

interaction on your business social

environment that excels with the

these are variable factors in-play.

media account is a huge opportunity

passage of time. The advantages are

Branding has many subcategories,

to interact with customers. Most

paramount as your new business

and all of them focus on the brand

importantly it is also an opportunity to

should be in the knowledge of people

awareness elements of a particular

publicly demonstrate your compas-

using Facebook, Twitter, Myspace,

brand. Whether it’s a food brand or a

sion for your customers. You want to

YouTube and importantly LinkedIn. All

clothing brand, Social media plays an

let them know, how you can please

these tools are used commonly for

integral role in the initial phase of

them through improved customer

Digital marketing purposes and their

marketing. It actually defines the

satisfaction, products and effective-

effectiveness is a guarantee for the

brand amongst the many other

ness in services. Whether there is a

future.

brands present in the markets.

question from an individual or a

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

complaint. The advantage associated with social media is that it gives you the opportunity for an interpersonal dialogue.

2. HAVING HIGHER BRAND AUTHORITY: Social media campaigns and online marketing strategies always allows to have much higher brand authority. The customer satisfaction along with brand loyalty both play a useful part in making the business more authoritative. However, at the end of the day it needs to be more communicative for larger prospects. Once you obtain a few satisfied customers who are highly vocal about their positive purchase experience. Hence, you can let the advertising be done for you by customers who actually enjoyed your products or services. Hence, making it full of higher levels of brand authority, as the authority holds in your own hands.

3. BEING MORE COST-EFFECTIVE: Social media campaigns are more cost-effective and hold better prospects for business owners. For most new companies it is the most cost-efficient part of an advertising strategy. If you decide to use paid advertising on social media, always start small to see what you should be expecting. Hence, as you become comfortable, you should finely tune your strategy and try increasing the budget gradually. Not only being cost-effective, social media marketing is risk-free and higher in terms of the impacts. This is simply because it is targeting more consumers at a much faster rate.

4. AN INCREASED BRAND AWARENESS: The brand awareness aspects associated with social media marketing are far higher than other marketing strategies. This is more or less due to the power of the media and the platforms in use which includes Facebook and Twitter. Hence, implementing a social media strategy will greatly increase your brand recognition mainly because you will be interacting with larger amount of consumers. It doesn’t need rocket science to create brand awareness on social media. Simply having people interact with your content will increase the brand awareness, as well as start building your reputation as a business.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

THE ROLE OF AGE, ENVIRONMENT & MINDSET IN SELF-MOTIVATION DIGITAL MEDIA MARKETING MB Enterprises

Age, Environment & mindset particu-

work and a career that will be a boost

attitude of an individual how they can

larly plays a very significant role in

for your future upbringing. The factors

make short-term and long-term goals.

self-motivation of an individual. This

that are linked more cognitively are

role lays a huge emphasis on an

age and mindset. Everything is highly

individual’s personality and their

dependent on your career, as it is the

THE AGE FACTOR- ‘ASPIRE EVERYDAY’:

personification. The self-motivation

key factor that has helped in transform-

As part of the self-motivational

model has dependencies on various

ing you into what you are today.

aspects the age factor is the most

factors while these three are highly

Everything is related to how you take

critical in self-motivation training.

detrimental for an individual’s perfor-

things from here step-wise. More or

When you are young, you tend to be

mance. Self-motivation is a huge

less your positive mindset is the key

more energetic and agile in terms of

ingredient that helps a lot in moving

for your success. A ray of light is

your goals. You must have a highly

up, even if you are down and out due

enough to keep the whole world

aggressive attitude towards your

to a certain situation. In the corporate

enlightened, that’s how you need to

goals. Furthermore, you should enjoy

& professional world that really helps

keep the ray enlightened so that

the ingredients you have that will be a

to sort out & problem solve your own

things move forward in the right

boost for your aspirations. You should

problems. Your role in your career is a

directions. Directions specify the time

make idols in the field you are

huge factor that helps in bridging the

you need to move on, and you have in

interested to enter as soon as you

gaps, and clearing things in your mind.

your mind where you need to be at

look for your career. Therefore, you

Ironically, resolving key issues, i.e.

what age.

must have a good observance that matters for you and your individual

what you need and how you need it? The rising sun is full of hope, light and If you are a fresh graduate, looking for

MBE BUSINESS MAGAZINE JUNE 2021

training aspects.

positive energy. All depends on the

W W W. M B E F O RYOU. C O M

Inspirations count in the long run, as

environment is detrimental in your

counts, and how you make the best

they are like the fire power to you in

self-motivation and career progres-

out of it.

the times of your youth. However, with

sion. It should be a huge help to you

the passage of time your self-motiva-

while you plan how to move up the

It helps you brainstorm your thoughts

tion and your esteem can lower down.

ladder of success. It’s like the sun

and emotions in a more aligned and

This is ironic as you grow older in

shines while you make hay. Things

systematic ways. This is obviously

terms of age and your future is more

start moving forward in more aligned

vital for you to move forward in life,

dependent on your past success.

and systematic ways than how they

just like a car needs a fuel to run

Self-improvement and self-motivation

might have otherwise.

smoothly on a highway. Hence, on the

values are highly effective and

highway of life a positive mindset is

maximum when you are young and

Work environment is yet another

the right fuel for your thoughts and

you have the energies to be a problem

factor that influences your self-motiva-

empowers & cultivates your thinking

solver. Helps a great deal in determin-

tion and your targets in more defined

aspects. You can strategically work out

ing your pathway to success and plan

ways. The culture it creates in your

your goals and determine the line of

your journey forward.

mind and your life affects how you

action that is needed. If you are in a

strategically move forward.

stressful scenario, it helps you gather

ENVIRONMENT COUNTS FOR FUTURE VALUES:

A POSITIVE MINDSET:

How your environment counts for

A positive mindset in all circumstanc-

future values is amazing to know as it

es irrespective of anything is

Positivity for self-motivation is the

creates variances in your personality.

something that really counts. Obvious-

least dependent thing, as it is inspira-

An environment brings true values of

ly, because it gets important for you to

tional in your thoughts. This is true for

inspiration and determines the

take the pressure of your work and

both your career and your academic

success factor that you are looking for.

your life. A positive mindset also helps

goals. Meditate for at least 15-20

It counts in your daily activities as an

in a highly flexible and a balanced

minutes for positivity and self-motiva-

environment is something that triggers

lifestyle. It determines your goals and

tion and you will find yourself in a

your brain. Inclusive of the environ-

helps you fuel your thoughts every

more calming influence of your life.

ment you work, the environment you

day. A positive mindset always helps

Really helps you cluster your ideology

are born and brought up also holds

you tell yourself on a daily basis that

of thoughts in more refined ways.

vital elements of success. Your

‘Every day is indeed a new day’. This

upbringing in an educated and literate

is vitally because your day at work

W W W. M B E F O RYOU. C O M

yourself and solve the puzzle of your dreams.

MBE BUSINESS MAGAZINE JUNE 2021

E-scooters Shunned By Toronto, Lauded By Ottawa STUART HIMMEL Staff Writer

National capital’s careful pilot project said to have ‘worked out really well’

Ottawa transportation committee

said the three e-scooter vendors

chair Councilor Tim Tierney, champi-

picked to supply the city are forced to

oned the e-scooter pilot in his city,

“fight it out, like ‘The Hunger Games’

which ran between July and October

– if they don’t fulfil their duty to pick

In past months. Several Canadian

of last year. Once the provincial stay

up misplaced scooters in a very short

cities have rolled out e-scooter pilot

at home order was lifted, he said a

window, they could lose their opportu-

projects that let residents rent and

new pilot will begin with more than

nity to be part of the next pilot.”

ride the electric vehicles. Toronto,

twice as many e-scooters made

Tierney said the approach “worked

however, has been reluctant to join

available to residents this time

out really well.” Out of more than

their ranks, and city staff unanimously

around.

200,000 e-scooter rides taken in Ottawa during the pilot, only about

recommended against lifting the city’s ban on e-scooters at a council vote

Tierney said Ottawa carefully

150 complaints of improper parking

last month.

considered the issue before green

were reported. Tierney said the

lighting the pilot, adding how he

e-scooter companies responded to

Meanwhile Ottawa, Calgary, Edmon-

witnessed first-hand how “out of

alerts on social media of e-scooters

ton and Windsor have gone ahead

control” the devices can get when

left about and cleared them within

with e-scooter experiments and local

used and stowed improperly.

minutes.

lawmakers said they have seen

When we went into this pilot, we

success and plan to expand their pilot

wanted to make sure we had a lot of

Ottawa also instituted a two strike

projects in the future.

real restrictions,” Tierney said. He

system that means any rider who

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

leaves an e-scooter outside a designated drop off zone

project. Bird Canada is hoping to continue the dialogue in the

twice, gets banned from using the ride sharing system. Each

coming months with the City of Toronto, post pandemic

e-scooter is equipped with a GPS, so they can easily be

period. A Bird Canada spokesperson stated “While we are

located and rider information, including their credit card is

disappointed by the decision, our hope is at that point a more

stored, so blame and sometimes fines can quickly follow.

fulsome analysis of sustainable transportation modes can

Getting caught riding an e-scooter on the sidewalk costs

occur. Let’s not have Toronto be the city that only sees

$180 in Ottawa.

challenges when others see opportunities “.

The e-scooters in Ottawa were also caged to certain

Stewart Lyons, CEO of the Canadian division of e-scooter

designated areas within the city. If a rider tried to drive them

company Bird, said worries over liability are “nonsensical”

off the path, the e-scooters would automatically shut off.

and unique to Toronto. “Bike sharing in Toronto uses the

Tierney said he considers the pilot very successful and

same insurance we have in every market in Canada. How

believes the near unanimous vote by city council for its return

come it can operate without third party insurance but we

is owed to the environmental benefit it provided the city.

have to have it?”

Disability advocates and some city staff say being struck by an e-scooter that can move quickly and have top speeds of

In a report last month, city transportation staff recommended

more than 40 kh/h could have devastating consequences,

that Toronto not opt in to an e-scooter pilot, “as there are not

particularly for seniors and disabled people.

adequate protections for e-scooter riders and non-riders.” City staff cited problems related to accessibility, safety and

To combat this, Ottawa e-scooters automatically reduce in

insurance posed by e-scooters industry “are not satisfactory.”

speed in certain busy areas, such as the downtown ByWard

Toronto Mayor John Tory looked forward to the debate over

Market, from a maximum allowable programmed speed of 21

the report at city council however, he takes the concerns in

km/h to 8 km/h. Advocates also worry improperly parked

the report seriously and believes the recommendation to not

e-scooters could be hazardous for blind people, people with

attempt a pilot is the appropriate course to take in light of

mobility issues or those unable to move the vehicles, which

those outstanding concerns and his council unanimously

way up to 33 lbs.

agreed.

Because of these and other concerns over liability if

E-scooters are one of the many strategies cities can use to

someone is injured or injures another while riding an

reduce greenhouse emissions. The statistics from the 150

e-scooter, the vehicles are currently illegal in Toronto and will

cities around the world that allow e-scooters all come back

remain illegal. A vote last month by Toronto City council was

the same: between 30-40% of the time, they replace a car

unanimous and agreed with the recommendation of city staff

trip.

that they will not be lifting the city’s ban on the e-scooter pilot

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

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Significance Of Mentorship For Young Business Guns

DMM DEPARTMENT MB Enterprises

The huge amount of significance levels attached to mentor-

your line of work, as well as follow someone’s principles &

ship for young business guns is due to the motivational levels

ideologies very closely. This includes having a good eye on

attached. For entrepreneurial success, one definitely needs to

the success ideology of your mentor and staying up to the

have a mentor as a business icon or a leader. Someone who

trusted expectations while having a planned journey.

needs to be looked at while you move ahead with your business goals. A mentor definitely gives direction as well as

Having a mentor in your life is not only inspirational in terms

inspiration that is highly needed.

of your goals, but it is part of having a directional approach towards success.

In order to inspire someone you need to have a huge amount of business success along with greater amount of satisfaction

WHY IT HELPS YOU IN ACHIEVING GOALS?

attached with success. A mentor helps a great deal every day

How and why it helps you in achieving goals is truly amazing

to focus, work hard with motivation and evaluate all the

to find out. However, having a mentor do enable the sense of

possible dangers and hazards attached. Hence, the credit

motivation and achievement in you. It especially ignites in you

goes to the inspirational motivation, and something unique

the fire, as it is something that lets you tell yourself that you

that is evident to you in your mentor.

are no way lesser in abilities to someone else. Furthermore, it amazingly develops in your mind the ‘Can Do Attitude’. An

‘Mentorship’ comes with the ideology of following someone in

MBE BUSINESS MAGAZINE JUNE 2021

attitude that your mentor or idol has developed in his/her

W W W. M B E F O RYOU. C O M

personality over the course of time. Your goals are everything for you in terms of the agendas that you have targeted in your

HOW A MENTOR GIVES YOU RE-ASSURANCE: Through a series of successes and failures apart from the

life. This is part of your inspirational training while you work

similar business experiences there comes a sense of

hard for your goals.

re-assurance. This sense of re-assurance comes from your

AN EXPERIENCE THAT IS NOT IN YOUR TEXT BOOKS:

mentor, and the sense of belongingness that you have for the mentor. Self-confidence is a huge necessity to work as an

Following a mentor for success is an ultimate experience that

entrepreneur. Moreover, mentors in business world have the

normally you won’t find in your text books. Experience is truly

capacity to help the young founders tap into their self-confi-

a huge asset that is gained every day while you work, and

dence. Hence, they also have the capacity to see every

while you follow someone as a mentor. Hence, this is

possible challenge as an opportunity.

something that you won’t find in your textbooks. Obviously, the learning outcomes are dependent on your priorities that you have gained over the years. This time period is not just a

A MENTOR GIVES YOU BUSINESS SUSTAINABILITY: Having a mentor gives you the business sustainability that is

month or a year, but many years of observance, understand-

much needed. This is especially to make your business a

ings and following your mentor.

profit earning enterprise. According to a research, 75% of businesses with a mentor have survival that is longer than

A huge reason why mentorship is considered a necessity for

five years. This is followed by 50% of businesses that doesn’t

young business guns, is to train an attitude for business. An

even survive for even 5 years. While 35% of new businesses

inspirational attitude that will definitely guide you to groom

may not even survive for one year.

your attitude for success. It is definitely easy to start a business or an enterprise, however, to capitalize on it and move forward with profitability and persistence is seriously hard.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

How To Win Your Business In The Times Of Financial Crisis? DIGITAL MEDIA MARKETING MB Enterprises Winning your business in the times of

situation rising due to the political

aspects. ‘Sustainable measures’ are

financial crisis similar to that of the

instability. Making your business safe

always helpful in future as they ensure

recent pandemic has been a popular

in times of risks situations that

that the company sticks with its

topic of discussion lately. It is precise-

includes political crisis situation or a

defined agendas and the goals of the

ly, due to the on-going business

pandemic situation is highly linked up

firm.

challenges that are attached with the

with the company’s robustness. Other

pandemic, and how these can be

situations of crisis also includes a

combatted for future goals. This can

company going through a phase of

STAYING OPEN-MINDED & OPTIMISTIC:

be treated as a hindrance in the

non-profitability, lack of sales, or finally

Staying more open minded in such

success of the company, and how to

a situation that lacks control of the

situations should be the priority

take care of future similar hindrances

firm. It is important in such situations

strategy that as an entrepreneur you

in a crisis situation.

to win back your business and take

should adapt. Staying rigid in your

the complete control so that your

thoughts can be harmful for your

A crisis situation can easily arise due

competitors don’t occupy your

success. It can even cause a havoc in

to the political conditions of a country

markets. A competitor’s analysis well

the ranks and can be a huge cause of

in or its security & safety issues. This

in advance to avoid such scenarios is

the sinking of your ship. It has been

is with regards to the country where

highly useful for getting back.

evident from the past, how craftiness

the company is based tangibly. These

Handling a crisis situation or a credit

and innovation have been successful.

are also known as ‘Country risks’ and

crunch is important for the survival of

Both of them have immensely helped

are mostly attached to the crisis

the company & its sustainability

small businesses float as they learned

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

alternative ways to treat & serve their customers. Hence,

INCREASE YOUR FLEXIBILITY & DISCLIPINE:

such a situation can even train you to adapt different & useful

Increasing you flexibility & discipline can actually help in

strategies of change.

slowing the time of crisis & help you getting back on track. Your company’s flexible approaches and strategies are highly

It helps in changing your attitudes as an entrepreneur where

evident in times of crisis situation. Hence, as a leader it is

you see opportunities in challenges. These are opportunities

important for you to understand your new role and be a bit

that make you stronger, robust and sustainable for future

more flexible. Ironically, as not everyone is in the same place,

goals. Finally, optimism is the best attitude as well as the best

and taken the same challenges like you are approaching

way to combat a crisis situation.

currently. Therefore, leading with empathy, understanding,

TAKING A STEP BACKWARDS:

flexibility and discipline is a huge step towards gaining the trust of your colleagues. This is definitely true that champion-

Taking a backward step in such situations, is actually part &

ing discipline starts at the top and makes it important for

parcel of your plan to jump ahead. This is similar to while you

leaders to lead by example. Leadership through example is

are walking on a road and you see a man-hole that is

always exposed in similar crisis scenarios.

unavoidable. Naturally, you would take some backward steps, before you make a leap forward over that hole. The crisis is

BE THANKFUL & EXPRESS APPRECIATION:

similar to a ‘hole’ that needs to be avoided. Hence, your

Being thankful and expressing appreciation is the best way to

backward steps are part of the development strategy for you

resolve a crisis situation that can have a potential to explode

to move forward with higher & richer commitments. Taking

like a volcano. Things could have been worse & you as an

step backwards in the era of commerce & technology, means

entrepreneur needs to ponder on that thought thankfully. Like

you need to overlook the wisdom of the situation for an

in a pandemic situation, just stabilize your mindset and think

analysis of the bigger picture. In other words, you need to

positively with gratitude. This is while sticking to the rules

identify a strategy figuring out the ‘gravity of the situation’.

applied to combat a crisis situation & be tactful in further

Hence, while taking the time to slow down actually gives you

ways. Example of following rules in pandemic situation

the potential to see opportunities that can accelerate your

means working from home, and social distancing while at

business.

work.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

Stop Food Waste Day’: Observance In Canada – 28th April 2021

DMM DEPARTMENT MB Enterprises

Stop Food Waste day is observed all over Canada on the

mental protection and highly synchronized efforts that are

28th April 2021’. It’s a Global day with a universal mission to

being made for the environmental health & safety.

stop food wastage for sustainability reasons and for the sake of environment. An effort that will definitely be a huge boost

Canada is a country that is highly aware of their uniformed

for environmental health & safety measures all over the world.

efforts regards to food wastage, and they have incredibly

It is observed especially in Canada for the sake of environ-

increased their performance levels regards to this. Their

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

efforts are parallel & synchronized with the efforts of many

people regards to the potential hazards of food wastage. This

health & safety stakeholders. These stakeholders also

is through awareness and educational programs at all levels

includes restaurants and takeaways. As Canada is a multicul-

as well as making people aware of the attached disadvantag-

tural & diverse society with people, especially immigrants

es of food wastage. These are disadvantages to the environ-

from different nations of the world. Therefore, the food

ment as well as the hazards attached to the economic system

wastage efforts has been regarded as a challenge in vast

in Canada. Furthermore, the mission aims to be practical,

land Canada. A country that is more aware due to sustainabili-

creative, and bringing impactful ways to change behaviors

ty reasons as well as climate change. The day is a huge

regards to food wastage.

acknowledgement to the efforts of the Canadian Govt. in alliance with the people, i.e. the true citizens of Canada. It is

According to a research on Global Food Wastage, 35% of all

ironic that these efforts are for environmental awareness and

food produced globally is lost or wasted every year. 43% of

bringing sustainability to food reforms. The Food health &

root crops, fruit and vegetables produced globally is lost or

safety bodies in Canada are playing their role significantly

wasted per year. According to another research in the United

every day. Even though Canada is a massive land, and

States, a huge $1,966 of the annual cost of food is wasted by

regional food reforms are a challenge that needs to be

the average American family. Surprisingly, 8% of all the

injected in Canadian society. Hence, this is a CSR or a

greenhouse gas emissions each year are due to food loss

Corporate Social Responsibility for all the food health &

and wastage.

safety bodies legitimately active in Canada. However, the efforts needs to be more persistence and consistent in key

These stats are worthwhile enough to prove that Canada

areas of Food Industry.

needs to improve their efforts on global food wastage. Hence,

BRINGING EDUCATION & AWARENESS IN PEOPLE:

for this purpose they need to be more aggressive regards to the policy framework and regulations in the food industry.

While bringing the fight closer as we fight food wastage. The mission is to draw attention and at the same time educate

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

BALANCING THE CHALLENGES FOR FUTURE IN CANADIAN IMMIGRATION SYSTEM DMM DEPARTMENT MB Enterprises

The Canadian Immigration System

Historically, the country has been

thousands of immigrants poured into

historically has seen many ups &

very successful in coping up with the

the country and many to the west.

downs lately, a significant fall in the

challenges of migrations & these

This is also following the establish-

immigration levels due to the current

waves of change has been marked

ments of Saskatchewan and Alberta

pandemic. Although, the current year

as progressive for Canadian immigra-

being declared as provinces. Canada

has seen a significant growth in the

tion values. The Govt. of Canada has

has a huge land to offer unlike many

amount of people coming to Canada,

increased their plans to restore the

countries in Europe including U.K,

but the patterns have changed

challenges and the current situation.

Germany, France, Italy and Spain.

significantly. This is the stage 3, or

They further aim to bring continuity

This has been a huge reason why

wave 3 of the pandemic and the

for combating the future similar

people have been targeting Canada

immigration numbers have increased

challenges. The goal is to bring

as their immigration country with a

as compared to the previous year, i.e.

continuity for combating the future

waves of change in the numbers, i.e.

2020.

challenges and similar challenges like

ups and downs.

the one they have been facing as of Canadian Immigration System has

today.

been largely dependent on diversity

This is after seeing the calamity of the Second World War, Canada unlike many other nations has

many different nationalities to

WAVES OF CHANGE IN CANADIAN IMMIGRATION HISTORY:

Canada. This is a trend seen since

Canada has been seeing waves of

economy. They have largely dealt

last 2-3 decades while the figures

change in its immigration numbers as

with their economic values and

have increased from Asia & Africa.

well as system. Hundreds of

emerged as a happy country lately.

in cultures, i.e. people coming from

MBE BUSINESS MAGAZINE JUNE 2021

emerged as a strong and stable

W W W. M B E F O RYOU. C O M

This is surprisingly between 1946 and 1953, over 750,000

The country has however remained robust and secure and

people found a home to live in Canada. Hence, substantially

focused on their continuity as a migrant nation. Like any

immigration started playing a great role while considering the

other country they have been facing challenges, but Canada

total population of Canada in 1946 being less than 13 million.

remains a bacon of peace and stability. This is largely due to

Naturally, the population density being very low for a land

their massive improvements in the educational system that

that is considered as the second largest country in the world

has impressed the countries world over. Peace within

after Russia. Ironically, what followed was a huge increase in

Canada has been exemplary and like the neighboring USA

Canada’s economic output, the standards of living and their

they have hardly seen a civil war. This has been a highly

presence on the world stage.

positive sign in taking Canada to heights of new excellence and being a peaceful nation.

GOVT.’S PLANS OF RESTORATION FOR FUTURE: Canada is in the list of nations that are considered as happy

According to Marco Menidicino, immigration minister of

countries of the world. This is primarily due to the economic

Canada, the country aims to and has announced a goal of

values that Canada has created, their immigration numbers

1,200,000 new permanent residents into Canada. These are

& an increased standard of living that Canada has

impressive figures considering the pitfall they have seen

maintained largely in all its provinces & territories. The

lately due to the current pandemic. These figures will be a

challenges they have faced that have affected their migration

huge boost for the Canadian economy, restoring the number

numbers includes contraction of economy and a huge

of migrants and bringing continuity that is much needed in

decline in the birth rate.

these current times.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

Ways In Which Market Research Helps Your Business Towards Success DMM DEPARTMENT MB Enterprises

Market research is one of the most common and most

This also depends largely on their demographics and some

profound ways of understanding the consumer behavior. It

previous results.

really helps small & large businesses move towards success as it is a unique ingredient of development for research

1. HELPS UNDERSTANDING YOUR COMPETITOR:

activities regards to a product or service. The research is

Market research is a category or part of marketing that helps

conducted in form of questionnaires that are open or close

a great deal in understanding the marketing environment. It is

ended, and interviews and surveys that helps in making

something that helps a huge deal in gaining the competitive

fruitful and lucrative analysis. It helps in not only making an

advantage, while you understand the spirit of competition. It

analysis of a situation, but also is fruitful in decision making

lets you understand the competitor’s psychology as well as

regards to the marketing activities.

the true ingredients of competitor’s psychology. A psychology relates considerably to a mindset and how the mindset plays

The internal and external marketing creates an environment

a role in different MR activities.

that helps the positioning of the product in the market. There is always a reason for conducting a market research, and that

Why the competition is key is highly important to realize and it

reason is based on opinion. This means you need to know the

is only possible with an effective strategy into action. It truly

consumer’s behaviors in terms of their demographics and

helps a huge deal in making and understanding a competitive

how the product will function in the markets. Hence, creating

environment. An environment that is the key for future

a unique environment which is later called a marketing

marketing goals and activities. Also helps in understanding

environment is a necessity for market research activity.

different patterns and behaviors for success.

Online marketing research based on online surveys and

2. HELPS IN ENSURING YOUR RELEVANCY:

opinions generated through polls and forms are one of the

The market research activity is indeed an enriched one as it

most common ways of finding out facts regards to a product

helps in ensuring the relevancy factors that are associated

performance. It not only is a necessity for creating a product

with a certain kind of research. Relevancy matters a lot as it

portfolio, but is also an activity that helps a great deal in

saves the marketing budget, and helps you know exactly

strategic decision making. The opinions of a larger amount of

what you are looking forward in a market research activity. As

people is truer and fact based rather than the opinions

they say ‘Change is the only true constant’, which is why as a

attached to lesser amount of people in a particular survey.

constant effort relevancy needs to be the required change

MBE BUSINESS MAGAZINE JUNE 2021

W W W. M B E F O RYOU. C O M

that is needed. If the MR activities are persistently moving

future markets. Also helps in identifying areas for expansion.

around the key factor of relevancy. Hence, it means you

Is highly detrimental in setting realistic targets for business.

exactly know what you want from an activity linked with

Helps a great deal in beating competition as well as drafting

research. Definitely, by researching the evolving needs of the

effective strategies for campaigns. Finally, the metrics also

consumers, as well as analyzing your competition’s reactions.

helps in optimizing results. The effective research is highly

In fact, you are ensuring longevity as well as relevancy in the

useful in enabling business expansion and growth.

market.

4. CUSTOMERS ARE THE CENTRE OF ATTRACTION: The best and most easy way to stay relevant is via running a

Customers are not only the center of attraction for Market

tracking survey or an index survey. Hence, simply creates a

Research activities, but they are the focus of market research

basic survey that you send on a regular basis as well as in

activities in more than one ways. Their opinions are the

the reporting feature after that. Finally, you can also create

significance and holds vital decision making elements for the

segments of the data ranges as well as make fruitful compari-

future. For a business it simply helps to understand your

sons of your progress.

customer in much better and reformed ways. It is through the use of effective and efficient research that the businesses are

3. HOW IT HELPS IN GROWING YOUR BUSINESS:

able to establish an open-ended line of communication with

This is indeed a fact that all the small business owners want

their customers. Once the customer’s needs are being

to grow their company. However, many are not sure where to

understood deeply, hence, you shall be able to tailor &

begin with. Apart from the many tools, the research tool is the

customize the business to meet them. This is also the prime

best tool for any type of product development, a launch, or a

motive behind the market research activities of most compa-

business expansion. There are some ways in which metrics

nies.

can be helpful. It helps in keeping track of the trends and the

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2021

CROSSWORD PUZZLE

HEY, I KNOW THOSE GUYS! ACROSS 1 “Beats me!” 6 The “W” in WPM 9 1973 “Love Train” singers, with “the” 14 British standard (2 wds.) 16 Casual dress authorization (2 wds.) 17 Eat at 4 pm, say (2 wds.) 18 Take the honey and run 19 Outer: Prefix 20 Ichiro, in the 2007 MLB All Star Game 21 “Dallas” matriarch and namesakes 22 A Hail Mary, for one (2 wds.) 25 Eight-piece musical group 29 Some eels 33 “American Pie” vehicle 34 Ready for plucking 35 “The Good Earth” mother 36 Ticket 37 Thigh bone 38 Battering wind 39 Chrysler Building architect William Van _______ 40 Indian royal 41 Three-time Winter Olympics medalist Sonja 42 WWII battleship known as “Big Mo” 44 Court call 45 Most thin and fit 48 Having loans outstanding (2 wds.) 51 Comedy TV staple since ‘75 52 God of Italy 55 Pope after John X 56 Lawyers’ charges 59 “Niiiiice!” 60 Ground beef sandwich option (2 wds.) 61 The NAACP and the PGA 62 Restaurant calculation 63 Combs and Connery Down 1 “The ________ abides” (classic Jeff Lebowski line) 2 Windows alternative

3 El _______ 4 How two, four and si differ from their 0-10 counterparts (2 wds.) 5 How some folks are runnin’ (2 wds.) 6 Twists out of shape 7 Roman 650 8 Sun spot? 9 It’s 2.5 miles long at the “The Brickyard” (2 wds.) 10 Sparrow colors? 11 Yours, in Tours 12 “Holy moly!” 12 Gets the picture 15 Diner coffee 21 Big name in bonding 23 Beef jerky brand 24 ________ New Guinea

25 Philosophic guy with a razor 26 ______ con carne 27 Heads of France? 28 Equal division (2 wds.) 30 Spiral-horned antelope 31 See 57-Down 32 Look of disdain 34 Weaponize again 37 Orchad output 41 M*A*S*H*’s Houlihan 43 Goes around in circles 46 Bar, legally 47 Kelloggs trio member with a chef’s hat 48 Rick’s “Casablanca” love 49 The latest 50 “Duz ______ Everything!” (Old detergent tag line)

See previous issue answers on page # 21

52 “It’s _____ vu all over again” (classic Yogi Berra-ism) 53 Wrinkle remover 54 Sugar suffixes 56 Q-U link 57 See 31-Down 58 TV’s “Science Guy” Bill

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ESS 20160620

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Customer Service

Human

Daily Operations, Financial, and Marketing Duties Resort managers oversee product stocking, accounting, and marketing efforts at the resort. As a resort manager, you'll hire contractors to perform services, such as painting or plumbing. You'll ensure that all supplies, from housekeeping materials to furniture, are in good condition and in stock. You'll monitor payroll, customer billing, and expense accounts. Customer Service Resort managers ensure positive customer experiences by maintaining high-quality facilities and remedying problems. At the resort, you'll conduct room, kitchen, and grounds inspections to make sure that they are all up to code. You'll greet guests at arrival, create standards surveys, and ﬁnd acceptable solutions to problems that may arise. Human Resources Responsibilities As a resort manager, you'll be in charge of hiring, training, and scheduling new staff members. You'll set goals for employees and help your staff achieve these goals. You might also have assistant managers who you'll work with to manage departments, such as housekeeping, dining, security, and desk personnel.

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MBE BUSINESS MAGAZINE JUNE 2021

WE ARE HIRING!

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MBE BUSINESS MAGAZINE JUNE 2021

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104-100 Dynamic Drive, Toronto, ON M1V 5C4

1-855-669-6227

1-866-204-6888

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Address: 104-100 Dynamic Drive, Toronto, ON M1V 5C4 Toll free: 1-866-667-1377 Fax: 1-866-204-6888 Email: info@mbeforyou.com Website: www.mbeforyou.com

JOINT VENTURE FINTECH SELECT / RMA CANADA

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MBE BUSINESS MAGAZINE JUNE 2021

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MBE BUSINESS MAGAZINE JUNE 2021

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MBE BUSINESS MAGAZINE JUNE 2021

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MBE BUSINESS MAGAZINE JUNE 2021

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EXCEPTIONAL REAL ESTATE SERVICES

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104-100 Dynamic Drive, Toronto, ON M1V 5C4 200 Consumers Road, Suite 100, Toronto, ON M2J 4R4 (416) 939-9378 (416) 497-5949 www.mansoornaqviteam.com

SYED BAQAR KAZEMI

SALES REPRESENTATIVE